FNHC / FedNat Holding Co - Pengajuan SECLaporan Tahunan, Pernyataan Proksi

Financial Statements and Exhibits, Changes in Registrant's Certifying Accountant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A Amendment No. 1 CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: February 16, 2023 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorpor

EX-16.1

Exhibit 16.1

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: December 11, 2022 (Date of earliest event reported) FEDNAT HOLDING

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: December 11, 2022 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission

FEDNAT HOLDING COMPANY VOLUNTARILY FILES FOR CHAPTER 11 BANKRUPTCY PROTECTION Sunrise, Florida, December 12, 2022 – FedNat Holding Company, a regional insurance holding company, today announced that it and certain of its wholly-owned subsidiaries (co

pressreleaserechapter11f FEDNAT HOLDING COMPANY VOLUNTARILY FILES FOR CHAPTER 11 BANKRUPTCY PROTECTION Sunrise, Florida, December 12, 2022 – FedNat Holding Company, a regional insurance holding company, today announced that it and certain of its wholly-owned subsidiaries (collectively, the “Company”) have filed voluntary petitions under Chapter 11 of the Bankruptcy Code in the United States Bankruptcy Court for the Southern District of Florida in order to maximize value for all stakeholders.

UNITED STATES OMB APPROVAL OMB Number: 3235-0080 Expires: May 31, 2024 Estimated average burden hours per response 1.00 SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 25 NOTIFICATION OF REMOVAL FROM LISTING AND/OR REGISTRATION UNDER

form25fednatholdingcompa UNITED STATES OMB APPROVAL OMB Number: 3235-0080 Expires: May 31, 2024 Estimated average burden hours per response 1.

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Termination of a Material Definitive Agreement, Financial Statements and Exhibits, Triggering Events That Accelerate or Increase a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: November 2, 2022 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission

Regulation FD Disclosure, Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A Amendment No. 1 CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 26, 2022 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorpora

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 26, 2022 (Date of earliest event reported) FEDNAT HOLDING C

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 26, 2022 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission

FEDNAT HOLDING COMPANY ANNOUNCES VOLUNTARY NASDAQ DELISTING Sunrise, Florida, October 26, 2022 – FedNat Holding Company (the “Company”) (Nasdaq: FNHC), a regional insurance holding company, today announced that it has notified The Nasdaq Stock Market

exhibit991 FEDNAT HOLDING COMPANY ANNOUNCES VOLUNTARY NASDAQ DELISTING Sunrise, Florida, October 26, 2022 – FedNat Holding Company (the “Company”) (Nasdaq: FNHC), a regional insurance holding company, today announced that it has notified The Nasdaq Stock Market LLC (“Nasdaq”) of the Company’s decision to voluntarily delist its common stock from the Nasdaq Global Market and its intent to file a Form 25 with the U.

FEDNAT HOLDING COMPANY ANNOUNCES VOLUNTARY NASDAQ DELISTING (UPDATED) Sunrise, Florida, October 26, 2022 – FedNat Holding Company (the “Company”) (Nasdaq: FNHC), a regional insurance holding company, today announced that it has notified The Nasdaq St

exhibit991 FEDNAT HOLDING COMPANY ANNOUNCES VOLUNTARY NASDAQ DELISTING (UPDATED) Sunrise, Florida, October 26, 2022 – FedNat Holding Company (the “Company”) (Nasdaq: FNHC), a regional insurance holding company, today announced that it has notified The Nasdaq Stock Market LLC (“Nasdaq”) of the Company’s decision to voluntarily delist its common stock from the Nasdaq Global Market and its intent to file a Form 25 with the U.

Financial Statements and Exhibits, Triggering Events That Accelerate or Increase a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: September 22, 2022 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commissio

Financial Statements and Exhibits, Triggering Events That Accelerate or Increase a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: September 15, 2022 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commissio

Stock Purchase Agreement dated as of September 8, 2022 among FedNat Holding Company and the Hale Investors

1 EXECUTION VERSION STOCK PURCHASE AGREEMENT THIS STOCK PURCHASE AGREEMENT is entered into effective as of the 8th day of September, 2022 (?Effective Date?), by and among FedNat Holding Company, a Florida corporation (?Seller?), and the purchasers identified on Schedule A hereto (collectively, the ?Hale Investors?).

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: September 6, 2022 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission

FEDNAT RECEIVES NASDAQ NOTIFICATION OF NON-COMPLIANCE WITH LISTING RULE 5250(c)(1)

FEDNAT RECEIVES NASDAQ NOTIFICATION OF NON-COMPLIANCE WITH LISTING RULE 5250(c)(1) Sunrise, Florida, August 19, 2022 ? FedNat Holding Company (the ?Company?) (Nasdaq: FNHC), a regional insurance holding company, today announced that on August 17, 2022, it received notice (the ?Notice?) from the Listing Qualifications Department of the Nasdaq Stock Market notifying the Company that it was not in compliance with requirements of Nasdaq Listing Rule 5250(c)(1) as a result of not having timely filed its Quarterly Report on Form 10-Q for the quarter ended June 30, 2022.

Regulation FD Disclosure, Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: August 17, 2022 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission F

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SEC FILE NUMBER:001-25001 CUSIP NUMBER: 31431B 109 FORM 12b-25 (Amendment No. 1) NOTIFICATION OF LATE FILING (Check one): [ ] Form 10-K [ ] Form 20-F [ ] Form 11-K [X] Form 10-Q [ ] Form 10-D [ ] Form N-CEN [ ] Form N-CSR For Period Ended: June 30, 2022 [ ] Transition Report on Form 10-K [ ] Transition Report on Form 20-F [ ]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SEC FILE NUMBER:001-25001 CUSIP NUMBER: 31431B 109 FORM 12b-25 NOTIFICATION OF LATE FILING (Check one): [ ] Form 10-K [ ] Form 20-F [ ] Form 11-K [X] Form 10-Q [ ] Form 10-D [ ] Form N-CEN [ ] Form N-CSR For Period Ended: June 30, 2022 [ ] Transition Report on Form 10-K [ ] Transition Report on Form 20-F [ ] Transition Report

Financial Statements and Exhibits, Changes in Registrant's Certifying Accountant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 22, 2022 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission Fil

Letter of Ernst & Young LLP dated July 28, 2022

4870-2079-6459 CONSULTING AGREEMENT THIS CONSULTING AGREEMENT (the “Agreement”) is entered into effective as of this 24th day of July, 2022 (the “Effective Date”) and is between MICHAEL H. BRAUN, an individual residing in the State of Florida, and hi

4870-2079-6459 CONSULTING AGREEMENT THIS CONSULTING AGREEMENT (the ?Agreement?) is entered into effective as of this 24th day of July, 2022 (the ?Effective Date?) and is between MICHAEL H.

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 24, 2022 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission Fil

Omnibus Amendment Agreement dated as of June 30, 2022 among Monarch National Insurance Company, FedNat Insurance Company, FedNat Holding Company and Hale Partnership Capital Management, LLC

exhibit101 CHAR1\1903866v8 OMNIBUS AMENDMENT AGREEMENT THIS OMNIBUS AMENDMENT AGREEMENT (this “Amendment Agreement”) is dated as of June 30, 2022 and entered into by and among Monarch National Insurance Company, a Florida corporation (“MNIC”), FedNat Insurance Company, a Florida corporation (“FNIC”), FedNat Holding Company, a Florida corporation and FNIC’s parent (“FNHC” and, together with FNIC, “FedNat”), Hale Partnership Capital Management, LLC, a North Carolina limited liability company (“HPCM”) and the Hale Investors (as listed on the signature page).

Shareholders’ Agreement dated and effective as of July 1, 2022 among Monarch National Insurance Company, the Hale Investors (as defined therein) and FedNat Holding Company

CHAR1\1899890v7 MONARCH NATIONAL INSURANCE COMPANY SHAREHOLDERS? AGREEMENT July 1, 2022 CHAR1\1899890v7 TABLE OF CONTENTS Page 1.

FEDNAT ANNOUNCES COMPLETION OF $15 MILLION INVESTMENT IN MONARCH NATIONAL INSURANCE COMPANY BY FUNDS MANAGED BY HALE PARTNERSHIP AND MONARCH’S ASSUMPTION OF MAJORITY OF FEDNAT INSURANCE COMPANY’S FLORIDA POLICIES Sunrise, Florida, July 6, 2022 – FedN

exhibit991 FEDNAT ANNOUNCES COMPLETION OF $15 MILLION INVESTMENT IN MONARCH NATIONAL INSURANCE COMPANY BY FUNDS MANAGED BY HALE PARTNERSHIP AND MONARCH’S ASSUMPTION OF MAJORITY OF FEDNAT INSURANCE COMPANY’S FLORIDA POLICIES Sunrise, Florida, July 6, 2022 – FedNat Holding Company (Nasdaq: FNHC) (FedNat) announced today that the Florida Office of Insurance Regulation (OIR) has authorized the assumption of approximately 78,000 policies effective June 1, 2022 by Monarch National Insurance Company (Monarch), from a FedNat subsidiary, FedNat Insurance Company (FNIC), resulting in Monarch’s policy count totaling approximately 83,000 policies.

Regulation FD Disclosure, Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: June 30, 2022 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission Fil

Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 31, 2022 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission File

FNHC / Federated National Holding Co. / Hale Steven A II - SCHEDULE 13D AMENDMENT NO. 1 FOR 05-23-2022 Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 13D (Rule 13d-101) Information to be Included in Statements Filed Pursuant to ?240.

Master Restructure Agreement dated as of May 13, 2022 among Monarch National Insurance Company, FedNat Insurance Company, FedNat Holding Company and Hale Partnership Capital Management, LLC

CHAR1\1899805v81 MASTER RESTRUCTURE AGREEMENT This MASTER RESTRUCTURE AGREEMENT (this ?Agreement?) is entered into as of May 13, 2022 by and among Monarch National Insurance Company, a Florida corporation (?MNIC?), FedNat Insurance Company, a Florida corporation (?FNIC?), FedNat Holding Company, a Florida corporation and FNIC?s parent (?FNHC? and, together with FNHC, ?FedNat?), Hale Partnership Capital Management, LLC, a North Carolina limited liability company (?HPCM?) and the Hale Investors (as defined in the Appendix) (collectively, all of the foregoing, the ?Parties? and each, a ?Party?).

FEDNAT ANNOUNCES $15 MILLION INVESTMENT BY HALE PARTNERSHIP IN MONARCH NATIONAL INSURANCE COMPANY Announces Plan for Assumption of a Majority of FedNat National Insurance Company’s Florida Policies by Monarch Effective June 1, 2022 and Transfer of No

FEDNAT ANNOUNCES $15 MILLION INVESTMENT BY HALE PARTNERSHIP IN MONARCH NATIONAL INSURANCE COMPANY Announces Plan for Assumption of a Majority of FedNat National Insurance Company?s Florida Policies by Monarch Effective June 1, 2022 and Transfer of Non-Florida Policies to SageSure Carrier Partner Effective July 1, 2022 Sunrise, Florida, May 24, 2022 ? FedNat Holding Company (Nasdaq: FNHC) (FedNat), a regional insurance holding company, has entered into an agreement with Hale Partnership Capital Management LLC (Hale) pursuant to which funds managed by Hale will invest $15,000,000 in FedNat?s subsidiary Monarch National Insurance Company (MNIC), subject to satisfaction of certain conditions.

Regulation FD Disclosure, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 13, 2022 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission File

Stock Investment and Subscription Agreement dated as of May 13, 2022 among the Hale Investors (as defined therein), FedNat Insurance Company, FedNat Holding Company and Monarch National Insurance Company

CHAR1\1895799v7 STOCK INVESTMENT AND SUBSCRIPTION AGREEMENT dated as of May 13, 2022 by and among THE HALE INVESTORS FEDNAT INSURANCE COMPANY FEDNAT HOLDING COMPANY and MONARCH NATIONAL INSURANCE COMPANY i CHAR1\1895799v7 TABLE OF CONTENTS Page ARTICLE I.

Redemption Agreement dated as of May 13, 2022 between FedNat Insurance Company and Monarch National Insurance Company

CHAR1\1899856v4 REDEMPTION AGREEMENT THIS REDEMPTION AGREEMENT (the ?Agreement?) is made as of the 13th day of May, 2022 by and between Monarch National Insurance Company, a Florida corporation (the ?Company?), and FedNat Insurance Company, a Florida corporation (the ?Holder?).

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED MARCH 31, 2022 ☐ TRANSITION REPORT PURSUANT TO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED MARCH 31, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File number 000-25001 FedNat Holding Compan

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 12, 2022 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission File

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549

NT 10-Q/A 1 form12b-25a5x16x2022notifi.htm NT 10-Q/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SEC FILE NUMBER:001-25001 CUSIP NUMBER: 31431B 109 FORM 12b-25 (Amendment No. 1) NOTIFICATION OF LATE FILING (Check one): [ ] Form 10-K [ ] Form 20-F [ ] Form 11-K [X] Form 10-Q [ ] Form 10-D [ ] Form N-CEN [ ] Form N-CSR For Period Ended: March 31, 2022 [ ] Transition Repor

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SEC FILE NUMBER:001-25001 CUSIP NUMBER: 31431B 109 FORM 12b-25 NOTIFICATION OF LATE FILING (Check one): [ ] Form 10-K [ ] Form 20-F [ ] Form 11-K [X] Form 10-Q [ ] Form 10-D [ ] Form N-CEN [ ] Form N-CSR For Period Ended: March 31, 2022 [ ] Transition Report on Form 10-K [ ] Transition Report on Form 20-F [ ] Transition Report

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 9, 2022 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission File

FEDNAT HOLDING COMPANY REPORTS FIRST QUARTER 2022 RESULTS

FEDNAT HOLDING COMPANY REPORTS FIRST QUARTER 2022 RESULTS Sunrise, Florida, May 9, 2022 - FedNat Holding Company (the ?Company? or "FedNat") (Nasdaq: FNHC) today reported results for the three months ended March 31, 2022.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K/A (Amendment No 1)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K/A (Amendment No 1) ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE FISCAL YEAR ENDED December 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File number 000-25001 FedNat

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 27, 2022 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission Fi

Description of Registrant's Securities

Exhibit 4.1 DESCRIPTION OF THE REGISTRANT?S SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 The following description of capital stock of FedNat Holding Company (the ?Company,? ?we,? ?us,? or "our") is a summary and does not purport to be complete. It is subject to and qualified in its entirety by reference to the Company?s Second Restated Articles of Incorporat

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE FISCAL YEAR ENDED December 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File number 000-25001 FedNat Holding Company (Ex

Consent Order dated April 21, 2022 among FedNat Insurance Company, Maison Insurance Company, Monarch National Insurance Company and the Florida Office of Insurance Regulation

Subsidiaries of the Company

LIST OF SUBSIDIARIES Century Risk Insurance Services, Inc., a Florida corporation ClaimCor, LLC, a Florida limited liability company FedNat Insurance Company, a Florida corporation FedNat Underwriters, Inc., a Florida corporation Insure-Link, Inc., a Florida corporation Maison Insurance Company, a Louisiana corporation Maison Managers, Inc., a Delaware corporation Monarch National Insurance Compan

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 21, 2022 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission Fi

Regulation FD Disclosure, Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 8, 2022 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission Fil

FNHC / Federated National Holding Co. / FG Financial Group, Inc. Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULE 13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(a) Under the Securities Exchange Act of 1934 (Final Amendment)* FEDNAT HOLDING COMPANY (Name of Issuer) Common Stock, par value $0.

Regulation FD Disclosure, Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: March 31, 2022 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission Fi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SEC FILE NUMBER:001-25001 CUSIP NUMBER: 31431B 109 FORM 12b-25/A (Amendment No.1) NOTIFICATION OF LATE FILING (Check one): [X] Form 10-K [ ] Form 20-F [ ] Form 11-K [] Form 10-Q [ ] Form 10-D [ ] Form N-CEN [ ] Form N-CSR For Period Ended: December 31, 2021 [ ] Transition Report on Form 10-K [ ] Transition Report on Form 20-F

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SEC FILE NUMBER:001-25001 CUSIP NUMBER: 31431B 109 FORM 12b-25 NOTIFICATION OF LATE FILING (Check one): [X] Form 10-K [ ] Form 20-F [ ] Form 11-K [] Form 10-Q [ ] Form 10-D [ ] Form N-CEN [ ] Form N-CSR For Period Ended: December 31, 2021 [ ] Transition Report on Form 10-K [ ] Transition Report on Form 20-F [ ] Transition Repo

FEDNAT HOLDING COMPANY REPORTS FOURTH QUARTER AND FULL YEAR 2021 RESULTS

FEDNAT HOLDING COMPANY REPORTS FOURTH QUARTER AND FULL YEAR 2021 RESULTS Sunrise, Florida, March 3, 2022 - FedNat Holding Company (the ?Company?) (Nasdaq: FNHC) today reported results for the three and twelve months ended December 31, 2021.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: March 3, 2022 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission Fil

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: February 22, 2022 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission

FNHC / Federated National Holding Co. / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 12 )* FedNat Holding Co (Name of Issuer) Common Stock (Title of Class of Securities) 31431B109 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to

FNHC / Federated National Holding Co. / FG Financial Group, Inc. Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULE 13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(a) Under the Securities Exchange Act of 1934 (Amendment No.

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: November 16, 2021 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission

Top Layer Excess Catastrophe Reinsurance Contract effective July 1, 2021 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

21\F7V1144 Top Layer Excess Catastrophe Reinsurance Contract Effective: July 1, 2021 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED SEPTEMBER 30, 2021 ☐ TRANSITION REPORT PURSUANT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED SEPTEMBER 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File number 000-25001 FedNat Holding Co

Private Sixth Layer Reinstatement Premium Protection Reinsurance Contract effective July 1, 2021 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

21\F7V1136 Sixth Layer Reinstatement Premium Protection Reinsurance Contract Effective: July 1, 2021 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Non-Florida Second Event Property Catastrophe Excess of Loss Reinsurance Contract effective July 1, 2021 by and between FedNat Insurance Company and subscribing reinsurers

21\F7V1148 Non-Florida Property Catastrophe Excess of Loss Reinsurance Contract Effective: July 1, 2021 FedNat Insurance Company Sunrise, Florida Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Excess Catastrophe Reinsurance One-Month Extension Contract effective June 1, 2021 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

21\F7V1120 Excess Catastrophe Reinsurance Contract Effective: June 1, 2021 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Fourth-Fifth Excess Catastrophe Reinsurance Contract effective July 1, 2021 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

21\F7V1118 Excess Catastrophe Reinsurance Contract Effective: July 1, 2021 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Private Non-Florida Property Catastrophe Excess of Loss Reinsurance Contract effective July 1, 2021 by and between FedNat Insurance Company and subscribing reinsurers

21\F7V1121 Non-Florida Property Catastrophe Excess of Loss Reinsurance Contract Effective: July 1, 2021 FedNat Insurance Company Sunrise, Florida Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Net Quota Share Reinsurance Agreement effective July 1, 2021 by and between FedNat Insurance Company and Swiss Reinsurance America Corporation

EFFECTIVE: JULY 1, 2021 FIN5166.4 NET QUOTA SHARE REINSURANCE AGREEMENT NO. FIN5166.4 EFFECTIVE: JULY 1, 2021 between FEDNAT INSURANCE COMPANY Sunrise, Florida and SWISS REINSURANCE AMERICA CORPORATION Armonk, New York Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed. Redactions are indicated by [*

First-Third Non-Florida Property Catastrophe Excess of Loss Reinsurance Contract effective July 1, 2021 by and between FedNat Insurance Company and subscribing reinsurers

21\F7V1119 Non-Florida Property Catastrophe Excess of Loss Reinsurance Contract Effective: July 1, 2021 FedNat Insurance Company Sunrise, Florida Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Main Excess Catastrophe Reinsurance Contract effective July 1, 2021 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

21\F7V1054 Excess Catastrophe Reinsurance Contract Effective: July 1, 2021 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Cascading Excess Catastrophe Reinsurance Contract effective July 1, 2021 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

21\F7V1099 Excess Catastrophe Reinsurance Contract Effective: July 1, 2021 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

First-Third Excess Catastrophe Reinsurance Contract effective July 1, 2021 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

21\F7V1013 Excess Catastrophe Reinsurance Contract Effective: July 1, 2021 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Fourth-Fifth Reinstatement Premium Protection Reinsurance Contract effective July 1, 2021 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

21\F7V1131 Reinstatement Premium Protection Reinsurance Contract Effective: July 1, 2021 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Second Reinstatement Premium Protection Reinsurance Contract effective July 1, 2021 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

21\F7V1132 Reinstatement Premium Protection Reinsurance Contract Effective: July 1, 2021 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Main Sixth Layer Reinstatement Premium Protection Reinsurance Contract effective July 1, 2021 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

21\F7V1135 Sixth Layer Reinstatement Premium Protection Reinsurance Contract Effective: July 1, 2021 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Reinstatement Premium Protection Reinsurance Contract effective July 1, 2021 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

Reinstatement Premium Protection Reinsurance Contract Effective: July 1, 2021 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Main Reinstatement Premium Protection Reinsurance Contract effective July 1, 2021 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

21\F7V1055 Reinstatement Premium Protection Reinsurance Contract Effective: July 1, 2021 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

First Non-Florida Property Catastrophe Excess of Loss Reinsurance Contract effective July 1, 2021 by and between FedNat Insurance Company and subscribing reinsurers

21\F7V1145 Non-Florida Property Catastrophe Excess of Loss Reinsurance Contract Effective: July 1, 2021 FedNat Insurance Company Sunrise, Florida Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Main Fourth Layer Non-Florida Property Catastrophe Excess of Loss Reinsurance Contract effective July 1, 2021 by and between FedNat Insurance Company and subscribing reinsurers

21\F7V1126 Fourth Layer Non-Florida Property Catastrophe Excess of Loss Reinsurance Contract Effective: July 1, 2021 FedNat Insurance Company Sunrise, Florida Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Main Top Layer Excess Catastrophe Reinsurance Contract effective July 1, 2021 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

21\F7V1137 Top Layer Excess Catastrophe Reinsurance Contract Effective: July 1, 2021 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Second-Fifth Excess Catastrophe Reinsurance Contract effective July 1, 2021 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

21\F7V1123 Excess Catastrophe Reinsurance Contract Effective: July 1, 2021 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Third-Fourth Excess Catastrophe Reinsurance Contract effective July 1, 2021 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

21\F7V1089 Excess Catastrophe Reinsurance Contract Effective: July 1, 2021 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Main Non-Florida Property Catastrophe Excess of Loss Reinsurance Contract effective July 1, 2021 by and between FedNat Insurance Company and subscribing reinsurers

21\F7V1107 Non-Florida Property Catastrophe Excess of Loss Reinsurance Contract Effective: July 1, 2021 FedNat Insurance Company Sunrise, Florida Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Sixth Layer Reinstatement Premium Protection Reinsurance Contract effective July 1, 2021 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

Sixth Layer Reinstatement Premium Protection Reinsurance Contract Effective: July 1, 2021 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana 21\F7V1140 Schedule B Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Sixth Layer Excess Catastrophe Reinsurance Contract effective July 1, 2021 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

Sixth Layer Excess Catastrophe Reinsurance Contract Effective: July 1, 2021 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Non-Florida Property Catastrophe Excess of Loss Reinsurance Contract effective July 1, 2021 by and between FedNat Insurance Company and subscribing reinsurers

21\F7V1146 Non-Florida Property Catastrophe Excess of Loss Reinsurance Contract Effective: July 1, 2021 FedNat Insurance Company Sunrise, Florida Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Third and Fifth Excess Catastrophe Reinsurance Contract effective July 1, 2021 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

21\F7V1129 Excess Catastrophe Reinsurance Contract Effective: July 1, 2021 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Non-Florida Reinstatement Premium Protection Reinsurance Contract effective July 1, 2021 by and between FedNat Insurance Company and subscribing reinsurers

21\F7V1147 Non-Florida Reinstatement Premium Protection Reinsurance Contract Effective: July 1, 2021 FedNat Insurance Company Sunrise, Florida Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Main Fourth Layer Non-Florida Reinstatement Premium Protection Reinsurance Contract effective July 1, 2021 by and between FedNat Insurance Company and subscribing reinsurers

21\F7V1128 Fourth Layer Non-Florida Reinstatement Premium Protection Reinsurance Contract Effective: July 1, 2021 FedNat Insurance Company Sunrise, Florida Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Main Sixth Layer Excess Catastrophe Reinsurance Contract effective July 1, 2021 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

21\F7V1130 Sixth Layer Excess Catastrophe Reinsurance Contract Effective: July 1, 2021 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Main Non-Florida Reinstatement Premium Protection Reinsurance Contract effective July 1, 2021 by and between FedNat Insurance Company and subscribing reinsurers

21\F7V1122 Non-Florida Reinstatement Premium Protection Reinsurance Contract Effective: July 1, 2021 FedNat Insurance Company Sunrise, Florida Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

First Excess Catastrophe Reinsurance Contract effective June 1, 2021 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

21\F7V1142 Excess Catastrophe Reinsurance Contract Effective: June 1, 2021 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Third Reinstatement Premium Protection Reinsurance Contract effective July 1, 2021 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

21\F7V1133 Reinstatement Premium Protection Reinsurance Contract Effective: July 1, 2021 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Private Reinstatement Premium Protection Reinsurance Contract effective July 1, 2021 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

21\F7V1134 Reinstatement Premium Protection Reinsurance Contract Effective: July 1, 2021 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Excess Catastrophe Reinsurance Contract effective July 1, 2021, by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

Excess Catastrophe Reinsurance Contract Effective: July 1, 2021 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Private Top Layer Excess Catastrophe Reinsurance Contract effective July 1, 2021 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

21\F7V1143 Top Layer Excess Catastrophe Reinsurance Contract Effective: July 1, 2021 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Main Fourth Layer Non-Florida Property Catastrophe Excess of Loss Reinsurance Contract effective July 1, 2021 by and between FedNat Insurance Company and subscribing reinsurers

21\F7V1127 Underlying Layer Non-Florida Property Catastrophe Excess of Loss Reinsurance Contract Effective: June 1, 2021 FedNat Insurance Company Sunrise, Florida Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: November 8, 2021 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission

FEDNAT REPORTS THIRD QUARTER 2021 RESULTS AND ANNOUNCES MAJOR SHIFT IN COMPANY STRATEGY FedNat to Refocus on Florida Homeowners Market and Exit Non-Florida Markets

EX-99.1 2 fnhcq3-2021pressrelease.htm EX-99.1 FEDNAT REPORTS THIRD QUARTER 2021 RESULTS AND ANNOUNCES MAJOR SHIFT IN COMPANY STRATEGY FedNat to Refocus on Florida Homeowners Market and Exit Non-Florida Markets Sunrise, Florida, November 8, 2021 - FedNat Holding Company (the “Company” or "FedNat") (Nasdaq: FNHC) today reported results for the three and nine months ended September 30, 2021. The Comp

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 29, 2021 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission

FEDNAT HOLDING COMPANY 14050 N.W. 14th Street Suite 180 Sunrise, FL 33323 October 18, 2021

CORRESP 1 filename1.htm FEDNAT HOLDING COMPANY 14050 N.W. 14th Street Suite 180 Sunrise, FL 33323 October 18, 2021 VIA EDGAR U.S. Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.E. Washington, D.C. 20549 Attn: Sonia Bednarowski Re: FedNat Holding Company Acceleration Request for Registration Statement on Form S-3, as amended File No. 333-257983 Requested Date: Oc

FEDNAT HOLDING COMPANY 14050 N.W. 14th Street Suite 180 Sunrise, FL 33323 October 18, 2021

FEDNAT HOLDING COMPANY 14050 N.W. 14th Street Suite 180 Sunrise, FL 33323 October 18, 2021 VIA EDGAR U.S. Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.E. Washington, D.C. 20549 Attn: Sonia Bednarowski Re: FedNat Holding Company Acceleration Request for Registration Statement on Form S-3, as amended File No. 333-257976 Requested Date: October 21, 2021 Requested

As filed with the Securities and Exchange Commission on October 15, 2021

Table of Contents As filed with the Securities and Exchange Commission on October 15, 2021 Registration Statement No.

As filed with the Securities and Exchange Commission on October 15, 2021

Table of Contents As filed with the Securities and Exchange Commission on October 15, 2021 Registration Statement No.

FEDNAT’S STRATEGIC REVIEW COMMITTEE PROVIDES UPDATE SUNRISE, FL—September 15, 2021—FedNat Holding Company (NASDAQ:FNHC), (“FedNat” or the “Company”), a regional property and casualty insurance holding company, today provided an update on the activiti

FEDNAT?S STRATEGIC REVIEW COMMITTEE PROVIDES UPDATE SUNRISE, FL?September 15, 2021?FedNat Holding Company (NASDAQ:FNHC), (?FedNat? or the ?Company?), a regional property and casualty insurance holding company, today provided an update on the activities of its Strategic Review Committee (?SRC?), formed late last year by the Company?s Board of Directors to oversee a review of the Company?s business plan, capital deployment, geographic footprint and long-term strategy to identify strategic alternatives in an effort to create enhanced value for the Company?s stakeholders, in particular its shareholders.

Demotech Affirms the Financial Stability Ratings® of Carriers in the FedNat Holding Company Columbus, Ohio, September 15, 2021: The Financial Stability Ratings® (FSR) of A, Exceptional, assigned to FedNat Insurance Company, Maison Insurance Company,

Demotech Affirms the Financial Stability Ratings? of Carriers in the FedNat Holding Company Columbus, Ohio, September 15, 2021: The Financial Stability Ratings? (FSR) of A, Exceptional, assigned to FedNat Insurance Company, Maison Insurance Company, and Monarch National Insurance Company have been affirmed by Demotech, Inc.

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: September 15, 2021 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commissio

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: September 1, 2021 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission

FNHC / Federated National Holding Co. / Hale Steven A II - SCHEDULE 13D 08-02-2021 Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 13D (Rule 13d-101) Information to be Included in Statements Filed Pursuant to ?240.

Second Restated Articles of Incorporation, as amended, of FedNat Holding Company

ARTICLES OF AMENDMENT TO SECOND RESTATED ARTICLES OF INCORPORATION OF FEDNAT HOLDING COMPANY (Document No.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED JUNE 30, 2021 ☐ TRANSITION REPORT PURSUANT TO S

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED JUNE 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File number 000-25001 FedNat Holding Company

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: August 9, 2021 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission Fi

FEDNAT HOLDING COMPANY REPORTS SECOND QUARTER 2021 RESULTS

FEDNAT HOLDING COMPANY REPORTS SECOND QUARTER 2021 RESULTS Sunrise, Florida, August 9, 2021 - FedNat Holding Company (the ?Company?) (Nasdaq: FNHC) today reported results for the three and six months ended June 30, 2021.

Commutation Agreement dated April 22, 2021 between FedNat Holding Company and SageSure Anchor Re, Inc.

EX-10.2 3 exhibit102.htm EX-10.2 {ACCEL 00106459 v3 } Page 1 of 4 Commutation Agreement SageSure Anchor Re, Inc. Scottsdale, Arizona (hereinafter referred to as the "Subscribing Reinsurer" It Is Hereby Agreed that, in consideration of the mutual promises, covenants, payments and releases set forth herein, and other good and valuable consideration, the sufficiency of which is hereby acknowledged, t

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 20, 2021 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission Fil

Form of Subordinated Indenture

Exhibit 4.3 FEDNAT HOLDING COMPANY, as Issuer, and , as Trustee Indenture Dated as of , 20 Providing for the Issuance of Subordinated Debt Securities FEDNAT HOLDING COMPANY Reconciliation and tie between Trust Indenture Act of 1939 and Indenture, dated as of , 20 Trust Indenture Act Section Indenture Section Section 310 (a)(1) 608 (a )(2) 608 (a )(3) 614 (a )(4) Not Applicable (a )(5) 608 (b ) 613

Form of Senior Indenture

Exhibit 4.2 FEDNAT HOLDING COMPANY, as Issuer, and , as Trustee Indenture Dated as of , 20 Providing for the Issuance of Senior Debt Securities FEDNAT HOLDING COMPANY Reconciliation and tie between Trust Indenture Act of 1939 and Indenture dated as of , 20 Trust Indenture Act Section Indenture Section Section 310 (a)(1) 608 (a)(2) 608 (a)(3) 614 (a)(4) Not Applicable (a)(5) 608 (b) 613 Section 311

Power of Attorney of Officers and Directors of the Registrant

Table of Contents As filed with the Securities and Exchange Commission on July 16, 2021 Registration Statement No.

Power of Attorney of Officers and Directors of the Registrant

Table of Contents As filed with the Securities and Exchange Commission on July 16, 2021 Registration Statement No.

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: June 24, 2021 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission Fil

Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 27, 2021 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission File

Joint Filing Agreement, dated April 14, 2021, by and between FG Financial Group Holdings, LP, FG Financial Group Holdings, GP, LLC and FG Financial Group, Inc. (filed herewith).

Exhibit 99.7 JOINT FILING AGREEMENT THIS JOINT FILING AGREEMENT (this ?Agreement?) is made and entered into as of this twenty eighth day of May 2021, by and between FG Financial Group Holdings, LP, FG Financial Group Holdings, GP, LLC and FG Financial Group, Inc. (filed herewith). In accordance with Rule 13d-1(k)(1) under the Securities Exchange Act of 1934, as amended (the ?Exchange Act?), the pa

FNHC / Federated National Holding Co. / FG Financial Group, Inc. Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULE 13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(a) Under the Securities Exchange Act of 1934 (Amendment No.

Addendum to Employment Agreement dated as of May 12, 2021 between the Company and Patrick McCahill

ADDENDUM TO EMPLOYMENT AGREEMENT THIS ADDENDUM TO EMPLOYMENT AGREEMENT (the ?Addendum?) is entered into effective as of May 12, 2021 (the ?Addendum Effective Date?) by and between: (i) Patrick McCahill (the ?Executive?); and (ii) FEDNAT HOLDING COMPANY, a Florida corporation (the "Company").

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 12, 2021 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission File

United States Securities and Exchange Commission Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

United States Securities and Exchange Commission Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, For Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive

Excess Catastrophe Reinsurance Contract effective March 1, 2021 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers*

21\F7V1116 Excess Catastrophe Reinsurance Contract Effective: March 1, 2021 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED MARCH 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File number 000-25001 FedNat Holding Compan

Property Aggregate Excess of Loss Reinsurance Contract effective January 1, 2021 by and between Maison Insurance Company and subscribing reinsurers

Maison Ins Co 17329N21 (Eff: 1-1-21) Property Aggregate XOL 1-15-21 MAISON INSURANCE COMPANY Baton Rouge, Louisiana PROPERTY AGGREGATE EXCESS OF LOSS REINSURANCE CONTRACT Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Property Aggregate Excess of Loss Reinsurance Contract effective January 1, 2021 by and between Maison Insurance Company and subscribing reinsurers

Maison Ins Co 17331N21 (Eff: 1-1-21) Property Aggregate XOL 1-15-21 MAISON INSURANCE COMPANY Baton Rouge, Louisiana PROPERTY AGGREGATE EXCESS OF LOSS REINSURANCE CONTRACT Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Excess Catastrophe Reinsurance Contract effective March 1, 2021 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

21\F7V1117 Excess Catastrophe Reinsurance Contract Effective: March 1, 2021 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Excess Catastrophe Reinsurance Contract effective March 1, 2021 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

21\F7V1115 Excess Catastrophe Reinsurance Contract Effective: March 1, 2021 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Excess Catastrophe Reinsurance Contract effective March 2, 2021 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

21\F7V1114 Excess Catastrophe Reinsurance Contract Effective: March 2, 2021 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Property Aggregate Excess of Loss Reinsurance Contract effective January 1, 2021 by and between Maison Insurance Company and subscribing reinsurers

Maison Ins Co 17330N21 (Eff: 1-1-21) Property Aggregate XOL 1-22-21 MAISON INSURANCE COMPANY Baton Rouge, Louisiana PROPERTY AGGREGATE EXCESS OF LOSS REINSURANCE CONTRACT Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Property Aggregate Excess of Loss Reinsurance Contract effective January 1, 2021 by and between Maison Insurance Company and subscribing reinsurers

exhibit105 Maison Ins Co 17304N21 (Eff: 1-1-21) Property Aggregate XOL 1-15-21 MAISON INSURANCE COMPANY Baton Rouge, Louisiana PROPERTY AGGREGATE EXCESS OF LOSS REINSURANCE CONTRACT Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

FEDNAT HOLDING COMPANY REPORTS FIRST QUARTER 2021 RESULTS

FEDNAT HOLDING COMPANY REPORTS FIRST QUARTER 2021 RESULTS Sunrise, Florida, May 4, 2021 - FedNat Holding Company (the ?Company?) (Nasdaq: FNHC) today reported results for the three months ended March 31, 2021.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 4, 2021 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission File

Schedule 14A

United States Securities and Exchange Commission Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, For Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Termination of a Material Definitive Agreement, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 22, 2021 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission Fi

Form of Convertible Senior Unsecured Note due 2026

EXHIBIT 4.3 GLOBAL NOTE UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (?DTC?), TO THE COMPANY OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS

Form of Registration Rights Agreement dated April 19, 2021 between FedNat Holding Company and the note purchasers

EXHIBIT 10.1 REGISTRATION RIGHTS AGREEMENT This REGISTRATION RIGHTS AGREEMENT (the ?Agreement?) is dated as of April , 2021 and is made by and among FedNat Holding Company, a Florida corporation (the ?Company?), and the purchaser or purchasers identified on the signature page hereto (individually or collectively, the ?Purchaser?). This Agreement is made pursuant to the Note Purchase Agreements, ea

Indenture dated April 19, 2021 between FedNat Holding Company and The Bank of New York Mellon, as Trustee, Paying Agent, and Registrar

EXHIBIT 4.2 INDENTURE Dated as of April 19, 2021 Between FEDNAT HOLDING COMPANY, as Issuer and THE BANK OF NEW YORK MELLON, as Trustee CONVERTIBLE SENIOR UNSECURED NOTES DUE 2026 TABLE OF CONTENTS Page ARTICLE I. Definitions and Incorporation by Reference 1 SECTION 1.1. Definitions 1 SECTION 1.2. Rules of Construction 18 ARTICLE II. The Notes 19 SECTION 2.1. Form and Dating 19 SECTION 2.2. Form of

Second Supplemental Indenture dated April 19, 2021 between FedNat Holding Company and The Bank of New York Mellon, as Trustee

EXHIBIT 4.1 SECOND SUPPLEMENTAL INDENTURE between FEDNAT HOLDING COMPANY and THE BANK OF NEW YORK MELLON, as Trustee Dated as of April 19, 2021 to the INDENTURE Dated as of March 5, 2019, As amended by the First Supplemental Indenture dated as of March 5, 2020 SECOND SUPPLEMENTAL INDENTURE THIS SECOND SUPPLEMENTAL INDENTURE (this ?Second Supplemental Indenture?), dated as of April 19, 2021 (the ?S

FEDNAT HOLDING COMPANY ANNOUNCES CLOSING OF OFFERING OF CONVERTIBLE SENIOR UNSECURED NOTES DUE 2026

Exhibit 99.1 FEDNAT HOLDING COMPANY ANNOUNCES CLOSING OF OFFERING OF CONVERTIBLE SENIOR UNSECURED NOTES DUE 2026 Sunrise, Florida, April 20, 2021 ? FedNat Holding Company (NASDAQ: FNHC) (the ?Company?), a regional insurance holding company, announced that it has closed a private offering of $21 million aggregate principal amount of its 5.00% convertible senior unsecured notes due 2026 (the ?Notes?

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 19, 2021 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission Fi

- PRER14A

United States Securities and Exchange Commission Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, For Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive

- DEF 14A

United States Securities and Exchange Commission Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, For Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive

Annual Report - 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE FISCAL YEAR ENDED December 31, 2020 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File number 000-25001 FedNat Holding Company (Ex

Addendum 1, effective December 1, 2020, to Non-Florida Property Quota Share Reinsurance Contract effective July 1, 2020 by and between FedNat Insurance Company and SageSure Anchor Re, Inc.

Addendum 1 to the Non-Florida Property Quota Share Reinsurance Contract Effective: July 1, 2020 entered into by FedNat Insurance Company Sunrise, Florida It Is Hereby Agreed, effective December 1, 2020, with respect to losses occurring on or after that date, that Article 5 - Retention and Limit - shall be amended to read as follows: "Article 5 - Retention and Limit As respects business subject to this Contract, the Company shall cede to the Reinsurer and the Reinsurer agrees to accept 100% of the Company's Ultimate Net Liability.

Description of Registrant's Securities

Exhibit 4.1 DESCRIPTION OF THE REGISTRANT?S SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 The following description of capital stock of FedNat Holding Company (the ?Company,? ?we,? ?us,? or "our") is a summary and does not purport to be complete. It is subject to and qualified in its entirety by reference to the Company?s Restated Articles of Incorporation (th

Quota Share Reinsurance Contract effective December 31, 2020 by and between FedNat Insurance Company and subscribing reinsurers

20\F7V1111 Quota Share Reinsurance Contract Effective: December 31, 2020 FedNat Insurance Company Sunrise, Florida Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

First Amendment dated November 4, 2020 to Employment Agreement dated January 8, 2019 between the Company and Ronald A. Jordan

1 AMENDMENT TO EMPLOYMENT AGREEMENT THIS AMENDMENT TO EMPLOYMENT AGREEMENT (the ?Amendment?) is entered into effective as of November 4, 2020 (the ?Amendment Effective Date?) by and between: (i) Ronald A.

Sixth Amendment, entered into November 4, 2020, to Administrator Agreement, effective July 1, 2013, between Federated National Insurance Company and SageSure Insurance Managers LLC, as amended

1 SIXTH AMENDMENT TO ADMINISTRATOR AGREEMENT THIS SIXTH AMENDMENT TO ADMINISTRATOR AGREEMENT (this ?Sixth Amendment?), is entered into this 4th day of November, 2020, (the ?Execution Date?) by and among SageSure Insurance Managers, LLC (?Administrator?) and FedNat Insurance Company (the ?Company?).

Subsidiaries of the Company

LIST OF SUBSIDIARIES Century Risk Insurance Services, Inc., a Florida corporation ClaimCor, LLC, a Florida limited liability company FedNat Insurance Company, a Florida corporation FedNat Underwriters, Inc., a Florida corporation Insure-Link, Inc., a Florida corporation Maison Insurance Company, a Louisiana corporation Maison Managers, Inc., a Delaware corporation Monarch National Insurance Compan

Supplement to Underwriting Agreement dated March 15, 2021 by and between FedNat Holding Company and Piper Sandler & Co.

Execution Version 740487282.3 15-Mar-21 21:27 FedNat Holding Company Supplement to Underwriting Agreement March 15, 2021 Piper Sandler & Co. U.S. Bancorp Center 800 Nicollet Mall Minneapolis, Minnesota 55402 Ladies and Gentlemen: Reference is made to that certain Underwriting Agreement, dated March 11, 2021 (the ?Underwriting Agreement?), by and between FedNat Holding Company, a Florida corporatio

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: March 15, 2021 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission Fi

FEDNAT HOLDING COMPANY ANNOUNCES CLOSING OF OFFERING OF COMMON STOCK Sunrise, Florida, March 15, 2021 – FedNat Holding Company (Nasdaq: FNHC), a regional insurance holding company, announced the closing of an underwritten public offering of 3,500,000

a3-15x218xkexx991prxclos FEDNAT HOLDING COMPANY ANNOUNCES CLOSING OF OFFERING OF COMMON STOCK Sunrise, Florida, March 15, 2021 – FedNat Holding Company (Nasdaq: FNHC), a regional insurance holding company, announced the closing of an underwritten public offering of 3,500,000 shares of its common stock at a price of $4.

- NT 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SEC FILE NUMBER:001-25001 CUSIP NUMBER: 31431B 109 FORM 12b-25 NOTIFICATION OF LATE FILING (Check one): [X] Form 10-K [ ] Form 20-F [ ] Form 11-K [] Form 10-Q [ ] Form 10-D [ ] Form N-CEN [ ] Form N-CSR For Period Ended: December 31, 2020 [ ] Transition Report on Form 10-K [ ] Transition Report on Form 20-F [ ] Transition Repo

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: March 15, 2021 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission Fi

3,500,000 Shares Common Stock

Form 424(b)(5) Table of Contents Filed pursuant to Rule 424(b)(5) Registration No.

Filed Pursuant to Rule 433 Issuer Free Writing Prospectus dated March 11, 2021 Relating to the Prospectus Supplement dated March 11, 2021 Registration Statement No. 333-225464 FedNat Holding Company (NASDAQ: FNHC) Roadshow Presentation March 2021 1Fi

FWP Filed Pursuant to Rule 433 Issuer Free Writing Prospectus dated March 11, 2021 Relating to the Prospectus Supplement dated March 11, 2021 Registration Statement No.

FEDNAT HOLDING COMPANY ANNOUNCES PRICING OF OFFERING OF COMMON STOCK

EX-99.1 Exhibit 99.1 FEDNAT HOLDING COMPANY ANNOUNCES PRICING OF OFFERING OF COMMON STOCK Sunrise, Florida, March 12, 2021 – FedNat Holding Company (Nasdaq: FNHC), a regional insurance holding company, announced that it has priced an underwritten public offering of 3,500,000 shares of its common stock at a price to the public of $4.75 per share for gross proceeds of $16.625 million. The net procee

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: March 11, 2021 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission Fi

Underwriting Agreement by and between FedNat Holding Company and Piper Sandler & Co., dated March 11, 2021

Exhibit 1.1 3,500,000 Shares FedNat Holding Company Common Stock $0.01 par value per share Underwriting Agreement March 11, 2021 Piper Sandler & Co. U.S. Bancorp Center 800 Nicollet Mall Minneapolis, Minnesota 55402 Ladies and Gentlemen: FedNat Holding Company, a Florida corporation (the ?Company?), proposes to issue and sell to Piper Sandler & Co. (the ?Underwriter?) an aggregate of 3,500,000 sha

SUBJECT TO COMPLETION PRELIMINARY PROSPECTUS SUPPLEMENT DATED MARCH 5, 2021

Table of Contents Filed pursuant to Rule 424(b)(5) Registration No. 333-225464 The information in this preliminary prospectus supplement is not complete and may be changed. This preliminary prospectus supplement is not an offer to sell these securities and is not soliciting an offer to buy these securities in any state or other jurisdiction where the offer or sale is not permitted. SUBJECT TO COMP

Filed Pursuant to Rule 433 Issuer Free Writing Prospectus dated March 5, 2021 Relating to the Preliminary Prospectus Supplement filed March 5, 2021 Registration Statement No. 333-225464 FedNat Holding Company (NASDAQ: FNHC) Roadshow Presentation Marc

Filed Pursuant to Rule 433 Issuer Free Writing Prospectus dated March 5, 2021 Relating to the Preliminary Prospectus Supplement filed March 5, 2021 Registration Statement No.

FEDNAT HOLDING COMPANY REPORTS FOURTH QUARTER AND FULL YEAR 2020 RESULTS

FEDNAT HOLDING COMPANY REPORTS FOURTH QUARTER AND FULL YEAR 2020 RESULTS Sunrise, Florida, March 2, 2021 - FedNat Holding Company (the “Company”) (Nasdaq: FNHC) today reported results for the three and twelve months ended December 31, 2020.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: March 2, 2021 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission Fil

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: February 12, 2021 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission

SCHEDULE 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 11 )* FedNat Holding Co (Name of Issuer) Common Stock (Title of Class of Securities) 31431B109 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sch

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(b), (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2 Under the Securities E

SC 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(b), (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2 Under the Securities Exchange Act of 1934 (Amendment No. 2) FedNat Holding Company (Name of Issuer) Common Stock, Par Value $0.01 Per Share (Title of Class of Secu

FedNat Holding Company (NASDAQ: FNHC) • FedNat Insurance Company • Maison Insurance Company • Monarch National Insurance Company Third Quarter 2020 NOVEMBER 2020 INVESTOR PRESENTATION SAFE HARBOR STATEMENT Safe harbor statement under the Private Secu

EX-99.1 27 q320investordeckfinal.htm EX-99.1 FedNat Holding Company (NASDAQ: FNHC) • FedNat Insurance Company • Maison Insurance Company • Monarch National Insurance Company Third Quarter 2020 NOVEMBER 2020 INVESTOR PRESENTATION SAFE HARBOR STATEMENT Safe harbor statement under the Private Securities Litigation Reform Act of 1995: (including changes in interest rates and financial markets); pricin

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: November 9, 2020 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission

Supplemental Excess Catastrophe Reinsurance Contract effective September 3, 2020 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

f7v1104redacted 20\F7V1104 Excess Catastrophe Reinsurance Contract Effective: September 3, 2020 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Third-Fifth Cascading Reinstatement Premium Protection Reinsurance Contract effective July 1, 2020 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

f7v1036redacted 20\F7V1036 Reinstatement Premium Protection Reinsurance Contract Effective: July 1, 2020 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

First Reinstatement Premium Protection Reinsurance Contract effective July 1, 2020 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

f7v1049redacted 20\F7V1049 Reinstatement Premium Protection Reinsurance Contract Effective: July 1, 2020 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Reinstatement Premium Protection Reinsurance Contract effective July 1, 2020, by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

f7v1055redacted 20\F7V1055 Reinstatement Premium Protection Reinsurance Contract Effective: July 1, 2020 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Second-Fourth Excess Catastrophe Reinsurance Contract effective July 1, 2020 by and among FedNat Insurance Company, Monarch national Insurance Company, Maison Insurance Company and subscribing reinsurers

f7v1089redacted 20\F7V1089 Excess Catastrophe Reinsurance Contract Effective: July 1, 2020 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Supplemental Excess Catastrophe Reinsurance Contract effective July 28, 2020 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

f7v1102redacted 20\F7V1102 Excess Catastrophe Reinsurance Contract Effective: July 28, 2020 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Net Quota Share Reinsurance Agreement effective July 1, 2020 by and between FedNat Insurance Company and Swiss Reinsurance America Corporation

p200134redacted NET QUOTA SHARE REINSURANCE AGREEMENT NO. FIN5166.3 EFFECTIVE: JULY 1, 2020 between FEDNAT INSURANCE COMPANY Sunrise, Florida and SWISS REINSURANCE AMERICA CORPORATION Armonk, New York Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed. Redactions are indicated by [***]. EFFECTIVE: JU

First-Third Excess Catastrophe Reinsurance Contract effective July 1, 2020 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

f7v1077redacted 20\F7V1077 Excess Catastrophe Reinsurance Contract Effective: July 1, 2020 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Non-Florida Excess Catastrophe Reinsurance Contract effective July 1, 2020 by and between FedNat Insurance Company and subscribing reinsurers

f7v1001redacted 20\F7V1001 Non-Florida Excess Catastrophe Reinsurance Contract Effective: July 1, 2020 FedNat Insurance Company Sunrise, Florida Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Private Third-Fifth Excess Catastrophe Reinsurance Contract effective July 1, 2020 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

f7v1090redacted 20\F7V1090 Excess Catastrophe Reinsurance Contract Effective: July 1, 2020 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Third-Fifth Excess Catastrophe Reinsurance Contract effective July 1, 2020 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

f7v1030redacted 20\F7V1030 Excess Catastrophe Reinsurance Contract Effective: July 1, 2020 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Second-Fifth Excess Catastrophe Reinsurance Contract effective July 1, 2020 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

f7v1035redacted 20\F7V1035 Excess Catastrophe Reinsurance Contract Effective: July 1, 2020 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Private Excess Catastrophe Reinsurance Contract effective July 1, 2020 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

f7v1051redacted 20\F7V1051 Excess Catastrophe Reinsurance Contract Effective: July 1, 2020 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

First, Second and Fifth Cascading Excess Catastrophe Reinsurance Contract effective July 1, 2020 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

f7v1013redacted 20\F7V1013 Excess Catastrophe Reinsurance Contract Effective: July 1, 2020 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Employment Agreement dated August 22, 2020 between the Company and Patrick McCahill

mcahillagreementredacted EMPLOYMENT AGREEMENT THIS EMPLOYMENT AGREEMENT (the “Agreement”), made and entered into as of the 22day of August, 2020 (the “Effective Date”), by and between: (i) PATRICK MCCAHILL, an individual currently residing at the address set forth in Section 10 below (the “Executive”) and (ii) FEDNAT HOLDING COMPANY, a Florida corporation with offices and place of business at the address set forth in Section 10 below (the “Company”).

Second-Fifth Cascading Excess Catastrophe Reinsurance Contract effective July 1, 2020 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

f7v1028redacted 20\F7V1028 Excess Catastrophe Reinsurance Contract Effective: July 1, 2020 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Confidential Information, Non-Solicitation and Non-Competition Agreement dated as of August 22, 2020 between the Company and Patrick McCahill

mcahillnoncompeteredacte CONFIDENTIAL INFORMATION, NON-SOLICITATION AND NON-COMPETITION AGREEMENT This Confidential Information, Non-Solicitation and Non-Competition Agreement ("Agreement") is made and entered into as of the 2 2 day of August, 2020, by and between FEDNAT HOLDING COMPANY, its affiliates, parents, subsidiaries, successors or assigns (collectively referred to as “Company”), and PATRICK MCCAHILL (hereinafter "Employee").

Non-Reinstatable Excess Catastrophe Reinsurance Contract effective July 1, 2020 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

f7v1009redacted 20\F7V1009 Excess Catastrophe Reinsurance Contract Effective: July 1, 2020 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Excess Catastrophe Reinsurance Contract effective July 1, 2020 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

f7v1054redacted 20\F7V1054 Excess Catastrophe Reinsurance Contract Effective: July 1, 2020 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Private Single Retention Excess Catastrophe Reinsurance Contract effective July 1, 2020 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

f7v1027redacted 20\F7V1027 Excess Catastrophe Reinsurance Contract Effective: July 1, 2020 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Non-Florida Second Event Property Catastrophe Excess of Loss Reinsurance Contract effective July 1, 2020 by and between FedNat Insurance Company and subscribing reinsurers

f7v1075redacted 20\F7V1075 Non-Florida Property Catastrophe Excess of Loss Reinsurance Contract Effective: July 1, 2020 FedNat Insurance Company Sunrise, Florida Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

First-Third Single Retention Cascading Excess Catastrophe Reinsurance Contract effective July 1, 2020 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

f7v1099redacted 20\F7V1099 Excess Catastrophe Reinsurance Contract Effective: July 1, 2020 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Third-Fifth Cascading Excess Catastrophe Reinsurance Contract effective July 1, 2020 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

f7v1011redacted 20\F7V1011 Excess Catastrophe Reinsurance Contract Effective: July 1, 2020 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

First-Third Cascading Reinstatement Premium Protection Reinsurance Contract effective July 1, 2020 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

f7v1039redacted 20\F7V1039 Reinstatement Premium Protection Reinsurance Contract Effective: July 1, 2020 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED SEPTEMBER 30, 2020 ☐ TRANSITION REPORT PURSUANT

 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED SEPTEMBER 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File number 000-25001 FedNat Holding

Second Single Retention Reinstatement Premium Protection Reinsurance Contract effective July 1, 2020 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

f7v1040redacted 20\F7V1040 Reinstatement Premium Protection Reinsurance Contract Effective: July 1, 2020 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Private Second-Fifth Excess Catastrophe Reinsurance Contract effective July 1, 2020 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

f7v1061redacted 20\F7V1061 Excess Catastrophe Reinsurance Contract Effective: July 1, 2020 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Second and Third Event Excess Catastrophe Reinsurance Contract effective July 1, 2020 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

Second and Third Event Excess Catastrophe Reinsurance Contract Effective: July 1, 2020 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Private Supplemental Excess Catastrophe Reinsurance Contract effective September 3, 2020 by and between FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

f7v1105redacted 20\F7V1105 Excess Catastrophe Reinsurance Contract Effective: September 3, 2020 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Second Reinstatement Premium Protection Reinsurance Contract effective July 1, 2020 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

f7v1048redacted FIRM ORDER TERMS 5/27/2020 20\F7V1048 Reinstatement Premium Protection Reinsurance Contract Effective: July 1, 2020 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Main Supplemental Excess Catastrophe Reinsurance Contract effective September 3, 2020 by and among FedNat Insurance Company, Monarch National insurance Company, Maison Insurance Company and subscribing reinsurers

f7v1103redacted 20\F7V1103 Excess Catastrophe Reinsurance Contract Effective: September 3, 2020 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Non-Florida Property Quota Share Reinsurance Contract effective July 1, 2020 by and between FedNat Insurance Company and SageSure Anchor Re, Inc

nonfloridaquotasharereda Non-Florida Property Quota Share Reinsurance Contract Effective: July 1, 2020 FedNat Insurance Company Sunrise, Florida Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Fourth Excess Catastrophe Reinsurance Contract effective July 1, 2020 by and among FedNat Insurance Company, Monarch National Insurance Company, Maison Insurance Company and subscribing reinsurers

f7v1012redacted 20\F7V1012 Excess Catastrophe Reinsurance Contract Effective: July 1, 2020 FedNat Insurance Company Sunrise, Florida and Monarch National Insurance Company Sunrise, Florida and Maison Insurance Company Baton Rouge, Louisiana Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: November 4, 2020 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission

FEDNAT HOLDING COMPANY REPORTS THIRD QUARTER 2020 RESULTS

FEDNAT HOLDING COMPANY REPORTS THIRD QUARTER 2020 RESULTS Sunrise, Florida, November 4, 2020 - FedNat Holding Company (the “Company”) (Nasdaq: FNHC) today reported results for the three and nine months ended September 30, 2020.

FEDNAT HOLDING COMPANY ANNOUNCES FORMATION OF STRATEGIC REVIEW COMMITTEE Committee Retains Piper Sandler as Financial Advisor

FEDNAT HOLDING COMPANY ANNOUNCES FORMATION OF STRATEGIC REVIEW COMMITTEE Committee Retains Piper Sandler as Financial Advisor SUNRISE, FL—November 4, 2020—FedNat Holding Company (NASDAQ:FNHC) (“FedNat” or the “Company”), a regional insurance holding company, announced today that the Company’s Board of Directors has formed a Strategic Review Committee, which will oversee a review of the Company’s business plan, capital deployment, geographic footprint and long-term strategy to identify strategic alternatives in an effort to create enhanced value for the Company’s stakeholders, in particular its shareholders.

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: November 4, 2020 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission

FNHC / Federated National Holding Co. / Hale Partnership Capital Management, LLC - SC 13G/A Passive Investment

SC 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(b), (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2 Under the Securities Exchange Act of 1934 (Amendment No. 1) FedNat Holding Company (Name of Issuer) Common Stock, Par Value $0.01 Per Share (Title of Class of Secu

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 19, 2020 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission

FNHC / Federated National Holding Co. / Hale Partnership Capital Management, LLC - SC 13G Passive Investment

SC 13G SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(b), (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2 Under the Securities Exchange Act of 1934 FedNat Holding Company (Name of Issuer) Common Stock, Par Value $0.01 Per Share (Title of Class of Securities) 31431B109 (CUS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: September 21, 2020 (Date of earliest event reported) FEDNAT HOLDING

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: September 21, 2020 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commissio

FNHC / Federated National Holding Co. / 1347 Property Insurance Holdings, Inc. Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULE 13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(a) Under the Securities Exchange Act of 1934 (Amendment No.

Share Repurchase and Cooperation Agreement, dated September 15, 2020, between FG Financial Group, Inc., as Company, and Hale Partnership Capital Management, LLC, Hale Partnership Capital Advisors, LLC, Hale Partnership Fund, L.P., MGEN II – Hale Fund, L.P., Clark Hale – Fund L.P., Smith II– Hale Fund, L.P., Dickinson – Hale Fund, L.P., and Steven A. Hale II, as Hale Parties (previously filed with the Schedule 13D).

Exhibit 99.7

Financial Statements and Exhibits, Other Events - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: September 9, 2020 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: August 22, 2020 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission F

PATRICK McCAHILL APPOINTED FEDNAT’S NEW CHIEF OPERATING OFFICER Sunrise, Florida, August 24, 2020 – FedNat Holding Company (Nasdaq: FNHC), a regional insurance holding company, announced that Patrick S. McCahill has been appointed Chief Operating Off

exhibit99 PATRICK McCAHILL APPOINTED FEDNAT’S NEW CHIEF OPERATING OFFICER Sunrise, Florida, August 24, 2020 – FedNat Holding Company (Nasdaq: FNHC), a regional insurance holding company, announced that Patrick S.

-

CORRESP August 17, 2020 Via Edgar Division of Corporation of Finance United States Securities and Exchange Commission 100 F Street, N.

Quarterly Report - 10-Q

 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED JUNE 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File number 000-25001 FedNat Holding Compa

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: August 5, 2020 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission Fi

FEDNAT HOLDING COMPANY REPORTS SECOND QUARTER 2020 RESULTS

FEDNAT HOLDING COMPANY REPORTS SECOND QUARTER 2020 RESULTS Sunrise, Florida, August 5, 2020 - FedNat Holding Company (the “Company”) (Nasdaq: FNHC) today reported results for the three and six months ended June 30, 2020.

FNHC / Federated National Holding Co. / 1347 Property Insurance Holdings, Inc. Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULE 13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(a) Under the Securities Exchange Act of 1934 (Amendment No.

Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 17, 2020 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission Fil

Entry into a Material Definitive Agreement

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: June 1, 2020 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission File

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: June 1, 2020 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission File

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 12, 2020 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission File

FedNat Holding Company (NASDAQ: FNHC) • FedNat Insurance Company • Maison Insurance Company • Monarch National Insurance Company First Quarter 2020 INVESTOR PRESENTATION SAFE HARBOR STATEMENT Safe harbor statement under the Private Securities Litigat

q120investordeckslidefin FedNat Holding Company (NASDAQ: FNHC) • FedNat Insurance Company • Maison Insurance Company • Monarch National Insurance Company First Quarter 2020 INVESTOR PRESENTATION SAFE HARBOR STATEMENT Safe harbor statement under the Private Securities Litigation Reform Act of 1995: other initiatives by competitors; legislative and regulatory developments; the outcome of litigation

Quarterly Report - 10-Q

 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED MARCH 31, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File number 000-25001 FedNat Holding Comp

FHCF Supplement Layer Reinsurance Contract effective June 1, 2020 between FedNat Insurance Company and subscribing reinsurers

exhibit101-fhcfreinsuran FHCF Supplement Layer Reinsurance Contract Effective: June 1, 2020 FedNat Insurance Company Sunrise, Florida Certain identified information has been omitted from this exhibit because it is not material and would be competitively harmful if publicly disclosed.

Form of Reimbursement Contract effective June 1, 2020 between the State Board of Administration of the State of Florida, as administrator of the Florida Hurricane Catastrophe Fund, and each of FedNat Insurance Company; Monarch National Insurance Company; and Maison Insurance Company

exhibit102-reimbursement RON DESANTIS STATE BOARD OF ADMINISTRATION GOVERNOR CHAIR OF FLORIDA JIMMY PATRONIS CHIEF FINANCIAL OFFICER 1801 HERMITAGE BOULEVARD, SUITE 100 TALLAHASSEE, FLORIDA 32308 ASHLEY MOODY ATTORNEY GENERAL (850) 488-4406 ASHBEL C.

FEDNAT HOLDING COMPANY REPORTS FIRST QUARTER 2020 RESULTS

FEDNAT HOLDING COMPANY REPORTS FIRST QUARTER 2020 RESULTS Sunrise, Florida, May 5, 2020 - FedNat Holding Company (the “Company”) (Nasdaq: FNHC) today reported results for the three months ended March 31, 2020.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 5, 2020 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission File

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 15, 2020 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission Fi

FNHC / Federated National Holding Co. DEF 14A - - DEF 14A

United States Securities and Exchange Commission Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, For Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Definitive

FNHC / Federated National Holding Co. DEFA14A - - DEFA14A

United States Securities and Exchange Commission Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, For Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: March 18, 2020 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission Fi

Third Amendment to Insurance Agency Master Agreement dated August 10, 2018 between Ivantage Select Agency, Inc. and FedNat Underwriters, Inc.

exhibit1014-fnuxivantage THIRD AMENDMENT TO INSURANCE AGENCY MASTER AGREEMENT THIS THIRD AMENDMENT TO INSURANCE AGENCY MASTER AGREEMENT (this “THIRD Amendment”) is entered into by and between Ivantage Select Agency, Inc.

Annual Report - 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE FISCAL YEAR ENDED December 31, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File number 000-25001 FedNat Holding Company (Ex

Subsidiaries of the Company

LIST OF SUBSIDIARIES Century Risk Insurance Services, Inc., a Florida corporation ClaimCor, LLC, a Florida limited liability company FedNat Insurance Company, a Florida corporation FedNat Underwriters, Inc., a Florida corporation Insure-Link, Inc., a Florida corporation Maison Insurance Company, a Louisiana corporation Maison Managers, Inc., a Delaware corporation Monarch National Insurance Compan

escription of Registrant's Securities

EX-4.1 2 exhibit41toform10-kxxdes.htm EX-4.1 Exhibit 4.1 DESCRIPTION OF THE REGISTRANT’S SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 The following description of capital stock of FedNat Holding Company (the “Company,” “we,” “us,” or "our") is a summary and does not purport to be complete. It is subject to and qualified in its entirety by reference to the Com

Administrator Agreement, effective July 1, 2013, between Federated National Insurance Company and SageSure Insurance Managers LLC, as amended

EX-10.9 3 exhibit109-sagesureinsur.htm EX-10.9 ADMINISTRATOR AGREEMENT This Administrator Agreement (the “Agreement”) is effective as of July 1, 2013, between Federated National Insurance Company (the “Company”) and SageSure Insurance Managers LLC (the “Administrator”). Capitalized terms not specifically defined herein have the meanings ascribed to them in Section 25 of this Agreement. NOW THEREFO

Administrative Services Agreement dated November 1, 2015 between FedNat Underwriters Inc. and SageSure Insurance Managers LLC

exhibit1010-sagesureinsm DocuSign Envelope ID: 321D278C-FA26-4B20-952A-6F65505F7A8C Administrative Services Agreement This Administrative Services Agreement (the “Agreement”), made this 1st day of November 2015 (“Effective Date”), by and between FedNat Underwriters, Inc.

FEDNAT ANNOUNCES CLOSING OF REGISTERED EXCHANGE OFFER FOR NOTES ISSUED IN CONNECTION WITH PRIOR PRIVATE PLACEMENT

EX-99.1 Exhibit 99.1 FEDNAT ANNOUNCES CLOSING OF REGISTERED EXCHANGE OFFER FOR NOTES ISSUED IN CONNECTION WITH PRIOR PRIVATE PLACEMENT Sunrise, Florida, March 5, 2020 – FedNat Holding Company (NASDAQ: FNHC) (“FedNat” or the “Company”), an insurance holding company, today announced the closing of its previously announced offer to exchange up to $100.0 million in aggregate principal amount of new 7.

Financial Statements and Exhibits, Other Events

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: March 5, 2020 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of Registrant as Specified in Its Charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commi

First Supplemental Indenture by and between FedNat Holding Company and The Bank of New York Mellon, as trustee

EX-4.1 Exhibit 4.1 FIRST SUPPLEMENTAL INDENTURE between FEDNAT HOLDING COMPANY and THE BANK OF NEW YORK MELLON, as Trustee Dated as of March 5, 2020 to the INDENTURE Dated as of March 5, 2019 Reconciliation and tie between Trust Indenture Act of 1939 and the Indenture Trust Indenture Act Section Section §310 (a)(1) 7.10 (a)(2) (a)(5) (b) 7.10 7.10 7.11 §311 (a) (b) 6.12 6.12 §312 §313 (c) 7.12 7.1

Form of 7.50% Senior Unsecured Note due 2029 of FedNat Holding Company

EX-4.2 Exhibit 4.2 FORM OF GLOBAL NOTE UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE COMPANY OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: March 2, 2020 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission Fil

FedNat Holding Company (NASDAQ: FNHC) • FedNat Insurance Company • Maison Insurance Company • Monarch National Insurance Company Fourth Quarter 2019 INVESTOR PRESENTATION SAFE HARBOR STATEMENT Safe harbor statement under the Private Securities Litiga

exhibit991-4q19investord FedNat Holding Company (NASDAQ: FNHC) • FedNat Insurance Company • Maison Insurance Company • Monarch National Insurance Company Fourth Quarter 2019 INVESTOR PRESENTATION SAFE HARBOR STATEMENT Safe harbor statement under the Private Securities Litigation Reform Act of 1995: other initiatives by competitors; legislative and regulatory developments; the outcome of litigation

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: February 26, 2020 (Date of earliest event reported) FEDNAT HOLDING COMPANY (Exact name of registrant as specified in its charter) Florida 000-25001 65-0248866 (State or other jurisdiction of incorporation) (Commission

FEDNAT HOLDING COMPANY REPORTS FOURTH QUARTER AND FULL YEAR 2019 RESULTS

FEDNAT HOLDING COMPANY REPORTS FOURTH QUARTER AND FULL YEAR 2019 RESULTS Sunrise, Florida, February 26, 2019 - FedNat Holding Company (the “Company”) (Nasdaq: FNHC) today reported results for the three and twelve months ended December 31, 2019.

FEDNAT ANNOUNCES CERTAIN PRELIMINARY FOURTH QUARTER 2019 RESULTS Sunrise, Florida, February 19, 2020 – FedNat Holding Company (Nasdaq: FNHC) (“FedNat” or the “Company”), a regional insurance holding company, today announced certain preliminary result

exhibit991-fnhc21920pres FEDNAT ANNOUNCES CERTAIN PRELIMINARY FOURTH QUARTER 2019 RESULTS Sunrise, Florida, February 19, 2020 – FedNat Holding Company (Nasdaq: FNHC) (“FedNat” or the “Company”), a regional insurance holding company, today announced certain preliminary results for the fourth quarter of 2019, including catastrophe claims, and prior as well as current year adverse reserve development.