ELVT / Elevate Credit Inc - Pengajuan SECLaporan Tahunan, Pernyataan Proksi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13

15-12G UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File Number: 001-37680 Elevate Credit, Inc. (Exact name of registrant as specifie

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 24, 2023 ELEVATE CREDIT,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 24, 2023 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission F

EX-99.25

NOTIFICATION OF THE REMOVAL FROM LISTING AND REGISTRATION OF THE STATED SECURITIES The New York Stock Exchange hereby notifies the SEC of its intention to remove the entire class of the stated securities from listing and registration on the Exchange at the opening of business on March 13, 2023, pursuant to the provisions of Rule 12d2-2 (a).

As Filed with the Securities and Exchange Commission on February 28, 2023

S-8 POS As Filed with the Securities and Exchange Commission on February 28, 2023 Registration No.

As Filed with the Securities and Exchange Commission on February 28, 2023

S-8 POS As Filed with the Securities and Exchange Commission on February 28, 2023 Registration No.

As Filed with the Securities and Exchange Commission on February 28, 2023

S-8 POS As Filed with the Securities and Exchange Commission on February 28, 2023 Registration No.

As Filed with the Securities and Exchange Commission on February 28, 2023

S-8 POS As Filed with the Securities and Exchange Commission on February 28, 2023 Registration No.

As Filed with the Securities and Exchange Commission on February 28, 2023

S-8 POS As Filed with the Securities and Exchange Commission on February 28, 2023 Registration No.

Park Cities Asset Management Completes Acquisition of Elevate

EX-99.1 Exhibit 99.1 Park Cities Asset Management Completes Acquisition of Elevate FORT WORTH, Texas– Elevate Credit, Inc. (“Elevate” or the “Company”), a leading tech-enabled provider of innovative and responsible online credit solutions for non-prime consumers, today announced the completion of its acquisition by Park Cities Asset Management LLC (“Park Cities”), an alternative asset manager focu

Third Amended and Restated Certificate of Incorporation of Elevate Credit, Inc.

EX-3.1 Exhibit 3.1 THIRD AMENDED AND RESTATED CERTIFICATE OF INCORPORATION OF ELEVATE CREDIT, INC. 1. The name of the corporation is Elevate Credit, Inc. (the “Corporation”). 2. The address of the registered office of the Corporation in the State of Delaware is 108 Lakeland Ave., Kent County, Dover, Delaware 19901. The name of the registered agent of the Corporation at such address is Capital Serv

As Filed with the Securities and Exchange Commission on February 28, 2023

S-8 POS As Filed with the Securities and Exchange Commission on February 28, 2023 Registration No.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 28, 2023 Elevate Credit,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 28, 2023 Elevate Credit, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 15, 2023 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission F

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934

DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Pro

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934

DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Pro

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 6, 2023 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission F

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 24, 2023 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission Fi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Proxy State

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

DEFM14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Proxy State

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Entry into a Material Definitive Agreement, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 1, 2022 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission Fi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

PREM14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

CALCULATION OF FILING FEE TABLES Schedule 14A (Form Type) Elevate Credit, Inc. (Exact Name of Registrant as Specified in its Charter) Table 1: Transaction Valuation Proposed Maximum Aggregate Value of Transaction Fee rate Amount of Filing Fee Fees to

EX-FILING FEES 2 d382296dexfilingfees.htm EX-FILING FEES Exhibit 107 CALCULATION OF FILING FEE TABLES Schedule 14A (Form Type) Elevate Credit, Inc. (Exact Name of Registrant as Specified in its Charter) Table 1: Transaction Valuation Proposed Maximum Aggregate Value of Transaction Fee rate Amount of Filing Fee Fees to be Paid $7,384.89(1)(2) 0.00011020 $7,384.89(3) Fees Previously Paid — — Total T

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy State

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy State

Form of Rollover and Contribution Agreement

Exhibit 10.1 Execution Copy ROLLOVER AND CONTRIBUTION AGREEMENT This ROLLOVER AND CONTRIBUTION AGREEMENT (this ?Agreement?), dated as of November 16, 2022 is by and among PCAM Acquisition Corp., a Delaware corporation (?Parent?) and the stockholder named on the signature page hereto (the ?Rollover Stockholder?). Capitalized terms used herein but not otherwise defined shall have the meanings ascrib

Agreement and Plan of Merger, dated as of November 16, 2022, by and among Elevate Credit, Inc., PCAM Acquisition Corp., and PCAM Merger Sub Corp.

Exhibit 2.1 Execution Copy AGREEMENT AND PLAN OF MERGER among ELEVATE CREDIT, INC., PCAM ACQUISITION CORP. and PCAM MERGER SUB CORP. Dated as of November 16, 2022 TABLE OF CONTENTS Page ARTICLE I The Merger; Closing; Effective Time 1.1 The Merger 2 1.2 Closing 2 1.3 Effective Time 2 ARTICLE II Certificate of Incorporation and Bylaws of the Surviving Corporation; Directors of the Surviving Corporat

Form of Rollover and Contribution Agreement, by and between PCAM Acquisition Corp. and the stockholder of the Company named on the signature page thereto

Exhibit 10.1 Execution Copy ROLLOVER AND CONTRIBUTION AGREEMENT This ROLLOVER AND CONTRIBUTION AGREEMENT (this ?Agreement?), dated as of November 16, 2022 is by and among PCAM Acquisition Corp., a Delaware corporation (?Parent?) and the stockholder named on the signature page hereto (the ?Rollover Stockholder?). Capitalized terms used herein but not otherwise defined shall have the meanings ascrib

Joint Press Release, dated as of November 16, 2022, issued by Elevate Credit, Inc. and Park Cities Asset Management LLC

Exhibit 99.1 Elevate to be Acquired by Park Cities Asset Management Elevate shareholders to receive $1.87 per share in cash Elevate to become a private company upon completion of the transaction FORT WORTH, Texas? November 16, 2022 - Elevate Credit, Inc. (?Elevate? or the ?Company?), a leading tech-enabled provider of innovative and responsible online credit solutions for non-prime consumers, toda

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 16, 2022 Elevate Credit,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 16, 2022 Elevate Credit, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission

Voting Agreement, dated as of November 16, 2022, by and between PCAM Acquisition Corp. and the stockholder of the Company named on the signature page thereto

Exhibit 10.2 Execution Copy Voting Agreement This VOTING AGREEMENT (this ?Agreement?), dated as of November 16, 2022, is entered into by and between the undersigned stockholder (?Stockholder?) of Elevate Credit, Inc., a Delaware corporation (the ?Company?), and PCAM Acquisition Corp., a Delaware corporation (?Parent?). Parent and Stockholder are each sometimes referred to herein individually as a

Elevate to be Acquired by Park Cities Asset Management Elevate shareholders to receive $1.87 per share in cash Elevate to become a private company upon completion of the transaction

Exhibit 99.1 Elevate to be Acquired by Park Cities Asset Management Elevate shareholders to receive $1.87 per share in cash Elevate to become a private company upon completion of the transaction FORT WORTH, Texas? November 16, 2022 - Elevate Credit, Inc. (?Elevate? or the ?Company?), a leading tech-enabled provider of innovative and responsible online credit solutions for non-prime consumers, toda

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 16, 2022 Elevate Credit, Inc. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission

Agreement and Plan of Merger, dated as of November 16, 2022, by and among Elevate Credit, Inc., PCAM Acquisition Corp., and PCAM Merger Sub Corp.

Exhibit 2.1 Execution Copy AGREEMENT AND PLAN OF MERGER among ELEVATE CREDIT, INC., PCAM ACQUISITION CORP. and PCAM MERGER SUB CORP. Dated as of November 16, 2022 TABLE OF CONTENTS Page ARTICLE I The Merger; Closing; Effective Time 1.1 The Merger 2 1.2 Closing 2 1.3 Effective Time 2 ARTICLE II Certificate of Incorporation and Bylaws of the Surviving Corporation; Directors of the Surviving Corporat

Voting Agreement, dated as of November 16, 2022, by and between PCAM Acquisition Corp. and the stockholder of the Company named on the signature page thereto

Exhibit 10.2 Execution Copy Voting Agreement This VOTING AGREEMENT (this ?Agreement?), dated as of November 16, 2022, is entered into by and between the undersigned stockholder (?Stockholder?) of Elevate Credit, Inc., a Delaware corporation (the ?Company?), and PCAM Acquisition Corp., a Delaware corporation (?Parent?). Parent and Stockholder are each sometimes referred to herein individually as a

ELEVATE CREDIT ANNOUNCES THIRD QUARTER 2022 RESULTS

ELEVATE CREDIT ANNOUNCES THIRD QUARTER 2022 RESULTS FORT WORTH, TX - November 9, 2022 - Elevate Credit, Inc.

Omnibus Amendment and Consent, dated October 31, 2022, by and among the Borrowers party hereto, the Guarantors party hereto, and the Agents.

CERTAIN IDENTIFIED INFORMATION HAS BEEN EXCLUDED FROM THIS EXHIBIT BECAUSE IT IS BOTH (I) NOT MATERIAL AND (II) WOULD BE COMPETITIVELY HARMFUL IF PUBLICLY DISCLOSED.

Second-lien Financing Agreement, dated August 8, 2022, by and among Elastic SPV, LTD., EF SPV, LTD., and EC SPV, LTD. individually and collectively as the Borrower, the guarantors from time to time party hereto, the lenders party hereto and Park Cities Asset Management, LLC, as agent

CERTAIN IDENTIFIED INFORMATION HAS BEEN EXCLUDED FROM THIS EXHIBIT BECAUSE IT IS BOTH (I) NOT MATERIAL AND (II) WOULD BE COMPETITIVELY HARMFUL IF PUBLICLY DISCLOSED.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 9, 2022 ELEVATE CREDIT, I

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 9, 2022 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission Fi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37680 ELEVAT

Third Quarter 2022 Earnings Call November 2022 2 This presentation and responses to various questions contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Ex

a3q2022earningsdeck Third Quarter 2022 Earnings Call November 2022 2 This presentation and responses to various questions contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended.

First Amendment to Second-lien Financing Agreement and Consent, dated October 28, 2022, by and among the Borrower, the Guarantors, and the Lender party hereto and Agent.

CERTAIN IDENTIFIED INFORMATION HAS BEEN EXCLUDED FROM THIS EXHIBIT BECAUSE IT IS BOTH (I) NOT MATERIAL AND (II) WOULD BE COMPETITIVELY HARMFUL IF PUBLICLY DISCLOSED.

ELEVATE CREDIT ANNOUNCES SECOND QUARTER 2022 RESULTS

ELEVATE CREDIT ANNOUNCES SECOND QUARTER 2022 RESULTS FORT WORTH, TX - August 9, 2022 - Elevate Credit, Inc.

Third Amendment to Lease Agreement, dated May 19, 2022, by and between FLDR/TLC Overton Centre, L.P. and Elevate Credit Service, LLC

CERTAIN IDENTIFIED INFORMATION HAS BEEN EXCLUDED FROM THIS EXHIBIT BECAUSE IT IS BOTH (I) NOT MATERIAL AND (II) IS THE TYPE THAT THE COMPANY TREATS AS PRIVATE OR CONFIDENTIAL.

Second Quarter 2022 Earnings Call August 2022 2 This presentation and responses to various questions contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exc

Second Quarter 2022 Earnings Call August 2022 2 This presentation and responses to various questions contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended.

Omnibus Amendment, dated July 20, 2022, by and among the Borrowers party hereto, the Guarantors party hereto, and the Agents

OMNIBUS AMENDMENT This OMNIBUS AMENDMENT (this ?Amendment?) under each of the documents listed on Schedule I attached hereto is made and entered into as of July 20, 2022 by and among the Borrowers (as defined on Schedule I attached hereto) party hereto, the Guarantors (as defined on Schedule I attached hereto) party hereto (collectively with Borrowers, the ?Credit Parties?), and the Agents (as defined on Schedule I attached hereto).

Employment, Confidentiality and Non-Compete Agreement

EMPLOYMENT AGREEMENT THIS EMPLOYMENT AGREEMENT (this ?Agreement?) is entered into as of May 4, 2022 (the ?Effective Date?), by and between Steve Trussell (?Employee?) and Elevate Credit Service, LLC, a Delaware limited liability company (?Company?).

Forms of Indemnification Agreements between the Registrant and each of its directors and its officers

DIRECTOR INDEMNIFICATION AGREEMENT This Director Indemnification Agreement (this ?Agreement?) is made and entered into on [, 202[], by and between Elevate Credit, Inc.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 9, 2022 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission File

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37680 ELEVATE CRE

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 6, 2022 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission File Nu

Second Amendment to Fifth Amended and Restated Financing Agreement, dated January 17, 2022, by and among Rise SPV, LLC as borrower, the other borrowers party thereto, the guarantors party thereto, the lenders party thereto and Victory Park Management, LLC as administrative agent and collateral agent

SECOND AMENDMENT TO FIFTH AMENDED AND RESTATED FINANCING AGREEMENT This SECOND AMENDMENT TO FIFTH AMENDED AND RESTATED FINANCING AGREEMENT (this ?Amendment?) is made and entered into as of January 17, 2022 by and among Rise SPV, LLC, a Delaware limited liability company (the ?US Term Note Borrower?), the other Borrowers (as defined in the Financing Agreement described below) party hereto, the Guarantors (as defined in the Financing Agreement described below) party hereto (such Guarantors, collectively with the Borrowers, the ?Credit Parties?), and Victory Park Management, LLC, as administrative agent and collateral agent for the Lenders and the Holders (in such capacity, the ?Agent?).

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37680 ELEVATE CR

First Amendment of Financing Agreement, dated February 15, 2022, effective January 1, 2022, by and among Today SPV, LLC; Today Card, LLC; the Other Credit Parties; PCAM Credit XV, LLC; and Park Cities Asset Management, LLC

FIRST AMENDMENT OF FINANCING AGREEMENT This First Amendment of Financing Agreement (this ?Amendment?) is entered into on February 15, 2022 but with an effective date as of January 1, 2022 (the ?Effective Date?), by and among Today SPV, LLC a Delaware limited liability company (the ?Borrower?), Today Card, LLC and Today Marketing, LLC, each a Delaware limited liability company (each a ?Credit Party? and collectively with Borrower, the ?Credit Parties?), Park Cities Asset Management, LLC, a Delaware limited liability company (?Agent?), and PCAM Credit XV, LLC, a Texas limited liability company (the ?Lender?).

First Amendment to Financing Agreement, dated January 17, 2022, by and among EC SPV, Ltd. as the borrower, the guarantors party thereto, the lenders party thereto and Victory Park Management, LLC as agent

FIRST AMENDMENT TO FINANCING AGREEMENT This FIRST AMENDMENT TO FINANCING AGREEMENT (this ?Amendment?) is made and entered into as of January 17, 2022 by and among EC SPV, Ltd.

Third Amendment to Financing Agreement, dated January 17, 2022, by and among EF SPV, LTD. as borrower, the guarantors party thereto, the lenders park thereto and Victory Park Management, LLC as administrative agent and collateral agent

THIRD AMENDMENT TO FINANCING AGREEMENT This THIRD AMENDMENT TO FINANCING AGREEMENT (this ?Amendment?) is made and entered into as of January 17, 2022 by and among EF SPV, Ltd.

ELEVATE CREDIT ANNOUNCES FIRST QUARTER 2022 RESULTS Strong Year-Over-Year Revenue Growth

ELEVATE CREDIT ANNOUNCES FIRST QUARTER 2022 RESULTS Strong Year-Over-Year Revenue Growth FORT WORTH, TX - May 4, 2022 - Elevate Credit, Inc.

First Quarter 2022 Earnings Call May 2022 2 This presentation and responses to various questions contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchang

First Quarter 2022 Earnings Call May 2022 2 This presentation and responses to various questions contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended.

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 3, 2022 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission File Nu

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Defin

As filed with the Securities and Exchange Commission on February 25, 2022

As filed with the Securities and Exchange Commission on February 25, 2022 Registration No.

Subsidiaries of Elevate Credit, Inc.

Subsidiaries of Elevate Credit, Inc. Entity Name Jurisdiction of Incorporation/Organization EC Financial, LLC Delaware EC Marketing, LLC Delaware EF Financial, LLC Delaware EF Marketing, LLC Delaware EL Swell, LLC Delaware Elastic Financial, LLC Delaware Elastic Louisville, LLC Delaware Elevate Admin, LLC Delaware Elastic Marketing, LLC Delaware Elevate Collections, LLC Delaware Elevate Credit Int

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37680 ELEVATE CREDIT,

Experian Standard Terms and Conditions & Consumer Services Schedule, dated April 1, 2014, by and between Experian and the Registrant

EXPERIAN STANDARD TERMS AND CONDITIONS This Standard Terms and Conditions ("Agreement") is made on the Effective Date set forth below between Experian Information Solutions, Inc.

Filing Fees

EX-FILING FEES 2 filingfees.htm EX-FILING FEES CALCULATION OF REGISTRATION FEE Form S-8 Elevate Credit, Inc. Table: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered(1) Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Equity Elevate Credit, Inc. 2016 Omnibus Incentive Plan Common Stock,

ELEVATE CREDIT ANNOUNCES FOURTH QUARTER & FULL YEAR 2021 RESULTS1 Year-Over-Year Quarterly Revenue Growth of 43%

ELEVATE CREDIT ANNOUNCES FOURTH QUARTER & FULL YEAR 2021 RESULTS1 Year-Over-Year Quarterly Revenue Growth of 43% FORT WORTH, TX - February 15, 2022 - Elevate Credit, Inc.

Fourth Quarter and FY 2021 Earnings Call February 2022 2 Forward-Looking Statements This presentation and responses to various questions contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, a

Fourth Quarter and FY 2021 Earnings Call February 2022 2 Forward-Looking Statements This presentation and responses to various questions contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 15, 2022 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission F

ELVT / Elevate Credit Inc / Head Tyler W. K. - SC 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 4)* ELEVATE CREDIT, INC. (Name of Issuer) Common Stock, par value $0.0004 per share (Title of Class of Securities) 28621V 101 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate th

ELVT / Elevate Credit Inc / JB CAPITAL PARTNERS LP - AMENDMENT NO. 1 TO SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 1)* Elevate Credit, Inc. (Name of Issuer) Common Stock, $0.0004 par value (Title of Class of Securities) 28621V101 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule purs

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 4, 2022 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission Fi

ELVT / Elevate Credit Inc / TCV V LP - SC 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1 (b), (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO 13d-2 (b) (Amendment No. 2)* ELEVATE CREDIT, INC. (Name of Issuer) Common Stock, par value $0.0004 per share (Title of Class of Securities) 28621V101 (CUSIP Number) December 31, 2021 (D

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 24, 2022 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission Fi

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 20, 2022 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission Fi

FOIA CONFIDENTIAL TREATMENT REQUESTED BY ELEVATE CREDIT, INC. PURSUANT TO 17 C.F.R. §200.83 (“Rule 83”)

2100 L STREET, NW SUITE 900 WASHINGTON, D.C. 20037 TELEPHONE: 202.887.1500 FACSIMILE: 202.887.0763 WWW.MOFO.COM MORRISON & FOERSTER LLP BEIJING, BERLIN, BOSTON, BRUSSELS, DENVER, HONG KONG, LONDON, LOS ANGELES, NEW YORK, PALO ALTO, SAN DIEGO, SAN FRANCISCO, SHANGHAI, SINGAPORE, TOKYO, WASHINGTON, D.C. Writer?s Direct Contact +1 (202) 887.1585 [email protected] FOIA CONFIDENTIAL TREATMENT REQUESTED

Elevate Credit Announces New Board Member Appointment

Elevate Credit Announces New Board Member Appointment FORT WORTH, Texas - December 16, 2021 - Elevate Credit, Inc.

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 13, 2021 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission F

ELVT / Elevate Credit Inc / JB CAPITAL PARTNERS LP - AMENDMENT NO. 1 TO SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. )* Elevate Credit, Inc. (Name of Issuer) Common Stock, $0.0004 par value (Title of Class of Securities) 28621V101 (CUSIP Number) November 24, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursu

Financing Agreement, dated as of October 12, 2021, by and among Today SPV, LLC

EX-10.10 8 exh1010todaycardfinancinga.htm EX-10.10 CERTAIN IDENTIFIED INFORMATION HAS BEEN EXCLUDED FROM THIS EXHIBIT BECAUSE IT IS BOTH NOT MATERIAL AND IS THE TYPE THAT THE REGISTRANT TREATS AS PRIVATE OR CONFIDENTIAL. REDACTED INFORMATION IS INDICATED BY [***]. FINANCING AGREEMENT Dated as of October 12, 2021 by and among TODAY SPV, LLC, a Delaware limited liability company (the “Borrower”), TO

Second Amendment to Employment, Confidentiality and Non-Compete Agreement, dated March 1, 2017, by and between Chad Bradford and Elevate Credit Service, LLC

EX-10.7 5 exh107secondamendment-chad.htm EX-10.7 SECOND AMENDMENT TO EMPLOYMENT, CONFIDENTIALITY AND NON-COMPETE AGREEMENT This Second Amendment to the Employment, Confidentiality and Non-Compete Agreement (this “Second Amendment”), dated as of March 1, 2017 (“Amendment Date”), is by and between Elevate Credit Service, LLC, a Delaware limited liability company (the “Company” or “Employer”) and Cha

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37680 ELEVAT

First Amendment to Employment, Confidentiality and Non-Compete Agreement, dated December 11, 2015, by and between Chad Bradford and Elevate Credit Service, LLC

FIRST AMENDMENT TO EMPLOYMENT, CONFIDENTIALITY AND NON-COMPETE AGREEMENT This First Amendment to Employment, Confidentiality and Non-Compete Agreement (this “Amendment”), dated as of December 11, 2015 (“Amendment Date”), is by and between Elevate Credit Service, LLC, a Delaware limited liability company (“Company” or “Employer”) and Chad Bradford (“Employee”).

Employment, Confidentiality and Non-Solicitation Agreement, dated May 1, 2014, by and between Chad Bradford and Elevate Credit Service, LLC

EMPLOYMENT, CONFIDENTIALITY AND NON-SOLICITATION AGREEMENT THIS EMPLOYMENT, CONFIDENTIALITY AND NON-SOLICITATION AGREEMENT (this "Agreement") is entered into between Chad Bradford ("Employee") and Elevate Credit Service, LLC, a Delaware limited liability company ("Company" or "Employer") collectively referred to as the "Parties," with an "Effective Date" of May 1, 2014.

Employment, Confidentiality and Non-Solicitation Agreement, dated May 1, 2014, by and between Sarah Fagin Cutrona and Elevate Credit Service, LLC (1)

EMPLOYMENT, CONFIDENTIALITY AND NON-SOLICITATION AGREEMENT THIS EMPLOYMENT, CONFIDENTIALITY AND NON-SOLICITATION AGREEMENT (this "Agreement") is entered into between Sarah Fagin Cutrona, an individual resident of the State of Texas ("Employee") and Elevate Credit Service, LLC, a Delaware limited liability company ("Company" or "Employer") collectively referred to as the "Parties," with an "Effective Date" of May 1, 2014.

Third Amendment to Employment, Confidentiality and Non-Compete Agreement, dated January 24, 2019, by and between Chad Bradford and Elevate Credit Service, LLC

EX-10.8 6 exh108thirdamendment-chadb.htm EX-10.8 THIRD AMENDMENT TO EMPLOYMENT, CONFIDENTIALITY AND NON-COMPETE AGREEMENT This Third Amendment to Employment, Confidentiality and Non-Compete Agreement (this “Amendment”), dated as of January 24, 2019 (“Amendment Date”), is by and between Elevate Credit Service, LLC, a Delaware limited liability company (“Company” or “Employer”) and Chad Bradford (“E

Fourth Amendment to Employment, Confidentiality and Non-Compete Agreement, dated July 23, 2020, by and between Chad Bradford and Elevate Credit Service, LLC

EX-10.9 7 exh109fourthamendment-chad.htm EX-10.9 FOURTH AMENDMENT TO EMPLOYMENT, CONFIDENTIALITY AND NON-COMPETE AGREEMENT This Fourth Amendment to Employment, Confidentiality and Non-Compete Agreement (this “Amendment”), dated as of July 23, 2020 (“Amendment Date”), is by and between Elevate Credit Service, LLC, a Delaware limited liability company (“Company” or “Employer”) and Chad Bradford (“Em

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 2, 2021 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission Fi

Third Quarter FY 2021 Earnings Call November 2021 2 Forward-Looking Statements This presentation and responses to various questions contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Se

EX-99.2 3 a3q2021earningsdeck.htm EX-99.2 Third Quarter FY 2021 Earnings Call November 2021 2 Forward-Looking Statements This presentation and responses to various questions contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. The forward-looking statements present our cur

ELEVATE CREDIT ANNOUNCES THIRD QUARTER 2021 RESULTS1 Strong Quarterly Revenue and Loan Growth $25 Million Increase to Share Repurchase Program

EX-99.1 2 a991-09x2021earningsrelease.htm EX-99.1 ELEVATE CREDIT ANNOUNCES THIRD QUARTER 2021 RESULTS1 Strong Quarterly Revenue and Loan Growth $25 Million Increase to Share Repurchase Program FORT WORTH, TX - November 2, 2021 - Elevate Credit, Inc. (NYSE: ELVT) (“Elevate” or the “Company”), a leading tech-enabled provider of innovative and responsible online credit solutions for non-prime consume

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 16, 2021 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporat

ELEVATE ANNOUNCES NEW FINANCING FACILITY FOR TODAY CARD

ELEVATE ANNOUNCES NEW FINANCING FACILITY FOR TODAY CARD FORT WORTH, TX - October 13, 2021 - Elevate Credit, Inc.

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 12, 2021 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission Fi

ELEVATE CREDIT ECLIPSES $500 MILLION IN COMBINED LOANS RECEIVABLE 25% Increase from End of 2nd Quarter

EX-99.1 2 a991-09x2021businessupdate.htm EX-99.1 ELEVATE CREDIT ECLIPSES $500 MILLION IN COMBINED LOANS RECEIVABLE 25% Increase from End of 2nd Quarter FORT WORTH, TX - September 23, 2021 - Elevate Credit, Inc. (NYSE: ELVT) (“Elevate” or the “Company”), a leading tech-enabled provider of innovative and responsible online credit solutions for non-prime consumers, today announced that combined loans

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) September 23, 2021 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 16, 2021 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission Fil

Elevate Credit Announces New Board Members and Executive Team Members

EX-99.1 2 a991-augpressrelease.htm EX-99.1 Elevate Credit Announces New Board Members and Executive Team Members FORT WORTH, Texas - August 18, 2021 - Elevate Credit, Inc. (“Elevate” or “Company”), a leading tech-enabled provider of innovative and responsible online credit solutions for non-prime consumers, today announced the addition of two members to the Company’s Board of Directors and several

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37680 ELEVATE CRE

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 3, 2021 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission File

ELEVATE CREDIT ANNOUNCES SECOND QUARTER 2021 RESULTS1 Strong Quarterly Sequential Loan Growth

EX-99.1 2 a991-06x2021pressrelease.htm EX-99.1 ELEVATE CREDIT ANNOUNCES SECOND QUARTER 2021 RESULTS1 Strong Quarterly Sequential Loan Growth FORT WORTH, TX - August 3, 2021 - Elevate Credit, Inc. (NYSE: ELVT) (“Elevate” or the “Company”), a leading tech-enabled provider of innovative and responsible online credit solutions for non-prime consumers, today announced results for the second quarter end

Second Quarter FY 2021 Earnings Call August 2021 2 Forward-Looking Statements This presentation and responses to various questions contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Sec

EX-99.2 3 a2q2021earningsdeck.htm EX-99.2 Second Quarter FY 2021 Earnings Call August 2021 2 Forward-Looking Statements This presentation and responses to various questions contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. The forward-looking statements present our curr

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 7, 2021 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission File Nu

First Amendment to Employment, Confidentiality and Non-Compete Agreement, dated December 11, 2015, by and between Sarah Fagin Cutrona and Elevate Credit Service, LLC (1)

EX-10.2 3 firstamendmenttoemployment.htm EX-10.2 FIRST AMENDMENT TO EMPLOYMENT, CONFIDENTIALITY AND NON-COMPETE AGREEMENT This First Amendment to Employment, Confidentiality and Non-Compete Agreement (this “Amendment”), dated as of December 11, 2015 (“Amendment Date”), is by and between Elevate Credit Service, LLC, a Delaware limited liability company (“Company” or “Employer”) and Sarah Fagin Cutr

Third Amendment to Employment, Confidentiality and Non-Compete Agreement, dated January 24, 2019, by and between Sarah Fagin Cutrona and Elevate Credit Service, LLC (1)

EX-10.4 5 thirdamendment-sarahcutrona.htm EX-10.4 THIRD AMENDMENT TO EMPLOYMENT, CONFIDENTIALITY AND NON-COMPETE AGREEMENT This Third Amendment to Employment, Confidentiality and Non-Compete Agreement (this “Amendment”), dated as of January 24, 2019 (“Amendment Date”), is by and between Elevate Credit Service, LLC, a Delaware limited liability company (“Company” or “Employer”) and Sarah Fagin Cutr

Employment, Confidentiality and Non-Solicitation Agreement, dated May 1, 2014, by and between Sarah Fagin Cutrona and Elevate Credit Service, LLC

EMPLOYMENT, CONFIDENTIALITY AND NON-SOLICITATION AGREEMENT THIS EMPLOYMENT, CONFIDENTIALITY AND NON-SOLICITATION AGREEMENT (this "Agreement") is entered into between Sarah Fagin Cutrona, an individual resident of the State of Texas ("Employee") and Elevate Credit Service, LLC, a Delaware limited liability company ("Company" or "Employer") collectively referred to as the "Parties," with an "Effective Date" of May 1, 2014.

Second Amendment to Employment, Confidentiality and Non-Compete Agreement, dated March 1, 2017, by and between Sarah Fagin Cutrona and Elevate Credit Service, LLC (1)

SECOND AMENDMENT TO EMPLOYMENT, CONFIDENTIALITY AND NON-COMPETE AGREEMENT This Second Amendment to the Employment, Confidentiality and Non-Compete Agreement (this “Second Amendment”), dated as of March 1, 2017 (“Amendment Date”), is by and between Elevate Credit Service, LLC, a Delaware limited liability company (the “Company” or “Employer”) and Sarah Fagin Cutrona (“Employee”).

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37680 ELEVATE CR

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 3, 2021 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission File Nu

ELEVATE CREDIT ANNOUNCES FIRST QUARTER 2021 RESULTS1 Continued Strong Credit Quality and Profitability

EX-99.1 2 a991-03x2021pressrelease.htm EX-99.1 ELEVATE CREDIT ANNOUNCES FIRST QUARTER 2021 RESULTS1 Continued Strong Credit Quality and Profitability FORT WORTH, TX - May 3, 2021 - Elevate Credit, Inc. (NYSE: ELVT) (“Elevate” or the “Company”), a leading tech-enabled provider of innovative and responsible online credit solutions for non-prime consumers, today announced results for the first quarte

First Quarter FY 2021 Earnings Call May 2021 2 Forward-Looking Statements This presentation and responses to various questions contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section

First Quarter FY 2021 Earnings Call May 2021 2 Forward-Looking Statements This presentation and responses to various questions contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended.

- DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Defin

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) March 4, 2021 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission File

Elevate Credit Announces Departure of Robert Johnson From Board of Directors

EX-99.1 2 d145247dex991.htm EX-99.1 Exhibit 99.1 Elevate Credit Announces Departure of Robert Johnson From Board of Directors FORT WORTH, Texas—(BUSINESS WIRE)— Elevate Credit, Inc. (“Elevate”), a leading tech-enabled provider of innovative and responsible online credit solutions for non-prime consumers, today announced that one of its founding Board members, Robert Johnson, will step down at the

Subsidiaries of Elevate Credit, Inc.

EX-21.1 3 exhibit211-subsidiaries12x.htm EX-21.1 Subsidiaries of Elevate Credit, Inc. Entity Name Jurisdiction of Incorporation/Organization EC Financial, LLC Delaware EC Marketing, LLC Delaware EF Financial, LLC Delaware EF Marketing, LLC Delaware Elastic Financial, LLC Delaware Elastic Louisville, LLC Delaware Elevate Admin, LLC Delaware Elastic Marketing, LLC Delaware Elevate Collections, LLC D

- S-8

As filed with the Securities and Exchange Commission on February 26, 2021 Registration No.

Notice of Cash-Based Award

EX-10.101 2 exhibit10101noticeofcashba.htm EX-10.101 Elevate Credit, Inc. 2016 Omnibus Incentive Plan Notice of Cash-Based Award Awardee's Name: Awardee's Address: You (the “Grantee”) have been granted a Cash-Based Award (the “Award”), subject to the terms and conditions of this Notice of Cash-Based Award (the “Notice”), the Elevate Credit, Inc. 2016 Omnibus Incentive Plan, as amended from time to

Annual Report - 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37680 ELEVATE CREDIT,

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) Information to be Included in Statements Filed Pursuant to § 240.13d-1(b), (c) and (d) and Amendments Thereto Filed Pursuant to § 240.13d-2 Under the Securities Exc

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) Information to be Included in Statements Filed Pursuant to ? 240.13d-1(b), (c) and (d) and Amendments Thereto Filed Pursuant to ? 240.13d-2 Under the Securities Exchange Act of 1934 (Amendment No. 2)* Elevate Credit, Inc. (Name of Issuer) Common Stock, par value $0.0004 per share (Title of Class of Securities) 28

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 3)* ELEVATE CREDIT, INC. (Name of Issuer) Common Stock, par value $0.0004 per share (Title of Class of Sec

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 3)* ELEVATE CREDIT, INC. (Name of Issuer) Common Stock, par value $0.0004 per share (Title of Class of Securities) 28621V 101 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate th

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 3)* ELEVATE CREDIT, INC. (Name of Issuer) Common Stock, par value $0.0004 per share (Title of Class of Sec

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 3)* ELEVATE CREDIT, INC. (Name of Issuer) Common Stock, par value $0.0004 per share (Title of Class of Securities) 28621V 101 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate th

Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 8, 2021 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission Fi

ELEVATE CREDIT ANNOUNCES FOURTH QUARTER & FULL YEAR 2020 RESULTS1 Continued strong credit quality and quarterly sequential loan growth $25 million increase to share repurchase program

EX-99.1 2 exhibit99112-31x20pressrel.htm EX-99.1 ELEVATE CREDIT ANNOUNCES FOURTH QUARTER & FULL YEAR 2020 RESULTS1 Continued strong credit quality and quarterly sequential loan growth $25 million increase to share repurchase program FORT WORTH, TX - February 8, 2021 - Elevate Credit, Inc. (NYSE: ELVT) (“Elevate” or the “Company”), a leading tech-enabled provider of innovative and responsible onlin

Fourth Quarter and FY 2020 Earnings Call February 2021 2 Forward-Looking Statements This presentation and responses to various questions contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, a

a4q2020earningsdeck Fourth Quarter and FY 2020 Earnings Call February 2021 2 Forward-Looking Statements This presentation and responses to various questions contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended.

Third Quarter 2020 Earnings Call November 2020 Forward-Looking Statements This presentation and responses to various questions contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section

EX-99.2 3 a3q2020earningsdeck.htm EX-99.2 Third Quarter 2020 Earnings Call November 2020 Forward-Looking Statements This presentation and responses to various questions contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. The forward-looking statements present our current

Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 9, 2020 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission Fi

ELEVATE CREDIT ANNOUNCES THIRD QUARTER 2020 RESULTS1 Record Quarterly Net Income and Continued Strong Credit Quality

EX-99.1 2 a991-09x2020pressrelea.htm EX-99.1 ELEVATE CREDIT ANNOUNCES THIRD QUARTER 2020 RESULTS1 Record Quarterly Net Income and Continued Strong Credit Quality FORT WORTH, TX - November 9, 2020 - Elevate Credit, Inc. (NYSE: ELVT) (“Elevate” or the “Company”), a leading tech-enabled provider of innovative and responsible online credit solutions for non-prime consumers, today announced results for

Second Amendment to Financing Agreement, dated July 31, 2020 by and among EF SPV, Ltd. as borrower, the guarantors party thereto, the lenders party thereto and Victory Park Management, LLC as administrative agent and collateral agent

EXECUTION VERSION SECOND AMENDMENT TO FINANCING AGREEMENT This SECOND AMENDMENT TO FINANCING AGREEMENT (this “Amendment”) is made and entered into as of July 31, 2020 by and among EF SPV, Ltd.

First Amendment to Financing Agreement dated July 31, 2020 by and among Elastic SPV, Ltd. as borrower, the guarantors party thereto, the lenders party thereto and Victory Park Management, LLC as administrative agent and collateral agent.

EXECUTION VERSION FIRST AMENDMENT TO FINANCING AGREEMENT This FIRST AMENDMENT TO FINANCING AGREEMENT (this “Amendment”) is made and entered into as of July 31, 2020 by and among Elastic SPV, Ltd.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2020 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37680 ELEVAT

by and among Rise SPV, LLC, Today Card LLC, Elevate Credit International Ltd., and Elevate Credit Service, LLC as borrowers, the guarantors party thereto, the lenders party thereto and Victory Park Management, LLC as administrative agent and collateral agent

CERTAIN IDENTIFIED INFORMATION HAS BEEN EXCLUDED FROM THIS EXHIBIT BECAUSE IT IS BOTH (I) NOT MATERIAL AND (II) WOULD BE COMPETITIVELY HARMFUL IF PUBLICLY DISCLOSED.

Financing Agreement dated July 31, 2020 by and among EC SPV, Ltd. as the borrower, the guarantors party thereto, the lenders party thereto and Victory Park Management, LLC as agent

EXECUTION VERSION FINANCING AGREEMENT Dated as of July 31, 2020 by and among EC SPV, LTD.

First Amendment to Employment, Confidentiality and Non-Compete Agreement, dated March 1, 2017, by and between Scott Greever and Elevate Credit Service, LLC

FIRST AMENDMENT TO EMPLOYMENT, CONFIDENTIALITY AND NON-COMPETE AGREEMENT This First Amendment to Employment, Confidentiality and Non-Compete Agreement (this “First Amendment”), dated as of March 1, 2017 (“Amendment Date”), is by and between Elevate Credit Service, LLC, a Delaware limited liability company (“Company” or “Employer”) and Scott Greever (“Employee”).

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2020 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37680 ELEVATE CRE

Employment, Confidentiality and Non-Compete Agreement, dated February 15, 2016, by and between Scott Greever and Elevate Credit Service, LLC

EMPLOYMENT, CONFIDENTIALITY AND NON-COMPETE AGREEMENT THIS EMPLOYMENT, CONFIDENTIALITY AND NON-COMPETE AGREEMENT (this "Agreement") is entered into between Scott Greever ("Employee") and Elevate Credit Service, LLC, a Delaware limited liability company ("Company" or "Employer") collectively referred to as the "Parties," with an "Effective Date" of February 15, 2016.

Fourth Amendment to Employment, Confidentiality and Non-Compete Agreement, dated August 4, 2020, by and between Scott Greever and Elevate Credit Service, LLC

EX-10.6 6 exh1064thamendsgreever.htm EXHIBIT 10.6 FOURTH AMENDMENT TO EMPLOYMENT, CONFIDENTIALITY AND NON-COMPETE AGREEMENT This Fourth Amendment to Employment, Confidentiality and Non-Compete Agreement (this “Amendment”), dated as of August 4, 2020 (“Amendment Date”), is by and between Elevate Credit Service, LLC, a Delaware limited liability company (“Company” or “Employer”) and Scott Greever (“

Third Amendment to Employment, Confidentiality and Non-Compete Agreement, dated January 24, 2019, by and between Scott Greever and Elevate Credit Service, LLC

EX-10.5 5 exh1053rdamendsgreever.htm EXHIBIT 10.5 THIRD AMENDMENT TO EMPLOYMENT, CONFIDENTIALITY AND NON-COMPETE AGREEMENT This Third Amendment to Employment, Confidentiality and Non-Compete Agreement (this “Amendment”), dated as of January 24, 2019 (“Amendment Date”), is by and between Elevate Credit Service, LLC, a Delaware limited liability company (“Company” or “Employer”) and Scott Greever (“

Second Amendment to Employment, Confidentiality and Non-Compete Agreement, dated April 11, 2018, by and between Scott Greever and Elevate Credit Service, LLC

EX-10.4 4 exh1042ndamendsgreever.htm EXHIBIT 10.4 SECOND AMENDMENT TO EMPLOYMENT, CONFIDENTIALITY AND NON-COMPETE AGREEMENT This Second Amendment to the Employment, Confidentiality and Non-Compete Agreement (this “Amendment”), dated as of April 11, 2018 (the “Amendment Date”), is by and between Elevate Credit Service, LLC, a Delaware limited liability company (the “Company”) and Scott Greever (the

ELEVATE CREDIT ANNOUNCES SECOND QUARTER 2020 RESULTS1 2020 Second Quarter Net Income From Continuing Operations Up 92% From Prior Year

EX-99.1 2 a991-06x2020pressrelease.htm EXHIBIT 99.1 ELEVATE CREDIT ANNOUNCES SECOND QUARTER 2020 RESULTS1 2020 Second Quarter Net Income From Continuing Operations Up 92% From Prior Year FORT WORTH, TX - August 6, 2020 - Elevate Credit, Inc. (NYSE: ELVT) (“Elevate” or the “Company”), a leading tech-enabled provider of innovative and responsible online credit solutions for non-prime consumers, toda

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 31, 2020 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission File

Second Quarter 2020 Earnings Call August 2020 Forward-Looking Statements This presentation and responses to various questions contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section

EX-99.2 3 a2q2020earningsdecka01.htm EXHIBIT 99.2 Second Quarter 2020 Earnings Call August 2020 Forward-Looking Statements This presentation and responses to various questions contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. The forward-looking statements present our c

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 17, 2020 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission F

Elevate Credit to Exit U.K. Market

EX-99.1 2 a991-06x2020ukpressrelease.htm EXHIBIT 99.1 Elevate Credit to Exit U.K. Market FORT WORTH, TX - June 29, 2020 - Elevate Credit, Inc. (“Elevate”), a leading tech-enabled provider of innovative and responsible online credit solutions for non-prime consumers, announced today that its wholly-owned subsidiary in the U.K., Elevate Credit International Limited, ("ECIL"), will cease operations i

Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) June 29, 2020 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission File

Elevate Credit, Inc. and Subsidiaries Unaudited Pro Forma Condensed Consolidated Financial Statements

EX-99.2 3 a992-06x2020proformafinanc.htm EXHIBIT 99.2 Elevate Credit, Inc. and Subsidiaries Unaudited Pro Forma Condensed Consolidated Financial Statements The following Unaudited Pro Forma Condensed Consolidated Financial Statement information is based on the historical financial statements of Elevate Credit, Inc. ("Elevate" or the "Company"), including certain pro forma adjustments, and has been

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2020 or o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37680 ELEVATE CR

Parent Guaranty Agreement, dated April 3, 2020, between Elevate Credit, Inc. and First Financial Loan Company, LLC

EX-10.1 2 exhibit101firstfinancialgu.htm EXHIBIT 10.1 PARENT GUARANTY AGREEMENT THIS GUARANTY AGREEMENT (this “Guaranty”) effective as of APRIL 3, 2020 (the “Effective Date”), is executed by ELEVATE CREDIT, INC, a Delaware corporation ("Guarantor") to and for the benefit of FIRST FINANCIAL LOAN COMPANY, LLC, a Delaware limited liability company (“Lender”). RECITALS WHEREAS, RISE CREDIT SERVICE OF

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 6, 2020 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission File Nu

First Quarter 2020 Earnings Call May 2020 Forward-Looking Statements This presentation and responses to various questions contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E

EX-99.2 3 a1q2020earningsdecka01.htm EXHIBIT 99.2 First Quarter 2020 Earnings Call May 2020 Forward-Looking Statements This presentation and responses to various questions contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. The forward-looking statements present our curre

ELEVATE CREDIT ANNOUNCES FIRST QUARTER 2020 RESULTS

EX-99.1 2 a991-03x2020pressrelease.htm EXHIBIT 99.1 ELEVATE CREDIT ANNOUNCES FIRST QUARTER 2020 RESULTS FORT WORTH, TX - May 6, 2020 - Elevate Credit, Inc. (NYSE: ELVT) (“Elevate” or the “Company”), a leading tech-enabled provider of innovative and responsible online credit solutions for non-prime consumers, today announced results for the first quarter ended March 31, 2020. “We are pleased that o

Submission of Matters to a Vote of Security Holders

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 1, 2020 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission Fil

ELVT / Elevate Credit, Inc. DEFA14A - - DEFA14A

SCHEDULE 14A (Rule 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

ELVT / Elevate Credit, Inc. DEF 14A - - DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Defin

As filed with the Securities and Exchange Commission on February 18, 2020

As filed with the Securities and Exchange Commission on February 18, 2020 Registration No.

First Amendment to Participation Agreement, dated August 1, 2019, by and between EF SPV, LTD and FinWise Bank

CERTAIN IDENTIFIED INFORMATION HAS BEEN EXCLUDED FROM THIS EXHIBIT BECAUSE IT IS BOTH (I) NOT MATERIAL AND (II) WOULD BE COMPETITIVELY HARMFUL IF PUBLICLY DISCLOSED.

Form of Elevate 2016 Omnibus Incentive Plan, Notice of Restricted Stock Unit Award (Section 16 Grantees).

Section 16 Grantee ELEVATE CREDIT, INC. 2016 OMNIBUS INCENTIVE PLAN NOTICE OF RESTRICTED STOCK UNIT AWARD Grantee's Name and Address: You (the “Grantee”) have been granted an award of Restricted Stock Units (the “Award”), subject to the terms and conditions of this Notice of Restricted Stock Unit Award (the “Notice”), the Elevate Credit, Inc. 2016 Omnibus Incentive Plan, as amended from time to ti

Fifth Amended and Restated Financing Agreement dated February 7, 2019 by and among Rise SPV, LLC, Today Card LLC, Elevate Credit International Ltd., and Elevate Credit Service, LLC as borrowers, the guarantors party thereto, the lenders party thereto and Victory Park Management, LLC as administrative agent and collateral agent.

FIFTH AMENDED AND RESTATED FINANCING AGREEMENT Dated as of February 7, 2019 by and among RISE SPV, LLC, a Delaware limited liability company, and TODAY CARD, LLC, a Delaware limited liability company, as the US Term Note Borrowers (together, the “US Term Note Borrowers”), ELEVATE CREDIT INTERNATIONAL LTD.

Financing Agreement dated February 7, 2019 by and among EF SPV, Ltd. as borrower, the guarantors party thereto, the lenders party thereto and Victory Park Management, LLC as administrative agent and collateral agent.

FINANCING AGREEMENT Dated as of February 7, 2019 by and among EF SPV, LTD., as the Borrower (the “Borrower”), THE GUARANTORS FROM TIME TO TIME PARTY HERETO, THE LENDERS PARTY HERETO and VICTORY PARK MANAGEMENT, LLC as Agent $150,000,000 SENIOR SECURED TERM NOTES TABLE OF CONTENTS Page ARTICLE 1 DEFINITIONS; CERTAIN TERMS 2 Section 1.1 Definitions 2 Section 1.2 Terms Generally 25 Section 1.3 Accoun

First Amendment to Technology and Support Agreement, dated August 1, 2019, by and between FinWise Bank and Elevate Decision Sciences, LLC

EX-10.112 14 ex10112firstamendtechandsupp.htm EXHIBIT 10.112 FIRST AMENDMENT TO TECHNOLOGY AND SUPPORT AGREEMENT THIS FIRST AMENDMENT TO TECHNOLOGY AND SUPPORT AGREEMENT (this “Amendment”), effective as of August 1, 2019 (“Amendment Effective Date”), is by and between Elevate Decision Sciences, LLC, a Delaware limited liability company (“EDS”) and FinWise Bank, a Utah state chartered bank (“FB”).

First Amendment to Credit Default Protection Agreement, dated April 24, 2019, by and between EF Financial, LLC and EF SPV, Ltd.

FIRST AMENDMENT TO CREDIT DEFAULT PROTECTION AGREEMENT This FIRST AMENDMENT TO CREDIT DEFAULT PROTECTION AGREEMENT (this “Amendment”) is made and entered into as of April 24, 2019 by and between EF SPV, Ltd.

Form of Elevate 2016 Omnibus Incentive Plan, Notice of Restricted Stock Bonus Award (Section 16 Grantees).

Section 16 Grantee ELEVATE CREDIT, INC. 2016 OMNIBUS INCENTIVE PLAN NOTICE OF RESTRICTED STOCK BONUS AWARD Grantee's Name and Address: You (the “Grantee”) have been granted shares of Common Stock of the Company (the “Award”), subject to the terms and conditions of this Notice of Restricted Stock Bonus Award (the “Notice”), the Elevate Credit, Inc. 2016 Omnibus Incentive Plan, as amended from time

Subsidiaries of Elevate Credit, Inc.

Subsidiaries of Elevate Credit, Inc. Entity Name Jurisdiction of Incorporation/Organization CC Financial, LLC Delaware CC Marketing, LLC Delaware EF Financial, LLC Delaware EF Marketing, LLC Delaware Elastic Financial, LLC Delaware Elastic Louisville, LLC Delaware Elevate Admin, LLC Delaware Elastic Marketing, LLC Delaware Elevate Credit International Limited United Kingdom Elevate Credit Service,

ELVT / Elevate Credit, Inc. / Sequoia Capital Enterpreneurs Annex Fund - SC 13G/A Passive Investment

SC 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) Information to be Included in Statements Filed Pursuant to § 240.13d-1(b), (c) and (d) and Amendments Thereto Filed Pursuant to § 240.13d-2 Under the Securities Exchange Act of 1934 (Amendment No. 1)* Elevate Credit, Inc. (Name of Issuer) Common Stock, par value $0.0004 per share (Title of Class of Secur

Joint Marketing Agreement, dated October 15, 2018, by and between FinWise Bank and EF Marketing, LLC

CERTAIN IDENTIFIED INFORMATION HAS BEEN EXCLUDED FROM THIS EXHIBIT BECAUSE IT IS BOTH (I) NOT MATERIAL AND (II) WOULD BE COMPETITIVELY HARMFUL IF PUBLICLY DISCLOSED.

Form of Elevate 2016 Omnibus Incentive Plan, Notice of Stock Option Award

Exhibit 10.45 ELEVATE CREDIT, INC. 2016 OMNIBUS INCENTIVE PLAN NOTICE OF STOCK OPTION AWARD Grantee's Name and Address: You (the “Grantee”) have been granted an option to purchase shares of Common Stock, subject to the terms and conditions of this Notice of Stock Option Award (the “Notice”), the Elevate Credit, Inc. 2016 Omnibus Incentive Plan, as amended from time to time (the “Plan”) and the Sto

Form of Elevate 2016 Omnibus Incentive Plan, Notice of Restricted Stock Bonus Award

ELEVATE CREDIT, INC. 2016 OMNIBUS INCENTIVE PLAN NOTICE OF RESTRICTED STOCK BONUS AWARD Grantee’s Name and Address: You (the “Grantee”) have been granted shares of Common Stock of the Company (the “Award”), subject to the terms and conditions of this Notice of Restricted Stock Bonus Award (the “Notice”), the Elevate Credit, Inc. 2016 Omnibus Incentive Plan, as amended from time to time (the “Plan”

Credit Default Protection Agreement, dated October 15, 2018, by and between EF Financial, LLC and EF SPV, Ltd.

CREDIT DEFAULT PROTECTION AGREEMENT THIS CREDIT DEFAULT PROTECTION AGREEMENT (this "Agreement") is made and entered into as of October 15, 2018, by and between EF Financial, LLC, a Delaware limited liability company ("EFF") and EF SPV, Ltd.

Technology and Support Agreement, dated October 15, 2018, by and between FinWise Bank and Elevate Decision Sciences, LLC

CERTAIN IDENTIFIED INFORMATION HAS BEEN EXCLUDED FROM THIS EXHIBIT BECAUSE IT IS BOTH (I) NOT MATERIAL AND (II) WOULD BE COMPETITIVELY HARMFUL IF PUBLICLY DISCLOSED.

Form of Elevate 2016 Omnibus Incentive Plan, Notice Stock Option Award (Section 16 Grantees)

EX-10.90 10 exhibit1090-noticeofstocko.htm EXHIBIT 10.90 Section 16 Grantee ELEVATE CREDIT, INC. 2016 OMNIBUS INCENTIVE PLAN NOTICE OF STOCK OPTION AWARD Grantee's Name and Address You (the “Grantee”) have been granted an option to purchase shares of Common Stock, subject to the terms and conditions of this Notice of Stock Option Award (the “Notice”), the Elevate Credit, Inc. 2016 Omnibus Incentiv

Description of Securities of the Registrant

Exhibit 4.3 DESCRIPTION OF THE REGISTRANT’S SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 The following is a brief description of the common shares, $0.0004 par value per share (the “Common Stock”), of Elevate Credit, Inc. (the “Company”), which is the only security of the Company registered pursuant to Section 12 of the Securities Exchange Act of 1934, as ame

Form of Elevate 2016 Omnibus Incentive Plan, Notice of Restricted Stock Unit Award.

EX-10.79 7 exhibit1079-noticeofrsuawa.htm EXHIBIT 10.79 ELEVATE CREDIT, INC. 2016 OMNIBUS INCENTIVE PLAN NOTICE OF RESTRICTED STOCK UNIT AWARD Grantee's Name and Address: You (the “Grantee”) have been granted an award of Restricted Stock Units (the “Award”), subject to the terms and conditions of this Notice of Restricted Stock Unit Award (the “Notice”), the Elevate Credit, Inc. 2016 Omnibus Incen

ELVT / Elevate Credit, Inc. 10-K - Annual Report - 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2019 or o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37680 ELEVATE CREDIT,

First Amendment to Joint Marketing Agreement, dated August 1, 2019, by and between FinWise Bank and EF Marketing, LLC

CERTAIN IDENTIFIED INFORMATION HAS BEEN EXCLUDED FROM THIS EXHIBIT BECAUSE IT IS BOTH (I) NOT MATERIAL AND (II) WOULD BE COMPETITIVELY HARMFUL IF PUBLICLY DISCLOSED.

Participation Interest Purchase and Sale Agreement, dated August 1, 2019, by and between EF SPV, LTD and FinWise Bank

EX-10.116 18 ex10116participationefspv.htm EXHIBIT 10.116 PARTICIPATION INTEREST PURCHASE AND SALE AGREEMENT Dated as of August 1, 2019, By and Between EF SPV, LTD., as Purchaser, and FINWISE BANK, as Seller 15651.036 4818-3922-2173.4 1 TABLE OF CONTENTS Page ARTICLE I. DEFINITIONS Section 1.01 Defined Terms 1 ARTICLE II. SALE AND CONVEYANCE OF ADDITIONAL PARTICIPATION INTEREST Section 2.01 Agreem

Administrative Services Agreement, dated October 15, 2018, by and between EF SPV, Ltd. and EF Financial, LLC

CERTAIN IDENTIFIED INFORMATION HAS BEEN EXCLUDED FROM THIS EXHIBIT BECAUSE IT IS BOTH (I) NOT MATERIAL AND (II) WOULD BE COMPETITIVELY HARMFUL IF PUBLICLY DISCLOSED.

ELVT / Elevate Credit, Inc. / Head Tyler W. K. - SC 13G/A Passive Investment

SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 2)* ELEVATE CREDIT, INC. (Name of Issuer) Common Stock, par value $0.0004 per share (Title of Class of Securities) 28621V 101 (CUSIP Number) December 31, 2019 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to des

ELVT / Elevate Credit, Inc. / Rees Kenneth E. - SC 13G/A Passive Investment

SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 2)* ELEVATE CREDIT, INC. (Name of Issuer) Common Stock, par value $0.0004 per share (Title of Class of Securities) 28621V 101 (CUSIP Number) December 31, 2019 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to des

ELEVATE CREDIT ANNOUNCES FOURTH QUARTER & FULL YEAR 2019 RESULTS Announces Record Net Income $20 Million Increase to Share Repurchase Program

EX-99.1 2 exhibit99112-31x19pressrel.htm EXHIBIT 99.1 ELEVATE CREDIT ANNOUNCES FOURTH QUARTER & FULL YEAR 2019 RESULTS Announces Record Net Income $20 Million Increase to Share Repurchase Program FORT WORTH, TX - February 10, 2020 - Elevate Credit, Inc. (NYSE: ELVT) (“Elevate” or the “Company”), a leading tech-enabled provider of innovative and responsible online credit solutions for non-prime con

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 10, 2020 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission F

Fourth Quarter and Full Year 2019 Earnings Call February 2020 Forward-Looking Statements This presentation and responses to various questions contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amend

fy2019earningsdeck Fourth Quarter and Full Year 2019 Earnings Call February 2020 Forward-Looking Statements This presentation and responses to various questions contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended.

ELVT / Elevate Credit, Inc. / Wellington Management Group LLP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2 )* Elevate Credit, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 28621V101 (CUSIP Number) December 31, 2019 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this S

Amended and Restated Employment Agreement, dated November 21, 2019, by and between Jason Harvison and Elevate Credit Service, LLC.

EX-10.1 2 d836230dex101.htm EX-10.1 Exhibit 10.1 AMENDED AND RESTATED EMPLOYMENT AGREEMENT THIS AMENDED AND RESTATED EMPLOYMENT AGREEMENT (this “Agreement”) is entered into as of November 21, 2019 (the “Effective Date”), by and between Jason Harvison (“Employee”) and Elevate Credit Service, LLC, a Delaware limited liability company (“Company”). Employee and Company are each referred to herein, ind

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 21, 2019 ELEVATE CREDIT, INC.

Elevate Credit Names Jason Harvison Chief Executive Officer 16-Year Company Veteran Has Served as Interim CEO Since July 2019

EX-99.1 3 d836230dex991.htm EX-99.1 Exhibit 99.1 Elevate Credit Names Jason Harvison Chief Executive Officer 16-Year Company Veteran Has Served as Interim CEO Since July 2019 FORT WORTH, TX – November 21, 2019 - Elevate Credit, Inc. (NYSE: ELVT) (“Elevate” or the “Company”), a leading tech-enabled provider of innovative and responsible online credit solutions for non-prime consumers, today announc

ELVT / Elevate Credit, Inc. 10-Q - Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2019 or o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37680 ELEVAT

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 4, 2019 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission Fi

Third Quarter 2019 Earnings Call November 2019 Forward-Looking Statements This presentation and responses to various questions contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section

EX-99.2 3 elvt3q19earnings.htm EXHIBIT 99.2 Third Quarter 2019 Earnings Call November 2019 Forward-Looking Statements This presentation and responses to various questions contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. The forward-looking statements present our curren

ELEVATE CREDIT ANNOUNCES THIRD QUARTER 2019 RESULTS Elevate Credit announces strong third quarter earnings growth; Raises 2019 net income guidance

EX-99.1 2 a991-09x2019pressrelease.htm EXHIBIT 99.1 ELEVATE CREDIT ANNOUNCES THIRD QUARTER 2019 RESULTS Elevate Credit announces strong third quarter earnings growth; Raises 2019 net income guidance FORT WORTH, TX - November 4, 2019 - Elevate Credit, Inc. (NYSE: ELVT) (“Elevate” or the “Company”), a leading tech-enabled provider of innovative and responsible online credit solutions for non-prime c

Fourth Amendment to Employment, Confidentiality and Non-Compete Agreement, dated August 1, 2019, by and between Christopher Lutes and Elevate Credit Service, LLC

FOURTH AMENDMENT TO EMPLOYMENT, CONFIDENTIALITY AND NON-COMPETE AGREEMENT This Fourth Amendment to Employment, Confidentiality and Non-Compete Agreement (this “Amendment”), dated as of August 1, 2019 (“Amendment Date”), is by and between Elevate Credit Service, LLC, a Delaware limited liability company (“Employer”) and Chris Lutes (“Employee”).

Form of Elevate 2016 Omnibus Incentive Plan, Notice of Restricted Stock Unit Award (Section 16 Grantees).

Section 16 Grantee ELEVATE CREDIT, INC. 2016 OMNIBUS INCENTIVE PLAN NOTICE OF RESTRICTED STOCK UNIT AWARD Grantee’s Name and Address: You (the “Grantee”) have been granted an award of Restricted Stock Units (the “Award”), subject to the terms and conditions of this Notice of Restricted Stock Unit Award (the “Notice”), the Elevate Credit, Inc. 2016 Omnibus Incentive Plan, as amended from time to ti

Form of Elevate 2016 Omnibus Incentive Plan, Notice of Restricted Stock Bonus Award

ELEVATE CREDIT, INC. 2016 OMNIBUS INCENTIVE PLAN NOTICE OF RESTRICTED STOCK BONUS AWARD Grantee’s Name and Address: You (the “Grantee”) have been granted shares of Common Stock of the Company (the “Award”), subject to the terms and conditions of this Notice of Restricted Stock Bonus Award (the “Notice”), the Elevate Credit, Inc. 2016 Omnibus Incentive Plan, as amended from time to time (the “Plan”

First Amendment to Financing Agreement, dated August 1, 2019 by and among EF SPV, Ltd. as borrower, the guarantors party thereto, the lenders party thereto and Victory Park Management, LLC as administrative agent and collateral agent.

EX-10.1 2 a101efspvfirstamendmenttof.htm EXHIBIT 10.1 FIRST AMENDMENT TO FINANCING AGREEMENT This FIRST AMENDMENT TO FINANCING AGREEMENT (this “Amendment”) is made and entered into as of August 1, 2019 by and among EF SPV, Ltd., an exempted company incorporated with limited liability under the laws of the Cayman Islands (the “Borrower”), Elevate Credit, Inc., a Delaware corporation (“Elevate Credi

Form of Elevate 2016 Omnibus Incentive Plan, Notice of Restricted Stock Bonus Award (Section 16 Grantees)

Section 16 Grantee ELEVATE CREDIT, INC. 2016 OMNIBUS INCENTIVE PLAN NOTICE OF RESTRICTED STOCK BONUS AWARD Grantee’s Name and Address: You (the “Grantee”) have been granted shares of Common Stock of the Company (the “Award”), subject to the terms and conditions of this Notice of Restricted Stock Bonus Award (the “Notice”), the Elevate Credit, Inc. 2016 Omnibus Incentive Plan, as amended from time

Form of Elevate 2016 Omnibus Incentive Plan, Notice Stock Option Award (Section 16 Grantees)

Section 16 Grantee ELEVATE CREDIT, INC. 2016 OMNIBUS INCENTIVE PLAN NOTICE OF STOCK OPTION AWARD Grantee’s Name and Address: 1 You (the “Grantee”) have been granted an option to purchase shares of Common Stock, subject to the terms and conditions of this Notice of Stock Option Award (the “Notice”), the Elevate Credit, Inc. 2016 Omnibus Incentive Plan, as amended from time to time (the “Plan”) and

ELVT / Elevate Credit, Inc. 10-Q - Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2019 or o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37680 ELEVATE CRE

Form of Elevate 2016 Omnibus Incentive Plan, Notice of Restricted Stock Unit Award

ELEVATE CREDIT, INC. 2016 OMNIBUS INCENTIVE PLAN NOTICE OF RESTRICTED STOCK UNIT AWARD Grantee's Name and Address: You (the “Grantee”) have been granted an award of Restricted Stock Units (the “Award”), subject to the terms and conditions of this Notice of Restricted Stock Unit Award (the “Notice”), the Elevate Credit, Inc. 2016 Omnibus Incentive Plan, as amended from time to time (the “Plan”), an

Form of Elevate 2016 Omnibus Incentive Plan, Notice of Stock Option Award

Exhibit 10.45 ELEVATE CREDIT, INC. 2016 OMNIBUS INCENTIVE PLAN NOTICE OF STOCK OPTION AWARD Grantee’s Name and Address: You (the “Grantee”) have been granted an option to purchase shares of Common Stock, subject to the terms and conditions of this Notice of Stock Option Award (the “Notice”), the Elevate Credit, Inc. 2016 Omnibus Incentive Plan, as amended from time to time (the “Plan”) and the Sto

Fourth Amendment to Employment, Confidentiality and Non-Compete Agreement, dated August 1, 2019, by and between Christopher Lutes and Elevate Credit Service, LLC.

FOURTH AMENDMENT TO EMPLOYMENT, CONFIDENTIALITY AND NON-COMPETE AGREEMENT This Fourth Amendment to Employment, Confidentiality and Non-Compete Agreement (this “Amendment”), dated as of August 1, 2019 (“Amendment Date”), is by and between Elevate Credit Service, LLC, a Delaware limited liability company (“Employer”) and Jason Harvison (“Employee”).

Resignation and Release of Claims Agreement, dated July 25, 2019, between Elevate Credit Service, LLC and Kenneth E. Rees

RESIGNATION AND RELEASE OF CLAIMS AGREEMENT This Resignation and Release of Claims Agreement (this “Agreement”) is entered into by and between Elevate Credit Service, LLC, a Delaware limited liability company (“Employer”) and Kenneth E.

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 29, 2019 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission File

Second Quarter 2019 Earnings Call July 2019 Forward-Looking Statements This presentation and responses to various questions contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21

elvt2q19earningsa02 Second Quarter 2019 Earnings Call July 2019 Forward-Looking Statements This presentation and responses to various questions contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended.

ELEVATE CREDIT ANNOUNCES SECOND QUARTER 2019 RESULTS Elevate Credit announces strong second quarter earnings growth Names Jason Harvison as Interim CEO

EX-99.1 2 a991-06x2019pressrelease.htm EXHIBIT 99.1 ELEVATE CREDIT ANNOUNCES SECOND QUARTER 2019 RESULTS Elevate Credit announces strong second quarter earnings growth Names Jason Harvison as Interim CEO FORT WORTH, TX - July 29, 2019 - Elevate Credit, Inc. (NYSE: ELVT) (“Elevate” or the “Company”), a leading tech-enabled provider of innovative and responsible online credit solutions for non-prime

First Amendment to Office Lease dated March 25, 2019 by and between COP-Spectrum Center, LLC as landlord and Elevate Credit, Inc. as tenant.

CERTAIN CONFIDENTIAL INFORMATION IN THIS DOCUMENT, MARKED BY [***], HAS BEEN OMITTED BECAUSE IT IS NOT MATERIAL AND WOULD LIKELY CAUSE COMPETITIVE HARM TO THE REGISTRANT IF PUBLICLY DISCLOSED.

Financing Agreement dated February 7, 2019 by and among EF SPV, Ltd. as borrower, the guarantors party thereto, the lenders party thereto and Victory Park Management, LLC as administrative agent and collateral agent.

EX-10.3 3 a103financingagreement.htm EXHIBIT 10.3 FINANCING AGREEMENT Dated as of February 7, 2019 by and among EF SPV, LTD., as the Borrower (the “Borrower”), THE GUARANTORS FROM TIME TO TIME PARTY HERETO, THE LENDERS PARTY HERETO and VICTORY PARK MANAGEMENT, LLC as Agent $150,000,000 SENIOR SECURED TERM NOTES TABLE OF CONTENTS Page ARTICLE 1 DEFINITIONS; CERTAIN TERMS 2 Section 1.1 Definitions 2

Fifth Amended and Restated Financing Agreement dated February 7, 2019 by and among Rise SPV, LLC, Today Card LLC, Elevate Credit International Ltd., and Elevate Credit Service, LLC as borrowers, the guarantors party thereto, the lenders party thereto and Victory Park Management, LLC as administrative agent and collateral agent.

FIFTH AMENDED AND RESTATED FINANCING AGREEMENT Dated as of February 7, 2019 by and among RISE SPV, LLC, a Delaware limited liability company, and TODAY CARD, LLC, a Delaware limited liability company, as the US Term Note Borrowers (together, the “US Term Note Borrowers”), ELEVATE CREDIT INTERNATIONAL LTD.

ELVT / Elevate Credit, Inc. 10-Q Quarterly Report 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2019 or o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37680 ELEVATE CR

First Amendment to Credit Default Protection Agreement, dated April 24, 2019, by and between Elastic SPV, Ltd. and Elastic Louisville, LLC. (1)

EX-10.6 6 a106firstamendmenttocdpa.htm EXHIBIT 10.6 FIRST AMENDMENT TO CREDIT DEFAULT PROTECTION AGREEMENT This FIRST AMENDMENT TO CREDIT DEFAULT PROTECTION AGREEMENT (this “Amendment”) is made and entered into as of April 24, 2019 by and between Elastic SPV, Ltd., an exempted company incorporated with limited liability under the laws of the Cayman Islands (“ESPV”) and Elastic Louisville, LLC, a D

Amendment to Amended and Restated Special Limited Agency Agreement, dated April 1, 2019, between First Financial Loan Company, LLC as lender and Rise Credit Service of Texas, LLC as CSO. (1)

AMENDMENT TO AMENDED AND RESTATED SPECIAL LIMITED AGENCY AGREEMENT THIS AMENDMENT TO AMENDED AND RESTATED SPECIAL LIMITED AGENCY AGREEMENT, dated as of April 1, 2019 (this “Amendment”), is between FIRST FINANCIAL LOAN COMPANY LLC, a Delaware limited liability company (“Lender”) and RISE CREDIT SERVICE OF TEXAS, LLC, a Delaware limited liability company (“CSO”).

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 3, 2019 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission File Nu

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 29, 2019 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission File

ELEVATE CREDIT ANNOUNCES FIRST QUARTER 2019 RESULTS Announces record quarterly net income

ELEVATE CREDIT ANNOUNCES FIRST QUARTER 2019 RESULTS Announces record quarterly net income FORT WORTH, TX - April 29, 2019 - Elevate Credit, Inc.

First Quarter 2019 Earnings Call April 2019 Forward-Looking Statements This presentation and responses to various questions contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21

elvt1q19earniad6 First Quarter 2019 Earnings Call April 2019 Forward-Looking Statements This presentation and responses to various questions contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended.

ELVT / Elevate Credit, Inc. DEFINITIVE PROXY STATEMENT

DEF 14A 1 d685021ddef14a.htm DEFINITIVE PROXY STATEMENT Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential,

Fourth Amendment to Services Agreement, dated January 25, 2019, by and between NCP Finance Ohio, LLC and Elevate Credit Service, LLC

FOURTH AMENDMENT TO SERVICES AGREEMENT THIS FOURTH AMENDMENT TO SERVICES AGREEMENT (this “Amendment”) is entered into as of January 25, 2019, to be effective as of February 1, 2019 by and between NCP FINANCE OHIO, LLC, an Ohio limited liability company (“Lender”), and ELEVATE CREDIT SERVICE, LLC, a Delaware limited liability company (the “Provider”), under the following circumstances: WHEREAS, Len

Subsidiaries of Elevate Credit, Inc.

Subsidiaries of Elevate Credit, Inc. Entity Name Jurisdiction of Incorporation/Organization EF Financial, LLC Delaware EF Marketing, LLC Delaware Elastic Financial, LLC Delaware Elastic Louisville, LLC Delaware Elevate Admin, LLC Delaware Elastic Marketing, LLC Delaware Elevate Credit International Limited United Kingdom Elevate Credit Service, LLC Delaware Elevate Decision Sciences, LLC Delaware

Second Amendment to Lease Agreement, dated December 3, 2018, by and between FLDR/TLC Overton Centre, L.P. and Elevate Credit Service, LLC

Second Amendment to Lease Agreement This Second Amendment to Lease Agreement (this “Second Amendment”) is executed to be effective as of the 3rd day of December, 2018 (the “Second Amendment Effective Date”) by and between FLDR/TLC Overton Centre, L.

ELVT / Elevate Credit, Inc. 10-K (Annual Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2018 or o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37680 ELEVATE CREDIT,

ELVT / Elevate Credit, Inc. / Rees Kenneth E. - SCHEDULE 13G/A Passive Investment

Schedule 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 1)* ELEVATE CREDIT, INC. (Name of Issuer) Common Stock, par value $0.0004 per share (Title of Class of Securities) 28621V 101 (CUSIP Number) December 31, 2018 (Date of Event Which Requires Filing of this Statement) Check the appropriate box

ELVT / Elevate Credit, Inc. / Head Tyler W. K. - SCHEDULE 13G/A Passive Investment

Schedule 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 1)* ELEVATE CREDIT, INC. (Name of Issuer) Common Stock, par value $0.0004 per share (Title of Class of Securities) 28621V 101 (CUSIP Number) December 31, 2018 (Date of Event Which Requires Filing of this Statement) Check the appropriate box

ELVT / Elevate Credit, Inc. / TCV V LP - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1 (b), (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO 13d-2 (b) (Amendment No. 1)* ELEVATE CREDIT, INC. (Name of Issuer) Common Stock, par value $0.0004 per share (Title of Class of Securities) 28621V101 (CUSIP Number) December 31, 2018 (D

Joint Filing Agreement

EX-99.1 2 tv513814ex99-1.htm EXHIBIT 99.1 EXHIBIT 99.1 Joint Filing Agreement In accordance with Rule 13d-1(k) promulgated under the Securities Exchange Act of 1934, as amended, the undersigned hereby agree to the joint filing with all other Reporting Persons (as such term is defined in the Schedule 13G referred to below) on behalf of each of them of a statement on Schedule 13G (including amendmen

ELVT / Elevate Credit, Inc. / Wellington Management Group LLP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1 )* Elevate Credit, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 28621V101 (CUSIP Number) December 31, 2018 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this S

Amended and Restated Bylaws

AMENDED AND RESTATED BYLAWS OF ELEVATE CREDIT, INC. ARTICLE 1 OFFICES Section 1.1 Registered Office. The registered office of the Corporation in the State of Delaware shall be set forth in the Certificate of Incorporation of the Corporation. Section 1.2 Other Offices. The Corporation may also have offices at such other places, either within or without the State of Delaware, as the Board of Directo

Fifth Amended and Restated Financing Agreement dated February 7, 2019 by and among Rise SPV, LLC, Today Card LLC, Elevate Credit International Ltd., and Elevate Credit Service, LLC as borrowers, the guarantors party thereto, the lenders party thereto and Victory Park Management, LLC as administrative agent and collateral agent.

EX-10.1 3 a101fifthamendedandrestate.htm EXHIBIT 10.1 FIFTH AMENDED AND RESTATED FINANCING AGREEMENT Dated as of February 7, 2019 by and among RISE SPV, LLC, a Delaware limited liability company, and TODAY CARD, LLC, a Delaware limited liability company, as the US Term Note Borrowers (together, the “US Term Note Borrowers”), ELEVATE CREDIT INTERNATIONAL LTD., a company incorporated under the laws

Amended and Restated Financing Agreement dated February 7, 2019 by and among Elastic SPV, Ltd. as borrower, the guarantors party thereto, the lenders party thereto and Victory Park Management, LLC as administrative agent and collateral agent.

AMENDED AND RESTATED FINANCING AGREEMENT Dated as of February 7, 2019 by and among ELASTIC SPV, LTD.

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 6, 2019 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission Fi

Financing Agreement dated February 7, 2019 by and among EF SPV, Ltd. as borrower, the guarantors party thereto, the lenders party thereto and Victory Park Management, LLC as administrative agent and collateral agent.

FINANCING AGREEMENT Dated as of February 7, 2019 by and among EF SPV, LTD., as the Borrower (the “Borrower”), THE GUARANTORS FROM TIME TO TIME PARTY HERETO, THE LENDERS PARTY HERETO and VICTORY PARK MANAGEMENT, LLC as Agent $150,000,000 SENIOR SECURED TERM NOTES TABLE OF CONTENTS Page ARTICLE 1 DEFINITIONS; CERTAIN TERMS 2 Section 1.1 Definitions 2 Section 1.2 Terms Generally 25 Section 1.3 Accoun

ELEVATE CREDIT ANNOUNCES FOURTH QUARTER & FULL YEAR 2018 RESULTS Announces Record Annual Revenues and Net Income

EX-99.1 2 exhibit99112-31x18pressrel.htm EXHIBIT 99.1 ELEVATE CREDIT ANNOUNCES FOURTH QUARTER & FULL YEAR 2018 RESULTS Announces Record Annual Revenues and Net Income FORT WORTH, TX - February 11, 2019 - Elevate Credit, Inc. (NYSE: ELVT) (“Elevate” or the “Company”), a leading tech-enabled provider of innovative and responsible online credit solutions for non-prime consumers, today announced resul

Q4 and Full Year 2018 Earnings Call February 2019 Forward-Looking Statements This presentation and responses to various questions contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Sect

EX-99.2 3 elvtq42018earningsdeck.htm EXHIBIT 99.2 Q4 and Full Year 2018 Earnings Call February 2019 Forward-Looking Statements This presentation and responses to various questions contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. The forward-looking statements present o

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 11, 2019 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission F

ELVT / Elevate Credit, Inc. S-8

As filed with the Securities and Exchange Commission on February 8, 2019 Registration No.

ELVT / Elevate Credit, Inc. S-8 POS

As filed with the Securities and Exchange Commission on February 8, 2019 Registration No.

Elevate 2016 Employee Stock Purchase Plan, as amended

EX-10.6 7 a106-2016employeestockpurc.htm EXHIBIT 10.6 ELEVATE CREDIT, INC. 2016 EMPLOYEE STOCK PURCHASE PLAN, AS AMENDED The following constitute the provisions of the 2016 Employee Stock Purchase Plan of Elevate Credit, Inc. 1.Purpose. The purpose of the Plan (as defined below) is to provide Employees (as defined below) of the Company (as defined below) and its Designated Parents (as defined belo

Third Amendment to Employment, Confidentiality and Non-Compete Agreement, dated January 24, 2019, by and between Jason Harvison and Elevate Credit Service, LLC.

EX-10.2 3 a102-thirdamendmenttoemplo.htm EXHIBIT 10.2 THIRD AMENDMENT TO EMPLOYMENT, CONFIDENTIALITY AND NON-COMPETE AGREEMENT This Third Amendment to Employment, Confidentiality and Non-Compete Agreement (this “Amendment”), dated as of January 24, 2019 (“Amendment Date”), is by and between Elevate Credit Service, LLC, a Delaware limited liability company (“Company” or “Employer”) and Jason Harvis

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 24, 2019 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission Fi

Elevate 2016 Omnibus Incentive Plan, as amended

ELEVATE CREDIT, INC. 2016 OMNIBUS INCENTIVE PLAN, AS AMENDED 1.Purposes of the Plan. The purposes of this Plan are to attract and retain the best available personnel, to provide additional incentives to Employees, Directors and Consultants and to promote the success of the Company’s business. 2.Definitions. The following definitions shall apply as used herein and in the individual Award Agreements

Third Amendment to Employment, Confidentiality and Non-Compete Agreement, dated January 24, 2019, by and between Kenneth E. Rees and Elevate Credit Service, LLC.

EX-10.1 2 a101-thirdamendmenttoemplo.htm EXHIBIT 10.1 THIRD AMENDMENT TO EMPLOYMENT, CONFIDENTIALITY AND NON-COMPETE AGREEMENT This Third Amendment to Employment, Confidentiality and Non-Compete Agreement (this “Amendment”), dated as of January 24, 2019 (“Amendment Date”), is by and between Elevate Credit Service, LLC, a Delaware limited liability company (“Company” or “Employer”) and Kenneth E. R

Elevate 2014 Equity Incentive Plan, as amended

EX-10.5 6 a105-2014equityincentivepl.htm EXHIBIT 10.5 ELEVATE CREDIT, INC. 2014 EQUITY INCENTIVE PLAN, AS AMENDED 1.Purposes of the Plan. The purposes of this Plan are: • to attract and retain the best available personnel for positions of substantial responsibility, • to provide additional incentive to Employees, Directors and Consultants, and • to promote the success of the Company’s business. Th

Third Amendment to Employment, Confidentiality and Non-Compete Agreement, dated January 24, 2019, by and between Christopher Lutes and Elevate Credit Service, LLC.

EX-10.3 4 a103-thirdamendmenttoemplo.htm EXHIBIT 10.3 THIRD AMENDMENT TO EMPLOYMENT, CONFIDENTIALITY AND NON-COMPETE AGREEMENT This Third Amendment to Employment, Confidentiality and Non-Compete Agreement (this “Amendment”), dated as of January 24, 2019 (“Amendment Date”), is by and between Elevate Credit Service, LLC, a Delaware limited liability company (“Company” or “Employer”) and Christopher

Amendment to Addison Sublease Agreement, dated December 1, 2014, by and between TC Loan Service, LLC and Elevate Credit Service, LLC

AMENDMENT TO SUBLEASE AGREEMENT THIS AMENDMENT TO SUBLEASE AGREEMENT is made as of the 1st day of December, 2014 ("Effective Date") between TC Loan Service, LLC.

Addison Sublease Agreement, dated May 1, 2014, by and between TC Loan Service, LLC and Elevate Credit Service, LLC

SUBLEASE AGREEMENT THIS SUBLEASE AGREEMENT is made as of the 1st day of May, 2014 ("Effective Date") between TC Loan Service, LLC.

ELVT / Elevate Credit, Inc. 10-Q (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2018 or o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37680 ELEVAT

Fourth Amended and Restated Financing Agreement, dated October 15, 2018, by and among Rise SPV, LLC, EF SPV, Ltd., Elevate Credit International Ltd. and Elevate Credit Service, LLC as borrowers, the guarantors party thereto, the lenders party thereto, and Victory Park Management, LLC as the agent.

FOURTH AMENDED AND RESTATED FINANCING AGREEMENT Dated as of October 15, 2018 by and among RISE SPV, LLC, a Delaware limited liability company, and EF SPV, LTD.

First Amendment to Lease Agreement, dated August 31, 2018, by and between FLDR/TLC Overton Centre, L.P. and Elevate Credit Service, LLC

First Amendment to Lease Agreement This First Amendment to Lease Agreement (this “First Amendment”) is executed to be effective as of the 31st day of August, 2018 (the “First Amendment Effective Date”) by and between FLDR/TLC Overton Centre, L.

Fourth Amendment to Financing Agreement, dated October 15, 2018, by and among Elastic SPV, Ltd. and Today Card LLC, as borrowers; the guarantors party thereto, the lenders party thereto, and Victory Park Management, LLC, as the agent.

FOURTH AMENDMENT TO FINANCING AGREEMENT This FOURTH AMENDMENT TO FINANCING AGREEMENT (this “Amendment”) is made and entered into as of October 15, 2018 by and among Elastic SPV, Ltd.

ELEVATE CREDIT ANNOUNCES THIRD QUARTER 2018 RESULTS Announces Partnership with FinWise Bank that Extends Rise to 18 Additional States

EX-99.1 2 exhibit991pressreleaseq320.htm EXHIBIT 99.1 ELEVATE CREDIT ANNOUNCES THIRD QUARTER 2018 RESULTS Announces Partnership with FinWise Bank that Extends Rise to 18 Additional States FORT WORTH, TX - October 29, 2018 - Elevate Credit, Inc. (NYSE: ELVT) (“Elevate” or the “Company”), a leading tech-enabled provider of innovative and responsible online credit solutions for non-prime consumers, t

Q3 2018 Earnings Call October 2018 Forward-Looking Statements This presentation and responses to various questions contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the

EX-99.2 3 q32018elvtearningsdeck.htm EXHIBIT 99.2 Q3 2018 Earnings Call October 2018 Forward-Looking Statements This presentation and responses to various questions contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. The forward-looking statements present our current expe

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 29, 2018 ELEVATE CREDIT, INC. (Exact name of registrant as specified in its charter) Delaware 001-37680 46-4714474 (State or other jurisdiction of incorporation) (Commission Fi

First Amendment to Amended and Restated License and Support Agreement, dated June 18, 2018, by and among Elevate Decision Sciences, LLC and Republic Bank & Trust Company

FIRST AMENDMENT TO AMENDED AND RESTATED LICENSE AND SUPPORT AGREEMENT THIS FIRST AMENDMENT TO AMENDED AND RESTATED LICENSE AND SUPPORT AGREEMENT (this "Amendment"), dated June 18, 2018 ("Amendment Effective Date"), is by and among Elevate Decision Sciences, LLC, a Delaware limited liability company with an address located at 4150 International Plaza, Suite 300, Fort Worth, Texas 76109 ("Licensor") and Republic Bank & Trust Company, a Kentucky banking corporation with an address located at 601 W.

Third Amendment to Services Agreement, dated May 8, 2019, by and between NCP Finance Ohio, LLC and Elevate Credit Service, LLC.

THIRD AMENDMENT TO SERVICES AGREEMENT THIS THIRD AMENDMENT TO SERVICES AGREEMENT (this “Amendment”) is entered into as of May 8, 2018, to be effective as of April 1, 2018 by and between NCP FINANCE OHIO, LLC, an Ohio limited liability company (“Lender”), and ELEVATE CREDIT SERVICE, LLC, a Delaware limited liability company (the “Provider”), under the following circumstances: WHEREAS, Lender and the Provider are parties to the Services Agreement dated as of July 15, 2015, as amended by the Amendment to Services Agreement dated as of November 22, 2016 and the Second Amendment to Services Agreement dated effective as of October 1, 2017 (the “Original Agreement”).

ELVT / Elevate Credit, Inc. 10-Q (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2018 or o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37680 ELEVATE CRE

First Amendment to Amended and Restated Joint Marketing Agreement, dated June 18, 2018, by and among Elastic Marketing, LLC and Republic Bank & Trust Company

FIRST AMENDMENT TO AMENDED AND RESTATED JOINT MARKETING AGREEMENT THIS FIRST AMENDMENT TO AMENDED AND RESTATED JOINT MARKETING AGREEMENT (this "Amendment"), dated June 18, 2018 ("Amendment Effective Date"), is by and among Elastic Marketing, LLC, a Delaware limited liability company fka Elevate@Work, LLC with an address located at 4150 International Plaza, Suite 300, Fort Worth, Texas 76109 ("EM") and Republic Bank & Trust Company, a Kentucky banking corporation with an address located at 601 W.