AURC / Aurora Acquisition Corp - Class A - Pengajuan SECLaporan Tahunan, Pernyataan Proksi

Aurora Acquisition Corp - Class A
US ˙ NASDAQ ˙ KYG0698L1032
HINDI NA ACTIVE ANG SIMBONG ITO

Mga Batayang Estadistika
CIK 1835856
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Aurora Acquisition Corp - Class A
SEC Filings (Chronological Order)
Halaman ini menyediakan daftar lengkap dan kronologis dari Pengajuan SEC, tidak termasuk pengajuan kepemilikan yang kami sediakan di tempat lain.
September 5, 2025 8-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No.1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 29, 202

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No.1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 29, 2025 (July 30, 2025) Better Home & Finance Holding Company (Exact name of registrant as specified in its charter) Delaware 001-40143 93-3029990 (State or

August 13, 2025 EX-10.4

Director Compensation Policy

Exhibit 10.4 Better Home & Finance Holding Company Director Compensation Policy Effective as of July 31, 2025 The Board of Directors (the “Board”) of Better Home & Finance Holding Company (the “Company”) has adopted this Director Compensation Policy (this “Policy”) for purposes of compensating those directors of the Company who meet the eligibility requirements described herein. This Policy has be

August 13, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-40143 Better Home & Finance Holdi

August 7, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 7, 2025 Better Home & Fina

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 7, 2025 Better Home & Finance Holding Company (Exact name of registrant as specified in its charter) Delaware 001-40143 93-3029990 (State or other jurisdiction of incorporation

August 7, 2025 EX-99.1

Better Home & Finance Holding Company Announces Second Quarter 2025 Results

Better Home & Finance Holding Company Announces Second Quarter 2025 Results •Q2 2025 Funded Loan Volume of $1.

August 5, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 30, 2025 Better Home & Finan

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 30, 2025 Better Home & Finance Holding Company (Exact name of registrant as specified in its charter) Delaware 001-40143 93-3029990 (State or other jurisdiction of incorporation

June 16, 2025 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 10, 2025 Better Home & Finance Holding Company (Exact name of registrant as specified in its charter) Delaware 001-40143 93-3029990 (State or other jurisdiction of incorporation

June 4, 2025 S-3/A

As filed with the Securities and Exchange Commission on June 3, 2025

As filed with the Securities and Exchange Commission on June 3, 2025 Registration No.

June 4, 2025 S-8

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT THE SECURITIES ACT OF 1933 Better Home & Finance Holding Company (Exact Name of Registrant as Specified in Its Charter)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Better Home & Finance Holding Company (Exact Name of Registrant as Specified in Its Charter) Delaware 93-3029990 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification Number) 1 World Trade Center 285 Fulton Street, 80th Fl

June 4, 2025 EX-FILING FEES

Calculation of Filing Fee Tables *

Exhibit 107 CALCULATION OF FILING FEE TABLE FORM S-8 (Form Type) BETTER HOME & FINANCE HOLDING COMPANY (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rate Amount Registered (1) (2) Proposed Maximum Offering Price Per Share (3) Maximum Aggregate Offering Price (3) Fee Rate Amount of Registration Fee (3) Equity Class A common stock, par value $0.

June 4, 2025 EX-4.5

Form of Debt Securities Indenture.

Exhibit 4.5 BETTER HOME & FINANCE HOLDING COMPANY INDENTURE Dated as of [•] [•], Trustee TABLE OF CONTENTS Page ARTICLE 1 DEFINITIONS AND INCORPORATION BY REFERENCE 1 Section 1.01 Definitions. 1 Section 1.02 Other Definitions. 6 Section 1.03 Incorporation by Reference of Trust Indenture Act. 6 Section 1.04 Rules of Construction. 7 ARTICLE 2 THE NOTES 7 Section 2.01 Issuable in Series. 7 Section 2.

June 4, 2025 CORRESP

* * *

Better.com 1 World Trade Center, 80th Floor New York, NY 10007 June 4, 2025 Via EDGAR Securities and Exchange Commission, Division of Corporation Finance, Office of Finance, 100 F Street, N.E., Washington, D.C. 20549 Attention: Aisha Adegbuyi Re: Acceleration Request for Better Home & Finance Holding Company Registration Statement on Form S-3 (File No. 333-287335) Ladies and Gentlemen: Pursuant to

May 16, 2025 S-3

As filed with the Securities and Exchange Commission on May 15, 2025

As filed with the Securities and Exchange Commission on May 15, 2025 Registration No.

May 16, 2025 EX-FILING FEES

Filing Fee Table.

Exhibit 107 Calculation of Filing Fee Tables Form S-3 (Form Type) Better Home & Finance Holding Company (Exact Name of Registrant as Specified in its Charter) Table 1 - Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Fees to Be Paid Equity Class A Common Stock, par value $0.

May 14, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-40143 Better Home & Finance Hold

May 13, 2025 EX-99.1

Better Home & Finance Holding Company Announces First Quarter 2025 Results

Better Home & Finance Holding Company Announces First Quarter 2025 Results •Q1 Funded Loan Volume of $868 million, up 31% year-over-year •Expect Q2 Funded Loan Volume to increase compared to Q1 driven by efficiencies in our Timan AI platform •Expect 2025 Funded Loan Volume to increase over 2024 driven by tailwinds from growth initiatives including NEO Powered by Better as part of our Tinman AI Pla

May 13, 2025 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 13, 2025 Better Home & Finance Holding Company (Exact name of registrant as specified in its charter) Delaware 001-40143 93-3029990 (State or other jurisdiction of incorporation o

April 30, 2025 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)

April 28, 2025 8-K

Entry into a Material Definitive Agreement, Termination of a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 28, 2025 Better Home & Finance Holding Company (Exact name of registrant as specified in its charter) Delaware 001-40143 93-3029990 (State or other jurisdiction of incorporation

April 28, 2025 EX-10.1

ity Agreement, dated as of April 28, 2

Exhibit 10.1 SECURITY AGREEMENT dated as of April 28, 2025 among BETTER HOME & FINANCE HOLDING COMPANY and THE OTHER GRANTORS IDENTIFIED HEREIN in favor of GLAS TRUST COMPANY LLC, as Collateral Agent TABLE OF CONTENTS ARTICLE 1 DEFINITIONS SECTION 1.1. Certain Terms 1 SECTION 1.2. Other Definitions 4 ARTICLE II SECURITY INTEREST 4 SECTION 2.1. Grant of Security Interest 4 SECTION 2.2. Security for

April 28, 2025 EX-4.1

April 28, 2025, between the Company and GLAS Trust Company LLC

Exhibit 4.1 BETTER HOME & FINANCE HOLDING COMPANY (f/k/a AURORA ACQUISITION CORP.), and THE GUARANTORS PARTY HERETO 6.00% Senior Secured PIK Toggle Notes Due 2028 INDENTURE Dated as of April 28, 2025 GLAS Trust Company LLC Trustee and Notes Collateral Agent CONTENTS Page ARTICLE I. DEFINITIONS AND INCORPORATIONS BY REFERENCE Section 1.01. Definitions 1 Section 1.02. Other Definitions 43 Section 1.

April 28, 2025 EX-10.2

Termination Agreement, dated April 28, 2025, between Vishal Garg and SB Northstar LP.

Exhibit 10.2 VISHAL GARG 1 WORLD TRADE CENTER, 285 FULTON ST., 80TH FLOOR, SUITE A NEW YORK, NY 10007 SB Northstar LP c/o Walkers Corporate Limited 190 Elgin Avenue; George Town Grand Cayman, Cayman Islands April 28, 2025 Re: Termination of Convertible Notes Side Letter Reference is made to that certain letter agreement (the “Convertible Notes Side Letter”), dated as of November 30, 2021, by and a

April 14, 2025 EX-99.1

Better Home & Finance Holding Company Announces Retirement of Approximately $534 Million Convertible Notes; Exchange Agreement to Create Approximately $265 Million of Positive Pre-Tax Equity Value to Continue Expanding its AI Mortgage Platform

Exhibit 99.1 Better Home & Finance Holding Company Announces Retirement of Approximately $534 Million Convertible Notes; Exchange Agreement to Create Approximately $265 Million of Positive Pre-Tax Equity Value to Continue Expanding its AI Mortgage Platform •Retiring approximately $534 million of 1.00% convertible notes due 2028 through restructuring of existing convertible notes in a privately neg

April 14, 2025 EX-10.1

Note Exchange Agreement, dated April 12, 2025, between the Company and SB Northstar LP.

Exhibit 10.1 Execution Version - 1 - Exchange Agreement April 12, 2025 Better Home & Finance Holding Company 1 World Trade Center 285 Fulton St., 80th Floor, Suite A New York, NY 10007 Re: Exchange of Better Home & Finance Holding Company 1.00% Senior Subordinated Convertible Notes Due 2028 Ladies and Gentlemen: SB Northstar LP, a Cayman Islands exempted limited partnership (the “Investor”), hereb

April 14, 2025 8-K

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 12, 2025 Better Home & Finance Holding Company (Exact name of registrant as specified in its charter) Delaware 001-40143 93-3029990 (State or other jurisdiction of incorporation

March 19, 2025 EX-21.1

List of subsidiaries of Better Home & Finance Holding Company

Exhibit 21.1 BETTER HOME & FINANCE HOLDING COMPANY LIST OF SUBSIDIARIES Legal Name Jurisdiction of Incorporation/Formation Better WH, LLC Delaware (USA) Better Trust I Delaware (USA) Heyl-Better, LLC Delaware (USA) Better Inspect, LLC Delaware (USA) Better Cover, LLC Delaware (USA) Better Valuation, LLC Delaware (USA) Better Real Estate, LLC Delaware (USA) 64 Putnam Brooklyn LLC Delaware (USA) BRE

March 19, 2025 EX-97.1

Better Home & Finance Holding Company Clawback Policy

BETTER HOME & FINANCE HOLDING COMPANY CLAWBACK POLICY I. BACKGROUND Better Home & Finance Holding Company (the “Company”) has adopted this policy (this “Policy”) to provide for the recovery or “clawback” of certain incentive compensation in the event of a Restatement (as defined below). This Policy is intended to comply with, and will be interpreted to be consistent with, the requirements of the N

March 19, 2025 EX-19.1

Insider Trading Policy of Better Home & Finance Holding Company

Insider Trading Policy 1.August 2023 Update Now that Better (as defined in the Policy below) is a publicly traded company, we have updated our Insider Trading Policy (“Policy”) accordingly. Those changes can be found in the Policy below, but the key points are as follows: 1.No Insider (as defined in the Policy below) may buy or sell Better securities at any time when they have material non-public

March 19, 2025 EX-10.30

Better Holdco, Inc. Executive Change in Control Severance Plan

BETTER HOLDCO, INC. EXECUTIVE CHANGE IN CONTROL SEVERANCE PLAN 1.Better Holdco, Inc. (the “Company”) hereby establishes this Executive Change-in-Control Severance Plan (the “Plan”) for its Participants (as defined below). 2.Purpose. The purpose of this Plan is to retain certain executives of the Company by providing appropriate severance benefits and to ensure their continued dedication to their d

March 19, 2025 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number 001-40143 Better Home & Finance Holding Company (Exa

March 19, 2025 EX-10.31

Amendment to Employment Agreement, dated March 29, 2024, between Kevin Ryan and Better Home & Finance Holding Company

March 29, 2024 Kevin Ryan Address on File with the Company Re: Amendment to Employment Agreement Dear Kevin: Reference is made to the Employment Agreement by and between Better Home & Finance Holding Company (f/k/a Better Holdco, Inc.

March 17, 2025 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 11, 2025 Better Home & Finance Holding Company (Exact name of registrant as specified in its charter) Delaware 001-40143 93-3029990 (State or other jurisdiction of incorporation

January 23, 2025 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 22, 2025 Better Home & Finance Holding Company (Exact name of registrant as specified in its charter) Delaware 001-40143 93-3029990 (State or other jurisdiction of incorporati

January 23, 2025 EX-99.1

Better Home & Finance Holding Company Announces $25 Million Share Repurchase Program

Better Home & Finance Holding Company Announces $25 Million Share Repurchase Program January 22, 2025 04:30 PM Eastern Standard Time NEW YORK-(BUSINESS WIRE)-Better Home & Finance Holding Company (NASDAQ: BETR; BETRW) announces that its board of directors approved a $25 million share repurchase program.

December 17, 2024 SC 13D/A

KYG0698L1297 / Aurora Acquisition Corp. / Novator Capital Sponsor Ltd. - SC 13D/A Activist Investment

SC 13D/A 1 tm2431367d2sc13da.htm SC 13D/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 6)* Better Home & Finance Holding Company (Name of Issuer) Class A Common Stock (Title of Class of Securities) 08774B102 (CUSIP Number) 3 World Trade Center, 175 Greenwich Street, 57th Floor, New York, NY 10007, (646

December 2, 2024 SC 13D/A

KYG0698L1297 / Aurora Acquisition Corp. / Novator Capital Sponsor Ltd. - SC 13D/A Activist Investment

SC 13D/A 1 tm2429691d1sc13da.htm SC 13D/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No.5)* Better Home & Finance Holding Company (Name of Issuer) Class A Common Stock (Title of Class of Securities) 08774B102 (CUSIP Number) 3 World Trade Center, 175 Greenwich Street, 57th Floor, New York, NY 10007, (646)

November 21, 2024 EX-11

Joint Filing Agreement by and among the Reporting Persons.

EX-11 2 tm2429173d1ex11.htm EXHIBIT 11 Exhibit 11 JOINT FILING AGREEMENT Pursuant to and in accordance with the Securities Exchange Act of 1934, as amended, and the rules and regulations thereunder (the “Exchange Act”) the undersigned hereby agree to the joint filing on behalf of each of them of any filing required by such party under Section 13(d) or Section 13(g) of the Exchange Act or any rule

November 21, 2024 SC 13D/A

KYG0698L1297 / Aurora Acquisition Corp. / Novator Capital Sponsor Ltd. - SC 13D/A Activist Investment

SC 13D/A 1 tm2429173d1sc13da.htm SC 13D/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 3)* Better Home & Finance Holding Company (Name of Issuer) Class A Common Stock (Title of Class of Securities) 08774B102 (CUSIP Number) 3 World Trade Center, 175 Greenwich Street, 57th Floor, New York, NY 10007, (646

November 15, 2024 EX-1

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-40143 Better Home & Finance

November 15, 2024 424B3

Primary Offering of Up to 9,808,405 Shares of Class A Common Stock Issuable Upon Exercise of Warrants Secondary Offering of Up to 85,964,719 Shares of Class A Common Stock Up to 324,352,674 Shares of Class A Common Stock Issuable Upon Conversion of C

Filed Pursuant to Rule 424(b)(3) Registration No. 333-274947 PROSPECTUS SUPPLEMENT NO. 8 (to prospectus dated May 9, 2024) Primary Offering of Up to 9,808,405 Shares of Class A Common Stock Issuable Upon Exercise of Warrants Secondary Offering of Up to 85,964,719 Shares of Class A Common Stock Up to 324,352,674 Shares of Class A Common Stock Issuable Upon Conversion of Class B Common Stock and Cla

November 15, 2024 EX-10.1

Better Home & Finance Holding Company Director Compensation Policy Effective as of September 24, 2024

Better Home & Finance Holding Company Director Compensation Policy Effective as of September 24, 2024 The Board of Directors (the “Board”) of Better Home & Finance Holding Company (the “Company”) has adopted this Director Compensation Policy (this “Policy”) for purposes of compensating those directors of the Company who meet the eligibility requirements described herein.

November 14, 2024 EX-10.1

Better Home & Finance Holding Company Director Compensation Policy

Better Home & Finance Holding Company Director Compensation Policy Effective as of September 24, 2024 The Board of Directors (the “Board”) of Better Home & Finance Holding Company (the “Company”) has adopted this Director Compensation Policy (this “Policy”) for purposes of compensating those directors of the Company who meet the eligibility requirements described herein.

November 14, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-40143 Better Home & Finance

November 13, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 12, 2024 Better Home & F

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 12, 2024 Better Home & Finance Holding Company (Exact name of registrant as specified in its charter) Delaware 001-40143 93-3029990 (State or other jurisdiction of incorporat

November 13, 2024 SC 13G/A

BETR / Better Home & Finance Holding Company / HEALTHCARE OF ONTARIO PENSION PLAN TRUST FUND - FORM SC 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* Better Home & Finance Holding Company (Name of Issuer) Class A common stock, par value $0.0001 per share (Title of Class of Securities) 08774B508 (CUSIP Number) September 30, 2024 (Date of Event Which Requires Filing of this Statement) Check the appropri

November 13, 2024 EX-99.1

Better Home & Finance Holding Company Announces Third Quarter 2024 Results

Better Home & Finance Holding Company Announces Third Quarter 2024 Results •Q3 Funded Loan Volume of $1.

November 13, 2024 EX-99.2

Q3 2024 Investor Update November 2024 Disclaimer This presentation and any related oral presentation do not constitute an offer or invitation to subscribe for, purchase or otherwise acquire any securities or other instruments of Better Home & Finance

betrq32024earningssupple Q3 2024 Investor Update November 2024 Disclaimer This presentation and any related oral presentation do not constitute an offer or invitation to subscribe for, purchase or otherwise acquire any securities or other instruments of Better Home & Finance Holding Company ("Better" or the "Company") and nothing contained herein or its presentation shall form the basis of any offer, contract or commitment whatsoever.

November 1, 2024 SC 13G

BETR / Better Home & Finance Holding Company / MACQUARIE GROUP LTD - SC 13G Passive Investment

SC 13G 1 d893131dsc13g.htm SC 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 0)* Better Home & Finance Holding Co (Name of Issuer) Common Shares (Title of Class of Securities) 08774B508 (CUSIP Number) September 30, 2024 (Date of Event Which Requires Filing of this Statement) Check the appropriate box

October 25, 2024 SC 13D/A

KYG0698L1297 / Aurora Acquisition Corp. / Novator Capital Sponsor Ltd. - SC 13D/A Activist Investment

SC 13D/A 1 tm2426815d1sc13da.htm SC 13D/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 2)* Better Home & Finance Holding Company (Name of Issuer) Class A Common Stock (Title of Class of Securities) 08774B102 (CUSIP Number) 3 World Trade Center, 175 Greenwich Street, 57th Floor, New York, NY 10007, (646

October 25, 2024 EX-10.1

Stock Purchase Agreement, dated August 22, 2024 by and between NaMa Capital Limited, Unbound HoldCo Ltd and Unbound Consolidator Limited

EX-10.1 2 tm2426815d1ex10-1.htm EXHIBIT 10.1 Exhibit 10.1 EXECUTION VERSION STOCK PURCHASE AGREEMENT by and between Unbound HoldCo Ltd and UNBOUND CONSOLIDATORCO LIMITED and NAMA CAPITAL LIMITED 22 August 2024 Table of contents ARTICLE 1 PURCHASE AND SALE 1 1.1 Purchase and Sale of Purchased Shares. 1 1.2 Consideration 1 1.3 Closing. 2 1.4 Beneficial Ownership; Deferred Transfer. 3 1.5 Purchaser’s

October 25, 2024 SC 13D/A

BETR / Better Home & Finance Holding Company / Activant Ventures Advisors III, LLC - SC 13D/A Activist Investment

SC 13D/A 1 d899916dsc13da.htm SC 13D/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 3)* Better Home & Finance Holding Company (Name of Issuer) Class A Common Stock (Title of Class of Securities) 08774B508 (CUSIP Number) Carl Marcellino Daniel Forman Ropes & Gray LLP 1211 Avenue of the Americas New York

October 2, 2024 SC 13D/A

BETR / Better Home & Finance Holding Company / Activant Ventures Advisors III, LLC - SC 13D/A Activist Investment

SC 13D/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 2)* Better Home & Finance Holding Company (Name of Issuer) Class A Common Stock (Title of Class of Securities) 08774B102 (CUSIP Number) Carl Marcellino Daniel Forman Ropes & Gray LLP 1211 Avenue of the Americas New York, NY 10036-8704 (212) 596-9000

September 10, 2024 424B3

Primary Offering of Up to 9,808,405 Shares of Class A Common Stock Issuable Upon Exercise of Warrants Secondary Offering of Up to 85,964,719 Shares of Class A Common Stock Up to 324,352,674 Shares of Class A Common Stock Issuable Upon Conversion of C

Filed Pursuant to Rule 424(b)(3) Registration No. 333-274947 PROSPECTUS SUPPLEMENT NO. 7 (to prospectus dated May 9, 2024) Primary Offering of Up to 9,808,405 Shares of Class A Common Stock Issuable Upon Exercise of Warrants Secondary Offering of Up to 85,964,719 Shares of Class A Common Stock Up to 324,352,674 Shares of Class A Common Stock Issuable Upon Conversion of Class B Common Stock and Cla

September 9, 2024 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 3, 2024 Better Home & Finance Holding Company (Exact name of registrant as specified in its charter) Delaware 001-40143 93-3029990 (State or other jurisdiction of incorporat

September 3, 2024 SC 13D/A

KYG0698L1297 / Aurora Acquisition Corp. / Valani Riaz - SCHEDULE 13D, AMENDMENT NO. 3 Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 3)* Better Home & Finance Holding Company (Name of Issuer) Class A Common Stock, par value $0.0001 per share (Title of Class of Securities) 08774B508 (CUSIP Number) 1/0 Mortgage Investment LLC 215 NW 24th Street, Suite 501 Miami, Florida 33127 (786) 348-2280

August 21, 2024 EX-99.1

Press Release Announcing the Completion of Reverse Stock Split, dated August 19, 2024

Better Home & Finance Holding Company Announces the Completion of its Previously Announced 1-for-50 Reverse Stock Split New York, NY - August 19, 2024.

August 21, 2024 EX-4.1

Description of Securities

Exhibit 4.1 DESCRIPTION OF SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934, AS AMENDED The following description of the material provisions of our securities reflects the current state of affairs, is not intended to be a complete summary of the rights and preferences of such securities and is qualified by reference to our amended and restated certificate of inco

August 21, 2024 424B3

Primary Offering of Up to 9,808,405 Shares of Class A Common Stock Issuable Upon Exercise of Warrants Secondary Offering of Up to 85,964,719 Shares of Class A Common Stock Up to 324,352,674 Shares of Class A Common Stock Issuable Upon Conversion of C

Filed Pursuant to Rule 424(b)(3) Registration No. 333-274947 PROSPECTUS SUPPLEMENT NO. 6 (to prospectus dated May 9, 2024) Primary Offering of Up to 9,808,405 Shares of Class A Common Stock Issuable Upon Exercise of Warrants Secondary Offering of Up to 85,964,719 Shares of Class A Common Stock Up to 324,352,674 Shares of Class A Common Stock Issuable Upon Conversion of Class B Common Stock and Cla

August 21, 2024 EX-3.1

Certificate of Amendment to the Amended and Restated Certificate of Incorporation, dated August 16, 2024

CERTIFICATE OF AMENDMENT TO THE AMENDED AND RESTATED CERTIFICATE OF INCORPORATION OF BETTER HOME & FINANCE HOLDING COMPANY Better Home & Finance Holding Company (the “Corporation”), a corporation organized and existing under the General Corporation Law of the State of Delaware, as amended (the “General Corporation Law”), does hereby certify that: 1.

August 19, 2024 8-K

Regulation FD Disclosure, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Material Modification to Rights of Security Holders, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 16, 2024 Better Home & Finance Holding Company (Exact name of registrant as specified in its charter) Delaware 001-40143 93-3029990 (State or other jurisdiction of incorporatio

August 19, 2024 EX-4.1

Exhibit 4.1

Exhibit 4.1 DESCRIPTION OF SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934, AS AMENDED The following description of the material provisions of our securities reflects the current state of affairs, is not intended to be a complete summary of the rights and preferences of such securities and is qualified by reference to our amended and restated certificate of inco

August 19, 2024 EX-99.1

Better Home & Finance Holding Company Announces the Completion of its Previously Announced 1-for-50 Reverse Stock Split

Better Home & Finance Holding Company Announces the Completion of its Previously Announced 1-for-50 Reverse Stock Split New York, NY - August 19, 2024.

August 19, 2024 EX-3.1

Certificate of Amendment to the Amended and Restated Certificate of Incorporation of Registrant.

CERTIFICATE OF AMENDMENT TO THE AMENDED AND RESTATED CERTIFICATE OF INCORPORATION OF BETTER HOME & FINANCE HOLDING COMPANY Better Home & Finance Holding Company (the “Corporation”), a corporation organized and existing under the General Corporation Law of the State of Delaware, as amended (the “General Corporation Law”), does hereby certify that: 1.

August 19, 2024 8-A12B/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A/A Amendment No. 1 FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 Better Home & Finance Holdi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A/A Amendment No. 1 FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 Better Home & Finance Holding Company (Exact name of registrant as specified in its charter) Delaware 93-3029990 (State or other jurisdiction of incorporation or organization) (

August 14, 2024 EX-10.3

Employment Agreement, dated February 2, 2023, between Better Holdco, Inc. and William Fischer.

February 2, 2023 William Fischer [Email Address Omitted] Dear William, We are pleased to present the following offer of employment.

August 14, 2024 EX-10.4

BETTER HOLDCO, INC. 2017 EQUITY INCENTIVE PLAN RESTRICTED STOCK UNIT AGREEMENT

EXECUTION VERSION BETTER HOLDCO, INC. 2017 EQUITY INCENTIVE PLAN RESTRICTED STOCK UNIT AGREEMENT Unless otherwise defined herein, the terms defined in the 2017 Equity Incentive Plan (the “Plan”) shall have the same defined meanings in this Restricted Stock Unit Agreement (the “RSU Agreement”). I. NOTICE OF SERVICE BASED RESTRICTED STOCK UNIT GRANT Name: Harit Talwar Address: On file with the Compa

August 14, 2024 EX-10.2

BETTER HOME & FINANCE HOLDING COMPANY 2023 INCENTIVE EQUITY PLAN RESTRICTED STOCK UNIT AWARD GRANT NOTICE

BETTER HOME & FINANCE HOLDING COMPANY 2023 INCENTIVE EQUITY PLAN RESTRICTED STOCK UNIT AWARD GRANT NOTICE Better Home & Finance Holding Company, a Delaware corporation, (the “Company”), pursuant to its 2023 Incentive Equity Plan, as amended from time to time (the “Plan”), hereby grants to the holder listed below (the “Participant”), an award of restricted stock units (“Restricted Stock Units” or “RSUs”).

August 14, 2024 424B3

Primary Offering of Up to 9,808,405 Shares of Class A Common Stock Issuable Upon Exercise of Warrants Secondary Offering of Up to 85,964,719 Shares of Class A Common Stock Up to 324,352,674 Shares of Class A Common Stock Issuable Upon Conversion of C

Table of Contents Filed Pursuant to Rule 424(b)(3) Registration No. 333-274947 PROSPECTUS SUPPLEMENT NO. 5 (to prospectus dated May 9, 2024) Primary Offering of Up to 9,808,405 Shares of Class A Common Stock Issuable Upon Exercise of Warrants Secondary Offering of Up to 85,964,719 Shares of Class A Common Stock Up to 324,352,674 Shares of Class A Common Stock Issuable Upon Conversion of Class B Co

August 14, 2024 EX-10.1

Employment Agreement, dated July 30, 2024, between Better Home & Finance Holding Company and Chad Smith.

AMENDED AND RESTATED OFFER OF EMPLOYMENT July 29, 2024 Chad Smith Dear Chad, We are pleased to present the following offer of employment, effective May 6, 2024.

August 14, 2024 EX-10.1

AMENDED AND RESTATED OFFER OF EMPLOYMENT

AMENDED AND RESTATED OFFER OF EMPLOYMENT July 29, 2024 Chad Smith Dear Chad, We are pleased to present the following offer of employment, effective May 6, 2024.

August 14, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-40143 Better Home & Finance Holdi

August 14, 2024 EX-10.2

Better Home & Finance Holding Company 2023 Incentive Equity Plan Restricted Stock Unit Award Agreement, dated May 30, 2024, between Better Home & Finance Holding Company and Chad Smith (Time-Based and Performance-Based).

BETTER HOME & FINANCE HOLDING COMPANY 2023 INCENTIVE EQUITY PLAN RESTRICTED STOCK UNIT AWARD GRANT NOTICE Better Home & Finance Holding Company, a Delaware corporation, (the “Company”), pursuant to its 2023 Incentive Equity Plan, as amended from time to time (the “Plan”), hereby grants to the holder listed below (the “Participant”), an award of restricted stock units (“Restricted Stock Units” or “RSUs”).

August 14, 2024 EX-10.5

Better HoldCo, Inc. 2017 Equity Incentive Plan Restricted Stock Unit Agreement, dated June 1, 2022, between Better HoldCo, Inc. and Harit Talwar (Performance Based)

EXECUTION VERSION BETTER HOLDCO, INC. 2017 EQUITY INCENTIVE PLAN RESTRICTED STOCK UNIT AGREEMENT Unless otherwise defined herein, the terms defined in the 2017 Equity Incentive Plan (the “Plan”) shall have the same defined meanings in this Restricted Stock Unit Agreement (the “RSU Agreement”). I. NOTICE OF PERFORMANCE BASED RESTRICTED STOCK UNIT GRANT Name: Harit Talwar Address: On file with the C

August 14, 2024 EX-10.3

February 2, 2023

February 2, 2023 William Fischer [Email Address Omitted] Dear William, We are pleased to present the following offer of employment.

August 14, 2024 EX-10.5

BETTER HOLDCO, INC. 2017 EQUITY INCENTIVE PLAN RESTRICTED STOCK UNIT AGREEMENT

EXECUTION VERSION BETTER HOLDCO, INC. 2017 EQUITY INCENTIVE PLAN RESTRICTED STOCK UNIT AGREEMENT Unless otherwise defined herein, the terms defined in the 2017 Equity Incentive Plan (the “Plan”) shall have the same defined meanings in this Restricted Stock Unit Agreement (the “RSU Agreement”). I. NOTICE OF PERFORMANCE BASED RESTRICTED STOCK UNIT GRANT Name: Harit Talwar Address: On file with the C

August 14, 2024 EX-10.4

Better HoldCo, Inc. 2017 Equity Incentive Plan Restricted Stock Unit Agreement, dated June 1, 2022, between Better HoldCo, Inc.and Harit Talwar (Service Based)

EXECUTION VERSION BETTER HOLDCO, INC. 2017 EQUITY INCENTIVE PLAN RESTRICTED STOCK UNIT AGREEMENT Unless otherwise defined herein, the terms defined in the 2017 Equity Incentive Plan (the “Plan”) shall have the same defined meanings in this Restricted Stock Unit Agreement (the “RSU Agreement”). I. NOTICE OF SERVICE BASED RESTRICTED STOCK UNIT GRANT Name: Harit Talwar Address: On file with the Compa

August 8, 2024 424B3

Primary Offering of Up to 9,808,405 Shares of Class A Common Stock Issuable Upon Exercise of Warrants Secondary Offering of Up to 85,964,719 Shares of Class A Common Stock Up to 324,352,674 Shares of Class A Common Stock Issuable Upon Conversion of C

Filed Pursuant to Rule 424(b)(3) Registration No. 333-274947 PROSPECTUS SUPPLEMENT NO. 4 (to prospectus dated May 9, 2024) Primary Offering of Up to 9,808,405 Shares of Class A Common Stock Issuable Upon Exercise of Warrants Secondary Offering of Up to 85,964,719 Shares of Class A Common Stock Up to 324,352,674 Shares of Class A Common Stock Issuable Upon Conversion of Class B Common Stock and Cla

August 8, 2024 EX-99.2

Q2 2024 Investor Update August 2024 Disclaimer This presentation and any related oral presentation do not constitute an offer or invitation to subscribe for, purchase or otherwise acquire any securities or other instruments of Better Home & Finance H

Q2 2024 Investor Update August 2024 Disclaimer This presentation and any related oral presentation do not constitute an offer or invitation to subscribe for, purchase or otherwise acquire any securities or other instruments of Better Home & Finance Holding Company ("Better" or the "Company") and nothing contained herein or its presentation shall form the basis of any offer, contract or commitment whatsoever.

August 8, 2024 EX-99.1

Better Home & Finance Holding Company Announces Second Quarter 2024 Results and 1-for-50 Reverse Stock Split

Better Home & Finance Holding Company Announces Second Quarter 2024 Results and 1-for-50 Reverse Stock Split •Strong quarter with Funded Loan Volume up 45%, Revenue up 41%, and Total Expenses flat in Q2’24 as compared to Q1’24 •Continue leaning into growth opportunities and expect Q3’24 Funded Loan Volume of over $1 billion •Positive early indications from investments in AI within the Tinman platf

August 8, 2024 EX-99.1

Press Release, dated August 7, 2024

Better Home & Finance Holding Company Announces Second Quarter 2024 Results and 1-for-50 Reverse Stock Split •Strong quarter with Funded Loan Volume up 45%, Revenue up 41%, and Total Expenses flat in Q2’24 as compared to Q1’24 •Continue leaning into growth opportunities and expect Q3’24 Funded Loan Volume of over $1 billion •Positive early indications from investments in AI within the Tinman platf

August 8, 2024 EX-99.2

Q2 2024 Investor Update, dated August 7, 2024

Q2 2024 Investor Update August 2024 Disclaimer This presentation and any related oral presentation do not constitute an offer or invitation to subscribe for, purchase or otherwise acquire any securities or other instruments of Better Home & Finance Holding Company ("Better" or the "Company") and nothing contained herein or its presentation shall form the basis of any offer, contract or commitment whatsoever.

August 8, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 7, 2024 Better Home & Finance Holding Company (Exact name of registrant as specified in its charter) Delaware 001-40143 93-3029990 (State or other jurisdiction of incorporation

June 6, 2024 424B3

Primary Offering of Up to 9,808,405 Shares of Class A Common Stock Issuable Upon Exercise of Warrants Secondary Offering of Up to 85,964,719 Shares of Class A Common Stock Up to 324,352,674 Shares of Class A Common Stock Issuable Upon Conversion of C

Filed Pursuant to Rule 424(b)(3) Registration No. 333-274947 PROSPECTUS SUPPLEMENT NO. 3 (to prospectus dated May 9, 2024) Primary Offering of Up to 9,808,405 Shares of Class A Common Stock Issuable Upon Exercise of Warrants Secondary Offering of Up to 85,964,719 Shares of Class A Common Stock Up to 324,352,674 Shares of Class A Common Stock Issuable Upon Conversion of Class B Common Stock and Cla

June 6, 2024 8-K

Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 4, 2024 Better Home & Finance Holding Company (Exact name of registrant as specified in its charter) Delaware 001-40143 93-3029990 (State or other jurisdiction of incorporation o

June 4, 2024 SC 13D/A

BETR / Better Home & Finance Holding Company / 1/0 Mortgage Investment, LLC - SCHEDULE 13D, AMENDMENT NO. 2 Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 2)* Better Home & Finance Holding Company (Name of Issuer) Class A Common Stock, par value $0.0001 per share (Title of Class of Securities) 08774B102 (CUSIP Number) 1/0 Mortgage Investment LLC 215 NW 24th Street, Suite 501 Miami, Florida 33127 (786) 348-2280

May 15, 2024 424B3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One)

Table of Contents Filed Pursuant to Rule 424(b)(3) Registration No. 333-274947 PROSPECTUS SUPPLEMENT NO. 2 (to prospectus dated May 9, 2024) Primary Offering of Up to 9,808,405 Shares of Class A Common Stock Issuable Upon Exercise of Warrants Secondary Offering of Up to 85,964,719 Shares of Class A Common Stock Up to 324,352,674 Shares of Class A Common Stock Issuable Upon Conversion of Class B Co

May 15, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-40143 Better Home & Finance Hold

May 13, 2024 EX-99.1

Better Home & Finance Holding Company Announces First Quarter 2024 Results

Better Home & Finance Holding Company Announces First Quarter 2024 Results •Strong quarter with Funded Loan Volume up 25% and Revenue up 26% in Q1’24 as compared to Q4’23 •Maintaining conviction in large addressable market and favorable consumer trends towards digitization and price transparency •Continued leaning into growth opportunities and expect Q2’24 Funded Loan Volume above $800 million •Co

May 13, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 13, 2024 Better Home & Finance Holding Company (Exact name of registrant as specified in its charter) Delaware 001-40143 93-3029990 (State or other jurisdiction of incorporation o

May 10, 2024 424B3

Primary Offering of Up to 9,808,405 Shares of Class A Common Stock Issuable Upon Exercise of Warrants Secondary Offering of Up to 85,964,719 Shares of Class A Common Stock Up to 324,352,674 Shares of Class A Common Stock Issuable Upon Conversion of C

Filed Pursuant to Rule 424(b)(3) Registration No. 333-274947 PROSPECTUS SUPPLEMENT NO. 1 (to prospectus dated May 9, 2024) Primary Offering of Up to 9,808,405 Shares of Class A Common Stock Issuable Upon Exercise of Warrants Secondary Offering of Up to 85,964,719 Shares of Class A Common Stock Up to 324,352,674 Shares of Class A Common Stock Issuable Upon Conversion of Class B Common Stock and Cla

May 10, 2024 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 6, 2024 Better Home & Finance Holding Company (Exact name of registrant as specified in its charter) Delaware 001-40143 93-3029990 (State or other jurisdiction of incorporation or

May 9, 2024 424B3

Primary Offering of Up to 9,808,405 Shares of Class A Common Stock Issuable Upon Exercise of Warrants Secondary Offering of Up to 85,964,719 Shares of Class A Common Stock Up to 324,352,674 Shares of Class A Common Stock Issuable Upon Conversion of C

Filed Pursuant to Rule 424(b)(3) Registration No. 333-274947 PROSPECTUS Primary Offering of Up to 9,808,405 Shares of Class A Common Stock Issuable Upon Exercise of Warrants Secondary Offering of Up to 85,964,719 Shares of Class A Common Stock Up to 324,352,674 Shares of Class A Common Stock Issuable Upon Conversion of Class B Common Stock and Class C Common Stock Up to 3,733,358 Shares of Class A

April 29, 2024 POS AM

As filed with the Securities and Exchange Commission on April 29, 2024

Table of Contents As filed with the Securities and Exchange Commission on April 29, 2024 Registration No.

April 22, 2024 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.   )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.   ) Filed by the Registrant  ☒       Filed by a Party other than the Registrant  ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rul

April 22, 2024 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.   )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.   ) Filed by the Registrant         ☒ Filed by a Party other than the Registrant   ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by R

April 15, 2024 SC 13D/A

BETR / Better Home & Finance Holding Company / 1/0 Mortgage Investment, LLC - SCHEDULE 13D, AMENDMENT NO. 1 Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 1)* Better Home & Finance Holding Company (Name of Issuer) Class A Common Stock, par value $0.0001 per share (Title of Class of Securities) 08774B102 (CUSIP Number) 1/0 Mortgage Investment LLC 215 NW 24th Street, Suite 501 Miami, Florida 33127 (786) 348-2280

April 10, 2024 8-K

Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 9, 2024 Better Home & Finance Holding Company (Exact name of registrant as specified in its charter) Delaware 001-40143 93-3029990 (State or other jurisdiction of incorporation

April 9, 2024 PRE 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.   )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.   ) Filed by the Registrant  ☒       Filed by a Party other than the Registrant  ☐ Check the appropriate box: ☒ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rul

April 8, 2024 EX-97.1

Better Home & Finance Holding Company Clawback Policy

BETTER HOME & FINANCE HOLDING COMPANY CLAWBACK POLICY I. BACKGROUND Better Home & Finance Holding Company (the “Company”) has adopted this policy (this “Policy”) to provide for the recovery or “clawback” of certain incentive compensation in the event of a Restatement (as defined below). This Policy is intended to comply with, and will be interpreted to be consistent with, the requirements of the N

April 8, 2024 EX-10.30

Amendment to Employment Agreement, dated March 29, 2024, between Kevin Ryan and Better Home & Finance Holding Company

March 29, 2024 Kevin Ryan Address on File with the Company Re: Amendment to Employment Agreement Dear Kevin: Reference is made to the Employment Agreement by and between Better Home & Finance Holding Company (f/k/a Better Holdco, Inc.

April 8, 2024 EX-3.1

Amended and Restated Certificate of Incorporation of Better Home & Finance Holding Company

AMENDED AND RESTATED CERTIFICATE OF INCORPORATION OF BETTER HOME & FINANCE HOLDING COMPANY ARTICLE I The name of this corporation is Better Home & Finance Holding Company (the “Corporation”).

April 8, 2024 EX-21.1

List of subsidiaries of Better Home & Finance Holding Company

Exhibit 21.1 BETTER HOME & FINANCE HOLDING COMPANY LIST OF SUBSIDIARIES Legal Name Jurisdiction of Incorporation/Formation Better WH, LLC Delaware (USA) Better Trust I Delaware (USA) Heyl-Better, LLC Delaware (USA) Better Inspect, LLC Delaware (USA) Better Cover, LLC Delaware (USA) Better Valuation, LLC Delaware (USA) Better Real Estate, LLC Delaware (USA) 64 Putnam Brooklyn LLC Delaware (USA) BRE

April 8, 2024 EX-10.29

Better Holdco, Inc. Executive Change in Control Severance Plan

BETTER HOLDCO, INC. EXECUTIVE CHANGE IN CONTROL SEVERANCE PLAN 1.Better Holdco, Inc. (the “Company”) hereby establishes this Executive Change-in-Control Severance Plan (the “Plan”) for its Participants (as defined below). 2.Purpose. The purpose of this Plan is to retain certain executives of the Company by providing appropriate severance benefits and to ensure their continued dedication to their d

April 8, 2024 EX-4.4

Description of Securities

Exhibit 4.4 DESCRIPTION OF SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934, AS AMENDED The following description of the material provisions of our securities reflects the current state of affairs, is not intended to be a complete summary of the rights and preferences of such securities and is qualified by reference to our certificate of incorporation (“Amended a

April 8, 2024 SC 13D/A

BETR / Better Home & Finance Holding Company / Garg Vishal - SC 13D/A Activist Investment

SC 13D/A 1 d689639dsc13da.htm SC 13D/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. 1)* Better Home & Finance Holding Company (Name of Issuer) Class A Common Stock, par val

April 8, 2024 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number 001-40143 Better Home & Finance Holding Company (Exa

April 2, 2024 NT 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING Commission File Number: 001-40143 CUSIP: 08774B102 (BETR), 08774B110 (BETRW) (Check One): ☒ Form 10-K ☐ Form 20-F ☐ Form 11-K ☐ Form 10-Q ☐ Form 10-D ☐ Form N-CEN ☐ Form N-CSR For Period Ended: December 31, 2023 ☐ Transition Report on Form 10-K ☐ Transition Report on Form 20-F ☐ Transiti

March 28, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 28, 2024 Better Home & Finance Holding Company (Exact name of registrant as specified in its charter) Delaware 001-40143 93-3029990 (State or other jurisdiction of incorporation

March 28, 2024 EX-99.1

Better Home & Finance Holding Company Announces Fourth Quarter and Full Year 2023 Results

Better Home & Finance Holding Company Announces Fourth Quarter and Full Year 2023 Results •Reporting first annual financial results as a public company, after closing business combination in August 2023, which unlocked approximately $565 million of capital •Maintaining conviction in large addressable market and favorable consumer trends towards digitization and price transparency •Continued strate

March 11, 2024 8-K

Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): March 7, 2024 Better Home & Finance Holding Company (Exact name of registrant as specified in its charter) Delaware 001-40143 93-3029990 (State or other jurisdiction of incorporation

February 13, 2024 SC 13G

US08774B1026 / BETTER HOME and FINANCE HOLDING / HEALTHCARE OF ONTARIO PENSION PLAN TRUST FUND - SC 13G Passive Investment

SC 13G 1 sc13g021324betr.htm SC 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Better Home & Finance Holding Company (Name of Issuer) Class A common stock, par value $0.0001 per share (Title of Class of Securities) 08774B102 (CUSIP Number) December 31, 2023 (Date of Event Which Requires Filing of

February 7, 2024 EX-10.1

Form of Restricted Stock Unit Award Agreement and Grant Notice

BETTER HOME & FINANCE HOLDING COMPANY 2023 INCENTIVE EQUITY PLAN RESTRICTED STOCK UNIT AWARD GRANT NOTICE Better Home & Finance Holding Company, a Delaware corporation, (the “Company”), pursuant to its 2023 Incentive Equity Plan, as amended from time to time (the “Plan”), hereby grants to the holder listed below (the “Participant”), an award of restricted stock units (“Restricted Stock Units” or “RSUs”).

February 7, 2024 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 1, 2024 Better Home & Finance Holding Company (Exact name of registrant as specified in its charter) Delaware 001-40143 93-3029990 (State or other jurisdiction of incorporati

February 5, 2024 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 1, 2024 Better Home & Finance Holding Company (Exact name of registrant as specified in its charter) Delaware 001-40143 93-3029990 (State or other jurisdiction of incorporati

February 5, 2024 EX-99.1

Better Home & Finance Holding Company Announces New Date for 2024 Annual Meeting of Stockholders 2024 Annual Meeting of Stockholders to be held on June 4, 2024

Better Home & Finance Holding Company Announces New Date for 2024 Annual Meeting of Stockholders 2024 Annual Meeting of Stockholders to be held on June 4, 2024 New York, NY - February 5, 2024.

January 26, 2024 SC 13G/A

US08774B1026 / BETTER HOME and FINANCE HOLDING / Weiss Asset Management LP Passive Investment

SC 13G/A 1 betr13ga31dec2023.htm =============================================================================== UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 2)* BETTER HOME & FINANCE HOLDING COMPANY(FORMERLY KNOWN AS AURORA ACQUISITION CORP.) - (Name of Issuer) Class A Common Stock, par value $0.000

December 26, 2023 424B3

Primary Offering of Up to 9,808,405 Shares of Better Home & Finance Class A Common Stock Issuable Upon Exercise of Warrants Secondary Offering of Up to 53,665,365 Shares of Better Home & Finance Class A Common Stock Up to 360,774,686 Shares of Better

Table of Contents Filed Pursuant to Rule 424(b)(3) Registration No. 333-274947 PROSPECTUS Primary Offering of Up to 9,808,405 Shares of Better Home & Finance Class A Common Stock Issuable Upon Exercise of Warrants Secondary Offering of Up to 53,665,365 Shares of Better Home & Finance Class A Common Stock Up to 360,774,686 Shares of Better Home & Finance Class A Common Stock Issuable Upon Conversio

December 21, 2023 CORRESP

[Better Home & Finance Holding Company Letterhead]

[Better Home & Finance Holding Company Letterhead] December 21, 2023 Via EDGAR Securities and Exchange Commission, Division of Corporation Finance, Office of Finance, 100 F Street, N.

December 20, 2023 CORRESP

[Letterhead of Sullivan & Cromwell LLP]

[Letterhead of Sullivan & Cromwell LLP] December 20, 2023 VIA EDGAR U.S. Securities and Exchange Commission Division of Corporation Finance Office of Finance 100 F Street, NE Washington, DC 20549 Attention: Madeleine Joy Mateo and Tonya Aldave Re: Better Home & Finance Holding Company Amendment No. 1 to Registration Statement on Form S-1 Filed on December 13, 2023 File No. 333-274947 Dear Ms. Mate

December 20, 2023 S-1/A

As filed with the Securities and Exchange Commission on December 20, 2023

Table of Contents As filed with the Securities and Exchange Commission on December 20, 2023 Registration No.

December 13, 2023 S-1/A

As filed with the Securities and Exchange Commission on December 13, 2023

Table of Contents As filed with the Securities and Exchange Commission on December 13, 2023 Registration No.

December 13, 2023 CORRESP

[Letterhead of Sullivan & Cromwell LLP]

[Letterhead of Sullivan & Cromwell LLP] December 13, 2023 VIA EDGAR U.S. Securities and Exchange Commission Division of Corporation Finance Office of Finance 100 F Street, NE Washington, DC 20549 Attention: Madeleine Joy Mateo and Tonya Aldave Re: Better Home & Finance Holding Company Registration Statement on Form S-1 Filed on October 12, 2023 File No. 333-274947 Dear Ms. Mateo and Ms. Aldave: On

November 15, 2023 EX-FILING FEES

Fee Table.

Exhibit 107 Calculation of Filing Fee Tables Form S-8 (Form Type) Better Home & Finance Holding Company (Exact Name of Registrant as Specified in its Charter) Table 1—Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered(1) Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Equity Class B Common Stock, par value $0.

November 15, 2023 S-8

As filed with the Securities and Exchange Commission on November 15, 2023

As filed with the Securities and Exchange Commission on November 15, 2023 Registration No.

November 14, 2023 EX-99.2

Q3 2023 Investor Update November 14, 2023 Disclaimer This document and any related oral presentation do not constitute an offer or invitation to subscribe for, purchase or otherwise acquire any securities or other instruments of Better Home & Finance

Q3 2023 Investor Update November 14, 2023 Disclaimer This document and any related oral presentation do not constitute an offer or invitation to subscribe for, purchase or otherwise acquire any securities or other instruments of Better Home & Finance Holding Company ("Better" or the "Company") and nothing contained herein or its presentation shall form the basis of any offer, contract or commitment whatsoever.

November 14, 2023 EX-99.1

Better Home & Finance Holding Company Announces Third Quarter 2023 Results

Better Home & Finance Holding Company Announces Third Quarter 2023 Results ●First earnings call as a public company to review results for the three months ended September 30, 2023, as well as to provide a business overview and strategic update ●During the quarter, Better closed its de-SPAC business combination, unlocking approximately $565 million of fresh capital, and Class A common stock and warrants commenced trading on Nasdaq under tickers “BETR” and “BETRW” ●For the three months ended September 30, 2023, Better reported revenue of $16.

November 14, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 14, 2023 Better Home & Finance Holding Company (Exact name of registrant as specified in its charter) Delaware 001-40143 93-3029990 (State or other jurisdiction of incorporat

November 14, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-40143 Better Home & Finance

October 20, 2023 SC 13D/A

AURC / Aurora Acquisition Corp - Class A / Novator Capital Sponsor Ltd. - SC 13D/A Activist Investment

SC 13D/A 1 tm2328478d1sc13da.htm SC 13D/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 2)* Better Home & Finance Holding Company (Name of Issuer) Class A Common Stock (Title of Class of Securities) 08774B102 (CUSIP Number) 3 World Trade Center, 175 Greenwich Street, 57th Floor, New York, NY 10007, (646

October 18, 2023 SC 13D/A

AURC / Aurora Acquisition Corp - Class A / Activant Ventures Advisors III, LLC - SC 13D/A Activist Investment

SC 13D/A 1 d332008dsc13da.htm SC 13D/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 1)* Better Home & Finance Holding Company (Name of Issuer) Class A Common Stock (Title of Class of Securities) 08774B102 (CUSIP Number) Carl Marcellino Daniel Forman Ropes & Gray LLP 1211 Avenue of the Americas New York

October 13, 2023 8-K

Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 12, 2023 BETTER HOME & FINANCE HOLDING COMPANY (Exact name of registrant as specified in its charter) Delaware 001-40143 93-3029990 (State or other jurisdiction of incorporati

October 12, 2023 EX-10.14

Form of Better Home & Finance Holding Company 2023 Incentive Equity Plan Option Agreement

Exhibit 10.14 BETTER HOME & FINANCE HOLDING COMPANY 2023 INCENTIVE EQUITY PLAN STOCK OPTION GRANT NOTICE Better Home & Finance Holding Company, a Delaware corporation, (the “Company”), pursuant to its 2023 Incentive Equity Plan, as may be amended from time to time (the “Plan”), hereby grants to the holder listed below (“Participant”), an option to purchase the number of shares of the Company’s Cla

October 12, 2023 EX-10.8

Form of Better HoldCo Inc. 2017 Equity Incentive Plan RSU Agreement (Double-Trigger Vesting)

Exhibit 10.8 BETTER HOLDCO, INC. 2017 EQUITY INCENTIVE PLAN RESTRICTED STOCK UNIT AGREEMENT Unless otherwise defined herein, the terms defined in the 2017 Equity Incentive Plan (the “Plan”) shall have the same defined meanings in this Restricted Stock Unit Agreement (the “RSU Agreement”). I.NOTICE OF RESTRICTED STOCK UNIT GRANT Name: Address: The undersigned Participant has been granted an award (

October 12, 2023 EX-10.11

Form of Better HoldCo Inc. 2017 Equity Incentive Plan Stock Option Agreement (Early Exercise)

Exhibit 10.11 STOCK OPTION AGREEMENT — EARLY EXERCISE BETTER HOLDCO, INC. 2017 EQUITY INCENTIVE PLAN STOCK OPTION AGREEMENT — EARLY EXERCISE Unless otherwise defined herein, the terms defined in the 2017 Equity Incentive Plan (the “Plan”) shall have the same defined meanings in this Stock Option Agreement – Early Exercise (the “Option Agreement”). I.NOTICE OF STOCK OPTION GRANT Name: Address: The

October 12, 2023 EX-10.9

Form of Better HoldCo Inc. 2017 Equity Incentive Plan RSU Agreement (Single-Trigger Vesting)

Exhibit 10.9 BETTER HOLDCO, INC. 2017 EQUITY INCENTIVE PLAN RESTRICTED STOCK UNIT AGREEMENT Unless otherwise defined herein, the terms defined in the 2017 Equity Incentive Plan (the “Plan”) shall have the same defined meanings in this Restricted Stock Unit Agreement (the “RSU Agreement”). I. NOTICE OF RESTRICTED STOCK UNIT GRANT Name: Address: The undersigned Participant has been granted an award

October 12, 2023 EX-10.6

Form of Better Holdco Inc. 2016 Equity Incentive Plan Option Agreement

Exhibit 10.6 FORM OF BETTER HOLDCO, INC. 2016 EQUITY INCENTIVE PLAN NON-QUALIFIED STOCK OPTION AGREEMENT This Stock Option Agreement (this “Agreement”) governs the grant of stock options to you (the “Participant”) dated as of the date communicated to you (the “Grant Date”) via eShares, Inc. (“eShares”) by Better Holdco, Inc., a Delaware corporation (the “Company”). The information communicated to

October 12, 2023 EX-10.13

Form of Better Home & Finance Holding Company 2023 Incentive Equity Plan RSU Agreement

Exhibit 10.13 BETTER HOME & FINANCE HOLDING COMPANY 2023 INCENTIVE EQUITY PLAN RESTRICTED STOCK UNIT AWARD GRANT NOTICE Better Home & Finance Holding Company, a Delaware corporation, (the “Company”), pursuant to its 2023 Incentive Equity Plan, as amended from time to time (the “Plan”), hereby grants to the holder listed below (the “Participant”), an award of restricted stock units (“Restricted Sto

October 12, 2023 S-1

As filed with the Securities and Exchange Commission on October 11, 2023

Table of Contents As filed with the Securities and Exchange Commission on October 11, 2023 Registration No.

October 12, 2023 EX-10.5

Better Holdco Inc. 2016 Equity Incentive Plan

Exhibit 10.5 BETTER HOLDCO, INC. 2016 EQUITY INCENTIVE PLAN TABLE OF CONTENTS Page 1. ESTABLISHMENT AND PURPOSE 1 1.1 Establishment 1 1.2 Purpose 1 2. DEFINITIONS 1 3. PLAN ADMINISTRATION 6 3.1 General 6 3.2 Authority of the Committee 7 3.3 No Liability 8 3.4 Book Entry 8 4. STOCK SUBJECT TO THIS PLAN 8 4.1 Number of Shares 8 4.2 Individual Award Limit 8 4.3 Share Counting 8 5. ELIGIBILITY AND PAR

October 12, 2023 EX-10.29

, by and between Better Home & Finance Holding Company, SVF II Beaver (DE) LLC, and SB Northstar L

Exhibit 10.29 JOINDER AGREEMENT This Joinder Agreement (this “Joinder Agreement”) is made as of the date written below by the undersigned (each, a “Joining Party”) in accordance with the Registration Rights Agreement dated as of August 22, 2023 (as the same may be amended from time to time, the “Registration Rights Agreement”) among Better Home & Finance Holding Company, a Delaware corporation (th

October 12, 2023 EX-FILING FEES

Filing Fee Table

Exhibit 107 Calculation of Filing Fee Tables Form S-1 (Form Type) Better Home & Finance Holding Company (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered(1) Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Newly Registered Securities Fees to be Paid Equity Secondary Offering: Better Home & Finance Class A common stock, par value $0.

October 12, 2023 EX-10.7

Better Holdco Inc. 2017 Equity Incentive Plan

Exhibit 10.7 BETTER HOLDCO INC. 2017 EQUITY INCENTIVE PLAN 1.Purposes of the Plan. The purposes of this Plan are: •to attract and retain the best available personnel for positions of substantial responsibility, ▪to provide additional incentive to Employees, Directors and Consultants, and ▪to promote the success of the Company’s business. The Plan permits the grant of Incentive Stock Options, Nonst

October 12, 2023 EX-10.10

Form of Better HoldCo Inc. 2017 Equity Incentive Plan Stock Option Agreement

Exhibit 10.10 BETTER HOLDCO, INC. 2017 EQUITY INCENTIVE PLAN STOCK OPTION AGREEMENT Unless otherwise defined herein, the terms defined in the 2017 Equity Incentive Plan (the “Plan”) shall have the same defined meanings in this Stock Option Agreement (the “Option Agreement”). I.NOTICE OF STOCK OPTION GRANT Name: Address: The undersigned Participant has been granted an Option to purchase Common Stoc

September 29, 2023 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or Section 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 25, 2023 BETTER HOME & FINANCE HOLDING COMPANY (Exact name of registrant as specified in its charter) Delaware 001-40143 93-3029990 (State or other jurisdiction of i

September 29, 2023 EX-10.1

Form of Transaction Bonus Agreement

Exhibit 10.1 Better Home & Finance Holding Company. 3 World Trade Center, 57th Floor New York, NY 10007 September , 2023 [NAME] Re: DeSPAC Transaction Bonus Dear [NAME]: This DeSPAC Transaction Bonus Agreement (this “Agreement”) establishes the terms of your transaction bonus opportunity with Better Home & Finance Holding Company and its subsidiaries or assigns (“Better,” the “Company,” “we” or “u

September 7, 2023 EX-16

Joint Filing Agreement among Vishal Garg, 1/0 Real Estate, LLC and 1/0 Holdco, LLC.

Exhibit 16 JOINT FILING AGREEMENT In accordance with Rule 13d-1(k)(1) promulgated under the Securities Exchange Act of 1934, as amended, the undersigned hereby agree that they are jointly filing this statement on Schedule 13D.

September 7, 2023 SC 13D

AURC / Aurora Acquisition Corp - Class A / Garg Vishal - SC 13D Activist Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) UNDER THE SECURITIES EXCHANGE ACT OF 1934 Better Home & Finance Holding Company (Name of Issuer) Class A Common Stock, par value $0.0001 per share (Title of Class of Securities) 08774B

September 1, 2023 SC 13D

AURC / Aurora Acquisition Corp - Class A / LCG4 Best, L.P. - SC 13D Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. )* BETTER HOME & FINANCE HOLDING COMPANY (Name of Issuer) Class A Common Stock, par value $0.0001 per share (Title Class of Securities) 08774B102 (CUSIP Number) Mitzie Pierre Catterton Management Company, L.L.C. 599 West Putnam Avenue Greenwich, CT 06830 (20

September 1, 2023 SC 13D

AURC / Aurora Acquisition Corp - Class A / SOFTBANK GROUP CORP - SC 13D Activist Investment

SC 13D UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. )* Better Home & Finance Holding Company (Name of Issuer) Class A Common Stock, par value $0.0001 per share (Title of Class of Securities) 08774B102 (CUSIP Number) SB Global Advisers Limited Attn: Stephen Lam 69 Grosvenor St. Mayfair, London W1K 3JP +

September 1, 2023 SC 13D

AURC / Aurora Acquisition Corp - Class A / Activant Ventures Advisors III, LLC - SC 13D Activist Investment

SC 13D UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 Better Home & Finance Holding Company (Name of Issuer) Common Stock, par value $0.0001 per share (Title of Class of Securities) 08774B102 (CUSIP Number) Carl Marcellino Daniel Forman Ropes & Gray LLP 1211 Avenue of the Americas New York, NY 10036-8704 (212) 596-9000

September 1, 2023 EX-99

JOINT FILING AGREEMENT

EXHIBIT 1 JOINT FILING AGREEMENT This joint filing agreement (this “Agreement”) is made and entered into as of this 1st day of September, 2023, by and among the undersigned.

September 1, 2023 EX-99.1

JOINT FILING STATEMENT PURSUANT TO RULE 13d-1(k)

EXHIBIT 1 JOINT FILING STATEMENT PURSUANT TO RULE 13d-1(k) The undersigned acknowledge and agree that the foregoing statement on Schedule 13D with respect to the Class A Common Stock of Better Home & Finance Holding Company, is filed on behalf of each of the undersigned and that all subsequent amendments to this statement on Schedule 13D, shall be filed on behalf of each of the undersigned without the necessity of filing additional joint acquisition statements.

September 1, 2023 SC 13D

AURC / Aurora Acquisition Corp - Class A / Better Home & Finance Holding Co - SC 13D Activist Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) UNDER THE SECURITIES EXCHANGE ACT OF 1934 Better Home & Finance Holding Company (Name of Issuer) Class A Common Stock, par value $0.0001 per share (Title of Class of Securities) 08774B

September 1, 2023 EX-99.1

JOINT FILING STATEMENT PURSUANT TO RULE 13d-1(k)

EXHIBIT 1 JOINT FILING STATEMENT PURSUANT TO RULE 13d-1(k) The undersigned acknowledge and agree that the foregoing statement on Schedule 13D with respect to the Class A Common Stock of Better Home & Finance Holding Company, is filed on behalf of each of the undersigned and that all subsequent amendments to this statement on Schedule 13D, shall be filed on behalf of each of the undersigned without the necessity of filing additional joint acquisition statements.

September 1, 2023 SC 13D

AURC / Aurora Acquisition Corp - Class A / Pine Brook Capital Partners II, L.P. - SCHEDULE 13D Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. )* Better Home & Finance Holding Company (Name of Issuer) Class A Common Stock (Title of Class of Securities) 08774B102 (CUSIP Number) Pine Brook Capital Partners II, L.P. c/o Pine Brook Road Partners, LLC 60 East 42nd Street, Suite 3014 New York, NY 10165 (

September 1, 2023 SC 13D

AURC / Aurora Acquisition Corp - Class A / 1/0 Mortgage Investment, LLC - SCHEDULE 13D Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. )* Better Home & Finance Holding Company (Name of Issuer) Class A Common Stock, par value $0.0001 per share (Title of Class of Securities) 08774B102 (CUSIP Number) 1/0 Mortgage Investment LLC 215 NW 24th Street, Suite 501 Miami, Florida 33127 (786) 348-2280

September 1, 2023 SC 13D

AURC / Aurora Acquisition Corp - Class A / Pine Brook Capital Partners II, L.P. - SCHEDULE 13D Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. )* Better Home & Finance Holding Company (Name of Issuer) Class A Common Stock (Title of Class of Securities) 08774B102 (CUSIP Number) Pine Brook Capital Partners II, L.P. c/o Pine Brook Road Partners, LLC 60 East 42nd Street, Suite 3014 New York, NY 10165 (

September 1, 2023 EX-99.1

Joint Filing Agreement, dated September 1, 2023, by and among Steven Sarracino, Activant Ventures III Opportunities Fund 1, L.P., Activant Ventures III Opportunities Fund 2, L.P., Activant Ventures III Opportunities Fund 3, L.P., Activant Ventures III Opportunities Fund 4, L.P., Activant Ventures III Opportunities Fund 6, L.P., Activant Ventures III, L.P., Activant Ventures Advisors III, LLC, Activant Capital Management, LLC and Activant Holdings I, Ltd.

EX-99.1 Exhibit 99.1 Joint Filing Agreement The undersigned hereby agree to the joint filing on behalf of each of them of the Statement on Schedule 13D with respect to the Common Stock of Better Home & Finance Holding Company, and any further amendments to such statement on Schedule 13D executed by each of them pursuant to and in accordance with the provisions of Rule 13d-1(k) under the Securities

September 1, 2023 EX-99.10

JOINT FILING AGREEMENT

Exhibit 10 JOINT FILING AGREEMENT The undersigned hereby agree that the statement on Schedule 13D, dated September 1, 2023, with respect to the Class A Common Stock of Better Home & Finance Holding Company is filed on behalf of each of us pursuant to and in accordance with the provisions of Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended.

September 1, 2023 SC 13G

AURC / Aurora Acquisition Corp - Class A / AMERICAN EXPRESS CO - SC 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Better Home & Finance Holding Company (Name of Issuer) Class A Common Stock (Title of Class of Securities) 08774B102 (CUSIP Number) August 22, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pur

September 1, 2023 EX-99.1

JOINT FILING AGREEMENT

EX-99.1 Exhibit 99.1 JOINT FILING AGREEMENT In accordance with Rule 13d-1(k)(1) promulgated under the Securities Exchange Act of 1934, as amended, the undersigned hereby agree that they are jointly filing this statement on Schedule 13D. Each of them is responsible for the timely filing of such statement and any amendments thereto, and for the completeness and accuracy of the information concerning

September 1, 2023 EX-16

Joint Filing Agreement among Vishal Garg, 1/0 Real Estate, LLC and 1/0 Holdco, LLC.

EX-16 2 exhibit16-schedule13d.htm EX-16 Exhibit 16 JOINT FILING AGREEMENT In accordance with Rule 13d-1(k)(1) promulgated under the Securities Exchange Act of 1934, as amended, the undersigned hereby agree that they are jointly filing this statement on Schedule 13D. Each of them is responsible for the timely filing of such statement and any amendments thereto, and for the completeness and accuracy

August 28, 2023 EX-10.6

Better Home & Finance Holding Company 2023 Employee Stock Purchase Plan

Exhibit 10.6 BETTER HOME & FINANCE HOLDING COMPANY 2023 EMPLOYEE STOCK PURCHASE PLAN ARTICLE 1 PURPOSE The Plan’s purpose is to assist employees of the Company and its Designated Subsidiaries in acquiring a stock ownership interest in the Company, and to help such employees provide for their future security and to encourage them to remain in the employment of the Company and its Subsidiaries. The

August 28, 2023 EX-14.1

Code of Business Conduct and Ethics of Better Home & Finance Holding Company.

Exhibit 14.1 CODE OF BUSINESS CONDUCT AND ETHICS OF BETTER HOME & FINANCE HOLDING COMPANY The Board of Directors (the “Board”) of Better Home & Finance Holding Company (together with its subsidiaries, the “Company”) has adopted this Code of Business Conduct and Ethics (this “Code”) to: •Promote honest and ethical conduct, including fair dealing and the ethical handling of actual and apparent confl

August 28, 2023 EX-99.4

Better Home & Finance Holding Company Announces First Half 2023 Results

Exhibit 99.4 Better Home & Finance Holding Company Announces First Half 2023 Results •Previously announced closing of business combination on August 22, 2023; Better Home & Finance Class A common stock and warrants commenced trading on Nasdaq under tickers “BETR” and “BETRW” on August 24, 2023 •Business combination with Aurora unlocked approximately $565 million of fresh capital, including a $528

August 28, 2023 EX-4.2

Assignment, Assumption and Amendment Agreement, dated as of August 22, 2023, by and among Better Home & Finance Holding Company, Computershare Trust Company, N.A. and Computershare Inc.

Exhibit 4.2 ASSIGNMENT, ASSUMPTION AND AMENDMENT AGREEMENT THIS ASSIGNMENT, ASSUMPTION AND AMENDMENT AGREEMENT (the “Agreement”) is entered into as of August 22, 2023 and effective as of the Second Effective Time (as defined in the Merger Agreement (defined below)) by and among Aurora Acquisition Corp., a Cayman Islands exempted company (“Aurora”) (to be renamed “Better Home & Finance Holding Comp

August 28, 2023 EX-10.4

Form of Indemnification Agreement by and between Better Home & Finance Holding Company and each of its directors and executive officers.

Exhibit 10.4 INDEMNIFICATION AGREEMENT This Indemnification Agreement (this “Agreement”) is made as of by and between Better Home & Finance Holding Company, a Delaware corporation (the “Company”), and , [a member of the Board of Directors/an officer/an employee/an agent/a fiduciary] of the Company (“Indemnitee”). This Agreement supersedes and replaces any and all previous agreements between the Co

August 28, 2023 EX-10.1

Amended and Restated Registration Rights Agreement, dated as of August 22, 2023, by and among Better Home & Finance Holding Company, Novator Capital Sponsor Ltd., and certain persons signatory thereto.

Exhibit 10.1 AMENDED & RESTATED REGISTRATION RIGHTS AGREEMENT This AMENDED AND RESTATED REGISTRATION RIGHTS AGREEMENT (this “Agreement”) is entered into as of August 22, 2023, by and among Better Home & Finance Holding Company, a Delaware corporation f/k/a Aurora Acquisition Corp. (the “Company”), Novator Capital Sponsor Ltd., a limited liability company validly existing under the laws of Cyprus (

August 28, 2023 EX-99.2

UNAUDITED PRO FORMA CONDENSED COMBINED FINANCIAL INFORMATION

Exhibit 99.2 UNAUDITED PRO FORMA CONDENSED COMBINED FINANCIAL INFORMATION Capitalized terms not otherwise defined in this exhibit have the same meaning as terms defined and included elsewhere in the Current Report on Form 8-K (the “Report”) to which this exhibit is attached and, if not defined therein, have the meaning given to such terms in the Proxy Statement/Prospectus. Introduction The unaudit

August 28, 2023 EX-10.18

Sponsor Purchase Subscription Agreement, dated as of August 22, 2023, by and between Better Home & Finance Holding Company and Novator Capital Sponsor, Ltd.

Exhibit 10.18 SPONSOR PURCHASE SUBSCRIPTION AGREEMENT This Subscription Agreement (this “Agreement”), dated as of August 22, 2023,, is entered into by and between Better Home & Finance Holding Company, a Delaware corporation (the “Company”) and Novator Capital Sponsor Ltd. (the “Purchaser” or the “Sponsor”). WHEREAS, Aurora Acquisition Corp., a Cayman Islands exempted company limited by shares (th

August 28, 2023 EX-10.17

Loan Termination Agreement, dated as of August 21, 2023, between Better Holdco, Inc. and Paula Tuffin.

Exhibit 10.17 PERSONAL LOAN TERMINATION AGREEMENT THIS PERSONAL LOAN TERMINATION AGREEMENT (this “Termination Agreement”) is made this August 21, 2023, by and among Paula Tuffin (“Borrower”) and Better Holdco, Inc. (“Lender”) (each a “Party” and together the “Parties”). Capitalized terms used but not otherwise defined herein shall have the meanings given to them in the Notes (as defined below). RE

August 28, 2023 EX-10.15

Loan Termination Agreement, dated as of August 21, 2023, between Better Holdco, Inc. and Vishal Garg.

EX-10.15 12 exhibit1015-super8xk.htm EX-10.15 Exhibit 10.15 PERSONAL LOAN TERMINATION AGREEMENT THIS PERSONAL LOAN TERMINATION AGREEMENT (this “Termination Agreement”) is made this August 21, 2023, by and among Vishal Garg (“Borrower”) and Better Holdco, Inc. (“Lender”) (each a “Party” and together the “Parties”). Capitalized terms used but not otherwise defined herein shall have the meanings give

August 28, 2023 EX-4.5

Specimen Class C Common Stock Certificate of Better Home & Finance Holding Company

Exhibit 4.5 NUMBER SPECIMEN CLASS C COMMON STOCK CERTIFICATE SHARES C- SEE REVERSE FOR CERTAIN DEFINITIONS CUSIP [ ] BETTER HOME AND FINANCE HOLDING COMPANY CLASS C COMMON STOCK THIS CERTIFIES THAT is the owner of shares of Class C Common Stock, par value $0.0001 per share (each, a “Class C Common Share”), of Better Home and Finance Holding Company, a Delaware corporation (the “Company”), transfer

August 28, 2023 EX-4.4

Specimen Class B Common Stock Certificate of Better Home & Finance Holding Company

Exhibit 4.4 NUMBER SPECIMEN CLASS B COMMON STOCK CERTIFICATE SHARES C- SEE REVERSE FOR CERTAIN DEFINITIONS CUSIP [ ] BETTER HOME AND FINANCE HOLDING COMPANY CLASS B COMMON STOCK THIS CERTIFIES THAT is the owner of shares of Class B Common Stock, par value $0.0001 per share (each, a “Class B Common Share”), of Better Home and Finance Holding Company, a Delaware corporation (the “Company”), transfer

August 28, 2023 EX-21.1

List of subsidiaries of Better Home & Finance Holding Company.

Exhibit 21.1 BETTER HOME & FINANCE HOLDING COMPANY LIST OF SUBSIDIARIES Legal Name Jurisdiction of Incorporation/Formation Better WH, LLC Delaware (USA) Better Trust I Delaware (USA) Heyl-Better, LLC Delaware (USA) Better Inspect, LLC Delaware (USA) Better Cover, LLC Delaware (USA) Better Valuation, LLC Delaware (USA) Better Real Estate, LLC Delaware (USA) 64 Putnam Brooklyn LLC Delaware (USA) BRE

August 28, 2023 EX-10.16

Loan Termination Agreement, dated as of August 21, 2023, between Better Holdco, Inc. and Kevin Ryan.

Exhibit 10.16 PERSONAL LOAN TERMINATION AGREEMENT THIS PERSONAL LOAN TERMINATION AGREEMENT (this “Termination Agreement”) is made this August 21, 2023, by and among Kevin Ryan (“Borrower”) and Better Holdco, Inc. (“Lender”) (each a “Party” and together the “Parties”). Capitalized terms used but not otherwise defined herein shall have the meanings given to them in the Notes (as defined below). RECI

August 28, 2023 EX-99.1

BETTER HOLDCO, INC. AND SUBSIDIARIES UNAUDITED CONDENSED CONSOLIDATED BALANCE SHEETS

Exhibit 99.1 BETTER HOLDCO, INC. AND SUBSIDIARIES UNAUDITED CONDENSED CONSOLIDATED BALANCE SHEETS June 30, December 31, (Amounts in thousands, except share and per share amounts) 2023 2022 Assets Cash and cash equivalents $ 109,922 $ 317,959 Restricted cash 25,011 28,106 Short-term investments 32,884 — Mortgage loans held for sale, at fair value (including amounts purchased from related parties of

August 28, 2023 SC 13D/A

AURC / Aurora Acquisition Corp - Class A / Novator Capital Sponsor Ltd. - SC 13D/A Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 1)* Better Home & Finance Holding Company (Name of Issuer) Class A Common Stock (Title of Class of Securities) 08774B102 (CUSIP Number) 3 World Trade Center, 175 Greenwich Street, 57th Floor, New York, NY 10007, (646) 839-0086 (Address, including zip code, a

August 28, 2023 EX-10.2

Novator Exchange Election Agreement, dated as of August 22, 2023 by and among Better HoldCo, Inc., Novator Capital Sponsor Ltd. and Aurora Acquisition Corp.

Exhibit 10.2 NOVATOR CAPITAL SPONSOR LTD. C/O NOVATOR PARTNERS LLP 25 PARK LANE, MAYFAIR, LONDON W1K 1RA UNITED KINGDOM August 22, 2023 Better HoldCo, Inc. 175 Greenwich St, 57th Floor New York, NY 10007 Attention: Vishal Garg Email: [email protected] Aurora Acquisition Corp. 20 North Audley Street London W1K 6LX United Kingdom Attention: Khurram Kayani Email: [email protected] Re: Novator

August 28, 2023 EX-10.3

Indenture, dated as of August 22, 2023, by Better Home & Finance Holding Company, the Subsidiary Guarantors signatory thereto, and GLAS Trust Company LLC.

Exhibit 10.3 BETTER HOME & FINANCE HOLDING COMPANY (f/k/a AURORA ACQUISITION CORP.), as Issuer, The Subsidiary Guarantors party hereto from time to time and GLAS Trust Company LLC, as Trustee INDENTURE Dated as of August 22, 2023 1.00% Senior Subordinated Convertible Notes due 2028 TABLE OF CONTENTS Page ARTICLE 1 DEFINITIONS; RULES OF CONSTRUCTION 1 Section 1.01. DEFINITIONS. 1 Section 1.02. OTHE

August 28, 2023 EX-4.3

Specimen Class A Common Stock Certificate of Better Home & Finance Holding Company

Exhibit 4.3 NUMBER SPECIMEN CLASS A COMMON STOCK CERTIFICATE SHARES C- SEE REVERSE FOR CERTAIN DEFINITIONS CUSIP [ ] BETTER HOME AND FINANCE HOLDING COMPANY CLASS A COMMON STOCK THIS CERTIFIES THAT is the owner of shares of Class A Common Stock, par value $0.0001 per share (each, a “Class A Common Share”), of Better Home and Finance Holding Company, a Delaware corporation (the “Company”), transfer

August 28, 2023 8-K

Changes in Control of Registrant, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Amendment to Registrant's Code of Ethics, or Waiver of a Provision of the Code of Ethics, Change in Shell Company Status, Entry into a Material Definitive Agreement, Material Modification to Rights of Security Holders, Unregistered Sales of Equity Securities, Financial Statements and Exhibits, Changes in Registrant's Certifying Accountant, Results of Operations and Financial Condition, Completion of Acquisition or Disposition of Assets

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or Section 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 22, 2023 BETTER HOME & FINANCE HOLDING COMPANY (Exact name of registrant as specified in its charter) Delaware 001-40143 93-3029990 (State or other jurisdiction of inco

August 28, 2023 EX-99.3

BETTER’S MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

Exhibit 99.3 BETTER’S MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS Unless otherwise indicated or the context otherwise requires, references in this Management’s Discussion and Analysis of Financial Condition and Results of Operations section to “Better,” the “Company,” “we,” “us,” “our” and other similar terms refer to Better Holdco, Inc., a Delaware corpor

August 28, 2023 EX-10.5

Better Home & Finance Holding Company 2023 Incentive Equity Plan

Exhibit 10.5 BETTER HOME & FINANCE HOLDING COMPANY 2023 INCENTIVE EQUITY PLAN ARTICLE I. PURPOSE The Plan’s purpose is to enhance the Company’s ability to attract, retain and motivate persons who make (or are expected to make) important contributions to the Company by providing these individuals with equity ownership opportunities. ARTICLE II. DEFINITIONS As used in the Plan, the following words a

August 25, 2023 EX-3.1

Amended and Restated Certificate of Incorporation of Better Home & Finance Holding Company

Exhibit 3.1 CERTIFICATE OF INCORPORATION OF BETTER HOME & FINANCE HOLDING COMPANY ARTICLE I The name of this corporation is Better Home & Finance Holding Company (the “Corporation”). ARTICLE II The address of the Corporation’s registered office in the State of Delaware is 108 West 13th Street, in the City of Wilmington, County of New Castle, 19801. The name of its registered agent at such address

August 25, 2023 EX-3.2

Bylaws of Better Home & Finance Holding Company

Exhibit 3.2 Better Home & Finance Holding Company (a Delaware corporation) BYLAWS As Adopted August 22, 2023 and As Effective August 22, 2023 Table of Contents Page Article I - Stockholders 4 1.1 Annual Meetings. 4 1.2 Special Meetings. 4 1.3 Notice of Meetings. 5 1.4 Adjournments. 5 1.5 Quorum. 5 1.6 Organization. 6 1.7 Voting; Proxies. 6 1.8 Fixing Date for Determination of Stockholders of Recor

August 25, 2023 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Entry into a Material Definitive Agreement, Material Modification to Rights of Security Holders, Changes in Registrant's Certifying Accountant, Completion of Acquisition or Disposition of Assets

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or Section 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 21, 2023 BETTER HOME & FINANCE HOLDING COMPANY (Exact name of registrant as specified in its charter) Delaware 001-40143 93-3029990 (State or other jurisdiction of inco

August 25, 2023 EX-16.1

Letter from Marcum LLP to the Securities and Exchange Commission.

Exhibit 16.1 August 25, 2023 Securities and Exchange Commission 100 F Street, N.E. Washington, DC 20549 Commissioners: We have read the statements made by Better Home & Finance Holding Company (formerly Aurora Acquisition Corp.) under Item 4.01 of its Form 8-K dated August 25, 2023. We agree with the statements concerning our Firm in such Form 8-K; we are not in a position to agree or disagree wit

August 23, 2023 EX-10.1

Amendment No. 2 to SB Northstar Subscription Agreement, dated as of August 21, 2023

Exhibit 10.1 Execution Version AMENDMENT NO. 2 TO THE SUBSCRIPTION AGREEMENT This AMENDMENT NO. 2 TO THE SUBSCRIPTION AGREEMENT (this “Amendment”) is entered into as of August 21, 2023, by and among Aurora Acquisition Corp., a Cayman Islands exempted company limited by shares (together with its successors, including after the Domestication, the “Issuer”), SB Northstar LP, a Cayman Islands exempted

August 23, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or Section 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 21, 2023 BETTER HO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or Section 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 21, 2023 BETTER HOME & FINANCE HOLDING COMPANY (Exact name of registrant as specified in its charter) Delaware 001-40143 93-3029990 (State or other jurisdiction of inco

August 23, 2023 EX-99.1

Better Home & Finance Announces Closing of Business Combination Better to Become Publicly Traded Company and Will Commence Trading on NASDAQ under the new Ticker “BETR”

Exhibit 99.1 Better Home & Finance Announces Closing of Business Combination Better to Become Publicly Traded Company and Will Commence Trading on NASDAQ under the new Ticker “BETR” ●Business combination with Aurora unlocks approximately $565M of fresh capital, including a $528M convertible note previously committed from affiliates of SoftBank and additional common equity from funds affiliated wit

August 18, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 17, 2023 AURORA ACQUISITIO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 17, 2023 AURORA ACQUISITION CORP. (Exact name of registrant as specified in its charter) Cayman Islands 001-40143 98-1628701 (State or other jurisdiction (Commission (IRS Emplo

August 11, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 11, 2023 AURORA ACQUISITIO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 11, 2023 AURORA ACQUISITION CORP. (Exact name of registrant as specified in its charter) Cayman Islands 001-40143 98-1628701 (State or other jurisdiction of incorporation) (Com

August 11, 2023 EX-99.1

Aurora Acquisition Corp. Shareholders Approve Proposed Business Combination with Better HoldCo, Inc.

Exhibit 99.1 Aurora Acquisition Corp. Shareholders Approve Proposed Business Combination with Better HoldCo, Inc. NEW YORK – August 11, 2023 - Aurora Acquisition Corp. (“Aurora”) (NASDAQ: AURC, AURCU, AURCW), a publicly traded special purpose acquisition company, and Better HoldCo, Inc. (“Better”) today announced that Aurora’s shareholders voted to approve the proposed business combination (the "B

August 4, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 ☐ TRANSITION REPORT PU

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to AURORA ACQUISITION CORP. (Exa

August 3, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 3, 2023 AURORA ACQUISITION

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 3, 2023 AURORA ACQUISITION CORP. (Exact name of registrant as specified in its charter) Cayman Islands 001-40143 98-1628701 (State or other jurisdiction (Commission (IRS Employ

August 3, 2023 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 3, 2023 AURORA ACQUISITION

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 3, 2023 AURORA ACQUISITION CORP. (Exact name of registrant as specified in its charter) Cayman Islands 001-40143 98-1628701 (State or other jurisdiction (Commission (IRS Employ

July 31, 2023 425

[PLEASE READ]: Going Effective: What You Need to Know

Filed by Aurora Acquisition Corp. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 and Rule 14d-2(b) under the Securities Exchange Act of 1934 Subject Company: Aurora Acquisition Corp. (Commission File No. 001-40143) Date: July 31, 2023 SUBJ: [PLEASE READ]: Going Effective: What You Need to Know As Vishal announced, the registration statement for our b

July 28, 2023 DEFA14A

AURORA ACQUISITION CORP. PLEASE DO NOT RETURN THE PROXY CARD IF YOU ARE VOTING ELECTRONICALLY. YOUR VOTE IS IMPORTANT. PLEASE VOTE TODAY. IMMEDIATE - 24 Hours a Day, 7 Days a Week or by Mail Vote by Internet - Q U I C K    E A S Y  FOLD HERE • DO

auroraacquisitiondefa14a AURORA ACQUISITION CORP. PLEASE DO NOT RETURN THE PROXY CARD IF YOU ARE VOTING ELECTRONICALLY. YOUR VOTE IS IMPORTANT. PLEASE VOTE TODAY. IMMEDIATE - 24 Hours a Day, 7 Days a Week or by Mail Vote by Internet - Q U I C K    E A S Y  FOLD HERE • DO NOT SEPARATE • INSERT IN ENVELOPE PROVIDED  INTERNET – www.cstproxyvote.com Use the Internet to vote your proxy. Have your

July 28, 2023 425

Better | SPAC Comms & Messaging

Filed by Aurora Acquisition Corp. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 and Rule 14d-2(b) under the Securities Exchange Act of 1934 Subject Company: Aurora Acquisition Corp. (Commission File No. 001-40143) Date: July 28, 2023 Better | SPAC Comms & Messaging Team, On our journey to improve the homeownership experience, this will be a day to r

July 27, 2023 424B3

PROXY STATEMENT FOR EXTRAORDINARY GENERAL MEETING IN LIEU OF 2023 ANNUAL MEETING OF AURORA ACQUISITION CORP. (A CAYMAN ISLANDS EXEMPTED COMPANY) PROSPECTUS FOR SHARES OF CLASS A COMMON STOCK, SHARES OF CLASS B COMMON STOCK, SHARES OF CLASS C COMMON S

Table of Contents  Filed Pursuant to Rule 424(b)(3)  Registration File No. 333-258423 PROXY STATEMENT FOR EXTRAORDINARY GENERAL MEETING IN LIEU OF 2023 ANNUAL MEETING OF AURORA ACQUISITION CORP. (A CAYMAN ISLANDS EXEMPTED COMPANY) PROSPECTUS FOR SHARES OF CLASS A COMMON STOCK, SHARES OF CLASS B COMMON STOCK, SHARES OF CLASS C COMMON STOCK, AND REDEEMABLE WARRANTS OF AURORA ACQUISITION CORP. (AFTER

July 25, 2023 CORRESP

July 25, 2023

July 25, 2023 VIA EDGAR United States Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.

July 24, 2023 S-4/A

As filed with the Securities and Exchange Commission on July 24, 2023

Table of Contents As filed with the Securities and Exchange Commission on July 24, 2023 Registration No.

July 24, 2023 EX-FILING FEES

Filing Fee Table.

Exhibit 107 Calculation of Filing Fee Tables Form S-4 (Form Type) Aurora Acquisition Corp.

June 28, 2023 EX-10.26

Employment Agreement, dated as of October 18, 2022, between Better Holdco, Inc. and Paula Tuffin

Exhibit 10.26 EMPLOYMENT AGREEMENT Employment Agreement (the “Agreement”), dated as of 10/18/2022, by and between Better Holdco, Inc., a Delaware corporation (together with its affiliates, the “Company”), with its principal offices at 175 Greenwich Street, New York, NY 10007, and Paula Tuffin (“Executive”). Recitals WHEREAS, the Company and Executive desire to set forth the terms upon which Execut

June 28, 2023 EX-10.50

Promissory Note, dated as of August 18, 2022, between Better Holdco, Inc. and Kevin Ryan.

Exhibit 10.50 PROMISSORY NOTE $6,000,000 August 18, 2022 New York, New York FOR VALUE RECEIVED, this Promissory Note (the "Note") sets forth the terms and conditions of the forgivable loan to be made to Kevin Ryan (the "Borrower") by Better Holdco, Inc. (the “Company”), its principal offices located at 175 Greenwich Street, 57th Floor, New York, NY 10007 and, subject to the terms set forth in this

June 28, 2023 EX-10.25

Employment Agreement, dated as of October 18, 2022, between Better Holdco, Inc. and Nicholas J. Calamari.

Exhibit 10.25 EMPLOYMENT AGREEMENT Employment Agreement (the “Agreement”), dated as of 10/18/2022, by and between Better Holdco, Inc., a Delaware corporation (together with its affiliates, the “Company”), with its principal offices at 175 Greenwich Street, New York, NY 10007, and Nicholas J. Calamari (“Executive”). Recitals WHEREAS, the Company and Executive desire to set forth the terms upon whic

June 28, 2023 S-4/A

As filed with the Securities and Exchange Commission on June 28, 2023

Table of Contents As filed with the Securities and Exchange Commission on June 28, 2023 Registration No.

June 28, 2023 EX-10.24

Employment Agreement, dated as of April 5, 2022, between Better Holdco, Inc. and Kevin Ryan.

Exhibit 10.24 EMPLOYMENT AGREEMENT Employment Agreement (the “Agreement”), dated as of April 5, 2022 , by and between Better Holdco, Inc., a Delaware corporation (together with its affiliates, the “Company”), with its principal offices at 175 Greenwich Street, New York, NY 10007, and Kevin Ryan (“Executive”). Recitals WHEREAS, the Company and Executive desire to set forth the terms upon which Exec

June 28, 2023 CORRESP

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June 28, 2023 VIA EDGAR Securities and Exchange Commission Division of Corporation Finance 100 F.

June 26, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or Section 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 21, 2023 AURORA ACQU

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or Section 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 21, 2023 AURORA ACQUISITION CORP. (Exact name of registrant as specified in its charter) Cayman Islands 001-40143 98-1628701 (State or other jurisdiction (Commission (I.R

June 26, 2023 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or Section 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 21, 2023 AURORA ACQU

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or Section 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 21, 2023 AURORA ACQUISITION CORP. (Exact name of registrant as specified in its charter) Cayman Islands 001-40143 98-1628701 (State or other jurisdiction (Commission (I.R

June 26, 2023 EX-2.1

Amendment No. 6 to the Agreement and Plan of Merger, dated as of June 23, 2023, by and among Aurora Acquisition Corp., Aurora Merger Sub I, Inc. and Better Holdco, Inc.

Exhibit 2.1 AMENDMENT NO. 6 TO THE AGREEMENT AND PLAN OF MERGER This AMENDMENT NO. 6 TO MERGER AGREEMENT (this “Amendment”), dated as of June 23, 2023, by and among Better HoldCo, Inc., a Delaware corporation (the “Company”), Aurora Acquisition Corp., a Cayman Islands exempted company limited by shares (“Acquiror”), and Aurora Merger Sub I, Inc., a Delaware corporation and a direct wholly owned su

June 26, 2023 EX-2.1

Amendment No. 6 to the Agreement and Plan of Merger, dated June 23, 2023, by and among Aurora Acquisition Corp., Aurora Merger Sub I, Inc. and Better HoldCo., Inc.

Exhibit 2.1 AMENDMENT NO. 6 TO THE AGREEMENT AND PLAN OF MERGER This AMENDMENT NO. 6 TO MERGER AGREEMENT (this “Amendment”), dated as of June 23, 2023, by and among Better HoldCo, Inc., a Delaware corporation (the “Company”), Aurora Acquisition Corp., a Cayman Islands exempted company limited by shares (“Acquiror”), and Aurora Merger Sub I, Inc., a Delaware corporation and a direct wholly owned su

May 12, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 ☐ TRANSITION REPORT P

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to AURORA ACQUISITION CORP. (Ex

May 11, 2023 EX-10.51

Retention Agreement, dated as of August 18, 2022, between Better Holdco, Inc. and Kevin Ryan.

Exhibit 10.51 Kevin Ryan Re: Retention Bonus Dear Kevin: This Retention Bonus Agreement (this “Agreement”) establishes the terms of your retention bonus opportunity with Better HoldCo, Inc. its subsidiaries or assigns (“Better,” “we,” “us”). We consider your continued service and dedication to Better essential to our business. To incentivize you to remain employed with Better, we are pleased to of

May 11, 2023 EX-10.24

Employment Agreement, dated as of April 5, 2022, between Better Holdco, Inc. and Kevin Ryan.

Exhibit 10.24 EMPLOYMENT AGREEMENT Employment Agreement (the “Agreement”), dated as of April 5, 2022 , by and between Better Holdco, Inc., a Delaware corporation (together with its affiliates, the “Company”), with its principal offices at 175 Greenwich Street, New York, NY 10007, and Kevin Ryan (“Executive”). Recitals WHEREAS, the Company and Executive desire to set forth the terms upon which Exec

May 11, 2023 CORRESP

-1-

May 11, 2023 VIA EDGAR Securities and Exchange Commission Division of Corporation Finance 100 F.

May 11, 2023 EX-10.26

Employment Agreement, dated as of October 18, 2022, between Better Holdco, Inc. and Paula Tuffin

Exhibit 10.26 EMPLOYMENT AGREEMENT Employment Agreement (the “Agreement”), dated as of 10/18/2022, by and between Better Holdco, Inc., a Delaware corporation (together with its affiliates, the “Company”), with its principal offices at 175 Greenwich Street, New York, NY 10007, and Paula Tuffin (“Executive”). Recitals WHEREAS, the Company and Executive desire to set forth the terms upon which Execut

May 11, 2023 EX-10.30

Chairman Agreement, dated as of April 27, 2022, between Better Holdco, Inc. and Harit Talwar.

Exhibit 10.30 Better Holdco, Inc. 3 World Trade Center, 59th Floor New York, NY 10007 April 27, 2022 Harit Talwar Address on file with the Company Re: Board Chairman Appointment Dear Harit: This letter confirms our recent discussions regarding your appointment as Chairman of the Board of Directors (the “Board”) of Better Holdco, Inc. (the “Company”). On behalf of the Board, I want to welcome you (

May 11, 2023 EX-3.2

Amendment to the Amended and Restated Memorandum and Articles of Association of the Registrant, dated as of February 24, 2023.

Exhibit 3.2 AMENDMENT TO THE AMENDED AND RESTATED MEMORANDUM AND ARTICLES OF ASSOCIATION OF AURORA ACQUISITION CORP. FEBRUARY 24, 2023 “RESOLVED, as a special resolution, that: i) Article 49.7 of the Articles of Association of the Company be deleted in its entirety and replaced as follows: “49.7 In the event that the Company does not consummate a Business Combination by September 30, 2023, or such

May 11, 2023 S-4/A

As filed with the Securities and Exchange Commission on May 11, 2023

Table of Contents As filed with the Securities and Exchange Commission on May 11, 2023 Registration No.

May 11, 2023 EX-2.2

Form of Plan of Domestication, dated as of [ ], 2023.

Exhibit 2.2 CONFIDENTIAL PLAN OF DOMESTICATION This PLAN OF DOMESTICATION (the “Plan of Domestication”) is made on [l], 2023 and sets forth the terms and conditions pursuant to which Aurora Acquisition Corp., a Cayman Islands exempted company (“Aurora”), shall effect a domestication into a Delaware corporation (the “Domestication”) to be known as Better Home & Finance Holding Company (“Better”), p

May 11, 2023 EX-10.25

Employment Agreement, dated as of October 18, 2022, between Better Holdco, Inc. and Nicholas J. Calamari.

Exhibit 10.25 EMPLOYMENT AGREEMENT Employment Agreement (the “Agreement”), dated as of 10/18/2022 , by and between Better Holdco, Inc., a Delaware corporation (together with its affiliates, the “Company”), with its principal offices at 175 Greenwich Street, New York, NY 10007, and Nicholas J. Calamari (“Executive”). Recitals WHEREAS, the Company and Executive desire to set forth the terms upon whi

May 11, 2023 EX-10.52

Addendum to Amended and Restated Technology Integration and License Agreement, dated January 1, 2023, between Better Holdco, Inc. and TheNumber, LLC

Exhibit 10.52 January 1, 2023 TheNumber, LLC 1 World Trade Center 85th Floor New York NY 10007 Re: Addendum to Amended and Restated Technology Integration and License Agreement Dear Sofia: TheNumber, LLC (“TheNumber”) and Better Holdco, Inc. and its subsidiaries (“Better” and, together with TheNumber, the “Parties” and each a “Party”) believe that TheNumber’s existing technology infrastructure can

May 11, 2023 EX-10.53

Amended Private Label Consumer Lending Program Agreement, dated September 12, 2022, between Better Mortgage Corporation and Notable Finance, LLC

Exhibit 10.53 AMENDED PRIVATE LABEL CONSUMER LENDING PROGRAM AGREEMENT This Amended Private Label Consumer Lending Program Agreement (“Agreement”) is entered into as of September 12, 2022 (“Effective Date”) by and between Better Holdco, Inc., Better Mortgage Corporation and its affiliates, with its principal place of business at 175 Greenwich, Fl. 57, New York, NY 10007 (“Better”), and Notable Fin

May 11, 2023 EX-10.50

Promissory Note, dated as of August 18, 2022, between Better Holdco, Inc. and Kevin Ryan.

Exhibit 10.50 PROMISSORY NOTE $6,000,000 August 18, 2022 New York, New York FOR VALUE RECEIVED, this Promissory Note (the "Note") sets forth the terms and conditions of the forgivable loan to be made to Kevin Ryan (the "Borrower") by Better Holdco, Inc. (the “Company”), its principal offices located at 175 Greenwich Street, 57th Floor, New York, NY 10007 and, subject to the terms set forth in this

April 28, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or Section 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 24, 2023 AURORA ACQ

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or Section 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 24, 2023 AURORA ACQUISITION CORP. (Exact name of registrant as specified in its charter) Cayman Islands 001-40143 98-1628701 (State or other jurisdiction (Commission (I.

April 17, 2023 10-Q/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q/A (Amendment No. 1) (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 ☐

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q/A (Amendment No. 1) (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to AURORA A

April 17, 2023 10-Q/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q/A (Amendment No. 1) (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 20

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q/A (Amendment No. 1) (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to AURO

April 17, 2023 10-Q/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q/A (Amendment No. 1) (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 ☐

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q/A (Amendment No. 1) (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to AURORA AC

April 17, 2023 10-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Amendment No. 1) (Mark One)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Amendment No. 1) (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the year ended December 31, 2021 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to AURORA ACQUISITION C

April 17, 2023 EX-4.8

Description of Registrant’s Securities.

Exhibit 4.8 DESCRIPTION OF SECURITIES The following description of the securities of Aurora Acquisition Corp. (the “Company,” “Aurora,” “we” or “us”) is a summary and does not purport to be complete and may not contain all the information you should consider before investing in our securities. It is subject to and qualified in its entirety by reference to the Company’s amended and restated memoran

April 17, 2023 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the year ended December 31, 2022 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to AURORA ACQUISITION CORP. (Exact name of

April 17, 2023 10-Q/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q/A (Amendment No. 1) (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 20

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q/A (Amendment No. 1) (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to AURO

March 29, 2023 NT 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING (Check one) x Form 10-K ¨ Form 20-F ¨ Form 11-K ¨ Form 10-Q ¨ Form 10-D ¨ Form N-SAR ¨ Form N-CSR For Period Ended: December 31, 2022 ¨ Transition Report on Form 10-K ¨ Transition Report on Form 20-F ¨ Transition Report on Form 11-K ¨ Transition Report on Form 10-Q ¨ Transition Report on

March 29, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or Section 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 26, 2023 AURORA ACQ

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or Section 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 26, 2023 AURORA ACQUISITION CORP. (Exact name of registrant as specified in its charter) Cayman Islands 001-40143 98-1628701 (State or other jurisdiction (Commission (I.

March 2, 2023 EX-3.1

Extension Amendment, dated February 24, 2023, to the Amended and Restated Memorandum and Articles of Association of Aurora Acquisition Corp.

Exhibit 3.1 AMENDMENT TO THE AMENDED AND RESTATED MEMORANDUM AND ARTICLES OF ASSOCIATION OF AURORA ACQUISITION CORP. February 24, 2023 “RESOLVED, as a special resolution, that: i) Article 49.7 of the Articles of Association of the Company be deleted in its entirety and replaced as follows: “49.7 In the event that the Company does not consummate a Business Combination by September 30, 2023, or such

March 2, 2023 EX-2.1

Amendment No. 5 to the Agreement and Plan of Merger, dated February 24, 2023, by and among Aurora Acquisition Corp., Aurora Merger Sub I, Inc. and Better HoldCo., Inc.

Exhibit 2.1 AMENDMENT NO. 5 TO THE AGREEMENT AND PLAN OF MERGER This AMENDMENT NO. 5 TO MERGER AGREEMENT (this “Amendment”) is entered into as of February 24, 2023, by and among Better HoldCo, Inc., a Delaware corporation (the “Company”), Aurora Acquisition Corp., a Cayman Islands exempted company limited by shares (“Acquiror”), and Aurora Merger Sub I, Inc., a Delaware corporation and a direct wh

March 2, 2023 EX-3.1

Extension Amendment, dated February 24, 2023, to the Amended and Restated Memorandum and Articles of Association of Aurora Acquisition Corp. (Incorporated by reference to Exhibit 3.1 to the Company’s Current Report on Form 8-K (File No. 001-40143) filed on March 2, 2023).

Exhibit 3.1 AMENDMENT TO THE AMENDED AND RESTATED MEMORANDUM AND ARTICLES OF ASSOCIATION OF AURORA ACQUISITION CORP. February 24, 2023 “RESOLVED, as a special resolution, that: i) Article 49.7 of the Articles of Association of the Company be deleted in its entirety and replaced as follows: “49.7 In the event that the Company does not consummate a Business Combination by September 30, 2023, or such

March 2, 2023 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 24, 2023 AURORA ACQUISIT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 24, 2023 AURORA ACQUISITION CORP. (Exact name of registrant as specified in its charter) Cayman Islands 001-40143 98-1628701 (State or other jurisdiction (Commission (IRS Emp

March 2, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 24, 2023 AURORA ACQUISIT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 24, 2023 AURORA ACQUISITION CORP. (Exact name of registrant as specified in its charter) Cayman Islands 001-40143 98-1628701 (State or other jurisdiction (Commission (IRS Emp

March 2, 2023 EX-2.1

Amendment No. 5 to the Agreement and Plan of Merger, dated as of February 24, 2023, by and among Aurora Acquisition Corp., Aurora Merger Sub I, Inc. and Better Holdco, Inc.

Exhibit 2.1 AMENDMENT NO. 5 TO THE AGREEMENT AND PLAN OF MERGER This AMENDMENT NO. 5 TO MERGER AGREEMENT (this “Amendment”) is entered into as of February 24, 2023, by and among Better HoldCo, Inc., a Delaware corporation (the “Company”), Aurora Acquisition Corp., a Cayman Islands exempted company limited by shares (“Acquiror”), and Aurora Merger Sub I, Inc., a Delaware corporation and a direct wh

February 23, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 23, 2023 AURORA ACQUISIT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 23, 2023 AURORA ACQUISITION CORP. (Exact name of registrant as specified in its charter) Cayman Islands 001-40143 98-1628701 (State or other jurisdiction (Commission (IRS Emp

February 23, 2023 EX-99.1

Aurora Acquisition Corp. Announces Postponement of Extraordinary General Meeting on February 24, 2023 and Extension of Redemption Deadline

Exhibit 99.1 Aurora Acquisition Corp. Announces Postponement of Extraordinary General Meeting on February 24, 2023 and Extension of Redemption Deadline NEW YORK — February 23, 2023 - Aurora Acquisition Corp. (NASDAQ: AURC) (“Aurora” or the “Company”), a publicly traded special purpose acquisition company (“SPAC”), today announced that its previously announced extraordinary general meeting (the “Ex

February 23, 2023 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14-A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14-A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ¨ Definitive Proxy Stat

February 23, 2023 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 23, 2023 AURORA ACQUISIT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 23, 2023 AURORA ACQUISITION CORP. (Exact name of registrant as specified in its charter) Cayman Islands 001-40143 98-1628701 (State or other jurisdiction (Commission (IRS Emp

February 23, 2023 EX-10.1

Limited Waiver to Amended and Restated Letter Agreement, dated February 23, 2023 by and among Aurora Acquisition Corp., Novator Capital Sponsor Ltd., certain individuals and Better HoldCo, Inc. (Incorporated by reference to Exhibit 10.1 to the Company’s Current Report on Form 8-K (File No. 001-40143) filed on February 23, 2023).

Exhibit 10.1 LIMITED WAIVER TO AMENDED AND RESTATED LETTER AGREEMENT February 23, 2023 This LIMITED WAIVER TO AMENDED AND RESTATED LETTER AGREEMENT (this “Waiver”), dated as of February 23, 2023, is entered into by and between Aurora Acquisition Corp., a Cayman Islands exempted company (the “Company”), Novator Capital Sponsor Ltd., a Cyprus limited liability company (the “Sponsor”), certain indivi

February 23, 2023 EX-99.1

Aurora Acquisition Corp. Announces Postponement of Extraordinary General Meeting on February 24, 2023 and Extension of Redemption Deadline

Exhibit 99.1 Aurora Acquisition Corp. Announces Postponement of Extraordinary General Meeting on February 24, 2023 and Extension of Redemption Deadline NEW YORK — February 23, 2023 - Aurora Acquisition Corp. (NASDAQ: AURC) (“Aurora” or the “Company”), a publicly traded special purpose acquisition company (“SPAC”), today announced that its previously announced extraordinary general meeting (the “Ex

February 23, 2023 EX-10.1

Limited Waiver to Amended and Restated Letter Agreement, dated February 23, 2023 by and among Aurora Acquisition Corp., Novator Capital Sponsor Ltd., certain individuals and Better HoldCo, Inc.

Exhibit 10.1 LIMITED WAIVER TO AMENDED AND RESTATED LETTER AGREEMENT February 23, 2023 This LIMITED WAIVER TO AMENDED AND RESTATED LETTER AGREEMENT (this “Waiver”), dated as of February 23, 2023, is entered into by and between Aurora Acquisition Corp., a Cayman Islands exempted company (the “Company”), Novator Capital Sponsor Ltd., a Cyprus limited liability company (the “Sponsor”), certain indivi

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