FMBN / Farmers & Merchants Bancshares, Inc. (Burlington, IA) - Pengajuan SECLaporan Tahunan, Pernyataan Proksi

Farmers & Merchants Bancshares, Inc. (Burlington, IA)
US ˙ OTCPK

Mga Batayang Estadistika
CIK 1698022
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Farmers & Merchants Bancshares, Inc. (Burlington, IA)
SEC Filings (Chronological Order)
Halaman ini menyediakan daftar lengkap dan kronologis dari Pengajuan SEC, tidak termasuk pengajuan kepemilikan yang kami sediakan di tempat lain.
August 14, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended June 30, 2025 ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-55756 Farmers and Merchants Bancshares, Inc. (Exact name of

August 12, 2025 10-Q/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q/A (Amendment No. 1)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q/A (Amendment No. 1) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended March 31, 2025 ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-55756 Farmers and Merchants Bancshares,

July 23, 2025 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $2.4 MILLION OR $0.74 PER SHARE FOR THE SIX MONTHS ENDED JUNE 30, 2025

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: July 23, 2025 Farmers and Merchants Bancshares, Inc. Contact: Mr. Gary A. Harris 4510 Lower Beckleysville Rd, Suite H President and Chief Executive Officer Hampstead, Maryland 21074 (410) 374-1510, ext. 1104 FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $2.4 MILLION OR $0.74 PER SHARE FOR THE SIX MONTHS ENDED JUNE 30,

July 23, 2025 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 23, 2025 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commission f

July 1, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 30, 2025 Farmers and Merchan

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 30, 2025 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorporation

June 18, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 17, 2025 Farmers and Merchan

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 17, 2025 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorporation

June 18, 2025 EX-4.2

First Amendment to Rights Agreement, dated as of June 17, 2025, by and between Farmers and Merchants Bancshares, Inc. and Equiniti Trust Company, LLC, as Rights Agent (filed herewith)

Exhibit 4.2 FIRST AMENDMENT TO RIGHTS AGREEMENT THIS FIRST AMENDMENT TO RIGHTS AGREEMENT (this “First Amendment”) is entered into as of June 17, 2025 (the “Effective Date”) by and between Farmers & Merchants Bancshares, Inc., a Maryland corporation (the “Company”), and Equiniti Trust Company, LLC, as rights agent (the “Rights Agent”), pursuant to Section 28 of that certain Rights Agreement, dated

June 9, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 9, 2025 Farmers and Merchant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 9, 2025 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorporation

June 9, 2025 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $0.34 PER SHARE

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: June 9, 2025 Farmers and Merchants Bancshares, Inc. Mr. Gary A. Harris 4510 Lower Beckleysville Rd, Suite H President & CEO Hampstead, Maryland 21074 (410) 374-1510, Ext. 1104 FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $0.34 PER SHARE HAMPSTEAD, MARYLAND (June 9, 2025) – On June 9, 2025, the Board of Director

June 9, 2025 424B3

FARMERS AND MERCHANTS BANCSHARES, INC. 2025 Dividend Reinvestment Plan 500,000 Shares of Common Stock, Par Value $.01 Per Share

Filed Pursuant to Rule 424(b)(3) Registration Statement No. 333-287550 Prospectus FARMERS AND MERCHANTS BANCSHARES, INC. 2025 Dividend Reinvestment Plan 500,000 Shares of Common Stock, Par Value $.01 Per Share This prospectus relates to our sale of shares of common stock, par value $.01 per share, to our stockholders under the Farmers and Merchants Bancshares, Inc. 2025 Dividend Reinvestment Plan,

June 4, 2025 CORRESP

CORPORATE OFFICE 4510 Lower Beckleysville Road, Suite H Hampstead, MD 21074 Phone: 410-374-1510, Fax: 410-374-3052

June 4, 2025 VIA EDGAR Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.

May 27, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 27, 2025 Farmers and Merchant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 27, 2025 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorporation

May 27, 2025 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. PROVIDES UPDATE ON ITS DIVIDEND REINVESTMENT PLAN AND SEMI-ANNUAL DIVIDEND

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: May 27, 2025 Farmers and Merchants Bancshares, Inc. Mr. Gary A. Harris 4510 Lower Beckleysville Rd, Suite H President & CEO Hampstead, Maryland 21074 (410) 374-1510, Ext. 1104 FARMERS AND MERCHANTS BANCSHARES, INC. PROVIDES UPDATE ON ITS DIVIDEND REINVESTMENT PLAN AND SEMI-ANNUAL DIVIDEND HAMPSTEAD, MARYLAND (May 27, 2025) – On Ma

May 23, 2025 EX-21

Subsidiaries (filed herewith)

Exhibit 21 SUBSIDIARIES Subsidiaries of Farmers and Merchants Bancshares, Inc. Farmers and Merchants Bank, a Maryland commercial bank (the “Bank”) Series Protected Cell FCB-4, a series of First Community Bankers Insurance, Co., LLC, a Tennessee limited liability company. Subsidiaries of the Bank Reliable Community Financial Services, Inc., a Maryland corporation

May 23, 2025 EX-4.2

Authorization Form for Dividend Reinvestment (filed herewith)

Exhibit 4.2 FARMERS AND MERCHANTS BANCSHARES, INC. 2025 DIVIDEND REINVESTMENT PLAN AUTHORIZATION FORM FOR DIVIDEND REINVESTMENT This form is to be used by an eligible stockholder of Farmers and Merchants Bancshares, Inc. (the “Company”) who desires to (i) enroll in the Company’s 2025 Dividend Reinvestment Plan (the “Plan”), (ii) change his or her level of participation in the Plan, and (iii) termi

May 23, 2025 EX-99.1

Letter to Stockholders relating to the 2025 Dividend Reinvestment Plan (filed herewith)

Exhibit 99.1 To Our Stockholders: We are pleased to provide you with the enclosed prospectus describing the 2025 Dividend Reinvestment Plan being offered by Farmers and Merchants Bancshares, Inc. The Plan provides eligible stockholders with a convenient way of investing cash dividends paid on shares of our common stock in additional shares of common stock. The date of the prospectus is [•]. Please

May 23, 2025 S-1

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 FARMERS AND MERCHANTS BANCSHARES, INC. (Exact Name of Registrant as Specified in Its Charter)

As filed with the Securities and Exchange Commission on May 23, 2025 Registration No.

May 23, 2025 10-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-K/A (Amendment No. 1)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-K/A (Amendment No.

May 23, 2025 EX-FILING FEES

Filing Fee Table (filed herewith)

Exhibit 107 Calculation of Filing Fee Tables Form S-1 (Form Type) Farmers and Merchants Bancshares, Inc.

May 15, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended March 31, 2025 ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-55756 Farmers and Merchants Bancshares, Inc. (Exact name of

May 9, 2025 8-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 29, 202

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 29, 2025 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdic

May 5, 2025 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 29, 2025 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorporatio

May 2, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 29, 2025 Farmers and Mercha

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 29, 2025 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorporatio

April 29, 2025 8-K

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 29, 2025 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorporatio

April 29, 2025 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $1.2 MILLION, OR $0.37 PER SHARE, FOR THE THREE MONTHS ENDED MARCH 31, 2025

Exhibit 99.1 FOR IMMEDIATE RELEASE April 29, 2025 FOR FURTHER INFORMATION CONTACT: Farmers and Merchants Bancshares, Inc. 4510 Lower Beckleysville Rd, Suite H Hampstead, Maryland 21074 Contact: Mr. Gary A. Harris President and Chief Executive Officer (410) 374-1510, ext. 1104 FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $1.2 MILLION, OR $0.37 PER SHARE, FOR THE THREE MONTHS ENDED MAR

March 24, 2025 DEFC14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)

March 13, 2025 EX-21

Subsidiaries (filed herewith)

Exhibit 21 SUBSIDIARIES Subsidiaries of Farmers and Merchants Bancshares, Inc. Farmers and Merchants Bank, a Maryland commercial bank (the “Bank”) Series Protected Cell FCB-4, a series of First Community Bankers Insurance, Co., LLC, a Tennessee limited liability company. Subsidiaries of the Bank Reliable Community Financial Services, Inc., a Maryland corporation

March 13, 2025 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-55756 Farmers and Merchants Bancshares, Inc.

March 13, 2025 PREC14A

PRELIMINARY PROXY STATEMENT — SUBJECT TO COMPLETION DATED MARCH 13, 2025 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

PRELIMINARY PROXY STATEMENT — SUBJECT TO COMPLETION DATED MARCH 13, 2025 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

February 10, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 10, 2025 Farmers and Mer

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 10, 2025 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorpora

February 10, 2025 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $4,277,703 OR $1.37 PER SHARE FOR THE YEAR ENDED DECEMBER 31, 2024

Exhibit 99.1 FOR IMMEDIATE RELEASE February 10, 2025 FOR FURTHER INFORMATION CONTACT: Farmers and Merchants Bancshares, Inc. 4510 Lower Beckleysville Rd, Suite H Hampstead, Maryland 21074 Contact: Mr. Gary A. Harris President and Chief Executive Officer (410) 374-1510, ext. 1104 FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $4,277,703 OR $1.37 PER SHARE FOR THE YEAR ENDED DECEMBER 31,

December 3, 2024 SC 13D/A

FMFG / Farmers and Merchants Bancshares, Inc. / Renbaum Barry J - AMENDMENT NO. 7 TO SC13D Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 7) Farmers and Merchants Bancshares, Inc. (Name of Issuer) Common Stock, Par Value $0.01 Per Share (Title of Class of Securities) 308856103 (CUSIP Number) Barry J. Renbaum 3921 Butler Road Reisterstown, Maryland 21136 (410) 526-1453 (Name, Address and Teleph

November 27, 2024 SC 13D/A

FMFG / Farmers and Merchants Bancshares, Inc. / Renbaum Barry J - AMENDMENT NO. 6 TO SCHEDULE13D Activist Investment

SC 13D/A 1 sc13da.htm AMENDMENT NO. 6 TO SCHEDULE13D UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 6) Farmers and Merchants Bancshares, Inc. (Name of Issuer) Common Stock, Par Value $0.01 Per Share (Title of Class of Securities) 308856103 (CUSIP Number) Barry J. Renbaum 3921 Butler Road Reisterstown, Ma

November 19, 2024 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $0.34 PER SHARE TOTAL 2024 DIVIDEND OF $0.67 PER SHARE IS THE 14TH CONSECUTIVE ANNUAL INCREASE

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: November 19, 2024 Farmers and Merchants Bancshares, Inc. Mr. Gary A. Harris 4510 Lower Beckleysville Rd, Suite H President & CEO Hampstead, Maryland 21074 (410) 374-1510, Ext. 1104 FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $0.34 PER SHARE TOTAL 2024 DIVIDEND OF $0.67 PER SHARE IS THE 14TH CONSECUTIVE ANNUAL

November 19, 2024 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 18, 2024 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commissi

November 14, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended September 30, 2024 ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-55756 Farmers and Merchants Bancshares, Inc. (Exact nam

October 22, 2024 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $3,421,623 OR $1.09 PER SHARE FOR THE NINE MONTHS ENDED SEPTEMBER 30, 2024

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: October 22, 2024 Farmers and Merchants Bancshares, Inc. 4510 Lower Beckleysville Rd, Suite H Hampstead, Maryland 21074 Contact: Mr. Gary A. Harris President and Chief Executive Officer (410) 374-1510, ext. 1104 FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $3,421,623 OR $1.09 PER SHARE FOR THE NINE MONTHS ENDED SEPTEM

October 22, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 22, 2024 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorporat

September 16, 2024 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 19, 2024 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorporati

August 14, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended June 30, 2024 ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-55756 Farmers and Merchants Bancshares, Inc. (Exact name of

July 30, 2024 EX-4.1

Rights Agreement, dated as of July 30, 2024, by and between Farmers and Merchants Bancshares, Inc. and Equiniti Trust Company, LLC, as Rights Agent (incorporated by reference to Exhibit 4.1 to the Company’s Current Report on Form 8-K filed on July 30, 2024)

Exhibit 4.1 RIGHTS AGREEMENT dated as of July 30, 2024 by and between FARMERS & MERCHANTS BANCSHARES, INC., as the Company, and EQUINITI TRUST COMPANY, LLC, as Rights Agent Table of Contents Page Section 1. Certain Definitions 1 Section 2. Appointment of Rights Agent 10 Section 3. Issuance of Rights Certificates 10 Section 4. Form of Rights Certificate 12 Section 5. Countersignature and Registrati

July 30, 2024 EX-99.1

Farmers and Merchants Bancshares, Inc. Announces Adoption of Limited Duration Stockholder Rights Plan Board Acts to Protect the Interests of the Company and its Stockholders Following an Investor Group’s Filing of an “Interagency Notice of Change in

Exhibit 99.1 Farmers and Merchants Bancshares, Inc. Announces Adoption of Limited Duration Stockholder Rights Plan Board Acts to Protect the Interests of the Company and its Stockholders Following an Investor Group’s Filing of an “Interagency Notice of Change in Bank Control” with Regulators Stockholders Do Not Need to Take Any Action HAMPSTEAD, MARYLAND (July 30, 2024) – Farmers and Merchants Ban

July 30, 2024 8-A12G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 FARMERS AND MERCHANTS BANCSHARES, INC. (Exact n

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 FARMERS AND MERCHANTS BANCSHARES, INC. (Exact name of registrant as specified in its charter) Maryland 81-3605835 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Ide

July 30, 2024 8-K

Entry into a Material Definitive Agreement, Material Modification to Rights of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 30, 2024 FARMERS AND MERCHANTS BANCSHARES, INC. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorporation

July 22, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 22, 2024 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorporation

July 22, 2024 SC 13D/A

FMFG / Farmers and Merchants Bancshares, Inc. / Renbaum Barry J - AMENDMENT NO. 5 TO SC13D Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 5) Farmers and Merchants Bancshares, Inc. (Name of Issuer) Common Stock, Par Value $0.01 Per Share (Title of Class of Securities) 308856103 (CUSIP Number) Barry J. Renbaum 3921 Butler Road Reisterstown, Maryland 21136 (410) 526-1453 (Name, Address and Teleph

July 22, 2024 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $2,298,496 OR $0.74 PER SHARE FOR THE SIX MONTHS ENDED JUNE 30, 2024

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: July 22, 2024 Farmers and Merchants Bancshares, Inc. Contact: Mr. Gary A. Harris 4510 Lower Beckleysville Rd, Suite H President and Chief Executive Officer Hampstead, Maryland 21074 (410) 374-1510, ext. 1104 FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $2,298,496 OR $0.74 PER SHARE FOR THE SIX MONTHS ENDED JUNE 30, 2

July 8, 2024 SC 13D/A

FMFG / Farmers and Merchants Bancshares, Inc. / Renbaum Barry J - AMENDMENT NO. 4 TO SCHEDULE 13D Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 4) Farmers and Merchants Bancshares, Inc. (Name of Issuer) Common Stock, Par Value $0.01 Per Share (Title of Class of Securities) 308856103 (CUSIP Number) Barry J. Renbaum 3921 Butler Road Reisterstown, Maryland 21136 (410) 526-1453 (Name, Address and Teleph

May 21, 2024 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $.33 PER SHARE

Exhibit 99.1 FOR IMMEDIATE RELEASE May 21, 2024 Farmers and Merchants Bancshares, Inc. 4510 Lower Beckleysville Rd, Suite H Hampstead, Maryland 21074 FOR FURTHER INFORMATION CONTACT: Mr. Gary A. Harris President & CEO (410) 374-1510, Ext. 1104 FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $.33 PER SHARE HAMPSTEAD, MARYLAND (May 21, 2024) – On May 20, 2024, the Board of Directors

May 21, 2024 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 20, 2024 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorporation

May 14, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended March 31, 2024 ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-55756 Farmers and Merchants Bancshares, Inc. (Exact name of

April 24, 2024 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 23, 2024 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorporatio

April 23, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 23, 2024 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commission

April 23, 2024 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $1,219,987 OR $0.39 PER SHARE FOR THE THREE MONTHS ENDED MARCH 31, 2024

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: April 23, 2024 Farmers and Merchants Bancshares, Inc. Contact: Mr. Gary A. Harris 4510 Lower Beckleysville Rd, Suite H President and Chief Executive Officer Hampstead, Maryland 21074 (410) 374-1510, ext. 1104 FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $1,219,987 OR $0.39 PER SHARE FOR THE THREE MONTHS ENDED MARCH 3

March 14, 2024 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amend

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

March 11, 2024 EX-21

Subsidiaries (filed herewith)

Exhibit 21 SUBSIDIARIES Subsidiaries of Farmers and Merchants Bancshares, Inc. Farmers and Merchants Bank, a Maryland commercial bank (the “Bank”) Series Protected Cell FCB-4, a series of First Community Bankers Insurance, Co., LLC, a Tennessee limited liability company. Subsidiaries of the Bank Reliable Community Financial Services, Inc., a Maryland corporation

March 11, 2024 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-55756 Farmers and Merchants Bancshares, Inc.

March 11, 2024 EX-19

Farmers and Merchants Bancshares, Inc. Insider Trading Policy*

Exhibit 19 FARMERS AND MERCHANTS BANCSHARES, INC. INSIDER TRADING POLICY Trading in the Company’s Securities Farmers and Merchants Bancshares, Inc., a Maryland Corporation (the “Company”) has adopted this Insider Trading Policy (this “Policy”) regarding trading by its personnel in the Company’s securities. This Policy applies to all members of the Board of Directors, officers, and employees of the

January 31, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 31, 2024 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorporat

January 31, 2024 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $6,418,337 or $2.08 PER SHARE FOR THE YEAR ENDED DECEMBER 31, 2023

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: January 31, 2024 Farmers and Merchants Bancshares, Inc. Contact: Mr. Gary A. Harris 4510 Lower Beckleysville Rd, Suite H President and Chief Executive Officer Hampstead, Maryland 21074 (410) 374-1510, ext. 1104 FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $6,418,337 or $2.08 PER SHARE FOR THE YEAR ENDED DECEMBER 31,

December 20, 2023 SC 13D/A

FMBN / Farmers & Merchants Bancshares, Inc. (Burlington, IA) / Renbaum Barry J - AMENDMENT NO. 3 TO SCHEDULE 13D Activist Investment

SC 13D/A 1 sc13d-a.htm AMENDMENT NO. 3 TO SCHEDULE 13D UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 3) Farmers and Merchants Bancshares, Inc. (Name of Issuer) Common Stock, Par Value $0.01 Per Share (Title of Class of Securities) 308856103 (CUSIP Number) Barry J. Renbaum 3921 Butler Road Reisterstown,

November 21, 2023 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $.33 PER SHARE

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: November 21, 2023 Farmers and Merchants Bancshares, Inc. Mr. Gary A. Harris 4510 Lower Beckleysville Rd, Suite H President & CEO Hampstead, Maryland 21074 (410) 374-1510, Ext. 1104 FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $.33 PER SHARE HAMPSTEAD, MARYLAND (November 21, 2023) – On November 20, 2023, the Boa

November 21, 2023 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 20, 2023 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commissi

November 15, 2023 8-K/A

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 24, 2023 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisd

November 15, 2023 EX-10.1

Form of Restricted Stock Unit (RSU) Award Agreement under the Farmers and Merchants 2023 Equity Compensation Plan (incorporated by reference to Exhibit 10.1 to the Company’s Current Report on Form 8-K/A filed on November 15, 2023)

Exhibit 10.1 FARMERS AND MERCHANTS BANCSHARES, INC RESTRICTED STOCK UNIT (RSU) AWARD AGREEMENT (Time-Vesting) (Share-Settled) Grant Date: October 24, 2023 (the “Grant Date”) Name of Grantee: Gary A. Harris (the “Participant”) Vesting Date(s) (each, a “Vesting Date”): 1/3 of RSUs on September 22, 2024 1/3 of RSUs on September 22, 2025 1/3 of RSUs on September 22, 2026 Number of RSUs subject to Awar

November 14, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended September 30, 2023 ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-55756 Farmers and Merchants Bancshares, Inc. (Exact nam

October 24, 2023 EX-10.1

Form of Restricted Stock Unit (RSU) Award Agreement with Gary A. Harris (filed herewith)

Exhibit 10.1 FARMERS AND MERCHANTS BANCSHARES, INC RESTRICTED STOCK UNIT (RSU) AWARD AGREEMENT (Time-Vesting) (Share-Settled) Grant Date: September 22, 2023 (the “Grant Date”) Name of Grantee: Gary A. Harris (the “Participant”) Vesting Date(s) (each, a “Vesting Date”): 1/3 of RSUs on September 22, 2024 1/3 of RSUs on September 22, 2025 1/3 of RSUs on September 22, 2026 Number of RSUs subject to Aw

October 24, 2023 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 24, 2023 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorporat

October 24, 2023 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $5,003,107 OR $1.63 PER SHARE FOR THE NINE MONTHS ENDED SEPTEMBER 30, 2023

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: October 24, 2023 Farmers and Merchants Bancshares, Inc. Contact: Mr. Gary A. Harris 4510 Lower Beckleysville Rd, Suite H President and Chief Executive Officer Hampstead, Maryland 21074 (410) 374-1510, ext. 1104 FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $5,003,107 OR $1.63 PER SHARE FOR THE NINE MONTHS ENDED SEPTEM

October 24, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 24, 2023 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commissio

September 26, 2023 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 22, 2023 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorpor

August 31, 2023 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 29, 2023 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorporati

August 31, 2023 EX-99.1

ROBERT (BOB) POLLOKOFF ACCEPTS POSITION ON FARMERS AND MERCHANTS BANCSHARES, INC. BOARD OF DIRECTORS

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: August 31, 2023 Farmers and Merchants Bank 4510 Lower Beckleysville Road, Suite H Hampstead, MD 21074 Contact: Mr. Gary A. Harris President and CEO (410) 374-1510, ext. 1104 ROBERT (BOB) POLLOKOFF ACCEPTS POSITION ON FARMERS AND MERCHANTS BANCSHARES, INC. BOARD OF DIRECTORS HAMPSTEAD, MARYLAND (August 31, 2023) – Mr. Robert (Bob)

August 22, 2023 S-8

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 FARMERS AND MERCHANTS BANCSHARES, INC. (Exact name of registrant as specified in its charter)

As filed with the U.S. Securities and Exchange Commission on August 22, 2023 Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 FARMERS AND MERCHANTS BANCSHARES, INC. (Exact name of registrant as specified in its charter) Maryland 81-3605835 (State or other jurisdiction of incorporation or o

August 22, 2023 EX-99.1

Farmers and Merchants 2023 Equity Compensation Plan (incorporated by reference to Exhibit 10.1 to the Company’s Quarterly Report for the quarter ended September 30, 2023)

Exhibit 99.1 FARMERS AND MERCHANTS BANCSHARES, INC. 2023 EQUITY INCENTIVE PLAN 1. Purposes of the Plan. The purposes of this Plan are: (a) to attract and retain the best available personnel for positions of substantial responsibility; (b) to provide additional incentive to Employees, Directors and Consultants; and (c) to promote the success of the Company’s business. The Plan permits the grant of

August 22, 2023 EX-FILING FEES

Filing Fee Exhibit (filed herewith).

Exhibit 107 Calculation of Filing Fee Table Form S-8 (Form Type) Farmers and Merchants Bancshares, Inc.

August 15, 2023 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 15, 2023 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commission

August 15, 2023 EX-99.1

EMILY BOLLINGER MILLER ACCEPTS POSITION ON FARMERS AND MERCHANTS BANCSHARES, INC. BOARD OF DIRECTORS

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: August 15, 2023 Farmers and Merchants Bank Contact: Mr. Gary A. Harris 4510 Lower Beckleysville Road, Suite H President and CEO Hampstead, MD 21074 (410) 374-1510, ext. 1104 EMILY BOLLINGER MILLER ACCEPTS POSITION ON FARMERS AND MERCHANTS BANCSHARES, INC. BOARD OF DIRECTORS HAMPSTEAD, MARYLAND (August 15, 2023) – Mrs. Emily Bollin

August 14, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended June 30, 2023 ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-55756 Farmers and Merchants Bancshares, Inc. (Exact name of

August 14, 2023 SC 13D/A

FMBN / Farmers and Merchants Bancshares Inc (IA) / Renbaum Barry J - AMENDMENT NO. 2 Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 2) Farmers and Merchants Bancshares, Inc. (Name of Issuer) Common Stock, Par Value $0.01 Per Share (Title of Class of Securities) 308856103 (CUSIP Number) Barry J. Renbaum 3921 Butler Road Reisterstown, Maryland 21136 (410) 526-1453 (Name, Address and Teleph

July 31, 2023 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $3,570,968 OR $1.16 PER SHARE FOR THE SIX MONTHS ENDED JUNE 30, 2023

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: July 31, 2023 Contact: Mr. Gary A. Harris Farmers and Merchants Bancshares, Inc. President and Chief Executive Officer 4510 Lower Beckleysville Rd, Suite H (410) 374-1510, ext. 1104 Hampstead, Maryland 21074 FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $3,570,968 OR $1.16 PER SHARE FOR THE SIX MONTHS ENDED JUNE 30, 2

July 31, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 31, 2023 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commission f

July 19, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 17, 2023 Farmers and Merchan

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 17, 2023 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorporation

May 18, 2023 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $.33 PER SHARE

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: May 18, 2023 Farmers and Merchants Bancshares, Inc. Mr. Gary A. Harris 4510 Lower Beckleysville Rd, Suite H President & CEO Hampstead, Maryland 21074 (410) 374-1510, Ext. 1104 FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $.33 PER SHARE HAMPSTEAD, MARYLAND (May 18, 2023) – On May 15, 2023, the Board of Directors

May 18, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 15, 2023 Farmers and Merchant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 15, 2023 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commission fi

May 15, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended March 31, 2023 ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-55756 Farmers and Merchants Bancshares, Inc. (Exact name of

May 15, 2023 SC 13D/A

FMBN / Farmers and Merchants Bancshares Inc (IA) / Renbaum Barry J - AMENDMENT NO. 1 Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 1) Farmers and Merchants Bancshares, Inc. (Name of Issuer) Common Stock, Par Value $0.01 Per Share (Title of Class of Securities) 308856103 (CUSIP Number) Barry J. Renbaum 3921 Butler Road Reisterstown, Maryland 21136 (410) 526-1453 (Name, Address and Teleph

April 26, 2023 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 25, 2023 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commission

April 25, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 25, 2023 Farmers and Mercha

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 25, 2023 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorporatio

April 25, 2023 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $1,900,851 OR $0.62 PER SHARE FOR THE THREE MONTHS ENDED MARCH 31, 2023

Exhibit 99.1 FOR IMMEDIATE RELEASE April 25, 2023 FOR FURTHER INFORMATION CONTACT: Farmers and Merchants Bancshares, Inc. 4510 Lower Beckleysville Rd, Suite H Hampstead, Maryland 21074 Contact: Mr. Gary A. Harris President and Chief Executive Officer (410) 374-1510, ext. 1104 FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $1,900,851 OR $0.62 PER SHARE FOR THE THREE MONTHS ENDED MARCH 3

March 17, 2023 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amend

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

March 13, 2023 10-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-K/A (Amendment No. 1)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-K/A (Amendment No.

March 10, 2023 EX-21

Subsidiaries (filed herewith)

Exhibit 21 SUBSIDIARIES Subsidiaries of Farmers and Merchants Bancshares, Inc. Farmers and Merchants Bank, a Maryland commercial bank (the “Bank”) Series Protected Cell FCB-4, a series of First Community Bankers Insurance, Co., LLC, a Tennessee limited liability company. Subsidiaries of the Bank Reliable Community Financial Services, Inc., a Maryland corporation

March 10, 2023 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-55756 Farmers and Merchants Bancshares, Inc.

February 27, 2023 8-K

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 8, 2022 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commission

February 27, 2023 EX-10.1

Supplemental Executive Retirement Agreement, dated as of August 8, 2022 between Farmers and Merchants Bank and Gary A. Harris (incorporated by reference to Exhibit 10.1 to the Company’s Current Report on Form 8-K filed on February 27, 2023)

Exhibit 10.1 SUPPLEMENTAL EXECUTIVE RETIREMENT AGREEMENT This Supplemental Executive Retirement Agreement (the “Agreement”) by and between Farmers and Merchants Bank, a state-chartered commercial bank located in Upperco, Maryland (the “Employer”), and Gary A. Harris (the “Executive”), made this 8th day of August 2022, 2022, formalizes the agreements and understanding between the Employer and the E

January 24, 2023 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $8,090,127 OR $2.66 PER COMMON SHARE FOR THE YEAR ENDED DECEMBER 31, 2022

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: January 24, 2023 Farmers and Merchants Bancshares, Inc. Contact: Mr. Gary A. Harris 4510 Lower Beckleysville Rd, Suite H President & CEO Hampstead, Maryland 21074 (410) 374-1510, ext.104 FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $8,090,127 OR $2.66 PER COMMON SHARE FOR THE YEAR ENDED DECEMBER 31, 2022 HAMPSTEAD, M

January 24, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 24, 2023 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorporat

January 17, 2023 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): December 31, 2022 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorpora

December 19, 2022 SC 13D

FMBN / Farmers & Merchants Bancshares, Inc. / Renbaum Barry J - SCHEDULE 13D Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. ) Farmers and Merchants Bancshares, Inc. (Name of Issuer) Common Stock, Par Value $0.01 Per Share (Title of Class of Securities) 308856103 (CUSIP Number) Barry J. Renbaum 3921 Butler Road Reisterstown, Maryland 21136 (410) 526-1453 (Name, Address and Telepho

November 22, 2022 8-K

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 21, 2022 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commissi

November 22, 2022 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $.32 PER SHARE

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: November 22, 2022 Farmers and Merchants Bancshares, Inc. Mr. James R. Bosley, Jr. 4510 Lower Beckleysville Rd, Suite H Chief Financial Officer Hampstead, Maryland 21074 (410) 374-1510, Ext. 104 FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $.32 PER SHARE HAMPSTEAD, MARYLAND (November 22, 2022) ? On November 21,

November 14, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended September 30, 2022 ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-55756 Farmers and Merchants Bancshares, Inc. (Exact nam

October 20, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 20, 2022 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commissio

October 20, 2022 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $6,075,845 OR $2.00 PER common SHARE FOR THE NINE MONTHS ENDED SEPTEMBER 30, 2022

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: October 20, 2022 Farmers and Merchants Bancshares, Inc. Contact: Mr. James R. Bosley, Jr. 4510 Lower Beckleysville Rd, Suite H Chief Executive Officer Hampstead, Maryland 21074 (410) 374-1510, ext.104 FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $6,075,845 OR $2.00 PER common SHARE FOR THE NINE MONTHS ENDED SEPTEMBER

August 25, 2022 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 22, 2022 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorporati

August 15, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended June 30, 2022 ? TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-55756 Farmers and Merchants Bancshares, Inc. (Exact name of

July 20, 2022 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $4,101,535 OR $1.35 PER SHARE FOR THE SIX MONTHS ENDED JUNE 30, 2022

Exhibit 99.1 FOR IMMEDIATE RELEASE July 20, 2022 Farmers and Merchants Bancshares, Inc. 4510 Lower Beckleysville Rd, Suite H Hampstead, Maryland 21074 FOR FURTHER INFORMATION CONTACT: Contact: Mr. James R. Bosley, Jr. Chief Executive Officer (410) 374-1510, ext.104 FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $4,101,535 OR $1.35 PER SHARE FOR THE SIX MONTHS ENDED JUNE 30, 2022 HAMPST

July 20, 2022 EX-3.2

First Amendment to Amended and Restated Bylaws (incorporated by reference to Exhibit 3.2 to the Company’s Current Report on Form 8-K filed on July 20, 2023)

Exhibit 3.2 FARMERS AND MERCHANTS BANCSHARES, INC. FIRST AMENDMENT TO AMENDED AND RESTATED BYLAWS The Bylaws, as amended and restated on February 22, 2017, of Farmers and Merchants Bancshares, Inc., a Maryland corporation (the ?Corporation?), are hereby amended by deleting ARTICLE IV in its entirety and substituting the following in lieu thereof: ARTICLE IV Officers Section 1. Officers. The office

July 20, 2022 EX-10.1

Change in Control Severance Agreement, dated July 18, 2023, between Farmers and Merchants Bancshares, Inc. and Gary Harris (incorporated by reference to Exhibit 10.1 to the Company’s Current Report on Form 8-K filed on July 20, 2023)

Exhibit 10.1 CHANGE IN CONTROL SEVERANCE AGREEMENT THIS CHANGE IN CONTROL SEVERANCE AGREEMENT (this ?Agreement?) is entered into on this 18th day of July, 2022 (the ?Effective Date?) by and between Farmers and Merchants Bancshares, Inc, a Maryland corporation (the ?Company?), and Gary Harris, an executive officer of the Company (the ?Executive?). The Company and the Executive are sometimes individ

July 20, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 20, 2022 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorporation

July 20, 2022 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits

-12-31 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 18, 2022 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorp

May 25, 2022 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. AND FARMERS AND MERCHANTS BANK ANNOUNCE THAT GARY A. HARRIS WILL BE THE NEXT PRESIDENT AND CEO

Exhibit 99.1 FOR IMMEDIATE RELEASE May 24, 2022 FOR FURTHER INFORMATION CONTACT: Farmers and Merchants Bancshares, Inc. 4510 Lower Beckleysville Rd, Suite H Hampstead, Maryland 21074 Contact: Mr. James R. Bosley, Jr. President (410) 374-1510, ext.104 FARMERS AND MERCHANTS BANCSHARES, INC. AND FARMERS AND MERCHANTS BANK ANNOUNCE THAT GARY A. HARRIS WILL BE THE NEXT PRESIDENT AND CEO HAMPSTEAD, MARY

May 25, 2022 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 24, 2022 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commission fi

May 17, 2022 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $.31 PER SHARE

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: May 17, 2022 Farmers and Merchants Bancshares, Inc. 4510 Lower Beckleysville Rd, Suite H Hampstead, Maryland 21074 Mr. James R. Bosley, Jr. President (410) 374-1510, Ext. 104 FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $.31 PER SHARE HAMPSTEAD, MARYLAND (May 17, 2022) ? On May 16, 2022, the Board of Directors

May 17, 2022 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 16, 2022 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorporation

May 13, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended March 31, 2022 ? TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-55756 Farmers and Merchants Bancshares, Inc. (Exact name of

April 28, 2022 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 26, 2022 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commission

April 26, 2022 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $2,050,802 OR $0.68 PER SHARE FOR THE THREE MONTHS ENDED MARCH 31, 2022

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: April 26, 2022 Farmers and Merchants Bancshares, Inc. Contact: Mr. James R. Bosley, Jr. 4510 Lower Beckleysville Rd, Suite H President Hampstead, Maryland 21074 (410) 374-1510, ext.104 FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $2,050,802 OR $0.68 PER SHARE FOR THE THREE MONTHS ENDED MARCH 31, 2022 HAMPSTEAD, MARYL

April 26, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 26, 2022 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commission

March 18, 2022 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amend

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

March 11, 2022 EX-21

Subsidiaries (filed herewith)

Exhibit 21 SUBSIDIARIES Subsidiaries of Farmers and Merchants Bancshares, Inc. Farmers and Merchants Bank, a Maryland commercial bank (the ?Bank?) Series Protected Cell FCB-4, a series of First Community Bankers Insurance, Co., LLC, a Tennessee limited liability company. Subsidiaries of the Bank Reliable Community Financial Services, Inc., a Maryland corporation

March 11, 2022 EX-10.6

Severance Agreement, dated as of February 19, 2013, between Farmers and Merchants Bank and Mark C. Krebs (incorporated by reference to Exhibit 10.6 to the Company’s Annual Report on Form 10-K for the year ended December 31, 2022)

Exhibit 10.6 SEVERANCE AGREEMENT THIS SEVERANCE AGREEMENT is entered into effective February 19, 2013 (the "Effective Date") by and between Farmers and Merchants Bank (the "Bank"), and Mark C. Krebs (the "Employee"). WHEREAS, the Employee is employed by the Bank as its Senior Vice President ? Chief Financial Officer; and WHEREAS, the Bank desires to enter into this Agreement as additional incentiv

March 11, 2022 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-55756 Farmers and Merchants Bancshares, Inc.

March 11, 2022 EX-10.7

First Amendment to Severance Agreement, dated as of November 15, 2023, between Farmers and Merchants Bank and Mark C. Krebs (incorporated by reference to Exhibit 10.7 to the Company’s Annual Report on Form 10-K for the year ended December 31, 2022)

Exhibit 10.7 FIRST AMENDMENT TO SEVERANCE AGREEMENT This First Amendment to Severance Agreement (this ?Amendment?) is made this 15th day of November, 2021 by and between Farmers and Merchants Bank (the ?Bank?) and Mark C. Krebs (the ?Employee?). All capitalized terms used but not defined herein shall have the meanings given such terms in the Severance Agreement (as defined below). WHEREAS, the Ban

February 2, 2022 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS RECORD EARNINGS OF $8,149,606 OR $2.70 PER SHARE FOR THE YEAR ENDED DECEMBER 31, 2021

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: February 2, 2022 Farmers and Merchants Bancshares, Inc. Contact: Mr. James R. Bosley, Jr. 4510 Lower Beckleysville Rd, Suite H President Hampstead, Maryland 21074 (410) 374-1510, ext.104 FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS RECORD EARNINGS OF $8,149,606 OR $2.70 PER SHARE FOR THE YEAR ENDED DECEMBER 31, 2021 HAMPSTEAD, M

February 2, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 2, 2022 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorporat

January 20, 2022 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 20, 2022 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorporat

January 20, 2022 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. AND FARMERS AND MERCHANTS BANK ANNOUNCE THE PLANNED RETIREMENT OF PRESIDENT & CHIEF EXECUTIVE OFFICER JAMES R. BOSLEY JR.

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: January 20, 2022 Farmers and Merchants Bancshares, Inc. Contact: Mr. James R. Bosley, Jr. 4510 Lower Beckleysville Rd, Suite H President Hampstead, Maryland 21074 (410) 374-1510, ext.104 FARMERS AND MERCHANTS BANCSHARES, INC. AND FARMERS AND MERCHANTS BANK ANNOUNCE THE PLANNED RETIREMENT OF PRESIDENT & CHIEF EXECUTIVE OFFICER JAME

November 22, 2021 8-K

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 15, 2021 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commissi

November 22, 2021 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $.29 PER SHARE

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: November 22, 2021 Farmers and Merchants Bancshares, Inc. 4510 Lower Beckleysville Rd, Suite H Hampstead, Maryland 21074 Mr. James R. Bosley, Jr. President (410) 374-1510, Ext. 104 FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $.29 PER SHARE HAMPSTEAD, MARYLAND (November 22, 2021) ? On November 15, 2021, the Boar

November 15, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended September 30, 2021 ? TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-55756 Farmers and Merchants Bancshares, Inc. (Exact nam

October 21, 2021 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS RECORD EARNINGS OF $6,184,341 OR $2.05 PER SHARE FOR THE NINE MONTHS ENDED SEPTEMBER 30, 2021

EX-99.1 2 ex293824.htm EXHIBIT 99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: October 21, 2021 Farmers and Merchants Bancshares, Inc. Contact: Mr. James R. Bosley, Jr. 4510 Lower Beckleysville Rd, Suite H President Hampstead, Maryland 21074 (410) 374-1510, ext.104 FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS RECORD EARNINGS OF $6,184,341 OR $2.05 PER SHARE FOR THE NINE

October 21, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 21, 2021 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commissio

August 16, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended June 30, 2021 ? TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-55756 Farmers and Merchants Bancshares, Inc. (Exact name of

July 22, 2021 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS RECORD EARNINGS OF $4,061,794 OR $1.35 PER SHARE FOR THE SIX MONTHS ENDED JUNE 30, 2021

EX-99.1 2 ex266111.htm EXHIBIT 99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: July 22, 2021 Farmers and Merchants Bancshares, Inc. Contact: Mr. James R. Bosley, Jr. 4510 Lower Beckleysville Rd, Suite H President Hampstead, Maryland 21074 (410) 374-1510, ext.104 FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS RECORD EARNINGS OF $4,061,794 OR $1.35 PER SHARE FOR THE SIX MONT

July 22, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 22, 2021 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commission f

July 20, 2021 8-K

Changes in Registrant's Certifying Accountant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 19, 2021 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorporation

July 8, 2021 EX-16.1

July 8, 2021

EX-16.1 2 ex262447.htm EXHIBIT 16.1 Exhibit 16.1 July 8, 2021 U.S. Securities and Exchange Commission 100 F Street, NE Washington, DC 20549 Ladies and Gentlemen: We have read the statements concerning our firm that are contained in Item 4.01 of the Current Report on Form 8-K of Farmers and Merchants Bancshares, Inc. (the “Company”) to be filed on this date and are in agreement with such statements

July 8, 2021 8-K

Financial Statements and Exhibits, Changes in Registrant's Certifying Accountant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 6, 2021 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commission fi

May 25, 2021 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 17, 2021 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorporation

May 25, 2021 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $.28 PER SHARE

EX-99.1 2 ex253146.htm EXHIBIT 99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: May 25, 2021 Farmers and Merchants Bancshares, Inc. 4510 Lower Beckleysville Rd, Suite H Hampstead, Maryland 21074 Mr. James R. Bosley, Jr. President (410) 374-1510, Ext. 104 FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $.28 PER SHARE HAMPSTEAD, MARYLAND (May 25, 2021) – On M

May 17, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended March 31, 2021 ? TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-55756 Farmers and Merchants Bancshares, Inc. (Exact name of

April 28, 2021 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 27, 2021 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commission

April 26, 2021 EX-99.1

2021 management presentation (furnished herewith)

Exhibit 99.1

April 26, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 26, 2021 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commission

April 15, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 15, 2021 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorporatio

April 15, 2021 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS RECORD EARNINGS OF $2,029,575 OR $0.67 PER SHARE FOR THE THREE MONTHS ENDED MARCH 31, 2021

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: April 15, 2021 Farmers and Merchants Bancshares, Inc. Contact: Mr. James R. Bosley, Jr. 4510 Lower Beckleysville Rd, Suite H President Hampstead, Maryland 21074 (410) 374-1510, ext.104 FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS RECORD EARNINGS OF $2,029,575 OR $0.67 PER SHARE FOR THE THREE MONTHS ENDED MARCH 31, 2021 HAMPSTEAD

March 19, 2021 EX-21

Subsidiaries (filed herewith)

Exhibit 21 SUBSIDIARIES Subsidiaries of Farmers and Merchants Bancshares, Inc. Farmers and Merchants Bank, a Maryland commercial bank (the ?Bank?) Series Protected Cell FCB-4, a series of First Community Bankers Insurance, Co., LLC, a Tennessee limited liability company. Subsidiaries of the Bank Reliable Community Financial Services, Inc., a Maryland corporation

March 19, 2021 DEF 14A

- FORM DEF 14A

I. SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, For Use of the Commission Only (as permitted by Rule 14a-6(e)(

March 19, 2021 10-K

Annual Report - FORM 10-K

10-K 1 fmfg2020123110k.htm FORM 10-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 0

March 18, 2021 EX-99.2

CARROLL BANCORP, INC. AND SUBSIDIARY FINANCIAL STATEMENTS FOR THE YEARS ENDED DECEMBER 31, 2019 AND 2018 INDEPENDENT AUDITOR’S REPORT

Exhibit 99.2 CARROLL BANCORP, INC. AND SUBSIDIARY FINANCIAL STATEMENTS FOR THE YEARS ENDED DECEMBER 31, 2019 AND 2018 INDEPENDENT AUDITOR?S REPORT Board of Directors and Stockholders Carroll Bancorp, Inc. and Subsidiary Sykesville, Maryland Report on the Financial Statements We have audited the accompanying consolidated financial statements of Carroll Bancorp, Inc. and Subsidiary (the ?Company?),

March 18, 2021 EX-99.3

UNAUDITED PRO FORMA CONDENSED COMBINED FINANCIAL STATEMENTS

EX-99.3 5 ex233442.htm EXHIBIT 99.3 Exhibit 99.3 UNAUDITED PRO FORMA CONDENSED COMBINED FINANCIAL STATEMENTS The following unaudited pro forma condensed combined balance sheet as of September 30, 2020, and the unaudited pro forma condensed combined statements of income for the three- and nine-month periods ended September 30, 2020 and for the year ended December 31, 2019, illustrate the effect of

March 18, 2021 8-K/A

Financial Statements and Exhibits

8-K/A 1 fmfg202103118ka.htm FORM 8-K/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K (Amendment No. 1) CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 1, 2020 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-557

February 8, 2021 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $0.90 PER SHARE FOR THE YEAR ENDED DECEMBER 31, 2020

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: February 8, 2021 Farmers and Merchants Bancshares, Inc. Contact: Mr. James R. Bosley, Jr. 4510 Lower Beckleysville Rd, Suite H President Hampstead, Maryland 21074 (410) 374-1510, ext.104 FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $0.90 PER SHARE FOR THE YEAR ENDED DECEMBER 31, 2020 HAMPSTEAD, MARYLAND (February 8,

February 8, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 fmfg202102058k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 8, 2021 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State o

November 17, 2020 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $.26 PER SHARE

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: November 17, 2020 Farmers and Merchants Bancshares, Inc. Mr. James R. Bosley, Jr. 4510 Lower Beckleysville Rd, Suite H President Hampstead, Maryland 21074 (410) 374-1510, Ext. 104 FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $.26 PER SHARE HAMPSTEAD, MARYLAND (November 17, 2020) – On November 16, 2020, the Boar

November 17, 2020 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 16, 2020 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commissi

November 10, 2020 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended September 30, 2020 ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-55756 Farmers and Merchants Bancshares, Inc. (Exact nam

October 28, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 28, 2020 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorporat

October 28, 2020 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $0.76 PER SHARE FOR THE NINE MONTHS ENDED SEPTEMBER 30, 2020

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: October 28, 2020 Farmers and Merchants Bancshares, Inc. Contact: Mr. James R. Bosley, Jr. 4510 Lower Beckleysville Rd, Suite H President Hampstead, Maryland 21074 (410) 374-1510, ext.104 FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $0.76 PER SHARE FOR THE NINE MONTHS ENDED SEPTEMBER 30, 2020 HAMPSTEAD, MARYLAND (Octo

October 1, 2020 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 1, 2020 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commission

October 1, 2020 EX-99.1

Farmers and Merchants Bancshares, Inc. Completes Acquisition of Carroll Bancorp, Inc.

Exhibit 99.1 Press Release Farmers and Merchants Bancshares, Inc. Completes Acquisition of Carroll Bancorp, Inc. Bank Deepens Presence and Commitment to the Community Hampstead, Maryland, October 1, 2020 – Farmers and Merchants Bancshares, Inc. (OTC PINK: FMFG) (“Farmers and Merchants”), parent company of Farmers and Merchants Bank, announced today that it has completed the acquisition of Carroll

October 1, 2020 EX-2.1

Agreement and Plan of Merger, dated as of September 28, 2020, between Farmers and Merchants Bancshares, Inc. and Carroll Bancorp, Inc. (incorporated by reference to Exhibit 2.1 to the Company’s Current Report on Form 8-K filed on October 1, 2020)

Exhibit 2.1 AGREEMENT AND Plan of Merger THIS AGREEMENT AND PLAN OF MERGER (the “Agreement”) by and between Farmers and Merchants Bancshares, Inc., a Maryland corporation (“Parent”) and Carroll Bancorp, Inc., a Maryland corporation (“Carroll”) is dated as of September 28, 2020. RECITALS WHEREAS, Parent, Anthem Acquisition Corp. (“Merger Sub”), and Carroll entered into an Agreement and Plan of Merg

August 31, 2020 EX-99.1

Farmers and Merchants Bancshares, Inc. Receives Approval to Acquire Carroll Bancorp

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: August 31, 2020 Farmers and Merchants Bancshares, Inc. 4510 Lower Beckleysville Rd, Suite H Hampstead, Maryland 21074 Contact: Mr. James R. Bosley, Jr. President (410) 374-1510, ext.104 Farmers and Merchants Bancshares, Inc. Receives Approval to Acquire Carroll Bancorp Farmers and Merchants Bancshares, Inc. (the ”Company” ), the p

August 31, 2020 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 31, 2020 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorporati

August 7, 2020 10-Q

Quarterly Report - FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended June 30, 2020 ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-55756 Farmers and Merchants Bancshares, Inc. (Exact name of

June 23, 2020 8-K

Entry into a Material Definitive Agreement, Other Events

8-K 1 fmfg202006228k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 22, 2020 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or o

May 19, 2020 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $.26 PER SHARE

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: May 19, 2020 Farmers and Merchants Bancshares, Inc. Mr. James R. Bosley, Jr. 4510 Lower Beckleysville Rd, Suite H President Hampstead, Maryland 21074 (410) 374-1510, Ext. 104 FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $.26 PER SHARE HAMPSTEAD, MARYLAND (May 19, 2020) – On May 18, 2020, the Board of Directors

May 19, 2020 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 19, 2020 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commission fi

May 13, 2020 10-Q

Quarterly Report - FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended March 31, 2020 ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-55756 Farmers and Merchants Bancshares, Inc. (Exact name of

April 29, 2020 8-K

Submission of Matters to a Vote of Security Holders - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 28, 2020 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commission

April 27, 2020 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $0.28 PER SHARE FOR THE THREE MONTHS ENDED MARCH 31, 2020

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: April 27, 2020 Farmers and Merchants Bancshares, Inc. Contact: Mr. James R. Bosley, Jr. 4510 Lower Beckleysville Rd, Suite H President Hampstead, Maryland 21074 (410) 374-1510, ext.104 FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $0.28 PER SHARE FOR THE THREE MONTHS ENDED MARCH 31, 2020 HAMPSTEAD, MARYLAND (April 27,

April 27, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 27, 2020 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commission

April 10, 2020 DEFA14A

FMBN / Farmers & Merchants Bancshares, Inc. DEFA14A - - FORM DEFA14A

SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

March 18, 2020 EX-99.1

Investor Presentation dated March 18, 2020 (furnished herewith).

Exhibit 99.1

March 18, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): March 18, 2020 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorporatio

March 11, 2020 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): March 6, 2020 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commission f

March 11, 2020 DEF 14A

FMBN / Farmers & Merchants Bancshares, Inc. DEF 14A - - FORM DEF 14A

SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

March 11, 2020 EX-2.1

Agreement and Plan of Merger, dated as of March 6, 2020, among the Company, Anthem Acquisition Corp., and Carroll Bancorp, Inc. (incorporated by reference to Exhibit 2.1 to the Current Report of Farmers and Merchants Bancshares, Inc. on Form 8-K filed on March 11, 2020)

EX-2.1 2 ex176079.htm EXHIBIT 2.1 Exhibit 2.1 Execution Version AGREEMENT AND PLAN OF MERGER By and Among FARMERS AND MERCHANTS BANCSHARES, INC., ANTHEM ACQUISITION CORP., And CARROLL BANCORP, INC. Dated as of March 6, 2020 TABLE OF CONTENTS Page ARTICLE I. GENERAL 1 Section 1.1 Background 1 Section 1.2 Definitions 1 Section 1.3 The Merger and Related Transactions. 14 Section 1.4 The Roll-Up Merge

March 6, 2020 10-K

FMBN / Farmers & Merchants Bancshares, Inc. 10-K - Annual Report - FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2019 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-55756 Farmers and Merchants Bancshares, Inc.

March 6, 2020 EX-99.1

Farmers and Merchants Bancshares, Inc. to Acquire Carroll Bancorp, Inc.

EX-99.1 2 ex175954.htm EXHIBIT 99.1 Exhibit 99.1 Farmers and Merchants Bancshares, Inc. to Acquire Carroll Bancorp, Inc. Hampstead and Sykesville, Maryland, March 6, 2020 – Farmers and Merchants Bancshares, Inc. (OTC PINK: FMFG, “Farmers and Merchants”), parent company of Farmers and Merchants Bank, announced today that it has entered into an Agreement and Plan of Merger (the “Merger Agreement”) w

March 6, 2020 8-K

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): March 6, 2020 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commission f

March 6, 2020 EX-21

Subsidiaries (filed herewith)

Exhibit 21 SUBSIDIARIES Subsidiaries of Farmers and Merchants Bancshares, Inc. Farmers and Merchants Bank, a Maryland commercial bank (the “Bank”) Series Protected Cell FCB-4, a series of First Community Bankers Insurance, Co., LLC, a Tennessee limited liability company. Subsidiaries of the Bank Reliable Community Financial Services, Inc., a Maryland corporation

January 23, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 23, 2020 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commissio

January 23, 2020 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS FOR 2019 OF $4,560,804 OR $1.54 PER SHARE

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: January 23, 2020 Farmers and Merchants Bancshares, Inc. Contact: Mr. James R. Bosley, Jr. 4510 Lower Beckleysville Rd, Suite H President Hampstead, Maryland 21074 (410) 374-1510, ext.104 FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS FOR 2019 OF $4,560,804 OR $1.54 PER SHARE HAMPSTEAD, MARYLAND (January 23, 2020) – Farmer

November 19, 2019 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 19, 2019 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commissi

November 19, 2019 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $.26 PER SHARE

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: November 19, 2019 Farmers and Merchants Bancshares, Inc. Mr. James R. Bosley, Jr. 4510 Lower Beckleysville Rd, Suite H President Hampstead, Maryland 21074 (410) 374-1510, Ext. 104 FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $.26 PER SHARE HAMPSTEAD, MARYLAND (November 19, 2019) – On November 18, 2019, the Boar

November 13, 2019 10-Q

FMBN / Farmers & Merchants Bancshares, Inc. 10-Q - Quarterly Report - FORM 10-Q

10-Q 1 fmfg2019093010q.htm FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended September 30, 2019 ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-55756 Farmers and

October 22, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 22, 2019 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commissio

October 22, 2019 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $1.19 PER SHARE FOR THE NINE MONTHS ENDED SEPTEMBER 30, 2019

EX-99.1 2 ex160789.htm EXHIBIT 99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: October 22, 2019 Farmers and Merchants Bancshares, Inc. Contact: Mr. James R. Bosley, Jr. 4510 Lower Beckleysville Rd, Suite H President Hampstead, Maryland 21074 (410) 374-1510, ext.104 FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $1.19 PER SHARE FOR THE NINE MONTHS ENDED SEPTEMBE

September 18, 2019 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES 75% STOCK DIVIDEND

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: September 18, 2019 Farmers and Merchants Bancshares, Inc. Contact: Mr. James R. Bosley, Jr. 4510 Lower Beckleysville Rd, Suite H President Hampstead, Maryland 21074 (410) 374-1510, ext.104 FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES 75% STOCK DIVIDEND HAMPSTEAD, MARYLAND (September 18, 2019) – On September 16, 2019, the Board

September 18, 2019 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 16, 2019 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commiss

August 8, 2019 10-Q

FMBN / Farmers & Merchants Bancshares, Inc. 10-Q - Quarterly Report - FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended June 30, 2019 ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-55756 Farmers and Merchants Bancshares, Inc. (Exact name of

July 18, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 18, 2019 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commission f

July 18, 2019 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $1.38 PER SHARE FOR THE SIX MONTHS ENDED JUNE 30, 2019

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: July 18, 2019 Farmers and Merchants Bancshares, Inc. Contact: Mr. James R. Bosley, Jr. 4510 Lower Beckleysville Rd, Suite H President Hampstead, Maryland 21074 (410) 374-1510, ext.104 FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $1.38 PER SHARE FOR THE SIX MONTHS ENDED JUNE 30, 2019 HAMPSTEAD, MARYLAND (July 18, 2019

May 21, 2019 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 20, 2019 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorporation

May 21, 2019 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $.44 PER SHARE

EX-99.1 2 ex145591.htm EXHIBIT 99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: May 21, 2019 Farmers and Merchants Bancshares, Inc. 4510 Lower Beckleysville Rd, Suite H Hampstead, Maryland 21074 Mr. James R. Bosley, Jr. President (410) 374-1510, Ext. 104 FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $.44 PER SHARE HAMPSTEAD, MARYLAND (May 21, 2019) – On M

May 14, 2019 10-Q

FMBN / Farmers & Merchants Bancshares, Inc. 10-Q Quarterly Report FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended March 31, 2019 ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-55756 Farmers and Merchants Bancshares, Inc. (Exact name of

April 26, 2019 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 23, 2019 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commission

April 23, 2019 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 23, 2019 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commission

April 23, 2019 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS 2019 FIRST QUARTER EARNINGS OF $0.65 PER SHARE

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: April 23, 2019 Farmers and Merchants Bancshares, Inc. Contact: Mr. James R. Bosley, Jr. 4510 Lower Beckleysville Rd, Suite H President Hampstead, Maryland 21074 410-374-1510, ext. 104 FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS 2019 FIRST QUARTER EARNINGS OF $0.65 PER SHARE HAMPSTEAD, MARYLAND (April 23, 2019) – Farmers and Mer

March 22, 2019 DEF 14A

FMBN / Farmers & Merchants Bancshares, Inc. FORM DEF 14A

SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

March 21, 2019 EX-21

Subsidiaries (filed herewith)

Exhibit 21 SUBSIDIARIES Subsidiaries of Farmers and Merchants Bancshares, Inc. Farmers and Merchants Bank, a Maryland commercial bank (the “Bank”) Series Protected Cell FCB-4, a series of First Community Bankers Insurance, Co., LLC, a Tennessee limited liability company. Subsidiaries of the Bank Reliable Community Financial Services, Inc., a Maryland corporation

March 21, 2019 10-K

FMBN / Farmers & Merchants Bancshares, Inc. FORM 10-K (Annual Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2018 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-55756 Farmers and Merchants Bancshares, Inc.

February 6, 2019 SC 13G/A

kqppr#2s / Farmers & Merchants Bancshares, Inc. / Siena Capital Partners I, L.P. - SC 13G/A Passive Investment

SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1) Farmers and Merchants Bancshares, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 308856103 (CUSIP Number) December 31, 2018 (Date of Event Which Requires Filing of this Statement) Check the appropriat

January 23, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 fmfg201901238k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 23, 2019 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State o

January 23, 2019 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS RECORD EARNINGS FOR 2018 OF $4,712,676 or $2.82 PER SHARE

Exhibit 99.1 FOR IMMEDIATE RELEASE January 23, 2019 Farmers and Merchants Bancshares, Inc. 4510 Lower Beckleysville Rd, Suite H Hampstead, Maryland 21074 FOR FURTHER INFORMATION CONTACT: Contact: Mr. James R. Bosley, Jr. President 410-374-1510, ext. 104 FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS RECORD EARNINGS FOR 2018 OF $4,712,676 or $2.82 PER SHARE HAMPSTEAD, MARYLAND (January 23, 2019) –

November 21, 2018 8-K

Financial Statements and Exhibits, Other Events

8-K 1 fmfg201811218k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 19, 2018 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State

November 21, 2018 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $.43 PER SHARE

EX-99.1 2 ex130528.htm EXHIBIT 99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: November 21, 2018 Farmers and Merchants Bancshares, Inc. 4510 Lower Beckleysville Rd, Suite H Hampstead, Maryland 21074 Mr. James R. Bosley, Jr. President (410) 374-1510, Ext. 104 FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $.43 PER SHARE HAMPSTEAD, MARYLAND (November 21, 20

November 13, 2018 10-Q

FMBN / Farmers & Merchants Bancshares, Inc. FORM 10-Q (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended September 30, 2018 ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-55756 Farmers and Merchants Bancshares, Inc. (Exact nam

October 23, 2018 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 23, 2018 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commissio

October 23, 2018 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS RECORD EARNINGS FOR NINE MONTHS AND QUARTER ENDED SEPTEMBER 30, 2018

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: October 23, 2018 Farmers and Merchants Bancshares, Inc. Contact: Mr. James R. Bosley, Jr. 4510 Lower Beckleysville Rd, Suite H President Hampstead, Maryland 21074 (410) 374-1510, ext.104 FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS RECORD EARNINGS FOR NINE MONTHS AND QUARTER ENDED SEPTEMBER 30, 2018 HAMPSTEAD, MARYLAND (October

October 17, 2018 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 15, 2018 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commissio

August 10, 2018 10-Q

FMBN / Farmers & Merchants Bancshares, Inc. FORM 10-Q (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended June 30, 2018 ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-55756 Farmers and Merchants Bancshares, Inc. (Exact name of

August 2, 2018 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $1.36 PER SHARE FOR THE SIX MONTHS ENDED JUNE 30, 2018

EX-99.1 2 ex119703.htm EXHIBIT 99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: August 1, 2018 Farmers and Merchants Bancshares, Inc. Contact: Mr. James R. Bosley, Jr. 4510 Lower Beckleysville Rd, Suite H President Hampstead, Maryland 21074 (410) 374-1510, ext.104 FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $1.36 PER SHARE FOR THE SIX MONTHS ENDED JUNE 30, 20

August 2, 2018 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 1, 2018 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorporatio

May 22, 2018 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 21, 2018 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commission fi

May 22, 2018 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $.40 PER SHARE

EX-99.1 2 tv494762ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: May 22, 2018 Farmers and Merchants Bancshares, Inc. Mr. James R. Bosley, Jr. 4510 Lower Beckleysville Rd, Suite H President Hampstead, Maryland 21074 (410) 374-1510, Ext. 104 FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $.40 PER SHARE HAMPSTEAD, MARYLAND (May 22, 2018)

May 14, 2018 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended March 31, 2018 ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-55756 Farmers and Merchants Bancshares, Inc. (Exact name of

April 26, 2018 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 24, 2018 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commission

April 23, 2018 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS RECORD FIRST QUARTER EARNINGS OF $0.67 PER SHARE

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: April 23, 2018 Farmers and Merchants Bancshares, Inc. Contact: Mr. James R. Bosley, Jr. 4510 Lower Beckleysville Rd, Suite H President Hampstead, Maryland 21074 410-374-1510, ext. 104 FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS RECORD FIRST QUARTER EARNINGS OF $0.67 PER SHARE UPPERCO, MARYLAND (April 23, 2018) – Farmers and Mer

April 23, 2018 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 23, 2018 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commission

April 18, 2018 EX-4.1

Authorization Form for Dividend Reinvestment (filed herewith)

Exhibit 4.1 FARMERS AND MERCHANTS BANCSHARES, INC. DIVIDEND REINVESTMENT PLAN AUTHORIZATION FORM FOR DIVIDEND REINVESTMENT This form is to be used by an eligible stockholder of Farmers and Merchants Bancshares, Inc. (the “Company”) who desires to (i) enroll in the Company’s Dividend Reinvestment Plan (the “Plan”), (ii) change his or her level of participation in the Plan, and (iii) terminate his o

April 18, 2018 POS AM

FMBN / Farmers & Merchants Bancshares, Inc. POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-1

POS AM 1 tv491040posam.htm POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-1 As filed with the Securities and Exchange Commission on April 18, 2018 Registration No. 333-217918 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 1 to FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 FARMERS AND MERCHANTS BANCSHARES, INC. (Exact Name of Registrant as Specif

March 28, 2018 DEF 14A

FMBN / Farmers & Merchants Bancshares, Inc. DEF 14A

SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

March 28, 2018 EX-21

Subsidiaries (filed herewith)

Exhibit 21 SUBSIDIARIES Subsidiaries of Farmers and Merchants Bancshares, Inc. Farmers and Merchants Bank, a Maryland commercial bank (the “Bank”) Series Protected Cell FCB-4, a series of First Community Bankers Insurance, Co., LLC, a Tennessee limited liability company. Subsidiaries of the Bank Reliable Community Financial Services, Inc., a Maryland corporation

March 28, 2018 10-K

FMBN / Farmers & Merchants Bancshares, Inc. FORM 10-K (Annual Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-K þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2017 or ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-55756 Farmers and Merchants Bancshares, Inc.

February 1, 2018 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS FOR 2017 OF $2.28 PER SHARE

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: February 1, 2018 Farmers and Merchants Bancshares, Inc. Contact: Mr. James R. Bosley, Jr. 4510 Lower Beckleysville Rd, Suite H President Hampstead, Maryland 21074 410-374-1510, ext. 104 FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS FOR 2017 OF $2.28 PER SHARE HAMPSTEAD, MARYLAND (February 1, 2018) ? Farmers and Merchants

February 1, 2018 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 tv4846268k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 1, 2018 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 00-55756 81-3605835 (State or oth

January 29, 2018 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 26, 2018 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commissio

November 21, 2017 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 21, 2017 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commissi

November 21, 2017 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $.39 PER SHARE

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: November 21, 2017 Farmers and Merchants Bancshares, Inc. Mr. James R. Bosley, Jr. 4510 Lower Beckleysville Rd, Suite H President Hampstead, Maryland 21074 (410) 374-1510, Ext. 104 FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $.39 PER SHARE HAMPSTEAD, MARYLAND (November 21, 2017) ?Farmers and Merchants Bancshare

November 13, 2017 10-Q

FMBN / Farmers & Merchants Bancshares, Inc. FORM 10-Q (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended September 30, 2017 ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-55756 Farmers and Merchants Bancshares, Inc. (Exact nam

October 20, 2017 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $1.89 PER SHARE FOR THE NINE MONTHS ENDED SEPTEMBER 30, 2017

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: October 20, 2017 Farmers and Merchants Bancshares, Inc. Contact: Mr. James R. Bosley, Jr. 4510 Lower Beckleysville Rd, Suite H President Hampstead, Maryland 21074 (410) 374-1510, ext.104 FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $1.89 PER SHARE FOR THE NINE MONTHS ENDED SEPTEMBER 30, 2017 HAMPSTEAD, MARYLAND (Octo

October 20, 2017 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 20, 2017 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commissio

October 17, 2017 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 16, 2017 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commissio

September 22, 2017 SC 13G

kqppr#2s / Farmers & Merchants Bancshares, Inc. / Siena Capital Partners I, L.P. - SC 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. ) Farmers and Merchants Bancshares, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 308856103 (CUSIP Number) June 22, 2017 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to desig

August 11, 2017 10-Q

FMBN / Farmers & Merchants Bancshares, Inc. FORM 10-Q (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended June 30, 2017 ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-55756 Farmers and Merchants Bancshares, Inc. (Exact name of

July 27, 2017 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $1.28 PER SHARE FOR THE SIX MONTHS ENDED JUNE 30, 2017

EX-99.1 2 v471715ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: July 27, 2017 Farmers and Merchants Bancshares, Inc. Contact: Mr. James R. Bosley, Jr. 4510 Lower Beckleysville Rd, Suite H President Hampstead, Maryland 21074 (410) 374-1510, ext.104 FARMERS AND MERCHANTS BANCSHARES, INC. REPORTS EARNINGS OF $1.28 PER SHARE FOR THE SIX MONTHS ENDED JUNE 30

July 27, 2017 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 27, 2017 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of incorporation

June 20, 2017 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 20, 2017 Farmers and Merchants Bancshares, Inc. (Exact name of registrant as specified in its charter) Maryland 000-55756 81-3605835 (State or other jurisdiction of (Commission f

June 20, 2017 EX-99.1

FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $.37 PER SHARE

Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: June 20, 2017 Farmers and Merchants Bancshares, Inc. Mr. James R. Bosley, Jr. 4510 Lower Beckleysville Rd, Suite H President Hampstead, Maryland 21074 (410) 374-1510, Ext. 104 FARMERS AND MERCHANTS BANCSHARES, INC. DECLARES CASH DIVIDEND OF $.37 PER SHARE HAMPSTEAD, MARYLAND (June 20, 2017) ?Farmers and Merchants Bancshares, Inc.,

June 2, 2017 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended March 31, 2017 ? TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file number 000-55756 Farmers and Merchants Bancshares, Inc. (Exact name of

May 30, 2017 CORRESP

[Farmers and Merchants Bancshares, Inc. Letterhead]

[Farmers and Merchants Bancshares, Inc. Letterhead] May 30, 2017 VIA EDGAR Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.E. Washington, D.C. 20549 Attn: Ms. Katelyn Donovan Re: Farmers and Merchants Bancshares, Inc. Registration Statement on Form S-1 (File 333-217918) Request for Acceleration of Effective Date Ladies and Gentlemen: Farmers and Merchants Bancsha

May 24, 2017 EX-99.1

Letter to Stockholders relating to the Dividend Reinvestment Plan (previously filed)

EX-99.1 4 v467633ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 To Our Stockholders: We are pleased to provide you with the enclosed prospectus describing the Dividend Reinvestment Plan being offered by Farmers and Merchants Bancshares, Inc. The Plan provides eligible stockholders with a convenient way of investing cash dividends paid on shares of our common stock in additional shares of common stock. The d

May 24, 2017 CORRESP

Gordon Feinblatt LLC Attorneys at Law

Gordon Feinblatt LLC Attorneys at Law 233 East Redwood Street Baltimore, Maryland 21202-3332 410-576-4000 www.

May 24, 2017 EX-4.1

FARMERS AND MERCHANTS BANCSHARES, INC. DIVIDEND REINVESTMENT PLAN AUTHORIZATION FORM FOR DIVIDEND REINVESTMENT

EX-4.1 2 v467633ex4-1.htm EXHIBIT 4.1 Exhibit 4.1 FARMERS AND MERCHANTS BANCSHARES, INC. DIVIDEND REINVESTMENT PLAN AUTHORIZATION FORM FOR DIVIDEND REINVESTMENT This form is to be used by an eligible stockholder of Farmers and Merchants Bancshares, Inc. (the “Company”) who desires to (i) enroll in the Company’s Dividend Reinvestment Plan (the “Plan”), (ii) change his or her level of participation

May 24, 2017 S-1/A

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 PRE-EFFECTIVE AMENDMENT NO. 1 FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 FARMERS AND MERCHANTS BANCSHARES, INC. (Exact Name of Registrant as Specified in Its Charter)

As filed with the Securities and Exchange Commission on May 24, 2017 Registration No.

May 23, 2017 CORRESP

May 23, 2017

Andrew D. Bulgin 410.576.4280 Fax 410.576.4196 [email protected] May 23, 2017 VIA EDGAR Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.E. Washington, D.C. 20549 Attn: Ms. Katelyn Donovan Re: Farmers and Merchants Bancshares, Inc. Registration Statement on Form S-1 (File 333-217918) Cancelation of Request for Acceleration of Effective Date Ladies and Gentlemen:

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