FACO / First Acceptance Corporation - Pengajuan SECLaporan Tahunan, Pernyataan Proksi

First Acceptance Corporation
US ˙ OTCPK ˙ US3184571087

Mga Batayang Estadistika
CIK 1017907
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to First Acceptance Corporation
SEC Filings (Chronological Order)
Halaman ini menyediakan daftar lengkap dan kronologis dari Pengajuan SEC, tidak termasuk pengajuan kepemilikan yang kami sediakan di tempat lain.
April 30, 2018 10-K/A

Annual Report - 10-K/A

10-K/A 1 fac-10ka20171231.htm 10-K/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A Amendment No. 1 ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Year Ended December 31, 2017 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission

April 9, 2018 S-8 POS

FAC / First Acceptance Corp. S-8 POS

S-8 POS As filed with the Securities and Exchange Commission on April 9, 2018 Registration No.

April 9, 2018 S-8 POS

FAC / First Acceptance Corp. S-8 POS

S-8 POS As filed with the Securities and Exchange Commission on April 9, 2018 Registration No.

April 9, 2018 S-8 POS

FAC / First Acceptance Corp. S-8 POS

S-8 POS As filed with the Securities and Exchange Commission on April 9, 2018 Registration No.

April 9, 2018 S-8 POS

FAC / First Acceptance Corp. S-8 POS

S-8 POS As filed with the Securities and Exchange Commission on April 9, 2018 Registration No.

April 9, 2018 S-8 POS

FAC / First Acceptance Corp. S-8 POS

S-8 POS 1 d565356ds8pos.htm S-8 POS As filed with the Securities and Exchange Commission on April 9, 2018 Registration No. 333-170745 Registration No. 333-149291 Registration No. 333-121551 Registration No. 333-115601 Registration No. 333-102210 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 REGISTRATION STATEMENT NO. 333-170745 P

April 9, 2018 15-12B

FAC / First Acceptance Corp. 15-12B

15-12B UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number: 001-12117 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as s

April 9, 2018 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): April 9, 2018 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incorporation) (Commission

April 9, 2018 EX-99

First Acceptance Corporation Begins Trading on OTCQX

Exhibit 99 First Acceptance Corporation Begins Trading on OTCQX NASHVILLE, TN – April 9, 2018 – First Acceptance Corporation (OTCQX: FACO) began trading today on the OTCQX® Best Market, the most prestigious tier of the OTC markets operated by OTC Markets Group Inc.

March 28, 2018 25

FAC / First Acceptance Corp. 25

25 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 25 OMB APPROVAL OMB Number: 3235-0080 Expires: March 31, 2018 Estimated average burden hours per response 1.00 NOTIFICATION OF REMOVAL FROM LISTING AND/OR REGISTRATION UNDER SECTION 12(b) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File Number 001-12117 First Acceptance Corporation (NYSE) (Exact name of Issuer

March 21, 2018 EX-99

-2-

EX-99 2 fac-ex996.htm EX-99 Exhibit 99 First Acceptance Corporation Announces Intent to Voluntarily Delist from the New York Stock Exchange NASHVILLE, TN – March 19, 2018 – First Acceptance Corporation (NYSE: FAC), today announced that it has submitted written notice to the New York Stock Exchange (the “NYSE”) of its intent to voluntarily delist its common stock, par value $.01 per share, from the

March 21, 2018 8-K

Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): March 19, 2018 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incorporation) (Commission

March 8, 2018 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

8-K 1 fac-8k20180306.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): March 6, 2018 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction o

March 8, 2018 EX-10.1

Compensation Arrangement with Kenneth D. Russell

EX-10.1 2 fac-ex1017.htm EX-10.1 Exhibit 10.1 Compensation of Kenneth D. Russell Annual Base Salary: $430,000, subject to increase at the discretion of the Compensation Committee. Bonus: Mr. Russell is entitled to participate in the Senior Management Bonus Program.

March 8, 2018 EX-10.2

Compensation Arrangement with Brent J. Gay

EX-10.2 3 fac-ex1026.htm EX-10.2 Exhibit 10.2 Compensation of Brent J. Gay Annual Base Salary: $300,000 commencing on February 1, 2018, subject to increase at the discretion of the Compensation Committee. Bonus: Mr. Gay is entitled to participate in the Senior Management Bonus Program.

March 6, 2018 EX-99

FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES Consolidated Statements of Operations (in thousands, except per share data)

EX-99 2 fac-ex9911.htm EX-99 Exhibit 99 First Acceptance Corporation Reports Operating Results for the Quarter and Year Ended December 31, 2017 NASHVILLE, TN, March 6, 2018 – First Acceptance Corporation (NYSE: FAC) today reported its financial results for the quarter and year ended December 31, 2017. Operating Results Income before income taxes for the three months ended December 31, 2017 was $3.

March 6, 2018 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): March 6, 2018 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incorporation) (Commission

March 6, 2018 10-K

Annual Report - 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Year Ended December 31, 2017 Commission file number 001-12117 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 75-1328153 (State or other jurisdiction of incorporation or organizati

March 6, 2018 EX-21

Subsidiaries of First Acceptance Corporation.*

EX-21 3 fac-ex216.htm EX-21 Exhibit 21 FIRST ACCEPTANCE CORPORATION LISTING OF SUBSIDIARIES OF THE COMPANY At December 31, 2017, the subsidiaries of the Company were as follows: NAMES OF SUBSIDIARIES ORGANIZED UNDER THE LAWS OF First Acceptance Insurance Company, Inc. Texas First Acceptance Insurance Company of Georgia, Inc. Georgia First Acceptance Insurance Company of Tennessee, Inc. Tennessee F

March 6, 2018 EX-14

First Acceptance Corporation Code of Business Conduct and Ethics.*

Exhibit 14 FIRST ACCEPTANCE CORPORATION CODE OF BUSINESS CONDUCT AND ETHICS I. INTRODUCTION First Acceptance Corporation (the “Company”) is committed to achieving high standards of business and personal and ethical conduct for itself, its Directors and all personnel. Through performance in accordance with these standards, the Company, its Directors and all of its Team Members will merit and enjoy

February 9, 2018 SC 13G/A

FAC / First Acceptance Corp. / DIMENSIONAL FUND ADVISORS LP - SCHEDULE 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 5)* FIRST ACCEPTANCE CORP (Name of Issuer) Common Stock (Title of Class of Securities) 318457108 (CUSIP Number) December 31, 2017 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this S

November 7, 2017 EX-99

2 FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES Consolidated Statements of Operations (in thousands, except per share data)

Exhibit 99 First Acceptance Corporation Reports Operating Results for the Quarter and Nine Months Ended September 30, 2017 NASHVILLE, TN, November 7, 2017 – First Acceptance Corporation (NYSE: FAC) today reported its financial results for the quarter and nine months ended September 30, 2017.

November 7, 2017 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

fac-8k20171107.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 7, 2017 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incor

November 7, 2017 10-Q

FAC / First Acceptance Corp. 10-Q (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2017 Commission File Number: 001-12117 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 75-1328153 (State or other jurisdiction of incorporat

August 23, 2017 8-K

Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing

fac-8k20170817.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): August 17, 2017 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incorp

August 9, 2017 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

fac-8k20170809.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): August 9, 2017 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incorpo

August 9, 2017 EX-99

FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES Consolidated Statements of Operations (in thousands, except per share data)

Exhibit 99 First Acceptance Corporation Reports Operating Results for the Quarter and Six Months Ended June 30, 2017 NASHVILLE, TN, August 9, 2017 – First Acceptance Corporation (NYSE: FAC) today reported its financial results for the quarter and six months ended June 30, 2017.

August 9, 2017 10-Q

FAC / First Acceptance Corp. 10-Q (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2017 Commission File Number: 001-12117 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 75-1328153 (State or other jurisdiction of incorporation o

August 7, 2017 CORRESP

First Acceptance ESP

CORRESP August 7, 2017 Division of Corporation Finance Office of Healthcare and Insurance U.

May 12, 2017 EX-10.12

Second Amended and Restated First Acceptance Corporation Employee Stock Purchase Plan.

fac-ex10127.htm Exhibit 10.12 SECOND AMENDED AND RESTATED FIRST ACCEPTANCE CORPORATION EMPLOYEE STOCK PURCHASE PLAN Article I INTRODUCTION 1.1Establishment of Plan. First Acceptance Corporation, a Delaware corporation (the ?Company?) with its principal offices located in Nashville, Tennessee, adopts the following employee stock purchase plan for its eligible employees. This Plan shall be known as

May 12, 2017 EX-10.11

Form of Restricted Stock Award Agreement of Outside Directors under the Company’s 2002 Long Term Incentive Plan.†

fac-ex10116.htm Exhibit 10.11 RESTRICTED STOCK UNIT AWARD AGREEMENT THIS RESTRICTED STOCK UNIT AWARD AGREEMENT (this ?Agreement?), dated as of the day of , between First Acceptance Corporation, a Delaware corporation (the ?Company?), and (the ?Participant?). W I T N E S S E T H In consideration of the mutual promises and covenants made herein and the mutual benefits to be derived herefrom, the par

May 12, 2017 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

8-K 1 fac-8k20170509.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 9, 2017 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 001-12117 75-1328153 (State or other jurisdiction

May 9, 2017 EX-99

FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES Consolidated Statements of Comprehensive Income (Loss)

EX-99 2 fac-ex996.htm EX-99 Exhibit 99 First Acceptance Corporation Reports Operating Results for the Three Months Ended March 31, 2017 NASHVILLE, TN, May 9, 2017 – First Acceptance Corporation (NYSE: FAC) today reported its financial results for the three months ended March 31, 2017. Operating Results Revenues for the three months ended March 31, 2017 decreased 9% to $88.1 million from $96.9 mill

May 9, 2017 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

fac-8k20170509.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 9, 2017 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incorporat

May 9, 2017 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2017 Commission File Number: 001-12117

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2017 Commission File Number: 001-12117 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 75-1328153 (State or other jurisdiction of incorporation

March 29, 2017 DEF 14A

First Acceptance DEF 14A

DEF 14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

March 14, 2017 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

fac-8k20170314.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): March 14, 2017 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incorpo

March 14, 2017 EX-99

FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES Consolidated Statements of Operations (in thousands, except per share data)

fac-ex996.htm Exhibit 99 First Acceptance Corporation Reports Operating Results for the Quarter and Year Ended December 31, 2016 NASHVILLE, TN, March 14, 2017 ? First Acceptance Corporation (NYSE: FAC) today reported its financial results for the quarter and year ended December 31, 2016. Operating Results Revenues for the three months ended December 31, 2016 decreased 1% to $87.8 million from $88.

March 14, 2017 EX-21

FIRST ACCEPTANCE CORPORATION LISTING OF SUBSIDIARIES OF THE COMPANY

EX-21 2 fac-ex2111.htm EX-21 Exhibit 21 FIRST ACCEPTANCE CORPORATION LISTING OF SUBSIDIARIES OF THE COMPANY At December 31, 2016, the subsidiaries of the Company were as follows: NAMES OF SUBSIDIARIES ORGANIZED UNDER THE LAWS OF First Acceptance Insurance Company, Inc. Texas First Acceptance Insurance Company of Georgia, Inc. Georgia First Acceptance Insurance Company of Tennessee, Inc. Tennessee

March 14, 2017 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Year Ended December 31, 2016 Commission file number 001-12117 FIRST ACCEPTA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Year Ended December 31, 2016 Commission file number 001-12117 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 75-1328153 (State or other jurisdiction of incorporation or organizati

February 9, 2017 SC 13G/A

FAC / First Acceptance Corp. / DIMENSIONAL FUND ADVISORS LP - SCHEDULE 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3)* FIRST ACCEPTANCE CORP (Name of Issuer) Common Stock (Title of Class of Securities) 318457108 (CUSIP Number) December 31, 2016 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this S

January 19, 2017 SC 13G/A

FAC / First Acceptance Corp. / SECOND CURVE CAPITAL LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No.

November 10, 2016 EX-99

FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES Consolidated Statements of Operations and Comprehensive Loss

Exhibit 99 First Acceptance Corporation Reports Operating Results for the Three and Nine Months Ended September 30, 2016 NASHVILLE, TN, November 10, 2016 – First Acceptance Corporation (NYSE: FAC) today reported its financial results for the three and nine months ended September 30, 2016.

November 10, 2016 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

fac-8k20161110.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 10, 2016 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Inco

November 10, 2016 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2016 Commission File Number: 001-12

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2016 Commission File Number: 001-12117 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 75-1328153 (State or other jurisdiction of incorporat

October 20, 2016 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing

fac-8k20161014.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 14, 2016 First Acceptance Corporation (Exact name of registrant as specified in its charter) Delaware 1-12117 75-1328153 (State or other jurisdiction of inc

August 19, 2016 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): August 19, 2016 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incorporation) (Commissio

August 19, 2016 EX-99

FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES Consolidated Statements of Operations and Comprehensive Loss (in thousands, except per share data)

EX-99 2 fac-ex996.htm EX-99 Exhibit 99 First Acceptance Corporation Reports Operating Results for the Three and Six Months Ended June 30, 2016 NASHVILLE, TN, August 19, 2016 – First Acceptance Corporation (NYSE: FAC) today reported its financial results for the three and six months ended June 30, 2016. Operating Results For the three and six months ended June 30, 2016, we recognized $25.8 million

August 19, 2016 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): August 19, 2016 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incorporation) (Commissio

August 19, 2016 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2016 Commission File Number: 001-12117 F

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2016 Commission File Number: 001-12117 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 75-1328153 (State or other jurisdiction of incorporation o

August 16, 2016 NT 10-Q

First Acceptance FAC-NT 10-Q-2016Q2

fac-nt10q20160630.htm OMB APPROVAL OMB Number: 3235-0058 Expires: August 31, 2015 Estimated average burden hours per response 2.50 SEC FILE NUMBER 001-12117 CUSIP NUMBER 318457108 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING (Check One) ? Form 10-K ? Form 20-F ? Form 11-K ? Form 10-Q ? Form 10-D ? Form N-SAR ? Form N-CSR For Period

May 11, 2016 8-K

Submission of Matters to a Vote of Security Holders

fac-8k20160510.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 10, 2016 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incorpora

May 10, 2016 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

fac-8k20160331.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 10, 2016 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incorpora

May 10, 2016 EX-99

FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES Consolidated Statements of (Loss) Income (in thousands, except per share data)

fac-ex999.htm Exhibit 99 First Acceptance Corporation Reports Operating Results for the Three Months Ended March 31, 2016 NASHVILLE, TN, May 10, 2016 ? First Acceptance Corporation (NYSE: FAC) today reported its financial results for the three months ended March 31, 2016. Operating Results Revenues for the three months ended March 31, 2016 increased 29% to $96.9 million from $75.1 million in the s

May 10, 2016 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2016 Commission File Number: 001-12117

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2016 Commission File Number: 001-12117 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 75-1328153 (State or other jurisdiction of incorporation

March 30, 2016 DEF 14A

First Acceptance DEF 14A

fac-def14a20160330.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule

March 18, 2016 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

fac-8k20150315.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 15, 2016 First Acceptance Corporation (Exact name of registrant as specified in its charter) Delaware 1-12117 75-1328153 (State or other jurisdiction of incor

March 18, 2016 EX-10.1

Compensation of Joseph S. Borbely

fac-ex1018.htm Exhibit 10.1 Compensation of Joseph S. Borbely Annual Base Salary: $430,000 commencing on April 1, 2016, subject to increase at the discretion of the Compensation Committee. Bonus: Mr. Borbely is entitled to participate in the Senior Management Bonus Program.

March 18, 2016 EX-10.2

Compensation of Brent J. Gay

fac-ex1027.htm Exhibit 10.2 Compensation of Brent J. Gay Annual Base Salary: $290,000 commencing on April 1, 2016, subject to increase at the discretion of the Compensation Committee. Bonus: Mr. Gay is entitled to participate in the Senior Management Bonus Program.

March 15, 2016 EX-21

FIRST ACCEPTANCE CORPORATION LISTING OF SUBSIDIARIES OF THE COMPANY

EX-21 2 fac-ex218.htm EX-21 Exhibit 21 FIRST ACCEPTANCE CORPORATION LISTING OF SUBSIDIARIES OF THE COMPANY At December 31, 2015, the subsidiaries of the Company were as follows: NAMES OF SUBSIDIARIES ORGANIZED UNDER THE LAWS OF First Acceptance Insurance Company, Inc. Texas First Acceptance Insurance Company of Georgia, Inc. Georgia First Acceptance Insurance Company of Tennessee, Inc. Tennessee F

March 15, 2016 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Year Ended December 31, 2015 Commission file number 001-12117 FIRST ACCEPTA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Year Ended December 31, 2015 Commission file number 001-12117 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 75-1328153 (State or other jurisdiction of incorporation or organizati

March 15, 2016 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

fac-8k20160315.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): March 15, 2016 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incorpo

March 15, 2016 EX-99

FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES Consolidated Statements of Income (in thousands, except per share data)

EX-99 2 fac-ex996.htm EX-99 Exhibit 99 First Acceptance Corporation Reports Operating Results for the Quarter and Year Ended December 31, 2015 NASHVILLE, TN, March 15, 2016 – First Acceptance Corporation (NYSE: FAC) today reported its financial results for the quarter and year ended December 31, 2015. Operating Results Revenues for the three months ended December 31, 2015 increased 30% to $88.5 mi

February 9, 2016 SC 13G/A

FAC / First Acceptance Corp. / DIMENSIONAL FUND ADVISORS LP - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 rrd194.htm SCHEDULE 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3)* FIRST ACCEPTANCE CORP (Name of Issuer) Common Stock (Title of Class of Securities) 318457108 (CUSIP Number) December 31, 2015 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to design

January 27, 2016 SC 13G/A

FAC / First Acceptance Corp. / SECOND CURVE CAPITAL LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No.

November 10, 2015 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

fac-8k20151111.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 10, 2015 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Inco

November 10, 2015 EX-99

FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES Consolidated Statements of Income (in thousands, except per share data)

EX-99 2 fac-ex996.htm EX-99 Exhibit 99 First Acceptance Corporation Reports Operating Results for the Three and Nine Month Periods Ended September 30, 2015 NASHVILLE, TN, November 10, 2015 – First Acceptance Corporation (NYSE: FAC) today reported its financial results for the three and nine month periods ended September 30, 2015. Operating Results Revenues for the three months ended September 30,

November 10, 2015 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2015 Commission File Number: 001-12

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2015 Commission File Number: 001-12117 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 75-1328153 (State or other jurisdiction of incorporat

August 21, 2015 8-K

Other Events

8-K 1 fac-8k20150821.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 17, 2015 First Acceptance Corporation (Exact name of registrant as specified in its charter) Delaware 1-12117 75-1328153 (State or other jurisdicti

August 11, 2015 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

fac-8k20150812.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): August 11, 2015 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incorp

August 11, 2015 EX-99

FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES Consolidated Statements of Income (in thousands, except per share data)

fac-ex996.htm Exhibit 99 First Acceptance Corporation Reports Operating Results for the Three and Six Month Periods Ended June 30, 2015 NASHVILLE, TN, August 11, 2015 ? First Acceptance Corporation (NYSE: FAC) today reported its financial results for the three and six month periods ended June 30, 2015. Operating Results Income before income taxes for the three months ended June 30, 2015 was $0.7 m

August 11, 2015 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2015 Commission File Number: 001-12117 F

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2015 Commission File Number: 001-12117 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 75-1328153 (State or other jurisdiction of incorporation o

July 1, 2015 EX-99.1

First Acceptance Closes Acquisition and Announces Financing of Titan Non-Standard Automobile Insurance Agencies

fac-ex991201506299.htm Exhibit 99.1 First Acceptance Closes Acquisition and Announces Financing of Titan Non-Standard Automobile Insurance Agencies NASHVILLE, TN, July 1, 2015 - First Acceptance Corporation (NYSE: FAC), d/b/a Acceptance Insurance, a leader in the non-standard automobile insurance industry, announced today that it has completed its acquisition of certain assets of Titan Insurance S

July 1, 2015 EX-10.1

Loan Agreement, dated June 29, 2015, amount First Acceptance Corporation and the Lenders party thereto.

EX-10.1 2 fac-ex101201506298.htm EX-10.1 Exhibit 10.1 LOAN AGREEMENT Dated as of June 29, 2015 by and between FIRST ACCEPTANCE CORPORATION, as the Borrower and The Persons Listed on schedUle 1, as the Lenders THIS LOAN AGREEMENT, dated as of June 29, 2015 (as the same may be amended, restated, supplemented or otherwise modified from time to time, this “Agreement”), is by and between FIRST ACCEPTAN

July 1, 2015 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Completion of Acquisition or Disposition of Assets, Other Events

fac-8k20150629.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): June 29, 2015 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incorpor

May 14, 2015 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 12, 2015 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incorporation) (Commission F

May 12, 2015 EX-99

FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES Consolidated Statements of Income (in thousands, except per share data)

Exhibit 99 First Acceptance Corporation Reports Operating Results for the Quarter Ended March 31, 2015 NASHVILLE, TN, May 12, 2015 ? First Acceptance Corporation (NYSE: FAC) today reported its financial results for the quarter ended March 31, 2015.

May 12, 2015 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2015 Commission File Number: 001-12117

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2015 Commission File Number: 001-12117 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 75-1328153 (State or other jurisdiction of incorporation

May 12, 2015 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 12, 2015 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incorporation) (Commission F

April 27, 2015 EX-2.1

ASSET PURCHASE AGREEMENT TITAN INSURANCE SERVICES, INC., TITAN AUTO INSURANCE OF NEW MEXICO, INC., AS SELLERS THI HOLDINGS (DELAWARE), INC., SOLELY FOR THE PURPOSE OF THE LIMITED GUARANTEE IN SECTION 7.11, ACCEPTANCE INSURANCE AGENCY OF TENNESSEE, IN

Exhibit 2.1 ASSET PURCHASE AGREEMENT AMONG TITAN INSURANCE SERVICES, INC., TITAN AUTO INSURANCE OF NEW MEXICO, INC., AS SELLERS THI HOLDINGS (DELAWARE), INC., SOLELY FOR THE PURPOSE OF THE LIMITED GUARANTEE IN SECTION 7.11, ACCEPTANCE INSURANCE AGENCY OF TENNESSEE, INC., AS BUYER AND FIRST ACCEPTANCE CORPORATION, SOLELY FOR THE PURPOSE OF THE LIMITED GUARANTEE IN SECTION 1.4(c) Dated as of April 2

April 27, 2015 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 27, 2015 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incorporation) (Commission

April 27, 2015 EX-99

1

Exhibit 99 First Acceptance to Acquire Titan Non-Standard Automobile Insurance Agencies NASHVILLE, TN, April 27, 2015 - First Acceptance Corporation (NYSE: FAC), d/b/a Acceptance Insurance, a leader in the non-standard automobile insurance industry, announced today that it has entered into an agreement to acquire certain assets of Titan Insurance Services, Inc.

April 1, 2015 DEF 14A

First Acceptance DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

March 13, 2015 EX-10.3

Compensation of Brent J. Gay

Exhibit 10.3 Compensation of Brent J. Gay Annual Base Salary: $260,000 commencing on April 1, 2015, subject to increase at the discretion of the Compensation Committee. Bonus: Mr. Gay is entitled to participate in the Senior Management Bonus Program.

March 13, 2015 8-K

First Acceptance 8-K (Current Report/Significant Event)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 10, 2015 First Acceptance Corporation (Exact name of registrant as specified in its charter) Delaware 1-12117 75-1328153 (State or other jurisdiction of incorporation) (Commissi

March 13, 2015 EX-10.2

Compensation of Joseph S. Borbely

EX-10.2 3 fac-ex102201503107.htm EX-10.2 Exhibit 10.2 Compensation of Joseph S. Borbely Annual Base Salary: $400,000 commencing on April 1, 2015, subject to increase at the discretion of the Compensation Committee. Bonus: Mr. Borbely is entitled to participate in the Senior Management Bonus Program.

March 13, 2015 EX-10.1

RESTRICTED STOCK UNIT AWARD AGREEMENT

Exhibit 10.1 RESTRICTED STOCK UNIT AWARD AGREEMENT THIS RESTRICTED STOCK UNIT AWARD AGREEMENT (this ?Agreement?), dated as of the day of, between First Acceptance Corporation, a Delaware corporation (the ?Company?), and (the ?Participant?). W I T N E S S E T H In consideration of the mutual promises and covenants made herein and the mutual benefits to be derived herefrom, the parties hereto agree

March 10, 2015 8-K

First Acceptance 8-K (Current Report/Significant Event)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): March 10, 2015 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incorporation) (Commission

March 10, 2015 EX-21

FIRST ACCEPTANCE CORPORATION LISTING OF SUBSIDIARIES OF THE COMPANY

Exhibit 21 FIRST ACCEPTANCE CORPORATION LISTING OF SUBSIDIARIES OF THE COMPANY At December 31, 2014, the subsidiaries of the Company were as follows: NAMES OF SUBSIDIARIES ORGANIZED UNDER THE LAWS OF First Acceptance Insurance Company, Inc.

March 10, 2015 EX-99

FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES Consolidated Statements of Income (in thousands, except per share data)

Exhibit 99 First Acceptance Corporation Reports Operating Results for the Quarter and Year Ended December 31, 2014 NASHVILLE, TN, March 10, 2015 ? First Acceptance Corporation (NYSE: FAC) today reported its financial results for the quarter and year ended December 31, 2014.

March 10, 2015 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Year Ended December 31, 2014 Commission file number 001-12117 FIRST ACCEPTA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Year Ended December 31, 2014 Commission file number 001-12117 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 75-1328153 (State or other jurisdiction of incorporation or organizati

February 5, 2015 SC 13G/A

FAC / First Acceptance Corp. / DIMENSIONAL FUND ADVISORS LP - SCHEDULE 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)* FIRST ACCEPTANCE CORP (Name of Issuer) Common Stock (Title of Class of Securities) 318457108 (CUSIP Number) December 31, 2014 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this S

February 4, 2015 SC 13G/A

FAC / First Acceptance Corp. / SECOND CURVE CAPITAL LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No.

November 4, 2014 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2014 Commission File Number: 001-12

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2014 Commission File Number: 001-12117 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 75-1328153 (State or other jurisdiction of incorporat

November 4, 2014 EX-99

3 FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES Consolidated Statements of Income (in thousands, except per share data) Three Months Ended September 30, Nine Months Ended September 30, 2014 2013 2014 2013 Revenues: Premiums earned $ 54,369 $ 49,467 $

EX-99 Exhibit 99 First Acceptance Corporation Reports Operating Results for the Three and Nine Month Periods Ended September 30, 2014 NASHVILLE, TN, November 4, 2014 — First Acceptance Corporation (NYSE: FAC) today reported its financial results for the three and nine month periods ended September 30, 2014.

November 4, 2014 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 4, 2014 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incorporation) (Comm

September 25, 2014 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Other Events

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 25, 2014 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 001-12117 75-1328153 (State or other jurisdiction of incorporation)

September 25, 2014 EX-99.1

First Acceptance names President Joe Borbely as CEO

EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE First Acceptance names President Joe Borbely as CEO Mark A. Kelly to remain Director and resume duties with Ford entities in Dallas, Texas NASHVILLE, TN, September 25, 2014 – First Acceptance Corporation (NYSE: FAC) today announced that it has promoted Joe Borbely to Chief Executive Officer effective September 30. Borbely also will retain his current posi

August 5, 2014 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2014 Commission File Number: 001-12117 F

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2014 Commission File Number: 001-12117 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 75-1328153 (State or other jurisdiction

August 5, 2014 EX-99

3 FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES Consolidated Statements Income (in thousands, except per share data) Three Months Ended Six Months Ended June 30, June 30, 2014 2013 2014 2013 Revenues: Premiums earned $ 55,854 $ 52,118 $ 107,602 $ 101

EX-99 Exhibit 99 First Acceptance Corporation Reports Operating Results for the Three and Six Month Periods Ended June 30, 2014 NASHVILLE, TN, August 5, 2014 — First Acceptance Corporation (NYSE: FAC) today reported its financial results for the three and six month periods ended June 30, 2014.

August 5, 2014 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): August 5, 2014 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incorporation) (Commis

May 15, 2014 8-K

Submission of Matters to a Vote of Security Holders - 8-K

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 13, 2014 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 001-12117 75-1328153 (State or other jurisdiction of incorporation) (Comm

May 6, 2014 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 6, 2014 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incorporation) (Commissio

May 6, 2014 EX-99

2 FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES Consolidated Statements of Income (in thousands, except per share data) Three Months Ended March 31, 2014 2013 Revenues: Premiums earned $ 51,748 $ 49,403 Commission and fee income 9,175 8,597 Investmen

EX-99 Exhibit 99 First Acceptance Corporation Reports Operating Results for the Three Month Period Ended March 31, 2014 NASHVILLE, TN, May 6, 2014 — First Acceptance Corporation (NYSE: FAC) today reported its financial results for the three month period ended March 31, 2014.

May 6, 2014 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2014 Commission File Number: 001-12117

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2014 Commission File Number: 001-12117 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 75-1328153 (State or other jurisdiction of incorporation

April 7, 2014 SC 13G

FAC / First Acceptance Corp. / SECOND CURVE CAPITAL LLC Passive Investment

SC 13G 1 d146715913-g.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No.)* FIRST ACCEPTANCE CORPORATION (Name of Issuer) Common Stock, par value $0.01 (Title of Class of Securities) 318457108 (CUSIP Number) April 1, 2014 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to d

April 2, 2014 DEF 14A

- DEF 14A

DEF 14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

March 17, 2014 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 11, 2014 First Acceptance Corporation (Exact name of registrant as specified in its charter) Delaware 1-12117 75-1328153 (State or other jurisdiction of incorporation) (Comm

March 4, 2014 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): March 4, 2014 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incorporation) (Commiss

March 4, 2014 EX-99

3 FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES Consolidated Statements of Operations (in thousands, except per share data) Three Months Ended December 31, Year Ended December 31, 2013 2012 2013 2012 (Unaudited) Revenues: Premiums earned $ 48,712 $ 4

EX-99 Exhibit 99 First Acceptance Corporation Reports Operating Results for the Quarter and Year Ended December 31, 2013 NASHVILLE, TN, March 4, 2014 – First Acceptance Corporation (NYSE: FAC) today reported its financial results for the quarter and year ended December 31, 2013.

March 4, 2014 EX-21.1

FIRST ACCEPTANCE CORPORATION 10-K FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES SCHEDULE I. FINANCIAL INFORMATION OF REGISTRANT (PARENT COMPANY) (in thousands) December 31, 2013 2012 Balance Sheets Assets: Investment in subsidiaries, at equity in net

EX-21.1 Exhibit 21.1 FIRST ACCEPTANCE CORPORATION 10-K FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES SCHEDULE I. FINANCIAL INFORMATION OF REGISTRANT (PARENT COMPANY) (in thousands) December 31, 2013 2012 Balance Sheets Assets: Investment in subsidiaries, at equity in net assets $ 108,356 $ 108,663 Cash and cash equivalents 8,578 3,344 Other assets 2,262 2,361 $ 119,196 $ 114,368 Liabilities: Deben

March 4, 2014 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Year Ended December 31, 2013 Commission file number 001-12117 FIRST ACCEPTA

10-K Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

February 10, 2014 SC 13G/A

FAC / First Acceptance Corp. / DIMENSIONAL FUND ADVISORS LP - SCHEDULE 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* FIRST ACCEPTANCE CORP (Name of Issuer) Common Stock (Title of Class of Securities) 318457108 (CUSIP Number) December 31, 2013 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this S

November 6, 2013 EX-99

3 FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES Consolidated Statements of Operations (in thousands, except per share data) Three Months Ended Nine Months Ended September 30, September 30, 2013 2012 2013 2012 Revenues: Premiums earned $ 49,467 $ 46,4

EX-99 Exhibit 99 First Acceptance Corporation Reports Operating Results for the Three and Nine Month Periods Ended September 30, 2013 NASHVILLE, TN, November 6, 2013 — First Acceptance Corporation (NYSE: FAC) today reported its financial results for the three and nine month periods ended September 30, 2013.

November 6, 2013 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 6, 2013 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incorporation) (Comm

November 6, 2013 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2013 Commission File Number: 001-12

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2013 Commission File Number: 001-12117 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 75-1328153 (State or other jurisdic

October 10, 2013 SC 13G/A

FACO / First Acceptance Corp. / WELLS FARGO & COMPANY/MN Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2) FIRST ACCEPTANCE CORP (Name of Issuer) COM (Title of Class of Securities) 318457108 (CUSIP Number) September 30, 2013 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule i

August 6, 2013 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - FORM 8-K

FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): August 6, 2013 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incorporation) (C

August 6, 2013 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2013 Commission File Number: 001-12117 F

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2013 Commission File Number: 001-12117 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 75-1328153 (State or other jurisdiction

August 6, 2013 EX-99

3 FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES Consolidated Statements of Operations and Comprehensive Income (Loss) (in thousands, except per share data) Three Months Ended June 30, Six Months Ended June 30, 2013 2012 2013 2012 Revenues: Premiums e

EX-99 Exhibit 99 First Acceptance Corporation Reports Operating Results for the Three and Six Month Periods Ended June 30, 2013 NASHVILLE, TN, August 6, 2013 — First Acceptance Corporation (NYSE: FAC) today reported its financial results for the three and six month periods ended June 30, 2013.

July 1, 2013 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers - FORM 8-K

FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 1, 2013 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 001-12117 75-1328153 (State or other jurisdiction of incorporation)

May 17, 2013 8-K

Submission of Matters to a Vote of Security Holders - FORM 8-K

FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 14, 2013 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 001-12117 75-1328153 (State or other jurisdiction of incorporation)

May 8, 2013 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2013 Commission File Number: 001-12117

Form 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

May 8, 2013 EX-99

2 FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES Consolidated Statements of Operations (in thousands, except per share data) Three Months Ended March 31, 2013 2012 Revenues: Premiums earned $ 49,403 $ 45,419 Commission and fee income 8,597 8,252 Inves

EX-99 Exhibit 99 First Acceptance Corporation Reports Operating Results for the Three Month Period Ended March 31, 2013 NASHVILLE, TN, May 8, 2013 — First Acceptance Corporation (NYSE: FAC) today reported its financial results for the three month period ended March 31, 2013.

May 8, 2013 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - FORM 8-K

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 8, 2013 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incorporation) (Comm

April 12, 2013 DEF 14A

- SCHEDULE 14A

SCHEDULE 14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

April 1, 2013 SC 13G/A

FACO / First Acceptance Corp. / WELLS FARGO & COMPANY/MN Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1) FIRST ACCEPTANCE CORP (Name of Issuer) COM (Title of Class of Securities) 318457108 (CUSIP Number) December 31, 2012 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is

February 26, 2013 EX-14

FIRST ACCEPTANCE CORPORATION CODE OF BUSINESS CONDUCT AND ETHICS I. INTRODUCTION 1 II. CONFLICTS OF INTEREST 1 A. Introduction 1 B. General Policy 2 C. Serving as a Director, Officer or Employee of a Non-Company Business 2 D. Potential Conflicts by F

EX-14 Exhibit 14 FIRST ACCEPTANCE CORPORATION CODE OF BUSINESS CONDUCT AND ETHICS I.

February 26, 2013 EX-3.1

Restated Certificate of Incorporation of First Acceptance Corporation.

Exhibit 3.1 RESTATED CERTIFICATE OF INCORPORATION OF LIBERT? INVESTORS INC. LIBERT? INVESTORS INC., a corporation organized and existing under and by virtue of the General Corporation Law of the State of Delaware (the ?Corporation?), does hereby certify as follows: FIRST, that the name of the Corporation is Libert? Investors Inc. The Corporation?s original certificate of incorporation was filed wi

February 26, 2013 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Year Ended December 31, 2012 Commission file number 001-12117 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 75-1328153 (State or other jurisdiction of incorpo

February 26, 2013 EX-10.3

Form of Nonqualified Stock Option Agreement under the Company’s 2002 Long Term Incentive Plan.†

Exhibit 10.3 NONQUALIFIED STOCK OPTION AGREEMENT FIRST ACCEPTANCE CORPORATION 2002 LONG TERM INCENTIVE PLAN 1. Grant of Option. Pursuant to the First Acceptance Corporation 2002 Long Term Incentive Plan (the ?Plan?) for employees, consultants and outside directors of First Acceptance Corporation, a Delaware corporation (the ?Company?), the Company hereby grants to (the ?Participant?), an option to

February 26, 2013 EX-10.6

Form of Indemnification Agreement between the Company and each of the Company’s directors and executive officers.†

EX-10.6 Exhibit 10.6 INDEMNIFICATION AGREEMENT This INDEMNIFICATION AGREEMENT (the “AGREEMENT”) is made and entered into as of the day of , , by and between First Acceptance Corporation, a Delaware corporation (including any successors thereto, the “COMPANY”), and (“INDEMNITEE”). RECITALS: A. Competent and experienced persons are reluctant to serve or to continue to serve corporations as directors

February 26, 2013 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - FORM 8-K

FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): February 26, 2013 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incorporation)

February 26, 2013 EX-10.7

JUNIOR SUBORDINATED INDENTURE FIRST ACCEPTANCE CORPORATION WILMINGTON TRUST COMPANY, as Trustee Dated as of June 15, 2007 TABLE OF CONTENTS Page ARTICLE I Definitions and Other Provisions of General Application 1 SECTION 1.1. Definitions 1 SECTION 1.

EX-10.7 Exhibit 10.7 JUNIOR SUBORDINATED INDENTURE between FIRST ACCEPTANCE CORPORATION and WILMINGTON TRUST COMPANY, as Trustee Dated as of June 15, 2007 TABLE OF CONTENTS Page ARTICLE I Definitions and Other Provisions of General Application 1 SECTION 1.1. Definitions 1 SECTION 1.2. Compliance Certificate and Opinions 10 SECTION 1.3. Forms of Documents Delivered to Trustee 10 SECTION 1.4. Acts o

February 26, 2013 EX-10.9

AMENDED AND RESTATED TRUST AGREEMENT FIRST ACCEPTANCE CORPORATION as Depositor WILMINGTON TRUST COMPANY, as Property Trustee WILMINGTON TRUST COMPANY, as Delaware Trustee THE ADMINISTRATIVE TRUSTEES NAMED HEREIN as Administrative Trustees Dated as of

Exhibit 10.9 AMENDED AND RESTATED TRUST AGREEMENT among FIRST ACCEPTANCE CORPORATION as Depositor WILMINGTON TRUST COMPANY, as Property Trustee WILMINGTON TRUST COMPANY, as Delaware Trustee and THE ADMINISTRATIVE TRUSTEES NAMED HEREIN as Administrative Trustees Dated as of June 15, 2007 FIRST ACCEPTANCE STATUTORY TRUST I TABLE OF CONTENTS Page ARTICLE I. Defined Terms 1 SECTION 1.1. Definitions 1

February 26, 2013 EX-21

FIRST ACCEPTANCE CORPORATION LISTING OF SUBSIDIARIES OF THE COMPANY

EX-21 13 d445103dex21.htm EX-21 Exhibit 21 FIRST ACCEPTANCE CORPORATION LISTING OF SUBSIDIARIES OF THE COMPANY At December 31, 2012, the subsidiaries of the Company were as follows: NAMES OF SUBSIDIARIES ORGANIZED UNDER THE LAWS OF First Acceptance Insurance Company, Inc. Texas First Acceptance Insurance Company of Georgia, Inc. Georgia First Acceptance Insurance Company of Tennessee, Inc. Tenness

February 26, 2013 EX-10.5

Form of Restricted Stock Award Agreement of Outside Directors under the Company’s 2002 Long Term Incentive Plan.†

Exhibit 10.5 RESTRICTED STOCK AWARD AGREEMENT THIS RESTRICTED STOCK AWARD AGREEMENT (this “Agreement”) is made and entered into as of the day of , (the “Date of Grant”), between First Acceptance Corporation, a Delaware corporation (the “Company”), and (the “Participant”). Capitalized terms not otherwise defined herein shall have the meaning ascribed to such terms in the First Acceptance Corporatio

February 26, 2013 EX-4.1

Registration Rights Agreement, dated as of July 1, 2002, by and between the Company and Donald J. Edwards.

Exhibit 4.1 REGISTRATION RIGHTS AGREEMENT This Registration Rights Agreement (the ?Agreement?) is made and entered into as of July 1, 2002, by and between Liberte Investors Inc., a Delaware corporation (the ?Company?), and Donald J. Edwards, an individual (the ?Investor?). RECITALS: A. Pursuant to that certain Nonqualified Stock Option Agreement (herein so called) dated as of July 9, 2002, between

February 26, 2013 EX-3.2

Second Amended and Restated Bylaws of First Acceptance Corporation.

Exhibit 3.2 SECOND AMENDED AND RESTATED BYLAWS OF FIRST ACCEPTANCE CORPORATION A DELAWARE CORPORATION PREAMBLE These Second Amended and Restated Bylaws (as amended from time to time, the ?Bylaws?) are subject to, and governed by, the General Corporation Law of the State of Delaware (the ?Delaware General Corporation Law?) and the Restated Certificate of Incorporation of First Acceptance Corporatio

February 26, 2013 EX-10.8

GUARANTEE AGREEMENT FIRST ACCEPTANCE CORPORATION, As Guarantor, WILMINGTON TRUST COMPANY, As Guarantee Trustee Dated as of June 15, 2007 FIRST ACCEPTANCE STATUTORY TRUST I TABLE OF CONTENTS ARTICLE I INTERPRETATION AND DEFINITIONS 2 SECTION 1.1 Inter

Exhibit 10.8 GUARANTEE AGREEMENT between FIRST ACCEPTANCE CORPORATION, As Guarantor, And WILMINGTON TRUST COMPANY, As Guarantee Trustee Dated as of June 15, 2007 FIRST ACCEPTANCE STATUTORY TRUST I TABLE OF CONTENTS ARTICLE I INTERPRETATION AND DEFINITIONS 2 SECTION 1.1 Interpretation 2 SECTION 1.2 Definitions 2 ARTICLE II REPORTS 6 SECTION 2.1 List of Holders 6 SECTION 2.2 Periodic Reports to the

February 26, 2013 EX-10.2

RESTRICTED STOCK AWARD AGREEMENT

EX-10.2 Exhibit 10.2 RESTRICTED STOCK AWARD AGREEMENT THIS RESTRICTED STOCK AWARD AGREEMENT (this “Agreement”) is made and entered into as of the day of , (the “Date of Grant”), between First Acceptance Corporation, a Delaware corporation (the “Company”), and , (the “Participant”). Capitalized terms not otherwise defined herein shall have the meaning ascribed to such terms in the First Acceptance

February 26, 2013 EX-99

3 FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES Consolidated Statements of Operations (in thousands, except per share data) Three Months Ended December 31, Year Ended December 31, 2012 2011 2012 2011 (Unaudited) (Unaudited) Revenues: Premiums earned

EX-99 Exhibit 99 First Acceptance Corporation Reports Operating Results for the Quarter and Year Ended December 31, 2012 NASHVILLE, TN, February 26, 2013 — First Acceptance Corporation (NYSE: FAC) today reported its financial results for the quarter and year ended December 31, 2012.

February 13, 2013 SC 13G

FACO / First Acceptance Corp. / WELLS FARGO & COMPANY/MN Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. ) FIRST ACCEPTANCE CORP (Name of Issuer) COM (Title of Class of Securities) 318457108 (CUSIP Number) December 31, 2012 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is

February 11, 2013 SC 13G

FACO / First Acceptance Corp. / DIMENSIONAL FUND ADVISORS LP - SCHEDULE 13G Passive Investment

SC 13G 1 rrd116.htm SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* FIRST ACCEPTANCE CORP (Name of Issuer) Common Stock (Title of Class of Securities) 318457108 (CUSIP Number) December 31, 2012 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate t

February 7, 2013 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers - FORM 8-K

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 1, 2013 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 001-12117 75-1328153 (State or other jurisdiction of incorporati

November 6, 2012 EX-99

3 FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES Consolidated Statements of Operations (Unaudited) (in thousands, except per share data) Three Months Ended September 30, Nine Months Ended September 30, 2012 2011 2012 2011 Revenues: Premiums earned $ 4

Press Release Exhibit 99 First Acceptance Corporation Reports Operating Results for the Three and Nine Month Periods Ended September 30, 2012 NASHVILLE, TN, November 6, 2012—First Acceptance Corporation (NYSE: FAC) today reported its financial results for the three and nine month periods ended September 30, 2012.

November 6, 2012 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - FORM 8-K

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 6, 2012 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incorporation)

November 6, 2012 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2012 Commission File Number: 001-12

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2012 Commission File Number: 001-12117 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 75-1328153 (State or other jurisdic

September 4, 2012 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers - FORM 8-K

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 28, 2012 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 001-12117 75-1328153 (State or other jurisdiction of incorporatio

August 7, 2012 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2012 Commission File Number: 001-12117 F

Form 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

August 7, 2012 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): August 7, 2012 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incorporation) (Commission

August 7, 2012 EX-99

3 FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES Consolidated Statements of Operations (Unaudited) (in thousands, except per share data) Three Months Ended June 30, Six Months Ended June 30, 2012 2011 2012 2011 Revenues: Premiums earned $ 47,701 $ 43,

EX-99 Exhibit 99 First Acceptance Corporation Reports Operating Results for the Three and Six Month Periods Ended June 30, 2012 NASHVILLE, TN, August 7, 2012 — First Acceptance Corporation (NYSE: FAC) today reported its financial results for the three and six month periods ended June 30, 2012.

July 20, 2012 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 16, 2012 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 001-12117 75-1328153 (State or other jurisdiction of incorporation)

May 7, 2012 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2012 Commission File Number: 001-12117

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2012 Commission File Number: 001-12117 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 75-1328153 (State or other jurisdiction

May 7, 2012 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - FORM 8-K

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 7, 2012 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incorporation) (Comm

May 7, 2012 EX-99

2 FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES Consolidated Statements of Operations (in thousands, except per share data) Three Months Ended March 31, 2012 2011 Revenues: Premiums earned $ 45,419 $ 43,444 Commission and fee income 8,252 7,443 Inves

Press Release Exhibit 99 First Acceptance Corporation Reports Operating Results for the Three Month Period Ended March 31, 2012 NASHVILLE, TN, May 7, 2012 — First Acceptance Corporation (NYSE: FAC) today reported its financial results for the three month period ended March 31, 2012.

February 29, 2012 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): February 29, 2012 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incorporation)

February 29, 2012 10-KT

- FORM 10-KT

Form 10-KT Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

February 29, 2012 EX-21

FIRST ACCEPTANCE CORPORATION LISTING OF SUBSIDIARIES OF THE COMPANY

Exhibit 21 FIRST ACCEPTANCE CORPORATION LISTING OF SUBSIDIARIES OF THE COMPANY At December 31, 2011, the subsidiaries of the Company were as follows: NAMES OF SUBSIDIARIES ORGANIZED UNDER THE LAWS OF First Acceptance Insurance Company, Inc.

February 29, 2012 EX-99.1

4 FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES Consolidated Statements of Operations (in thousands, except per share data) Three Months Ended December 31, Six Months Ended December 31, 2011 2010 2011 2010 (Unaudited) (Unaudited) Revenues: Premiums e

Press Release Exhibit 99.1 First Acceptance Corporation Reports Operating Results for the Three and Six Month Periods Ended December 31, 2011 NASHVILLE, TN, February 29, 2012 — First Acceptance Corporation (NYSE: FAC) today reported its financial results for the three and six month periods ended December 31, 2011. Three Months Ended December 31, (unaudited) Six Months Ended December 31, (unaudited

February 6, 2012 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers - FORM 8-K

FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 31, 2012 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 001-12117 75-1328153 (State or other jurisdiction of incorporati

December 27, 2011 SC 13D/A

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 1)* First Acceptance Corporation (Name of Issuer) Common Stock, Par Value $0.01 per share (Title of Class of Securities) 318457-10-8 (CUSIP Number) Thomas M. Harrison, Jr. c/o First Acceptance Corporation 3813 Green Hills Village Drive (800) 321-0899 (Name,

December 27, 2011 SC 13D/A

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 1)* First Acceptance Corporation (Name of Issuer) Common Stock, Par Value $0.01 per share (Title of Class of Securities) 318457-10-8 (CUSIP Number) Stephen J. Harrison 5054 Hill Place Drive Nashville, TN 37205 615-844-2900 (Name, Address and Telephone Number

December 23, 2011 EX-10.34

STOCK PURCHASE AGREEMENT

Stock Purchase Agreement Exhibit 10.34 STOCK PURCHASE AGREEMENT THIS STOCK PURCHASE AGREEMENT (this “Agreement”), effective as of December , 2011, is by and among First Acceptance Corporation, a Delaware corporation (the “Company”), and Stephen J. Harrison and Stephen J. Harrison 2010 Grantor Retained Annuity Trust (individually, a “Seller,” and, collectively, the “Sellers”). RECITALS WHEREAS, the

December 23, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 21, 2011 First Acceptanc

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 21, 2011 First Acceptance Corporation (Exact name of registrant as specified in its charter) Delaware 1-12117 75-1328153 (State or other jurisdiction of incorporatio

December 23, 2011 EX-10.33

MUTUAL SEPARATION AND RELEASE AGREEMENT

EXHIBIT 10.33 MUTUAL SEPARATION AND RELEASE AGREEMENT This Mutual Separation and Release Agreement (this ?Agreement?) is made and entered into as of December 14, 2011, by and between First Acceptance Corporation, a Delaware corporation, and any of its parents, predecessors, successors, affiliates or related companies, organizations, managers, officers, directors, executives, agents, plan fiduciari

December 22, 2011 SC 13D/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 7)* FIRST ACCEPTANCE CORPORATION (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 7)* FIRST ACCEPTANCE CORPORATION (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 318457 10 8 (CUSIP Number) Gerald J. Ford Hunter’s Glen/Ford, Ltd. 200 Crescent Court, Suite 1350 Dallas, Texas 75201 (214) 871-5131 (Nam

December 22, 2011 EX-99.1.1

JOINT FILING STATEMENT Pursuant to Rule 13d-1(k)(1)

Exhibit 1.1 JOINT FILING STATEMENT Pursuant to Rule 13d-1(k)(1) The undersigned acknowledge and agree that the foregoing Statement on Schedule 13D is filed on behalf of each of the undersigned and that all subsequent amendments to this Statement on Schedule 13D shall be filed on behalf of each of the undersigned without the necessity of filing additional joint filing statements. The undersigned ac

November 18, 2011 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Other Events, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 15, 2011 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 001-12117 75-1328153 (State or other jurisdiction of incorporation) (Com

November 7, 2011 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 7, 2011 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incorporation) (Commissi

November 7, 2011 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2011 Commission File Number: 001-12

Form 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2011 Commission File Number: 001-12117 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 75-1328153 (State or other jurisdiction of

November 7, 2011 EX-99

2 FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES Consolidated Statements of Operations (in thousands, except per share data) Three Months Ended September 30, 2011 2010 Revenues: Premiums earned $ 40,505 $ 43,934 Commission and fee income 7,500 7,276 I

Exhibit 99 First Acceptance Corporation Reports Operating Results for the Quarter Ended September 30, 2011 NASHVILLE, TN, November 7, 2011 ? First Acceptance Corporation (NYSE: FAC) today reported its financial results for the first quarter ended September 30, 2011 of its fiscal year ending June 30, 2012.

October 14, 2011 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

October 13, 2011 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 6, 2011 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 001-12117 75-1328153 (State or other jurisdiction of incorporation) (Commi

September 13, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 13, 2011 (September 7,

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 13, 2011 (September 7, 2011) FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 001-12117 75-1328153 (State or other jurisdict

August 31, 2011 EX-21

FIRST ACCEPTANCE CORPORATION LISTING OF SUBSIDIARIES OF THE COMPANY

Exhibit 21 FIRST ACCEPTANCE CORPORATION LISTING OF SUBSIDIARIES OF THE COMPANY At June 30, 2011, the subsidiaries of the Company were as follows: NAMES OF SUBSIDIARIES ORGANIZED UNDER THE LAWS OF First Acceptance Insurance Company, Inc.

August 31, 2011 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): August 31, 2011 (August 31, 2011) FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction (Commissio

August 31, 2011 EX-10.8

Summary of Compensation for Non-Employee Directors and Named Executive Officers of First Acceptance Corporation (the ?Company?)

Exhibit 10.8 Summary of Compensation for Non-Employee Directors and Named Executive Officers of First Acceptance Corporation (the ?Company?) Non-Employee Director Compensation Summary Annual Retainer $20,000 Additional $5,000 for serving as chair of audit committee Retainers are payable in cash in equal, quarterly installments in arrears Board and Committee Meeting Fees $2,000 per meeting for each

August 31, 2011 EX-99

Three Months Ended June 30, Year Ended (unaudited) June 30, Summary Financial Results 2011 2010 2011 2010 (in thousands, except per share data) Reported Revenues $ 53,134 $ 55,970 $ 210,734 $ 223,173 Income (loss) before income taxes $ (53,215 ) $ 85

Exhibit 99 First Acceptance Corporation Reports Operating Results for the Quarter and Fiscal Year Ended June 30, 2011 NASHVILLE, TN, August 31, 2011 ? First Acceptance Corporation (NYSE: FAC) today reported its financial results for the quarter and fiscal year ended June 30, 2011.

August 31, 2011 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended June 30, 2011 Commission file number 001-12117 FIRST ACCE

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended June 30, 2011 Commission file number 001-12117 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of incorporation or

May 23, 2011 EX-99

FIRST AMENDMENT TO EMPLOYMENT AGREEMENT

Exhibit 99 FIRST AMENDMENT TO EMPLOYMENT AGREEMENT THIS FIRST AMENDMENT TO EMPLOYMENT AGREEMENT (this ?Amendment?) is entered into as of March 3, 2009, by and between First Acceptance Corporation, a Delaware corporation (the ?Company?), and John Barnett (?Barnett?).

May 23, 2011 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 23, 2011 (May 17, 2011) FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incorporation

May 9, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 9, 2011 (May 9, 2011) FIRST A

e8vk Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

May 9, 2011 EX-99

FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES Consolidated Statements of Operations (Unaudited) (in thousands, except per share data) Three Months Ended Nine Months Ended March 31, March 31, 2011 2010 2011 2010 Revenues: Premiums earned $ 43,444 $ 46

EXHIBIT 99 First Acceptance Corporation Reports Operating Results for the Third Quarter and Nine Months Ended March 31, 2011 NASHVILLE, TN, May 9, 2011 ? First Acceptance Corporation (NYSE: FAC) today reported its financial results for the third quarter and nine months ended March 31, 2011 of its fiscal year ending June 30, 2011.

May 9, 2011 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2011 Commission File Number: 001-12117

e10vq Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

April 1, 2011 8-K/A

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

8-K/A 1 g26712e8vkza.htm FORM 8-K/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A AMENDMENT NO. 1 TO CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): April 1, 2011 (March 1, 2011) FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-121

April 1, 2011 EX-10.35

Compensation of Mark A. Kelly

EXHIBIT 10.35 Compensation of Mark A. Kelly Annual Base Salary: $400,000 commencing on March 1, 2011 2011 Bonus: To be determined by the Compensation Committee of the Board of Directors at a later date.

March 2, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): March 2, 2011 (March 1, 2011) FIR

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): March 2, 2011 (March 1, 2011) FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incorp

February 7, 2011 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2010 Commission File Number: 001-121

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2010 Commission File Number: 001-12117 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of inco

February 7, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): February 7, 2011 (February 7, 201

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): February 7, 2011 (February 7, 2011) FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of

February 7, 2011 EX-99

FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES Consolidated Statements of Operations (Unaudited) (in thousands, except per share data) Three Months Ended Six Months Ended December 31, December 31, 2010 2009 2010 2009 Revenues: Premiums earned $ 42,520

Exhibit 99 First Acceptance Corporation Reports Operating Results for the Second Quarter and Six Months Ended December 31, 2010 NASHVILLE, TN, February 7, 2011 ? First Acceptance Corporation (NYSE: FAC) today reported its financial results for the second quarter and six months ended December 31, 2010 of its fiscal year ending June 30, 2011.

November 19, 2010 S-8

As Filed With the Securities and Exchange Commission on November 19, 2010

S-8 1 g25351sv8.htm FORM S-8 Table of Contents As Filed With the Securities and Exchange Commission on November 19, 2010 Registration No. UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in its Charter) Delaware (State or Other Jurisdiction of

November 17, 2010 EX-10.1

AMENDED AND RESTATED FIRST ACCEPTANCE CORPORATION EMPLOYEE STOCK PURCHASE PLAN Article I INTRODUCTION

Exhibit 10.1 AMENDED AND RESTATED FIRST ACCEPTANCE CORPORATION EMPLOYEE STOCK PURCHASE PLAN Article I INTRODUCTION 1.1 Establishment of Plan. First Acceptance Corporation, a Delaware corporation (the ?Company?) with its principal offices located in Nashville, Tennessee, adopts the following employee stock purchase plan for its eligible employees. This Plan shall be known as the Amended and Restate

November 17, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 17, 2010 (November 16, 2

e8vk Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

November 5, 2010 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2010 Commission File Number: 001-12

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2010 Commission File Number: 001-12117 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 75-1328153 (State or other jurisdiction of incorporat

November 5, 2010 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 5, 2010 (November 4, 2010) FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction (Commiss

November 5, 2010 EX-99

FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES Consolidated Statements of Operations (Unaudited) (in thousands, except per share data) Three Months Ended September 30, 2010 2009 Revenues: Premiums earned $ 43,934 $ 48,467 Commission and fee income 7,2

Exhibit 99 Press Release Source: First Acceptance Corporation Contact: Michael Bodayle (615) 844-2885 First Acceptance Corporation Reports Operating Results for the Quarter Ended September 30, 2010 NASHVILLE, TN, November 4, 2010/Businesswire-FirstCall/ ? First Acceptance Corporation (NYSE: FAC) today reported its financial results for the first quarter ended September 30, 2010 of its fiscal year ending June 30, 2011.

October 15, 2010 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

August 31, 2010 EX-10.10

Summary of Compensation for Non-Employee Directors and Named Executive Officers of First Acceptance Corporation (the “Company”)

Exhibit 10.10 Summary of Compensation for Non-Employee Directors and Named Executive Officers of First Acceptance Corporation (the ?Company?) Non-Employee Director Compensation Summary Annual Retainer $20,000 Additional $5,000 for serving as chair of audit committee Retainers are payable in cash in equal, quarterly installments in arrears Board and Committee Meeting Fees $2,000 per meeting for eac

August 31, 2010 EX-21

FIRST ACCEPTANCE CORPORATION LISTING OF SUBSIDIARIES OF THE COMPANY

Exhibit 21 FIRST ACCEPTANCE CORPORATION LISTING OF SUBSIDIARIES OF THE COMPANY At June 30, 2010, the subsidiaries of the Company were as follows: NAMES OF SUBSIDIARIES ORGANIZED UNDER THE LAWS OF First Acceptance Insurance Company, Inc.

August 31, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): August 31, 2010 (August 31, 2010)

e8vk Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

August 31, 2010 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended June 30, 2010 Commission file number 001-12117 FIRST ACCE

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended June 30, 2010 Commission file number 001-12117 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 75-1328153 (State or other jurisdiction of incorp

August 31, 2010 EX-99

Three Months Ended June 30, Year Ended (unaudited) June 30, 2010 2009 2010 2009 Summary Financial Results (in thousands, except per share data) Reported Revenues $ 55,970 $ 61,699 $ 223,173 $ 265,465 Income (loss) before income taxes $ 850 $ (56,260

exv99 Exhibit 99 Press Release Source: First Acceptance Corporation Contact: Michael Bodayle (615) 844-2885 First Acceptance Corporation Reports Operating Results for the Quarter and Fiscal Year Ended June 30, 2010 NASHVILLE, TN, August 31, 2010/Businesswire-FirstCall/ — First Acceptance Corporation (NYSE: FAC) today reported its financial results for the quarter and fiscal year ended June 30, 2010.

May 10, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 10, 2010 (May 10, 2010) FIRST

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 10, 2010 (May 10, 2010) FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction (Commission

May 10, 2010 EX-99

FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES Consolidated Statements of Operations (Unaudited) (in thousands, except per share data) Three Months Ended Nine Months Ended March 31, March 31, 2010 2009 2010 2009 Revenues: Premiums earned $ 46,651 $ 54

Exhibit 99 Press Release Source: First Acceptance Corporation Contact: Michael Bodayle (615) 844-2885 First Acceptance Corporation Reports Operating Results for the Third Quarter and Nine Months Ended March 31, 2010 NASHVILLE, TN, May 10, 2010/Businesswire-FirstCall/ ? First Acceptance Corporation (NYSE: FAC) today reported its financial results for the third quarter and nine months ended March 31, 2010 of its fiscal year ending June 30, 2010.

May 10, 2010 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2010 Commission File Number: 001-12117

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2010 Commission File Number: 001-12117 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of incorpo

February 8, 2010 EX-99

FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES Consolidated Statements of Operations (Unaudited) (in thousands, except per share data) Three Months Ended Six Months Ended December 31, December 31, 2009 2008 2009 2008 Revenues: Premiums earned $ 45,199

Exhibit 99 Press Release Source: First Acceptance Corporation Contact: Michael Bodayle (615) 844-2885 First Acceptance Corporation Reports Operating Results for the Second Quarter and Six Months Ended December 31, 2009 NASHVILLE, TN, February 8, 2010/Businesswire-FirstCall/ ? First Acceptance Corporation (NYSE: FAC) today reported its financial results for the second quarter and six months ended December 31, 2009 of its fiscal year ending June 30, 2010.

February 8, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): February 8, 2010 (February 8, 201

e8vk Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

February 8, 2010 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2009 Commission File Number: 001-121

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2009 Commission File Number: 001-12117 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of incorporation or organ

November 23, 2009 EX-99.4

OPTION CANCELLATION AND RESTRICTED STOCK AWARD AGREEMENT

Exhibit 99.4 OPTION CANCELLATION AND RESTRICTED STOCK AWARD AGREEMENT THIS OPTION CANCELLATION AND RESTRICTED STOCK AWARD AGREEMENT (this ?Agreement?) is made and entered into as of November 18, 2009 (the ?Date of Grant?), between First Acceptance Corporation, a Delaware corporation (the ?Company?), and Stephen J. Harrison (the ?Participant?). Capitalized terms not otherwise defined herein shall h

November 23, 2009 EX-99.5

OPTION CANCELLATION AND RESTRICTED STOCK AWARD AGREEMENT

Exhibit 99.5 OPTION CANCELLATION AND RESTRICTED STOCK AWARD AGREEMENT THIS OPTION CANCELLATION AND RESTRICTED STOCK AWARD AGREEMENT (this ?Agreement?) is made and entered into as of November 18, 2009 (the ?Date of Grant?), between First Acceptance Corporation, a Delaware corporation (the ?Company?), and Edward L. Pierce (the ?Participant?). Capitalized terms not otherwise defined herein shall have

November 23, 2009 EX-99.3

OPTION CANCELLATION AND RESTRICTED STOCK AWARD AGREEMENT

Exhibit 99.3 OPTION CANCELLATION AND RESTRICTED STOCK AWARD AGREEMENT THIS OPTION CANCELLATION AND RESTRICTED STOCK AWARD AGREEMENT (this ?Agreement?) is made and entered into as of November 18, 2009 (the ?Date of Grant?), between First Acceptance Corporation, a Delaware corporation (the ?Company?), and Kevin P. Cohn (the ?Participant?). Capitalized terms not otherwise defined herein shall have th

November 23, 2009 EX-99.2

OPTION CANCELLATION AND RESTRICTED STOCK AWARD AGREEMENT

exv99w2 Exhibit 99.2 OPTION CANCELLATION AND RESTRICTED STOCK AWARD AGREEMENT THIS OPTION CANCELLATION AND RESTRICTED STOCK AWARD AGREEMENT (this “Agreement”) is made and entered into as of November 18, 2009 (the “Date of Grant”), between First Acceptance Corporation, a Delaware corporation (the “Company”), and Keith E. Bornemann (the “Participant”). Capitalized terms not otherwise defined herein

November 23, 2009 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 23, 2009 (November 17, 2009) FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction (Commission File (I.

November 23, 2009 EX-99.1

AMENDED AND RESTATED FIRST ACCEPTANCE CORPORATION 2002 LONG TERM INCENTIVE PLAN

Exhibit 99.1 AMENDED AND RESTATED FIRST ACCEPTANCE CORPORATION 2002 LONG TERM INCENTIVE PLAN The Amended and Restated First Acceptance Corporation 2002 Long Term Incentive Plan (the ?Plan?) was adopted by the Board of Directors of First Acceptance Corporation, a Delaware corporation (the ?Company?). This Plan amends and restates the First Acceptance Corporation 2002 Long Term Incentive Plan, as am

November 9, 2009 EX-99

FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) (in thousands, except per share data) Three Months Ended September 30, 2009 2008 Revenues: Premiums earned $ 48,467 $ 61,838 Commission and fee income 6,9

Exhibit 99 Press Release Source: First Acceptance Corporation Contact: Michael Bodayle (615) 844-2885 First Acceptance Corporation Reports Operating Results for the Quarter Ended September 30, 2009 NASHVILLE, TN, November 9, 2009/Businesswire-FirstCall/ ? First Acceptance Corporation (NYSE: FAC) today reported its financial results for the first quarter ended September 30, 2009 of its fiscal year ending June 30, 2010.

November 9, 2009 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 9, 2009 (November 9, 2009) FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction (Commiss

November 9, 2009 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2009 Commission File Number: 001-12

e10vq Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

October 16, 2009 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant þ Filed by a Party other than the Registran

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14

October 5, 2009 PRE 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant þ Filed by a Party other than the Registran

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant þ Filed by a Party other than the Registrant o Check the appropriate box: þ Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14

September 14, 2009 EX-10.11

Summary of Compensation for Non-Employee Directors and Named Executive Officers

exv10w11 Exhibit 10.11 Summary of Compensation for Non-Employee Directors and Named Executive Officers Non-Employee Director Compensation Summary Annual Retainer $20,000 Additional $5,000 for serving as chair of audit committee Retainers are payable in cash in equal, quarterly installments in arrears Board and Committee Meeting Fees $2,000 per meeting for each Board of Directors meeting attended $

September 14, 2009 EX-99

Three Months Ended June 30, Year Ended (unaudited) June 30, Summary Financial Results 2009 2008 2009 2008 (in thousands, except per share data) Reported Revenues $ 61,699 $ 78,915 $ 265,465 $ 332,399 Loss before income taxes $ (56,260 ) $ (8,306 ) $

Exhibit 99 Press Release Source: First Acceptance Corporation Contact: Michael Bodayle (615) 844-2885 First Acceptance Corporation Reports Operating Results for the Quarter and Fiscal Year Ended June 30, 2009 NASHVILLE, TN, September 14, 2009/Businesswire-FirstCall/ ? First Acceptance Corporation (NYSE: FAC) today reported its financial results for the quarter and fiscal year ended June 30, 2009.

September 14, 2009 EX-21

FIRST ACCEPTANCE CORPORATION LISTING OF SUBSIDIARIES OF THE COMPANY

Exhibit 21 FIRST ACCEPTANCE CORPORATION LISTING OF SUBSIDIARIES OF THE COMPANY At June 30, 2009, the subsidiaries of the Company were as follows: NAMES OF SUBSIDIARIES ORGANIZED UNDER THE LAWS OF First Acceptance Insurance Company, Inc.

September 14, 2009 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended June 30, 2009 Commission file number 001-12117 FIRST ACCE

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended June 30, 2009 Commission file number 001-12117 FIRST ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) Delaware 75-1328153 (State or other jurisdiction of (I.R.S

September 14, 2009 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): September 14, 2009 (September 14, 2009) FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other

May 26, 2009 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 26, 2009 (May 19, 2009) FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I.

May 22, 2009 CORRESP

J. James Jenkins, Jr. PHONE: (615) 742-6236 FAX: (615) 742-2736 315 Deaderick Street, Suite 2700 E-MAIL: [email protected] Nashville, Tennessee 37238-3001 (615) 742-6200 May 22, 2009

CORRESP J. James Jenkins, Jr. PHONE: (615) 742-6236 FAX: (615) 742-2736 315 Deaderick Street, Suite 2700 E-MAIL: [email protected] Nashville, Tennessee 37238-3001 (615) 742-6200 May 22, 2009 VIA EDGAR Mr. Jim B. Rosenberg Senior Assistant Chief Accountant U.S. Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.E. Mail Stop 6010 Washington, D.C. 20549 Re: First

May 11, 2009 EX-10.1

EMPLOYMENT AGREEMENT

EX-10.1 Exhibit 10.1 EMPLOYMENT AGREEMENT THIS EMPLOYMENT AGREEMENT (this “Agreement”) effective as of January 1, 2008, is by and between First Acceptance Corporation, a Delaware corporation (the “Company”), and Daniel L. Walker (“Executive”). In consideration of the continued employment of Executive by the Company, the grant to Executive by the Company on the date hereof of a non-qualified option

May 11, 2009 EX-10.2

AMENDED AND RESTATED EMPLOYMENT AGREEMENT

EX-10.2 Exhibit 10.2 AMENDED AND RESTATED EMPLOYMENT AGREEMENT THIS AMENDED AND RESTATED EMPLOYMENT AGREEMENT (this “Agreement”), effective as of February 8, 2008, to be effective as of January 1, 2008, is by and between First Acceptance Corporation, a Delaware corporation (the “Company”), and Keith Bornemann (“Executive”). In consideration of the continued employment of Executive by the Company,

May 11, 2009 EX-99

FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES Condensed Consolidated Statements of Operations (in thousands, except per share data) (Unaudited) Three Months Ended Nine Months Ended March 31, March 31, 2009 2008 2009 2008 Revenues: Premiums earned $ 5

Exhibit 99 Press Release Source: First Acceptance Corporation Contact: Michael Bodayle (615) 844-2885 First Acceptance Corporation Reports Operating Results for the Quarter and Nine Months Ended March 31, 2009 NASHVILLE, TN, May 11, 2009/Businesswire-FirstCall/ ? First Acceptance Corporation (NYSE: FAC) today reported its financial results for the third quarter and nine months ended March 31, 2009 of its fiscal year ending June 30, 2009.

May 11, 2009 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2009 or o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 0

May 11, 2009 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 11, 2009 (May 11, 2009) FIRST

FORM 8-K Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

April 9, 2009 CORRESP

J. James Jenkins, Jr. 315 Deaderick Street, Suite 2700 phone: (615) 742-6236 Nashville, Tennessee 37238-3001 fax: (615)742-2736 (615) 742-6200 e-mail: [email protected] April 9, 2009

CORRESP J. James Jenkins, Jr. 315 Deaderick Street, Suite 2700 phone: (615) 742-6236 Nashville, Tennessee 37238-3001 fax: (615)742-2736 (615) 742-6200 e-mail: [email protected] April 9, 2009 VIA EDGAR Mr. Jim B. Rosenberg Senior Assistant Chief Accountant U.S. Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.E. Mail Stop 6010 Washington, D.C. 20549 Re: First

February 17, 2009 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): February 17, 2009 (February 10, 2009) FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction (Commission File (I.

February 9, 2009 EX-99

FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES Condensed Consolidated Statements of Operations (in thousands, except per share data) (Unaudited) Three Months Ended Six Months Ended December 31, December 31, 2008 2007 2008 2007 Revenues: Premiums earne

Exhibit 99 Press Release Source: First Acceptance Corporation Contact: Michael Bodayle (615) 844-2885 First Acceptance Corporation Reports Operating Results for the Quarter and Six Months Ended December 31, 2008 NASHVILLE, TN, February 9, 2009/Businesswire-FirstCall/ ? First Acceptance Corporation (NYSE: FAC) today reported its financial results for the second quarter and six months ended December 31, 2008 of its fiscal year ending June 30, 2009.

February 9, 2009 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Form 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

February 9, 2009 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): February 9, 2009 (February 9, 200

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): February 9, 2009 (February 9, 2009) FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction

December 11, 2008 EX-99

IN THE CIRCUIT COURT OF BULLOCK COUNTY, ALABAMA MARGARET FRANKLIN, individually and on ) behalf of a class of similarly situated citizens of ) the State of Alabama, ) ) Plaintiff, ) ) v. ) CIVIL ACTION NO. CV-06-65 ) ACCEPTANCE INSURANCE AGENCY, ) et

Exhibit 99 IN THE CIRCUIT COURT OF BULLOCK COUNTY, ALABAMA MARGARET FRANKLIN, individually and on ) behalf of a class of similarly situated citizens of ) the State of Alabama, ) ) Plaintiff, ) ) v.

December 11, 2008 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): December 11, 2008 (December 5, 2008

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): December 11, 2008 (December 5, 2008) FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction (Commission File Number) (I.

November 10, 2008 EX-10

IN THE SUPERIOR COURT OF FULTON COUNTY STATE OF GEORGIA ANNETTE RUSH, individually ) and on behalf of a class of citizens ) in Georgia similarly situated, ) ) Plaintiff, ) ) v. ) CASE NO.: 2005-CV-107983 ) VILLAGE AUTO INSURANCE ) COMPANY, INC., ) )

Exhibit 10 IN THE SUPERIOR COURT OF FULTON COUNTY STATE OF GEORGIA ANNETTE RUSH, individually ) and on behalf of a class of citizens ) in Georgia similarly situated, ) ) Plaintiff, ) ) v.

November 10, 2008 EX-99

FIRST ACCEPTANCE CORPORATION AND SUBSIDIARIES Condensed Consolidated Statements of Operations (in thousands, except per share data) (Unaudited) Three Months Ended September 30, 2008 2007 Revenues: Premiums earned $ 61,838 $ 74,803 Commission and fee

Exhibit 99 Press Release Source: First Acceptance Corporation Contact: Michael Bodayle (615) 844-2885 First Acceptance Corporation Reports Operating Results for the First Quarter Ended September 30, 2008 NASHVILLE, TN, November 10, 2008/Businesswire-FirstCall/ ? First Acceptance Corporation (NYSE: FAC) today reported its financial results for the first quarter ended September 30, 2008 of its fiscal year ending June 30, 2009.

November 10, 2008 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Form 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

November 10, 2008 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 10, 2008 (November 10, 2

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 10, 2008 (November 10, 2008) FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdicti

October 6, 2008 EX-99

RESTRICTED STOCK AWARD AGREEMENT

EX-99 RESTRICTED STOCK AWARD AGREEMENT EXHIBIT 99 RESTRICTED STOCK AWARD AGREEMENT THIS RESTRICTED STOCK AWARD AGREEMENT (this “Agreement”) is made and entered into as of the day of , (the “Date of Grant”), between First Acceptance Corporation, a Delaware corporation (the “Company”), and (the “Participant”).

October 6, 2008 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant þ Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14

October 6, 2008 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): October 6, 2008 (October 1, 2008) F

FIRST ACCEPTANCE CORPORATION - FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): October 6, 2008 (October 1, 2008) FIRST ACCEPTANCE CORPORATION (Exact Name of Registrant as Specified in Charter) Delaware 001-12117 75-1328153 (State or Other Jurisdiction (Commission File Number) (I.

September 11, 2008 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): September 11, 2008 (September 11,

First Acceptance Corporation UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

September 11, 2008 EX-21

Ex-21 Subsidiaries of First Acceptance Corporation

EXHIBIT 21 FIRST ACCEPTANCE CORPORATION LISTING OF SUBSIDIARIES OF THE COMPANY At June 30, 2008, the subsidiaries of the Company were as follows: NAMES OF SUBSIDIARIES ORGANIZED UNDER THE LAWS OF LNC Holdings, Inc.

September 11, 2008 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended June 30, 2008 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number 001-12117

September 11, 2008 EX-10.38

Ex-10.38 Waiver and Sixth Amendment to Revolving Credit and Term Loan Agreement

Ex-10.38 Exhibit 10.38 WAIVER AND SIXTH AMENDMENT TO REVOLVING CREDIT AND TERM LOAN AGREEMENT THIS WAIVER AND SIXTH AMENDMENT TO REVOLVING CREDIT AND TERM LOAN AGREEMENT (this “Waiver and Amendment”) is dated the 10th day of September, 2008 by and among FIRST ACCEPTANCE CORPORATION (the “Borrower”), SUNTRUST BANK as Administrative Agent and as a Lender and FIRST BANK as a Lender. RECITALS: A. The

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