ESQ / Esquire Financial Holdings, Inc. - Pengajuan SECLaporan Tahunan, Pernyataan Proksi

Esquire Financial Holdings, Inc.
US ˙ NasdaqCM ˙ US29667J1016

Mga Batayang Estadistika
CIK 1531031
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Esquire Financial Holdings, Inc.
SEC Filings (Chronological Order)
Halaman ini menyediakan daftar lengkap dan kronologis dari Pengajuan SEC, tidak termasuk pengajuan kepemilikan yang kami sediakan di tempat lain.
August 8, 2025 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. EXPANDS HEADQUARTERS WITH A NEW 50,000 SQUARE-FOOT OFFICE LEASE IN JERICHO, NY

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. EXPANDS HEADQUARTERS WITH A NEW 50,000 SQUARE-FOOT OFFICE LEASE IN JERICHO, NY Jericho, NY – August 8, 2025 - Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the financial holding company for Esquire Bank, National Association (“Esquire Bank” or the “Bank”) (collectively “Esquire”), today announced that it has executed a new headquarter

August 8, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): August 8, 2025 Esquire Financial

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): August 8, 2025 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) - Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporatio

August 8, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-38131 Esquire

July 24, 2025 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 24, 2025 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) - Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporation

July 24, 2025 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 24, 2025 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) - Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporation

July 24, 2025 EX-99.2

Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical fact and express management’s current expectations, forecasts of future

Ensuring our Clients and Our Institution Succeed Boldly Listed as ESQ Esquire Financial Holdings, Inc.

July 24, 2025 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. DECLARES REGULAR QUARTERLY DIVIDEND FOR COMMON STOCKHOLDERS

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. DECLARES REGULAR QUARTERLY DIVIDEND FOR COMMON STOCKHOLDERS Jericho, NY – July 24, 2025 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the financial holding company for Esquire Bank, National Association (“Esquire Bank” or the “Bank”), today announced its regular quarterly dividend of $0.175 per share of common stock, payable on Sept

July 24, 2025 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS SECOND QUARTER 2025 RESULTS Strong Growth in Low-Cost Core Deposits Funds Commercial Loan Growth Nationally, Fueling Industry Leading Earnings & Performance Metrics

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS SECOND QUARTER 2025 RESULTS Strong Growth in Low-Cost Core Deposits Funds Commercial Loan Growth Nationally, Fueling Industry Leading Earnings & Performance Metrics Jericho, NY – July 24, 2025 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the financial holding company for Esquire Bank, National Association (“Esquire Bank” or

June 9, 2025 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. APPOINTS RAYMOND KELLY AS A BOARD MEMBER

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. APPOINTS RAYMOND KELLY AS A BOARD MEMBER Jericho, NY – June 9, 2025 - Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the financial holding company for Esquire Bank, National Association (“Esquire Bank” or the “Bank”) (collectively “Esquire”), today announced that Raymond Kelly was appointed to the Boards of Directors of both the Compan

June 9, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): June 6, 2025 Esquire Financial Ho

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): June 6, 2025 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) - Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporation

May 29, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 29, 2025 Esquire Financial Ho

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 29, 2025 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporation or

May 12, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-38131 Esquir

April 30, 2025 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ⌧ Filed by a Party other than the Registrant ◻ Check the appropriate box: ◻ Preliminary Proxy Statement ◻ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ⌧ Defin

April 24, 2025 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 24, 2025 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) - Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporatio

April 24, 2025 EX-99.2

Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical fact and express management’s current expectations, forecasts of future

Exhibit 99.2 Ensuring our Clients and Our Institution Succeed Boldly Listed as ESQ Esquire Financial Holdings, Inc. (Financial Holding Company for Esquire Bank, N.A.) 1Q 2025 Investor Presentation Exhibit 99.2 Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical fact and exp

April 24, 2025 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS FIRST QUARTER 2025 RESULTS Net Interest Margin Expansion Fueled by Commercial Growth Drives Industry Leading Earnings and Performance

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS FIRST QUARTER 2025 RESULTS Net Interest Margin Expansion Fueled by Commercial Growth Drives Industry Leading Earnings and Performance Jericho, NY – April 24, 2025 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the financial holding company for Esquire Bank, National Association (“Esquire Bank” or the “Bank”), (collectively “E

April 24, 2025 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 24, 2025 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) - Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporatio

April 24, 2025 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. DECLARES REGULAR QUARTERLY DIVIDEND FOR COMMON STOCKHOLDERS

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. DECLARES REGULAR QUARTERLY DIVIDEND FOR COMMON STOCKHOLDERS Jericho, NY – April 24, 2025 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the financial holding company for Esquire Bank, National Association (“Esquire Bank” or the “Bank”), today announced its regular quarterly dividend of $0.175 per share of common stock, payable on Jun

March 17, 2025 EX-21

Subsidiaries of Registrant

EXHIBIT 21 SUBSIDIARIES OF THE REGISTRANT Name State of Incorporation Ownership Percentage Esquire Bank, National Association Federal 100%

March 17, 2025 EX-19

Esquire Financial Holdings, Inc. Insider Trading Policy

Exhibit 19 ESQUIRE FINANCIAL HOLDINGS, INC. INSIDER TRADING POLICY 2024 Policy Statement Esquire Financial Holdings, Inc. (the “Company”) is a public company the common stock of which is traded on the Nasdaq Stock Market and registered under the Securities and Exchange Act of 1934 (the “Exchange Act”). Pursuant to the Exchange Act, the Company files periodic reports and proxy statements with the U

March 17, 2025 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from             to             Commission File N

January 30, 2025 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 30, 2025 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) - Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporat

January 30, 2025 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. INCREASES QUARTERLY DIVIDEND FOR COMMON STOCKHOLDERS BY 17%

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. INCREASES QUARTERLY DIVIDEND FOR COMMON STOCKHOLDERS BY 17% Jericho, NY – January 30, 2025 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the financial holding company for Esquire Bank, National Association (“Esquire Bank” or the “Bank”), today announced an increase to its regular quarterly dividend by 17% to $0.175 per share of comm

January 23, 2025 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS FOURTH QUARTER AND FULL YEAR 2024 RESULTS Strong Commercial Loan and Deposit Growth Nationally Drives Record Earnings for 2024

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS FOURTH QUARTER AND FULL YEAR 2024 RESULTS Strong Commercial Loan and Deposit Growth Nationally Drives Record Earnings for 2024 Jericho, NY – January 23, 2025 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the financial holding company for Esquire Bank, National Association (“Esquire Bank” or the “Bank”), (collectively “Esquir

January 23, 2025 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 23, 2025 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) - Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporat

January 23, 2025 EX-99.2

Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical fact and express management’s current expectations, forecasts of future

Ensuring our Clients and Our Institution Succeed Boldly Listed as ESQ Esquire Financial Holdings, Inc.

November 13, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-38131 Es

November 5, 2024 EX-10.1

Esquire Financial Holdings, Inc. Annual Incentive Plan.

EXHIBIT 10.1 Esquire Financial Holdings, Inc. Annual Incentive Plan This document outlines the Esquire Financial Holdings, Inc. Annual Incentive Plan (the “Plan”) for eligible employees (each a “Participant” and collectively “Participants”) of Esquire Financial Holdings, Inc. and Esquire Bank, National Association (collectively, the “Company”). 1. Purpose The purpose of the Plan is to retain and m

November 5, 2024 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 30, 2024 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporatio

October 30, 2024 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 30, 2024 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) - Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporat

October 30, 2024 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. DECLARES REGULAR QUARTERLY DIVIDEND FOR COMMON STOCKHOLDERS

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. DECLARES REGULAR QUARTERLY DIVIDEND FOR COMMON STOCKHOLDERS Jericho, NY – October 30, 2024 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the financial holding company for Esquire Bank, National Association (“Esquire Bank” or the “Bank”), today announced its regular quarterly dividend of $0.15 per share of common stock, payable on De

October 24, 2024 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS THIRD QUARTER 2024 RESULTS Prudent Balance Sheet Management and Strong Growth Leads to Industry Leading Performance and Returns

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS THIRD QUARTER 2024 RESULTS Prudent Balance Sheet Management and Strong Growth Leads to Industry Leading Performance and Returns Jericho, NY – October 24, 2024 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the financial holding company for Esquire Bank, National Association (“Esquire Bank” or the “Bank”), (collectively “Esqui

October 24, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 24, 2024 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) - Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporat

October 24, 2024 EX-99.2

Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical fact and express management’s current expectations, forecasts of future

Exhibit 99.2 Ensuring our Clients and Our Institution Succeed Boldly Listed as ESQ Esquire Financial Holdings, Inc. (Financial Holding Company for Esquire Bank, N.A.) 3Q 2024 Investor Presentation Exhibit 99.2 Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical fact and exp

August 14, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-38131 Esquire

July 25, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 25, 2024 Esquire Financial H

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 25, 2024 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) - Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporation

July 25, 2024 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 25, 2024 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) - Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporation

July 25, 2024 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS SECOND QUARTER 2024 RESULTS National Litigation Platform Continues to Drive Strong Growth and Industry Leading Returns

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS SECOND QUARTER 2024 RESULTS National Litigation Platform Continues to Drive Strong Growth and Industry Leading Returns Jericho, NY – July 25, 2024 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the financial holding company for Esquire Bank, National Association (“Esquire Bank” or the “Bank”), (collectively “Esquire”) today a

July 25, 2024 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. DECLARES REGULAR QUARTERLY DIVIDEND FOR COMMON STOCKHOLDERS

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. DECLARES REGULAR QUARTERLY DIVIDEND FOR COMMON STOCKHOLDERS Jericho, NY – July 25, 2024 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the financial holding company for Esquire Bank, National Association (“Esquire Bank” or the “Bank”), today announced its regular quarterly dividend of $0.15 per share of common stock, payable on Septe

July 25, 2024 EX-99.2

Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical fact and express management’s current expectations, forecasts of future

Ensuring our Clients and Our Institution Succeed Boldly Listed as ESQ Esquire Financial Holdings, Inc.

June 14, 2024 EX-10.3

Form of Incentive Stock Option Award Agreement

EXHIBIT 10.3 [FORM OF] Incentive Stock Option Award Agreement Granted by Esquire Financial Holdings, Inc. under the Esquire Financial Holdings, Inc. 2024 Equity Incentive Plan This stock option agreement (“Option” or “Agreement”) is and will be subject in every respect to the provisions of the 2024 Equity Incentive Plan (the “Plan”) of Esquire Financial Holdings, Inc. (the “Company”), which are in

June 14, 2024 EX-10.4

Form of Non-Qualified Stock Option Award Agreement

EXHIBIT 10.4 [FORM OF] Non-Qualified Stock Option Award Agreement Granted by Esquire Financial Holdings, Inc. under the Esquire Financial Holdings, Inc. 2024 Equity Incentive Plan This stock option agreement (“Option” or “Agreement”) is and will be subject in every respect to the provisions of the 2024 Equity Incentive Plan (the “Plan”) of Esquire Financial Holdings, Inc. (the “Company”), which ar

June 14, 2024 S-8

As filed with the Securities and Exchange Commission on June 14, 2024 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT THE SECURITIES ACT OF 1933 Esquire Financial Holdings, Inc. (Exact Name of R

Registration No. 333- As filed with the Securities and Exchange Commission on June 14, 2024 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Esquire Financial Holdings, Inc. (Exact Name of Registrant as Specified in its Charter) Maryland 27-5107901 (State or Other Jurisdiction of (I.R.S. Employer Identification

June 14, 2024 EX-FILING FEES

Filing Fee Table

EXHIBIT 107 Calculation of Filing Fee Tables Form S-8 (Form Type) Esquire Financial Holdings, Inc.

June 14, 2024 EX-10.5

Form of Performance-Based Restricted Stock Unit Agreement

EXHIBIT 10.5 [FORM OF] Performance Restricted Stock Unit Award Granted by ESQUIRE FINANCIAL HOLDINGS, INC. under the ESQUIRE FINANCIAL HOLDINGS, INC. 2024 EQUITY INCENTIVE PLAN This performance restricted stock unit agreement (“Agreement”) is and will be subject in every respect to the provisions of the 2024 Equity Incentive Plan (the “Plan”) of Esquire Financial Holdings, Inc. (the “Company”) whi

June 14, 2024 EX-10.2

Form of Restricted Stock Award Agreement

EXHIBIT 10.2 [FORM OF] Restricted stock award agreement Granted by Esquire financial Holdings, Inc. under the Esquire financial Holdings, Inc. 2024 Equity Incentive Plan This restricted stock agreement (“Restricted Stock Award” or “Agreement”) is and will be subject in every respect to the provisions of the 2024 Equity Incentive Plan (the “Plan”) of Esquire Financial Holdings, Inc. (the “Company”)

May 30, 2024 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 30, 2024 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporation or

May 10, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-38131 Esquir

April 30, 2024 CORRESP

ESQUIRE FINANCIAL HOLDINGS, INC. 100 Jericho Quadrangle, Suite 100 Jericho, New York 11753

ESQUIRE FINANCIAL HOLDINGS, INC. 100 Jericho Quadrangle, Suite 100 Jericho, New York 11753 April 30, 2024 Via Edgar Securities and Exchange Commission 100 F Street, N.E. Washington, D.C. 20549 Re: Esquire Financial Holdings, Inc. Registration Statement on Form S-3 (Registration No. 333-278832) Request for Acceleration of Effectiveness Ladies and Gentlemen: Esquire Financial Holdings, Inc., a Maryl

April 25, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 25, 2024 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) - Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporatio

April 25, 2024 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 25, 2024 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) - Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporatio

April 25, 2024 EX-99.2

Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical fact and express management’s current expectations, forecasts of future

Exhibit 99.2 Ensuring our Clients and Our Institution Succeed Boldly Listed as ESQ Esquire Financial Holdings, Inc. (Financial Holding Company for Esquire Bank, N.A.) 1Q 2024 Investor Presentation Exhibit 99.2 Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical fact and exp

April 25, 2024 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. DECLARES REGULAR QUARTERLY DIVIDEND FOR COMMON STOCKHOLDERS

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. DECLARES REGULAR QUARTERLY DIVIDEND FOR COMMON STOCKHOLDERS Jericho, NY – April 25, 2024 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the financial holding company for Esquire Bank, National Association (“Esquire Bank” or the “Bank”), today announced its regular quarterly dividend of $0.15 per share of common stock, payable on June

April 25, 2024 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS FIRST QUARTER 2024 RESULTS Continued Growth in our National Platforms Drives Industry Leading Performance Metrics

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS FIRST QUARTER 2024 RESULTS Continued Growth in our National Platforms Drives Industry Leading Performance Metrics Jericho, NY – April 25, 2024 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the financial holding company for Esquire Bank, National Association (“Esquire Bank” or the “Bank”), (collectively “Esquire”) today annou

April 19, 2024 EX-4.5

Form of Indenture for Subordinated Debt Securities

Exhibit 4.5 ESQUIRE FINANCIAL HOLDINGS, INC., AS ISSUER AND [ ], AS TRUSTEE SUBORDINATED INDENTURE DATED AS OF [ ], 20[ ] SUBORDINATED DEBT SECURITIES CROSS-REFERENCE TABLE Reconciliation and tie between the Trust Indenture Act of 1939, as amended (the “Trust Indenture Act”), and the Indenture dated as of [ ], 20[ ]. SECTION OF TRUST INDENTURE ACT SECTION OF INDENTURE 310(a)(1) and (2) 7.09 310(a)

April 19, 2024 S-3

As filed with the Securities and Exchange Commission on April 19, 2024

As filed with the Securities and Exchange Commission on April 19, 2024 Registration No.

April 19, 2024 EX-4.4

Form of Indenture for Senior Debt Securities

  Exhibit 4.4   ESQUIRE FINANCIAL HOLDINGS, INC.,   AS ISSUER   AND   [     ],   AS TRUSTEE   SENIOR INDENTURE   DATED AS OF [ ], 20[ ]   SENIOR DEBT SECURITIES       CROSS-REFERENCE TABLE   Reconciliation and tie between the Trust Indenture Act of 1939, as amended (the “Trust Indenture Act”), and the Indenture dated as of [ ], 20[ ].   SECTION OF TRUST INDENTURE ACT SECTION OF INDENTURE 310(a)(1)

April 19, 2024 EX-FILING FEES

Filing Fee Table

EX-FILING FEES Calculation of Filing Fee Tables Form S-3 (Form Type) Esquire Financial Holdings, Inc.

April 18, 2024 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ⌧ Filed by a Party other than the Registrant ◻ Check the appropriate box: ◻ Preliminary Proxy Statement ◻ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ⌧ Defin

March 29, 2024 EX-97.1

Esquire Financial Holdings, Inc. Clawback Policy

Exhibit 97.1 ESQUIRE FINANCIAL HOLDINGS, INC. CLAWBACK POLICY The Board of Directors (the “Board”) of Esquire Financial Holdings, Inc. (the “Company”) believes that it is in the best interests of the Company and its shareholders to adopt this Clawback Policy (this “Policy”), which provides for the recovery of Erroneously Awarded Compensation in the event the Company is required to prepare an Accou

March 29, 2024 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from             to             Commission File N

March 29, 2024 EX-21

Subsidiaries of Registrant

EXHIBIT 21 SUBSIDIARIES OF THE REGISTRANT Name State of Incorporation Ownership Percentage Esquire Bank, National Association Federal 100%

February 28, 2024 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. ANNOUNCES PLANS TO ESTABLISH A BRANCH IN SOUTHERN CALIFORNIA

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. ANNOUNCES PLANS TO ESTABLISH A BRANCH IN SOUTHERN CALIFORNIA Jericho, NY – February 28, 2024 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the financial holding company for Esquire Bank, National Association (“Esquire Bank” or the “Bank”), (collectively “Esquire”) today announced plans to establish a branch location in Los Angeles,

February 28, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): February 28, 2024 Esquire Financi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): February 28, 2024 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) - Maryland 001-38131 27-5107901 (State or other jurisdiction of incorpora

February 12, 2024 SC 13G/A

ESQ / Esquire Financial Holdings, Inc. / BASSWOOD CAPITAL MANAGEMENT, L.L.C. - SCHEDULE 13G/A (AMENDMENT NO. 3) Passive Investment

SC 13G/A 1 b013024a.htm SCHEDULE 13G/A (AMENDMENT NO. 3) UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 3)* Esquire Financial Holdings, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 29667J101 (CUSIP Number) December 31, 2023 (Date of Event which Requires F

February 12, 2024 EX-99.1

EXHIBIT 99.1

EX-99.1 2 b013024b.htm EXHIBIT 99.1 EXHIBIT 99.1 The identity and the Item 3 classification of the relevant subsidiary are: Basswood Capital Management, L.L.C., which is an Investment Adviser in accordance with Rule 13d-1(b)(1)(ii)(E).

January 31, 2024 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. INCREASES QUARTERLY DIVIDEND FOR COMMON STOCKHOLDERS BY 20%

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. INCREASES QUARTERLY DIVIDEND FOR COMMON STOCKHOLDERS BY 20% Jericho, NY – January 31, 2024 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the financial holding company for Esquire Bank, National Association (collectively “Esquire”), today announced an increase to its regular quarterly dividend by 20% to $0.15 per share of common stoc

January 31, 2024 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 31, 2024 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) - Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporat

January 25, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 25, 2024 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) - Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporat

January 25, 2024 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS FOURTH QUARTER AND FULL YEAR 2023 RESULTS Strong Commercial Growth Coupled with Relationship Banking Drives Record Earnings and Returns for 2023

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS FOURTH QUARTER AND FULL YEAR 2023 RESULTS Strong Commercial Growth Coupled with Relationship Banking Drives Record Earnings and Returns for 2023 Jericho, NY – January 25, 2024 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the financial holding company for Esquire Bank, National Association (“Esquire Bank” or the “Bank”), (co

January 25, 2024 EX-99.2

Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical fact and express management’s current expectations, forecasts of future

Exhibit 99.2 Ensuring our Clients and Our Institution Succeed Boldly Listed as ESQ Esquire Financial Holdings, Inc. (Financial Holding Company for Esquire Bank, N.A.) 4Q & Full Year 2023 Investor Presentation Exhibit 99.2 Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical

January 11, 2024 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. ANNOUNCES STRATEGIC FINTECH INVESTMENT IN PAYZLI

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. ANNOUNCES STRATEGIC FINTECH INVESTMENT IN PAYZLI Jericho, NY – January 11, 2024 - Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the financial holding company for Esquire Bank, National Association (the “Bank”), today announced that it closed on its committed investment of $6 million in United Payment Systems, LLC (doing business as Pa

January 11, 2024 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 11, 2024 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) - Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporat

January 4, 2024 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. APPOINTS RENA NIGAM AS BOARD MEMBER

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. APPOINTS RENA NIGAM AS BOARD MEMBER Jericho, NY – January 4, 2024 - Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the financial holding company for Esquire Bank, National Association (the “Bank”), today announced that Rena Nigam was appointed to the Boards of Directors of both the Company and the Bank, effective January 3, 2024. Ms. N

January 4, 2024 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 3, 2024 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) - Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporati

November 9, 2023 10-Q

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-38131 Esquire Financia

October 26, 2023 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 26, 2023 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) - Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporat

October 26, 2023 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. DECLARES REGULAR QUARTERLY DIVIDEND FOR COMMON STOCKHOLDERS

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. DECLARES REGULAR QUARTERLY DIVIDEND FOR COMMON STOCKHOLDERS Jericho, NY – October 26, 2023 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the financial holding company for Esquire Bank, National Association (collectively “Esquire”), today announced its regular quarterly dividend of $0.125 per share of common stock, payable on Decembe

October 23, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 23, 2023 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) - Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporat

October 23, 2023 EX-99.2

Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical fact and express management’s current expectations, forecasts of future

Exhibit 99.2 Ensuring our Clients and Our Institution Succeed Boldly Listed as ESQ Esquire Financial Holdings, Inc. (Financial Holding Company for Esquire Bank, N.A.) 3Q 2023 Investor Presentation Exhibit 99.2 Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical fact and exp

October 23, 2023 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS THIRD QUARTER 2023 RESULTS Outperformance led by Commercial Loan Growth and a Strong Net Interest Margin

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS THIRD QUARTER 2023 RESULTS Outperformance led by Commercial Loan Growth and a Strong Net Interest Margin Jericho, NY – October 23, 2023 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the financial holding company for Esquire Bank, National Association (“Esquire Bank” or the “Bank”), (collectively “Esquire”) today announced it

August 11, 2023 10-Q

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-38131 Esquire Financial Hol

July 27, 2023 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 27, 2023 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) - Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporation

July 27, 2023 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. DECLARES REGULAR QUARTERLY DIVIDEND FOR COMMON STOCKHOLDERS

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. DECLARES REGULAR QUARTERLY DIVIDEND FOR COMMON STOCKHOLDERS Jericho, NY – July 27, 2023 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the financial holding company for Esquire Bank, National Association (collectively “Esquire”), today announced its regular quarterly dividend of $0.125 per share of common stock, payable on September

July 25, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 25, 2023 Esquire Financial H

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 25, 2023 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) - Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporation

July 25, 2023 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS SECOND QUARTER 2023 RESULTS Record Commercial Loan Growth and Resilient Net Interest Margin Drive Continued Outperformance

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS SECOND QUARTER 2023 RESULTS Record Commercial Loan Growth and Resilient Net Interest Margin Drive Continued Outperformance Jericho, NY – July 25, 2023 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the financial holding company for Esquire Bank, National Association (“Esquire Bank” or the “Bank”), today announced its operatin

July 25, 2023 EX-99.2

Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical fact and express management’s current expectations, forecasts of future

Exhibit 99.2 Ensuring our Clients and Our Institution Succeed Boldly Listed as ESQ Esquire Financial Holdings, Inc. (Financial Holding Company for Esquire Bank, N.A.) 2Q 2023 Investor Presentation Exhibit 99.2 Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical fact and exp

May 25, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 25, 2023 Esquire Financial Ho

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 25, 2023 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporation or

May 12, 2023 10-Q

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-38131 Esquire Financial Ho

May 2, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 2, 2023 Esquire Financial Hol

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 2, 2023 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) - Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporation o

May 2, 2023 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. INCREASES QUARTERLY DIVIDEND BY 25% AND PROMOTES CEO & PRESIDENT TO VICE CHAIRMAN OF THE BOARD

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. INCREASES QUARTERLY DIVIDEND BY 25% AND PROMOTES CEO & PRESIDENT TO VICE CHAIRMAN OF THE BOARD Jericho, NY – May 2, 2023 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the financial holding company for Esquire Bank, National Association (collectively “Esquire”), today announced an increase to its regular quarterly dividend by 25% to

April 25, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 25, 2023 Esquire Financial

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 25, 2023 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) - Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporatio

April 25, 2023 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS FIRST QUARTER 2023 RESULTS Sound Balance Sheet Management Coupled with Relationship Banking Drives Growth and Outperformance

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS FIRST QUARTER 2023 RESULTS Sound Balance Sheet Management Coupled with Relationship Banking Drives Growth and Outperformance Jericho, NY – April 25, 2023 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the financial holding company for Esquire Bank, National Association (“Esquire Bank” or the “Bank”), today announced its opera

April 25, 2023 EX-99.2

Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical fact and express management’s current expectations, forecasts of future

Exhibit 99.2 Ensuring our Clients and Our Institution Succeed Boldly Listed as ESQ Esquire Financial Holdings, Inc. (Financial Holding Company for Esquire Bank, N.A.) 1Q 2023 Investor Presentation Exhibit 99.2 Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical fact and exp

April 14, 2023 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ⌧ Filed by a Party other than the Registrant ◻ Check the appropriate box: ◻ Preliminary Proxy Statement ◻ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ⌧ Defin

March 27, 2023 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from             to             Commission File N

March 27, 2023 EX-21

Subsidiaries of Registrant

EXHIBIT 21 SUBSIDIARIES OF THE REGISTRANT Name State of Incorporation Ownership Percentage Esquire Bank, National Association Federal 100%

February 10, 2023 EX-99.1

The identity and the Item 3 classification of the relevant subsidiary are: Basswood Capital Management, L.L.C., which is an Investment Adviser in accordance with Rule 13d-1(b)(1)(ii)(E). ).

EXHIBIT 99.1 The identity and the Item 3 classification of the relevant subsidiary are: Basswood Capital Management, L.L.C., which is an Investment Adviser in accordance with Rule 13d-1(b)(1)(ii)(E). ).

February 10, 2023 SC 13G/A

ESQ / Esquire Financial Holdings Inc / BASSWOOD CAPITAL MANAGEMENT, L.L.C. - SCHEDULE 13G/A, AMENDMENT #2 Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 2)* Esquire Financial Holdings, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 29667J101 (CUSIP Number) December 31, 2022 (Date of Event which Requires Filing of this Statement) Check the appropriate box to des

January 26, 2023 EX-99.1

ESQUIRE FINANCIAL HOLDINGS DECLARES REGULAR QUARTERLY CASH DIVIDEND FOR COMMON STOCKHOLDERS

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS DECLARES REGULAR QUARTERLY CASH DIVIDEND FOR COMMON STOCKHOLDERS Jericho, NY – January 26, 2023 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the holding company for Esquire Bank, National Association (“Esquire Bank”), today announced its regular quarterly cash dividend of $0.10 per share of common stock, payable on March 1, 2023, to each

January 26, 2023 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 26, 2023 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) - Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporat

January 25, 2023 EX-99

ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS FOURTH QUARTER AND FULL YEAR 2022 RESULTS Record Earnings and Returns Led by Strong Commercial Loan Growth and Industry Leading Net Interest Margin

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS FOURTH QUARTER AND FULL YEAR 2022 RESULTS Record Earnings and Returns Led by Strong Commercial Loan Growth and Industry Leading Net Interest Margin Jericho, NY – January 25, 2023 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the financial holding company for Esquire Bank, National Association (“Esquire Bank”), today announce

January 25, 2023 EX-99.2

Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical fact and express management’s current expectations, forecasts of future

Exhibit 99.2 Ensuring our Clients and Our Institution Succeed BoldlyListed as ESQ Esquire Financial Holdings, Inc. (Financial Holding Company for Esquire Bank, N.A.)4Q 2022 Investor Presentation Exhibit 99.2 Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical fact and expre

January 25, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 25, 2023 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) - Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporat

November 10, 2022 10-Q

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-38131 Esquire Financia

October 27, 2022 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ? Date of report (Date of earliest event reported): October 27, 2022 ? Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) ? - ? ? Maryland 001-38131 27-5107901 (State or other jurisdiction

October 27, 2022 EX-99.1

ESQUIRE FINANCIAL HOLDINGS DECLARES REGULAR QUARTERLY CASH DIVIDEND FOR COMMON STOCKHOLDERS

Exhibit 99.1 ? ? ESQUIRE FINANCIAL HOLDINGS DECLARES REGULAR QUARTERLY CASH DIVIDEND FOR COMMON STOCKHOLDERS ? Jericho, NY ? October 27, 2022 ? Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the ?Company?), the holding company for Esquire Bank, National Association (?Esquire Bank?), today announced its regular quarterly cash dividend of $0.10 per share of common stock, payable on December 1, 2022

October 25, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ? Date of report (Date of earliest event reported): October 25, 2022 ? Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) ? - ? ? Maryland 001-38131 27-5107901 (State or other jurisdiction

October 25, 2022 EX-99.2

Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical fact and express management’s current expectations, forecasts of future

Exhibit 99.2 Ensuring our Clients and Our Institution Succeed BoldlyListed as ESQ Esquire Financial Holdings, Inc. (Financial Holding Company for Esquire Bank, N.A.)3Q 2022 Investor Presentation Exhibit 99.2 Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical fact and expre

October 25, 2022 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS THIRD QUARTER 2022 RESULTS Record Returns Driven by Commercial Loan Growth and Asset Sensitive Balance Sheet

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS THIRD QUARTER 2022 RESULTS Record Returns Driven by Commercial Loan Growth and Asset Sensitive Balance Sheet Jericho, NY ? October 25, 2022 ? Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the ?Company?), the financial holding company for Esquire Bank, National Association (?Esquire Bank?), today announced its operating results for the third q

August 12, 2022 10-Q

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents ? ? SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? ? ? QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ? For the quarterly period ended June 30, 2022 OR ? ? ? TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ? For the transition period from to Commission File No. 001-38131 Esqui

August 1, 2022 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC APPOINTS JOSEPH MELOHN AS BOARD MEMBER

Exhibit 99.1 ? ? ESQUIRE FINANCIAL HOLDINGS, INC APPOINTS JOSEPH MELOHN AS BOARD MEMBER ? Jericho, NY ? August 1, 2022 - Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the ?Company?), the financial holding company for Esquire Bank, National Association (the ?Bank?), today announced Joseph Melohn was appointed to the Boards of Directors of both the Company and the Bank, effective July 28, 2022. Mr

August 1, 2022 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ? Date of report (Date of earliest event reported): July 28, 2022 ? Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) ? - ? ? Maryland 001-38131 27-5107901 (State or other jurisdiction of

July 28, 2022 EX-99.1

ESQUIRE FINANCIAL HOLDINGS DECLARES REGULAR QUARTERLY CASH DIVIDEND FOR COMMON STOCKHOLDERS

Exhibit 99.1 ? ? ESQUIRE FINANCIAL HOLDINGS DECLARES REGULAR QUARTERLY CASH DIVIDEND FOR COMMON STOCKHOLDERS ? Jericho, NY ? July 28, 2022 ? Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the ?Company?), the holding company for Esquire Bank, National Association (?Esquire Bank?), today announced its regular quarterly cash dividend of $0.09 per share of common stock, payable on September 1, 2022,

July 28, 2022 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ? Date of report (Date of earliest event reported): July 28, 2022 ? Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) ? - ? ? Maryland 001-38131 27-5107901 (State or other jurisdiction of

July 27, 2022 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ? Date of report (Date of earliest event reported): July 21, 2022 ? Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) ? - ? ? Maryland 001-38131 27-5107901 (State or other jurisdiction of

July 25, 2022 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS SECOND QUARTER 2022 RESULTS Strong Balance Sheet and Revenue Growth Drive Record Earnings and Returns

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS SECOND QUARTER 2022 RESULTS Strong Balance Sheet and Revenue Growth Drive Record Earnings and Returns Jericho, NY ? July 25, 2022 ? Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the ?Company?), the financial holding company for Esquire Bank, National Association (?Esquire Bank?), today announced its operating results for the second quarter of

July 25, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ? Date of report (Date of earliest event reported): July 25, 2022 ? Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) ? - ? ? Maryland 001-38131 27-5107901 (State or other jurisdiction of

July 25, 2022 EX-99.2

Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical fact and express management’s current expectations, forecasts of future

Exhibit 99.2 Ensuring our Clients and Our Institution Succeed BoldlyListed as ESQ Esquire Financial Holdings, Inc. (Financial Holding Company for Esquire Bank, N.A.)2Q 2022 Investor Presentation Exhibit 99.2 Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical fact and expre

June 2, 2022 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ? Date of report (Date of earliest event reported): June 2, 2022 ? Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) ? - ? ? Maryland 001-38131 27-5107901 (State or other jurisdiction of

June 2, 2022 EX-99.1

ESQUIRE FINANCIAL HOLDINGS AND B.E. BLANK & COMPANY ANNOUNCE EXCLUSIVE PARTNERSHIP FOR COMMERCIAL LAW FIRM FINANCING

Exhibit 99.1 ? ? ESQUIRE FINANCIAL HOLDINGS AND B.E. BLANK & COMPANY ANNOUNCE EXCLUSIVE PARTNERSHIP FOR COMMERCIAL LAW FIRM FINANCING ? Jericho, NY ? June, 2, 2022 - Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (?Company?), the financial holding company for Esquire Bank, National Association (?Esquire?), today announced that the Company has signed an exclusive agreement with B.E. Blank & Company

May 26, 2022 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 26, 2022 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporation or

May 13, 2022 10-Q

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents ? ? SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? ? ? QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ? For the quarterly period ended March 31, 2022 OR ? ? ? TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ? For the transition period from to Commission File No. 001-38131 Esqu

April 28, 2022 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ? Date of report (Date of earliest event reported): April 28, 2022 ? Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) ? - ? ? Maryland 001-38131 27-5107901 (State or other jurisdiction o

April 28, 2022 EX-99.1

ESQUIRE FINANCIAL HOLDINGS DECLARES A FIRST REGULAR QUARTERLY CASH DIVIDEND FOR COMMON STOCKHOLDERS

Exhibit 99.1 ? ESQUIRE FINANCIAL HOLDINGS DECLARES A FIRST REGULAR QUARTERLY CASH DIVIDEND FOR COMMON STOCKHOLDERS ? Jericho, NY ? April 28, 2022 ? Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the ?Company?), the holding company for Esquire Bank, National Association (?Esquire Bank?), today announced its first regular quarterly cash dividend of $0.09 per share of common stock, payable on June 1

April 25, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ? Date of report (Date of earliest event reported): April 25, 2022 ? Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) ? - ? ? Maryland 001-38131 27-5107901 (State or other jurisdiction o

April 25, 2022 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS FIRST QUARTER 2022 RESULTS Continued Strong Growth and Asset Sensitive Balance Sheet Well Positioned for Rising Rates

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS FIRST QUARTER 2022 RESULTS Continued Strong Growth and Asset Sensitive Balance Sheet Well Positioned for Rising Rates Jericho, NY ? April 25, 2022 ? Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the ?Company?), the financial holding company for Esquire Bank, National Association (?Esquire Bank?), today announced its operating results for the

April 25, 2022 EX-99.2

Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical fact and express management’s current expectations, forecasts of future

Exhibit 99.2 Ensuring our Clients and Our Institution Succeed BoldlyListed as ESQ Esquire Financial Holdings, Inc. (Financial Holding Company for Esquire Bank, N.A.)1Q 2022 Investor Presentation Exhibit 99.2 Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical fact and expre

April 14, 2022 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.      )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ?????) Filed by the Registrant?x Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x

March 11, 2022 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

March 11, 2022 EX-21

Subsidiaries of Registrant

EXHIBIT 21 ? SUBSIDIARIES OF THE REGISTRANT ? Name State of Incorporation Ownership Percentage Esquire Bank, National Association ? Federal ? 100% ?

February 14, 2022 SC 13G/A

ESQ / Esquire Financial Holdings Inc / Pacific Ridge Capital Partners, LLC - ESQ SC13GA 2021 PRCP Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2 )* Esquire Financial Holdings, Inc (Name of Issuer) Common Stock (Title of Class of Securities) 29667J101 (CUSIP Number) December 31, 2021 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to w

January 26, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ? Date of report (Date of earliest event reported): January 25, 2022 ? Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) ? - ? ? Maryland 001-38131 27-5107901 (State or other jurisdiction

January 26, 2022 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS FOURTH QUARTER AND FULL YEAR 2021 RESULTS Loan and Revenue Growth Continues to Drive Record Earnings and Returns

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS FOURTH QUARTER AND FULL YEAR 2021 RESULTS Loan and Revenue Growth Continues to Drive Record Earnings and Returns Jericho, NY ? January 25, 2022 ? Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the ?Company?), the financial holding company for Esquire Bank, National Association (?Esquire Bank?), today announced its operating results for the fou

January 26, 2022 EX-99.2

Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical fact and express management’s current expectations, forecasts of future

Exhibit 99.2 Ensuring our Clients and Our Institution Succeed Boldly Listed as ESQ Esquire Financial Holdings, Inc. (Financial Holding Company for Esquire Bank, N.A.) 4Q 2021 Investor Presentation Exhibit 99.2 Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical fact and exp

January 10, 2022 SC 13G/A

ESQ / Esquire Financial Holdings Inc / BASSWOOD CAPITAL MANAGEMENT, L.L.C. - SCHEDULE 13G (AMENDMENT #1) Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* Esquire Financial Holdings, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 29667J101 (CUSIP Number) July 31, 2021 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate

January 10, 2022 EX-99.1

EXHIBIT 99.1

EXHIBIT 99.1 The identity and the Item 3 classification of the relevant subsidiary are: Basswood Capital Management, L.L.C., which is an Investment Adviser in accordance with Rule 13d-1(b)(1)(ii)(E).

November 10, 2021 10-Q

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents ? ? SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? ? ? QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ? For the quarterly period ended September 30, 2021 OR ? ? ? TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ? For the transition period from to Commission File No. 001-38131

October 25, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ? Date of report (Date of earliest event reported): October 25, 2021 ? Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) ? - ? ? Maryland 001-38131 27-5107901 (State or other jurisdiction

October 25, 2021 EX-99.2

Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical fact and express management’s current expectations, forecasts of future

Exhibit 99.2 Ensuring our Clients and Our Institution Succeed Boldly Listed as ESQ Esquire Financial Holdings, Inc. (Financial Holding Company for Esquire Bank, N.A.) 3Q 2021 Investor Presentation Exhibit 99.2 Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical fact and exp

October 25, 2021 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS THIRD QUARTER 2021 RESULTS Industry Leading Loan Growth Drives Record Revenues

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS THIRD QUARTER 2021 RESULTS Industry Leading Loan Growth Drives Record Revenues Jericho, NY ? October 25, 2021 ? Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the ?Company?), the financial holding company for Esquire Bank, National Association (?Esquire Bank?), today announced its operating results for the third quarter of 2021. Significant ac

October 25, 2021 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 22, 2021 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporatio

October 25, 2021 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. Transfer of Legacy NFL Consumer Loan Portfolio to Loans Held for Sale

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. Transfer of Legacy NFL Consumer Loan Portfolio to Loans Held for Sale Jericho, NY ? October 22, 2021 ? Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the ?Company?), the financial holding company for Esquire Bank, National Association (?Esquire Bank?), today announced that, effective September 29, 2021, it has reclassified its legacy consumer NFL loan

August 6, 2021 10-Q

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents ? ? SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? ? ? QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ? For the quarterly period ended June 30, 2021 OR ? ? ? TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ? For the transition period from to Commission File No. 001-38131 Esqui

July 30, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ? Date of report (Date of earliest event reported): July 30, 2021 ? Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) ? - ? ? Maryland 001-38131 27-5107901 (State or other jurisdiction of

July 30, 2021 EX-99.1

Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical fact and express management’s current expectations, forecasts of future

Exhibit 99.1 Ensuring our Clients and Our Institution Succeed Boldly Listed as ESQ Esquire Financial Holdings, Inc. (Financial Holding Company for Esquire Bank, N.A.) 2Q 2021 Investor Presentation Exhibit 99.1 Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical fact and exp

July 26, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ? Date of report (Date of earliest event reported): July 26, 2021 ? Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) ? - ? ? Maryland 001-38131 27-5107901 (State or other jurisdiction of

July 26, 2021 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS SECOND QUARTER 2021 RESULTS Esquire Reaches Billion Dollar Asset Milestone with Record Revenues and Earnings

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS SECOND QUARTER 2021 RESULTS Esquire Reaches Billion Dollar Asset Milestone with Record Revenues and Earnings Jericho, NY ? July 26, 2021 ? Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the ?Company?), the financial holding company for Esquire Bank, National Association (?Esquire Bank?), today announced its operating results for the second qua

June 7, 2021 CORRESP

ESQUIRE FINANCIAL HOLDINGS, INC. 100 Jericho Quadrangle, Suite 100 Jericho, New York 11753

ESQUIRE FINANCIAL HOLDINGS, INC. 100 Jericho Quadrangle, Suite 100 Jericho, New York 11753 June 7, 2021 Via Edgar Securities and Exchange Commission 100 F Street, N.E. Washington, D.C. 20549 Re: Esquire Financial Holdings, Inc. Registration Statement on Form S-3 (Registration No. 333-256678) Request for Acceleration of Effectiveness Ladies and Gentlemen: Esquire Financial Holdings, Inc., a Marylan

June 1, 2021 EX-10.3

Form of Incentive Stock Option Award Agreement

EXHIBIT 10.3 Form of Stock Option Granted by Esquire Financial Holdings, Inc. under the ESQUIRE FINANCIAL HOLDINGS, INC. 2021 EQUITY INCENTIVE PLAN This stock option agreement (?Option? or ?Agreement?) is and will be subject in every respect to the provisions of the 2021 Equity Incentive Plan (the ?Plan?) of Esquire Financial Holdings, Inc. (the ?Company?) which are incorporated herein by referenc

June 1, 2021 S-3

As filed with the Securities and Exchange Commission on June 1, 2021

As filed with the Securities and Exchange Commission on June 1, 2021 Registration No.

June 1, 2021 EX-4.3

Form of Indenture for Senior Debt Securities

Exhibit 4.3 ESQUIRE FINANCIAL HOLDINGS, INC., AS ISSUER AND [ ], AS TRUSTEE SENIOR INDENTURE DATED AS OF [ ], 20[ ] SENIOR DEBT SECURITIES CROSS-REFERENCE TABLE Reconciliation and tie between the Trust Indenture Act of 1939, as amended (the ?Trust Indenture Act?), and the Indenture dated as of [ ], 20[ ]. SECTION OF TRUST INDENTURE ACT SECTION OF INDENTURE 310(a)(1) and (2) 7.09 310(a)(3) and (4)

June 1, 2021 EX-10.2

Form of Restricted Stock Award Agreement

EXHIBIT 10.2 Form of Restricted Stock Award Granted by Esquire Financial Holdings, Inc. under the ESQUIRE FINANCIAL HOLDINGS, INC. 2021 EQUITY INCENTIVE PLAN This restricted stock agreement (?Restricted Stock Award? or ?Agreement?) is and will be subject in every respect to the provisions of the 2021 Equity Incentive Plan (the ?Plan?) of Esquire Financial Holdings, Inc. (the ?Company?) which are i

June 1, 2021 EX-10.4

Form of Non-Qualified Stock Option Award Agreement

EXHIBIT 10.4 Form of Stock Option Granted by Esquire Financial Holdings, Inc. under the ESQUIRE FINANCIAL HOLDINGS, INC. 2021 EQUITY INCENTIVE PLAN This stock option agreement (?Option? or ?Agreement?) is and will be subject in every respect to the provisions of the 2021 Equity Incentive Plan (the ?Plan?) of Esquire Financial Holdings, Inc. (the ?Company?) which are incorporated herein by referenc

June 1, 2021 EX-4.4

Form of Indenture for Subordinated Debt Securities

Exhibit 4.4 ESQUIRE FINANCIAL HOLDINGS, INC., AS ISSUER AND [ ], AS TRUSTEE SUBORDINATED INDENTURE DATED AS OF [ ], 20[ ] SUBORDINATED DEBT SECURITIES CROSS-REFERENCE TABLE Reconciliation and tie between the Trust Indenture Act of 1939, as amended (the ?Trust Indenture Act?), and the Indenture dated as of [ ], 20[ ]. SECTION OF TRUST INDENTURE ACT SECTION OF INDENTURE 310(a)(1) and (2) 7.09 310(a)

June 1, 2021 S-8

As filed with the Securities and Exchange Commission on June 1, 2021 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT THE SECURITIES ACT OF 1933 Esquire Financial Holdings, Inc. (Exact Name of Re

Registration No. 333- As filed with the Securities and Exchange Commission on June 1, 2021 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Esquire Financial Holdings, Inc. (Exact Name of Registrant as Specified in its Charter) Maryland 27-5107901 (State or Other Jurisdiction of (I.R.S. Employer Identification

May 28, 2021 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 27, 2021 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporation or

May 14, 2021 10-Q

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents ? ? SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? ? ? QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ? For the quarterly period ended March 31, 2021 OR ? ? ? TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ? For the transition period from to Commission File No. 001-38131 Esqu

May 7, 2021 EX-99.1

Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical fact and express management’s current expectations, forecasts of future

Exhibit 99.1 Ensuring our Clients and Our Institution Succeed Boldly Listed as ESQ Esquire Financial Holdings, Inc. (Financial Holding Company for Esquire Bank, N.A.) 1Q 2021 Investor Presentation Exhibit 99.1 Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical fact and exp

May 7, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ? Date of report (Date of earliest event reported): May 7, 2021 ? Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) ? - ? ? Maryland 001-38131 27-5107901 (State or other jurisdiction of i

April 26, 2021 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS FIRST QUARTER 2021 RESULTS Strong Loan, Deposit, and Payment Processing Growth Drive Record Revenue and Earnings

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS FIRST QUARTER 2021 RESULTS Strong Loan, Deposit, and Payment Processing Growth Drive Record Revenue and Earnings Jericho, NY ? April 26, 2021 ? Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the ?Company?), the financial holding company for Esquire Bank, National Association (?Esquire Bank?), today announced its operating results for the first

April 26, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ? Date of report (Date of earliest event reported): April 26, 2021 ? Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) ? - ? ? Maryland 001-38131 27-5107901 (State or other jurisdiction o

April 16, 2021 DEF 14A

Definitive Proxy Statement on Schedule 14A, filed with the SEC on April 16, 2021

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Defin

March 26, 2021 8-K

Other Events

? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? FORM 8-K ? CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ? Date of report (Date of earliest event reported): March 26, 2021 ? Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) ? - ? ? Maryland 001-38131 27-5107901 (State or other jurisdiction

March 19, 2021 10-K

Annual Report - 10-K

Table of Contents ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

March 19, 2021 EX-21

Subsidiaries of Registrant

EXHIBIT 21 ? SUBSIDIARIES OF THE REGISTRANT ? Name State of Incorporation Ownership Percentage Esquire Bank, National Association ? Federal ? 100% ?

February 12, 2021 EX-99.2

AGREEMENT OF REPORTING PERSONS

EXHIBIT 99.2 AGREEMENT OF REPORTING PERSONS The undersigned acknowledge and agree that the foregoing statement on Schedule 13G is filed on behalf of each of the undersigned and that all subsequent amendments to this statement on Schedule 13G shall be filed on behalf of each of the undersigned without the necessity of filing additional joint filing agreements. The undersigned acknowledge that each

February 12, 2021 SC 13G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 3)* Esquire Financial Holdings, Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No.

February 12, 2021 EX-99.1

EXHIBIT 99.1

EXHIBIT 99.1 The identity and the Item 3 classification of the relevant subsidiary are: Basswood Capital Management, L.L.C., which is an Investment Adviser in accordance with Rule 13d-1(b)(1)(ii)(E). ).

February 12, 2021 SC 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Esquire Financial Holdings, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Esquire Financial Holdings, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 29667J101 (CUSIP Number) December 31, 2020 (Date of Event which Requires Filing of this Statement) Check the appropriate box to design

February 11, 2021 SC 13G

ESQ 13G FILING

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1 )* Esquire Financial Holdings, Inc (Name of Issuer) Common Stock (Title of Class of Securities) 29667J101 (CUSIP Number) December 31, 2020 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to w

January 25, 2021 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS FOURTH QUARTER AND FULL YEAR 2020 RESULTS Robust Loan and Deposit Growth, Record Revenue, and Investment in Digital Assets to Drive Future Performance

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS FOURTH QUARTER AND FULL YEAR 2020 RESULTS Robust Loan and Deposit Growth, Record Revenue, and Investment in Digital Assets to Drive Future Performance Jericho, NY – January 25, 2021 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the financial holding company for Esquire Bank, National Association (“Esquire Bank”), today annou

January 25, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 25, 2021 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) - Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporat

November 6, 2020 10-Q

Quarterly Report - 10-Q

Table of Contents SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-38131 Esquire Financia

October 23, 2020 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS THIRD QUARTER 2020 RESULTS Strong Loan and Deposit Growth, Record Merchant Payment Processing Income and Launch of New Digital Platform

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS THIRD QUARTER 2020 RESULTS Strong Loan and Deposit Growth, Record Merchant Payment Processing Income and Launch of New Digital Platform Jericho, NY – October 23, 2020 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the financial holding company for Esquire Bank, National Association (“Esquire Bank”), today announced its operat

October 23, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 23, 2020 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) - Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporat

October 5, 2020 8-K

Financial Statements and Exhibits, Other Events - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 5, 2020 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporation

October 5, 2020 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. ANNOUNCES THE LAUNCH OF THE NEW ESQUIRE BRAND AND WEBSITE Enhanced Digital Platform and New Brand Image Reinforce Industry Leadership and Digital Innovation

ESQUIRE FINANCIAL HOLDINGS, INC. ANNOUNCES THE LAUNCH OF THE NEW ESQUIRE BRAND AND WEBSITE Enhanced Digital Platform and New Brand Image Reinforce Industry Leadership and Digital Innovation Jericho, NY – October 5, 2020 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the holding company for Esquire Bank, National Association (“Esquire Bank”), today announced the launch of a new s

August 7, 2020 10-Q

Quarterly Report - 10-Q

Table of Contents SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-38131 Esquire Financial Hol

July 24, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 24, 2020 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) Maryland 001-38131 27-5107901 (State or other jurisdiction of (Commission Fil

July 24, 2020 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS SECOND QUARTER 2020 RESULTS Strong Performance Despite Continued Economic Uncertainty

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS SECOND QUARTER 2020 RESULTS Strong Performance Despite Continued Economic Uncertainty Jericho, NY – July 24, 2020 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the holding company for Esquire Bank, National Association (“Esquire Bank”), today announced its operating results for the second quarter of 2020. Results comparing t

June 25, 2020 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): June 24, 2020 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporation o

May 8, 2020 10-Q

Quarterly Report - 10-Q

Table of Contents SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001‑38131 Esquire Financial Ho

April 30, 2020 10-K/A

Annual Report - FORM 10-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A AMENDMENT NO. 1 x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2019 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38074 Esquire

April 30, 2020 DEF 14A

- DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a‑6(e)(2)) ☒ Defin

April 24, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 24, 2020 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) Maryland 001-38131 27-5107901 (State or other jurisdiction of (Commission Fi

April 24, 2020 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS FIRST QUARTER 2020 RESULTS Strong Loan, Deposit and Fee Income Growth Despite Challenging Economic Environment

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS FIRST QUARTER 2020 RESULTS Strong Loan, Deposit and Fee Income Growth Despite Challenging Economic Environment Jericho, NY – April 24, 2020 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the holding company for Esquire Bank, National Association (“Esquire Bank”), today announced its operating results for the first quarter of

April 6, 2020 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 6, 2020 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporation o

March 12, 2020 EX-4.2

Description of Esquire Financial Holdings, Inc. Common Stock (incorporated by reference to Exhibit 4.2 in the Annual Report on Form 10-K (File No. 001-38131) originally filed by the Company on March 12, 2020)

Exhibit 4.2 DESCRIPTION OF COMMON STOCK As of December 31, 2019, the common stock of Esquire Financial Holdings, Inc. (the “Company”) is registered under Section 12(b) of the Securities Exchange Act of 1934, as amended (the “Exchange Act”). The following description of our common stock, certain provisions of our articles of incorporation and bylaws and certain provisions of Maryland law is a summa

March 12, 2020 10-K

ESQ / Esquire Financial Holdings, Inc. 10-K - Annual Report - 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from             to             Commission File N

March 12, 2020 EX-21

Subsidiaries of Registrant

EXHIBIT 21 SUBSIDIARIES OF THE REGISTRANT AT DECEMBER 31, 2019 Name State of Incorporation Ownership Percentage Esquire Bank, National Association Federal 100%

February 14, 2020 SC 13G/A

ESQ / Esquire Financial Holdings, Inc. / RMB Capital Management, LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No.

January 24, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 24, 2020 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) Maryland 001-38131 27-5107901 (State or other jurisdiction of (Commission

January 24, 2020 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS FOURTH QUARTER AND FULL YEAR 2019 RESULTS Fourth Quarter Loan and Deposit Growth Concludes Overall Record Year

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS FOURTH QUARTER AND FULL YEAR 2019 RESULTS Fourth Quarter Loan and Deposit Growth Concludes Overall Record Year Jericho, NY – January 24, 2020 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the holding company for Esquire Bank, National Association (“Esquire Bank”), today announced its operating results for the fourth quarter

January 6, 2020 SC 13G/A

ESQ / Esquire Financial Holdings, Inc. / Cja Private Equity Restructuring Master Fund I Lp - SC 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 13G/A (Amendment No.

November 8, 2019 10-Q

ESQ / Esquire Financial Holdings, Inc. 10-Q - Quarterly Report - 10-Q

Table of Contents SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001‑38131 Esquire Financia

October 25, 2019 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS THIRD QUARTER 2019 RESULTS Record Net Income and Return on Assets

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS THIRD QUARTER 2019 RESULTS Record Net Income and Return on Assets Jericho, NY – October 25, 2019 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the holding company for Esquire Bank, National Association (“Esquire Bank”), today announced its operating results for the three and nine months ended September 30, 2019. Significant

October 25, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 25, 2019 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) Maryland 001-38131 27-5107901 (State or other jurisdiction of (Commission

August 8, 2019 10-Q

ESQ / Esquire Financial Holdings, Inc. 10-Q - Quarterly Report - 10-Q

Table of Contents SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001‑38131 Esquire Financial Hol

July 26, 2019 8-K

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 25, 2019 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporation o

July 26, 2019 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. Announces Resignation of Board Member Jack Thompson

EXHIBIT 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. Announces Resignation of Board Member Jack Thompson Jericho, NY – July 26, 2019 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the holding company for Esquire Bank, National Association (“Esquire Bank”), announced today that Jack Thompson resigned as a member of its Board of Directors for personal and business reasons effective July

July 25, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 25, 2019 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) Maryland 001-38131 27-5107901 (State or other jurisdiction of (Commission Fil

July 25, 2019 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS SECOND QUARTER 2019 RESULTS Record Net Income, Growth in Loans, Deposits and Merchant Processing Income

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS SECOND QUARTER 2019 RESULTS Record Net Income, Growth in Loans, Deposits and Merchant Processing Income Jericho, NY – July 25, 2019 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the holding company for Esquire Bank, National Association (“Esquire Bank”), today announced its operating results for the three and six months ende

June 17, 2019 EX-10.2

Form of Restricted Stock Award Agreement

EXHIBIT 10.2 Restricted Stock Award Granted by Esquire Financial Holdings, Inc. under the ESQUIRE FINANCIAL HOLDINGS, INC. 2019 EQUITY INCENTIVE PLAN This restricted stock agreement (“Restricted Stock Award” or “Agreement”) is and will be subject in every respect to the provisions of the 2019 Equity Incentive Plan (the “Plan”) of Esquire Financial Holdings, Inc. (the “Company”) which are incorpora

June 17, 2019 EX-10.3

Form of Incentive Stock Option Award Agreement

EXHIBIT 10.3 Stock Option Granted by Esquire Financial Holdings, Inc. under the ESQUIRE FINANCIAL HOLDINGS, INC. 2019 EQUITY INCENTIVE PLAN This stock option agreement (“Option” or “Agreement”) is and will be subject in every respect to the provisions of the 2019 Equity Incentive Plan (the “Plan”) of Esquire Financial Holdings, Inc. (the “Company”) which are incorporated herein by reference and ma

June 17, 2019 S-8

ESQ / Esquire Financial Holdings, Inc. S-8 - - ESQUIRE FINANCIAL HOLDINGS, INC. FORM S-8 JUNE 14, 2019

Registration No. 333- As filed with the Securities and Exchange Commission on June 17, 2019 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Esquire Financial Holdings, Inc. (Exact Name of Registrant as Specified in its Charter) Maryland 27-5107901 (State or Other Jurisdiction of (I.R.S. Employer Identification

June 17, 2019 EX-10.4

Form of Non-Qualified Stock Option Award Agreement

EXHIBIT 10.4 Stock Option Granted by Esquire Financial Holdings, Inc. under the ESQUIRE FINANCIAL HOLDINGS, INC. 2019 EQUITY INCENTIVE PLAN This stock option agreement (“Option” or “Agreement”) is and will be subject in every respect to the provisions of the 2019 Equity Incentive Plan (the “Plan”) of Esquire Financial Holdings, Inc. (the “Company”) which are incorporated herein by reference and ma

May 30, 2019 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 30, 2019 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporation or

May 9, 2019 10-Q

ESQ / Esquire Financial Holdings, Inc. 10-Q Quarterly Report 10-Q

Table of Contents SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10‑Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001‑38131 Esquire Financial Ho

April 25, 2019 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS FIRST QUARTER 2019 RESULTS Record Net Income, Growth in Loans, Deposits and Merchant Processing Income

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS FIRST QUARTER 2019 RESULTS Record Net Income, Growth in Loans, Deposits and Merchant Processing Income Jericho, NY – April 25, 2019 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the holding company for Esquire Bank, National Association (“Esquire Bank”), today announced its operating results for the first quarter of 2019. Si

April 25, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): April 25, 2019 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) Maryland 001-38131 27-5107901 (State or other jurisdiction of (Commission Fi

April 18, 2019 DEF 14A

Esquire Financial Holdings, Inc. 2019 Equity Incentive Plan

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Defin

March 29, 2019 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): March 29, 2019 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) Maryland 001-38131 27-5107901 (State or other jurisdiction of (Commission Fi

March 14, 2019 EX-21

Subsidiaries of Registrant

EXHIBIT 21 SUBSIDIARIES OF THE REGISTRANT Name State of Incorporation Ownership Percentage Esquire Bank, National Association Federal 100%

March 14, 2019 10-K

ESQ / Esquire Financial Holdings, Inc. 10-K (Annual Report)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10‑K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2018 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from             to             Commission File N

March 14, 2019 EX-10.10

First Amendment to the Employment Agreement by and among Esquire Financial Holdings, Inc., Esquire Bank and Eric Bader dated December 19, 2018 (incorporated by reference to Exhibit 10.10 in the Annual Report on Form 10-K (File No. 001-38131) originally filed by the Company on March 14, 2019)†

Exhibit 10.10 FIRST AMENDMENT TO EMPLOYMENT AGREEMENT This First Amendment, dated as of December 10, 2018 (the “Amendment”), to the Employment Agreement (“Employment Agreement”), dated effective as of October 1, 2015 (the “Effective Date”), by and among Esquire Financial Holdings, Inc., a Maryland corporation (the “Company”), its wholly-owned subsidiary, Esquire Bank, N.A., a national banking asso

February 14, 2019 SC 13G/A

ESQ / Esquire Financial Holdings, Inc. / RMB Capital Management, LLC - SCHEDULE 13G HOLDINGS REPORT AMENDMENT Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No.

February 11, 2019 EX-99.1

EXHIBIT 99.1

EXHIBIT 99.1 The identity and the Item 3 classification of the relevant subsidiary are: Basswood Capital Management, L.L.C., which is an Investment Adviser in accordance with Rule 13d-1(b)(1)(ii)(E).

February 11, 2019 SC 13G/A

ESQ / Esquire Financial Holdings, Inc. / BASSWOOD CAPITAL MANAGEMENT, L.L.C. - SCHEDULE 13G/A (AMENDMENT #1) Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 1)* Esquire Financial Holdings, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 29667J101 (CUSIP Number) December 31, 2018 (Date of Event which Requires Filing of this Statement) Check the appropriate box to des

January 25, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 25, 2019 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) Maryland 001-38131 27-5107901 (State or other jurisdiction of (Commission

January 25, 2019 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS FOURTH QUARTER AND FULL YEAR 2018 RESULTS Record Net Income, Growth in Loans, Deposits and Merchant Processing Income

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS FOURTH QUARTER AND FULL YEAR 2018 RESULTS Record Net Income, Growth in Loans, Deposits and Merchant Processing Income Jericho, NY – January 25, 2019 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the holding company for Esquire Bank, National Association (“Esquire Bank”), today announced fourth quarter and year end results fo

January 10, 2019 EX-99.1

Esquire Financial Holdings, Inc. Announces First Stock Repurchase Program

Exhibit 99.1 Esquire Financial Holdings, Inc. Announces First Stock Repurchase Program Jericho, New York – January 9, 2019 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the holding company for Esquire Bank, National Association (“Esquire Bank”), announced that its Board of Directors has approved a stock repurchase program for up to 300,000 shares of its common stock, or approxi

January 10, 2019 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 9, 2019 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) Maryland 001-38131 27-5107901 (State or other jurisdiction of (Commission F

December 11, 2018 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): December 10, 2018 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) Maryland 001-38131 27-5107901 (State or other jurisdiction of (Commission

December 11, 2018 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. PROMOTES ERIC S. BADER TO CHIEF OPERATING OFFICER; HIRES MICHAEL LACAPRIA AS CHIEF FINANCIAL OFFICER

ESQUIRE FINANCIAL HOLDINGS, INC. PROMOTES ERIC S. BADER TO CHIEF OPERATING OFFICER; HIRES MICHAEL LACAPRIA AS CHIEF FINANCIAL OFFICER Jericho, New York – December 11, 2018 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the holding company for Esquire Bank, National Association (“Esquire Bank”), announced today that Eric S. Bader, the Company’s Executive Vice President, Chief Fin

December 3, 2018 EX-99.1

1 This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements express management’s current expectations, forecasts of future events or long-term goals and, by their nature, are s

Exhibit 99.1 September 30, 2018 Financial Presentation NASDAQ: ESQ EXHIBIT 99.1 1 This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements express management’s current expectations, forecasts of future events or long-term goals and, by their nature, are subject to assumptions, risks and uncertainties, many of which are beyo

December 3, 2018 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): December 3, 2018 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) Maryland 001-38131 27-5107901 (State or other jurisdiction of (Commission

November 14, 2018 10-Q

ESQ / Esquire Financial Holdings, Inc. 10-Q (Quarterly Report)

Table of Contents SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10‑Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2018 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001‑38131 Esquire Financia

October 25, 2018 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS THIRD QUARTER 2018 RESULTS Growth in Net Income, Loans, Core Deposits and Fee Income

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS THIRD QUARTER 2018 RESULTS Growth in Net Income, Loans, Core Deposits and Fee Income Jericho, NY – October 25, 2018 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the holding company for Esquire Bank, National Association (“Esquire Bank”), today announced its operating results for the three and nine months ended September 30,

October 25, 2018 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 25, 2018 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) Maryland 001-38131 27-5107901 (State or other jurisdiction of (Commission

October 11, 2018 CORRESP

ESQ / Esquire Financial Holdings, Inc. CORRESP

ESQUIRE FINANCIAL HOLDINGS, INC. 100 Jericho Quadrangle, Suite 100 Jericho, New York 11753 October 11, 2018 Via Edgar Securities and Exchange Commission 100 F Street, N.E. Washington, D.C. 20549 Re: Esquire Financial Holdings, Inc. Registration Statement on Form S-3 (Registration No. 333-227725) Request for Acceleration of Effectiveness Ladies and Gentlemen: Esquire Financial Holdings, Inc., a Mar

October 9, 2018 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. FILES SHELF REGISTRATION STATEMENT ON FORM S-3

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. FILES SHELF REGISTRATION STATEMENT ON FORM S-3 Jericho, New York – October 9, 2018 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the "Company"), the holding company for Esquire Bank, National Association ("Esquire Bank"), today announced that it has filed a shelf registration statement on Form S-3 with the United States Securities and Exchange Comm

October 9, 2018 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): October 9, 2018 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporation

October 5, 2018 EX-4.5

Form of Indenture for Subordinated Debt Securities

Exhibit 4.5 ESQUIRE FINANCIAL HOLDINGS, INC. Issuer and Trustee SUBORDINATED DEBT SECURITIES INDENTURE Dated as of TABLE OF CONTENTS Page Number Article I DEFINITIONS AND INCORPORATION BY REFERENCE 1 Section 1.1 Definitions 1 Section 1.2 Other Definitions 5 Section 1.3 Incorporation by Reference of Trust Indenture Act 5 Section 1.4 Rules of Construction 5 Article II THE SECURITIES 6 Section 2.1 Is

October 5, 2018 EX-4.3

Form of Indenture for Senior Debt Securities

Exhibit 4.3 ESQUIRE FINANCIAL HOLDINGS, INC. Issuer and Trustee SENIOR DEBT SECURITIES INDENTURE Dated as of TABLE OF CONTENTS Page Number Article I DEFINITIONS AND INCORPORATION BY REFERENCE 1 Section 1.1 Definitions 1 Section 1.2 Other Definitions 4 Section 1.3 Incorporation by Reference of Trust Indenture Act 4 Section 1.4 Rules of Construction 4 Article II THE SECURITIES 5 Section 2.1 Issuable

October 5, 2018 S-3

ESQ / Esquire Financial Holdings, Inc. FORM S-3

As filed with the Securities and Exchange Commission on October 5, 2018 Registration No.

September 26, 2018 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS A ONE-TIME CHARGE ON THE PASSING OF ITS FOUNDER AND EXECUTIVE CHAIRMAN, DENNIS SHIELDS

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS A ONE-TIME CHARGE ON THE PASSING OF ITS FOUNDER AND EXECUTIVE CHAIRMAN, DENNIS SHIELDS Jericho, NY – September 21, 2018 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the "Company"), the holding company for Esquire Bank, National Association ("Esquire Bank"), today announced that the Company expects to incur a pre-tax one-time charge of appr

September 26, 2018 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): September 21, 2018 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporat

September 6, 2018 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): September 4, 2018 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporati

August 17, 2018 EX-99.1

Tony Coelho Named Chairman of Esquire Financial Holdings, Inc. Board Unanimously Elects Former U.S. Representative, Board Member since 2010

Exhibit 99.1 Tony Coelho Named Chairman of Esquire Financial Holdings, Inc. Board Unanimously Elects Former U.S. Representative, Board Member since 2010 Jericho, N.Y. – August 17, 2018 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ), (the "Company"), the holding company for Esquire Bank, National Association ("Esquire Bank"), today announced that Tony Coelho has been appointed Chairman of the Boa

August 17, 2018 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): August 17, 2018 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporation

August 14, 2018 10-Q

ESQ / Esquire Financial Holdings, Inc. FORM 10-Q (Quarterly Report)

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2018 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-38131 Esquire Financial Holdings, Inc. (Exact

August 13, 2018 EX-99.1

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Exhibit 99.1 Esquire Bank Board of Directors Mourns the Loss of its Founder and Executive Chairman Dennis Shields Jericho, NY – August 10, 2018 – Esquire Financial Holdings, Inc. released the following statement today: It is with deep sadness that we mourn the loss of our dear friend and business partner, Dennis Shields, Executive Chairman of the Board at Esquire Financial Holdings, Inc. Dennis' p

August 13, 2018 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): August 10, 2018 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporation

July 25, 2018 EX-99.1

ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS SECOND QUARTER 2018 RESULTS Growth in Loans and Core Deposits, Fee Income and Record Net Income

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS SECOND QUARTER 2018 RESULTS Growth in Loans and Core Deposits, Fee Income and Record Net Income Jericho, NY – July 25, 2018 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the "Company"), the holding company for Esquire Bank, National Association ("Esquire Bank"), today announced its operating results for the three and six months ended June 3

July 25, 2018 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): July 25, 2018 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporation o

June 19, 2018 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): June 19, 2018 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporation o

June 19, 2018 EX-99.1

Esquire Financial Holdings, Inc. set to join Russell 3000® Index

Exhibit 99.1 Esquire Financial Holdings, Inc. set to join Russell 3000® Index Jericho, NY – June 19th, 2018 — Esquire Financial Holdings, Inc. ("Esquire") today announced that it is set to join the broad-market Russell 3000Ò Index at the conclusion of the Russell US Indexes annual reconstitution, effective after the US market opens on June 25, 2018, according to a preliminary list posted June 8, 2

May 31, 2018 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): May 30, 2018 Esquire Financial Holdings, Inc. (Exact name of the registrant as specified in its charter) Maryland 001-38131 27-5107901 (State or other jurisdiction of incorporation or

May 14, 2018 10-Q

ESQ / Esquire Financial Holdings, Inc. FORM 10-Q (Quarterly Report)

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2018 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-38131 Esquire Financial Holdings, Inc. (Exac

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