UBNK / United Financial Bancorp, Inc. - Pengajuan SECLaporan Tahunan, Pernyataan Proksi

United Financial Bancorp, Inc.
US ˙ NASDAQ ˙ US9103041045
HINDI NA ACTIVE ANG SIMBONG ITO

Mga Batayang Estadistika
LEI 5493007HZ8HYM8VXVK61
CIK 1501364
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to United Financial Bancorp, Inc.
SEC Filings (Chronological Order)
Halaman ini menyediakan daftar lengkap dan kronologis dari Pengajuan SEC, tidak termasuk pengajuan kepemilikan yang kami sediakan di tempat lain.
February 13, 2020 SC 13G/A

UBNK / United Financial Bancorp, Inc. / FJ Capital Management LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1) * United Financial Bancorp, Inc (UBNK) (Name of Issuer) Common Stock (Title of Class of Securities) 910304104 (CUSIP Number) 12/31/2019 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to whi

November 12, 2019 15-12B

UBNK / United Financial Bancorp, Inc. 15-12B - - 15-12B

15-12B UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File Number 001-35028 UNITED FINANCIAL BANCORP, INC. (Exact name of registrant as

November 5, 2019 SC 13G

UBNK / United Financial Bancorp, Inc. / ICS OPPORTUNITIES, LTD. Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 UNITED FINANCIAL BANCORP, INC. (Name of Issuer) COMMON STOCK, NO PAR VALUE (Title of Class of Securities) 910304104 (CUSIP Number) OCTOBER 31, 2019 (Date of event which requires filing of this statement) Check the appropriate box to designate the rule pursuant to which thi

November 4, 2019 RW

UBNK / United Financial Bancorp, Inc. RW - - RW

RW United Financial Bancorp, Inc. 225 Asylum Street Hartford, Connecticut 06103 November 4, 2019 VIA EDGAR United States Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.E. Washington, D.C. 20549 Re: United Financial Bancorp, Inc. Application for Withdrawal of Post-Effective Amendment No. 1 To Form S-3 Registration Statement Filed November 1, 2019 File No. 333-198

November 1, 2019 POSASR

UBNK / United Financial Bancorp, Inc. POSASR - - POSASR

POSASR As filed with the Securities and Exchange Commission on November 1, 2019 Registration No.

November 1, 2019 POS AM

UBNK / United Financial Bancorp, Inc. POS AM - - POS AM

POS AM As filed with the Securities and Exchange Commission on November 1, 2019 Registration No.

November 1, 2019 POS AM

UBNK / United Financial Bancorp, Inc. POS AM - - POS AM

POS AM As filed with the Securities and Exchange Commission on November 1, 2019 Registration No.

November 1, 2019 S-8 POS

UBNK / United Financial Bancorp, Inc. S-8 POS - - S-8 POS

S-8 POS As filed with the Securities and Exchange Commission on November 1, 2019 Registration No.

November 1, 2019 S-8 POS

UBNK / United Financial Bancorp, Inc. S-8 POS - - S-8 POS

S-8 POS As filed with the Securities and Exchange Commission on November 1, 2019 Registration No.

November 1, 2019 S-8 POS

UBNK / United Financial Bancorp, Inc. S-8 POS - - S-8 POS

S-8 POS As filed with the Securities and Exchange Commission on November 1, 2019 Registration No.

November 1, 2019 S-8 POS

UBNK / United Financial Bancorp, Inc. S-8 POS - - S-8 POS

S-8 POS As filed with the Securities and Exchange Commission on November 1, 2019 Registration No.

November 1, 2019 8-K

Changes in Control of Registrant, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Material Modification to Rights of Security Holders, Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing, Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 1, 2019 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (

October 30, 2019 8-K

Temporary Suspension of Trading Under Registrant's Employee Benefit Plans, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 30, 2019 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (

October 30, 2019 EX-99.1

[United Financial Letterhead] To: Directors and Executive Officers of United Financial Bancorp, Inc. From: Anne Rivers, Senior Vice President, Human Resources Officer Date: October 30, 2019 Re: Notice Regarding Blackout Period and Regulation BTR Trad

EX-99.1 Exhibit 99.1 [United Financial Letterhead] To: Directors and Executive Officers of United Financial Bancorp, Inc. From: Anne Rivers, Senior Vice President, Human Resources Officer Date: October 30, 2019 Re: Notice Regarding Blackout Period and Regulation BTR Trading Restrictions The purpose of this notice is to inform you of restrictions on your ability, directly or indirectly, to buy, sel

October 22, 2019 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 22, 2019 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (

October 18, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 18, 2019 United Financial Bancorp, Inc. Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No

October 18, 2019 EX-99.1

UNITED FINANCIAL BANCORP, INC. ANNOUNCES THIRD QUARTER EARNINGS

EX-99.1 2 ex-99120190930.htm EXHIBIT 99.1 Exhibit 99.1 For Immediate Release: October 18, 2019 Investor Relations Contact: Marliese L. Shaw Executive Vice President, Investor Relations Officer United Bank 860-291-3622 [email protected] Media Relations Contact: Adam J. Jeamel Regional President, Corporate Communications United Bank 860-291-3765 [email protected] UNITED FINANCIAL BANCORP

October 15, 2019 425

UBNK / United Financial Bancorp, Inc. 425 - Merger Prospectus - 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 15, 2019 (October 11, 2019) United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 001-35028 27-3577029 (State or other jurisdiction

October 15, 2019 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 15, 2019 (October 11, 2019) United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 001-35028 27-3577029 (State or other jurisdiction

October 15, 2019 425

UBNK / United Financial Bancorp, Inc. 425 - Merger Prospectus - 425

425 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 15, 2019 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporatio

October 15, 2019 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 15, 2019 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (

October 9, 2019 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 9, 2019 United Financial Bancorp, Inc. Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

September 6, 2019 DEFM14A

UBNK / United Financial Bancorp, Inc. DEFM14A - - DEFM14A

DEFM14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

August 2, 2019 EX-32.0

Section 1350 Certification of the Chief Executive Officer and Chief Financial Officer attached hereto

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of United Financial Bancorp, Inc. (the “Company”) on Form 10-Q for the quarterly period ended June 30, 2019, as filed with the Securities and Exchange Commission (the “Report”), I hereby certify pursuant to 18 U.S.C. Section 1350, as added

August 2, 2019 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended June 30, 2019. Commission File Number: 001-35028 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 27-3577029 (State or other jurisdiction of incorpo

July 17, 2019 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 15, 2019 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporat

July 17, 2019 EX-2.1

Agreement and Plan of Merger between United Financial Bancorp, Inc. and People’s United Financial, Inc., dated as of July 15, 2019 (filed as Exhibit 2.1 to the 8-K filed by the Company on July 17, 2019, and incorporated herein by reference

EX-2.1 Exhibit 2.1 EXECUTION VERSION AGREEMENT AND PLAN OF MERGER by and between UNITED FINANCIAL BANCORP, INC. and PEOPLE’S UNITED FINANCIAL, INC. Dated as of July 15, 2019 TABLE OF CONTENTS ARTICLE I THE MERGER 1.1 The Merger 1 1.2 Closing 1 1.3 Effective Time 1 1.4 Effects of the Merger 2 1.5 Conversion of Company Common Stock 2 1.6 Purchaser Common Stock 2 1.7 Treatment of Company Equity Award

July 17, 2019 425

UBNK / United Financial Bancorp, Inc. 425 - Merger Prospectus - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 15, 2019 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Com

July 17, 2019 EX-2.1

Agreement and Plan of Merger by and between United Financial Bancorp, Inc. and People’s United Financial, Inc., dated as of July 15, 2019.

EX-2.1 Exhibit 2.1 EXECUTION VERSION AGREEMENT AND PLAN OF MERGER by and between UNITED FINANCIAL BANCORP, INC. and PEOPLE’S UNITED FINANCIAL, INC. Dated as of July 15, 2019 TABLE OF CONTENTS ARTICLE I THE MERGER 1.1 The Merger 1 1.2 Closing 1 1.3 Effective Time 1 1.4 Effects of the Merger 2 1.5 Conversion of Company Common Stock 2 1.6 Purchaser Common Stock 2 1.7 Treatment of Company Equity Award

July 17, 2019 EX-2.1

Agreement and Plan of Merger by and between People’s United Financial, Inc. and United Financial Bancorp, Inc., dated as of July 15, 2019.

EX-2.1 2 d771963dex21.htm EX-2.1 Exhibit 2.1 EXECUTION VERSION AGREEMENT AND PLAN OF MERGER by and between UNITED FINANCIAL BANCORP, INC. and PEOPLE’S UNITED FINANCIAL, INC. Dated as of July 15, 2019 TABLE OF CONTENTS ARTICLE I THE MERGER 1.1 The Merger 1 1.2 Closing 1 1.3 Effective Time 1 1.4 Effects of the Merger 2 1.5 Conversion of Company Common Stock 2 1.6 Purchaser Common Stock 2 1.7 Treatme

July 17, 2019 425

PBCT / People's United Financial, Inc. 425 - Merger Prospectus - 8-K

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 17, 2019 (July 15, 2019) People’s United Financial, Inc. (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of incorporation) 001-33

July 17, 2019 CORRESP

UBNK / United Financial Bancorp, Inc. CORRESP - -

CORRESP 1 filename1.htm UNITED FINANCIAL BANCORP, INC. 225 Asylum St. Hartford, CT 06103 July 17, 2019 VIA EDGAR Securities and Exchange Commission Division of Corporation Finance Office of Financial Services 100 F Street, N.E. Washington, D.C. 20549 Attention: John Nolan, Senior Assistant Chief Accountant; Robert Klein, Staff Accountant Re: United Financial Bancorp, Inc. Form 10-Q for the Quarter

July 16, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 16, 2019 United Financial Bancorp, Inc. Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)

July 16, 2019 EX-99.1

UNITED FINANCIAL BANCORP, INC. ANNOUNCES SECOND QUARTER RESULTS AND QUARTERLY DIVIDEND

Exhibit 99.1 For Immediate Release: July 16, 2019 Investor Relations Contact: Marliese L. Shaw Executive Vice President, Investor Relations Officer United Bank 860-291-3622 [email protected] Media Relations Contact: Adam J. Jeamel Regional President, Corporate Communications United Bank 860-291-3765 [email protected] UNITED FINANCIAL BANCORP, INC. ANNOUNCES SECOND QUARTER RESULTS AND Q

July 15, 2019 425

UBNK / United Financial Bancorp, Inc. 425 - Merger Prospectus - 425

425 1 d902382d425.htm 425 Filed by United Financial Bancorp, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Commission File No.: 001-35028 The following Q&A was distributed by United Financial Bancorp, Inc. to its employees: UNITED BANK CUSTOMER FAQs People’s United Financial, Inc. Acquiring United Finan

July 15, 2019 425

UBNK / United Financial Bancorp, Inc. 425 - Merger Prospectus - 425

Filed by United Financial Bancorp, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Commission File No.: 001-35028 The following talking points were distributed by United Financial Bancorp, Inc. to its managers: ALL MANAGERS TALKING POINTS FOR STAFF DISCUSSIONS As you know by now, United Financial Bancorp,

July 15, 2019 425

UBNK / United Financial Bancorp, Inc. 425 - Merger Prospectus - 425

Filed by United Financial Bancorp, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Commission File No.: 001-35028 The following talking points were distributed by United Financial Bancorp, Inc. to its branch employees: SCRIPT FOR BANKER-TO-CUSTOMER CONVERSATIONS United Financial Bancorp, Inc. entered into

July 15, 2019 425

UBNK / United Financial Bancorp, Inc. 425 - Merger Prospectus - 425

Filed by United Financial Bancorp, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Commission File No.: 001-35028 The following Q&A was distributed by United Financial Bancorp, Inc. to its employees: UNITED BANK EMPLOYEE FAQs People’s United Financial, Inc. Acquiring United Financial Bancorp, Inc. Why is

July 15, 2019 425

UBNK / United Financial Bancorp, Inc. 425 - Merger Prospectus - 425

Filed by United Financial Bancorp, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Commission File No.: 001-35028 The following memorandum was distributed by United Financial Bancorp, Inc. to its employees: DATE: July 15, 2019 TO: All United Bank Employees FROM: Bill Crawford, President & CEO RE: People’s

July 15, 2019 425

PBCT / People's United Financial, Inc. 425 - Merger Prospectus - 425

425 Filed by People’s United Financial, Inc. pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: United Financial Bancorp, Inc. Commission File No.: 001-35028 Date: July 15, 2019 Explanatory Note: The following are customer talking points distributed to certain People’s United employees on July 15

July 15, 2019 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Other Events

8-K 1 d60874d8k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 15, 2019 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 001-35028 27-3577029 (State or other jurisd

July 15, 2019 EX-99.1

People’s United Financial To Acquire United Financial Bancorp, Inc.

EX-99.1 Exhibit 99.1 For Immediate Release July 15, 2019 People’s United Financial To Acquire United Financial Bancorp, Inc. BRIDGEPORT, CT – People’s United Financial, Inc. (NASDAQ: PBCT), the holding company for People’s United Bank, N.A., announced today an agreement to acquire United Financial Bancorp, Inc. (NASDAQ: UBNK), the holding company for United Bank, in a 100% stock transaction valued

July 15, 2019 425

UBNK / United Financial Bancorp, Inc. 425 - Merger Prospectus - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 15, 2019 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Com

July 15, 2019 EX-99.1

People’s United Financial To Acquire United Financial Bancorp, Inc.

EX-99.1 Exhibit 99.1 For Immediate Release July 15, 2019 People’s United Financial To Acquire United Financial Bancorp, Inc. BRIDGEPORT, CT – People’s United Financial, Inc. (NASDAQ: PBCT), the holding company for People’s United Bank, N.A., announced today an agreement to acquire United Financial Bancorp, Inc. (NASDAQ: UBNK), the holding company for United Bank, in a 100% stock transaction valued

July 15, 2019 EX-99.1

People’s United Financial To Acquire United Financial Bancorp, Inc.

EX-99.1 Exhibit 99.1 For Immediate Release July 15, 2019 People’s United Financial To Acquire United Financial Bancorp, Inc. BRIDGEPORT, CT – People’s United Financial, Inc. (NASDAQ: PBCT), the holding company for People’s United Bank, N.A., announced today an agreement to acquire United Financial Bancorp, Inc. (NASDAQ: UBNK), the holding company for United Bank, in a 100% stock transaction valued

July 15, 2019 EX-99.2

Forward-Looking Statement This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 including, but not limited to, People’s United’s and United Financial’s expectations or predic

EX-99.2 Acquisition of United Financial Bancorp, Inc. July 15, 2019 Exhibit 99.2 Forward-Looking Statement This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 including, but not limited to, People’s United’s and United Financial’s expectations or predictions of future financial or business performance or conditions. Forw

July 15, 2019 425

PBCT / People's United Financial, Inc. 425 - Merger Prospectus - 8-K

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 15, 2019 People’s United Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 001-33326 20-8447891 (State or other jurisdiction of incorporation) (

June 24, 2019 11-K

UBNK / United Financial Bancorp, Inc. 11-K - - 11-K

11-K 1 a11-k12312018.htm 11-K SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K (Mark One) X ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES AND EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2018 OR TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-35028 A. Full t

June 12, 2019 CORRESP

UBNK / United Financial Bancorp, Inc. CORRESP - -

UNITED FINANCIAL BANCORP, INC. 225 Asylum St. Hartford, CT 06103 June 12, 2019 VIA EDGAR Securities and Exchange Commission Division of Corporation Finance Office of Financial Services 100 F Street, N.E. Washington, D.C. 20549 Attention: John Nolan, Senior Assistant Chief Accountant Re: United Financial Bancorp, Inc. Form 10-Q for the Quarterly Period Ended March 31, 2019 Filed May 7, 2019 File No

May 14, 2019 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 13, 2019 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Comm

May 13, 2019 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

8-K 1 a8-kannualmeetingpresentat.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 13, 2019 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 001-35028 27-3577029 (State or o

May 13, 2019 EX-99.1

Annual Shareholders Meeting Create Your Balance NASDAQ: UBNK Forward Looking Statements This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995, including the fiscal ye

EX-99.1 2 annualmeetingpresentatio.htm EXHIBIT 99.1 Annual Shareholders Meeting Create Your Balance NASDAQ: UBNK Forward Looking Statements This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995, including the fiscal year 2019 forecast below. Such statements are based upon the current beliefs and expectations of our

May 7, 2019 10-Q

Quarterly Report - 10-Q

10-Q 1 ubnk2019033110-q.htm 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ý Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended March 31, 2019. Commission File Number: 001-35028 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 27-3577029 (Stat

May 7, 2019 EX-32.0

Section 1350 Certification of the Chief Executive Officer and Chief Financial Officer attached hereto

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of United Financial Bancorp, Inc. (the “Company”) on Form 10-Q for the quarterly period ended March 31, 2019, as filed with the Securities and Exchange Commission (the “Report”), I hereby certify pursuant to 18 U.S.C. Section 1350, as adde

May 2, 2019 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

8-K 1 item502.htm 8-K ITEM 5.02 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 30, 2019 United Financial Bancorp, Inc. Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Commission File Number) (

April 16, 2019 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 a8-k20190331.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 16, 2019 United Financial Bancorp, Inc. Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Commission File Number) (IRS E

April 16, 2019 EX-99.1

UNITED FINANCIAL BANCORP, INC. ANNOUNCES FIRST QUARTER EARNINGS AND QUARTERLY DIVIDEND

EX-99.1 2 ex-99120190331.htm EXHIBIT 99.1 Exhibit 99.1 For Immediate Release: April 16, 2019 Investor Relations Contact: Marliese L. Shaw Executive Vice President, Investor Relations Officer United Bank 860-291-3622 [email protected] Media Relations Contact: Adam J. Jeamel Regional President, Corporate Communications United Bank 860-291-3765 [email protected] UNITED FINANCIAL BANCORP,

April 16, 2019 EX-99.2

Create Your Balance NASDAQ Global Select Market: UBNK First Quarter 2019 Earnings Forward Looking Statements This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995. Su

exhibit992earningsdeck20 Create Your Balance NASDAQ Global Select Market: UBNK First Quarter 2019 Earnings Forward Looking Statements This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995.

April 3, 2019 DEFA14A

UBNK / United Financial Bancorp, Inc. DEFA14A

SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

April 3, 2019 DEF 14A

Schedule 14A

SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

February 28, 2019 EX-14.0

United Financial Bancorp, Inc., United Bank, Standards of Conduct Policy - Employees filed herewith

EX-14.0 2 ubnk20181231ex140.htm EXHIBIT 14.0 United Financial Bancorp, Inc. Standards of Conduct Policy For Employees and Senior Financial Officers 2019 UNITED FINANCIAL BANCORP, INC. UNITED BANK STANDARDS OF CONDUCT POLICY - EMPLOYEES (Effective January 1, 2019) I. INTRODUCTION The continued success of United Financial Bancorp, Inc., United Bank and United Bank’s subsidiaries (hereinafter collect

February 28, 2019 EX-32.0

Section 1350 Certification of the Chief Executive Officer and Chief Financial Officer attached hereto

EXHIBIT 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Annual Report of United Financial Bancorp, Inc. (the “Company”) on Form 10-K for the year ended December 31, 2018, as filed with the Securities and Exchange Commission (the “Report”), I hereby certify pursuant to 18 U.S.C. Section 1350, as added by Section

February 28, 2019 10-K

Form 10-K

10-K 1 ubnk2018123110-k.htm 10-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K þ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Fiscal Year Ended December 31, 2018 OR ¨ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number: 001-35028 United Financial Bancorp,

February 28, 2019 EX-21.0

Subsidiaries of United Financial Bancorp, Inc. and United Bank filed herewith

EXHIBIT 21.0 SUBSIDIARIES OF UNITED FINANCIAL BANCORP, INC. AND UNITED BANK Subsidiary of United Financial Bancorp, Inc.: United Bank, a Connecticut chartered savings bank Subsidiaries of United Bank: United Wealth Management, Inc., a Connecticut corporation United Bank Mortgage Company, a Connecticut corporation United Bank Investment Sub, Inc., a Connecticut corporation United Bank Residential P

February 22, 2019 SC 13G

UBNK / United Financial Bancorp, Inc. / FJ Capital Management LLC Passive Investment

SC 13G 1 eps8430ubnk.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. ) * United Financial Bancorp, Inc (UBNK) (Name of Issuer) Common Stock (Title of Class of Securities) 910304104 (CUSIP Number) 2/15/2019 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate t

February 8, 2019 SC 13G/A

UBNK / United Financial Bancorp, Inc. / DIMENSIONAL FUND ADVISORS LP - SCHEDULE 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3)* UNITED FINANCIAL BANCORP INC (Name of Issuer) Common Stock (Title of Class of Securities) 910304104 (CUSIP Number) December 31, 2018 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which

January 22, 2019 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 22, 2019 United Financial Bancorp, Inc. Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No

January 22, 2019 EX-99.1

UNITED FINANCIAL BANCORP, INC. ANNOUNCES RECORD ANNUAL EARNINGS OF $59.9 MILLION; $1.17 EARNINGS PER SHARE

Exhibit 99.1 For Immediate Release: January 22, 2019 Investor Relations Contact: Marliese L. Shaw Executive Vice President, Investor Relations Officer United Bank 860-291-3622 [email protected] Media Relations Contact: Adam J. Jeamel Regional President, Corporate Communications United Bank 860-291-3765 [email protected] UNITED FINANCIAL BANCORP, INC. ANNOUNCES RECORD ANNUAL EARNINGS OF

January 22, 2019 EX-99.2

Create Your Balance NASDAQ Global Select Market: UBNK Fourth Quarter 2018 Earnings Forward Looking Statements This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995. S

finalexhibit992earningsd Create Your Balance NASDAQ Global Select Market: UBNK Fourth Quarter 2018 Earnings Forward Looking Statements This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995.

November 6, 2018 10-Q

UBNK / United Financial Bancorp, Inc. 10-Q (Quarterly Report)

10-Q 1 ubnk2018093010-q.htm 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ý Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended September 30, 2018. Commission File Number: 001-35028 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 27-3577029 (

November 6, 2018 EX-32.0

Section 1350 Certification of the Chief Executive Officer and Chief Financial Officer attached hereto

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of United Financial Bancorp, Inc. (the “Company”) on Form 10-Q for the quarterly period ended September 30, 2018, as filed with the Securities and Exchange Commission (the “Report”), I hereby certify pursuant to 18 U.S.C. Section 1350, as

October 16, 2018 EX-99.2

Create Your Balance NASDAQ Global Select Market: UBNK Third Quarter 2018 Earnings Forward Looking Statements This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995. Su

exhibit992earningsdeck20 Create Your Balance NASDAQ Global Select Market: UBNK Third Quarter 2018 Earnings Forward Looking Statements This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995.

October 16, 2018 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 a8-k20180930.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 16, 2018 United Financial Bancorp, Inc. Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Commission File Number) (IRS

October 16, 2018 EX-99.1

UNITED FINANCIAL BANCORP, INC. ANNOUNCES THIRD QUARTER EARNINGS AND QUARTERLY DIVIDEND

Exhibit 99.1 For Immediate Release: October 16, 2018 Investor Relations Contact: Marliese L. Shaw Executive Vice President, Investor Relations Officer United Bank 860-291-3622 [email protected] Media Relations Contact: Adam J. Jeamel Regional President, Corporate Communications United Bank 860-291-3765 [email protected] UNITED FINANCIAL BANCORP, INC. ANNOUNCES THIRD QUARTER EARNINGS AN

August 2, 2018 EX-32.0

Section 1350 Certification of the Chief Executive Officer and Chief Financial Officer attached hereto

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of United Financial Bancorp, Inc. (the “Company”) on Form 10-Q for the quarterly period ended June 30, 2018, as filed with the Securities and Exchange Commission (the “Report”), I hereby certify pursuant to 18 U.S.C. Section 1350, as added

August 2, 2018 10-Q

UBNK / United Financial Bancorp, Inc. 10-Q (Quarterly Report)

10-Q 1 ubnk2018063010-q.htm 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ý Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended June 30, 2018. Commission File Number: 001-35028 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 27-3577029 (State

July 17, 2018 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 a8-k20180630.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 17, 2018 United Financial Bancorp, Inc. Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Em

July 17, 2018 EX-99.1

UNITED FINANCIAL BANCORP, INC. ANNOUNCES SECOND QUARTER EARNINGS AND QUARTERLY DIVIDEND

Exhibit 99.1 For Immediate Release: July 17, 2018 Investor Relations Contact: Marliese L. Shaw Executive Vice President, Investor Relations Officer United Bank 860-291-3622 [email protected] Media Relations Contact: Adam J. Jeamel Regional President, Corporate Communications United Bank 860-291-3765 [email protected] UNITED FINANCIAL BANCORP, INC. ANNOUNCES SECOND QUARTER EARNINGS AND

July 17, 2018 EX-99.2

Create Your Balance NASDAQ Global Select Market: UBNK Second Quarter 2018 Earnings Forward Looking Statements This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995. S

exhibit992earningsdeck20 Create Your Balance NASDAQ Global Select Market: UBNK Second Quarter 2018 Earnings Forward Looking Statements This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995.

June 20, 2018 11-K

UBNK / United Financial Bancorp, Inc. 11-K

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K (Mark One) X ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES AND EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2017 OR TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-35028 A. Full title of the plan and the addre

May 22, 2018 8-K

Financial Statements and Exhibits, Other Events

8-K 1 a8-kmay2018.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 21, 2018 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 001-35028 27-3577029 (State or other jurisdicti

May 22, 2018 EX-99.1

United Bank Announces the Purchase of Six Bank Branches

Exhibit 99.1 For Immediate Release: Contact: Adam Jeamel May 22, 2018 Head of Corporate Communications 860-291-3765 [email protected] United Bank Announces the Purchase of Six Bank Branches (Hartford, Conn., May 22, 2018) – United Bank of Hartford, Conn. today announced that they have entered into an agreement with Webster Bank, N.A. of Waterbury, Conn. to purchase six branches located in C

May 18, 2018 8-K

Submission of Matters to a Vote of Security Holders

8-K 1 a8-k5172018annualmeetingre.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 17, 2018 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 001-35028 27-3577029 (State or o

May 17, 2018 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

8-K 1 a8-kannualmeetingpresentat.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 17, 2018 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 001-35028 27-3577029 (State or o

May 17, 2018 EX-99.1

Annual Shareholders Meeting Create Your Balance NASDAQ: UBNK Forward Looking Statements This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are bas

annualmeetingpres2018a01 Annual Shareholders Meeting Create Your Balance NASDAQ: UBNK Forward Looking Statements This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995.

May 4, 2018 EX-32.0

Section 1350 Certification of the Chief Executive Officer and Chief Financial Officer attached hereto

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of United Financial Bancorp, Inc. (the “Company”) on Form 10-Q for the quarterly period ended March 31, 2018, as filed with the Securities and Exchange Commission (the “Report”), I hereby certify pursuant to 18 U.S.C. Section 1350, as adde

May 4, 2018 10-Q

UBNK / United Financial Bancorp, Inc. 10-Q (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ý Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended March 31, 2018. Commission File Number: 001-35028 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 27-3577029 (State or other jurisdiction of incorp

April 17, 2018 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 a8-k20180331.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 17, 2018 United Financial Bancorp, Inc. Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Commission File Number) (IRS E

April 17, 2018 EX-99.2

First Quarter 2018 Earnings NASDAQ Global Select Market: UBNK Create Your Balance 2 NASDAQ: UBNK This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995. Such statement

EX-99.2 3 exhibit992earningsdeck20.htm EXHIBIT 99.2 First Quarter 2018 Earnings NASDAQ Global Select Market: UBNK Create Your Balance 2 NASDAQ: UBNK This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are based upon the current beliefs and expectations of our management and are subject to signifi

April 17, 2018 EX-99.1

UNITED FINANCIAL BANCORP, INC. ANNOUNCES FIRST QUARTER EARNINGS AND QUARTERLY DIVIDEND

Exhibit 99.1 For Immediate Release: April 17, 2018 Investor Relations Contact: Marliese L. Shaw Executive Vice President, Investor Relations Officer United Bank 860-291-3622 [email protected] Media Relations Contact: Adam J. Jeamel Regional President, Corporate Communications United Bank 860-291-3765 [email protected] UNITED FINANCIAL BANCORP, INC. ANNOUNCES FIRST QUARTER EARNINGS AND

April 6, 2018 DEF 14A

UBNK / United Financial Bancorp, Inc. DEF 14A

DEF 14A 1 proxyapril62018.htm DEF 14A SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant X Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission o

March 19, 2018 PRE 14A

UBNK / United Financial Bancorp, Inc. PRE 14A

PRE 14A 1 prelimproxyapril62018.htm PRE 14A SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant X Filed by a Party other than the Registrant ¨ Check the appropriate box: X Preliminary Proxy Statement ¨ Confidential, for Use of the Commis

February 28, 2018 EX-21.0

Subsidiaries of United Financial Bancorp, Inc. and United Bank (incorporated by reference to Exhibit 21.0 to the Company’s Annual Report on Form 10-K for the year ended December 31, 2017 filed on February 28, 2018)

EXHIBIT 21.0 SUBSIDIARIES OF UNITED FINANCIAL BANCORP, INC. AND UNITED BANK Subsidiary of United Financial Bancorp, Inc.: United Bank, a Connecticut chartered savings bank Subsidiaries of United Bank: United Northeast Financial Advisors, Inc., a Connecticut corporation United Bank Mortgage Company, a Connecticut corporation United Bank Investment Sub, Inc., a Connecticut corporation United Bank Re

February 28, 2018 EX-3.2

The Bylaws, as amended and restated (incorporated herein by reference to Exhibit 3.2 to the Company’s Annual Report on Form 10-K filed on February 28, 2018)

Exhibit 3.2 AMENDED AND RESTATED BYLAWS OF UNITED FINANCIAL BANCORP, INC. Effective as of September 20, 2017 TABLE OF CONTENTS ARTICLE I. OFFICE 1 ARTICLE II. SHAREHOLDERS 1 Section 1. Place of Meetings 1 Section 2. Annual Meeting 1 Section 3. Special Meetings 1 Section 4. Conduct of Meetings 1 Section 5. Notice of Meetings 1 Section 6. Fixing of Record Date 1 Section 7. Voting Requirements 2 Sect

February 28, 2018 10-K

UBNK / United Financial Bancorp, Inc. 10-K (Annual Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K þ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Fiscal Year Ended December 31, 2017 OR ¨ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number: 001-35028 United Financial Bancorp, Inc. (Exact name of registrant as

February 28, 2018 EX-32.0

Section 1350 Certification of the Chief Executive Officer and Chief Financial Officer attached hereto

EXHIBIT 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Annual Report of United Financial Bancorp, Inc. (the “Company”) on Form 10-K for the year ended December 31, 2017, as filed with the Securities and Exchange Commission (the “Report”), I hereby certify pursuant to 18 U.S.C. Section 1350, as added by Section

February 9, 2018 SC 13G/A

UBNK / United Financial Bancorp, Inc. / DIMENSIONAL FUND ADVISORS LP - SCHEDULE 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)* UNITED FINANCIAL BANCORP INC (Name of Issuer) Common Stock (Title of Class of Securities) 910304104 (CUSIP Number) December 31, 2017 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which

January 23, 2018 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 a8-k20171231.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 23, 2018 United Financial Bancorp, Inc. Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Commission File Number) (IRS

January 23, 2018 EX-99.2

Fourth Quarter 2017 Earnings NASDAQ Global Select Market: UBNK Create Your Balance 2 NASDAQ: UBNK This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995. Such statemen

EX-99.2 3 exhibit992earningsdeck20.htm EXHIBIT 99.2 Fourth Quarter 2017 Earnings NASDAQ Global Select Market: UBNK Create Your Balance 2 NASDAQ: UBNK This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are based upon the current beliefs and expectations of our management and are subject to signif

January 23, 2018 EX-99.1

UNITED FINANCIAL BANCORP, INC. ANNOUNCES FOURTH QUARTER EARNINGS AND QUARTERLY DIVIDEND

Exhibit 99.1 For Immediate Release: January 23, 2018 Investor Relations Contact: Marliese L. Shaw Executive Vice President, Investor Relations Officer United Bank 860-291-3622 [email protected] Media Relations Contact: Adam J. Jeamel Regional President, Corporate Communications United Bank 860-291-3765 [email protected] UNITED FINANCIAL BANCORP, INC. ANNOUNCES FOURTH QUARTER EARNINGS A

November 21, 2017 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 20, 2017 United Financial Bancorp, Inc. Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification N

November 21, 2017 EX-10.11.4

Employment Agreement as amended and restated by and among United Financial Bancorp, Inc., United Bank, and with William H.W. Crawford, IV dated November 20, 2017 (incorporated herein by reference to Exhibit 10.11.4 to the Current Report on the Company’s Form 8-K filed on November 21, 2017)

Exhibit Exhibit 10.11.4 UNITED FINANCIAL BANCORP, INC. UNITED BANK Amended and Restated Employment Agreement for William H.W. Crawford, IV THIS AMENDED AND RESTATED EMPLOYMENT AGREEMENT (the ?Agreement?) is made this 20 th day of November, 2017, effective on the Effective Date defined below, by and among UNITED FINANCIAL BANCORP, INC., a Connecticut corporation (the ?Company?), UNITED BANK, a Conn

November 7, 2017 EX-32.0

Section 1350 Certification of the Chief Executive Officer and Chief Financial Officer attached hereto

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of United Financial Bancorp, Inc. (the “Company”) on Form 10-Q for the quarterly period ended September 30, 2017, as filed with the Securities and Exchange Commission (the “Report”), I hereby certify pursuant to 18 U.S.C. Section 1350, as

November 7, 2017 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ý Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended September 30, 2017. Commission File Number: 001-35028 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 27-3577029 (State or other

October 17, 2017 EX-99.1

UNITED FINANCIAL BANCORP, INC. ANNOUNCES THIRD QUARTER EARNINGS AND QUARTERLY DIVIDEND

EX-99.1 2 ex-99120170930.htm EXHIBIT 99.1 Exhibit 99.1 For Immediate Release: October 17, 2017 Investor Relations Contact: Marliese L. Shaw Executive Vice President, Investor Relations Officer United Bank 860-291-3622 [email protected] Media Relations Contact: Adam J. Jeamel Regional President, Corporate Communications United Bank 860-291-3765 [email protected] UNITED FINANCIAL BANCORP

October 17, 2017 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 17, 2017 United Financial Bancorp, Inc. Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No

October 17, 2017 EX-99.2

Third Quarter 2017 EarningsNASDAQ Global Select Market: UBNK Create Your Balance 2NASDAQ: UBNK This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements

EX-99.2 3 exhibit992earningsdeck20.htm EXHIBIT 99.2 Third Quarter 2017 EarningsNASDAQ Global Select Market: UBNK Create Your Balance 2NASDAQ: UBNK This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are based upon the current beliefs and expectations of our management and are subject to significa

September 26, 2017 EX-3.2.2

Amendment to Bylaws (incorporated by reference to Exhibit 3.2.2 of the Company’s Current Report on Form 8-K filed on September 26, 2017)

Exhibit Exhibit 3.2.2 EXHIBIT A AMENDMENT TO BYLAWS OF UNITED FINANCIAL BANCORP, INC. Adopted as of September 20, 2017 The following amendment is hereby made to Article I. Office of the Bylaws of United Financial Bancorp, Inc. (the ?Corporation?) based upon the prior approval of, and recommendation of, the Governance and Nominating Committee of the Board of Directors of the Corporation. ARTICLE I.

September 26, 2017 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits

8-K 1 a8-kbylawamendment092017.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) September 20, 2017 United Financial Bancorp, Inc. Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Commission Fil

August 8, 2017 EX-32.0

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of United Financial Bancorp, Inc. (the “Company”) on Form 10-Q for the quarterly period ended June 30, 2017, as filed with the Securities and Exchange Commission (the “Report”), I hereby certify pursuant to 18 U.S.C. Section 1350, as added

August 8, 2017 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ý Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended June 30, 2017. Commission File Number: 001-35028 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 27-3577029 (State or other juris

July 18, 2017 EX-99.2

Second Quarter 2017 EarningsNASDAQ Global Select Market: UBNK Create Your Balance 2NASDAQ: UBNK This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements

EX-99.2 3 exhibit992earningsdeck20.htm EXHIBIT 99.2 Second Quarter 2017 EarningsNASDAQ Global Select Market: UBNK Create Your Balance 2NASDAQ: UBNK This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are based upon the current beliefs and expectations of our management and are subject to signific

July 18, 2017 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 18, 2017 United Financial Bancorp, Inc. Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)

July 18, 2017 EX-99.1

UNITED FINANCIAL BANCORP, INC. ANNOUNCES RECORD EARNINGS PER SHARE FOR SECOND QUARTER AND QUARTERLY DIVIDEND

Exhibit 99.1 For Immediate Release: July 18, 2017 Investor Relations Contact: Marliese L. Shaw Executive Vice President, Investor Relations Officer United Bank 860-291-3622 [email protected] Media Relations Contact: Adam J. Jeamel Regional President, Corporate Communications United Bank 860-291-3765 [email protected] UNITED FINANCIAL BANCORP, INC. ANNOUNCES RECORD EARNINGS PER SHARE FO

June 29, 2017 11-K

United Financial Bancorp 11-K

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K (Mark One) X ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES AND EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2016 OR TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-35028 A. Full title of the plan and the addre

May 25, 2017 8-K

Submission of Matters to a Vote of Security Holders

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 24, 2017 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporati

May 24, 2017 EX-99.1

Create Your Balance Annual Shareholders Meeting NASDAQ: UBNK This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are based upon the current beliefs

annualmeetingpresentatio Create Your Balance Annual Shareholders Meeting NASDAQ: UBNK This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995.

May 24, 2017 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 24, 2017 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 001-35028 27-3577029 (State or other jurisdiction (Commission (IRS Employ

May 9, 2017 EX-32.0

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of United Financial Bancorp, Inc. (the “Company”) on Form 10-Q for the quarterly period ended March 31, 2017, as filed with the Securities and Exchange Commission (the “Report”), I hereby certify pursuant to 18 U.S.C. Section 1350, as adde

May 9, 2017 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ý Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended March 31, 2017. Commission File Number: 001-35028 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 27-3577029 (State or other juri

May 9, 2017 EX-10.22

Employment Agreement by and among United Financial Bancorp, Inc., United Bank and John J. Smith effective January 19, 2016 (incorporated herein by reference to Exhibit 10.22 to the Company’s Quarterly Report on Form 10-Q for the quarter ended March 31, 2017 filed May 5, 2017)

EXHIBIT 10.22 EMPLOYMENT AGREEMENT This Employment Agreement (the “Agreement”) is made effective January 19, 2016 (the “Effective Date”) by and between United Financial Bancorp, Inc., a Connecticut corporation (the “Company”), United Bank (the “Bank”) and collectively with the Company, the “Employer”) and John J. Smith (“Executive”). The Company and Executive are collectively referred to herein as

April 18, 2017 EX-99.2

First Quarter 2017 EarningsNASDAQ Global Select Market: UBNK Create Your Balance 2NASDAQ: UBNK This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements

EX-99.2 3 exhibit992earningsdeck20.htm EXHIBIT 99.2EARNINGSDECK20170331 First Quarter 2017 EarningsNASDAQ Global Select Market: UBNK Create Your Balance 2NASDAQ: UBNK This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are based upon the current beliefs and expectations of our management and are

April 18, 2017 EX-99.1

UNITED FINANCIAL BANCORP, INC. ANNOUNCES FIRST QUARTER EARNINGS AND QUARTERLY DIVIDEND

EX-99.1 2 ex-99120170331.htm EXHIBIT 99.120170331 Exhibit 99.1 For Immediate Release: April 18, 2017 Investor Relations Contact: Marliese L. Shaw Executive Vice President, Investor Relations Officer United Bank 860-291-3622 [email protected] Media Relations Contact: Adam J. Jeamel Regional President, Corporate Communications United Bank 860-291-3765 [email protected] UNITED FINANCIAL B

April 18, 2017 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 18, 2017 United Financial Bancorp, Inc. Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)

April 7, 2017 DEFA14A

United Financial Bancorp DEFA14A

DEFA14A 1 a2017copyofnoticecard.htm DEFA14A SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant X Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commis

April 7, 2017 DEF 14A

United Financial Bancorp DEF 14A

DEF 14A 1 proxyapril72017.htm DEF 14A SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant X Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission o

March 23, 2017 EX-3.2.1

Amendment to Bylaws (incorporated herein by reference to Exhibit 3.2.1 of the Company’s Current Report on Form 8-K filed on March 23, 2017)

Exhibit Exhibit 3.2.1 AMENDMENT TO BYLAWS OF UNITED FINANCIAL BANCORP, INC. Adopted as of March 22, 2017 ARTICLE II. SHAREHOLDERS The following provision is adopted in substitution therefore: Section 7. Voting Requirements. All shareholder votes require that a meeting be duly held and a quorum present. Director nominees shall be elected by the affirmative vote of the majority of votes cast (broker

March 23, 2017 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) March 23, 2017 United Financial Bancorp, Inc. Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)

March 8, 2017 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K þ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Fiscal Year Ended December 31, 2016 OR ¨ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number: 001-35028 United Financial Bancorp, Inc. (Exact name of registrant as

March 8, 2017 EX-32.0

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

EXHIBIT 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Annual Report of United Financial Bancorp, Inc. (the “Company”) on Form 10-K for the year ended December 31, 2016, as filed with the Securities and Exchange Commission (the “Report”), I hereby certify pursuant to 18 U.S.C. Section 1350, as added by Section

March 8, 2017 EX-21.0

SUBSIDIARIES OF UNITED FINANCIAL BANCORP, INC. AND UNITED BANK

EXHIBIT 21.0 SUBSIDIARIES OF UNITED FINANCIAL BANCORP, INC. AND UNITED BANK Subsidiary of United Financial Bancorp, Inc.: United Bank, a Connecticut chartered savings bank Subsidiaries of United Bank: United Northeast Financial Advisors, Inc., a Connecticut corporation United Bank Mortgage Company, a Connecticut corporation United Bank Investment Sub, Inc., a Connecticut corporation United Bank Re

February 23, 2017 CORRESP

United Financial Bancorp ESP

UNITED FINANCIAL BANCORP, INC. 45 Glastonbury Blvd. Glastonbury, CT 06033 February 23, 2017 Dear Ms. Sullivan: We have reviewed the comments on the United Financial Bancorp, Inc.’s. Annual Report on Form 10-K for the fiscal year ended December 31, 2015, and Form 10-Q for the Quarterly Period Ended September 30, 2016 provided to William H.W. Crawford, IV, Chief Executive Officer of United Financial

February 9, 2017 SC 13G

UBNK / United Financial Bancorp, Inc. / DIMENSIONAL FUND ADVISORS LP - SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* UNITED FINANCIAL BANCORP INC (Name of Issuer) Common Stock (Title of Class of Securities) 910304104 (CUSIP Number) December 31, 2016 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which

January 24, 2017 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 24, 2017 United Financial Bancorp, Inc. Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No

January 24, 2017 EX-99.1

UNITED FINANCIAL BANCORP, INC. ANNOUNCES RECORD EARNINGS FOR FOURTH QUARTER, QUARTERLY DIVIDEND AND ANNUAL MEETING DATE

Exhibit 99.1 For Immediate Release: January 24, 2017 Investor Relations Contact: Marliese L. Shaw Executive Vice President, Investor Relations Officer United Bank 860-291-3622 [email protected] Media Relations Contact: Adam J. Jeamel Regional President, Corporate Communications United Bank 860-291-3765 [email protected] UNITED FINANCIAL BANCORP, INC. ANNOUNCES RECORD EARNINGS FOR FOURT

January 24, 2017 EX-99.2

Fourth Quarter 2016 EarningsNASDAQ Global Select Market: UBNK Create Your Balance 2NASDAQ: UBNK This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements

EX-99.2 3 exhibit992earningsdeck20.htm EXHIBIT 99.2 Fourth Quarter 2016 EarningsNASDAQ Global Select Market: UBNK Create Your Balance 2NASDAQ: UBNK This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are based upon the current beliefs and expectations of our management and are subject to signific

January 20, 2017 CORRESP

United Financial Bancorp ESP

UNITED FINANCIAL BANCORP, INC. 45 Glastonbury Blvd. Glastonbury, CT 06033 January 20, 2017 Dear Ms. Sullivan: We have reviewed the comments on the United Financial Bancorp, Inc.'s. Annual Report on Form 10-K for the fiscal year ended December 31, 2015, Form 10-Q for the Quarterly Period Ended September 30, 2016 and the Form 8-K filed on November 18, 2016 provided to William H.W. Crawford, IV, Chie

December 19, 2016 CORRESP

United Financial Bancorp ESP

HINCKLEY ALLEN William W. Bouton III [email protected] (860) 331-2626 December 19, 2016 Via EDGAR Securities and Exchange Commission Division of Corporation Finance 100 F Street, NE Washington, D.C. 20549 Attention: Michelle Miller Re: United Financial Bancorp, Inc. Form 10-K for the Fiscal Year Ended December 31, 2015 Filed March 7, 2016 Form 10-Q for the Quarterly Period Ended September

December 16, 2016 CORRESP

United Financial Bancorp ESP

United Financial Bancorp, Inc. December 16, 2016 Via EDGAR Securities and Exchange Commission Division of Corporation Finance 100 F Street, NE Washington, D.C. 20549 Attention: Katelyn Donovan Re: United Financial Bancorp, Inc. Registration Statement on Form S-3 Filed with the SEC on November 4, 2016 CIK: 0001501364 Request for Effectiveness Ladies and Gentlemen: In accordance with Rule 461 of the

December 13, 2016 EX-12.1

Calculation of Ratios of Earnings to Fixed Charges

Exhibit Exhibit 12.1 Calculation of Ratios of Earnings to Fixed Charges Our historical ratios of earnings to fixed charges for the periods indicated are set forth below. As of September 30, 2016, we did not have any shares of preferred stock outstanding. The ratio of earnings to fixed charges is computed by dividing (i) income from continuing operations before income taxes and fixed charges by (ii

December 13, 2016 S-3/A

United Financial Bancorp S-3/A

S-3/A 1 amendment2ubnkforms-3a93016.htm S-3/A As filed with the Securities and Exchange Commission on December 13, 2016 Registration No. 333- 214432 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Pre-effective Amendment No. 2 to FORM S-3 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 United Financial Bancorp, Inc. Connecticut 27-3577029 (Exact name of registrant a

December 13, 2016 CORRESP

United Financial Bancorp ESP

Document

December 6, 2016 S-3/A

United Financial Bancorp S-3/A

S-3/A 1 copyofforms-393016.htm S-3/A As filed with the Securities and Exchange Commission on December 6, 2016 Registration No. 333- 214432 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Pre-effective Amendment No. 1 to FORM S-3 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 United Financial Bancorp, Inc. Connecticut 27-3577029 (Exact name of registrant as specifie

December 6, 2016 EX-12.1

Calculation of Ratios of Earnings to Fixed Charges

Exhibit Exhibit 12.1 Calculation of Ratios of Earnings to Fixed Charges Our historical ratios of earnings to fixed charges for the periods indicated are set forth below. As of September 30, 2016, we did not have any shares of preferred stock outstanding. The ratio of earnings to fixed charges is computed by dividing (i) income from continuing operations before income taxes and fixed charges by (ii

December 6, 2016 CORRESP

United Financial Bancorp ESP

Document

November 4, 2016 EX-4.3

Form of Senior Note (FACE OF SECURITY)

Exhibit 4.3 Form of Senior Note (FACE OF SECURITY) [Each Global Security shall bear substantially the following legend: UNLESS AND UNTIL IT IS EXCHANGED IN WHOLE OR IN PART FOR SECURITIES IN DEFINITIVE REGISTERED FORM, THIS SECURITY MAY NOT BE TRANSFERRED EXCEPT AS A WHOLE BY THE DEPOSITARY TO A NOMINEE OF THE DEPOSITARY OR BY A NOMINEE OF THE DEPOSITARY TO THE DEPOSITARY OR ANOTHER NOMINEE OF THE

November 4, 2016 EX-4.4

Form of Subordinated Note (FACE OF SECURITY)

Exhibit 4.4 Form of Subordinated Note (FACE OF SECURITY) [Each Global Security shall bear substantially the following legend: UNLESS AND UNTIL IT IS EXCHANGED IN WHOLE OR IN PART FOR SECURITIES IN DEFINITIVE REGISTERED FORM, THIS SECURITY MAY NOT BE TRANSFERRED EXCEPT AS A WHOLE BY THE DEPOSITARY TO A NOMINEE OF THE DEPOSITARY OR BY A NOMINEE OF THE DEPOSITARY TO THE DEPOSITARY OR ANOTHER NOMINEE

November 4, 2016 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ý Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended September 30, 2016. Commission File Number: 001-35028 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 27-3577029 (State or other

November 4, 2016 EX-32.0

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of United Financial Bancorp, Inc. (the “Company”) on Form 10-Q for the quarterly period ended September 30, 2016, as filed with the Securities and Exchange Commission (the “Report”), I hereby certify pursuant to 18 U.S.C. Section 1350, as

November 4, 2016 EX-12.1

Calculation of Ratios of Earnings to Fixed Charges

Exhibit 12.1 Calculation of Ratios of Earnings to Fixed Charges Our historical ratios of earnings to fixed charges for the periods indicated are set forth below. As of September 30, 2016, we did not have any shares of preferred stock outstanding. The ratio of earnings to fixed charges is computed by dividing (i) income from continuing operations before income taxes and fixed charges by (ii) total

November 4, 2016 EX-4.2

UNITED FINANCIAL BANCORP, INC. Dated as of _________________ SUBORDINATED DEBT SECURITIES CROSS-REFERENCE TABLE (1)

EX-4.2 3 ubnks-3exhibit42.htm EXHIBIT 4.2 Exhibit 4.2 UNITED FINANCIAL BANCORP, INC. and Trustee INDENTURE Dated as of SUBORDINATED DEBT SECURITIES CROSS-REFERENCE TABLE (1) Section of Trust Indenture Act Section of of 1939, as amended Indenture 310(a) 6.09 310(b) 6.08 6.10 311(a) 6.13 311(b) 6.13 312(a) 4.01 4.04 312(b) 4.04(c) 312(c) 4.04(c) 313(a) 4.03 313(b) 4.03 313(c) 4.03 313(d) 4.03 314(a)

November 4, 2016 S-3

As filed with the Securities and Exchange Commission on November 4, 2016

S-3 1 forms-393016.htm S-3 As filed with the Securities and Exchange Commission on November 4, 2016 Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-3 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 United Financial Bancorp, Inc. Connecticut 27-3577029 (Exact name of registrant as specified in its charter) (State or other jurisdiction of

November 4, 2016 EX-4.1

UNITED FINANCIAL BANCORP, INC. Dated as of _________________ SENIOR DEBT SECURITIES Section of CROSS-REFERENCE TABLE(1) Trust Indenture Act of 1939, as amended Section of Indenture 310(a) 6.09 310(b) 6.08 6.10 311(a) 6.13 311(b) 6.13 312(a) 4.01 4.04

Exhibit 4.1 UNITED FINANCIAL BANCORP, INC. and Trustee INDENTURE Dated as of SENIOR DEBT SECURITIES Section of CROSS-REFERENCE TABLE(1) Trust Indenture Act of 1939, as amended Section of Indenture 310(a) 6.09 310(b) 6.08 6.10 311(a) 6.13 311(b) 6.13 312(a) 4.01 4.04 312(b) 4.04(c) 312(c) 4.04(c) 313(a) 4.03 313(b) 4.03 313(c) 4.03 313(d) 4.03 314(a) 4.02 314(b) Inapplicable 314(c) 2.04 8.04 9.01(c

October 18, 2016 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 18, 2016 United Financial

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 18, 2016 United Financial Bancorp, Inc. Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No

October 18, 2016 EX-99.1

UNITED FINANCIAL BANCORP, INC. ANNOUNCES RECORD QUARTERLY EARNINGS IN THIRD QUARTER AND QUARTERLY DIVIDEND

Exhibit 99.1 For Immediate Release: October 18, 2016 Investor Relations Contact: Marliese L. Shaw Executive Vice President, Investor Relations Officer United Bank 860-291-3622 [email protected] Media Relations Contact: Adam J. Jeamel Regional President, Corporate Communications United Bank 860-291-3765 [email protected] UNITED FINANCIAL BANCORP, INC. ANNOUNCES RECORD QUARTERLY EARNINGS

October 18, 2016 EX-99.2

Third Quarter 2016 Earnings NASDAQ Global Select Market: UBNK Create Your Balance 2 NASDAQ: UBNK This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995. Such statement

Third Quarter 2016 Earnings NASDAQ Global Select Market: UBNK Create Your Balance 2 NASDAQ: UBNK This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995.

August 5, 2016 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

10-Q 1 ubnk2016063010-q.htm 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ý Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended June 30, 2016. Commission File Number: 001-35028 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut

August 5, 2016 EX-32.0

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of United Financial Bancorp, Inc. (the “Company”) on Form 10-Q for the quarterly period ended June 30, 2016, as filed with the Securities and Exchange Commission (the “Report”), I hereby certify pursuant to 18 U.S.C. Section 1350, as added

August 5, 2016 EX-21.0

Employment Agreement as amended and restated by and among United Financial Bancorp, Inc., United Bank and Brandon C. Lorey, effective January 1, 2016 (incorporated herein by reference to Exhibit 10.21 to the Company’s Quarterly Report on Form 10-Q for the quarter ended June 30, 2016 filed August 5, 2016)

EXHIBIT 10.21 EMPLOYMENT AGREEMENT This Employment Agreement (the “Agreement”) is made effective January 1, 2016 (the “Effective Date”) by and between United Financial Bancorp, Inc., a Connecticut corporation (the “Company”), United Bank (the “Bank”) and collectively with the Company, the “Employer”) and Brandon C. Lorey (“Executive”). The Company and Executive are collectively referred to herein

August 3, 2016 EX-99.1

Create Your Balance NASDAQ: UBNK KBW 2016 Community Bank Investor Conference 2 Who is United? NASDAQ: UBNK • Leading New England community bank with $6.4 billion in assets and over 50 branches in two states with the size, scale and product breadth to

kbwconferencepresentatio Create Your Balance NASDAQ: UBNK KBW 2016 Community Bank Investor Conference 2 Who is United? NASDAQ: UBNK ? Leading New England community bank with $6.

August 3, 2016 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 3, 2016 United Financial Bancorp, Inc. Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identifica

July 19, 2016 EX-99.1

UNITED FINANCIAL BANCORP, INC. ANNOUNCES SECOND QUARTER EARNINGS AND QUARTERLY DIVIDEND

Exhibit 99.1 For Immediate Release: July 19, 2016 Investor Relations Contact: Marliese L. Shaw Executive Vice President, Investor Relations Officer United Bank 860-291-3622 [email protected] Media Relations Contact: Adam J. Jeamel Regional President, Corporate Communications United Bank 860-291-3765 [email protected] UNITED FINANCIAL BANCORP, INC. ANNOUNCES SECOND QUARTER EARNINGS AND

July 19, 2016 EX-99.2

Second Quarter 2016 Earnings NASDAQ Global Select Market: UBNK Create Your Balance 2 NASDAQ: UBNK This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995. Such statemen

exhibit992earningsdeck20 Second Quarter 2016 Earnings NASDAQ Global Select Market: UBNK Create Your Balance 2 NASDAQ: UBNK This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995.

July 19, 2016 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 a8-k20160630.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 19, 2016 United Financial Bancorp, Inc. Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Em

June 28, 2016 11-K

United Financial Bancorp 11-K

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K (Mark One) X ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES AND EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2015 OR TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-35028 A. Full title of the plan and the addre

June 28, 2016 EX-23.0

Consent of Independent Registered Public Accounting Firm

Exhibit Exhibit 23 Consent of Independent Registered Public Accounting Firm We consent to the incorporation by reference in Registration Statement No.

May 20, 2016 8-K

Submission of Matters to a Vote of Security Holders

8-K 1 a8-k5192016annualmeetingre.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 19, 2016 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 001-35028 27-3577029 (State or o

May 19, 2016 EX-99.1

Create Your Balance Annual Shareholders Meeting NASDAQ: UBNK This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are based upon the current beliefs

annualmeetingpresentatio Create Your Balance Annual Shareholders Meeting NASDAQ: UBNK This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995.

May 19, 2016 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

8-K 1 a8-kannualmeetingpresentat.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 19, 2016 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 001-35028 27-3577029 (State or o

May 6, 2016 EX-32.0

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of United Financial Bancorp, Inc. (the “Company”) on Form 10-Q for the quarterly period ended March 31, 2016, as filed with the Securities and Exchange Commission (the “Report”), I hereby certify pursuant to 18 U.S.C. Section 1350, as adde

May 6, 2016 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ý Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended March 31, 2016. Commission File Number: 001-35028 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 27-3577029 (State or other juri

April 19, 2016 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 19, 2016 United Financial Bancorp, Inc. Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)

April 19, 2016 EX-99.2

First Quarter 2016 EarningsNASDAQ Global Select Market: UBNK Create Your Balance 2NASDAQ: UBNK This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements

EX-99.2 3 exhibit992earningsdec8e7.htm EXHIBIT 99.2 First Quarter 2016 EarningsNASDAQ Global Select Market: UBNK Create Your Balance 2NASDAQ: UBNK This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are based upon the current beliefs and expectations of our management and are subject to significa

April 19, 2016 EX-99.1

UNITED FINANCIAL BANCORP, INC. ANNOUNCES FIRST QUARTER EARNINGS AND QUARTERLY DIVIDEND

Exhibit 99.1 For Immediate Release: April 19, 2016 Investor Relations Contact: Marliese L. Shaw Executive Vice President, Investor Relations Officer United Bank 860-291-3622 [email protected] Media Relations Contact: Adam J. Jeamel Regional President, Corporate Communications United Bank 860-291-3765 [email protected] UNITED FINANCIAL BANCORP, INC. ANNOUNCES FIRST QUARTER EARNINGS AND

April 4, 2016 DEFA14A

United Financial Bancorp DEFA14A

DEFA14A SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

April 4, 2016 DEF 14A

United Financial Bancorp DEF 14A

SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

March 7, 2016 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K þ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Fiscal Year Ended December 31, 2015 OR ¨ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number: 001-35028 United Financial Bancorp, Inc. (Exact name of registrant as

March 7, 2016 EX-10.18

Employment Agreement as amended and restated by and among United Financial Bancorp, Inc., United Bank and David Paulson, effective January 1, 2016 (incorporated herein by reference to Exhibit 10.18 to the Company’s Annual Report on Form 10-K for the year ended December 31, 2015 filed on March 7, 2016)

EXHIBIT 10.18 EMPLOYMENT AGREEMENT This Employment Agreement (the “Agreement”) is made effective January 1, 2016 (the “Effective Date”) by and between United Financial Bancorp, Inc., a Connecticut corporation (the “Company”), United Bank (the “Bank”) and collectively with the Company, the “Employer”) and David C. Paulson (“Executive”). The Company and Executive are collectively referred to herein

March 7, 2016 EX-10.12.1

Employment Agreement as amended and restated by and among United Financial Bancorp, Inc., United Bank and Mark A. Kucia, effective January 1, 2016 (incorporated herein by reference to Exhibit 10.12.1 to the Company’s Annual Report on Form 10-K for the year ended December 31, 2015 filed March 7, 2016)

EXHIBIT 10.12.1 EMPLOYMENT AGREEMENT This Employment Agreement (the “Agreement”) is made effective January 1, 2016 (the “Effective Date”) by and between United Financial Bancorp, Inc., a Connecticut corporation (the “Company”), United Bank (the “Bank”) and collectively with the Company, the “Employer”) and Mark A. Kucia (“Executive”). The Company and Executive are collectively referred to herein a

March 7, 2016 EX-32.0

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

EXHIBIT 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Annual Report of United Financial Bancorp, Inc. (the “Company”) on Form 10-K for the year ended December 31, 2015, as filed with the Securities and Exchange Commission (the “Report”), I hereby certify pursuant to 18 U.S.C. Section 1350, as added by Section

March 7, 2016 EX-21.0

Subsidiaries of United Financial Bancorp, Inc. and United Bank (incorporated by reference to Exhibit 21.0 to the Company’s Annual Report on Form 10-K for the year ended December 31, 2015 filed on March 7, 2016)

EXHIBIT 21.0 SUBSIDIARIES OF UNITED FINANCIAL BANCORP, INC. AND UNITED BANK Subsidiary of United Financial Bancorp, Inc.: United Bank, a Connecticut chartered savings bank Subsidiaries of United Bank: United Northeast Financial Advisors, Inc., a Connecticut corporation United Bank Mortgage Company, a Connecticut corporation United Bank Investment Sub, Inc., a Connecticut corporation United Bank Re

March 7, 2016 EX-10.17

Employment Agreement as amended and restated by and among United Financial Bancorp, Inc., United Bank and Eric R. Newell, effective January 1, 2016 (incorporated herein by reference to Exhibit 10.17 to the Company’s Annual Report on Form 10-K for the year ended December 31, 2015 filed on March 7, 2016)

EXHIBIT 10.17 EMPLOYMENT AGREEMENT This Employment Agreement (the “Agreement”) is made effective January 1, 2016 (the “Effective Date”) by and between United Financial Bancorp, Inc., a Connecticut corporation (the “Company”), United Bank (the “Bank”) and collectively with the Company, the “Employer”) and Eric R. Newell (“Executive”). The Company and Executive are collectively referred to herein as

February 12, 2016 SC 13G

United Financial Bancorp UBNK AS OF 12/31/2015 (Passive Acquisition of More Than 5% of Shares)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. ) UNITED FINANCIAL BANCORP INC (Name of Issuer) COMMON STOCK (Title of Class of Securities) 910304104 (CUSIP Number) December 31, 2015 (Date of Event which Requires Filing of Statement) Check the appropriate box to designate the Rule pursuant to which this S

February 9, 2016 SC 13G

UBNK / United Financial Bancorp, Inc. / DIMENSIONAL FUND ADVISORS LP - SCHEDULE 13G Passive Investment

SC 13G 1 rrd547.htm SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* UNITED FINANCIAL BANCORP INC (Name of Issuer) Common Stock (Title of Class of Securities) 910304104 (CUSIP Number) December 31, 2015 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to desi

February 8, 2016 SC 13G/A

UBNK / United Financial Bancorp, Inc. / KEELEY ASSET MANAGEMENT CORP Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* United Financial Bancorp, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 910304104 (CUSIP Number) December 31, 2015 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to whi

January 26, 2016 EX-99.1

UNITED FINANCIAL BANCORP, INC. ANNOUNCES FOURTH QUARTER EARNINGS, PORTFOLIO PURCHASES, NEW SHARE REPURCHASE AUTHORIZATION, AND QUARTERLY DIVIDEND

Exhibit 99.1 For Immediate Release: January 26, 2016 Investor Relations Contact: Marliese L. Shaw Executive Vice President, Investor Relations Officer United Bank 860-291-3622 [email protected] Media Relations Contact: Adam J. Jeamel Regional President, Corporate Communications United Bank 860-291-3765 [email protected] UNITED FINANCIAL BANCORP, INC. ANNOUNCES FOURTH QUARTER EARNINGS,

January 26, 2016 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 26, 2016 United Financial Bancorp, Inc. Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No

January 26, 2016 EX-99.2

Fourth Quarter 2015 EarningsNASDAQ Global Select Market: UBNK Create Your Balance 2NASDAQ: UBNK This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements

fourthquarter2015earning Fourth Quarter 2015 EarningsNASDAQ Global Select Market: UBNK Create Your Balance 2NASDAQ: UBNK This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995.

December 18, 2015 8-K

Current Report

8-K 1 a8-k12182015employmentagre.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 18, 2015 United Financial Bancorp, Inc. Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Commission Fi

November 12, 2015 S-8

United Financial Bancorp S-8

S-8 1 omnibuss-8.htm S-8 As filed with the Securities and Exchange Commission on November 12, 2015 Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 United Financial Bancorp, Inc. (Exact Name of Registrant as Specified in Its Charter) Connecticut 27-3577029 (State or Other Jurisdiction of I

November 6, 2015 EX-32.0

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of United Financial Bancorp, Inc. (the “Company”) on Form 10-Q for the quarterly period ended September 30, 2015, as filed with the Securities and Exchange Commission (the “Report”), I hereby certify pursuant to 18 U.S.C. Section 1350, as

November 6, 2015 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ý Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended September 30, 2015. Commission File Number: 001-35028 UNITED FINANCIAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 27-3577029 (State or other

October 30, 2015 8-K

Submission of Matters to a Vote of Security Holders

8-K 1 a8k10302015specialmeetingr.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 29, 2015 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 001-35028 27-3577029 (State

October 26, 2015 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

8-K 1 ufb8k102615.htm UNITED FINANCIAL BANCORP, INC. 8-K 10 26 15 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 26, 2015 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 001

October 20, 2015 EX-99.1

UNITED FINANCIAL BANCORP, INC. ANNOUNCES THIRD QUARTER EARNINGS, AND QUARTERLY DIVIDEND

Exhibit 99.1 For Immediate Release: 10/20/2015 Investor Relations Contact: Marliese L. Shaw Executive Vice President, Investor Relations Officer United Bank 860-291-3622 [email protected] Media Relations Contact: Adam J. Jeamel Regional President, Corporate Communications United Bank 860-291-3765 [email protected] UNITED FINANCIAL BANCORP, INC. ANNOUNCES THIRD QUARTER EARNINGS, AND QUA

October 20, 2015 EX-99.2

Third Quarter 2015 EarningsNASDAQ Global Select Market: UBNK Create Your Balance 2NASDAQ: UBNK This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements

EX-99.2 3 exhibit992earningsdeck20.htm EXHIBIT 99.2 Third Quarter 2015 EarningsNASDAQ Global Select Market: UBNK Create Your Balance 2NASDAQ: UBNK This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are based upon the current beliefs and expectations of our management and are subject to significa

October 20, 2015 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 20, 2015 United Financial Bancorp, Inc. Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No

September 8, 2015 DEF 14A

United Financial Bancorp, Inc. 2015 Omnibus Stock Incentive Plan (incorporated herein by reference to Appendix A in the Definitive Proxy Statement on Form 14A for the Company filed September 8, 2015)

DEF 14A SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

August 7, 2015 EX-32.0

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of United Financial Bancorp, Inc. (the “Company”) on Form 10-Q for the quarterly period ended June 30, 2015, as filed with the Securities and Exchange Commission (the “Report”), I hereby certify pursuant to 18 U.S.C. Section 1350, as added

August 7, 2015 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

10-Q 1 ubnk2015063010-q.htm 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ý Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended June 30, 2015. Commission File Number: 001-35028 UNITED FINANCIAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut

July 29, 2015 8-K/A

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 29, 2015 United Financial Bancorp, Inc. Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

July 29, 2015 EX-99.2

Create Your Balance NASDAQ: UBNK KBW 2015 Community Bank Investor Conference 2 Who is United? NASDAQ: UBNK Our Vision is: The Pursuit of Excellence with respect to our customers, employees, shareholders and communities we serve NASDAQ: UBNK 3 4 Manag

ex992presentationtogroup Create Your Balance NASDAQ: UBNK KBW 2015 Community Bank Investor Conference 2 Who is United? NASDAQ: UBNK Our Vision is: The Pursuit of Excellence with respect to our customers, employees, shareholders and communities we serve NASDAQ: UBNK 3 4 Management Team Name Title/Function Years in Industry / Years at United Prior Experience William H.

July 29, 2015 EX-99.1

Second Quarter 2015 EarningsNASDAQ Global Select Market: UBNK Create Your Balance 2NASDAQ: UBNK This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements

ex991earningspresentatio Second Quarter 2015 EarningsNASDAQ Global Select Market: UBNK Create Your Balance 2NASDAQ: UBNK This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995.

July 28, 2015 EX-99.2

Create Your Balance NASDAQ: UBNK KBW 2015 Community Bank Investor Conference 2 Who is United? NASDAQ: UBNK Our Vision is: The Pursuit of Excellence with respect to our customers, employees, shareholders and communities we serve NASDAQ: UBNK 3 4 Manag

kbwuploadas992 Create Your Balance NASDAQ: UBNK KBW 2015 Community Bank Investor Conference 2 Who is United? NASDAQ: UBNK Our Vision is: The Pursuit of Excellence with respect to our customers, employees, shareholders and communities we serve NASDAQ: UBNK 3 4 Management Team Name Title/Function Years in Industry / Years at United Prior Experience William H.

July 28, 2015 EX-99.1

First Quarter 2015 EarningsNASDAQ Global Select Market: UBNK Create Your Balance Number Description Exhibit 99.2 Investor Presentation Dated First Quarter 2015 Section 3: EX-99.2 (EX-99.2) Exhibit 99.2 2NASDAQ: UBNK This Presentation contains forward

kbwuploadas991 First Quarter 2015 EarningsNASDAQ Global Select Market: UBNK Create Your Balance Number Description Exhibit 99.

July 28, 2015 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 28, 2015 United Financial Bancorp, Inc. Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)

July 21, 2015 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 21, 2015 United Financial Bancorp, Inc. Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)

July 21, 2015 EX-99.1

UNITED FINANCIAL BANCORP, INC. ANNOUNCES RECORD REVENUE, RECORD EARNINGS, 19% ANNUALIZED COMMERCIAL LOAN GROWTH AND QUARTERLY DIVIDEND

EX-99.1 2 ex-99120150630.htm EXHIBIT 99.1 Exhibit 99.1 For Immediate Release: July 21, 2015 Investor Relations Contact: Marliese L. Shaw Executive Vice President, Investor Relations Officer United Bank 860-291-3622 [email protected] Media Relations Contact: Adam J. Jeamel Senior Vice President, Corporate Communications United Bank 860-291-3765 [email protected] UNITED FINANCIAL BANCORP

July 21, 2015 EX-99.2

Second Quarter 2015 EarningsNASDAQ Global Select Market: UBNK Create Your Balance 2NASDAQ: UBNK This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements

EX-99.2 3 ex992earningspresentatio.htm EXHIBIT 99.2 Second Quarter 2015 EarningsNASDAQ Global Select Market: UBNK Create Your Balance 2NASDAQ: UBNK This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are based upon the current beliefs and expectations of our management and are subject to signific

June 26, 2015 11-K

United Financial Bancorp 11-K

SECURITIES AND EXCHANGE COMMISSION Page 1 of 22 SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.

June 17, 2015 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) June 17, 2015 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Com

May 22, 2015 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 21, 2015 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Comm

May 21, 2015 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 21, 2015 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 001-35028 27-3577029 (State or other jurisdiction (Commission (IRS Employ

May 21, 2015 EX-99.1

Create Your Balance Annual Shareholders Meeting NASDAQ: UBNK This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are based upon the current beliefs

annualmeetingpresentatio Create Your Balance Annual Shareholders Meeting NASDAQ: UBNK This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995.

May 8, 2015 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ý Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended March 31, 2015. Commission File Number: 001-35028 UNITED FINANCIAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 27-3577029 (State or other juri

April 21, 2015 EX-99.1

UNITED FINANCIAL BANCORP, INC. ANNOUNCES RECORD REVENUE, RECORD EARNINGS AND 20% INCREASE IN DIVIDEND

Exhibit 99.1 For Immediate Release: April 21, 2015 Investor Relations Contact: Marliese L. Shaw Executive Vice President, Investor Relations Officer United Bank 860-291-3622 [email protected] Media Relations Contact: Adam J. Jeamel Senior Vice President, Corporate Communications United Bank 860-291-3765 [email protected] UNITED FINANCIAL BANCORP, INC. ANNOUNCES RECORD REVENUE, RECORD E

April 21, 2015 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 21, 2015 United Financial Bancorp, Inc. Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)

April 21, 2015 EX-99.2

First Quarter 2015 EarningsNASDAQ Global Select Market: UBNK Create Your Balance Number Description Exhibit 99.2 Investor Presentation Dated First Quarter 2015 Section 3: EX-99.2 (EX-99.2) Exhibit 99.2 2NASDAQ: UBNK This Presentation contains forward

earningsdeck2015q1tuesda First Quarter 2015 EarningsNASDAQ Global Select Market: UBNK Create Your Balance Number Description Exhibit 99.

April 16, 2015 EX-99.1

An Open Letter to the Community from the United Bank Board of Directors In Memory of our Friend and Colleague - Stuart E. Magdefrau July 1, 1954 -- April 12, 2015

8k150416Exhibit991Magdefrauletter Exhibit 99.1 April 22, 2015 An Open Letter to the Community from the United Bank Board of Directors In Memory of our Friend and Colleague - Stuart E. Magdefrau July 1, 1954 - April 12, 2015 On behalf of the Board of Directors, we want to publicly express our sincere condolences on the passing of Stuart ?Stu? Magdefrau ? a longtime and dedicated United Bank (former

April 16, 2015 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 12, 2015 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Co

March 23, 2015 DEF 14A

Amendment to Certificate of Incorporation increasing authorized common stock from 60,000,000 shares to 120,000,000 shares (incorporated herein by reference to Exhibit B in the definitive proxy statement filed on March 23, 2015)

DEF 14A 1 d864161ddef14a.htm DEFINITIVE PROXY STATEMENT SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use o

March 9, 2015 EX-10.19

Form of United Financial Bancorp, Inc. Executive Change in Control Severance Plan, effective January 21, 2015 (incorporated herein by reference to Exhibit 10.19 to the Company’s Annual Report on Form 10-K for the year ended December 31, 2014 filed on March 9, 2015)

EXHIBIT 10.19 UNITED FINANCIAL BANCORP, INC. EXECUTIVE CHANGE IN CONTROL SEVERANCE PLAN THIS EXECUTIVE CHANGE IN CONTROL SEVERANCE PLAN (this “Plan”) was established January 21, 2015 (the “Effective Date”) to provide for change of control benefits to certain eligible executives of United Financial Bancorp, Inc., a Connecticut corporation (the “Company”), United Bank and their affiliates in the cir

March 9, 2015 EX-14

United Financial Bancorp, Inc., United Bank, Standards of Conduct Policy Employees (incorporated herein by reference to Exhibit 14 to the Company’s Annual Report on Form 10-K for the year ended December 31, 2014 filed on March 9, 2015)

EXHIBIT 14. UNITED FINANCIAL BANCORP, INC. UNITED BANK STANDARDS OF CONDUCT POLICY - EMPLOYEES May 2014 I. INTRODUCTION The continued success of United Financial Bancorp, Inc., United Bank and United Bank’s subsidiaries (hereinafter collectively referred to as the "Bank") depends in large part on the confidence and trust the public places in the Bank. Our Employees play a key role in helping prese

March 9, 2015 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K þ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Fiscal Year Ended December 31, 2014 OR ¨ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number: 001-35028 United Financial Bancorp, Inc. (Exact name of registrant as

March 9, 2015 EX-21

SUBSIDIARIES OF UNITED FINANCIAL BANCORP, INC. AND UNITED BANK

EXHIBIT 21 SUBSIDIARIES OF UNITED FINANCIAL BANCORP, INC. AND UNITED BANK Subsidiary of United Financial Bancorp, Inc.: United Bank, a Connecticut chartered savings bank Subsidiaries of United Bank: United Northeast Financial Advisors, Inc., a Connecticut corporation United Bank Mortgage Company, a Connecticut corporation United Bank Investment Sub, Inc., a Connecticut corporation United Bank Resi

February 27, 2015 PRE 14A

UBNK / United Financial Bancorp, Inc. PRE 14A - - PRELIMINARY PROXY STATEMENT

Preliminary Proxy Statement SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

February 12, 2015 SC 13G/A

UBNK / United Financial Bancorp, Inc. / Rockville Bank Employee Stock Ownership Plan - SC 13G/A Passive Investment

SC 13G/A 13G CUSIP No. 910304104 Page 1 of 6 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2 (Amendment No. 3)* United Financial Bancorp, Inc. (Name of Issuer) Common Stock, no par value (Title of Class of

February 9, 2015 SC 13G

UBNK / United Financial Bancorp, Inc. / KEELEY ASSET MANAGEMENT CORP Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 United Financial Bancorp, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 910304104 (CUSIP Number) December 31, 2014 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is

February 4, 2015 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 4, 2015 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorpo

February 4, 2015 EX-99.1

united financial bancorp, inc.

EX-99.1 Exhibit 99.1 united financial bancorp, inc. Create Your Balance united financial bancorp, inc. NASDAQ Global Select Market: UBNK FourthQuarter 2014 Forward Looking Statements This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are based upon the current beliefs and expectations of our man

January 27, 2015 EX-99.1

UNITED FINANCIAL BANCORP, INC. ANNOUNCES FOURTH QUARTER AND ANNUAL EARNINGS RESULTS, AND FOURTH QUARTER DIVIDEND

EX-99.1 2 d858398dex991.htm EX-99.1 Exhibit 99.1 For Immediate Release: January 27, 2015 Investor Relations Contact: Marliese L. Shaw EVP, Investor Relations Officer United Bank 860-291-3622 [email protected] Media Relations Contact: Adam J. Jeamel SVP, Corporate Communications United Bank 860-291-3765 [email protected] UNITED FINANCIAL BANCORP, INC. ANNOUNCES FOURTH QUARTER AND ANNUAL

January 27, 2015 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 27, 2015 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorpo

January 12, 2015 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 12, 2015 United Financial Bancorp, Inc. Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No

January 12, 2015 EX-99.1

United Bank Adds Four More Top Commercial Bankers in Mass.; Local Bankers to Cover Greater Springfield Market

Exhibit 99.1 For Immediate Release: Contact: Adam J. Jeamel January 12, 2015 Vice President, Corporate Communications United Bank 860-291-3765 [email protected] United Bank Adds Four More Top Commercial Bankers in Mass.; Local Bankers to Cover Greater Springfield Market (Glastonbury, Conn., January 12, 2015) - William H.W. Crawford, IV, Chief Executive Officer of United Financial Bancorp, I

January 7, 2015 EX-99.1

United Bank Adds Three Leading Commercial Bankers to their Worcester Commercial Banking Team

For Immediate Release: Contact: Adam J. Jeamel January 6, 2015 Vice President, Corporate Communications United Bank 860-291-3765 [email protected] United Bank Adds Three Leading Commercial Bankers to their Worcester Commercial Banking Team (Glastonbury, Conn., January 6, 2015) - William H.W. Crawford, IV, Chief Executive Officer of United Financial Bancorp, Inc. (NASDAQ: UBNK) and United Ba

January 7, 2015 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 06, 2015 United Financial Bancorp, Inc. Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No

December 29, 2014 EX-99.1

United Financial Bancorp, Inc. Unveils Q4 Restructuring Initiatives

Exhibit 99.1 For Immediate Release: December 29, 2014 Investor Relations Contact: Media Relations Contact: Marliese L. Shaw Adam J. Jeamel EVP, Investor Relations Officer VP, Corporate Communications United Bank United Bank 860-291-3622 860-291-3765 [email protected] [email protected] United Financial Bancorp, Inc. Unveils Q4 Restructuring Initiatives (Glastonbury, Conn., December 29,

December 29, 2014 EX-99.2

United Bank Implements Branch Optimization Plan Bank Identifies 5 Branches for Closure after Carefully Considering Whether They Supported United's Overall Branch Network

Exhibit 99.2 For Immediate Release: Contact: Adam Jeamel December 29, 2014 Vice President, Corporate Communications United Bank (860) 291-3765 [email protected] United Bank Implements Branch Optimization Plan Bank Identifies 5 Branches for Closure after Carefully Considering Whether They Supported United's Overall Branch Network (Glastonbury, Conn., December 29, 2014) United Bank of Glaston

December 29, 2014 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 29, 2014 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation)

November 12, 2014 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 12, 2014 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 001-35028 27-3577029 (State or other jurisdiction (Commissi

November 12, 2014 EX-99.1

Create Your Balance

EX-99.1 2 d818707dex991.htm EX-99.1 Exhibit 99.1 Create Your Balance NASDAQ Global Select Market: UBNK Third Quarter 2014 Forward Looking Statements This Presentation contains forward-looking statements that are within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are based upon the current beliefs and expectations of our management and are subject to signifi

November 7, 2014 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

10-Q 1 ubnk2014093010-q.htm 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ý Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the quarterly period ended September 30, 2014. Commission File Number: 001-35028 UNITED FINANCIAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connec

October 29, 2014 8-K

Current Report

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 29, 2014 United Financial Bancorp, Inc. Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identifi

October 29, 2014 EX-99.1

United Financial Bancorp, Inc. (UBNK) Announces Completion of Stock Repurchase Plan

EX-99.1 Exhibit 99.1 For Immediate Release: October 29, 2014 Investor Relations Contact: Media Relations Contact: Marliese L. Shaw Adam J. Jeamel Executive Vice President, Investor Relations Officer Vice President, Corporate Communications United Bank United Bank 860-291-3622 860-291-3765 [email protected] [email protected] United Financial Bancorp, Inc. (UBNK) Announces Completion of

October 22, 2014 EX-99.1

UNITED FINANCIAL BANCORP, INC. THIRD QUARTER PERFORMANCE HIGHLIGHTED BY STRONG ORGANIC GROWTH

EX-99.1 2 d809319dex991.htm EX-99.1 Exhibit 99.1 For Immediate Release: October 22, 2014 Investor Relations Contact: Marliese L. Shaw Executive Vice President, Investor Relations Officer United Bank 860-291-3622 [email protected] Media Relations Contact: Adam J. Jeamel Vice President, Corporate Communications United Bank 860-291-3765 [email protected] UNITED FINANCIAL BANCORP, INC. THI

October 22, 2014 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 22, 2014 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorpo

October 16, 2014 8-K

Other Events

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 16, 2014 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorpo

October 16, 2014 EX-99.1

United Financial Bancorp, Inc. (UBNK) Adopts Stock Repurchase Plan

EX-99.1 2 d805924dex991.htm EX-99.1 Exhibit 99.1 For Immediate Release: October 16, 2014 Investor Relations Contact: Media Relations Contact: Marliese L. Shaw Adam J. Jeamel Executive Vice President, Investor Relations Officer Vice President, Corporate Communications United Bank United Bank 860-291-3622 860-291-3765 [email protected] [email protected] United Financial Bancorp, Inc. (UB

October 15, 2014 8-K

Other Events

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 15, 2014 United Financial Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 001-35028 27-3577029 (State or other jurisdiction of incorpo

September 24, 2014 EX-99.1

UNITED FINANCIAL BANCORP, INC. ANNOUNCES CLOSING OF SUBORDINATED NOTES OFFERING

EX-99.1 Exhibit 99.1 For Immediate Release: September 24, 2014 Investor Relations Contact: Media Relations Contact: Marliese L. Shaw Adam J. Jeamel Executive Vice President, Investor Relations Officer Vice President, Corporate Communications Rockville Bank: A Division of United Bank Rockville Bank: A Division of United Bank 860-291-3622 860-291-3765 [email protected] [email protected]

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