CFDB / Central Federal Bancshares Inc - Pengajuan SECLaporan Tahunan, Pernyataan Proksi

Central Federal Bancshares Inc
US ˙ OTC ˙ US15346T1079
HINDI NA ACTIVE ANG SIMBONG ITO

Mga Batayang Estadistika
CIK 1651987
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Central Federal Bancshares Inc
SEC Filings (Chronological Order)
Halaman ini menyediakan daftar lengkap dan kronologis dari Pengajuan SEC, tidak termasuk pengajuan kepemilikan yang kami sediakan di tempat lain.
April 26, 2019 15-12G

CFDB / Central Federal Bancshares Inc 15-12G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File Number 000-55553 Central Federal Bancshares, Inc. (Exact name of registrant as spec

April 26, 2019 EX-99.1

CENTRAL FEDERAL BANCSHARES, INC. COMMENCES DEREGISTRATION OF COMMON STOCK WITH THE SECURITIES AND EXCHANGE COMMISSION

Exhibit 99.1 CENTRAL FEDERAL BANCSHARES, INC. COMMENCES DEREGISTRATION OF COMMON STOCK WITH THE SECURITIES AND EXCHANGE COMMISSION Rolla, Missouri, April 26, 2019 – Central Federal Bancshares, Inc. (the “Company”) (OTCBB: CFDB), the parent company of Central Federal Savings and Loan Association of Rolla, announced the filing of a Form 15 with the Securities and Exchange Commission (the “SEC”) to c

April 26, 2019 8-K

Other Events, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 26, 2019 CENTRAL FEDERAL BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri 000-55553 47-4884908 (State or other jurisdiction (Commission (IRS Empl

April 25, 2019 EX-99.1

CENTRAL FEDERAL BANCSHARES, INC. ANNOUNCES COMPLETION OF STOCK REPURCHASE PROGRAM

EX-99.1 2 ex99-1.htm Exhibit 99.1 CENTRAL FEDERAL BANCSHARES, INC. ANNOUNCES COMPLETION OF STOCK REPURCHASE PROGRAM Rolla, Missouri, April 25, 2019 – Central Federal Bancshares, Inc. (the “Company”) (OTCBB: CFDB) today announced the completion of $1,089,616.72 in repurchases of its common stock under the Company’s most recent stock repurchase program. That share repurchase program was announced on

April 25, 2019 8-K

Other Events, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2019 CENTRAL FEDERAL BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri 000-55553 47-4884908 (State or other jurisdiction of (Commission (IRS E

April 12, 2019 DEF 14A

CFDB / Central Federal Bancshares Inc

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant [X] Filed by a Party other than the Registrant [ ] Check the appropriate box: [ ] Preliminary Proxy Statement [ ] Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) [X]

March 27, 2019 10-K

CFDB / Central Federal Bancshares Inc (Annual Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K [X] Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2018 or [ ] Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number 000-55553 Central Federal Bancsh

March 27, 2019 EX-21.1

SUBSIDIARIES OF CENTRAL FEDERAL BANCSHARES, INC.

Exhibit 21.1 SUBSIDIARIES OF CENTRAL FEDERAL BANCSHARES, INC. Subsidiary Percentage Ownership Jurisdiction of Incorporation Central Federal Savings and Loan Association of Rolla 100% United States

February 12, 2019 SC 13G/A

CFDB / Central Federal Bancshares Inc / Central Federal Savings & Loan Association of Rolla Employee Stock Ownership Plan Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)* Central Federal Bancshares, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 15346T107 (CUSIP Number) December 31, 2018 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to desig

February 11, 2019 SC 13G/A

CFDB / Central Federal Bancshares Inc / MALTESE CAPITAL MANAGEMENT LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13GA Under the Securities Exchange Act of 1934 (Amendment No. 3)* Central Federal Bancshares, Inc. (Name of issuer) Common Stock, par value $0.01 per share (Title of class of securities) 15346T107 (CUSIP number) December 31, 2018 (Date of event which requires filing of this statement) Check the appropriate box to desi

November 27, 2018 8-K

Other Events, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 27, 2018 CENTRAL FEDERAL BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri 000-55553 47-4884908 (State or other jurisdiction of (Commission (IR

November 27, 2018 EX-99.1

CENTRAL FEDERAL BANCSHARES, INC. ANNOUNCES STOCK REPURCHASE PROGRAM

Exhibit 99.1 CENTRAL FEDERAL BANCSHARES, INC. ANNOUNCES STOCK REPURCHASE PROGRAM Rolla, Missouri, November 27, 2018 — Central Federal Bancshares, Inc. (the “Company;” OTCBB: CFDB) today announced that its Board of Directors has approved a stock repurchase program. Under the repurchase program, the Company may repurchase up to 80,296 shares of its common stock. Repurchases under this program will c

November 13, 2018 EX-32.0

Section 906 Certification

Exhibit 32.0 Certification of Principal Executive Officer and Principal Financial Officer Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 (18 U.S.C. Section 1350) William A. Stoltz, President and Chief Executive Officer of Central Federal Bancshares, Inc. (the “Company”), and Angela E. Medwick, Chief Financial Officer of the Company, each certifies in his or her capacity as an officer of

November 13, 2018 10-Q

CFDB / Central Federal Bancshares Inc 10-Q (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [X] Quarterly Report Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2018 OR [ ] Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File No. 000-55553 Central Federal

August 15, 2018 EX-32.0

Section 906 Certification

Exhibit 32.0 Certification of Principal Executive Officer and Principal Financial Officer Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 (18 U.S.C. Section 1350) William A. Stoltz, President and Chief Executive Officer of Central Federal Bancshares, Inc. (the “Company”), and Angela E. Medwick, Chief Financial Officer of the Company, each certifies in his or her capacity as an officer of

August 15, 2018 10-Q/A

CFDB / Central Federal Bancshares Inc 10-Q/A (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q/A Amendment No. 1 [X] Quarterly Report Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2018 OR [ ] Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File No. 000-55553 Cen

August 13, 2018 EX-32.0

Section 906 Certification

Exhibit 32.0 Certification of Principal Executive Officer and Principal Financial Officer Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 (18 U.S.C. Section 1350) William A. Stoltz, President and Chief Executive Officer of Central Federal Bancshares, Inc. (the “Company”), and Angela E. Medwick, Chief Financial Officer of the Company, each certifies in his or her capacity as an officer of

August 13, 2018 10-Q

CFDB / Central Federal Bancshares Inc 10-Q (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [X] Quarterly Report Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2018 OR [ ] Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File No. 000-55553 Central Federal Bancs

June 22, 2018 EX-99.1

CENTRAL FEDERAL BANCSHARES, INC. ANNOUNCES STOCK REPURCHASE PROGRAM

Exhibit 99.1 CENTRAL FEDERAL BANCSHARES, INC. ANNOUNCES STOCK REPURCHASE PROGRAM Rolla, Missouri, June 22, 2018 (GLOBE NEWSWIRE) – Central Federal Bancshares, Inc. (the “Company;” OTCBB: CFDB) today announced that its Board of Directors has approved a stock repurchase program. Under the repurchase program, the Company may repurchase up to 83,511 shares of its common stock. Repurchases under this p

June 22, 2018 8-K

Other Events, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 22, 2018 CENTRAL FEDERAL BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri 000-55553 47-4884908 (State or other jurisdiction of (Commission (IRS Em

May 17, 2018 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 15, 2018 CENTRAL FEDERAL BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri 000-55553 47-4884908 (State or other jurisdiction of (Commission (IRS Empl

May 14, 2018 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [X] Quarterly Report Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2018 OR [ ] Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File No. 000-55553 Central Federal Banc

May 14, 2018 EX-32.0

Section 906 Certification

Exhibit 32.0 Certification of Principal Executive Officer and Principal Financial Officer Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 (18 U.S.C. Section 1350) William A. Stoltz, President and Chief Executive Officer of Central Federal Bancshares, Inc. (the “Company”), and Angela E. Medwick, Chief Financial Officer of the Company, each certifies in his or her capacity as an officer of

April 6, 2018 DEF 14A

CFDB / Central Federal Bancshares Inc DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant [X] Filed by a Party other than the Registrant [ ] Check the appropriate box: [ ] Preliminary Proxy Statement [ ] Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) [X]

March 28, 2018 EX-21.1

SUBSIDIARIES OF CENTRAL FEDERAL BANCSHARES, INC.

EX-21.1 2 ex21-1.htm Exhibit 21.1 SUBSIDIARIES OF CENTRAL FEDERAL BANCSHARES, INC. Subsidiary Percentage Ownership Jurisdiction of Incorporation Central Federal Savings and Loan Association of Rolla 100% United States

March 28, 2018 10-K

CFDB / Central Federal Bancshares Inc 10-K (Annual Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K [X] Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2017 or [ ] Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number 000-55553 Central Federal Bancsh

February 13, 2018 SC 13G/A

CFDB / Central Federal Bancshares Inc / Central Federal Savings & Loan Association of Rolla Employee Stock Ownership Plan Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* Central Federal Bancshares, Inc. (Name of Issuer) Common Stock, $0.01 par value (Title of Class of Securities) 15346T107 (CUSIP Number) December 31, 2017 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the r

February 12, 2018 SC 13G/A

CFDB / Central Federal Bancshares Inc / MALTESE CAPITAL MANAGEMENT LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13GA Under the Securities Exchange Act of 1934 (Amendment No. 2)* Central Federal Bancshares, Inc. (Name of issuer) Common Stock, par value $0.01 per share (Title of class of securities) 15346T107 (CUSIP number) December 31, 2017 (Date of event which requires filing of this statement) Check the appropriate box to desi

November 29, 2017 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 29, 2017 CENTRAL FEDERAL BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri 000-55553 47-4884908 (State or other jurisdiction of (Commission (IR

November 29, 2017 EX-99.1

CENTRAL FEDERAL BANCSHARES, INC. ANNOUNCES NEW STOCK REPURCHASE PROGRAM

Exhibit 99.1 Press Release FOR IMMEDIATE RELEASE Contact: William A. Stoltz, President and CEO, Central Federal Bancshares, Inc. Telephone: (573) 364-1024 CENTRAL FEDERAL BANCSHARES, INC. ANNOUNCES NEW STOCK REPURCHASE PROGRAM November 29, 2017, Central Federal Bancshares, Inc. (the ?Company;? OTCBB: CFDB) today announced that its Board of Directors has approved a stock repurchase program. Under t

November 14, 2017 EX-32.0

Section 906 Certification

Exhibit 32.0 Certification of Principal Executive Officer and Principal Financial Officer Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 (18 U.S.C. Section 1350) William A. Stoltz, President and Chief Executive Officer of Central Federal Bancshares, Inc. (the “Company”), and Angela E. Medwick, Chief Financial Officer of the Company, each certifies in his or her capacity as an officer of

November 14, 2017 10-Q

CFDB / Central Federal Bancshares Inc 10-Q (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [X] Quarterly Report Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2017 OR [ ] Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File No. 000-55553 Central Federal

August 21, 2017 EX-16.1

August 21, 2017

Exhibit 16.1 August 21, 2017 Securities and Exchange Commission 100 F Street, N.E. Washington, D.C. 20549 Ladies and Gentlemen: We have read Item 4.01 of Central Federal Bancshares, Inc. Form 8-K dated August 21, 2017 as drafted and have the following comments: 1. We agree with the statements made in the first five paragraphs. 2. We have no basis on which to agree or disagree with the statement ma

August 21, 2017 8-K

Financial Statements and Exhibits, Changes in Registrant's Certifying Accountant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 15, 2017 CENTRAL FEDERAL BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri 000-55553 47-4884908 (State or other jurisdiction of (Commission (IRS

August 11, 2017 EX-32.0

Certification of Principal Executive Officer and Principal Financial Officer Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 (18 U.S.C. Section 1350)

Exhibit 32.0 Certification of Principal Executive Officer and Principal Financial Officer Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 (18 U.S.C. Section 1350) William A. Stoltz, President and Chief Executive Officer of Central Federal Bancshares, Inc. (the “Company”), and Angela E. Medwick, Chief Financial Officer of the Company, each certifies in his or her capacity as an officer of

August 11, 2017 10-Q

CFDB / Central Federal Bancshares Inc FORM 10-Q (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x Quarterly Report Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2017 OR ¨ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File No. 000-55553 Central Federal Bancshare

May 19, 2017 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 16, 2017 CENTRAL FEDERAL BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri 000-55553 47-4884908 (State or other jurisdiction of (Commission (IRS Empl

May 12, 2017 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x Quarterly Report Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2017 OR ¨ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File No. 000-55553 Central Federal Bancshar

April 27, 2017 DEFA14A

Central Federal Bancshares DEFINITIVE ADDITIONAL MATERIALS

t1701244-defa14a - none - 1.450145s ? SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? ? Definitive Proxy Statement ? ? Definitiv

April 7, 2017 DEF 14A

Central Federal Bancshares, Inc. 2017 Equity Incentive Plan*

t1700097-def14a - none - 2.7652765s ? SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? ? Definitive Proxy Statement ? ? Definitiv

April 5, 2017 EX-99.1

CENTRAL FEDERAL BANCSHARES, INC. ANNOUNCES STOCK REPURCHASE PROGRAM

Exhibit 99.1 Press Release FOR IMMEDIATE RELEASE Contact: William A. Stoltz, President and CEO, Central Federal Bancshares, Inc. Telephone: (573) 364-1024 CENTRAL FEDERAL BANCSHARES, INC. ANNOUNCES STOCK REPURCHASE PROGRAM April 5, 2017, Central Federal Bancshares, Inc. (the ?Company;? OTCBB: CFDB) today announced that its Board of Directors has approved a stock repurchase program. Under the repur

April 5, 2017 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 5, 2017 CENTRAL FEDERAL BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri 000-55553 47-4884908 (State or other jurisdiction of (Commission (IRS Em

March 24, 2017 EX-21.1

SUBSIDIARIES OF CENTRAL FEDERAL BANCSHARES, INC.

EX-21.1 2 t1700096-ex211.htm EXHIBIT 21.1 Exhibit 21.1 SUBSIDIARIES OF CENTRAL FEDERAL BANCSHARES, INC. Subsidiary Percentage Ownership Jurisdiction of Incorporation Central Federal Savings and Loan Association of Rolla 100% United States

March 24, 2017 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2016 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number 000-55553 Central

February 14, 2017 SC 13G

CFDB / Central Federal Bancshares Inc / Central Federal Savings & Loan Association of Rolla Employee Stock Ownership Plan - SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Central Federal Bancshares, Inc. (Name of Issuer) Common Stock, $0.01 par value (Title of Class of Securities) 15346T107 (CUSIP Number) December 31, 2016 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the ru

February 2, 2017 SC 13G/A

CFDB / Central Federal Bancshares Inc / MALTESE CAPITAL MANAGEMENT LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 1)* Central Federal Bancshares, Inc. (Name of issuer) Common Stock, par value $0.01 per share (Title of class of securities) 15346T107 (CUSIP number) December 31, 2016 (Date of event which requires filing of this statement) Check the appropriate box to des

November 10, 2016 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x Quarterly Report Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2016 OR ¨ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File No. 000-55553 Central Federal Banc

August 12, 2016 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x Quarterly Report Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2016 OR ¨ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File No. 000-55553 Central Federal Bancshare

June 1, 2016 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 26, 2016 CENTRAL FEDERAL BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri 000-55553 47-4884908 (State or other jurisdiction of (Commission (IRS Empl

May 19, 2016 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 17, 2016 CENTRAL FEDERAL BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri 000-55553 47-4884908 (State or other jurisdiction of (Commission (IRS Empl

May 13, 2016 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x Quarterly Report Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2016 OR ? Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File No. 000-55553 Central Federal Bancshar

April 11, 2016 DEF 14A

Central Federal Bancshares DEFINITIVE PROXY STATEMENT

t1600704-def14a - none - 2.3212321s ? SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? ? Definitive Proxy Statement ? ? Definitiv

March 30, 2016 EX-10.2

Employment Agreement dated January 12, 2016, between Central Federal Bancshares, Inc., Central Federal Savings and Loan Association of Rolla and William A. Stoltz**(2)

Exhibit 10.2 EMPLOYMENT AGREEMENT THIS EMPLOYMENT AGREEMENT (the “Agreement”) is entered into on January 12, 2016, by and among CENTRAL FEDERAL BANCSHARES, INC., a Missouri corporation (“Bancshares”), Central Federal Savings and Loan Association of Rolla (the “Association,” and collectively with Bancshares, the “Company”), and William A. Stoltz (the “Executive”). WHEREAS, the Executive serves in p

March 30, 2016 EX-10.3

Change in Control Agreement, dated January 12, 2016, between Central Federal Savings and Loan Association of Rolla and Barbara Hamilton**(2)

Exhibit 10.3 CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATION OF ROLLA CHANGE IN CONTROL AGREEMENT THIS AGREEMENT is entered into as of January 12, 2016, by and between Central Federal Savings and Loan Association of Rolla (the “Association”), Barbara E. Hamilton (the “Executive”) and Central Federal Bancshares, Inc. (“Bancshares”), a Missouri corporation and the holding company of the Association, as

March 30, 2016 EX-21

SUBSIDIARIES OF CENTRAL FEDERAL BANCSHARES, INC.

EX-21 4 t1600379ex21.htm EXHIBIT 21 Exhibit 21 SUBSIDIARIES OF CENTRAL FEDERAL BANCSHARES, INC. Subsidiary Percentage Ownership Jurisdiction of Incorporation Central Federal Savings and Loan Association of Rolla 100% United States

March 30, 2016 10-K

CFDB / Central Federal Bancshares Inc 10-K - Annual Report - FORM 10-K

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2015 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number 000-55553 Central

February 19, 2016 SC 13G

CFDB / Central Federal Bancshares Inc / MALTESE CAPITAL MANAGEMENT LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No.)* Central Federal Bancshares, Inc. (Name of issuer) Common Stock, par value $0.01 per share (Title of class of securities) 15346T107 (CUSIP number) January 13, 2016 (Date of event which requires filing of this statement) Check the appropriate box to designat

February 18, 2016 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 16, 2016 CENTRAL FEDERAL BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri 000-55553 47-4884908 (State or other jurisdiction of (Commission (IRS

January 25, 2016 SC 13D

CFDB / Central Federal Bancshares Inc / STILWELL JOSEPH - SC 13D Activist Investment

SC 13D 1 v429610sc13d.htm SC 13D CUSIP No. 15346T107 SCHEDULE 13D Page 1 of 25 UNITED STATES FEDERAL DEPOSIT INSURANCE CORPORATION Washington, D.C. 20429 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. ) CENTRAL FEDERAL BANCSHARES, INC. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 15346T107 (CUSIP Number) Mr. Joseph Stilwell 111 Broa

January 12, 2016 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 12, 2016 CENTRAL FEDERAL BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri 000-55553 47-4884908 (State or other jurisdiction of (Commission (IRS

January 12, 2016 EX-99.1

CENTRAL FEDERAL BANCSHARES, INC. Completes Stock Offering

Exhibit 99.1 CENTRAL FEDERAL BANCSHARES, INC. Completes Stock Offering Rolla, Missouri, January 12, 2016 ?Central Federal Bancshares, Inc. (the ?Company?), a Missouri corporation and the holding company for Central Federal Savings and Loan Association of Rolla (the ?Association?), announced today the completion of the Company?s stock offering and the Association?s mutual-to-stock conversion. Share

December 28, 2015 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x Quarterly Report Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2015 OR ¨ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File No. 000-55553 Central Federal Banc

December 23, 2015 EX-99.1

CENTRAL FEDERAL BANCSHARES, INC. ANNOUNCES MEMBER APPROVAL OF PLAN OF CONVERSION AND FUNDING OF THE FOUNDATION; CONVERSION EXPECTED TO CLOSE IN EARLY JANUARY 2016

Exhibit 99.1 PRESS RELEASE FOR IMMEDIATE RELEASE Contact: William A. Stoltz President and Chief Executive Officer (573) 364-1024 CENTRAL FEDERAL BANCSHARES, INC. ANNOUNCES MEMBER APPROVAL OF PLAN OF CONVERSION AND FUNDING OF THE FOUNDATION; CONVERSION EXPECTED TO CLOSE IN EARLY JANUARY 2016 Rolla, Missouri - December 22, 2015 ? Central Federal Bancshares, Inc. (the ?Company?), a Missouri corporati

December 23, 2015 8-K

Central Federal Bancshares FORM 8-K (Current Report/Significant Event)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 22, 2015 CENTRAL FEDERAL BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri 000-55553 47-4884908 (State or other jurisdiction of (Commission (IRS

December 23, 2015 8-A12G

Central Federal Bancshares FORM 8-A12G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 Central Federal Bancshares, Inc.

November 20, 2015 424B3

(Proposed Holding Company for Central Federal Savings and Loan Association of Rolla) Minimum of 1,105,000 and up to 1,495,000 Shares of Common Stock

t1502626-424b3 - none - 20.3850383s TABLE OF CONTENTS ?Filed Pursuant to Rule 424(b)(3)? ?Registration Statement No. 333-206874? PROSPECTUS ? (Proposed Holding Company for Central Federal Savings and Loan Association of Rolla) Minimum of 1,105,000 and up to 1,495,000 Shares of Common Stock Central Federal Bancshares, Inc., a Missouri corporation, is offering shares of its common stock for sale in

November 10, 2015 CORRESP

Central Federal Bancshares ESP

210 West 10th Street, Rolla, Missouri 65401 November 10, 2015 VIA EDGAR Securities and Exchange Commission Division of Corporation Finance Attention: Joshua Dilk 100 F Street, N.

November 10, 2015 CORRESP

Central Federal Bancshares ESP

November 10, 2015 VIA EDGAR Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.

November 6, 2015 S-1/A

As filed with the Securities and Exchange Commission on November 6, 2015

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on November 6, 2015 Registration No.

November 6, 2015 EX-99.4

Questions? Call our Stock Information Center, toll-free, at 1-(877) 821-5775, from 9:00 a.m. to 3:00 p.m., Central time, Monday through Friday, except bank holidays.

Exhibit 99.4 Dear Valued Customer: I am pleased to tell you about an investment opportunity and, just as importantly, to request your vote. Pursuant to a Plan of Conversion (the ?Plan?), Central Federal Savings and Loan Association of Rolla (?Central Federal?) will convert from the mutual (meaning no shareholders) to the stock form of ownership. To accomplish the conversion, Central Federal Bancsh

November 6, 2015 EX-1.1

Keefe, Bruyette & Woods • 70 West Madison, Suite 2401 • Chicago, IL 60602 312.423.8200 • 800.929.6113 • Fax 312.423. 8232 • www.kbw.com

Exhibit 1.1 April 30, 2015 Central Federal Savings and Loan Association of Rolla 210 West 10th Street Rolla, MO 65401 Attention: Mr. William A. Stoltz President & CEO Gentlemen: This letter confirms the engagement of Keefe, Bruyette & Woods, Inc. (?KBW?) to act as the exclusive financial advisor to Central Federal Savings and Loan Association of Rolla Bank?s proposed conversion from the mutual to

November 6, 2015 EX-99.5

STOCK ORDER FORM – SIDE 2

Exhibit 99.5 STOCK ORDER FORM SEND OVERNIGHT PACKAGES TO: Stock Information Center c/o Keefe, Bruyette & Woods 18 Columbia Turnpike Florham Park, NJ 07932 Call us toll-free, at 1-(877) 821-5775 For Internal Use Only BATCH # ORDER # CATEGORY # REC'D O C ORDER DEADLINE & DELIVERY: A Stock Order Form, properly completed and with full payment, must be received (not postmarked) before 1:00 p.m., Centra

October 27, 2015 CORRESP

Central Federal Bancshares ESP

October 27, 2015 VIA EDGAR Michael R. Clampitt Attorney-Advisor Division of Corporation Finance Securities and Exchange Commission 100 F Street, NE Washington, DC 20549 Re: Central Federal Bancshares, Inc. Pre-effective Amendment No. 1 to Registration Statement on Form S-1 File Number 333-206874 Dear Mr. Clampitt: On behalf of Central Federal Bancshares, Inc. (the ?Company?), enclosed for filing i

October 27, 2015 EX-99.4

Questions? Call our Stock Information Center, toll-free, at 1-(877) ___-___, from 9:00 a.m. to 3:00 p.m., Central time, Monday through Friday, except bank holidays.

Exhibit 99.4 Dear Valued Customer: I am pleased to tell you about an investment opportunity and, just as importantly, to request your vote. Pursuant to a Plan of Conversion (the ?Plan?), Central Federal Savings and Loan Association of Rolla (?Central Federal?) will convert from the mutual (meaning no shareholders) to the stock form of ownership. To accomplish the conversion, Central Federal Bancsh

October 27, 2015 EX-1.1

Keefe, Bruyette & Woods • 70 West Madison, Suite 2401 • Chicago, IL 60602 312.423.8200 • 800.929.6113 • Fax 312.423. 8232 • www.kbw.com

Exhibit 1.1 April 30, 2015 Central Federal Savings and Loan Association of Rolla 210 West 10th Street Rolla, MO 65401 Attention: Mr. William A. Stoltz President & CEO Gentlemen: This letter confirms the engagement of Keefe, Bruyette & Woods, Inc. (?KBW?) to act as the exclusive financial advisor to Central Federal Savings and Loan Association of Rolla Bank?s proposed conversion from the mutual to

October 27, 2015 EX-1.2

Central Federal Bancshares, Inc. up to 1,495,000 Shares (subject to increase up to 1,719,250 shares) Common Stock ($0.01 Par Value) Subscription Price $10.00 Per Share AGENCY AGREEMENT [ ], 2015

Exhibit 1.2 Central Federal Bancshares, Inc. up to 1,495,000 Shares (subject to increase up to 1,719,250 shares) Common Stock ($0.01 Par Value) Subscription Price $10.00 Per Share AGENCY AGREEMENT [ ], 2015 Keefe, Bruyette & Woods, Inc. A Stifel Company 10 S. Wacker Drive Suite 3400 Chicago, Illinois 60606 Ladies and Gentlemen: Central Federal Savings and Loan Association of Rolla, a federally cha

October 27, 2015 S-1/A

As filed with the Securities and Exchange Commission on October 27, 2015

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on October 27, 2015 Registration No.

October 27, 2015 EX-5.0

October 27, 2015

Exhibit 5.0 314.444.7600 (direct) 314.241.6056 (fax) www.lewisrice.com Attorneys at Law 600 Washington Avenue Suite 2500 St. Louis, Missouri 63101 October 27, 2015 Board of Directors Central Federal Bancshares, Inc. 210 West 10th Street Rolla, Missouri 65401 RE: Registration Statement on Form S-1; Up to 1,788,020 shares of Central Federal Bancshares, Inc. Common Stock, par value $0.01 per share Ge

October 27, 2015 EX-10.1

CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATION OF ROLLA FORM OF EMPLOYEE STOCK OWNERSHIP PLAN Effective [ ] CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATION OF ROLLA FORM OF EMPLOYEE STOCK OWNERSHIP PLAN TABLE OF CONTENTS

Exhibit 10.1 CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATION OF ROLLA FORM OF EMPLOYEE STOCK OWNERSHIP PLAN Effective [ ] CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATION OF ROLLA FORM OF EMPLOYEE STOCK OWNERSHIP PLAN TABLE OF CONTENTS Section 1 - Introduction 1 Section 2 - Definitions 1 Section 3 - Eligibility and Participation 8 Section 4 - Contributions 10 Section 5 - Plan Accounting 12 Section 6 - Ve

October 27, 2015 EX-99.5

STOCK ORDER FORM – SIDE 2

Exhibit 99.5 STOCK ORDER FORM ? SIDE 2 (8) ASSOCIATES/ACTING IN CONCERT (continued from front of Stock Order Form) Associate ? The term ?associate? of a person means: (1) a corporation or organization other than Central Federal Bancshares, Inc. or Central Federal or a majority-owned subsidiary of these entities, of which a person is a senior officer or partner or is, directly or indirectly, the be

October 27, 2015 EX-2.0

CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATION OF ROLLA PLAN OF CONVERSION ADOPTED ON AUGUST 4, 2015 (as amended on September 8, 2015 and October 20, 2015) TABLE OF CONTENTS

Exhibit 2.0 CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATION OF ROLLA PLAN OF CONVERSION ADOPTED ON AUGUST 4, 2015 (as amended on September 8, 2015 and October 20, 2015) TABLE OF CONTENTS PAGE 1. Introduction 1 2. Definitions 1 3. General Procedure for the Conversion 5 4. Total Number of Shares and Purchase Price of Common Stock 6 5. Subscription Rights of Eligible Account Holders (First Priority) 7 6

September 11, 2015 EX-3.2

Bylaws of Central Federal Bancshares, Inc.(1)

Exhibit 3.2 BYLAWS OF Central Federal Bancshares, Inc. ARTICLE I - OFFICES The principal office of Central Federal Bancshares, Inc. (the ?Corporation?) in the State of Missouri shall be located in Phelps County. The Corporation may have such other offices, either within or without the State of Missouri, as the business of the Corporation may require from time to time. The registered office of the

September 11, 2015 EX-99.3

Feldman Financial Advisors, Inc.

Exhibit 99.3 Feldman Financial Advisors, Inc. 1001 Connecticut Avenue, NW, Suite 840 Washington, DC 20036 (202) 467-6862 ? Fax (202) 467-6963 May 5, 2015 Confidential Board of Directors Central Federal Savings and Loan Association of Rolla 210 West 10th Street Rolla, Missouri 65401 Members of the Board: This letter sets forth the agreement (?Agreement?) between Central Federal Savings and Loan Ass

September 11, 2015 EX-99.2

* * * * * * * * * * *

Exhibit 99.2 RP? FINANCIAL, LC. Advisory | Planning | Valuation April 28, 2015 Mr. William A. Stoltz President and Chief Executive Officer Central Federal Savings & Loan Association of Rolla 210 West 10th Street Rolla, MO 65401 Dear Mr. Stoltz: This letter sets forth the agreement between Central Federal Savings & Loan Association of Rolla, Missouri (the ?Association?), and RP? Financial, LC. (?RP

September 11, 2015 EX-2.0

CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATION OF ROLLA PLAN OF CONVERSION ADOPTED ON AUGUST 4, 2015 (as amended on September 8, 2015) TABLE OF CONTENTS

Exhibit 2.0 CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATION OF ROLLA PLAN OF CONVERSION ADOPTED ON AUGUST 4, 2015 (as amended on September 8, 2015) TABLE OF CONTENTS PAGE 1. Introduction 1 2. Definitions 1 3. General Procedure for the Conversion 5 4. Total Number of Shares and Purchase Price of Common Stock 6 5. Subscription Rights of Eligible Account Holders (First Priority) 7 6. Subscription Rights

September 11, 2015 EX-10.2

FORM OF EMPLOYMENT AGREEMENT

Exhibit 10.2 FORM OF EMPLOYMENT AGREEMENT THIS EMPLOYMENT AGREEMENT (the ?Agreement?) is entered into on , 20, by and among CENTRAL FEDERAL BANCSHARES, INC., a Missouri corporation (?Bancshares?), CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATION OF ROLLA (the ?Association,? and collectively with Bancshares, the ?Company?), and William A. Stoltz (the ?Executive?). WHEREAS, the Executive serves in posit

September 11, 2015 EX-3.1

Articles of Incorporation of Central Federal Bancshares, Inc.(1)

Exhibit 3.1 ARTICLES OF INCORPORATION OF Central Federal Bancshares, Inc. The undersigned natural person of the age of 18 years or more, for the purpose of forming a corporation under the laws of the State of Missouri, hereby adopts the following Articles of Incorporation pursuant to Section 351.055 of The General and Business Corporation Law of Missouri (the ?GBCL?): ARTICLE I- CORPORATE TITLE 1.

September 11, 2015 EX-10.1

CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATION OF ROLLA FORM OF EMPLOYEE STOCK OWNERSHIP PLAN Effective [ ] CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATION OF ROLLA FORM OF EMPLOYEE STOCK OWNERSHIP PLAN TABLE OF CONTENTS

Exhibit 10.1 CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATION OF ROLLA FORM OF EMPLOYEE STOCK OWNERSHIP PLAN Effective [ ] CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATION OF ROLLA FORM OF EMPLOYEE STOCK OWNERSHIP PLAN TABLE OF CONTENTS Section 1 - Introduction 1 Section 2 - Definitions 1 Section 3 - Eligibility and Participation 8 Section 4 - Contributions 10 Section 5 - Plan Accounting 12 Section 6 - Ve

September 11, 2015 EX-4.0

Specimen Common Stock Certificate of Central Federal Bancshares, Inc.(1)

Exhibit 4.0 COMMON STOCK COMMON STOCK CERTIFICATE NO. SEE REVERSE FOR CERTAIN DEFINITIONS CUSIP CENTRAL FEDERAL BANCSHARES, INC. INCORPORATED UNDER THE LAWS OF THE STATE OF MISSOURI THIS CERTIFIES THAT [SPECIMEN] is the owner of: FULLY PAID AND NONASSESSABLE SHARES OF COMMON STOCK, $0.01 PAR VALUE PER SHARE, OF CENTRAL FEDERAL BANCSHARES, INC. The shares represented by this certificate are transfe

September 11, 2015 EX-1.1

Keefe, Bruyette & Woods • 70 West Madison, Suite 2401 • Chicago, IL 60602 312.423.8200 • 800.929.6113 • Fax 312.423. 8232 • www.kbw.com

Exhibit 1.1 April 30, 2015 Central Federal Savings and Loan Association of Rolla 210 West 10th Street Rolla, MO 65401 Attention: Mr. William A. Stoltz President & CEO Gentlemen: This letter confirms the engagement of Keefe, Bruyette & Woods, Inc. (?KBW?) to act as the exclusive financial advisor to Central Federal Savings and Loan Association of Rolla Bank?s proposed conversion from the mutual to

September 11, 2015 EX-10.3

FORM OF CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATION OF ROLLA CHANGE IN CONTROL AGREEMENT

Exhibit 10.3 FORM OF CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATION OF ROLLA CHANGE IN CONTROL AGREEMENT THIS AGREEMENT is entered into as of , 20, by and between Central Federal Savings and Loan Association of Rolla (the ?Association?), Barbara E. Hamilton (the ?Executive?) and Central Federal Bancshares, Inc. (?Bancshares?), a Missouri corporation and the holding company of the Association, as gua

September 11, 2015 S-1

As filed with the Securities and Exchange Commission on September 11, 2015

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on September 11, 2015 Registration No.

September 11, 2015 EX-5.0

September 11, 2015

Exhibit 5.0 314.444.7600 (direct) 314.241.6056 (fax) www.lewisrice.com Attorneys at Law 600 Washington Avenue Suite 2500 St. Louis, Missouri 63101 September 11, 2015 Board of Directors Central Federal Bancshares, Inc. 210 West 10th Street Rolla, Missouri 65401 RE: Registration Statement on Form S-1; Up to 1,788,020 shares of Central Federal Bancshares, Inc. Common Stock, par value $0.01 per share

September 11, 2015 EX-99.1

Central Federal Savings and Loan Association of Rolla Rolla, Missouri Conversion Valuation Appraisal Report Valued as of August 31, 2015 Prepared By Feldman Financial Advisors, Inc. Washington, DC

Exhibit 99.1 Feldman Financial Advisors, Inc. 1001 Connecticut Avenue, NW ? Suite 840 Washington, DC 20036 202-467-6862 ? (Fax) 202-467-6963 Central Federal Savings and Loan Association of Rolla Rolla, Missouri Conversion Valuation Appraisal Report Valued as of August 31, 2015 Prepared By Feldman Financial Advisors, Inc. Washington, DC Feldman Financial Advisors, Inc. 1001 Connecticut Avenue, NW ?

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