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SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis.
These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Lake Shore Bancorp, Inc.
SEC Filings (Chronological Order)
Halaman ini menyediakan daftar lengkap dan kronologis dari Pengajuan SEC, tidak termasuk pengajuan kepemilikan yang kami sediakan di tempat lain.
| August 5, 2025 |
Registration No. 333-141829 As filed with the Securities and Exchange Commission on August 5, 2025 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Lake Shore Bancorp, Inc. (Exact name of registrant as specified in its charter) Federal 20-4729288 (State or other jurisdiction of |
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| August 5, 2025 |
Registration No. 333-185624 As filed with the Securities and Exchange Commission on August 5, 2025 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Lake Shore Bancorp, Inc. (Exact name of registrant as specified in its charter) Federal 20-4729288 (State or other jurisdiction of |
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| August 5, 2025 |
Registration No. 333-284686 As filed with the Securities and Exchange Commission on August 5, 2025 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Lake Shore Bancorp, Inc. (Exact name of registrant as specified in its charter) Federal 20-4729288 (State or other jurisdiction of |
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| July 18, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No. 000-51821 Lake Shore Bancorp, Inc. (Exact name of registrant as specified in its |
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| July 18, 2025 |
Lake Shore Bancorp Announces Closing of Conversion Transaction Lake Shore Bancorp Announces Closing of Conversion Transaction DUNKIRK, N.Y. — July 18, 2025 — Lake Shore Bancorp, Inc. (“Lake Shore Bancorp”) (NASDAQ: LSBK), the new holding company for Lake Shore Bank (the “Bank”), announced that the conversion of Lake Shore, MHC from mutual to stock form, the related stock offering by Lake Shore Bancorp and the Bank’s conversion from a federal savings bank to a |
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| July 18, 2025 |
Financial Statements and Exhibits, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 18, 2025 Lake Shore Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States 000-51821 20-4729288 (State or Other Jurisdiction of Incorporation) (Commis |
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| July 8, 2025 |
FORM 8-K Item 8.01 Other Events. Item 9.01 Financial Statements and Exhibits. UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 08, 2025 Lake Shore Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States 000-51821 20-4729288 (State or Other Jurisdiction of Incorporation) (Commis |
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| July 8, 2025 |
Lake Shore Bancorp Announces Closing Date of Conversion Transaction and Results of Stock Offering Lake Shore Bancorp Announces Closing Date of Conversion Transaction and Results of Stock Offering DUNKIRK, N. |
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| July 1, 2025 |
Lake Shore Bancorp, Inc. Announces Results of Special Meetings of Stockholders and Members Lake Shore Bancorp, Inc. Announces Results of Special Meetings of Stockholders and Members DUNKIRK, N.Y. — July 1, 2025 — Lake Shore Bancorp, Inc. (“Lake Shore Federal Bancorp”) (NASDAQ: LSBK), the holding company for Lake Shore Savings Bank (the “Bank”), announced today that at special meetings held on July 1, 2025, the stockholders of Lake Shore Federal Bancorp and the members of Lake Shore, MHC |
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| July 1, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 01, 2025 Lake Shore Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States 000-51821 20-4729288 (State or Other Jurisdiction of Incorporation) (Commis |
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| May 23, 2025 |
FORM 8-K Item 8.01 Other Events. Item 9.01 Financial Statements and Exhibits. UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 23, 2025 Lake Shore Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States 000-51821 20-4729288 (State or Other Jurisdiction of Incorporation) (Commiss |
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| May 23, 2025 |
Lake Shore Bancorp, Inc. Announces Commencement of Stock Offering Lake Shore Bancorp, Inc. Announces Commencement of Stock Offering DUNKIRK, N.Y. — May 23, 2025 — Lake Shore Bancorp, Inc. (“Lake Shore Federal Bancorp”) (NASDAQ: LSBK), the holding company for Lake Shore Savings Bank (the “Bank”), announced today that Lake Shore Bancorp, Inc. (“Lake Shore Bancorp”), a newly formed Maryland corporation and the proposed successor holding company of the Bank, is comm |
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| May 21, 2025 |
FORM 8-K Item 7.01 Regulation FD Disclosure. Item 9.01 Financial Statements and Exhibits. UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 21, 2025 Lake Shore Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States 000-51821 20-4729288 (State or Other Jurisdiction of Incorporation) (Commiss |
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| May 21, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 21, 2025 Lake Shore Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States 000-51821 20-4729288 (State or Other Jurisdiction of Incorporation) (Commiss |
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| May 21, 2025 |
ANNUAL SHAREHOLDERS’ MEETING May 2025 ANNUAL SHAREHOLDERS’ MEETING May 2025 Safe Harbor Statement This presentation contains certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, that are based on current expectations, estimates and projections about the Company’s and the Bank’s industry, and management’s beliefs and assumptions. |
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| May 20, 2025 |
EX-1.1 Exhibit 1.1 LAKE SHORE BANCORP, INC. Up to 5,750,000 Shares (subject to increase up to 6,612,500 Shares) COMMON STOCK ($0.01 Par Value) Subscription Price $10.00 Per Share AGENCY AGREEMENT May 14, 2025 Raymond James & Associates, Inc. 880 Carillon Parkway St. Petersburg, Florida 33716 Ladies and Gentlemen: Lake Shore Bancorp, Inc., a Maryland corporation (the “Holding Company”), Lake Shore |
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| May 20, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 14, 2025 LAKE SHORE BANCORP, INC. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Commiss |
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| May 15, 2025 |
Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations. United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q (Mark One) QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.: 000-51821 LAKE SHORE BANCORP, INC. (Exact name of registr |
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| April 29, 2025 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 29, 2025 Lake Shore Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States 000-51821 20-4729288 (State or Other Jurisdiction of Incorporation) (Commi |
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| April 29, 2025 |
Lake Shore Bancorp, Inc. Announces First Quarter 2025 Financial Results Lake Shore Bancorp, Inc. Announces First Quarter 2025 Financial Results DUNKIRK, N.Y. — April 29, 2025 — Lake Shore Bancorp, Inc. (the “Company”) (NASDAQ: LSBK), the holding company for Lake Shore Savings Bank (the “Bank”), reported unaudited net income of $1.1 million, or $0.19 per diluted share, for the first quarter of 2025 compared to net income of $1.0 million, or $0.17 per diluted share, for |
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| April 11, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. |
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| March 14, 2025 |
Amended and Restated Plan of Conversion and Reorganization of Lake Shore, MHC Exhibit 2.1 AMENDED AND RESTATED PLAN OF CONVERSION AND REORGANIZATION OF LAKE SHORE, MHC TABLE OF CONTENTS 1. INTRODUCTION 1 2. DEFINITIONS 2 3. PROCEDURES FOR CONVERSION 8 4. HOLDING COMPANY APPLICATIONS AND APPROVALS 11 5. SALE OF SUBSCRIPTION SHARES 11 6. PURCHASE PRICE AND NUMBER OF SUBSCRIPTION SHARES 11 7. RETENTION OF CONVERSION PROCEEDS BY THE HOLDING COMPANY 12 8. SUBSCRIPTION RIGHTS OF |
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| March 14, 2025 |
Policy Relating to Recovery of Erroneously Awarded Compensation LAKE SHORE BANCORP, INC. CLAWBACK POLICY The Board of Directors (the “Board”) of Lake Shore Bancorp, Inc. (the “Company”) believes that it is in the best interests of the Company and its shareholders to adopt this Clawback Policy (this “Policy”), which provides for the recovery of certain incentive compensation in the event of an accounting restatement. The Company has adopted this Policy as a sup |
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| March 14, 2025 |
Exhibit 19.1 LAKE SHORE BANCORP, INC. LAKE SHORE SAVINGS BANK STATEMENT OF COMPANY POLICY REGARDING CONFIDENTIAL INFORMATION AND STOCK AND SECURITIES TRADING BY DIRECTORS, OFFICERS AND EMPLOYEES The Purpose of the Stock Trading and Insider Information Policy The Securities and Exchange Commission (“SEC”), the Financial Industry Regulatory Authority (“FINRA”) and federal prosecutors vigorously purs |
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| March 14, 2025 |
United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-K United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.: 000-51821 Lake Shore Bancorp, Inc. (Exact Name of Registrant a |
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| March 14, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): March 11, 2025 LAKE SHORE BANCORP, INC. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Commi |
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| March 14, 2025 |
Exhibit 10.1 LAKE SHORE SAVINGS BANK EMPLOYMENT AGREEMENT This Employment Agreement (the “Agreement”) is made and entered into, effective as of the 11th day of March, 2025 (the “Effective Date”), by and between Lake Shore Savings Bank, a federally-chartered savings bank having its principal place of business at 128 East 4th Street, Dunkirk, New York 14048 (the “Bank”), and Taylor M. Gilden, a resi |
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| March 14, 2025 |
Lake Shore Savings Bank Annual Incentive Plan Exhibit 10.14 Lake Shore Savings Bank Annual Incentive Plan Annual Incentive Plan The Annual Incentive Plan is designed to compensate plan participants for the attainment of specified bank, department or division, and individual goals. The objective is to align the interests of our executives with the interests of the Bank and our shareholders in obtaining superior financial results. The Plan oper |
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| March 14, 2025 |
Subsidiaries of Lake Shore Bancorp, Inc. Exhibit 21.1 Subsidiaries of Lake Shore Bancorp, Inc. Company Percent Owned Lake Shore Savings Bank 100.0% by Lake Shore Bancorp, Inc. |
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| March 13, 2025 |
Termination of a Material Definitive Agreement, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 04, 2025 Lake Shore Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States 000-51821 20-4729288 (State or Other Jurisdiction of Incorporation) (Commi |
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| February 5, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 04, 2025 Lake Shore Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States 000-51821 20-4729288 (State or Other Jurisdiction of Incorporation) (Co |
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| February 4, 2025 |
exhibit 10.3 Incentive Stock Option Award Agreement Granted by LAKE SHORE Bancorp, Inc. under the LAKE SHORE Bancorp, Inc. 2025 Equity Incentive Plan This stock option agreement (“Option” or “Agreement”) is and will be subject in every respect to the provisions of the 2025 Equity Incentive Plan (the “Plan”) of Lake Shore Bancorp, Inc. (the “Company”), which are incorporated herein by reference and |
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| February 4, 2025 |
Exhibit 107 Calculation of Filing Fee Tables Form S-8 (Form Type) Lake Shore Bancorp, Inc. |
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| February 4, 2025 |
exhibit 10.2 Restricted stock award agreement Granted by LAKE SHORE Bancorp, Inc. under the LAKE SHORE Bancorp, Inc. 2025 Equity Incentive Plan This restricted stock agreement (“Restricted Stock Award” or “Agreement”) is and will be subject in every respect to the provisions of the 2025 Equity Incentive Plan (the “Plan”) of Lake Shore Bancorp, Inc. (the “Company”) which are incorporated herein by |
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| February 4, 2025 |
Registration No. 333- As filed with the Securities and Exchange Commission on February 4, 2025 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Lake Shore Bancorp, Inc. (Exact Name of Registrant as Specified in its Charter) Federal 20-4729288 (State or Other Jurisdiction of (I.R.S. Employer Identification No.) |
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| February 4, 2025 |
exhibit 10.4 Non-Qualified Stock Option Award Agreement Granted by LAKE SHORE Bancorp, Inc. under the LAKE SHORE Bancorp, Inc. 2025 Equity Incentive Plan This stock option agreement (“Option” or “Agreement”) is and will be subject in every respect to the provisions of the 2025 Equity Incentive Plan (the “Plan”) of Lake Shore Bancorp, Inc. (the “Company”), which are incorporated herein by reference |
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| January 30, 2025 |
Exhibit 99.1 Lake Shore Bancorp, Inc. Announces Adoption of Plan of Conversion and Reorganization to Undertake Second Step Conversion DUNKIRK, N.Y. — January 30, 2025 — Lake Shore Bancorp, Inc. (the “Company”) (NASDAQ: LSBK), the holding company for Lake Shore Savings Bank (the “Bank”), announced today that the Board of Directors of its parent mutual holding company, Lake Shore, MHC, has adopted a |
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| January 30, 2025 |
Financial Statements and Exhibits, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 27, 2025 Lake Shore Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States 000-51821 20-4729288 (State or Other Jurisdiction of Incorporation) (Com |
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| January 30, 2025 |
Exhibit 99.1 Lake Shore Bancorp, Inc. Announces Adoption of Plan of Conversion and Reorganization to Undertake Second Step Conversion DUNKIRK, N.Y. — January 30, 2025 — Lake Shore Bancorp, Inc. (the “Company”) (NASDAQ: LSBK), the holding company for Lake Shore Savings Bank (the “Bank”), announced today that the Board of Directors of its parent mutual holding company, Lake Shore, MHC, has adopted a |
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| January 30, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 27, 2025 Lake Shore Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States 000-51821 20-4729288 (State or Other Jurisdiction of Incorporation) (Com |
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| January 30, 2025 |
Plan of Conversion and Reorganization of Lake Shore, MHC Exhibit 2.1 PLAN OF CONVERSION AND REORGANIZATION OF LAKE SHORE, MHC TABLE OF CONTENTS 1. INTRODUCTION 1 2. DEFINITIONS 2 3. PROCEDURES FOR CONVERSION 8 4. HOLDING COMPANY APPLICATIONS AND APPROVALS 11 5. SALE OF SUBSCRIPTION SHARES 11 6. PURCHASE PRICE AND NUMBER OF SUBSCRIPTION SHARES 11 7. RETENTION OF CONVERSION PROCEEDS BY THE HOLDING COMPANY 12 8. SUBSCRIPTION RIGHTS OF ELIGIBLE ACCOUNT HOLD |
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| January 30, 2025 |
Plan of Conversion and Reorganization of Lake Shore, MHC Exhibit 2.1 PLAN OF CONVERSION AND REORGANIZATION OF LAKE SHORE, MHC TABLE OF CONTENTS 1. INTRODUCTION 1 2. DEFINITIONS 2 3. PROCEDURES FOR CONVERSION 8 4. HOLDING COMPANY APPLICATIONS AND APPROVALS 11 5. SALE OF SUBSCRIPTION SHARES 11 6. PURCHASE PRICE AND NUMBER OF SUBSCRIPTION SHARES 11 7. RETENTION OF CONVERSION PROCEEDS BY THE HOLDING COMPANY 12 8. SUBSCRIPTION RIGHTS OF ELIGIBLE ACCOUNT HOLD |
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| January 27, 2025 |
Financial Statements and Exhibits, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 27, 2025 Lake Shore Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States 000-51821 20-4729288 (State or Other Jurisdiction of Incorporation) (Com |
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| January 27, 2025 |
Lake Shore Bancorp, Inc. Declares Fourth Quarter 2024 Dividend Lake Shore Bancorp, Inc. Declares Fourth Quarter 2024 Dividend DUNKIRK, N.Y. – January 27, 2025 – Lake Shore Bancorp, Inc. (the “Company”) (NASDAQ: LSBK), the holding company for Lake Shore Savings Bank (the “Bank”), announced today that the Board of Directors declared a cash dividend of $0.18 per share on its outstanding common stock on January 27, 2025. The dividend is expected to be paid on Feb |
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| January 24, 2025 |
Lake Shore Bancorp, Inc. Announces Fourth Quarter 2024 and Year End Financial Results Lake Shore Bancorp, Inc. Announces Fourth Quarter 2024 and Year End Financial Results DUNKIRK, N.Y. — January 24, 2025 — Lake Shore Bancorp, Inc. (the “Company”) (NASDAQ: LSBK), the holding company for Lake Shore Savings Bank (the “Bank”), reported unaudited net income of $1.5 million, or $0.26 per diluted share, for the fourth quarter of 2024 compared to net income of $749,000, or $0.13 per dilut |
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| January 24, 2025 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 24, 2025 Lake Shore Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States 000-51821 20-4729288 (State or Other Jurisdiction of Incorporation) (Com |
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| December 20, 2024 |
EXHIBIT 10.2 LAKE SHORE SAVINGS BANK SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN AGREEMENT This Supplemental Executive Retirement Plan Agreement (the “Agreement”) is made and entered into this 16th day of December, 2024, by and between Lake Shore Savings Bank, a federally-chartered savings bank having its principal place of business at 128 East 4th Street, Dunkirk, New York 14048 (the “Bank”), and Kim |
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| December 20, 2024 |
EXHIBIT 10.1 LAKE SHORE SAVINGS BANK EMPLOYMENT AGREEMENT This Employment Agreement (the “Agreement”) is made and entered into, effective as of the 16th day of December, 2024 (the “Effective Date”), by and between Lake Shore Savings Bank, a federally-chartered savings bank having its principal place of business at 128 East 4th Street, Dunkirk, New York 14048 (the “Bank”), and Kim C. Liddell, a res |
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| December 20, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. |
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| December 20, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): December 16, 2024 LAKE SHORE BANCORP, INC. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Co |
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| December 3, 2024 |
Lake Shore Savings Bank Announces Termination of OCC Consent Order Lake Shore Savings Bank Announces Termination of OCC Consent Order DUNKIRK, N.Y. – On December 3, 2024, Lake Shore Savings Bank (“Bank”), the wholly-owned federal savings bank subsidiary of Lake Shore Bancorp, Inc. (“Company”) received termination notice of the Consent Order by the Office of the Comptroller of the Currency (“OCC”), the Bank’s primary federal regulator. The Consent Order required t |
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| December 3, 2024 |
Termination of a Material Definitive Agreement, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 03, 2024 Lake Shore Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States 000-51821 20-4729288 (State or Other Jurisdiction of Incorporation) (Co |
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| November 12, 2024 |
United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q (Mark One) QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.: 000-51821 LAKE SHORE BANCORP, INC. (Exact name of reg |
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| October 24, 2024 |
Lake Shore Bancorp, Inc. Declares Third Quarter 2024 Dividend Lake Shore Bancorp, Inc. Declares Third Quarter 2024 Dividend DUNKIRK, N.Y. – October 24, 2024 – Lake Shore Bancorp, Inc. (the “Company”) (NASDAQ: LSBK), the holding company for Lake Shore Savings Bank (the “Bank”), announced today that the Board of Directors declared a cash dividend of $0.18 per share on its outstanding common stock on October 23, 2024. The dividend is expected to be paid on Nove |
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| October 24, 2024 |
Financial Statements and Exhibits, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 23, 2024 Lake Shore Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States 000-51821 20-4729288 (State or Other Jurisdiction of Incorporation) (Com |
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| October 23, 2024 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 23, 2024 Lake Shore Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States 000-51821 20-4729288 (State or Other Jurisdiction of Incorporation) (Com |
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| October 23, 2024 |
Lake Shore Bancorp, Inc. Announces Third Quarter 2024 Financial Results Lake Shore Bancorp, Inc. Announces Third Quarter 2024 Financial Results DUNKIRK, N.Y. — October 23, 2024 — Lake Shore Bancorp, Inc. (the “Company”) (NASDAQ: LSBK), the holding company for Lake Shore Savings Bank (the “Bank”), reported unaudited net income of $1.3 million, or $0.24 per diluted share, for the third quarter of 2024 compared to net income of $1.1 million, or $0.19 per diluted share, f |
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| September 18, 2024 |
September 18, 2024 U.S. Securities and Exchange Commission Division of Corporation Finance Office of Finance 100 F Street, NW Washington, DC 20549 Attention: Jee Yeon Ahn Robert Klein RE: Lake Shore Bancorp, Inc. Form 10-K for the Fiscal Year Ended December 31, 2023 Form 10-Q for the Quarterly Period Ended June 30, 2024 File No. 000-51821 Ladies and Gentlemen: This letter is respectfully submitted |
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| August 13, 2024 |
United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q (Mark One) QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.: 000-51821 LAKE SHORE BANCORP, INC. (Exact name of registra |
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| July 31, 2024 |
Financial Statements and Exhibits, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 31, 2024 Lake Shore Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States 000-51821 20-4729288 (State or Other Jurisdiction of Incorporation) (Commis |
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| July 31, 2024 |
Lake Shore Bancorp, Inc. Declares Second Quarter 2024 Dividend Lake Shore Bancorp, Inc. Declares Second Quarter 2024 Dividend DUNKIRK, N.Y. – July 31, 2024 – Lake Shore Bancorp, Inc. (the “Company”) (NASDAQ: LSBK), the holding company for Lake Shore Savings Bank (the “Bank”), announced today that the Board of Directors declared a cash dividend of $0.18 per share on its outstanding common stock. The dividend is expected to be paid on August 16, 2024 to stockho |
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| July 24, 2024 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 24, 2024 Lake Shore Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States 000-51821 20-4729288 (State or Other Jurisdiction of Incorporation) (Commis |
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| July 24, 2024 |
Lake Shore Bancorp, Inc. Announces Second Quarter 2024 Financial Results Lake Shore Bancorp, Inc. Announces Second Quarter 2024 Financial Results DUNKIRK, N.Y. — July 24, 2024 — Lake Shore Bancorp, Inc. (the “Company”) (NASDAQ: LSBK), the holding company for Lake Shore Savings Bank (the “Bank”), reported unaudited net income of $1.1 million, or $0.19 per diluted share, for the second quarter of 2024 compared to net income of $816,000, or $0.14 per diluted share, for th |
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| July 22, 2024 |
EXHIBIT 10.1 LAKE SHORE SAVINGS BANK EMPLOYMENT AGREEMENT This Employment Agreement (the “Agreement”) is made and entered into, effective as of the 16th day of July, 2024 (the “Effective Date”), by and between Lake Shore Savings Bank, a federally-chartered savings bank having its principal place of business at 128 East 4th Street, Dunkirk, New York 14048 (the “Bank”), and Kim C. Liddell, a residen |
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| July 22, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 16, 2024 LAKE SHORE BANCORP, INC. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Commis |
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| July 22, 2024 |
EXHIBIT 10.2 LAKE SHORE SAVINGS BANK SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN AGREEMENT This Supplemental Executive Retirement Plan Agreement (the “Agreement”) is made and entered into this 16th day of July, 2023, by and between Lake Shore Savings Bank, a federally-chartered savings bank having its principal place of business at 128 East 4th Street, Dunkirk, New York 14048 (the “Bank”), and Kim C. L |
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| May 22, 2024 |
Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 22, 2024 Lake Shore Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States 000-51821 20-4729288 (State or Other Jurisdiction of Incorporation) (Commiss |
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| May 22, 2024 |
ANNUAL SHAREHOLDERS’ MEETING May 2024 ANNUAL SHAREHOLDERS’ MEETING May 2024 Safe Harbor Statement This presentation contains certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, that are based on current expectations, estimates and projections about the Company’s and the Bank’s industry, and management’s beliefs and assumptions. |
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| May 22, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 22, 2024 Lake Shore Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States 000-51821 20-4729288 (State or Other Jurisdiction of Incorporation) (Commiss |
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| May 15, 2024 |
United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q (Mark One) QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.: 000-51821 LAKE SHORE BANCORP, INC. (Exact name of registr |
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| April 25, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2024 Lake Shore Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States 000-51821 20-4729288 (State or Other Jurisdiction of Incorporation) (Commi |
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| April 22, 2024 |
Lake Shore Bancorp, Inc. Announces 2024 First Quarter Financial Results Lake Shore Bancorp, Inc. Announces 2024 First Quarter Financial Results DUNKIRK, N.Y. — April 22, 2024 — Lake Shore Bancorp, Inc. (the “Company”) (NASDAQ: LSBK), the holding company for Lake Shore Savings Bank (the “Bank”), reported unaudited net income of $1.0 million, or $0.17 per diluted share, for the 2024 first quarter compared to net income of $1.7 million, or $0.29 per diluted share, for th |
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| April 22, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 22, 2024 LAKE SHORE BANCORP, INC. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Commi |
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| April 11, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. |
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| March 27, 2024 |
Letter of Baker Tilly US, LLP dated March 27, 2024 Exhibit 16.1 March 27, 2024 Securities and Exchange Commission 100 F Street, NE Washington, DC 20549 Dear Ladies and Gentlemen: We are the former independent registered public accounting firm for Lake Shore Bancorp, Inc. (the “Company”). We have read the Company’s disclosure set forth in Item 4.01 “Changes in Registrant’s Certifying Accountant” of the Company’s Current Report on Form 8-K/A dated M |
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| March 27, 2024 |
Financial Statements and Exhibits, Changes in Registrant's Certifying Accountant UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 17, 2023 Lake Shore Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States 000-51821 20-4729288 (State or Other Jurisdiction of Incorporation) (C |
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| March 22, 2024 |
United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-K United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.: 000-51821 Lake Shore Bancorp, Inc. (Exact Name of Registrant a |
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| March 22, 2024 |
Subsidiaries of Lake Shore Bancorp, Inc. Exhibit 21.1 Subsidiaries of Lake Shore Bancorp, Inc. Company Percent Owned Lake Shore Savings Bank 100.0% by Lake Shore Bancorp, Inc. |
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| March 22, 2024 |
Policy Relating to Recovery of Erroneously Awarded Compensation LAKE SHORE BANCORP, INC. CLAWBACK POLICY The Board of Directors (the “Board”) of Lake Shore Bancorp, Inc. (the “Company”) believes that it is in the best interests of the Company and its shareholders to adopt this Clawback Policy (this “Policy”), which provides for the recovery of certain incentive compensation in the event of an accounting restatement. The Company has adopted this Policy as a sup |
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| February 26, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 26, 2024 Lake Shore Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States 000-51821 20-4729288 (State or Other Jurisdiction of Incorporation) (Co |
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| January 31, 2024 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 31, 2024 LAKE SHORE BANCORP, INC. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Com |
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| January 31, 2024 |
Lake Shore Bancorp, Inc. Announces 2023 Fourth Quarter and Year End Financial Results Lake Shore Bancorp, Inc. Announces 2023 Fourth Quarter and Year End Financial Results DUNKIRK, N.Y. — January 31, 2024 — Lake Shore Bancorp, Inc. (the “Company”) (NASDAQ: LSBK), the holding company for Lake Shore Savings Bank (the “Bank”), reported unaudited net income of $749,000, or $0.13 per diluted share, for the fourth quarter of 2023 compared to net income of $1.2 million, or $0.20 per dilut |
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| December 1, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 27, 2023 Lake Shore Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States 000-51821 20-4729288 (State or Other Jurisdiction of Incorporation) (Co |
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| November 13, 2023 |
United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q (Mark One) QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.: 000-51821 LAKE SHORE BANCORP, INC. (Exact name of reg |
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| November 1, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 27, 2023 Lake Shore Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States 000-51821 20-4729288 (State or Other Jurisdiction of Incorporation) (Com |
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| November 1, 2023 |
Lake Shore Bancorp Names Ann Segarra to Board of Directors MEDIA INFORMATION Sales and Marketing 5751 Transit Road, East Amherst, NY 14051 IMMEDIATE RELEASE Lake Shore Bancorp Names Ann Segarra to Board of Directors Dunkirk, NY, November 1, 2023 – Lake Shore Bancorp, Inc. |
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| November 1, 2023 |
Amended and Restated Bylaws of Lake Shore Bancorp, Inc. AMENDED AND RESTATED BYLAWS OF LAKE SHORE BANCORP, INC. ARTICLE I—Home Office The home office of Lake Shore Bancorp, Inc. (the “Holding Company”) shall be at 31 East Fourth Street, in the City of Dunkirk, in the State of New York. ARTICLE II—Shareholders Section 1. Place of Meetings. All annual and special meetings of shareholders shall be held at the domicile of the Holding Company or at such oth |
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| October 26, 2023 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 26, 2023 LAKE SHORE BANCORP, INC. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Com |
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| October 26, 2023 |
Lake Shore Bancorp, Inc. Announces 2023 Third Quarter Financial Results Lake Shore Bancorp, Inc. Announces 2023 Third Quarter Financial Results DUNKIRK, N.Y. — October 26, 2023 — Lake Shore Bancorp, Inc. (the “Company”) (NASDAQ: LSBK), the holding company for Lake Shore Savings Bank (the “Bank”), reported unaudited net income of $1.6 million, or $0.27 per diluted share, for the 2023 third quarter compared to net income of $1.8 million, or $0.30 per diluted share, for |
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| October 23, 2023 |
Letter of Baker Tilly US, LLP dated October 23, 2023 EXHIBIT16.1 October 23, 2023 Securities and Exchange Commission 100 F Street, NE Washington, DC 20549 Dear Ladies and Gentlemen: We are the independent registered public accounting firm for Lake Shore Bancorp, Inc. (the “Company”). We have read the Company’s disclosure set forth in Item 4.01 “Changes in Registrant’s Certifying Accountant” of the Company’s Current Report on Form 8-K dated October 2 |
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| October 23, 2023 |
Financial Statements and Exhibits, Changes in Registrant's Certifying Accountant UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 17, 2023 LAKE SHORE BANCORP, INC. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Com |
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| August 10, 2023 |
United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q (Mark One) QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.: 000-51821 LAKE SHORE BANCORP, INC. (Exact name of registra |
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| August 2, 2023 |
EXHIBIT 99.1 MEDIA INFORMATION Sales and Marketing 5751 Transit Road, East Amherst, NY 14051 IMMEDIATE RELEASE Lake Shore Bancorp Appoints Taylor Gilden as Chief Financial Officer; Names Rachel Foley Chief Operating Officer Taylor Gilden (left) and Rachel Foley (right) Dunkirk, NY, August 2, 2023 –Lake Shore Bancorp, Inc. (the “Company”), its wholly-owned subsidiary, Lake Shore Savings Bank (the “ |
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| August 2, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): August 1, 2023 LAKE SHORE BANCORP, INC. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Commi |
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| July 27, 2023 |
Lake Shore Bancorp, Inc. Announces 2023 Second Quarter Financial Results Lake Shore Bancorp, Inc. Announces 2023 Second Quarter Financial Results DUNKIRK, N.Y. — July 27, 2023 — Lake Shore Bancorp, Inc. (the “Company”) (NASDAQ: LSBK), the holding company for Lake Shore Savings Bank (the “Bank”), reported unaudited net income of $0.8 million, or $0.14 per diluted share, for the 2023 second quarter compared to net income of $1.7 million, or $0.29 per diluted share, for t |
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| July 27, 2023 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 27, 2023 LAKE SHORE BANCORP, INC. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Commis |
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| June 30, 2023 |
EXHIBIT 10.1 UNITED STATES OF AMERICA BEFORE THE BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM WASHINGTON, D.C. Written Agreement by and between LAKE SHORE MHC Dunkirk, New York LAKE SHORE BANCORP, INC. Dunkirk, New York and FEDERAL RESERVE BANK OF PHILADELPHIA Philadelphia, Pennsylvania Docket No. 23-011-WA/RB-HC WHEREAS, Lake Shore MHC, Dunkirk, New York (“Lake Shore MHC”), is a registered sa |
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| June 30, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): June 28, 2023 LAKE SHORE BANCORP, INC. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Commis |
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| May 18, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 18, 2023 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Commiss |
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| May 17, 2023 |
Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 17, 2023 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Commiss |
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| May 17, 2023 |
Exhibit 99.1 LS ® Lake Shore Savings Putting People First ANNUAL SHAREHOLDERS’ MEETING MAY 17, 2023 LS® LAKE SHORE BANCORP, INC. Safe Harbor Statement This presentation contains certain forward looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 that are based on current expectations, estimates and projections about the Company’s and the Bank’s industry, |
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| May 15, 2023 |
Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations. United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q (Mark One) ý QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.: 000-51821 LAKE SHORE BANCORP, INC. (Exact name of registr |
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| May 10, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 8, 2023 LAKE SHORE BANCORP, INC. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Commissi |
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| May 8, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 5, 2023 LAKE SHORE BANCORP, INC. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Commissi |
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| April 26, 2023 |
Lake Shore Bancorp, Inc. Announces 2023 First Quarter Financial Results Lake Shore Bancorp, Inc. Announces 2023 First Quarter Financial Results DUNKIRK, N.Y. — April 26, 2023 — Lake Shore Bancorp, Inc. (the “Company”) (NASDAQ: LSBK), the holding company for Lake Shore Savings Bank (the “Bank”), reported unaudited net income of $1.7 million, or $0.29 per diluted share, for the 2023 first quarter compared to net income of $1.1 million, or $0.18 per diluted share, for |
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| April 26, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 26, 2023 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Commi |
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| April 24, 2023 |
Lake Shore Savings Bank Names Kim C. Liddell President, CEO, and Director to the Board MEDIA INFORMATION Sales and Marketing 5751 Transit Road, East Amherst, NY 14051 IMMEDIATE RELEASE Lake Shore Savings Bank Names Kim C. |
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| April 24, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 19, 2023 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Commi |
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| April 4, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. |
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| March 31, 2023 |
Subsidiaries of Lake Shore Bancorp, Inc. Exhibit 21.1 Subsidiaries of Lake Shore Bancorp, Inc. CompanyPercent Owned Lake Shore Savings Bank100.0% by Lake Shore Bancorp, Inc. |
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| March 31, 2023 |
United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-K (Mark One) ý ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.: 000-51821 Lake Shore Bancorp, Inc. (Exact Name of Registrant a |
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| March 6, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): March 6, 2023 LAKE SHORE BANCORP, INC. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Commis |
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| February 21, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): February 14, 2023 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Co |
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| February 15, 2023 |
Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): February 9, 2023 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Com |
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| February 15, 2023 |
UNITED STATES OF AMERICA DEPARTMENT OF THE TREASURY OFFICE OF THE COMPTROLLER OF THE CURRENCY In the Matter of: Lake Shore Savings Bank Dunkirk, New York ) ) ) ) ) ) ) ) AA-NE-2023-03 CONSENT ORDER WHEREAS, the Office of the Comptroller of the Currency (“OCC”) has supervisory authority over Lake Shore Savings Bank, Dunkirk, New York (“Bank”); WHEREAS, the OCC intends to initiate cease and desist proceedings against the Bank pursuant to 12 U. |
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| February 6, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): February 1, 2023 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Com |
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| January 31, 2023 |
Lake Shore Bancorp, Inc. Announces Full Year 2022 and Fourth Quarter Financial Results Lake Shore Bancorp, Inc. Announces Full Year 2022 and Fourth Quarter Financial Results DUNKIRK, N.Y. — January 31, 2023 — Lake Shore Bancorp, Inc. (the “Company”) (NASDAQ: LSBK), the holding company for Lake Shore Savings Bank (the “Bank”), reported unaudited net income of $1.2 million, or $0.20 per diluted share, for the fourth quarter of 2022 compared to net income of $1.8 million, or $0.31 pe |
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| January 31, 2023 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 31, 2023 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Com |
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| December 28, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): December 27, 2022 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Co |
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| December 22, 2022 |
Lake Shore Savings Bank President/CEO Announces Plans to Retire in May 2023 CEO - press release ? IMMEDIATE RELEASE Lake Shore Savings Bank President/CEO Announces Plans to Retire in May 2023 Orchard Park, NY, Dec. |
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| December 22, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): December 16, 2022 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Co |
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| November 29, 2022 |
Financial Statements and Exhibits, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): November 29, 2022 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Co |
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| November 29, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): November 28, 2022 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Co |
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| November 29, 2022 |
Lake Shore Savings Bank Welcomes Jennifer Zatkos, CFE as Chief Operating Officer MEDIA INFORMATION Sales and Marketing 3111 Union Road, Orchard Park, NY 14127 ? IMMEDIATE RELEASE Lake Shore Savings Bank Welcomes Jennifer Zatkos, CFE as Chief Operating Officer Orchard Park, NY, November 29, 2022 ? Lake Shore Bancorp, Inc. |
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| November 29, 2022 |
Lake Shore Savings Bank Welcomes Robert Cortellucci as Chief Technology Officer MEDIA INFORMATION Sales and Marketing 3111 Union Road, Orchard Park, NY 14127 ? IMMEDIATE RELEASE Lake Shore Savings Bank Welcomes Robert Cortellucci as Chief Technology Officer Orchard Park, NY, November 29, 2022 ? Lake Shore Bancorp, Inc. |
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| November 14, 2022 |
Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations. United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q (Mark One) ý QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.: 000-51821 LAKE SHORE BANCORP, INC. (Exact name of reg |
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| October 26, 2022 |
Lake Shore Bancorp, Inc. Announces 2022 Third Quarter and Year to Date Financial Results and Declares Dividend DUNKIRK, N.Y. — October 26, 2022 — Lake Shore Bancorp, Inc. (the “Company”) (NASDAQ: LSBK), the holding company for Lake Shore Savings Bank (the “Bank”), reported unaudited net income of $1.8 million, or $0.30 per diluted share, for the 2022 third quarter compared to net income of $1.7 |
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| October 26, 2022 |
Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 21, 2022 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Com |
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| August 15, 2022 |
Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations. United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q (Mark One) ý QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.: 000-51821 LAKE SHORE BANCORP, INC. (Exact name of registra |
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| July 20, 2022 |
Lake Shore Bancorp, Inc. Announces 2022 Second Quarter and Year to Date Financial Results and Declares Dividend ? DUNKIRK, N.Y. ? July 20, 2022 ? Lake Shore Bancorp, Inc. (the ?Company?) (NASDAQ: LSBK), the holding company for Lake Shore Savings Bank (the ?Bank?), reported unaudited net income of $1.7 million, or $0.29 per diluted share, for the 2022 second quarter compared to net income of $1.0 m |
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| July 20, 2022 |
Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 20, 2022 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Commis |
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| July 19, 2022 |
AGREEMENT BY AND BETWEEN Lake Shore Savings Bank Dunkirk, New York and AA-20- The Office of the Comptroller of the Currency ? Lake Shore Savings Bank, Dunkirk, New York (?Bank?) and the Office of the Comptroller of the Currency (?OCC?) wish to assure the safety and soundness of the Bank and its compliance with laws and regulations. |
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| July 19, 2022 |
Entry into a Material Definitive Agreement, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 13, 2022 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Commis |
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| May 18, 2022 |
Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 18, 2022 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Commiss |
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| May 18, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 12, 2022 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Commiss |
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| May 18, 2022 |
Amended and Restated Bylaws of Lake Shore Bancorp, Inc. AMENDED AND RESTATED BYLAWS OF LAKE SHORE BANCORP, INC. ARTICLE I?Home Office The home office of Lake Shore Bancorp, Inc. (the ?Holding Company?) shall be at 31 East Fourth Street, in the City of Dunkirk, in the State of New York. ARTICLE II?Shareholders Section 1. Place of Meetings. All annual and special meetings of shareholders shall be held at the domicile of the Holding Company or at such oth |
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| May 18, 2022 |
Lake Shore Savings Bank Putting People First ANNUAL SHAREHOLDERS’ MEETING May 18, 2022 Lake Shore Savings Bank Putting People First ANNUAL SHAREHOLDERS? MEETING May 18, 2022Lake Shore Bancorp, Inc. |
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| May 13, 2022 |
Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations. United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q (Mark One) ý QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.: 000-51821 LAKE SHORE BANCORP, INC. (Exact name of registr |
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| April 27, 2022 |
Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 27, 2022 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Commi |
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| April 27, 2022 |
Lake Shore Bancorp, Inc. Announces 2022 First Quarter Financial Results and Declares Dividend Lake Shore Bancorp, Inc. Announces 2022 First Quarter Financial Results and Declares Dividend ? DUNKIRK, N.Y. ? April 27, 2022 ? Lake Shore Bancorp, Inc. (the ?Company?) (NASDAQ: LSBK), the holding company for Lake Shore Savings Bank (the ?Bank?), reported unaudited net income of $1.1 million, or $0.18 per diluted share, for the 2022 first quarter compared to net income of $1.7 million, or $0.29 p |
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| April 7, 2022 |
DEF 14A 1 lsbk-20220518xdef14a.htm DEF 14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only |
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| March 31, 2022 |
United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-K (Mark One) ý ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.: 000-51821 Lake Shore Bancorp, Inc. (Exact Name of Registrant a |
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| March 31, 2022 |
Subsidiaries of Lake Shore Bancorp, Inc. EX-21.1 2 lsbk-20211231xex211.htm EX-21.1 Exhibit 21.1 Subsidiaries of Lake Shore Bancorp, Inc. CompanyPercent Owned Lake Shore Savings Bank100.0% by Lake Shore Bancorp, Inc. |
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| March 23, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): March 23, 2022 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Commi |
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| March 8, 2022 |
Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): March 8, 2022 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Commis |
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| February 11, 2022 |
Lake Shore Bancorp, Inc. Announces Fourth Quarter 2021 Dividend Lake Shore Bancorp, Inc. Announces Fourth Quarter 2021 Dividend DUNKIRK, N.Y. ? February 11, 2022 ? Lake Shore Bancorp, Inc. (the ?Company?) (NASDAQ Global Market: LSBK), the holding company for Lake Shore Savings Bank (the ?Bank?), announced that the Company?s Board of Directors approved a $0.16 per share cash dividend on its common stock, payable on March 17, 2022, to shareholders of record as o |
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| February 11, 2022 |
Financial Statements and Exhibits, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): February 9, 2022 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Com |
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| February 2, 2022 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): February 2, 2022 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Com |
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| February 2, 2022 |
Lake Shore Bancorp, Inc. Announces Full Year 2021 and Fourth Quarter Financial Results Lake Shore Bancorp, Inc. Announces Full Year 2021 and Fourth Quarter Financial Results ? DUNKIRK, N.Y. ? February 2, 2022 ? Lake Shore Bancorp, Inc. (the ?Company?) (NASDAQ: LSBK), the holding company for Lake Shore Savings Bank (the ?Bank?), reported unaudited net income of $1.8 million, or $0.31 per diluted share, for the fourth quarter of 2021 compared to net income of $1.2 million, or $0.21 pe |
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| February 1, 2022 |
? ? FOR IMMEDIATE RELEASE Contact: Mike Barone, The Martin Group (716) 830-7139; mike@str84wrd. |
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| February 1, 2022 |
LSBK / Lake Shore Bancorp, Inc. / STILWELL JOSEPH - SC 13G/A Passive Investment SC 13G/A 1 tm224921d1sc13ga.htm SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* Lake Shore Bancorp, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 510700107 (CUSIP Number) Mr. Joseph Stilwell 200 Calle del Santo Cristo Segundo Piso San Juan, Puert |
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| February 1, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 26, 2022 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Com |
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| February 1, 2022 |
Amended and Restated Bylaws of Lake Shore Bancorp, Inc. AMENDED AND RESTATED BYLAWS OF LAKE SHORE BANCORP, INC. ARTICLE I?Home Office The home office of Lake Shore Bancorp, Inc. (the ?Holding Company?) shall be at 31 East Fourth Street, in the City of Dunkirk, in the State of New York. ARTICLE II?Shareholders Section 1. Place of Meetings. All annual and special meetings of shareholders shall be held at the domicile of the Holding Company or at such oth |
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| November 15, 2021 |
Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations. United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q (Mark One) ý QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.: 000-51821 LAKE SHORE BANCORP, INC. (Exact name of reg |
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| October 27, 2021 |
Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 27, 2021 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Com |
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| October 27, 2021 |
Lake Shore Bancorp, Inc. Announces 2021 Third Quarter and Year to Date Financial Results and Declares Dividend ? DUNKIRK, N.Y. ? October 27, 2021 ? Lake Shore Bancorp, Inc. (the ?Company?) (NASDAQ: LSBK), the holding company for Lake Shore Savings Bank (the ?Bank?), reported unaudited net income of $1.7 million, or $0.29 per diluted share, for the third quarter of 2021 compared to net income of $1 |
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| August 16, 2021 |
Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations. United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.: 000-51821 LAKE SHORE BANCORP, INC. (Exact name of registra |
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| August 16, 2021 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): August 13, 2021 ? LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) ? United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) ( |
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| July 26, 2021 |
Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 26, 2021 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) ? United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Comm |
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| July 26, 2021 |
Lake Shore Bancorp, Inc. Announces 2021 Second Quarter and Year to Date Financial Results and Declares Dividend ? DUNKIRK, N.Y. ? July 26, 2021 ? Lake Shore Bancorp, Inc. (the ?Company?) (NASDAQ: LSBK), the holding company for Lake Shore Savings Bank (the ?Bank?), reported unaudited net income of $1.0 million, or $0.17 per diluted share, for the second quarter of 2021 compared to net income of $1. |
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| June 28, 2021 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): June 23, 2021 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) ? United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Comm |
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| May 20, 2021 |
Amended and Restated Bylaws of Lake Shore Bancorp, Inc. AMENDED AND RESTATED BYLAWS OF LAKE SHORE BANCORP, INC. ARTICLE I?Home Office The home office of Lake Shore Bancorp, Inc. (the ?Holding Company?) shall be at 31 East Fourth Street, in the City of Dunkirk, in the State of New York. ARTICLE II?Shareholders Section 1. Place of Meetings. All annual and special meetings of shareholders shall be held at the domicile of the Holding Company or at such oth |
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| May 20, 2021 |
Submission of Matters to a Vote of Security Holders, 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 19, 2021 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) ? United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Commi |
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| May 19, 2021 |
ANNUAL SHAREHOLDERS? MEETING May 19, 2021 1 LAKE SHORE BANCORP, INC. 2 Safe Harbor Statement This release contains certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, that are based on current expectations, estimates and projections about the Company?s and the Bank?s industry, and management?s beliefs and assumptions. Words such as anticip |
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| May 19, 2021 |
Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 19, 2021 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) ? United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Commi |
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| May 12, 2021 |
? ? United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 ? ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.: 000-51821 ? ? LAKE SHORE BANCORP, INC. (Exact name |
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| April 28, 2021 |
Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 28, 2021 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) ? United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Com |
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| April 28, 2021 |
Lake Shore Bancorp, Inc. Announces 2021 First Quarter Financial Results and Declares Dividend Lake Shore Bancorp, Inc. Announces 2021 First Quarter Financial Results and Declares Dividend ? DUNKIRK, N.Y. ? April 28, 2021 ? Lake Shore Bancorp, Inc. (the ?Company?) (NASDAQ: LSBK), the holding company for Lake Shore Savings Bank (the ?Bank?), reported unaudited net income of $1.7 million, or $0.29 per diluted share, for the first quarter of 2021 compared to net income of $731,000, or $0.12 pe |
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| April 6, 2021 |
DEF 14A 1 lsbk-20210519xdef14a.htm DEF 14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only |
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| March 29, 2021 |
United States Securities and Exchange Commission Washington, D.C. 20549 ? FORM 10-K ? (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 ? For the fiscal year ended December 31, 2020 ? ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 ? Commission File No.: 000-51821 ? Lake Shore Bancorp, Inc. (Exact Name of |
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| March 29, 2021 |
Subsidiaries of Lake Shore Bancorp, Inc. Exhibit 21.1 ? Subsidiaries of Lake Shore Bancorp, Inc. ? ? CompanyPercent Owned ? Lake Shore Savings Bank100.0% by Lake Shore Bancorp, Inc. |
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| March 9, 2021 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): March 4, 2021 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) ? United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Comm |
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| February 5, 2021 |
Lake Shore Bancorp, Inc. Announces Fourth Quarter 2020 Dividend Lake Shore Bancorp, Inc. Announces Fourth Quarter 2020 Dividend DUNKIRK, N.Y. – February 5, 2021 – Lake Shore Bancorp, Inc. (the “Company”) (NASDAQ Global Market: LSBK), the holding company for Lake Shore Savings Bank (the “Bank”), announced that the Company’s Board of Directors approved a $0.13 per share cash dividend on its common stock, payable on March 15, 2021, to shareholders of record as of |
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| February 5, 2021 |
Financial Statements and Exhibits, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): February 3, 2021 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (C |
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| February 1, 2021 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Lake Shore Bancorp, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 510700107 (CUSIP Number) Mr. Joseph Stilwell 111 Broadway, 12th Floor New York, New York 10006 Telephone: (212) 269-1551 (Name, Address and Te |
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| February 1, 2021 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A Amendment #1 CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): December 16, 2020 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of i |
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| January 29, 2021 |
Lake Shore Bancorp, Inc. Announces Full Year 2020 and Fourth Quarter Financial Results Lake Shore Bancorp, Inc. Announces Full Year 2020 and Fourth Quarter Financial Results DUNKIRK, N.Y. — January 29, 2021 — Lake Shore Bancorp, Inc. (the “Company”) (NASDAQ: LSBK), the holding company for Lake Shore Savings Bank (the “Bank”), reported unaudited net income of $1.24 million, or $0.21 per diluted share, for the fourth quarter of 2020 compared to net income of $1.17 million, or $0.20 |
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| January 29, 2021 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 29, 2021 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (C |
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| December 21, 2020 |
FOR IMMEDIATE RELEASE Contact: Mike Barone, The Martin Group (716) 830-7139; mike@str84wrd. |
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| December 21, 2020 |
Amended and Restated Bylaws of Lake Shore Bancorp, Inc. AMENDED AND RESTATED BYLAWS OF LAKE SHORE BANCORP, INC. ARTICLE I—Home Office The home office of Lake Shore Bancorp, Inc. (the “Holding Company”) shall be at 31 East Fourth Street, in the City of Dunkirk, in the State of New York. ARTICLE II—Shareholders Section 1. Place of Meetings. All annual and special meetings of shareholders shall be held at the domicile of the Holding Company or at such oth |
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| December 21, 2020 |
Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year - 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): December 16, 2020 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) ( |
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| November 12, 2020 |
United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2020 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.: 000-51821 LAKE SHORE BANCORP, INC. (Exact n |
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| October 26, 2020 |
Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events - 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 26, 2020 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (C |
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| October 26, 2020 |
Lake Shore Bancorp, Inc. Announces 2020 Third Quarter and Year to Date Financial Results and Declares Dividend DUNKIRK, N.Y. — October 26, 2020 — Lake Shore Bancorp, Inc. (the “Company”) (NASDAQ: LSBK), the holding company for Lake Shore Savings Bank (the “Bank”), reported unaudited net income of $1.23 million, or $0.21 per diluted share, for the third quarter of 2020 compared to net income of $ |
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| August 26, 2020 |
Financial Statements and Exhibits - 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): August 26, 2020 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Co |
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| August 26, 2020 |
Amended and Restated Bylaws of Lake Shore Bancorp, Inc AMENDED AND RESTATED BYLAWS OF LAKE SHORE BANCORP, INC. ARTICLE I—Home Office The home office of Lake Shore Bancorp, Inc. (the “Holding Company”) shall be at 31 East Fourth Street, in the City of Dunkirk, in the State of New York. ARTICLE II—Shareholders Section 1. Place of Meetings. All annual and special meetings of shareholders shall be held at the domicile of the Holding Company or at such oth |
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| August 14, 2020 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): August 13, 2020 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) ( |
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| August 12, 2020 |
United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2020 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.: 000-51821 LAKE SHORE BANCORP, INC. (Exact name o |
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| August 3, 2020 |
FOR IMMEDIATE RELEASE August 3, 2020 Contact: Mike Barone, The Martin Group (716) 830-7139; mike@str84wrd. |
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| August 3, 2020 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): August 3, 2020 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Com |
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| July 27, 2020 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 27, 2020 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Comm |
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| July 27, 2020 |
Lake Shore Bancorp, Inc. Announces 2020 Second Quarter and Year to Date Financial Results and Declares Dividend DUNKIRK, N.Y. — July 27, 2020 — Lake Shore Bancorp, Inc. (the “Company”) (NASDAQ: LSBK), the holding company for Lake Shore Savings Bank (the “Bank”), reported unaudited net income of $1.4 million, or $0.23 per diluted share, for the second quarter of 2020 compared to net income of $80 |
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| June 25, 2020 |
Amended and Restated Bylaws of Lake Shore Bancorp, Inc AMENDED AND RESTATED BYLAWS OF LAKE SHORE BANCORP, INC. ARTICLE I—Home Office The home office of Lake Shore Bancorp, Inc. (the “Holding Company”) shall be at 31 East Fourth Street, in the City of Dunkirk, in the State of New York. ARTICLE II—Shareholders Section 1. Place of Meetings. All annual and special meetings of shareholders shall be held at the domicile of the Holding Company or at such oth |
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| June 25, 2020 |
Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): June 24, 2020 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Comm |
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| May 21, 2020 |
Submission of Matters to a Vote of Security Holders UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 20, 2020 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Commi |
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| May 20, 2020 |
Regulation FD Disclosure, Financial Statements and Exhibits - 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 20, 2020 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Commi |
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| May 20, 2020 |
1 Annual Shareholders’ Meeting May 20, 2020 LS Bancorp JPG.png 1 Annual Shareholders’ Meeting May 20, 2020 LS Bancorp https://www.sec.gov/Archives/edgar/data/1341318/000134131820000044/JPG.png 2 Agenda LS Bancorp JPG.pngCall to Order - Gary W. Winger, Chairman Introduction of Officers, Directors and Director Nominees Secretary’s Report Presentation of Proposals Executive Management Report to Shareholders Vote Report Adjournment 3 Board of Directors LS Bancorp |
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| May 13, 2020 |
United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2020 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.: 000-51821 LAKE SHORE BANCORP, INC. (Exact name |
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| April 24, 2020 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 24, 2020 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Com |
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| April 24, 2020 |
Lake Shore Bancorp, Inc. Announces 2020 First Quarter Financial Results and Declares Dividend Lake Shore Bancorp, Inc. Announces 2020 First Quarter Financial Results and Declares Dividend DUNKIRK, N.Y. — April 24, 2020 — Lake Shore Bancorp, Inc. (the “Company”) (NASDAQ Global Market: LSBK), the holding company for Lake Shore Savings Bank (the “Bank”), announced unaudited results for the three months ended March 31, 2020. Net income for first quarter 2020 was $731,000, or $0.12 per dilute |
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| April 23, 2020 |
Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 23, 2020 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Com |
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| April 23, 2020 |
Lake Shore Bancorp, Inc. Changes Location of its Annual Meeting of Shareholders EX-99.1 2 lsbk-20200423xex991.htm EX-99.1 Lake Shore Bancorp, Inc. Changes Location of its Annual Meeting of Shareholders DUNKIRK, N.Y. – April 23, 2020 – Lake Shore Bancorp, Inc. (the “Company”) (NASDAQ Global Market: LSBK), the holding company for Lake Shore Savings Bank (the “Bank”) announced today that it is changing the location of the upcoming annual meeting scheduled for Wednesday, May 20, |
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| April 23, 2020 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. |
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| April 7, 2020 |
LSBK / Lake Shore Bancorp, Inc. DEFA14A - - DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. |
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| April 7, 2020 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 7, 2020 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Comm |
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| April 7, 2020 |
LSBK / Lake Shore Bancorp, Inc. DEF 14A - - DEF 14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. |
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| March 27, 2020 |
LSBK / Lake Shore Bancorp, Inc. 10-K - Annual Report - 10-K United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2019 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.: 000-51821 Lake Shore Bancorp, Inc. (Exact Name of |
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| March 27, 2020 |
Exhibit 4.4 Description of Common Stock General. Lake Shore Bancorp, Inc. is authorized to issue 25,000,000 shares of common stock having a par value of $0.01 per share. Each share of Lake Shore Bancorp, Inc.’s common stock has the same relative rights as, and is identical in all respects with, each other share of common stock. As of December 31, 2019, Lake Shore Bancorp, Inc. had 5,924,339 shar |
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| March 27, 2020 |
Subsidiaries of Lake Shore Bancorp, Inc. Exhibit 21.1 Subsidiaries of Lake Shore Bancorp, Inc. CompanyPercent Owned Lake Shore Savings Bank100.0% by Lake Shore Bancorp, Inc. |
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| March 2, 2020 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): February 28, 2020 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) ( |
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| February 6, 2020 |
Financial Statements and Exhibits, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): February 5, 2020 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (C |
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| February 6, 2020 |
Lake Shore Bancorp, Inc. Announces Fourth Quarter 2019 Dividend Lake Shore Bancorp, Inc. Announces Fourth Quarter 2019 Dividend DUNKIRK, N.Y. – February 6, 2020 – Lake Shore Bancorp, Inc. (the “Company”) (NASDAQ Global Market: LSBK), the holding company for Lake Shore Savings Bank (the “Bank”), announced that the Company’s Board of Directors approved a $0.12 per share cash dividend on its common stock, payable on March 16, 2020, to shareholders of record as of |
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| January 30, 2020 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 30, 2020 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (C |
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| January 30, 2020 |
Lake Shore Bancorp, Inc. Announces Full Year 2019 and Fourth Quarter Financial Results Lake Shore Bancorp, Inc. Announces Full Year 2019 and Fourth Quarter Financial Results DUNKIRK, N.Y.— January 30, 2020—Lake Shore Bancorp, Inc. (the “Company”) (NASDAQ Global Market: LSBK), the holding company for Lake Shore Savings Bank (the “Bank”), announced unaudited results for the three months and year ended December 31, 2019. 2019 Fourth Quarter and Full Year Highlights: · Net income |
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| January 6, 2020 |
8-K 1 lsbk-20200106x8k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 6, 2020 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jur |
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| November 13, 2019 |
LSBK / Lake Shore Bancorp, Inc. 10-Q - Quarterly Report - 10-Q United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2019 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.: 000-51821 LAKE SHORE BANCORP, INC. (Exact n |
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| October 23, 2019 |
Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 23, 2019 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) |
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| October 23, 2019 |
Lake Shore Bancorp, Inc. Reports Third Quarter 2019 and Year to Date Earnings and Declares Dividend Lake Shore Bancorp, Inc. Reports Third Quarter 2019 and Year to Date Earnings and Declares Dividend DUNKIRK, N.Y.— October 23, 2019—Lake Shore Bancorp, Inc. (the “Company”) (NASDAQ Global Market: LSBK), the holding company for Lake Shore Savings Bank (the “Bank”), announced unaudited results for the third quarter of 2019 and the nine months ended September 30, 2019. 2019 Third Quarter and Year |
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| October 18, 2019 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 11, 2019 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) |
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| September 9, 2019 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): September 6, 2019 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) |
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| August 13, 2019 |
LSBK / Lake Shore Bancorp, Inc. 10-Q - Quarterly Report - 10-Q United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2019 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.: 000-51821 LAKE SHORE BANCORP, INC. (Exact name o |
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| July 25, 2019 |
Amended and Restated Bylaws of Lake Shore Bancorp, Inc AMENDED AND RESTATED BYLAWS OF LAKE SHORE BANCORP, INC. ARTICLE I—Home Office The home office of Lake Shore Bancorp, Inc. (the “Holding Company”) shall be at 31 East Fourth Street, in the City of Dunkirk, in the State of New York. ARTICLE II—Shareholders Section 1. Place of Meetings. All annual and special meetings of shareholders shall be held at the domicile of the Holding Company or at such oth |
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| July 25, 2019 |
News Release Lake Shore Savings Bank, 31 East Fourth Street, Dunkirk, NY 14048 IMMEDIATE RELEASE Lake Shore Bancorp Welcomes New Directors To Board Dunkirk, NY, July 25, 2019 – Lake Shore Bancorp, Inc. |
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| July 25, 2019 |
Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 24, 2019 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Co |
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| July 24, 2019 |
Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events 8-K 1 lsbk-20190724x8k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 24, 2019 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jur |
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| July 24, 2019 |
Lake Shore Bancorp, Inc. Reports Second Quarter 2019 and Year to Date Earnings and Declares Dividend Lake Shore Bancorp, Inc. Reports Second Quarter 2019 and Year to Date Earnings and Declares Dividend DUNKIRK, N.Y.— July 24, 2019—Lake Shore Bancorp, Inc. (the “Company”) (NASDAQ Global Market: LSBK), the holding company for Lake Shore Savings Bank (the “Bank”), announced unaudited results for the second quarter of 2019 and the six months ended June 30, 2019. 2019 Second Quarter and Year to Da |
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| May 16, 2019 |
Submission of Matters to a Vote of Security Holders UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 15, 2019 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Com |
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| May 15, 2019 |
Annual Shareholders MeetingMay 15, 2019LS Bancorp JPG.png Annual Shareholders MeetingMay 15, 2019LS Bancorp https://www.sec.gov/Archives/edgar/data/1341318/000134131819000042/JPG.png AgendaLS Bancorp JPG.pngGenerations of Success.Call to Order -Gary W. Winger, Chairman.Introduction of Officers, Directors and Director Nominees.Secretary’s Report.Presentation of Proposals.Executive Management Report to Shareholders.Vote Report.Adjournment Board of Director |
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| May 15, 2019 |
Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 15, 2019 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Com |
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| May 13, 2019 |
LSBK / Lake Shore Bancorp, Inc. 10-Q Quarterly Report 10-Q United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2019 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.: 000-51821 LAKE SHORE BANCORP, INC. (Exact name |
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| May 2, 2019 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 2, 2019 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (Comm |
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| April 25, 2019 |
Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 25, 2019 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) (C |
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| April 25, 2019 |
Lake Shore Bancorp, Inc. Reports First Quarter 2019 Earnings and Declares Dividend Lake Shore Bancorp, Inc. Reports First Quarter 2019 Earnings and Declares Dividend DUNKIRK, N.Y.— April 25, 2019—Lake Shore Bancorp, Inc. (the “Company”) (NASDAQ Global Market: LSBK), the holding company for Lake Shore Savings Bank (the “Bank”), announced unaudited results for the first quarter of 2019. 2019 First Quarter Highlights: · Net interest income increased $206,000, or 4.8%, for the |
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| April 2, 2019 |
LSBK / Lake Shore Bancorp, Inc. DEF 14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. |
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| March 27, 2019 |
LSBK / Lake Shore Bancorp, Inc. 10-K (Annual Report) 10-K 1 lsbk-20181231x10k.htm 10-K United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2018 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.: 000-51821 Lake S |
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| March 27, 2019 |
Subsidiaries of Lake Shore Bancorp, Inc. Exhibit 21.1 Subsidiaries of Lake Shore Bancorp, Inc. CompanyPercent Owned Lake Shore Savings Bank100.0% by Lake Shore Bancorp, Inc. |
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| March 14, 2019 |
8-K 1 lsbk-20190314x8k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): March 14, 2019 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other ju |
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| February 14, 2019 |
LSBK / Lake Shore Bancorp, Inc. / BANC FUNDS CO LLC - NONE Passive Investment Schedule 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* LAKE SHORE BANCORP, INC. (Name of Issuer) COMMON STOCK (Title of Class of Securities) 510700107 (CUSIP Number) December 31, 2018 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant |
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| February 7, 2019 |
Lake Shore Bancorp, Inc. Announces Fourth Quarter 2018 Dividend Lake Shore Bancorp, Inc. Announces Fourth Quarter 2018 Dividend DUNKIRK, N.Y. – February 7, 2019 – Lake Shore Bancorp, Inc. (the “Company”) (NASDAQ Global Market: LSBK), the holding company for Lake Shore Savings Bank (the “Bank”), announced that the Company’s Board of Directors approved a $0.12 per share cash dividend on its common stock, payable on March 15, 2019, to shareholders of record as of |
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| February 7, 2019 |
Financial Statements and Exhibits, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): February 6, 2019 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) |
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| January 30, 2019 |
Lake Shore Bancorp, Inc. Announces Full Year 2018 and Fourth Quarter Financial Results Lake Shore Bancorp, Inc. Announces Full Year 2018 and Fourth Quarter Financial Results DUNKIRK, N.Y.— January 30, 2019—Lake Shore Bancorp, Inc. (the “Company”) (NASDAQ Global Market: LSBK), the holding company for Lake Shore Savings Bank (the “Bank”), announced unaudited results for the three months and year ended December 31, 2018. 2018 Fourth Quarter and Full Year Highlights: · Earnings pe |
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| January 30, 2019 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 30, 2019 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) |
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| January 23, 2019 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 23, 2019 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) |
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| January 4, 2019 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 3, 2019 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) ( |
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| November 28, 2018 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): November 26, 2018 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) |
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| November 28, 2018 |
Lake Shore Savings Bank has Filed an Application to Convert to a National Bank Charter Lake Shore Savings Bank has Filed an Application to Convert to a National Bank Charter DUNKIRK, N. |
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| November 13, 2018 |
LSBK / Lake Shore Bancorp, Inc. 10-Q (Quarterly Report) United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2018 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.: 000-51821 LAKE SHORE BANCORP, INC. (Exact n |
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| October 24, 2018 |
Lake Shore Bancorp, Inc. Reports Third Quarter 2018 and Year to Date Earnings and Declares Dividend Lake Shore Bancorp, Inc. Reports Third Quarter 2018 and Year to Date Earnings and Declares Dividend DUNKIRK, N.Y.— October 24, 2018—Lake Shore Bancorp, Inc. (the “Company”) (NASDAQ Global Market: LSBK), the holding company for Lake Shore Savings Bank (the “Bank”), announced unaudited results for the third quarter of 2018 and the nine months ended September 30, 2018. 2018 Third Quarter and Year |
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| October 24, 2018 |
Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 24, 2018 LAKE SHORE BANCORP, inc. (Exact name of registrant as specified in its charter) United States 000-51821 20-4729288 (State or other jurisdiction of incorporation) |
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| August 10, 2018 |
LSBK / Lake Shore Bancorp, Inc. 10-Q (Quarterly Report) United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2018 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No.: 000-51821 LAKE SHORE BANCORP, INC. (Exact name o |
