UWMC / UWM Holdings Corporation - Pengajuan SECLaporan Tahunan, Pernyataan Proksi

UWM Holdings Corporation
US ˙ NYSE

Mga Batayang Estadistika
LEI 549300HW662MN1WU8550
CIK 1783398
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to UWM Holdings Corporation
SEC Filings (Chronological Order)
Halaman ini menyediakan daftar lengkap dan kronologis dari Pengajuan SEC, tidak termasuk pengajuan kepemilikan yang kami sediakan di tempat lain.
August 7, 2025 EX-99.1

UWM Holdings Corporation Announces Second Quarter 2025 Results Second Quarter Net Income of $314.5 million. Loan Origination Volume of $39.7 billion, up 18% Year over Year

Exhibit 99.1 UWM Holdings Corporation Announces Second Quarter 2025 Results Second Quarter Net Income of $314.5 million. Loan Origination Volume of $39.7 billion, up 18% Year over Year PONTIAC, MI, August 7, 2025 - UWM Holdings Corporation (NYSE: UWMC) (“UWMC” or the “Company”), the publicly traded indirect parent of United Wholesale Mortgage (“UWM”), today announced its results for the second qua

August 7, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): August 7, 2025 UWM Holdings Corpo

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): August 7, 2025 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 84-2124167 (State or other jurisdiction of incorporation) (Commission Fil

August 7, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001

June 6, 2025 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): June 4, 2025 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 84-2124167 (State or other jurisdiction of incorporation) (Commission File

May 6, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 6, 2025 UWM Holdings Corporat

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 6, 2025 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 84-2124167 (State or other jurisdiction of incorporation) (Commission File N

May 6, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 00

May 6, 2025 EX-99.1

UWM Holdings Corporation Announces First Quarter 2025 Results First Quarter Loan Origination Volume of $32.4 Billion, up 17% Year Over Year, Highest Q1 Originations Since 2022

Exhibit 99.1 UWM Holdings Corporation Announces First Quarter 2025 Results First Quarter Loan Origination Volume of $32.4 Billion, up 17% Year Over Year, Highest Q1 Originations Since 2022 PONTIAC, MI, May 6, 2025 - UWM Holdings Corporation (NYSE: UWMC) (the "Company"), the publicly traded indirect parent of United Wholesale Mortgage (“UWM”), today announced its results for the first quarter ended

April 25, 2025 DEF 14A

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

Table of Contents SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant  ☒ Filed by a Party other than the Registrant Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Definitive Proxy Statement ☐ Definitive Additional Materials ☐ Soliciting Material Pursuant to Section 240.

April 25, 2025 DEFA14A

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

DEFA14A SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Proxy Statement ☒ Definitive Additional Materials ☐ Soliciting Material Pursuant to Section 240.

March 31, 2025 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): March 28, 2025 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 84-2124167 (State or other jurisdiction of incorporation) (Commission Fil

February 27, 2025 10-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Amendment No. 1)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Amendment No. 1) (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-3

February 26, 2025 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-391

February 26, 2025 EX-10.20 1

Amended and Restated Master Purchase Agreement and Securities Contract, conformed through Amendment No. 8, dated January 30, 2025, between United Wholesale Mortgage, LLC, as seller, and Bank of Montreal, as buyer.

Exhibit 10.20.1* CONFORMED COPY, through: Omnibus Amendment, dated as of December 14, 2020; Amendment No. 2, dated as of December 29, 2020; Amendment No. 3, dated as of April 30, 2021; Amendment No. 4., dated as of September 10, 2021; Amendment No. 5, dated as of July 7, 2022; Amendment No. 6, dated as of October 13, 2022; Amendment No. 7, dated as of May 25, 2023; and Amendment No. 8, dated as of

February 26, 2025 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): February 26, 2025 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 84-2124167 (State or other jurisdiction of incorporation) (Commission

February 26, 2025 EX-99.1

UWM Holdings Corporation Announces Fourth Quarter & Full Year 2024 Results Full Year 2024 Loan Origination Volume of $139.4 Billion and Gain Margin of 110 Basis Points

Exhibit 99.1 UWM Holdings Corporation Announces Fourth Quarter & Full Year 2024 Results Full Year 2024 Loan Origination Volume of $139.4 Billion and Gain Margin of 110 Basis Points PONTIAC, MI, February 26, 2025 - UWM Holdings Corporation (NYSE: UWMC) (the "Company"), the publicly traded indirect parent of United Wholesale Mortgage (“UWM”), today announced its results for the fourth quarter and fu

February 26, 2025 EX-19

UWM Holdings Corporation Insider Trading Policy

EX-19 4 exhibit19-uwmxinsidertradi.htm EX-19 Exhibit 19 UWM HOLDINGS CORPORATION INSIDER TRADING POLICY Prohibition Against Insider Trading: It is a violation of UWM policy and federal law for any team member to trade in UWM securities while the team member is aware of material, nonpublic information about UWM. It is also illegal and against UWM policy to communicate or “tip” material, nonpublic i

February 26, 2025 EX-10.22

Form of 2024 UWM Holdings Corporation Restricted Stock Unit Agreement

EX-10.22 3 exhibit1022-formofrsuaward.htm EX-10.22 Exhibit 10.22 UWM HOLDINGS CORPORATION RESTRICTED STOCK UNIT AGREEMENT This RESTRICTED STOCK UNIT AGREEMENT (this “Agreement”) is made by and between UWM Holdings Corporation, a Delaware corporation (“UWMC”), and the participant (the “Participant”) specified on the Award Acceptance page (the “Award Acceptance Page”) of the Fidelity NetBenefits equ

February 11, 2025 EX-99.1

JOINT FILING AGREEMENT

EXHIBIT I JOINT FILING AGREEMENT This will confirm the agreement by and among the undersigned that the Schedule 13G filed with the Securities and Exchange Commission on or about the date hereof with respect to the beneficial ownership by the undersigned of the Class A Common Stock, par value $0.

December 16, 2024 EX-4.11

Indenture, dated December 10, 2024, by and between UWM Holdings, LLC, as issuer, United Wholesale Mortgage, as guarantor, and U.S. Bank Trust Company, National Association, as trustee.

UWM HOLDINGS, LLC, as Issuer, UNITED WHOLESALE MORTGAGE, LLC, as Guarantor and U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION, as Trustee Indenture Dated as of December 10, 2024 6.625% Senior Notes Due 2030 TABLE OF CONTENTS Page ARTICLE 1 DEFINITIONS AND INCORPORATION BY REFERENCE Section 1.01 Definitions 1 Section 1.02 Rules of Construction 34 Section 1.03 Limited Condition Transactions 34 ARTICL

December 16, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): December 10, 2024 UWM Holdings Co

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): December 10, 2024 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 84-2124167 (State or other jurisdiction of incorporation) (Commission

December 6, 2024 EX-99.1

UWM Holdings Corporation Announces Offering of Senior Notes Due 2030

UWM Holdings Corporation Announces Offering of Senior Notes Due 2030 PONTIAC, MI, December 5, 2024 - UWM Holdings Corporation (NYSE: UWMC) (“UWMC”) announced today that its direct subsidiary, UWM Holdings, LLC (“UWM Holdings”), has commenced a private offering of $500 million aggregate principal amount of senior notes due 2030 (the “Notes”).

December 6, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): December 5, 2024 UWM Holdings Cor

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): December 5, 2024 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 84-2124167 (State or other jurisdiction of incorporation) (Commission F

December 6, 2024 EX-99.2

UWM Holdings Corporation Announces Pricing of Upsized Offering of $800 Million of 6.625% Senior Notes Due 2030

UWM Holdings Corporation Announces Pricing of Upsized Offering of $800 Million of 6.

December 6, 2024 EX-10.25

Purchase Agreement, dated December 5, 2024, among UWM Holdings, LLC and J.P. Morgan Securities LLC, as representative of the several initial purchasers listed on Schedule A thereto.

$800,000,000 UWM Holdings, LLC 6.625% Senior Notes due 2030 PURCHASE AGREEMENT December 5, 2024 J.P. Morgan Securities LLC As Representative of the several Purchasers listed in Schedule A hereto c/o J.P. Morgan Securities LLC 383 Madison Avenue New York, New York 10179 1.Introductory. UWM Holdings, LLC, a Delaware limited liability company (the “Company”), agrees with the several initial purchaser

November 29, 2024 SC 13G/A

UWMC / UWM Holdings Corporation / Garvin Family Sports, L.L.C. - FORM SC 13G/A8 Passive Investment

SC 13G/A 1 e6176sc13ga8.htm FORM SC 13G/A8 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 8)* UWM Holdings Corporation (Name of Issuer) CLASS A COMMON STOCK (Title of Class of Securities) 91823B109 (CUSIP Number) November 27, 2024 (Date of Event which Requires Filing of this Statement) Check the appropri

November 25, 2024 SC 13G/A

UWMC / UWM Holdings Corporation / Garvin Family Sports, L.L.C. - FORM SC 13G/A7 Passive Investment

SC 13G/A 1 e6170sc13ga7.htm FORM SC 13G/A7 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 7)* UWM Holdings Corporation (Name of Issuer) CLASS A COMMON STOCK (Title of Class of Securities) 91823B109 (CUSIP Number) November 25, 2024 (Date of Event which Requires Filing of this Statement) Check the appropri

November 14, 2024 SC 13G/A

UWMC / UWM Holdings Corporation / CITADEL ADVISORS LLC - SC 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G* (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2 (Amendment No. 1)* UWM Holdings Corporation (Name of Issuer) Class A Common Stock, par value $0.0001 per share (the “Shares”) (Title of Class of Securities) 9

November 8, 2024 SC 13G/A

UWMC / UWM Holdings Corporation / Garvin Family Sports, L.L.C. - FORM SC 13G/A6 Passive Investment

SC 13G/A 1 e6112sc13ga6.htm FORM SC 13G/A6 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 6)* UWM Holdings Corporation (Name of Issuer) CLASS A COMMON STOCK (Title of Class of Securities) 91823B109 (CUSIP Number) November 5, 2024 (Date of Event which Requires Filing of this Statement) Check the appropria

November 7, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file numbe

November 7, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 7, 2024 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 82-2124167 (State or other jurisdiction of incorporation) (Commission F

November 7, 2024 EX-99.1

UWM Holdings Corporation Announces Third Quarter 2024 Results Third Quarter Net Income of $31.9 Million. Loan Origination Volume of $39.5 Billion, Including Purchase Volume of $26.2 Billion.

Exhibit 99.1 UWM Holdings Corporation Announces Third Quarter 2024 Results Third Quarter Net Income of $31.9 Million. Loan Origination Volume of $39.5 Billion, Including Purchase Volume of $26.2 Billion. PONTIAC, MI, November 7, 2024 - UWM Holdings Corporation (NYSE: UWMC) (the "Company"), the publicly traded indirect parent of United Wholesale Mortgage (“UWM”), today announced its results for the

November 7, 2024 EX-10.13 12

Amendment No. 18 to Master Repurchase Agreement, dated October 1, 2024, by and between UWM and UBS AG (incorporated by reference to the Company’s Current Report on Form 8-K filed on January 22, 2021)

Exhibit 10.13.12 CONFORMED THRU AMENDMENT NO. 18 MASTER REPURCHASE AGREEMENT Between: UBS AG, BY AND THROUGH ITS BRANCH OFFICE AT 1285 AVENUE OF THE AMERICAS, NEW YORK, NEW YORK, as Buyer and UNITED WHOLESALE MORTGAGE, LLC, as Seller Dated as of November 5, 2014 Certain portions of this exhibit have been redacted in accordance with Item 601(b)(10) of Regulation S-K. This information is not materia

November 6, 2024 SC 13G/A

UWMC / UWM Holdings Corporation / Garvin Family Sports, L.L.C. - FORM SC 13G/A Passive Investment

SC 13G/A 1 e6098sc13ga5.htm FORM SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 5)* UWM Holdings Corporation (Name of Issuer) CLASS A COMMON STOCK (Title of Class of Securities) 91823B109 (CUSIP Number) November 5, 2024 (Date of Event which Requires Filing of this Statement) Check the appropriat

October 31, 2024 SC 13G/A

UWMC / UWM Holdings Corporation / Garvin Family Sports, L.L.C. - FORM SC 13G/A4 Passive Investment

SC 13G/A 1 e6078sc13ga4.htm FORM SC 13G/A4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 4)* UWM Holdings Corporation (Name of Issuer) CLASS A COMMON STOCK (Title of Class of Securities) 91823B109 (CUSIP Number) October 31, 2024 (Date of Event which Requires Filing of this Statement) Check the appropria

October 22, 2024 SC 13G/A

UWMC / UWM Holdings Corporation / Garvin Family Sports, L.L.C. - SC 13G/A3 Passive Investment

SC 13G/A 1 e6049sc13ga3.htm SC 13G/A3 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3)* UWM Holdings Corporation (Name of Issuer) CLASS A COMMON STOCK (Title of Class of Securities) 91823B109 (CUSIP Number) October 22, 2024 (Date of Event which Requires Filing of this Statement) Check the appropriate bo

October 17, 2024 SC 13G/A

UWMC / UWM Holdings Corporation / Garvin Family Sports, L.L.C. - FORM SC 13G/A2 Passive Investment

SC 13G/A 1 e6041sc13ga2.htm FORM SC 13G/A2 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)* UWM Holdings Corporation (Name of Issuer) CLASS A COMMON STOCK (Title of Class of Securities) 91823B109 (CUSIP Number) October 17, 2024 (Date of Event which Requires Filing of this Statement) Check the appropria

October 16, 2024 SC 13G

UWMC / UWM Holdings Corporation / Garvin Family Sports, L.L.C. - FORM SC 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* UWM Holdings Corporation (Name of Issuer) CLASS A COMMON STOCK (Title of Class of Securities) 91823B109 (CUSIP Number) October 11, 2024 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to whi

October 16, 2024 SC 13G/A

UWMC / UWM Holdings Corporation / Garvin Family Sports, L.L.C. - FORM SC 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* UWM Holdings Corporation (Name of Issuer) CLASS A COMMON STOCK (Title of Class of Securities) 91823B109 (CUSIP Number) October 14, 2024 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to wh

October 15, 2024 SC 13D/A

UWMC / UWM Holdings Corporation / Mat Ishbia - SC 13D/A Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 4)* UWM Holdings Corporation (Name of Issuer) Class A Common Stock, par value $0.0001 per share (Title of Class of Securities) 91823B 109 (Common Stock) (CUSIP Number) Mat Ishbia SFS Holding Corp. 585 South Boulevard E Pontiac, Michigan 48341 (800) 981-8898

October 15, 2024 SC 13G

UWMC / UWM Holdings Corporation / JRL Loyal Trust - SC 13G Passive Investment

SC 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* UWM Holdings Corporation (Name of Issuer) Class A Common Stock, par value $0.0001 per share (Title of Class of Securities) 91823B109 (CUSIP Number) October 15, 2024 (Date of Event Which Requires Filing of this Statement) Check the appropriate box t

October 4, 2024 SC 13G/A

UWMC / UWM Holdings Corporation / Hilton Family Sports Limited Partnership - SC 13G/A Passive Investment

SC 13G/A CUSIP No. 91823B109 Page 1 of 8 Pages UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 1)* UWM Holdings Corporation (Name of Issuer) Class A Common Stock, par value $0.0001 per share (Title of Class of Securities) 91823B109 (CUSIP Number) October 4, 2024 (Date of Event Which Requires Filing of t

October 4, 2024 EX-99.A

JOINT FILING AGREEMENT

EX-99.A 2 d831457dex99a.htm EX-99.A Exhibit A JOINT FILING AGREEMENT The undersigned hereby agree that the Amendment No. 1 to Schedule 13G with respect to the shares of Class A Common Stock, par value $0.0001 per share, of UWM Holdings Corporation, a Delaware corporation, dated as of October 4, 2024, is, and any amendments thereto signed by each of the undersigned shall be, filed on behalf of each

October 3, 2024 SC 13G

UWMC / UWM Holdings Corporation / Hilton Family Sports Limited Partnership - SC 13G Passive Investment

SC 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* UWM Holdings Corporation (Name of Issuer) Class A Common Stock, par value $0.0001 per share (Title of Class of Securities) 91823B109 (CUSIP Number) October 3, 2024 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to

October 3, 2024 SC 13G

UWMC / UWM Holdings Corporation / Rogers Real Estate Holdings, L.L.C. - SC 13G Passive Investment

SC 13G CUSIP No. 91823B109 Page 1 of 5 Pages UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* UWM Holdings Corporation (Name of Issuer) Class A Common Stock, par value $0.0001 per share (Title of Class of Securities) 91823B109 (CUSIP Number) October 3, 2024 (Date of Event Which Requires Filing of this S

October 3, 2024 SC 13D/A

UWMC / UWM Holdings Corporation / Mat Ishbia - SC 13D/A Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 3)* UWM Holdings Corporation (Name of Issuer) Class A Common Stock, par value $0.0001 per share (Title of Class of Securities) 91823B 109 (Common Stock) (CUSIP Number) Mat Ishbia SFS Holding Corp. 585 South Boulevard E Pontiac, Michigan 48341 (800) 981-8898

October 3, 2024 SC 13G

UWMC / UWM Holdings Corporation / Rogers Holdings, LLP - SC 13G Passive Investment

SC 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* UWM Holdings Corporation (Name of Issuer) Class A Common Stock, par value $0.0001 per share (Title of Class of Securities) 91823B109 (CUSIP Number) October 3, 2024 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to

September 27, 2024 SC 13G

UWMC / UWM Holdings Corporation / CITADEL ADVISORS LLC - SC 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G* (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2 (Amendment No. )* UWM Holdings Corporation (Name of Issuer) Class A Common Stock, par value $0.0001 per share (the “Shares”) (Title of Class of Securities) 91

September 27, 2024 EX-99.1

JOINT FILING AGREEMENT

EXHIBIT 99.1 JOINT FILING AGREEMENT The undersigned hereby agree that the Statement on Schedule 13G filed herewith (and any amendments thereto), relating to the Shares of UWM Holdings Corporation, a Delaware corporation, is being filed jointly with the Securities and Exchange Commission pursuant to Rule 13d-1(c) under the Securities Exchange Act of 1934, as amended, on behalf of each of the unders

September 18, 2024 SC 13D/A

UWMC / UWM Holdings Corporation / Mat Ishbia - SC 13D/A Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 2)* UWM Holdings Corporation (Name of Issuer) Class A Common Stock, par value $0.0001 per share (Title of Class of Securities) 91823B 109 (Common Stock) (CUSIP Number) Mat Ishbia SFS Holding Corp. 585 South Boulevard E Pontiac, Michigan 48341 (800) 981-8898

September 4, 2024 SC 13D/A

UWMC / UWM Holdings Corporation / Mat Ishbia - SC 13D/A Activist Investment

SC 13D/A 1 uwm-schedule13daxamendmen.htm SC 13D/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 1)* UWM Holdings Corporation (Name of Issuer) Class A Common Stock, par value $0.0001 per share (Title of Class of Securities) 91823B 109 (Common Stock) (CUSIP Number) Mat Ishbia SFS Holding Corp. 585 South B

August 6, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): August 6, 2024 UWM Holdings Corpo

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): August 6, 2024 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 82-2124167 (State or other jurisdiction of incorporation) (Commission Fil

August 6, 2024 EX-99.1

UWM Holdings Corporation Announces Second Quarter 2024 Results Second Quarter Net Income of $76.3 Million. Loan Origination Volume of $33.6 Billion, Including Purchase Volume of $27.2 Billion.

Exhibit 99.1 UWM Holdings Corporation Announces Second Quarter 2024 Results Second Quarter Net Income of $76.3 Million. Loan Origination Volume of $33.6 Billion, Including Purchase Volume of $27.2 Billion. PONTIAC, MI, August 6, 2024 - UWM Holdings Corporation (NYSE: UWMC) (the "Company"), the publicly traded indirect parent of United Wholesale Mortgage (“UWM”), today announced its results for the

August 6, 2024 EX-10.22 2

Amendment No. 6 to the Amended and Restated Loan and Security Agreement, dated January 20, 2023, between United Wholesale Mortgage, LLC and Citibank, N.A. (incorporated by reference from the Company’s Annual Report on Form 10-K filed on March 1, 2023)

Exhibit 10.22.2 AMENDMENT NUMBER SIX to the AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT Dated as of September 30, 2022, among UNITED WHOLESALE MORTGAGE, LLC, and CITIBANK, N.A. This AMENDMENT NUMBER SIX (this “Amendment”) is made this 27th day of June, 2024, to the Amended and Restated Loan and Security Agreement, dated as of September 30, 2022 (as amended, restated, supplemented or otherwise

August 6, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001

June 20, 2024 CORRESP

585 South Boulevard E Pontiac, Michigan 48341

585 South Boulevard E Pontiac, Michigan 48341 June 20, 2024 Securities and Exchange Commission Division of Corporate Finance 100 F Street, NE Washington, DC 20549 Attention: Marc Thomas Robert Klein Re: UWM Holdings Corporation Form 10-K for the Fiscal Year Ended December 31, 2023 Form 10-Q for the Quarterly Period Ended March 31, 2024 File No.

June 5, 2024 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): June 4, 2024 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 82-2124167 (State or other jurisdiction of incorporation) (Commission File

May 9, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 9, 2024 UWM Holdings Corporat

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 9, 2024 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 82-2124167 (State or other jurisdiction of incorporation) (Commission File N

May 9, 2024 EX-10.23 1

First Amendment to Credit Agreement, dated March 20, 2024, between United Wholesale Mortgage, LLC, as borrower, and Goldman Sachs Bank USA, as administrative agent, and the lenders from time to time party thereto.

EXHIBIT 10.23.1* FIRST AMENDMENT TO CREDIT AGREEMENT This FIRST AMENDMENT TO CREDIT AGREEMENT (this “Amendment”), is entered into as of March 20, 2024, by and among UNITED WHOLESALE MORTGAGE, LLC, a Michigan limited liability company, as borrower (the “Borrower”), the financial institutions that are parties hereto as lenders (each such financial institution, a “Lender” and collectively, the “Lende

May 9, 2024 EX-99.1

UWM Holdings Corporation Announces First Quarter 2024 Results First Quarter Net Income of $180.5 Million. Loan Origination Volume of $27.6 Billion, Including Purchase Volume of $22.1 Billion.

Exhibit 99.1 UWM Holdings Corporation Announces First Quarter 2024 Results First Quarter Net Income of $180.5 Million. Loan Origination Volume of $27.6 Billion, Including Purchase Volume of $22.1 Billion. PONTIAC, MI, May 9, 2024 - UWM Holdings Corporation (NYSE: UWMC) (the "Company"), the publicly traded indirect parent of United Wholesale Mortgage (“UWM”), today announced its results for the fir

May 9, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 00

April 25, 2024 DEF 14A

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant  ☒ Filed by a Party other than the Registrant Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Definitive Proxy Statement ☐ Definitive Additional Materials ☐ Soliciting Material Pursuant to Section 240.

April 25, 2024 DEFA14A

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Proxy Statement ☒ Definitive Additional Materials ☐ Soliciting Material Pursuant to Section 240.

April 25, 2024 DEF 14A

DEF 14A

2024 PROXY STATEMENTNOTICE OF ANNUAL MEETING OF STOCKHOLDERS DATEANDTIME Tuesday,June 4, 2024 9:30 a.

February 28, 2024 EX-97

UWM Holdings Corporation Executive Officer Clawback Policy

UWM Holdings Corporation Executive Officer Clawback Policy Adopted by the Compensation Committee of the Board on November 1, 2023 (the “Adoption Date”) I.

February 28, 2024 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-391

February 28, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): February 28, 2024 UWM Holdings Co

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): February 28, 2024 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 82-2124167 (State or other jurisdiction of incorporation) (Commission

February 28, 2024 EX-99.1

UWM Holdings Corporation Announces Fourth Quarter & Full Year 2023 Results Fourth Quarter Loan Origination Volume of $24.4 Billion, Including Purchase Volume of $20.7 Billion.

Exhibit 99.1 UWM Holdings Corporation Announces Fourth Quarter & Full Year 2023 Results Fourth Quarter Loan Origination Volume of $24.4 Billion, Including Purchase Volume of $20.7 Billion. PONTIAC, MI, February 28, 2024 - UWM Holdings Corporation (NYSE: UWMC) (the "Company"), the publicly traded indirect parent of United Wholesale Mortgage (“UWM”), today announced its results for the fourth quarte

February 13, 2024 EX-99

Joint Filing Agreement.

Exhibit 99 JOINT FILING AGREEMENT In accordance with Rule 13d-1(k)(1) promulgated under the Securities Exchange Act of 1934, as amended, the undersigned hereby agree that they are jointly filing this statement on Schedule 13G.

February 13, 2024 SC 13G

UWMC / UWM Holdings Corporation / PLATINUM EQUITY LLC - SC 13G Passive Investment

Securities and Exchange Commission Washington, D.C. 20549 Schedule 13G (Rule 13d-102) Information to be Included in Statements Filed Pursuant to § 240.13d-1(b), (c) and (d) and Amendments Thereto Filed Pursuant to § 240.13d-2 UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. )* UWM Holdings Corporation (Name of Issuer) Class A Common Stock, par value $0.0001 per share (Title of Class of Sec

February 13, 2024 SC 13G/A

UWMC / UWM Holdings Corporation / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 tv02183-uwmholdingscorpclass.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 2)* Name of issuer: UWM Holdings Corp. Class A Title of Class of Securities: Common Stock CUSIP Number: 91823B109 Date of Event Which Requires Filing of this Statement: December 29, 2023 Check the appropriate box

February 13, 2024 EX-24

Power of Attorney.

Exhibit 24 Power of Attorney KNOW ALL MEN BY THESE PRESENTS, that the undersigned hereby constitutes and appoints Mary Ann Sigler as the undersigned’s true and lawful attorney-in-fact, with full power of substitution, for and in the name, place and stead of the undersigned, in any and all capacities, to: (1) prepare and execute for and on behalf of the undersigned Forms 3, 4, and 5 in accordance w

November 8, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 8, 2023 UWM Holdings Cor

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 8, 2023 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 82-2124167 (State or other jurisdiction of incorporation) (Commission F

November 8, 2023 EX-99.1

UWM Holdings Corporation Announces Third Quarter 2023 Results Third Quarter Net Income of $301.0 Million. Loan Origination Volume of $29.7 Billion, including Purchase Volume of $25.9 Billion.

Exhibit 99.1 UWM Holdings Corporation Announces Third Quarter 2023 Results Third Quarter Net Income of $301.0 Million. Loan Origination Volume of $29.7 Billion, including Purchase Volume of $25.9 Billion. PONTIAC, MI, November 8, 2023 - UWM Holdings Corporation (NYSE: UWMC) (the "Company"), the publicly traded indirect parent of United Wholesale Mortgage (“UWM”), today announced its results for th

November 8, 2023 EX-10.24

Master Repurchase Agreement and Securities Contract, conformed through Amendment No. 7, dated May 25, 2023, between United Wholesale Mortgage, LLC, as seller, and Bank of Montreal, as buyer (incorporated by reference from the Company’s Quarterly Report on Form 10-Q filed November 8, 2023).

Exhibit 10.24* CONFORMED COPY, through: Omnibus Amendment, dated as of December 14, 2020; Amendment No. 2, dated as of December 29, 2020; Amendment No. 3, dated as of April 30, 2021; Amendment No. 4., dated as of September 10, 2021; Amendment No. 5, dated as of July 7, 2022; Amendment No. 6, dated as of October 13, 2022; and Amendment No. 7, dated as of May 25, 2023 MASTER REPURCHASE AGREEMENT AND

November 8, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file numbe

August 9, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001

August 9, 2023 EX-99.1

UWM Holdings Corporation Announces Second Quarter 2023 Results Second Quarter Loan Origination Volume of $31.8 billion, including Purchase Volume of $28.0 billion, the largest quarterly purchase production in the Company's history

Exhibit 99.1 UWM Holdings Corporation Announces Second Quarter 2023 Results Second Quarter Loan Origination Volume of $31.8 billion, including Purchase Volume of $28.0 billion, the largest quarterly purchase production in the Company's history PONTIAC, MI, August 9, 2023 - UWM Holdings Corporation (NYSE: UWMC) (the "Company"), the publicly traded indirect parent of United Wholesale Mortgage (“UWM”

August 9, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): August 9, 2023 UWM Holdings Corpo

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): August 9, 2023 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 82-2124167 (State or other jurisdiction of incorporation) (Commission Fil

June 30, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): June 30, 2023 UWM Holdings Corpor

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): June 30, 2023 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 82-2124167 (State or other jurisdiction of incorporation) (Commission File

June 8, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): June 7, 2023 UWM Holdings Corpora

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): June 7, 2023 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 82-2124167 (State or other jurisdiction of incorporation) (Commission File

May 10, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 00

May 10, 2023 EX-99.1

UWM Holdings Corporation Announces First Quarter 2023 Results First Quarter Loan Origination Volume of $22.3 billion, including Purchase Volume of $19.2 billion Best First Quarter Purchase Volume in Company History Gain Margin up 80% from Prior Quart

Exhibit 99.1 UWM Holdings Corporation Announces First Quarter 2023 Results First Quarter Loan Origination Volume of $22.3 billion, including Purchase Volume of $19.2 billion Best First Quarter Purchase Volume in Company History Gain Margin up 80% from Prior Quarter PONTIAC, MI, May 10, 2023 - UWM Holdings Corporation (NYSE: UWMC) (the "Company"), the publicly traded indirect parent of United Whole

May 10, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 10, 2023 UWM Holdings Corpora

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 10, 2023 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 82-2124167 (State or other jurisdiction of incorporation) (Commission File

April 28, 2023 DEF 14A

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

Table of Contents SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Definitive Proxy Statement ☐ Definitive Additional Materials ☐ Soliciting Material Pursuant to Section 240.

April 28, 2023 DEF 14A

DEF 14A

2023 PROXYSTATEMENTNOTICEOFANNUALMEETINGOFSTOCKHOLDERS DATE AND TIME Wednesday,June7, 2023 10:00 a.

April 28, 2023 DEFA14A

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

DEFA14A SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Proxy Statement ☒ Definitive Additional Materials ☐ Soliciting Material Pursuant to Section 240.

March 22, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): March 20, 2023 UWM Holdings Corpo

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): March 20, 2023 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 82-2124167 (State or other jurisdiction of incorporation) (Commission Fil

March 22, 2023 EX-10.23

Credit Agreement, dated March 20, 2023, between United Wholesale Mortgage, LLC, as borrower, and Goldman Sachs Bank USA, as administrative agent, and the lenders from time to time party thereto (incorporated by reference from the Company’s Current Report on Form 8-K filed March 22, 2023).

EXHIBIT 10.23* CREDIT AGREEMENT among UNITED WHOLESALE MORTGAGE, LLC as Borrower, GOLDMAN SACHS BANK USA, as Administrative Agent for the financial institutions that may from time to time become parties hereto as Lenders, and LENDERS from time to time party hereto dated as of March 20, 2023 * Certain portions of this exhibit have been redacted in accordance with Item 601(b)(10) of Regulation S-K.

March 14, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): March 14, 2023 UWM Holdings Corpo

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): March 14, 2023 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 82-2124167 (State or other jurisdiction of incorporation) (Commission Fil

March 1, 2023 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-391

March 1, 2023 EX-10.22 1

Amendment No. 1 to the Amended and Restated Loan and Security Agreement, dated January 20, 2023, between United Wholesale Mortgage, LLC and Citibank, N.A. (incorporated by reference from the Company’s Annual Report on Form 10-K filed on March 1, 2023).

Exhibit 10.22.1* AMENDMENT NUMBER ONE to the AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT Dated as of September 30, 2022, among UNITED WHOLESALE MORTGAGE, LLC, and CITIBANK, N.A. * Certain portions of this exhibit have been redacted in accordance with Item 601(b)(10) of Regulation S-K. This information is not material and would likely cause competitive harm to the registrant if publicly disclo

March 1, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): March 1, 2023 UWM Holdings Corpor

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): March 1, 2023 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 82-2124167 (State or other jurisdiction of incorporation) (Commission File

March 1, 2023 EX-99.1

UWM Holdings Corporation Announces Fourth Quarter & Full Year 2022 Results UWM Remains America's #1 Overall Mortgage Lender in the Fourth Quarter Fourth Quarter Loan Origination Volume of $25.1 billion, including Purchase Volume of $21.7 billion $931

Exhibit 99.1 UWM Holdings Corporation Announces Fourth Quarter & Full Year 2022 Results UWM Remains America's #1 Overall Mortgage Lender in the Fourth Quarter Fourth Quarter Loan Origination Volume of $25.1 billion, including Purchase Volume of $21.7 billion $931.9 million in FY 2022 Net Income PONTIAC, MI, March 1, 2023 - UWM Holdings Corporation (NYSE: UWMC) (the "Company"), the publicly traded

February 9, 2023 SC 13G/A

UWMC / UWM Holdings Corp / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 tv02155-uwmholdingscorp.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 1)* Name of issuer: UWM Holdings Corp. Title of Class of Securities: Common Stock CUSIP Number: 91823B109 Date of Event Which Requires Filing of this Statement: December 30, 2022 Check the appropriate box to designate

February 8, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): February 6, 2023 UWM Holdings Cor

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): February 6, 2023 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 82-2124167 (State or other jurisdiction of incorporation) (Commission F

January 31, 2023 SC 13G/A

UWMC / UWM Holdings Corp / AEG Holdings, LLC - SC 13G/A Passive Investment

SC 13G/A 1 d457116dsc13ga.htm SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Amendment No. 2 )* Under the Securities Exchange Act of 1934 UWM Holdings Corporation (Name of Issuer) Class A Common Stock, par value $0.0001 (Title of Class of Securities) 91823B109 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing of this Statement) Ch

January 31, 2023 EX-99.1

JOINT FILING AGREEMENT

EX-99.1 Exhibit 1 JOINT FILING AGREEMENT JOINT FILING AGREEMENT, dated as of the 31st day of January, 2023, among Gores Sponsor IV LLC, AEG Holdings, LLC, Pacific Credit Corp. and Alec Gores (collectively, the “Joint Filers”). WHEREAS, pursuant to Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended (the “Exchange Act”), the parties hereto desire to satisfy any filing obligation und

November 4, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file numbe

November 4, 2022 EX-99.1

UWM Holdings Corporation Announces Third Quarter 2022 Results UWM is America's #1 Overall Mortgage Lender in the Third Quarter $325.6 million in 3Q22 Net Income Third Quarter Loan Origination Volume of $33.5 billion, including Purchase Volume of $27.

Exhibit 99.1 UWM Holdings Corporation Announces Third Quarter 2022 Results UWM is America's #1 Overall Mortgage Lender in the Third Quarter $325.6 million in 3Q22 Net Income Third Quarter Loan Origination Volume of $33.5 billion, including Purchase Volume of $27.7 billion PONTIAC, MI, November 4, 2022 - UWM Holdings Corporation (NYSE: UWMC) (the "Company"), the publicly traded indirect parent of U

November 4, 2022 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 4, 2022 UWM Holdings Cor

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 4, 2022 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 82-2124167 (State or other jurisdiction of incorporation) (Commission F

October 4, 2022 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): September 30, 2022 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 82-2124167 (State or other jurisdiction of incorporation) (Commission

October 4, 2022 EX-10.22

Amended and Restated Loan and Security Agreement, dated September 30, 2022, between United Wholesale Mortgage, LLC, as borrower, and Citibank, N.A., as lender (incorporated by reference from the Company’s Current Report on Form 8-K filed on October 4, 2022).

Exhibit 10.22* AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT dated as of September 30, 2022 between UNITED WHOLESALE MORTGAGE, LLC as Borrower, and CITIBANK, N.A., as Lender * Certain portions of this exhibit have been redacted in accordance with Item 601(b)(10) of Regulation S-K. This information is not material and would likely cause competitive harm to the registrant if publicly disclosed. ?

August 9, 2022 EX-10.21

Revolving Credit Agreement, dated August 8, 2022, between United Wholesale Mortgage, LLC, as borrower, and SFS Holding Corp., as lender (incorporated by reference from the Company’s Quarterly Report on Form 10-Q filed on August 9, 2022).

Exhibit 10.21(1) REVOLVING CREDIT AGREEMENT Dated August 8, 2022 among UNITED WHOLESALE MORTGAGE, LLC as Borrower, and SFS HOLDING CORP. as Lender (1) Certain portions of this exhibit have been redacted in accordance with Item 601(b)(10) of Regulation S-K. This information is not material and would likely cause competitive harm to the registrant if publicly disclosed. ?[***]? indicates that inform

August 9, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): August 9, 2022 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 82-2124167 (State or other jurisdiction of incorporation) (Commission Fil

August 9, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001

August 9, 2022 EX-99.1

UWM Holdings Corporation Announces Second Quarter 2022 Results $215.4 million in 2Q22 Net Income; Second Quarter Loan Origination Volume of $29.9 billion, including Purchase Volume of $22.4 billion

Exhibit 99.1 UWM Holdings Corporation Announces Second Quarter 2022 Results $215.4 million in 2Q22 Net Income; Second Quarter Loan Origination Volume of $29.9 billion, including Purchase Volume of $22.4 billion PONTIAC, MI, August 9, 2022 - UWM Holdings Corporation (NYSE: UWMC), the publicly traded indirect parent of United Wholesale Mortgage (?UWM?), the #1 wholesale and #1 purchase mortgage orig

June 30, 2022 POS AM

As filed with the Securities and Exchange Commission on June 30, 2022

As filed with the Securities and Exchange Commission on June 30, 2022 Registration No.

June 16, 2022 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): June 16, 2022 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 82-2124167 (State or other jurisdiction of incorporation) (Commission File

June 13, 2022 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): June 8, 2022 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 82-2124167 (State or other jurisdiction of incorporation) (Commission File

May 31, 2022 EX-FILING FEES

Filing Fee Table

EX-FILING FEES 2 uwmc-posam2piperesalefilin.htm EX-FILING FEES Exhibit 107 Calculation of Filing Fee Tables POST-EFFECTIVE AMENDMENT NO. 2 TO FORM S-1 ON FORM S-3 (Form Type) UWM Holdings Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered

May 31, 2022 POS AM

As filed with the Securities and Exchange Commission on May 31, 2022

As filed with the Securities and Exchange Commission on May 31, 2022 Registration No.

May 24, 2022 POS AM

As filed with the Securities and Exchange Commission on May 24, 2022

As filed with the Securities and Exchange Commission on May 24, 2022 Registration No.

May 24, 2022 EX-FILING FEES

Filing Fee Table

Exhibit 107 Calculation of Filing Fee Tables POST-EFFECTIVE AMENDMENT NO. 2 TO FORM S-1 ON FORM S-3 (Form Type) UWM Holdings Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Off

May 13, 2022 POS AM

As filed with the Securities and Exchange Commission on May 13, 2022

As filed with the Securities and Exchange Commission on May 13, 2022 Registration No.

May 13, 2022 EX-4.5(A)

Amendment 1 to Warrant Agreement between the Company, Continental Stock Transfer & Trust Company, and American Stock Transfer & Trust Company, LLC.

AMENDMENT NO. 1 TO WARRANT AGREEMENT THIS AMENDMENT NO. 1 TO WARRANT AGREEMENT (this ?Amendment?), is made and entered into as of December 1, 2021, by and among UWM Holdings Corporation (f/k/a Gores Holdings IV, Inc.), a Delaware corporation (the ?Company?), and Continental Stock Transfer & Trust Company, as warrant agent (?Continental?), and American Stock Transfer & Trust Company, LLC (?AST?). C

May 13, 2022 POS AM

As filed with the Securities and Exchange Commission on May 13, 2022

As filed with the Securities and Exchange Commission on May 13, 2022 Registration No.

May 10, 2022 EX-4.6

Description of Capital Stock

Exhibit 4.6 DESCRIPTION OF CAPITAL STOCK The following summary of the material terms of our securities is not intended to be a complete summary of the rights and preferences of such securities. The full text of our Amended and Restated Certificate of Incorporation (the ?Charter?) and Amended and Restated Bylaws (the ?Amended and Restated Bylaws?) are included as exhibits to our Annual Report on Fo

May 10, 2022 EX-10.14.2

Third Amendment to Lease Agreement by and between Pontiac Center East, LLC and United Wholesale Mortgage, LLC

Exhibit 10.14.2 THIRD AMENDMENT TO LEASE AGREEMENT THIS THIRD AMENDMENT TO LEASE (this ?Third Amendment?) is made and entered into as of the 1st day of March, 2022 (the ?Effective Date?), by and between PONTIAC CENTER EAST LLC, a Michigan limited liability company (?Landlord?) and UNITED WHOLESALE MORTGAGE, LLC, a Michigan limited liability company (?Tenant?). W I T N E S S E T H: WHEREAS, Landlor

May 10, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 10, 2022 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 82-2124167 (State or other jurisdiction of incorporation) (Commission File

May 10, 2022 EX-99.1

UWM Holdings Corporation Announces First Quarter 2022 Results $453.3 million in 1Q22 Net Income; First Quarter Total Loan Volume of $38.8 billion, including Purchase Volume of $19.1 billion

Exhibit 99.1 UWM Holdings Corporation Announces First Quarter 2022 Results $453.3 million in 1Q22 Net Income; First Quarter Total Loan Volume of $38.8 billion, including Purchase Volume of $19.1 billion PONTIAC, MI, May 10, 2022 - UWM Holdings Corporation (NYSE: UWMC), the publicly traded indirect parent of United Wholesale Mortgage (?UWM?), the #1 wholesale mortgage lender in America, today annou

May 10, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 00

April 29, 2022 DEFA14A

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy Statement ? Definitive Additional Materials ? Soliciting Material Pursuant to Section 240.

April 29, 2022 DEF 14A

DEF 14A

April 29, 2022 DEF 14A

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

Table of Contents SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy Statement ? Definitive Additional Materials ? Soliciting Material Pursuant to Section 240.

March 1, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): March 1, 2022 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 82-2124167 (State or other jurisdiction of incorporation) (Commission File

March 1, 2022 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-391

March 1, 2022 EX-10.20

Form of UWM Holdings Corporation Restricted Stock Unit Agreement (incorporated by reference from the Company’s Annual Report on Form 10-K filed on March 1, 2022)

Exhibit 10.20 UWM HOLDINGS CORPORATION RESTRICTED STOCK UNIT AGREEMENT This RESTRICTED STOCK UNIT AGREEMENT (this ?Agreement?) is made by and between UWM Holdings Corporation, a Delaware corporation (?UWMC?), and the participant (the ?Participant?) specified on the Award Acceptance page (the ?Award Acceptance Page?) of the Fidelity NetBenefits equity plan administration system (the ?System?), effe

March 1, 2022 424B3

UWM HOLDINGS CORPORATION

Table of Contents Filed pursuant to Rule 424(b)(3) Registration Statement No. 333-252422 Prospectus Supplement No. 6 (To Prospectus dated June 17, 2021) UWM HOLDINGS CORPORATION This prospectus supplement updates, amends and supplements the prospectus dated June 17, 2021 (the ?Prospectus?), which forms a part of our Registration Statement on Form S-1 (Registration No. 333-252422). Capitalized term

March 1, 2022 EX-99.1

UWM Holdings Corporation Announces Fourth Quarter & Full Year 2021 Results $239.8 million in 4Q21 Net Income; $1.6 billion in Full Year 2021 Net Income; Record Fourth Quarter Total Loan Volume of $55.2 billion, including Purchase Volume of $24.5 bill

Exhibit 99.1 UWM Holdings Corporation Announces Fourth Quarter & Full Year 2021 Results $239.8 million in 4Q21 Net Income; $1.6 billion in Full Year 2021 Net Income; Record Fourth Quarter Total Loan Volume of $55.2 billion, including Purchase Volume of $24.5 billion PONTIAC, MI, March 1, 2022 - UWM Holdings Corporation (NYSE: UWMC), the publicly traded indirect parent of United Wholesale Mortgage

February 14, 2022 SC 13G/A

UWMC / UWM Holdings Corp / SUSQUEHANNA SECURITIES, LLC - SCHEDULE 13G/A Passive Investment

CUSIP No: 91823B109 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(b), (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2. (Amendment No. 1)* UWM Holdings Corporation (f/k/a Gores Holdings IV, Inc.) (Name of Issuer) Class A Common Stock, par value $0.0001 per share (Title of

February 11, 2022 EX-99.1

JOINT FILING AGREEMENT

Exhibit 1 JOINT FILING AGREEMENT JOINT FILING AGREEMENT, dated as of the 11th day of February, 2022, among AEG Holdings, LLC and Alec Gores (collectively, the ?Joint Filers?).

February 11, 2022 SC 13G/A

UWMC / UWM Holdings Corp / AEG Holdings, LLC - SC 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Amendment No. 1)* Under the Securities Exchange Act of 1934 UWM Holdings Corporation (Name of Issuer) Class A Common Stock, par value $0.0001 (Title of Class of Securities) 91823B109 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the

February 10, 2022 SC 13G

UWMC / UWM Holdings Corp / VANGUARD GROUP INC - SCHEDULE 13G Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 Name of issuer: UWM Holdings Corp. Title of Class of Securities: Common Stock CUSIP Number: 91823B109 Date of Event Which Requires Filing of this Statement: December 31, 2021 Check the appropriate box to designate the rule pursuant to which this Schedule is filed: ??Rule 13d-1(b) ??Rule

November 30, 2021 424B3

UWM HOLDINGS CORPORATION

Filed pursuant to Rule 424(b)(3) Registration Statement No. 333-252422 Prospectus Supplement No. 5 (To Prospectus dated June 17, 2021) UWM HOLDINGS CORPORATION This prospectus supplement updates, amends and supplements the prospectus dated June 17, 2021 (the ?Prospectus?), which forms a part of our Registration Statement on Form S-1 (Registration No. 333-252422). Capitalized terms used in this pro

November 30, 2021 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 30, 2021 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 82-2124167 (State or other jurisdiction of incorporation) (Commission

November 30, 2021 424B3

UWM HOLDINGS CORPORATION

Filed pursuant to Rule 424(b)(3) Registration Statement No. 333-261116 Prospectus Supplement No. 1 (To Prospectus dated November 18, 2021) UWM HOLDINGS CORPORATION This prospectus supplement updates, amends and supplements the prospectus dated November 18, 2021 (the ?Prospectus?), which forms a part of our Registration Statement on Form S-1 (Registration No. 333-261116). Capitalized terms used in

November 23, 2021 EX-10.18

Purchase Agreement, dated November 15, 2021, between United Wholesale Mortgage, LLC and J.P. Morgan Securities LLC and BofA Securities, Inc., as representative of the several initial purchasers listed on Schedule A thereto.

$500,000,000 United Wholesale Mortgage, LLC 5.750% Senior Notes due 2027 PURCHASE AGREEMENT November 15, 2021 J.P. MORGAN SECURITIES LLC, As Representative of the Several Purchasers, 383 Madison Avenue New York, New York 10179 1.Introductory. United Wholesale Mortgage, LLC, a Michigan limited liability company (the ?Company?), agrees with the several initial purchasers named in Schedule A hereto (

November 23, 2021 EX-4.9

Indenture, dated November 22, 2021, by and between United Wholesale Mortgage, LLC and U.S. Bank National Association, as trustee.

Execution Version UNITED WHOLESALE MORTGAGE, LLC, as Issuer and U.S. BANK NATIONAL ASSOCIATION, as Trustee Indenture Dated as of November 22, 2021 5.750% Senior Notes Due 2027 TABLE OF CONTENTS Page ARTICLE 1 DEFINITIONS AND INCORPORATION BY REFERENCE Section 1.01 Definitions 1 Section 1.02 Rules of Construction 33 Section 1.03 Limited Condition Transactions 34 ARTICLE 2 THE NOTES Section 2.01 For

November 23, 2021 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 22, 2021 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 82-2124167 (State or other jurisdiction of incorporation) (Commission

November 19, 2021 CORRESP

UWM Holdings Corporation 585 South Boulevard E Pontiac, Michigan 48341

CORRESP 1 filename1.htm UWM Holdings Corporation 585 South Boulevard E Pontiac, Michigan 48341 November 19, 2021 Securities and Exchange Commission Division of Corporate Finance 100 F Street, NE Washington, DC 20549 Attention: Mr. Eric Envall Re: UWM Holdings Corporation Amendment No. 1 to Form S-1 Registration Statement File No. 333-26116 Dear Mr. Envall: UWM Holdings Corporation (the “Company”)

November 19, 2021 S-1/A

As filed with the Securities and Exchange Commission on November 18, 2021

As filed with the Securities and Exchange Commission on November 18, 2021 Registration No.

November 16, 2021 CORRESP

UWM Holdings Corporation 585 South Boulevard E Pontiac, Michigan 48341

CORRESP 1 filename1.htm UWM Holdings Corporation 585 South Boulevard E Pontiac, Michigan 48341 November 16, 2021 Securities and Exchange Commission Division of Corporate Finance 100 F Street, NE Washington, DC 20549 Attention: Mr. Eric Envall Re: UWM Holdings Corporation Registration Statement on Form S-1 File No. 333-261116 Dear Mr. Envall: UWM Holdings Corporation (the “Company”) hereby requests

November 16, 2021 EX-99.2

UWM HOLDINGS CORPORATION ANNOUNCES PRICING OF $500 MILLION OF 5.750% SENIOR NOTES DUE 2027

UWM HOLDINGS CORPORATION ANNOUNCES PRICING OF $500 MILLION OF 5.750% SENIOR NOTES DUE 2027 PONTIAC, Mich. (November 15, 2021) (NYSE:UWMC) ? UWM Holdings Corporation (?UWMC?) announced today that its indirect subsidiary, United Wholesale Mortgage, LLC (?UWM?), priced its offering of $500 million aggregate principal amount of 5.750% senior notes due 2027 (the ?Notes?). UWM expects the closing of the

November 16, 2021 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 15, 2021 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 82-2124167 (State or other jurisdiction of incorporation) (Commission

November 16, 2021 EX-1.1

Form of Underwriting Agreement by and among J.P. Morgan Securities LLC and BofA Securities, Inc. as representatives of the several Underwriters named on Schedule 1 thereto, SFS Holding Corp. and UWM Holdings Corporation.

Exhibit 1.1 UWM HOLDINGS CORPORATION 50,000,000 Shares of Class A Common Stock Underwriting Agreement November [18], 2021 J.P. Morgan Securities LLC BofA Securities, Inc. As Representatives of the several Underwriters listed in Schedule 1 hereto c/o J.P. Morgan Securities LLC 383 Madison Avenue New York, New York 10179 c/o BofA Securities, Inc. One Bryant Park New York, New York 10036 Ladies and G

November 16, 2021 EX-10.18

, 2021, between United Wholesale Mortgage, LLC and J.P. Morgan Securities LLC and BofA Securities, Inc., as representative of

$500,000,000 United Wholesale Mortgage, LLC 5.750% Senior Notes due 2027 PURCHASE AGREEMENT November 15, 2021 J.P. MORGAN SECURITIES LLC, As Representative of the Several Purchasers, 383 Madison Avenue New York, New York 10179 1.Introductory. United Wholesale Mortgage, LLC, a Michigan limited liability company (the ?Company?), agrees with the several initial purchasers named in Schedule A hereto (

November 16, 2021 EX-99.1

UWM HOLDINGS CORPORATION ANNOUNCES OFFERING OF SENIOR NOTES DUE 2027

UWM HOLDINGS CORPORATION ANNOUNCES OFFERING OF SENIOR NOTES DUE 2027 PONTIAC, Mich.

November 16, 2021 S-1

As filed with the Securities and Exchange Commission on November 16, 2021 Registration No. 333-[ ] SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 UWM Holdings Corporation (Ex

Table of Contents As filed with the Securities and Exchange Commission on November 16, 2021 Registration No.

November 15, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 15, 2021 UWM HOLDINGS CORPORATION (Exact name of registrant as specified in its Charter) Delaware 001-39189 84-2124167 (State or other jurisdiction of incorporation or organi

November 15, 2021 EX-99.1

DISCLAIMER This presentation contains certain forward-looking statements and information, which reflect management’s current beliefs and expectations regarding future events and operating performance and speak only as of the date hereof. These forwar

EX-99.1 Exhibit 99.1 INVESTOR PRESENTATION NOVEMBER 2021 Nov 2021 0 DISCLAIMER This presentation contains certain forward-looking statements and information, which reflect management’s current beliefs and expectations regarding future events and operating performance and speak only as of the date hereof. These forward-looking statements include statements identified by such terms as “expect”, “ an

November 10, 2021 424B3

UWM HOLDINGS CORPORATION 15,874,987 SHARES OF CLASS A COMMON STOCK 88,833,349 SHARES OF CLASS A COMMON STOCK Offered by Selling Securityholders

Table of Contents Filed Pursuant to Rule 424(b)(3) Registration No. 333-252422 PROSPECTUS SUPPLEMENT NO. 4 (to prospectus dated June 17, 2021) UWM HOLDINGS CORPORATION 15,874,987 SHARES OF CLASS A COMMON STOCK and 88,833,349 SHARES OF CLASS A COMMON STOCK Offered by Selling Securityholders This prospectus supplement is being filed to update and supplement the information contained in the prospectu

November 9, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 9, 2021 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 82-2124167 (State or other jurisdiction of incorporation) (Commission F

November 9, 2021 DRS/A

CONFIDENTIAL TREATMENT REQUESTED BY UWM HOLDINGS CORPORATION PURSUANT TO 17 C.F.R. § 200.83 As submitted confidentially with the Securities and Exchange Commission on November 9, 2021. This draft registration statement has not been publicly filed wit

Table of Contents CONFIDENTIAL TREATMENT REQUESTED BY UWM HOLDINGS CORPORATION PURSUANT TO 17 C.

November 9, 2021 EX-10.14.1

Amendment to Lease Agreement dated August 12, 2021 by and between Pontiac Center East LLC and United Wholesale Mortgage, LLC (incorporated by reference to Exhibit 10.14.1 of the Company’s Quarterly Report on Form 10-Q filed on November 9, 2021)

Exhibit 10.14.1 AMENDMENT TO LEASE AGREEMENT THIS AMENDMENT TO LEASE (this ?Amendment?) is made and entered into as of the 12th day of August, 2021 (the ?Effective Date?), by and between PONTIAC CENTER EAST LLC, a Michigan limited liability company (?Landlord?) and UNITED WHOLESALE MORTGAGE, LLC, a Michigan limited liability company (?Tenant?). W I T N E S S E T H: WHEREAS, Landlord and Tenant ent

November 9, 2021 EX-99.1

UWM Holdings Corporation Announces Third Quarter 2021 Results $329.9 million in 3Q21 Net Income; Record Quarterly Total Loan Volume of $63.0 billion and Purchase Volume of $26.5 billion

Exhibit 99.1 UWM Holdings Corporation Announces Third Quarter 2021 Results $329.9 million in 3Q21 Net Income; Record Quarterly Total Loan Volume of $63.0 billion and Purchase Volume of $26.5 billion PONTIAC, MI, November 9, 2021 - UWM Holdings Corporation (NYSE: UWMC), the publicly traded indirect parent of United Wholesale Mortgage (?UWM?), the #1 wholesale mortgage lender in America, today annou

November 9, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file numbe

September 22, 2021 DRS

CONFIDENTIAL TREATMENT REQUESTED BY As submitted confidentially with the Securities and Exchange Commission on September 22, 2021. This draft registration statement has not been publicly filed with the U.S. Securities and Exchange Commission and all

Table of Contents CONFIDENTIAL TREATMENT REQUESTED BY As submitted confidentially with the Securities and Exchange Commission on September 22, 2021.

August 16, 2021 EX-99.1

UWM Holdings Corporation Announces Second Quarter 2021 Results $138.7 million in 2Q21 Net Income; Record Quarterly Total Loan Volume of $59.2 billion and Purchase Volume of $24.1 billion in 2Q21

Exhibit 99.1 UWM Holdings Corporation Announces Second Quarter 2021 Results $138.7 million in 2Q21 Net Income; Record Quarterly Total Loan Volume of $59.2 billion and Purchase Volume of $24.1 billion in 2Q21 PONTIAC, MI, August 16, 2021 - UWM Holdings Corporation (NYSE: UWMC), the publicly traded indirect parent of United Wholesale Mortgage (?UWM?), the #1 wholesale mortgage lender in America, tod

August 16, 2021 424B3

UWM HOLDINGS CORPORATION 15,874,987 SHARES OF CLASS A COMMON STOCK 88,833,349 SHARES OF CLASS A COMMON STOCK Offered by Selling Securityholders

Table of Contents Filed Pursuant to Rule 424(b)(3) Registration No. 333-252422 PROSPECTUS SUPPLEMENT NO. 3 (to prospectus dated June 17, 2021) UWM HOLDINGS CORPORATION 15,874,987 SHARES OF CLASS A COMMON STOCK and 88,833,349 SHARES OF CLASS A COMMON STOCK Offered by Selling Securityholders This prospectus supplement is being filed to update and supplement the information contained in the prospectu

August 16, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001

August 16, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): August 16, 2021 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 82-2124167 (State or other jurisdiction of incorporation) (Commission Fi

August 16, 2021 EX-10.16

Master Repurchase Agreement, dated as of October 30, 2020, by and among United Shore Financial Services, LLC, United Shore Repo Seller 3 LLC and Citibank, N.A., as amended by the Amendment, dated as of May 26, 2021, by and among Citibank, N.A., UWM, and United Shore Repo Seller 3 LLC (incorporated by reference to Exhibit 10.16 of the Company’s Quarterly Report on Form 10-Q filed on August 16, 2021).

Exhibit 10.161 MASTER REPURCHASE AGREEMENT Dated as of October 30, 2020 Among: CITIBANK, N.A., as Buyer, and UNITED SHORE FINANCIAL SERVICES, LLC, as a Seller jointly and severally with UNITED SHORE REPO SELLER 3 LLC, as a Seller 1 Certain portions of this exhibit have been redacted in accordance with Item 601(b)(10) of Regulation S-K. This information is not material and would likely cause compet

August 16, 2021 EX-10.9.12

Amendment, dated as of June 30, 2021, by and among UWM, United Shore Repo Seller 2 LLC and Bank of America, N.A. (incorporated by reference to Exhibit 10.9.12 of the Company’s Quarterly Report on Form 10-Q filed on August 16, 2021).

Exhibit 10.9.121 EXECUTION AMENDMENT NO. 1 TO AMENDED AND RESTATED TRANSACTIONS TERMS LETTER Amendment No. 1 to Amended and Restated Transactions Terms Letter, dated as of June 30, 2021 (this ?Amendment?), by and between Bank of America, N.A. (?Buyer?), United Shore Repo Seller 2 LLC (?Seller?) and United Wholesale Mortgage, LLC (f/k/a United Shore Financial Services, LLC) (?Guarantor?, and togeth

May 18, 2021 POS AM

As filed with the Securities and Exchange Commission on May 18, 2021

As filed with the Securities and Exchange Commission on May 18, 2021 Registration No.

May 13, 2021 8-K

Non-Reliance on Previously Issued Financial Statements or a Related Audit Report or Completed Interim Review

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 12, 2021 UWM HOLDINGS CORPORATION (Exact name of registrant as specified in its Charter) Delaware 001-39189 84-2124167 (State or other jurisdiction of incorporation or organizatio

May 13, 2021 EX-4.7

Indenture, dated April 7, 2021, by and between United Wholesale Mortgage, LLC and U.S. Bank National Association, as trustee (incorporated by reference to Exhibit 4.7 of the Company’s Quarterly Report on Form 10-Q filed on May 13, 2021).

Exhibit 4.7 UNITED WHOLESALE MORTGAGE, LLC, as Issuer and U.S. BANK NATIONAL ASSOCIATION, as Trustee Indenture Dated as of April 7, 2021 5.500% Senior Notes Due 2029 TABLE OF CONTENTS Page ARTICLE 1 DEFINITIONS AND INCORPORATION BY REFERENCE Section 1.01 Definitions 1 Section 1.02 Rules of Construction 34 ARTICLE 2 THE NOTES Section 2.01 Form, Dating and Denominations; Legends 35 Section 2.02 Exec

May 13, 2021 EX-10.15

Master Repurchase Agreement, dated as of April 23, 2021, by and among Goldman Sachs Bank USA, A National Banking Institution, United Shore Repo Seller 4 LLC, and United Wholesale Mortgage, LLC (incorporated by reference to Exhibit 10.15 of the Company’s Quarterly Report on Form 10-Q filed on May 13, 2021).

EXHIBIT 10.15 1 MASTER REPURCHASE AGREEMENT among UNITED SHORE REPO SELLER 4 LLC (?Seller?) and UNITED WHOLESALE MORTGAGE, LLC (?Guarantor?) and GOLDMAN SACHS BANK USA (?Buyer?) dated as of April 23, 2021 1 Certain portions of this exhibit have been redacted in accordance with Item 601(b)(10) of Regulation S-K. This information is not material and would likely cause competitive harm to the registr

May 13, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 00

May 13, 2021 424B3

UWM HOLDINGS CORPORATION 15,874,987 SHARES OF CLASS A COMMON STOCK 115,875,000 SHARES OF CLASS A COMMON STOCK 5,250,000 WARRANTS TO PURCHASE CLASS A COMMON STOCK Offered by Selling Securityholders

Filed Pursuant to Rule 424(b)(3) Registration No. 333-252422 PROSPECTUS SUPPLEMENT NO. 2 (to prospectus dated March 31, 2021) UWM HOLDINGS CORPORATION 15,874,987 SHARES OF CLASS A COMMON STOCK and 115,875,000 SHARES OF CLASS A COMMON STOCK 5,250,000 WARRANTS TO PURCHASE CLASS A COMMON STOCK Offered by Selling Securityholders This prospectus supplement is being filed to update and supplement the in

May 11, 2021 8-K/A

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No.1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 10, 2021 UWM HOLDINGS CORPORATION (Exact name of registrant as specified in its Charter) Delaware 001-39189 84-2124167 (State or other jurisdiction of incorpora

May 11, 2021 EX-99.1

UWM Holdings Corporation Announces First Quarter 2021 Results $860 Million in 1Q21 Net Income; $49.1 Billion in 1Q21 Loan Volume

Exhibit 99.1 UWM Holdings Corporation Announces First Quarter 2021 Results $860 Million in 1Q21 Net Income; $49.1 Billion in 1Q21 Loan Volume PONTIAC, MI, May 10, 2021 - UWM Holdings Corporation (NYSE: UWMC), the publicly traded indirect parent of United Wholesale Mortgage (?UWM?), the #1 wholesale mortgage lender in America, today announced the results for the first quarter ended March 31, 2021.

May 10, 2021 EX-99.1

UWM Holdings Corporation Announces First Quarter 2021 Results $860 Million in 1Q21 Net Income; $49.1 Billion in 1Q21 Loan Volume

Exhibit 99.1 UWM Holdings Corporation Announces First Quarter 2021 Results $860 Million in 1Q21 Net Income; $49.1 Billion in 1Q21 Loan Volume PONTIAC, MI, May 10, 2021 - UWM Holdings Corporation (NYSE: UWMC), the publicly traded indirect parent of United Wholesale Mortgage (?UWM?), the #1 wholesale mortgage lender in America, today announced the results for the first quarter ended March 31, 2021.

May 10, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 10, 2021 UWM HOLDINGS CORPORATION (Exact name of registrant as specified in its Charter) Delaware 001-39189 84-2124167 (State or other jurisdiction of incorporation or organizatio

March 31, 2021 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): March 30, 2021 UWM HOLDINGS CORPORATION (Exact name of registrant as specified in its Charter) Delaware 001-39189 84-2124167 (State or other jurisdiction of incorporation or organizat

March 31, 2021 EX-10.15

Purchase Agreement, dated March 30, 2021, among United Wholesale Mortgage and J.P. Morgan Securities LLC, as representative of the several initial purchasers listed on Schedule A thereto (incorporated by reference to Exhibit 10.15 of the Company’s Current Report on Form 8-K filed on March 31, 2021).

Execution Version $700,000,000 United Wholesale Mortgage, LLC 5.500% Senior Notes due 2029 PURCHASE AGREEMENT March 30, 2021 J.P. Morgan Securities LLC, as Representative of the several Initial Purchasers listed in Schedule A hereto, c/o J.P. Morgan Securities LLC 383 Madison Avenue New York, New York 10179, 1.Introductory. United Wholesale Mortgage, LLC, a Michigan limited liability company (the

March 31, 2021 EX-99.2

UWM HOLDINGS CORPORATION ANNOUNCES PRICING OF $700 MILLION OF 5.500% SENIOR NOTES DUE 2029

UWM HOLDINGS CORPORATION ANNOUNCES PRICING OF $700 MILLION OF 5.500% SENIOR NOTES DUE 2029 PONTIAC, Mich. (Mar. 30, 2021) (NYSE:UWMC) – UWM Holdings Corporation (“UWMC”) announced today that its indirect subsidiary, United Wholesale Mortgage, LLC (“UWM”), priced its offering of $700 million aggregate principal amount of 5.500% senior notes due 2029 (the “Notes”). UWM expects the closing of the Not

March 31, 2021 EX-99.1

UWM HOLDINGS CORPORATION ANNOUNCES OFFERING OF SENIOR NOTES DUE 2029

UWM HOLDINGS CORPORATION ANNOUNCES OFFERING OF SENIOR NOTES DUE 2029 PONTIAC, Mich.

March 25, 2021 POS AM

- POS AM

Table of Contents As filed with the Securities and Exchange Commission on March 24, 2021 Registration No.

March 23, 2021 S-8

- S-8 REGISTRATION OF OMNIBUS INCENTIVE PLAN

As filed with the Securities and Exchange Commission on March 23, 2021 Registration No.

March 23, 2021 EX-10.3

UWM Holdings Corporation 2020 Omnibus Incentive Plan

Exhibit 10.3 UWM HOLDINGS CORPORATION 2020 OMNIBUS INCENTIVE PLAN 1.Purpose. The purpose of the UWM Holdings Corporation 2020 Omnibus Incentive Plan (as amended from time to time, the ?Plan?) is to (i) attract and retain individuals to serve as employees, consultants or Directors of UWM Holdings Corporation, a Delaware corporation (together with its Subsidiaries, whether existing or thereafter acq

March 22, 2021 EX-99.1

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Exhibit 99.1 REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM To the Member of United Wholesale Mortgage, LLC Opinion on the Financial Statements We have audited the accompanying consolidated balance sheet of United Wholesale Mortgage, LLC (the “Company”) as of December 31, 2020, the related consolidated statements of operations, changes in member’s equity, and cash flows, for the year ende

March 22, 2021 EX-99.2

Line Amount as of December 31, 2020(1)

EX-99.2 Exhibit 99.2 Management’s Discussion and Analysis of Financial Condition and Results of Operations You should read the following discussion together with (1) Part I, Item 1 “Business” of the Annual Report on Form 10-K for the year ended December 31, 2020 (our “2020 Annual Report”), (2) UWM’s audited Consolidated Financial Statements as of and for the years ended December 31, 2019 and 2020

March 22, 2021 10-K

Annual Report - 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File Number: 001-39189 UWM HOLDINGS C

March 22, 2021 8-K/A

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 2) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): January 21, 2021 UWM HOLDINGS CORPORATION (Exact name of registrant as specified in its Charter) Delaware 001-39189 84-2124167 (State or other jurisdiction of inco

February 16, 2021 SC 13G

SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(b), (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2. (Amendment No. )* UWM Holdings Corporation (formerly Gores Holdings IV, Inc.) (Na

CUSIP No: 382865103 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO ? 240.13d-1(b), (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO ? 240.13d-2. (Amendment No. )* UWM Holdings Corporation (formerly Gores Holdings IV, Inc.) (Name of Issuer) Class A Common Stock, par value $0.0001 per share (Title o

February 16, 2021 SC 13G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No.

February 12, 2021 SC 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Amendment No. )* Under the Securities Exchange Act of 1934 UWM Holdings Corporation (Name of Issuer) Class A Common Stock, par value $0.0001 (Title of Class of Secu

SC 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Amendment No. )* Under the Securities Exchange Act of 1934 UWM Holdings Corporation (Name of Issuer) Class A Common Stock, par value $0.0001 (Title of Class of Securities) 91823B109 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designa

February 12, 2021 EX-99.1

JOINT FILING AGREEMENT

EX-1 Exhibit 1 JOINT FILING AGREEMENT JOINT FILING AGREEMENT, dated as of the 12th day of February, 2021, among Gores Sponsor IV LLC, AEG Holdings, LLC and Alec Gores (collectively, the “Joint Filers”).

February 11, 2021 SC 13G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. 1)* UWM Holdings Corp. (Name of Issuer) Class A Common Stock, par value $0.0001 per share (Title of Class of

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. 1)* UWM Holdings Corp. (Name of Issuer) Class A Common Stock, par value $0.0001 per share (Title of Class of Securities) 382865103 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate

February 9, 2021 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): February 3, 2021 UWM Holdings Corporation (Exact Name of Registrant as Specified in its Charter) Delaware 001-39189 82-2124167 (State or Other Jurisdiction of Incorporation) (Commissi

February 9, 2021 424B3

UWM HOLDINGS CORPORATION 15,874,987 SHARES OF CLASS A COMMON STOCK 115,875,000 SHARES OF CLASS A COMMON STOCK 5,250,000 WARRANTS TO PURCHASE CLASS A COMMON STOCK Offered by Selling Securityholders

424B3 Filed Pursuant to Rule 424(b)(3) Registration No. 333-252422 PROSPECTUS SUPPLEMENT NO. 1 (to prospectus dated February 5, 2021) UWM HOLDINGS CORPORATION 15,874,987 SHARES OF CLASS A COMMON STOCK and 115,875,000 SHARES OF CLASS A COMMON STOCK 5,250,000 WARRANTS TO PURCHASE CLASS A COMMON STOCK Offered by Selling Securityholders This prospectus supplement is being filed to update and supplemen

February 9, 2021 EX-3.3

Second Amended and Restated Limited Liability Company Agreement of UWM Holdings, LLC. (incorporated by reference to Exhibit 3.3 of the Company’s Current Report on Form 8-K filed with the SEC on February 9, 2021).

EX-3.3 2 d118129dex33.htm EX-3.3 Exhibit 3.3 Execution Version SECOND AMENDED AND RESTATED LIMITED LIABILITY COMPANY AGREEMENT OF UWM HOLDINGS, LLC a Delaware limited liability company Dated as of February 3, 2021 THE SECURITIES REPRESENTED BY THIS SECOND AMENDED AND RESTATED LIMITED LIABILITY COMPANY AGREEMENT HAVE NOT BEEN REGISTERED UNDER THE UNITED STATES SECURITIES ACT OF 1933, AS AMENDED, OR

February 8, 2021 424B3

UWM HOLDINGS CORPORATION 15,874,987 SHARES OF CLASS A COMMON STOCK 115,875,000 SHARES OF CLASS A COMMON STOCK 5,250,000 WARRANTS TO PURCHASE CLASS A COMMON STOCK Offered by Selling Securityholders

424B3 Table of Contents Filed Pursuant to Rule 424(b)(3) Registration No. 333-252422 PROSPECTUS UWM HOLDINGS CORPORATION 15,874,987 SHARES OF CLASS A COMMON STOCK and 115,875,000 SHARES OF CLASS A COMMON STOCK 5,250,000 WARRANTS TO PURCHASE CLASS A COMMON STOCK Offered by Selling Securityholders This prospectus relates to the issuance by us of (i) 10,624,987 shares of our Class A common stock, par

February 5, 2021 SC 13G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (AMENDMENT NO. 1) UWM HOLDINGS CORPORATION (formerly Gores Holdings IV, Inc.) (Name of Issuer) CLASS A COMMON STOCK, PAR VA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (AMENDMENT NO. 1) UWM HOLDINGS CORPORATION (formerly Gores Holdings IV, Inc.) (Name of Issuer) CLASS A COMMON STOCK, PAR VALUE $0.0001 PER SHARE (Title of Class of Securities) 91823B109 (CUSIP Number) DECEMBER 31, 2020 (Date of event which requires filing of this statement

February 4, 2021 CORRESP

-

UWM Holdings Corporation 585 South Boulevard E Pontiac, Michigan 48341 February 4, 2021 Securities and Exchange Commission Division of Corporation Finance 100 F Street, NE Washington, DC 20549 Attention: Ms.

February 3, 2021 EX-99.1

UWM Holdings Corporation Announces UWM’s Record Fourth Quarter and Full Year 2020 Results $1.37 Billion 4Q20 Net Income and Declares First Regular Quarterly Dividend of $0.10 per share $54.7 Billion in 4Q20 Loan Volume; 4Q20 Production grows 71% as C

EX-99.1 Exhibit 99.1 UWM Holdings Corporation Announces UWM’s Record Fourth Quarter and Full Year 2020 Results $1.37 Billion 4Q20 Net Income and Declares First Regular Quarterly Dividend of $0.10 per share $54.7 Billion in 4Q20 Loan Volume; 4Q20 Production grows 71% as Compared to Q419 PONTIAC, MI, February 3, 2021 – UWM Holdings Corporation (NYSE: UWMC), the publicly traded indirect parent of Uni

February 3, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): February 3, 2021 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 82-2124167 (State or other jurisdiction of incorporation) (Commission F

February 1, 2021 SC 13D

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. )* UWM Holdings Corporation (Name of Issuer) Class A Common Stock, par value $0.0001 per share (Title of Cla

SC 13D UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. )* UWM Holdings Corporation (Name of Issuer) Class A Common Stock, par value $0.0001 per share (Title of Class of Securities) 91823B 109 (Common Stock) (CUSIP Number) Mat Ishbia SFS Holding Corp. 585 South Boulevard E Pontiac, Michigan 48341 (800) 981

February 1, 2021 EX-99.4

Exhibit 99.4 — Joint Filing Agreement among the Reporting Persons, dated February 1, 2021.

EX-99.4 EXHIBIT 99.4 SCHEDULE 13D JOINT FILING AGREEMENT In accordance with the requirements of Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended, and subject to the limitations set forth therein, the parties set forth below agree to jointly file the Schedule 13D to which this Joint Filing Agreement is attached and have duly executed this Joint Filing Agreement as of the date set

January 26, 2021 S-1

Power of Attorney (on signature page to S-1)

S-1 Table of Contents As filed with the Securities and Exchange Commission on January 25, 2021 Registration No.

January 25, 2021 EX-3.2

Amended and Restated Bylaws of UWM Holdings Corporation.

EX-3.2 Exhibit 3.2 AMENDED AND RESTATED BYLAWS OF UWM HOLDINGS CORPORATION ARTICLE I Meetings of Stockholders Section 1.1 Annual Meetings. If required by applicable law, an annual meeting of stockholders shall be held for the election of directors at such date, time and place, if any, either within or without the State of Delaware, as may be designated by resolution of the Board of Directors (the

January 25, 2021 EX-3.3

First Amended and Restated Limited Liability Company Agreement of UWM Holdings, LLC, dated January 21, 2021.

EX-3.3 Exhibit 3.3 EXECUTION VERSION FIRST AMENDED AND RESTATED LIMITED LIABILITY COMPANY AGREEMENT OF UWM HOLDINGS, LLC a Delaware limited liability company Dated as of January 21, 2021 THE SECURITIES REPRESENTED BY THIS FIRST AMENDED AND RESTATED LIMITED LIABILITY COMPANY AGREEMENT HAVE NOT BEEN REGISTERED UNDER THE UNITED STATES SECURITIES ACT OF 1933, AS AMENDED, OR UNDER ANY OTHER APPLICABLE

January 25, 2021 EX-3.1

Amended and Restated Certificate of Incorporation of UWM Holdings Corporation.

EX-3.1 2 d92200dex31.htm EX-3.1 Exhibit 3.1 AMENDED AND RESTATED CERTIFICATE OF INCORPORATION OF GORES HOLDINGS IV, INC. The present name of the corporation is Gores Holdings IV, Inc. The corporation was incorporated under the name “Gores Holdings IV, Inc.” by the filing of its original certificate of incorporation with the Secretary of State of the State of Delaware on June 12, 2019. This Amended

January 25, 2021 8-K/A

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Change in Shell Company Status, Material Modification to Rights of Security Holders, Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets - 8-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): January 21, 2021 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 82-2124167 (State or other jurisdiction of incorpor

January 22, 2021 8-K

Changes in Control of Registrant, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Entry into a Material Definitive Agreement, Unregistered Sales of Equity Securities, Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing, Financial Statements and Exhibits, Changes in Registrant's Certifying Accountant, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Completion of Acquisition or Disposition of Assets - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): January 21, 2021 UWM Holdings Corporation (Exact Name of Registrant as Specified in Charter) Delaware 001-39189 82-2124167 (State or other jurisdiction of incorporation) (Commission F

January 22, 2021 EX-10.1

Amended and Restated Registration Rights and Lock-Up Agreement, dated January 21, 2021, by and between UWM Holdings Corporation, Gores Sponsor IV LLC, Randall Bort, William Patton, Jeffrey Rea and SFS Holding Corp. (incorporated by reference to Exhibit 10.1 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

Exhibit 10.1 EXECUTION VERSION AMENDED AND RESTATED REGISTRATION RIGHTS AND LOCK-UP AGREEMENT THIS AMENDED AND RESTATED REGISTRATION RIGHTS AND LOCK-UP AGREEMENT (this “Agreement”), dated as of January 21, 2021, is made and entered into by and among (i) UWM Holdings Corporation (f/k/a Gores Holdings IV, Inc.), a Delaware corporation (the “Company”), (ii) Gores Sponsor IV LLC, a Delaware limited li

January 22, 2021 EX-10.4

Employment Agreement, dated September 26, 2012, by and between, United Shore Financial Services, Inc. and Timothy Forrester (incorporated by reference to Exhibit 10.4 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

EX-10.4 Exhibit 10.4 EXECUTIVE EMPLOYMENT AGREEMENT THIS EXECUTIVE EMPLOYMENT AGREEMENT (the “Agreement”) is made, entered into as of September 26, 2012 (the “Effective Date”), by and between United Shore Financial Services, LLC, a Michigan limited liability company (the “Company”), with its registered office located at 770 S. Adams Road, Birmingham, Michigan 48009, and Timothy Forrester (the “Exe

January 22, 2021 EX-10.5

Master Repurchase Agreement, dated September 8, 2020, by and between Barclays Bank PLC and UWM (incorporated by reference to Exhibit 10.5 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

Exhibit 10.51 EXECUTION COPY MASTER REPURCHASE AGREEMENT Between BARCLAYS BANK PLC, as Purchaser and Agent and UNITED SHORE FINANCIAL SERVICES, LLC, as Seller Dated as of September 8, 2020 1 Certain portions of this exhibit have been redacted in accordance with Item 601(b)(10) of Regulation S-K. This information is not material and would likely cause competitive harm to the registrant if publicly

January 22, 2021 EX-10.9.8

Amendment No. 8 to Master Repurchase Agreement, dated January 13, 2020, by and between UWM and Bank of America, N.A. (incorporated by reference to Exhibit 10.9.8 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

EX-10.9.8 Exhibit 10.9.8 EXECUTION AMENDMENT NO. 8 TO MASTER REPURCHASE AGREEMENT Amendment No. 8 to Master Repurchase Agreement, dated as of January 13, 2020 (this “Amendment”), by and between Bank of America, N.A. (“Buyer”) and United Shore Financial Services, LLC (“Seller”). RECITALS Buyer and Seller are parties to that certain Master Repurchase Agreement, dated as of December 31, 2014 (as amen

January 22, 2021 EX-10.9

Master Repurchase Agreement, dated December 31, 2014, by and between UWM and Bank of America, N.A. (incorporated by reference to Exhibit 10.9 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

EX-10.9 Exhibit 10.91 EXECUTION MASTER REPURCHASE AGREEMENT between BANK OF AMERICA, N.A. (“Buyer”) and UNITED SHORE FINANCIAL SERVICES, LLC (“Seller”) dated as of December 31, 2014 1 Certain portions of this exhibit have been redacted in accordance with Item 601(b)(10) of Regulation S-K. This information is not material and would likely cause competitive harm to the registrant if publicly disclos

January 22, 2021 EX-10.13.4

Amendment No. 4 to Master Repurchase Agreement, dated January 2, 2018, by and between UWM and UBS AG (incorporated by reference to Exhibit 10.13.4 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

Exhibit 10.13.4 AMENDMENT NO. 4 TO MASTER REPURCHASE AGREEMENT Amendment No. 4 to Master Repurchase Agreement, dated as of January 12, 2018 (this “Amendment”), between UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (the “Buyer”) and United Shore Financial Services, LLC (the “Seller”). RECITALS The Buyer and Seller are parties to (a) that certain Master

January 22, 2021 EX-10.10

Amended and Restated Master Repurchase Agreement, dated May 8, 2017, by and among UWM, Credit Suisse First Boston Mortgage Capital LLC, Credit Suisse AG, and Alpine Securitization Ltd. (incorporated by reference to Exhibit 10.10 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

Exhibit 10.101 EXECUTION AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT CREDIT SUISSE FIRST BOSTON MORTGAGE CAPITAL LLC, as administrative agent (“Administrative Agent”), CREDIT SUISSE AG, a company incorporated in Switzerland, acting through its CAYMAN ISLANDS BRANCH, as buyer (“Buyer”), ALPINE SECURITIZATION LTD, as buyer and other Buyers from time to time (“Buyers”) and UNITED SHORE FINANCIAL

January 22, 2021 EX-10.2

Tax Receivable Agreement, dated January 21, 2021, by and among SFS Holding Corp. and UWM Holdings Corporation (incorporated by reference to Exhibit 10.2 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

Exhibit 10.2 EXECUTION VERSION TAX RECEIVABLE AGREEMENT among SFS Holding Corp. and UWM Holdings Corporation Dated as of January 21, 2021 TABLE OF CONTENTS Page ARTICLE I DEFINITIONS 2 Section 1.01 Definitions 2 ARTICLE II DETERMINATION OF REALIZED TAX BENEFIT 11 Section 2.01 Basis Adjustment 11 Section 2.02 Realized Tax Benefit and Realized Tax Detriment 12 Section 2.03 Procedures, Amendments 13

January 22, 2021 EX-10.6.3

Third Amendment to Lease, dated September 28, 2018, by and between UWM, as tenant, and Pontiac Center Investment, LLC, as landlord (incorporated by reference to Exhibit 10.6.3 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

EX-10.6.3 Exhibit 10.6.3 THIRD AMENDMENT TO LEASE This Third Amendment To Lease (“3rd Amendment”) is made this 28th day of September, 2018, and shall be effective as of January 1, 2018 (the “Effective Date”), by and between Pontiac Center Investment, LLC, a Michigan limited liability company (the “Landlord”) and United Shore Financial Services, LLC, a Michigan limited liability company (the “Tenan

January 22, 2021 EX-10.9.10

Amendment No. 10 to Master Repurchase Agreement, dated April 6, 2020, by and between UWM and Bank of America, N.A. (incorporated by reference to Exhibit 10.9.10 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

EX-10.9.10 Exhibit 10.9.10 EXECUTION AMENDMENT NO. 10 TO MASTER REPURCHASE AGREEMENT Amendment No. 10 to Master Repurchase Agreement, dated as of April 6, 2020 (this “Amendment”), by and between Bank of America, N.A. (“Buyer”) and United Shore Financial Services, LLC (“Seller”). RECITALS Buyer and Seller are parties to that certain Master Repurchase Agreement, dated as of December 31, 2014 (as ame

January 22, 2021 EX-10.9.3

Amendment No. 3 to Master Repurchase Agreement, dated July 28, 2016, by and between UWM and Bank of America, N.A. (incorporated by reference to Exhibit 10.9.3 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

EX-10.9.3 Exhibit 10.9.31 EXECUTION AMENDMENT NO. 3 TO MASTER REPURCHASE AGREEMENT Amendment No. 3 to Master Repurchase Agreement, dated as of June 28, 2016 (this “Amendment”), by and between Bank of America, N.A. (“Buyer”) and United Shore Financial Services, LLC (“Seller”). RECITALS Buyer and Seller are parties to that certain Master Repurchase Agreement, dated as of December 31, 2014 (as amende

January 22, 2021 EX-16

Letter from KPMG LLP to the SEC, dated January 22, 2021 (incorporated by reference to Exhibit 16 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

Exhibit 16 (Firm Letterhead) January 22, 2021 Securities and Exchange Commission Washington, D.

January 22, 2021 EX-4.1

Indenture, dated November 3, 2020, by and between United Shore Financial Services, LLC and U.S. Bank National Association, as trustee (incorporated by reference to Exhibit 4.1 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

EX-4.1 Exhibit 4.1 UNITED SHORE FINANCIAL SERVICES, LLC as Issuer and U.S. BANK NATIONAL ASSOCIATION as Trustee Indenture Dated as of November 3, 2020 5.500% Senior Notes Due 2025 TABLE OF CONTENTS ARTICLE 1 DEFINITIONS AND INCORPORATION BY REFERENCE 1 Section 1.01. Definitions 1 Section 1.02. Rules of Construction 47 Section 1.03. Limited Condition Transactions 47 ARTICLE 2 THE NOTES 49 Section 2

January 22, 2021 EX-10.6

Lease Agreement, dated June 28, 2017, by and between UWM, as tenant, and Pontiac Center Investment, LLC, as landlord (incorporated by reference to Exhibit 10.6 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

EX-10.6 Exhibit 10.6 PONTIAC CENTER 585 SOUTH BOULEVARD PONTIAC, MICHIGAN LEASE This Lease is made between Landlord and Tenant hereinafter identified in Sections 1(b) and 1(c) hereof, respectively, and constitutes a Lease between the parties of the “Demised Premises” in the “Building,” as defined in Section 2.1 hereof, upon the terms and conditions and with and subject to the covenants and agreeme

January 22, 2021 EX-10.6.1

First Amendment to Lease, dated May 11, 2018, by and between UWM, as tenant, and Pontiac Center Investment, LLC, as landlord (incorporated by reference to Exhibit 10.6.1 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

EX-10.6.1 Exhibit 10.6.1 FIRST AMENDMENT TO LEASE This First Amendment To Lease (“Amendment”) is made this 11th day of May, 2018, and shall be effective as of January 1, 2018 (the “Effective Date”), by and between Pontiac Center Investment, LLC, a Michigan limited liability company (the “Landlord”) and United Shore Financial Services, LLC, a Michigan limited liability company (the “Tenant”) with r

January 22, 2021 EX-10.6.2

Second Amendment to Lease, dated June 20, 2018, by and between UWM, as tenant, and Pontiac Center Investment, LLC, as landlord (incorporated by reference to Exhibit 10.6.2 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

EX-10.6.2 Exhibit 10.6.2 SECOND AMENDMENT TO LEASE This Second Amendment To Lease (“2nd Amendment”) is made this 20th day of June, 2018, and shall be effective as of January 1, 2018 (the “Effective Date”), by and between Pontiac Center Investment, LLC, a Michigan limited liability company (the “Landlord”) and United Shore Financial Services, LLC, a Michigan limited liability company (the “Tenant”)

January 22, 2021 EX-10.6.4

Fourth Amendment to Lease, dated February 21, 2019, by and between UWM, as tenant, and Pontiac Center Investment, LLC, as landlord (incorporated by reference to Exhibit 10.6.4 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

EX-10.6.4 Exhibit 10.6.4 FOURTH AMENDMENT TO LEASE This Fourth Amendment To Lease (“4th Amendment”) is made this 21st day of February, 2019, and shall be effective as of January 1, 2018 (the “Effective Date”), by and between Pontiac Center Investment, LLC, a Michigan limited liability company (the “Landlord”) and United Shore Financial Services, LLC, a Michigan limited liability company (the “Tena

January 22, 2021 EX-10.9.9

Amendment No. 9 to Master Repurchase Agreement, dated February 24, 2020, by and between UWM and Bank of America, N.A. (incorporated by reference to Exhibit 10.9.9 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

Exhibit 10.9.9 EXECUTION AMENDMENT NO. 9 TO MASTER REPURCHASE AGREEMENT Amendment No. 9 to Master Repurchase Agreement, dated as of February 24, 2020 (this “Amendment”), by and between Bank of America, N.A. (“Buyer”) and United Shore Financial Services, LLC (“Seller”). RECITALS Buyer and Seller are parties to that certain Master Repurchase Agreement, dated as of December 31, 2014 (as amended, rest

January 22, 2021 EX-10.9.6

Amendment No. 6 to Master Repurchase Agreement, dated December 14, 2018, by and between UWM and Bank of America, N.A. (incorporated by reference to Exhibit 10.9.6 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

EX-10.9.6 Exhibit 10.9.6 EXECUTION VERSION AMENDMENT NO. 6 TO MASTER REPURCHASE AGREEMENT Amendment No. 6 to Master Repurchase Agreement, dated as of December 14, 2018 (this “Amendment”), by and between Bank of America, N.A. (“Buyer”) and United Shore Financial Services, LLC (“Seller”). RECITALS Buyer and Seller are parties to that certain Master Repurchase Agreement, dated as of December 31, 2014

January 22, 2021 EX-10.11.1

Omnibus Amendment to Master Repurchase Agreement, dated December 14, 2020, by and between UWM and Jefferies Funding LLC (incorporated by reference to Exhibit 10.11.1 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

Exhibit 10.11.1 EXECUTION VERSION OMNIBUS AMENDMENT TO MASTER REPURCHASE AGREEMENT AND THIRD AMENDED AND RESTATED PRICING SIDE LETTER THIS OMNIBUS AMENDMENT TO MASTER REPURCHASE AGREEMENT AND THIRD AMENDED AND RESTATED PRICING SIDE LETTER, dated as of December 14, 2020 (this “Amendment”), is by and between UNITED SHORE FINANCIAL SERVICES, LLC, a Michigan limited liability company, as seller (the “

January 22, 2021 EX-10.9.11

Omnibus Amendment to Master Repurchase Agreement, dated December 16, 2020, by and between UWM and Bank of America, N.A. (incorporated by reference to Exhibit 10.9.11 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

EX-10.9.11 Exhibit 10.9.11 EXECUTION OMNIBUS AMENDMENT TO MASTER REPURCHASE AGREEMENT, MORTGAGE LOAN PARTICIPATION PURCHASE AND SALE AGREEMENT, TRANSACTIONS TERMS LETTER AND MASTER MARGINING, SETOFF AND NETTING AGREEMENT Omnibus Amendment to Master Repurchase Agreement, Mortgage Loan Participation Purchase and Sale Agreement, Transactions Terms Letter and Master Margining, Setoff and Netting Agree

January 22, 2021 EX-10.12

Amendment No. 11 to Master Repurchase Agreement, dated December 23, 2020, by and among UWM, United Shore Repo Seller 1 LLC, United Shore Repo Trust 1 and JPMorgan Chase Bank (incorporated by reference to Exhibit 10.12 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

EX-10.12 Exhibit 10.12 EXECUTION AMENDMENT NO. 11 TO MASTER REPURCHASE AGREEMENT This Amendment No. 11 to the Master Repurchase Agreement, dated as of December 23, 2020 (this “Amendment”), is among JPMorgan Chase Bank, National Association (the “Buyer”), United Shore Repo Seller 1 LLC (the “Seller”), United Shore Repo Trust 1 (the “Trust Subsidiary”, and together with the Seller, each, a “Seller P

January 22, 2021 EX-10.13.9

Amendment No. 9 to Master Repurchase Agreement, dated April 15, 2020, by and between UWM and UBS AG (incorporated by reference to Exhibit 10.13.9 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

EX-10.13.9 Exhibit 10.13.9 EXECUTION AMENDMENT NO. 9 TO MASTER REPURCHASE AGREEMENT Amendment No. 9 to Master Repurchase Agreement, dated as of April 15, 2020 (this “Amendment”), between UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (the “Buyer”) and United Shore Financial Services, LLC (the “Seller”). RECITALS The Buyer and the Seller are parties to (

January 22, 2021 EX-10.13.1

Amendment No. 1 to Master Repurchase Agreement, dated November 4, 2015, by and between UWM and UBS BANK USA (incorporated by reference to Exhibit 10.13.1 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

EX-10.13.1 Exhibit 10.13.1 EXECUTION AMENDMENT NO. 1 TO MASTER REPURCHASE AGREEMENT Amendment No. 1 to Master Repurchase Agreement, dated as of November 4, 2015 (this “Amendment”), between UBS Bank USA (the “Buyer”) and United Shore Financial Services, LLC (the “Seller”). RECITALS The Buyer and Seller are parties to (a) that certain Master Repurchase Agreement, dated as of November 5, 2014 (the “E

January 22, 2021 EX-10.13.3

Amendment No. 3 to Master Repurchase Agreement, dated November 2, 2016, by and between UWM and UBS AG (incorporated by reference to Exhibit 10.13.3 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

EX-10.13.3 Exhibit 10.13.3 EXECUTION VERSION AMENDMENT NO. 3 TO MASTER REPURCHASE AGREEMENT Amendment No. 3 to Master Repurchase Agreement, dated as of November 2, 2016 (this “Amendment”), between UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (the “Buyer”) and United Shore Financial Services, LLC (the “Seller”). RECITALS The Buyer and Seller are partie

January 22, 2021 EX-10.13.5

Amendment No. 5 to Master Repurchase Agreement, dated May 30, 2018, by and between UWM and UBS AG (incorporated by reference to Exhibit 10.13.5 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

EX-10.13.5 Exhibit 10.13.5 EXECUTION AMENDMENT NO. 5 TO MASTER REPURCHASE AGREEMENT Amendment No. 5 to Master Repurchase Agreement, dated as of May 30, 2018 (this “Amendment”), between UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (the “Buyer”) and United Shore Financial Services, LLC (the “Seller”). RECITALS The Buyer and the Seller are parties to (a)

January 22, 2021 EX-10.13.8

Amendment No. 8 to Master Repurchase Agreement, dated January 13, 2020, by and between UWM and UBS AG (incorporated by reference to Exhibit 10.13.8 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

EX-10.13.8 Exhibit 10.13.8 EXECUTION AMENDMENT NO. 8 TO MASTER REPURCHASE AGREEMENT Amendment No. 8 to Master Repurchase Agreement, dated as of January 13, 2020 (this “Amendment”), between UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (the “Buyer”) and United Shore Financial Services, LLC (the “Seller”). RECITALS The Buyer and the Seller are parties to

January 22, 2021 EX-2.2

Amendment to Business Combination Agreement, dated December 14, 2020, by and among Gores Holdings IV, Inc., United Shore Financial Services, LLC d/b/a United Wholesale Mortgage and SFS Holding Corp.

EX-2.2 Exhibit 2.2 EXECUTION VERSION AMENDMENT TO BUSINESS COMBINATION AGREEMENT This Amendment to Business Combination Agreement (this “Amendment”), dated as of December 14, 2020, is entered into by and among Gores Holdings IV, Inc., a Delaware corporation (“GHIV”), United Shore Financial Services, LLC d/b/a United Wholesale Mortgage, a Michigan limited liability company (the “Company”), UWM Hold

January 22, 2021 EX-10.9.4

Amendment No. 4 to Master Repurchase Agreement, dated December 16, 2016, by and between UWM and Bank of America, N.A. (incorporated by reference to Exhibit 10.9.4 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

EX-10.9.4 Exhibit 10.9.41 EXECUTION AMENDMENT NO. 4 TO MASTER REPURCHASE AGREEMENT Amendment No. 4 to Master Repurchase Agreement, dated as of December 16, 2016 (this “Amendment”), by and between Bank of America, N.A. (“Buyer”) and United Shore Financial Services, LLC (“Seller”). RECITALS Buyer and Seller are parties to that certain Master Repurchase Agreement, dated as of December 31, 2014 (as am

January 22, 2021 EX-10.8

Lease Agreement, dated January 1, 2020, by and between UWM, as tenant, and Pontiac South Boulevard, LLC, as landlord (incorporated by reference to Exhibit 10.8 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

Exhibit 10.8 LEASE AGREEMENT by and between PONTIAC SOUTH BOULEVARD, LLC, a Michigan limited liability company and UNITED SHORE FINANCIAL SERVICES, LLC, a Michigan limited liability company TABLE OF CONTENTS Title Page LEASE SUMMARY 1 1. PREMISES 2 2. TERM 2 3. RENT 3 4. SECURITY DEPOSIT 3 5. ADDITIONAL RENT 4 6. PARKING 6 7. USE OF THE PREMISES 6 8. ENVIRONMENTAL COMPLIANCE/HAZARDOUS MATERIALS 7

January 22, 2021 EX-10.13.6

Amendment No. 6 to Master Repurchase Agreement, dated January 14, 2019, by and between UWM and UBS AG (incorporated by reference to Exhibit 10.13.6 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

EX-10.13.6 Exhibit 10.13.6 EXECUTION AMENDMENT NO. 6 TO MASTER REPURCHASE AGREEMENT Amendment No. 6 to Master Repurchase Agreement, dated as of January 14, 2019 (this “Amendment”), between UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (the “Buyer”) and United Shore Financial Services, LLC (the “Seller”). RECITALS The Buyer and the Seller are parties to

January 22, 2021 EX-10.14

Lease Agreement, dated as of January 1, 2021, by and between Pontiac Center East, LLC and United Wholesale Mortgage, LLC (incorporated by reference to Exhibit 10.14 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

EX-10.14 Exhibit 10.14 PONTIAC CENTER EAST LLC 867 AND 871 SOUTH BOULEVARD EAST PONTIAC, MICHIGAN 48341 LEASE AGREEMENT This Lease Agreement (“Lease”) is made between Landlord and Tenant hereinafter identified in Sections 1(b) and 1(c) hereof, respectively, and constitutes a Lease between the parties of the Demised Premises (as defined in Section 2.1 below), upon the terms and conditions and with

January 22, 2021 EX-10.3

UWM Holdings Corporation 2020 Omnibus Incentive Plan.

Exhibit 10.3 UWM CORPORATION 2020 OMNIBUS INCENTIVE PLAN 1. Purpose. The purpose of the UWM Corporation 2020 Omnibus Incentive Plan (as amended from time to time, the “Plan”) is to (i) attract and retain individuals to serve as employees, consultants or Directors of UWM Corporation, a Delaware corporation (together with its Subsidiaries, whether existing or thereafter acquired or formed, and any a

January 22, 2021 EX-99

UNAUDITED PRO FORMA CONDENSED COMBINED FINANCIAL INFORMATION

EX-99 Exhibit 99 UNAUDITED PRO FORMA CONDENSED COMBINED FINANCIAL INFORMATION Defined terms included below have the same meaning as terms defined and included elsewhere in this proxy statement.

January 22, 2021 EX-21

List of Subsidiaries (incorporated by reference to Exhibit 21 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

EX-21 Exhibit 21 UWM HOLDINGS CORPORATION LIST OF SUBSIDIARIES Entity Name Jurisdiction of Organization UWM Holdings, LLC. Delaware United Wholesale Mortgage, LLC. Michigan

January 22, 2021 EX-10.9.7

Amendment No. 7 to Master Repurchase Agreement, dated December 14, 2018, by and between UWM and Bank of America, N.A. (incorporated by reference to Exhibit 10.9.7 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

Exhibit 10.9.7 EXECUTION VERSION AMENDMENT NO. 7 TO MASTER REPURCHASE AGREEMENT Amendment No. 7 to Master Repurchase Agreement, dated as of December 14, 2018 (this “Amendment”), by and between Bank of America, N.A. (“Buyer”) and United Shore Financial Services, LLC (“Seller”). RECITALS Buyer and Seller are parties to that certain Master Repurchase Agreement, dated as of December 31, 2014 (as amend

January 22, 2021 EX-10.9.5

Amendment No. 5 to Master Repurchase Agreement, dated December 15, 2017, by and between UWM and Bank of America, N.A. (incorporated by reference to Exhibit 10.9.5 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

EX-10.9.5 Exhibit 10.9.5 EXECUTION VERSION AMENDMENT NO. 5 TO MASTER REPURCHASE AGREEMENT Amendment No. 5 to Master Repurchase Agreement, dated as of December 15, 2017 (this “Amendment”), by and between Bank of America, N.A. (“Buyer”) and United Shore Financial Services, LLC (“Seller”). RECITALS Buyer and Seller are parties to that certain Master Repurchase Agreement, dated as of December 31, 2014

January 22, 2021 EX-10.9.2

Amendment No. 2 to Master Repurchase Agreement, dated December 30, 2015, by and between UWM and Bank of America, N.A. (incorporated by reference to Exhibit 10.9.2 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

EX-10.9.2 Exhibit 10.9.21 EXECUTION AMENDMENT NO. 2 TO MASTER REPURCHASE AGREEMENT Amendment No. 2 to Master Repurchase Agreement, dated as of December 30, 2015 (this “Amendment”), by and between Bank of America, N.A. (“Buyer”) and United Shore Financial Services, LLC (“Seller”). RECITALS Buyer and Seller are parties to that certain Master Repurchase Agreement, dated as of December 31, 2014 (as am

January 22, 2021 EX-10.7

Parking Area Lease Agreement, dated January 1, 2019, by and between UWM, as tenant, and Pontiac Center Parking, LLC, as landlord (incorporated by reference to Exhibit 10.7 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

Exhibit 10.7 PARKING AREA LEASE AGREEMENT This Parking Area Lease Agreement (“Lease”) is entered into on May 30, 2019, and shall be effective as of January 1, 2019 (the “Effective Date”), between Pontiac Center Parking, LLC, a Michigan limited liability company, with offices at 251 E. Merrill Street, Suite 212, Birmingham, Michigan 48009 (“Landlord”) and United Shore Financial Services, LLC, a Mic

January 22, 2021 EX-10.13.7

Amendment No. 7 to Master Repurchase Agreement, dated February 21, 2019, by and between UWM and UBS AG (incorporated by reference to Exhibit 10.13.7 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

EX-10.13.7 Exhibit 10.13.7 EXECUTION AMENDMENT NO. 7 TO MASTER REPURCHASE AGREEMENT Amendment No. 7 to Master Repurchase Agreement, dated as of February 21, 2019 (this “Amendment”), between UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (the “Buyer”) and United Shore Financial Services, LLC (the “Seller”). RECITALS The Buyer and the Seller are parties t

January 22, 2021 EX-10.13.2

Assignment and Amendment No. 2 to Master Repurchase Agreement, dated August 16, 2016, by and among UWM, UBS Bank USA, and UBS AG (incorporated by reference to Exhibit 10.13.2 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

EX-10.13.2 Exhibit 10.13.2 EXECUTION VERSION ASSIGNMENT AND AMENDMENT NO. 2 TO MASTER REPURCHASE AGREEMENT AND ASSIGNMENT AND AMENDMENT NO. 7 TO PRICING LETTER Assignment and Amendment No. 2 to Master Repurchase Agreement and Assignment and Amendment No. 7 to Pricing Letter, dated August 16, 2016 (this “Amendment”) among United Shore Financial Services, LLC (the “Seller”), UBS BANK USA (“Assignor”

January 22, 2021 EX-10.13.11

Amendment No. 11 to Master Repurchase Agreement and Amendment No. 24 to Pricing Letter, dated December 14, 2020, by and between UWM and UBS AG (incorporated by reference to Exhibit 10.13.11 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

EX-10.13.11 Exhibit 10.13.11 EXECUTION AMENDMENT NO. 11 TO MASTER REPURCHASE AGREEMENT AND AMENDMENT NO. 24 TO PRICING LETTER Amendment No 11 to Master Repurchase Agreement and Amendment No. 24 Pricing Letter, dated as of December 14, 2020 (this “Amendment”), between UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (the “Buyer”) and United Wholesale Mortg

January 22, 2021 EX-10.13

Master Repurchase Agreement, dated November 5, 2014, by and between UWM and UBS AG (as successor in interest to UBS BANK USA) (incorporated by reference to Exhibit 10.13 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

Exhibit 10.131 Execution MASTER REPURCHASE AGREEMENT Between: UBS BANK USA, as Buyer and UNITED SHORE FINANCIAL SERVICES, LLC, as Seller Dated as of November 5, 2014 1 Certain portions of this exhibit have been redacted in accordance with Item 601(b)(10) of Regulation S-K. This information is not material and would likely cause competitive harm to the registrant if publicly disclosed. “[***]” indi

January 22, 2021 EX-10.9.1

Amendment No. 1 to Master Repurchase Agreement, dated October 20, 2015, by and between UWM and Bank of America, N.A. (incorporated by reference to Exhibit 10.9.1 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

EX-10.9.1 Exhibit 10.9.11 EXECUTION AMENDMENT NO. 1 TO MASTER REPURCHASE AGREEMENT Amendment No. 1 to Master Repurchase Agreement, dated as of October 20, 2015 (this “Amendment”), by and between Bank of America, N.A. (“Buyer”) and United Shore Financial Services, LLC (“Seller”). RECITALS Buyer and Seller are parties to that certain Master Repurchase Agreement, dated as of December 31, 2014 (as ame

January 22, 2021 EX-10.13.10

Amendment No. 10 to Master Repurchase Agreement, dated August 3, 2020, by and between UWM and UBS AG (incorporated by reference to Exhibit 10.13.10 of the Company’s Current Report on Form 8-K filed on January 22, 2021).

EX-10.13.10 Exhibit 10.13.10 EXECUTION AMENDMENT NO. 10 TO MASTER REPURCHASE AGREEMENT Amendment No. 10 to Master Repurchase Agreement, dated as of August 3, 2020 (this “Amendment”), between UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (the “Buyer”) and United Shore Financial Services, LLC (the “Seller”). RECITALS The Buyer and the Seller are parties

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