RY.PRT / Royal Bank of Canada, 6.75% Dep Shares Fixed/Float Non-cum Preferred Shares C-2 - Pengajuan SECLaporan Tahunan, Pernyataan Proksi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of August 2025 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street 1 Place Ville Marie Royal Bank Plaza Montreal

Net income $5.4 Billion Up 21% YoY

Exhibit 99.2 Royal Bank of Canada third quarter 2025 results All amounts are in Canadian dollars and are based on financial statements presented in compliance with International Accounting Standard 34 Interim Financial Reporting , unless otherwise noted. Our Q3 2025 Report to Shareholders and Supplementary Financial Information are available at http://www.rbc.com/investorrelations and on https://w

Net income  $5.4 Billion   Up 21% YoY    

EX-99.1 Exhibit 99.1 THIRD QUARTER 2025 EARNINGS RELEASE  ROYAL BANK OF CANADA REPORTS THIRD QUARTER 2025 RESULTS All amounts are in Canadian dollars and are based on financial statements presented in compliance with International Accounting Standard 34 Interim Financial Reporting, unless otherwise noted. Our Q3 2025 Report to Shareholders and Supplementary Financial Information are available at h

Return on Equity and Assets Ratios Q3 2025 Q2 2025 Q1 2025 Nine months ended July 31, 2025 For the Year-Ended October 2024 Return on Assets 0.89 % 0.76 % 0.85 % 0.84 % 0.77 % Return on Equity 17.3 % 14.2 % 16.8 % 16.1 % 14.4 % Dividend Payout Ratio 4

EX-99.3 Exhibit 99.3 Return on Equity and Assets Ratios Q3 2025 Q2 2025 Q1 2025 Nine months ended July 31, 2025 For the Year-Ended October 2024 Return on Assets 0.89 % 0.76 % 0.85 % 0.84 % 0.77 % Return on Equity 17.3 % 14.2 % 16.8 % 16.1 % 14.4 % Dividend Payout Ratio 41 % 49 % 42 % 44 % 50 %

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of August, 2025 Commission File Number: 001-13928 Royal Bank of Canada (Name of registrant) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Senior Vice-President, Deputy General Counse

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ANNUAL REPORT

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ANNUAL REPORT (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [NO-FEE REQUIRED] For the calendar year ended December 31, 2024 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [NO FEE REQUIRED] For the transition period from to Commission file number

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 11-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 11-K (Mark One) [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the transition period from      to      Commission File Number 1-1

Table 1: Newly Registered Securities

Calculation of Filing Fee Tables S-8 ROYAL BANK OF CANADA Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee 1 Equity Common shares of Royal Bank of Canada, issuable under the Royal Bank of Canada Stock Option Plan (the "Stock Option Plan") Other 15,000,000 $ 127.

ROYAL BANK OF CANADA Stock Option Plan As amended and restated to November 30, 2006 Approved by the shareholders of the Bank on March 2, 2007 As amended on December 1, 2012 As amended as of November 26, 2019, effective as of December 1, 2019 As amend

Exhibit 4.1 ROYAL BANK OF CANADA Stock Option Plan As amended and restated to November 30, 2006 Approved by the shareholders of the Bank on March 2, 2007 As amended on December 1, 2012 As amended as of November 26, 2019, effective as of December 1, 2019 As amended on April 5, 2023 Approved by the shareholders of the Bank on April 5, 2023 As amended on April 10, 2025 Approved by the shareholders of

As filed with the Securities and Exchange Commission on June 12, 2025

S-8 As filed with the Securities and Exchange Commission on June 12, 2025 Registration No.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM F-N APPOINTMENT OF AGENT FOR SERVICE OF PROCESS BY FOREIGN BANKS AND FOREIGN INSURANCE COMPANIES AND CERTAIN OF THEIR HOLDING COMPANIES AND FINANCE SUBSIDIARIES MAKING PUBLI

F-N UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM F-N APPOINTMENT OF AGENT FOR SERVICE OF PROCESS BY FOREIGN BANKS AND FOREIGN INSURANCE COMPANIES AND CERTAIN OF THEIR HOLDING COMPANIES AND FINANCE SUBSIDIARIES MAKING PUBLIC OFFERINGS OF SECURITIES IN THE UNITED STATES A. Name of issuer or person filing (“Filer”): Royal Bank of Canada B. This is (select one): ☒   an

ROYAL BANK OF CANADA THE BANK OF NEW YORK MELLON Trustee Fourth Supplemental Indenture Dated as of June 11, 2025 Dated as of January 27, 2016 Subordinated Debt Securities 6.750% Limited Recourse Capital Notes, Series 6 (Non-Viability Contingent Capit

Exhibit 4.1 ROYAL BANK OF CANADA TO THE BANK OF NEW YORK MELLON Trustee Fourth Supplemental Indenture Dated as of June 11, 2025 to Indenture Dated as of January 27, 2016 Subordinated Debt Securities 6.750% Limited Recourse Capital Notes, Series 6 (Non-Viability Contingent Capital (NVCC)) (Subordinated Indebtedness) due 2085 TABLE OF CONTENTS Page PARTIES 1 RECITALS OF THE BANK 1 Article One Defini

NOTICE REGARDING UNDERWRITING AGREEMENT

Exhibit 1.1 NOTICE REGARDING UNDERWRITING AGREEMENT The attached Underwriting Agreement is a contractual document that establishes and governs the legal relations among the parties with respect to the transactions described therein. The Underwriting Agreement is not intended to be a source for investors of factual, business, or operational information about the Bank. The representations and warran

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of June, 2025 Commission File Number: 001-13928 Royal Bank of Canada (Name of registrant) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Vice-President, Associate General Counsel and

Royal Bank of Canada to repurchase up to 35 million of its common shares

Exhibit 99.1 Royal Bank of Canada to repurchase up to 35 million of its common shares TORONTO, June 10, 2025 — Royal Bank of Canada (the Bank) (“RY” on TSX and NYSE) today announced that the Toronto Stock Exchange (TSX) and the Office of the Superintendent of Financial Institutions (OSFI) have approved its normal course issuer bid to purchase, for cancellation, up to 35 million of its common share

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of June 2025 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Vice

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM F-N APPOINTMENT OF AGENT FOR SERVICE OF PROCESS BY FOREIGN BANKS AND FOREIGN INSURANCE COMPANIES AND CERTAIN OF THEIR HOLDING COMPANIES AND FINANCE SUBSIDIARIES MAKING PUBLI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM F-N APPOINTMENT OF AGENT FOR SERVICE OF PROCESS BY FOREIGN BANKS AND FOREIGN INSURANCE COMPANIES AND CERTAIN OF THEIR HOLDING COMPANIES AND FINANCE SUBSIDIARIES MAKING PUBLIC OFFERINGS OF SECURITIES IN THE UNITED STATES A. Name of issuer or person filing (“Filer”): Royal Bank of Canada B. This is (select one): ☒ an origin

Amended and Restated Royal Bank of Canada US Wealth Accumulation Plan And Prospectus The date of this document is January 1, 2020 This document constitutes part of a prospectus covering securities that have been registered under The Securities Act of

Exhibit 4.2 Amended and Restated Royal Bank of Canada US Wealth Accumulation Plan And Prospectus The date of this document is January 1, 2020 This document constitutes part of a prospectus covering securities that have been registered under The Securities Act of 1933 RBC U.S.A. Holdco. Corporation  TABLE OF CONTENTS Page SECTION 1 INTRODUCTION 1 1.1 General Nature and Purpose of the Plan 1 1.2 Def

Table 1: Newly Registered Securities

Calculation of Filing Fee Tables S-8 ROYAL BANK OF CANADA Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee 1 Other Deferred Compensation Obligations Other 600,000,000 $ 1.

Amended and Restated Royal Bank of Canada Employee Deferred Advantage Plan      And Prospectus      The date of this document is January 1, 2020 This document constitutes part of a prospectus covering securities that have been registered under The Se

EX-4.3 Exhibit 4.3 Amended and Restated Royal Bank of Canada Employee Deferred Advantage Plan      And Prospectus      The date of this document is January 1, 2020 This document constitutes part of a prospectus covering securities that have been registered under The Securities Act of 1933 RBC U.S.A. Holdco. Corporation  TABLE OF CONTENTS Page SECTION 1 INTRODUCTION 1 1.1 General Nature and Purpose

As filed with the Securities and Exchange Commission on June 6, 2025 U.S. SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT THE SECURITIES ACT OF 1933 ROYAL BANK OF CANADA (Exact name of Registrant as specified

S-8 As filed with the Securities and Exchange Commission on June 6, 2025 U.S. SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 ROYAL BANK OF CANADA (Exact name of Registrant as specified in its charter) Canada 6029 13-5357855 (Province of Organization) (Primary Standard Industrial Classification) Code Number (I.R.S. Employer

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of June 2025 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Senio

Royal Bank of Canada

Exhibit 3.1 Royal Bank of Canada By-laws (adopted January 8, 1981 with revisions to April 10, 2025) BY-LAW ONE 1       DIRECTORS 1.1     Number, Election and Vacancies     The Board of Directors of the Bank shall consist of not less than the minimum number of directors required by the Bank Act and a maximum of 26 directors. The number of directors to be elected at any annual meeting of the shareho

Net income $4.4 Billion Up 11% YoY

Exhibit 99.2 Royal Bank of Canada second quarter 2025 results All amounts are in Canadian dollars and are based on financial statements presented in compliance with International Accounting Standard 34 Interim Financial Reporting , unless otherwise noted. Our Q2 2025 Report to Shareholders and Supplementary Financial Information are available at http://www.rbc.com/investorrelations and on https://

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934

6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of May 2025 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Vi

Net income  $4.4 Billion   Up 11% YoY    

EX-99.1 Exhibit 99.1 SECOND QUARTER 2025 EARNINGS RELEASE  ROYAL BANK OF CANADA REPORTS SECOND QUARTER 2025 RESULTS All amounts are in Canadian dollars and are based on financial statements presented in compliance with International Accounting Standard 34 Interim Financial Reporting, unless otherwise noted. Our Q2 2025 Report to Shareholders and Supplementary Financial Information are available at

Royal Bank of Canada to repurchase up to 35 million of its common shares

EX-99.1 Exhibit 99.1 Royal Bank of Canada to repurchase up to 35 million of its common shares TORONTO, May 29, 2025 — Royal Bank of Canada (the Bank) (“RY” on TSX and NYSE) today announced its intention, subject to the approval of the Toronto Stock Exchange (TSX) and the Office of the Superintendent of Financial Institutions (OSFI), to commence a normal course issuer bid and to repurchase for canc

Return on Equity and Assets Ratios Q2 2025 Q1 2025 Six months ended April 30, 2025 For the Year-Ended October 2024 Return on Assets 0.76 % 0.85 % 0.81 % 0.77 % Return on Equity 14.2 % 16.8 % 15.5 % 14.4 % Dividend Payout Ratio 49 % 42 % 45 % 50 %

Exhibit 99.3 Return on Equity and Assets Ratios Q2 2025 Q1 2025 Six months ended April 30, 2025 For the Year-Ended October 2024 Return on Assets 0.76 % 0.85 % 0.81 % 0.77 % Return on Equity 14.2 % 16.8 % 15.5 % 14.4 % Dividend Payout Ratio 49 % 42 % 45 % 50 %

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of May 2025 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street 1 Place Ville Marie Royal Bank Plaza Montreal, Quebec Toronto, Ont

ROYAL BANK OF CANADA Annual and Special Meeting of Common Shareholders Toronto, Ontario – April 10, 2025 (Hybrid Meeting) REPORT OF VOTING RESULTS In accordance with section 11.3 of National Instrument 51-102 Continuous Disclosure Obligations

Exhibit 99.1 ROYAL BANK OF CANADA Annual and Special Meeting of Common Shareholders Toronto, Ontario – April 10, 2025 (Hybrid Meeting) REPORT OF VOTING RESULTS In accordance with section 11.3 of National Instrument 51-102 Continuous Disclosure Obligations The following matters were voted on at the annual and special meeting of common shareholders of Royal Bank of Canada (the “bank”) held on April

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of April 2025 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Seni

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of April 2025 Commission File Number: 001-1392

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of April 2025 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Seni

Royal Bank of Canada By-laws Adopted January 8, 1981 with revisions to April 10, 2025

Exhibit 99.1 Royal Bank of Canada By-laws Adopted January 8, 1981 with revisions to April 10, 2025 Royal Bank of Canada By-laws (adopted January 8, 1981 with revisions to April 10, 2025)   BY-LAW ONE 1     DIRECTORS 1.1     Number, Election and Vacancies The Board of Directors of the Bank shall consist of not less than the minimum number of directors required by the Bank Act and a maximum of 26 di

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of March, 2025 Commission File Number: 001-13928 Royal Bank of Canada (Name of registrant) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Senior Vice-President, Deputy General Counsel

Computershare Trust Company of Canada 8th Floor, 100 University Avenue Toronto, Ontario M5J 2Y1 Telephone

Exhibit 99.2 Computershare Trust Company of Canada 8th Floor, 100 University Avenue Toronto, Ontario M5J 2Y1 Telephone 1-866-586-7635 514-982-7555 Facsimile 1-866-249-7775 416-263-9524 www.investorcentre.com/rbc Security Class Holder Account Number Fold Form of Proxy—Annual and Special Meeting of Common Shareholders—April 10, 2025 Notes to Proxy 1. Every shareholder has the right to appoint a prox

About this Statement Royal Bank of Canada’s Statement Regarding Modern Slavery (“Statement”), covering our fiscal year of November 1, 2023, to October 31, 2024, is made on behalf of Royal Bank of Canada (“the Bank”) and certain of its subsidiaries (c

Exhibit 99.5 About this Statement Royal Bank of Canada’s Statement Regarding Modern Slavery (“Statement”), covering our fiscal year of November 1, 2023, to October 31, 2024, is made on behalf of Royal Bank of Canada (“the Bank”) and certain of its subsidiaries (collectively “RBC”, “we”, “us” or “our”) pursuant to section 6(2) of the Fighting Against Forced Labour and Child Labour in Supply Chains

Notice of 2025 annual and special meeting of common shareholders and notice of availability of meeting materials Notice of meeting When Thursday, April 10, 2025 at 9:30 a.m. (Eastern Time) Where Via live webcast online at:

Exhibit 99.3 Notice of 2025 annual and special meeting of common shareholders and notice of availability of meeting materials Notice of meeting When Thursday, April 10, 2025 at 9:30 a.m. (Eastern Time) Where Via live webcast online at: https://meetings.lumiconnect.com/400-347-978-606 Password: rbc2025 (case sensitive) In person: Toronto Congress Centre North Building 1020 Martin Grove Road Toronto

Royal Bank of Canada

EX-99.1 Table of Contents Exhibit 99.1 Table of Contents Caution regarding forward-looking statements From time to time, Royal Bank of Canada and its subsidiaries (collectively, “RBC”, “the bank”, “we”, “us” or “our”) make written or oral forward-looking statements within the meaning of certain securities laws, including the “safe harbour” provisions of the United States Private Securities Litigat

English / Anglais French / Français Request for Interim Financial Statements and MD&A The investorrelations, interim financial statements and MD&A for Royal Bank of Canada are available at www.rbc.com/ but under securities regulations securityholders

Exhibit 99.4 English / Anglais French / Français Request for Interim Financial Statements and MD&A The investorrelations, interim financial statements and MD&A for Royal Bank of Canada are available at www.rbc.com/ but under securities regulations securityholders may elect annually to receive them by mail. Please complete and return this card if you wish to receive the 2025 interim financial state

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of March 2025 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street 1 Place Ville Marie Royal Bank Plaza Montreal, Quebec Toronto, O

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934

6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of February 2025 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attentio

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of February 2025 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: S

Our Vision Living RBC Clients, Working How We Safeguarding A Message Speaking Up Conclusion and Values Our Values Communities & Others Together Do Business From Our CEO Entrusted Assets A Message from David McKay President and CEO Building trust by s

EX-99.1 Exhibit 99.1 Royal Bank of Canada Code of Conduct Integrity: Doing What’s Right Publication date: January 1, 2025 Our Vision Living RBC Clients, Working How We Safeguarding A Message Speaking Up Conclusion and Values Our Values Communities & Others Together Do Business From Our CEO Entrusted Assets A Message from David McKay President and CEO Building trust by speaking up and doing the rig

Return on Equity and Assets Ratios Q1 2025 For the Year-Ended October 2024 For the Year-Ended October 2023(1) For the Year-Ended October 2022 Return on Assets 0.85 % 0.77 % 0.73 % 0.84 % Return on Equity 16.8 % 14.4 % 14.3 % 16.4 % Dividend Payout Ra

Exhibit 99.3 Return on Equity and Assets Ratios Q1 2025 For the Year-Ended October 2024 For the Year-Ended October 2023(1) For the Year-Ended October 2022 Return on Assets 0.85 % 0.77 % 0.73 % 0.84 % Return on Equity 16.8 % 14.4 % 14.3 % 16.4 % Dividend Payout Ratio 42 % 50 % 52 % 45 % (1) Amounts have been restated from those previously presented as part of the adoption of IFRS 17, effective Nove

Net income $5.1 Billion Up 43% YoY

Exhibit 99.2 Royal Bank of Canada first quarter 2025 results All amounts are in Canadian dollars and are based on financial statements presented in compliance with International Accounting Standard 34 Interim Financial Reporting , unless otherwise noted. Our Q1 2025 Report to Shareholders and Supplementary Financial Information are available at http://www.rbc.com/investorrelations and on https://w

Net income  $5.1 Billion   Up 43% YoY  

Exhibit 99.1 FIRST QUARTER 2025 EARNINGS RELEASE  ROYAL BANK OF CANADA REPORTS FIRST QUARTER 2025 RESULTS All amounts are in Canadian dollars and are based on financial statements presented in compliance with International Accounting Standard 34 Interim Financial Reporting, unless otherwise noted. Our Q1 2025 Report to Shareholders and Supplementary Financial Information are available at http://ww

TAC / TransAlta Corporation / ROYAL BANK OF CANADA - EXHIBIT 99.1 POWER OF ATTORNEY

EX-99.1 2 ex991.htm EXHIBIT 99.1 Exhibit 99.1 POWER OF ATTORNEY KNOW ALL PERSONS that Royal Bank of Canada (“RBC”), a Canadian chartered bank under and governed by the provisions of the Bank Act, being S.C. 1991, c.46, as amended, by these presents makes, constitutes and appoints each of Sherry Coulter, Terry Fallon, Lori Messer and Thomas Murphy, acting individually, its true and lawful attorney-

POWER OF ATTORNEY

EX-99.1 2 ex991.htm EXHIBIT 99.1 Exhibit 99.1 POWER OF ATTORNEY KNOW ALL PERSONS that Royal Bank of Canada (“RBC”), a Canadian chartered bank under and governed by the provisions of the Bank Act, being S.C. 1991, c.46, as amended, by these presents makes, constitutes and appoints each of Sherry Coulter, Terry Fallon, Lori Messer and Thomas Murphy, acting individually, its true and lawful attorney-

POWER OF ATTORNEY

EX-99.1 2 ex991.htm EXHIBIT 99.1 Exhibit 99.1 POWER OF ATTORNEY KNOW ALL PERSONS that Royal Bank of Canada (“RBC”), a Canadian chartered bank under and governed by the provisions of the Bank Act, being S.C. 1991, c.46, as amended, by these presents makes, constitutes and appoints each of Sherry Coulter, Terry Fallon, Lori Messer and Thomas Murphy, acting individually, its true and lawful attorney-

POWER OF ATTORNEY

EX-99.1 2 ex991.htm EXHIBIT 99.1 Exhibit 99.1 POWER OF ATTORNEY KNOW ALL PERSONS that Royal Bank of Canada (“RBC”), a Canadian chartered bank under and governed by the provisions of the Bank Act, being S.C. 1991, c.46, as amended, by these presents makes, constitutes and appoints each of Sherry Coulter, Terry Fallon, Lori Messer and Thomas Murphy, acting individually, its true and lawful attorney-

BBU / Brookfield Business Partners L.P. - Limited Partnership / ROYAL BANK OF CANADA - EXHIBIT 99.1 POWER OF ATTORNEY

Exhibit 99.1 POWER OF ATTORNEY KNOW ALL PERSONS that Royal Bank of Canada (“RBC”), a Canadian chartered bank under and governed by the provisions of the Bank Act, being S.C. 1991, c.46, as amended, by these presents makes, constitutes and appoints each of Sherry Coulter, Terry Fallon, Lori Messer and Thomas Murphy, acting individually, its true and lawful attorney-in-fact, for and on RBC’s behalf

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of February, 2025 Commission File Number: 001-13928 Royal Bank of Canada (Name of registrant) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Senior Vice-President, Deputy General Coun

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of January, 2025 Commission File Number: 001-13928 Royal Bank of Canada (Name of registrant) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Senior Vice-President, Deputy General Couns

FIRST AMENDMENT TO DISTRIBUTION AGREEMENT

Exhibit 99.1 FIRST AMENDMENT TO DISTRIBUTION AGREEMENT This First Amendment, dated as of March 5, 2024 (the “First Amendment”), amends the Distribution Agreement, dated December 20, 2023 (the “Distribution Agreement”), between Royal Bank of Canada (the “Bank”) and the Agents party thereto. Capitalized terms used but not defined herein have the meanings set forth in the Distribution Agreement. WHER

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of January 2025 Commission File Number: 001-13

Filed by e3 Filing, Computershare 1-800-973-3274 - Royal Bank of Canada - Form 6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

650 de Maisonneuve blvd. West.

Exhibit 99.1 650 de Maisonneuve blvd. West. Date: January 10, 2025 7th Floor Montreal QC, H3A 3T2 www.computershare.com To: All Canadian Securities Regulatory Authorities Subject: ROYAL BANK OF CANADA Dear Sir/Madam: We advise of the following with respect to the upcoming Meeting of Security Holders for the subject Issuer: Meeting Type: Annual and Special Meeting Record Date for Notice of Meeting:

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of December, 2024 Commission File Number: 001-

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of December, 2024 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention:

Overview and outlook Selected financial and other highlights     Table 1  (Millions of Canadian dollars, except per share, number of and percentage amounts) 2024 (1) 2023 (2) 2024 vs. 2023 Increase (decrease) Total revenue $ 57,344 $ 51,464 $ 5,880 1

Table of Contents Exhibit 2 Management’s Discussion and Analysis Management’s Discussion and Analysis (MD&A) is provided to enable a reader to assess our results of operations and financial condition for the fiscal year ended October 31, 2024, compared to the preceding fiscal year.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of December, 2024 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention:

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 40-F [Check one] ☐   REGISTRATION STATEMENT PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒   ANNUAL REPORT PURSUANT TO SECTION 13(a) OR 15(d) OF THE SECU

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 40-F [Check one] ☐   REGISTRATION STATEMENT PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒   ANNUAL REPORT PURSUANT TO SECTION 13(a) OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended October 31, 2024 Commission File Number 001-13928 ROYAL BANK OF CANADA (Exact name of Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of December, 2024 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention:

ROYAL BANK OF CANADA December 3, 2024

Exhibit 1 ROYAL BANK OF CANADA ANNUAL INFORMATION FORM December 3, 2024 CAUTION REGARDING FORWARD-LOOKING STATEMENTS From time to time, we make written or oral forward-looking statements within the meaning of certain securities laws, including the “safe harbour” provisions of the United States Private Securities Litigation Reform Act of 1995 and any applicable Canadian securities legislation.

Consent of Independent Registered Public Accounting Firm

Exhibit 3 Consent of Independent Registered Public Accounting Firm We hereby consent to the incorporation by reference in this Annual Report on Form 40-F for the year ended October 31, 2024 of Royal Bank of Canada of our Report of Independent Registered Public Accounting Firm dated December 3, 2024, relating to the consolidated financial statements and the effectiveness of internal control over financial reporting, which appears in Exhibit 2 to this Annual Report on Form 40-F.

ROYAL BANK OF CANADA POLICY FOR THE RECOVERY OF ERRONEOUSLY AWARDED INCENTIVE-BASED COMPENSATION FROM EXECUTIVE OFFICERS

Exhibit 97 ROYAL BANK OF CANADA POLICY FOR THE RECOVERY OF ERRONEOUSLY AWARDED INCENTIVE-BASED COMPENSATION FROM EXECUTIVE OFFICERS I.

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Exhibit 99.1 FOURTH QUARTER 2024 EARNINGS RELEASE  ROYAL BANK OF CANADA REPORTS FOURTH QUARTER AND 2024 RESULTS All amounts are in Canadian dollars and are based on our audited Annual and unaudited Interim Consolidated Financial Statements for the year and quarter ended October 31, 2024 and related notes prepared in accordance with International Financial Reporting Standards (IFRS) as issued by th

1

Exhibit 99.1 Independent Auditor’s Report To the Shareholders and Board of Directors of Royal Bank of Canada Our opinion In our opinion, the accompanying consolidated financial statements present fairly, in all material respects, the financial position of Royal Bank of Canada and its subsidiaries (together, the Bank) as of October 31, 2024 and 2023, and its financial performance and its cash flows

i

Exhibit 4 RBC Code of Conduct A Message from David McKay President and CEO Building trust by speaking up and doing the right thing At RBC, holding ourselves to the highest standards of integrity plays a critical role in achieving our Purpose to help clients thrive and communities prosper, and our Vision to be among the world’s most trusted and successful financial institutions.

GB:IHG / InterContinental Hotels Group PLC / ROYAL BANK OF CANADA - AMENDMENT NO. 2 Passive Investment

SC 13G/A 1 inter1113240sc13ga2.htm AMENDMENT NO. 2 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934* (Amendment No. 2) INTERCONTINENTAL HOTELS GROUP PLC (Name of Issuer) Common Stock (Title of Class of Securities) G4804L163 (CUSIP Number) September 30, 2024 (Date of Event Which Requires Filing of this Statement) Check

POWER OF ATTORNEY

EX-99.1 2 ex991.htm EXHIBIT 99.1 Exhibit 99.1 POWER OF ATTORNEY KNOW ALL PERSONS that Royal Bank of Canada (“RBC”), a Canadian chartered bank under and governed by the provisions of the Bank Act, being S.C. 1991, c.46, as amended, by these presents makes, constitutes and appoints each of Sherry Coulter, Terry Fallon, Lori Messer and Thomas Murphy, acting individually, its true and lawful attorney-

CIGI / Colliers International Group Inc. / ROYAL BANK OF CANADA - AMENDMENT NO. 3 Passive Investment

SC 13G/A 1 e1113241sc13ga3.htm AMENDMENT NO. 3 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934* (Amendment No. 3) COLLIERS INTERNATIONAL GROUP INC. (Name of Issuer) Subordinate Voting Shares (Title of Class of Securities) 194693107 (CUSIP Number) September 30, 2024 (Date of Event Which Requires Filing of this Statemen

LBRDP / Liberty Broadband Corp - PRF PERPETUAL USD - Series A / ROYAL BANK OF CANADA - AMENDMENT NO. 3 Passive Investment

SC 13G/A 1 o1113242sc13ga3.htm AMENDMENT NO. 3 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934* (Amendment No. 3) LIBERTY BROADBAND CORPORATION (Name of Issuer) Series A Cumulative Redeemable Preferred Stock (Title of Class of Securities) 530307503 (CUSIP Number) September 30, 2024 (Date of Event Which Requires Filing

POWER OF ATTORNEY

EX-99.1 2 ex991.htm EXHIBIT 99.1 Exhibit 99.1 POWER OF ATTORNEY KNOW ALL PERSONS that Royal Bank of Canada (“RBC”), a Canadian chartered bank under and governed by the provisions of the Bank Act, being S.C. 1991, c.46, as amended, by these presents makes, constitutes and appoints each of Sherry Coulter, Terry Fallon, Lori Messer and Thomas Murphy, acting individually, its true and lawful attorney-

POWER OF ATTORNEY

EX-99.1 2 ex991.htm EXHIBIT 99.1 Exhibit 99.1 POWER OF ATTORNEY KNOW ALL PERSONS that Royal Bank of Canada (“RBC”), a Canadian chartered bank under and governed by the provisions of the Bank Act, being S.C. 1991, c.46, as amended, by these presents makes, constitutes and appoints each of Sherry Coulter, Terry Fallon, Lori Messer and Thomas Murphy, acting individually, its true and lawful attorney-

POWER OF ATTORNEY

EX-99.1 2 ex991.htm EXHIBIT 99.1 Exhibit 99.1 POWER OF ATTORNEY KNOW ALL PERSONS that Royal Bank of Canada (“RBC”), a Canadian chartered bank under and governed by the provisions of the Bank Act, being S.C. 1991, c.46, as amended, by these presents makes, constitutes and appoints each of Sherry Coulter, Terry Fallon, Lori Messer and Thomas Murphy, acting individually, its true and lawful attorney-

EFXT / Enerflex Ltd. / ROYAL BANK OF CANADA Passive Investment

SC 13G 1 d1113241sc13g.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934* ENERFLEX LTD. (Name of Issuer) Common Stock (Title of Class of Securities) 29269R105 (CUSIP Number) September 30, 2024 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this

POWER OF ATTORNEY

EX-99.1 2 ex991.htm EXHIBIT 99.1 Exhibit 99.1 POWER OF ATTORNEY KNOW ALL PERSONS that Royal Bank of Canada (“RBC”), a Canadian chartered bank under and governed by the provisions of the Bank Act, being S.C. 1991, c.46, as amended, by these presents makes, constitutes and appoints each of Sherry Coulter, Terry Fallon, Lori Messer and Thomas Murphy, acting individually, its true and lawful attorney-

TU / TELUS Corporation / ROYAL BANK OF CANADA Passive Investment

SC 13G 1 v1113241sc13g.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934* TELUS CORPORATION (Name of Issuer) Common Stock (Title of Class of Securities) 87971M103 (CUSIP Number) September 30, 2024 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of November, 2024 Commission File Number: 001-13928 Royal Ban

6-K FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of November, 2024 Commission File Number: 001-13928 Royal Bank of Canada (Name of registrant) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Senior Vice-President, Deputy General

ROYAL BANK OF CANADA THE BANK OF NEW YORK MELLON Third Supplemental Indenture Dated as of November 1, 2024 Dated as of January 27, 2016 Subordinated Debt Securities 6.350% Limited Recourse Capital Notes, Series 5 (Non-Viability Contingent Capital (NV

Exhibit 4.1 ROYAL BANK OF CANADA TO THE BANK OF NEW YORK MELLON Trustee Third Supplemental Indenture Dated as of November 1, 2024 to Indenture Dated as of January 27, 2016 Subordinated Debt Securities 6.350% Limited Recourse Capital Notes, Series 5 (Non-Viability Contingent Capital (NVCC)) (Subordinated Indebtedness) due 2084 TABLE OF CONTENTS Page PARTIES 1 RECITALS OF THE BANK 1 ARTICLE ONE DEFI

NOTICE REGARDING UNDERWRITING AGREEMENT

Exhibit 1.1 NOTICE REGARDING UNDERWRITING AGREEMENT The attached Underwriting Agreement is a contractual document that establishes and governs the legal relations among the parties with respect to the transactions described therein. The Underwriting Agreement is not intended to be a source for investors of factual, business, or operational information about the Bank. The representations and warran

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of October, 2024 Commission File Number: 001-13928 Royal Bank of Canada (Name of registrant) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Senior Vice-President, Deputy General Couns

Royal Bank of Canada appoints Katherine Gibson as Chief Financial Officer

Exhibit 99.1 Royal Bank of Canada appoints Katherine Gibson as Chief Financial Officer TORONTO, September 12, 2024 — Royal Bank of Canada (RY on TSX and NYSE) today announced that Katherine Gibson has been appointed Chief Financial Officer, effective immediately. Ms. Gibson has served as Interim Chief Financial Officer since April 5, 2024. Prior to this, she was Senior Vice President, Enterprise F

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of September 2024 Commission File Number: 001-13928 Royal Bank of Canada (Name of registrant) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Senior Vice-President, Deputy General Coun

Net income  $4.5 Billion   Up 16% YoY  

Exhibit 99.1 THIRD QUARTER 2024 EARNINGS RELEASE  ROYAL BANK OF CANADA REPORTS THIRD QUARTER 2024 RESULTS All amounts are in Canadian dollars and are based on financial statements presented in compliance with International Accounting Standard 34 Interim Financial Reporting, unless otherwise noted. Effective November 1, 2023, we adopted IFRS 17 Insurance Contracts (IFRS 17). Comparative amounts hav

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of August 2024 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street 1 Place Ville Marie Royal Bank Plaza Montreal

Net income $4.5 Billion Up 16% YoY

Exhibit 99.2 Royal Bank of Canada third quarter 2024 results All amounts are in Canadian dollars and are based on financial statements presented in compliance with International Accounting Standard 34 Interim Financial Reporting , unless otherwise noted. Effective November 1, 2023, we adopted IFRS 17 Insurance Contracts (IFRS 17). Comparative amounts have been restated from those previously presen

Return on Equity and Assets Ratios Q3 2024 Q2 2024 Q1 2024 9 Nine months ended July 31, 2024 For the Year-Ended October 2023(1) Return on Assets 0.85 % 0.77 % 0.68 % 0.76 % 0.73 % Return on Equity 15.5 % 14.5 % 13.1 % 14.4 % 14.3 % Dividend Payout Ra

Exhibit 99.3 Return on Equity and Assets Ratios Q3 2024 Q2 2024 Q1 2024 9 Nine months ended July 31, 2024 For the Year-Ended October 2023(1) Return on Assets 0.85 % 0.77 % 0.68 % 0.76 % 0.73 % Return on Equity 15.5 % 14.5 % 13.1 % 14.4 % 14.3 % Dividend Payout Ratio 46 % 50 % 55 % 50 % 52 % (1) Amounts have been restated from those previously presented as part of the adoption of IFRS 17, effective

SIXTH SUPPLEMENTAL INDENTURE Dated as of July 23, 2024 between ROYAL BANK OF CANADA and The Bank of New York MelloN (as successor to JPMorgan Chase Bank, National Association), as Trustee to INDENTURE Dated as of October 23, 2003 between ROYAL BANK O

Exhibit 4.1 SIXTH SUPPLEMENTAL INDENTURE Dated as of July 23, 2024 between ROYAL BANK OF CANADA and The Bank of New York MelloN (as successor to JPMorgan Chase Bank, National Association), as Trustee to INDENTURE Dated as of October 23, 2003 between ROYAL BANK OF CANADA and JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, as Trustee Sixth Supplemental Indenture, dated as of July 23, 2024 (this “Sixth Su

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of July, 2024 Commission File Number: 001-13928 Royal Bank of Canada (Name of registrant) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Senior Vice-President, Deputy General Counsel

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Exhibit 99.1 RBC announces changes to executive leadership team and business segments · Doug Guzman to become Deputy Chair, RBC · Neil McLaughlin to become Group Head, RBC Wealth Management · Erica Nielsen to become Group Head, RBC Personal Banking · Sean Amato-Gauci to become Group Head, RBC Commercial Banking · Jennifer Publicover to become Group Head, RBC Insurance · Personal & Commercial Banki

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of July 2024 Commission File Number: 001-13928 Royal Bank of Canada (Name of registrant) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Senior Vice-President, Deputy General Counsel &

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ANNUAL REPORT

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ANNUAL REPORT (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [NO-FEE REQUIRED] For the calendar year ended December 31, 2023 OR o TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [NO FEE REQUIRED] For the transition period from to Commission file number

Royal Bank of Canada to repurchase up to 30 million of its common shares

Exhibit 99.1 Royal Bank of Canada to repurchase up to 30 million of its common shares TORONTO, June 10, 2024 — Royal Bank of Canada (the Bank) (“RY” on TSX and NYSE) today announced that the Toronto Stock Exchange (TSX) and the Office of the Superintendent of Financial Institutions (OSFI) have approved its normal course issuer bid to purchase, for cancellation, up to 30 million of its common share

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of June 2024 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Senio

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 11-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 11-K (Mark One) [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the transition period from      to      Commission File Number 1-1

Net income $4.0 Billion Up 7% YoY

Exhibit 99.2 Royal Bank of Canada second quarter 2024 results All amounts are in Canadian dollars and are based on financial statements presented in compliance with International Accounting Standard 34 Interim Financial Reporting , unless otherwise noted. Effective November 1, 2023, we adopted IFRS 17 Insurance Contracts (IFRS 17). Comparative amounts have been restated from those previously prese

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934

6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of May 2024 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Se

Net income  $4.0 Billion   Up 7% YoY  

Exhibit 99.1 SECOND QUARTER 2024 EARNINGS RELEASE  ROYAL BANK OF CANADA REPORTS SECOND QUARTER 2024 RESULTS All amounts are in Canadian dollars and are based on financial statements presented in compliance with International Accounting Standard 34 Interim Financial Reporting, unless otherwise noted. Effective November 1, 2023, we adopted IFRS 17 Insurance Contracts (IFRS 17). Comparative amounts h

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of Ma y 2024 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street 1 Place Ville Marie Royal Bank Plaza Montreal, Quebec Toronto, On

Royal Bank of Canada to repurchase up to 30 million of its common shares

EX-99.1 Exhibit 99.1 Royal Bank of Canada to repurchase up to 30 million of its common shares TORONTO, May 30, 2024 — Royal Bank of Canada (the Bank) (“RY” on TSX and NYSE) today announced its intention, subject to the approval of the Toronto Stock Exchange (TSX) and the Office of the Superintendent of Financial Institutions (OSFI), to commence a normal course issuer bid and to repurchase for canc

Return on Equity and Assets Ratios Q2 2024 Q1 2024 6 months ended April 30, 2024 For the Year-Ended October 2023(1) Return on Assets 0.77 % 0.68 % 0.72 % 0.73 % Return on Equity 14.5 % 13.1 % 13.8 % 14.3 % Dividend Payout Ratio 50 % 55 % 53 % 52 %

EX-99.3 Exhibit 99.3 Return on Equity and Assets Ratios Q2 2024 Q1 2024 6 months ended April 30, 2024 For the Year-Ended October 2023(1) Return on Assets 0.77 % 0.68 % 0.72 % 0.73 % Return on Equity 14.5 % 13.1 % 13.8 % 14.3 % Dividend Payout Ratio 50 % 55 % 53 % 52 % (1) Amounts have been restated from those previously presented as part of the adoption of IFRS 17, effective November 1, 2023.

Davis Polk & Wardwell

Exhibit 23.8 Davis Polk & Wardwell llp 450 Lexington Avenue New York, NY 10017 davispolk.com May 16, 2024 Royal Bank of Canada 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Ladies and Gentlemen: Royal Bank of Canada, a Canadian chartered bank (the “Bank”), has filed with the Securities and Exchange Commission (the “Commission”) a Registration Statement on Form F-3 on December 20,

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of May, 2024 Commission File Number: 001-13928 Royal Bank of Canada (Name of registrant) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Senior Vice-President & Corporate Secretary 1 Pla

+1 212 450 4000

Exhibit 5.5 +1 212 450 4000 davispolk.com Davis Polk & Wardwell llp 450 Lexington Avenue New York, NY 10017 May 16, 2024 Royal Bank of Canada 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Ladies and Gentlemen: Royal Bank of Canada, a Canadian chartered bank (the “Bank”), has filed with the Securities and Exchange Commission (the “Commission”) a Registration Statement on Form F-3

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of April, 2024 Commission File Number: 001-13928 Royal Bank o

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of April, 2024 Commission File Number: 001-13928 Royal Bank of Canada (Name of registrant) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Senior Vice-President, Associate General Coun

NOTICE REGARDING UNDERWRITING AGREEMENT

Exhibit 1.1 NOTICE REGARDING UNDERWRITING AGREEMENT The attached Underwriting Agreement is a contractual document that establishes and governs the legal relations among the parties with respect to the transactions described therein. The Underwriting Agreement is not intended to be a source for investors of factual, business, or operational information about the Bank. The representations and warran

ROYAL BANK OF CANADA THE BANK OF NEW YORK MELLON Second Supplemental Indenture Dated as of April 24, 2024 Dated as of January 27, 2016 Subordinated Debt Securities 7.500% Limited Recourse Capital Notes, Series 4 (Non-Viability Contingent Capital (NVC

Exhibit 4.1 ROYAL BANK OF CANADA TO THE BANK OF NEW YORK MELLON Trustee Second Supplemental Indenture Dated as of April 24, 2024 to Indenture Dated as of January 27, 2016 Subordinated Debt Securities 7.500% Limited Recourse Capital Notes, Series 4 (Non-Viability Contingent Capital (NVCC)) (Subordinated Indebtedness) due 2084 TABLE OF CONTENTS Page PARTIES 1 RECITALS OF THE BANK 1 ARTICLE ONE DEFIN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of April 2024 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Seni

ROYAL BANK OF CANADA Annual Meeting of Common Shareholders Toronto, Ontario – April 11, 2024 (Hybrid Meeting) REPORT OF VOTING RESULTS (AMENDED) In accordance with section 11.3 of National Instrument 51-102 Continuous Disclosure Obligations

Exhibit 99.1 ROYAL BANK OF CANADA Annual Meeting of Common Shareholders Toronto, Ontario – April 11, 2024 (Hybrid Meeting) REPORT OF VOTING RESULTS (AMENDED) In accordance with section 11.3 of National Instrument 51-102 Continuous Disclosure Obligations This Report of Voting Results (Amended) has been filed to reflect a revision with respect to Proposal 2. The following matters were voted on at th

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934

6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of April 2024 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention:

ROYAL BANK OF CANADA Annual Meeting of Common Shareholders Toronto, Ontario – April 11, 2024 (Hybrid Meeting) REPORT OF VOTING RESULTS In accordance with section 11.3 of National Instrument 51-102 Continuous Disclosure Obligations

EX-99.1 Exhibit 99.1 ROYAL BANK OF CANADA Annual Meeting of Common Shareholders Toronto, Ontario – April 11, 2024 (Hybrid Meeting) REPORT OF VOTING RESULTS In accordance with section 11.3 of National Instrument 51-102 Continuous Disclosure Obligations The following matters were voted on at the annual meeting of common shareholders of Royal Bank of Canada (the “bank”) held on April 11, 2024. Full d

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of April 2024 Commission File Number: 001-13928 Royal Bank of Canada (Name of registrant) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Senior Vice-President, Associate General Couns

RBC announces changes to its executive team RBC appoints Katherine Gibson Interim Chief Financial Officer following the departure of Nadine Ahn

Exhibit 99.1 RBC announces changes to its executive team RBC appoints Katherine Gibson Interim Chief Financial Officer following the departure of Nadine Ahn TORONTO, Apr., 5, 2024 — Royal Bank of Canada (TSX:RY) and (NYSE: RY) today announced the appointment of Katherine Gibson as Interim Chief Financial Officer (CFO). She succeeds Nadine Ahn whose employment was terminated by RBC earlier today, e

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of March 2024 Commission File Number: 001-13928 Royal Bank of Canada (Name of registrant) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Senior Vice-President, Associate General Couns

RBC completes acquisition of HSBC Bank Canada

Exhibit 99.1 RBC completes acquisition of HSBC Bank Canada TORONTO, March 28, 2024 — Royal Bank of Canada (“RY” on TSX and NYSE) (“RBC”) today announced it has completed the acquisition of HSBC Bank Canada ("HSBC Canada"). “Today marks one of the most exciting times of our 155-year history and a pivotal milestone in our long-term growth story as we welcome 4,500 employees and 780,000 clients from

  TRUST INDENTURE

Exhibit 4.1   TRUST INDENTURE   between   GOLDEN CREDIT CARD TRUSTTM by TD TRUST COMPANY as Issuer Trustee   and   CIBC MELLON TRUST COMPANY as Indenture Trustee   Made as of July 9, 1999   McCarthy Tétrault       TABLE OF CONTENTS   Article 1 INTERPRETATION 1     1.01 Definitions. 1 1.02 Meaning of “Outstanding” for Certain Purposes. 11 1.03 Number and Gender. 12 1.04 Headings and Table of Conten

[FORM OF SERIES 202●-● CO-OWNERSHIP ASSIGNMENT AGREEMENT] ROYAL BANK OF CANADA as Seller and initial Servicer - and - BNY TRUST COMPANY OF CANADA as agent, nominee and bare trustee for and on behalf of the Seller, the Co-Owners and the other Persons

Exhibit 10.5 [FORM OF SERIES 202●-● CO-OWNERSHIP ASSIGNMENT AGREEMENT] ROYAL BANK OF CANADA as Seller and initial Servicer - and - BNY TRUST COMPANY OF CANADA as agent, nominee and bare trustee for and on behalf of the Seller, the Co-Owners and the other Persons who from time to time are party to a Series Purchase Agreement - and - GOLDEN CREDIT CARD LIMITED PARTNERSHIP as Depositor, by its Managi

[Remainder of page intentionally left blank]

Exhibit 10.6 Fax # ● ●, 202● GOLDEN CREDIT CARD TRUST Computershare Trust Company of Canada 100 University Avenue, 8th Floor Toronto, Ontario M5J 2Y1 Re: SWAP Transaction relating to the [●%] Golden Credit Card Trust Credit Card Receivables-Backed [Class A] [Class B] [Class C] [Floating Rate] Notes, Series 202●-● (the “[Class A] [Class B] [Class C] Notes”) (Our Ref. No. ● / ●) Dear Sir or Madam: T

Calculation of Filing Fee Tables Form SF-3 (Form Type) Golden Credit Card Limited Partnership (Depositor) (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities

Exhibit 107.1 Calculation of Filing Fee Tables Form SF-3 (Form Type) Golden Credit Card Limited Partnership (Depositor) (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee R

TD TRUST COMPANY DECLARATION OF TRUST amended and restated as of March 31, 1999 GOLDEN CREDIT CARD TRUST FIDUCIE CARTE DE CRÉDIT OR™ McCarthy Tétrault TABLE OF CONTENTS

Exhibit 10.1 TD TRUST COMPANY DECLARATION OF TRUST amended and restated as of March 31, 1999 establishing GOLDEN CREDIT CARD TRUST FIDUCIE CARTE DE CRÉDIT OR™ McCarthy Tétrault TABLE OF CONTENTS ARTICLE One INTERPRETATION 1.01 Definitions 1 1.02 Extended Meanings 6 1.03 Headings 6 1.04 References to Acts of the Trust 6 1.05 Proper Law 6 1.06 Invalidity of Provisions 7 ARTICLE Two PURPOSE OF THE TR

[FORM OF SERIES 202● ● PURCHASE AGREEMENT] ROYAL BANK OF CANADA as Seller and initial Servicer - and - BNY TRUST COMPANY OF CANADA as agent, nominee and bare trustee for and on behalf of the Seller, the Co-Owners and the other Persons who from time t

Exhibit 10.4 [FORM OF SERIES 202● ● PURCHASE AGREEMENT] ROYAL BANK OF CANADA as Seller and initial Servicer - and - BNY TRUST COMPANY OF CANADA as agent, nominee and bare trustee for and on behalf of the Seller, the Co-Owners and the other Persons who from time to time are party to a Series Purchase Agreement - and - GOLDEN CREDIT CARD LIMITED PARTNERSHIP as the Series Co-Owner, by its managing ge

Certification

Exhibit 36.1 Certification I, [identify the certifying individual], certify as of [the date of final prospectus under 17 CFR §230.424] that: 1. I have reviewed the prospectus relating to the Class A, [Class B] [and] [Class C] Notes of Golden Credit Card Trust (the "securities") and am familiar with, in all material respects, the following: The characteristics of the securitized assets underlying t

[FORM OF ASSET REPRESENTATIONS REVIEW AGREEMENT]

EXHIBIT 10.7   [FORM OF ASSET REPRESENTATIONS REVIEW AGREEMENT]     ASSET REPRESENTATIONS REVIEW AGREEMENT   GOLDEN CREDIT CARD LIMITED PARTNERSHIP, as Depositor,   ROYAL BANK OF CANADA, as Servicer and in its individual capacity,   and   CLAYTON FIXED INCOME SERVICES LLC, as Asset Representations Reviewer   Dated as of ● ●, 202●   GOLDEN CREDIT CARD TRUST           TABLE OF CONTENTS   Article I D

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM F-N APPOINTMENT OF AGENT FOR SERVICE OF PROCESS BY FOREIGN BANKS AND FOREIGN INSURANCE COMPANIES AND CERTAIN OF THEIR HOLDING COMPANIES AND FINANCE SUBSIDIARIES MAKING PUBLI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM F-N APPOINTMENT OF AGENT FOR SERVICE OF PROCESS BY FOREIGN BANKS AND FOREIGN INSURANCE COMPANIES AND CERTAIN OF THEIR HOLDING COMPANIES AND FINANCE SUBSIDIARIES MAKING PUBLIC OFFERINGS OF SECURITIES IN THE UNITED STATES A. Name of issuer or person filing (“Filer”): Royal Bank of Canada B. This is (select one): ☒ an origin

LIMITED PARTNERSHIP AGREEMENT GOLDEN CREDIT CARD LIMITED PARTNERSHIP by and among GOLDEN CREDIT CARD GP INC. as Managing General Partner ROYAL BANK OF CANADA as Limited Partner Each Person who is admitted to the Partnership as a General Partner or Li

Exhibit 3.2 Execution Version LIMITED PARTNERSHIP AGREEMENT of GOLDEN CREDIT CARD LIMITED PARTNERSHIP by and among GOLDEN CREDIT CARD GP INC. as Managing General Partner and ROYAL BANK OF CANADA as Limited Partner and Each Person who is admitted to the Partnership as a General Partner or Limited Partner hereafter February 1, 2023 TABLE OF CONTENTS Article 1 INTERPRETATION 1 Section 1.1 Definitions

[Form of UNDERWRITING AGREEMENT] UNDERWRITING AGREEMENT [●%] credit card receivables-backed Class a [FLOATING RATE] NOTES, SERIES 202●-● [[●%] credit card receivables-backed Class B [FLOATING RATE] NOTES, SERIES 202●-●] [[●%] credit card receivables-

Exhibit 1.1 [Form of UNDERWRITING AGREEMENT] UNDERWRITING AGREEMENT [●%] credit card receivables-backed Class a [FLOATING RATE] NOTES, SERIES 202●-● [[●%] credit card receivables-backed Class B [FLOATING RATE] NOTES, SERIES 202●-●] [[●%] credit card receivables-backed Class C [FLOATING RATE] NOTES, SERIES 202●-●] ● ●, 202● [NAME OF REPRESENTATIVE], as an Underwriter and as Representative of the ot

[FORM OF SUPPLEMENTAL INDENTURE] SUPPLEMENTAL INDENTURE GOLDEN CREDIT CARD TRUST® COMPUTERSHARE TRUST COMPANY OF CANADA as Issuer Trustee CIBC MELLON TRUST COMPANY as Indenture Trustee relating to the [●%] CREDIT CARD RECEIVABLES-BACKED CLASS A [FLOA

Exhibit 4.2 [FORM OF SUPPLEMENTAL INDENTURE] SUPPLEMENTAL INDENTURE between GOLDEN CREDIT CARD TRUST® by COMPUTERSHARE TRUST COMPANY OF CANADA as Issuer Trustee and CIBC MELLON TRUST COMPANY as Indenture Trustee relating to the [●%] CREDIT CARD RECEIVABLES-BACKED CLASS A [FLOATING RATE] NOTES, SERIES 202●-●; [[●%] CREDIT CARD RECEIVABLES-BACKED CLASS B [FLOATING RATE] NOTES, SERIES 202●-●]; [AND]

D Individual [Z] Corporation or Registered Entity D Other Corporation or Registered Entity Corporation Name/Entity Name * Golden Credit Card GP Inc. Ontario Corporation Number (OCN)/Business Identification Number (BIN) * 6. Authorization [Z] * I, Lea

Exhibit 3.1 Limited Partnerships Act South Tower Exhibit 3.1 D Individual [Z] Corporation or Registered Entity D Other Corporation or Registered Entity Corporation Name/Entity Name * Golden Credit Card GP Inc. Ontario Corporation Number (OCN)/Business Identification Number (BIN) * 6. Authorization [Z] * I, Leah Bedder confirm that the form has been signed by the required person Caution - The Act s

ROYAL BANK OF CANADA, in its capacity as Administrative Agent - and - TD TRUST COMPANY, in its capacity as trustee of GOLDEN CREDIT CARD TRUST Administration Agreement Dated as of March 31, 1999 TABLE OF CONTENTS

Exhibit 10.2 ROYAL BANK OF CANADA, in its capacity as Administrative Agent - and - TD TRUST COMPANY, in its capacity as trustee of GOLDEN CREDIT CARD TRUST Administration Agreement Dated as of March 31, 1999 TABLE OF CONTENTS Article One INTERPRETATION 1.01 Certain Defined Terms 2 1.02 Number and Gender 4 1.03 Headings and Table of Contents 4 1.04 References to Acts of the Trust 4 1.05 Governing L

As filed with the Securities and Exchange Commission on March 14, 2024

As filed with the Securities and Exchange Commission on March 14, 2024 Registration No.

POWER OF ATTORNEY FOR REGISTRATION STATEMENT OF GOLDEN CREDIT CARD GP INC., as general partner of GOLDEN CREDIT CARD LIMITED PARTNERSHIP COVERING CREDIT CARD RECEIVABLES BACKED SECURITIES

EXHIBIT 24.1 POWER OF ATTORNEY FOR REGISTRATION STATEMENT OF GOLDEN CREDIT CARD GP INC., as general partner of GOLDEN CREDIT CARD LIMITED PARTNERSHIP COVERING CREDIT CARD RECEIVABLES BACKED SECURITIES EACH OF THE UNDERSIGNED PERSONS appoints each of Boris Kogut and Ken Mason as his or her attorney and agent to do any and all acts and things and execute in his or her name (whether on behalf of GOLD

ROYAL BANK OF CANADA, as Seller and initial Servicer - and - BNY TRUST COMPANY OF CANADA, as agent, nominee and bare trustee for and on behalf of the Seller, the Co-Owners and other Persons who from time to time are party to the Series Purchase Agree

Exhibit 10.3 ROYAL BANK OF CANADA, as Seller and initial Servicer - and - BNY TRUST COMPANY OF CANADA, as agent, nominee and bare trustee for and on behalf of the Seller, the Co-Owners and other Persons who from time to time are party to the Series Purchase Agreements SECOND AMENDED AND RESTATED POOLING AND SERVICING AGREEMENT Dated as of October 30, 2009 McCarthy Tétrault LLP THIS SECOND AMENDED

Royal Bank of Canada

EX-99.1 Table of Contents Exhibit 99.1 Table of Contents Caution regarding forward-looking statements From time to time, Royal Bank of Canada and its subsidiaries (collectively, RBC, the bank, we, us or our) make written or oral forward-looking statements within the meaning of certain securities laws, including the “safe harbour” provisions of the United States Private Securities Litigation Reform

English / French / Anglais Fran ais Request for Interim Financial Statements and MD&A Demande d tats financiers interm diaires et de rapports de gestion The interim financial statements and MD&A for Royal Bank of Canada are available at www.r

EX-99.4 Exhibit 99.4 English / French / Anglais Fran ais Request for Interim Financial Statements and MD&A Demande d tats financiers interm diaires et de rapports de gestion The interim financial statements and MD&A for Royal Bank of Canada are available at www.rbc.com/ Les tats financiers interm diaires et less rapports de gestion de la Banque Royale du Canada peuvent tre Investor relations, but

Notice of 2024 annual meeting of common shareholders and notice of availability of meeting materials Notice of meeting When Business of the annual meeting of common Thursday, April 11, 2024 at 9:30 a.m. (Eastern Time) shareholders Where At the meetin

EX-99.3 Exhibit 99.3 Notice of 2024 annual meeting of common shareholders and notice of availability of meeting materials Notice of meeting When Business of the annual meeting of common Thursday, April 11, 2024 at 9:30 a.m. (Eastern Time) shareholders Where At the meeting, common shareholders will: 1 Receive our ?financial statements for the years ended Via live webcast online: October 31, 2023 an

Our structure, operations and supply chain

EX-99.5 Exhibit 99.5 Modern slavery – including but not limited to forced labour and child labour4 – and human trafficking are contrary to our Purpose, Vision and Values5. We do not tolerate slavery or human trafficking in our organization or in those of our suppliers and subcontractors. We hold ourselves to the highest standards and expect RBC employees, contract workers and members of the boards

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934

6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of March 2024 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street 1 Place Ville Marie Royal Bank Plaza Montreal, Quebec Toront

2 Computershare Trust Company of Canada 8th Floor, 100 University Avenue Toronto, Ontario M5J 2Y1 Telephone 1-866-586-7635 514-982-7555 Facsimile 1-866-249-7775 416-263-9524 www.investorcentre.com/rbc MR SAM SAMPLE 123 SAMPLES STREET Security Class S

EX-99.2 Exhibit 99.2 2 Computershare Trust Company of Canada 8th Floor, 100 University Avenue Toronto, Ontario M5J 2Y1 Telephone 1-866-586-7635 514-982-7555 Facsimile 1-866-249-7775 416-263-9524 www.investorcentre.com/rbc MR SAM SAMPLE 123 SAMPLES STREET Security Class SAMPLETOWN SS X9X 9X9 Common Holder Account Number C1234567890 X X X Fold Form of Proxy—Annual Meeting of Common Shareholders—Apri

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of March 2024 Commission File Number: 001-13928 Royal Bank of Canada (Name of registrant) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Senior Vice-President & Corporate Secretary 1

Net income  $3.6 Billion   Up 14% YoY  

EX-99.1 Exhibit 99.1 FIRST QUARTER 2024 EARNINGS RELEASE  ROYAL BANK OF CANADA REPORTS FIRST QUARTER 2024 RESULTS All amounts are in Canadian dollars and are based on financial statements presented in compliance with International Accounting Standard 34 Interim Financial Reporting, unless otherwise noted. Effective November 1, 2023, we adopted IFRS 17 Insurance Contracts (IFRS 17). Comparative amo

Net income $3.6 Billion Up 14% YoY

Exhibit 99.2 Royal Bank of Canada first quarter 2024 results All amounts are in Canadian dollars and are based on financial statements presented in compliance with International Accounting Standard 34 Interim Financial Reporting , unless otherwise noted. Effective November 1, 2023, we adopted IFRS 17 Insurance Contracts (IFRS 17). Comparative amounts have been restated from those previously presen

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of February 2024 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5

Return on Equity and Assets Ratios Q1 2024 For the Year-Ended October 2023(1) For the Year-Ended October 2022 For the Year-Ended October 2021 Return on Assets 0.68 % 0.73 % 0.84 % 0.96 % Return on Equity 13.1 % 14.3 % 16.4 % 18.6 % Return on Equity 5

EX-99.3 Exhibit 99.3 Return on Equity and Assets Ratios Q1 2024 For the Year-Ended October 2023(1) For the Year-Ended October 2022 For the Year-Ended October 2021 Return on Assets 0.68 % 0.73 % 0.84 % 0.96 % Return on Equity 13.1 % 14.3 % 16.4 % 18.6 % Return on Equity 55 % 52 % 45 % 39 % (1) Amounts have been restated from those previously presented as part of the adoption of IFRS 17, effective N

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of February 2024 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: S

Royal Bank of Canada releases updated Supplemental Financial Information package template reflecting adoption of IFRS 17

Exhibit 99.1 Royal Bank of Canada releases updated Supplemental Financial Information package template reflecting adoption of IFRS 17 TORONTO, Feb. 15, 2024 — Royal Bank of Canada (RY on TSX and NYSE) has released an abridged version of its Q4 2023 Supplemental Financial Information package, which will be used in connection with the reporting of its Q1 2024 results on February 28, 2024. As previou

RY / Royal Bank of Canada / BANK OF MONTREAL /CAN/ - BANK OF MONTREAL Passive Investment

SC 13G/A 1 rya120824.htm BANK OF MONTREAL UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* Royal Bank of Canada (Name of Issuer) Common Shares (Title of Class of Securities) 780087102 (CUSIP Number) December 31, 2023 (Date of Event which Requires Filing of this Statement) Check the appropriate box to d

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of January, 2024 Commission File Number: 001-13928 Royal Bank of Canada (Name of registrant) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Senior Vice-President & Corporate Secretary

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934

6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of January 2024 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street 1 Place Ville Marie Royal Bank Plaza Montreal, Quebec Toro

RBC announces targeted close date for proposed acquisition of HSBC Bank Canada

EX-99.1 Exhibit 99.1 RBC announces targeted close date for proposed acquisition of HSBC Bank Canada TORONTO, January 15, 2024 — Royal Bank of Canada (“RY” on TSX and NYSE) (“RBC”) today announced that the targeted close date for the proposed acquisition of HSBC Bank Canada will be Thursday, March 28, 2024, subject to the satisfaction of customary closing conditions. Conversion activities will begi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of January 2024 Commission File Number: 001-13

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of January 2024 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street 1 Place Ville Marie Royal Bank Plaza Montreal, Quebec Toronto,

650 de Maisonneuve blvd. West.

Exhibit 99.1 650 de Maisonneuve blvd. West. Date: January 11, 2024 7th Floor Montreal QC, H3A 3T2 www.computershare.com To: All Canadian Securities Regulatory Authorities Subject: ROYAL BANK OF CANADA Dear Sir/Madam: We advise of the following with respect to the upcoming Meeting of Security Holders for the subject Issuer: Meeting Type: Annual Meeting Record Date for Notice of Meeting: February 13

RBC receives approval to proceed with acquisition of HSBC Canada

EX-99.1 Exhibit 99.1 RBC receives approval to proceed with acquisition of HSBC Canada • Finance Minister approves RBC’s acquisition of HSBC Canada; Historic transaction keeps more of Canada’s banking sector in Canadian hands • Acquisition to position RBC as the bank of choice for globally-connected clients TORONTO, December 21, 2023 — Royal Bank of Canada (“RY” on TSX and NYSE) (“RBC”) today welco

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934

6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of December 2023 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attentio

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 Date of Report: December 2023 Commission File Number: 001-13928 Royal Bank of Canada (Exact name of registrant as specified in its charter) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Senior Vic

December 20, 2023

Exhibit 23.7 December 20, 2023 Royal Bank of Canada 200 Bay Street Royal Bank Plaza Toronto, ON Canada M5J 2J5 Dear Sirs/Mesdames: Re: Royal Bank of Canada – Structured Warrants Royal Bank of Canada, a bank organized under the laws of Canada (the “Bank”), is filing with the Securities and Exchange Commission (the “Commission”) a registration statement on Form F-3, file number 333-275898, for the p

[Ashurst LLP Letterhead]

Exhibit 5.6 [Ashurst LLP Letterhead] December 20, 2023 Royal Bank of Canada 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Ladies and Gentlemen: Royal Bank of Canada – Structured Warrants We are acting as special US counsel to Royal Bank of Canada, a Canadian chartered bank (the "Bank"), in connection with its issuance from time to time of certain structured warrants (the "Warrant

[Letterhead of Norton Rose Fulbright Canada LLP]

Exhibit 5.5 [Letterhead of Norton Rose Fulbright Canada LLP] December 20, 2023 Royal Bank of Canada 200 Bay Street Royal Bank Plaza Toronto, ON Canada M5J 2J5 Dear Sirs/Mesdames: RE: Royal Bank of Canada – Structured Warrants We have acted as Canadian counsel to Royal Bank of Canada (the “Bank”) in connection with the issue by the Bank from time to time of certain structured warrants (the “Warrant

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of December 2023 Commission File Number: 001-13928 Royal Bank of Canada (Exact name of registrant as specified in its charter) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Senior Vi

Ashurst LLP

EX-5.4 Exhibit 5.4 Ashurst LLP 55 Hudson Yards, 18th Floor New York, NY 10001 www.ashurst.com December 20, 2023 Royal Bank of Canada 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Ladies and Gentlemen Royal Bank of Canada – Medium-Term Notes, Series J We are acting as special US counsel to Royal Bank of Canada, a Canadian chartered bank (the “Bank”), in connection its issuance fro

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of December 2023 Commission File Number: 001-13928 Royal Bank of Canada (Exact name of registrant as specified in its charter) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Senior Vi

[Letterhead of Norton Rose Fulbright Canada LLP]

EX-5.3 Exhibit 5.3 [Letterhead of Norton Rose Fulbright Canada LLP] December 20, 2023 Royal Bank of Canada 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada, M5T 2J5 Dear Sirs/Mesdames: Royal Bank of Canada – Senior Global Medium-Term Notes, Series J We have acted as Canadian counsel to Royal Bank of Canada (the Bank) in connection with the issue by the Bank from time to time of certain seni

ROYAL BANK OF CANADA U.S. $75,000,000,000 SENIOR GLOBAL MEDIUM-TERM NOTES, SERIES J EXCHANGE RATE AGENCY AGREEMENT ROYAL BANK OF CANADA RBC CAPITAL MARKETS, LLC DECEMBER 20, 2023

Exhibit 99.3 ROYAL BANK OF CANADA U.S. $75,000,000,000 SENIOR GLOBAL MEDIUM-TERM NOTES, SERIES J EXCHANGE RATE AGENCY AGREEMENT BETWEEN ROYAL BANK OF CANADA AND RBC CAPITAL MARKETS, LLC DECEMBER 20, 2023 This Exchange Rate Agency Agreement (this “Agreement”) is entered into as of December 20, 2023 by and between Royal Bank of Canada (the “Bank”) and RBC Capital Markets, LLC (the “Exchange Rate Age

ROYAL BANK OF CANADA U.S. $75,000,000,000 SENIOR GLOBAL MEDIUM-TERM NOTES, SERIES J CALCULATION AGENCY AGREEMENT ROYAL BANK OF CANADA RBC CAPITAL MARKETS, LLC DECEMBER 20, 2023

Exhibit 99.2 ROYAL BANK OF CANADA U.S. $75,000,000,000 SENIOR GLOBAL MEDIUM-TERM NOTES, SERIES J CALCULATION AGENCY AGREEMENT BETWEEN ROYAL BANK OF CANADA AND RBC CAPITAL MARKETS, LLC DECEMBER 20, 2023 This Calculation Agency Agreement (this “Agreement”) is entered into as of December 20, 2023 by and between Royal Bank of Canada (the “Bank”) and RBC Capital Markets, LLC. The Bank proposes to issue

ROYAL BANK OF CANADA Senior Global Medium-Term Notes, Series J Distribution Agreement

Exhibit 99.1 ROYAL BANK OF CANADA U.S.$75,000,000,000 Senior Global Medium-Term Notes, Series J Distribution Agreement December 20, 2023 RBC CAPITAL MARKETS, LLC Brookfield Place 200 Vesey Street, 8th Floor New York, New York 10281 ANZ SECURITIES, INC. 277 Park Avenue, 31st Floor New York, New York 10172 BARCLAYS CAPITAL, INC. 745 Seventh Avenue New York, New York 10019 BNY MELLON CAPITAL MARKETS,

Calculation of Filing Fee Tables Form F-3 (Form Type) Royal Bank of Canada (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry-Forward Securities Security Type Security Class Title Fee Calculation or Carry Forwa

Exhibit 107 Calculation of Filing Fee Tables Form F-3 (Form Type) Royal Bank of Canada (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry-Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Carry Forward Form Type Carry Forward File Number Carry Forward Initial effective date Filing Fee Previously Paid In Connection with Unsold Securities to be Carried Forward Newly Registered Securities Fees to be Paid Debt Senior Debt Securities 457(o) (1)(2) 100% (3)(4) 0.

As filed with the Securities and Exchange Commission on December 19, 2023

Table of Contents As filed with the Securities and Exchange Commission on December 19, 2023 Registration No.

Royal Bank of Canada 200 Bay Street Toronto, Ontario Canada M5J 2J5

Royal Bank of Canada 200 Bay Street Toronto, Ontario Canada M5J 2J5 December 15, 2023 Via EDGAR Securities and Exchange Commission, Division of Corporation Finance, 100 F Street, N.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE

EX-25.1 Exhibit 25.1 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE ☐ CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTEE PURSUANT TO SECTION 305(b)(2) THE BANK OF NEW YORK MELLON (Exact name of trustee as specified in its charter) New York 13-516

As filed with the Securities and Exchange Commission on December 5, 2023

F-3 Table of Contents As filed with the Securities and Exchange Commission on December 5, 2023 Registration No.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE

EX-25.3 Exhibit 25.3 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE ☐ CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTEE PURSUANT TO SECTION 305(b)(2) THE BANK OF NEW YORK MELLON (Exact name of trustee as specified in its charter) New York 13-516

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE

Exhibit 25.2 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE ☐ CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTEE PURSUANT TO SECTION 305(b)(2) THE BANK OF NEW YORK MELLON (Exact name of trustee as specified in its charter) New York 13-5160382 (Ju

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM F-N APPOINTMENT OF AGENT FOR SERVICE OF PROCESS BY FOREIGN BANKS AND FOREIGN INSURANCE COMPANIES AND CERTAIN OF THEIR HOLDING COMPANIES AND FINANCE SUBSIDIARIES MAKING PUBLI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM F-N APPOINTMENT OF AGENT FOR SERVICE OF PROCESS BY FOREIGN BANKS AND FOREIGN INSURANCE COMPANIES AND CERTAIN OF THEIR HOLDING COMPANIES AND FINANCE SUBSIDIARIES MAKING PUBLIC OFFERINGS OF SECURITIES IN THE UNITED STATES A. Name of issuer or person filing (“Filer”): Royal Bank of Canada B. This is (select one): ☒ an origin

Calculation of Filing Fee Tables Form F-3 (Form Type) Royal Bank of Canada (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry-Forward Securities Security Type Security Class Title Fee Calculation or Carry Forwa

EX-FILING FEES Exhibit 107 Calculation of Filing Fee Tables Form F-3 (Form Type) Royal Bank of Canada (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry-Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Carry Forward Form Type Carry Forward File Number Carry Forward Initial effective date Filing Fee Previously Paid In Connection with Unsold Securities to be Carried Forward Newly Registered Securities Fees to be Paid Debt Senior Debt Securities 457(o) (1)(2) 100% (3)(4) 0.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 40-F [Check one] ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13(a) OR 15(d) OF THE SECURITI

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 40-F [Check one] ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13(a) OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended October 31, 2023 Commission File Number 001-13928 ROYAL BANK OF CANADA (Exact name

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of November, 2023 Commission File Number: 001-

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of November, 2023 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street 1 Place Ville Marie Royal Bank Plaza Montreal, Quebec Toront

Consent of Independent Registered Public Accounting Firm

Exhibit 3 Consent of Independent Registered Public Accounting Firm We hereby consent to the incorporation by reference in this Annual Report on Form 40-F for the year ended October 31, 2023 of Royal Bank of Canada of our Report of Independent Registered Public Accounting Firm dated November 29, 2023, relating to the consolidated financial statements and the effectiveness of internal control over financial reporting, which appears in Exhibit 2 to this Annual Report on Form 40-F.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of November, 2023 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention:

ROYAL BANK OF CANADA November 29, 2023

Exhibit 1 ROYAL BANK OF CANADA ANNUAL INFORMATION FORM November 29, 2023 CAUTION REGARDING FORWARD-LOOKING STATEMENTS From time to time, we make written or oral forward-looking statements within the meaning of certain securities laws, including the “safe harbour” provisions of the United States Private Securities Litigation Reform Act of 1995 and any applicable Canadian securities legislation.

Overview and outlook Selected financial and other highlights Table 1 (Millions of Canadian dollars, except per share, number of and percentage amounts) 2023 2022 2023 vs. 2022 Increase (decrease) Total revenue $ 56,129 $ 48,985 $ 7,144 14.6% Provisio

Table of Contents Exhibit 2 Management’s Discussion and Analysis Management’s Discussion and Analysis (MD&A) is provided to enable a reader to assess our results of operations and financial condition for the fiscal year ended October 31, 2023, compared to the preceding fiscal year.

ROYAL BANK OF CANADA POLICY FOR THE RECOVERY OF ERRONEOUSLY AWARDED INCENTIVE-BASED COMPENSATION FROM EXECUTIVE OFFICERS

Exhibit 97 ROYAL BANK OF CANADA POLICY FOR THE RECOVERY OF ERRONEOUSLY AWARDED INCENTIVE-BASED COMPENSATION FROM EXECUTIVE OFFICERS I.

1

Exhibit 99.1 Independent Auditor’s Report To the Shareholders and Board of Directors of Royal Bank of Canada Our opinion In our opinion, the accompanying consolidated financial statements present fairly, in all material respects, the financial position of Royal Bank of Canada and its subsidiaries (together, the Bank) as of October 31, 2023 and 2022, and its financial performance and its cash flows

i

Exhibit 4 RBC Code of Conduct A Message from David McKay President and CEO Building trust by speaking up and doing the right thing At RBC, holding ourselves to the highest standards of integrity plays a critical role in achieving our Purpose to help clients thrive and communities prosper, and our Vision to be among the world’s most trusted and successful financial institutions.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of November, 2023 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention:

- 1 -

Exhibit 99.1 FOURTH QUARTER 2023 EARNINGS RELEASE ROYAL BANK OF CANADA REPORTS FOURTH QUARTER AND 2023 RESULTS All amounts are in Canadian dollars and are based on our audited Annual and unaudited Interim Consolidated Financial Statements for the year and quarter ended October 31, 2023 and related notes prepared in accordance with International Financial Reporting Standards (IFRS) as issued by the

EX-99.25

NOTIFICATION OF THE REMOVAL FROM LISTING AND REGISTRATION OF THE STATED SECURITIES The New York Stock Exchange hereby notifies the SEC of its intention to remove the entire class of the stated securities from listing and registration on the Exchange at the opening of business on November 20, 2023, pursuant to the provisions of Rule 12d2-2 (a).

Royal Bank of Canada comments on recent intercompany transactions

Exhibit 99.1 Royal Bank of Canada comments on recent intercompany transactions TORONTO, September 29, 2023 — Royal Bank of Canada (TSX: RY) (NYSE: RY) commented on recent intercompany sales of certain debt securities by its City National Bank subsidiary (“City National”). These sales were part of the management of City National’s securities portfolios. This transaction will result in the recogniti

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of September 2023 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street 1 Place Ville Marie Royal Bank Plaza Montreal, Quebec Toront

Net income $3.9 Billion Up 8% YoY

Exhibit 99.2 Royal Bank of Canada third quarter 2023 results All amounts are in Canadian dollars and are based on financial statements presented in compliance with International Accounting Standard 34 Interim Financial Reporting , unless otherwise noted. Net income $3.9 Billion Up 8% YoY Diluted EPS 1 $2.73 Up 9% YoY Total PCL 1 $616 Million PCL on loans ratio 1 down 1 bp 1 QoQ ROE 1, 2 14.6% Flat

Net income $3.9 Billion Up 8% YoY

EX-99.1 Exhibit 99.1 THIRD QUARTER 2023 EARNINGS RELEASE ROYAL BANK OF CANADA REPORTS THIRD QUARTER 2023 RESULTS All amounts are in Canadian dollars and are based on financial statements presented in compliance with International Accounting Standard 34 Interim Financial Reporting, unless otherwise noted. Our Q3 2023 Report to Shareholders and Supplementary Financial Information are available at: h

UNITED STATES

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of August 2023 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J

Return on Equity and Assets Ratios Q3 2023 Q2 2023 Q1 2023 Nine months ended July 31, 2023 For the Year-Ended October 2022 Return on Assets 0.77 % 0.79 % 0.61 % 0.72 % 0.84 % Return on Equity 14.6 % 14.4 % 12.6 % 13.9 % 16.4 % Dividend Payout Ratio 4

EX-99.3 Exhibit 99.3 Return on Equity and Assets Ratios Q3 2023 Q2 2023 Q1 2023 Nine months ended July 31, 2023 For the Year-Ended October 2022 Return on Assets 0.77 % 0.79 % 0.61 % 0.72 % 0.84 % Return on Equity 14.6 % 14.4 % 12.6 % 13.9 % 16.4 % Dividend Payout Ratio 49 % 51 % 58 % 53 % 45 %

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of July, 2023 Commission File Number: 001-13928 Royal Bank of Canada (Name of registrant) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Senior Vice-President & Corporate Secretary 1

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 11-K

11-K Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ANNUAL REPORT

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ANNUAL REPORT (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [NO-FEE REQUIRED] For the calendar year ended December 31, 2022 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [NO FEE REQUIRED] For the transition period from to Commission file number

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of June 2023 Commission File Number: 001-13928 Royal Bank of Canada (Exact name of registrant as specified in its charter) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Senior Vice-P

FIFTH SUPPLEMENTAL INDENTURE Dated as of June 22, 2023 ROYAL BANK OF CANADA THE BANK OF NEW YORK MELLON (as successor to JPMorgan Chase Bank, National Association), AS TRUSTEE to the Dated as of October 23, 2003 ROYAL BANK OF CANADA JPMORGAN CHASE BA

Exhibit 4.9 FIFTH SUPPLEMENTAL INDENTURE Dated as of June 22, 2023 between ROYAL BANK OF CANADA and THE BANK OF NEW YORK MELLON (as successor to JPMorgan Chase Bank, National Association), AS TRUSTEE to the INDENTURE Dated as of October 23, 2003 between ROYAL BANK OF CANADA and JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, as Trustee FIFTH SUPPLEMENTAL INDENTURE, dated as of June 22, 2023 (this "Fift

FOURTH SUPPLEMENTAL INDENTURE Dated as of June 22, 2023 ROYAL BANK OF CANADA THE BANK OF NEW YORK MELLON (as successor to JPMorgan Chase Bank, National Association), AS TRUSTEE to the Dated as of October 23, 2003 ROYAL BANK OF CANADA JPMORGAN CHASE B

Exhibit 4.8 FOURTH SUPPLEMENTAL INDENTURE Dated as of June 22, 2023 between ROYAL BANK OF CANADA and THE BANK OF NEW YORK MELLON (as successor to JPMorgan Chase Bank, National Association), AS TRUSTEE to the INDENTURE Dated as of October 23, 2003 between ROYAL BANK OF CANADA and JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, as Trustee FOURTH SUPPLEMENTAL INDENTURE, dated as of June 22, 2023 (this "Fo

Net income $3.6 Billion Down 14% YoY

Exhibit 99.2 Royal Bank of Canada second quarter 2023 results All amounts are in Canadian dollars and are based on financial statements presented in compliance with International Accounting Standard 34 Interim Financial Reporting , unless otherwise noted. Net income $3.6 Billion Down 14% YoY Diluted EPS 1 $2.58 Down 13% YoY Total PCL 1 $600 Million PCL on loans ratio 1 up 5 bps 1 QoQ ROE 2 14.4% D

Return on Equity and Assets Ratios Q2 2023 Q1 2023 Six months ended April 30, 2023 For the Year-Ended October 2022 Return on Assets 0.79 % 0.61 % 0.69 % 0.84 % Return on Equity 14.4 % 12.6 % 13.5 % 16.4 % Dividend Payout Ratio 51 % 58 % 54 % 45 %

EX-99.3 Exhibit 99.3 Return on Equity and Assets Ratios Q2 2023 Q1 2023 Six months ended April 30, 2023 For the Year-Ended October 2022 Return on Assets 0.79 % 0.61 % 0.69 % 0.84 % Return on Equity 14.4 % 12.6 % 13.5 % 16.4 % Dividend Payout Ratio 51 % 58 % 54 % 45 %

Net Income $3.6 Billion Down 14% YoY

EX-99.1 Exhibit 99.1 SECOND QUARTER 2023 EARNINGS RELEASE ROYAL BANK OF CANADA REPORTS SECOND QUARTER 2023 RESULTS All amounts are in Canadian dollars and are based on financial statements presented in compliance with International Accounting Standard 34 Interim Financial Reporting, unless otherwise noted. Our Q2 2023 Report to Shareholders and Supplementary Financial Information are available at:

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of May 2023 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Senior

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934

6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of May 2023 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Se

Royal Bank of Canada

EX-99.1 Exhibit 99.1 Royal Bank of Canada By-laws Adopted January 8, 1981 with revisions to May 2, 2023 Royal Bank of Canada By-laws (adopted January 8, 1981 with revisions to May 2, 2023) BY-LAW ONE 1 DIRECTORS 1.1 Number, Election and Vacancies The Board of Directors of the Bank shall consist of not less than the minimum number of directors required by the Bank Act and a maximum of 26 directors.

ROYAL BANK OF CANADA BY-LAW THREE Share capital MAY 2, 2023

EX-99.2 Exhibit 99.2 ROYAL BANK OF CANADA BY-LAW THREE Share capital MAY 2, 2023 2 BY-LAWS OF ROYAL BANK OF CANADA BY-LAW THREE 1 AUTHORIZED CAPITAL 1.1 Authorized Capital The authorized capital of the Bank consists of: 1.1.1 an unlimited number of Common Shares, without nominal or par value; 1.1.2 an unlimited number of First Preferred Shares, without nominal or par value, provided that the First

ROYAL BANK OF CANADA Special Meeting of First Preferred Shareholders held on April 5, 2023 in Saskatoon, Saskatchewan and adjourned until May 2, 2023 in Mississauga, Ontario REPORT OF VOTING RESULTS In accordance with section 11.3 of National Instrum

EX-99.1 Exhibit 99.1 ROYAL BANK OF CANADA Special Meeting of First Preferred Shareholders held on April 5, 2023 in Saskatoon, Saskatchewan and adjourned until May 2, 2023 in Mississauga, Ontario REPORT OF VOTING RESULTS In accordance with section 11.3 of National Instrument 51-102 Continuous Disclosure Obligations The following matter was voted on at the special meeting of first preferred sharehol

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of May 2023 Commission File Number: 001-13928

6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of May 2023 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Se

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of April, 2023 Commission File Number: 001-13928 Royal Bank of Canada (Name of registrant) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Senior Vice-President & Corporate Secretary 1

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934

6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of April 2023 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention:

ROYAL BANK OF CANADA Annual and Special Meeting of Common Shareholders Saskatoon, Saskatchewan – April 5, 2023 (Hybrid Meeting) REPORT OF VOTING RESULTS In accordance with section 11.3 of National Instrument 51-102 Continuous Disclosure Obligations

EX-99.1 Exhibit 99.1 ROYAL BANK OF CANADA Annual and Special Meeting of Common Shareholders Saskatoon, Saskatchewan – April 5, 2023 (Hybrid Meeting) REPORT OF VOTING RESULTS In accordance with section 11.3 of National Instrument 51-102 Continuous Disclosure Obligations The following matters were voted on at the annual and special meeting of common shareholders of Royal Bank of Canada (the “bank”)

Computershare Trust Company of Canada 8th Floor, 100 University Avenue Toronto, Ontario M5J 2Y1 Telephone

Exhibit 99.2 Computershare Trust Company of Canada 8th Floor, 100 University Avenue Toronto, Ontario M5J 2Y1 Telephone 1-866-586-7635 514-982-7555 Facsimile 1-866-249-7775 416-263-9524 www.investorcentre.com/rbc MR SAM SAMPLE 123 SAMPLES STREET Security Class SAMPLETOWN SS X9X 9X9 Common Holder Account Number C1234567890 X X X Fold Form of Proxy—Annual and Special Meeting of Common Shareholders—Ap

Computershare Trust Company of Canada 8th Floor, 100 University Avenue Toronto, Ontario M5J 2Y1 Telephone

EX-99.3 Exhibit 99.3 Computershare Trust Company of Canada 8th Floor, 100 University Avenue Toronto, Ontario M5J 2Y1 Telephone 1-866-586-7635 514-982-7555 Facsimile 1-866-249-7775 416-263-9524 www.investorcentre.com/rbc MR SAM SAMPLE 123 SAMPLES STREET Security Class SAMPLETOWN SS X9X 9X9 Preferred Series AZ Holder Account Number C1234567890 X X X Form of Proxy—Special Meeting of First Preferred S

Notice of meetings

Exhibit 99.4 Notice of meetings The health and safety of our shareholders, employees, clients and communities is a top priority. Although the COVID-19 situation has improved since our 2022 annual meeting, we may consider holding virtual-only meetings in light of the continued and unpredictable nature of COVID-19, and potential protocols recommended by public health authorities and organizations or

EX-99.1

EntHNWNRGColBleedNoMaskCMYK Royal Bank of Canada Annual Report 2022Table of contents CEO Letter 4 Chair Letter 8 2022 Highlights 10 Management’s Discussion and Analysis 20 Enhanced Disclosure Task Force Recommendations Index 128 Reports and Consolidated Financial Statements 129 Ten-Year Statistical Review 230 Shareholder Information 232 Connect with us facebook.

Royal Bank of Canada

EX-99.1 Exhibit 99.1 Royal Bank of Canada Notice of Annual and Special Meeting of Common Shareholders Notice of Special Meeting of First Preferred Shareholders April 5, 2023 Management Proxy Circular Caution regarding forward-looking statements From time to time, Royal Bank of Canada and its subsidiaries (RBC, bank, we, us or our) make written or oral forward-looking statements within the meaning

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of March 2023 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street Royal Bank Plaza 1 Place Ville Marie Toronto, Ontario Montreal,

English / French / Anglais Français Request for Interim Financial Statements and MD&A Demande d’états financiers intermédiaires et de rapports de gestion The interim financial statements and MD&A for Royal Bank of Canada are available at www.rbc.com/

Exhibit 99.5 English / French / Anglais Français Request for Interim Financial Statements and MD&A Demande d’états financiers intermédiaires et de rapports de gestion The interim financial statements and MD&A for Royal Bank of Canada are available at www.rbc.com/ Les états financiers intermédiaires et les rapports de gestion de la Banque Royale du Canada peuvent être investorrelations, but under s

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934

6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of March 2023 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention:

i

EX-99.1 Exhibit 99.1 RBC Code of Conduct A Message from David McKay President and CEO Building trust by speaking up and doing the right thing At RBC, holding ourselves to the highest standards of integrity plays a critical role in achieving our Purpose to help clients thrive and communities prosper, and our Vision to be among the world’s most trusted and successful financial institutions. In short

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934

6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of March 2023 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention:

Net Income $3.2 Billion Down 22% YoY

EX-99.1 Exhibit 99.1 FIRST QUARTER 2023 EARNINGS RELEASE ROYAL BANK OF CANADA REPORTS FIRST QUARTER 2023 RESULTS All amounts are in Canadian dollars and are based on financial statements presented in compliance with International Accounting Standard 34 Interim Financial Reporting, unless otherwise noted. Our Q1 2023 Report to Shareholders and Supplementary Financial Information are available at: h

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of March 2023 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Seni

Royal Bank of Canada first quarter 2023 results All amounts are in Canadian dollars and are based on financial statements presented in compliance with International Accounting Standard 34 Interim Financial Reporting , unless otherwise noted. Net Inco

Exhibit 99.2 Royal Bank of Canada first quarter 2023 results All amounts are in Canadian dollars and are based on financial statements presented in compliance with International Accounting Standard 34 Interim Financial Reporting , unless otherwise noted. Net Income $3.2 Billion Down 22% YoY Diluted EPS 1 $2.29 Down 19% YoY Total PCL 1 $532 Million PCL on loans ratio 1 up 7 bps 1 QoQ ROE 2 12.6% Do

Return on Equity and Assets Ratios Q1 2023 For the Year-Ended October 2022 For the Year-Ended October 2021 For the Year-Ended October 2020 Return on Assets 0.61 % 0.84 % 0.96 % 0.79 % Return on Equity 12.6 % 16.4 % 18.6 % 16.0 % Dividend Payout Ratio

EX-99.3 Exhibit 99.3 Return on Equity and Assets Ratios Q1 2023 For the Year-Ended October 2022 For the Year-Ended October 2021 For the Year-Ended October 2020 Return on Assets 0.61 % 0.84 % 0.96 % 0.79 % Return on Equity 12.6 % 16.4 % 18.6 % 16.0 % Dividend Payout Ratio 58 % 45 % 39 % 48 %

RY / Royal Bank of Canada / BANK OF MONTREAL /CAN/ - BANK OF MONTREAL Passive Investment

SC 13G 1 ry20123.htm BANK OF MONTREAL UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 Royal Bank of Canada (Name of Issuer) Common Shares (Title of Class of Securities) 780087102 (CUSIP Number) December 31, 2022 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the rule pursu

1500 Robert-Bourassa Blvd.,

Exhibit 99.1 1500 Robert-Bourassa Blvd., January 12, 2023 7th Floor Montreal QC, H3A 3S8 www.computershare.com To: All Canadian Securities Regulatory Authorities Subject: ROYAL BANK OF CANADA Dear Sir/Madam: We advise of the following with respect to the upcoming Meeting of Security Holders for the subject Issuer: Meeting Type : Annual and Special Meeting Record Date for Notice of Meeting : Februa

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of January 2023 Commission File Number: 001-13

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of January 2023 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant’s name into English) 200 Bay Street 1 Place Ville Marie Royal Bank Plaza Montreal, Quebec Toronto,

1500 Robert-Bourassa Blvd.,

Exhibit 99.2 1500 Robert-Bourassa Blvd., January 12, 2023 7th Floor Montreal QC, H3A 3S8 www.computershare.com To: All Canadian Securities Regulatory Authorities Subject: ROYAL BANK OF CANADA Dear Sir/Madam: We advise of the following with respect to the upcoming Meeting of Security Holders for the subject Issuer: Meeting Type : Special Meeting Record Date for Notice of Meeting : February 7, 2023

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of January, 2023 Commission File Number: 001-13928 Royal Bank of Canada (Name of registrant) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Senior Vice-President & Corporate Secretary

2000 City National Bank Director Deferred Compensation Plan (Amended and Restated for Plan Years 2005 and Later, Effective on November 2, 2015)

EX-4.3 4 d378273dex43.htm EX-4.3 Exhibit 4.3 2000 CITY NATIONAL BANK DIRECTOR DEFERRED COMPENSATION PLAN (Amended and Restated for Plan Years 2005 and Later Effective on November 2, 2015) ARTICLE I TITLE AND DEFINITIONS 4 1.1 Title 4 1.2 Definitions 4 ARTICLE II PARTICIPATION 9 2.1 Participation 9 ARTICLE III DEFERRAL ELECTIONS 10 3.1 Elections to Defer Compensation 10 3.2 Investment Elections 13

As filed with the Securities and Exchange Commission on December 8, 2022

As filed with the Securities and Exchange Commission on December 8, 2022 Registration No.

2000 City National Bank Executive Deferred Compensation Plan (Amended and Restated for Plan Years 2004/05 and Later, Effective on November 1, 2017)

Exhibit 4.2 2000 CITY NATIONAL BANK EXECUTIVE DEFERRED COMPENSATION PLAN (Amended and Restated for Plan Years 2004/05 and Later Effective on November 1, 2017) 2000 City National Bank Executive Deferred Compensation Plan (Amended and Restated for Plan Years 2004/05 and Later Effective on November 1, 2017) TABLE OF CONTENTS PAGE ARTICLE I TITLE AND DEFINITIONS I 1.1 TITLE 1 1.2 DEFINITIONS 2 ARTICLE

Royal Bank of Canada By-Laws adopted January 8, 1981, with revisions to April 6, 2016

Exhibit 4.1 ROYAL BANK OF CANADA BY-LAWS Adopted JANUARY 8, 1981 with revisions to April 6, 2016 INDEX PAGE BY-LAW ONE 1. Directors 1 1.1 Number, Election and Vacancies 2. Meetings of Directors 1 2.1 Notice 3. Committees of Directors 1 3.1 General 4. Officers 2 4.1 Officers 5. Indemnification of Directors and Officers 2 5.1 Bank Undertaking 5.2 Court Approval 5.3 Indemnity Agreement 3 6. Sharehold

Filing Fee Table

EXHIBIT 107 CALCULATION OF FILING FEE Form S-8 (Form Type) ROYAL BANK OF CANADA (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered (2) Proposed Maximum Offering Price Per Share Maximum Aggregate Offering Price Fee Rate Amount Of Registration Fee Other Deferred Compensation Obligations issuable under the 2000 City National Bank Executive Deferred Compensation Plan (Amended and Restated for Plan Years 2004/05 and Later Effective on November 1, 2017)(1) 457(h) $185,000,000 100% $185,000,000 .

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM F-N APPOINTMENT OF AGENT FOR SERVICE OF PROCESS BY FOREIGN BANKS AND FOREIGN INSURANCE COMPANIES AND CERTAIN OF THEIR HOLDING COMPANIES AND FINANCE SUBSIDIARIES MAKING PUBLI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM F-N APPOINTMENT OF AGENT FOR SERVICE OF PROCESS BY FOREIGN BANKS AND FOREIGN INSURANCE COMPANIES AND CERTAIN OF THEIR HOLDING COMPANIES AND FINANCE SUBSIDIARIES MAKING PUBLIC OFFERINGS OF SECURITIES IN THE UNITED STATES A. Name of issuer or person filing (?Filer?): Royal Bank of Canada B. This is (select one): ? an origin

1

Exhibit 99.1 Independent Auditor?s Report To the Shareholders and Board of Directors of Royal Bank of Canada Our opinion In our opinion, the accompanying consolidated financial statements present fairly, in all material respects, the financial position of Royal Bank of Canada and its subsidiaries (together, the Bank) as of October 31, 2022 and 2021, and its financial performance and its cash flows

Exhibit 1

Exhibit 1 ROYAL BANK OF CANADA ANNUAL INFORMATION FORM November 29, 2022 CAUTION REGARDING FORWARD-LOOKING STATEMENTS From time to time, we make written or oral forward-looking statements within the meaning of certain securities laws, including the “safe harbour” provisions of the United States Private Securities Litigation Reform Act of 1995 and any applicable Canadian securities legislation.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of November 2022 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant?s name into English) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: S

Form 40-F

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 40-F [Check one] ? R EGISTRATION STATEMENT PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 OR ? ANNUAL REPORT PURSUANT TO SECTION 13(a) OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended October 31, 2022 Commission File Number 001-13928 ROYAL BANK OF CANADA (Exact nam

i

Exhibit 4 RBC Code of Conduct A Message from David McKay President and CEO Building trust by speaking up and doing the right thing At RBC, holding ourselves to the highest standards of integrity plays a critical role in achieving our Purpose to help clients thrive and communities prosper, and our Vision to be among the world?s most trusted and successful financial institutions.

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Exhibit 99.1 FOURTH QUARTER 2022 EARNINGS RELEASE ROYAL BANK OF CANADA REPORTS FOURTH QUARTER AND 2022 RESULTS All amounts are in Canadian dollars and are based on our audited Annual and unaudited Interim Consolidated Financial Statements for the year and quarter ended October 31, 2022 and related notes prepared in accordance with International Financial Reporting Standards (IFRS) as issued by the

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of November 2022 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant?s name into English) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: S

Consent of Independent Registered Public Accounting Firm

Exhibit 3 Consent of Independent Registered Public Accounting Firm We hereby consent to the incorporation by reference in this Annual Report on Form 40-F for the year ended October 31, 2022 of Royal Bank of Canada of our Report of Independent Registered Public Accounting Firm dated November 29, 2022, relating to the consolidated financial statements and the effectiveness of internal control over financial reporting, which appears in Exhibit 2 incorporated by reference in this Annual Report on Form 40-F.

Overview and outlook Selected financial and other highlights Table 1 (Millions of Canadian dollars, except per share, number of and percentage amounts) 2022 2021 2022 vs. 2021 Increase (decrease) Total revenue $ 48,985 $ 49,693 $ (708 ) (1.4)% Provis

Table of Contents Exhibit 2 Management?s Discussion and Analysis Management?s Discussion and Analysis (MD&A) is provided to enable a reader to assess our results of operations and financial condition for the fiscal year ended October 31, 2022, compared to the preceding fiscal year.

RBC to strengthen premium Canadian business with agreement to acquire HSBC Canada Acquisition to position RBC as the bank of choice for globally connected clients

RBC to strengthen premium Canadian business with agreement to acquire HSBC Canada Acquisition to position RBC as the bank of choice for globally connected clients ? Addition of attractive client base and expanded international banking capabilities ? Strong cultural fit and aligned approach to disciplined risk management ? Strategic deployment of excess capital with attractive financial returns TORONTO, November 29, 2022 ? Royal Bank of Canada (RY on TSX and NYSE) today announced it has entered into an agreement to acquire HSBC Bank Canada (?HSBC Canada?), a premier Canadian personal and commercial bank focused on globally connected clients.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of November 2022 Commission File Number: 001-1

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of November 2022 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant?s name into English) 200 Bay Street 1 Place Ville Marie Royal Bank Plaza Montreal, Quebec Toronto

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of a Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of October, 2022 Commission File Number: 001-13928 Royal Bank of Canada (Name of registrant) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Senior Vice-President & Corporate Secretary

Net Income $3.6 Billion Down 17% YoY

Table of Contents Exhibit 99.2 Royal Bank of Canada third quarter 2022 results All amounts are in Canadian dollars and are based on financial statements presented in compliance with International Accounting Standard 34 Interim Financial Reporting , unless otherwise noted. Net Income $3.6 Billion Down 17% YoY Diluted EPS (1) $2.51 Down 15% YoY PCL (1) $340 Million PCL on loans ratio (1) up 35 bps (

Net Income $3.6 Billion Down 17% YoY

Exhibit 99.1 THIRD QUARTER 2022 EARNINGS RELEASE ROYAL BANK OF CANADA REPORTS THIRD QUARTER 2022 RESULTS All amounts are in Canadian dollars and are based on financial statements presented in compliance with International Accounting Standard 34 Interim Financial Reporting, unless otherwise noted. Our Q3 2022 Report to Shareholders and Supplementary Financial Information are available at: http://ww

Return on Equity and Assets Ratios Q3 2022 Q2 2022 Q1 2022 Nine months ended July 31, 2022 For the Year-Ended October 2021 Return on Assets 0.76 % 0.95 % 0.88 % 0.86 % 0.96 % Return on Equity 14.6 % 18.4 % 17.3 % 16.7 % 18.6 % Dividend Payout Ratio 5

Exhibit 99.3 Return on Equity and Assets Ratios Q3 2022 Q2 2022 Q1 2022 Nine months ended July 31, 2022 For the Year-Ended October 2021 Return on Assets 0.76 % 0.95 % 0.88 % 0.86 % 0.96 % Return on Equity 14.6 % 18.4 % 17.3 % 16.7 % 18.6 % Dividend Payout Ratio 51 % 40 % 42 % 44 % 39 %

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of August 2022 Commission File Number: 001-13928 Royal Bank of Canada (Translation of registrant?s name into English) 200 Bay Street Royal Bank Plaza Toronto, Ontario Canada M5J 2J5 Attention: Sen