OPBK / OP Bancorp - Pengajuan SECLaporan Tahunan, Pernyataan Proksi

OP Bancorp
US ˙ NasdaqGM ˙ US67109R1095

Mga Batayang Estadistika
LEI 549300LTYZMS0Q13U522
CIK 1722010
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to OP Bancorp
SEC Filings (Chronological Order)
Halaman ini menyediakan daftar lengkap dan kronologis dari Pengajuan SEC, tidak termasuk pengajuan kepemilikan yang kami sediakan di tempat lain.
August 29, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 28, 2025 OP BANCORP (Exact

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 28, 2025 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Numbe

August 29, 2025 EX-99.1

OP Bancorp Announces New Stock Repurchase Program

Exhibit 99.1 OP Bancorp Announces New Stock Repurchase Program LOS ANGELES, CA — August 28, 2025 — OP Bancorp (the “Company”) (Nasdaq; OPBK), the holding company of Open Bank (the “Bank”), announced that its Board of Directors approved a new stock repurchase program authorizing the repurchase up to 700,000 shares of its common stock (the “Repurchase Program”). The Repurchase Program is intended to

August 11, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38437 OP BANCORP

July 24, 2025 EX-99.3

Second Quarter 2025 Earnings Presentation July 24, 2025 Certain matters set forth herein constitute “forward-looking statements” within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, and Rule 3b-6 promulgated thereunde

opbkearningspresentation Second Quarter 2025 Earnings Presentation July 24, 2025 Certain matters set forth herein constitute “forward-looking statements” within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, and Rule 3b-6 promulgated thereunder.

July 24, 2025 EX-99.1

OP BANCORP REPORTS NET INCOME FOR SECOND QUARTER 2025 OF $6.3 MILLION AND DILUTED EARNINGS PER SHARE OF $0.42

Exhibit 99.1 OP BANCORP REPORTS NET INCOME FOR SECOND QUARTER 2025 OF $6.3 MILLION AND DILUTED EARNINGS PER SHARE OF $0.42 Second Quarter 2025 Highlights compared with First Quarter 2025: •Financial Results: ◦Net income of $6.3 million, compared to $5.6 million ◦Diluted earnings per share (“EPS”) of $0.42, compared to $0.37 ◦Net interest income of $19.7 million, compared to $17.4 million ◦Net inte

July 24, 2025 EX-99.2

OP Bancorp Declares Quarterly Cash Dividend of $0.12 per Share

Exhibit 99.2 OP Bancorp Declares Quarterly Cash Dividend of $0.12 per Share LOS ANGELES, July 24, 2025 — OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), announced today that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about August 21, 2025 to all shareholders of record as o

July 24, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 24, 2025 OP BANCORP (Exact n

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 24, 2025 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Number)

June 27, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 26, 2025 OP BANCORP (Exact n

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 26, 2025 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Number)

May 29, 2025 EX-10.1

EXECUTION COPY 1 BN 89164203v5 EMPLOYMENT AGREEMENT This Employment Agreement (the “Agreement”) is entered into by and among OP BANCORP, a California bank holding company (the “Company”), OPEN BANK, a California banking corporation (the “Bank”), and

EXECUTION COPY 1 BN 89164203v5 EMPLOYMENT AGREEMENT This Employment Agreement (the “Agreement”) is entered into by and among OP BANCORP, a California bank holding company (the “Company”), OPEN BANK, a California banking corporation (the “Bank”), and SANG K.

May 29, 2025 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 29, 2025 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Number)

May 16, 2025 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14A-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14A-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Com

May 9, 2025 10-Q

two 1531 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

two 1531 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38437

April 24, 2025 EX-99.2

OP Bancorp Declares Quarterly Cash Dividend of $0.12 per Share

Exhibit 99.2 OP Bancorp Declares Quarterly Cash Dividend of $0.12 per Share LOS ANGELES, April 24, 2025 — OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), announced today that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about May 22, 2025 to all shareholders of record as of

April 24, 2025 EX-99.3

2025 First Quarter Earnings Presentation April 24, 2024 Certain matters set forth herein constitute “forward-looking statements” within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, including forward- looking statemen

opbkearningspresentation 2025 First Quarter Earnings Presentation April 24, 2024 Certain matters set forth herein constitute “forward-looking statements” within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, including forward- looking statements relating to the Company’s current business plans and expectations regarding future operating results.

April 24, 2025 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 24, 2025 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Number

April 24, 2025 EX-99.1

OP BANCORP REPORTS NET INCOME FOR 2025 FIRST QUARTER OF $5.6 MILLION AND DILUTED EARNINGS PER SHARE OF $0.37

Exhibit 99.1 OP BANCORP REPORTS NET INCOME FOR 2025 FIRST QUARTER OF $5.6 MILLION AND DILUTED EARNINGS PER SHARE OF $0.37 2025 First Quarter Highlights compared with 2024 Fourth Quarter: •Financial Results: ◦Net income of $5.6 million, compared to $5.0 million ◦Diluted earnings per share of $0.37, compared to $0.33 ◦Net interest income of $17.4 million, compared to $16.9 million ◦Net interest marg

March 28, 2025 EX-19.1

OP Bancorp Insider Trading Policy, filed herewith

Exhibit 19.1 OP Bancorp 10. INSIDER TRADING POLICY Board Approval: June 27, 2024 Table of Contents I. POLICY AND PURPOSE 1 II. PERSONS SUBJECT TO THE POLICY 1 III. TRANSACTIONS SUBJECT TO THE POLICY 1 IV. INDIVIDUAL RESPONSIBILITY 1 V. ADMINISTRATION OF THE POLICY 1 VI. STATEMENT OF POLICY 2 VII. GENERAL POLICY 2 VIII. DEFINITION OF MATERIAL NONPUBLIC INFORMATION 3 IX. TRANSACTIONS BY FAMILY MEMBE

March 28, 2025 10-K

two 1531 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

two 1531 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38437

March 17, 2025 NT 10-K

OP Bancorp Full Name of Registrant Former Name if Applicable 1000 Wilshire Boulevard, Suite 500 Address of Principal Executive Officer (Street and Number) Los Angeles, CA 90017 City, State and Zip Code

UNITED STATES OMB APPROVAL SECURITIES AND EXCHANGE COMMISSION OMB Number: 3235-0058 Washington, D.

March 4, 2025 EX-99.1

OP BANCORP ANNOUNCES APPOINTMENTS OF CHRISTINE OH AS CHIEF OPERATING OFFICER AND JAEHYUN PARK AS CHIEF FINANCIAL OFFICER

Exhibit 99.1 OP BANCORP ANNOUNCES APPOINTMENTS OF CHRISTINE OH AS CHIEF OPERATING OFFICER AND JAEHYUN PARK AS CHIEF FINANCIAL OFFICER LOS ANGELES, March 3, 2025 — OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company for Open Bank (the “Bank”), today announces that it has appointed Christine Oh, age 57, as Executive Vice President and Chief Operating Officer of the Company and the Bank, e

March 4, 2025 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 3, 2025 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Number)

January 23, 2025 EX-99.2

OP Bancorp Declares Quarterly Cash Dividend of $0.12 per Share

Exhibit 99.2 OP Bancorp Declares Quarterly Cash Dividend of $0.12 per Share LOS ANGELES, January 23, 2025 — OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), announced today that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about February 20, 2025 to all shareholders of record

January 23, 2025 EX-99.3

2024 Fourth Quarter Earnings Presentation January 23, 2024 Certain matters set forth herein constitute “forward-looking statements” within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, including forward- looking state

2024 Fourth Quarter Earnings Presentation January 23, 2024 Certain matters set forth herein constitute “forward-looking statements” within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, including forward- looking statements relating to the Company’s current business plans and expectations regarding future operating results.

January 23, 2025 EX-99.1

OP BANCORP REPORTS NET INCOME FOR 2024 FOURTH QUARTER OF $5.0 MILLION AND DILUTED EARNINGS PER SHARE OF $0.33

Exhibit 99.1 OP BANCORP REPORTS NET INCOME FOR 2024 FOURTH QUARTER OF $5.0 MILLION AND DILUTED EARNINGS PER SHARE OF $0.33 2024 Fourth Quarter Highlights compared with 2024 Third Quarter: •Financial Results: ◦Net income of $5.0 million, compared to $5.4 million ◦Diluted earnings per share of $0.33, compared to $0.36 ◦Net interest income of $16.9 million, compared to $16.5 million ◦Net interest mar

January 23, 2025 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 23, 2025 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Numb

December 13, 2024 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 13, 2024 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Num

December 13, 2024 EX-99.1

OP BANCORP ANNOUNCES APPOINTMENT OF YEONG GWON PAK AS CHIEF CREDIT OFFICER

Exhibit 99.1 OP BANCORP ANNOUNCES APPOINTMENT OF YEONG GWON PAK AS CHIEF CREDIT OFFICER LOS ANGELES, December 13, 2024 — OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company for Open Bank (the “Bank”), today announces that it has appointed Yeong Gwon Pak as the Executive Vice President and Chief Credit Officer of the Company and the Bank, effective December 30, 2024. Mr. Pak will succeed

November 14, 2024 10-Q

two 1531 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

two 1531 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38

October 24, 2024 EX-99.2

OP Bancorp Declares Quarterly Cash Dividend of $0.12 per Share

Exhibit 99.2 OP Bancorp Declares Quarterly Cash Dividend of $0.12 per Share LOS ANGELES, October 24, 2024 — OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), announced today that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about November 21, 2024 to all shareholders of record

October 24, 2024 EX-99.3

2024 Third Quarter Earnings Presentation October 24, 2024 Certain matters set forth herein constitute “forward-looking statements” within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, including forward- looking statem

2024 Third Quarter Earnings Presentation October 24, 2024 Certain matters set forth herein constitute “forward-looking statements” within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, including forward- looking statements relating to the Company’s current business plans and expectations regarding future operating results.

October 24, 2024 EX-99.1

OP BANCORP REPORTS NET INCOME FOR 2024 THIRD QUARTER OF $5.4 MILLION AND DILUTED EARNINGS PER SHARE OF $0.36

Exhibit 99.1 OP BANCORP REPORTS NET INCOME FOR 2024 THIRD QUARTER OF $5.4 MILLION AND DILUTED EARNINGS PER SHARE OF $0.36 2024 Third Quarter Highlights compared with 2024 Second Quarter: •Financial Results: ◦Net income of $5.4 million, no change compared to $5.4 million ◦Diluted earnings per share of $0.36, no change compared to $0.36 ◦Net interest income of $16.5 million, compared to $16.2 millio

October 24, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 24, 2024 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Numb

August 23, 2024 EX-99.1

OP BANCORP ANNOUNCES LEADERSHIP SUCCESSION PLANS Retirement of Chief Executive Officer; Designation of Chairman Emeritus; Executive Officer and Director Appointments

Exhibit 99.1 OP BANCORP ANNOUNCES LEADERSHIP SUCCESSION PLANS Retirement of Chief Executive Officer; Designation of Chairman Emeritus; Executive Officer and Director Appointments LOS ANGELES, August 23, 2024 — OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), today announces a number of expected personnel changes associated with the successful implementation

August 23, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 23, 2024 OP BANCORP (Exact name of registrant as specified in its charter) California 000-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Numbe

August 14, 2024 10-Q

two 1531 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

two 1531 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38437 O

July 25, 2024 EX-99.2

OP Bancorp Declares Quarterly Cash Dividend of $0.12 per Share

Exhibit 99.2 OP Bancorp Declares Quarterly Cash Dividend of $0.12 per Share LOS ANGELES, July 25, 2024 — OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), announced today that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about August 22, 2024 to all shareholders of record as o

July 25, 2024 EX-99.1

OP BANCORP REPORTS NET INCOME FOR 2024 SECOND QUARTER OF $5.4 MILLION AND DILUTED EARNINGS PER SHARE OF $0.36

Exhibit 99.1 OP BANCORP REPORTS NET INCOME FOR 2024 SECOND QUARTER OF $5.4 MILLION AND DILUTED EARNINGS PER SHARE OF $0.36 2024 Second Quarter Highlights compared with 2024 First Quarter: •Financial Results: ◦Net income of $5.4 million, a 4.0% increase compared to $5.2 million ◦Diluted earnings per share of $0.36, a 5.9% increase compared to $0.34 ◦Net interest income of $16.2 million, compared to

July 25, 2024 EX-99.3

2024 Second Quarter Earnings Presentation July 25, 2024 Certain matters set forth herein constitute “forward-looking statements” within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, including forward- looking statemen

2024 Second Quarter Earnings Presentation July 25, 2024 Certain matters set forth herein constitute “forward-looking statements” within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, including forward- looking statements relating to the Company’s current business plans and expectations regarding future operating results.

July 25, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2024 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Number)

July 3, 2024 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 3, 2024 (June 27, 2024) OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commissi

May 16, 2024 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14A-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14A-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Com

May 15, 2024 10-Q

two 1531 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

two 1531 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38437

April 25, 2024 EX-99.1

OP BANCORP REPORTS NET INCOME FOR 2024 FIRST QUARTER OF $5.2 MILLION AND DILUTED EARNINGS PER SHARE OF $0.34

Exhibit 99.1 OP BANCORP REPORTS NET INCOME FOR 2024 FIRST QUARTER OF $5.2 MILLION AND DILUTED EARNINGS PER SHARE OF $0.34 2024 First Quarter Highlights compared with 2023 Fourth Quarter: •Financial Results: ◦Net income of $5.23 million, compared to $5.17 million ◦Diluted earnings per share of $0.34, compared to $0.34 ◦Net interest income of $16.0 million, compared to $16.2 million ◦Net interest ma

April 25, 2024 EX-99.2

OP Bancorp Declares Quarterly Cash Dividend of $0.12 per Share

Exhibit 99.2 OP Bancorp Declares Quarterly Cash Dividend of $0.12 per Share LOS ANGELES, April 25, 2024 — OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), announced today that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about May 23, 2024 to all shareholders of record as of

April 25, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2024 OP BANCORP (Exact

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2024 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Number

April 25, 2024 EX-99.3

2024 First Quarter Earnings Presentation April 25, 2024 Certain matters set forth herein constitute “forward-looking statements” within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, including forward- looking statemen

2024 First Quarter Earnings Presentation April 25, 2024 Certain matters set forth herein constitute “forward-looking statements” within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, including forward- looking statements relating to the Company’s current business plans and expectations regarding future operating results.

March 29, 2024 EX-97.1

OP Bancorp Incentive Compensation Recovery Policy, filed herewith.

Exhibit 97.1 OP Bancorp 060. INCENTIVE COMPENSATION RECOVERY POLICY OP Bancorp Board Approval: March 28, 2024 (For retroactive adoption as of July 27, 2023) I. INTRODUCTION 2 II. ADMINISTRATION 2 III. EXECUTIVE OFFICERS 2 IV. RECOUPMENT; ACCOUNTING RESTATEMENT 2 V. INCENTIVE COMPENSATION 2 VI. EXCESS INCENTIVE COMPENSATION: AMOUNT SUBJECT TO RECOVERY 3 VII. METHOD OF RECOUPMENT; LIMITATIONS ON ENF

March 29, 2024 10-K

two 1531 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

two 1531 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38437 OP BA

February 14, 2024 SC 13G/A

OPBK / OP Bancorp / ALLIANCEBERNSTEIN L.P. - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1 )* OP Bancorp (Name of Issuer) Common Stock (Title of Class of Securities) 67109R109 (CUSIP Number) December 31, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designat

February 9, 2024 SC 13G/A

OPBK / OP Bancorp / CHOI BRIAN - SC 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3)* OP Bancorp (Name of Issuer) Common Stock (Title of Class of Securities) 67109R109 (CUSIP Number) December 31, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is

January 25, 2024 EX-99.2

OP Bancorp Declares Quarterly Cash Dividend of $0.12 per Share

Exhibit 99.2 OP Bancorp Declares Quarterly Cash Dividend of $0.12 per Share LOS ANGELES, January 25, 2024 — OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), announced today that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about February 22, 2024 to all shareholders of record

January 25, 2024 EX-99.3

2023 Fourth Quarter Earnings Presentation January 25, 2024 Certain matters set forth herein constitute “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, including forward-looking statements relat

2023 Fourth Quarter Earnings Presentation January 25, 2024 Certain matters set forth herein constitute “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, including forward-looking statements relating to the Company’s current business plans and expectations regarding future operating results.

January 25, 2024 EX-99.1

OP BANCORP REPORTS NET INCOME FOR 2023 FOURTH QUARTER OF $5.2 MILLION AND DILUTED EARNINGS PER SHARE OF $0.34

Exhibit 99.1 OP BANCORP REPORTS NET INCOME FOR 2023 FOURTH QUARTER OF $5.2 MILLION AND DILUTED EARNINGS PER SHARE OF $0.34 2023 Fourth Quarter Highlights compared with 2023 Third Quarter: •Financial Results: ◦Net income of $5.2 million, compared to $5.1 million ◦Diluted earnings per share of $0.34, compared to $0.33 ◦Net interest income of $16.2 million, compared to $17.3 million ◦Net interest mar

January 25, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2024 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Numb

November 13, 2023 10-Q

two 1531 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

two 1531 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38

October 27, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 26, 2023 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Numb

October 27, 2023 EX-99.2

OP Bancorp Declares Quarterly Cash Dividend of $0.12 per Share

Exhibit 99.2 OP Bancorp Declares Quarterly Cash Dividend of $0.12 per Share LOS ANGELES, October 26, 2023 — OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), announced today that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about November 23, 2023 to all shareholders of record

October 27, 2023 EX-99.3

2023 Third Quarter Earnings Presentation October 26, 2023 Certain matters set forth herein constitute “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, including forward-looking statements relati

2023 Third Quarter Earnings Presentation October 26, 2023 Certain matters set forth herein constitute “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, including forward-looking statements relating to the Company’s current business plans and expectations regarding future operating results.

October 27, 2023 EX-99.1

OP BANCORP REPORTS NET INCOME FOR 2023 THIRD QUARTER OF $5.1 MILLION AND DILUTED EARNINGS PER SHARE OF $0.33

Exhibit 99.1 OP BANCORP REPORTS NET INCOME FOR 2023 THIRD QUARTER OF $5.1 MILLION AND DILUTED EARNINGS PER SHARE OF $0.33 2023 Third Quarter Highlights compared with 2023 Second Quarter: •Financial Results: ◦Net income of $5.1 million, compared to $6.1 million ◦Diluted earnings per share of $0.33, compared to $0.39 ◦Net interest income of $17.3 million, compared to $17.3 million ◦Net interest marg

August 28, 2023 EX-99.1

OP Bancorp Announces New Stock Repurchase Program

Exhibit 99.1 OP Bancorp Announces New Stock Repurchase Program LOS ANGELES, August 28, 2023 — OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), announced that on August 24, 2023, its Board of Directors approved a new stock repurchase program authorizing the Company to repurchase up to 750,000 shares of its common stock, which is approximately 5% of its outst

August 28, 2023 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 24, 2023 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Numbe

August 9, 2023 10-Q

two 1531 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

two 1531 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38437 O

July 27, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 27, 2023 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Number)

July 27, 2023 EX-99.1

OP BANCORP REPORTS NET INCOME FOR 2023 SECOND QUARTER OF $6.1 MILLION AND DILUTED EARNINGS PER SHARE OF $0.39

Exhibit 99.1 OP BANCORP REPORTS NET INCOME FOR 2023 SECOND QUARTER OF $6.1 MILLION AND DILUTED EARNINGS PER SHARE OF $0.39 2023 Second Quarter Highlights compared with 2022 Second Quarter: •Financial Results: ◦Net income of $6.1 million, compared to $8.5 million ◦Diluted earnings per share of $0.39, compared to $0.54 ◦Net interest income of $17.3 million, compared to $19.1 million ◦Net interest ma

July 27, 2023 EX-99.3

2023 Second Quarter Earnings Presentation July 27, 2023 Certain matters set forth herein constitute “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, including forward-looking statements relating

opbkearningspresentation 2023 Second Quarter Earnings Presentation July 27, 2023 Certain matters set forth herein constitute “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, including forward-looking statements relating to the Company’s current business plans and expectations regarding future operating results.

July 27, 2023 EX-99.2

OP Bancorp Declares Quarterly Cash Dividend of $0.12 per Share

Exhibit 99.2 OP Bancorp Declares Quarterly Cash Dividend of $0.12 per Share LOS ANGELES, July 27, 2023 — OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), announced today that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about August 24, 2023 to all shareholders of record as o

June 23, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 22, 2023 OP BANCORP (Exact n

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 22, 2023 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Number)

May 15, 2023 10-Q

1531 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

1531 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38437 OP B

May 12, 2023 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14A-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14A-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Com

April 27, 2023 EX-99.3

2023 First Quarter Earnings Presentation April 27, 2023 Certain matters set forth herein constitute “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, including forward-looking statements relating

opbkearningspresentation 2023 First Quarter Earnings Presentation April 27, 2023 Certain matters set forth herein constitute “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, including forward-looking statements relating to the Company’s current business plans and expectations regarding future operating results.

April 27, 2023 EX-99.1

OP BANCORP REPORTS NET INCOME FOR 2023 FIRST QUARTER OF $7.5 MILLION AND DILUTED EARNINGS PER SHARE OF $0.48

Exhibit 99.1 OP BANCORP REPORTS NET INCOME FOR 2023 FIRST QUARTER OF $7.5 MILLION AND DILUTED EARNINGS PER SHARE OF $0.48 2023 First Quarter Highlights compared with 2022 First Quarter: •Financial Results: ◦Net income of $7.5 million, compared to $8.2 million ◦Diluted earnings per share of $0.48, compared to $0.53 ◦Net interest income of $17.9 million, compared to $17.3 million ◦Net interest margi

April 27, 2023 EX-99.2

OP Bancorp Declares Quarterly Cash Dividend of $0.12 per Share

Exhibit 99.2 OP Bancorp Declares Quarterly Cash Dividend of $0.12 per Share LOS ANGELES, April 27, 2023 — OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), announced today that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about May 25, 2023 to all shareholders of record as of

April 27, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 27, 2023 OP BANCORP (Exact

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 27, 2023 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Number

March 30, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 30, 2023 (March 23, 2023) O

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 30, 2023 (March 23, 2023) OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commi

March 16, 2023 10-K

1531 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

1531 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38437 OP BANCOR

March 14, 2023 SC 13G

OPBK / OP Bancorp / CHOI BRIAN - SC 13G Passive Investment

SC 13G 1 a13gbrianchoi03142023.htm SC 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)* OP Bancorp (Name of Issuer) Common Stock (Title of Class of Securities) 67109R109 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate th

February 14, 2023 SC 13G

OPBK / Open Bank (Los Angeles CA) / ALLIANCEBERNSTEIN L.P. - SEC SCHEDULE 13G Passive Investment

SC 13G 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* OP Bancorp (Name of Issuer) Common Stock (Title of Class of Securities) 67109R109 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate th

February 14, 2023 SC 13G/A

OPBK / Open Bank (Los Angeles CA) / EJF Capital LLC Passive Investment

SC 13G/A 1 ff171772713ga-opbanc.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 Amendment No. 1 OP Bancorp (Name of Issuer) Common Stock, no par value (Title of Class of Securities) 67109R109 (CUSIP Number) December 31, 2022 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designa

January 26, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 26, 2023 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Numb

January 26, 2023 EX-99.3

2022 Fourth Quarter Earnings Presentation January 26, 2023 Certain matters set forth herein constitute “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, including forward-looking statements relat

2022 Fourth Quarter Earnings Presentation January 26, 2023 Certain matters set forth herein constitute “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, including forward-looking statements relating to the Company’s current business plans and expectations regarding future operating results.

January 26, 2023 EX-99.1

OP BANCORP REPORTS NET INCOME FOR 2022 FOURTH QUARTER OF $8.0 MILLION AND DILUTED EARNINGS PER SHARE OF $0.51

Exhibit 99.1 OP BANCORP REPORTS NET INCOME FOR 2022 FOURTH QUARTER OF $8.0 MILLION AND DILUTED EARNINGS PER SHARE OF $0.51 2022 Fourth Quarter Highlights compared with 2021 Fourth Quarter: •Financial Results: ◦Net income of $8.0 million, compared to $9.1 million ◦Diluted earnings per share of $0.51, compared to $0.59 ◦Net interest income of $20.2 million, compared to $17.1 million ◦Net interest ma

January 26, 2023 EX-99.2

OP Bancorp Declares Quarterly Cash Dividend of $0.12 per Share

Exhibit 99.2 OP Bancorp Declares Quarterly Cash Dividend of $0.12 per Share LOS ANGELES, January 26, 2023 — OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), announced today that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about February 23, 2023 to all shareholders of record

November 14, 2022 10-Q

1531 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

1531 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38437

October 28, 2022 EX-99.1

OP BANCORP REPORTS NET INCOME FOR 2022 THIRD QUARTER OF $8.7 MILLION AND DILUTED EARNINGS PER SHARE OF $0.55

Exhibit 99.1 OP BANCORP REPORTS NET INCOME FOR 2022 THIRD QUARTER OF $8.7 MILLION AND DILUTED EARNINGS PER SHARE OF $0.55 2022 Third Quarter Highlights compared with 2021 Third Quarter: ?Financial Results: ?Net income of $8.7 million, up $400 thousand, or 5% ?Diluted earnings per share of $0.55, up $0.01, or 2% ?Net interest income of $20.3 million, up $3.8 million, or 23% ?Provision for loan loss

October 28, 2022 EX-99.2

OP Bancorp Declares Quarterly Cash Dividend of $0.12 per Share

Exhibit 99.2 OP Bancorp Declares Quarterly Cash Dividend of $0.12 per Share LOS ANGELES, October 27, 2022 ? OP Bancorp (the ?Company?) (NASDAQ: OPBK), the holding company of Open Bank (the ?Bank?), announced today that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about November 24, 2022 to all shareholders of record

October 28, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 27, 2022 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Numb

October 28, 2022 EX-99.3

2022 Third Quarter Earnings Presentation October 27, 2022 Certain matters set forth herein constitute “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, including forward-looking statements relati

2022 Third Quarter Earnings Presentation October 27, 2022 Certain matters set forth herein constitute ?forward-looking statements? within the meaning of the Private Securities Litigation Reform Act of 1995, including forward-looking statements relating to the Company?s current business plans and expectations regarding future operating results.

August 12, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38437 OP BANCORP

August 1, 2022 EX-99.2

OP Bancorp Declares Quarterly Cash Dividend of $0.12 per Share

Exhibit 99.2 OP Bancorp Declares Quarterly Cash Dividend of $0.12 per Share LOS ANGELES, July 28, 2022 ? OP Bancorp (the ?Company?) (NASDAQ: OPBK), the holding company of Open Bank (the ?Bank?), announced today that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about August 25, 2022 to all shareholders of record as o

August 1, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 28, 2022 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Number)

August 1, 2022 EX-99.1

OP BANCORP REPORTS NET INCOME FOR SECOND QUARTER 2022 OF $8.5 MILLION AND DILUTED EARNINGS PER SHARE OF $0.54

Exhibit 99.1 OP BANCORP REPORTS NET INCOME FOR SECOND QUARTER 2022 OF $8.5 MILLION AND DILUTED EARNINGS PER SHARE OF $0.54 2022 Second Quarter Highlights compared with 2021 Second Quarter: ?Financial Results: ?Net income of $8.5 million, up $2.1 million, or 33% ?Diluted earnings per share of $0.54, up $0.12, or 29% ?Net interest income of $19.1 million, up $4.5 million, or 31% ?Provision for loan

August 1, 2022 EX-99.3

2022 Second Quarter Earnings Presentation July 28, 2022 Certain matters set forth herein constitute “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, including forward-looking statements relating

2022 Second Quarter Earnings Presentation July 28, 2022 Certain matters set forth herein constitute ?forward-looking statements? within the meaning of the Private Securities Litigation Reform Act of 1995, including forward-looking statements relating to the Company?s current business plans and expectations regarding future operating results.

June 24, 2022 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 23, 2022 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Number)

May 13, 2022 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14A-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

Table of contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14A-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: o Preliminary Proxy Statement o Confidential,

May 13, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38437 OP BANCOR

May 10, 2022 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 10, 2022 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Number)

April 29, 2022 EX-99.2

OP Bancorp Declares Quarterly Cash Dividend of $0.10 per Share

Exhibit 99.2 OP Bancorp Declares Quarterly Cash Dividend of $0.10 per Share LOS ANGELES, April 28, 2022 ? OP Bancorp (the ?Company?) (NASDAQ: OPBK), the holding company of Open Bank (the ?Bank?), announced today that its Board of Directors declared a quarterly cash dividend of $0.10 per share of its common stock. The dividend is payable on or about May 26, 2022 to all shareholders of record as of

April 29, 2022 EX-99.1

OP BANCORP REPORTS NET INCOME FOR FIRST QUARTER 2022 OF $8.2 MILLION AND DILUTED EARNINGS PER SHARE OF $0.53

Exhibit 99.1 OP BANCORP REPORTS NET INCOME FOR FIRST QUARTER 2022 OF $8.2 MILLION AND DILUTED EARNINGS PER SHARE OF $0.53 2022 First Quarter Highlights compared with 2021 First Quarter: ?Financial Results: ?Net income of $8.2 million, up $3.1 million, or 61% ?Diluted earnings per share of $0.53, up $0.20, or 61% ?Net interest income of $17.3 million, up $4.5 million, or 36% ?Provision for loan los

April 29, 2022 EX-99.3

2022 First Quarter Earnings Presentation April 28, 2022 Certain matters set forth herein constitute “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, including forward-looking statements relating

2022 First Quarter Earnings Presentation April 28, 2022 Certain matters set forth herein constitute ?forward-looking statements? within the meaning of the Private Securities Litigation Reform Act of 1995, including forward-looking statements relating to the Company?s current business plans and expectations regarding future operating results.

April 29, 2022 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2022 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Number

March 18, 2022 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File Number: 001-38437 OP BANCORP (Ex

March 18, 2022 EX-10.17

Employment Offer Letter, dated September 18, 2020, from Open Bank to Ihnsuk J. Bang

Exhibit 10.17 September 18, 2020 Ihnsuk (Jimmy) Bang 436 S. Virgil Ave. #511 Los Angeles, CA 90020 Dear Jimmy Bang, On behalf of Open Bank, I am pleased to offer you the position of Executive Vice President & Chief Banking Officer, reporting to the President & Chief Executive Officer. This position is an important one to our organization and we look forward to you contributing your experience and

March 18, 2022 EX-10.20

Form of Restricted Stock Unit Agreement under the OP Bancorp 2021 Equity Incentive Plan

Exhibit 10.20 OP BANCORP 2021 EQUITY INCENTIVE PLAN NOTICE OF GRANT AND RESTRICTED STOCK AGREEMENT Participant has been granted the number of Units of Restricted Stock of OP Bancorp (the ?Company?), as set forth below (?Units?), subject to the terms and conditions of the OP Bancorp 2021 Equity Incentive Plan (?Plan?), and this Notice of Grant and Restricted Stock Agreement including the attachment

February 16, 2022 SC 13G/A

OPBK / Open Bank (Los Angeles CA) / MANULIFE FINANCIAL CORP - AMENDMENT TO SCHEDULE FILED TO REPORT ACQUISITION OF BENEFICIAL OWNERSHIP Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Amendment No. 1)* Under the Securities Exchange Act of 1934 OP Bancorp (Name of Issuer) Common Stock (Title of Class of Securities) 67109R109 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is filed: X Rule

February 11, 2022 SC 13G

OPBK / Open Bank (Los Angeles CA) / OP Bancorp - SC 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* OP Bancorp (Name of Issuer) Common Stock (Title of Class of Securities) 67109R109 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is

January 28, 2022 EX-99.1

OP BANCORP REPORTS RECORD NET INCOME FOR FOURTH QUARTER 2021 OF $9.1 MILLION AND DILUTED EARNINGS PER SHARE OF $0.59

Exhibit 99.1 OP BANCORP REPORTS RECORD NET INCOME FOR FOURTH QUARTER 2021 OF $9.1 MILLION AND DILUTED EARNINGS PER SHARE OF $0.59 2021 Fourth Quarter Highlights compared with 2020 Fourth Quarter: ?Financial Results: ?Net income of $9.1 million, up $5.3 million, or 140% ?Diluted earnings per share of $0.59, up $0.34, or 136% ?Net interest income of $17.1 million, up $4.9 million, or 40% ?Provision

January 28, 2022 EX-99.3

2021 Fourth Quarter Earnings Presentation January 27, 2022 Certain matters set forth herein constitute “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, including forward-looking statements relat

2021 Fourth Quarter Earnings Presentation January 27, 2022 Certain matters set forth herein constitute ?forward-looking statements? within the meaning of the Private Securities Litigation Reform Act of 1995, including forward-looking statements relating to the Company?s current business plans and expectations regarding future operating results.

January 28, 2022 EX-99.2

OP Bancorp Declares Quarterly Cash Dividend of $0.10 per Share

Exhibit 99.2 OP Bancorp Declares Quarterly Cash Dividend of $0.10 per Share LOS ANGELES, January 27, 2022 ? OP Bancorp (the ?Company?) (NASDAQ: OPBK), the holding company of Open Bank (the ?Bank?), announced today that its Board of Directors declared a quarterly cash dividend of $0.10 per share of its common stock. The dividend is payable on or about February 24, 2022 to all shareholders of record

January 28, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 27, 2022 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Numb

November 8, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38437 OP BANCORP (Exact Name of Registrant as Specified in its Charter) California 81-3114676 (State or other jurisdiction of incorporation or organization) (I.

October 29, 2021 EX-99.2

2021 Third Quarter Earnings Presentation October 28, 2021 Certain matters set forth herein constitute “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, including forward-looking statements relati

2021 Third Quarter Earnings Presentation October 28, 2021 Certain matters set forth herein constitute ?forward-looking statements? within the meaning of the Private Securities Litigation Reform Act of 1995, including forward-looking statements relating to the Company?s current business plans and expectations regarding future operating results.

October 29, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 28, 2021 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Numb

October 29, 2021 EX-99.1

OP BANCORP REPORTS NET INCOME FOR THIRD QUARTER 2021 OF $8.3 MILLION AND DILUTED EARNINGS PER SHARE OF $0.54

Exhibit 99.1 OP BANCORP REPORTS NET INCOME FOR THIRD QUARTER 2021 OF $8.3 MILLION AND DILUTED EARNINGS PER SHARE OF $0.54 2021 Third Quarter Highlights compared with 2020 Third Quarter: ?Financial Results: ?Net income of $8.3 million, up $4.7 million, or 129% ?Diluted earnings per share of $0.54, up $0.31, or 135% ?Net interest income of $16.6 million, up $5.2 million, or 45% ?Reversal of provisio

August 6, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38437 OP BANCORP (Exact Name of Registrant as Specified in its Charter) California 81-3114676 (State or other jurisdiction of incorporation or organization) (I.

August 4, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 4, 2021 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Number

August 4, 2021 EX-99.1

2021 Virtual KBW Community Bank Investor Conference August 3 - 5, 2021

2021 Virtual KBW Community Bank Investor Conference August 3 - 5, 2021 Certain matters set forth herein constitute ?forward-looking statements? within the meaning of the Private Securities Litigation Reform Act of 1995, including forward-looking statements relating to the Company?s current business plans and expectations regarding future operating results.

July 23, 2021 EX-99.2

Certain matters set forth herein constitute “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, including forward-looking statements relating to the Company’s current business plans and expectation

2021 Second Quarter Earnings Presentation July 22, 2021 Exhibit 99.2 Certain matters set forth herein constitute ?forward-looking statements? within the meaning of the Private Securities Litigation Reform Act of 1995, including forward-looking statements relating to the Company?s current business plans and expectations regarding future operating results. These forward-looking statements are subjec

July 23, 2021 EX-99.1

OP BANCORP REPORTS NET INCOME FOR SECOND QUARTER 2021 OF $6.4 MILLION AND DILUTED EARNINGS PER SHARE OF $0.42

Exhibit 99.1 OP BANCORP REPORTS NET INCOME FOR SECOND QUARTER 2021 OF $6.4 MILLION AND DILUTED EARNINGS PER SHARE OF $0.42 2021 Second Quarter Highlights compared with 2020 second Quarter: ? Loans Portfolio Purchase: o On May 24, 2021, the Company completed an asset purchase of loan portfolio from Hana Small Business Lending, Inc. (?Hana?). The Company paid Hana approximately $97.6 million that in

July 23, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 22, 2021 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Number)

June 25, 2021 EX-10.1

Addendum to Employee Agreement between OP Bancorp, Open bank, and Min J. Kim, dated June 24, 2021.

Exhibit 10.1 ADDENDUM TO EMPLOYMENT AGREEMENT This Addendum to Employment Agreement (the "Addendum") is made this 24th day of June 2021, between OP BANCORP, a California bank holding company (the "Company?), OPEN BANK, a California banking corporation (the ?Bank?), and Min J. Kim, (the "Executive"). WHEREAS: The Company and Executive previously entered into an Employment Agreement dated November 1

June 25, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 24, 2021 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Number)

June 24, 2021 S-8

As filed with the Securities and Exchange Commission on June 24, 2021

As filed with the Securities and Exchange Commission on June 24, 2021 Registration No.

June 24, 2021 EX-4.6

OP Bancorp 2021 Equity Incentive Plan

Exhibit 4.6 OP Bancorp 2021 Equity Incentive Plan 1.ESTABLISHMENT, PURPOSE AND TERM OF PLAN. 1.1Establishment. The OP Bancorp 2021 Equity Incentive Plan (the ?Plan?) is hereby established effective as of June 24, 2021, the date of its approval by the shareholders of the Company (the ?Effective Date?). 1.2Purpose. The purpose of the Plan is to advance the interests of the Company, its subsidiaries,

May 12, 2021 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14A-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14A-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ?Preliminary Proxy Statement ?Confidential, for Use of the Commission Only (as pe

May 7, 2021 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38437 OP BANCORP (Exact Name of Registrant as Specified in its Charter) California 81-3114676 (State or other jurisdiction of incorporation or organization) (I.

May 6, 2021 EX-99.1

D.A. Davison 23rd Annual Financial Institutions Conference May 5 - 6, 2021

D.A. Davison 23rd Annual Financial Institutions Conference May 5 - 6, 2021 Certain matters set forth herein constitute ?forward-looking statements? within the meaning of the Private Securities Litigation Reform Act of 1995, including forward-looking statements relating to the Company?s current business plans and expectations regarding future operating results. These forward-looking statements are

May 6, 2021 8-K

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 6, 2021 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Number) (

April 28, 2021 SC 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* OP Bancorp (Name of Issuer) Common Stock (Title of Class of Securities) (CUSIP Number) December 31, 2020

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* OP Bancorp (Name of Issuer) Common Stock (Title of Class of Securities) 67109R109 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is f

April 23, 2021 EX-99.2

OP Bancorp Declares Quarterly Cash Dividend of $0.07 per Share

Exhibit 99.2 OP Bancorp Declares Quarterly Cash Dividend of $0.07 per Share LOS ANGELES, April 22, 2021 ? OP Bancorp (the ?Company?) (NASDAQ: OPBK), the holding company of Open Bank (the ?Bank?), announced today that its Board of Directors declared a quarterly cash dividend of $0.07 per share of its common stock. The dividend is payable on or about May 20, 2021 to all shareholders of record as of

April 23, 2021 EX-99.1

As of or for the Three Months Ended

Exhibit 99.1 OP Bancorp Reports First Quarter Result of 2021 2021 First Quarter Highlights: ? Net income totaled $5.1 million, or $0.33 per diluted common share, compared to $3.8 million, or $0.25 per diluted common share, for the fourth quarter of 2020 and $3.3 million, or $0.21 per diluted common share, for the first quarter of 2020 ? Net interest margin was 3.80%, compared to 3.73% for the four

April 23, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 22, 2021 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Number

April 23, 2021 EX-99.3

2021 First Quarter Earnings Presentation April 23, 2021

2021 First Quarter Earnings Presentation April 23, 2021 Certain matters set forth herein constitute ?forward-looking statements? within the meaning of the Private Securities Litigation Reform Act of 1995, including forward-looking statements relating to the Company?s current business plans and expectations regarding future operating results.

March 15, 2021 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File Number: 001-38437 OP BANCORP (Ex

March 15, 2021 EX-3.3

First Amendment to the Amended and Restated Bylaws of OP Bancorp (incorporated herein by reference to Exhibit 3.3 to the Registrant’s Annual Report on Form 10-K (File No. 001-38437) filed on March 15, 2021)

Exhibit 3.3 FIRST AMENDMENT OF THE AMENDED AND RESTATED BYLAWS OF OP BANCORP The Amended and Restated Bylaws of OP Bancorp, a California corporation (the ?Company?), are hereby amended as set forth below. Upon the approval of this First Amendment of the Amended and Restated Bylaws (the ?Amendment?) by the Board of Directors of the Company, this Amendment together with the existing Bylaws of the Co

February 5, 2021 EX-99.2

OP Bancorp to Acquire SBA Loan Portfolio

Exhibit 99.2 OP Bancorp to Acquire SBA Loan Portfolio LOS ANGELES, February 3, 2021 — OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), today announced the signing of an asset purchase agreement to acquire the SBA portfolio of Hana Small Business Lending, Inc., a wholly-owned subsidiary of Hana Financial, Inc. As of January 28, 2021, the balance of loans out

February 5, 2021 EX-99.1

ASSET PURCHASE AGREEMENT by and between Hana Small Business Lending, Inc., a Delaware corporation, as Seller Open Bank, a California corporation, as Purchaser dated as of January 28, 2021

Exhibit 99.1 ASSET PURCHASE AGREEMENT by and between Hana Small Business Lending, Inc., a Delaware corporation, as Seller and Open Bank, a California corporation, as Purchaser dated as of January 28, 2021 436062037 TABLE OF CONTENTS ARTICLE 1 ASSIGNMENTS AND TRANSFERS OF ASSETS 3 Section 1.1 Sale of Loan Assets 3 Section 1.2 Loan Servicing Rights 4 Section 1.3 Delivery of the Transferred Assets 5

February 5, 2021 8-K/A

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 28, 2021 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Nu

February 3, 2021 EX-99.2

OP Bancorp to Acquire SBA Loan Portfolio

Exhibit 99.2 OP Bancorp to Acquire SBA Loan Portfolio LOS ANGELES, February 3, 2021 — OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), today announced the signing of an asset purchase agreement to acquire the SBA portfolio of Hana Small Business Lending, Inc., a wholly-owned subsidiary of Hana Financial, Inc. As of January 28, 2021, the balance of loans out

February 3, 2021 SC 13G

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 OP Bancorp (Name of Issuer) Common Stock (Title of Class of Securities) 67109R109 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is filed: X Rule 13d-1(b) Rule 13d-1

February 3, 2021 8-K

Financial Statements and Exhibits - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 28, 2021 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Numb

February 3, 2021 EX-99.1

ASSET PURCHASE AGREEMENT by and between Hana Small Business Lending, Inc., a Delaware corporation, as Seller Open Bank, a California corporation, as Purchaser dated as of January 28, 2021

Exhibit 99.1 ASSET PURCHASE AGREEMENT by and between Hana Small Business Lending, Inc., a Delaware corporation, as Seller and Open Bank, a California corporation, as Purchaser dated as of January 28, 2021 436062037 TABLE OF CONTENTS ARTICLE 1 ASSIGNMENTS AND TRANSFERS OF ASSETS 3 Section 1.1 Sale of Loan Assets 3 Section 1.2 Loan Servicing Rights 4 Section 1.3 Delivery of the Transferred Assets 5

January 29, 2021 EX-99.1

As of or for the Three Months Ended

Exhibit 99.1 OP Bancorp Reports Fourth Quarter and Year End Results For 2020 2020 Fourth Quarter Highlights: • Net income totaled $3.9 million, or $0.25 per diluted common share, compared to $3.6 million, or $0.23 per diluted common share, for the third quarter of 2020 and $4.2 million, or $0.26 per diluted common share, for the fourth quarter of 2019 • Net interest margin was 3.73%, compared to 3

January 29, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 28, 2021 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Numb

January 29, 2021 EX-99.3

2020 Fourth Quarter Earnings Presentation January 29, 2021

2020 Fourth Quarter Earnings Presentation January 29, 2021 Certain matters set forth herein constitute “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, including forward-looking statements relating to the Company’s current business plans and expectations regarding future operating results.

January 29, 2021 EX-99.2

OP Bancorp Declares Quarterly Cash Dividend of $0.07 per Share

Exhibit 99.2 OP Bancorp Declares Quarterly Cash Dividend of $0.07 per Share LOS ANGELES, January 28, 2021 — OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), announced today that its Board of Directors declared a quarterly cash dividend of $0.07 per share of its common stock. The dividend is payable on or about February 25, 2021 to all shareholders of record

November 9, 2020 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38437 OP BANCORP (Exact Name of Registrant as Specified in its Charter) California 81-3114676 (State or other jurisdiction of incorporation or organization) (I.

October 23, 2020 EX-99.1

As of or for the Three Months Ended

Exhibit 99.1 OP Bancorp Reports Third Quarter Result of 2020 2020 Third Quarter Highlights: • Net income totaled $3.6 million, or $0.23 per diluted common share, compared to $2.4 million or $0.16 per diluted common share for the second quarter of 2020 and $4.0 million or $0.24 per diluted common share for the third quarter of 2019 • Net interest margin was 3.66%, compared to 3.55% for the second q

October 23, 2020 EX-99.2

OP Bancorp Declares Quarterly Cash Dividend of $0.07 per Share

Exhibit 99.2 OP Bancorp Declares Quarterly Cash Dividend of $0.07 per Share LOS ANGELES, October 22, 2020 — OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), announced today that its Board of Directors declared a quarterly cash dividend of $0.07 per share of its common stock. The dividend is payable on or about November 20, 2020 to all shareholders of record

October 23, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 22, 2020 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Numb

October 1, 2020 EX-99.1

OP Bancorp Appoints Sang Kyo Oh Chief Credit Officer

Exhibit 99.1 OP Bancorp Appoints Sang Kyo Oh Chief Credit Officer LOS ANGELES, September 30, 2020 — OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), announced today that Sang Kyo Oh has been appointed Executive Vice President of the Company and the Bank and Chief Credit Officer of the Bank, effective October 19, 2020. Mr. Oh fills the role previously held b

October 1, 2020 8-K

- 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 24, 2020 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Nu

October 1, 2020 EX-99.2

OP Bancorp Announces a Four-Year Extension of Chief Executive Officer’s Employment Term

Exhibit 99.2 OP Bancorp Announces a Four-Year Extension of Chief Executive Officer’s Employment Term LOS ANGELES, September 30, 2020 — OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), announced today that the employment term of Ms. Min J. Kim, President and Chief Executive Officer of the Company, will be extended from December 31, 2020 to December 31, 2024.

October 1, 2020 EX-10.1

Sang Kyo Oh Employment Offer Letter, dated as of September 24, 2020.

Exhibit 10.1 September 18, 2020 Sang Kyo Oh 2745 Maricopa St. Torrance, CA 90503 Dear Sang Oh, On behalf of Open Bank, I am pleased to offer you the position of Executive Vice President & Chief Credit Officer, reporting to the President & Chief Executive Officer. This position is an important one to our organization and we look forward to you contributing your experience and expertise. 1. Start da

October 1, 2020 EX-10.2

Steve Park Separation Agreement, dated as of September 24, 2020.

Exhibit 10.2 GENERAL RELEASE This Separation Agreement/General Release (“Agreement”) is made by and between OP Bancorp/Open Bank, (including each of the Releasees referenced below unless otherwise noted) (the “Company”) and Steve Park (“Employee”) in complete, final, and binding settlement of all claims and potential claims, if any, with respect to their employment relationship. The Company and Em

September 9, 2020 EX-99.1

OP Bancorp Announces Additional Stock Repurchase Program

Exhibit 99.1 OP Bancorp Announces Additional Stock Repurchase Program LOS ANGELES, September 9, 2020 — OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), announced today that its Board of Directors approved a new stock repurchase program that authorizes the Company to repurchase up to 500,000 shares of its common stock. “We believe that the Company’s stock is

September 9, 2020 8-K

Financial Statements and Exhibits, Other Events - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 9, 2020 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Num

August 10, 2020 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38437 OP BANCORP (Exact Name of Registrant as Specified in its Charter) California 81-3114676 (State or other jurisdiction of incorporation or organization) (I.

July 23, 2020 EX-99.2

OP Bancorp Declares Quarterly Cash Dividend of $0.07 per Share

Exhibit 99.2 OP Bancorp Declares Quarterly Cash Dividend of $0.07 per Share LOS ANGELES, July 23, 2020 — OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), announced today that its Board of Directors declared a quarterly cash dividend of $0.07 per share of its common stock. The dividend is payable on or about August 20, 2020 to all shareholders of record as o

July 23, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 23, 2020 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Number)

July 23, 2020 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 23, 2020 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Number)

July 23, 2020 EX-99.1

As of or for the Three Months Ended

Exhibit 99.1 OP Bancorp Reports Second Quarter Result of 2020 2020 Second Quarter Highlights: • Net income totaled $2.4 million or $0.16 per diluted common share, compared to $3.8 million or $0.23 per diluted common share for the second quarter of 2019 • Net interest margin was 3.55% compared to 4.26% for the second quarter of 2019 • Return on average assets was 1.15% and return on average equity

June 10, 2020 DEF 14A

- DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14A-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐Preliminary Proxy Statement ☐Confidential, for Use of the Commission Only (as pe

June 3, 2020 EX-3.(II)

Third Amendment to the OP Bancorp Amended and Restated Bylaws, dated May 28, 2020.

Exhibit 3(ii) THIRD AMENDMENT OF BY-LAWS OF OP BANCORP The By-laws of OP Bancorp, a California corporation (the “Company”), are hereby amended as set forth below.

June 3, 2020 8-K

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 3, 2020 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Number)

May 11, 2020 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38437 OP BANCORP (Exact Name of Registrant as Specified in its Charter) California 81-3114676 (State or other jurisdiction of incorporation or organization) (I.

April 24, 2020 10-K/A

Annual Report - 10-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A Amendment No. 1 (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File Number: 001-38

April 23, 2020 EX-99.1

As of or for the Three Months Ended

Exhibit 99.1 OP Bancorp Reports First Quarter Result of 2020 2020 First Quarter Highlights: • Net income totaled $3.3 million or $0.21 per diluted common share, down 12.6%, compared to $3.8 million or $0.23 per diluted common share, excluding one-time gain of $1.2 million on company owned life insurance (COLI), for the first quarter of 2019 • Net interest margin was 3.95% compared to 4.38% for the

April 23, 2020 EX-99.2

OP Bancorp Declares Quarterly Cash Dividend of $0.07 per Share

Exhibit 99.2 OP Bancorp Declares Quarterly Cash Dividend of $0.07 per Share LOS ANGELES, April 23, 2020 — OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), announced today that its Board of Directors declared a quarterly cash dividend of $0.07 per share of its common stock. The dividend is payable on or about May 21, 2020 to all shareholders of record as of

April 23, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 23, 2020 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Number

March 16, 2020 EX-4.2

Description of Securities Registered under Section 12 of Securities Exchange Act of 1934, as amended (incorporated herein by reference to Exhibit 4.2 to the Registrant’s Annual Report on Form 10-K (File No. 001-38437) filed on March 16, 2020)

Exhibit 4.2 DESCRIPTION OF SECURITIES REGISTERED UNDER SECTION 12 OF THE SECURITIES EXCHANGE ACT OP Bancorp (“we,” “our” or “Company”) has only one class of securities registered under the Securities Exchange Act of 1934, as amended, consisting of our common stock, no par value (“Common Stock”). The following description of our Common Stock is a summary only and does not purport to be complete, as

March 16, 2020 10-K

OPBK / Open Bank (Los Angeles CA) 10-K - Annual Report - 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File Number: 001-38437 OP BANCORP (Ex

February 28, 2020 EX-99.1

OP Bancorp Announces Additional Stock Repurchase Program

Exhibit 99.1 OP Bancorp Announces Additional Stock Repurchase Program LOS ANGELES, February 28, 2020 — OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), announced today that its Board of Directors approved a new stock repurchase program that authorizes the Company to repurchase up to 500,000 shares of its common stock. “This stock purchase program will reinf

February 28, 2020 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 28, 2020 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Num

February 11, 2020 SC 13G/A

OPBK / Open Bank (Los Angeles CA) / BASSWOOD CAPITAL MANAGEMENT, L.L.C. - SCHEDULE 13G/A (AMENDMENT NO. 1) Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 1)* OP Bancorp (Name of Issuer) Common Stock, without par value (Title of Class of Securities) 67109R109 (CUSIP Number) December 31, 2019 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to wh

February 11, 2020 EX-99.1

EXHIBIT 99.1

EXHIBIT 99.1 The identity and the Item 3 classification of the relevant subsidiary are: Basswood Capital Management, L.L.C., which is an Investment Adviser in accordance with Rule 13d-1(b)(1)(ii)(E).

January 23, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 23, 2020 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Numb

January 23, 2020 EX-99.2

OP Bancorp Increases Quarterly Cash Dividend to $0.07 per Share

Exhibit 99.2 OP Bancorp Increases Quarterly Cash Dividend to $0.07 per Share LOS ANGELES, January 23, 2020 — OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), announced today that its Board of Directors declared a quarterly cash dividend of $0.07 per share of its common stock. The dividend is payable on or about February 20, 2020 to all shareholders of recor

January 23, 2020 EX-99.1

As of or for the Three Months Ended

Exhibit 99.1 OP Bancorp Reports Fourth Quarter and Year End Financial Result of 2019 2019 Fourth Quarter Highlights: • Net income totaled $4.2 million or $0.26 per diluted common share, up 4.5%, compared to $4.0 million or $0.24 per diluted common share for the third quarter of 2019 • Net interest margin was 3.99% compared to 4.13% for the third quarter of 2019 • Return on average assets was 1.45%

November 8, 2019 10-Q

OPBK / Open Bank (Los Angeles CA) 10-Q - Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38437 OP BANCORP (Exact Name of Registrant as Specified in its Charter) California 81-3114676 (State or other jurisdiction of incorporation or organization) (I.

October 25, 2019 EX-99.2

OP Bancorp Declares Quarterly Cash Dividend of $0.05 per Share

Exhibit 99.2 OP Bancorp Declares Quarterly Cash Dividend of $0.05 per Share LOS ANGELES, October 24, 2019 — OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), announced today that its Board of Directors declared a quarterly cash dividend of $0.05 per share of its common stock. The dividend is payable on or about November 21, 2019 to all shareholders of record

October 25, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 24, 2019 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Numb

October 25, 2019 EX-99.1

As of or for the Three Months Ended

Exhibit 99.1 OP Bancorp Reports Third Quarter Result of 2019 2019 Third Quarter Highlights: • Net income totaled $4.0 million or $0.24 per diluted common share, up 14.9%, compared to $3.5 million or $0.21 per diluted common share for the third quarter of 2018 • Net interest margin was 4.13% compared to 4.44% for the third quarter of 2018 • Return on average assets decreased to 1.41% and return on

August 28, 2019 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 28, 2019 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Numbe

August 28, 2019 EX-99.1

OP Bancorp Announces Additional Stock Repurchase Program

Exhibit 99.1 OP Bancorp Announces Additional Stock Repurchase Program LOS ANGELES, August 28, 2019 — OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), announced today that its Board of Directors approved a new stock repurchase program that authorizes the Company to repurchase up to 475,000 shares of its common stock. “This stock purchase program will reinfor

August 8, 2019 10-Q

OPBK / Open Bank (Los Angeles CA) 10-Q - Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38437 OP BANCORP (Exact Name of Registrant as Specified in its Charter) California 81-3114676 (State or other jurisdiction of incorporation or organization) (I.

July 25, 2019 EX-99.1

As of or for the Three Months Ended

Exhibit 99.1 OP Bancorp Reports Second Quarter Result of 2019 2019 Second Quarter Highlights: • Net income totaled $3.8 million or $0.23 per diluted common share flat from the second quarter of 2018 • Net interest margin was 4.26% compared to 4.46% for the second quarter of 2018 • Return on average assets was 1.39% and return on average equity was 11.50% compared to 1.61% and 12.70%, respectively,

July 25, 2019 EX-99.2

OP Bancorp Declares Quarterly Cash Dividend of $0.05 per Share

Exhibit 99.2 OP Bancorp Declares Quarterly Cash Dividend of $0.05 per Share LOS ANGELES, July 25, 2019 — OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), announced today that its Board of Directors declared a quarterly cash dividend of $0.05 per share of its common stock. The dividend is payable on or about August 23, 2019 to all shareholders of record as o

July 25, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2019 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Number)

July 25, 2019 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2019 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Number)

June 25, 2019 DEF 14A

OPBK / Open Bank (Los Angeles CA) DEF 14A - - DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14A-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐Preliminary Proxy Statement ☐Confidential, for Use of the Commission Only (as pe

May 14, 2019 10-Q

OPBK / Open Bank (Los Angeles CA) 10-Q Quarterly Report 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38437 OP BANCORP (Exact Name of Registrant as Specified in its Charter) California 81-3114676 ( State or other jurisdiction of incorporation or organization) (I.

April 30, 2019 10-K/A

OPBK / Open Bank (Los Angeles CA) 10-K/A Annual Report 10-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A Amendment No. 1 (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2018 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File Number: 001-38

April 26, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 26, 2019 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Number

April 26, 2019 EX-99.1

As of or for the Three Months Ended

Exhibit 99.1 OP Bancorp Reports First Quarter Result of 2019 2019 First Quarter Highlights: • Net income totaled $4.7 million or $0.29 per diluted common share, up 47.4%, compared to $3.2 million or $0.22 per diluted common share for the first quarter of 2018 • Net interest margin was 4.38% compared to 4.56% for the first quarter of 2018 • Return on average assets was 1.83% and return on average e

April 26, 2019 EX-99.2

OP Bancorp Declares Quarterly Cash Dividend of $0.05 per Share

Exhibit 99.2 OP Bancorp Declares Quarterly Cash Dividend of $0.05 per Share LOS ANGELES, April 26, 2019 — OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), announced today that its Board of Directors declared a quarterly cash dividend of $0.05 per share of its common stock. The dividend is payable on or about May 24, 2019 to all shareholders of record as of

March 15, 2019 10-K

OPBK / Open Bank (Los Angeles CA) 10-K (Annual Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2018 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File Number: 001-38437 OP BANCORP (Ex

February 13, 2019 SC 13G/A

OPBK / Open Bank (Los Angeles CA) / Scw Capital Management, Lp - SC 13G/A Passive Investment

SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)* OP BANCORP (Name of Issuer) COMMON STOCK, NO PAR VALUE PER SHARE (Title of Class of Securities) 67109R109 (CUSIP Number) December 31, 2018 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pu

February 11, 2019 EX-99.1

EXHIBIT 99.1

EXHIBIT 99.1 The identity and the Item 3 classification of the relevant subsidiary are: Basswood Capital Management, L.L.C., which is an Investment Adviser in accordance with Rule 13d-1(b)(1)(ii)(E).

February 11, 2019 EX-99.2

AGREEMENT OF REPORTING PERSONS

EXHIBIT 99.2 AGREEMENT OF REPORTING PERSONS The undersigned acknowledge and agree that the foregoing statement on Schedule 13G is filed on behalf of each of the undersigned and that all subsequent amendments to this statement on Schedule 13G shall be filed on behalf of each of the undersigned without the necessity of filing additional joint filing agreements. The undersigned acknowledge that each

February 11, 2019 SC 13G

OPBK / Open Bank (Los Angeles CA) / BASSWOOD CAPITAL MANAGEMENT, L.L.C. - SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* OP Bancorp (Name of Issuer) Common Stock, without par value (Title of Class of Securities) 67109R109 (CUSIP Number) December 31, 2018 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which

January 25, 2019 EX-99.1

As of or for the Three Months Ended

Exhibit 99.1 OP Bancorp Reports Fourth Quarter and Year End Financial Results for 2018 2018 Fourth Quarter Highlights: • Net income totaled $3.8 million or $0.23 per diluted common share, up from $0.21 from the prior quarter • Net interest income increased to $10.9 million, up 4.2% from the prior quarter • Net interest margin increased to 4.50% from 4.44% for the prior quarter • Return on average

January 25, 2019 EX-99.2

OP Bancorp Declares Quarterly Cash Dividend of $0.05 per Share and Announces Stock Repurchase Program

Exhibit 99.2 OP Bancorp Declares Quarterly Cash Dividend of $0.05 per Share and Announces Stock Repurchase Program LOS ANGELES, January 25, 2019 — OP Bancorp (the “Company”) (NASDAQ: OPBK), the holding company of Open Bank (the “Bank”), announced today that its Board of Directors declared a quarterly cash dividend of $0.05 per share of its common stock. The dividend is payable on or about February

January 25, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2019 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Numb

November 13, 2018 10-Q

OPBK / Open Bank (Los Angeles CA) 10-Q (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2018 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38437 OP BANCORP (Exact Name of Registrant as Specified in its Charter) California 81-3114676 ( State or other jurisdiction of incorporation or organization) (I.

November 5, 2018 SC 13G

OPBK / Open Bank (Los Angeles CA) / EJF Capital LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 OP Bancorp (Name of Issuer) Common Stock, no par value (Title of Class of Securities) 67109R109 (CUSIP Number) October 25, 2018 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

October 25, 2018 EX-99.1

As of or for the Three Months Ended

Exhibit 99.1 OP Bancorp Exceeds Total Assets of $1 Billion in the Third Quarter of 2018 2018 Third Quarter Highlights: • Net income totaled $3.5 million or $0.21 per diluted common share for the third quarter of 2018. • Net interest margin was 4.44% for the third quarter of 2018. • Total assets were $1.0 billion at September 30, 2018, up 5.7% from $979 million at June 30, 2018, and up 17.7% from $

October 25, 2018 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2018 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Numb

August 28, 2018 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 23, 2018 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Numbe

August 13, 2018 10-Q

OPBK / Open Bank (Los Angeles CA) 10-Q (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2018 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38437 OP BANCORP (Exact Name of Registrant as Specified in its Charter) California 81-3114676 ( State or other jurisdiction of incorporation or organization) (I.

July 26, 2018 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 26, 2018 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Number)

July 26, 2018 EX-99.1

As of or for the Three Months Ended

Exhibit 99.1 OP Bancorp Earns Record Net Income of $3.8 Million in the Second Quarter of 2018 2018 Second Quarter Highlights: • Net income totaled $3.8 million or $0.23 per diluted common share for the second quarter of 2018. • Net interest margin was 4.46% for the second quarter of 2018. • Total assets were $979 million at June 30, 2018, up 2.4% from $957 million at March 31, 2018, and up 17.2% f

July 23, 2018 DEF 14A

OPBK / Open Bank (Los Angeles CA) DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14A-101) INFORMATION REQUIRED IN PROXY STATEMENT Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐Preliminary Proxy Statement ☐Confidential, for Use of the Commi

June 1, 2018 SC 13G/A

OPBK / Open Bank (Los Angeles CA) / Scw Capital Management, Lp - SCHEDULE 13G/A Passive Investment

Schedule 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* OP BANCORP (Name of Issuer) COMMON STOCK, NO PAR VALUE PER SHARE (Title of Class of Securities) 67109R109 (CUSIP Number) May 31, 2018 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule p

June 1, 2018 EX-99.2

JOINT FILING AGREEMENT May 31, 2018

EX-99.2 EXHIBIT 99.2 JOINT FILING AGREEMENT May 31, 2018 Pursuant to and in accordance with the Securities Exchange Act of 1934, as amended (the “Exchange Act”), and the rules and regulations thereunder, each party hereto hereby agrees to the joint filing, on behalf of each of them, of any filing required by such party under Section 13 or Section 16 of the Exchange Act or any rule or regulation th

May 15, 2018 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2018 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38437 OP BANCORP (Exact Name of Registrant as Specified in its Charter) California 81-3114676 ( State or other jurisdiction of incorporation or organization) (I.

April 27, 2018 S-8

OPBK / Open Bank (Los Angeles CA) FORM S-8

Form S-8 As Filed with the Securities And Exchange Commission on April 27, 2018 Registration No.

April 26, 2018 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 26, 2018 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Nu

April 26, 2018 EX-99.1

1

EX-99.1 Exhibit 99.1 OP Bancorp Earns Record Net Income of $3.2 Million in the First Quarter of 2018 2018 First Quarter Highlights: • Net income totaled $3.2 million or $0.22 per diluted common share for the first quarter of 2018. • Net interest margin was 4.56% for the first quarter of 2018, compared to 4.69% for the fourth quarter of 2017 and 4.47% for the first quarter of 2017. • Total assets w

April 20, 2018 SC 13G

OPBK / Open Bank (Los Angeles CA) / Scw Capital Management, Lp - SCHEDULE 13G Passive Investment

Schedule 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* OP BANCORP (Name of Issuer) COMMON STOCK, NO PAR VALUE PER SHARE (Title of Class of Securities) 67109R109 (CUSIP Number) March 27, 2018 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pu

April 20, 2018 EX-99.1

JOINT FILING AGREEMENT April 20, 2018

EX-99.1 EXHIBIT 99.1 JOINT FILING AGREEMENT April 20, 2018 Pursuant to and in accordance with the Securities Exchange Act of 1934, as amended (the “Exchange Act”), and the rules and regulations thereunder, each party hereto hereby agrees to the joint filing, on behalf of each of them, of any filing required by such party under Section 13 or Section 16 of the Exchange Act or any rule or regulation

March 29, 2018 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 29, 2018 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Nu

March 29, 2018 EX-99.1

OP Bancorp Completes Initial Public Offering

EX-99.1 Exhibit 99.1 OP Bancorp Completes Initial Public Offering LOS ANGELES, CALIFORNIA (March 29, 2018) – OP Bancorp (Nasdaq: OPBK) today announced that in connection with its initial public offering of 2,000,000 shares of common stock, no par value, at a price to the public of $11.00 per share, Keefe, Bruyette & Woods, Inc., A Stifel Company, as representative of the underwriters in the offeri

March 28, 2018 EX-1.1

Underwriting Agreement, dated as of March 27, 2018, by and among OP Bancorp, Open Bank and Keefe, Bruyette & Woods, Inc., A Stifel Company, as representative of the several underwriters listed on Schedule I thereto.

EX-1.1 Exhibit 1.1 EXECUTION COPY 2,000,000 Shares OP BANCORP Common Stock UNDERWRITING AGREEMENT March 27, 2018 KEEFE, BRUYETTE & WOODS, INC. (As representative of the Underwriters listed in Schedule I hereto) c/o Keefe, Bruyette & Woods, Inc. 787 Seventh Avenue 4th Floor New York, New York 10019 Ladies and Gentlemen: OP Bancorp, a California corporation (the “Company”), proposes to issue and sel

March 28, 2018 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 27, 2018 OP BANCORP (Exact name of registrant as specified in its charter) California 001-38437 81-3114676 (State or other jurisdiction of incorporation) (Commission File Nu

March 28, 2018 EX-99.1

OP BANCORP ANNOUNCING PRICING OF INITIAL PUBLIC OFFERING

EX-99.1 Exhibit 99.1 OP BANCORP ANNOUNCING PRICING OF INITIAL PUBLIC OFFERING LOS ANGELES, CALIFORNIA (March 27, 2018) – OP Bancorp today announced the pricing of its initial public offering of 2,000,000 shares of common stock, no par value, at a price to the public of $11.00 per share and a total offering size of $22,000,000. The common stock is expected to begin trading on the Nasdaq Global Mark

March 28, 2018 424B4

OP Bancorp 2,000,000 Shares Common Stock

424B4 Table of Contents Filed Pursuant to Rule 424(b)(4) Registration No. 333-223444 PROSPECTUS OP Bancorp 2,000,000 Shares Common Stock This is the initial public offering of OP Bancorp. We are offering 2,000,000 shares of our common stock. The initial public offering price of our common stock is $ 11.00 per share. We have received approval to list our common stock on the Nasdaq Global Market und

March 26, 2018 CORRESP

OPBK / Open Bank (Los Angeles CA) CORRESP

CORRESP OP BANCORP 1000 Wilshire Boulevard, Suite 500 Los Angeles, California 90017 March 26, 2018 Securities and Exchange Commission Division of Corporate Finance 100 F Street, NE Washington, DC 20549 Attention: Jessica Livingston Re: OP Bancorp Registration Statement on Form S-1 333-223444 Dear Sir or Madam: Pursuant to Rule 461 promulgated under the Securities Act of 1933, as amended (the “Securities Act”), OP Bancorp hereby requests that the effective date of the above-referenced Registration Statement on Form S-1, as amended, be accelerated so that the Registration Statement may become effective on March 27, 2018, at 4:00 p.

March 26, 2018 CORRESP

OPBK / Open Bank (Los Angeles CA) CORRESP

Acceleration Request Keefe, Bruyette & Woods, Inc. 787 Seventh Avenue, 4th Floor New York, NY 10019 March 26, 2018 VIA EDGAR United States Securities and Exchange Commission Division of Corporation Finance 100 F Street, NE Washington, D.C. 20549 Attention: Jessica Livingston Re: OP Bancorp Registration Statement on Form S-l File No. 333-223444 Ladies and Gentlemen: Pursuant to Rule 461 under the S

March 26, 2018 S-1/A

OPBK / Open Bank (Los Angeles CA) S-1/A

S-1/A As filed with the Securities and Exchange Commission on March 26, 2018. Registration No. 333-223444 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Amendment No. 2 to FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 OP BANCORP (Exact name of registrant as specified in its charter) California 6022 81-3114676 (State or other jurisdiction of incorporation

March 26, 2018 EX-1.1

Form of Underwriting Agreement

EX-1.1 Exhibit 1.1 [•] Shares OP BANCORP Common Stock UNDERWRITING AGREEMENT [•], 2018 KEEFE, BRUYETTE & WOODS, INC. (As representative of the Underwriters listed in Schedule I hereto) c/o Keefe, Bruyette & Woods, Inc. 787 Seventh Avenue 4th Floor New York, New York 10019 Ladies and Gentlemen: OP Bancorp, a California corporation (the “Company”), proposes to issue and sell to the several underwrit

March 20, 2018 8-A12B

Form 8-A12B

8-A12B UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OP BANCORP (Exact name of registrant as specified in its charter) California 81-3114676 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.) 10

March 20, 2018 S-1/A

OPBK / Open Bank (Los Angeles CA) S-1/A

S-1/A Table of Contents As filed with the Securities and Exchange Commission on March 20, 2018.

March 20, 2018 EX-1.1

Form of Underwriting Agreement

EX-1.1 Exhibit 1.1 [•] Shares OP BANCORP Common Stock UNDERWRITING AGREEMENT [•], 2018 KEEFE, BRUYETTE & WOODS, INC. (As representative of the Underwriters listed in Schedule I hereto) c/o Keefe, Bruyette & Woods, Inc. 787 Seventh Avenue 4th Floor New York, New York 10019 Ladies and Gentlemen: OP Bancorp, a California corporation (the “Company”), proposes to issue and sell to the several underwrit

March 20, 2018 FWP

Initial Public Offering March 2018 Free Writing Prospectus Filed Pursuant to Rule 433 Registration Statement No. 333-223444 Dated March 20, 2018

FWP Initial Public Offering March 2018 Free Writing Prospectus Filed Pursuant to Rule 433 Registration Statement No.

March 5, 2018 EX-10.1

Employment Agreement, dated November 1, 2017, between OP Bancorp and Min J. Kim2

Exhibit 10.1 EMPLOYMENT AGREEMENT This Employment Agreement (the ?Agreement?) is entered into by and between OP BANCORP, a California bank holding company (the ?Company?), OPEN BANK, a California banking corporation (the ?Bank?), and MIN KIM, an individual (the ?Executive?) as of November 1, 2017 (the ?Effective Date?). This Agreement replaces any previous employment agreements between the parties

March 5, 2018 EX-10.5

Employment Offer Letter, dated April 27, 2010, from First Standard Bank to Kathrine Duncan2

Exhibit 10.5 Corporate Headquarters 1000 Wilshire Blvd., Ste. 100 Los Angeles, CA 90017 April 27, 2010 Tel) 213 892 9999 Fax) 213 892 1199 www.firststandardbank.com Kathrine Duncan 1029 Easthills Drive West Covina, CA 91791 Re: Offer Letter Dear Ms. Duncan: On behalf of First Standard Bank, I am pleased to offer you the position of Senior Vice President & Chief Administrative Officer, reporting to

March 5, 2018 EX-3.1

Articles of Incorporation of OP Bancorp (incorporated herein by reference to Exhibit 3.1 to the Registrant’s Form S-1 Registration Statement (Registration No. 333-223444) filed on March 5, 2018)

Exhibit 3.1 3887789 ARTICLES OF INCORPORATION OF OP BANCORP FILED Secretary of State State of California MAR 21 2016 ARTICLE I The name of this corporation is OP Bancorp. ARTICLE II The purpose of this corporation is to engage in any lawful act or activity for which a corporation may be organized under the General Corporation Law of California other than the banking business, the trust company bus

March 5, 2018 EX-99.2

First Amendment of Bylaws of Open Bank

Exhibit 99.2 FIRST AMENDMENT OF BY-LAWS OF OPEN BANK The By-laws of Open Bank, a California state banking corporation (the ?Company?), are hereby amended as set forth below. Upon the approval of this First Amendment of By-laws (the ?Amendment?) by the Board of Directors of the Company, this Amendment together with the existing By-laws of the Company shall constitute the By-laws of the Company. Exc

March 5, 2018 EX-10.12

OP Bancorp 2017 Management Incentive Plan2

Exhibit 10.12 2017 Management Incentive Plan I. Objective Open Bank (the ?Bank?) offers its management team members an opportunity to earn cash incentives in addition to their annual base salaries in the form of a Management Incentive Plan (?MIP?). The MIP is an incentive compensation plan designed to drive financial, operational, qualitative, and individual performance. The MIP will support the k

March 5, 2018 EX-10.13

OP Bancorp Change in Control Severance Plan2

Exhibit 10.13 OP BANCORP EXECUTIVE CHANGE IN CONTROL SEVERANCE PLAN (EFFECTIVE NOVEMBER 1, 2017) TABLE OF CONTENTS Page ARTICLE I GENERAL 1 1.1 Purpose 1 1.2 Plan Term 1 1.3 Definitions 1 1.4 Controlling Authority 6 ARTICLE II ELIGIBILITY AND BENEFITS 6 2.1 Severance Benefit Eligibility 6 2.2 Eligibility Exclusions 6 2.3 Severance Benefits 7 2.4 Form and Payment of Severance Pay 7 2.5 Lump Sum Dea

March 5, 2018 EX-10.6

2010 Equity Incentive Plan2

Exhibit 10.6 2010 EQUITY INCENTIVE PLAN 1. ESTABLISHMENT, PURPOSE AND TERM OF PLAN. 1.1 Establishment. The First Standard Bank 2010 Equity Incentive Plan (the ?Plan?) is hereby established effective as of July 19, 2010, the date of its approval by the stockholders of the Bank (the ?Effective Date?). 1.2 Purpose. The purpose of the Plan is to advance the interests of the Bank and its stockholders b

March 5, 2018 EX-4.1

Specimen common stock certificate of OP Bancorp

Exhibit 4.1 THIS CERTIFIES THAT is the owner of CUSIP DATED COUNTERSIGNED AND REGISTERED: COMPUTERSHARE TRUST COMPANY, N.A. TRANSFER AGENT AND REGISTRAR, FULLY-PAID AND NON-ASSESSABLE SHARES OF NO PAR VALUE OF THE COMMON STOCK OF OP Bancorp, transferable on the books of the Corporation by the holder hereof in person or by duly authorized attorney upon surrender of this certificate properly endorse

March 5, 2018 EX-99.1

Bylaws of Open Bank

Exhibit 99.1 BYLAWS OF OPEN BANK LOS ANGELES, CALIFORNIA AMENDED AND ADOPTED MARCH 17, 2016 INDEX Page ARTICLE I OFFICES 1 Section 1.1 PRINCIPAL EXECUTIVE OFFICE 1 Section 1.2 OTHER OFFICES 1 ARTICLE II MEETINGS OF SHAREHOLDERS 1 Section 2.1 PLACE OF MEETINGS 1 Section 2.2 ANNUAL MEETINGS 1 Section 2.3 NOMINATIONS FOR DIRECTOR 3 Section 2.4 SPECIAL MEETINGS 3 Section 2.5 QUORUM 3 Section 2.6 ADJOU

March 5, 2018 EX-10.11

Form of Stock Option Award under the 2005 Director and Employee Stock Option Plan2

Exhibit 10.11 Grant No. OPEN BANK 2005 DIRECTOR AND EMPLOYEE STOCK OPTION PLAN STOCK OPTION AGREEMENT Open Bank, a California commercial bank (the ?Bank?), hereby grants to the Option holder named below an option to purchase the number of shares of the Bank?s common stock set forth below (the ?Common Stock?). The terms and conditions of the Option are set forth in this Stock Option Agreement (the

March 5, 2018 S-1

As filed with the Securities and Exchange Commission on March 5, 2018.

Table of Contents As filed with the Securities and Exchange Commission on March 5, 2018.

March 5, 2018 EX-10.4

Employment Offer Letter, dated September 9, 2013, from First Standard Bank to Ki Won Yoon2

Exhibit 10.4 September 9, 2013 Ki Won Yoon Dear Ms. Yoon, On behalf of Open Bank, I am pleased to offer you the position of Executive Vice President, Chief Lending Officer, reporting to the Chief Executive Officer. This position is an important one to our organization and we look forward to you contributing your experience and expertise. 1. Start date. Tuesday, October 1, 2013. 2. Base Salary. You

March 5, 2018 EX-10.3

Employment Offer Letter, dated April 28, 2010, from First Standard Bank to Steve Park2

Exhibit 10.3 Corporate Headquarters 1000 Wilshire Blvd., Ste. 100 Los Angeles, CA 90017 April 28, 2010 Tel) 213 892 9999 Fax) 213 892 1199 www.firststandardbank.com Steve Park Re: Offer Letter Dear Mr. Park: On behalf of First Standard Bank, I am pleased to offer you the position of Executive Vice President & Chief Credit Officer, reporting to the President/Chief Executive Officer. This position i

March 5, 2018 EX-10.10

2005 Director and Employee Stock Option Plan2

Exhibit 10.10 FIRST STANDARD BANK 2005 DIRECTOR AND EMPLOYEE STOCK OPTION PLAN Adopted by Board on February 10, 2005 Approved by Shareholders on December 21, 2005 1. PURPOSES. The purpose of the Plan is to promote the interests of First Standard Bank, a California commercial bank (the ?Bank?), and its Affiliates and shareholders by enabling the Bank to offer eligible recipients an opportunity to a

March 5, 2018 EX-10.9

Form of Restricted Stock Unit Agreement under the 2010 Equity Incentive Plan2

Exhibit 10.9 OP BANCORP RESTRICTED STOCK UNIT AGREEMENT This Restricted Stock Unit Agreement (this ?Agreement?) is made and entered into as of (the ?Grant Date?) by and between OP Bancorp, a California corporation (the ?Company?), and (the ?Grantee?). WHEREAS, the Company has adopted the 2010 Equity Incentive Plan (the ?Plan?) pursuant to which awards of Restricted Stock Units may be granted; and

March 5, 2018 EX-10.14

Form of Indemnification Agreement entered into with all of the directors and executive officers of OP Bancorp2

Exhibit 10.14 DIRECTOR/OFFICER INDEMNIFICATION AGREEMENT Indemnification Agreement (this ?Agreement?), dated as of , between OP BANCORP, a California corporation (the ?Company?), and (?Indemnitee?). RECITALS A. Indemnitee is a director and/or officer of the Company and in such capacity is performing valuable services to the Company. B. Competent and experienced persons are reluctant to serve or to

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