FBC / Flagstar Bancorp, Inc. - Pengajuan SECLaporan Tahunan, Pernyataan Proksi

Flagstar Bancorp, Inc.
US ˙ NYSE ˙ US3379307057
HINDI NA ACTIVE ANG SIMBONG ITO

Mga Batayang Estadistika
LEI 549300Q22V2Y3J4R2715
CIK 1033012
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Flagstar Bancorp, Inc.
SEC Filings (Chronological Order)
Halaman ini menyediakan daftar lengkap dan kronologis dari Pengajuan SEC, tidak termasuk pengajuan kepemilikan yang kami sediakan di tempat lain.
February 10, 2023 SC 13G/A

FBC / Flagstar Bancorp Inc / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 5 )* Flagstar Bancorp Inc (Name of Issuer) Common Stock (Title of Class of Securities) 337930705 (CUSIP Number) December 30, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box t

December 12, 2022 15-12G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number: 001-16577 FLAGSTAR BANCORP, INC. (Exact name of registrant as specified in i

December 6, 2022 SC 13G

FBC / Flagstar Bancorp Inc / MILLENNIUM MANAGEMENT LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 FLAGSTAR BANCORP, INC. (Name of Issuer) COMMON STOCK, PAR VALUE $0.01 PER SHARE (Title of Class of Securities) 337930705 (CUSIP Number) NOVEMBER 30, 2022 (Date of event which requires filing of this statement) Check the appropriate box to designate the rule pursuant to whi

December 1, 2022 S-8 POS

As filed with the Securities and Exchange Commission on December 1, 2022

As filed with the Securities and Exchange Commission on December 1, 2022 Registration No.

December 1, 2022 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 1, 2022 (December 1, 20

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 1, 2022 (December 1, 2022) Flagstar Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporatio

December 1, 2022 S-8 POS

As filed with the Securities and Exchange Commission on December 1, 2022

As filed with the Securities and Exchange Commission on December 1, 2022 Registration No.

December 1, 2022 S-8 POS

As filed with the Securities and Exchange Commission on December 1, 2022

As filed with the Securities and Exchange Commission on December 1, 2022 Registration No.

December 1, 2022 S-3DPOS

As filed with the Securities and Exchange Commission on December 1, 2022

As filed with the Securities and Exchange Commission on December 1, 2022 Registration No.

December 1, 2022 EX-99.25

EX-99.25

NOTIFICATION OF THE REMOVAL FROM LISTING AND REGISTRATION OF THE STATED SECURITIES The New York Stock Exchange hereby notifies the SEC of its intention to remove the entire class of the stated securities from listing and registration on the Exchange at the opening of business on December 12, 2022, pursuant to the provisions of Rule 12d2-2 (a).

December 1, 2022 S-8 POS

As filed with the Securities and Exchange Commission on December 1, 2022

As filed with the Securities and Exchange Commission on December 1, 2022 Registration No.

December 1, 2022 S-8 POS

As filed with the Securities and Exchange Commission on December 1, 2022

As filed with the Securities and Exchange Commission on December 1, 2022 Registration No.

November 8, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-16577 Flags

November 7, 2022 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 7, 2022 (November 4, 2022) Flagstar Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation

November 7, 2022 EX-99.1

FOR IMMEDIATE RELEASE New York Community Bancorp, Inc.: Investor/Media Contact: Salvatore J. DiMartino (516) 683-4286 Flagstar Bancorp, Inc.: Investor Contact: Bryan Marx (248) 312-5699 NEW YORK COMMUNITY BANCORP, INC. RECEIVES FINAL REGULATORY APPRO

FOR IMMEDIATE RELEASE New York Community Bancorp, Inc.: Investor/Media Contact: Salvatore J. DiMartino (516) 683-4286 Flagstar Bancorp, Inc.: Investor Contact: Bryan Marx (248) 312-5699 NEW YORK COMMUNITY BANCORP, INC. RECEIVES FINAL REGULATORY APPROVAL FOR THE ACQUISITION OF FLAGSTAR BANCORP, INC. Hicksville, N.Y. and Troy, MI, November 7, 2022 ? New York Community Bancorp, Inc. (NYSE: NYCB) (the

October 28, 2022 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 28, 2022 (October 27, 2022) Flagstar Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation

October 28, 2022 EX-99.1

NEWS RELEASE For more information, contact: Susan Bergesen Corporate Communications (248) 312-6237 Flagstar Bancorp Announces a Special Dividend of $2.50 per share TROY, Mich., October 28, 2022 - Flagstar Bancorp, Inc. (NYSE: FBC), the holding compan

NEWS RELEASE For more information, contact: Susan Bergesen Corporate Communications (248) 312-6237 Flagstar Bancorp Announces a Special Dividend of $2.

October 28, 2022 EX-99.1

FOR IMMEDIATE RELEASE New York Community Bancorp, Inc.: Investor/Media Contact: Salvatore J. DiMartino (516) 683-4286 Flagstar Bancorp, Inc.: Investor Contact: Bryan Marx (248) 312-5699 OCC APPROVAL RECEIVED FOR THE MERGER OF NEW YORK COMMUNITY BANK

FOR IMMEDIATE RELEASE New York Community Bancorp, Inc.: Investor/Media Contact: Salvatore J. DiMartino (516) 683-4286 Flagstar Bancorp, Inc.: Investor Contact: Bryan Marx (248) 312-5699 OCC APPROVAL RECEIVED FOR THE MERGER OF NEW YORK COMMUNITY BANK AND FLAGSTAR BANK BOTH COMPANIES MUTUALLY AGREE TO EXTEND MERGER AGREEMENT TO DECEMBER 31, 2022 Hicksville, N.Y. and Troy, MI, October 28, 2022 ? New

October 28, 2022 EX-2.1

Amendment No. 2 to Agreement and Plan of Merger, dated as of October 27, 2022, by and among New York Community Bancorp, Inc., 615 Corp. and Flagstar Bancorp, Inc. (incorporated by reference to Exhibit 2.1 to the Form 8-K filed by Flagstar on October 28, 2022)

EXECUTION VERSION AMENDMENT NO. 2 TO AGREEMENT AND PLAN OF MERGER This AMENDMENT NO. 2, dated as of October 27, 2022 (this ?Amendment?), amends the Agreement and Plan of Merger, dated as of April 24, 2021, by and among New York Community Bancorp, Inc., a Delaware corporation (?NYCB?), 615 Corp., a Delaware corporation and direct, wholly-owned subsidiary of NYCB (?Merger Sub?), and Flagstar Bancorp

October 28, 2022 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 28, 2022 (October 27, 2022) Flagstar Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation

October 26, 2022 EX-99.1

Flagstar Bancorp Reports Third Quarter 2022 Net Income of $73 Million, or $1.35 Per Diluted Share Key Highlights - Third Quarter 2022

EXHIBIT 99.1 NEWS RELEASE For more information, contact: Bryan Marx [email protected] (248) 312-5699 Flagstar Bancorp Reports Third Quarter 2022 Net Income of $73 Million, or $1.35 Per Diluted Share Key Highlights - Third Quarter 2022 ?Generated adjusted net income of $75 million, or $1.41 per diluted share, excluding merger-related costs. ?Expanded net interest margin by 29 basis

October 26, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 26, 2022 Flagstar Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation (Commission File N

October 26, 2022 EX-99.2

1 3rd Quarter 2022 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 3rd Quarter 2022 October 26, 2022 2 3rd Quarter 2022 This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Ac

1 3rd Quarter 2022 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 3rd Quarter 2022 October 26, 2022 2 3rd Quarter 2022 This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, as amended. Forward-looking statements are based on management?s current expectations and assumptions regarding the Company?s business and

August 9, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-16577 Flagstar B

July 27, 2022 EX-99.2

1 2nd Quarter 2022 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 2nd Quarter 2022 July 27, 2022 2 2nd Quarter 2022 This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act o

1 2nd Quarter 2022 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 2nd Quarter 2022 July 27, 2022 2 2nd Quarter 2022 This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, as amended. Forward-looking statements are based on management?s current expectations and assumptions regarding the Company?s business and per

July 27, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 27, 2022 Flagstar Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation (Commission File Numb

July 27, 2022 EX-99.1

Flagstar Bancorp Reports Second Quarter 2022 Net Income of $60 Million, or $1.12 Per Diluted Share Key Highlights - Second Quarter 2022

EXHIBIT 99.1 NEWS RELEASE For more information, contact: Bryan Marx [email protected] (248) 312-5699 Flagstar Bancorp Reports Second Quarter 2022 Net Income of $60 Million, or $1.12 Per Diluted Share Key Highlights - Second Quarter 2022 ?Generated adjusted net income of $63 million, or $1.17 per diluted share, excluding merger-related costs. ?Expanded net interest margin by 58 basi

June 24, 2022 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K Mark One ? ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR o TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.: 001-16577 A. Full title of the plan and the address of the plan, if differe

May 26, 2022 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 24, 2022 Flagstar Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation (Commission File Numbe

May 10, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-16577 Flagstar

April 27, 2022 EX-2.1

Amendment No. 1 to Agreement and Plan of Merger, dated April 26, 2022, among New York Community Bancorp, Inc., 615 Corp., and Flagstar Bancorp, Inc. (previously filed as Exhibit 2.1 to the Company's Current Report on Form 8-K dated April 26, 2022, and incorporated herein by reference).

Exhibit 2.1 EXECUTION VERSION AMENDMENT NO. 1 TO AGREEMENT AND PLAN OF MERGER This AMENDMENT NO. 1, dated as of April 26, 2022 (this ?Amendment?), amends the Agreement and Plan of Merger, dated as of April 24, 2021 (the ?Agreement?), by and among New York Community Bancorp, Inc., a Delaware corporation (?NYCB?), 615 Corp., a Delaware corporation and direct, wholly-owned subsidiary of NYCB (?Merger

April 27, 2022 EX-99.2

1 1st Quarter 2022 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 1st Quarter 2022 April 27, 2022 2 1st Quarter 2022 This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act

1 1st Quarter 2022 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 1st Quarter 2022 April 27, 2022 2 1st Quarter 2022 This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, as amended. Forward-looking statements are based on management?s current expectations and assumptions regarding the Company?s business and pe

April 27, 2022 8-K

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 27, 2022 (April 26, 2022) Flagstar Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation (C

April 27, 2022 EX-99.1

Flagstar Bancorp Reports First Quarter 2022 Net Income of $53 Million, or $0.99 Per Diluted Share Key Highlights - First Quarter 2022

EXHIBIT 99.1 NEWS RELEASE For more information, contact: Kenneth Schellenberg [email protected] (248) 312-5741 Flagstar Bancorp Reports First Quarter 2022 Net Income of $53 Million, or $0.99 Per Diluted Share Key Highlights - First Quarter 2022 ?Posted adjusted net income of $55 million, or $1.02 per diluted share, excluding merger-related costs. ?Leveraged higher interest rates to

April 27, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 27, 2022 Flagstar Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation (Commission File Num

April 27, 2022 EX-99.1

NEW YORK COMMUNITY BANCORP, INC. AND FLAGSTAR BANCORP, INC. EXTEND MERGER AGREEMENT

Exhibit 99.1 FOR IMMEDIATE RELEASE New York Community Bancorp, Inc.: Investor/Media Contact: Salvatore J. DiMartino (516) 683-4286 Flagstar Bancorp, Inc.: Investor/Contact: Kenneth Schellenberg (248) 312-5741 Media Contact: Susan Bergesen (248) 797-2207 NEW YORK COMMUNITY BANCORP, INC. AND FLAGSTAR BANCORP, INC. EXTEND MERGER AGREEMENT Hicksville, N.Y. and Troy, MI, April 27, 2022 ? New York Commu

April 14, 2022 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) o Definitive Proxy State

April 14, 2022 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy State

March 1, 2022 EX-10.3

Amendment to the Employment Agreement dated as of September 4, 2020, by and between Flagstar Bancorp, Inc., Flagstar Bank, FSB and Lee M. Smith (previously filed as Exhibit 10.1 to the Company's Current Report on Form 8-K, dated March 31, 2021, incorporated herein by reference).

Amendment to the Employment Agreement This Amendment to the Employment Agreement (the ?Amendment?) is made and entered into as of September 4, 2020, by and between Flagstar Bancorp, Inc.

March 1, 2022 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE FISCAL YEAR ENDED December 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number: 001-16577 Flagstar Bancorp, Inc. (Exact name of registrant

March 1, 2022 EX-21

List of Subsidiaries of the Company.

EXHIBIT 21 Subsidiaries of Registrant (As of December 31, 2021) Name State or Jurisdiction of Incorporation or Organization Douglas Insurance Agency, Inc.

February 10, 2022 SC 13G/A

FBC / Flagstar Bancorp Inc / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 4)* Name of issuer: Flagstar Bancorp Inc. Title of Class of Securities: Common Stock CUSIP Number: 337930705 Date of Event Which Requires Filing of this Statement: December 31, 2021 Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

February 8, 2022 SC 13G/A

FBC / Flagstar Bancorp Inc / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 4 )* Flagstar Bancorp Inc (Name of Issuer) Common Stock (Title of Class of Securities) 337930705 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this S

February 4, 2022 SC 13G/A

FBC / Flagstar Bancorp Inc / Bay Pond Partners, L.P. - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2 )* Flagstar Bancorp, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 337930705 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this

February 4, 2022 SC 13G/A

FBC / Flagstar Bancorp Inc / WELLINGTON MANAGEMENT GROUP LLP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1 )* Flagstar Bancorp, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 337930705 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this

January 26, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 26, 2022 Flagstar Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation (Commission File N

January 26, 2022 EX-99.1

Flagstar Bancorp Reports Fourth Quarter 2021 Net Income of $85 Million, or $1.60 Per Diluted Share Key Highlights - Fourth Quarter 2021

EXHIBIT 99.1 NEWS RELEASE For more information, contact: Kenneth Schellenberg [email protected] (248) 312-5741 Flagstar Bancorp Reports Fourth Quarter 2021 Net Income of $85 Million, or $1.60 Per Diluted Share Key Highlights - Fourth Quarter 2021 ?Posted adjusted net income of $90 million, or $1.69 per diluted share, excluding merger related costs. ?Returned 1.3 percent on average

January 26, 2022 EX-99.2

1 4th Quarter 2021 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 4th Quarter 2021 January 26, 2022 2 4th Quarter 2021 This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Ac

1 4th Quarter 2021 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 4th Quarter 2021 January 26, 2022 2 4th Quarter 2021 This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, as amended. Forward-looking statements are based on management?s current expectations and assumptions regarding the Company?s business and

November 5, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-16577 Flags

October 27, 2021 EX-99.2

1 3rd Quarter 2021 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 3rd Quarter 2021 October 27, 2021 2 3rd Quarter 2021 This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Ac

1 3rd Quarter 2021 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 3rd Quarter 2021 October 27, 2021 2 3rd Quarter 2021 This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, as amended. Forward-looking statements are based on management?s current expectations and assumptions regarding the Company?s business and

October 27, 2021 EX-99.1

Flagstar Bancorp Reports Third Quarter 2021 Net Income of $152 Million, or $2.83 Per Diluted Share Key Highlights - Third Quarter 2021

EXHIBIT 99.1 NEWS RELEASE For more information, contact: Kenneth Schellenberg [email protected] (248) 312-5741 Flagstar Bancorp Reports Third Quarter 2021 Net Income of $152 Million, or $2.83 Per Diluted Share Key Highlights - Third Quarter 2021 ?Generated net interest income of $195 million, up $12 million from the prior quarter. ?Produced mortgage revenue of $178 million - sixth

October 27, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 27, 2021 Flagstar Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation (Commission File N

August 6, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-16577 Flagstar B

August 5, 2021 EX-99.1

MERGER BETWEEN NEW YORK COMMUNITY BANCORP, INC. AND FLAGSTAR BANCORP, INC. RECEIVES SHAREHOLDER APPROVAL

Exhibit 99.1 FOR IMMEDIATE RELEASE New York Community Bancorp, Inc.: Investor/Media Contact: Salvatore J. DiMartino (516) 683-4286 Flagstar Bancorp, Inc.: Investor/Contact: Kenneth Schellenberg (248) 312-5741 Media Contact: Susan Bergesen (248) 797-2207 MERGER BETWEEN NEW YORK COMMUNITY BANCORP, INC. AND FLAGSTAR BANCORP, INC. RECEIVES SHAREHOLDER APPROVAL Hicksville, N.Y., and Troy, MI, August 4,

August 5, 2021 8-K

Financial Statements and Exhibits, Other Events, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 5, 2021 (August 4, 2021) Flagstar Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation (C

July 30, 2021 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 30, 2021 (July 28, 2021) Flagstar Bancorp, Inc.

July 30, 2021 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy State

July 30, 2021 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 30, 2021 NEW YORK COMMUNITY

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 30, 2021 NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 1-31565 06-1377322 (State or other jurisdiction of incorporation or orga

July 30, 2021 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy State

July 28, 2021 EX-99.1

Flagstar Bancorp Reports Second Quarter 2021 Net Income of $147 million, or $2.74 Per Diluted Share Key Highlights - Second Quarter 2021

EXHIBIT 99.1 NEWS RELEASE For more information, contact: Kenneth Schellenberg [email protected] (248) 312-5741 Flagstar Bancorp Reports Second Quarter 2021 Net Income of $147 million, or $2.74 Per Diluted Share Key Highlights - Second Quarter 2021 ?Generated net interest income of $183 million, with net interest margin increasing 8 basis points. ?Produced mortgage revenue of $163 m

July 28, 2021 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 28, 2021 New York Community

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 28, 2021 New York Community Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation) (Commi

July 28, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 28, 2021 Flagstar Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation (Commission File Numb

July 28, 2021 425

New York Community Bancorp, Inc. 2Q 2021 Earnings Call Transcript Wednesday, July 28, 2021

425 Filed by: New York Community Bancorp, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-6 under the Securities Exchange Act of 1934 Subject Company: Flagstar Bancorp, Inc. (Commission File No.: 001-16577) New York Community Bancorp, Inc. 2Q 2021 Earnings Call Transcript Wednesday, July 28, 2021 Corporate Participants John J. Pinto New York Communi

July 28, 2021 EX-99.2

1 2nd Quarter 2021 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 2nd Quarter 2021 July 28, 2021 2 2nd Quarter 2021Cautionary statements This presentation contains "forward-looking statements" within the meaning of the Private Securities Li

1 2nd Quarter 2021 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 2nd Quarter 2021 July 28, 2021 2 2nd Quarter 2021Cautionary statements This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, as amended. Forward-looking statements are based on management?s current expectations and assumptions regarding the Compa

July 28, 2021 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 28, 2021 NEW YORK COMMUNITY

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 28, 2021 NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 1-31565 06-1377322 (State or other jurisdiction of incorporation or orga

July 23, 2021 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 21, 2021 NEW YORK COMMUNITY

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 21, 2021 NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 1-31565 06-1377322 (State or other jurisdiction of incorporation or orga

July 21, 2021 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy State

July 21, 2021 425

Filed by: New York Community Bancorp, Inc.

Filed by: New York Community Bancorp, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-6 under the Securities Exchange Act of 1934 Subject Company: Flagstar Bancorp, Inc. (Commission File No.: 001-16577) On July 21, 2021, the following communication was sent to employees of New York Community Bancorp, Inc.: Good afternoon everyone! As we move closer

July 7, 2021 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy State

July 6, 2021 425

This email represents the following share(s): NEW YORK COMMUNITY BANCORP INC 123,456,789,012.00000 NEW YORK COMMUNITY BANCORP, INC. - 401K 123,456,789,012.00000 NEW YORK COMMUNITY BANCORP, INC. ESOP 123,456,789,012.00000 NYCB - STOCK INCENTIVE PLAN 1

Filed by: New York Community Bancorp, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-6 under the Securities Exchange Act of 1934 Subject Company: Flagstar Bancorp, Inc. (Commission File No.: 001-16577) From: SPECIMEN Sent: To: Subject: #NYCB21PXS# NEW YORK COMMUNITY BANCORP, INC. Special Meeting %S25532 001234567890123450000001% 1 As an investor in

June 25, 2021 DEFM14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Defi

June 22, 2021 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy State

June 21, 2021 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K Mark One ? ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 OR o TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.: 001-16577 A. Full title of the plan and the address of the plan, if differe

May 28, 2021 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 25, 2021 Flagstar Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation (Commission File Numbe

May 27, 2021 425

New York Community Bancorp, Inc. 2021 Annual Meeting of Shareholders Wednesday, May 26, 2021

Filed by: New York Community Bancorp, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: Flagstar Bancorp, Inc. (Commission File No.: 001-16577) New York Community Bancorp, Inc. 2021 Annual Meeting of Shareholders Wednesday, May 26, 2021 CORPORATE PARTICIPANTS R. Patrick Quinn New York Commu

May 26, 2021 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 26, 2021 NEW YORK COMMUNITY B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 26, 2021 NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 1-31565 06-1377322 (State or other jurisdiction of incorporation or organ

May 25, 2021 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy State

May 7, 2021 EX-10.1

Amendment to the Employment Agreement dated as of September 4, 2020, by and between Flagstar Bancorp, Inc., Flagstar Bank, FSB and Lee M. Smith.

EXHIBIT 10.1 Amendment to the Employment Agreement This Amendment to the Employment Agreement (the ?Amendment?) is made and entered into as of September 4, 2020, by and between Flagstar Bancorp, Inc., a Michigan corporation (the ?Company?), Flagstar Bank, FSB, a federally chartered savings bank and wholly-owned subsidiary of the Company (the ?Bank? and, together with the Company, ?Flagstar?) and L

May 7, 2021 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-16577 Flagstar

April 27, 2021 DEFA14A

- DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 26, 2021 (April 24, 2021) Flagstar Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation (C

April 27, 2021 425

Merger Prospectus - 425

Filed by: New York Community Bancorp, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: Flagstar Bancorp, Inc. (Commission File No.: 001-16577) On April 26, 2021, the following communication was sent to employees of New York Community Bancorp, Inc.: Good morning, I have some exciting news t

April 27, 2021 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 26, 2021 (April 24, 2021) Flagstar Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation (C

April 27, 2021 425

Merger Prospectus - 425

Filed by: New York Community Bancorp, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: Flagstar Bancorp, Inc. (Commission File No.: 001-16577) New York Community Bancorp, Inc.-Flagstar Bancorp, Inc. Joint Acquisition Announcement and Q1 Earnings Conference Call Monday, April 26, 2021 CORPO

April 27, 2021 EX-10.1

Non-Competition and Non-Solicitation Agreement, dated as of April 24, 2021, by and between Flagstar Bancorp, Inc. and Alessandro DiNello.

Exhibit 10.1 EXECUTION VERSION NON-COMPETITION AND NON-SOLICITATION AGREEMENT THIS NON-COMPETITION AND NON-SOLICITATION AGREEMENT (the ?Agreement?), dated as of April 24, 2021, by and among Flagstar Bancorp, Inc. (the ?Company?), a Michigan corporation, and Alessandro DiNello (?Executive?) is effective as of the Closing (as defined below) (the ?Effective Date?). For purposes of this Agreement, Exe

April 27, 2021 DEFA14A

- DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy State

April 27, 2021 EX-2.1

Agreement and Plan of Merger, dated April 24, 2021, among New York Community Bancorp, Inc., 615 Corp., and Flagstar Bancorp, Inc. (previously filed as Exhibit 2.1 to the Company's Current Report on Form 8-K dated April 26, 2021, and incorporated herein by reference).

Exhibit 2.1 EXECUTION VERSION AGREEMENT AND PLAN OF MERGER by and among NEW YORK COMMUNITY BANCORP, INC., 615 CORP. and FLAGSTAR BANCORP, INC. Dated as of April 24, 2021 TABLE OF CONTENTS ARTICLE I THE MERGER 1.1 The Merger 1 1.2 Closing 2 1.3 Effective Time 2 1.4 Effects of the Merger 2 1.5 Conversion of Flagstar Common Stock 2 1.6 Merger Sub Stock 3 1.7 Treatment of Flagstar Equity Awards 3 1.8

April 27, 2021 425

Merger Prospectus - 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 24, 2021 NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 1-31565 06-1377322 (State or other jurisdiction of incorporation or org

April 26, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 26, 2021 Flagstar Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation) (Commission File Nu

April 26, 2021 EX-99.2

Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 1st Quarter 2021 April 26, 2021

Exhibit 99.2 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 1st Quarter 2021 April 26, 2021 Cautionary statements 1st Quarter 2021 This presentation contains ?forward-looking statements? within the meaning of the Private Securities Litigation Reform Act of 1995, as amended. Forward-looking statements are based on management?s current expectations and assumptions regarding the Company?s b

April 26, 2021 DEFA14A

- DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy State

April 26, 2021 DEFA14A

- DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 26, 2021 (April 24, 2021) Flagstar Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation (C

April 26, 2021 DEFA14A

- DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy State

April 26, 2021 DEFA14A

- DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy State

April 26, 2021 DEFA14A

- DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy State

April 26, 2021 DEFA14A

- DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy State

April 26, 2021 DEFA14A

- DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy State

April 26, 2021 DEFA14A

- DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy State

April 26, 2021 EX-99.2

NEW YORK COMMUNITY BANCORP, INC. TO ACQUIRE FLAGSTAR BANCORP, INC. IN AN ALL STOCK STRATEGIC MERGER ATTRACTIVE PRO-FORMA FINANCIAL METRICS; SUBSTANTIALLY ACCRETIVE TO EPS AND TANGIBLE BOOK VALUE PER SHARE CREATES A HIGH PERFORMING REGIONAL BANK WITH

Exhibit 99.2 FOR IMMEDIATE RELEASE New York Community Bancorp, Inc.: Flagstar Bancorp, Inc.: Investor/Media Contact: Salvatore J. DiMartino Investor/Contact: Kenneth Schellenberg (516) 683-4286 (248) 312-5741 Media Contact: Susan Bergesen (248) 797-2207 NEW YORK COMMUNITY BANCORP, INC. TO ACQUIRE FLAGSTAR BANCORP, INC. IN AN ALL STOCK STRATEGIC MERGER ATTRACTIVE PRO-FORMA FINANCIAL METRICS; SUBSTA

April 26, 2021 425

Merger Prospectus - 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 26, 2021 NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 1-31565 06-1377322 (State or other jurisdiction of incorporation or org

April 26, 2021 EX-99.1

New York Community Bancorp, Inc. Reports First Quarter 2021 Diluted EPS Of $0.29 Driven By Ongoing NIM Expansion, Good Loan Growth, Lower Operating Expenses, Strong Deposit Growth, And Strong Asset Quality Trends

Exhibit 99.1 New York Community Bancorp, Inc. Reports First Quarter 2021 Diluted EPS Of $0.29 Driven By Ongoing NIM Expansion, Good Loan Growth, Lower Operating Expenses, Strong Deposit Growth, And Strong Asset Quality Trends THE COMPANY ALSO ANNOUNCED TODAY IN A SEPARATE RELEASE THAT IT HAS ENTERED INTO A DEFINITIVE MERGER AGREEMENT TO ACQUIRE FLAGSTAR BANCORP, INC. IN AN ALL STOCK MERGER THAT IS

April 26, 2021 EX-99.1

Disclaimer Cautionary Statements Regarding Forward-Looking Information Certain statements in this presentation may constitute “forward‐looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, Section 27A of the

Exhibit 99.1 NYCB and Flagstar: Accelerating Our Transformation Strategy April 26, 2021Exhibit 99.1 NYCB and Flagstar: Accelerating Our Transformation Strategy April 26, 2021 Disclaimer Cautionary Statements Regarding Forward-Looking Information Certain statements in this presentation may constitute ?forward?looking statements? within the meaning of the Private Securities Litigation Reform Act of

April 26, 2021 DEFA14A

- DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy State

April 26, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 26, 2021 (April 24, 2021) Flagstar Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation (C

April 26, 2021 DEFA14A

- DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy State

April 26, 2021 425

Merger Prospectus - 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 24, 2021 NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 1-31565 06-1377322 (State or other jurisdiction of incorporation or org

April 26, 2021 EX-99.1

Flagstar Bancorp Reports First Quarter 2021 Net Income of $149 million, or $2.80 Per Diluted Share Key Highlights - First Quarter 2021

EXHIBIT 99.1 NEWS RELEASE For more information, contact: Kenneth Schellenberg [email protected] (248) 312-5741 Flagstar Bancorp Reports First Quarter 2021 Net Income of $149 million, or $2.80 Per Diluted Share Key Highlights - First Quarter 2021 ? Posted adjusted net income of $176 million, or $3.31 per diluted share, excluding the $35 million expense for the final settlement of De

April 26, 2021 DEFA14A

- DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy State

April 15, 2021 DEF 14A

Schedule 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy State

April 15, 2021 DEFA14A

- DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) o Definitive Proxy State

March 30, 2021 8-K

Termination of a Material Definitive Agreement

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 30, 2021 Flagstar Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation (Commission File Num

February 26, 2021 EX-10.12

Form of Change in Control Agreement as between Flagstar Bancorp, Inc., Flagstar Bank, FSB and James K. Ciroli, Stephen Figliuolo, Reginald Davis and Karen Buck.

Change in Control Agreement This Change in Control Agreement (the ?Agreement?) is made and entered into as of [DATE] (the ?Effective Date?), by and between Flagstar Bancorp, Inc.

February 26, 2021 10-K

Annual Report - 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE FISCAL YEAR ENDED DECEMBER 31, 2020 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number: 001-16577 Flagstar Bancorp, Inc. (Exact name of registrant

February 26, 2021 EX-21

List of Subsidiaries of the Company.

EXHIBIT 21 Subsidiaries of Registrant (As of December 31, 2020) Name State or Jurisdiction of Incorporation or Organization Douglas Insurance Agency, Inc.

February 26, 2021 EX-4.4

Description of Rights of Shareholders

Exhibit 4.4 Description of Rights of Shareholders General Our authorized capital stock consists of 105,000,000 shares, including 80,000,000 shares of common stock, $0.01 par value per share, and 25,000,000 shares of preferred stock, $0.01 par value per share. Our common stock is the only class of our securities registered under Section 12 of the Securities Exchange Act of 1934. As of February 25,

February 12, 2021 SC 13G/A

SCHEDULE 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3 )* Flagstar Bancorp Inc (Name of Issuer) Common Stock (Title of Class of Securities) 337930705 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this S

February 10, 2021 SC 13G/A

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 3)*

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 3)* Name of issuer: Flagstar Bancorp Inc. Title of Class of Securities: Common Stock CUSIP Number: 337930705 Date of Event Which Requires Filing of this Statement: December 31, 2020 Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

February 4, 2021 SC 13G

SCHEDULE 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Flagstar Bancorp, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 337930705 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this S

February 3, 2021 SC 13G/A

SCHEDULE 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1 )* Flagstar Bancorp, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 337930705 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this

January 21, 2021 EX-99.1

Flagstar Bancorp Reports Fourth Quarter 2020 Net Income of $154 million, or $2.83 Per Diluted Share Key Highlights - Fourth Quarter 2020

EXHIBIT 99.1 NEWS RELEASE For more information, contact: Kenneth Schellenberg [email protected] (248) 312-5741 Flagstar Bancorp Reports Fourth Quarter 2020 Net Income of $154 million, or $2.83 Per Diluted Share Key Highlights - Fourth Quarter 2020 •Net interest income grew by $9 million with lower deposit costs and higher warehouse balances. •Mortgage revenue was $232 million as fa

January 21, 2021 EX-99.2

1 4th Quarter 2020 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 4th Quarter 2020 January 21, 2021 2 4th Quarter 2020Cautionary statements This presentation contains "forward-looking statements" within the meaning of the Private Securities

fbc-4q20xearningsxpresen 1 4th Quarter 2020 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 4th Quarter 2020 January 21, 2021 2 4th Quarter 2020Cautionary statements This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, as amended. Forward-looking statements are based on management’s current expectations and ass

January 21, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 21, 2021 Flagstar Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation (Commission File N

January 20, 2021 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 19, 2021 Flagstar Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation (Commission File N

December 21, 2020 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 21, 2020 Flagstar Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation (Commission File

December 21, 2020 EX-99.1

For Immediate Release Contact: Susan E. Bergesen Corporate Communications (248) 312-6237 [email protected] Flagstar Names Toan Huynh and Lori Jordan to Board of Directors New directors bring fintech experience, fresh perspectives TROY, Mich

flagstarpressreleasedate For Immediate Release Contact: Susan E. Bergesen Corporate Communications (248) 312-6237 [email protected] Flagstar Names Toan Huynh and Lori Jordan to Board of Directors New directors bring fintech experience, fresh perspectives TROY, Mich., Dec. 21, 2020—Flagstar Bancorp announces the appointment of Toan Huynh and Lori Jordan to its board of directors, keeping

December 10, 2020 SC 13G/A

FBC / Flagstar Bancorp, Inc. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 2)* Name of issuer: Flagstar Bancorp Inc. Title of Class of Securities: Common Stock CUSIP Number: 337930705 Date of Event Which Requires Filing of this Statement: November 30, 2020 Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

November 16, 2020 SC 13G

FBC / Flagstar Bancorp, Inc. / Bay Pond Partners, L.P. - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Flagstar Bancorp, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 337930705 (CUSIP Number) November 06, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this S

November 10, 2020 EX-1.1

Underwriting Agreement, dated November 5, 2020 (the “Underwriting Agreement”), by and among Flagstar Bancorp, Inc., MP Thrift Investments L.P. and Morgan Stanley & Co. LLC, as underwriter in the Offering.

Exhibit 1.1 FLAGSTAR BANCORP, INC. 9,112,705 Shares of Common Stock ($0.01 par value per share) UNDERWRITING AGREEMENT November 5, 2020 Morgan Stanley & Co. LLC As Representative of the several Underwriters listed in Schedule 1 hereto c/o Morgan Stanley & Co. LLC 1585 Broadway New York, New York 10036 Ladies and Gentlemen: MP Thrift Investments L.P. (the “Selling Stockholder”), a stockholder of Fl

November 10, 2020 8-K

Financial Statements and Exhibits, Other Events - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 5, 2020 Flagstar Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation) (Commission File

November 9, 2020 424B5

CALCULATION OF REGISTRATION FEE Title of each class of securities to be registered Amount to be Registered Proposed Maximum Offering Price Per Share Maximum Aggregate Offering Price(1) Amount of Registration Fee(1) Common Stock, par value $0.01 per s

Use these links to rapidly review the document TABLE OF CONTENTS TABLE OF CONTENTS Table of Contents Filed Pursuant to Rule 424(b)(5) Registration Statement No.

November 9, 2020 EX-2

EX-2

Please refer to PDF referenced Exhibit 2.

November 9, 2020 SC 13D/A

FBC / Flagstar Bancorp, Inc. / MP Thrift Investments L.P. Activist Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) Under the Securities Exchange Act of 1934 (Amendment No. 16)* Flagstar Bancorp, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 337930101 (

November 9, 2020 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-16577 Flags

November 9, 2020 EX-2

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begin 644 exhibit2.pdf M)5!$1BTQ+C8-):;IS\0-"C$W." P(&]B:@T\/"],:6YE87)I>F5D(#$O3R Q M.#$O2"!;(#8U,B Y,3==+TP@,[email protected]@,3DV+T9I;'1E7!E+UA2968O26YD M97A;,3-IC9& 08&!D8)X.))AZ0*PW0(*E"$CPMP&)9B$& M1D9G'B!1\1C(9;C!P,3 L M,,((()A#!#")80 0KB& #$>P ],@,4@T*96YD M-IC8&!@9F!@"&=@8F!@LF,09$ 0: ,"Q!R'$"([7K1K.RX>L')!!.0FZ"T08)#AY?-KMF'\>I#3L=XE:H7Y$\(23/'M[%LP(# @-C$R(#P%2P6\3[05$OB#D4:)&4GWY%\\)[JZ

November 6, 2020 424B5

Subject to Completion, Dated November 5, 2020

Use these links to rapidly review the document TABLE OF CONTENTS TABLE OF CONTENTS Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No.

October 28, 2020 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 28, 2020 Flagstar Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation) (Commission File

October 28, 2020 EX-3

EX-3

Please refer to PDF referenced Exhibit 3.

October 28, 2020 EX-3

FBC / Flagstar Bancorp, Inc. / MP Thrift Investments L.P.

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October 28, 2020 EX-2

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begin 644 exhibit2.pdf M)5!$1BTQ+C8-)>+CS],-"C8P(# @;V)J#3P\+TQI;F5A7!E+UA2968O5ULQ(#,@,5T^/G-T M8F!@8&9@8%)C8 (R^!D$&1! $"C#S,#"P'& @>'D?89G#8P.[0H!&BH;1+2X M/%FF-3 P"#FP?.C-SNG=P,#TL'VWX;OD.\=W]LXV=MV.(&[email protected]:.C@:.# M 40P B%' Q#A-@AHHQ(#XT\O(,T&Q!Q@-S0Q" !=MY1Q>KW8SL=A/:;!#$]! MPBH,3 9M0)H1B+N 6)V!R7X[A,^H"1!@ )@6,,0-"F5N9'-T7!E+T-A=&%L;V<^/@UE;F1O8FH-C(@,"!O M8FH-/#PO0V]N=&5N=',@-C0@,"!2+T-R;W

October 28, 2020 EX-4.2

First Supplemental Indenture, dated October 28, 2020, between Flagstar Bancorp, Inc. and Wilmington Trust, National Association, as Trustee (previously filed as Exhibit 4.2 to the Company's Current Report on Form 8-K, dated October 28, 2020, and incorporated herein by reference).

Exhibit 4.2 FIRST SUPPLEMENTAL INDENTURE between FLAGSTAR BANCORP, INC. AND WILMINGTON TRUST, NATIONAL ASSOCIATION DATED AS OF OCTOBER 28, 2020 First Supplement to Indenture dated as of October 28, 2020 FIRST SUPPLEMENTAL INDENTURE, dated as of October 28, 2020 (this “Supplemental Indenture”), between FLAGSTAR BANCORP, INC., a Michigan corporation (the “Company”), and WILMINGTON TRUST, NATIONAL AS

October 28, 2020 EX-4.1

Indenture, dated October 28, 2020, between Flagstar Bancorp, Inc. and Wilmington Trust, National Association, as Trustee (previously filed as Exhibit 4.1 to the Company's Current Report on Form 8-K, dated October 28, 2020, and incorporated herein by reference).

Exhibit 4.1 Flagstar Bancorp, Inc. INDENTURE Dated as of October 28, 2020 Wilmington Trust, National Association, as Trustee TABLE OF CONTENTS Page ARTICLE I DEFINITIONS AND INCORPORATION BY REFERENCE 1 Section 1.1 Definitions 1 Section 1.2 Other Definitions 6 Section 1.3 Incorporation by Reference of Trust Indenture Act 6 Section 1.4 Rules of Construction 7 ARTICLE II THE SECURITIES 7 Section 2.1

October 28, 2020 EX-2

EX-2

Please refer to PDF referenced Exhibit 2.

October 28, 2020 SC 13D/A

FBC / Flagstar Bancorp, Inc. / MP Thrift Investments L.P. Activist Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) Under the Securities Exchange Act of 1934 (Amendment No. 15)* Flagstar Bancorp, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 337930101 (

October 27, 2020 EX-2

EX-2

Please refer to PDF Exhibit2

October 27, 2020 SC 13D/A

FBC / Flagstar Bancorp, Inc. / MP Thrift Investments L.P. Activist Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) Under the Securities Exchange Act of 1934 (Amendment No. 14)* Flagstar Bancorp, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 337930101 (

October 27, 2020 EX-3

EX-3

Please refer to PDF Exhibit3

October 27, 2020 424B5

CALCULATION OF REGISTRATION FEE Title of Each Class of Securities To Be Registered Amount to be Registered Proposed Maximum Offering Price Proposed Maximum Aggregate Offering Price(1) Amount of Registration Fee(1) 4.125% Fixed-to-Floating Rate Subord

Use these links to rapidly review the document TABLE OF CONTENTS TABLE OF CONTENTS Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No.

October 26, 2020 EX-1.1

Underwriting Agreement, dated October 23, 2020, by and between Flagstar Bancorp, Inc. and Raymond James & Associates, Inc. and BofA Securities, Inc., as underwriters in the Offering

Exhibit 1.1 Execution Version FLAGSTAR BANCORP, INC. 4.125% Fixed-to-Floating Rate Subordinated Notes due 2030 UNDERWRITING AGREEMENT October 23, 2020 Raymond James & Associates, Inc. BofA Securities, Inc. As Representatives of the several Underwriters listed in Schedule 1 hereto c/o Raymond James & Associates, Inc. 880 Carillon Parkway St. Petersburg, FL 33716 c/o BofA Securities, Inc. One Bryant

October 26, 2020 8-K

Financial Statements and Exhibits, Other Events - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 20, 2020 Flagstar Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation) (Commission File

October 23, 2020 FWP

Flagstar Bancorp, Inc. 4.125% Fixed-to-Floating Rate Subordinated Notes due 2030 Term Sheet

Filed pursuant to Rule 433 Free Writing Prospectus dated October 23, 2020 Registration No.

October 22, 2020 424B5

Subject to Completion, Dated October 22, 2020

Use these links to rapidly review the document TABLE OF CONTENTS TABLE OF CONTENTS Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No.

October 21, 2020 EX-99.2

3rd Quarter 2020 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 3rd Quarter 2020 October 21, 2020 1 Cautionary statements 3rd Quarter 2020 This presentation contains "forward-looking statements" within the meaning of the Private Securities

a3q20-fbcxearningsxprese 3rd Quarter 2020 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 3rd Quarter 2020 October 21, 2020 1 Cautionary statements 3rd Quarter 2020 This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, as amended. Forward-looking statements are based on management’s current expectations and assu

October 21, 2020 EX-99.1

Flagstar Bancorp Reports Third Quarter 2020 Net Income of $222 million, or $3.88 Per Diluted Share Key Highlights - Third Quarter 2020

EXHIBIT 99.1 NEWS RELEASE For more information, contact: Kenneth Schellenberg [email protected] (248) 312-5741 Flagstar Bancorp Reports Third Quarter 2020 Net Income of $222 million, or $3.88 Per Diluted Share Key Highlights - Third Quarter 2020 •Surpassed record results from second quarter 2020 as all segments posted strong earnings •Grew net interest income by $12 million to $180

October 21, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 21, 2020 Flagstar Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation (Commission File N

September 10, 2020 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 4, 2020 Flagstar Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation (Commission File

September 10, 2020 EX-99.2

NEWS RELEASE For more information contact: Susan Bergesen Flagstar Bank (248) 312-6237 Flagstar Bank Names Lee M. Smith President of Mortgage Flagstar’s chief operating officer takes role of president of Mortgage TROY, Mich., Sept.10, 2020—Flagstar B

pressreleasefinal NEWS RELEASE For more information contact: Susan Bergesen Flagstar Bank (248) 312-6237 Flagstar Bank Names Lee M.

September 8, 2020 EX-99.1

Flagstar Bancorp, Inc. (NYSE: FBC) Investor Presentation August 2020 1 Cautionary statements This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, as amended. Forward-looki

fbcinvestorpresentationu Flagstar Bancorp, Inc. (NYSE: FBC) Investor Presentation August 2020 1 Cautionary statements This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, as amended. Forward-looking statements are based on management’s current expectations and assumptions regarding the Company’s business and performance

September 8, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 8, 2020 Flagstar Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation (Commission File

August 12, 2020 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 10, 2020 Flagstar Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation) (Commission File N

August 12, 2020 424B5

CALCULATION OF REGISTRATION FEE Title of each class of securities to be registered Amount to be Registered(1) Proposed Maximum Offering Price Per Share Maximum Aggregate Offering Price(2) Amount of Registration Fee(2) Common Stock, par value $0.01 pe

Use these links to rapidly review the document TABLE OF CONTENTS TABLE OF CONTENTS Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No.

August 12, 2020 EX-1.1

Underwriting Agreement, dated August 10, 2020 (the “Underwriting Agreement”), by and among Flagstar Bancorp, Inc., MP Thrift Investments L.P. and Morgan Stanley & Co. LLC, as underwriter in the Offering

Exhibit 1.1 FLAGSTAR BANCORP, INC. 6,000,000 Shares of Common Stock ($0.01 par value per share) UNDERWRITING AGREEMENT August 10, 2020 Morgan Stanley & Co. LLC As Representative of the several Underwriters listed in Schedule 1 hereto c/ o Morgan Stanley & Co. LLC 1585 Broadway New York, New York 10036 Ladies and Gentlemen: MP Thrift Investments L.P. (the “Selling Stockholder”), a stockholder of Fl

August 11, 2020 EX-3

$V6D(I?A W5(B;:@"Q@$RG$[3S'-DM;<(M+"-GVX9D MX1.LCPUZ2QJV3O2\5$K.Y2=B&NPH_#9+<2D3^Z C9U'N\16?]=E"F,RG9HU$ M_\;@>\K31@8IPYHRH:

begin 644 exhibit3.pdf M)5!$1BTQ+C4*):;IS\0-"C0@,"!O8FH*/#P*+TQE;F=T:" U(# @4@HO1FEL M=&5R("]&;&%T941E8V]D90H^/@IS=')E86T-"GC:K5O;CAM'DGW75^2#,:@" MFIRJRKK./,E:V=#"'GO5K5T,UOO YJ5)N%5%=Y.2]?>;$2/7]W:NE":LIP7UMQM7I6F6]-5W7SWMQ]?/7? MV=N\FM?9G[F[U&;;O)Q7V2Z?-?,NNWNTX MO\GY^[?7[V]>4?KYX>>'&SKO2=+1,HRM;M^2?^3!OLO72/3\[YA46XF7K M;*+%;#:ZC0R9^4^WTSY;Y[/*?7IR2W?9,WUHY.*1SE!>MYW*VGG5F[9U3VFQ MG1RV>!NXEW]3

August 11, 2020 EX-3

EX-3

Please refer to PDF Exhibit3.pdf

August 11, 2020 SC 13D/A

FBC / Flagstar Bancorp, Inc. / MP Thrift Investments L.P. Activist Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) Under the Securities Exchange Act of 1934 (Amendment No. 13)* Flagstar Bancorp, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 337930101 (

August 11, 2020 EX-4

FORM OF LOCK-UP AGREEMENT

Exhibit IV FORM OF LOCK-UP AGREEMENT , 2020 Morgan Stanley & Co. LLC As Representative of the several Underwriters listed in Schedule 1 to the Underwriting Agreement referred to below c/o Morgan Stanley & Co. LLC 1585 Broadway New York, New York 10036 Re: FLAGSTAR BANCORP, INC. — Public Offering Ladies and Gentlemen: The undersigned understands that you, as Representative of the several Underwrite

August 10, 2020 424B5

6,000,000 Shares Common Stock

Use these links to rapidly review the document TABLE OF CONTENTS TABLE OF CONTENTS Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No.

August 10, 2020 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-16577 Flagstar B

July 28, 2020 EX-99.1

Flagstar Bancorp Reports Second Quarter 2020 Net Income of $116 Million, or $2.03 Per Diluted Share Key Highlights - Second Quarter 2020

EXHIBIT 99.1 NEWS RELEASE For more information, contact: Kenneth Schellenberg [email protected] (248) 312-5741 Flagstar Bancorp Reports Second Quarter 2020 Net Income of $116 Million, or $2.03 Per Diluted Share Key Highlights - Second Quarter 2020 •Posted best results in company history, validating strength of business model •Expanded net interest margin by 5 basis points and incre

July 28, 2020 EX-99.2

2nd Quarter 2020 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 2nd Quarter 2020 July 28, 2020 1 Cautionary statements 2nd Quarter 2020 This presentation contains "forward-looking statements" within the meaning of the Private Securities Lit

a2q20earningsxpresentat 2nd Quarter 2020 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 2nd Quarter 2020 July 28, 2020 1 Cautionary statements 2nd Quarter 2020 This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, as amended. Forward-looking statements are based on management’s current expectations and assumpti

July 28, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 28, 2020 Flagstar Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation (Commission File Numb

July 14, 2020 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 9, 2020 Flagstar Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation (Commission File Numbe

June 26, 2020 11-K

- 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K Mark One þ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2019 OR o TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.: 001-16577 A. Full title of the plan and the address of the plan, if differe

June 5, 2020 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 2, 2020 Flagstar Bancorp, Inc. (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation (Commission File Numbe

May 29, 2020 DEFA14A

- DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ý Filed by a Party other than the Registrant ¨ Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) o Definitive Proxy State

May 11, 2020 EX-10.1

Change in Control Agreement, dated March 17, 2020, by and between Flagstar Bancorp, Inc., Flagstar Bank, FSB and Kristy Fercho

exhibit101changeincontro

May 11, 2020 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-16577 Flagstar

April 28, 2020 EX-99.2

1st Quarter 2020 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 1st Quarter 2020 April 28, 2020 1 Cautionary statements 1st Quarter 2020 This presentation contains "forward-looking statements" within the meaning of the Private Securities Li

a1q20earningsdeckfinal 1st Quarter 2020 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 1st Quarter 2020 April 28, 2020 1 Cautionary statements 1st Quarter 2020 This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, as amended. Forward-looking statements are based on management’s current expectations and assumpti

April 28, 2020 EX-99.1

Flagstar Bancorp Reports First Quarter 2020 Net Income of $46 Million, or $0.80 Per Diluted Share Key Highlights - First Quarter 2020

EXHIBIT 99.1 NEWS RELEASE For more information, contact: Kenneth Schellenberg [email protected] (248) 312-5741 Flagstar Bancorp Reports First Quarter 2020 Net Income of $46 Million, or $0.80 Per Diluted Share Key Highlights - First Quarter 2020 • Transitioned smoothly to remote operations to protect the health of employees and ensure business continuity • Achieved mortgage revenues

April 28, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 28, 2020 (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation (Commission File Number) (IRS Employer Iden

April 21, 2020 DEFA14A

FBC / Flagstar Bancorp, Inc. DEFA14A - -

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ý Filed by a Party other than the Registrant ¨ Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) o Definitive Proxy State

April 21, 2020 DEF 14A

The portions of our Definitive Proxy Statement on Schedule 14A filed with the SEC on April 21, 2020, that are incorporated by reference into Part III of our 2019 Annual Report;

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ý Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ý Definitive Proxy State

February 28, 2020 EX-21

List of Subsidiaries of the Company.

EXHIBIT 21 Subsidiaries of Registrant (As of December 31, 2019) State or Jurisdiction of Incorporation or Organization Name Douglas Insurance Agency, Inc.

February 28, 2020 EX-4.4

Description of Rights of Shareholders

Exhibit 4.4 Description of Rights of Shareholders General Our authorized capital stock consists of 105,000,000 shares, including 80,000,000 shares of common stock, $0.01 par value per share, and 25,000,000 shares of preferred stock, $0.01 par value per share. Our common stock is the only class of our securities registered under Section 12 of the Securities Exchange Act of 1934. As of February 27,

February 28, 2020 10-K

Annual Report - 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE FISCAL YEAR ENDED DECEMBER 31, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number: 001-16577 Flagstar Bancorp, Inc. (Exact name of registrant

February 12, 2020 SC 13G/A

FBC / Flagstar Bancorp, Inc. / DIMENSIONAL FUND ADVISORS LP - SCHEDULE 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)* FLAGSTAR BANCORP INC (Name of Issuer) Common Stock (Title of Class of Securities) 337930705 (CUSIP Number) December 31, 2019 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sc

February 12, 2020 SC 13G/A

FBC / Flagstar Bancorp, Inc. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 1)* Name of issuer: Flagstar Bancorp Inc Title of Class of Securities: Common Stock CUSIP Number: 337930705 Date of Event Which Requires Filing of this Statement: December 31, 2019 Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

January 28, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 28, 2020 (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation (Commission File Number) (IRS Employer Id

January 28, 2020 EX-99.2

4th Quarter 2019 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 4th Quarter 2019 January 28, 2020 Cautionary statements 4th Quarter 2019 This presentation contains "forward-looking statements" within the meaning of the Private Securities Li

a4q19earningsdeckfinal 4th Quarter 2019 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 4th Quarter 2019 January 28, 2020 Cautionary statements 4th Quarter 2019 This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, as amended. Forward-looking statements are based on management’s current expectations and assumpti

January 28, 2020 EX-99.1

Flagstar Bancorp Reports Fourth Quarter 2019 Net Income of $58 Million, or $1.00 Per Diluted Share Key Highlights - Fourth Quarter 2019

EXHIBIT 99.1 NEWS RELEASE For more information, contact: Kenneth Schellenberg [email protected] (248) 312-5741 Flagstar Bancorp Reports Fourth Quarter 2019 Net Income of $58 Million, or $1.00 Per Diluted Share Key Highlights - Fourth Quarter 2019 • Net interest income increased $6 million from last quarter, led by higher earning assets • Mortgage revenues totaled $98 million, drive

November 8, 2019 SC 13D/A

FBC / Flagstar Bancorp, Inc. / MP Thrift Investments L.P. Activist Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) Under the Securities Exchange Act of 1934 (Amendment No. 12)* Flagstar Bancorp, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 337930101 (

November 4, 2019 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-16577 Flags

November 1, 2019 EX-1.1

Underwriting Agreement, dated October 29, 2019 (the “Underwriting Agreement”), by and among Flagstar Bancorp, Inc., MP Thrift Investments L.P. and Morgan Stanley & Co. LLC, as underwriter in the Offering

EXHIBIT 1.1 Execution Version FLAGSTAR BANCORP, INC. 6,100,000 Shares of Common Stock ($0.01 par value per share) UNDERWRITING AGREEMENT October 29, 2019 Morgan Stanley & Co. LLC As Representative of the several Underwriters listed in Schedule 1 hereto c/ o Morgan Stanley & Co. LLC 1585 Broadway New York, New York 10036 Ladies and Gentlemen: MP Thrift Investments L.P. (the “Selling Stockholder”),

November 1, 2019 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 29, 2019 (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation (Commission File Number) (IRS Employer Id

October 31, 2019 424B5

CALCULATION OF REGISTRATION FEE

Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-225397 CALCULATION OF REGISTRATION FEE Title of each class of securities to be registered Amount to be Registered(1) Proposed Maximum Offering Price Per Share(2) Maximum Aggregate Offering Price(3) Amount of Registration Fee(3) Common Stock, par value $0.01 per share (the “Common Stock”) 7,000,000 $35.94 $251,580,000.00 $32,65

October 31, 2019 EX-3

EX-3

Please see PDF for document reference.

October 31, 2019 SC 13D/A

FBC / Flagstar Bancorp, Inc. / MP Thrift Investments L.P. Activist Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) Under the Securities Exchange Act of 1934 (Amendment No. 11)* Flagstar Bancorp, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 337930101 (

October 31, 2019 EX-3

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begin 644 exhibit3.pdf M)5!$1BTQ+C8-):;IS\0-"CF5D(#$O3R W M.#4O2"!;(#@Q,B Q,3F4@.#$V+T9I;'1E7!E+UA2968O26YD M97A;-S@R(#,T72]76S$@,R Q72]0=Y088HDCGA3D0$H22$6.))*:G$A#$CEOR?T,,PT*96YD8'N1)N!VX3W#*,TNSJ)R2/Y!SH;F"X$=[/\8IQP0 M %EN '.% .3$-#IA@P&"G"7L1NN*XIYLO-<\9WGKB<+!HO#@3;G,["F= )I M'B 6!CF%T1X8UBH,)0[J!W0%A!0X/[!J,:UC.,BPO8&WVGU[ S& $;AC7> M-@T,K,I0UY7!E+T-A=&%L;V<^/@UE;F1O8FH-S@U(# @ M;V)J#3P\+T

October 31, 2019 EX-4

FORM OF LOCK-UP AGREEMENT

EXHIBIT IV Exhibit A FORM OF LOCK-UP AGREEMENT , 2019 Morgan Stanley & Co. LLC As Representative of the several Underwriters listed in Schedule 1 to the Underwriting Agreement referred to below c/o Morgan Stanley & Co. LLC 1585 Broadway New York, New York 10036 Re: FLAGSTAR BANCORP, INC. — Public Offering Ladies and Gentlemen: The undersigned understands that you, as Representative of the several

October 29, 2019 424B5

Subject to Completion, Dated October 29, 2019

Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-225397 The information in this preliminary prospectus supplement is not complete and may be changed. Neither this preliminary prospectus supplement nor the accompanying prospectus is an offer to sell these securities nor does it solicit offers to buy these securities in any jurisdiction where such offer or sale is not permitte

October 22, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 22, 2019 (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation (Commission File Number) (IRS Employer Id

October 22, 2019 EX-99.1

Flagstar Bancorp Reports Third Quarter 2019 Net Income of $63 million, or $1.11 Per Diluted Share Key Highlights - Third Quarter 2019

EXHIBIT 99.1 NEWS RELEASE For more information, contact: Kenneth Schellenberg [email protected] (248) 312-5741 Flagstar Bancorp Reports Third Quarter 2019 Net Income of $63 million, or $1.11 Per Diluted Share Key Highlights - Third Quarter 2019 • Mortgage revenues increased $28 million from prior quarter, led by margin expansion of 31 basis points and a $0.9 billion increase in fal

October 22, 2019 EX-99.2

3rd Quarter 2019 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 3rd Quarter 2019 October 22, 2019 Cautionary statements 3rd Quarter 2019 This presentation contains "forward-looking statements" within the meaning of the Private Securities Li

a3q19earningsdeckfinal 3rd Quarter 2019 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 3rd Quarter 2019 October 22, 2019 Cautionary statements 3rd Quarter 2019 This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, as amended. Forward-looking statements are based on management’s current expectations and assumpti

August 5, 2019 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-16577 Flagstar B

August 5, 2019 EX-10.2

Amended and Restated Employment Agreement, dated as of May 21, 2019, by and between Flagstar Bancorp, Inc., Flagstar Bank, FSB and Lee M. Smith.

Amended and Restated Employment Agreement This Amended and Restated Employment Agreement (the “Agreement”) is made and entered into as of May 21, 2019, by and between Flagstar Bancorp, Inc.

August 5, 2019 EX-10.1

Amended and Restated Employment Agreement, dated as of May 21, 2019, by and between Flagstar Bancorp, Inc., Flagstar Bank, FSB and Alessandro P. DiNello.

Amended and Restated Employment Agreement This Amended and Restated Employment Agreement (the “Agreement”) is made and entered into as of May 21, 2019, by and between Flagstar Bancorp, Inc.

July 23, 2019 EX-99.2

2nd Quarter 2019 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 2nd Quarter 2019 July 23, 2019 Cautionary statements 2nd Quarter 2019 This presentation contains "forward-looking statements" within the meaning of the Private Securities Litig

a2q19earningsdeck72319fi 2nd Quarter 2019 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 2nd Quarter 2019 July 23, 2019 Cautionary statements 2nd Quarter 2019 This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, as amended. Forward-looking statements are based on management’s current expectations and assumptio

July 23, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 23, 2019 (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation (Commission File Number) (IRS Employer Ident

July 23, 2019 EX-99.1

Flagstar Bancorp Reports Second Quarter 2019 Net Income of $61 million, or $1.06 Per Diluted Share Key Highlights - Second Quarter 2019

EXHIBIT 99.1 NEWS RELEASE For more information, contact: Kenneth Schellenberg [email protected] (248) 312-5741 Flagstar Bancorp Reports Second Quarter 2019 Net Income of $61 million, or $1.06 Per Diluted Share Key Highlights - Second Quarter 2019 • Adjusted net income of $41 million, or $0.71 per diluted share, excluding Department of Justice ("DOJ") benefit of $25 million. • Posit

June 18, 2019 11-K

FBC / Flagstar Bancorp, Inc. 11-K - - 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K Mark One þ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2018 OR o TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.: 001-16577 A. Full title of the plan and the address of the plan, if differe

May 24, 2019 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 21, 2019 (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation (Commission File Number) (IRS Employer Identi

May 10, 2019 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ý QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2019 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-16577 (Exact na

April 23, 2019 EX-99.1

Flagstar Bancorp Reports First Quarter 2019 Net Income of $36 million, or $0.63 Per Diluted Share Key Highlights - First Quarter 2019

EXHIBIT 99.1 NEWS RELEASE For more information, contact: Kenneth Schellenberg [email protected] (248) 312-5741 Flagstar Bancorp Reports First Quarter 2019 Net Income of $36 million, or $0.63 Per Diluted Share Key Highlights - First Quarter 2019 • Adjusted net income of $37 million, or $0.64 per diluted share, excluding costs related to the Wells Fargo branch acquisition. • Successf

April 23, 2019 EX-99.2

1st Quarter 2019 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 1st Quarter 2019 April 23, 2019 Cautionary statements 1st Quarter 2019 This presentation contains "forward-looking statements" within the meaning of the Private Securities Liti

a1q19earningsdeckfinal 1st Quarter 2019 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 1st Quarter 2019 April 23, 2019 Cautionary statements 1st Quarter 2019 This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, as amended. Forward-looking statements are based on management’s current expectations and assumption

April 23, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 23, 2019 (Exact name of registrant as specified in its charter) Michigan 1-16577 38-3150651 (State or other jurisdiction of incorporation) (Commission File Number) (I.R.S. Emplo

April 11, 2019 DEFA14A

FBC / Flagstar Bancorp, Inc. DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ý Filed by a Party other than the Registrant ¨ Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) o Definitive Proxy State

April 11, 2019 DEF 14A

Definitive Proxy Statement on Schedule 14A filed with the SEC on April 11, 2019

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ý Filed by a Party other than the Registrant ¨ Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ý Definitive Proxy State

February 28, 2019 EX-10.8

Amended and Restated Employment Agreement, dated as of May 21, 2019, by and between Flagstar Bancorp, Inc., Flagstar Bank, FSB and Alessandro P. DiNello (previously filed as Exhibit 10.1 to the Company's Quarterly Report on Form 10-Q for the period ended June 30, 2019, and incorporated herein by reference.

Employment Agreement This Employment Agreement (the “Agreement”) is made and entered into as of October 22, 2018, by and between Flagstar Bancorp, Inc.

February 28, 2019 EX-10.18

Change in Control Agreement effective January 18, 2019, by and between Flagstar Bancorp, Inc., Flagstar Bank,FSB and James K. Ciroli (previously filed as Exhibit 10.18 to the Company’s Annual Report on Form 10-K for the period ended December 31, 2018, and incorporated herein by reference).

Change in Control Agreement This Change in Control Agreement (the “Agreement”) is made and entered into as of January 18, 2019 (the “Effective Date”), by and between Flagstar Bancorp, Inc.

February 28, 2019 EX-10.19

Change in Control Agreement effective January 18, 2019, by and between Flagstar Bancorp, Inc., Flagstar Bank, FSB and Stephen Figliuolo (previously filed as Exhibit 10.19 to the Company’s Annual Report on Form 10-K for the period ended December 31, 2018, and incorporated herein by reference).

Change in Control Agreement This Change in Control Agreement (the “Agreement”) is made and entered into as of January 18, 2019 (the “Effective Date”), by and between Flagstar Bancorp, Inc.

February 28, 2019 EX-21

List of Subsidiaries of the Company.

EXHIBIT 21 Subsidiaries of Registrant (As of December 31, 2018) State or Jurisdiction of Incorporation or Organization Name Douglas Insurance Agency, Inc.

February 28, 2019 10-K

Our 2018 Annual Report filed with the SEC on February 28, 2019;

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ý ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE FISCAL YEAR ENDED DECEMBER 31, 2018 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number: 001-16577 (Exact name of registrant as specified in its ch

February 28, 2019 EX-10.9

Amended and Restated Employment Agreement dated as of May 21, 2019, by and between Flagstar Bancorp, Inc., Flagstar Bank, FSB and Lee M. Smith (previously filed as Exhibit 10.2 to the Company's Quarterly Report on Form 10-Q for the period ended June 30, 2019, and incorporated herein by reference.

Employment Agreement This Employment Agreement (the “Agreement”) is made and entered into as of [insert date], 2018, by and between Flagstar Bancorp, Inc.

February 25, 2019 S-3D

FBC / Flagstar Bancorp, Inc. S-3D

As filed with the Securities and Exchange Commission on February 25, 2019 Registration No.

February 11, 2019 SC 13G

FBC / Flagstar Bancorp, Inc. / VANGUARD GROUP INC Passive Investment

flagstarbancorpinc.htm - Generated by SEC Publisher for SEC Filing SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 0 )* Name of issuer: Flagstar Bancorp Inc Title of Class of Securities: Common Stock CUSIP Number: 337930705 Date of Event Which Requires Filing of this Statement: December 31, 2018 Check the appropriate

February 8, 2019 SC 13G/A

FBC / Flagstar Bancorp, Inc. / DIMENSIONAL FUND ADVISORS LP - SCHEDULE 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* FLAGSTAR BANCORP INC (Name of Issuer) Common Stock (Title of Class of Securities) 337930705 (CUSIP Number) December 31, 2018 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sc

January 31, 2019 EX-99.1

Flagstar Commences $50 Million Accelerated Share Repurchase Action reflects commitment to return excess capital to shareholders

NEWS RELEASE For more information, contact: Susan Bergesen [email protected] (248) 312-6237 Flagstar Commences $50 Million Accelerated Share Repurchase Action reflects commitment to return excess capital to shareholders TROY, Mich., January 31, 2019 - Flagstar Bancorp, Inc. (NYSE: FBC), the holding company (the Company”) for Flagstar Bank, FSB, today announced that as part of its previou

January 31, 2019 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 31, 2019 (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation (Commission File Number) (IRS Employer Id

January 30, 2019 EX-99.1

Flagstar Initiates Dividend and $50 Million Share Repurchase Action reflects strength of underlying business and confidence in future earnings prospects

NEWS RELEASE For more information, contact: Susan Bergesen [email protected] (248) 312-6237 Flagstar Initiates Dividend and $50 Million Share Repurchase Action reflects strength of underlying business and confidence in future earnings prospects TROY, Mich., Jan. 30, 2019 - Flagstar Bancorp, Inc. (NYSE: FBC), the holding company for Flagstar Bank, FSB, today announced its Board of Directo

January 30, 2019 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 29, 2019 (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation (Commission File Number) (IRS Employer Id

January 22, 2019 EX-99.1

Flagstar Reports Fourth Quarter 2018 Net Income of $54 million, or $0.93 Per Diluted Share Company delivers solid earnings reflecting stronger, more diversified franchise Key Highlights - Fourth Quarter 2018

EXHIBIT 99.1 NEWS RELEASE For more information, contact: David L. Urban [email protected] (248) 312-5970 Flagstar Reports Fourth Quarter 2018 Net Income of $54 million, or $0.93 Per Diluted Share Company delivers solid earnings reflecting stronger, more diversified franchise Key Highlights - Fourth Quarter 2018 • Completed Wells Fargo branch acquisition, providing low-cost, stable liquidity

January 22, 2019 EX-99.2

4th Quarter 2018 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 4th Quarter 2018 January 22, 2019 Cautionary statements 4th Quarter 2018 This presentation contains "forward-looking statements" within the meaning of the Private Securities Li

a4q18earningspresentatio 4th Quarter 2018 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 4th Quarter 2018 January 22, 2019 Cautionary statements 4th Quarter 2018 This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, as amended. Forward-looking statements are based on management’s current expectations and assump

January 22, 2019 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 18, 2019 (Exact name of registrant as specified in its charter) Michigan 1-16577 38-3150651 (State or other jurisdiction of incorporation) (Commission File Number) (I.R.S. Emp

December 10, 2018 EX-99.1

Cautionary statements This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, as amended. Forward-looking statements are based on management’s current expectations and assump

wellsfargoslides8k Cautionary statements This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, as amended.

December 10, 2018 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 1, 2018 (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer I

December 3, 2018 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 1, 2018 (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer I

December 3, 2018 EX-99.1

Flagstar Closes on Acquisition of 52 Midwest Branches from Wells Fargo Bank

Flagstar Closes on Acquisition of 52 Midwest Branches from Wells Fargo Bank TROY, Mich.

November 5, 2018 10-Q

FBC / Flagstar Bancorp, Inc. 10-Q (Quarterly Report)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ý QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2018 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Numbe

October 23, 2018 EX-99.2

3rd Quarter 2018 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 3rd Quarter 2018 October 23, 2018 Cautionary statements 3rd Quarter 2018 This presentation contains "forward-looking statements" within the meaning of the Private Securities Li

a3q18earningspresentatio 3rd Quarter 2018 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 3rd Quarter 2018 October 23, 2018 Cautionary statements 3rd Quarter 2018 This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, as amended. Forward-looking statements are based on management’s current expectations and assump

October 23, 2018 EX-99.1

Flagstar Reports Third Quarter 2018 Net Income of $48 million, or $0.83 per Diluted Share Strong growth in earning assets and a widening of the net interest margin result in record net interest income levels Key Highlights - Third Quarter 2018

EXHIBIT 99.1 NEWS RELEASE For more information, contact: David L. Urban [email protected] (248) 312-5970 Flagstar Reports Third Quarter 2018 Net Income of $48 million, or $0.83 per Diluted Share Strong growth in earning assets and a widening of the net interest margin result in record net interest income levels Key Highlights - Third Quarter 2018 • Adjusted net income of $49 million, or $0.

October 23, 2018 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 22, 2018 (Exact name of registrant as specified in its charter) Michigan 1-16577 38-3150651 (State or other jurisdiction of incorporation) (Commission File Number) (I.R.S. Emp

August 17, 2018 EX-99.1

Flagstar Announces Lifting of Federal Reserve Supervisory Agreement

NEWS RELEASE For more information, contact: David L. Urban [email protected] (248) 312-5970 Flagstar Announces Lifting of Federal Reserve Supervisory Agreement TROY, Mich., Aug. 16, 2018- Flagstar Bancorp, Inc. (NYSE: FBC) (the "Company") announced that effective August 14, 2018, the Federal Reserve (Fed) has lifted its Supervisory Agreement with the Company. The Supervisory Agreement (orig

August 17, 2018 8-K

Regulation FD Disclosure, Termination of a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 16, 2018 (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation (Commission File Number) (IRS Employer Ide

August 6, 2018 10-Q

FBC / Flagstar Bancorp, Inc. 10-Q (Quarterly Report)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ý QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2018 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 00

August 6, 2018 EX-2.1

Purchase and Assumption Agreement between Wells Fargo Bank, N.A., and Flagstar Bank, FSB

EXHIBIT 2.1 PURCHASE AND ASSUMPTION AGREEMENT between Wells Fargo Bank, N.A., and Flagstar Bank, FSB June 4, 2018 TABLE OF CONTENTS Article I DEFINITIONS; CONSTRUCTION Section 1.1 Definitions 1 Section 1.2 Interpretation 13 Article II TRANSFER OF THE BUISINESS Section 2.1 Purchase and Sale of Purchased Assets 14 Section 2.2 Assumption of Liabilities 15 Section 2.3 Sale and Transfer of Servicing 15

August 6, 2018 EX-10.1

2016 Stock Award and Incentive Plan Restricted Stock Unit Award Agreement

Grantee Name: ###PARTICIPANTNAME### (“Grantee”) Grant Name: ###GRANTNAME### Grant Date: ###GRANTDATE### (“Grant Date”) Grant Price: ###GRANTPRICE### Total ###DICTIONARYAWARDNAME###: ###TOTALAWARDS### (subject to adjustment) FLAGSTAR BANCORP, INC.

July 24, 2018 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 24, 2018 (Exact name of registrant as specified in its charter) Michigan 1-16577 38-3150651 (State or other jurisdiction of incorporation) (Commission File Number) (I.R.S. Employ

July 24, 2018 EX-99.2

2nd Quarter 2018 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 2nd Quarter 2018 July 24, 2018 Cautionary statements 2nd Quarter 2018 This presentation contains "forward-looking statements" within the meaning of the Private Securities Litig

a2q18earningspresentatio 2nd Quarter 2018 Flagstar Bancorp, Inc. (NYSE: FBC) Earnings Presentation 2nd Quarter 2018 July 24, 2018 Cautionary statements 2nd Quarter 2018 This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, as amended. Forward-looking statements are based on management’s current expectations and assumptio

July 24, 2018 EX-99.1

Flagstar Reports Second Quarter 2018 Net Income of $50 million, or $0.85 per Diluted Share Company posts solid earnings with positive operating leverage Key Highlights - Second Quarter 2018

EXHIBIT 99.1 NEWS RELEASE For more information, contact: David L. Urban [email protected] (248) 312-5970 Flagstar Reports Second Quarter 2018 Net Income of $50 million, or $0.85 per Diluted Share Company posts solid earnings with positive operating leverage Key Highlights - Second Quarter 2018 • Net interest income rose $9 million, or 8 percent from first quarter 2018, driven by earning ass

June 14, 2018 11-K

FBC / Flagstar Bancorp, Inc. 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K Mark One þ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2017 OR o TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.: 001-16577 A. Full title of the plan and the address of the plan, if differe

June 14, 2018 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 11, 2018 (Exact Name of Registrant as Specified in Charter) Michigan 1-16577 38-3150651 (State or Other Jurisdiction of Incorporation (Commission File Number) (IRS Employer Ident

June 14, 2018 EX-1.1

Underwriting Agreement, dated June 11, 2018 (the “Underwriting Agreement”), by and among Flagstar Bancorp, Inc., MP Thrift Investments L.P., Sandler O’Neill & Partners L.P. and Keefe, Bruyette & Woods, Inc., as underwriters in the Offering

EXHIBIT 1.1 Execution Version FLAGSTAR BANCORP, INC. 8,000,000 Shares of Common Stock ($0.01 par value per share) UNDERWRITING AGREEMENT June 11, 2018 Sandler O’Neill & Partners, L.P. Keefe, Bruyette & Woods, Inc. As Representatives of the several Underwriters listed in Schedule 1 hereto c/o Sandler O’Neill & Partners, L.P. 1251 Avenue of the Americas, 6th Floor New York, New York 10020 c/o Keefe,

June 13, 2018 424B5

CALCULATION OF REGISTRATION FEE Title of each class of securities to be registered Amount to be Registered(1) Proposed Maximum Offering Price Per Share(2) Maximum Aggregate Offering Price(3) Amount of Registration Fee(3) Common Stock, par value $0.01

Filed Pursuant to Rule 424(b)(5) Registration No. 333-225397 CALCULATION OF REGISTRATION FEE Title of each class of securities to be registered Amount to be Registered(1) Proposed Maximum Offering Price Per Share(2) Maximum Aggregate Offering Price(3) Amount of Registration Fee(3) Common Stock, par value $0.01 per share (the “Common Stock”) 9,200,000 $35.69 $328,348,000 $40,879.33 (1) Includes 1,2

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