STI.WS.A / SunTrust Banks, Inc. - Warrant 12/31/2018 - Pengajuan SECLaporan Tahunan, Pernyataan Proksi

STI / SunTrust Banks, Inc. 15-12B - - 15-12B

15-12B UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number: 001-08918 SUNTRUST BANKS, INC. (Exact name of registrant as specified

STI / SunTrust Banks, Inc. S-8 POS - - S-8 POS

S-8 POS As filed with the Securities and Exchange Commission on December 9, 2019 Form S-8 Registration No.

Amended and Restated Bylaws of BB&T, effective as of December 7, 2019

EX-3.6 4 d808889dex36.htm EX-3.6 Exhibit 3.6 BYLAWS OF TRUIST FINANCIAL CORPORATION As Amended and Restated, Effective December 7, 2019 ARTICLE I Offices 1. Principal Office: The principal office of the corporation shall be located at 214 N. Tryon Street, Charlotte, North Carolina, or at such other place as the Board of Directors may fix from time to time. 2. Registered Office: The corporation sha

STI / SunTrust Banks, Inc. S-8 POS - - S-8 POS

S-8 POS As filed with the Securities and Exchange Commission on December 9, 2019 Form S-8 Registration No.

STI / SunTrust Banks, Inc. S-8 POS - - S-8 POS

S-8 POS As filed with the Securities and Exchange Commission on December 9, 2019 Form S-8 Registration No.

STI / SunTrust Banks, Inc. S-8 POS - - S-8 POS

S-8 POS As filed with the Securities and Exchange Commission on December 9, 2019 Form S-8 Registration No.

STI / SunTrust Banks, Inc. S-8 POS - - S-8 POS

S-8 POS As filed with the Securities and Exchange Commission on December 9, 2019 Form S-8 Registration No.

STI / SunTrust Banks, Inc. S-8 POS - - S-8 POS

S-8 POS As filed with the Securities and Exchange Commission on December 9, 2019 Form S-8 Registration No.

STI / SunTrust Banks, Inc. S-8 POS - - S-8 POS

S-8 POS As filed with the Securities and Exchange Commission on December 9, 2019 Form S-8 Registration No.

STI / SunTrust Banks, Inc. S-8 POS - - S-8 POS

S-8 POS As filed with the Securities and Exchange Commission on December 9, 2019 Form S-8 Registration No.

STI / SunTrust Banks, Inc. S-8 POS - - S-8 POS

S-8 POS As filed with the Securities and Exchange Commission on December 9, 2019 Form S-8 Registration No.

STI / SunTrust Banks, Inc. S-8 POS - - S-8 POS

S-8 POS As filed with the Securities and Exchange Commission on December 9, 2019 Form S-8 Registration No.

Changes in Control of Registrant, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Material Modification to Rights of Security Holders, Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing, Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 6, 2019 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commission Fi

STI / SunTrust Banks, Inc. S-8 POS - - S-8 POS

S-8 POS As filed with the Securities and Exchange Commission on December 9, 2019 Form S-8 Registration No.

Articles of Amendment to Articles of Incorporation of BB&T, effective as of December 6, 2019

EX-3.4 Exhibit 3.4 ARTICLES OF AMENDMENT OF BB&T CORPORATION BB&T Corporation, a corporation organized and existing under the laws of the State of North Carolina (the “Corporation”), for the purpose of amending its articles of incorporation to fix the preferences, limitations and relative rights of new series of its Preferred Stock in accordance with the provisions of Sections 55-6-02 and 55-10-06

STI / SunTrust Banks, Inc. S-8 POS - - S-8 POS

S-8 POS As filed with the Securities and Exchange Commission on December 9, 2019 Form S-8 Registration No.

STI / SunTrust Banks, Inc. S-8 POS - - S-8 POS

S-8 POS As filed with the Securities and Exchange Commission on December 9, 2019 Form S-8 Registration No.

STI / SunTrust Banks, Inc. S-8 POS - - S-8 POS

S-8 POS As filed with the Securities and Exchange Commission on December 9, 2019 Form S-8 Registration No.

EX-99.25

NOTIFICATION OF THE REMOVAL FROM LISTING AND REGISTRATION OF THE STATED SECURITIES The New York Stock Exchange hereby notifies the SEC of its intention to remove the entire class of the stated securities from listing and registration on the Exchange at the opening of business on December 20, 2019, pursuant to the provisions of Rule 12d2-2 (a).

Articles of Amendment to Articles of Incorporation of BB&T, effective as of December 7, 2019

EX-3.5 Exhibit 3.5 ARTICLES OF AMENDMENT OF BB&T CORPORATION The undersigned corporation hereby submits these Articles of Amendment in accordance with Section 55-10-03 and 55-10-06 of the North Carolina Business Corporation Act for the purpose of amending its Restated Articles of Incorporation: 1. The name of the corporation is: BB&T CORPORATION. 2. The following text will replace the current text

# # #

EX-99.1 Exhibit 99.1 Dec. 9, 2019 6 a.m. ET BB&T and SunTrust complete merger of equals to become Truist Clients to be served through the BB&T and SunTrust brands until conversion CHARLOTTE, N.C. – Truist Financial Corporation (NYSE: TFC) today announced the completion of the merger of equals between BB&T Corporation and SunTrust Banks, Inc., effective Dec. 6, 2019. Truist is the sixth largest U.S

STI / SunTrust Banks, Inc. S-8 POS - - S-8 POS

S-8 POS As filed with the Securities and Exchange Commission on December 9, 2019 Form S-8 Registration No.

STI / SunTrust Banks, Inc. S-8 POS - - S-8 POS

S-8 POS As filed with the Securities and Exchange Commission on December 9, 2019 Form S-8 Registration No.

STI / SunTrust Banks, Inc. S-8 POS - - S-8 POS

S-8 POS As filed with the Securities and Exchange Commission on December 9, 2019 Form S-8 Registration No.

STI / SunTrust Banks, Inc. S-8 POS - - S-8 POS

S-8 POS As filed with the Securities and Exchange Commission on December 9, 2019 Form S-8 Registration No.

EX-99.25

NOTIFICATION OF THE REMOVAL FROM LISTING AND REGISTRATION OF THE STATED SECURITIES The New York Stock Exchange hereby notifies the SEC of its intention to remove the entire class of the stated securities from listing and registration on the Exchange at the opening of business on December 20, 2019, pursuant to the provisions of Rule 12d2-2 (a).

STI / SunTrust Banks, Inc. S-8 POS - - S-8 POS

S-8 POS As filed with the Securities and Exchange Commission on December 9, 2019 Form S-8 Registration No.

STI / SunTrust Banks, Inc. S-8 POS - - S-8 POS

S-8 POS As filed with the Securities and Exchange Commission on December 9, 2019 Form S-8 Registration No.

STI / SunTrust Banks, Inc. POSASR - - POSASR

POSASR As filed with the Securities and Exchange Commission on December 9, 2019 Registration No.

# # #

EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE November 19, 2019 Contacts: Brian Davis Sue Mallino BB&T Corporate Communications SunTrust Corporate Communications [email protected] [email protected] BB&T and SunTrust receive regulatory approvals for merger of equals to form Truist Clients will continue to be served through current brands until system conversion WINSTON-SALEM, N.C. and ATLANTA – BB&

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 19, 2019 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commission F

First Horizon to Expand Branch Network in Key Growth Markets First Horizon agrees to acquire 30 SunTrust branches in North Carolina, Virginia, Georgia Acquisition includes approximately $2.4 billion in deposits and $410 million in loans Transaction r

Exhibit 99.1 First Horizon to Expand Branch Network in Key Growth Markets First Horizon agrees to acquire 30 SunTrust branches in North Carolina, Virginia, Georgia Acquisition includes approximately $2.4 billion in deposits and $410 million in loans Transaction represents required regulatory divestitures in connection with the merger of equals between SunTrust and BB&T MEMPHIS, Tenn. & ATLANTA, GA

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 8, 2019 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commission Fi

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2019 Commission file number 001-08918 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 58-1575035 (State or other jurisdiction of incorporation or o

3Q 19 EARNINGS PRESENTATION October 17, 2019 © 2019 SunTrust Banks, Inc. SunTrust is a federally registered trademark of SunTrust Banks, Inc. IMPORTANT CAUTIONARY STATEMENT This presentation should be read in conjunction with the financial statements

a3q19earningspresentatio 3Q 19 EARNINGS PRESENTATION October 17, 2019 © 2019 SunTrust Banks, Inc.

SunTrust Reports Third Quarter 2019 Results Continued Loan Growth, Improved Deposit Growth, Diverse Fee Income, and Strong Credit Quality Highlight Third Quarter Results Proposed Merger of Equals with BB&T on Track; Momentum Towards Truist is Buildin

Exhibit 99.1 News Release Contact: Investors Media Ankur Vyas Mike McCoy (404) 827-6714 (404) 588-7230 For Immediate Release October 17, 2019 SunTrust Reports Third Quarter 2019 Results Continued Loan Growth, Improved Deposit Growth, Diverse Fee Income, and Strong Credit Quality Highlight Third Quarter Results Proposed Merger of Equals with BB&T on Track; Momentum Towards Truist is Building ATLANT

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 17, 2019 SunTrust Banks Inc (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commission File

Press Release dated October 9, 2019

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 9, 2019 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commission Fil

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2019 Commission file number 001-08918 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 58-1575035 (State or other jurisdiction of incorporation or organi

Financial Statements and Exhibits, Other Events, Submission of Matters to a Vote of Security Holders

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 July 30, 2019 Date of Report (Date of earliest event reported) SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commissi

# # #

EX-99.1 Exhibit 99.1 News Release Contacts: Investors Media Ankur Vyas Sue Mallino [email protected] [email protected] 404-827-6714 404-813-0463 For Release July 30, 2019 SunTrust Shareholders Approve Merger with BB&T to Form Truist ATLANTA – SunTrust Banks, Inc. (NYSE: STI) shareholders today approved the agreement for the merger of equals of SunTrust and BB&T Corporation (NYSE: BBT)

STI / SunTrust Banks, Inc. DEFA14A - - DEFA14A

DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ CONFIDENTIAL, FOR USE OF THE COMMISSION ONLY (AS PERMITTED BY RULE 14a-6(e)(2))

STI / SunTrust Banks, Inc. DEFA14A - - DEFA14A

DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ CONFIDENTIAL, FOR USE OF THE COMMISSION ONLY (AS PERMITTED BY RULE 14a-6(e)(2))

BBT / BB&T Corp. 425 - Merger Prospectus - 425

425 Filed by BB&T Corporation pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-6(b) under the Securities Exchange Act of 1934 Subject Company: SunTrust Banks, Inc.

BBT / BB&T Corp. 425 - Merger Prospectus - 425

425 Filed by BB&T Corporation pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-6(b) under the Securities Exchange Act of 1934 Subject Company: SunTrust Banks, Inc.

SunTrust Reports Second Quarter 2019 Results Solid Core Business Results: Healthy Loan Growth, Improved Fee Income, Continued Expense Management, and Strong Credit Quality Higher Funding Costs and Declining Interest Rates Negatively Impact NIM Planne

Exhibit 99.1 News Release Contact: Investors Media Ankur Vyas Mike McCoy (404) 827-6714 (404) 588-7230 For Immediate Release July 18, 2019 SunTrust Reports Second Quarter 2019 Results Solid Core Business Results: Healthy Loan Growth, Improved Fee Income, Continued Expense Management, and Strong Credit Quality Higher Funding Costs and Declining Interest Rates Negatively Impact NIM Planned Merger wi

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 18, 2019 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commission File

2Q 19 EARNINGS PRESENTATION July 18, 2019 © 2019 SunTrust Banks, Inc. SunTrust is a federally registered trademark of SunTrust Banks, Inc. IMPORTANT CAUTIONARY STATEMENT This presentation should be read in conjunction with the financial statements, n

a2q19earningspresentatio 2Q 19 EARNINGS PRESENTATION July 18, 2019 © 2019 SunTrust Banks, Inc.

STI / SunTrust Banks, Inc. DEFA14A - - DEFA14A

DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ CONFIDENTIAL, FOR USE OF THE COMMISSION ONLY (AS PERMITTED BY RULE 14a-6(e)(2))

BBT / BB&T Corp. 425 - Merger Prospectus - 425

425 Filed by BB&T Corporation pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-6(b) under the Securities Exchange Act of 1934 Subject Company: SunTrust Banks, Inc.

BBT / BB&T Corp. 425 - Merger Prospectus - 425

425 1 d777877d425.htm 425 Filed by BB&T Corporation pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-6(b) under the Securities Exchange Act of 1934 Subject Company: SunTrust Banks, Inc. Commission File No.: 001-08918 Date: July 16, 2019 BB&T Corporation 200 West Second Street Winston-Salem, North Carolina 27101 July 16, 2019 Dear Fellow Shareholder: We ha

STI / SunTrust Banks, Inc. DEFA14A - - DEFA14A

DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ CONFIDENTIAL, FOR USE OF THE COMMISSION ONLY (AS PERMITTED BY RULE 14a-6(e)(2))

STI / SunTrust Banks, Inc. DEFM14A - - DEFM14A

DEFM14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

Current Report

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 June 14, 2019 Date of Report (Date of earliest event reported) SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commissi

Exhibit 2.1

EX-2.1 Exhibit 2.1 FIRST AMENDMENT TO AGREEMENT AND PLAN OF MERGER This FIRST AMENDMENT TO AGREEMENT AND PLAN OF MERGER (this “Amendment”), dated as of June 14, 2019, is made by and between SunTrust Banks, Inc., a Georgia Corporation (“SunTrust”), and BB&T Corporation, a North Carolina corporation (“BB&T”) (each, a “Party”, and collectively, the “Parties”). Capitalized terms used herein and not ot

STI / SunTrust Banks, Inc. 425 - Merger Prospectus - FORM 8-K

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 June 14, 2019 Date of Report (Date of earliest event reported) SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commissi

First Amendment to Agreement and Plan of Merger by and between SunTrust Banks, Inc. and BB&T Corporation, dated as of June 14, 2019.

EX-2.1 Exhibit 2.1 FIRST AMENDMENT TO AGREEMENT AND PLAN OF MERGER This FIRST AMENDMENT TO AGREEMENT AND PLAN OF MERGER (this “Amendment”), dated as of June 14, 2019, is made by and between SunTrust Banks, Inc., a Georgia Corporation (“SunTrust”), and BB&T Corporation, a North Carolina corporation (“BB&T”) (each, a “Party”, and collectively, the “Parties”). Capitalized terms used herein and not ot

First Amendment to Agreement and Plan of Merger by and between SunTrust Banks, Inc. and BB&T Corporation, dated as of June 14, 2019.

EX-2.1 Exhibit 2.1 FIRST AMENDMENT TO AGREEMENT AND PLAN OF MERGER This FIRST AMENDMENT TO AGREEMENT AND PLAN OF MERGER (this “Amendment”), dated as of June 14, 2019, is made by and between SunTrust Banks, Inc., a Georgia Corporation (“SunTrust”), and BB&T Corporation, a North Carolina corporation (“BB&T”) (each, a “Party”, and collectively, the “Parties”). Capitalized terms used herein and not ot

BBT / BB&T Corp. 425 - Merger Prospectus - FORM 8-K

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 June 14, 2019 Date of Report (Date of earliest event reported) BB&T Corporation (Exact name of registrant as specified in its charter) North Carolina 1-10853 56-0939887 (State or other jurisdiction of incorporation) (Commiss

# # #

EX-99.1 Exhibit 99.1 June 12, 2019 FOR IMMEDIATE RELEASE Contacts: BB&T Corporate Communications SunTrust Corporate Communications Brian Davis Sue Mallino [email protected] [email protected] David White Miguel Sepulveda [email protected] [email protected] Merger of Equals Between BB&T and SunTrust Will Create Truist New name reflects rich heritage of both companies and a shared belief i

# # #

EX-99.2 Exhibit 99.2 June 12, 2019 FOR IMMEDIATE RELEASE Contacts: David White Mike McCoy BB&T Corporate Communications SunTrust Corporate Communications [email protected] [email protected] BB&T and SunTrust choose building in Charlotte for new headquarters Uptown building will be home for new, proposed company WINSTON-SALEM, N.C. and ATLANTA – BB&T Corporation (NYSE: BBT) and SunTrust Banks,

BBT / BB&T Corp. 425 - Merger Prospectus - FORM 8-K

425 1 d765633d8k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 June 12, 2019 Date of Report (Date of earliest event reported) BB&T Corporation (Exact name of registrant as specified in its charter) North Carolina 1-10853 56-0939887 (State or other jurisdiction of in

# # #

EX-99.1 Exhibit 99.1 June 12, 2019 FOR IMMEDIATE RELEASE Contacts: BB&T Corporate Communications SunTrust Corporate Communications Brian Davis Sue Mallino [email protected] [email protected] David White Miguel Sepulveda [email protected] [email protected] Merger of Equals Between BB&T and SunTrust Will Create Truist New name reflects rich heritage of both companies and a shared belief i

# # #

EX-99.2 Exhibit 99.2 June 12, 2019 FOR IMMEDIATE RELEASE Contacts: David White Mike McCoy BB&T Corporate Communications SunTrust Corporate Communications [email protected] [email protected] BB&T and SunTrust choose building in Charlotte for new headquarters Uptown building will be home for new, proposed company WINSTON-SALEM, N.C. and ATLANTA – BB&T Corporation (NYSE: BBT) and SunTrust Banks,

Financial Statements and Exhibits, Other Events

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 June 12, 2019 Date of Report (Date of earliest event reported) SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commissi

# # #

EX-99.1 Exhibit 99.1 June 12, 2019 FOR IMMEDIATE RELEASE Contacts: BB&T Corporate Communications SunTrust Corporate Communications Brian Davis Sue Mallino [email protected] [email protected] David White Miguel Sepulveda [email protected] [email protected] Merger of Equals Between BB&T and SunTrust Will Create Truist New name reflects rich heritage of both companies and a shared belief i

STI / SunTrust Banks, Inc. 425 - Merger Prospectus - FORM 8-K

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 June 12, 2019 Date of Report (Date of earliest event reported) SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commissi

# # #

EX-99.2 Exhibit 99.2 June 12, 2019 FOR IMMEDIATE RELEASE Contacts: David White Mike McCoy BB&T Corporate Communications SunTrust Corporate Communications [email protected] [email protected] BB&T and SunTrust choose building in Charlotte for new headquarters Uptown building will be home for new, proposed company WINSTON-SALEM, N.C. and ATLANTA – BB&T Corporation (NYSE: BBT) and SunTrust Banks,

Name of Grantee Number of Restricted Stock Units Grant Date Closing Price of SunTrust Stock on Grant Date $

Exhibit 10.2 SunTrust Banks, Inc. 2018 Omnibus Incentive Compensation NON-EMPLOYEE DIRECTOR RESTRICTED STOCK UNIT AGREEMENT SunTrust Banks, Inc. (“SunTrust”), a Georgia corporation, upon the recommendation of the Governance and Nominating Committee of its Board of Directors and pursuant to action of the Compensation Committee (“Committee”) in accordance with the SunTrust Banks, Inc. 2018 Omnibus I

TERMS AND CONDITIONS RESTRICTED STOCK AGREEMENT

Exhibit 10.1 SunTrust Banks, Inc. 2018 Omnibus Incentive Compensation Plan NON-EMPLOYEE DIRECTOR RESTRICTED STOCK AGREEMENT SunTrust Banks, Inc. (“SunTrust”), a Georgia corporation, upon the recommendation of the Governance and Nominating Committee of its Board of Directors and pursuant to action of the Compensation Committee (“Committee”) in accordance with the SunTrust Banks, Inc. 2018 Omnibus I

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2019 Commission file number 001-08918 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 58-1575035 (State or other jurisdiction of incorporation or organiz

BBT / BB&T Corp. 425 Merger Prospectus 425

425 Filed by BB&T Corporation pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: SunTrust Banks, Inc.

BBT / BB&T Corp. 425 (Merger Prospectus) 425

425 Filed by BB&T Corporation pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: SunTrust Banks, Inc.

STI / SunTrust Banks, Inc. FORM 425 (Merger Prospectus)

Form 425 Filed by SunTrust Banks, Inc. pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-6(b) under the Securities Exchange Act of 1934 Subject Company: SunTrust Banks, Inc. Commission File No.: 001-08918 Date: April 25, 2019 On April 25, 2019, SunTrust Banks, Inc. issued the following press release regarding remarks delivered at the joint public meeting o

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 23, 2019 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commission File

BBT / BB&T Corp. 425 (Merger Prospectus)

425 Filed by BB&T Corporation pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: SunTrust Banks, Inc.

STI / SunTrust Banks, Inc. DEFA14A

DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ CONFIDENTIAL, FOR USE OF THE COMMISSION ONLY (AS PERMITTED BY RULE 14a-6(e)(2))

BBT / BB&T Corp. 425 (Merger Prospectus)

425 Merger of Equals Update Highly Synergistic; Financially Compelling; Transformative Momentum Established • New Executive Management Team (E14) meeting weekly since late February to guide organizational design and oversee integration process • Integration planning has commenced ° Named integration leads across businesses and functions °Engaged third-party consultants °Significant focus on risk o

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 18, 2019 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commission File

SunTrust Reports First Quarter 2019 Results Improved Profitability and Strong Loan Growth Highlight 1Q Results Planned Merger with BB&T On Track

Exhibit 99.1 News Release Contact: Investors Media Ankur Vyas Mike McCoy (404) 827-6714 (404) 588-7230 For Immediate Release April 18, 2019 SunTrust Reports First Quarter 2019 Results Improved Profitability and Strong Loan Growth Highlight 1Q Results Planned Merger with BB&T On Track ATLANTA - For the first quarter of 2019, SunTrust Banks, Inc. (NYSE: STI) reported net income available to common s

1Q 19 EARNINGS PRESENTATION April 18, 2019 © 2019 SunTrust Banks, Inc. SunTrust is a federally registered trademark of SunTrust Banks, Inc. IMPORTANT CAUTIONARY STATEMENT This presentation should be read in conjunction with the financial statements,

EX-99.2 3 a1q19earningspresentatio.htm EXHIBIT 99.2 1Q 19 EARNINGS PRESENTATION April 18, 2019 © 2019 SunTrust Banks, Inc. SunTrust is a federally registered trademark of SunTrust Banks, Inc. IMPORTANT CAUTIONARY STATEMENT This presentation should be read in conjunction with the financial statements, notes and other information contained in the Company’s 2018 Annual Report on Form 10-K, Quarterly

Exhibit 10.4

EX-10.4 Exhibit 10.4 Pay to Integrate/Produce RETENTION AGREEMENT Name: Employee Number: As you know, it was announced on February 7, 2019 that SunTrust and BB&T will merge (the “Merger”). SunTrust is implementing a retention program to ensure that the integration of SunTrust and BB&T and critical business initiatives go smoothly. You are a valued employee and SunTrust and BB&T believe your contin

Exhibit 10.2

EX-10.2 Exhibit 10.2 Pay to Lead RETENTION AGREEMENT Name: Employee Number: As you know, it was announced on February 7, 2019 that SunTrust and BB&T will merge (the “Merger”). SunTrust is implementing a retention program to ensure that we build a premier financial institution. You are a valued employee and SunTrust and BB&T believe your service with the merged company (the “Combined Company”) is e

Exhibit 10.1

EX-10.1 Exhibit 10.1 [SunTrust Banks, Inc. Letterhead] ●, 2019 [Name] At the address on file with the Company Dear ●, You are a valued enterprise executive, and we hope you will play a key role in the integration of SunTrust Banks, Inc. (“SunTrust”) and BB&T Corporation (“BB&T”) following the merger provided for by the Agreement and Plan of Merger, dated as of February 7, 2019 (the “Merger”). This

Exhibit 10.3

EX-10.3 4 d721368dex103.htm EX-10.3 Exhibit 10.3 SunTrust Banks, Inc. 2018 Omnibus Incentive Compensation Plan PAY TO LEAD RESTRICTED STOCK UNIT AWARD AGREEMENT SunTrust Banks, Inc. (“SunTrust”), a Georgia corporation, pursuant to action of the Compensation Committee (the “Committee”) of its Board of Directors and in accordance with the SunTrust Banks, Inc. 2018 Omnibus Incentive Compensation Plan

Current Report

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 April 8, 2019 Date of Report (Date of earliest event reported) SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commissi

BBT / BB&T Corp. 425 (Prospectus)

425 Filed by BB&T Corporation pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: SunTrust Banks, Inc.

STI / SunTrust Banks, Inc. DEFA14A

DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Pro

Definitive Proxy Statement on Schedule 14A

DEF 14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

Form of Notice of Term Non-Renewal under Employment Agreements

EX-10.1 Exhibit 10.1 March 1, 2019 BY HAND DELIVERY [Executive Name] [Address] [City], [State] [Zip] Re: Notice of Non-Extension of Term Dear [Executive Name]: Reference is made to (1) the [Year] [Amended and Restated] Employment Agreement, effective as of [Date] (the “Employment Agreement”), by and among BB&T Corporation (“BB&T”), Branch Banking and Trust Company (“BBTC”), and you; and (2) the Ag

BBT / BB&T Corp. FORM 8-K (Prospectus)

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 March 1, 2019 Date of Report (Date of earliest event reported) BB&T Corporation (Exact name of registrant as specified in its charter) North Carolina 1-10853 56-0939887 (State or other jurisdiction of incorporation) (Commiss

SUNTRUST BANKS, INC. ANNUAL INCENTIVE PLAN Amended and Restated January 1, 2018

Exhibit 10.1 SUNTRUST BANKS, INC. ANNUAL INCENTIVE PLAN Amended and Restated January 1, 2018 Section 1. Name and Purpose The name of this Plan is the SunTrust Banks, Inc. Annual Incentive Plan. The purpose of the Plan is to promote the interests of the Company and its stockholders through the granting of Awards to select employees of the Company and its Subsidiary Corporations in order to motivate

Incorporated herein by reference to Exhibit 10.8 to SunTrust's Annual Report on Form 10-K, filed February 22, 2019.

EX-10.8 3 a123118exhibit108.htm EXHIBIT 10.8 Exhibit 10.8 SUNTRUST BANKS, INC. EXECUTIVE SEVERANCE PAY PLAN AMENDED AND RESTATED EFFECTIVE JANUARY 1, 2019 TABLE OF CONTENTS Page Article 1 Construction 1 Article 2 Definitions 2 2.1 Affiliate 2 2.2 AIP 2 2.3 Base Salary 2 2.4 Board 2 2.5 Cause 2 2.6 Change in Control 3 2.7 Change in Control Termination 3 2.8 Code 3 2.9 Committee 3 2.10 Effective Dat

Subsidiaries of the Registrant *

EX-21 5 a123118exhibit21.htm EXHIBIT 21 Exhibit 21 Subsidiaries of the Registrant * Name State of Incorporation Additional Names Under Which it Does Business SunTrust Banks, Inc. Georgia none SunTrust Robinson Humphrey, Inc. Tennessee none GFO Advisory Services, LLC Florida GenSpring, GenSpring Family Offices, LLC SunTrust Delaware Trust Company Delaware none SunTrust Bank Holding Company Florida

Annual Report - 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2018 Commission file number 001-08918 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 58-1575035 (State or other jurisdiction of incorporation or organizati

HR-Recoup-1000 Recoupment Policy Distribution All SunTrust Teammates Version 4 Effective Date 11/05/2016 Issued By Human Resources - Total Rewards Type Policy Level II Last Review 12/20/2018 Approvals Human Resources Function Risk Committee Next Revi

Exhibit 99 HR-Recoup-1000 Recoupment Policy Distribution All SunTrust Teammates Version 4 Effective Date 11/05/2016 Issued By Human Resources - Total Rewards Type Policy Level II Last Review 12/20/2018 Approvals Human Resources Function Risk Committee Next Review 12/31/2019 Printed copies are for reference only.

Incorporated herein by reference to Exhibit 10.14 of SunTrust's Annual Report on Form 10-K, filed February 22, 2019.

Exhibit 10.14 EXHIBIT B AMENDMENT ONE TO THE SUNTRUST BANKS, INC. DIRECTORS DEFERRED COMPENSATION PLAN AMENDED AND RESTATED EFFECTIVE JANUARY 1, 2009 WHEREAS, SunTrust Banks, Inc. (the “Company”) has adopted and sponsors the SunTrust Banks, Inc. Directors Deferred Compensation Plan (the “Plan”); and WHEREAS, pursuant to terms of the Plan, the Company may amend the Plan, in its sole discretion, pur

Agreement and Plan of Merger, dated as of February 7, 2019, by and between SunTrust Banks, Inc. and BB&T Corporation.*

EX-2.1 Exhibit 2.1 EXECUTION VERSION AGREEMENT AND PLAN OF MERGER by and between SUNTRUST BANKS, INC. and BB&T CORPORATION Dated as of February 7, 2019 TABLE OF CONTENTS ARTICLE I THE MERGER Page 1.1 The Merger 1 1.2 Closing 1 1.3 Effective Time 2 1.4 Effects of the Merger 2 1.5 Conversion of SunTrust Common Stock 2 1.6 BB&T Stock 3 1.7 SunTrust Preferred Stock 3 1.8 Treatment of SunTrust Equity A

BBT / BB&T Corp. FORM 8-K (Prospectus)

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 7, 2019 BB&T Corporation (Exact name of registrant as specified in its charter) North Carolina 1-10853 56-0939887 (State or other jurisdiction of incorporation) (Com

Amended and Restated Employment Agreement, dated as of February 7, 2019, by and among BB&T Corporation, Branch Banking and Trust Company, and Kelly S. King.

EX-10.1 Exhibit 10.1 EXECUTION VERSION AMENDED AND RESTATED EMPLOYMENT AGREEMENT This AMENDED AND RESTATED EMPLOYMENT AGREEMENT (this “Agreement”) is made and entered into as of February 7, 2019, by and among BB&T CORPORATION, a North Carolina corporation (“BB&T”), BRANCH BANKING AND TRUST COMPANY, a North Carolina chartered commercial bank (“BBTC”), and KELLY S. KING, an individual (“Executive”).

Exhibit 2.1

EX-2.1 Exhibit 2.1 EXECUTION VERSION AGREEMENT AND PLAN OF MERGER by and between SUNTRUST BANKS, INC. and BB&T CORPORATION Dated as of February 7, 2019 TABLE OF CONTENTS ARTICLE I THE MERGER Page 1.1 The Merger 1 1.2 Closing 1 1.3 Effective Time 2 1.4 Effects of the Merger 2 1.5 Conversion of SunTrust Common Stock 2 1.6 BB&T Stock 3 1.7 SunTrust Preferred Stock 3 1.8 Treatment of SunTrust Equity A

Current Report

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 February 7, 2019 Date of Report (Date of earliest event reported) SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commi

STI / SunTrust Banks, Inc. FORM 8-K (Prospectus)

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 February 7, 2019 Date of Report (Date of earliest event reported) SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commi

Agreement and Plan of Merger, dated as of February 7, 2019, by and between SunTrust Banks, Inc. and BB&T Corporation.*

EX-2.1 Exhibit 2.1 EXECUTION VERSION AGREEMENT AND PLAN OF MERGER by and between SUNTRUST BANKS, INC. and BB&T CORPORATION Dated as of February 7, 2019 TABLE OF CONTENTS ARTICLE I THE MERGER Page 1.1 The Merger 1 1.2 Closing 1 1.3 Effective Time 2 1.4 Effects of the Merger 2 1.5 Conversion of SunTrust Common Stock 2 1.6 BB&T Stock 3 1.7 SunTrust Preferred Stock 3 1.8 Treatment of SunTrust Equity A

STI / SunTrust Banks, Inc. / VANGUARD GROUP INC Passive Investment

suntrustbanksinc.htm - Generated by SEC Publisher for SEC Filing SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 4 )* Name of issuer: SunTrust Banks Inc Title of Class of Securities: Common Stock CUSIP Number: 867914103 Date of Event Which Requires Filing of this Statement: December 31, 2018 Check the appropriate box

STI / SunTrust Banks, Inc. FORM 425 (Prospectus)

Form 425 Filed by SunTrust Banks, Inc. pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: SunTrust Banks, Inc. Commission File No.: 001-08918 Date: February 11, 2019 CNBC “Squawk Box” interview with Kelly King and Bill Rogers Transcript — February 7, 2019 Interviewer: The new company will become

STI / SunTrust Banks, Inc. DEFA14A

DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ CONFIDENTIAL, FOR USE OF THE COMMISSION ONLY (AS PERMITTED BY RULE 14a-6(e)(2))

BBT / BB&T Corp. 425 (Prospectus)

425 Filed by BB&T Corporation pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: SunTrust Banks, Inc.

BBT / BB&T Corp. 425 (Prospectus)

Filed by BB&T Corporation pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: SunTrust Banks, Inc.

STI / SunTrust Banks, Inc. FORM 425 (Prospectus)

Form 425 Filed by SunTrust Banks, Inc. pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: SunTrust Banks, Inc. Commission File No.: 001-08918 Date: February 8, 2019 BB&T Corporation and SunTrust Banks, Inc. Merger Call Conference Call Transcript MANAGEMENT DISCUSSION SECTION Operator: Greetings,

BBT / BB&T Corp. 425 (Prospectus)

Filed by BB&T Corporation pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: SunTrust Banks, Inc.

STI / SunTrust Banks, Inc. FORM 425 (Prospectus)

Form 425 Filed by SunTrust Banks, Inc. pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: SunTrust Banks, Inc. Commission File No.: 001-08918 Date: February 7, 2019 BB&T Chairman and CEO and SunTrust Chairman and CEO Joint Video Transcript The following is a video transcript of a message delivere

STI / SunTrust Banks, Inc. FORM 425 (Prospectus)

Form 425 Filed by SunTrust Banks, Inc. pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: SunTrust Banks, Inc. Commission File No.: 001-08918 The following is a joint communication issued by each of SunTrust Banks, Inc. and BB&T Corporation on February 7, 2019. A Premier Financial Institution Two

STI / SunTrust Banks, Inc. FORM 425 (Prospectus)

Form 425 Filed by SunTrust Banks, Inc. pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: SunTrust Banks, Inc. Commission File No.: 001-08918 Date: February 7, 2019 The following is a joint communication issued by each of SunTrust Banks, Inc. and BB&T Corporation on February 7, 2019. This communi

STI / SunTrust Banks, Inc. DEFA14A

DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) ☒ Filed by the Registrant ☐ Filed by a Party other than the Registrant Check the appropriate box: ☐ Preliminary Proxy Statement ☐ CONFIDENTIAL, FOR USE OF THE COMMISSION ONLY (AS PERMITTED BY RULE 14a-6(e)(2))

STI / SunTrust Banks, Inc. DEFA14A

DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) ☒ Filed by the Registrant ☐ Filed by a Party other than the Registrant Check the appropriate box: ☐ Preliminary Proxy Statement ☐ CONFIDENTIAL, FOR USE OF THE COMMISSION ONLY (AS PERMITTED BY RULE 14a-6(e)(2))

BBT / BB&T Corp. 425 (Prospectus)

Filed by BB&T Corporation pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: SunTrust Banks, Inc.

BBT / BB&T Corp. 425 (Prospectus)

425 1 a19-42194425.htm 425 Filed by BB&T Corporation pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: SunTrust Banks, Inc. Commission File No.: 001-08918 Date: February 7, 2019 BB&T: Social Media Response In Response to Excited Reactions · We’re excited about what this means for our communities

BBT / BB&T Corp. 425 (Prospectus)

Filed by BB&T Corporation pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: SunTrust Banks, Inc.

BBT / BB&T Corp. 425 (Prospectus)

Filed by BB&T Corporation pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: SunTrust Banks, Inc.

BBT / BB&T Corp. 425 (Prospectus)

Filed by BB&T Corporation pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: SunTrust Banks, Inc.

EX-24

POWER OF ATTORNEY For Executing Forms 3, 4 and 5 Know all persons by these presents, that the undersigned hereby constitutes and appoints each of the Corporate Secretary and any Assistant Corporate Secretary of SunTrust Banks, Inc.

Current Report

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 February 7, 2019 Date of Report (Date of earliest event reported) SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commi

BB&T and SunTrust to Combine in Merger of Equals to Create the Premier Financial Institution Combination of two iconic franchises creates sixth-largest U.S. bank holding company with 275 years of combined history and culture serving clients and commu

EX-99.1 Exhibit 99.1 BB&T Contacts: SunTrust Contacts: Media Media Media Brian Davis Sue Mallino Tom Johnson (336) 733-2542 (404) 813-0463 (212) 371-5999 BB&T Corporate Communications SunTrust Corporate Communications Abernathy MacGregor Group [email protected] [email protected] [email protected] Investors Investors Richard Baytosh Ankur Vyas BB&T Investor Relations Director of Investor Relations (

Introduction 6 Transaction Terms 11 Pro Forma Business Mix 14 Pro Forma Financial Profile and Impact 21 Conclusion 28 Agenda Presenters Kelly King Chairman & CEO, BB&T Corporation William H. Rogers, Jr. Chairman & CEO, SunTrust Banks, Inc. Allison Du

EX-99.2 Transformational Merger of Equals to Create The Premier Financial Institution February 7, 2019 Exhibit 99.2 Introduction 6 Transaction Terms 11 Pro Forma Business Mix 14 Pro Forma Financial Profile and Impact 21 Conclusion 28 Agenda Presenters Kelly King Chairman & CEO, BB&T Corporation William H. Rogers, Jr. Chairman & CEO, SunTrust Banks, Inc. Allison Dukes CFO, SunTrust Banks, Inc. Dary

STI / SunTrust Banks, Inc. FORM 8-K (Prospectus)

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 February 7, 2019 Date of Report (Date of earliest event reported) SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commi

BB&T and SunTrust to Combine in Merger of Equals to Create the Premier Financial Institution Combination of two iconic franchises creates sixth-largest U.S. bank holding company with 275 years of combined history and culture serving clients and commu

EX-99.1 Exhibit 99.1 BB&T Contacts: SunTrust Contacts: Media Media Media Brian Davis Sue Mallino Tom Johnson (336) 733-2542 (404) 813-0463 (212) 371-5999 BB&T Corporate Communications SunTrust Corporate Communications Abernathy MacGregor Group [email protected] [email protected] [email protected] Investors Investors Richard Baytosh Ankur Vyas BB&T Investor Relations Director of Investor Relations (

Introduction 6 Transaction Terms 11 Pro Forma Business Mix 14 Pro Forma Financial Profile and Impact 21 Conclusion 28 Agenda Presenters Kelly King Chairman & CEO, BB&T Corporation William H. Rogers, Jr. Chairman & CEO, SunTrust Banks, Inc. Allison Du

EX-99.2 Transformational Merger of Equals to Create The Premier Financial Institution February 7, 2019 Exhibit 99.2 Introduction 6 Transaction Terms 11 Pro Forma Business Mix 14 Pro Forma Financial Profile and Impact 21 Conclusion 28 Agenda Presenters Kelly King Chairman & CEO, BB&T Corporation William H. Rogers, Jr. Chairman & CEO, SunTrust Banks, Inc. Allison Dukes CFO, SunTrust Banks, Inc. Dary

BBT / BB&T Corp. BB&T 8K 2.7.2019 (Prospectus)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 February 7, 2019 Date of Report (Date of earliest event reported) BB&T Corporation (Exact name of registrant as specified in its charter) North Carolina 1-10853 56-0939887 (State or other jurisdiction of incorporation) (Commission Fi

BB&T and SunTrust to Combine in Merger of Equals to Create the Premier Financial Institution Combination of two iconic franchises creates sixth-largest U.S. bank holding company with 275 years of combined history and culture serving clients and commu

Exhibit 99.1 BB&T Contacts: SunTrust Contacts: Media Media Media Brian Davis Sue Mallino Tom Johnson (336) 733-2542 (404) 813-0463 (212) 371-5999 BB&T Corporate Communications [email protected] SunTrust Corporate Communications [email protected] Abernathy MacGregor Group [email protected] Investors Investors Richard Baytosh Ankur Vyas BB&T Investor Relations Director of Investor Relations (336) 733

Transformational Merger of Equals to Create The Premier Financial Institution February 7, 2019 Introduction 6 Transaction Terms 11 Pro Forma Business Mix 14 Pro Forma Financial Profile and Impact 21 Conclusion 28 Agenda Presenters Kelly KingChairman

EX-99.2 3 exhibit992.htm INVESTOR PRESENTATION Exhibit 99.2 Transformational Merger of Equals to Create The Premier Financial Institution February 7, 2019 Introduction 6 Transaction Terms 11 Pro Forma Business Mix 14 Pro Forma Financial Profile and Impact 21 Conclusion 28 Agenda Presenters Kelly KingChairman & CEO, BB&T Corporation William H. Rogers, Jr.Chairman & CEO, SunTrust Banks, Inc. Allison

4Q 18 EARNINGS PRESENTATION January 18, 2019 © 2019 SunTrust Banks, Inc. SunTrust is a federally registered trademark of SunTrust Banks, Inc. IMPORTANT CAUTIONARY STATEMENT This presentation should be read in conjunction with the financial statements

EX-99.2 3 a4q18earningspresentatio.htm EXHIBIT 99.2 4Q 18 EARNINGS PRESENTATION January 18, 2019 © 2019 SunTrust Banks, Inc. SunTrust is a federally registered trademark of SunTrust Banks, Inc. IMPORTANT CAUTIONARY STATEMENT This presentation should be read in conjunction with the financial statements, notes and other information contained in the Company’s 2017 Annual Report on Form 10-K, Quarterl

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 18, 2019 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commission Fi

SunTrust Reports Fourth Quarter and Full Year 2018 Results 7th Consecutive Year of Performance Improvement Continued Efficiency Improvements, Higher Capital Return, and Favorable Operating Environment Drive Strong Year-over-Year EPS Growth

Exhibit 99.1 News Release Contact: Investors Media Ankur Vyas Mike McCoy (404) 827-6714 (404) 588-7230 For Immediate Release January 18, 2019 SunTrust Reports Fourth Quarter and Full Year 2018 Results 7th Consecutive Year of Performance Improvement Continued Efficiency Improvements, Higher Capital Return, and Favorable Operating Environment Drive Strong Year-over-Year EPS Growth ATLANTA - For the

EX-24

POWER OF ATTORNEY For Executing Forms 3, 4 and 5 Know all persons by these presents, that the undersigned hereby constitutes and appoints the Corporate Secretary and each Assistant Corporate Secretary of SunTrust Banks, Inc.

EX-99.25

NOTIFICATION OF THE REMOVAL FROM LISTING AND REGISTRATION OF THE STATED SECURITIES The New York Stock Exchange hereby notifies the SEC of its intention to remove the entire class of the stated securities from listing and registration on the Exchange at the opening of business on January 7, 2019, pursuant to the provisions of Rule 12d2-2 (a).

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 4, 2018 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commission Fil

2018 GOLDMAN SACHS US FINANCIAL SERVICES CONFERENCE Allison Dukes, Chief Financial Officer December 4, 2018 © 2018 SunTrust Banks, Inc. SunTrust is a federally registered trademark of SunTrust Banks, Inc. IMPORTANT CAUTIONARY STATEMENT The following

a2018goldmansachsvfinal 2018 GOLDMAN SACHS US FINANCIAL SERVICES CONFERENCE Allison Dukes, Chief Financial Officer December 4, 2018 © 2018 SunTrust Banks, Inc.

CALCULATION OF REGISTRATION FEE Title of Each Class of Securities Offered Maximum Aggregate Offering Price Amount of Registration Fee(1) Leveraged Index Return Notes® Linked to the EURO STOXX 50® Index $20,967,760 $2,541.29

424B2 Filed Pursuant to Rule 424(b)(2) Registration No. 333-227397 CALCULATION OF REGISTRATION FEE Title of Each Class of Securities Offered Maximum Aggregate Offering Price Amount of Registration Fee(1) Leveraged Index Return Notes® Linked to the EURO STOXX 50® Index $20,967,760 $2,541.29 (1) The filing fee is calculated in accordance with Rule 457(r) under the Securities Act of 1933, as amended.

EX-99.25

NOTIFICATION OF THE REMOVAL FROM LISTING AND REGISTRATION OF THE STATED SECURITIES The New York Stock Exchange hereby notifies the SEC of its intention to remove the entire class of the stated securities from listing and registration on the Exchange at the opening of business on November 26, 2018, pursuant to the provisions of Rule 12d2-2 (a).

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 8, 2018 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commission Fil

R: 245 G: 128 B: 37 R: 255 Orange G: 164 B: 0 R: 0 G: 70 B: 127 R: 94 G: 149 B: 210 2018 BANCANALYSTS R: 173 G: 201 Blue B: 232 ASSOCIATION OF BOSTON R: 222 G: 233 B: 245 CONFERENCE R: 47 Beau Cummins, Co-Chief Operating Officer G: 104 B: 167 Novembe

a2018baabwholesalepresen R: 245 G: 128 B: 37 R: 255 Orange G: 164 B: 0 R: 0 G: 70 B: 127 R: 94 G: 149 B: 210 2018 BANCANALYSTS R: 173 G: 201 Blue B: 232 ASSOCIATION OF BOSTON R: 222 G: 233 B: 245 CONFERENCE R: 47 Beau Cummins, Co-Chief Operating Officer G: 104 B: 167 November 8, 2018 R: 92 G: 92 B: 92 R: 127 G: 127 Grey B: 127 R: 190 G: 190 B: 190 R: 0 G: 176 © 2018 SunTrust Banks, Inc.

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2018 Commission file number 001-08918 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 58-1575035 (State or other jurisdiction of incorporation or org

News Release Contact: Sue Mallino (404) 813-0463 [email protected] SunTrust Chief Risk Officer Jerome Lienhard to Retire; Ellen Koebler Appointed Successor ATLANTA (November 1, 2018) – SunTrust Banks, Inc. (NYSE: STI) today announced that Jero

suntrustreleasecro11118 News Release Contact: Sue Mallino (404) 813-0463 [email protected] SunTrust Chief Risk Officer Jerome Lienhard to Retire; Ellen Koebler Appointed Successor ATLANTA (November 1, 2018) – SunTrust Banks, Inc. (NYSE: STI) today announced that Jerome Lienhard will retire as chief risk officer at the end of the year, following an outstanding 40-year career in the financial

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 1, 2018 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commission Fil

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 30, 2018 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commission Fil

3'%H($&$+B-N/"""$01' M,C\[ECK2B.6.-H(L=!"<

begin 644 warrantexpirationpressreleas.pdf M)5!$1BTQ+C<-)>+CS],-"C$R(# @;V)J#3P\+TQI;F5A%LP(# @-C$R M(#7!E M+U!A9V4^/@UE;F1O8FH-,34@,"!O8FH-/#PO3&5N9W1H(#0S/CYS=')E86T- M"G$*-C$P+C8@," P(#7!E+T]B:E-T;3X^<''3]\Q-3$]UB@4(, HU 3P#0IE;F1S=')E86T-96YD M;V)J#3$W(# @;V)J#3P\+T)I='-097)#;VUP;VYE;G0@,2]#;VQO'1A%T,1&0'G1'1M1$9 >'42.H@@I >HAD!X=&$))J(C(#T M)19 >'1=1$BJD!YT0T,2.A@@0Q.*0'G0Q(Z*11,(9 >=#$^I >'1

EX-99.1

EX-99.1 2 warrantexpirationpressre.htm EXHIBIT 99.1

CALCULATION OF REGISTRATION FEE Title of Each Class of Securities Offered Maximum Aggregate Offering Price Amount of Registration Fee(1) Leveraged Index Return Notes® Linked to the EURO STOXX 50® Index $39,027,440 $4,730.13

424B2 Filed Pursuant to Rule 424(b)(2) Registration Statement No. 333-227397 CALCULATION OF REGISTRATION FEE Title of Each Class of Securities Offered Maximum Aggregate Offering Price Amount of Registration Fee(1) Leveraged Index Return Notes® Linked to the EURO STOXX 50® Index $39,027,440 $4,730.13 (1) The filing fee is calculated in accordance with Rule 457(r) under the Securities Act of 1933, a

Filed pursuant to Rule 433

FWP Filed pursuant to Rule 433 File No. 333-227397 LIRNs® Linked to the EURO STOXX 50® Index This graph reflects the hypothetical return on the notes, based on the mid-point of the range(s) set forth in the table to the left. This graph has been prepared for purposes of illustration only. Issuer SunTrust Banks, Inc. (“SunTrust”) Principal Amount $10.00 per unit Term Approximately three years Marke

Subject to Completion Preliminary Term Sheet dated October 26, 2018

FWP Filed Pursuant to Rule 433 Registration Statement No. 333-227397 (To Prospectus dated September 18, 2018, Prospectus Supplement dated September 18, 2018 and Product Supplement EQUITY INDICES LIRN-1 dated September 18, 2018) Subject to Completion Preliminary Term Sheet dated October 26, 2018 The notes are being issued by SunTrust Banks, Inc. (“SunTrust”). There are important differences between

3Q 2018

Exhibit 99.1 Third Quarter 2018 Financial Highlights (Commentary is on a fully taxable-equivalent basis unless otherwise noted. Consistent with SEC guidance in Industry Guide 3 that contemplates the calculation of tax-exempt income on a tax equivalent basis, net interest income, net interest margin, total revenue, and efficiency ratios are provided on a fully taxable-equivalent basis, which genera

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 24, 2018 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commission Fi

3Q 18 EARNINGS PRESENTATION October 19, 2018 © 2018 SunTrust Banks, Inc. SunTrust is a federally registered trademark of SunTrust Banks, Inc. IMPORTANT CAUTIONARY STATEMENT This presentation should be read in conjunction with the financial statements

a3q18earningspresentatio 3Q 18 EARNINGS PRESENTATION October 19, 2018 © 2018 SunTrust Banks, Inc.

SunTrust Reports Third Quarter 2018 Results Continued Efficiency Improvements, Strong Credit Quality, Higher Capital Return, and Favorable Operating Environment Drive 47% Year-over-Year EPS Growth

Exhibit 99.1 News Release Contact: Investors Media Ankur Vyas Mike McCoy (404) 827-6714 (404) 588-7230 For Immediate Release October 19, 2018 SunTrust Reports Third Quarter 2018 Results Continued Efficiency Improvements, Strong Credit Quality, Higher Capital Return, and Favorable Operating Environment Drive 47% Year-over-Year EPS Growth ATLANTA - SunTrust Banks, Inc. (NYSE: STI) reported net incom

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 19, 2018 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commission Fi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 15, 2018 SunTrust Banks, I

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 15, 2018 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commission Fil

Exhibit 3.2

EX-3.2

suntrustbanksbylaws

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 5, 2018 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commission File

Filed pursuant to Rule 433

FWP Filed pursuant to Rule 433 File No. 333-227397 LIRNs® Linked to the EURO STOXX 50® Index This graph reflects the hypothetical return on the notes, based on the mid-point of the range(s) set forth in the table to the left. This graph has been prepared for purposes of illustration only. Issuer SunTrust Banks, Inc. (“SunTrust”) Principal Amount $10.00 per unit Term Approximately three years Marke

Subject to Completion Preliminary Term Sheet dated September 27, 2018

FWP Filed Pursuant to Rule 433 Registration Statement No. 333-227397 (To Prospectus dated September 18, 2018, Prospectus Supplement dated September 18, 2018 and Product Supplement EQUITY INDICES LIRN-1 dated September 18, 2018) Subject to Completion Preliminary Term Sheet dated September 27, 2018 The notes are being issued by SunTrust Banks, Inc. (“SunTrust”). There are important differences betwe

Merrill Lynch & Co.

Form 424(b)(2) Filed Pursuant to Rule 424(b)(2) File No. 333-227397 Product Supplement No. EQUITY INDICES SUN-1 (To Prospectus dated September 18, 2018 and Prospectus Supplement dated September 18, 2018) September 18, 2018 Market-Linked Step Up Notes Linked to One or More Equity Indices · Market-Linked Step Up Notes (the “notes”) are unsecured senior notes issued by SunTrust Banks, Inc. Any paymen

Merrill Lynch & Co.

Form 424(b)(2) Filed Pursuant to Rule 424(b)(2) File No. 333-227397 Product Supplement No. EQUITY INDICES LIRN-1 (To Prospectus dated September 18, 2018 and Prospectus Supplement dated September 18, 2018) September 18, 2018 Leveraged Index Return Notes® “LIRNs®” Linked to One or More Equity Indices · LIRNs are unsecured senior notes issued by SunTrust Banks, Inc. Any payments due on LIRNs, includi

SunTrust Robinson Humphrey

424B2 Table of Contents FILED PURSUANT TO RULE 424(B)(2) REGISTRATION NO: 333-227397 CONTINGENT COUPON NOTE PRODUCT SUPPLEMENT NO.

SunTrust Robinson Humphrey

424B2 Table of Contents FILED PURSUANT TO RULE 424(B)(2) REGISTRATION NO: 333-227397 MARKET PARTICIPATION NOTE PRODUCT SUPPLEMENT NO.

INDEX SUPPLEMENT No. 1 To prospectus dated September 18, 2018 and prospectus supplement dated September 18, 2018

424B2 Table of Contents FILED PURSUANT TO RULE 424(B)(2) REGISTRATION NO: 333-227397 INDEX SUPPLEMENT No.

SunTrust Robinson Humphrey

424B2 Table of Contents Filed Pursuant to Rule 424(b)(2) Registration No. 333-227397 PROSPECTUS SUPPLEMENT (To Prospectus Dated September 18, 2018) Global Medium-Term Notes, Series A We may offer our SunTrust Banks, Inc. global medium-term notes, Series A, at one or more times. We describe the terms that will generally apply to those notes in this prospectus supplement and the attached prospectus.

STI / SunTrust Banks, Inc. S-3ASR

S-3ASR Table of Contents As filed with the U.S. Securities and Exchange Commission on September 18, 2018 Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-3 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 SunTrust Banks, Inc. (Exact name of Registrant as specified in its charter) Georgia 58-1575035 (State or other jurisdiction of incorpora

Ratio of Earnings to Fixed Charges and Preferred Stock Dividends

EX-12.1 Exhibit 12.1 SunTrust Banks, Inc. Ratio of Earnings to Fixed Charges and Preferred Stock Dividends For the Six Months Ended June 30 For the Year Ended December 31 (Dollars in millions) 2018 2017 2017 2016 2015 2014 2013 Ratio 1 - Including interest on deposits Earnings: Income before income taxes, less portion attributable to noncontrolling interest 1 $ 1,683 $ 1,376 $ 2,805 $ 2,683 $ 2,69

Statement of Eligibility of U.S. Bank National Association, as Trustee under the Indenture for Senior Debt

EX-25.1 Exhibit 25.1 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE Check if an Application to Determine Eligibility of a Trustee Pursuant to Section 305(b)(2) U.S. BANK NATIONAL ASSOCIATION (Exact name of Trustee as specified in its charter) 31-0841368 I.R.S. Employer I

Statement of Eligibility of U.S. Bank National Association, as Trustee under the Indenture for Subordinated Debt

EX-25.2 7 d619439dex252.htm EX-25.2 Exhibit 25.2 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE Check if an Application to Determine Eligibility of a Trustee Pursuant to Section 305(b)(2) U.S. BANK NATIONAL ASSOCIATION (Exact name of Trustee as specified in its charter)

@WP,+Q)XC9# ME=TV2)%HA$2O'#G-X9M+=;1_)VHU8D8C(S![Y ?]2ZQ9M/Q_J!.W'BI,WF4X MT9B\*2S7S33)$J(L0-Z^7CB[?W;O@4Q^U4 FPC^*H3)(K1O*!.0\/WB8OP23 M[S=%]X('R,&]X1T&[:58XUG(S:7(T*B__/:KX9OSA>4"1X*PWX_'[#%D(OY[ MZ_:4+W!65[F.M KM.V?Q. [4RID!M^3>;&>1K;-W@\H\Y!K;!1^

begin 644 barclaysnycseptember2018vf.pdf M)5!$1BTQ+C4-)>+CS],-"C(T,34@,"!O8FH-/#PO3&EN96%R:7IE9" Q+TP@ M-3 V,S0P+T\@,C0Q-R]%(#0P-3 S+TX@,C8O5" U,#4U-#,O2"!;(#0X.2 T M-CA=/CX-96YD;V)J#2 @(" @(" @(" @#0HR-#(X(# @;V)J#3P\+T1E8V]D M95!A8F)D$&!@8F!>"R087P )ID(0UQY(L!0 "2,1(,$=#9)5 4D( PG) M72"N Y#@/PTD.ET8F!@YP%9# R,Q!#?Y3 @P %CQ"QP-"F5N9'-T& MFV\4PZZSG5$,D[9MT8[9<*- L:O2Q:R:(VQGXF:.T#-FBSDBURT$LMK@2H

2018 BARCLAYS GLOBAL FINANCIAL SERVICES CONFERENCE Allison Dukes, Chief Financial Officer September 12, 2018 © 2018 SunTrust Banks, Inc. SunTrust is a federally registered trademark of SunTrust Banks, Inc. IMPORTANT CAUTIONARY STATEMENT The following

barclaysnycseptember2018 2018 BARCLAYS GLOBAL FINANCIAL SERVICES CONFERENCE Allison Dukes, Chief Financial Officer September 12, 2018 © 2018 SunTrust Banks, Inc.

STI / SunTrust Banks, Inc. 8-K (Current Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) September 12, 2018 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commission F

CALCULATION OF REGISTRATION FEE Title of Each Class of Securities Offered Maximum Aggregate Offering Price Amount of Registration Fee(1) Leveraged Index Return Notes® Linked to the EURO STOXX 50® Index $17,626,550 $2,194.51

424B2 Filed Pursuant to Rule 424 (b)(2) Registration No. 333-206953 CALCULATION OF REGISTRATION FEE Title of Each Class of Securities Offered Maximum Aggregate Offering Price Amount of Registration Fee(1) Leveraged Index Return Notes® Linked to the EURO STOXX 50® Index $17,626,550 $2,194.51 (1) The filing fee is calculated in accordance with Rule 457(r) under the Securities Act of 1933, as amended

STI / SunTrust Banks, Inc. 10-Q (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2018 Commission file number 001-08918 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 58-1575035 (State or other jurisdiction of incorporation or organiza

LIRNs® Linked to the EURO STOXX 50® Index Issuer SunTrust Banks, Inc. (“SunTrust”) Principal Amount $10.00 per unit Term Approximately three years Market Measure The EURO STOXX 50® Index (Bloomberg symbol: “SX5E”) Payout Profile at Maturity •  [135%

FWP Filed pursuant to Rule 433 File No. 333-206953 LIRNs® Linked to the EURO STOXX 50® Index Issuer SunTrust Banks, Inc. (“SunTrust”) Principal Amount $10.00 per unit Term Approximately three years Market Measure The EURO STOXX 50® Index (Bloomberg symbol: “SX5E”) Payout Profile at Maturity •  [135% to 155%] leveraged upside exposure to increases in the Market Measure •  1-to-1 downside exposure t

Subject to Completion Preliminary Term Sheet dated July 27, 2018

FWP Filed Pursuant to Rule 433 Registration Statement No. 333-206953 (To Prospectus dated September 15, 2015, Prospectus Supplement dated March 3, 2016 and Product Supplement EQUITY INDICES LIRN-1 dated April 24, 2018) Subject to Completion Preliminary Term Sheet dated July 27, 2018 The notes are being issued by SunTrust Banks, Inc. (“SunTrust”). There are important differences between the notes a

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 24, 2018 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commission File

2Q 2018

EX-99.1 2 a63018streamlineder-exhibi.htm EXHIBIT 99.1 Exhibit 99.1 Second Quarter 2018 Financial Highlights (Commentary is on a fully taxable-equivalent basis unless otherwise noted. Consistent with SEC guidance in Industry Guide 3 that contemplates the calculation of tax-exempt income on a tax equivalent basis, net interest income, net interest margin, total revenue, and efficiency ratios are pro

2Q 18 EARNINGS PRESENTATION July 20, 2018 © 2018 SunTrust Banks, Inc. SunTrust is a federally registered trademark of SunTrust Banks, Inc. IMPORTANT CAUTIONARY STATEMENT This presentation should be read in conjunction with the financial statements, n

a2q18earningspresentatio 2Q 18 EARNINGS PRESENTATION July 20, 2018 © 2018 SunTrust Banks, Inc.

STI / SunTrust Banks, Inc. 8-K (Current Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 20, 2018 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commission File

SunTrust Reports Second Quarter 2018 Results Solid Revenue Growth, Improved Efficiency, and Favorable Operating Environment Drive 45% Year-over-Year EPS Growth

Exhibit 99.1 News Release Contact: Investors Media Ankur Vyas Mike McCoy (404) 827-6714 (404) 588-7230 For Immediate Release July 20, 2018 SunTrust Reports Second Quarter 2018 Results Solid Revenue Growth, Improved Efficiency, and Favorable Operating Environment Drive 45% Year-over-Year EPS Growth ATLANTA - SunTrust Banks, Inc. (NYSE: STI) reported net income available to common shareholders of $6

News Release Contact: Investors Media Ankur Vyas Mike McCoy (404) 827-6714 (404) 588-7230 For Immediate Release June 28, 2018 SunTrust to Increase Quarterly Common Stock Dividend and Share Repurchase Program ATLANTA -- SunTrust Banks, Inc. (NYSE: STI

ccar2018pressreleasevf News Release Contact: Investors Media Ankur Vyas Mike McCoy (404) 827-6714 (404) 588-7230 For Immediate Release June 28, 2018 SunTrust to Increase Quarterly Common Stock Dividend and Share Repurchase Program ATLANTA - SunTrust Banks, Inc.

STI / SunTrust Banks, Inc. 8-K (Current Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) June 28, 2018 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commission File N

STI / SunTrust Banks, Inc. 8-K (Current Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) June 21, 2018 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commission File N

CALCULATION OF REGISTRATION FEE Title of Each Class of Securities Offered Maximum Aggregate Offering Price Amount of Registration Fee(1) Leveraged Index Return Notes® Linked to the Dow Jones Industrial AverageSM due May 26, 2023 $12,776,300 $1,590.65

424B2 CALCULATION OF REGISTRATION FEE Title of Each Class of Securities Offered Maximum Aggregate Offering Price Amount of Registration Fee(1) Leveraged Index Return Notes® Linked to the Dow Jones Industrial AverageSM due May 26, 2023 $12,776,300 $1,590.

M\:1Y^:Q^V&S[G;OE/F,)1UEK2<0JBQ&Q;3S6P+B*)H Z+3$3 M>\+Y,)K3)Q5]0M''9&T\JX/&B$8#]838P2L0.Y!KW+YJJDDX849MPO7B0+#K M/ISA3K.6MK&10B>BW-6K6O5TZO]@ Q4Y5 5LVKM\.8VYTRR#IL#7'EH7A:Q M5GVI;1AV%C/&,M0NT?)$XQH1*\6)%?5YT5J4W*TO?Q"(M>945I^0C,DLU@31 M.):/ZU@

begin 644 barclayslondonmay2018vf.pdf M)5!$1BTQ+C4-)>+CS],-"C(R-34@,"!O8FH-/#PO3&EN96%R:7IE9" Q+TP@ M-C8F)D$&!@8F#>#B087P )ID(0UPY(L*0!"2,1(,$=#9)5 4D( PG) M72"N Y#@/PTD.ET9F!@YXH L!@9&8HC/R5^ 08 #M!"AT-"F5N9'-T+$A;>;*RK1E MTZ8MRTQ/2P/98A;)=>#F:\6(ZVSG([FN&YC)="3-$^2=MTET74+.)M')O"LV MB>6L +(:-YT(BS"25$@Z\A#(@BH&ZKW5K9@>QG9:,3+A1$ICMW#;:<4(:9W6 MU&;%26R=AU,GK.&=YG06I)<-(@$RM(&]HX.AHH,!2#4P5P#9Y1U

2018 BARCLAYS AMERICAS SELECT FRANCHISE CONFERENCE Allison Dukes, Chief Financial Officer May 15, 2018 © 2018 SunTrust Banks, Inc. SunTrust is a federally registered trademark of SunTrust Banks, Inc. IMPORTANT CAUTIONARY STATEMENT The following shoul

barclayslondonmay2018vf 2018 BARCLAYS AMERICAS SELECT FRANCHISE CONFERENCE Allison Dukes, Chief Financial Officer May 15, 2018 © 2018 SunTrust Banks, Inc.

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 15, 2018 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commission File Nu

Incorporated herein by reference to Exhibit 10.8 to SunTrust's Quarterly Report on Form 10-Q, filed May 4, 2018.

EXHIBIT 10.8 SunTrust Banks, Inc. 2018 Omnibus Incentive Compensation Plan RESTRICTED STOCK UNIT AGREEMENT SunTrust Banks, Inc. (“SunTrust”), a Georgia corporation, pursuant to action of the Compensation Committee (“Committee”) of its Board of Directors and in accordance with the SunTrust Banks, Inc. 2018 Omnibus Incentive Compensation Plan (“Plan”), has granted restricted stock units of SunTrust

Incorporated herein by reference to Exhibit 10.2 to SunTrust's Quarterly Report on Form 10-Q, filed May 4, 2018.

EXHIBIT 10.2 SunTrust Banks, Inc. 2018 Omnibus Incentive Compensation Plan Non-Employee Director Restricted Stock Agreement SunTrust Banks, Inc. (“SunTrust”), a Georgia corporation, upon the recommendation of the Governance and Nominating Committee of its Board of Directors and pursuant to action of the Compensation Committee (“Committee”) in accordance with the SunTrust Banks, Inc. 2018 Omnibus I

STI / SunTrust Banks, Inc. 10-Q (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2018 Commission file number 001-08918 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 58-1575035 (State or other jurisdiction of incorporation or organiz

Exhibit 10.4

EXHIBIT 10.4 SunTrust Banks, Inc. 2018 Omnibus Incentive Compensation Plan Performance-Vested Restricted Stock Unit Agreement SunTrust Banks, Inc. (“SunTrust”), a Georgia corporation, pursuant to action of the Compensation Committee (“Committee”) of its Board of Directors and in accordance with the SunTrust Banks, Inc. 2018 Omnibus Incentive Compensation Plan (“Plan”), has granted restricted stock

Incorporated herein by reference to Exhibit 10.6 to SunTrust's Quarterly Report on Form 10-Q, filed May 4, 2018.

EXHIBIT 10.6 SunTrust Banks, Inc. 2018 Omnibus Incentive Compensation Plan RESTRICTED STOCK UNIT AGREEMENT SunTrust Banks, Inc. (“SunTrust”), a Georgia corporation, pursuant to action of the Compensation Committee (“Committee”) of its Board of Directors and in accordance with the SunTrust Banks, Inc. 2018 Omnibus Incentive Compensation Plan (“Plan”), has granted restricted stock units of SunTrust

Incorporated herein by reference to Exhibit 10.5 to SunTrust's Quarterly Report on Form 10-Q, filed May 4, 2018.

EXHIBIT 10.5 SunTrust Banks, Inc. 2018 Omnibus Incentive Compensation Plan RESTRICTED STOCK UNIT AGREEMENT SunTrust Banks, Inc. (“SunTrust”), a Georgia corporation, pursuant to action of the Compensation Committee (“Committee”) of its Board of Directors and in accordance with the SunTrust Banks, Inc. 2018 Omnibus Incentive Plan (“Plan”), has granted restricted stock units of SunTrust Common Stock,

Exhibit 10.3

EXHIBIT 10.3 SunTrust Banks, Inc. 2018 Omnibus Incentive Compensation Plan Performance-Vested Restricted Stock Unit Agreement SunTrust Banks, Inc. (“SunTrust”), a Georgia corporation, pursuant to action of the Compensation Committee (“Committee”) of its Board of Directors and in accordance with the SunTrust Banks, Inc. 2018 Omnibus Incentive Compensation Plan (“Plan”), has granted restricted stock

Incorporated herein by reference to Exhibit 10.7 to SunTrust's Quarterly Report on Form 10-Q, filed May 4, 2018.

EXHIBIT 10.7 SunTrust Banks, Inc. 2018 Omnibus Incentive Compensation Plan RESTRICTED STOCK UNIT AGREEMENT SunTrust Banks, Inc. (“SunTrust”), a Georgia corporation, pursuant to action of the Compensation Committee (“Committee”) of its Board of Directors and in accordance with the SunTrust Banks, Inc. 2018 Omnibus Incentive Compensation Plan (“Plan”), has granted restricted stock units of SunTrust

STI / SunTrust Banks, Inc. S-8 POS

S-8 POS As filed with the Securities and Exchange Commission on April 30, 2018 Registration No.

STI / SunTrust Banks, Inc. S-8 POS

S-8 POS As filed with the Securities and Exchange Commission on April 30, 2018 Registration No.

STI / SunTrust Banks, Inc. S-8 POS

S-8 POS As filed with the Securities and Exchange Commission on April 30, 2018 Registration No.

STI / SunTrust Banks, Inc. S-8 POS

S-8 POS As filed with the Securities and Exchange Commission on April 30, 2018 Registration No.

STI / SunTrust Banks, Inc. S-8 POS

S-8 POS As filed with the Securities and Exchange Commission on April 30, 2018 Registration No.

Filed Pursuant to Rule 433

FWP Filed Pursuant to Rule 433 File No. 333-206953 Leveraged Index Return Notes® (LIRNs®) LIRNs® Linked to the Dow Jones Industrial AverageSM Issuer SunTrust Banks, Inc. (“SunTrust”) Principal Amount $10.00 per unit Term Approximately five years Market Measure The Dow Jones Industrial AverageSM (Bloomberg symbol: “INDU”) Payout Profile at Maturity •[101.00% to 121.00%] leveraged upside exposure to

Form of Note for 4.00% Senior Notes due 2025.

EX-4.1 4 d577998dex41.htm EX-4.1 Exhibit 4.1 THIS SECURITY IS A GLOBAL SECURITY WITHIN THE MEANING OF THE INDENTURE HEREINAFTER REFERRED TO AND IS REGISTERED IN THE NAME OF A DEPOSITARY OR A NOMINEE THEREOF. THIS SECURITY MAY NOT BE EXCHANGED IN WHOLE OR IN PART FOR A SECURITY REGISTERED, AND NO TRANSFER OF THIS SECURITY IN WHOLE OR IN PART MAY BE REGISTERED, IN THE NAME OF ANY PERSON OTHER THAN S

Exhibit 1.2

EX-1.2 Exhibit 1.2 SUNTRUST BANKS, INC. Global Medium-Term Notes, Series A AGENT ACCESSION LETTER April 25, 2018 Merrill Lynch, Pierce, Fenner & Smith Incorporated One Bryant Park New York, NY 10036 Ladies and Gentlemen: SunTrust Banks, Inc., a Georgia corporation (the “Company”) is a party to a Master Agency Agreement dated as of September 13, 2010 (as amended by Amendment No. 1 to the Master Age

Financial Statements and Exhibits, Other Events

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 24, 2018 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commiss

Underwriting Agreement, dated April 24, 2018, among SunTrust Banks, Inc. and SunTrust Robinson Humphrey, Inc., Barclays Capital Inc., Morgan Stanley & Co. LLC and RBC Capital Markets, LLC, as representatives of the underwriters listed on Schedule I thereto.

EX-1.1 Exhibit 1.1 EXECUTION VERSION $850,000,000 4.00% Senior Notes due 2025 SUNTRUST BANKS, INC. Underwriting Agreement April 24, 2018 SunTrust Robinson Humphrey, Inc. Barclays Capital Inc. Morgan Stanley & Co. LLC RBC Capital Markets, LLC as Representatives of the several Underwriters named in Schedule I, c/o SunTrust Robinson Humphrey, Inc. 3333 Peachtree Road, 11th Floor, Atlanta, GA 30326. L

CALCULATION AGENCY AGREEMENT Dated as of April 25, 2018 CALCULATION AGENCY AGREEMENT SUNTRUST BANKS, INC. MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED DATED AS OF APRIL 25, 2018

EX-99.1 Exhibit 99.1 CALCULATION AGENCY AGREEMENT Dated as of April 25, 2018 CALCULATION AGENCY AGREEMENT BETWEEN SUNTRUST BANKS, INC. AND MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED DATED AS OF APRIL 25, 2018 SunTrust Banks, Inc., a corporation organized under the laws of the State of Georgia (the “Company”), in connection with the issuance from time to time of certain of its Global Medium

Subject to Completion Preliminary Term Sheet dated April 26, 2018

FWP Subject to Completion Preliminary Term Sheet dated April 26, 2018 Filed Pursuant to Rule 433 Registration Statement No.

CALCULATION OF REGISTRATION FEE Amount to be Registered Proposed Maximum Offering Price Per Unit Proposed Maximum Aggregate Offering Price Amount of Registration Fee(1) 4.00% Senior Notes due 2025. . . . . . . . . . . . . . . . . .. . . $850,000,000

Form 424(b)(2) Table of Contents FILED PURSUANT TO RULE 424(b)(2) REGISTRATION NO.

SUNTRUST BANKS, INC. TERM SHEET $850,000,000 4.00% Senior Notes due 2025 Issuer: SunTrust Banks, Inc. (“SunTrust”) Title of Securities: 4.00% Senior Notes due 2025 Issue Size: $850,000,000 Trade Date: April 24, 2018 Settlement Date: April 26, 2018 (T

FWP Issuer Free Writing Prospectus Filed Pursuant to Rule 433 Registration No. 333-206953 SUNTRUST BANKS, INC. TERM SHEET $850,000,000 4.00% Senior Notes due 2025 Issuer: SunTrust Banks, Inc. (“SunTrust”) Title of Securities: 4.00% Senior Notes due 2025 Issue Size: $850,000,000 Trade Date: April 24, 2018 Settlement Date: April 26, 2018 (T+2) Maturity Date: May 1, 2025 Benchmark Treasury: 2.625% US

Merrill Lynch & Co.

Form 424(b)(2) Filed Pursuant to Rule 424(b)(2) File No. 333-206953 Product Supplement No. EQUITY INDICES SUN-1 (To Prospectus dated September 15, 2015 and Prospectus Supplement dated March 3, 2016) April 24, 2018 Market-Linked Step Up Notes Linked to One or More Equity Indices · Market-Linked Step Up Notes (the “notes”) are unsecured senior notes issued by SunTrust Banks, Inc. Any payments due on

Merrill Lynch & Co.

Form 424(b)(2) Filed Pursuant to Rule 424(b)(2) File No. 333-206953 Product Supplement No. EQUITY INDICES LIRN-1 (To Prospectus dated September 15, 2015 and Prospectus Supplement dated March 3, 2016) April 24, 2018 Leveraged Index Return Notes® “LIRNs®” Linked to One or More Equity Indices · LIRNs are unsecured senior notes issued by SunTrust Banks, Inc. Any payments due on LIRNs, including any re

STI / SunTrust Banks, Inc. FORM S-8

Form S-8 As filed with the Securities and Exchange Commission on April 24, 2018 Registration No.

STI / SunTrust Banks, Inc. 8-K (Current Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 24, 2018 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commission File

SunTrust Banks, Inc. $ % Senior Notes due

Form 424(b)(5) Table of Contents FILED PURSUANT TO RULE 424(b)(5) REGISTRATION NO.

STI / SunTrust Banks, Inc. 8-K (Current Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 24, 2018 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commission File

1Q 2018

Exhibit 99.1 First Quarter 2018 Financial Highlights (Commentary is on a fully taxable-equivalent basis unless otherwise noted. Consistent with SEC guidance in Industry Guide 3 that contemplates the calculation of tax-exempt income on a tax equivalent basis, net interest income, net interest margin, total revenue, and efficiency ratios are provided on a fully taxable-equivalent basis, which genera

STI / SunTrust Banks, Inc. 8-K (Current Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 20, 2018 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commission File

SunTrust to Offer Free Identity Protection Addresses potential data threat and broader risk environment

News Release Contact: Sue Mallino Mike McCoy (404) 813-0463 (404) 588-7230 [email protected] [email protected] For Immediate Release April 20, 2018 SunTrust to Offer Free Identity Protection Addresses potential data threat and broader risk environment ATLANTA - SunTrust Banks, Inc. (NYSE: STI) is now offering Identity Protection for all current and new consumer clients at no cost o

1Q 18 EARNINGS PRESENTATION April 20, 2018 © 2018 SunTrust Banks, Inc. SunTrust is a federally registered trademark of SunTrust Banks, Inc. 2 This presentation should be read in conjunction with the financial statements, notes and other information c

a1q18earningspresentatio 1Q 18 EARNINGS PRESENTATION April 20, 2018 © 2018 SunTrust Banks, Inc.

SunTrust Reports First Quarter 2018 Results Continued Efficiency Improvements, Strong Asset Quality, and Benefits from Tax Reform Drive 42% Year-over-Year EPS Growth

EX-99.1 2 a33118earningsrelease-exhi.htm EXHIBIT 99.1 Exhibit 99.1 News Release Contact: Investors Media Ankur Vyas Mike McCoy (404) 827-6714 (404) 588-7230 For Immediate Release April 20, 2018 SunTrust Reports First Quarter 2018 Results Continued Efficiency Improvements, Strong Asset Quality, and Benefits from Tax Reform Drive 42% Year-over-Year EPS Growth ATLANTA - SunTrust Banks, Inc. (NYSE: ST

STI / SunTrust Banks, Inc. 8-K (Current Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 20, 2018 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commission File

STI / SunTrust Banks, Inc. 15-12B

Series E Form UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File Number: 001-08918 SunTrust Banks, Inc. (Exact name of registrant as s

EX-99.25

NOTIFICATION OF THE REMOVAL FROM LISTING AND REGISTRATION OF THE STATED SECURITIES The New York Stock Exchange hereby notifies the SEC of its intention to remove the entire class of the stated securities from listing and registration on the Exchange at the opening of business on March 26, 2018, pursuant to the provisions of Rule 12d2-2 (a).

Appendix B

DEF 14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) March 6, 2018 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commission File N

© 2018 SunTrust Banks, Inc. SunTrust is a federally registered trademark of SunTrust Banks, Inc. 2018 RAYMOND JAMES INSTITUTIONAL INVESTORS CONFERENCE Aleem Gillani, Chief Financial Officer March 6, 2018 2 The following should be read in conjunction

raymondjamespresentation © 2018 SunTrust Banks, Inc. SunTrust is a federally registered trademark of SunTrust Banks, Inc. 2018 RAYMOND JAMES INSTITUTIONAL INVESTORS CONFERENCE Aleem Gillani, Chief Financial Officer March 6, 2018 2 The following should be read in conjunction with the financial statements, notes and other information contained in the Company’s 2017 Annual Report on Form 10-K, Quarte

Incorporated herein by reference to Exhibit 10.22 of SunTrust's Annual Report on form 10-K, filed February 23, 2018.

EXHIBIT 10.22 SunTrust Banks, Inc. 2009 Stock Plan RESTRICTED STOCK UNIT AGREEMENT SunTrust Banks, Inc. (“SunTrust”), a Georgia corporation, pursuant to action of the Compensation Committee (“Committee”) of its Board of Directors and in accordance with the SunTrust Banks, Inc. 2009 Stock Plan (“Plan”), has granted restricted stock units of SunTrust Common Stock, $1.00 par value (“RSUs”), upon the

Incorporated herein by reference to Exhibit 10.21 of SunTrust's Annual Report on Form 10-K, filed February 23, 2018.

EXHIBIT 10.21 SunTrust Banks, Inc. 2009 Stock Plan RESTRICTED STOCK UNIT AGREEMENT SunTrust Banks, Inc. (“SunTrust”), a Georgia corporation, pursuant to action of the Compensation Committee (“Committee”) of its Board of Directors and in accordance with the SunTrust Banks, Inc. 2009 Stock Plan (“Plan”), has granted restricted stock units of SunTrust Common Stock, $1.00 par value (“RSUs”), upon the

SunTrust Banks, Inc. Ratio of Earnings to Fixed Charges and Preferred Stock Dividends

Exhibit 12.1 SunTrust Banks, Inc. Ratio of Earnings to Fixed Charges and Preferred Stock Dividends For the Year Ended December 31 (Dollars in millions) 2017 2016 2015 2014 2013 Ratio 1 - Including interest on deposits Earnings: Income before income taxes, less portion attributable to noncontrolling interest 1 $2,805 $2,683 $2,697 $2,267 $1,666 Fixed charges 840 643 588 633 626 Total earnings $3,64

STI / SunTrust Banks, Inc. 10-K (Annual Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2017 Commission file number 001-08918 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 58-1575035 (State or other jurisdiction of incorporation or organizati

Incorporated herein by reference to Exhibit 10.23 of SunTrust's Annual Report on Form 10-K, filed February 23, 2018.

EXHIBIT 10.23 SunTrust Banks, Inc. 2009 Stock Plan RESTRICTED STOCK UNIT AGREEMENT SunTrust Banks, Inc. (“SunTrust”), a Georgia corporation, pursuant to action of the Compensation Committee (“Committee”) of its Board of Directors and in accordance with the SunTrust Banks, Inc. 2009 Stock Plan (“Plan”), has granted restricted stock units of SunTrust Common Stock, $1.00 par value (“RSUs”), upon the

Incorporated herein by reference to Exhibit 10.19 of SunTrust's Annual Report on Form 10-K, filed February 23, 2018.

EXHIBIT 10.19 SunTrust Banks, Inc. 2009 Stock Plan Performance-Vested Restricted Stock Unit Agreement SunTrust Banks, Inc. (“SunTrust”), a Georgia corporation, pursuant to action of the Compensation Committee (“Committee”) of its Board of Directors and in accordance with the SunTrust Banks, Inc. 2009 Stock Plan (“Plan”), has granted restricted stock units (the “Restricted Stock Units”) as an incen

Subsidiaries of the Registrant *

Exhibit 21.1 Subsidiaries of the Registrant * Name State of Incorporation Additional Names Under Which it Does Business SunTrust Banks, Inc. Georgia none SunTrust Robinson Humphrey, Inc. Tennessee none GFO Advisory Services, LLC Florida GenSpring, GenSpring Family Offices, LLC SunTrust Bank Holding Company Florida none SunTrust Insurance Services, Inc. Georgia SunTrust Insurance Agency Twin Rivers

Exhibit 10.18

EXHIBIT 10.18 SunTrust Banks, Inc. 2009 Stock Plan Performance-Vested Restricted Stock Unit Agreement SunTrust Banks, Inc. (“SunTrust”), a Georgia corporation, pursuant to action of the Compensation Committee (“Committee”) of its Board of Directors and in accordance with the SunTrust Banks, Inc. 2009 Stock Plan (“Plan”), has granted restricted stock units (the “Restricted Stock Units”) as an incen

Incorporated herein by reference to Exhibit 10.20 of SunTrust's Annual Report on Form 10-K, filed February 23, 2018.

EXHIBIT 10.20 SunTrust Banks, Inc. 2009 Stock Plan RESTRICTED STOCK UNIT AGREEMENT SunTrust Banks, Inc. (“SunTrust”), a Georgia corporation, pursuant to action of the Compensation Committee (“Committee”) of its Board of Directors and in accordance with the SunTrust Banks, Inc. 2009 Stock Plan (“Plan”), has granted restricted stock units of SunTrust Common Stock, $1.00 par value (“RSUs”), upon the

SunTrust Announces Key Leadership Appointments

Exhibit Exhibit 99.1 News Release Contact: Sue Mallino (404) 813-0463 [email protected] For Immediate Release February 14, 2018 SunTrust Announces Key Leadership Appointments ATLANTA - SunTrust Banks, Inc. (NYSE: STI) today announced key leadership appointments to accelerate the execution of the company?s strategy. First, Mark Chancy , vice chairman and head of the Consumer Segment, and Bea

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 13, 2018 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Comm

STI / SunTrust Banks, Inc. / VANGUARD GROUP INC Passive Investment

suntrustbanksinc.htm - Generated by SEC Publisher for SEC Filing SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 3 )* Name of issuer: SunTrust Banks Inc Title of Class of Securities: Common Stock CUSIP Number: 867914103 Date of Event Which Requires Filing of this Statement: December 31, 2017 Check the appropriate box

SunTrust Announces Redemption of Series E Depositary Shares

Exhibit Exhibit 99.1 News Release Contact: Mike McCoy (404) 588-7230 [email protected] For Immediate Release January 29, 2018 SunTrust Announces Redemption of Series E Depositary Shares ATLANTA - SunTrust Banks, Inc. today announced that it has submitted a redemption notice to the company?s depositary, U.S. Bank, National Association, for the full redemption of all 4,500 issued and outsta

Financial Statements and Exhibits, Other Events

8-K 1 a8-kbodyserieseredemption.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 29, 2018 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisd

STI / SunTrust Banks, Inc. 8-K (Current Report)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 26, 2018 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Comm

Impacted Line Item in the Consolidated Statements of Income

Exhibit Exhibit 99.1 Fourth Quarter 2017 Financial Highlights (Commentary is on a fully taxable-equivalent basis unless otherwise noted. Consistent with SEC guidance in Industry Guide 3 that contemplates the calculation of tax-exempt income on a tax equivalent basis, net interest income, net interest margin, total revenue, and efficiency ratios are provided on a fully taxable-equivalent basis, whi

SunTrust Reports Fourth Quarter and Full Year 2017 Results 2017 Represents the 6th Consecutive Year of Higher EPS, Improved Efficiency, and Increased Capital Return Actions Taken in 4Q 17 Better Position the Company for Long-Term Success

Exhibit 99.1 News Release Contact: Investors Media Ankur Vyas Mike McCoy (404) 827-6714 (404) 588-7230 For Immediate Release January 19, 2018 SunTrust Reports Fourth Quarter and Full Year 2017 Results 2017 Represents the 6th Consecutive Year of Higher EPS, Improved Efficiency, and Increased Capital Return Actions Taken in 4Q 17 Better Position the Company for Long-Term Success ATLANTA - For the fo

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 19, 2018 SunTrust Banks,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 19, 2018 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 001-08918 58-1575035 (State or other jurisdiction of incorporation) (Commission Fi

4Q 17 EARNINGS PRESENTATION January 19, 2018 © 2018 SunTrust Banks, Inc. SunTrust is a federally registered trademark of SunTrust Banks, Inc. 2 This presentation should be read in conjunction with the financial statements, notes and other information

EX-99.2 3 a4q17earningspresentatio.htm EXHIBIT 99.2 4Q 17 EARNINGS PRESENTATION January 19, 2018 © 2018 SunTrust Banks, Inc. SunTrust is a federally registered trademark of SunTrust Banks, Inc. 2 This presentation should be read in conjunction with the financial statements, notes and other information contained in the Company’s forthcoming Form 10-K, Quarterly Reports on Form 10-Q, and Current Rep