FSRL Pengajuan SEC - First Reliance Bancshares, Inc.- Laporan Tahunan, Pernyataan Kuasa, Prospektus

Mga Batayang Estadistika

LEI	549300B331IVGQKPZN42
CIK	1172102

SEC Filings

All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to First Reliance Bancshares, Inc.

SEC Filings (Chronological Order)

Halaman ini menyediakan daftar lengkap dan kronologis dari Pengajuan SEC, tidak termasuk pengajuan kepemilikan yang kami sediakan di tempat lain.

November 14, 2024	SC 13G	FSRL / First Reliance Bancshares, Inc. / Fourthstone LLC - SCHEDULE TO REPORT BENEFICIAL OWNERSHIP Passive Investment SC 13G 1 fsrl-sc13g093024.htm SCHEDULE TO REPORT BENEFICIAL OWNERSHIP UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Amendment No.)* Under the Securities Exchange Act of 1934 FIRST RELIANCE BANCSHARES (Name of Issuer) Common Stock, $0.01 par value common stock (Titles of Class of Securities) 33615Q100 (CUSIP Number) September 30, 2024 (Date of Event Which Req
February 13, 2024	SC 13G/A	FSRL / First Reliance Bancshares, Inc. / MANULIFE FINANCIAL CORP - SC 13G/A Passive Investment SC 13G/A 1 fsrl4298381-sc13ga.htm SC 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2 )* First Reliance Bancshares Inc (Name of Issuer) Common Stock (Title of Class of Securities) 33615Q100 (CUSIP Number) December 29, 2023 (Date of Event which Requires Filing of this Statement) Check the appropriate box to desig
February 8, 2024	SC 13G/A	FSRL / First Reliance Bancshares, Inc. / BANC FUNDS CO LLC - NONE Passive Investment SC 13G/A 1 doc1.htm NONE UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* FIRST RELIANCE BANCSHARES INC (Name of Issuer) Common Stock (Title of Class of Securities) 33615Q100 (CUSIP Number) December 31, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate
February 8, 2024	SC 13G/A	FSRL / First Reliance Bancshares, Inc. / BANC FUNDS CO LLC - NONE Passive Investment SC 13G/A 1 doc1.htm NONE UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* FIRST RELIANCE BANCSHARES INC (Name of Issuer) Common Stock (Title of Class of Securities) 33615Q100 (CUSIP Number) December 31, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate
February 14, 2023	SC 13G/A	FSRL / First Reliance Bancshares, Inc. / MANULIFE FINANCIAL CORP - AMENDMENT TO SCHEDULE FILED TO REPORT ACQUISITION OF BENEFICIAL OWNERSHIP Passive Investment SC 13G/A 1 fsrl4164418-sc13ga.htm AMENDMENT TO SCHEDULE FILED TO REPORT ACQUISITION OF BENEFICIAL OWNERSHIP SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1 )* First Reliance Bancshares, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 33615Q100 (CUSIP Number) December 30, 2022 (Date of Event which Re
February 6, 2023	SC 13G/A	FSRL / First Reliance Bancshares, Inc. / BANC FUNDS CO LLC - NONE Passive Investment SC 13G/A 1 doc1.htm NONE UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 01)* FIRST RELIANCE BANCSHARES INC (Name of Issuer) Common Stock (Title of Class of Securities) 33615Q100 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate
February 16, 2022	SC 13G	FSRL / First Reliance Bancshares, Inc. / MANULIFE FINANCIAL CORP - SCHEDULE FILED TO REPORT ACQUISITION OF BENEFICIAL OWNERSHIP Passive Investment SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 First Reliance Bancshares, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 33615Q100 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is filed: X Rul
February 9, 2022	SC 13G/A	FSRL / First Reliance Bancshares, Inc. / BANC FUNDS CO LLC - NONE Passive Investment UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* FIRST RELIANCE BANCSHARES INC (Name of Issuer) Common Stock (Title of Class of Securities) 33615Q100 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to whic
February 11, 2021	SC 13G	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. n/a )* FIRST RELIANCE BANCSHARES INC (Name of Issuer) Common Stock (Title of Class of Securities) (CUSIP Num Schedule 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. n/a )* FIRST RELIANCE BANCSHARES INC (Name of Issuer) Common Stock (Title of Class of Securities) 33615Q100 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule
April 27, 2015	15-12G	First Reliance Bancshares FORM 15-12G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File Number: 000-49757 FIRST RELIANCE BANCSHARES, INC. (Exact name of registrant as spec
March 31, 2015	10-K	First Reliance Bancshares 10-K (Annual Report) 10-K 1 v40326310k.htm 10-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2014 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SE
November 14, 2014	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 10-Q 1 v39212110q.htm FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. (Mark One) FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2014 OR ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 00
October 27, 2014	8-K	Financial Statements and Exhibits, Results of Operations and Financial Condition 8-K 1 v3922128k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 27, 2014 First Reliance Bancshares, Inc. (Exact Name of Registrant As Specified in Its Charter) South Carolina (State or Other Jurisdiction of Incor
October 27, 2014	EX-99.1	First Reliance Announces Strong 3rd Quarter Results Exhibit 99.1 For Immediate Release Contact: Rick Saunders, CEO (888) 543-5510 [email protected] First Reliance Announces Strong 3rd Quarter Results October 27, 2014 Florence, S.C., (Global Newswire) - First Reliance Bancshares, Inc (OTC: FSRL) announced that it had unaudited net income of $4,447,675, or $0.77 per diluted share, for the nine months ended September 30, 2014. This compares
August 14, 2014	S-8 POS	FSRL / First Reliance Bancshares, Inc. S-8 POS - - FORM S-8 POS UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 POST-EFFECTIVE AMENDMENT NO.
August 14, 2014	8-K	Current Report UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 14, 2014 First Reliance Bancshares, Inc.
August 14, 2014	S-8 POS	FSRL / First Reliance Bancshares, Inc. S-8 POS - - FORM S-8 POS UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 POST-EFFECTIVE AMENDMENT NO.
August 14, 2014	S-8 POS	FSRL / First Reliance Bancshares, Inc. S-8 POS - - FORM S-8 POS UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 POST-EFFECTIVE AMENDMENT NO.
August 14, 2014	15-12G	FSRL / First Reliance Bancshares, Inc. 15-12G - - FORM 15-12G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File Number: 000-49757 FIRST RELIANCE BANCSHARES, INC. (Exact name of registrant as spec
August 14, 2014	S-8 POS	FSRL / First Reliance Bancshares, Inc. S-8 POS - - FORM S-8 POS UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 POST-EFFECTIVE AMENDMENT NO.
August 7, 2014	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. (Mark One) FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2014 OR ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 000-49757 FIRST RELIANCE BANCSHARES, IN
July 23, 2014	EX-99.1	FIRST RELIANCE BANCSHARES, INC. Condensed Consolidated Balance Sheets FIRST RELIANCE BANCSHARES, INC. Condensed Consolidated Balance Sheets June 30, December 31, 2014 2013 (Unaudited) (Audited) Assets Cash and cash equivalents: Cash and due from banks $ 3,020,092 $ 3,548,974 Interest-bearing deposits with other banks 26,260,939 14,698,851 Total cash and cash equivalents 29,281,031 18,247,825 Time deposits in other banks 101,309 101,207 Securities available-for-sale
July 23, 2014	8-K	Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 23, 2014 First Reliance Bancshares, Inc.
June 27, 2014	11-K	- 11-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2013 ¨ TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-49757 A. Full title of the plan and
June 10, 2014	8-K	Submission of Matters to a Vote of Security Holders 8-K 1 v3810778k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported) June 5, 2014 First Reliance Bancshares, Inc. (Exact Name of Registrant as Specified in Its Charter) South Carolina (State or Other Jurisdiction of Incorporat
May 13, 2014	EX-10.1	WAIVER OF BENEFITS WAIVER OF BENEFITS This Waiver of Benefits (this “Waiver”) is entered into as of the 30th day of December, 2013, by and among First Reliance Bancshares, Inc.
May 13, 2014	EX-10.2	WAIVER OF BENEFITS WAIVER OF BENEFITS This Waiver of Benefits (this ?Waiver?) is entered into as of the 30th day of December, 2013, by and among First Reliance Bancshares, Inc.
May 13, 2014	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. FORM 10-Q (Mark One) x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2014 OR ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 000-49757 FIRST RELIANCE BANCSHARES, I
May 13, 2014	EX-10.3	WAIVER OF BENEFITS WAIVER OF BENEFITS This Waiver of Benefits (this ?Waiver?) is entered into as of the 30th day of December, 2013, by and among First Reliance Bancshares, Inc.
April 30, 2014	8-K	Regulation FD Disclosure, Financial Statements and Exhibits - FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 30, 2014 First Reliance Bancshares, Inc.
April 30, 2014	EX-99.1	FIRST RELIANCE BANCSHARES, INC. Condensed Consolidated Balance Sheets FIRST RELIANCE BANCSHARES, INC. Condensed Consolidated Balance Sheets March 31, December 31, 2014 2013 (Unaudited) (Audited) Assets Cash and cash equivalents: Cash and due from banks $ 3,368,635 $ 3,548,974 Interest-bearing deposits with other banks 17,877,291 14,698,851 Total cash and cash equivalents 21,245,926 18,247,825 Time deposits in other banks 101,309 101,207 Securities available-for-sale
April 24, 2014	DEF 14A	- FORM DEF 14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive Proxy State
April 8, 2014	PRE 14A	- FORM PRE 14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: x Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ¨ Definitive Proxy State
March 17, 2014	EX-99.1	CERTIFICATION OF CHIEF EXECUTIVE OFFICER PURSUANT TO EESA Exhibit 99.1 CERTIFICATION OF CHIEF EXECUTIVE OFFICER PURSUANT TO EESA I, F.R. Saunders, Jr., certify, based on my knowledge, that: (i) The entity serving as the compensation committee (the ?Committee?) of First Reliance Bancshares, Inc. (the ?Company?) has discussed, reviewed, and evaluated with senior risk officers at least every six months during any part of the most recently completed fiscal y
March 17, 2014	EX-99.2	CERTIFICATION OF CHIEF FINANCIAL OFFICER PURSUANT TO EESA Exhibit 99.2 CERTIFICATION OF CHIEF FINANCIAL OFFICER PURSUANT TO EESA I, Jeffrey A. Paolucci, certify, based on my knowledge, that: (i) The entity serving as the compensation committee (the ?Committee?) of First Reliance Bancshares, Inc. (the ?Company?) has discussed, reviewed, and evaluated with senior risk officers at least every six months during any part of the most recently completed fiscal
March 17, 2014	10-K	General Provision and Allowance for Loan Losses Impact of Inflation Accounting and Financial Reporting Issues Condensed Balance Sheets PAYMENT OF DIVIDENDS 10-K 1 v36943010k.htm FORM 10-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2013 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF T
November 12, 2013	10-Q/A	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. (Mark One) FORM 10-Q/A (Amendment No. 1) x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2013 OR ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 000-49757 FIRS
November 8, 2013	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION For the Quarterly Period Ended September 30, 2013 For the Transition Period from _________to_________ FIRST RELIANCE BANCSHARES, INC. UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. (Mark One) FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2013 OR ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 000-49757 FIRST RELIANCE BANCSHARE
August 9, 2013	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. (Mark One) FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2013 OR ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 000-49757 FIRST RELIANCE BANCSHARES, IN
August 2, 2013	EX-10.15	First Reliance Bank Amended Salary Continuation Agreement First Reliance Bank Amended Salary Continuation Agreement This Amended Salary Continuation Agreement (this “Agreement”) is entered into as of July 25, 2013, by and between First Reliance Bank, a South Carolina-chartered bank (the “Bank”), and Paul C.
August 2, 2013	8-K/A	Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits - AMENDMENT TO FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 12(b) or (g) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): July 29, 2013 First Reliance Bancshares, Inc.
August 2, 2013	EX-10.11	Amended Employment Agreement Amended Employment Agreement This Amended Employment Agreement (this “Agreement”) is entered into effective as of July 25, 2013, by and among First Reliance Bancshares, Inc.
August 2, 2013	EX-10.14	Amended Employment Agreement Amended Employment Agreement This Amended Employment Agreement (this “Agreement”) is entered into effective as of July 25, 2013, by and among First Reliance Bancshares, Inc.
August 2, 2013	EX-10.7	Amended Employment Agreement Amended Employment Agreement This Amended Employment Agreement (this “Agreement”) is entered into effective as of July 25, 2013, by and among First Reliance Bancshares, Inc.
August 2, 2013	EX-10.8	First Reliance Bank Amended Salary Continuation Agreement First Reliance Bank Amended Salary Continuation Agreement This Amended Salary Continuation Agreement (this “Agreement”) is entered into as of July 25, 2013, by and between First Reliance Bank, a South Carolina-chartered bank (the “Bank”), and F.
August 2, 2013	EX-10.12	First Reliance Bank Amended Salary Continuation Agreement First Reliance Bank Amended Salary Continuation Agreement This Amended Salary Continuation Agreement (this “Agreement”) is entered into as of July 25, 2013, by and between First Reliance Bank, a South Carolina-chartered bank (the “Bank”), and Jeffrey A.
July 29, 2013	EX-10.11	Amended Employment Agreement EX-10.11 4 v350898ex10-11.htm EXHIBIT 10.11 Amended Employment Agreement This Amended Employment Agreement (this “Agreement”) is entered into effective as of July 25, 2013, by and among First Reliance Bancshares, Inc., a South Carolina corporation (the “Corporation”), First Reliance Bank, a bank chartered under South Carolina law and a wholly owned subsidiary of the Corporation (the “Bank”), and J
July 29, 2013	EX-10.7	Amended Employment Agreement Amended Employment Agreement This Amended Employment Agreement (this “Agreement”) is entered into effective as of July 25, 2013, by and among First Reliance Bancshares, Inc.
July 29, 2013	EX-10.12	First Reliance Bank Amended Salary Continuation Agreement EX-10.12 5 v350898ex10-12.htm EXHIBIT 10.12 First Reliance Bank Amended Salary Continuation Agreement This Amended Salary Continuation Agreement (this “Agreement”) is entered into as of July 25, 2013, by and between First Reliance Bank, a South Carolina-chartered bank (the “Bank”), and Jeffrey A. Paolucci, Executive Vice President and Chief Financial Officer (the “Executive”). Whereas, recognizing
July 29, 2013	8-K	Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits - FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 12(b) or (g) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): July 29, 2013 First Reliance Bancshares, Inc.
July 29, 2013	EX-10.14	Amended Employment Agreement EX-10.14 6 v350898ex10-14.htm EXHIBIT 10.14 Amended Employment Agreement This Amended Employment Agreement (this “Agreement”) is entered into effective as of July 25, 2013, by and among First Reliance Bancshares, Inc., a South Carolina corporation (the “Corporation”), First Reliance Bank, a bank chartered under South Carolina law and a wholly owned subsidiary of the Corporation (the “Bank”), and P
July 29, 2013	EX-10.8	First Reliance Bank Amended Salary Continuation Agreement First Reliance Bank Amended Salary Continuation Agreement This Amended Salary Continuation Agreement (this “Agreement”) is entered into as of July 25, 2013, by and between First Reliance Bank, a South Carolina-chartered bank (the “Bank”), and F.
July 29, 2013	EX-10.15	First Reliance Bank Amended Salary Continuation Agreement First Reliance Bank Amended Salary Continuation Agreement This Amended Salary Continuation Agreement (this “Agreement”) is entered into as of July 25, 2013, by and between First Reliance Bank, a South Carolina-chartered bank (the “Bank”), and Paul C.
July 25, 2013	EX-3.1	FIRST RELIANCE BANCSHARES, INC. Amended and Restated on July 24, 2013 ARTICLE I. OFFICE BYLAWS OF FIRST RELIANCE BANCSHARES, INC. Amended and Restated on July 24, 2013 ARTICLE I. OFFICE The principal office of First Reliance Bancshares, Inc. (the "Corporation") shall be located in the City of Florence, County of Florence, State of South Carolina. The Corporation may have such other offices, within the State of South Carolina, as the Board of Directors (the "Board") may designate and
July 25, 2013	8-K	Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits 8-K 1 v3508578k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 24, 2013 First Reliance Bancshares, Inc. (Exact Name of Registrant As Specified in Its Charter) South Carolina (State or Other Jurisdiction of Incorpor
June 27, 2013	11-K	- FORM 11-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2012 ¨ TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-49757 A. Full title of the plan and
June 24, 2013	8-K	Submission of Matters to a Vote of Security Holders 8-K 1 v3483198k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported) June 20, 2013 First Reliance Bancshares, Inc. (Exact Name of Registrant as Specified in Its Charter) South Carolina (State or Other Jurisdiction of Incorpora
May 9, 2013	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. (Mark One) FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2013 OR ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 000-49757 FIRST RELIANCE BANCSHARES, I
April 30, 2013	DEF 14A	- DEF 14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive Proxy State
March 22, 2013	EX-99.1	CERTIFICATION OF CHIEF EXECUTIVE OFFICER PURSUANT TO EESA Exhibit 99.1 CERTIFICATION OF CHIEF EXECUTIVE OFFICER PURSUANT TO EESA I, F.R. Saunders, Jr., certify, based on my knowledge, that: (i) The entity serving as the compensation committee (the ?Committee?) of First Reliance Bancshares, Inc. (the ?Company?) has discussed, reviewed, and evaluated with senior risk officers at least every six months during any part of the most recently completed fiscal y
March 22, 2013	EX-99.2	CERTIFICATION OF CHIEF FINANCIAL OFFICER PURSUANT TO EESA EX-99.2 7 v333056ex99-2.htm EXHIBIT 99.2 Exhibit 99.2 CERTIFICATION OF CHIEF FINANCIAL OFFICER PURSUANT TO EESA I, Jeffrey A. Paolucci, certify, based on my knowledge, that: (i) The entity serving as the compensation committee (the “Committee”) of First Reliance Bancshares, Inc. (the “Company”) has discussed, reviewed, and evaluated with senior risk officers at least every six months during any pa
March 22, 2013	10-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2012 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 19
November 13, 2012	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. FORM 10-Q (Mark One) x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2012 OR ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 000-49757 FIRST RELIANCE BANCSHARE
August 13, 2012	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. (Mark One) FORM 10-Q S QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2012 OR £ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 000-49757 FIRST RELIANCE BANCSHARES, IN
June 29, 2012	11-K/A	- FORM 11-K/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K/A (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2011 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-49757 A. Full title of the plan
June 28, 2012	11-K	- ANNUAL REPORT UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K (Mark One) S ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2011 £ TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-49757 A. Full title of the plan and
June 26, 2012	8-K	Submission of Matters to a Vote of Security Holders - FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported) June 21, 2012 First Reliance Bancshares, Inc.
June 21, 2012	EX-99.1	FORWARD - LOOKING STATEMENTS This presentation contains forward - looking statements within the meaning of the Securities Litigation Reform Act of 1995. Forward - looking statements give our expectations or forecasts of future events. Any or all of o FORWARD - LOOKING STATEMENTS This presentation contains forward - looking statements within the meaning of the Securities Litigation Reform Act of 1995.
June 21, 2012	8-K	Regulation FD Disclosure, Financial Statements and Exhibits - FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported) June 21, 2012 First Reliance Bancshares, Inc.
May 15, 2012	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. FORM 10-Q (Mark One) x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2012 OR ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 000-49757 FIRST RELIANCE BANCSHARES, I
May 14, 2012	10-K/A	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 AMENDMENT NO. 1 ON FORM 10-K/A ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 AMENDMENT NO. 1 ON FORM 10-K/A ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2011 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITI
May 11, 2012	DEF 14A	- DEFINITIVE PROXY STATEMENT DEF 14A 1 v312517def14a.htm DEFINITIVE PROXY STATEMENT UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as
March 29, 2012	EX-99.1	CERTIFICATION OF CHIEF EXECUTIVE OFFICER PURSUANT TO EESA Exhibit 99.1 CERTIFICATION OF CHIEF EXECUTIVE OFFICER PURSUANT TO EESA I, F.R. Saunders, Jr., certify, based on my knowledge, that: (i) The entity serving as the compensation committee (the “Committee”) of First Reliance Bancshares, Inc. (the “Company”) has discussed, reviewed, and evaluated with senior risk officers at least every six months during any part of the most recently completed fiscal y
March 29, 2012	EX-3.5	BYLAWS FIRST RELIANCE BANCSHARES, INC. As amended, September 22, 2011 Exhibit 3.5 BYLAWS OF FIRST RELIANCE BANCSHARES, INC. As amended, September 22, 2011 ARTICLE I. OFFICE The principal office of First Reliance Bancshares, Inc. (the "Corporation") shall be located in the City of Florence, County of Florence, State of South Carolina. The Corporation may have such other offices, within the State of South Carolina, as the Board of Directors (the "Board") may designate
March 29, 2012	10-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2011 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 19
March 29, 2012	EX-10.24	FIRST AMENDMENT TO THE FIRST RELIANCE BANCSHARES, INC. 2006 EQUITY INCENTIVE PLAN Exhibit 10.24 FIRST AMENDMENT TO THE FIRST RELIANCE BANCSHARES, INC. 2006 EQUITY INCENTIVE PLAN THIS FIRST AMENDMENT is made as of July 15, 2010, by First Reliance Bancshares, Inc. (the ?Company?), a South Carolina corporation. WHEREAS, the Company maintains the First Reliance Bancshares, Inc. 2006 Equity Incentive Plan (the ?Plan?), which was established effective as of January 19, 2006; and WHER
March 29, 2012	EX-99.2	CERTIFICATION OF CHIEF FINANCIAL OFFICER PURSUANT TO EESA Exhibit 99.2 CERTIFICATION OF CHIEF FINANCIAL OFFICER PURSUANT TO EESA I, Jeffrey A. Paolucci, certify, based on my knowledge, that: (i) The entity serving as the compensation committee (the “Committee”) of First Reliance Bancshares, Inc. (the “Company”) has discussed, reviewed, and evaluated with senior risk officers at least every six months during any part of the most recently completed fiscal
March 29, 2012	EX-10.25	SECOND AMENDMENT TO THE FIRST RELIANCE BANCSHARES, INC. 2006 EQUITY INCENTIVE PLAN Exhibit 10.25 SECOND AMENDMENT TO THE FIRST RELIANCE BANCSHARES, INC. 2006 EQUITY INCENTIVE PLAN THIS SECOND AMENDMENT is made as of January 19, 2012, by First Reliance Bancshares, Inc. (the “Company”), a Delaware corporation. WHEREAS, the Company maintains the First Reliance Bancshares, Inc. 2006 Equity Incentive Plan (the “Plan”), which was established effective as of January 19, 2006; and WHERE
November 14, 2011	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. (Mark One) FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2011 OR ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 000-49757 FIRST RELIANCE BANCSHARE
October 6, 2011	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) October 1, 2011 First Reliance Bancshares, Inc.
October 6, 2011	EX-3.1	BYLAWS FIRST RELIANCE BANCSHARES, INC. As amended, October 1, 2011 ARTICLE I. OFFICE BYLAWS OF FIRST RELIANCE BANCSHARES, INC. As amended, October 1, 2011 ARTICLE I. OFFICE The principal office of First Reliance Bancshares, Inc. (the "Corporation") shall be located in the City of Florence, County of Florence, State of South Carolina. The Corporation may have such other offices, within the State of South Carolina, as the Board of Directors (the "Board") may designate and as all nec
August 11, 2011	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. (Mark One) FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2011 OR ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 000-49757 FIRST RELIANCE BANCSHARES, IN
July 11, 2011	8-K	Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) July 8, 2011 First Reliance Bancshares, Inc.
July 7, 2011	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) June 30, 2011 First Reliance Bancshares, Inc.
June 28, 2011	11-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2010 ¨ TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-49757 A. Full title of the plan and
May 16, 2011	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. FORM 10-Q (Mark One) x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2011 OR o TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 000-49757 FIRST RELIANCE BANCSHARES, I
April 28, 2011	DEF 14A	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive Proxy State
March 29, 2011	EX-99.1	CERTIFICATION OF CHIEF EXECUTIVE OFFICER PURSUANT TO EESA Exhibit 99.1 CERTIFICATION OF CHIEF EXECUTIVE OFFICER PURSUANT TO EESA I, F.R. Saunders, Jr., certify, based on my knowledge, that: (i) The entity serving as the compensation committee (the “Committee”) of First Reliance Bancshares, Inc. (the “Company”) has discussed, reviewed, and evaluated with senior risk officers at least every six months during any part of the most recently completed fiscal y
March 29, 2011	10-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 10-K 1 v21622510k.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2010 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURIT
March 29, 2011	EX-99.2	CERTIFICATION OF CHIEF FINANCIAL OFFICER PURSUANT TO EESA EX-99.2 7 v216225ex99-2.htm Exhibit 99.2 CERTIFICATION OF CHIEF FINANCIAL OFFICER PURSUANT TO EESA I, Jeffrey A. Paolucci, certify, based on my knowledge, that: (i) The entity serving as the compensation committee (the “Committee”) of First Reliance Bancshares, Inc. (the “Company”) has discussed, reviewed, and evaluated with senior risk officers at least every six months during any part of the mos
November 12, 2010	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. (Mark One) FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2010 ¨ TRANSITION REPORT UNDER SEC UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. (Mark One) FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2010 OR ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 000-49757 FIRST RELIANCE BANCSHARE
August 13, 2010	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. FORM 10-Q (Mark One) x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2010 OR o TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 000-49757 FIRST RELIANCE BANCSHARES, IN
August 13, 2010	EX-3.1	AMENDED AND RESTATED ARTICLES OF INCORPORATION, AS AMENDED, AS OF APRIL 7, 2010 Exhibit 3.1 AMENDED AND RESTATED ARTICLES OF INCORPORATION, AS AMENDED, AS OF APRIL 7, 2010 1. The name of the proposed corporation is First Reliance Bancshares, Inc. 2. The initial registered office of the corporation is 2170 W. Palmetto Street Street Address Florence Florence SC 29501 City County State Zip Code and the initial registered agent at such address is F. R. Saunders, Jr. Print Name I
July 21, 2010	EX-99.1	FIRST RELIANCE BANCSHARES, INC. NONQUALIFIED STOCK OPTION AGREEMENT EXHIBIT 99.1 FIRST RELIANCE BANCSHARES, INC. NONQUALIFIED STOCK OPTION AGREEMENT THIS AGREEMENT is made as of (the “Grant Date”), by and between FIRST RELIANCE BANCSHARES, INC. (the “Company”) and (the “Optionee”). WITNESSETH WHEREAS, the Company desires to grant to the Optionee a nonqualified stock option to purchase shares of the common stock of the Company; and WHEREAS, the Company and the Opti
July 21, 2010	EX-99.2	FIRST RELIANCE BANCSHARES, INC. RESTRICTED STOCK AWARD EXHIBIT 99.2 FIRST RELIANCE BANCSHARES, INC. RESTRICTED STOCK AWARD This RESTRICTED STOCK AWARD (this “Award”) is made and entered into as of the day of , 2010, by and between First Reliance Bancshares, Inc. (the “Company”), a South Carolina corporation, and (the “Employee”). WHEREAS, the parties desire to set forth the terms and conditions of the Award. NOW, THEREFORE, and subject to the Addition
July 21, 2010	S-8	Securities and Exchange Commission Washington, D.C. 20549 Form S-8 Registration Statement under the Securities Act of 1933 First Reliance Bancshares, Inc. (exact name of registrant as specified in its charter) As filed with the Securities and Exchange Commission on July 21, 2010 Registration No.
July 21, 2010	EX-99.3	FIRST RELIANCE BANCSHARES, INC. RESTRICTED STOCK AWARD EXHIBIT 99.3 FIRST RELIANCE BANCSHARES, INC. RESTRICTED STOCK AWARD This RESTRICTED STOCK AWARD (this “Award”) is made and entered into as of the day of , 2010, by and between First Reliance Bancshares, Inc. (the “Company”), a South Carolina corporation, and (the “Employee”). WHEREAS, the Company is a participant in the Department of the Treasury’s Capital Purchase Program (“CPP”), a financial sta
June 25, 2010	11-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2009 ¨ TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-49757 A. Full title of the plan and
June 22, 2010	8-K	Submission of Matters to a Vote of Security Holders UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) June 17, 2010 First Reliance Bancshares, Inc.
May 28, 2010	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) April 9, 2010 First Reliance Bancshares, Inc.
May 28, 2010	EX-3.1	ARTICLES OF AMENDMENT TO THE ARTICLES OF INCORPORATION FIRST RELIANCE BANCSHARES, INC. EXHIBIT 3.1 ARTICLES OF AMENDMENT TO THE ARTICLES OF INCORPORATION OF FIRST RELIANCE BANCSHARES, INC. Pursuant Section 33-10-106 of the 1976 South Carolina Code of Laws, as amended, the undersigned corporation adopts the following Articles of Amendment to its Articles of Incorporation: 1. The name of the corporation is First Reliance Bancshares, Inc. (the “Company”). 2. The date of incorporation o
May 14, 2010	10-Q	FIRST RELIANCE BANCSHARES, INC. SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. FIRST RELIANCE BANCSHARES, INC. SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. (Mark One) FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2010 OR o TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 000-49757 FIRST RELI
May 4, 2010	EX-99.1	First Reliance Bank Reports Positive First Quarter Net Income PRESS RELEASE FOR IMMEDIATE RELEASE MAY 4, 2010 First Reliance Bank Reports Positive First Quarter Net Income FLORENCE, South Carolina – First Reliance Bancshares, Inc.
May 4, 2010	8-K/A	Results of Operations and Financial Condition, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 27, 2010 First Reliance Bancshares, Inc. (Exact name of registrant as specified in its charter) South Carolina 000-49757 80-0030931 (State or other jurisdiction of incorporatio
April 29, 2010	DEF 14A	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive Proxy State
April 27, 2010	EX-99.1	First Reliance Bank Reports Positive First Quarter Net Income Press Release FOR IMMEDIATE RELEASE APRIL 27, 2010 First Reliance Bank Reports Positive First Quarter Net Income FLORENCE, South Carolina – First Reliance Bancshares, Inc.
April 27, 2010	8-K/A	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 27, 2010 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 27, 2010 First Reliance Bancshares, Inc. (Exact name of registrant as specified in its charter) South Carolina 000-49757 80-0030931 (State or other jurisdiction of incorporatio
April 27, 2010	8-K	Results of Operations and Financial Condition, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 27, 2010 First Reliance Bancshares, Inc. (Exact name of registrant as specified in its charter) South Carolina 000-49757 80-0030931 (State or other jurisdiction of incorporation)
April 27, 2010	EX-99.1	First Reliance Bank Reports Positive First Quarter Net Income EX-99.1 2 v182374ex99-1.htm Press Release FOR IMMEDIATE RELEASE APRIL 27, 2010 First Reliance Bank Reports Positive First Quarter Net Income FLORENCE, South Carolina – First Reliance Bancshares, Inc., (OTC Bulletin Board: FSRL), the holding company for First Reliance Bank, announces results for the period ended March 31, 2010. “We are pleased to say that First Reliance Bank got off to a good start
March 31, 2010	EX-10.25	First Reliance Bank Salary Continuation Agreement Exhibit 10.25 First Reliance Bank Salary Continuation Agreement This Salary Continuation Agreement (this “Agreement”) is entered into as of June 2, 2008, by and between First Reliance Bank, a South Carolina-chartered bank (the “Bank”), and Craig Evans, an officer of the Bank (the “Executive”). Whereas, the Executive has, and will, contribute substantially to the Bank’s success and the Bank desires
March 31, 2010	EX-99.2	CERTIFICATION OF COMPLIANCE WITH EESA SECTION 111 BY CHIEF FINANCIAL OFFICER EXHIBIT 99.2 CERTIFICATION OF COMPLIANCE WITH EESA SECTION 111 BY CHIEF FINANCIAL OFFICER I, Jeffrey A. Paolucci certify, based on my knowledge, that: (i) The entity serving as the compensation committee (the “Committee”) of First Reliance Bancshares, Inc. (the “Company”) has discussed, reviewed, and evaluated with senior risk officers at least every six months during the period beginning on the l
March 31, 2010	EX-99.1	CERTIFICATION OF COMPLIANCE WITH EESA SECTION 111 BY CHIEF EXECUTIVE OFFICER EXHIBIT 99.1 CERTIFICATION OF COMPLIANCE WITH EESA SECTION 111 BY CHIEF EXECUTIVE OFFICER I, F.R. Saunders, Jr. certify, based on my knowledge, that: (i) The entity serving as the compensation committee (the “Committee”) of First Reliance Bancshares, Inc. (the “Company”) has discussed, reviewed, and evaluated with senior risk officers at least every six months during the period beginning on the la
March 31, 2010	EX-3.4	BYLAWS FIRST RELIANCE BANCSHARES, INC. ARTICLE I. OFFICE Exhibit 3.4 BYLAWS OF FIRST RELIANCE BANCSHARES, INC. ARTICLE I. OFFICE The principal office of First Reliance Bancshares, Inc. (the "Corporation") shall be located in the City of Florence, County of Florence, State of South Carolina. The Corporation may have such other offices, within the State of South Carolina, as the Board of Directors (the "Board") may designate and as all necessary regulator
March 31, 2010	EX-10.24	EMPLOYMENT AGREEMENT Exhibit 10.24 EMPLOYMENT AGREEMENT This Employment Agreement (the “Agreement”) is effective on June 2, 2008 (the “Effective Date”), by and between First Reliance Bank, a South Carolina-chartered bank and wholly owned subsidiary of First Reliance Bancshares, Inc. (the “Bank”), and Craig S. Evans an officer of the Bank (the “Executive”). WHEREAS, the Executive is being employed as an officer of the
March 31, 2010	10-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2009 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 19
November 12, 2009	10-Q	FIRST RELIANCE BANCSHARES, INC. UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. (Mark One) FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 20 FIRST RELIANCE BANCSHARES, INC. UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. (Mark One) FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2009 OR ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 00
October 27, 2009	EX-99.1	First Reliance Announces 3rd Quarter Results FOR IMMEDIATE RELEASE: SUBMITTED BY, Pamela Rhoads Customer Experience Team (843)674-3261 FIRST RELIANCE BANK First Reliance Announces 3rd Quarter Results October 26, 2009 Florence, SC - First Reliance Bancshares, Inc.
October 27, 2009	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 27, 2009 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 27, 2009 First Reliance Bancshares, Inc. (Exact name of registrant as specified in its charter) South Carolina 000-49757 80-0030931 (State or other jurisdiction of incorporatio
August 14, 2009	10-Q	FIRST RELIANCE BANCSHARES, INC. SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. FIRST RELIANCE BANCSHARES, INC. SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. (Mark One) FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2009 OR ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 000-49757 FIRST RELIA
July 28, 2009	EX-99.1	First Reliance Announces 2nd Quarter Results FOR IMMEDIATE RELEASE: SUBMITTED BY, Pamela Rhoads Customer Experience Team (843)674-3261 FIRST RELIANCE BANK First Reliance Announces 2nd Quarter Results July 28, 2009 Florence, SC - First Reliance Bancshares, Inc.
July 28, 2009	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 28, 2009 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 28, 2009 First Reliance Bancshares, Inc. (Exact name of registrant as specified in its charter) South Carolina 000-49757 80-0030931 (State or other jurisdiction of incorporation)
June 30, 2009	11-K/A	SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ¨ TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to For the fiscal year ended December 31, 2008 Commission file number 000-49757 A. Full title of the plan and the address of
June 29, 2009	11-K	SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ¨ TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to For the fiscal year ended December 31, 2008 Commission file number 000-49757 A. Full title of the plan and the address of
May 15, 2009	10-Q	FIRST RELIANCE BANCSHARES, INC. SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. (Mark One) FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2009 FIRST RELIANCE BANCSHARES, INC. SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. (Mark One) FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2009 OR o TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 000-49757 FIRST RELI
May 5, 2009	EX-99.1	First Reliance Bank Reports Positive Earnings First Reliance Bank Reports Positive Earnings FLORENCE, S.C., May 5 /PRNewswire-FirstCall/ — First Reliance Bancshares (OTC Bulletin Board: FSRL), the parent company of First Reliance Bank, today reported capital ratios representative of a strong, healthy and ‘well-capitalized’ bank. Pre-provision pre-tax income for the quarter ending March 31, 2009 was $1.1 Million. Net income for the quarter end
May 5, 2009	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 5, 2009 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 5, 2009 First Reliance Bancshares, Inc. (Exact name of registrant as specified in its charter) South Carolina 000-49757 80-0030931 (State or other jurisdiction of incorporation) (C
April 30, 2009	DEF 14A	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 FIRST RELIANCE BANCSHARES, INC. FIRST RELIANCE BANCSHARES, INC. 2170 W. Palmetto Str UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, For Use of the Commission Only (as Permitted by Rule 14a-6(e)(2)) x Definitive Proxy State
April 20, 2009	PRE 14A	UNITED STATES SECURITIES AND EXCHANGE COMMISSSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 UNITED STATES SECURITIES AND EXCHANGE COMMISSSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: x Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ¨ Definitive Proxy Stat
March 31, 2009	10-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2008 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 19
March 31, 2009	EX-13.1	FIRST RELIANCE BANCSHARES, INC. AND SUBSIDIARY Table of Contents FIRST RELIANCE BANCSHARES, INC. AND SUBSIDIARY Table of Contents Page Selected Financial Data 2 Management’s Discussion and Analysis 3-22 Management's Annual Report on Internal Control Over Financial Reporting 23 Report of Independent Registered Public Accounting Firm 24 Consolidated Balance Sheets 25 Consolidated Statements of Income 26 Consolidated Statements of Changes in Shareholders’ Equity a
March 10, 2009	EX-4.3	WARRANT TO PURCHASE PREFERRED STOCK Exhibit 4.3 WARRANT TO PURCHASE PREFERRED STOCK THE SECURITIES REPRESENTED BY THIS INSTRUMENT HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE TRANSFERRED, SOLD OR OTHERWISE DISPOSED OF EXCEPT WHILE A REGISTRATION STATEMENT RELATING THERETO IS IN EFFECT UNDER SUCH ACT AND APPLICABLE STATE SECURITIES LAWS OR PURSUANT TO AN EXE
March 10, 2009	EX-4.1	NUMBER SHARES * 01 * Exhibit 4.1 NUMBER SHARES * 01 * FIRST RELIANCE BANCSHARES, INC. INCORPORATED UNDER THE LAWS OF THE STATE OF SOUTH CAROLINA Transfer of this stock is restricted in accordance with conditions printed on the reverse of this certificate. THIS CERTIFIES THAT UNITED STATES DEPARTMENT OF TREASURY is the owner of FULLY PAID AND NON-ASSESSABLE SHARES OF FIXED RATE CUMULATIVE PERPETUAL PREFERRED STOCK, SER
March 10, 2009	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (date of earliest event reported): March 5, 2009 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (date of earliest event reported): March 5, 2009 First Reliance Bancshares, Inc.
March 10, 2009	EX-10.4	[First Reliance Bancshares Letterhead] FORM OF SENIOR EXECUTIVE OFFICER LETTER AGREEMENT Exhibit 10.4 [First Reliance Bancshares Letterhead] FORM OF SENIOR EXECUTIVE OFFICER LETTER AGREEMENT March , 2009 Via Hand Delivery [Name of Senior Executive Officer] [Title of Senior Executive Officer] 2170 West Palmetto Street Florence, SC 29501 Dear , First Reliance Bancshares (the “Company”) anticipates entering into a Securities Purchase Agreement (the “Investment Agreement”), with the Unite
March 10, 2009	EX-3.1	ARTICLES OF AMENDMENT TO THE ARTICLES OF INCORPORATION FIRST RELIANCE BANCSHARES, INC. Exhibit 3.1 ARTICLES OF AMENDMENT TO THE ARTICLES OF INCORPORATION OF FIRST RELIANCE BANCSHARES, INC. Pursuant Section 33-10-106 of the South Carolina Business Corporation Act of 1988, as amended, the undersigned adopts the following Articles of Amendment to its Articles of Incorporation: 1. The name of the corporation is First Reliance Bancshares, Inc. (the “Corporation”). 2. The date of incorpor
March 10, 2009	EX-10.1	UNITED STATES DEPARTMENT OF THE TREASURY 1500 PENNSYLVANIA AVENUE, NW WASHINGTON, D.C. 20220 Exhibit 10.1 UNITED STATES DEPARTMENT OF THE TREASURY 1500 PENNSYLVANIA AVENUE, NW WASHINGTON, D.C. 20220 Dear Ladies and Gentlemen: The company set forth on the signature page hereto (the ?Company?) intends to issue in a private placement the number of shares of a series of its preferred stock set forth on Schedule A hereto (the ?Preferred Shares?) and a warrant to purchase the number of shares o
March 10, 2009	EX-10.2	United States Department of the Treasury 1500 Pennsylvania Avenue, NW Washington, D.C. 20220 March 6, 2009 Exhibit 10.2 United States Department of the Treasury 1500 Pennsylvania Avenue, NW Washington, D.C. 20220 March 6, 2009 Ladies and Gentlemen: Reference is made to that certain Letter Agreement incorporating the Securities Purchase Agreement – Standard Terms dated of as of the date of this letter agreement (the “Securities Purchase Agreement”) between United States Department of Treasury (“Investor
March 10, 2009	EX-4.2	* 01 * EX-4.2 5 v142232ex4-2.htm Exhibit 4.2 NUMBER SHARES * 01 * FIRST RELIANCE BANCSHARES, INC. INCORPORATED UNDER THE LAWS OF THE STATE OF SOUTH CAROLINA Transfer of this stock is restricted in accordance with conditions printed on the reverse of this certificate. THIS CERTIFIES THAT UNITED STATES DEPARTMENT OF TREASURY is the owner of FULLY PAID AND NON-ASSESSABLE SHARES OF FIXED RATE CUMULATIVE PERP
March 10, 2009	EX-10.3	FORM OF WAIVER Exhibit 10.3 FORM OF WAIVER In consideration for the benefits I will receive as a result of my employer’s participation in the United States Department of the Treasury’s TARP Capital Purchase Program, I hereby voluntarily waive any claim against the United States or any state or territory thereof or my employer or any of its directors, officers, employees and agents for any changes to my compensat
March 10, 2009	EX-3.2	ARTICLES OF AMENDMENT TO THE ARTICLES OF INCORPORATION FIRST RELIANCE BANCSHARES, INC. Exhibit 3.2 ARTICLES OF AMENDMENT TO THE ARTICLES OF INCORPORATION OF FIRST RELIANCE BANCSHARES, INC. Pursuant Section 33-10-106 of the 1976 South Carolina Code of Laws, as amended, the undersigned corporation adopts the following Articles of Amendment to its Articles of Incorporation: 1. The name of the corporation is First Reliance Bancshares, Inc. (the “Corporation”). 2. The date of incorporati
February 13, 2009	SC 13G/A	SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G (Rule 13d - - 102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2 (Amendment No. 3)* SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G (Rule 13d - - 102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2 (Amendment No.
February 13, 2009	SC 13G/A	SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G (Rule 13d - - 102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2 (Amendment No. 3)* SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G (Rule 13d - - 102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2 (Amendment No.
January 29, 2009	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 29, 2009 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 29, 2009 First Reliance Bancshares, Inc. (Exact name of registrant as specified in its charter) South Carolina 000-49757 80-0030931 (State or other jurisdiction of incorporatio
January 29, 2009	EX-99.1	Media Contacts: F.R. (Rick) Saunders Jr., President and CEO Pamela Rhoads, VP Customer Experience First Reliance Bank First Reliance Bank (843) 674-3001 (843) 674-3261 [email protected] [email protected] First Reliance Bank Reports EX-99.1 3 v138154ex99-1.htm Media Contacts: F.R. (Rick) Saunders Jr., President and CEO Pamela Rhoads, VP Customer Experience First Reliance Bank First Reliance Bank (843) 674-3001 (843) 674-3261 [email protected] [email protected] First Reliance Bank Reports Positive Net Income Despite a Challenging Economy Ÿ Assets and Deposits Increased more than $11 million in 2008 Ÿ Net Inco
January 21, 2009	DEF 14A	SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. N/A) FIRST RELIANCE BANCSHARES, INC. FIRST RELIANCE BANCSHARE SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.
January 20, 2009	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (date of earliest event reported): January 19, 2009 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (date of earliest event reported): January 19, 2009 First Reliance Bancshares, Inc.
December 29, 2008	EX-10.15A	First Reliance Bank First Amendment of the Salary Continuation Agreement First Reliance Bank First Amendment of the Salary Continuation Agreement This First Amendment of the Salary Continuation Agreement (this “Amendment”) is entered into as of this day of , 2008, by and between First Reliance Bank, a South Carolina-chartered bank (the “Bank”), and Paul C.
December 29, 2008	8-K	Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 12(b) or (g) of the Securities Exchange Act of 1934 (Date of Report (date of earliest event reported)): December 29, 2008 (June 2, 2008) First Reliance Bancshares, Inc.
December 29, 2008	EX-10.7A	First Amendment of the Employment Agreement First Amendment of the Employment Agreement This First Amendment of the Employment Agreement (this “Amendment”) is entered into as of this day of , 2008, by and among First Reliance Bancshares, Inc.
December 29, 2008	EX-10.17A	DIRECTOR RETIREMENT AGREEMENTS Summary Of Material Terms Specific To Each Director Name Date of Agreement Normal Retirement Age Annual Benefit Benefit under Endorsement Split Dollar Agreement Mr. Hoogenboom December 19, 2006 $ 18,000 $ 50,000 Mr. Jeb DIRECTOR RETIREMENT AGREEMENTS Summary Of Material Terms Specific To Each Director Name Date of Agreement Normal Retirement Age Annual Benefit Benefit under Endorsement Split Dollar Agreement Mr.
December 29, 2008	EX-10.14A	First Amendment of the Employment Agreement First Amendment of the Employment Agreement This First Amendment of the Employment Agreement (this “Amendment”) is entered into as of this day of , 2008, by and among First Reliance Bancshares, Inc.
December 29, 2008	EX-10.11A	First Amendment of the Employment Agreement First Amendment of the Employment Agreement This First Amendment of the Employment Agreement (this “Amendment”) is entered into as of this day of , 2008, by and among First Reliance Bancshares, Inc.
December 29, 2008	EX-10.8A	First Reliance Bank First Amendment of the Salary Continuation Agreement First Reliance Bank First Amendment of the Salary Continuation Agreement This First Amendment of the Salary Continuation Agreement (this “Amendment”) is entered into as of this day of , 2008, by and between First Reliance Bank, a South Carolina-chartered bank (the “Bank”), and F.
December 29, 2008	EX-10.12A	First Reliance Bank First Amendment of the Salary Continuation Agreement First Reliance Bank First Amendment of the Salary Continuation Agreement This First Amendment of the Salary Continuation Agreement (this “Amendment”) is entered into as of this day of , 2008, by and between First Reliance Bank, a South Carolina-chartered bank (the “Bank”), and Jeffrey A.
December 23, 2008	8-K	Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) November 21, 2008 First Reliance Bancshares, Inc.
December 16, 2008	PRER14A	SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. N/A) SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.
December 16, 2008	CORRESP	December 16, 2008 bt atkinson, esq. Resident in Charlotte Office direct dial: (704) 749- 8954 fax (704) 749-8990 [email protected] December 16, 2008 VIA EDGAR Mr. William C. Friar Senior Financial Analyst Division of Corporation Finance Securities and Exchange Commission Mail Stop 4561 100 F Street, N.E. Washington, D.C. 20549 RE: First Reliance Bancshares, Inc. Preliminary Proxy Statement on Schedule 14A File
December 8, 2008	PRER14A	SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. N/A) SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.
November 21, 2008	PRE 14A	SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. N/A) SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.
November 18, 2008	CORRESP	First Reliance Bancshares, Inc. 2170 West Palmetto Street Florence, South Carolina 29501 First Reliance Bancshares, Inc. 2170 West Palmetto Street Florence, South Carolina 29501 VIA EDGAR November 18, 2008 Mr. John P. Nolan Senior Assistant Chief Accountant Division of Corporation Finance U.S. Securities and Exchange Commission 100 F Street, NE Washington, D.C. 20549 Re: First Reliance Bancshares, Inc. Form 10-K for the Fiscal Year Ended December 31, 2007 Form 10-Q for the Quarterly P
November 14, 2008	10-Q	FIRST RELIANCE BANCSHARES, INC. SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. FIRST RELIANCE BANCSHARES, INC. SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. (Mark One) FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2008 OR ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 000-49757 FIRST
October 15, 2008	8-K	Results of Operations and Financial Condition, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 15, 2008 First Reliance Bancshares, Inc. (Exact name of registrant as specified in its charter) South Carolina 000-49757 80-0030931 (State or other jurisdiction of incorporatio
October 15, 2008	EX-99.1	First Reliance Announces 3rd Quarter First Reliance Announces 3rd Quarter Net Income of $765,178 - Up 31% FLORENCE, S.C., Oct. 11 /PRNewswire-FirstCall/ — First Reliance Bancshares, Inc., (OTC Bulletin Board: FSRL), the holding company for First Reliance Bank, today announced 3rd quarter 2008 unaudited net income of $765,178, an increase of 31%. (Logo: http://www.newscom.com/cgi-bin/prnh/20041022/CLF051LOGO ) Unaudited net income for
August 14, 2008	10-Q	FIRST RELIANCE BANCSHARES, INC. SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. (Mark One) FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2008 OR o TRANSITION FIRST RELIANCE BANCSHARES, INC. SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. (Mark One) FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2008 OR o TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 000-49757 FIRST RELIA
July 29, 2008	8-K/A	Results of Operations and Financial Condition, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 18, 2008 First Reliance Bancshares, Inc. (Exact name of registrant as specified in its charter) South Carolina 000-49757 80-0030931 (State or other jurisdiction of incorporation
July 29, 2008	EX-99.1	First Reliance Announces 2nd Quarter Net Income of $683,421 FOR IMMEDIATE RELEASE: SUBMITTED BY, ASHLEIGH MILES PUBLIC RELATIONS/ADVERTISING (843)674-3286 FIRST RELIANCE BANK First Reliance Announces 2nd Quarter Net Income of $683,421 July 29, 2008 Florence, SC - First Reliance Bancshares, Inc.
July 18, 2008	EX-99.1	First Reliance Announces 2nd Quarter Net Income of $683,421 FOR IMMEDIATE RELEASE: SUBMITTED BY, ASHLEIGH MILES PUBLIC RELATIONS/ADVERTISING (843)674-3286 FIRST RELIANCE BANK First Reliance Announces 2nd Quarter Net Income of $683,421 July 18 , 2008 Florence, SC - First Reliance Bancshares, Inc.
July 18, 2008	8-K	Results of Operations and Financial Condition, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 18, 2008 First Reliance Bancshares, Inc. (Exact name of registrant as specified in its charter) South Carolina 000-49757 80-0030931 (State or other jurisdiction of incorporation)
June 30, 2008	11-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2007 OR o TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 000-49757 A. Full title of the plan and
June 30, 2008	S-8 POS	As filed with the Securities and Exchange Commission on June 30, 2008 As filed with the Securities and Exchange Commission on June 30, 2008 Registration No.
May 15, 2008	10-Q	SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. (Mark One) FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2008 OR o TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 000-49757 FIRST RELIANCE BANCSHARES, INC. (Exact nam
April 29, 2008	DEF 14A	UNITED STATES SECURITIES AND EXCHANGE COMMISSSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 UNITED STATES SECURITIES AND EXCHANGE COMMISSSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive Proxy Stat
April 24, 2008	8-K	Results of Operations and Financial Condition, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 22, 2008 First Reliance Bancshares, Inc. (Exact name of registrant as specified in its charter) South Carolina 000-49757 80-0030931 (State or other jurisdiction of incorporation)
April 24, 2008	EX-99.1	First Reliance Reports Record 1st Quarter Net Income of $826,123 - Up 17% First Reliance Reports Record 1st Quarter Net Income of $826,123 - Up 17% April 22, 2008 Florence, SC - First Reliance Bancshares, Inc.
April 1, 2008	8-K	Other Events, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) March 31, 2008 First Reliance Bancshares, Inc.
March 31, 2008	10-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2007 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 19
February 19, 2008	SC 13G/A	SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G (Rule 13d - 102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2 (Amendment No. 2)* SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G (Rule 13d - 102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2 (Amendment No.
February 19, 2008	SC 13G/A	SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G (Rule 13d - 102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2 (Amendment No. 2)* SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G (Rule 13d - 102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2 (Amendment No.
February 14, 2008	EX-1	JOINT FILING AGREEMENT EXHIBIT 1 JOINT FILING AGREEMENT In accordance with Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended, the undersigned agree to the joint filing on behalf of each of them of a Statement on Schedule 13G (including any and all amendments thereto) with respect to the Shares of Common Stock, $0.
February 14, 2008	SC 13G/A	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* FIRST RELIANCE BANCSHARES, INC. (Name of Issuer) Common Stock, $0.01 per share (Title of Class of Securi OMB APPROVAL OMB Number: 3235-0145 Expires: February 28, 2009 Estimated average burden hours per response.
January 30, 2008	8-K	Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 28, 2008 First Reliance Bancshares, Inc. (Exact name of registrant as specified in its charter) South Carolina 000-49757 80-0030931 (State or other jurisdiction of incorporatio
January 30, 2008	EX-99.1	First Reliance Bancshares, Inc. Consolidated Reports of Income First Reliance Announces Year-End Net Income of $2.6 Million FLORENCE, S.C., Jan. 28 /PRNewswire-FirstCall/ - First Reliance Bancshares, Inc., (OTC Bulletin Board: FSRL - News), the holding company for First Reliance Bank, today announced unaudited net income for the year ended December 31, 2007 of $2,559,520. Unaudited net income for the year ended December 31, 2007 was $2.6 million, or $0.72 per
January 8, 2008	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 12(b) or (g) of the Securities Exchange Act of 1934 (Date of Report (date of earliest event reported)): December 28, 2007 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 12(b) or (g) of the Securities Exchange Act of 1934 (Date of Report (date of earliest event reported)): December 28, 2007 First Reliance Bancshares, Inc.
January 8, 2008	EX-10.10	EX-10.10
November 14, 2007	10-Q	FIRST RELIANCE BANCSHARES, INC. SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. FORM 10-Q FIRST RELIANCE BANCSHARES, INC. SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. FORM 10-Q (Mark One) x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2007 OR o TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 000-49757 FIRST
November 14, 2007	EX-3.1	AMENDED AND RESTATED ARTICLES OF INCORPORATION AS OF JUNE 30, 2004 Exhibit 3.1 AMENDED AND RESTATED ARTICLES OF INCORPORATION AS OF JUNE 30, 2004 1. The name of the proposed corporation is First Reliance Bancshares, Inc. 2. The initial registered office of the corporation is 2170 W. Palmetto Street Street Address Florence Florence SC 29501 City County State Zip Code and the initial registered agent at such address is F. R. Saunders, Jr. Print Name I hereby consen
October 22, 2007	8-K	Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 22, 2007 First Reliance Bancshares, Inc. (Exact name of registrant as specified in its charter) South Carolina 000-49757 80-0030931 (State or other jurisdiction of incorporatio
October 22, 2007	EX-99.1	First Reliance Announces 3rd Quarter Net Income of $2.2 Million FOR IMMEDIATE RELEASE: First Reliance Announces 3rd Quarter Net Income of $2.2 Million October 22 , 2007 Florence, SC - First Reliance Bancshares, Inc., (OTC Bulletin Board: FSRL), the holding company for First Reliance Bank, today announced 3rd quarter 2007 net income of $2.2 million. Unaudited net income for the nine months ended September 30, 2007 was $2.2 million, or $0.62 per diluted share, c
August 14, 2007	10-Q	FIRST RELIANCE BANCSHARES, INC. FIRST RELIANCE BANCSHARES, INC. SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. (Mark One) FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2007 OR o TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 000-49757 FIRST RELIA
May 15, 2007	10-Q	SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. FORM 10-Q SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. FORM 10-Q (Mark One) x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2007 OR o TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 000-49757 FIRST RELIANCE BANCSHARES, INC. (Exact nam
April 30, 2007	DEF 14A	UNITED STATES SECURITIES AND EXCHANGE COMMISSSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 UNITED STATES SECURITIES AND EXCHANGE COMMISSSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive Proxy Stat
April 18, 2007	8-K	Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 18, 2007 First Reliance Bancshares, Inc. (Exact name of registrant as specified in its charter) South Carolina 000-49757 80-0030931 (State or other jurisdiction of incorporation)
April 18, 2007	EX-99.1	First Reliance Announces 1st Quarter Net Income of $707,207 - Up 23% Exhibit 99.1 First Reliance Announces 1st Quarter Net Income of $707,207 - Up 23% FLORENCE, S.C., April 18 /PRNewswire-FirstCall/ - First Reliance Bancshares, Inc., (OTC Bulletin Board: FSRL), the holding company for First Reliance Bank, reported unaudited net income for the quarter ended March 31, 2007 of $707,207, an increase of $133,504, or 23.27%, over the $573,703 reported for the quarter end
April 2, 2007	10-K/A	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K/A ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) ý ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCH UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K/A ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) ý ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2006 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF
April 2, 2007	EX-10.7	EMPLOYMENT AGREEMENT Exhibit 10.7 EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT (this ?Agreement?) is entered into effective as of this day of , 2006, by and among First Reliance Bancshares, Inc., a South Carolina corporation (the ?Corporation?), First Reliance Bank, a bank chartered under South Carolina law and a wholly owned subsidiary of the Corporation (the ?Bank?), and F.R. Saunders Jr., President and Chief Exec
April 2, 2007	EX-10.14	EMPLOYMENT AGREEMENT Exhibit 10.14 EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT (this “Agreement”) is entered into effective as of this day of , 2006, by and among First Reliance Bancshares, Inc., a South Carolina corporation (the “Corporation”), First Reliance Bank, a bank chartered under South Carolina law and a wholly owned subsidiary of the Corporation (the “Bank”), and Paul C. Saunders, Senior Vice President of
April 2, 2007	EX-10.17	DIRECTOR RETIREMENT AGREEMENTS Summary Of Material Terms Specific To Each Director Name Date of Agreement Normal Retirement Age Annual Benefit Benefit under Endorsement Split Dollar Agreement Mr. Hoogenboom December 19, 2006 $ 18,000 $ 50,000 Mr. Jeb Exhibit 10.17 DIRECTOR RETIREMENT AGREEMENTS Summary Of Material Terms Specific To Each Director Name Date of Agreement Normal Retirement Age Annual Benefit Benefit under Endorsement Split Dollar Agreement Mr. Hoogenboom December 19, 2006 $ 18,000 $ 50,000 Mr. Jebaily December 19, 2006 $ 12,000 $ 50,000 Mr. Kampiziones December 19, 2006 $ 12,000 $ 50,000 Dr. Lusk December 19, 2006 $ 12,000 $ 50,00
April 2, 2007	EX-10.8	FIRST RELIANCE BANK SALARY CONTINUATION AGREEMENT Exhibit 10.8 FIRST RELIANCE BANK SALARY CONTINUATION AGREEMENT This SALARY CONTINUATION AGREEMENT (this “Agreement”) is entered into as of this day of , 2006, by and between First Reliance Bank, a South Carolina-chartered bank (the “Bank”), and F.R. Saunders Jr., its President and Chief Executive Officer (the “Executive”). WHEREAS, the Executive has contributed substantially to the success of the
April 2, 2007	EX-10.12	FIRST RELIANCE BANK SALARY CONTINUATION AGREEMENT Exhibit 10.12 FIRST RELIANCE BANK SALARY CONTINUATION AGREEMENT This SALARY CONTINUATION AGREEMENT (this “Agreement”) is entered into as of this day of , 2006, by and between First Reliance Bank, a South Carolina-chartered bank (the “Bank”), and Jeffrey A. Paolucci, its Senior Vice President and Chief Financial Officer (the “Executive”). WHEREAS, the Executive has contributed substantially to the
April 2, 2007	EX-13.1	FIRST RELIANCE BANCSHARES, INC. AND SUBSIDIARY Table of Contents Page Selected Financial Data 2 Management?s Discussion and Analysis 3-23 Report of Independent Registered Public Accounting Firm 24 Consolidated Balance Sheets 25 Consolidated Statement Exhibit 13.1 FIRST RELIANCE BANCSHARES, INC. AND SUBSIDIARY Table of Contents Page Selected Financial Data 2 Management’s Discussion and Analysis 3-23 Report of Independent Registered Public Accounting Firm 24 Consolidated Balance Sheets 25 Consolidated Statements of Income 26 Consolidated Statements of Changes in Shareholders’ Equity and Comprehensive Income 27 Consolidated Statements of Cash Flo
April 2, 2007	EX-10.11	EMPLOYMENT AGREEMENT Exhibit 10.11 EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT (this “Agreement”) is entered into effective as of this day of , 2006, by and among First Reliance Bancshares, Inc., a South Carolina corporation (the “Corporation”), First Reliance Bank, a bank chartered under South Carolina law and a wholly owned subsidiary of the Corporation (the “Bank”), and Jeffrey A. Paolucci, Senior Vice President
April 2, 2007	EX-10.9	FIRST RELIANCE BANK Exhibit 10.9 FIRST RELIANCE BANK ADDENDUM A ENDORSEMENT SPLIT DOLLAR AGREEMENT This ENDORSEMENT SPLIT DOLLAR AGREEMENT (this “Agreement”) is entered into as of this day of , 2006 by and between First Reliance Bank, a South Carolina-chartered bank (the “Bank”), and F.R. Saunders Jr., an executive of the Bank (the “Executive”). This Agreement shall append the Split Dollar Policy Endorsement entered
April 2, 2007	EX-10.15	FIRST RELIANCE BANK SALARY CONTINUATION AGREEMENT Exhibit 10.15 FIRST RELIANCE BANK SALARY CONTINUATION AGREEMENT This SALARY CONTINUATION AGREEMENT (this “Agreement”) is entered into as of this day of , 2006, by and between First Reliance Bank, a South Carolina-chartered bank (the “Bank”), and Paul C. Saunders, its Senior Vice President (the “Executive”). WHEREAS, the Executive has contributed substantially to the success of the Bank and the Ban
April 2, 2007	EX-10.18	AMENDED AND RESTATED EMPLOYMENT AGREEMENT Exhibit 10.18 AMENDED AND RESTATED EMPLOYMENT AGREEMENT THIS AMENDED AND RESTATED EMPLOYMENT AGREEMENT (the “Agreement”), made this 24th day of March, 2003, by and among First Reliance Bank (the “Bank”), First Reliance Bancshares, Inc. (the “Holding Company”), and A. Dale Porter (“Porter”), amends and supersedes that certain Executive Employment Agreement dated August 22, 2001, as amended by Amend
April 2, 2007	EX-10.16	FIRST RELIANCE BANK Exhibit 10.16 FIRST RELIANCE BANK ADDENDUM A ENDORSEMENT SPLIT DOLLAR AGREEMENT This ENDORSEMENT SPLIT DOLLAR AGREEMENT (this “Agreement”) is entered into as of this day of , 2006 by and between First Reliance Bank, a South Carolina-chartered bank (the “Bank”), and Paul C. Saunders, an executive of the Bank (the “Executive”). This Agreement shall append the Split Dollar Policy Endorsement entered
April 2, 2007	EX-10.13	FIRST RELIANCE BANK Exhibit 10.13 FIRST RELIANCE BANK ADDENDUM A ENDORSEMENT SPLIT DOLLAR AGREEMENT This ENDORSEMENT SPLIT DOLLAR AGREEMENT (this “Agreement”) is entered into as of this day of , 2006 by and between First Reliance Bank, a South Carolina-chartered bank (the “Bank”), and Jeffrey A. Paolucci, an executive of the Bank (the “Executive”). This Agreement shall append the Split Dollar Policy Endorsement enter
March 30, 2007	EX-10.13	FIRST RELIANCE BANK Exhibit 10.13 FIRST RELIANCE BANK ADDENDUM A ENDORSEMENT SPLIT DOLLAR AGREEMENT This ENDORSEMENT SPLIT DOLLAR AGREEMENT (this “Agreement”) is entered into as of this day of , 2006 by and between First Reliance Bank, a South Carolina-chartered bank (the “Bank”), and Jeffrey A. Paolucci, an executive of the Bank (the “Executive”). This Agreement shall append the Split Dollar Policy Endorsement enter
March 30, 2007	EX-10.7	EMPLOYMENT AGREEMENT Exhibit 10.7 EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT (this “Agreement”) is entered into effective as of this day of , 2006, by and among First Reliance Bancshares, Inc., a South Carolina corporation (the “Corporation”), First Reliance Bank, a bank chartered under South Carolina law and a wholly owned subsidiary of the Corporation (the “Bank”), and F.R. Saunders Jr., President and Chief Exec
March 30, 2007	EX-10.18	AMENDED AND RESTATED EMPLOYMENT AGREEMENT Exhibit 10.18 AMENDED AND RESTATED EMPLOYMENT AGREEMENT THIS AMENDED AND RESTATED EMPLOYMENT AGREEMENT (the “Agreement”), made this 24th day of March, 2003, by and among First Reliance Bank (the “Bank”), First Reliance Bancshares, Inc. (the “Holding Company”), and A. Dale Porter (“Porter”), amends and supersedes that certain Executive Employment Agreement dated August 22, 2001, as amended by Amend
March 30, 2007	EX-10.11	EMPLOYMENT AGREEMENT Exhibit 10.11 EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT (this “Agreement”) is entered into effective as of this day of , 2006, by and among First Reliance Bancshares, Inc., a South Carolina corporation (the “Corporation”), First Reliance Bank, a bank chartered under South Carolina law and a wholly owned subsidiary of the Corporation (the “Bank”), and Jeffrey A. Paolucci, Senior Vice President
March 30, 2007	EX-10.16	FIRST RELIANCE BANK Exhibit 10.16 FIRST RELIANCE BANK ADDENDUM A ENDORSEMENT SPLIT DOLLAR AGREEMENT This ENDORSEMENT SPLIT DOLLAR AGREEMENT (this “Agreement”) is entered into as of this day of , 2006 by and between First Reliance Bank, a South Carolina-chartered bank (the “Bank”), and Paul C. Saunders, an executive of the Bank (the “Executive”). This Agreement shall append the Split Dollar Policy Endorsement entered
March 30, 2007	10-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) ý ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHAN UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2006 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 19
March 30, 2007	EX-10.9	FIRST RELIANCE BANK Exhibit 10.9 FIRST RELIANCE BANK ADDENDUM A ENDORSEMENT SPLIT DOLLAR AGREEMENT This ENDORSEMENT SPLIT DOLLAR AGREEMENT (this “Agreement”) is entered into as of this day of , 2006 by and between First Reliance Bank, a South Carolina-chartered bank (the “Bank”), and F.R. Saunders Jr., an executive of the Bank (the “Executive”). This Agreement shall append the Split Dollar Policy Endorsement entered
March 30, 2007	EX-10.17	DIRECTOR RETIREMENT AGREEMENTS Summary Of Material Terms Specific To Each Director Name Date of Agreement Normal Retirement Age Annual Benefit Benefit under Endorsement Split Dollar Agreement Mr. Hoogenboom December 19, 2006 $ 18,000 $ 50,000 Mr. Jeb EX-10.17 11 fr9396ex1017.htm EXHIBIT 10.17 Exhibit 10.17 DIRECTOR RETIREMENT AGREEMENTS Summary Of Material Terms Specific To Each Director Name Date of Agreement Normal Retirement Age Annual Benefit Benefit under Endorsement Split Dollar Agreement Mr. Hoogenboom December 19, 2006 $ 18,000 $ 50,000 Mr. Jebaily December 19, 2006 $ 12,000 $ 50,000 Mr. Kampiziones December 19, 2006 $ 12,000 $ 50,000
March 30, 2007	EX-10.8	FIRST RELIANCE BANK SALARY CONTINUATION AGREEMENT Exhibit 10.8 FIRST RELIANCE BANK SALARY CONTINUATION AGREEMENT This SALARY CONTINUATION AGREEMENT (this “Agreement”) is entered into as of this day of , 2006, by and between First Reliance Bank, a South Carolina-chartered bank (the “Bank”), and F.R. Saunders Jr., its President and Chief Executive Officer (the “Executive”). WHEREAS, the Executive has contributed substantially to the success of the
March 30, 2007	EX-10.14	EMPLOYMENT AGREEMENT Exhibit 10.14 EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT (this “Agreement”) is entered into effective as of this day of , 2006, by and among First Reliance Bancshares, Inc., a South Carolina corporation (the “Corporation”), First Reliance Bank, a bank chartered under South Carolina law and a wholly owned subsidiary of the Corporation (the “Bank”), and Paul C. Saunders, Senior Vice President of
March 30, 2007	EX-10.15	FIRST RELIANCE BANK SALARY CONTINUATION AGREEMENT Exhibit 10.15 FIRST RELIANCE BANK SALARY CONTINUATION AGREEMENT This SALARY CONTINUATION AGREEMENT (this “Agreement”) is entered into as of this day of , 2006, by and between First Reliance Bank, a South Carolina-chartered bank (the “Bank”), and Paul C. Saunders, its Senior Vice President (the “Executive”). WHEREAS, the Executive has contributed substantially to the success of the Bank and the Ban
March 30, 2007	EX-10.12	FIRST RELIANCE BANK SALARY CONTINUATION AGREEMENT Exhibit 10.12 FIRST RELIANCE BANK SALARY CONTINUATION AGREEMENT This SALARY CONTINUATION AGREEMENT (this “Agreement”) is entered into as of this day of , 2006, by and between First Reliance Bank, a South Carolina-chartered bank (the “Bank”), and Jeffrey A. Paolucci, its Senior Vice President and Chief Financial Officer (the “Executive”). WHEREAS, the Executive has contributed substantially to the
February 14, 2007	SC 13G/A	SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G (Rule 13d – 102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2 (Amendment No. 1)* Fir SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G (Rule 13d ? 102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2 (Amendment No. 1)* First Reliance Bancshares, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 336152100 (CUSIP Number) December 31, 2006 (Date of Event Wh
February 14, 2007	SC 13G/A	SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G (Rule 13d – 102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2 (Amendment No. 1)* Fir SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G (Rule 13d – 102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2 (Amendment No. 1)* First Reliance Bancshares, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 336152100 (CUSIP Number) December 31, 2006 (Date of Event Wh
February 12, 2007	8-K	Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) January 18, 2007 First Reliance Bancshares, Inc.
January 24, 2007	8-K	Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 23, 2007 First Reliance Bancshares, Inc. (Exact name of registrant as specified in its charter) South Carolina 000-49757 80-0030931 (State or other jurisdiction of incorporatio
January 24, 2007	EX-99.1	First Reliance Announces Year-End Pre-Tax Income of $4.4 Million - Up 62% Exhibit 99.1 First Reliance Announces Year-End Pre-Tax Income of $4.4 Million - Up 62% January 23 , 2007 Florence, SC - - First Reliance Bancshares, Inc., (OTC Bulletin Board: FSRL), the holding company for First Reliance Bank, reported unaudited pre-tax income for the year ended December 31, 2006 of $4,428,704, an increase of $1,691,742, or 62%, over the $2,736,962 reported for the year ended Dec
November 30, 2006	8-K	Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) November 24, 2006 First Reliance Bancshares, Inc.
November 14, 2006	10-Q	SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2006 OR o TRANSITION REPORT PURSUANT TO SE SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2006 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 000-49757 FIRST RELIANCE BANCSHARES,
October 17, 2006	8-K	Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 17, 2006 First Reliance Bancshares, Inc. (Exact name of registrant as specified in its charter) South Carolina 000-49757 80-0030931 (State or other jurisdiction of incorporatio
October 17, 2006	EX-99.1	First Reliance Announces 3rd Quarter Pre-Tax Income of $1.3 Million - Up 83% Exhibit 99.1 First Reliance Announces 3rd Quarter Pre-Tax Income of $1.3 Million - Up 83% FLORENCE, S.C., Oct. 17 /PRNewswire-FirstCall/ - First Reliance Bancshares, Inc., (OTC Bulletin Board: FSRL), the holding company for First Reliance Bank, today announced 3rd quarter 2006 unaudited pre-tax income of $1.3 million, an increase of $581,511, or 83%, compared to $696,754 reported the third quarter
August 14, 2006	10-Q	SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. FORM 10-Q (Mark One) x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2006 OR o TRANSITION REPORT UNDER SECTION 13 OR 15(d) SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. FORM 10-Q (Mark One) x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2006 OR o TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 000-49757 FIRST RELIANCE BANCSHARES, INC. (Exact name
July 20, 2006	EX-99.1	Balance Sheet June 30 2006 June 30 2005 December 31 2005 (Unaudited) (Unaudited) (Audited) ASSETS. Cash & Cash Equivalent Cash & Due From Banks 10,072,241 2,953,765 7,264,897 Federal Funds Sold 12,671,000 22,442,000 Total Cash & Cash Equivalents $ 10 Exhibit 99.1 FLORENCE, S.C., July 19 /PRNewswire-FirstCall/ - First Reliance Bancshares, Inc., (OTC Bulletin Board: FSRL), the holding company for First Reliance Bank, today announced 2nd quarter 2006 unaudited pre-tax income of $1.2 million, an increase of $579,338, or 100%, compared to $588,073 reported the second quarter of 2005. Unaudited net income increased 92%, to $822,916, as compared to $
July 20, 2006	8-K	Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 19, 2006 First Reliance Bancshares, Inc. (Exact name of registrant as specified in its charter) South Carolina 000-49757 80-0030931 (State or other jurisdiction of incorporation)
May 15, 2006	10-Q	SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. FORM 10-Q (Mark One) x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2006 OR o TRANSITION REPORT UNDER SECTION 13 OR 15(d SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. FORM 10-Q (Mark One) x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2006 OR o TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 000-49757 FIRST RELIANCE BANCSHARES, INC. (Exact nam
April 27, 2006	DEF 14A	UNITED STATES SECURITIES AND EXCHANGE COMMISSSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 UNITED STATES SECURITIES AND EXCHANGE COMMISSSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive Proxy Stat
April 18, 2006	EX-99.1	First Reliance Announces 1st Quarter Net Income of $573,703 - Up 33% Exhibit 99.1 First Reliance Announces 1st Quarter Net Income of $573,703 - Up 33% FLORENCE, S.C., April 17 /PRNewswire-FirstCall/ - First Reliance Bancshares, Inc., (OTC Bulletin Board: FSRL), the holding company for First Reliance Bank, reported unaudited pre-tax income for the quarter ended March 31, 2006 of $811,554, an increase of $253,046, or 31%, over the $558,508 reported for the quarter en
April 18, 2006	8-K/A	Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 18, 2006 First Reliance Bancshares, Inc. (Exact name of registrant as specified in its charter) South Carolina 000-49757 80-0030931 (State or other jurisdiction of incorporatio
April 17, 2006	EX-99.1	First Reliance Announces 1st Quarter Net Income of $573,703 Million - Up 33% Exhibit 99.1 First Reliance Announces 1st Quarter Net Income of $573,703 Million - Up 33% FLORENCE, S.C., April 17 /PRNewswire-FirstCall/ - First Reliance Bancshares, Inc., (OTC Bulletin Board: FSRL), the holding company for First Reliance Bank, reported unaudited pre-tax income for the quarter ended March 31, 2006 of $811,554, an increase of $253,046, or 31%, over the $558,508 reported for the qu
April 17, 2006	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 13, 2006 First Reliance Banc UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 13, 2006 First Reliance Bancshares, Inc. (Exact name of registrant as specified in its charter) South Carolina 000-49757 80-0030931 (State or other jurisdiction of incorporation)
March 31, 2006	10KSB	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-KSB (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2005 OR o TRANSITION REPORT P UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-KSB (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2005 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period fromto Commission File Number: 000-49757 FIRST RELIANC
March 31, 2006	EX-10.8	FIRST RELIANCE BANCSHARES, INC. 2006 EQUITY INCENTIVE PLAN Exhibit 10.8 FIRST RELIANCE BANCSHARES, INC. 2006 EQUITY INCENTIVE PLAN FIRST RELIANCE BANCSHARES, INC. 2006 EQUITY INCENTIVE PLAN TABLE OF CONTENTS SECTION 1 DEFINITIONS 1 1.1 DEFINITIONS 1 SECTION 2 THE EQUITY INCENTIVE PLAN 3 2.1 PURPOSE OF THE PLAN 3 2.2 STOCK SUBJECT TO THE PLAN 4 2.3 ADMINISTRATION OF THE PLAN 4 2.4 ELIGIBILITY AND LIMITS 4 SECTION 3 TERMS OF STOCK INCENTEIVES 4 3.1 TERMS AN
March 31, 2006	EX-21.1	SUBSIDIARIES OF FIRST RELIANCE BANCSHARES, INC. EX-21.1 5 fr5271ex211.htm EXHIBIT 21.1 EXHIBIT 21.1 SUBSIDIARIES OF FIRST RELIANCE BANCSHARES, INC. First Reliance Bank First Reliance Capital Trust I
March 31, 2006	EX-13.1	FIRST RELIANCE BANCSHARES, INC. AND SUBSIDIARY Table of Contents Page Selected Financial Data 2 Management?s Discussion and Analysis 3-21 Report of Independent Registered Public Accounting Firm 22 Consolidated Balance Sheets 23 Consolidated Statement EXHIBIT 13.1 FIRST RELIANCE BANCSHARES, INC. AND SUBSIDIARY Table of Contents Page Selected Financial Data 2 Management’s Discussion and Analysis 3-21 Report of Independent Registered Public Accounting Firm 22 Consolidated Balance Sheets 23 Consolidated Statements of Income 24 Consolidated Statements of Changes in Shareholders’ Equity and Comprehensive Income 25 Consolidated Statements of Cash Flo
March 31, 2006	EX-10.9	1 Exhibit 10.9 STATE OF SOUTH CAROLINA ) ) LEASE AGREEMENT COUNTY OF FLORENCE ) This LEASE AGREEMENT (the ?Lease?) made and entered into this 24 day of March, 2005, by and between SP FINANCIAL, LLC, a South Carolina limited liability company (hereinafter called ?Landlord?), and FIRST RELIANCE BANK, a South Carolina banking corporation (hereinafter called ?Tenant?). WITNESSETH, THAT FOR AND IN CONSID
February 15, 2006	CORRESP	February 15, 2006 February 15, 2006 Via EDGAR and FedEx Securities and Exchange Commission 100 F Street, N.
February 14, 2006	SC 13G	SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G (Rule 13d – 102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2 (Amendment No. __)* Firs SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G (Rule 13d – 102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2 (Amendment No.
February 14, 2006	SC 13G	SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d – 102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2 (Amendment No. __)* Fi SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d – 102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2 (Amendment No. )* First Reliance Bancshares, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 336152100 (CUSIP Number) December 31, 2005 (Date of Event whi
February 10, 2006	SC 13G	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* FIRST RELIANCE BANCSHARES, INC. (Name of Issuer) Common Stock, $0.01 per share (Title of Class of Securit OMB APPROVAL OMB Number: 3235-0145 Expires: January 31, 2006 Estimated average burden hours per response.
February 10, 2006	EX-99.1	JOINT FILING AGREEMENT EX-99.1 2 d32789exv99w1.htm JOINT FILING AGREEMENT EXHIBIT 1 JOINT FILING AGREEMENT In accordance with Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended, the undersigned agree to the joint filing on behalf of each of them of a Statement on Schedule 13G (including any and all amendments thereto) with respect to the Shares of Common Stock, $0.01 per share, of First Reliance Bancsha
February 9, 2006	S-8	As filed with the Securities and Exchange Commission on February 9, 2006 First Reliance Bancshares, Inc Form S-8 As filed with the Securities and Exchange Commission on February 9, 2006 Registration No.
January 23, 2006	8-K	Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 23, 2006 First Reliance Bancshares, Inc. (Exact name of registrant as specified in its charter) South Carolina 000-49757 80-0030931 (State or other jurisdiction of incorporatio
January 23, 2006	EX-99.1	First Reliance Announces Year End Pre-Tax Income of $2.7 Million - Up 43% EX-99.1 3 fr4521ex991.htm EXHIBIT 99.1 Exhibit 99.1 First Reliance Announces Year End Pre-Tax Income of $2.7 Million - Up 43% FLORENCE, S.C., Jan. 23 /PRNewswire-FirstCall/ - Reliance Bancshares, Inc., (OTC Bulletin Board: FSRL), the holding company for First Reliance Bank, reported unaudited pre-tax income for the year ended December 31, 2005 of $2,736,962, an increase of $827,730, or 43%, over t
August 16, 2004	10QSB	U.S. SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB Table of Contents U.S. SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-QSB x QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2004 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File No. 000-49757 FIRST RELIANCE BANCS

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