AXP / American Express Company - Pengajuan SECLaporan Tahunan, Pernyataan Proksi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 15, 2025 AMERICAN EXPRESS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 15, 2025 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission F

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2025 AMERICAN EXPRESS CO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2025 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission Fil

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 23, 2025 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission Fil

American Express Elects Randal K. Quarles and Noel Wallace to Board of Directors

EXHIBIT 99.1 NEWS RELEASE NEWS RELEASE NEWS RELEASE NEWS RELEASE American Express Elects Randal K. Quarles and Noel Wallace to Board of Directors New York, July 23, 2025 - American Express Company (NYSE: AXP) today announced that Randal K. Quarles and Noel Wallace have been elected to its Board of Directors, effective July 23, 2025. With these appointments, the American Express Board increases to

Calculation of Filing Fee Table (Form Type) American Express Company (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities

Exhibit 107 Calculation of Filing Fee Table 424(b)(2) (Form Type) American Express Company (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security  Type Security Class Title Fee Calculation  or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Carry Forward  Form Type Carry Forward  File Number Carry Forward  Initial effective date Filing Fee Previously Paid In Connection with Unsold Securities to be Carried Forward Newly Registered Securities Fees to Be Paid Debt 4.

$4,000,000,000 American Express Company $1,500,000,000 4.351% Fixed-to-Floating Rate Notes due July 20, 2029 $1,750,000,000 4.918% Fixed-to-Floating Rate Notes due July 20, 2033 $750,000,000 Floating Rate Notes due July 20, 2029

424B2 Table of Contents Filed Pursuant to Rule 424(b)(2) Registration No. 333-276975 PROSPECTUS SUPPLEMENT (To Prospectus Dated February 9, 2024) $4,000,000,000 American Express Company $1,500,000,000 4.351% Fixed-to-Floating Rate Notes due July 20, 2029 $1,750,000,000 4.918% Fixed-to-Floating Rate Notes due July 20, 2033 $750,000,000 Floating Rate Notes due July 20, 2029     We are offering $1,50

$4,000,000,000 AMERICAN EXPRESS COMPANY $1,500,000,000 4.351% Fixed-to-Floating Rate Notes due July 20, 2029 $1,750,000,000 4.918% Fixed-to-Floating Rate Notes due July 20, 2033 $750,000,000 Floating Rate Notes due July 20, 2029 Terms and Conditions

Issuer Free Writing Prospectus Filed pursuant to Rule 433 Registration No. 333-276975 $4,000,000,000 AMERICAN EXPRESS COMPANY $1,500,000,000 4.351% Fixed-to-Floating Rate Notes due July 20, 2029 $1,750,000,000 4.918% Fixed-to-Floating Rate Notes due July 20, 2033 $750,000,000 Floating Rate Notes due July 20, 2029 Terms and Conditions Applicable to all Notes Issuer: American Express Company Expecte

AMERICAN EXPRESS DELIVERS RECORD SECOND-QUARTER REVENUE OF $17.9 BILLION, UP 9% YEAR-OVER-YEAR, AND EARNINGS PER SHARE OF $4.08 CARD MEMBER SPENDING REACHES QUARTERLY HIGH, UP 7% OVER LAST YEAR COMPANY REAFFIRMS FULL-YEAR 2025 REVENUE AND EPS GUIDANC

EXHIBIT 99.1 NEWS RELEASE NEWS RELEASE NEWS RELEASE NEWS RELEASE Media Contacts: Amanda Miller, [email protected], +1.408.219.0563 Deniz Yigin, [email protected], +1.332.999.0836 Investors/Analysts Contacts: Kartik Ramachandran, [email protected], +1.212.640.5574 Amanda Blumstein, [email protected], +1.212.640.5574 AMERICAN EXPRESS DELIVERS RECORD SECOND-QUARTER REVENU

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 18, 2025 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission Fil

See Appendix III for footnote references

EXHIBIT 99.2 American Express Company (Preliminary) Consolidated Statements of Income (Millions, except percentages and per share amounts) Q2'25 Q1'25 Q4'24 Q3'24 Q2'24 YOY % change YTD'25 YTD'24 YOY % change Non-interest revenues Discount revenue $ 9,361 $ 8,743 $ 9,177 $ 8,780 $ 8,855 6 $ 18,104 $ 17,235 5 Net card fees 2,480 2,333 2,245 2,170 2,060 20 4,813 4,034 19 Service fees and other reven

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2025 ☐ TRANSITION REPORT PURSUANT TO S

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission file number 1-7657 AMERICA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 15, 2025 AMERICAN EXPRESS CO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 15, 2025 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission Fil

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 1, 2025 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission File

American Express Announces 2025 Preliminary Stress Capital Buffer Requirement

EXHIBIT 99.1 NEWS RELEASE NEWS RELEASE NEWS RELEASE NEWS RELEASE American Express Announces 2025 Preliminary Stress Capital Buffer Requirement New York, July 1, 2025 — American Express Company (NYSE: AXP) today announced that the Federal Reserve set the company’s preliminary Stress Capital Buffer (“SCB”) requirement at 2.5 percent, effective October 1, 2025 through September 30, 2026, based on the

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K (Mark One) ☑ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 ☐ TRANSITION REPORT PURSUANT TO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K (Mark One) ☑ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 1-7657 A. Full title of the plan and

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 16, 2025 AMERICAN EXPRESS CO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 16, 2025 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission Fil

Form of 3.433% Fixed-to-Floating Rate Notes due May 20, 2032.

Exhibit 4.4 Permanent Registered Fixed-to-Floating Rate Global Note THIS NOTE IS A GLOBAL SECURITY WITHIN THE MEANING OF THE INDENTURE HEREINAFTER REFERRED TO AND IS REGISTERED IN THE NAME OF A COMMON DEPOSITARY FOR EUROCLEAR BANK SA/NV AND CLEARSTREAM BANKING, S.A. (EACH, A “DEPOSITARY”) OR A NOMINEE THEREOF. UNLESS AND UNTIL IT IS EXCHANGED IN WHOLE OR IN PART FOR NOTES IN DEFINITIVE FORM, THIS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 20, 2025 AMERICAN EXPRESS COM

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 20, 2025 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission File

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 AMERICAN EXPRESS COMPANY (Exact name of registr

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 13-4922250 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No

Form of Permanent Registered Euro-Denominated Senior Global Note

Exhibit 4 Permanent Registered [ ] Senior Global Note THIS NOTE IS A GLOBAL SECURITY WITHIN THE MEANING OF THE INDENTURE HEREINAFTER REFERRED TO AND IS REGISTERED IN THE NAME OF A COMMON DEPOSITARY FOR EUROCLEAR BANK SA/NV AND CLEARSTREAM BANKING, S.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 15, 2025 AMERICAN EXPRESS COM

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 15, 2025 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission File

€1,000,000,000 American Express Company 3.433% Fixed-to-Floating Rate Notes due May 20, 2032

424B2 Filed Pursuant to Rule 424(b)(2) Registration No. 333-276975 PROSPECTUS SUPPLEMENT (To Prospectus Dated February 9, 2024) €1,000,000,000 American Express Company 3.433% Fixed-to-Floating Rate Notes due May 20, 2032     We are offering €1,000,000,000 principal amount of our 3.433% fixed-to-floating rate notes due May 20, 2032, or the notes. We will pay interest on the notes (i) from, and incl

Calculation of Filing Fee Table (Form Type) American Express Company (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities and Carry Forward Securities

Exhibit 107 Calculation of Filing Fee Table 424(b)(2) (Form Type) American Express Company (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities and Carry Forward Securities Security  Type Security Class Title Fee Calculation  or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Carry Forward  Form Type Carry Forward  File Number Carry Forward  Initial effective date Filing Fee Previously Paid In Connection with Unsold Securities to be Carried Forward Fees to Be Paid Debt  3.

SUBJECT TO COMPLETION, DATED MAY 13, 2025

424B2 Table of Contents Filed Pursuant to Rule 424(b)(2) Registration No. 333-276975 The information in this preliminary prospectus supplement is not complete and may be changed. This preliminary prospectus supplement and the accompanying prospectus are not an offer to sell these securities and are not soliciting an offer to buy these securities in any state where the offer or sale is not permitte

AMERICAN EXPRESS COMPANY €1,000,000,000 3.433% Fixed-to-Floating Rate Notes due May 20, 2032 Issuer: American Express Company Expected Ratings(1): A2 (Stable) / A- (Stable) / A (Stable) (Moody’s / S&P / Fitch) Ranking: Senior Unsecured Trade Date: Ma

Issuer Free Writing Prospectus Filed pursuant to Rule 433 Registration No. 333-276975 AMERICAN EXPRESS COMPANY €1,000,000,000 3.433% Fixed-to-Floating Rate Notes due May 20, 2032 Issuer: American Express Company Expected Ratings(1): A2 (Stable) / A- (Stable) / A (Stable) (Moody’s / S&P / Fitch) Ranking: Senior Unsecured Trade Date: May 13, 2025 Settlement Date: May 20, 2025 (T+5). Pursuant to Rule

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 1, 2025 (April 29, 2025) AMER

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 1, 2025 (April 29, 2025) AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2025 AMERICAN EXPRESS C

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2025 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission Fi

$5,000,000,000 American Express Company $1,600,000,000 4.731% Fixed-to-Floating Rate Notes due April 25, 2029 $1,500,000,000 5.016% Fixed-to-Floating Rate Notes due April 25, 2031 $1,500,000,000 5.667% Fixed-to-Floating Rate Notes due April 25, 2036

Table of Contents Filed Pursuant to Rule 424(b)(2) Registration No. 333-276975 PROSPECTUS SUPPLEMENT (To Prospectus Dated February 9, 2024) $5,000,000,000 American Express Company $1,600,000,000 4.731% Fixed-to-Floating Rate Notes due April 25, 2029 $1,500,000,000 5.016% Fixed-to-Floating Rate Notes due April 25, 2031 $1,500,000,000 5.667% Fixed-to-Floating Rate Notes due April 25, 2036 $400,000,0

Calculation of Filing Fee Table (Form Type) American Express Company (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities

Exhibit 107 Calculation of Filing Fee Table 424(b)(2) (Form Type) American Express Company (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Carry Forward Form Type Carry Forward File Number Carry Forward Initial effective date Filing Fee Previously Paid In Connection with Unsold Securities to be Carried Forward Newly Registered Securities Fees to Be Paid Debt 4.

$5,000,000,000 AMERICAN EXPRESS COMPANY $1,600,000,000 4.731% Fixed-to-Floating Rate Notes due April 25, 2029 $1,500,000,000 5.016% Fixed-to-Floating Rate Notes due April 25, 2031 $1,500,000,000 5.667% Fixed-to-Floating Rate Notes due April 25, 2036

FWP Issuer Free Writing Prospectus Filed pursuant to Rule 433 Registration No. 333-276975 $5,000,000,000 AMERICAN EXPRESS COMPANY $1,600,000,000 4.731% Fixed-to-Floating Rate Notes due April 25, 2029 $1,500,000,000 5.016% Fixed-to-Floating Rate Notes due April 25, 2031 $1,500,000,000 5.667% Fixed-to-Floating Rate Notes due April 25, 2036 $400,000,000 Floating Rate Notes due April 25, 2029 Terms an

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2025 ☐ TRANSITION REPORT PURSUANT TO

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission file number 1-7657 AMERIC

See Appendix III for footnote references

EXHIBIT 99.2 American Express Company (Preliminary) Consolidated Statements of Income (Millions, except percentages and per share amounts) Q1'25 Q4'24 Q3'24 Q2'24 Q1'24 YOY % change Non-interest revenues Discount revenue $ 8,743 $ 9,177 $ 8,780 $ 8,855 $ 8,380 4 Net card fees 2,333 2,245 2,170 2,060 1,974 18 Service fees and other revenue 1,722 1,719 1,680 1,688 1,678 3 Total non-interest revenues

AMERICAN EXPRESS DELIVERS STRONG FIRST-QUARTER RESULTS WITH REVENUE OF $17.0 BILLION, UP 7%, OR 8% ON AN FX-ADJUSTED BASIS EARNINGS PER SHARE OF $3.64 INCREASED 9% COMPANY MAINTAINS FULL-YEAR REVENUE AND EPS GUIDANCE (Millions, except per share amoun

EXHIBIT 99.1 NEWS RELEASE NEWS RELEASE NEWS RELEASE NEWS RELEASE Media Contacts: Amanda Miller, [email protected], +1.408.219.0563 Deniz Yigin, [email protected], +1.332.999.0836 Investors/Analysts Contacts: Kartik Ramachandran, [email protected], +1.212.640.5574 Amanda Blumstein, [email protected], +1.212.640.5574 AMERICAN EXPRESS DELIVERS STRONG FIRST-QUARTER RESULTS

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 17, 2025 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission Fi

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 15, 2025 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission Fi

United States Securities and Exchange Commission Washington, D.C. 20549 NOTICE OF EXEMPT SOLICITATION Pursuant to Rule 14a-103

United States Securities and Exchange Commission Washington, D.C. 20549 NOTICE OF EXEMPT SOLICITATION Pursuant to Rule 14a-103 Name of the Registrant: The American Express Company Name of persons relying on exemption: National Legal and Policy Center Address of persons relying on exemption: 107 Park Washington Court, Falls Church, VA 22046 Written materials are submitted pursuant to Rule 14a-6(g)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 17, 2025 AMERICAN EXPRESS C

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 17, 2025 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission Fi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒       Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by R

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒       Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐

144

144 0001753557 XXXXXXXX LIVE 0000004962 American Express Company 001-07657 200 Vesey Street New York NY 10285 2126402000 ANNA MARRS Officer Common Morgan Stanley Smith Barney LLC Executive Financial Services 1 New York Plaza 8th Floor New York NY 10004 21955 6487482.

American Express Elects Michael J. Angelakis to Board of Directors

EXHIBIT 99.1 NEWS RELEASE NEWS RELEASE NEWS RELEASE NEWS RELEASE American Express Elects Michael J. Angelakis to Board of Directors New York, March 3, 2025 - American Express Company (NYSE: AXP) today announced that Michael J. Angelakis has been elected to its Board of Directors, effective March 3, 2025. Mr. Angelakis is the Chairman and Chief Executive Officer of Atairos, an independent strategic

American Express Board Authorizes 17 Percent Dividend Increase

EXHIBIT 99.2 NEWS RELEASE NEWS RELEASE NEWS RELEASE NEWS RELEASE American Express Board Authorizes 17 Percent Dividend Increase New York, March 3, 2025 - The Board of Directors of American Express Company (NYSE: AXP) has approved a $0.12, or 17 percent, increase in the quarterly dividend on the company’s common stock, consistent with the planned increase discussed in the company’s fourth-quarter 2

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 3, 2025 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission Fil

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 18, 2025 AMERICAN EXPRES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 18, 2025 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission

American Express Company

EXHIBIT 19 American Express Company AEMP 72 - Insider Trading Policy 1.0OVERVIEW AND PURPOSE In order to promote compliance with federal, state and foreign securities laws, this Policy prohibits trading in the securities of a company while in possession of Material Non-Public Information (as defined below) about that company. Civil and criminal penalties and reputational harm resulting from failur

Description of Compensation Payable to Non-Management Directors, effective January 1, 2025.

EXHIBIT 10.19 DESCRIPTION OF COMPENSATION PAYABLE TO NON-MANAGEMENT DIRECTORS Upon the recommendation of the Nominating and Governance Committee of the Board of Directors of American Express Company, on December 12, 2024, the Board approved the payment of the following compensation to each non-management director of the Board in respect of his/her service on the Board effective January 1, 2025: •a

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 ☐ TRANSITION REPORT PURSUANT TO SECTI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 1-7657 American Express Company (Exact

Subsidiaries of the Company.

EXHIBIT 21 SUBSIDIARIES OF AMERICAN EXPRESS COMPANY as of December 31, 2024 Unless otherwise indicated by an asterisk (*), all of the voting securities of these subsidiaries are directly or indirectly owned by the registrant.

1

EXHIBIT 99.1 EXECUTIVE TEAM CHANGES The following are memos from Chairman and Chief Executive Officer Stephen J. Squeri that were shared January 2025, with all American Express colleagues ORGANIZATION ANNOUNCEMENT: ANRÉ WILLIAMS I’m writing to let you know that, after an outstanding career with American Express of over 35 years, Anré Williams will leave the company later this year. During discussi

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 30, 2025 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 30, 2025 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission

Calculation of Filing Fee Table (Form Type) American Express Company (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities

Exhibit 107 Calculation of Filing Fee Table 424(b)(2) (Form Type) American Express Company (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Fees to Be Paid Debt 5.

$3,000,000,000 American Express Company $1,450,000,000 5.085% Fixed-to-Floating Rate Notes due January 30, 2031 $1,250,000,000 5.442% Fixed-to-Floating Rate Notes due January 30, 2036 $300,000,000 Floating Rate Notes due January 30, 2031

Table of Contents Filed Pursuant to Rule 424(b)(2) Registration No. 333-276975 PROSPECTUS SUPPLEMENT (To Prospectus Dated February 9, 2024) $3,000,000,000 American Express Company $1,450,000,000 5.085% Fixed-to-Floating Rate Notes due January 30, 2031 $1,250,000,000 5.442% Fixed-to-Floating Rate Notes due January 30, 2036 $300,000,000 Floating Rate Notes due January 30, 2031 We are offering $1,450

$3,000,000,0000 AMERICAN EXPRESS COMPANY $1,450,000,000 5.085% Fixed-to-Floating Rate Notes due January 30, 2031 $1,250,000,000 5.442% Fixed-to-Floating Rate Notes due January 30, 2036 $300,000,000 Floating Rate Notes due January 30, 2031 Terms and C

Issuer Free Writing Prospectus Filed pursuant to Rule 433 Registration No. 333-276975 $3,000,000,0000 AMERICAN EXPRESS COMPANY $1,450,000,000 5.085% Fixed-to-Floating Rate Notes due January 30, 2031 $1,250,000,000 5.442% Fixed-to-Floating Rate Notes due January 30, 2036 $300,000,000 Floating Rate Notes due January 30, 2031 Terms and Conditions Applicable to all Notes Issuer: American Express Compa

See Appendix III for footnote references

EXHIBIT 99.2 American Express Company (Preliminary) Consolidated Statements of Income (Millions, except percentages and per share amounts) Q4'24 Q3'24 Q2'24 Q1'24 Q4'23 YOY % change FY'24 FY'23 YOY % change Non-interest revenues Discount revenue $ 9,177 $ 8,780 $ 8,855 $ 8,380 $ 8,580 7 $ 35,192 $ 33,416 5 Net card fees 2,245 2,170 2,060 1,974 1,907 18 8,449 7,255 16 Service fees and other revenue

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 24, 2025 AMERICAN EXPRESS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 24, 2025 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission

AMERICAN EXPRESS ANNOUNCES RECORD FY 2024 REVENUE, UP 9%, OR 10% ON AN FX-ADJUSTED BASIS FY 2024 EARNINGS PER SHARE INCREASED 25% TO $14.01 FY 2025 GUIDANCE FOR REVENUE GROWTH OF 8% TO 10% AND EPS OF $15.00 TO $15.50 COMPANY PLANS TO INCREASE QUARTER

EXHIBIT 99.1 NEWS RELEASE NEWS RELEASE NEWS RELEASE NEWS RELEASE Media Contacts: Melanie Backs, [email protected], +1.212.640.2164 Deniz Yigin, [email protected], +1.332.999.0836 Investors/Analysts Contacts: Kartik Ramachandran, [email protected], +1.212.640.5574 Kristy Ashmawy, [email protected], +1.212.640.5574 AMERICAN EXPRESS ANNOUNCES RECORD FY 2024 REVENUE, UP 9%,

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 16, 2025 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 15, 2025 AMERICAN EXPRESS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 15, 2025 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 16, 2024 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 15, 2024 AMERICAN EXPRES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 15, 2024 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 18, 2024 AMERICAN EXPRESS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 18, 2024 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission

See Appendix III for footnote references

EXHIBIT 99.2 American Express Company (Preliminary) Consolidated Statements of Income (Millions, except percentages and per share amounts) Q3'24 Q2'24 Q1'24 Q4'23 Q3'23 YOY % change YTD'24 YTD'23 YOY % change Non-interest revenues Discount revenue $ 8,780 $ 8,855 $ 8,380 $ 8,580 $ 8,408 4 $ 26,015 $ 24,836 5 Net card fees 2,170 2,060 1,974 1,907 1,846 18 6,204 5,348 16 Service fees and other reven

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2024 ☐ TRANSITION REPORT PURSUANT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission file number 1-7657 AM

Form of Time Sharing Agreement.(incorporated by reference to Exhibit 10.1 of the Company’s Quarterly Report on Form 10-Q (Commission File No. 1-7657) for the quarter ended September 30, 2024).

EXHIBIT 10.1 TIME SHARING AGREEMENT This Time Sharing Agreement (the “Agreement”), is made and entered into this [ ] day of [ ], 20[ ], by and between American Express Travel Related Services Company, Inc., (“AETRSC”), and [ ] (“User”). WITNESSETH: WHEREAS, AETRSC, a wholly-owned subsidiary of American Express Company (“American Express”), owns and operates the aircraft (collectively, the “Aircraf

AMERICAN EXPRESS REPORTS THIRD-QUARTER EARNINGS PER SHARE OF $3.49, AND RAISES FULL-YEAR 2024 EPS GUIDANCE 10TH CONSECUTIVE QUARTER OF RECORD REVENUE, RISING 8% OVER PRIOR YEAR TO $16.6 BILLION (Millions, except per share amounts, and where indicated

EXHIBIT 99.1 NEWS RELEASE NEWS RELEASE NEWS RELEASE NEWS RELEASE Media Contacts: Melanie Backs, [email protected], +1.212.640.2164 Deniz Yigin, [email protected], +1.332.999.0836 Investors/Analysts Contacts: Kartik Ramachandran, [email protected], +1.212.640.5574 Kristy Ashmawy, [email protected], +1.212.640.5574 AMERICAN EXPRESS REPORTS THIRD-QUARTER EARNINGS PER SHARE

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 15, 2024 AMERICAN EXPRESS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 15, 2024 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission

.1 of the Company’s Current Report on Form 8-K (Commission File No. 1-7657), dated

EXHIBIT 3.1 BY-LAWS OF AMERICAN EXPRESS COMPANY (A New York Corporation) (As amended and restated as of September 25, 2024) -1- BY-LAWS OF AMERICAN EXPRESS COMPANY ARTICLE I OFFICES SECTION 1.1 PRINCIPAL OFFICE. The principal office of the corporation within the State of New York shall be located in the City of New York, County of New York. SECTION 1.2 OTHER OFFICES. The corporation may have such

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 27, 2024 (September 25, 2024) AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of inco

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 16, 2024 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commissio

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 15, 2024 AMERICAN EXPRESS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 15, 2024 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission F

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 26, 2024 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission Fil

Twenty-Eighth Amendment to the American Express Retirement Savings Plan Effective as of January 1, 2023 (filed herewith).

EXHIBIT 4.2 TWENTY-EIGHTH AMENDMENT TO THE AMERICAN EXPRESS RETIREMENT SAVINGS PLAN WHEREAS, pursuant to its delegation powers, the Compensation and Benefits Committee (the “CBC”) of the Board of Directors of American Express Company (the “Company”) has authorized the Chief Executive Officer of the Company to amend benefit plans, unless Board or CBC approval is required by law, regulation or excha

As filed with the Securities and Exchange Commission on July 26, 2024 Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM S-8 REGISTRATION STATEMENT THE SECURITIES ACT OF 1933 AMERICAN EXPRESS COMPANY (E

As filed with the Securities and Exchange Commission on July 26, 2024 Registration No.

Twenty-Seventh Amendment and Restatement of the American Express Retirement Savings Plan Effective as of January 1, 2021 (filed herewith).

EXHIBIT 4.1 TWENTY-SEVENTH AMENDMENT AND RESTATEMENT OF THE AMERICAN EXPRESS RETIREMENT SAVINGS PLAN TABLE OF CONTENTS PAGE Article 1 GENERAL PROVISIONS 1 Article 2 DEFINITIONS 3 Article 3 ELIGIBILITY AND PARTICIPATION 20 Article 4 CONTRIBUTIONS 22 Article 5 LIMITATIONS ON CONTRIBUTIONS 35 Article 6 INVESTMENTS AND ACCOUNTING 43 Article 7 VESTING AND ALLOCATION OF FORFEITURES 45 Article 8 DISTRIBU

Power of Attorney

EXHIBIT 24.1 AMERICAN EXPRESS COMPANY POWER OF ATTORNEY Each person whose signature appears below constitutes and appoints Laureen E. Seeger, David A. Kanarek and James J. Killerlane III, severally, each with full power to act alone and without the other, his or her true and lawful attorney-in-fact, with full power of substitution, and with the authority to execute in the name of each such person,

Filing Fee Table

Exhibit 107 Calculation of Filing Fee Table Form S-8 (Form Type) American Express Company (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Equity Common Shares, par value $0.

Twenty-Ninth Amendment to the American Express Retirement Savings Plan adopted December 5, 2023 (filed herewith).

EXHIBIT 4.3 TWENTY-NINTH AMENDMENT TO THE AMERICAN EXPRESS RETIREMENT SAVINGS PLAN WHEREAS, pursuant to its delegation powers, the Compensation and Benefits Committee (the “CBC”) of the Board of Directors of American Express Company (the “Company”) has authorized the Chief Executive Officer of the Company to amend benefit plans, unless Board or CBC approval is required by law, regulation or exchan

$3,400,000,000 American Express Company $1,200,000,000 5.043% Fixed-to-Floating Rate Notes due July 26, 2028 $1,700,000,000 5.284% Fixed-to-Floating Rate Notes due July 26, 2035 $500,000,000 Floating Rate Notes due July 26, 2028

Table of Contents Filed Pursuant to Rule 424(b)(2) Registration No. 333-276975 PROSPECTUS SUPPLEMENT (To Prospectus Dated February 9, 2024)   $3,400,000,000 American Express Company $1,200,000,000 5.043% Fixed-to-Floating Rate Notes due July 26, 2028 $1,700,000,000 5.284% Fixed-to-Floating Rate Notes due July 26, 2035 $500,000,000 Floating Rate Notes due July 26, 2028 We are offering $1,200,000,00

Calculation of Filing Fee Table (Form Type) American Express Company (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered Proposed Maximu

Exhibit 107 Calculation of Filing Fee Table 424(b)(2) (Form Type) American Express Company (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Fees to Be Paid Debt 5.

$3,400,000,000 AMERICAN EXPRESS COMPANY $1,200,000,000 5.043% Fixed-to-Floating Rate Notes due July 26, 2028 $1,700,000,000 5.284% Fixed-to-Floating Rate Notes due July 26, 2035 $500,000,000 Floating Rate Notes due July 26, 2028 Terms and Conditions

FWP Issuer Free Writing Prospectus Filed pursuant to Rule 433 Registration No. 333-276975 $3,400,000,000 AMERICAN EXPRESS COMPANY $1,200,000,000 5.043% Fixed-to-Floating Rate Notes due July 26, 2028 $1,700,000,000 5.284% Fixed-to-Floating Rate Notes due July 26, 2035 $500,000,000 Floating Rate Notes due July 26, 2028 Terms and Conditions Applicable to all Notes Issuer: American Express Company Exp

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2024 ☐ TRANSITION REPORT PURSUANT TO S

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission file number 1-7657 AMERICA

See Appendix III for footnote references

EXHIBIT 99.2 American Express Company (Preliminary) Consolidated Statements of Income (Millions, except percentages and per share amounts) Q2'24 Q1'24 Q4'23 Q3'23 Q2'23 YOY % change YTD'24 YTD'23 YOY % change Non-interest revenues Discount revenue $ 8,855 $ 8,380 $ 8,580 $ 8,408 $ 8,481 4 $ 17,235 $ 16,428 5 Net card fees 2,060 1,974 1,907 1,846 1,789 15 4,034 3,502 15 Service fees and other reven

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 19, 2024 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission Fil

AMERICAN EXPRESS RAISES FULL-YEAR EARNINGS PER SHARE GUIDANCE Q2 EPS INCREASED 44% TO $4.15, OR 21% TO $3.49 EXCLUDING A TRANSACTION GAIN1 REVENUE GREW 8% (9% FX-ADJUSTED2) TO RECORD $16.3 BILLION (Millions, except per share amounts, and where indica

EXHIBIT 99.1 NEWS RELEASE NEWS RELEASE NEWS RELEASE NEWS RELEASE Media Contacts: Giovanna Falbo, [email protected], +1.212.640.0327 Melanie Backs, [email protected], +1.212.640.2164 Investors/Analysts Contacts: Kartik Ramachandran, [email protected], +1.212.640.5574 Kristy Ashmawy, [email protected], +1.212.640.5574 AMERICAN EXPRESS RAISES FULL-YEAR EARNINGS PER SHARE

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 15, 2024 AMERICAN EXPRESS CO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 15, 2024 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission Fil

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 17, 2024 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission Fil

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K (Mark One) ☑ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 ☐ TRANSITION REPORT PURSUANT TO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K (Mark One) ☑ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 1-7657 A. Full title of the plan and

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 15, 2024 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission File

American Express Company 2016 Incentive Compensation Plan (as amended and restated effective May 6, 2024).

EXHIBIT 10.1 American Express Company 2016 Incentive Compensation Plan (as amended and restated effective May 6, 2024) 1.PURPOSE. The purpose of the 2016 Incentive Compensation Plan (the “Plan”) is to promote shareholder value and the future success of American Express Company (the “Company”) by providing appropriate retention and performance incentives to the employees of the Company and its Affi

Filing Fee Table (filed herewith)

Exhibit 107 Calculation of Filing Fee Table Form S-8 (Form Type) American Express Company (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Equity Common Shares, par value $0.

As filed with the Securities and Exchange Commission on May 8, 2024 Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM S-8 REGISTRATION STATEMENT THE SECURITIES ACT OF 1933 AMERICAN EXPRESS COMPANY (Exa

As filed with the Securities and Exchange Commission on May 8, 2024 Registration No.

Power of Attorney (filed herewith)

EXHIBIT 24.1 AMERICAN EXPRESS COMPANY POWER OF ATTORNEY Each person whose signature appears below constitutes and appoints Laureen E. Seeger, David A. Kanarek and Noelle Kenel-Pierre, severally, each with full power to act alone and without the other, his or her true and lawful attorney-in-fact, with full power of substitution, and with the authority to execute in the name of each such person, a r

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 8, 2024 (May 6, 2024) AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Co

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2024 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission Fi

AMERICAN EXPRESS COMPANY $500,000,000 5.915% Fixed-to-Floating Rate Subordinated Notes due April 25, 2035

Issuer Free Writing Prospectus Filed pursuant to Rule 433 Registration No. 333-276975 $500,000,000 AMERICAN EXPRESS COMPANY $500,000,000 5.915% Fixed-to-Floating Rate Subordinated Notes due April 25, 2035 Issuer: American Express Company Expected Ratings(1): A3/BBB/A- (Stable/Stable/Stable) (Moody’s/S&P/Fitch) Ranking: The Subordinated Notes are unsecured and will be subordinated in right of payme

Calculation of Filing Fee Table 424(b)(2) (Form Type) American Express Company (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities

Exhibit 107 Calculation of Filing Fee Table 424(b)(2) (Form Type) American Express Company (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Fees to Be Paid Debt 5.

$3,000,000,000 American Express Company $1,300,000,000 5.645% Fixed-to-Floating Rate Notes due April 23, 2027 $1,400,000,000 5.532% Fixed-to-Floating Rate Notes due April 25, 2030 $300,000,000 Floating Rate Notes due April 23, 2027

TABLE OF CONTENTS  Filed Pursuant to Rule 424(b)(2)  Registration No. 333-276975 PROSPECTUS SUPPLEMENT (To Prospectus Dated February 9, 2024) $3,000,000,000 American Express Company $1,300,000,000 5.645% Fixed-to-Floating Rate Notes due April 23, 2027 $1,400,000,000 5.532% Fixed-to-Floating Rate Notes due April 25, 2030 $300,000,000 Floating Rate Notes due April 23, 2027 We are offering $1,300,000

AMERICAN EXPRESS COMPANY $1,300,000,000 5.645% Fixed-to-Floating Rate Notes due April 23, 2027 $1,400,000,000 5.532% Fixed-to-Floating Rate Notes due April 25, 2030 $300,000,000 Floating Rate Notes due April 23, 2027 Terms and Conditions Applicable t

Issuer Free Writing Prospectus Filed pursuant to Rule 433 Registration No. 333-276975 $3,000,000,000 AMERICAN EXPRESS COMPANY $1,300,000,000 5.645% Fixed-to-Floating Rate Notes due April 23, 2027 $1,400,000,000 5.532% Fixed-to-Floating Rate Notes due April 25, 2030 $300,000,000 Floating Rate Notes due April 23, 2027 Terms and Conditions Applicable to all Notes Issuer: American Express Company Expe

American Express Company 5.915% Fixed-to-Floating Rate Subordinated Notes due April 25, 2035

TABLE OF CONTENTS  Filed Pursuant to Rule 424(b)(2)  Registration No. 333-276975 PROSPECTUS SUPPLEMENT (To Prospectus Dated February 9, 2024) $500,000,000 American Express Company 5.915% Fixed-to-Floating Rate Subordinated Notes due April 25, 2035 We are offering $500,000,000 principal amount of our 5.915% fixed-to-floating rate subordinated notes due April 25, 2035, the subordinated notes or the

Calculation of Filing Fee Table 424(b)(2) (Form Type) American Express Company (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities

Exhibit 107 Calculation of Filing Fee Table 424(b)(2) (Form Type) American Express Company (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Fees to Be Paid Debt 5.

See Appendix III for footnote references

EXHIBIT 99.2 American Express Company (Preliminary) Consolidated Statements of Income (Millions, except percentages and per share amounts) Q1'24 Q4'23 Q3'23 Q2'23 Q1'23 YOY % change Non-interest revenues Discount revenue $ 8,380 $ 8,580 $ 8,408 $ 8,481 $ 7,947 5 Net card fees 1,974 1,907 1,846 1,789 1,713 15 Service fees and other revenue 1,292 1,294 1,261 1,232 1,218 6 Processed revenue 386 414 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 19, 2024 AMERICAN EXPRESS C

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 19, 2024 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission Fi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2024 ☐ TRANSITION REPORT PURSUANT TO

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission file number 1-7657 AMERIC

AMERICAN EXPRESS FIRST-QUARTER REVENUE INCREASED 11% TO $15.8 BILLION AND EPS INCREASED 39% TO $3.33, REFLECTING CONTINUED BUSINESS MOMENTUM COMPANY REAFFIRMS FULL-YEAR 2024 REVENUE AND EPS GUIDANCE (Millions, except per share amounts, and where indi

EXHIBIT 99.1 NEWS RELEASE NEWS RELEASE NEWS RELEASE NEWS RELEASE Media Contacts: Giovanna Falbo, [email protected], +1.212.640.0327 Andrew R. Johnson, [email protected], +1.212.640.8610 Investors/Analysts Contacts: Kartik Ramachandran, [email protected], +1.212.640.5574 Michelle A. Scianni, [email protected], +1.212.640.5574 AMERICAN EXPRESS FIRST-QUARTER REVENUE

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 15, 2024 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission Fi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defin

COURTESY COPY

2024 PROXY STATEMENTYOU LEAD THE WAY. WE’VE GOT YOUR BACK. We believe with the right backing, people and businesses have the power to progress in incredible ways. Our culture is built on strong relationships and shared values and purpose. The American Express Blue Box Values guide how we operate as a company and bring our company vision—to provide the world’s best customer experience every day—to

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 15, 2024 AMERICAN EXPRESS C

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 15, 2024 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission Fi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒        Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2))

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒       Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by R

American Express Board Authorizes 17 Percent Dividend Increase

EXHIBIT 99.1 American Express Board Authorizes 17 Percent Dividend Increase New York, NY, March 6, 2024 – The Board of Directors of American Express Company (NYSE: AXP) approved a $0.10 – or 17 percent – increase in the quarterly dividend on the company’s common stock, consistent with the planned increase discussed in the company’s fourth-quarter 2023 earnings release. The dividend was raised to $

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 7, 2024 (March 6, 2024) AME

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 7, 2024 (March 6, 2024) AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation)

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 16, 2024 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 15, 2024 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission

AXP / American Express Company / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 tv0258-americanexpressco.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 7)* Name of issuer: American Express Co Title of Class of Securities: Common Stock CUSIP Number: 025816109 Date of Event Which Requires Filing of this Statement: December 29, 2023 Check the appropriate box to designa

Calculation of Filing Fee Table 424(b)(2) (Form Type) American Express Company (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities

Exhibit 107 Calculation of Filing Fee Table 424(b)(2) (Form Type) American Express Company (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Fees to Be Paid Debt 5.

American Express Company $1,700,000,000 5.098% Fixed-to-Floating Rate Notes due February 16, 2028 $300,000,000 Floating Rate Notes due February 16, 2028

TABLE OF CONTENTS  Filed Pursuant to Rule 424(b)(2)  Registration No. 333-276975 PROSPECTUS SUPPLEMENT (To Prospectus Dated February 9, 2024) $2,000,000,000 American Express Company $1,700,000,000 5.098% Fixed-to-Floating Rate Notes due February 16, 2028 $300,000,000 Floating Rate Notes due February 16, 2028 We are offering $1,700,000,000 principal amount of our 5.098% fixed-to-floating rate notes

AMERICAN EXPRESS COMPANY $1,700,000,000 5.098% Fixed-to-Floating Rate Notes due February 16, 2028 $300,000,000 Floating Rate Notes due February 16, 2028 Terms and Conditions Applicable to all Notes

Issuer Free Writing Prospectus Filed pursuant to Rule 433 Registration No. 333-276975 $2,000,000,000 AMERICAN EXPRESS COMPANY $1,700,000,000 5.098% Fixed-to-Floating Rate Notes due February 16, 2028 $300,000,000 Floating Rate Notes due February 16, 2028 Terms and Conditions Applicable to all Notes Issuer: American Express Company Expected Ratings(1): A2/BBB+/A (Stable/Stable/Stable) (Moody’s/S&P/F

Form of Permanent Registered Senior Global Note.

Exhibit 4(g) Permanent Registered [ ] Senior Global Note THIS NOTE IS A GLOBAL SECURITY WITHIN THE MEANING OF THE INDENTURE HEREINAFTER REFERRED TO AND IS REGISTERED IN THE NAME OF A DEPOSITORY OR A NOMINEE THEREOF.

Fourth Supplemental Indenture dated as of February 9, 2024 to the Subordinated Indenture dated as of August 1, 2007, between the Registrant and The Bank of New York Mellon, as trustee.

Exhibit 4(f) AMERICAN EXPRESS COMPANY As Issuer and THE BANK OF NEW YORK MELLON formerly known as The Bank of New York As Trustee FOURTH SUPPLEMENTAL INDENTURE dated as of February 9, 2024 to THE SUBORDINATED INDENTURE dated as of August 1, 2007 FOURTH SUPPLEMENTAL INDENTURE (this “Fourth Supplemental Indenture”), dated as of February 9, 2024, between AMERICAN EXPRESS COMPANY, a corporation duly o

Form T-1 Statement of Eligibility under the Trust Indenture Act of 1939, as amended, of The Bank of New York Mellon for the Senior Indenture dated as of August 1, 2007.

Exhibit 25(a) UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTEE PURSUANT TO SECTION 305(b)(2) ¨ THE BANK OF NEW YORK MELLON (Exact name of trustee as specified in its charter) New York (Jurisdiction

Subsidiaries of the Company.

EXHIBIT 21 SUBSIDIARIES OF AMERICAN EXPRESS COMPANY as of December 31, 2023 Unless otherwise indicated by an asterisk (*), all of the voting securities of these subsidiaries are directly or indirectly owned by the registrant.

Power of Attorney.

Exhibit 24(a) AMERICAN EXPRESS COMPANY POWER OF ATTORNEY Each person whose signature appears below constitutes and appoints Laureen E.

Consent of PricewaterhouseCoopers LLP.

Exhibit 23(b) CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM We hereby consent to the incorporation by reference in this Registration Statement on Form S-3 of American Express Company of our report dated February 9, 2024 relating to the financial statements and the effectiveness of internal control over financial reporting, which appears in American Express Company's Annual Report on Form 10-K for the year ended December 31, 2023.

Form T-1 Statement of Eligibility under the Trust Indenture Act of 1939, as amended, of The Bank of New York Mellon for the Subordinated Indenture dated as of August 1, 2007.

Exhibit 25(b) UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTEE PURSUANT TO SECTION 305(b)(2) ¨ THE BANK OF NEW YORK MELLON (Exact name of trustee as specified in its charter) New York (Jurisdiction

Underwriting Agreement Basic Provisions (Debt Securities).

Exhibit 1(a) AMERICAN EXPRESS COMPANY DEBT SECURITIES UNDERWRITING AGREEMENT BASIC PROVISIONS To the Representative or Representatives named in the Terms Agreement referred to below American Express Company, a New York corporation (the “Company”), may issue and sell from time to time series of its debt securities registered under the Registration Statement referred to in Section 1(a) hereof.

Form of nonqualified stock option award agreement for executive officers under the American Express Company 2016 Incentive Compensation Plan

EXHIBIT 10.24 AMERICAN EXPRESS COMPANY 2016 INCENTIVE COMPENSATION PLAN [ ] GLOBAL NONQUALIFIED STOCK OPTION AWARD AGREEMENT This [ ] Nonqualified Stock Option Award Agreement sets forth the terms and conditions of the Nonqualified Stock Options granted by American Express Company pursuant to the Company’s 2016 Incentive Compensation Plan to select employees in Band 99 during [ ]. Capitalized term

Filing Fee Table

Exhibit 107 Calculation of Filing Fee Table Form S-3 (Form Type) American Express Company (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Carry Forward Form Type Carry Forward File Number Carry Forward Initial Effective Date Filing Fee Previously Paid In Connection with Unsold Securities to be Carried Forward Newly Registered Securities Fees to Be Paid Debt Debt Securities Rule 456(b) and 457(r) (1) (1) (1) (2) (2) Equity Preferred Shares, par value $1.

American Express Company Policy for the Recovery of Erroneously Awarded Compensation.

EXHIBIT 97 AMERICAN EXPRESS COMPANY POLICY FOR THE RECOVERY OF ERRONEOUSLY AWARDED COMPENSATION 1.

As filed with the Securities and Exchange Commission on February 9, 2024

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on February 9, 2024 Registration No.

award agreement for executive officers under the American Express Company 2016 Incentive Compensation Plan

EXHIBIT 10.25 AMERICAN EXPRESS COMPANY 2016 INCENTIVE COMPENSATION PLAN [ ] GLOBAL RESTRICTED STOCK UNIT/RESTRICTED STOCK AWARD AGREEMENT This [ ] Global Restricted Stock Unit/Restricted Stock Award Agreement sets forth the terms and conditions of the Restricted Stock Units (or Restricted Stock) granted by American Express Company pursuant to the Company’s 2016 Incentive Compensation Plan to selec

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 ☐ TRANSITION REPORT PURSUANT TO SECTI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 1-7657 American Express Company (Exact

Form of Permanent Registered Subordinated Global Note.

Exhibit 4(h) Permanent Registered [ ] Subordinated Global Note THIS NOTE IS A GLOBAL SECURITY WITHIN THE MEANING OF THE INDENTURE HEREINAFTER REFERRED TO AND IS REGISTERED IN THE NAME OF A DEPOSITORY OR A NOMINEE THEREOF.

See Appendix III for footnote references

EXHIBIT 99.2 American Express Company (Preliminary) Consolidated Statements of Income (Millions, except percentages and per share amounts) Q4'23 Q3'23 Q2'23 Q1'23 Q4'22 YOY % change FY'23 FY'22 YOY % change Non-interest revenues Discount revenue $ 8,580 $ 8,408 $ 8,481 $ 7,947 $ 8,183 5 $ 33,416 $ 30,739 9 Net card fees 1,907 1,846 1,789 1,713 1,625 17 7,255 6,070 20 Service fees and other revenue

AMERICAN EXPRESS ANNOUNCES RECORD FULL-YEAR 2023 REVENUE OF $60.5 BILLION, UP 14% ON A REPORTED BASIS AND 15% ON AN FX-ADJUSTED BASIS FULL-YEAR EARNINGS PER SHARE INCREASED 14% TO $11.21 FULL-YEAR 2024 GUIDANCE FOR REVENUE GROWTH OF 9% TO 11% AND EPS

EXHIBIT 99.1 NEWS RELEASE NEWS RELEASE NEWS RELEASE NEWS RELEASE Media Contacts: Giovanna Falbo, [email protected], +1.212.640.0327 Andrew R. Johnson, [email protected], +1.212.640.8610 Investors/Analysts Contacts: Kartik Ramachandran, [email protected], +1.212.640.5574 Michelle A. Scianni, [email protected], +1.212.640.5574 AMERICAN EXPRESS ANNOUNCES RECORD FULL

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 26, 2024 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission

* * * * *

January 19, 2024 By EDGAR Correspondence Division of Corporation Finance Securities and Exchange Commission Attention: Marc Thomas and Robert Klein 100 F Street, N.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 16, 2024 AMERICAN EXPRESS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 16, 2024 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission

GBTG / Global Business Travel Group, Inc. / AMERICAN EXPRESS CO - SC 13D/A Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934* (Amendment No. 2) Global Business Travel Group, Inc. (Name of Issuer) Class A Common Stock, Par Value $0.0001 Per Share (Title of Class of Securities) 37890B 100 (CUSIP Number) Laureen E. Seeger, Esq. Chief Legal Officer American Express Company 200 Vesey Street New York,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 16, 2024 AMERICAN EXPRESS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 16, 2024 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 15, 2023 AMERICAN EXPRES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 15, 2023 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 15, 2023 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 30, 2023 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission

Calculation of Filing Fee Table 424(b)(2) (Form Type) American Express Company (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities

Exhibit 107 Calculation of Filing Fee Table 424(b)(2) (Form Type) American Express Company (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Fees to Be Paid Debt 6.

$2,500,000,000 American Express Company $1,200,000,000 6.338% Fixed-to-Floating Rate Notes due October 30, 2026 $1,000,000,000 6.489% Fixed-to-Floating Rate Notes due October 30, 2031 $300,000,000 Floating Rate Notes due October 30, 2026

TABLE OF CONTENTS  Filed Pursuant to Rule 424(b)(2)  Registration No. 333-253057 PROSPECTUS SUPPLEMENT (To Prospectus Dated February 12, 2021) $2,500,000,000 American Express Company $1,200,000,000 6.338% Fixed-to-Floating Rate Notes due October 30, 2026 $1,000,000,000 6.489% Fixed-to-Floating Rate Notes due October 30, 2031 $300,000,000 Floating Rate Notes due October 30, 2026 We are offering $1,

$2,500,000,000 AMERICAN EXPRESS COMPANY $1,200,000,000 6.338% Fixed-to-Floating Rate Notes due October 30, 2026 $1,000,000,000 6.489% Fixed-to-Floating Rate Notes due October 30, 2031 $300,000,000 Floating Rate Notes due October 30, 2026 Terms and Co

Issuer Free Writing Prospectus Filed pursuant to Rule 433 Registration No. 333-253057 $2,500,000,000 AMERICAN EXPRESS COMPANY $1,200,000,000 6.338% Fixed-to-Floating Rate Notes due October 30, 2026 $1,000,000,000 6.489% Fixed-to-Floating Rate Notes due October 30, 2031 $300,000,000 Floating Rate Notes due October 30, 2026 Terms and Conditions Applicable to all Notes Issuer: American Express Compan

SUBJECT TO COMPLETION, DATED OCTOBER 24, 2023

TABLE OF CONTENTS The information in this preliminary prospectus supplement and the accompanying prospectus is not complete and may be changed.

AMERICAN EXPRESS REPORTS SIXTH CONSECUTIVE QUARTER OF RECORD REVENUE, UP 13% FROM YEAR EARLIER TO $15.4 BILLION THIRD-QUARTER EARNINGS PER SHARE ROSE 34% TO RECORD $3.30 STRONG RESULTS DRIVEN BY CONTINUED GROWTH IN CARD MEMBER SPENDING AND BEST-IN-CL

EXHIBIT 99.1 NEWS RELEASE NEWS RELEASE NEWS RELEASE NEWS RELEASE Media Contacts: Giovanna Falbo, [email protected], +1.212.640.0327 Andrew R. Johnson, [email protected], +1.212.640.8610 Investors/Analysts Contacts: Kartik Ramachandran, [email protected], +1.212.640.5574 Michelle A. Scianni, [email protected], +1.212.640.5574 AMERICAN EXPRESS REPORTS SIXTH CONSECU

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 20, 2023 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2023 ☐ TRANSITION REPORT PURSUANT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission file number 1-7657 AM

See Appendix III for footnote references

Exhibit 99.2 American Express Company (Preliminary) Consolidated Statements of Income (Millions, except percentages and per share amounts) Q3'23 Q2'23 Q1'23 Q4'22 Q3'22 YOY % change YTD'23 YTD'22 YOY % change Non-interest revenues Discount revenue $ 8,408 $ 8,481 $ 7,947 $ 8,183 $ 7,848 7 $ 24,836 $ 22,556 10 Net card fees 1,846 1,789 1,713 1,625 1,541 20 5,348 4,445 20 Service fees and other reve

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 16, 2023 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 15, 2023 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commissio

AURC / Aurora Acquisition Corp - Class A / AMERICAN EXPRESS CO - SC 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Better Home & Finance Holding Company (Name of Issuer) Class A Common Stock (Title of Class of Securities) 08774B102 (CUSIP Number) August 22, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pur

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 15, 2023 AMERICAN EXPRESS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 15, 2023 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission F

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 28, 2023 AMERICAN EXPRESS CO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 28, 2023 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission Fil

Third Supplemental Indenture, dated as of July 28, 2023, to the Subordinated Indenture, dated as of August 1, 2007, between the Company and the Trustee

EXHIBIT 4.1 THIRD SUPPLEMENTAL INDENTURE BETWEEN AMERICAN EXPRESS COMPANY AND THE BANK OF NEW YORK MELLON, formerly known as The Bank of New York DATED AS OF JULY 28, 2023 5.625% FIXED-TO-FLOATING RATE SUBORDINATED NOTES DUE JULY 28, 2034 TABLE OF CONTENTS Page ARTICLE I DEFINITIONS Section 1.1 Definition of Terms 2 ARTICLE II TERMS OF THE NOTES Section 2.1 Designation and Principal Amount 7 Secti

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): (July 28, 2023) July 25, 2023 AME

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): (July 28, 2023) July 25, 2023 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation)

$500,000,000 American Express Company 5.625% Fixed-to-Floating Rate Subordinated Notes due July 28, 2034

TABLE OF CONTENTS  Filed Pursuant to Rule 424(b)(2)  Registration No. 333-253057 PROSPECTUS SUPPLEMENT (To Prospectus Dated February 12, 2021) $500,000,000 American Express Company 5.625% Fixed-to-Floating Rate Subordinated Notes due July 28, 2034 We are offering $500,000,000 principal amount of our 5.625% fixed-to-floating rate subordinated notes due July 28, 2034, the subordinated notes or the n

Calculation of Filing Fee Table 424(b)(2) (Form Type) American Express Company (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities

Exhibit 107 Calculation of Filing Fee Table 424(b)(2) (Form Type) American Express Company (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Fees to Be Paid Debt 5.

$3,000,000,000 American Express Company $1,200,000,000 5.389% Fixed-to-Floating Rate Notes due July 28, 2027 $1,500,000,000 5.282% Fixed-to-Floating Rate Notes due July 27, 2029 $300,000,000 Floating Rate Notes due July 28, 2027

TABLE OF CONTENTS  Filed Pursuant to Rule 424(b)(2)  Registration No. 333-253057 PROSPECTUS SUPPLEMENT (To Prospectus Dated February 12, 2021) $3,000,000,000 American Express Company $1,200,000,000 5.389% Fixed-to-Floating Rate Notes due July 28, 2027 $1,500,000,000 5.282% Fixed-to-Floating Rate Notes due July 27, 2029 $300,000,000 Floating Rate Notes due July 28, 2027 We are offering $1,200,000,0

Calculation of Filing Fee Table 424(b)(2) (Form Type) American Express Company (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities

Exhibit 107 Calculation of Filing Fee Table 424(b)(2) (Form Type) American Express Company (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Fees to Be Paid Debt 5.

$3,000,000,000 AMERICAN EXPRESS COMPANY $1,200,000,000 5.389% Fixed-to-Floating Rate Notes due July 28, 2027 $1,500,000,000 5.282% Fixed-to-Floating Rate Notes due July 27, 2029 $300,000,000 Floating Rate Notes due July 28, 2027 Terms and Conditions

Issuer Free Writing Prospectus Filed pursuant to Rule 433 Registration No. 333-253057 $3,000,000,000 AMERICAN EXPRESS COMPANY $1,200,000,000 5.389% Fixed-to-Floating Rate Notes due July 28, 2027 $1,500,000,000 5.282% Fixed-to-Floating Rate Notes due July 27, 2029 $300,000,000 Floating Rate Notes due July 28, 2027 Terms and Conditions Applicable to all Notes Issuer: American Express Company Expecte

AMERICAN EXPRESS COMPANY $500,000,000 5.625% Fixed-to-Floating Rate Subordinated Notes due July 28, 2034

Issuer Free Writing Prospectus Filed pursuant to Rule 433 Registration No. 333-253057 AMERICAN EXPRESS COMPANY $500,000,000 5.625% Fixed-to-Floating Rate Subordinated Notes due July 28, 2034 Issuer: American Express Company Expected Ratings(1): A3 / BBB / A- (Stable/Stable/Stable) (Moody’s / S&P / Fitch) Ranking: The Subordinated Notes are unsecured and will be subordinated in right of payment to

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2023 ☐ TRANSITION REPORT PURSUANT TO S

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission file number 1-7657 AMERICA

SUBJECT TO COMPLETION, DATED JULY 25, 2023

TABLE OF CONTENTS The information in this preliminary prospectus supplement and the accompanying prospectus is not complete and may be changed.

SUBJECT TO COMPLETION, DATED JULY 25, 2023

TABLE OF CONTENTS The information in this preliminary prospectus supplement and the accompanying prospectus is not complete and may be changed.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 21, 2023 AMERICAN EXPRESS CO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 21, 2023 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission Fil

AMERICAN EXPRESS REPORTS RECORD REVENUE OF $15.1 BILLION, UP 12% FROM THE PRIOR YEAR, WITH CARD MEMBER SPENDING REACHING A QUARTERLY HIGH SECOND-QUARTER EARNINGS PER SHARE ROSE 12% TO RECORD $2.89 COMPANY REAFFIRMS FULL-YEAR 2023 REVENUE AND EPS GUID

EXHIBIT 99.1 NEWS RELEASE NEWS RELEASE NEWS RELEASE NEWS RELEASE Media Contacts: Giovanna Falbo, [email protected], +1.212.640.0327 Andrew R. Johnson, [email protected], +1.212.640.8610 Investors/Analysts Contacts: Kerri S. Bernstein, [email protected], +1.212.640.5574 Michelle A. Scianni, [email protected], +1.212.640.5574 AMERICAN EXPRESS REPORTS RECORD REVENUE O

See Appendix III for footnote references

Exhibit 99.2 American Express Company (Preliminary) Consolidated Statements of Income (Millions, except percentages and per share amounts) Q2'23 Q1'23 Q4'22 Q3'22 Q2'22 YOY % change FY'23 FY'22 YOY % change Non-interest revenues Discount revenue $ 8,481 $ 7,947 $ 8,183 $ 7,848 $ 7,873 8 $ 16,428 $ 14,708 12 Net card fees 1,789 1,713 1,625 1,541 1,481 21 3,502 2,904 21 Service fees and other revenu

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 17, 2023 AMERICAN EXPRESS CO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 17, 2023 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission Fil

GBTG / Global Business Travel Group Inc - Class A / AMERICAN EXPRESS CO - SC 13D/A Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934* (Amendment No. 1) Global Business Travel Group, Inc. (Name of Issuer) Class A Common Stock, Par Value $0.0001 Per Share (Title of Class of Securities) 37890B 100 (CUSIP Number) Laureen E. Seeger, Esq. Chief Legal Officer American Express Company 200 Vesey Street New York,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 27, 2023 AMERICAN EXPRESS CO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 27, 2023 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission Fil

American Express Announces Retirement of Chief Financial Officer Jeffrey C. Campbell and Names Deputy Chief Financial Officer Christophe Le Caillec as Successor Campbell will remain with the company as Vice Chairman until March 2024

EXHIBIT 99.1 NEWS RELEASE NEWS RELEASE NEWS RELEASE NEWS RELEASE American Express Announces Retirement of Chief Financial Officer Jeffrey C. Campbell and Names Deputy Chief Financial Officer Christophe Le Caillec as Successor Campbell will remain with the company as Vice Chairman until March 2024 New York, NY, June 27, 2023 - American Express Company (NYSE:AXP) today announced that Jeffrey C. Camp

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 15, 2023 AMERICAN EXPRESS CO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 15, 2023 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission Fil

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K (Mark One) ☑ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 ☐ TRANSITION REPORT PURSUANT TO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K (Mark One) ☑ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 1-7657 A. Full title of the plan and

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 15, 2023 AMERICAN EXPRESS COM

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 15, 2023 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission File

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 5, 2023 (May 2, 2023) AMERICA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 5, 2023 (May 2, 2023) AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Co

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 1, 2023 AMERICAN EXPRESS COMP

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 1, 2023 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission File

Second Supplemental Indenture dated as of May 1, 2023 to the Senior Indenture dated as of August 1, 2007, between the Registrant and The Bank of New York Mellon, as trustee (incorporated by reference to Exhibit 4 of the Registrant’s Current Report on Form 8-K (File No. 1-7657), filed on May 1, 2023).

Exhibit 4 AMERICAN EXPRESS COMPANY As Issuer And THE BANK OF NEW YORK MELLON formerly known as The Bank of New York As Trustee SECOND SUPPLEMENTAL INDENTURE dated as of May 1, 2023 to THE SENIOR INDENTURE dated as of August 1, 2007 SECOND SUPPLEMENTAL INDENTURE (this “Second Supplemental Indenture”), dated as of May 1, 2023, between AMERICAN EXPRESS COMPANY, a corporation duly organized and existing under the laws of New York (herein called the “Company”) having its principal office at 200 Vesey Street, New York, NY 10285, and THE BANK OF NEW YORK MELLON (formerly known as The Bank of New York), a national banking association, as Trustee (herein called the “Trustee”).

Calculation of Filing Fee Table 424(b)(2) (Form Type) American Express Company (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities

Exhibit 107 Calculation of Filing Fee Table 424(b)(2) (Form Type) American Express Company (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Fees to Be Paid Debt 4.

$2,500,000,000 American Express Company $1,250,000,000 4.990% Fixed-to-Floating Rate Notes due May 1, 2026 $1,250,000,000 5.043% Fixed-to-Floating Rate Notes due May 1, 2034

TABLE OF CONTENTS  Filed Pursuant to Rule 424(b)(2)  Registration Number 333-253057 PROSPECTUS SUPPLEMENT (To Prospectus Dated February 12, 2021) $2,500,000,000 American Express Company $1,250,000,000 4.

SUBJECT TO COMPLETION, DATED APRIL 26, 2023

TABLE OF CONTENTS The information in this preliminary prospectus supplement and the accompanying prospectus is not complete and may be changed.

AMERICAN EXPRESS COMPANY $1,250,000,000 4.990% Fixed-to-Floating Rate Notes due May 1, 2026 $1,250,000,000 5.043% Fixed-to-Floating Rate Notes due May 1, 2034 Terms and Conditions Applicable to all Notes

Issuer Free Writing Prospectus Filed pursuant to Rule 433 Registration No. 333-253057 $2,500,000,000 AMERICAN EXPRESS COMPANY $1,250,000,000 4.990% Fixed-to-Floating Rate Notes due May 1, 2026 $1,250,000,000 5.043% Fixed-to-Floating Rate Notes due May 1, 2034 Terms and Conditions Applicable to all Notes Issuer: American Express Company Expected Ratings(1): A2/BBB+/A (Stable/Stable/Stable) (Moody’s

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2023 ☐ TRANSITION REPORT PURSUANT TO

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission file number 1-7657 AMERIC

AMERICAN EXPRESS FIRST-QUARTER REVENUE INCREASED 22% TO RECORD $14.3 BILLION, DRIVEN PRIMARILY BY STRONG CARD MEMBER SPENDING COMPANY REAFFIRMS FULL-YEAR 2023 REVENUE AND EPS GUIDANCE FIRST-QUARTER EARNINGS PER SHARE WAS $2.40, AS COMPANY CONTINUED T

EXHIBIT 99.1 NEWS RELEASE NEWS RELEASE NEWS RELEASE NEWS RELEASE Media Contacts: Giovanna Falbo, [email protected], +1.212.640.0327 Andrew R. Johnson, [email protected], +1.212.640.8610 Investors/Analysts Contacts: Kerri S. Bernstein, [email protected], +1.212.640.5574 Michelle A. Scianni, [email protected], +1.212.640.5574 AMERICAN EXPRESS FIRST-QUARTER REVENUE IN

See Appendix III for footnote references

Exhibit 99.2 American Express Company (Preliminary) Consolidated Statements of Income (Millions, except percentages and per share amounts) Q1'23 Q4'22 Q3'22 Q2'22 Q1'22 YOY % change Non-interest revenues Discount revenue $ 7,947 $ 8,183 $ 7,848 $ 7,873 $ 6,835 16 Net card fees 1,713 1,625 1,541 1,481 1,423 20 Service fees and other revenue 1,218 1,181 1,169 1,265 906 34 Processed revenue 420 429 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 20, 2023 AMERICAN EXPRESS C

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 20, 2023 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission Fi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 17, 2023 AMERICAN EXPRESS C

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 17, 2023 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission Fi

United States Securities and Exchange Commission Washington, D.C. 20549 NOTICE OF EXEMPT SOLICITATION Pursuant to Rule 14a-103

United States Securities and Exchange Commission Washington, D.C. 20549 NOTICE OF EXEMPT SOLICITATION Pursuant to Rule 14a-103 Name of the Registrant: American Express Company Name of persons relying on exemption: Change Finance, P.B.C. Address of persons relying on exemption: 705 Grand View Drive, Alexandria, VA 22305 Written materials are submitted pursuant to Rule 14a-6(g) (1) promulgated under

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defin

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2))

COURTESY COPY

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UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 15, 2023 AMERICAN EXPRESS C

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 15, 2023 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission Fi

American Express Board Authorizes Share Repurchase Plan, Announces 15 Percent Dividend Increase

EXHIBIT 99.1 NEWS RELEASE NEWS RELEASE NEWS RELEASE NEWS RELEASE American Express Board Authorizes Share Repurchase Plan, Announces 15 Percent Dividend Increase New York, NY, March 8, 2023 – The Board of Directors of American Express Company (NYSE: AXP) approved the repurchase of up to 120 million common shares, in accordance with the company’s capital plans that are, from time to time, reviewed a

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 8, 2023 AMERICAN EXPRESS CO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 8, 2023 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission Fil

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 16, 2023 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 15, 2023 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission

$1,500,000,000 American Express Company $1,200,000,000 4.900% Notes due February 13, 2026 $300,000,000 Floating Rate Notes due February 13, 2026

424B2 1 tm236250-2424b2.htm 424B2 TABLE OF CONTENTS  Filed Pursuant to Rule 424(b)(2)  Registration Number 333-253057 PROSPECTUS SUPPLEMENT (To Prospectus Dated February 12, 2021) $1,500,000,000 American Express Company $1,200,000,000 4.900% Notes due February 13, 2026 $300,000,000 Floating Rate Notes due February 13, 2026 We are offering $1,200,000,000 principal amount of our 4.900% notes due Feb

Calculation of Filing Fee Table 424(b)(2) (Form Type) American Express Company (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities

Exhibit 107 Calculation of Filing Fee Table 424(b)(2) (Form Type) American Express Company (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Fees to Be Paid Debt 4.

SUBJECT TO COMPLETION, DATED FEBRUARY 13, 2023

TABLE OF CONTENTS The information in this preliminary prospectus supplement and the accompanying prospectus is not complete and may be changed.

$1,500,000,000 AMERICAN EXPRESS COMPANY $1,200,000,000 4.900% Notes due February 13, 2026 $300,000,000 Floating Rate Notes due February 13, 2026 Terms and Conditions Applicable to all Notes

Issuer Free Writing Prospectus Filed pursuant to Rule 433 Registration No. 333-253057 $1,500,000,000 AMERICAN EXPRESS COMPANY $1,200,000,000 4.900% Notes due February 13, 2026 $300,000,000 Floating Rate Notes due February 13, 2026 Terms and Conditions Applicable to all Notes Issuer: American Express Company Expected Ratings(1): A2/BBB+/A (Stable/Stable/Stable) (Moody’s/S&P/Fitch) Ranking: Senior u

American Express Company Deferred Compensation Plan for Directors and Advisors, as amended and restated effective January 1, 2023

EXHIBIT 10.1 AMERICAN EXPRESS COMPANY AMERICAN EXPRESS NATIONAL BANK DEFERRED COMPENSATION PLAN FOR DIRECTORS AND ADVISORS (As amended and restated effective January 1, 2023) Section 1. Effective Date The original effective date of this Deferred Compensation Plan for Directors and Advisors (this “Plan”) was October 1, 1973. This Plan was most recently amended and restated on April 1, 2018. This Pl

Twelfth Amendment and Restatement of the American Express Retirement Restoration Plan (f/k/a Supplemental Retirement Plan) (as amended and restated effective as of January 1, 2023)

EXHIBIT 10.20 TWELFTH AMENDMENT AND RESTATEMENT OF THE AMERICAN EXPRESS RETIREMENT RESTORATION PLAN (formerly known as the Supplemental Retirement Plan) (As amended and restated effective as of January 1, 2023) TABLE OF CONTENTS ARTICLE 1 HISTORY AND EFFECTIVE DATES 1 Section 1.1 History 1 Section 1.2 Effective Date 5 Section 1.3 Transition Rules 5 Section 1.4 Modification of Certain Grandfathered

Subsidiaries of the Company.

EXHIBIT 21 SUBSIDIARIES OF AMERICAN EXPRESS COMPANY as of December 31, 2022 Unless otherwise indicated by an asterisk (*), all of the voting securities of these subsidiaries are directly or indirectly owned by the registrant.

Description of Compensation Payable to Non-Management Directors

EXHIBIT 10.22 DESCRIPTION OF COMPENSATION PAYABLE TO NON-MANAGEMENT DIRECTORS Upon the recommendation of the Nominating and Governance Committee of the Board of Directors of American Express Company, on December 7, 2021, the Board approved the payment of the following compensation to each non-management director of the Board in respect of his/her service on the Board effective January 1, 2022: •an

Amendment to the Form of restricted stock unit award agreement and Form of nonqualified stock option award agreement for executive officers under the American Express Company 2016 Incentive Compensation Plan (for awards made on or after February 1, 2023).

EXHIBIT 10.31 AMENDMENT TO RESTRICTED STOCK UNIT AWARD AGREEMENT (BAND 99) AND NONQUALIFIED STOCK OPTION AWARD AGREEMENT (BAND 99) I. Amendment to Restricted Stock Unit Award Agreement (Band 99) Section 2, Section 3 and Section 6(c) of the Restricted Stock Unit Award Agreement (Band 99) are hereby amended and restated, effective for awards granted on or after February 1, 2023, to provide in their

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SE

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 1-7657 American Express Company (Exact

AXP / American Express Company / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 tv0232-americanexpressco.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 6)* Name of issuer: American Express Co. Title of Class of Securities: Common Stock CUSIP Number: 025816109 Date of Event Which Requires Filing of this Statement: December 30, 2022 Check the appropriate box to design

See Appendix III for footnote references

Exhibit 99.2 American Express Company (Preliminary) Consolidated Statements of Income (Millions, except percentages and per share amounts) Q4'22 Q3'22 Q2'22 Q1'22 Q4'21 YOY % change FY'22 FY'21 YOY % change Non-interest revenues Discount revenue $ 8,183 $ 7,848 $ 7,873 $ 6,835 $ 7,149 14 $ 30,739 $ 24,563 25 Net card fees 1,625 1,541 1,481 1,423 1,344 21 6,070 5,195 17 Service fees and other reven

AMERICAN EXPRESS DELIVERS ON 2022 GROWTH PLAN WITH FULL-YEAR REVENUE GROWTH OF 25% AND EARNINGS PER SHARE OF $9.85 FOURTH-QUARTER 2022 REVENUE INCREASED 17% TO A RECORD $14.2 BILLION, DRIVEN BY HIGHEST EVER QUARTERLY CARD MEMBER SPENDING; EPS FOR QUA

EXHIBIT 99.1 NEWS RELEASE NEWS RELEASE NEWS RELEASE NEWS RELEASE Media Contacts: Leah M. Gerstner, [email protected], +1.212.640.3174 Andrew R. Johnson, [email protected], +1.212.640.8610 Investors/Analysts Contacts: Kerri S. Bernstein, [email protected], +1.212.640.5574 Michelle A. Scianni, [email protected], +1.212.640.5574 AMERICAN EXPRESS DELIVERS ON 2022 GROW

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 27, 2023 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 17, 2023 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 15, 2022 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 8, 2022 (December 7, 202

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 8, 2022 (December 7, 2022) AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorpor

American Express Elects Deborah P. Majoras to its Board of Directors

EXHIBIT 99.1 NEWS RELEASE NEWS RELEASE NEWS RELEASE NEWS RELEASE FOR IMMEDIATE RELEASE American Express Elects Deborah P. Majoras to its Board of Directors New York, New York, December 8, 2022 – American Express Company (NYSE: AXP) today announced that Deborah Platt Majoras has been elected to its Board of Directors, effective December 7, 2022. Ms. Majoras served as Chief Legal Officer and Corpora

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 15, 2022 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 7, 2022 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 2, 2022 (October 31, 2022) AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorpor

Calculation of Filing Fee Table 424(b)(2) (Form Type) American Express Company (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities

Exhibit 107 Calculation of Filing Fee Table 424(b)(2) (Form Type) American Express Company (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Fees to Be Paid Debt 5.

$1,500,000,000 American Express Company 5.850% Notes due November 5, 2027

TABLE OF CONTENTS ?Filed Pursuant to Rule 424(b)(2)? ?Registration No. 333-253057? PROSPECTUS SUPPLEMENT (To Prospectus Dated February 12, 2021) ? ? ? $1,500,000,000 American Express Company? 5.850% Notes due November 5, 2027 ? We are offering $1,500,000,000 principal amount of our 5.850% notes due November 5, 2027, or the notes. We will pay interest on the notes semi-annually in arrears on May 5

AMERICAN EXPRESS COMPANY $1,500,000,000 5.850% Notes due November 5, 2027 (the “Notes”) Terms and Conditions

FWP 1 tm2229100d3fwp.htm FWP Issuer Free Writing Prospectus Filed pursuant to Rule 433 Registration No. 333-253057 AMERICAN EXPRESS COMPANY $1,500,000,000 5.850% Notes due November 5, 2027 (the “Notes”) Terms and Conditions Issuer: American Express Company Expected Ratings(1): A2 / BBB+ / A (Stable/Stable/Stable) (Moody’s / S&P / Fitch) Ranking: Senior unsecured Trade Date: October 31, 2022 Settle

SUBJECT TO COMPLETION, DATED OCTOBER 31, 2022

TABLE OF CONTENTS The information in this preliminary prospectus supplement and the accompanying prospectus is not complete and may be changed.

Amendment No. 5, dated July 27, 2022, to the Time Sharing Agreement, dated February 13, 2018, by and between American Express Travel Related Services Company, Inc. and Stephen J. Squeri.

EXHIBIT 10.1 AMENDMENT NO. 5 TO THE TIME SHARING AGREEMENT This Amendment No. 5 (including the Schedules A and B attached hereto, collectively hereinafter “Amendment No. 5”), dated as of July 27, 2022, to the Time Sharing Agreement will amend that certain Time Sharing Agreement, dated as of February 13, 2018, as previously amended, by and between American Express Travel Related Services Company, I

See Appendix IV for footnote references

Exhibit 99.2 American Express Company (Preliminary) Consolidated Statements of Income (Millions, except percentages and per share amounts) Q3'22 Q2'22 Q1'22 Q4'21 Q3'21 YOY % change YTD'22 YTD'21 YOY % change Non-interest revenues Discount revenue $ 7,848 $ 7,873 $ 6,835 $ 7,149 $ 6,369 23 $ 22,556 $ 17,414 30 Net card fees 1,541 1,481 1,423 1,344 1,312 17 4,445 3,851 15 Service fees and other rev

By-Laws, as amended through October 19, 2022 (incorporated by reference to Exhibit 3.1 of the Company’s Quarterly Report on Form 10-Q (File No. 1-7657) for the quarter ended September 30, 2022)

EXHIBIT 3.1 BY-LAWS OF AMERICAN EXPRESS COMPANY (A New York Corporation) (As amended and restated as of October 19, 2022) -1- BY-LAWS OF AMERICAN EXPRESS COMPANY ARTICLE I OFFICES SECTION 1.1 PRINCIPAL OFFICE. The principal office of the corporation within the State of New York shall be located in the City of New York, County of New York. SECTION 1.2 OTHER OFFICES. The corporation may have such ot

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 21, 2022 AMERICAN EXPRESS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 21, 2022 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission

AMERICAN EXPRESS THIRD-QUARTER REVENUE INCREASED 24% TO $13.6 BILLION THIRD-QUARTER EARNINGS PER SHARE INCREASED 9% TO $2.47 CARD MEMBER SPENDING UP 21%, DRIVEN BY CONTINUED MOMENTUM ACROSS GOODS & SERVICES AND TRAVEL & ENTERTAINMENT SPENDING CREDIT

EXHIBIT 99.1 NEWS RELEASE NEWS RELEASE NEWS RELEASE NEWS RELEASE FOR IMMEDIATE RELEASE Media Contacts: Leah M. Gerstner, [email protected], +1.212.640.3174 Andrew R. Johnson, [email protected], +1.212.640.8610 Investors/Analysts Contacts: Kerri S. Bernstein, [email protected], +1.212.640.5574 Michelle A. Scianni, [email protected], +1.212.640.5574 AMERICAN EXPRESS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2022 ☐ TRANSITION REPORT PURSUANT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission file number 1-7657 AM

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 17, 2022 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission

American Express Elects Jay Clayton to Board of Directors

EXHIBIT 99.1 NEWS RELEASE NEWS RELEASE NEWS RELEASE NEWS RELEASE FOR IMMEDIATE RELEASE American Express Elects Jay Clayton to Board of Directors New York, New York, October 6, 2022 ? American Express Company (NYSE: AXP) today announced that Walter Joseph ?Jay? Clayton has been elected to its Board of Directors, effective October 5, 2022. Mr. Clayton served as the Chairman of the U.S. Securities an

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 6, 2022 (October 5, 2022) AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporat

* * * * *

American Express Company 200 Vesey Street New York, NY 10285 September 23, 2022 By EDGAR Correspondence Jennifer Gowetski Amanda Ravitz Division of Corporation Finance Securities and Exchange Commission 100 F Street, N.

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 15, 2022 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commissio

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 15, 2022 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission F

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 3, 2022 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission Fi

Form of Permanent Registered Fixed-to-Floating Rate Global Note

EXHIBIT 4 Form of Permanent Registered Fixed-to-Floating Rate Global Note THIS NOTE IS A GLOBAL SECURITY WITHIN THE MEANING OF THE INDENTURE HEREINAFTER REFERRED TO AND IS REGISTERED IN THE NAME OF A DEPOSITORY OR A NOMINEE THEREOF.

Calculation of Filing Fee Table 424(b)(2) (Form Type) American Express Company (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities

EX-FILING FEES 2 tm2221624d2exfilingfees.htm EX-FILING FEES Exhibit 107 Calculation of Filing Fee Table 424(b)(2) (Form Type) American Express Company (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate

$3,500,000,000 American Express Company $2,250,000,000 3.950% Notes due August 1, 2025 $1,250,000,000 4.420% Fixed-to-Floating Rate Notes due August 3, 2033

TABLE OF CONTENTS ?Filed Pursuant to Rule 424(b)(2)? ?Registration Number 333-253057? PROSPECTUS SUPPLEMENT (To Prospectus Dated February 12, 2021) ? ? ? $3,500,000,000 American Express Company? $2,250,000,000 3.

SUBJECT TO COMPLETION, DATED JULY 25, 2022

TABLE OF CONTENTS The information in this preliminary prospectus supplement and the accompanying prospectus is not complete and may be changed.

$3,500,000,000 AMERICAN EXPRESS COMPANY $2,250,000,000 3.950% Notes due August 1, 2025 $1,250,000,000 4.420% Fixed-to-Floating Rate Notes due August 3, 2033 Terms and Conditions Applicable to all Notes

Issuer Free Writing Prospectus Filed pursuant to Rule 433 Registration No. 333-253057 $3,500,000,000 AMERICAN EXPRESS COMPANY $2,250,000,000 3.950% Notes due August 1, 2025 $1,250,000,000 4.420% Fixed-to-Floating Rate Notes due August 3, 2033 Terms and Conditions Applicable to all Notes Issuer: American Express Company Expected Ratings(1): A2 / BBB+ / A (Stable/Stable/Stable) (Moody?s / S&P / Fitc

AMERICAN EXPRESS SECOND-QUARTER REVENUE INCREASES 31% TO $13.4 BILLION RECORD CARD MEMBER SPENDING DRIVEN BY ROBUST TRAVEL AND ENTERTAINMENT REBOUND EXCELLENT CREDIT PERFORMANCE REFLECTS STRENGTH OF PREMIUM CUSTOMER BASE SECOND-QUARTER EARNINGS PER S

EXHIBIT 99.1 NEWS RELEASE NEWS RELEASE NEWS RELEASE NEWS RELEASE FOR IMMEDIATE RELEASE Media Contacts: Leah M. Gerstner, [email protected], +1.212.640.3174 Andrew R. Johnson, [email protected], +1.212.640.8610 Investors/Analysts Contacts: Kerri S. Bernstein, [email protected], +1.212.640.5574 Michelle A. Scianni, [email protected], +1.212.640.5574 AMERICAN EXPRESS

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 22, 2022 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission Fil

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2022 ☐ TRANSITION REPORT PURSUANT TO S

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2022 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission file number 1-7657 AMERICA

See Appendix IV for footnote references

Exhibit 99.2 American Express Company (Preliminary) Consolidated Statements of Income (Millions, except percentages and per share amounts) Q2'22 Q1'22 Q4'21 Q3'21 Q2'21 YOY % change YTD'22 YTD'21 YOY % change Non-interest revenues Discount revenue (A) $ 7,873 $ 6,835 $ 7,149 $ 6,369 $ 6,044 30 $ 14,708 $ 11,045 33 Net card fees 1,481 1,423 1,344 1,312 1,286 15 2,904 2,539 14 Service fees and other

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 15, 2022 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission Fil

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K (Mark One) ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 TRANSITION REPORT PURSUANT TO SECT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K (Mark One) ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 or TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 1-7657 A. Full title of the plan and the

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 15, 2022 AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) New York 1-7657 13-4922250 (State or other jurisdiction of incorporation) (Commission Fil