CFSB / CFSB Bancorp, Inc. - Pengajuan SECLaporan Tahunan, Pernyataan Proksi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 5, 2025 CFSB BANCORP, I

DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 5, 2025 CFSB BANCORP, INC. (Exact Name of Registrant as Specified in Charter) United States of America 001-41220 87-4396534 (State or Other Jurisdiction of Incorpora

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 5, 2025 CFSB BANCORP, I

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 5, 2025 CFSB BANCORP, INC. (Exact Name of Registrant as Specified in Charter) United States of America 001-41220 87-4396534 (State or Other Jurisdiction of Incorporation) (C

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.   )

DEFM14A Table of Contents SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.   )

Table of Contents SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the fiscal year ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 15(d) OF TH

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 20, 2025 CFSB BANCORP, INC. (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 20, 2025 CFSB BANCORP, INC. (Exact Name of Registrant as Specified in Charter) United States of America 001-41220 87-4396534 (State or Other Jurisdiction of Incorporation) (Commis

Hometown Financial Group, Inc. to Acquire CFSB Bancorp, Inc.

Exhibit 99.2 FOR IMMEDIATE RELEASE CONTACTS: Hometown Financial Group, Inc. Dena M. Hall, EVP, Chief Retail Banking & Marketing Officer 413.779.2215 | [email protected] CFSB Bancorp, Inc. Michael E. McFarland, President & CEO 617.471.0750 | [email protected] Hometown Financial Group, Inc. to Acquire CFSB Bancorp, Inc. PEABODY AND QUINCY, MASSACHUSETTS — MAY 20, 2025 — Hometown Financial Gr

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 20, 2025 CFSB BANCORP, INC. (

DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 20, 2025 CFSB BANCORP, INC. (Exact Name of Registrant as Specified in Charter) United States of America 001-41220 87-4396534 (State or Other Jurisdiction of Incorporation)

VOTING AGREEMENT

EX-99.1 Exhibit 99.1 VOTING AGREEMENT This Voting Agreement (this “Agreement”), dated as of May , 2025, is entered into by and between Hometown Financial Group, Inc., a Massachusetts corporation (“Hometown”), and the undersigned party (the “Shareholder”). WHEREAS, subject to the terms and conditions of the Agreement and Plan of Merger (as the same may be amended, supplemented or modified (the “Mer

AGREEMENT AND PLAN OF MERGER DATED AS OF MAY 20, 2025 BY AND AMONG HOMETOWN FINANCIAL GROUP, MHC, HOMETOWN FINANCIAL GROUP, INC., HOMETOWN FINANCIAL ACQUISITION CORP. II, 15 BEACH, MHC CFSB BANCORP, INC.

EX-2.1 Exhibit 2.1 AGREEMENT AND PLAN OF MERGER DATED AS OF MAY 20, 2025 BY AND AMONG HOMETOWN FINANCIAL GROUP, MHC, HOMETOWN FINANCIAL GROUP, INC., HOMETOWN FINANCIAL ACQUISITION CORP. II, 15 BEACH, MHC AND CFSB BANCORP, INC. TABLE OF CONTENTS Page Nos. Introductory Statement 1 ARTICLE I - DEFINITIONS 1 ARTICLE II - THE MERGER 8 2.1 The MHC Merger 8 2.2 The Merger 8 2.3 Closing 8 2.4 Effective Ti

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-41220 CFSB Bancorp, Inc.

March 31,

+Exhibit 99.1 News Release - For Immediate Release April 29, 2025 For More Information, Contact: Michael E. McFarland, President and Chief Executive Officer (617-471-0750) CFSB BANCORP, INC. ANNOUNCES FISCAL THIRD QUARTER AND YEAR-TO-DATE 2025 FINANCIAL RESULTS QUINCY, Massachusetts, April 29, 2025 – CFSB Bancorp, Inc. (the “Company”) (NASDAQ Capital Market: CFSB), the holding company for Colonial

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 29, 2025 CFSB Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States of America 001-41220 87-4396534 (State or Other Jurisdiction of Incorporation) (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-41220 CFSB Bancorp, Inc.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 29, 2025 CFSB Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States of America 001-41220 87-4396534 (State or Other Jurisdiction of Incorporation)

December 31,

+Exhibit 99.1 News Release - For Immediate Release January 29, 2025 For More Information, Contact: Michael E. McFarland, President and Chief Executive Officer (617-471-0750) CFSB BANCORP, INC. ANNOUNCES FISCAL SECOND QUARTER AND YEAR-TO-DATE 2025 FINANCIAL RESULTS QUINCY, Massachusetts, January 29, 2025 – CFSB Bancorp, Inc. (the “Company”) (NASDAQ Capital Market: CFSB), the holding company for Col

FORWARD-LOOKING STATEMENTS. This presentation contains certain “forward-looking statements” about CFSB Bancorp, Inc. (the “Company”) within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchan

November 21, 2024 Annual Meeting Exhibit 99.1 FORWARD-LOOKING STATEMENTS. This presentation contains certain “forward-looking statements” about CFSB Bancorp, Inc. (the “Company”) within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, such as statements relating to the Company’s plans, financial condition, res

Regulation FD Disclosure, Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 21, 2024 CFSB BANCORP, INC. (Exact Name of Registrant as Specified in Charter) United States of America 001-41220 87-4396534 (State or Other Jurisdiction of Incorporation) (C

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

s☐☐ UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-41220 CFSB Bancorp, Inc.

% Change

+Exhibit 99.1 News Release - For Immediate Release October 29, 2024 For More Information, Contact: Michael E. McFarland, President and Chief Executive Officer (617-471-0750) CFSB BANCORP, INC. ANNOUNCES FISCAL FIRST QUARTER 2025 FINANCIAL RESULTS QUINCY, Massachusetts, October 29, 2024 – CFSB Bancorp, Inc. (the “Company”) (NASDAQ Capital Market: CFSB), the holding company for Colonial Federal Savi

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 29, 2024 CFSB Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States of America 001-41220 87-4396534 (State or Other Jurisdiction of Incorporation)

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.   )

DEF 14A SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

Policy Relating to Recovery of Erroneously Awarded Compensation

Exhibit 97 CFSB BANCORP, INC. CLAWBACK POLICY The Board of Directors (the “Board”) of CFSB Bancorp, Inc. (the “Company”) believes that it is in the best interests of the Company and its shareholders to adopt this Clawback Policy (this “Policy”), which provides for the recovery of Erroneously Awarded Compensation in the event the Company is required to prepare an Accounting Restatement. The Company

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended June 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-41220 CFSB Bancorp, Inc.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 30, 2024 CFSB Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States of America 001-41220 87-4396534 (State or Other Jurisdiction of Incorporation) (C

Pre-ASC 326 Adoption

+Exhibit 99.1 News Release - For Immediate Release July 30, 2024 For More Information, Contact: Michael E. McFarland, President and Chief Executive Officer (617-471-0750) CFSB BANCORP, INC. ANNOUNCES FISCAL FOURTH QUARTER AND FULL YEAR 2024 FINANCIAL RESULTS QUINCY, Massachusetts, July 30, 2024 – CFSB Bancorp, Inc. (the “Company”) (NASDAQ Capital Market: CFSB), the holding company for Colonial Fed

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 15(d) OF TH

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

s☐☐ UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-41220 CFSB Bancorp, Inc.

Pre-ASC Adoption

Exhibit 99.1 News Release - For Immediate Release April 29, 2024 For More Information, Contact: Michael E. McFarland, President and Chief Executive Officer (617-471-0750) CFSB BANCORP, INC. ANNOUNCES FISCAL THIRD QUARTER AND YEAR-TO-DATE 2024 FINANCIAL RESULTS QUINCY, Massachusetts, April 29, 2024 – CFSB Bancorp, Inc. (the “Company”) (NASDAQ Capital Market: CFSB), the holding company for Colonial

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 29, 2024 CFSB Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States of America 001-41220 87-4396534 (State or Other Jurisdiction of Incorporation) (

CFSB BANCORP, INC. ANNOUNCES ADOPTION OF REPURCHASE PROGRAM

EXHIBIT 99.1 CFSB BANCORP, INC. ANNOUNCES ADOPTION OF REPURCHASE PROGRAM QUINCY, MASSACHUSETTS, APRIL 5, 2024 – CFSB Bancorp, Inc. (the “Company”) (Nasdaq: CFSB), the holding company for Colonial Federal Savings Bank, announced it has adopted a program to repurchase up to 152,287 shares of its common stock, which is approximately 5% of its outstanding common stock (excluding shares held by 15 Beac

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 5, 2024 CFSB BANCORP, INC. (Exact Name of Registrant as Specified in Charter) United States of America 001-41220 87-4396534 (State or Other Jurisdiction of Incorporation) (Commi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

☐☐ UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-41220 CFSB Bancorp, Inc.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 26, 2024 CFSB Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States of America 001-41220 87-4396534 (State or Other Jurisdiction of Incorporation)

Pre-ASC Adoption

Exhibit 99.1 News Release - For Immediate Release January 26, 2024 For More Information, Contact: Michael E. McFarland, President and Chief Executive Officer (617-471-0750) CFSB BANCORP, INC. ANNOUNCES FISCAL SECOND QUARTER AND YEAR-TO-DATE 2024 FINANCIAL RESULTS QUINCY, Massachusetts, January 26, 2024 – CFSB Bancorp, Inc. (the “Company”) (NASDAQ Capital Market: CFSB), the holding company for Colo

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 21, 2023 CFSB BANCORP, INC. (Exact Name of Registrant as Specified in Charter) United States of America 001-41220 87-4396534 (State or Other Jurisdiction of Incorporation) (C

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

☐☐ UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-41220 CFSB Bancorp, Inc.

Black-Out Notice Concerning Limitations on Trading in CFSB Bancorp, Inc. Equity Securities

Exhibit 99.1 Black-Out Notice Concerning Limitations on Trading in CFSB Bancorp, Inc. Equity Securities To: Executive Officers and Directors of CFSB Bancorp, Inc. (the “Company”) From: Susan Shea, Treasurer and Chief Operating Officer Date: October 27, 2023 1. As you may know, a “blackout period” will be imposed on trading in CFSB Bancorp, Inc. (the “Company”) common stock due to the transition of

Temporary Suspension of Trading Under Registrant's Employee Benefit Plans, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 27, 2023 CFSB BANCORP, INC. (Exact Name of Registrant as Specified in its Charter) United States of America 001-41220 87-4396534 (State or Other Jurisdiction (Commission File

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 30, 2023 CFSB Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States of America 001-41220 87-4396534 (State or Other Jurisdiction of Incorporation)

Pre-ASC Adoption

Exhibit 99.1 News Release - For Immediate Release October 30, 2023 For More Information, Contact: Michael E. McFarland, President and Chief Executive Officer (617-471-0750) CFSB BANCORP, INC. ANNOUNCES FISCAL FIRST QUARTER 2024 FINANCIAL RESULTS QUINCY, Massachusetts, October 30, 2023 – CFSB Bancorp, Inc. (the “Company”) (NASDAQ Capital Market: CFSB), the holding company for Colonial Federal Savin

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ____)

DEF 14A SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended June 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-41220 CFSB Bancorp, Inc.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2023 CFSB Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States of America 001-41220 87-4396534 (State or Other Jurisdiction of Incorporation) (C

% Change

Exhibit 99.1 News Release - For Immediate Release July 25, 2023 For More Information, Contact: Michael E. McFarland, President and Chief Executive Officer (617-471-0750) CFSB BANCORP, INC. ANNOUNCES FISCAL FOURTH QUARTER 2023 FINANCIAL RESULTS QUINCY, Massachusetts, July 25, 2023 – CFSB Bancorp, Inc. (the “Company”) (NASDAQ Capital Market: CFSB), the holding company for Colonial Federal Savings Ba

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 15(d) OF TH

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

☐☐ UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-41220 CFSB Bancorp, Inc.

% Change

Exhibit 99.1 News Release - For Immediate Release April 25, 2023 For More Information, Contact: Michael E. McFarland, President and Chief Executive Officer (617-471-0750) CFSB BANCORP, INC. ANNOUNCES FISCAL THIRD QUARTER 2023 FINANCIAL RESULTS QUINCY, Massachusetts, April 25, 2023 – CFSB Bancorp, Inc. (the “Company”) (NASDAQ Capital Market: CFSB), the holding company for Colonial Federal Savings B

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2023 CFSB Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States of America 001-41220 87-4396534 (State or Other Jurisdiction of Incorporation) (

Filing Fee Table

EXHIBIT 107 Calculation of Filing Fee Tables Form S-8 (Form Type) CFSB Bancorp, Inc.

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 21, 2023 CFSB BANCORP, INC. (Exact Name of Registrant as Specified in Charter) United States of America 001-41220 87-4396534 (State or Other Jurisdiction of Incorporation) (C

Form of Restricted Stock Award Agreement

EXHIBIT 10.2 FORM OF RESTRICTED STOCK AWARD AGREEMENT Granted by CFSB BANCORP, INC. under the CFSB BANCORP, INC. 2023 EQUITY INCENTIVE PLAN This restricted stock agreement (“Restricted Stock Award” or “Agreement”) is and will be subject in every respect to the provisions of the CFSB Bancorp, Inc. 2023 Equity Incentive Plan (the “Plan”), which are incorporated herein by reference and made a part he

Form of Incentive Stock Option Award Agreement

EXHIBIT 10.3 FORM OF INCENTIVE STOCK OPTION AWARD AGREEMENT Granted by CFSB BANCORP, INC. under the CFSB BANCORP, INC. 2023 EQUITY INCENTIVE PLAN This stock option agreement (“Option” or “Agreement”) is and will be subject in every respect to the provisions of the CFSB Bancorp, Inc. 2023 Equity Incentive Plan (the “Plan”), which are incorporated herein by reference and made a part hereof, subject

Form of Non-Qualified Stock Option Award Agreement

EXHIBIT 10.4 FORM OF NON-QUALIFIED STOCK OPTION AWARD AGREEMENT Granted by CFSB BANCORP, INC. under the CFSB BANCORP, INC. 2023 EQUITY INCENTIVE PLAN This Non-Qualified Stock Option Agreement (“Option” or “Agreement”) is and will be subject in every respect to the provisions of the CFSB Bancorp, Inc. 2023 Equity Incentive Plan (the “Plan”), which are incorporated herein by reference and made a par

As filed with the Securities and Exchange Commission on February 22, 2023 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT THE SECURITIES ACT OF 1933 CFSB Bancorp, Inc. (Exact Name of Registrant

Registration No. 333- As filed with the Securities and Exchange Commission on February 22, 2023 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 CFSB Bancorp, Inc. (Exact Name of Registrant as Specified in its Charter) United States of America 87-4396534 (State or Other Jurisdiction of (I.R.S. Employer Identifi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

☐☐ UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-41220 CFSB Bancorp, Inc.

% Change

Exhibit 99.1 News Release For Immediate Release January 24, 2023 For More Information, Contact: Michael E. McFarland, President and Chief Executive Officer (617-471-0750) CFSB BANCORP, INC. ANNOUNCES FISCAL SECOND QUARTER 2023 FINANCIAL RESULTS QUINCY, Massachusetts, January 24, 2023 – CFSB Bancorp, Inc. (the “Company”) (NASDAQ Capital Market: CFSB), the holding company for Colonial Federal Saving

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 24, 2023 CFSB Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States of America 001-41220 87-4396534 (State or Other Jurisdiction of Incorporation)

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

☐☐ UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-41220 CFSB Bancorp, Inc.

CFSB Bancorp, Inc. Announces 2023 First Quarter Financial Results

Exhibit 99.1 CFSB Bancorp, Inc. Announces 2023 First Quarter Financial Results Quincy, Massachusetts, October 21, 2022 ? CFSB Bancorp, Inc. (NASDAQ: CFSB) (the ?Company?), the holding company for Colonial Federal Savings Bank (the ?Bank?), reported net income of $645,000 for the three months ended September 30, 2022, compared to net income of $472,000 for the three months ended September 30, 2021.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 21, 2022 CFSB Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States of America 001-41220 87-4396534 (State or Other Jurisdiction of Incorporation)

Subsidiaries of CFSB Bancorp, Inc.

Exhibit 21.1 SUBSIDIARIES OF CFSB BANCORP, INC. Name State or Jurisdiction of Incorporation Ownership Percentage Colonial Federal Savings Bank United States of America (Federal) 100% (1) Beach Street Securities Corp Massachusetts 100% (2) (1) 100% owned by CFSB Bancorp, Inc. (2) 100% owned by Colonial Federal Savings Bank

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-K (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended June 30, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-41220 CFSB Bancorp, Inc.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 14, 2022 CFSB Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States of America 001-41220 87-4396534 (State or Other Jurisdiction of Incorporatio

CFSB Bancorp, Inc. Announces 2022 Fourth Quarter and Year to Date Financial Results

Exhibit 99.1 CFSB Bancorp, Inc. Announces 2022 Fourth Quarter and Year to Date Financial Results Quincy, Massachusetts, September 14, 2022 ? CFSB Bancorp, Inc. (NASDAQ: CFSB) (the ?Company?), the holding company for Colonial Federal Savings Bank (the ?Bank?), reported net income of $544,000 for the three months ended June 30, 2022, and net income of $442,000 for the twelve months ended June 30, 20

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

☐☐ UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-41220 CFSB Bancorp, Inc.

CFSB Bancorp, Inc. Announces 2022 Third Quarter and Year to Date Financial Results

Exhibit 99.1 CFSB Bancorp, Inc. Announces 2022 Third Quarter and Year to Date Financial Results Quincy, Massachusetts, May 10, 2022 ? CFSB Bancorp, Inc. (NASDAQ: CFSB) (the ?Company?), the holding company for Colonial Federal Savings Bank (the ?Bank?), reported a net loss of $828,000 for the three months ended March 31, 2022, and a net loss of $122,000 for the nine months ended March 31, 2022, com

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 10, 2022 CFSB Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States of America 001-41220 87-4396534 (State or Other Jurisdiction of Incorporation) (Co

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 11, 2022 CFSB Bancorp, Inc. (Exact name of Registrant as Specified in Its Charter) United States of America 001-41220 87-4396534 (State or Other Jurisdiction of Incorporation

CFSB Bancorp, Inc. Announces 2022 Second Quarter and Year to Date Financial Results

Exhibit 99.1 CFSB Bancorp, Inc. Announces 2022 Second Quarter and Year to Date Financial Results Quincy, Massachusetts, February 11, 2022 ? CFSB Bancorp, Inc. (NASDAQ: CFSB) (the ?Company?), the holding company for Colonial Federal Savings Bank (the ?Bank?), reported net income of $234,000 for the three months ended December 31, 2021, and $706,000 for the six months ended December 31, 2021, compar

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-41220 CFSB Bancorp, Inc.

As filed with the Securities and Exchange Commission on January 13, 2022

POS AM 1 cfsbforms1011322.htm CFSB FORM S-1 As filed with the Securities and Exchange Commission on January 13, 2022 Registration No. 333- 259406 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 POST-EFFECTIVE AMENDMENT NO 1 TO THE FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 CFSB Bancorp, Inc. and Colonial Federal Savings Bank 401(k) Plan (Exact Name of

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 12, 2022 CFSB BANCORP, INC. (Exact Name of Registrant as Specified in Charter) United States of America 001-41220 Being Applied For (State or Other Jurisdiction of Incorporati

CFSB / CFSB Bancorp Inc / 15 Beach, MHC - SCHEDULE 13D JANUARY 12, 2022 Activist Investment

SC 13D 1 sch13d011222.htm SCHEDULE 13D JANUARY 12, 2022 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. ) CFSB Bancorp, Inc. (Name of Issuer) Common Stock, $0.01

CFSB BANCORP, INC. ANNOUNCES COMPLETION OF $28.0 MILLION INITIAL PUBLIC OFFERING AND MUTUAL HOLDING COMPANY REORGANIZATION

Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: Michael E. McFarland President and Chief Executive Officer Colonial Federal Savings Bank (617) 471-0750 CFSB BANCORP, INC. ANNOUNCES COMPLETION OF $28.0 MILLION INITIAL PUBLIC OFFERING AND MUTUAL HOLDING COMPANY REORGANIZATION Quincy, Massachusetts, January 12, 2022 ? CFSB Bancorp, Inc. (the ?Company?), the holding company for Colonial Federal Savings Ba

Form 8-A12B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 CFSB Bancorp, Inc. (Exact Name of Registrant as Specified in Its Charter) United States of America Being Applied For (State or other jurisdiction of incorporation or organization) (I.R.S. Employer

As filed with the Securities and Exchange Commission on January 12, 2022 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT THE SECURITIES ACT OF 1933 CFSB Bancorp, Inc. (Exact Name of Registrant a

S-8 1 forms8.htm Registration No. 333- As filed with the Securities and Exchange Commission on January 12, 2022 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 CFSB Bancorp, Inc. (Exact Name of Registrant as Specified in its Charter) United States of America Being applied for (State or Other Jurisdiction of In

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 333-259406 CFSB Bancorp, Inc.

(Proposed Holding Company for Colonial Federal Savings Bank) Up to 2,472,500 Shares of Common Stock (Subject to increase to up to 2,843,375 shares)

424B3 1 d153463d424b3.htm 424B3 Table of Contents Filed Pursuant to Rule 424(b)(3) Registration No: 333-259406 PROSPECTUS (Proposed Holding Company for Colonial Federal Savings Bank) Up to 2,472,500 Shares of Common Stock (Subject to increase to up to 2,843,375 shares) CFSB Bancorp, Inc. is offering up to 2,472,500 shares of its common stock for sale at $10.00 per share on a best efforts basis in

Interests in COLONIAL FEDERAL SAVINGS BANK 401(k) PLAN Offering of Participation Interests in up to 632,188 Shares of CFSB BANCORP, INC. Common Stock

Table of Contents Filed Pursuant to Rule 424(b)(3) Registration No: 333-259406 Prospectus Supplement Interests in COLONIAL FEDERAL SAVINGS BANK 401(k) PLAN Offering of Participation Interests in up to 632,188 Shares of CFSB BANCORP, INC.

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 10, 2021 CFSB BANCORP, INC. (Exact Name of Registrant as Specified in Charter) United States of America 333-259406 Being Applied For (State or Other Jurisdiction of Incorpora

Agency Agreement, dated November 10, 2021, by and among the Company, the MHC, the Bank and Piper Sandler (exhibit omitted)

EX-1.1 2 d260019dex11.htm EX-1.1 Exhibit 1.1 EXECUTION COPY Up to 2,472,500 Shares (Subject to increase up to 2,843,375 shares in the event of an increase in the pro forma market value of the Company’s Common Stock) CFSB BANCORP, INC. (a federal corporation in organization) Common Stock (par value $0.01 per share) AGENCY AGREEMENT November 10, 2021 PIPER SANDLER & CO. 1251 Avenue of the Americas,

CFSB Bancorp, Inc. 15 Beach Street Quincy, Massachusetts 02170 (617) 471-0750

CORRESP 1 filename1.htm CFSB Bancorp, Inc. 15 Beach Street Quincy, Massachusetts 02170 (617) 471-0750 November 8, 2021 VIA EDGAR Securities and Exchange Commission 100 F Street, N.E. Washington, D.C. 20549 Re: CFSB Bancorp, Inc. Registration Statement on Form S-1 (Registration Number 333-259406) Request for Acceleration of Effectiveness Ladies and Gentlemen: CFSB Bancorp, Inc., a federal corporati

[LETTERHEAD OF PIPER SANDLER & CO.] November 8, 2021

CORRESP 1 filename1.htm [LETTERHEAD OF PIPER SANDLER & CO.] November 8, 2021 VIA EDGAR U.S. Securities and Exchange Commission Division of Corporation Finance 100 F Street, NE Washington, D.C. 20549 Re: CFSB Bancorp, Inc. Registration Statement on Form S-1 Request for Acceleration of Effectiveness File No. 333-259406 Ladies and Gentlemen: In accordance with Rule 461 of the Rules and Regulations of

Plan of Reorganization From a Mutual Savings Bank to a Mutual Holding Company and Stock Issuance Plan

Table of Contents Exhibit 2 COLONIAL FEDERAL SAVINGS BANK PLAN OF REORGANIZATION FROM A MUTUAL SAVINGS BANK TO A MUTUAL HOLDING COMPANY AND STOCK ISSUANCE PLAN Table of Contents TABLE OF CONTENTS Page 1.

As filed with the Securities and Exchange Commission on November 5, 2021

Table of Contents As filed with the Securities and Exchange Commission on November 5, 2021 Registration No.

Bylaws of CFSB Bancorp, Inc.

Exhibit 3.2 CFSB BANCORP, INC. BYLAWS Article I?Home Office The home office of CFSB Bancorp, Inc. (the ?Company?) shall be at 15 Beach Street, Quincy, Norfolk County, Massachusetts 02170. Article II?Shareholders Section 1. Place of Meetings. All annual and special meetings of shareholders shall be held at the home office of the Company or at such other convenient place as the board of directors ma

Stock Order and Certification Form

Exhibit 99.5 A properly completed original stock order form must be used to subscribe for common stock. Please read the Stock Ownership Guide Instructions as you complete this form. Subscription & Community Offering Stock Order Form STOCK ORDER DEADLINE day, [Expiration Date] at :00 p.m. Eastern Time (Received not postmarked) STOCK ORDER DELIVERY If By Hand Delivery (Drop Box) Colonial Federal Sav

Engagement Letters between Colonial Federal Savings Bank and Piper Sandler & Co.

Exhibit 1.1 1251 AVENUE OF THE AMERICAS, 6TH FLOOR NEW YORK, NY 10020 P 212 466-7800 | TF 800 635-6851 Piper Sandler & Co. Since 1895. Member SIPC and NYSE. April 1, 2021 Board of Directors Colonial Federal Savings Bank 15 Beach Street Quincy, MA 02170 Attention: Mr. Michael E. McFarland President and Chief Executive Officer Ladies and Gentlemen: Piper Sandler & Co. (?Piper Sandler?) understands t

Plan of Reorganization From a Mutual Savings Bank to a Mutual Holding Company and Stock Issuance Plan

Table of Contents Exhibit 2 COLONIAL FEDERAL SAVINGS BANK PLAN OF REORGANIZATION FROM A MUTUAL SAVINGS BANK TO A MUTUAL HOLDING COMPANY AND STOCK ISSUANCE PLAN Table of Contents TABLE OF CONTENTS Page 1.

Marketing Materials

Exhibit 99.4 Dear Depositor: We are pleased to announce that the Board of Directors of Colonial Federal Savings Bank unanimously approved a plan of reorganization and minority stock issuance pursuant to which CFSB Bancorp, Inc., the proposed holding company for Colonial Federal Savings Bank, is offering shares of its common stock for sale. The majority of the shares of common stock of CFSB Bancorp

LUSE GORMAN, PC ATTORNEYS AT LAW 5335 WISCONSIN AVENUE, N.W., SUITE 780 WASHINGTON, D.C. 20015 TELEPHONE (202) 274-2000 FACSIMILE (202) 362-2902 WRITER’S DIRECT DIAL NUMBER WRITER’S E-MAIL (202) 274-2013 [email protected]

LUSE GORMAN, PC ATTORNEYS AT LAW 5335 WISCONSIN AVENUE, N.W., SUITE 780 WASHINGTON, D.C. 20015 TELEPHONE (202) 274-2000 FACSIMILE (202) 362-2902 www.luselaw.com WRITER?S DIRECT DIAL NUMBER WRITER?S E-MAIL (202) 274-2013 [email protected] October 27, 2021 Jessica Livingston, Esq. Staff Attorney U.S. Securities and Exchange Commission 100 F Street, N.E. Washington, DC 20549-0303 Re: CFSB Bancorp, I

As filed with the Securities and Exchange Commission on October 26, 2021

Table of Contents As filed with the Securities and Exchange Commission on October 26, 2021 Registration No.

Form of Agency Agreement between Colonial Federal Savings Bank, CFSB Bancorp, Inc. and Piper Sandler & Co.

EX-1.2 3 d153463dex12.htm EX-1.2 Exhibit 1.2 Up to 2,472,500 Shares (Subject to increase up to 2,843,375 shares in the event of an increase in the pro forma market value of the Company’s Common Stock) CFSB BANCORP, INC. (a federal corporation in organization) Common Stock (par value $0.01 per share) AGENCY AGREEMENT November [•], 2021 PIPER SANDLER & CO. 1251 Avenue of the Americas, 6th Floor New

As filed with the Securities and Exchange Commission on September 9, 2021

S-1 Table of Contents As filed with the Securities and Exchange Commission on September 9, 2021 Registration No.

Form of Stock Certificate of CFSB Bancorp, Inc. (incorporated by reference to Exhibit 4.0 of the Company’s Registration Statement on Form S-1, as amended (Commission File No. 333-259406))

EX-4 6 d153463dex4.htm EX-4 No. INCORPORATED UNDER THE LAWS OF THE UNITED STATES OF AMERICA Shares CFSB BANCORP, INC. Quincy, Massachusetts FULLY PAID AND NON-ASSESSABLE PAR VALUE $0.01 PER SHARE THIS CERTIFIES that is the owner of SHARES OF COMMON STOCK OF CFSB BANCORP, INC. a federally chartered subsidiary savings and loan holding company The shares evidenced by this certificate are transferable

Engagement Letter with RP Financial, LC. to serve as appraiser

Exhibit 99.1 May 18, 2021 Michael E. McFarland President and Chief Executive Officer Colonial Federal Savings Bank 15 Beach Street Quincy, Massachusetts 02170 Dear Mr. McFarland: This letter sets forth the agreement whereby Colonial Federal Savings Bank, Quincy, Massachusetts (?Colonial? or the ?Bank?), has engaged RP? Financial, LC. (?RP Financial?) for independent conversion appraisal services i

Subsidiaries of CFSB Bancorp, Inc.

Exhibit 21 Subsidiaries of CFSB Bancorp, Inc. Name Percent Ownership State of Incorporation Colonial Federal Savings Bank 100% Federal Subsidiaries of Colonial Federal Savings Bank Name Percent Ownership State of Incorporation Beach Street Securities Corporation 100% Massachusetts

Appraisal Report of RP Financial, LC.

Exhibit 99.3 PRO FORMA VALUATION REPORT MUTUAL HOLDING COMPANY STOCK OFFERING CFSB Bancorp, Inc. | Quincy, Massachusetts HOLDING COMPANY FOR: Colonial Federal Savings Bank | Quincy, Massachusetts Valuation Date: August 20, 2021 1311-A Dolley Madison Boulevard, Suite 2A McLean, Virginia 22101 703.528.1700 rpfinancial.com August 20, 2021 Board of Directors Colonial Federal Savings Bank 15 Beach Stre

Bylaws of CFSB Bancorp, Inc. (incorporated by reference to Exhibit 3.2 of the Company’s Registration Statement on Form S-1, as amended (Commission File No. 333-259406))

Exhibit 3.2 CFSB BANCORP, INC. BYLAWS Article I?Home Office The home office of CFSB Bancorp, Inc. (the ?Company?) shall be at 15 Beach Street, Quincy, Norfolk County, Massachusetts 02170. Article II?Shareholders Section 1. Place of Meetings. All annual and special meetings of shareholders shall be held at the home office of the Company or at such other convenient place as the board of directors ma

Retirement Death Benefit Only Plan between Colonial Federal Savings Bank and Michael E. McFarland

Exhibit 10.8 COLONIAL FEDERAL SAVINGS BANK POST-RETIREMENT DEATH BENEFIT ONLY PLAN AS AMENDED AND RESTATED ARTICLE I PURPOSE AND SPECIFICATIONS The purpose of this Death Benefit Only Plan (the ?Plan?) is to provide the selected Executive of Colonial Federal Savings Bank (the ?Bank?) with a death benefit to his or her named beneficiary in the event of the Executive?s death. This program is intended

Change in Control Agreement between Colonial Federal Savings Bank and Kemal A. Denizkurt

Exhibit 10.3 COLONIAL FEDERAL SAVINGS BANK TWO-YEAR CHANGE IN CONTROL AGREEMENT This AGREEMENT (?Agreement?) is hereby entered into effective as of the 1st day of July, 2021, by and between COLONIAL FEDERAL SAVINGS BANK (the ?Bank?), a federally chartered savings bank, and Kemal A. Denizkurt (?Executive?). Following a Change in Control (as defined below), the term ?Bank? shall refer to any success

Amended and Restated Employment Agreement between Colonial Federal Savings Bank and Susan J. Shea

EX-10.2 11 d153463dex102.htm EX-10.2 Exhibit 10.2 AMENDED AND RESTATED COLONIAL FEDERAL SAVINGS BANK EMPLOYMENT AGREEMENT THIS AGREEMENT (the “Agreement”), made effective as of the 1st day of July, 2021, by and between COLONIAL FEDERAL SAVINGS BANK, a federally chartered savings bank (the “Bank”), and Susan J. Shea (“Executive”) constitutes an amendment and restatement of the employment agreement

Amended and Restated Split Dollar Agreement between Colonial Federal Savings Bank and Edward Keohane

Exhibit 10.11 AMENDED AND RESTATED COLONIAL FEDERAL SAVINGS BANK SPLIT DOLLAR AGREEMENT THIS AGREEMENT is made and entered into as of this 1st day of July, 2021, by and between COLONIAL FEDERAL SAVINGS BANK, a savings association located in Quincy, Massachusetts (the ?Company?), and Edward J. Keohane (the ?Director?). This Agreement shall append the Split Dollar Endorsement entered into on even da

Engagement Letters between Colonial Federal Savings Bank and Piper Sandler & Co.

Exhibit 1.1 1251 AVENUE OF THE AMERICAS, 6TH FLOOR NEW YORK, NY 10020 P 212 466-7800 | TF 800 635-6851 Piper Sandler & Co. Since 1895. Member SIPC and NYSE. April 1, 2021 Board of Directors Colonial Federal Savings Bank 15 Beach Street Quincy, MA 02170 Attention: Mr. Michael E. McFarland President and Chief Executive Officer Ladies and Gentlemen: Piper Sandler & Co. (?Piper Sandler?) understands t

Amended and Restated Deferred Compensation Plan between Colonial Federal Savings Bank and Susan J. Shea

Exhibit 10.5 COLONIAL FEDERAL SAVINGS BANK DEFERRED COMPENSATION PLAN Amended and Restated Effective as of August 1, 2014 As Subsequently Amended and Restated Effective as of July 1, 2021 This amended and restated Deferred Compensation Plan (the ?Plan?) is adopted by Colonial Federal Savings Bank (the ?Bank?), a bank organized and existing under the laws of the United States of America, with its p

Letter of RP Financial, LC. with respect to subscription rights

Exhibit 99.2 September 9, 2021 Boards of Directors 15 Beach, MHC CFSB Bancorp, Inc. Colonial Federal Savings Bank 15 Beach Street Quincy, Massachusetts 02170 Re: Plan of Reorganization and Minority Stock Issuance 15 Beach, MHC CFSB Bancorp, Inc. Colonial Federal Savings Bank Members of the Board of Directors: All capitalized terms not otherwise defined in this letter have the meanings given such t

Amended and Restated Split Dollar Agreement between Colonial Federal Savings Bank and Stephen Marini

Exhibit 10.12 AMENDED AND RESTATED COLONIAL FEDERAL SAVINGS BANK SPLIT DOLLAR AGREEMENT THIS AGREEMENT is made and entered into as of this 1st day of July, 2021, by and between COLONIAL FEDERAL SAVINGS BANK, a savings association located in Quincy, Massachusetts (the ?Company?), and Stephen D. Marini (the ?Director?). This Agreement shall append the Split Dollar Endorsement entered into on even da

Amended and Restated Employment Agreement between Colonial Federal Savings Bank and Michael E. McFarland

Exhibit 10.1 AMENDED AND RESTATED COLONIAL FEDERAL SAVINGS BANK EMPLOYMENT AGREEMENT THIS AGREEMENT (the ?Agreement?), made effective as of the 1st day of July, 2021, by and between COLONIAL FEDERAL SAVINGS BANK, a federally chartered savings bank (the ?Bank?), and Michael E. McFarland (?Executive?) constitutes an amendment and restatement of the employment agreement previously entered into by and

Amended and Restated Deferred Compensation Plan between Colonial Federal Savings Bank and Kemal A. Denizkurt

Exhibit 10.6 COLONIAL FEDERAL SAVINGS BANK DEFERRED COMPENSATION PLAN Amended and Restated Effective as of August 1, 2014 As Subsequently Amended and Restated Effective as of July 1, 2021 This amended and restated Deferred Compensation Plan (the ?Plan?) is adopted by Colonial Federal Savings Bank (the ?Bank?), a bank organized and existing under the laws of the United States of America, with its p

Plan of Reorganization From a Mutual Savings Bank to a Mutual Holding Company and Stock Issuance Plan

Table of Contents Exhibit 2 COLONIAL FEDERAL SAVINGS BANK PLAN OF REORGANIZATION FROM A MUTUAL SAVINGS BANK TO A MUTUAL HOLDING COMPANY AND STOCK ISSUANCE PLAN Table of Contents TABLE OF CONTENTS Page 1.

Amended and Restated Split Dollar Agreement between Colonial Federal Savings Bank and Paul Baharian

EX-10.10 19 d153463dex1010.htm EX-10.10 Exhibit 10.10 AMENDED AND RESTATED COLONIAL FEDERAL SAVINGS BANK SPLIT DOLLAR AGREEMENT THIS AGREEMENT is made and entered into as of this 1st day of July, 2021, by and between COLONIAL FEDERAL SAVINGS BANK, a savings association located in Quincy, Massachusetts (the “Company”), and Paul N. Baharian (the “Director”). This Agreement shall append the Split Dol

Amended and Restated Split Dollar Agreement between Colonial Federal Savings Bank and James M. O’Leary, Jr.

Exhibit 10.13 AMENDED AND RESTATED COLONIAL FEDERAL SAVINGS BANK SPLIT DOLLAR AGREEMENT THIS AGREEMENT is made and entered into as of this 1st day of July, 2021, by and between COLONIAL FEDERAL SAVINGS BANK, a savings association located in Quincy, Massachusetts (the ?Company?), and James M. O?Leary Jr. (the ?Director?). This Agreement shall append the Split Dollar Endorsement entered into on even

Form of Amended and Restated Colonial Federal Savings Bank Group Term Replacement Plan

Exhibit 10.7 AMENDED AND RESTATED COLONIAL FEDERAL SAVINGS BANK GROUP TERM REPLACEMENT PLAN THIS PLAN was originally entered into as of the 1st day of January, 2002, by and between COLONIAL FEDERAL SAVINGS BANK, a savings association, located in Quincy, Massachusetts (the ?Company?) and the Participant selected to participate in this Plan (the ?Participant?). This Plan is amended and restated in i

Amended and Restated Split Dollar Agreement between Colonial Federal Savings Bank and Michael E. McFarland

Exhibit 10.9 AMENDED AND RESTATED COLONIAL FEDERAL SAVINGS BANK SPLIT DOLLAR AGREEMENT THIS AGREEMENT is made and entered into as of this 1st day of July, 2021, by and between COLONIAL FEDERAL SAVINGS BANK, a savings association located in Quincy, Massachusetts (the ?Company?), and Michael E. McFarland (the ?Director?). This Agreement shall append the Split Dollar Endorsement entered into on even

Amended and Restated Deferred Compensation Plan between Colonial Federal Savings Bank and Michael E. McFarland

Exhibit 10.4 COLONIAL FEDERAL SAVINGS BANK DEFERRED COMPENSATION PLAN Amended and Restated Effective as of August 1, 2014 As Subsequently Amended and Restated Effective as of July 1, 2021 This amended and restated Deferred Compensation Plan (the ?Plan?) is adopted by Colonial Federal Savings Bank (the ?Bank?), a bank organized and existing under the laws of the United States of America, with its p

Charter of CFSB Bancorp, Inc. (incorporated by reference to Exhibit 3.1 of the Company’s Registration Statement on Form S-1, as amended (Commission File No. 333-259406))

Exhibit 3.1 CFSB BANCORP, INC. STOCK HOLDING COMPANY CHARTER Section 1. Corporate title. The full corporate title of the mutual holding company subsidiary holding company is CFSB Bancorp, Inc. (the ?Company?). Section 2. Domicile. The domicile of the Company shall be in Norfolk County, Massachusetts. Section 3. Duration. The duration of the Company is perpetual. Section 4. Purpose and powers. The