RYL / Ryland Group Inc - Pengajuan SECLaporan Tahunan, Pernyataan Proksi

Ryland Group Inc
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CIK 85974
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Ryland Group Inc
SEC Filings (Chronological Order)
Halaman ini menyediakan daftar lengkap dan kronologis dari Pengajuan SEC, tidak termasuk pengajuan kepemilikan yang kami sediakan di tempat lain.
February 16, 2016 SC 13G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) Information Statement Pursuant to Rules 13d-1 and 13d-2 Under the Securities Exchange Act of 1934 (Amendment No. 1 )*

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) Information Statement Pursuant to Rules 13d-1 and 13d-2 Under the Securities Exchange Act of 1934 (Amendment No. 1 )* The Ryland Group, Inc. (Name of Issuer) Common stock, par value $1.00 per share (Title of Class of Securities) 783764031 (CUSIP Number) December 31, 2015 Date of Event Which Requires

October 14, 2015 15-12B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13

FORM 15-12B UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File Number 001-08029 The Ryland Group, Inc. (Exact name of registrant as sp

October 6, 2015 S-8 POS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 POST-EFFECTIVE AMENDMENT NO. 4 TO FORM S-8 REGISTRATION STATEMENT NO. 333-150465 POST-EFFECTIVE AMENDMENT NO. 2 TO FORM S-8 REGISTRATION STATEMENT NO. 333-119922 POST-EFFECTIVE AME

As filed with the Securities and Exchange Commission on October 6, 2015 Registration No.

October 6, 2015 S-8 POS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 POST-EFFECTIVE AMENDMENT NO. 4 TO FORM S-8 REGISTRATION STATEMENT NO. 333-150465 POST-EFFECTIVE AMENDMENT NO. 2 TO FORM S-8 REGISTRATION STATEMENT NO. 333-119922 POST-EFFECTIVE AME

As filed with the Securities and Exchange Commission on October 6, 2015 Registration No.

October 6, 2015 S-8 POS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 POST-EFFECTIVE AMENDMENT NO. 4 TO FORM S-8 REGISTRATION STATEMENT NO. 333-150465 POST-EFFECTIVE AMENDMENT NO. 2 TO FORM S-8 REGISTRATION STATEMENT NO. 333-119922 POST-EFFECTIVE AME

As filed with the Securities and Exchange Commission on October 6, 2015 Registration No.

October 1, 2015 S-8 POS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Post-Effective Amendment No. 1 FORM S-8 REGISTRATION STATEMENT THE SECURITIES ACT OF 1933 THE RYLAND GROUP, INC. (Exact name of registrant as specified in its charter) Maryland 5

S-8 POS Registration No. 333-176155 Registration No. 333-176156 Registration No. 33-32431 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Post-Effective Amendment No. 1 to FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 THE RYLAND GROUP, INC. (Exact name of registrant as specified in its charter) Maryland 52-0849948 (State or other jurisdiction of incorpora

October 1, 2015 S-8 POS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Post-Effective Amendment No. 1 FORM S-8 REGISTRATION STATEMENT THE SECURITIES ACT OF 1933 THE RYLAND GROUP, INC. (Exact name of registrant as specified in its charter) Maryland 5

Registration No. 333-176155 Registration No. 333-176156 Registration No. 33-32431 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Post-Effective Amendment No. 1 to FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 THE RYLAND GROUP, INC. (Exact name of registrant as specified in its charter) Maryland 52-0849948 (State or other jurisdiction of incorporation or

October 1, 2015 EX-99.1

2

Exhibit 99.1 News Release Standard Pacific Corp. and The Ryland Group, Inc. Merge to Create CalAtlantic Group, Inc., America?s Fourth Largest Homebuilding Company Combined Company Will Operate in 41 Markets Across 17 States with New Home Offerings Spanning Entry Level Through Luxury IRVINE, CALIFORNIA, October 1, 2015. Standard Pacific Corp. (NYSE: SPF) and The Ryland Group, Inc. (NYSE: RYL), two

October 1, 2015 EX-99.25

EX-99.25

EX-99.25 2 ruleprovisionnotice.htm NOTIFICATION OF THE REMOVAL FROM LISTING AND REGISTRATION OF THE STATED SECURITIES The New York Stock Exchange hereby notifies the SEC of its intention to remove the entire class of the stated securities from listing and registration on the Exchange at the opening of business on October 12, 2015, pursuant to the provisions of Rule 12d2-2 (a). [ X ] 17 CFR 240.12d

October 1, 2015 S-8 POS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Post-Effective Amendment No. 1 FORM S-8 REGISTRATION STATEMENT THE SECURITIES ACT OF 1933 THE RYLAND GROUP, INC. (Exact name of registrant as specified in its charter) Maryland 5

Registration No. 333-176155 Registration No. 333-176156 Registration No. 33-32431 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Post-Effective Amendment No. 1 to FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 THE RYLAND GROUP, INC. (Exact name of registrant as specified in its charter) Maryland 52-0849948 (State or other jurisdiction of incorporation or

October 1, 2015 SC 13D/A

SPF SC 13D/A (Activist Acquisition of More Than 5% of Shares)

SC 13D/A 1 d70374dsc13da.htm SC 13D/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13D UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. 1)* CALATLANTIC GROUP, INC. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 128195C104 (CUSIP Number) John P. Babel Executive Vice President, General Counsel and Secretary CalAtlan

October 1, 2015 8-K

Changes in Control of Registrant, Material Modification to Rights of Security Holders, Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing, Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 October 1, 2015 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

October 1, 2015 POSASR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Post-Effective Amendment No. 1 to FORM S-3 REGISTRATION STATEMENT THE SECURITIES ACT OF 1933 THE RYLAND GROUP, INC. (Exact name of registrant as specified in its charter) Marylan

Registration No. 333-201660 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Post-Effective Amendment No. 1 to FORM S-3 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 THE RYLAND GROUP, INC. (Exact name of registrant as specified in its charter) Maryland 52-0849948 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.) 301

September 29, 2015 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 September 28, 2015 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

September 29, 2015 EX-10.1

AMENDMENT NO. 2 THE RYLAND GROUP, INC. SENIOR EXECUTIVE SUPPLEMENTAL RETIREMENT PLAN

EX-10.1 2 a15-203661ex10d1.htm EX-10.1 Exhibit 10.1 AMENDMENT NO. 2 TO THE RYLAND GROUP, INC. SENIOR EXECUTIVE SUPPLEMENTAL RETIREMENT PLAN The Ryland Group, Inc. (the “Company”) wishes to terminate and liquidate The Ryland Group, Inc. Senior Executive Supplemental Retirement Plan (the “Plan”). Accordingly, in accordance with Section 4.1 of the Plan and Treas. Reg. section 409A-3(j)(4)(ix)(B), the

September 28, 2015 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 September 28, 2015 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

September 8, 2015 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 September 8, 2015 Date of Report (Date of earliest event reported) THE RYLAND GROUP,

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 September 8, 2015 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

September 8, 2015 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 September 8, 2015 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

September 8, 2015 425

CalAtlantic Group FORM 8-K (Prospectus)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 September 8, 2015 Date of Report (Date of earliest event reported) STANDARD PACIFIC CORP.

August 27, 2015 DEFM14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

DEFM14A 1 d949765ddefm14a.htm DEFM14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commiss

August 3, 2015 425

TRANSCRIPT CalAtlantic Homes Name Video

Filed by The Ryland Group, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: The Ryland Group, Inc. Commission File No.: 001-08029 TRANSCRIPT CalAtlantic Homes Name Video On screen graphic: 41 cities 17 states On screen graphic: Coast to coast On screen graphic: and all points in between On

August 3, 2015 425

CalAtlantic Group 425 (Prospectus)

425 Filed by Standard Pacific Corp. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: The Ryland Group, Inc. Commission File No.: 001-08029 Media Contact: Danielle Tocco Director of Communications Standard Pacific Homes (O)949.789.1633 / (C)714.296.0451 [email protected] Ryland and Standard Pac

August 3, 2015 425

CalAtlantic Group 425 (Prospectus)

425 Filed by Standard Pacific Corp. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: The Ryland Group, Inc. Commission File No.: 001-08029 TRANSCRIPT CalAtlantic Homes Name Video On screen graphic: 41 cities 17 states On screen graphic: Coast to coast On screen graphic: and all points in betwee

August 3, 2015 425

CalAtlantic Group 425 (Prospectus)

425 Filed by Standard Pacific Corp. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: The Ryland Group, Inc. Commission File No.: 001-08029 Excerpts from SPF - Q2 2015 Standard Pacific Corp. Earnings Call 2015-07-31 4:00PM GMT Event Date: 07/31/2015 Company Name: Standard Pacific Corp. Event Des

August 3, 2015 425

Ryland and Standard Pacific to Become CalAtlantic Group, Inc. Following Merger New Company Will Operate in 41 Markets Across 17 States with New Home Offerings Spanning Entry Level Through Luxury

425 Filed by The Ryland Group, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: The Ryland Group, Inc. Commission File No.: 001-08029 Media Contact: Danielle Tocco Director of Communications Standard Pacific Homes (O)949.789.1633 / (C)714.296.0451 [email protected] Ryland and Standard Pac

July 31, 2015 425

2

Filed by The Ryland Group, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: The Ryland Group, Inc. Commission File No.: 001-08029 Excerpts from The Ryland Group Earnings Q2 2015 Earnings Call Teleconference RYL 2015-07-30 16:48:20.889 GMT Event Date: 07/30/2015 Company Name: Ryland Group E

July 30, 2015 10-Q

RYL / Ryland Group Inc 10-Q - Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [X] Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2015 or [ ] Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to . Commission File Number: 001-08029 THE RYLAND GROU

July 30, 2015 EX-12.1

Exhibit 12.1: Computation of Ratio of Earnings to Fixed Charges TWELVE MONTHS ENDED DECEMBER 31, SIX MONTHS ENDED JUNE 30, (in thousands, except ratio) 2010 2011 2012 2013 2014 2015 (Loss) income from continuing operations before taxes $ (80,497 ) $

Exhibit 12.1: Computation of Ratio of Earnings to Fixed Charges TWELVE MONTHS ENDED DECEMBER 31, SIX MONTHS ENDED JUNE 30, (in thousands, except ratio) 2010 2011 2012 2013 2014 2015 (Loss) income from continuing operations before taxes $ (80,497 ) $ (32,732 ) $ 43,967 $ 195,691 $ 284,464 $ 107,885 Share of distributed loss (income) of 50%-or-less-owned affiliates, net of equity pickup 3,705 976 (1

July 30, 2015 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 July 30, 2015 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

July 30, 2015 EX-99

RYLAND REPORTS RESULTS FOR THE SECOND QUARTER OF 2015

EX-99 2 ryl2015q2ex991.htm EXHIBIT 99 News Release The Ryland Group, Inc. www.ryland.com FOR IMMEDIATE RELEASE CONTACT: Gordon Milne (805) 367-3720 RYLAND REPORTS RESULTS FOR THE SECOND QUARTER OF 2015 WESTLAKE VILLAGE, Calif. (June 30, 2015) – The Ryland Group, Inc. (NYSE: RYL) today announced results for its quarter ended June 30, 2015. Items of note included: • Net income increased 33.0 percent

July 2, 2015 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 July 2, 2015 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 July 2, 2015 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

July 2, 2015 425

CalAtlantic Group FORM 8-K (Prospectus)

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported) July 2, 2015 STANDARD PACIFIC CORP. (Exact name of registrant as specified in charter) Delaware 1-10959 33-0475989 (State or Other Jurisdiction of Incorporation) (Commission F

July 2, 2015 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 July 2, 2015 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

July 2, 2015 EX-2.1

AMENDED AND RESTATED AGREEMENT AND PLAN OF MERGER STANDARD PACIFIC CORP. THE RYLAND GROUP, INC. Dated as of June 14, 2015 TABLE OF CONTENTS Page ARTICLE I THE MERGER 2 Section 1.1 The Merger 2 Section 1.2 Closing 2 Section 1.3 Effective Time 2 Sectio

EX-2.1 2 d46899dex21.htm EX-2.1 Exhibit 2.1 AMENDED AND RESTATED AGREEMENT AND PLAN OF MERGER among STANDARD PACIFIC CORP. and THE RYLAND GROUP, INC. Dated as of June 14, 2015 TABLE OF CONTENTS Page ARTICLE I THE MERGER 2 Section 1.1 The Merger 2 Section 1.2 Closing 2 Section 1.3 Effective Time 2 Section 1.4 Effects of the Merger 2 Section 1.5 Certificate of Incorporation; Bylaws 2 Section 1.6 Dir

July 2, 2015 EX-2.1

AMENDED AND RESTATED AGREEMENT AND PLAN OF MERGER STANDARD PACIFIC CORP. THE RYLAND GROUP, INC. Dated as of June 14, 2015 TABLE OF CONTENTS Page ARTICLE I THE MERGER 2 Section 1.1 The Merger 2 Section 1.2 Closing 2 Section 1.3 Effective Time 2 Sectio

EX-2.1 2 d46899dex21.htm EX-2.1 Exhibit 2.1 AMENDED AND RESTATED AGREEMENT AND PLAN OF MERGER among STANDARD PACIFIC CORP. and THE RYLAND GROUP, INC. Dated as of June 14, 2015 TABLE OF CONTENTS Page ARTICLE I THE MERGER 2 Section 1.1 The Merger 2 Section 1.2 Closing 2 Section 1.3 Effective Time 2 Section 1.4 Effects of the Merger 2 Section 1.5 Certificate of Incorporation; Bylaws 2 Section 1.6 Dir

June 24, 2015 SC 13D

SPF / / RYLAND GROUP INC - SC 13D Activist Investment

SC 13D 1 d949172dsc13d.htm SC 13D UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13D UNDER THE SECURITIES EXCHANGE ACT OF 1934 STANDARD PACIFIC CORP. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 85375C101 (CUSIP Number) Timothy J. Geckle Senior Vice President, General Counsel and Secretary The Ryland Group, Inc. 3011 Town

June 16, 2015 425

Filed by The Ryland Group, Inc.

Filed by The Ryland Group, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: The Ryland Group, Inc. Commission File No.: 001-08029 THOMSON REUTERS STREETEVENTS EDITED TRANSCRIPT SPF—Standard Pacific Corp and The Ryland Group Inc Announce Merger of Equals Call EVENT DATE/TIME: JUNE 15, 2015

June 15, 2015 EX-10.3

EMPLOYMENT AGREEMENT

EX-10.3 Exhibit 10.3 EXECUTION VERSION EMPLOYMENT AGREEMENT EMPLOYMENT AGREEMENT (the ?Agreement?) dated as of the 14 day of June, 2015, by and between Standard Pacific Corp., a Delaware corporation (the ?Company?), and Larry T. Nicholson (the ?Executive?). In consideration of the mutual covenants and agreements of the parties set forth in this Agreement, and other good and valuable consideration

June 15, 2015 EX-99.3

The Ryland Group and Standard Pacific Corp. Two Companies Coming Together in Historic Strategic Merger Right Companies - Right Teams – Right Time Key Messages / Q&A

Exhibit 99.3 The Ryland Group and Standard Pacific Corp. Two Companies Coming Together in Historic Strategic Merger Right Companies - Right Teams ? Right Time Key Messages / Q&A The Announcement With nearly 100 years of combined homebuilding expertise, Standard Pacific Corp. and The Ryland Group announce the merger of these two well-respected companies. This strategic move accelerates both compani

June 15, 2015 425

CalAtlantic Group 425 (Prospectus)

425 Filed by Standard Pacific Corp. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: The Ryland Group, Inc. Commission File No.: 001-08029 Standard Pacific and Ryland merge nearly a century of experience to form an all-new leading homebuilder June 15, 2015 DISCLAIMER Cautionary Statement Regard

June 15, 2015 EX-3.1

ARTICLE VIII FORUM FOR ADJUDICATION OF DISPUTES

Exhibit 3.1 ARTICLE VIII FORUM FOR ADJUDICATION OF DISPUTES SECTION 8.01. Forum. Unless the Corporation consents in writing to the selection of an alternative forum, to the fullest extent permitted by law, the sole and exclusive forum for any stockholder (including any beneficial owner, within the meaning of Section 13(d) of the Securities and Exchange Act of 1934, as amended) to bring: (i) any de

June 15, 2015 EX-3.1

ARTICLE VIII FORUM FOR ADJUDICATION OF DISPUTES

Exhibit 3.1 ARTICLE VIII FORUM FOR ADJUDICATION OF DISPUTES SECTION 8.01. Forum. Unless the Corporation consents in writing to the selection of an alternative forum, to the fullest extent permitted by law, the sole and exclusive forum for any stockholder (including any beneficial owner, within the meaning of Section 13(d) of the Securities and Exchange Act of 1934, as amended) to bring: (i) any de

June 15, 2015 EX-99.3

The Ryland Group and Standard Pacific Corp. Two Companies Coming Together in Historic Strategic Merger Right Companies - Right Teams – Right Time Key Messages / Q&A

Exhibit 99.3 The Ryland Group and Standard Pacific Corp. Two Companies Coming Together in Historic Strategic Merger Right Companies - Right Teams ? Right Time Key Messages / Q&A The Announcement With nearly 100 years of combined homebuilding expertise, Standard Pacific Corp. and The Ryland Group announce the merger of these two well-respected companies. This strategic move accelerates both compani

June 15, 2015 EX-10.1

VOTING AGREEMENT

Exhibit 10.1 Execution Version VOTING AGREEMENT VOTING AGREEMENT, dated as of June 14, 2015 (this ?Agreement?), between The Ryland Group, Inc., a Maryland corporation (?Ryland?), and MP CA Homes LLC, a Delaware limited liability company (including successors, the ?Stockholder?), a stockholder of Standard Pacific Corp., a Delaware corporation (?Standard Pacific?). RECITALS WHEREAS, concurrently her

June 15, 2015 EX-10.2

EMPLOYMENT AGREEMENT

EX-10.2 Exhibit 10.2 EXECUTION VERSION EMPLOYMENT AGREEMENT EMPLOYMENT AGREEMENT (the ?Agreement?) dated as of the 14th day of June, 2015, by and between Standard Pacific Corp., a Delaware corporation (the ?Company?), and Scott D. Stowell (the ?Executive?). In consideration of the mutual covenants and agreements of the parties set forth in this Agreement, and other good and valuable consideration

June 15, 2015 425

CalAtlantic Group 8-K (Prospectus)

425 1 d942666d8k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported) June 14, 2015 STANDARD PACIFIC CORP. (Exact name of registrant as specified in charter) Delaware 1-10959 33-0475989 (State or Other Jurisdiction of Incorporati

June 15, 2015 EX-99.1

2

Exhibit 99.1 News Release Standard Pacific Corp. and The Ryland Group, Inc. Announce Merger of Equals Creating America?s Fourth Largest Homebuilding Company Combined Company Will Operate in 41 Markets Across 17 States with New Home Offerings Spanning Entry Level Through Luxury IRVINE and WESTLAKE VILLAGE, CALIFORNIA, June 14, 2015. Standard Pacific Corp. (NYSE: SPF) and The Ryland Group, Inc. (NYS

June 15, 2015 EX-2.1

AGREEMENT AND PLAN OF MERGER STANDARD PACIFIC CORP. THE RYLAND GROUP, INC. Dated as of June 14, 2015 TABLE OF CONTENTS Page ARTICLE I THE MERGER 2 Section 1.1 The Merger 2 Section 1.2 Closing 2 Section 1.3 Effective Time 2 Section 1.4 Effects of the

EX-2.1 Exhibit 2.1 AGREEMENT AND PLAN OF MERGER among STANDARD PACIFIC CORP. and THE RYLAND GROUP, INC. Dated as of June 14, 2015 TABLE OF CONTENTS Page ARTICLE I THE MERGER 2 Section 1.1 The Merger 2 Section 1.2 Closing 2 Section 1.3 Effective Time 2 Section 1.4 Effects of the Merger 2 Section 1.5 Certificate of Incorporation; Bylaws 2 Section 1.6 Directors 3 Section 1.7 Leadership 3 Section 1.8

June 15, 2015 EX-10.1

VOTING AGREEMENT

Exhibit 10.1 Execution Version VOTING AGREEMENT VOTING AGREEMENT, dated as of June 14, 2015 (this ?Agreement?), between The Ryland Group, Inc., a Maryland corporation (?Ryland?), and MP CA Homes LLC, a Delaware limited liability company (including successors, the ?Stockholder?), a stockholder of Standard Pacific Corp., a Delaware corporation (?Standard Pacific?). RECITALS WHEREAS, concurrently her

June 15, 2015 425

CalAtlantic Group 425 (Prospectus)

Filed by Standard Pacific Corp. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: The Ryland Group, Inc. Commission File No.: 001-08029 THOMSON REUTERS STREETEVENTS EDITED TRANSCRIPT SPF—Standard Pacific Corp and The Ryland Group Inc Announce Merger of Equals Call EVENT DATE/TIME: JUNE 15, 2015

June 15, 2015 EX-99.1

2

Exhibit 99.1 News Release Standard Pacific Corp. and The Ryland Group, Inc. Announce Merger of Equals Creating America?s Fourth Largest Homebuilding Company Combined Company Will Operate in 41 Markets Across 17 States with New Home Offerings Spanning Entry Level Through Luxury IRVINE and WESTLAKE VILLAGE, CALIFORNIA, June 14, 2015. Standard Pacific Corp. (NYSE: SPF) and The Ryland Group, Inc. (NYS

June 15, 2015 8-K

Regulation FD Disclosure, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Entry into a Material Definitive Agreement, Material Modification to Rights of Security Holders, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 June 14, 2015 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

June 15, 2015 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 June 14, 2015 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 June 14, 2015 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

June 15, 2015 EX-99.1

2

EX-99.1 Exhibit 99.1 News Release Standard Pacific Corp. and The Ryland Group, Inc. Announce Merger of Equals Creating America?s Fourth Largest Homebuilding Company Combined Company Will Operate in 41 Markets Across 17 States with New Home Offerings Spanning Entry Level Through Luxury IRVINE and WESTLAKE VILLAGE, CALIFORNIA, June 14, 2015. Standard Pacific Corp. (NYSE: SPF) and The Ryland Group, I

June 15, 2015 EX-99.2

Standard Pacific and Ryland merge nearly a century of experience to form an all-new leading homebuilder

Exhibit 99.2 Standard Pacific and Ryland merge nearly a century of experience to form an all-new leading homebuilder June 15, 2015 DISCLAIMER Cautionary Statement Regarding Forward-Looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements are typically identified by words or phrase

June 15, 2015 EX-2.1

AGREEMENT AND PLAN OF MERGER STANDARD PACIFIC CORP. THE RYLAND GROUP, INC. Dated as of June 14, 2015 TABLE OF CONTENTS Page ARTICLE I THE MERGER 2 Section 1.1 The Merger 2 Section 1.2 Closing 2 Section 1.3 Effective Time 2 Section 1.4 Effects of the

Exhibit 2.1 AGREEMENT AND PLAN OF MERGER among STANDARD PACIFIC CORP. and THE RYLAND GROUP, INC. Dated as of June 14, 2015 TABLE OF CONTENTS Page ARTICLE I THE MERGER 2 Section 1.1 The Merger 2 Section 1.2 Closing 2 Section 1.3 Effective Time 2 Section 1.4 Effects of the Merger 2 Section 1.5 Certificate of Incorporation; Bylaws 2 Section 1.6 Directors 3 Section 1.7 Leadership 3 Section 1.8 Governa

June 15, 2015 EX-10.1

Dated as of June 14, 2015 STANDARD PACIFIC CORP. MP CA HOMES LLC AMENDED AND RESTATED STOCKHOLDERS AGREEMENT TABLE OF CONTENTS 1 Definitions 2 2 Corporate Governance 6 3 Standstill Provisions 9 4 Restrictions on Transfers of Capital Stock; Required R

EX-10.1 Exhibit 10.1 Dated as of June 14, 2015 STANDARD PACIFIC CORP. and MP CA HOMES LLC AMENDED AND RESTATED STOCKHOLDERS AGREEMENT TABLE OF CONTENTS 1 Definitions 2 2 Corporate Governance 6 3 Standstill Provisions 9 4 Restrictions on Transfers of Capital Stock; Required Repurchases 12 5 Prohibited Acquisitions and Circumstances Permitting Acquisitions 15 6 Legends; Securities Law Compliance 15

June 15, 2015 425

CalAtlantic Group 425 (Prospectus)

425 Filed by Standard Pacific Corp. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: The Ryland Group, Inc. Commission File No.: 001-08029 The Ryland Group and Standard Pacific Corp. Two Companies Coming Together in Historic Strategic Merger Right Companies - Right Teams ? Right Time Key Messag

June 15, 2015 EX-2.1

AGREEMENT AND PLAN OF MERGER STANDARD PACIFIC CORP. THE RYLAND GROUP, INC. Dated as of June 14, 2015 TABLE OF CONTENTS Page ARTICLE I THE MERGER 2 Section 1.1 The Merger 2 Section 1.2 Closing 2 Section 1.3 Effective Time 2 Section 1.4 Effects of the

Exhibit 2.1 AGREEMENT AND PLAN OF MERGER among STANDARD PACIFIC CORP. and THE RYLAND GROUP, INC. Dated as of June 14, 2015 TABLE OF CONTENTS Page ARTICLE I THE MERGER 2 Section 1.1 The Merger 2 Section 1.2 Closing 2 Section 1.3 Effective Time 2 Section 1.4 Effects of the Merger 2 Section 1.5 Certificate of Incorporation; Bylaws 2 Section 1.6 Directors 3 Section 1.7 Leadership 3 Section 1.8 Governa

June 15, 2015 EX-99.2

Standard Pacific and Ryland merge nearly a century of experience to form an all-new leading homebuilder

Exhibit 99.2 Standard Pacific and Ryland merge nearly a century of experience to form an all-new leading homebuilder June 15, 2015 DISCLAIMER Cautionary Statement Regarding Forward-Looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements are typically identified by words or phrase

May 1, 2015 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 April 28, 2015 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

April 30, 2015 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 a15-1030818k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 April 30, 2015 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-08029 52-0849948 (State or Other Jurisdiction of Incorpor

April 30, 2015 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [X] Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2015 [ ] Transition Report Pursuant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [X] Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2015 or [ ] Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to . Commission File Number: 001-08029 THE RYLAND GRO

April 30, 2015 EX-12.1

(in thousands, except ratio)

Exhibit 12.1: Computation of Ratio of Earnings to Fixed Charges THREE MONTHS ENDED TWELVE MONTHS ENDED DECEMBER 31, MARCH 31, (in thousands, except ratio) 2010 2011 2012 2013 2014 2015 (Loss) income from continuing operations before taxes $ (80,497) $ (32,732) $ 43,967 $ 195,691 $ 284,464 $ 41,341 Share of distributed loss (income) of 50%-or-less-owned affiliates, net of equity pickup 3,705 976 (1

April 30, 2015 EX-99

RYLAND REPORTS RESULTS FOR THE FIRST QUARTER OF 2015

Exhibit 99 News Release The Ryland Group, Inc. www.ryland.com FOR IMMEDIATE RELEASE CONTACT: Gordon Milne (805) 367-3720 RYLAND REPORTS RESULTS FOR THE FIRST QUARTER OF 2015 WESTLAKE VILLAGE, Calif. (April 30, 2015) ? The Ryland Group, Inc. (NYSE: RYL) today announced results for its quarter ended March 31, 2015. Items of note included: ? Net income increased 12.5 percent to $26.5 million, or $0.4

March 13, 2015 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant Filed by a Party other than the Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant Filed by a Party other than the Registrant Check the appropriate box: Preliminary Proxy Statement CONFIDENTIAL, FOR USE OF THE COMMISSION ONLY (AS PERMITTED BY RULE 14a-6(e)(2)) Definitive Prox

March 5, 2015 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 March 2, 2015 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

February 27, 2015 EX-10.1

THE RYLAND GROUP, INC. 2015 EXECUTIVE OFFICER LONG-TERM INCENTIVE PLAN PURSUANT TO THE 2011 EQUITY AND INCENTIVE PLAN

EX-10.1 2 a15-55382ex10d1.htm EX-10.1 Exhibit 10.1 THE RYLAND GROUP, INC. 2015 EXECUTIVE OFFICER LONG-TERM INCENTIVE PLAN PURSUANT TO THE 2011 EQUITY AND INCENTIVE PLAN The Ryland Group, Inc. (the “Company”) has established the 2015 Executive Officer Long-Term Incentive Plan pursuant to the 2011 Equity and Incentive Plan (the “Plan”) to provide long-term performance driven incentive compensation t

February 27, 2015 EX-3.1

THE RYLAND GROUP, INC. (as amended February 24, 2015) ARTICLE I

EX-3.1 2 a15-55381ex3d1.htm EX-3.1 Exhibit 3.1 THE RYLAND GROUP, INC. BYLAWS (as amended February 24, 2015) ARTICLE I STOCKHOLDERS SECTION 1.01. Annual Meeting. The Corporation shall hold an annual meeting of its stockholders to elect directors and transact any other business within its powers, either at 10:00 a.m. on the third Wednesday of April in each year, if not a legal holiday, or at such ot

February 27, 2015 8-K

Regulation FD Disclosure, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 February 24, 2015 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

February 27, 2015 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

8-K 1 a15-553828k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 February 24, 2015 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-08029 52-0849948 (State or Other Jurisdiction of Incorp

February 25, 2015 10-K

United States Securities and Exchange Commission Washington, DC 20549 FORM 10-K ý Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934, as amended (the "Exchange Act") For the fiscal year ended December 31, 2014 o Tran

Use these links to rapidly review the document TABLE OF CONTENTS Item 9. Changes in and Disagreements With Accountants on Accounting and Financial Disclosure Table of Contents United States Securities and Exchange Commission Washington, DC 20549 FORM 10-K ý Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934, as amended (the "Exchange Act") For the fiscal year ende

February 25, 2015 EX-12.1

YEAR ENDED DECEMBER 31, (in thousands, except ratio) 2010 2011 2012 2013 2014 (Loss) income from continuing operations before taxes $ (80,497 ) $ (32,732 ) $ 43,967 $ 195,691 $ 284,464 Share of distributed (income) loss of 50%-or-less-owned affiliate

Exhibit 12.1: Computation of Ratio of Earnings to Fixed Charges YEAR ENDED DECEMBER 31, (in thousands, except ratio) 2010 2011 2012 2013 2014 (Loss) income from continuing operations before taxes $ (80,497 ) $ (32,732 ) $ 43,967 $ 195,691 $ 284,464 Share of distributed (income) loss of 50%-or-less-owned affiliates, net of equity pickup 3,705 976 (1,218 ) (1,202 ) (1,414 ) Amortization of capitaliz

February 25, 2015 EX-24

/s/ William L. Jews William L. Jews, Chairman of the Board /s/ Ned Mansour Ned Mansour, Director /s/ Robert E. Mellor Robert E. Mellor, Director /s/ Norman J. Metcalfe Norman J. Metcalfe, Director /s/ Larry T. Nicholson Larry T. Nicholson, Director /

QuickLinks - Click here to rapidly navigate through this document Exhibit 24: Power of Attorney The undersigned directors of The Ryland Group, Inc.

February 25, 2015 EX-21

As of December 31, 2014, the following subsidiaries

QuickLinks - Click here to rapidly navigate through this document Exhibit 21: Subsidiaries of the Registrant As of December 31, 2014, the following subsidiaries1 of the Company were included in its consolidated financial statements: Cornerstone Title Company RH Insurance Company, Inc.

February 12, 2015 SC 13G

RYL / Ryland Group Inc / Impala Asset Management LLC - SCHEDULE 13G HOLDINGS REPORT Passive Investment

SC 13G 1 ryl123114.htm SCHEDULE 13G HOLDINGS REPORT UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* The Ryland Group, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 783764103 (CUSIP Number) December 31, 2014 (Date of Event Which Requires Filing of this Statement) Check the appropriate

February 10, 2015 SC 13G/A

RYL / Ryland Group Inc / VANGUARD GROUP INC Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 3 )* Name of issuer: Ryland Group Inc/The Title of Class of Securities: Common Stock CUSIP Number: 783764103 Date of Event Which Requires Filing of this Statement: December 31, 2014 Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

January 29, 2015 EX-99

RYLAND REPORTS RESULTS FOR THE FOURTH QUARTER OF 2014

Exhibit 99 News Release The Ryland Group, Inc. www.ryland.com FOR IMMEDIATE RELEASE CONTACT: Gordon Milne (805) 367-3720 RYLAND REPORTS RESULTS FOR THE FOURTH QUARTER OF 2014 WESTLAKE VILLAGE, Calif. (January 29, 2015) — The Ryland Group, Inc. (NYSE: RYL) today announced results for its quarter ended December 31, 2014. Items of note included: · Pretax earnings rose 53.1 percent to $115.1 million f

January 29, 2015 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 January 29, 2015 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

January 23, 2015 EX-25.2

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTE

Exhibit 25.2 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTEE PURSUANT TO SECTION 305(b)(2) o THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A. (Exact name of trustee as specified in its charter) (Ju

January 23, 2015 EX-99.1

JOINT FILING AGREEMENT

EXHIBIT 99.1 JOINT FILING AGREEMENT The undersigned hereby agree that the Statement on Schedule 13G filed herewith (and any amendments thereto), relating to the Common Stock of The Ryland Group, Inc., a Maryland corporation, is being filed jointly with the Securities and Exchange Commission pursuant to Rule 13d-1(c) under the Securities Exchange Act of 1934, as amended, on behalf of each of the un

January 23, 2015 SC 13G

RYL / Ryland Group Inc / CITADEL ADVISORS LLC - SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) Information Statement Pursuant to Rules 13d-1 and 13d-2 Under the Securities Exchange Act of 1934 (Amendment No. )* The Ryland Group, Inc. (Name of Issuer) Common stock, par value $1.00 per share (Title of Class of Securities) 783764031 (CUSIP Number) January 16, 2015 Date of Event Which Requires Fi

January 23, 2015 EX-25.1

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTE

Exhibit 25.1 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTEE PURSUANT TO SECTION 305(b)(2) o THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A. (Exact name of trustee as specified in its charter) (Ju

January 23, 2015 S-3ASR

RYL / Ryland Group Inc S-3ASR - - S-3ASR

Use these links to rapidly review the document TABLE OF CONTENTS Table of Contents As filed with the Securities and Exchange Commission on January 23, 2015 Registration No.

January 23, 2015 EX-12.1

TWELVE MONTHS ENDED DECEMBER 31,

Exhibit 12.1 Computation of Ratio of Earnings to Fixed Charges TWELVE MONTHS ENDED DECEMBER 31, NINE MONTHS ENDED SEPTEMBER 30, (in thousands, except ratio) 2009 2010 2011 2012 2013 2014 (Loss) income from continuing operations before taxes $ (240,542 ) $ (80,497 ) $ (32,732 ) $ 43,967 $ 195,691 $ 169,315 Share of distributed (income) loss of 50%-or-less-owned affiliates, net of equity pickup (308

January 20, 2015 SC 13G/A

RYL / Ryland Group Inc / Odey Asset Management Group Ltd Passive Investment

SC 13G/A 1 a67041-sch13ga.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL OMB Number:3235-0145 Expires: February 28, 2009 Estimated average burden hours per response…10.4 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3)* The Ryland Group, Inc. (Name of Issuer) Common Stock, par value $1.00 per share (Title of Class of Securities) 783

December 10, 2014 SC 13G/A

RYL / Ryland Group Inc / Marketfield Asset Management LLC - SC 13G/A Passive Investment

SC 13G/A SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. 2*) The Ryland Group, Inc. (Name of Issuer) Common Stock, par value $1.00 per share (Title of Class of Securities) 783764103 (CUSIP Number) November 30, 2014 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule p

November 25, 2014 EX-10.1

U.S. $300,000,000 CREDIT AGREEMENT Dated as of November 21, 2014 THE RYLAND GROUP, INC. as Borrower THE INITIAL LENDERS NAMED HEREIN as Initial Lenders CITIBANK, N.A. as Administrative Agent JPMORGAN CHASE BANK, N.A. as Syndication Agent CITIGROUP GL

Exhibit 10.1 U.S. $300,000,000 CREDIT AGREEMENT Dated as of November 21, 2014 Among THE RYLAND GROUP, INC. as Borrower and THE INITIAL LENDERS NAMED HEREIN as Initial Lenders and CITIBANK, N.A. as Administrative Agent and JPMORGAN CHASE BANK, N.A. as Syndication Agent and CITIGROUP GLOBAL MARKETS INC. J.P. MORGAN SECURITIES LLC BANK OF THE WEST RBS SECURITIES INC. and WELLS FARGO SECURITIES, LLC,

November 25, 2014 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

8-K 1 a14-2508718k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 November 21, 2014 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-08029 52-0849948 (State or Other Jurisdiction of Incor

November 25, 2014 EX-99.1

Ryland Announces New $300 Million Revolving Bank Credit Facility

EX-99.1 3 a14-250871ex99d1.htm EX-99.1 Exhibit 99.1 News Release The Ryland Group, Inc. www.ryland.com FOR IMMEDIATE RELEASE CONTACT: Gordon Milne EVP, Chief Financial Officer (805) 367-3720 Ryland Announces New $300 Million Revolving Bank Credit Facility WESTLAKE VILLAGE, Calif.—(BUSINESS WIRE)— The Ryland Group, Inc. (NYSE: RYL), announced today that it has entered into a $300 million unsecured

October 29, 2014 EX-12.1

(in thousands, except ratio)

Exhibit 12.1: Computation of Ratio of Earnings to Fixed Charges NINE MONTHS ENDED TWELVE MONTHS ENDED DECEMBER 31, SEPTEMBER 30, (in thousands, except ratio) 2009 2010 2011 2012 2013 2014 (Loss) income from continuing operations before taxes $ (240,542 ) $ (80,497 ) $ (32,732 ) $ 43,967 $ 195,691 $ 169,315 Share of distributed (income) loss of 50%-or-less-owned affiliates, net of equity pickup (30

October 29, 2014 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [X] Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2014 [ ] Transition Report Purs

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [X] Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2014 or [ ] Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to . Commission File Number: 001-08029 THE RYLAND

October 23, 2014 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 a14-2285818k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 October 23, 2014 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-08029 52-0849948 (State or Other Jurisdiction of Incorp

October 23, 2014 EX-99

RYLAND REPORTS RESULTS FOR THE THIRD QUARTER OF 2014

Exhibit 99 News Release The Ryland Group, Inc. www.ryland.com FOR IMMEDIATE RELEASE CONTACT: Gordon Milne (805) 367-3720 RYLAND REPORTS RESULTS FOR THE THIRD QUARTER OF 2014 WESTLAKE VILLAGE, Calif. (October 23, 2014) – The Ryland Group, Inc. (NYSE: RYL) today announced results for its quarter ended September 30, 2014. Items of note included: · Pretax earnings rose by 46.2 percent to $78.9 million

August 8, 2014 SC 13G/A

RYL / Ryland Group Inc / Odey Asset Management Group Ltd Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 OMB APPROVAL OMB Number:3235-0145 Expires: February 28, 2009 Estimated average burden hours per response…10.4 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)* The Ryland Group, Inc. (Name of Issuer) Common Stock, par value $1.00 per share (Title of Class of Securities) 783764103 (CUSIP Number) July 31,

July 31, 2014 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [X] Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2014 [ ] Transition Report Pursuant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [X] Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2014 or [ ] Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to . Commission File Number: 001-08029 THE RYLAND GROU

July 31, 2014 EX-12.1

(in thousands, except ratio)

Exhibit 12.1: Computation of Ratio of Earnings to Fixed Charges SIX MONTHS ENDED TWELVE MONTHS ENDED DECEMBER 31, JUNE 30, (in thousands, except ratio) 2009 2010 2011 2012 2013 2014 (Loss) income from continuing operations before taxes $ (240,542 ) $ (80,497 ) $ (32,732 ) $ 43,967 $ 195,691 $ 90,373 Share of distributed (income) loss of 50%-or-less-owned affiliates, net of equity pickup (308 ) 3,7

July 31, 2014 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 a14-1809218k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 July 31, 2014 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-08029 52-0849948 (State or Other Jurisdiction of Incorpora

July 31, 2014 EX-99

RYLAND REPORTS RESULTS FOR THE SECOND QUARTER OF 2014

Exhibit 99 News Release The Ryland Group, Inc. www.ryland.com FOR IMMEDIATE RELEASE CONTACT: Gordon Milne (805) 367-3720 RYLAND REPORTS RESULTS FOR THE SECOND QUARTER OF 2014 WESTLAKE VILLAGE, Calif. (July 31, 2014) — The Ryland Group, Inc. (NYSE: RYL) today announced results for its quarter ended June 30, 2014. Items of note included: · Pretax earnings from continuing operations rose by 17.9 perc

May 6, 2014 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [X] Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2014 [ ] Transition Report Pursuant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [X] Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2014 or [ ] Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to . Commission File Number: 001-08029 THE RYLAND GRO

May 6, 2014 EX-12.1

(in thousands, except ratio)

Exhibit 12.1: Computation of Ratio of Earnings to Fixed Charges THREE MONTHS ENDED TWELVE MONTHS ENDED DECEMBER 31, MARCH 31, (in thousands, except ratio) 2009 2010 2011 2012 2013 2014 (Loss) income from continuing operations before taxes $ (240,542) $ (80,497) $ (32,732) $ 43,967 $ 195,691 $ 38,170 Share of distributed (income) loss of 50%-or-less-owned affiliates, net of equity pickup (308) 3,70

April 28, 2014 EX-10.4

2

EX-10.4 5 a14-112461ex10d4.htm EX-10.4 Exhibit 10.4 Pledge and Security Agreement This Pledge and Security Agreement (the “Agreement”) is entered into and dated as of April 24, 2014, for value received, the undersigned (“Pledgor”) grants to Comerica Bank (“Bank”) a continuing security interest and lien (any pledge, assignment, security interest or other lien arising hereunder is sometimes referred

April 28, 2014 EX-10.3

[remainder of page intentionally left blank]

Exhibit 10.3 Security Agreement As of April 24, 2014, for value received, the undersigned (“Debtor”) pledges, assigns and grants to Comerica Bank (“Bank”), whose address is 39200 Six Mile Road, Livonia, Michigan 48152, Attention: Commercial Loan Documentation, Mail Code 7578, a continuing security interest and lien (any pledge, assignment, security interest or other lien arising hereunder is somet

April 28, 2014 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

8-K 1 a14-1124618k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 April 24, 2014 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-08029 52-0849948 (State or Other Jurisdiction of Incorpor

April 28, 2014 EX-10.2

[remainder of page intentionally left blank]

Exhibit 10.2 April 24, 2014 RMC Mortgage Corporation 8660 E. Hartford Drive, Suite 200A Scottsdale, AZ 85255 Ladies/Gentlemen: This letter constitutes an agreement by and between COMERICA BANK, a Texas banking association (herein called “Bank”), and RMC MORTGAGE CORPORATION, a California corporation (herein called “Company”), pertaining to certain loans and other credit which Bank has made and/or

April 28, 2014 EX-10.1

For Bank Use Only

Exhibit 10.1 Master Revolving Note Daily Adjusting LIBOR Rate Maturity Date (Business and Commercial Loans Only) AMOUNT $50,000,000.00 NOTE DATE April 24, 2014 MATURITY DATE April 23, 2015 On or before the Maturity Date set forth above, FOR VALUE RECEIVED, the undersigned promise(s) to pay to the order of COMERICA BANK (herein called “Bank”), at any office of the Bank in the State of Michigan, the

April 24, 2014 8-K

Submission of Matters to a Vote of Security Holders

8-K 1 a14-1110318k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 April 22, 2014 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-08029 52-0849948 (State or Other Jurisdiction of Incorpor

April 24, 2014 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 April 24, 2014 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

April 24, 2014 EX-99

RYLAND REPORTS RESULTS FOR THE FIRST QUARTER OF 2014

Exhibit 99 News Release The Ryland Group, Inc. www.ryland.com FOR IMMEDIATE RELEASE CONTACT: Drew Mackintosh, VP, Investor Relations and Corporate Communications (805) 367-3722 RYLAND REPORTS RESULTS FOR THE FIRST QUARTER OF 2014 WESTLAKE VILLAGE, Calif. (April 24, 2014) — The Ryland Group, Inc. (NYSE: RYL) today announced results for its quarter ended March 31, 2014. Items of note included: · Pre

March 12, 2014 DEF 14A

- THE RYLAND GROUP, INC. - DEF14A

THE RYLAND GROUP, INC. - DEF 14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant Filed by a Party other than the Registrant Check the appropriate box: Preliminary Proxy Statement CONFIDENTIAL, FOR USE OF THE COMMISSION ONLY (AS PERMITTED BY

March 10, 2014 SC 13G/A

RYL / Ryland Group Inc / Odey Asset Management Group Ltd - AMENDMENT NO.1 TO SCHEDULE 13G Passive Investment

SC 13G/A 1 odeyryland-amend1.htm AMENDMENT NO.1 TO SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* The Ryland Group, Inc. (Name of Issuer) Common Stock, par value $1.00 per share (Title of Class of Securities) 783764103 (CUSIP Number) February 28, 2014 (Date of Event which Requires Filing

March 7, 2014 SC 13G/A

RYL / Ryland Group Inc / Marketfield Asset Management LLC - SC 13G/A Passive Investment

SC 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1*) The Ryland Group, Inc. (Name of Issuer) Common Stock, par value $1.00 per share (Title of Class of Securities) 783764103 (CUSIP Number) February 28, 2014 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule p

March 5, 2014 EX-10.3

2014 STOCK UNIT AGREEMENT pursuant to THE RYLAND GROUP, INC. 2011 EQUITY AND INCENTIVE PLAN

Exhibit 10.3 2014 STOCK UNIT AGREEMENT pursuant to THE RYLAND GROUP, INC. 2011 EQUITY AND INCENTIVE PLAN This STOCK UNIT AGREEMENT (the “Agreement”) is dated as of March 1, 2014, by and between The Ryland Group, Inc. (the “Corporation”), and (the “Participant”). NOW, THEREFORE, the Corporation and the Participant agree as follows: 1. Grant of Awards. The Corporation grants to the Participant an aw

March 5, 2014 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 March 1, 2014 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

March 5, 2014 EX-10.2

AMENDMENT NO. 2 2013 STOCK UNIT AGREEMENT pursuant to THE RYLAND GROUP, INC. 2011 EQUITY AND INCENTIVE PLAN

Exhibit 10.2 AMENDMENT NO. 2 TO 2013 STOCK UNIT AGREEMENT pursuant to THE RYLAND GROUP, INC. 2011 EQUITY AND INCENTIVE PLAN This Amendment to Stock Unit Agreement is dated as of and effective March 1, 2014 and is applicable to the Stock Unit Agreement (the “Agreement”) by and between The Ryland Group, Inc. (the “Corporation”) and (the “Executive”) dated as of March 1, 2013. Section 2 of the Agreem

March 5, 2014 EX-10.1

AMENDMENT NO. 2 2012 STOCK UNIT AGREEMENT pursuant to THE RYLAND GROUP, INC. 2011 EQUITY AND INCENTIVE PLAN

Exhibit 10.1 AMENDMENT NO. 2 TO 2012 STOCK UNIT AGREEMENT pursuant to THE RYLAND GROUP, INC. 2011 EQUITY AND INCENTIVE PLAN This Amendment to Stock Unit Agreement is dated as of and effective March 1, 2014 and is applicable to the Stock Unit Agreement (the “Agreement”) by and between The Ryland Group, Inc. (the “Corporation”) and (the “Executive”) dated as of March 1, 2012. Section 2 of the Agreem

February 28, 2014 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 February 25, 2014 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

February 28, 2014 EX-10.1

THE RYLAND GROUP, INC. 2014 EXECUTIVE OFFICER LONG-TERM INCENTIVE PLAN PURSUANT TO THE 2011 EQUITY AND INCENTIVE PLAN

EX-10.1 2 a14-70431ex10d1.htm EX-10.1 Exhibit 10.1 THE RYLAND GROUP, INC. 2014 EXECUTIVE OFFICER LONG-TERM INCENTIVE PLAN PURSUANT TO THE 2011 EQUITY AND INCENTIVE PLAN The Ryland Group, Inc. (the “Company”) has established the 2014 Executive Officer Long-Term Incentive Plan pursuant to the 2011 Equity and Incentive Plan (the “Plan”) to provide long-term performance driven incentive compensation t

February 27, 2014 EX-21

As of December 31, 2013, the following subsidiaries

QuickLinks - Click here to rapidly navigate through this document Exhibit 21: Subsidiaries of the Registrant As of December 31, 2013, the following subsidiaries1 of the Company were included in its consolidated financial statements: Cornerstone Title Company RH Insurance Company, Inc.

February 27, 2014 EX-24

/s/ William L. Jews William L. Jews, Chairman of the Board /s/ Ned Mansour Ned Mansour, Director /s/ Robert E. Mellor Robert E. Mellor, Director /s/ Norman J. Metcalfe Norman J. Metcalfe, Director /s/ Larry T. Nicholson Larry T. Nicholson, Director /

QuickLinks - Click here to rapidly navigate through this document Exhibit 24: Power of Attorney The undersigned directors of The Ryland Group, Inc.

February 27, 2014 10-K

United States Securities and Exchange Commission Washington, DC 20549 FORM 10-K ý Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934, as amended (the "Exchange Act") For the fiscal year ended December 31, 2013 o Tran

Table of Contents United States Securities and Exchange Commission Washington, DC 20549 FORM 10-K ý Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934, as amended (the "Exchange Act") For the fiscal year ended December 31, 2013 or o Transition Report Pursuant to Section 13 or 15(d) of the Exchange Act For the transition period from to Commission File Number 001-08029 THE RYLAND GROUP, INC.

February 27, 2014 EX-12.1

YEAR ENDED DECEMBER 31, (in thousands, except ratio) 2009 2010 2011 2012 2013 (Loss) income from continuing operations before taxes $ (240,542 ) $ (80,497 ) $ (32,732 ) $ 43,967 $ 195,691 Share of distributed (income) loss of 50%-or-less-owned affili

Exhibit 12.1: Computation of Ratio of Earnings to Fixed Charges YEAR ENDED DECEMBER 31, (in thousands, except ratio) 2009 2010 2011 2012 2013 (Loss) income from continuing operations before taxes $ (240,542 ) $ (80,497 ) $ (32,732 ) $ 43,967 $ 195,691 Share of distributed (income) loss of 50%-or-less-owned affiliates, net of equity pickup (308 ) 3,705 976 (1,218 ) (1,202 ) Amortization of capitali

February 27, 2014 EX-10.4

SECOND AMENDMENT TO MASTER REPURCHASE AGREEMENT

Exhibit 10.4 SECOND AMENDMENT TO MASTER REPURCHASE AGREEMENT Dated as of December 11, 2013 Between: RYLAND MORTGAGE COMPANY, as Seller jointly and severally with the other Sellers and RMC MORTGAGE CORPORATION, as Seller jointly and severally with the other Sellers and JPMORGAN CHASE BANK, N.A., as Buyer 1. THIS AMENDMENT The Parties agree hereby to amend the Master Repurchase Agreement dated Decem

February 14, 2014 SC 13G

RYL / Ryland Group Inc / Marketfield Asset Management LLC - SCHEDULE 13G Passive Investment

SC 13G 1 d676971dsc13g.htm SCHEDULE 13G SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* The Ryland Group, Inc. (Name of Issuer) Common Stock, par value $1.00 per share (Title of Class of Securities) 783764103 (CUSIP Number) December 31, 2013 (Date of Event Which Requires Filing of this Statement) Check the appropria

February 12, 2014 SC 13G/A

RYL / Ryland Group Inc / VANGUARD GROUP INC Passive Investment

rylandgroupinc.htm - Generated by SEC Publisher for SEC Filing SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 2 )* Name of issuer: Ryland Group Inc/The Title of Class of Securities: Common Stock CUSIP Number: 783764103 Date of Event Which Requires Filing of this Statement: December 31, 2013 Check the appropriate box

February 11, 2014 CORRESP

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CORRESP 1 filename1.htm FOIA CONFIDENTIAL TREATMENT REQUEST Confidential Treatment Requested By The Ryland Group, Inc. February 11, 2014 Terence O’Brien, Branch Chief Division of Corporation Finance United States Securities and Exchange Commission 100 F Street, NE Washington, D.C. 20549 Re: The Ryland Group, Inc. Form 10-K for Fiscal Year Ended December 31, 2012 Filed February 27, 2013 Form 10-Q f

January 30, 2014 EX-99

RYLAND REPORTS RESULTS FOR THE FOURTH QUARTER OF 2013

Exhibit 99 News Release The Ryland Group, Inc. www.ryland.com FOR IMMEDIATE RELEASE CONTACT: Drew Mackintosh, VP, Investor Relations and Corporate Communications (805) 367-3722 RYLAND REPORTS RESULTS FOR THE FOURTH QUARTER OF 2013 WESTLAKE VILLAGE, Calif. (January 30, 2014) — The Ryland Group, Inc. (NYSE: RYL) today announced results for its quarter ended December 31, 2013. Items of note included:

January 30, 2014 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 January 30, 2014 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

January 22, 2014 EX-99.1

JOINT FILING AGREEMENT

Exhibit 99.1 JOINT FILING AGREEMENT This Joint Filing Agreement, dated as of January 22, 2014, is by and among Odey Asset Management Group Ltd, Odey Asset Management LLP, Odey Holdings AG and Robin Crispin William Odey (collectively, the "Filers"). Each of the Filers may be required to file with the United States Securities and Exchange Commission a statement on Schedule 13G and/or 13D with respec

January 22, 2014 SC 13G

RYL / Ryland Group Inc / Odey Asset Management Group Ltd - SCHEDULE 13G (JANUARY 2014) Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* The Ryland Group, Inc. (Name of Issuer) Common Stock, par value $1.00 per share (Title of Class of Securities) 783764103 (CUSIP Number) December 31, 2013 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the ru

January 16, 2014 CORRESP

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CORRESP 1 filename1.htm FOIA CONFIDENTIAL TREATMENT REQUEST Confidential Treatment Requested By The Ryland Group, Inc. January 16, 2014 Melissa N. Rocha, Senior Assistant Chief Accountant Division of Corporation Finance United States Securities and Exchange Commission 100 F Street, NE Washington, D.C. 20549 Re: The Ryland Group, Inc. Form 10-K for Fiscal Year Ended December 31, 2012 Filed February

December 12, 2013 EX-99

RYLAND ELECTS THOMAS W. TOOMEY AS A NEW MEMBER OF ITS BOARD OF DIRECTORS

Exhibit 99 RYLAND ELECTS THOMAS W. TOOMEY AS A NEW MEMBER OF ITS BOARD OF DIRECTORS WESTLAKE VILLAGE, Calif. (December 12, 2013) – The Ryland Group, Inc. (NYSE: RYL) today announced the election of Thomas W. Toomey to its Board of Directors. Mr. Toomey is currently President, Chief Executive Officer and Director of UDR, Inc., a leading multi-family real estate investment trust and an S&P 400 compa

December 12, 2013 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 December 10, 2013 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

December 10, 2013 CORRESP

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FOIA CONFIDENTIAL TREATMENT REQUEST Confidential Treatment Requested By The Ryland Group, Inc.

November 8, 2013 EX-12.1

(in thousands, except ratio)

Exhibit 12.1: Computation of Ratio of Earnings to Fixed Charges NINE MONTHS ENDED TWELVE MONTHS ENDED DECEMBER 31, SEPTEMBER 30, (in thousands, except ratio) 2008 2009 2010 2011 2012 2013 (Loss) income from continuing operations before taxes $ (378,571) $ (240,542) $ (80,497) $ (32,732) $ 43,967 $ 120,468 Share of distributed loss (income) of 50%-or-less-owned affiliates, net of equity pickup 43,9

November 8, 2013 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [X] Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2013 [ ] Transition Report Purs

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [X] Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2013 or [ ] Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to . Commission File Number: 001-08029 THE RYLAND

November 5, 2013 CORRESP

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FOIA CONFIDENTIAL TREATMENT REQUEST Confidential Treatment Requested By The Ryland Group, Inc.

October 29, 2013 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 October 29, 2013 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

October 29, 2013 EX-99.1

RYLAND REPORTS RESULTS FOR THE THIRD QUARTER OF 2013

Exhibit 99 News Release The Ryland Group, Inc. www.ryland.com FOR IMMEDIATE RELEASE CONTACT: Drew Mackintosh, VP, Investor Relations and Corporate Communications (805) 367-3722 RYLAND REPORTS RESULTS FOR THE THIRD QUARTER OF 2013 WESTLAKE VILLAGE, Calif. (October 29, 2013) — The Ryland Group, Inc. (NYSE: RYL) today announced results for its quarter ended September 30, 2013. Items of note included:

August 7, 2013 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [X] Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2013 [ ] Transition Report Pursuant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [X] Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2013 or [ ] Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to . Commission File Number: 001-08029 THE RYLAND GROU

August 7, 2013 EX-12.1

(in thousands, except ratio)

Exhibit 12.1: Computation of Ratio of Earnings to Fixed Charges SIX MONTHS ENDED TWELVE MONTHS ENDED DECEMBER 31, JUNE 30, (in thousands, except ratio) 2008 2009 2010 2011 2012 2013 (Loss) income from continuing operations before taxes $ (378,571) $ (240,542) $ (80,497) $ (32,732) $ 43,967 $ 66,482 Share of distributed loss (income) of 50%-or-less-owned affiliates, net of equity pickup 43,926 (308

July 24, 2013 EX-99

RYLAND REPORTS RESULTS FOR THE SECOND QUARTER OF 2013

Exhibit 99 News Release The Ryland Group, Inc. www.ryland.com FOR IMMEDIATE RELEASE CONTACT: Drew Mackintosh, VP, Investor Relations and Corporate Communications (805) 367-3722 RYLAND REPORTS RESULTS FOR THE SECOND QUARTER OF 2013 WESTLAKE VILLAGE, Calif. (July 24, 2013) — The Ryland Group, Inc. (NYSE: RYL), today announced results for its quarter ended June 30, 2013. Items of note included: · Net

July 24, 2013 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 July 24, 2013 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

June 24, 2013 11-K

- 11-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2012 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period fromto Commission File Number: 001-08029 A. Full title of

June 12, 2013 8-K

Other Events - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 June 12, 2013 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

June 7, 2013 EX-99

Ryland Announces Organizational Changes

Exhibit 99 Ryland Announces Organizational Changes WESTLAKE VILLAGE, Calif.-(BUSINESS WIRE)- The Ryland Group, Inc. (NYSE: RYL), today announced that Pete Skelly, President of Ryland’s Homebuilding Operations Group, has been promoted to the position of Chief Operating Officer of the parent company effective June 3, 2013. Mr. Skelly has 25 years of experience with Ryland in a variety of financial a

June 7, 2013 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 June 3, 2013 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

May 20, 2013 EX-99.1

RYLAND COMPLETES OFFERING OF $250 MILLION OF 0.25% CONVERTIBLE SENIOR NOTES

Exhibit 99.1 RYLAND COMPLETES OFFERING OF $250 MILLION OF 0.25% CONVERTIBLE SENIOR NOTES WESTLAKE VILLAGE, Calif.—(May 20, 2013)— The Ryland Group, Inc. (NYSE: RYL) announced the completion of its offering and sale of $250 million aggregate principal amount of 0.25% Convertible Senior Notes due 2019. In addition, the underwriters have a 30-day option to purchase up to an additional $37.5 million a

May 20, 2013 EX-4.2

Ninth Supplemental Indenture dated as of May 20, 2013, by and among The Ryland Group, Inc. and The Bank of New York Mellon Trust Company, N.A., as trustee, incorporated by reference to Exhibit 4.2 to the Current Report on Form 8-K filed by The Ryland Group, Inc. on May 20, 2013 (File No. 001-08029).

Exhibit 4.2 THE RYLAND GROUP, INC., as Issuer, THE SUBSIDIARY GUARANTORS NAMED HEREIN and THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A. (as successor to JPMorgan Chase Bank, N.A. f/k/a Chemical Bank), as Trustee NINTH SUPPLEMENTAL INDENTURE DATED AS OF MAY 20, 2013 TO INDENTURE DATED AS OF JUNE 28, 1996 Relating To 0.25% Convertible Senior Notes Due 2019 TABLE OF CONTENTS Page ARTICLE ONE DEFINI

May 20, 2013 EX-1.1

THE RYLAND GROUP, INC. (a Maryland corporation) 0.25% Convertible Senior Notes due 2019 Terms Agreement

Exhibit 1.1 THE RYLAND GROUP, INC. (a Maryland corporation) $250,000,000 0.25% Convertible Senior Notes due 2019 Terms Agreement May 14, 2013 To: The Ryland Group, Inc. 3011 Townsgate Road Suite 200 Westlake Village, California 91361-3027 Dear Sirs: Reference is made to The Ryland Group, Inc. Convertible Debt Securities Fifth Amended and Restated Underwriting Agreement Basic Provisions, dated May

May 20, 2013 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 May 14, 2013 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

May 15, 2013 424B2

CALCULATION OF REGISTRATION FEE Title of each class securities to be registered Amount to be registered Proposed maximum offering price per share Proposed maximum aggregate offering price Amount of registration fee 0.25% Convertible Senior Notes due

Use these links to rapidly review the document TABLE OF CONTENTS TABLE OF CONTENTS Table of Contents CALCULATION OF REGISTRATION FEE Title of each class securities to be registered Amount to be registered Proposed maximum offering price per share Proposed maximum aggregate offering price Amount of registration fee 0.

May 15, 2013 FWP

THE RYLAND GROUP, INC. 0.25% CONVERTIBLE SENIOR NOTES DUE 2019

Filed pursuant to Rule 433 under the Securities Act of 1933 Issuer Free Writing Prospectus dated May 14, 2013 Relating to Preliminary Prospectus Supplement dated May 14, 2013 Registration State No.

May 14, 2013 424B5

SUBJECT TO COMPLETION, DATED MAY 14, 2013

Use these links to rapidly review the document TABLE OF CONTENTS TABLE OF CONTENTS Table of Contents Filed Pursuant to Rule 424(b)(5) Registration Statement No.

May 14, 2013 8-K

Regulation FD Disclosure, Financial Statements and Exhibits - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 May 14, 2013 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

May 14, 2013 EX-99

The Ryland Group Reports April Orders Up 59%

Exhibit 99 News Release The Ryland Group, Inc. www.ryland.com FOR IMMEDIATE RELEASE CONTACT: Drew Mackintosh VP, Investor Relations and Corporate Communications (805) 367-3722 [email protected] The Ryland Group Reports April Orders Up 59% WESTLAKE VILLAGE, CA (May 14, 2013) —The Ryland Group, Inc. (NYSE: RYL), announced today that unit orders net of cancellations for April 2013 were 687,

May 8, 2013 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [X] Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2013 [ ] Transition Report Pursuant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [X] Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2013 or [ ] Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to . Commission File Number: 001-08029 THE RYLAND GRO

May 8, 2013 EX-12.1

(in thousands, except ratio)

Exhibit 12.1: Computation of Ratio of Earnings to Fixed Charges THREE MONTHS ENDED TWELVE MONTHS ENDED DECEMBER 31, MARCH 31, (in thousands, except ratio) 2008 2009 2010 2011 2012 2013 (Loss) income from continuing operations before taxes $ (378,571) $ (240,542) $ (80,497) $ (32,732) $ 43,967 $ 22,203 Share of distributed loss (income) of 50%-or-less-owned affiliates, net of equity pickup 43,926 (

April 29, 2013 8-K

Submission of Matters to a Vote of Security Holders - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 April 24, 2013 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

April 24, 2013 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 April 24, 2013 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

April 24, 2013 EX-99

RYLAND REPORTS RESULTS FOR THE FIRST QUARTER OF 2013

Exhibit 99 News Release The Ryland Group, Inc. www.ryland.com FOR IMMEDIATE RELEASE CONTACT: Drew Mackintosh, VP, Investor Relations and Corporate Communications (805) 367-3722 RYLAND REPORTS RESULTS FOR THE FIRST QUARTER OF 2013 WESTLAKE VILLAGE, Calif. (April 24, 2013) — The Ryland Group, Inc. (NYSE: RYL), today announced results for its quarter ended March 31, 2013. Items of note included: · Ne

March 15, 2013 DEF 14A

- THE RYLAND GROUP, INC. - DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant Filed by a Party other than the Registrant Check the appropriate box: Preliminary Proxy Statement CONFIDENTIAL, FOR USE OF THE COMMISSION ONLY (AS PERMITTED BY RULE 14a-6(e)(2)) Definitive Prox

March 4, 2013 EX-10.1

THE RYLAND GROUP, INC. 2013 EXECUTIVE OFFICER LONG-TERM INCENTIVE PLAN PURSUANT TO THE 2011 EQUITY AND INCENTIVE PLAN

EX-10.1 2 a13-65661ex10d1.htm EX-10.1 Exhibit 10.1 THE RYLAND GROUP, INC. 2013 EXECUTIVE OFFICER LONG-TERM INCENTIVE PLAN PURSUANT TO THE 2011 EQUITY AND INCENTIVE PLAN The Ryland Group, Inc. (the “Company”) has established the 2013 Executive Officer Long-Term Incentive Plan pursuant to the 2011 Equity and Incentive Plan (the “Plan”) to provide long-term performance driven incentive compensation t

March 4, 2013 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 February 26, 2013 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

February 27, 2013 EX-24

/s/ William L. Jews William L. Jews, Chairman of the Board /s/ Ned Mansour Ned Mansour, Director /s/ Robert E. Mellor Robert E. Mellor, Director /s/ Norman J. Metcalfe Norman J. Metcalfe, Director /s/ Larry T. Nicholson Larry T. Nicholson, Director /

QuickLinks - Click here to rapidly navigate through this document Exhibit 24: Power of Attorney The undersigned directors of The Ryland Group, Inc.

February 27, 2013 EX-12.1

YEAR ENDED DECEMBER 31, (in thousands, except ratio) 2008 2009 2010 2011 2012 (Loss) income from continuing operations before taxes $ (378,571 ) $ (240,542 ) $ (80,497 ) $ (32,732 ) $ 43,967 Share of distributed loss (income) of 50%-or-less-owned aff

QuickLinks - Click here to rapidly navigate through this document Exhibit 12.1: Computation of Ratio of Earnings to Fixed Charges YEAR ENDED DECEMBER 31, (in thousands, except ratio) 2008 2009 2010 2011 2012 (Loss) income from continuing operations before taxes $ (378,571 ) $ (240,542 ) $ (80,497 ) $ (32,732 ) $ 43,967 Share of distributed loss (income) of 50%-or-less-owned affiliates, net of equi

February 27, 2013 EX-21

As of December 31, 2012, the following subsidiary represents the significant subsidiaries of the Registrant:

Exhibit 21: Subsidiaries of the Registrant As of December 31, 2012, the following subsidiary represents the significant subsidiaries of the Registrant: The Ryland Corporation, a California corporation

February 27, 2013 EX-10.3

FIRST AMENDMENT TO MASTER REPURCHASE AGREEMENT

Exhibit 10.3 FIRST AMENDMENT TO MASTER REPURCHASE AGREEMENT Dated as of December 12, 2012 Between: RYLAND MORTGAGE COMPANY, as Seller jointly and severally with the other Sellers and RMC MORTGAGE CORPORATION, as Seller jointly and severally with the other Sellers and JPMORGAN CHASE BANK, N.A., as Buyer 1. THIS AMENDMENT The Parties agree hereby to amend the Master Repurchase Agreement dated Decemb

February 27, 2013 10-K

United States Securities and Exchange Commission Washington, DC 20549 FORM 10-K ý Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934, as amended (the "Exchange Act") For the fiscal year ended December 31, 2012 o Tran

10-K 1 a2213131z10-k.htm 10-K Table of Contents United States Securities and Exchange Commission Washington, DC 20549 FORM 10-K ý Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934, as amended (the "Exchange Act") For the fiscal year ended December 31, 2012 or o Transition Report Pursuant to Section 13 or 15(d) of the Exchange Act For the transition period from to

February 20, 2013 CORRESP

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FOIA CONFIDENTIAL TREATMENT REQUEST Confidential Treatment Requested By The Ryland Group, Inc.

February 14, 2013 EX-3.1

AMENDMENT OF BYLAWS

Exhibit 3.1 AMENDMENT OF BYLAWS Pursuant to Section 7.07 of the Bylaws of The Ryland Group, Inc., the Directors amend Sections 1.05 and 2.03 of the Bylaws to provide for majority voting in uncontested elections of directors. RESOLVED, that Sections 1.05 and 2.03 of the Bylaws of The Ryland Group, Inc. are amended to read as follows: SECTION 1.05. Quorum; Voting. Unless statute or the Charter provi

February 14, 2013 SC 13G/A

RYL / Ryland Group Inc / CITADEL ADVISORS LLC - SC 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) Information Statement Pursuant to Rules 13d-1 and 13d-2 Under the Securities Exchange Act of 1934 (Amendment No. 2 )* The Ryland Group, Inc. (Name of Issuer) Common Stock, $1.00 par value per share (Title of Class of Securities) 783764103 (CUSIP Number) December 31, 2012 Date of Event Which Requires

February 14, 2013 8-K

Regulation FD Disclosure, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 February 12, 2013 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

February 11, 2013 SC 13G/A

RYL / Ryland Group Inc / VANGUARD GROUP INC Passive Investment

rylandgroupinc.htm - Generated by SEC Publisher for SEC Filing SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 1 )* Name of issuer: Ryland Group Inc/The Title of Class of Securities: Common Stock CUSIP Number: 783764103 Date of Event Which Requires Filing of this Statement: December 31, 2012 Check the appropriate box

February 7, 2013 SC 13G/A

RYL / Ryland Group Inc / GRS Advisors, LLC - SCHEDULE 13G AMENDMENT FILING Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No.

January 29, 2013 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 January 29, 2013 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

January 29, 2013 EX-99

RYLAND REPORTS RESULTS FOR THE FOURTH QUARTER OF 2012

Exhibit 99 News Release The Ryland Group, Inc. www.ryland.com FOR IMMEDIATE RELEASE CONTACT: Drew Mackintosh, VP, Investor Relations and Corporate Communications (805) 367-3722 RYLAND REPORTS RESULTS FOR THE FOURTH QUARTER OF 2012 WESTLAKE VILLAGE, Calif. (January 29, 2013) — The Ryland Group, Inc. (NYSE: RYL), today announced results for its quarter ended December 31, 2012. Items of note included

January 29, 2013 CORRESP

-

FOIA CONFIDENTIAL TREATMENT REQUEST Confidential Treatment Requested By The Ryland Group, Inc.

January 11, 2013 SC 13G/A

RYL / Ryland Group Inc / JPMORGAN CHASE & CO - THE RYLAND GROUP, INC. SC 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G/A (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(b) ( AMENDMENT 1) The Ryland Group, Inc.

November 5, 2012 EX-12.1

(in thousands, except ratio)

Exhibit 12.1: Computation of Ratio of Earnings to Fixed Charges NINE MONTHS ENDED TWELVE MONTHS ENDED DECEMBER 31, SEPTEMBER 30, (in thousands, except ratio) 2007 2008 2009 2010 2011 2012 (Loss) income from continuing operations before taxes $ (398,201) $ (378,571) $ (240,542) $ (80,497) $ (32,732) $ 13,648 Share of distributed (income) loss of 50%-or-less-owned affiliates, net of equity pickup (3

November 5, 2012 EX-10.1

OFFICE LEASE AGREEMENT PERIMETER GATEWAY III DTR10, L.L.C., an Arizona limited liability company as “Landlord” THE RYLAND GROUP, INC., a Maryland corporation as “Tenant”

Exhibit 10.1 OFFICE LEASE AGREEMENT PERIMETER GATEWAY III between DTR10, L.L.C., an Arizona limited liability company as ?Landlord? and THE RYLAND GROUP, INC., a Maryland corporation as ?Tenant? BASIC LEASE INFORMATION Effective Date: For identification purposes only, the Effective Date of this Lease is August 11, 2011. Landlord: DTR10, L.L.C., an Arizona limited liability company Tenant: The Ryla

November 5, 2012 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [X] Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2012 [ ] Transition Report Purs

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [X] Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2012 or [ ] Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to . Commission File Number: 001-08029 THE RYLAND

October 24, 2012 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 October 24, 2012 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

October 24, 2012 EX-99

RYLAND REPORTS RESULTS FOR THE THIRD QUARTER OF 2012

Exhibit 99 News Release The Ryland Group, Inc. www.ryland.com FOR IMMEDIATE RELEASE CONTACT: Drew Mackintosh, VP, Investor Relations and Corporate Communications (805) 367-3722 RYLAND REPORTS RESULTS FOR THE THIRD QUARTER OF 2012 WESTLAKE VILLAGE, Calif. (October 24, 2012) – The Ryland Group, Inc. (NYSE: RYL), today announced results for its quarter ended September 30, 2012. Items of note included

October 2, 2012 EX-10.3

THE RYLAND GROUP, INC. 2012 EXECUTIVE OFFICER LONG-TERM INCENTIVE PLAN PURSUANT TO THE 2011 EQUITY AND INCENTIVE PLAN

Exhibit 10.3 THE RYLAND GROUP, INC. 2012 EXECUTIVE OFFICER LONG-TERM INCENTIVE PLAN PURSUANT TO THE 2011 EQUITY AND INCENTIVE PLAN The Ryland Group, Inc. (the “Company”) has established the 2012 Executive Officer Long-Term Incentive Plan pursuant to the 2011 Equity and Incentive Plan (the “Plan”) to provide long-term performance driven incentive compensation to its executive officers. 1. Definitio

October 2, 2012 EX-10.1

AMENDMENT NO. 3 SENIOR EXECUTIVE SEVERANCE AGREEMENT.

Exhibit 10.1 AMENDMENT NO. 3 TO SENIOR EXECUTIVE SEVERANCE AGREEMENT. The Ryland Group, Inc. (the “Company”) and (the “Executive”) amend the Senior Executive Severance Agreement dated as of (the “Agreement”) to modify Section 1.8, “Subsequent Imposition of Excise Tax” to eliminate the “tax gross-up” benefit it provides to the Executive. Accordingly, the Agreement is amended, effective October 1, 2

October 2, 2012 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 September 27, 2012 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

October 2, 2012 EX-10.2

2012 Amended Executive Officer Non-Qualified Stock Option Agreement pursuant to The Ryland Group, Inc. 2011 Equity and Incentive Plan

Exhibit 10.2 2012 Amended Executive Officer Non-Qualified Stock Option Agreement pursuant to The Ryland Group, Inc. 2011 Equity and Incentive Plan AGREEMENT, dated 3/1/2012, between THE RYLAND GROUP, INC. (the “Corporation”) and (the “Optionee”). WHEREAS, pursuant to The Ryland Group, Inc. 2011 Equity and Incentive Plan (the “Plan”), which is amended effective October 1, 2012, the Board of Directo

September 21, 2012 EX-99.1

RYLAND COMPLETES OFFERING OF $250 MILLION OF SENIOR NOTES

Exhibit 99.1 RYLAND COMPLETES OFFERING OF $250 MILLION OF SENIOR NOTES WESTLAKE VILLAGE, Calif.—(BUSINESS WIRE)—The Ryland Group, Inc. (NYSE: RYL) announced the completion of its offering and sale of $250 million aggregate principal amount of 5.375% Senior Notes due 2022. The notes will be the Company’s general unsecured senior obligations. The notes will pay interest semi-annually on April 1 and

September 21, 2012 EX-1.1

THE RYLAND GROUP, INC. (a Maryland corporation) 5.375% Senior Notes due 2022 Terms Agreement

Exhibit 1.1 Execution Version THE RYLAND GROUP, INC. (a Maryland corporation) $250,000,000 5.375% Senior Notes due 2022 Terms Agreement September 18, 2012 To: The Ryland Group, Inc. 3011 Townsgate Road Suite 200 Westlake Village, California 91361-3027 Dear Sirs: Reference is made to The Ryland Group, Inc. Debt Securities Fourth Amended and Restated Underwriting Agreement Basic Provisions, dated Se

September 21, 2012 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 September 18, 2012 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

September 21, 2012 EX-4.2

THE RYLAND GROUP, INC., as Issuer, THE SUBSIDIARY GUARANTORS NAMED HEREIN THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A. (as successor to JPMorgan Chase Bank, N.A. f/k/a Chemical Bank), as Trustee EIGHTH SUPPLEMENTAL INDENTURE DATED AS OF SEPTEMBER

Exhibit 4.2 THE RYLAND GROUP, INC., as Issuer, THE SUBSIDIARY GUARANTORS NAMED HEREIN and THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A. (as successor to JPMorgan Chase Bank, N.A. f/k/a Chemical Bank), as Trustee EIGHTH SUPPLEMENTAL INDENTURE DATED AS OF SEPTEMBER 21, 2012 TO INDENTURE DATED AS OF JUNE 28, 1996 Relating To 5.375% Senior Notes Due 2022 EIGHTH SUPPLEMENTAL INDENTURE EIGHTH SUPPLEME

September 19, 2012 424B2

CALCULATION OF REGISTRATION FEE Title of Each Class of Securities to be Registered Proposed Maximum Amount to be Registered Proposed Maximum Offering Price Per Unit Proposed Maximum Aggregate Offering Price Amount of Registration Fee 5.375% Senior No

Use these links to rapidly review the document Table of contents TABLE OF CONTENTS CALCULATION OF REGISTRATION FEE Title of Each Class of Securities to be Registered Proposed Maximum Amount to be Registered Proposed Maximum Offering Price Per Unit Proposed Maximum Aggregate Offering Price Amount of Registration Fee 5.

September 18, 2012 EX-99

The Ryland Reports July and August Orders up 62%

Exhibit 99 News Release The Ryland Group, Inc. www.ryland.com FOR IMMEDIATE RELEASE CONTACT: Drew Mackintosh VP, Investor Relations and Corporate Communications (805) 367-3722 [email protected] The Ryland Reports July and August Orders up 62% WESTLAKE VILLAGE, CA (September 18, 2012) –The Ryland Group, Inc. (NYSE: RYL), announced today that orders for the first two months of the third qua

September 18, 2012 8-K

Regulation FD Disclosure, Financial Statements and Exhibits - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 September 18, 2012 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

September 18, 2012 424B5

Per Note Total Public offering price % $ Underwriting discount % $ Proceeds, before expenses, to The Ryland Group, Inc. % $

Use these links to rapidly review the document Table of contents TABLE OF CONTENTS Table of Contents Filed Pursuant to Rule 424(b)(5) Registration Statement No.

September 18, 2012 FWP

PRICING TERM SHEET

FWP 1 a12-212933fwp.htm FWP Filed Pursuant to Rule 433 Registration No. 333-179206 September 18, 2012 PRICING TERM SHEET This Pricing Term Sheet is qualified in its entirety by reference to the Preliminary Prospectus Supplement, dated September 18, 2012. The information in this Pricing Term Sheet supplements the Preliminary Prospectus Supplement and supersedes the information in the Preliminary Pr

August 10, 2012 SC 13G/A

RYL / Ryland Group Inc / Invesco Ltd. - THE RYLAND GROUP, INC. Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13D-1(b) AND AMENDMENTS FILED THERETO FILED PURSUANT TO RULE 13D-2(b) Under the Securities Exchange Act of 1934 (Amendment No. 2)* The Ryland Group, Inc. (Name of Issuer) Common Stock (Title of Classes of Securities) 783764103 (CUSIP Number) July

August 7, 2012 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [X] Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2012 [ ] Transition Report Pursuant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [X] Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2012 or [ ] Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to . Commission File Number: 001-08029 THE RYLAND GROU

August 7, 2012 EX-12.1

(in thousands, except ratio)

Exhibit 12.1: Computation of Ratio of Earnings to Fixed Charges SIX MONTHS ENDED TWELVE MONTHS ENDED DECEMBER 31, JUNE 30, (in thousands, except ratio) 2007 2008 2009 2010 2011 2012 (Loss) income from continuing operations before taxes $ (398,201) $ (378,571) $ (240,542) $ (80,497) $ (32,732) $ 3,218 Share of distributed (income) loss of 50%-or-less-owned affiliates, net of equity pickup (395) 43,

July 25, 2012 EX-99

RYLAND REPORTS RESULTS FOR THE SECOND QUARTER OF 2012

Exhibit 99 News Release The Ryland Group, Inc. www.ryland.com FOR IMMEDIATE RELEASE CONTACT: Drew Mackintosh, VP, Investor Relations and Corporate Communications (805) 367-3722 RYLAND REPORTS RESULTS FOR THE SECOND QUARTER OF 2012 WESTLAKE VILLAGE, Calif. (July 25, 2012) – The Ryland Group, Inc. (NYSE: RYL), today announced results for its quarter ended June 30, 2012. Items of note included: · Net

July 25, 2012 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 a12-1700818k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 July 25, 2012 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-08029 52-0849948 (State or Other Jurisdiction of Incorpora

June 14, 2012 11-K

- 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2011 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period fromto Commission File Number: 001-08029 A. Full title of the plan and the

May 29, 2012 EX-99

The Ryland Group, Inc. Announces Redemption of 6.875% Senior Notes Due 2013

EX-99 2 a12-131601ex99.htm EX-99 Exhibit 99 The Ryland Group, Inc. www.ryland.com News Release FOR IMMEDIATE RELEASE CONTACT: Drew Mackintosh VP, Investor Relations and Corporate Communications (805) 367-3722 [email protected] The Ryland Group, Inc. Announces Redemption of 6.875% Senior Notes Due 2013 WESTLAKE VILLAGE, CA (May 24, 2012) –The Ryland Group, Inc. (NYSE: RYL), announced today

May 29, 2012 8-K

Financial Statements and Exhibits, Other Events - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 May 24, 2012 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

May 16, 2012 EX-4.2

Seventh Supplemental Indenture dated as of May 16, 2012 by and among The Ryland Group, Inc. and The Bank of New York Mellon Trust Company, N.A., as trustee, incorporated by reference to Exhibit 4.2 to the Current Report on Form 8-K filed by The Ryland Group, Inc. on May 16, 2012 (File No. 001-08029).

Exhibit 4.2 EXECUTION VERSION THE RYLAND GROUP, INC., as Issuer, THE SUBSIDIARY GUARANTORS NAMED HEREIN and THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A. (as successor to JPMorgan Chase Bank, N.A. f/k/a Chemical Bank), as Trustee SEVENTH SUPPLEMENTAL INDENTURE DATED AS OF MAY 16, 2012 TO INDENTURE DATED AS OF JUNE 28, 1996 Relating To 1.625% Convertible Senior Notes Due 2018 TABLE OF CONTENTS Pa

May 16, 2012 EX-99.1

RYLAND COMPLETES OFFERING OF $225 MILLION OF 1.625% CONVERTIBLE SENIOR NOTES

EX-99.1 5 a12-122591ex99d1.htm EX-99.1 Exhibit 99.1 RYLAND COMPLETES OFFERING OF $225 MILLION OF 1.625% CONVERTIBLE SENIOR NOTES WESTLAKE VILLAGE, Calif.—(BUSINESS WIRE)— The Ryland Group, Inc. (NYSE: RYL) announced the completion of its offering and sale of $225 million aggregate principal amount of 1.625% Convertible Senior Notes due 2018. This amount includes the exercise in full by the underwr

May 16, 2012 EX-1.1

THE RYLAND GROUP, INC. (a Maryland corporation) 1.625% Convertible Senior Notes due 2018 Terms Agreement

Exhibit 1.1 EXECUTION VERSION THE RYLAND GROUP, INC. (a Maryland corporation) $200,000,000 1.625% Convertible Senior Notes due 2018 Terms Agreement May 10, 2012 To: The Ryland Group, Inc. 3011 Townsgate Road Suite 200 Westlake Village, California 91361-3027 Dear Sirs: Reference is made to The Ryland Group, Inc. Convertible Debt Securities Underwriting Agreement Basic Provisions, dated May 10, 2012

May 16, 2012 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 May 10, 2012 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

May 14, 2012 424B2

CALCULATION OF REGISTRATION FEE Title of each class securities to be registered Amount to be registered Proposed maximum offering price per share Proposed maximum aggregate offering price Amount of registration fee 1.625% Convertible Senior Notes due

Use these links to rapidly review the document TABLE OF CONTENTS TABLE OF CONTENTS CALCULATION OF REGISTRATION FEE Title of each class securities to be registered Amount to be registered Proposed maximum offering price per share Proposed maximum aggregate offering price Amount of registration fee 1.

May 11, 2012 FWP

THE RYLAND GROUP, INC. 1.625% CONVERTIBLE SENIOR NOTES DUE 2018

Filed pursuant to Rule 433 under the Securities Act of 1933 Issuer Free Writing Prospectus dated May 10, 2012 Relating to Preliminary Prospectus Supplement dated May 10, 2012 Registration State No.

May 10, 2012 424B5

SUBJECT TO COMPLETION, DATED MAY 10, 2012

Use these links to rapidly review the document TABLE OF CONTENTS TABLE OF CONTENTS Table of Contents Filed Pursuant to Rule 424(b)(5) Registration Statement No.

May 9, 2012 8-K

Regulation FD Disclosure, Financial Statements and Exhibits - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 May 9, 2012 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

May 9, 2012 EX-99

The Ryland Group Reports April Orders Up 37%

Exhibit 99 News Release The Ryland Group, Inc. www.ryland.com FOR IMMEDIATE RELEASE CONTACT: Drew Mackintosh VP, Investor Relations and Corporate Communications (805) 367-3722 [email protected] The Ryland Group Reports April Orders Up 37% WESTLAKE VILLAGE, CA (May 9, 2012) –The Ryland Group, Inc. (NYSE: RYL), announced today that net orders from continuing operations for April 2012 were 4

May 8, 2012 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [X] Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2012 [ ] Transition Report Pursuant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [X] Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2012 or [ ] Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to . Commission File Number: 001-08029 THE RYLAND GRO

May 8, 2012 EX-12.1

(in thousands, except ratio)

Exhibit 12.1: Computation of Ratio of Earnings to Fixed Charges THREE MONTHS ENDED TWELVE MONTHS ENDED DECEMBER 31, MARCH 31, (in thousands, except ratio) 2007 2008 2009 2010 2011 2012 Loss from continuing operations before taxes $ (398,201) $ (378,571) $ (240,542) $ (80,497) $ (32,732) $ (3,021) Share of distributed (income) loss of 50%-or-less-owned affiliates, net of equity pickup (395) 43,926

April 27, 2012 8-K

Submission of Matters to a Vote of Security Holders - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 April 25, 2012 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

April 25, 2012 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 April 25, 2012 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

April 25, 2012 EX-99

RYLAND REPORTS RESULTS FOR THE FIRST QUARTER OF 2012

Exhibit 99 News Release The Ryland Group, Inc. www.ryland.com FOR IMMEDIATE RELEASE CONTACT: Drew Mackintosh, VP, Investor Relations and Corporate Communications (805) 367-3722 RYLAND REPORTS RESULTS FOR THE FIRST QUARTER OF 2012 WESTLAKE VILLAGE, Calif. (April 25, 2012) — The Ryland Group, Inc. (NYSE: RYL), today announced results for its quarter ended March 31, 2012. Items of note included: · Ne

March 19, 2012 DEF 14A

- DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of

March 5, 2012 EX-3.1

AMENDMENT OF BYLAWS

Exhibit 3.1 AMENDMENT OF BYLAWS Pursuant to Section 7.07 of the Bylaws of The Ryland Group, Inc., the Directors amend Section 2.03 of the Bylaws to change the retirement age for a director to age 72. RESOLVED, that Section 2.03 of the Bylaws of The Ryland Group, Inc. is amended to read as follows: SECTION 2.03. Election and Tenure of Directors. At each annual meeting, the stockholders shall elect

March 5, 2012 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 February 29, 2012 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

February 29, 2012 EX-10.20

AMENDMENT NO. 2 SENIOR EXECUTIVE SEVERANCE AGREEMENT.

Exhibit 10.20 AMENDMENT NO. 2 TO SENIOR EXECUTIVE SEVERANCE AGREEMENT. The Ryland Group, Inc. (the "Company") and (the "Executive") amend the Senior Executive Severance Agreement dated as of January 14, 2000 (this “Agreement”). Accordingly, the Agreement is amended as follows, effective December 7, 2011: 1. Section 1.1 is amended in its entirety, as follows: "1.1 Lump Sum Cash Payment. On the 60th

February 29, 2012 EX-24

/s/ William L. Jews William L. Jews, Chairman of the Board /s/ Roland A. Hernandez Roland A. Hernandez, Director /s/ Ned Mansour Ned Mansour, Director /s/ Robert E. Mellor Robert E. Mellor, Director /s/ Norman J. Metcalfe Norman J. Metcalfe, Director

QuickLinks - Click here to rapidly navigate through this document Exhibit 24: Power of Attorney The undersigned directors of The Ryland Group, Inc.

February 29, 2012 EX-10.24

THE RYLAND GROUP, INC. 2011 RETENTION INCENTIVE PLAN PURSUANT TO THE 2011 EQUITY AND INCENTIVE PLAN

Exhibit 10.24 THE RYLAND GROUP, INC. 2011 RETENTION INCENTIVE PLAN PURSUANT TO THE 2011 EQUITY AND INCENTIVE PLAN The Ryland Group, Inc. (the “Company”) has established the 2011 Retention Incentive Plan pursuant to the 2011 Equity and Incentive Plan (the “Plan”) to provide retention related incentive compensation for those key employees whose efforts significantly affect the Company’s performance.

February 29, 2012 10-K

United States Securities and Exchange Commission Washington, DC 20549 FORM 10-K ý Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934, as amended (the "Exchange Act") For the fiscal year ended December 31, 2011 o Tran

Table of Contents United States Securities and Exchange Commission Washington, DC 20549 FORM 10-K ý Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934, as amended (the "Exchange Act") For the fiscal year ended December 31, 2011 or o Transition Report Pursuant to Section 13 or 15(d) of the Exchange Act For the transition period from to Commission File Number 001-08029 THE RYLAND GROUP, INC.

February 29, 2012 EX-10.17

AMENDMENT NO. 2 SENIOR EXECUTIVE SEVERANCE AGREEMENT.

Exhibit 10.17 AMENDMENT NO. 2 TO SENIOR EXECUTIVE SEVERANCE AGREEMENT. The Ryland Group, Inc. (the "Company") and (the "Executive") amend the Senior Executive Severance Agreement dated as of December 6, 2006 (this “Agreement”). Accordingly, the Agreement is amended as follows, effective December 7, 2011: 1. Section 1.1 is amended in its entirety, as follows: "1.1 Lump Sum Cash Payment. On the 60th

February 29, 2012 EX-10.32

INDEMNIFICATION AGREEMENT

Exhibit 10.32 INDEMNIFICATION AGREEMENT This INDEMNIFICATION AGREEMENT (this “Agreement”) is entered into as of , 2010 (the “Agreement Date”), by and between The Ryland Group, Inc., a Maryland corporation (“Ryland”), and [·] (“Indemnitee”). Ryland and Indemnitee are sometimes referred to in this Agreement as a “Party” and collectively as the “Parties.” WHEREAS, Indemnitee currently is serving as a

February 29, 2012 EX-21

As of December 31, 2011, the following subsidiaries represent the significant subsidiaries of the Registrant:

QuickLinks - Click here to rapidly navigate through this document Exhibit 21: Subsidiaries of the Registrant As of December 31, 2011, the following subsidiaries represent the significant subsidiaries of the Registrant: The Ryland Corporation, a California corporation QuickLinks Exhibit 21: Subsidiaries of the Registrant

February 29, 2012 EX-12.1

YEAR ENDED DECEMBER 31, (in thousands, except ratio) 2007 2008 2009 2010 2011 Loss from continuing operations before taxes $ (398,201 ) $ (378,571 ) $ (240,542 ) $ (80,497 ) $ (32,732 ) Share of distributed (income) loss of 50%-or-less-owned affiliat

Exhibit 12.1: Computation of Ratio of Earnings to Fixed Charges YEAR ENDED DECEMBER 31, (in thousands, except ratio) 2007 2008 2009 2010 2011 Loss from continuing operations before taxes $ (398,201 ) $ (378,571 ) $ (240,542 ) $ (80,497 ) $ (32,732 ) Share of distributed (income) loss of 50%-or-less-owned affiliates, net of equity pickup (395 ) 43,926 (308 ) 3,705 976 Amortization of capitalized in

February 14, 2012 SC 13G/A

RYL / Ryland Group Inc / CITADEL ADVISORS LLC - AMENDMENT TO SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) Information Statement Pursuant to Rules 13d-1 and 13d-2 Under the Securities Exchange Act of 1934 (Amendment No. 1 )* The Ryland Group, Inc. (Name of Issuer) Common Stock, $1.00 par value per share (Title of Class of Securities) 783764103 (CUSIP Number) December 31, 2011 Date of Event Which Requires

February 10, 2012 SC 13G

RYL / Ryland Group Inc / VANGUARD GROUP INC Passive Investment

SC 13G 1 rylandgroupinc.htm SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.:0 )* Name of issuer: Ryland Group Inc/The Title of Class of Securities: Common Stock CUSIP Number: 783764103 Date of Event Which Requires Filing of this Statement: December 31, 2011 Check the appropriate box to designate the rule pursuant to wh

February 9, 2012 EX-99

JOINT FILING AGREEMENT

JOINT FILING AGREEMENT In accordance with Rule 13d-1(k) (l) under the Securities Exchange Act of 1934, as amended, the undersigned hereby agree to the joint filing of the attached Schedule 13G, and any and all amendments thereto, and expressly authorize Invesco Ltd.

February 9, 2012 SC 13G/A

RYL / Ryland Group Inc / Invesco Ltd. - THE RYLAND GROUP, INC. 01312012 Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13D-1(b) AND AMENDMENTS FILED THERETO FILED PURSUANT TO RULE 13D-2(b) Under the Securities Exchange Act of 1934 (Amendment No. 1)* The Ryland Group, Inc. (Name of Issuer) Common Stock (Title of Classes of Securities) 783764103 (CUSIP Number) Janua

February 9, 2012 SC 13G

RYL / Ryland Group Inc / Invesco Ltd. - THE RYLAND GROUP, INC. 12312011 Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13D-1(b) AND AMENDMENTS FILED THERETO FILED PURSUANT TO RULE 13D-2(b) Under the Securities Exchange Act of 1934 (Amendment No. )* The Ryland Group, Inc. (Name of Issuer) Common Stock (Title of Classes of Securities) 783764103 (CUSIP Number) December

January 27, 2012 EX-25.1

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTE

QuickLinks - Click here to rapidly navigate through this document Exhibit 25.1 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTEE PURSUANT TO SECTION 305(b)(2) o THE BANK OF NEW YORK MELLON TRUST COM

January 27, 2012 S-3ASR

- S-3ASR

Use these links to rapidly review the document TABLE OF CONTENTS Table of Contents As filed with the Securities and Exchange Commission on January 27, 2012 Registration No.

January 27, 2012 EX-12.1

Computation of Ratio of Earnings to Fixed Charges

QuickLinks - Click here to rapidly navigate through this document EXHIBIT 12.1 Computation of Ratio of Earnings to Fixed Charges TWELVE MONTHS ENDED DECEMBER 31, NINE MONTHS ENDED SEPTEMBER 30, (in thousands, except ratio) 2006 2007 2008 2009 2010 2011 Earnings (loss) from continuing operations before taxes $ 537,717 $ (398,201 ) $ (378,571 ) $ (240,542 ) $ (80,497 ) $ (33,546 ) Share of distribut

January 26, 2012 EX-99

RYLAND REPORTS RESULTS FOR THE FOURTH QUARTER OF 2011

Exhibit 99 News Release The Ryland Group, Inc. www.ryland.com FOR IMMEDIATE RELEASE CONTACT: Drew Mackintosh, VP, Investor Relations and Corporate Communications (805) 367-3722 RYLAND REPORTS RESULTS FOR THE FOURTH QUARTER OF 2011 WESTLAKE VILLAGE, Calif. (January 26, 2012) — The Ryland Group, Inc. (NYSE: RYL), today announced results for its quarter ended December 31, 2011. Items of note included

January 26, 2012 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 January 26, 2012 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

January 23, 2012 SC 13G

RYL / Ryland Group Inc / JPMORGAN CHASE & CO - THE RYLAND GROUP, INC. Passive Investment

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(b) The Ryland Group, Inc.

December 20, 2011 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 December 14, 2011 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

December 20, 2011 EX-10.1

MASTER REPURCHASE AGREEMENT

Exhibit 10.1 MASTER REPURCHASE AGREEMENT Dated as of December 14, 2011 Between: RYLAND MORTGAGE COMPANY, as Seller jointly and severally with the other Sellers and RMC MORTGAGE CORPORATION, as Seller jointly and severally with the other Sellers and JPMORGAN CHASE BANK, N.A., as Buyer 1. Applicability From time to time prior to the Termination Date, the parties hereto may enter into transactions in

December 1, 2011 SC 13G

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) Information Statement Pursuant to Rules 13d-1 and 13d-2 Under the Securities Exchange Act of 1934 (Amendment No. )* The Ryland Group, Inc. (Name of Issuer) Common Stock, $1.00 par value per share (Title of Class of Securities) 783764103 (CUSIP Number) November 25, 2011 Date of Event Which Requires F

December 1, 2011 EX-99.1

JOINT FILING AGREEMENT

EXHIBIT 99.1 JOINT FILING AGREEMENT The undersigned hereby agree that the Statement on Schedule 13G filed herewith (and any amendments thereto), relating to the Common Stock of The Ryland Group, Inc., a Maryland corporation, is being filed jointly with the Securities and Exchange Commission pursuant to Rule 13d-1(c) under the Securities Exchange Act of 1934, as amended, on behalf of each of the un

November 8, 2011 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [X] Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2011 [ ] Transition Report Purs

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q [X] Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2011 or [ ] Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to . Commission File Number: 001-08029 THE RYLAND

October 26, 2011 EX-99

RYLAND REPORTS RESULTS FOR THE THIRD QUARTER OF 2011

Exhibit 99 News Release The Ryland Group, Inc. www.ryland.com FOR IMMEDIATE RELEASE CONTACT: Drew Mackintosh, VP, Investor Relations and Corporate Communications (805) 367-3722 RYLAND REPORTS RESULTS FOR THE THIRD QUARTER OF 2011 WESTLAKE VILLAGE, Calif. (October 26, 2011) ? The Ryland Group, Inc. (NYSE: RYL), today announced results for its quarter ended September 30, 2011. Items of note included

October 26, 2011 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 October 26, 2011 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

September 19, 2011 EX-99

News Release

Exhibit 99 News Release The Ryland Group, Inc. www.ryland.com FOR IMMEDIATE RELEASE CONTACT: Drew Mackintosh VP, Investor Relations and Corporate Communications (805) 367-3722 [email protected] Ryland Reports Net Unit Orders for July and August WESTLAKE VILLAGE, CA (September 19, 2011) – Ryland Homes announced today that unit orders, net of cancellations, were 336 and 301 in July and Augu

September 19, 2011 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 September 19, 2011 Date of Report (Date of earliest event reported) THE RYLAND GROUP, INC.

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