SBT / Sterling Bancorp, Inc. (Southfield, MI) - Pengajuan SECLaporan Tahunan, Pernyataan Proksi

Sterling Bancorp, Inc. (Southfield, MI)
US ˙ NasdaqCM ˙ US85917W1027
HINDI NA ACTIVE ANG SIMBONG ITO

Mga Batayang Estadistika
CIK 1680379
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Sterling Bancorp, Inc. (Southfield, MI)
SEC Filings (Chronological Order)
Halaman ini menyediakan daftar lengkap dan kronologis dari Pengajuan SEC, tidak termasuk pengajuan kepemilikan yang kami sediakan di tempat lain.
April 11, 2025 15-12G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File Number: 001-38290 Sterling Bancorp, Inc. (Exact name of registrant as specified in

April 1, 2025 EX-10.2

INDEPENDENT CONTRACTOR AGREEMENT

Exhibit 10.2 INDEPENDENT CONTRACTOR AGREEMENT THIS INDEPENDENT CONTRACTOR AGREEMENT (the “Agreement”) is made by and between Karen Knott (the “Contractor”), and Sterling Bancorp, Inc. (the “Company”), effective as of 12:01 AM on April 1, 2025. (The Contractor and the Company hereinafter sometimes are referred to, individually, as a “Party” and, collectively, as “Parties.”) If the context so indica

April 1, 2025 EX-10.1

INDEPENDENT CONTRACTOR AGREEMENT

Exhibit 10.1 INDEPENDENT CONTRACTOR AGREEMENT THIS INDEPENDENT CONTRACTOR AGREEMENT (the “Agreement”) is made by and between Christine Meredith (the “Contractor”), and Sterling Bancorp, Inc. (the “Company”), effective as of 12:01 AM on April 1, 2025. (The Contractor and the Company hereinafter sometimes are referred to, individually, as a “Party” and, collectively, as “Parties.”) If the context so

April 1, 2025 S-8 POS

As filed with the Securities and Exchange Commission on April 1, 2025

As filed with the Securities and Exchange Commission on April 1, 2025 Registration No.

April 1, 2025 EX-99.1

Sterling Bancorp Announces Closing of Acquisition of Sterling Bank and Trust, F.S.B. by EverBank Financial Corp; Certificate of Dissolution to be Filed and Common Stock to be Delisted

Exhibit 99.1 Sterling Bancorp Announces Closing of Acquisition of Sterling Bank and Trust, F.S.B. by EverBank Financial Corp; Certificate of Dissolution to be Filed and Common Stock to be Delisted Southfield, Michigan, March 31, 2025 — Sterling Bancorp, Inc. (NASDAQ: SBT) (“Sterling” or the “Company”), the holding company of Sterling Bank and Trust, F.S.B. (the “Bank”), today announced the closing

April 1, 2025 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Material Modification to Rights of Security Holders, Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing, Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 31, 2025 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission F

April 1, 2025 25

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 25 NOTIFICATION OF REMOVAL FROM LISTING AND/OR REGISTRATION UNDER SECTION 12(b) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File Number: 001-38290 Issuer: Sterling B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 25 NOTIFICATION OF REMOVAL FROM LISTING AND/OR REGISTRATION UNDER SECTION 12(b) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File Number: 001-38290 Issuer: Sterling Bancorp, Inc. Exchange: Nasdaq Capital Market (Exact name of Issuer as specified in its charter, and name of Exchange where security is listed and/or r

April 1, 2025 S-8 POS

As filed with the Securities and Exchange Commission on April 1, 2025

As filed with the Securities and Exchange Commission on April 1, 2025 Registration No.

April 1, 2025 S-8 POS

As filed with the Securities and Exchange Commission on April 1, 2025

As filed with the Securities and Exchange Commission on April 1, 2025 Registration No.

April 1, 2025 EX-99.2

Sterling Bancorp Announces Declaration of Initial Liquidating Distribution; Stock Transfer Books Closed; Mr. Thomas M. O’Brien Steps Down as Chairman, President and Chief Executive Officer

Exhibit 99.2 Sterling Bancorp Announces Declaration of Initial Liquidating Distribution; Stock Transfer Books Closed; Mr. Thomas M. O’Brien Steps Down as Chairman, President and Chief Executive Officer Southfield, Michigan, April 1, 2025 — Sterling Bancorp, Inc. (NASDAQ: SBT) (“Sterling” or the “Company”) today announced that the Company’s board of directors (the “Board” or “Board of Directors”) h

April 1, 2025 S-8 POS

As filed with the Securities and Exchange Commission on April 1, 2025

As filed with the Securities and Exchange Commission on April 1, 2025 Registration No.

March 21, 2025 10-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Amendment No. 1)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Amendment No. 1) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the year ended December 31, 2024 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from        to Commission File Number 001-38290 Sterli

March 19, 2025 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 19, 2025 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission F

March 17, 2025 EX-99.1

Federal Reserve Board Approves the Acquisition of Sterling Bank and Trust, F.S.B. by EverBank Financial Corp; Closing Date Set for April 1, 2025; Sterling Bancorp, Inc. to Delist From Nasdaq Upon Completion of Sale

Exhibit 99.1 Federal Reserve Board Approves the Acquisition of Sterling Bank and Trust, F.S.B. by EverBank Financial Corp; Closing Date Set for April 1, 2025; Sterling Bancorp, Inc. to Delist From Nasdaq Upon Completion of Sale Southfield, Michigan, March 14, 2025 — Sterling Bancorp, Inc. (NASDAQ: SBT) (“Sterling” or the “Company”), the holding company of Sterling Bank and Trust, F.S.B. (the “Bank

March 17, 2025 8-K

Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 14, 2025 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission F

March 14, 2025 EX-99.1

The Office of the Comptroller of the Currency Approves the Sale of Sterling Bank and Trust, F.S.B. to EverBank Financial Corp

Exhibit 99.1 The Office of the Comptroller of the Currency Approves the Sale of Sterling Bank and Trust, F.S.B. to EverBank Financial Corp Southfield, Michigan, March 14, 2025 — Sterling Bancorp, Inc. (NASDAQ: SBT) (“Sterling” or the “Company”), the holding company of Sterling Bank and Trust, F.S.B. (the “Bank”), today announced the receipt of regulatory approval from the Office of the Comptroller

March 14, 2025 EX-19

Sterling Bancorp, Inc. Insider Trading Policy

Exhibit 19 Sterling Bancorp, Inc. Insider Trading Policy BUSINESS UNIT Legal / Holding Company DATE ESTABLISHED 10/17/2017 PREVIOUS APPROVAL DATE 01/26/2023 ASSOCIATED POLICIES None SENIOR LEADER POLICY MANAGER Elizabeth M. Keogh Chief Legal Officer 12/28/2023 EXECUTIVE POLICY OWNER Elizabeth M. Keogh Chief Legal Officer 12/28/2023 EXECUTIVE COMMITTEE POLICY APPROVER Not Applicable N/A BOARD COMMI

March 14, 2025 EX-21

Subsidiaries of Sterling Bancorp, Inc.

Exhibit 21 Subsidiary of Sterling Bancorp, Inc. Subsidiary Jurisdiction of Incorporation or Organization Sterling Bank and Trust, F.S.B. United States

March 14, 2025 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the year ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-38290 Sterling Bancor

March 14, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 14, 2025 STERLING BANCORP,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 14, 2025 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission F

January 30, 2025 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 30, 2025 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission

January 30, 2025 EX-99.1

Sterling Bancorp Reports Fourth Quarter and Full Year 2024 Financial Results

Exhibit 99.1 Sterling Bancorp Reports Fourth Quarter and Full Year 2024 Financial Results Southfield, Michigan, January 30, 2025 — Sterling Bancorp, Inc. (NASDAQ: SBT) (“Sterling” or the “Company”), the holding company of Sterling Bank and Trust, F.S.B. (the “Bank”), today reported its unaudited financial results for the quarter and year ended December 31, 2024. Fourth Quarter and Year-End 2024 Hi

December 19, 2024 8-K

Financial Statements and Exhibits, Other Events, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 18, 2024 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commissio

December 19, 2024 EX-99.1

Sterling Bancorp Announces Shareholder Approval of Sale of Sterling Bank and Trust, F.S.B. to EverBank Financial Corp and Approval of Plan of Dissolution

Exhibit 99.1 Sterling Bancorp Announces Shareholder Approval of Sale of Sterling Bank and Trust, F.S.B. to EverBank Financial Corp and Approval of Plan of Dissolution Southfield, Michigan, December 18, 2024 — Sterling Bancorp, Inc. (NASDAQ: SBT) (“Sterling” or the “Company”), the holding company of Sterling Bank and Trust, F.S.B. (the “Bank”), today reported that its shareholders have approved (i)

December 6, 2024 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 6, 2024 STERLING BANCORP

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 6, 2024 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission

December 6, 2024 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 6, 2024 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission

November 8, 2024 DEFM14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Defi

November 7, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-38290

November 7, 2024 EX-10.4

Change of Control Agreement, dated as of June 21, 2023, by and between Sterling Bank and Trust, F.S.B. and Eleni Willis

Exhibit 10.4 CHANGE OF CONTROL AGREEMENT This CHANGE OF CONTROL AGREEMENT (the “Agreement”) is made and entered into as of June 21, 2023 between Sterling Bank and Trust, F.S.B. (the “Bank”) and Eleni Willis (the “Officer”). INTRODUCTORY STATEMENT The Officer is an employee of the Bank, which is a wholly owned subsidiary of Sterling Bancorp, Inc. (the “Company”). The Boards of Directors of the Comp

October 30, 2024 EX-99.1

Sterling Bancorp Reports Third Quarter 2024 Financial Results

Exhibit 99.1 Sterling Bancorp Reports Third Quarter 2024 Financial Results Southfield, Michigan, October 30, 2024 — Sterling Bancorp, Inc. (NASDAQ: SBT) (“Sterling” or the “Company”), the holding company of Sterling Bank and Trust, F.S.B. (the “Bank”), today reported its unaudited financial results for the third quarter ended September 30, 2024. Third Quarter 2024 Highlights · Net loss of $(0.1) m

October 30, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 30, 2024 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission

October 29, 2024 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ¨ Definitive Proxy State

October 16, 2024 EX-FILING FEES

Calculation of Filing Fee Table SCHEDULE 14A (Form Type) Sterling Bancorp, Inc. (Name of Registrant as Specified In Its Charter) Table 1 - Transaction Valuation Transaction Valuation* Fee Rate Amount of Filing Fee** Fees to Be Paid $261,000,000 0.000

Exhibit 107 Calculation of Filing Fee Table SCHEDULE 14A (Form Type) Sterling Bancorp, Inc.

October 16, 2024 PREM14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☒ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defi

September 17, 2024 EX-10.1

Voting and Support Agreement, dated as of September 15, 2024, by and among EverBank Financial Corp, Sterling Bancorp, Inc., and K.I.S.S. Dynasty Trust No. 9

Exhibit 10.1 VOTING AND Support AGREEMENT This Voting and Support Agreement (this “Agreement”) is made and entered into as of September 15, 2024, by and among EverBank Financial Corp, a Delaware corporation (“Purchaser”), Sterling Bancorp, Inc., a Michigan corporation and unitary thrift holding company (“Seller”) and the person whose name appears on the signature page hereto (the “Shareholder”). R

September 17, 2024 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 15, 2024 STERLING BANCO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 15, 2024 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commissi

September 17, 2024 SC 13D/A

SBT / Sterling Bancorp, Inc. (Southfield, MI) / Shawn Michael - AMENDMENT TO FORM SC 13D Activist Investment

SC 13D/A 1 strl-sc13da091524.htm AMENDMENT TO FORM SC 13D UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 1) Sterling Bancorp, Inc. (Name of Issuer) Common Shares, no par value (Title of Class of Securities) 85917W102 (CUSIP Number) Michael Shawn 1680 Michigan Avenue, Suite 815 Miami Beach, FL 33139 (305)

September 17, 2024 EX-2.1

Stock Purchase Agreement, dated as of September 15, 2024, by and among Sterling Bancorp, Inc., Sterling Bank and Trust, F.S.B. and EverBank Financial Corp

Exhibit 2.1 STOCK PURCHASE AGREEMENT by and among sTERLING Bancorp, Inc., STERLING bank AND trust, F.S.B. and EVERBANK FINANCIAL CORP September 15, 2024 TABLE OF CONTENTS Article I DEFINITIONS; CONSTRUCTION 2 Section 1.1 Definitions 2 Section 1.2 Interpretation 10 Article II PURCHASE AND SALE 11 Section 2.1 Purchase and Sale 11 Section 2.2 Closing 11 Section 2.3 Closing Deliverables 11 Section 2.4

September 17, 2024 EX-2.2

Mortgage Loan Purchase Agreement, dated as of September 15, 2024, by and between Sterling Bank and Trust, F.S.B. and Bayview Acquisitions LLC

Exhibit 2.2 MORTGAGE LOAN PURCHASE AGREEMENT THIS MORTGAGE LOAN PURCHASE AGREEMENT (this “Agreement”) is entered into and is effective as of this 15th day of September, 2024 by and between Sterling Bank and Trust, F.S.B., a federal savings bank (the “Seller”), with its principal place of business at the address shown on Exhibit “A” attached hereto, and Bayview Acquisitions LLC, a Delaware limited

September 17, 2024 EX-1

Exhibit 1

EX-1 2 ex-1.htm VOTING AND SUPPORT AGREEMENT Sterling Bancorp, Inc. SC-13D/A Exhibit 1 VOTING AND Support AGREEMENT This Voting and Support Agreement (this “Agreement”) is made and entered into as of September 15, 2024, by and among EverBank Financial Corp, a Delaware corporation (“Purchaser”), Sterling Bancorp, Inc., a Michigan corporation and unitary thrift holding company (“Seller”) and the per

September 17, 2024 EX-10.2

Voting and Support Agreement, dated as of September 15, 2024, by and among EverBank Financial Corp, Sterling Bancorp, Inc., and K.I.S.S. Bank Stock Trust

Exhibit 10.2 VOTING AND Support AGREEMENT This Voting and Support Agreement (this “Agreement”) is made and entered into as of September 15, 2024, by and among EverBank Financial Corp, a Delaware corporation (“Purchaser”), Sterling Bancorp, Inc., a Michigan corporation and unitary thrift holding company (“Seller”) and the person whose name appears on the signature page hereto (the “Shareholder”). R

September 17, 2024 EX-2.3

Plan of Dissolution, as approved by the board of directors of Sterling Bancorp, Inc. on September 15, 2024

Exhibit 2.3 PLAN OF DISSOLUTION OF STERLING BANCORP, INC. This Plan of Dissolution (this “Plan”), dated as of September 15, 2024, is intended to accomplish the dissolution and winding up of Sterling Bancorp, Inc., a Michigan corporation (the “Corporation”), in accordance with the Michigan Business Corporation Act (the “BCA”) and Sections 331 and 346 of the Internal Revenue Code of 1986, as amended

September 17, 2024 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 15, 2024 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commissi

September 16, 2024 EX-99.3

QUESTIONS AND ANSWERS ABOUT TODAY’S ANNOUNCEMENT

EX-99.3 4 tm2424094d1ex99-3.htm EXHIBIT 99.3 Exhibit 99.3 QUESTIONS AND ANSWERS ABOUT TODAY’S ANNOUNCEMENT Today we announced that we have entered into a purchase agreement with EverBank Financial Corp. As described in the press release, following the sale, Sterling Bank employees will become employees of EverBank, and all of our California and New York branches will become EverBank branch offices

September 16, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 15, 2024 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commissi

September 16, 2024 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 15, 2024 STERLING BANCO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 15, 2024 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commissi

September 16, 2024 EX-99.2

Sterling Bancorp, Inc. One Towne Square, Suite 1900 Southfield, MI 48076 QUESTIONS AND ANSWERS ABOUT THE TRANSACTIONS ANNOUNCED TODAY BY STERLING BANCORP, INC.

Exhibit 99.2 Sterling Bancorp, Inc. One Towne Square, Suite 1900 Southfield, MI 48076 QUESTIONS AND ANSWERS ABOUT THE TRANSACTIONS ANNOUNCED TODAY BY STERLING BANCORP, INC. The following are some questions that you may have about the transactions announced today by Sterling Bancorp, Inc., a Michigan corporation and unitary thrift holding company (the “Company” or “Sterling”), and brief answers to

September 16, 2024 EX-99.1

Sterling Bancorp Announces Sale of Sterling Bank and Trust, F.S.B. to EverBank Financial Corp and Adoption of Plan of Dissolution

EX-99.1 2 tm2424094d1ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 Sterling Bancorp Announces Sale of Sterling Bank and Trust, F.S.B. to EverBank Financial Corp and Adoption of Plan of Dissolution Southfield, Michigan, September 16, 2024 — Sterling Bancorp, Inc. (NASDAQ: SBT) (“Sterling” or the “Company”), the holding company of Sterling Bank and Trust, F.S.B. (the “Bank”), today announced that the Company

September 3, 2024 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 3, 2024 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commissio

September 3, 2024 EX-10.1

Change of Control Agreement, dated as of September 3, 2024, by and between Sterling Bank and Trust, F.S.B. and Karen Knott

Exhibit 10.1 CHANGE OF CONTROL AGREEMENT This CHANGE OF CONTROL AGREEMENT (the “Agreement”) is made and entered into as of September 3, 2024 between Sterling Bank and Trust, F.S.B. (the “Bank”) and Karen Knott (the “Officer”). INTRODUCTORY STATEMENT The Officer is an employee of the Bank, which is a wholly owned subsidiary of Sterling Bancorp, Inc. (the “Company”). The Boards of Directors of the C

August 8, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-38290 Ster

July 24, 2024 EX-99.1

Sterling Bancorp Reports Second Quarter 2024 Financial Results

Exhibit 99.1 Sterling Bancorp Reports Second Quarter 2024 Financial Results Southfield, Michigan, July 24, 2024 — Sterling Bancorp, Inc. (NASDAQ: SBT) (“Sterling” or the “Company”), the holding company of Sterling Bank and Trust, F.S.B. (the “Bank”), today reported its unaudited financial results for the second quarter ended June 30, 2024. Second Quarter 2024 Highlights · Net income of $1.3 millio

July 24, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 24, 2024 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission Fi

June 27, 2024 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K x ANNUAL REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ¨  TRANSITION REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001 38290 A. Full title of the plan and the a

May 17, 2024 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 16, 2024 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission Fil

May 9, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-38290 Ste

April 24, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 24, 2024 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission F

April 24, 2024 EX-99.1

Sterling Bancorp Reports First Quarter 2024 Financial Results

Exhibit 99.1 Sterling Bancorp Reports First Quarter 2024 Financial Results Southfield, Michigan, April 24, 2024 — Sterling Bancorp, Inc. (NASDAQ: SBT) (“Sterling” or the “Company”), the holding company of Sterling Bank and Trust, F.S.B. (the “Bank”), today reported its unaudited financial results for the first quarter ended March 31, 2024. First Quarter 2024 Highlights · Net loss of $(0.2) million

April 4, 2024 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant  ☐ Check the appropriate box:  ☐ Preliminary Proxy Statement  ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ D

April 4, 2024 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant  ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Proxy Stat

March 21, 2024 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 21, 2024 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission F

March 14, 2024 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-38290 Sterling Bancor

March 14, 2024 EX-21

Subsidiaries of Sterling Bancorp, Inc.

Exhibit 21 Subsidiaries of Sterling Bancorp, Inc. Subsidiary Jurisdiction of Incorporation or Organization Sterling Bank and Trust, F.S.B. United States Sterling Credit Corp. (indirect subsidiary) Michigan

March 14, 2024 EX-97.1

Sterling Bancorp, Inc. Clawback Policy

Exhibit 97.1 Sterling Bancorp, Inc. Clawback Policy Sterling Bancorp, Inc. / Sterling Bank and Trust, FSB Policy Outline Introduction 3 Administration 3 Covered Persons 3 Recoupment 3 Accounting Restatement 3 Intentional Misconduct 3 Detrimental Conduct 3 Amount and Method of Recovery 4 No Indemnification 5 Interpretation 5 Effective Date 5 Governing Law; Amendment; Termination. 5 Other Recoupment

March 11, 2024 EX-10.1

First Amendment to Change of Control Agreement, dated as of March 6, 2024, by and between Sterling Bancorp, Inc. and Christine Meredith

Exhibit 10.1 FIRST AMENDMENT TO CHANGE OF CONTROL AGREEMENT This First Amendment to Change of Control Agreement (the “Amendment”) is made and entered into as of March 6, 2024 between Sterling Bancorp, Inc. (the “Company”) and Christine Meredith (the “Officer”). WHEREAS, the Company and the Officer previously entered into that certain Change of Control Agreement as of March 10, 2021 (the “Agreement

March 11, 2024 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 6, 2024 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission Fi

March 5, 2024 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 1, 2024 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission Fi

February 8, 2024 SC 13G/A

STL / Sterling Bancorp. / FJ Capital Management LLC Passive Investment

SC 13G/A 1 eps11128sbt.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1 ) * Sterling Bancorp, Inc. (SBT) (Name of Issuer) Common Stock (Title of Class of Securities) 85917W102 (CUSIP Number) 12/31/2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the

January 24, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 24, 2024 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission

January 24, 2024 EX-99.1

Sterling Bancorp Reports Fourth Quarter and Full Year 2023 Financial Results

Exhibit 99.1 Sterling Bancorp Reports Fourth Quarter and Full Year 2023 Financial Results Southfield, Michigan, January 24, 2024 — Sterling Bancorp, Inc. (NASDAQ: SBT) (“Sterling” or the “Company”), the holding company of Sterling Bank and Trust, F.S.B. (the “Bank”), today reported its financial results for the quarter and year ended December 31, 2023. Fourth Quarter and Year-End 2023 Highlights ·

November 9, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-38290

October 25, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2023 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission

October 25, 2023 EX-99.1

Sterling Bancorp Reports Third Quarter 2023 Financial Results

Exhibit 99.1 Sterling Bancorp Reports Third Quarter 2023 Financial Results Southfield, Michigan, October 25, 2023 — Sterling Bancorp, Inc. (NASDAQ: SBT) (“Sterling” or the “Company”), the holding company of Sterling Bank and Trust, F.S.B. (the “Bank”), today reported its unaudited financial results for the third quarter ended September 30, 2023. Third Quarter 2023 Highlights · Net income of $0.3 m

August 9, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-38290 Ster

July 26, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 26, 2023 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission Fi

July 26, 2023 EX-99.1

Sterling Bancorp Reports Second Quarter 2023 Financial Results

Exhibit 99.1 Sterling Bancorp Reports Second Quarter 2023 Financial Results Southfield, Michigan, July 26, 2023 — Sterling Bancorp, Inc. (NASDAQ: SBT) (“Sterling” or the “Company”), the holding company of Sterling Bank and Trust, F.S.B. (the “Bank”), today reported its unaudited financial results for the second quarter ended June 30, 2023. Second Quarter 2023 Highlights · Net income of $2.5 millio

July 20, 2023 EX-99.1

Sterling Bancorp Inc. Plea Agreement with DOJ Receives Final Court Approval

Exhibit 99.1 Sterling Bancorp Inc. Plea Agreement with DOJ Receives Final Court Approval July 19, 2023 SOUTHFIELD, Mich. – (BUSINESS WIRE) – Sterling Bancorp, Inc. (NASDAQ: SBT) (the “Company”), the holding company of Sterling Bank and Trust, F.S.B. (the “Bank”), today announced that the United States District Court for the Eastern District of Michigan approved the Plea Agreement previously entere

July 20, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 19, 2023 STERLING BANCORP, I

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 19, 2023 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission Fi

June 28, 2023 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K x ANNUAL REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 ¨ TRANSITION REPORT PURSUANT TO SECTION 15

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K x ANNUAL REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001 38290 A. Full title of the plan and the ad

June 23, 2023 EX-10.3

Change of Control Agreement, dated as of June 22, 2023, by and between Sterling Bancorp, Inc. and Elizabeth M. Keogh

Exhibit 10.3 CHANGE OF CONTROL AGREEMENT This CHANGE OF CONTROL AGREEMENT (the “Agreement”) is made and entered into as of June 22, 2023 between Sterling Bancorp, Inc. (“Company”) and Elizabeth M. Keogh (the “Officer”). INTRODUCTORY STATEMENT The Officer is an employee of the Sterling Bank and Trust, F.S.B. (the “Bank”) which is a wholly owned subsidiary of the Company. The Board of Directors of t

June 23, 2023 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 22, 2023 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission Fi

June 23, 2023 EX-10.1

First Amendment to Employment Agreement, dated as of June 22, 2023, by and between Sterling Bancorp, Inc. and Thomas M. O’Brien

Exhibit 10.1 AMENDMENT TO EMPLOYMENT AGREEMENT This Amendment to Employment Agreement (this “Amendment”) is hereby entered into effective as of June 22, 2023, by and between Sterling Bancorp, Inc. (the “Company”) and Thomas M. O’Brien (“Executive”). Any reference to the “Bank” in this Agreement shall mean Sterling Bank and Trust, F.S.B., or any successor to Sterling Bank and Trust, F.S.B. RECITALS

June 23, 2023 EX-10.2

Change of Control Agreement, dated as of June 22, 2023, by and between Sterling Bancorp, Inc. and Thomas M. O’Brien

Exhibit 10.2 CHANGE OF CONTROL AGREEMENT This CHANGE OF CONTROL AGREEMENT (the “Agreement”) is made and entered into as of June 22, 2023 between Sterling Bancorp, Inc. (“Company”) and Thomas M. O’Brien (the “Officer”). INTRODUCTORY STATEMENT The Officer is an employee of the Sterling Bank and Trust, F.S.B. (the “Bank”) which is a wholly owned subsidiary of the Company. The Board of Directors of th

June 22, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 20, 2023 STERLING BANCORP, I

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 20, 2023 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission Fi

June 22, 2023 EX-99.1

SEC Concludes Investigation of Sterling

Exhibit 99.1 SEC Concludes Investigation of Sterling June 22, 2023 SOUTHFIELD, Mich. – (BUSINESS WIRE) – Sterling Bancorp, Inc. (NASDAQ: SBT) (the “Company”), the holding company of Sterling Bank and Trust, F.S.B. (the “Bank”), today announced it received a letter from the Division of Enforcement of the U.S. Securities and Exchange Commission (the “SEC”) informing the Company that the Division of

June 15, 2023 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 14, 2023 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission Fi

June 15, 2023 EX-99.1

Sterling Bancorp to Redeem $65.0 Million Subordinated Notes

Exhibit 99.1 Sterling Bancorp to Redeem $65.0 Million Subordinated Notes June 15, 2023 SOUTHFIELD, Mich. – (BUSINESS WIRE) – Sterling Bancorp, Inc. (NASDAQ: SBT) (the “Company”), the holding company of Sterling Bank and Trust, F.S.B. (the “Bank”), today announced it has provided notice to the holders of its outstanding 7.0% Fixed to Floating Subordinated Notes due April 2026 (the “Subordinated Not

June 5, 2023 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 2, 2023 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission Fil

May 31, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 26, 2023 STERLING BANCORP, IN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 26, 2023 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission Fil

May 31, 2023 EX-99.1

Sterling Completes the Sale of Problem Loans with Unpaid Principal Balances of $43.5 million

Exhibit 99.1 Sterling Completes the Sale of Problem Loans with Unpaid Principal Balances of $43.5 million May 31, 2023 SOUTHFIELD, Mich. - (BUSINESS WIRE) - Sterling Bancorp, Inc. (NASDAQ: SBT) (the “Company”), the holding company of Sterling Bank and Trust, F.S.B., today announced the completion of the previously disclosed plan to sell nonperforming and chronically delinquent residential real est

May 18, 2023 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 17, 2023 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission Fil

May 10, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-38290 Ste

May 1, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 1, 2023 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission File

May 1, 2023 EX-99.1

Sterling Bancorp Reports First Quarter 2023 Financial Results

Exhibit 99.1 Sterling Bancorp Reports First Quarter 2023 Financial Results Southfield, Michigan, May 1, 2023 — Sterling Bancorp, Inc. (NASDAQ: SBT) (“Sterling” or the “Company”), the holding company of Sterling Bank and Trust, F.S.B. (the “Bank”), today reported its unaudited financial results for the first quarter ended March 31, 2023. First Quarter 2023 Highlights · Net loss of $(0.5) million, o

April 6, 2023 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant  ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Proxy Stat

April 6, 2023 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant  ☐ Check the appropriate box:  ☐ Preliminary Proxy Statement  ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ D

March 29, 2023 S-8

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT Under the Securities Act of 1933 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT Under the Securities Act of 1933 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 38-3163775 (State or other jurisdiction of incorporation or organization) (IRS Employer Identification No.) One Towne Square, Suite 1900 Southfield, Michigan 48076 (Address of

March 29, 2023 SC 13G

STL / Sterling Bancorp. / FJ Capital Management LLC Passive Investment

SC 13G 1 eps10708.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. ) * Sterling Bancorp, Inc (SBT) (Name of Issuer) Common Stock (Title of Class of Securities) 85917W102 (CUSIP Number) 3/24/2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule purs

March 29, 2023 EX-FILING FEES

Filing Fee Table

EX-FILING FEES Calculation of Filing Fee Tables S-8 (Form Type) STERLING BANCORP, INC.

March 16, 2023 EX-21

Subsidiaries of Sterling Bancorp, Inc.

Exhibit 21 Subsidiaries of Sterling Bancorp, Inc. Subsidiary Jurisdiction of Incorporation or Organization Sterling Bank and Trust, F.S.B. United States Sterling Credit Corp. Michigan

March 16, 2023 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-38290 Sterling Bancor

March 15, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 15, 2023 STERLING BANCORP,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 15, 2023 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission F

March 15, 2023 EX-10.1

Plea Agreement dated March 15, 2023 by and between Sterling Bancorp, Inc. and the U.S. Department of Justice

Exhibit 10.1 UNITED STATES DISTRICT COURT EASTERN DISTRICT OF MICHIGAN UNITED STATES OF AMERICA v. STERLING BANCORP, INC. No.                              Honorable Offense: Securities Fraud Violation: 15 U.S.C. §§ 78j(b) and 78ff(a); 17 C.F.R. § 240.10b-5 Statutory Maximum Period of Probation: Five Years Statutory Minimum Period of Probation: None/Not Appliable Statutory Maximum Fine: The greater

March 15, 2023 EX-99.1

Sterling Bancorp, Inc. Enters Into Plea Agreement with DOJ; Resolves DOJ Investigation of the Company Relating to the Advantage Loan Program; Revises Fourth Quarter and Full Year 2022 Unaudited Financial Results

Exhibit 99.1 Sterling Bancorp, Inc. Enters Into Plea Agreement with DOJ; Resolves DOJ Investigation of the Company Relating to the Advantage Loan Program; Revises Fourth Quarter and Full Year 2022 Unaudited Financial Results March 15, 2023 SOUTHFIELD, Mich. - (BUSINESS WIRE) - Sterling Bancorp, Inc. (the “Company”) (NASDAQ: SBT), the thrift holding company for Sterling Bank and Trust, F.S.B., Sout

February 14, 2023 SC 13G/A

STL / Sterling Bancorp / ALLIANCEBERNSTEIN L.P. - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1 )* Sterling Bancorp Inc/MI (Name of Issuer) Common Stock (Title of Class of Securities) 85917W102 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate bo

February 8, 2023 SC 13G/A

STL / Sterling Bancorp / FJ Capital Management LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2) * Sterling Bancorp Inc (SBT) (Name of Issuer) Common Stock (Title of Class of Securities) 85917W102 (CUSIP Number) 12/31/2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sc

January 30, 2023 EX-99.1

Sterling Bancorp Reports Fourth Quarter and Full Year 2022 Financial Results

Exhibit 99.1 Sterling Bancorp Reports Fourth Quarter and Full Year 2022 Financial Results Southfield, Michigan, January 30, 2023 — Sterling Bancorp, Inc. (NASDAQ: SBT) (“Sterling” or the “Company”), the holding company of Sterling Bank and Trust, F.S.B. (the “Bank”), today reported its financial results for the quarter and year ended December 31, 2022. Fourth Quarter and Year-End 2022 Highlights ·

January 30, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 30, 2023 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission

November 14, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

October 31, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 31, 2022 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission

October 31, 2022 EX-99.1

Sterling Bancorp Reports Third Quarter 2022 Financial Results

Exhibit 99.1 Sterling Bancorp Reports Third Quarter 2022 Financial Results Southfield, Michigan, October 31, 2022 ? Sterling Bancorp, Inc. (NASDAQ: SBT) (?Sterling? or the ?Company?), the holding company of Sterling Bank and Trust, F.S.B. (the ?Bank?), today reported its unaudited financial results for the third quarter ended September 30, 2022. Third Quarter 2022 Highlights ? Net income of $1.2 m

October 24, 2022 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 24, 2022 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission

October 24, 2022 EX-10.1

Employment Letter, dated October 17, 2022

Exhibit 10.1 Elizabeth Keogh Forest Hills NY 11375 917.572.6522 [email protected] Re: Conditional Offer of Employment Dear Elizabeth Keogh, Thank you for your interest in a career with Sterling Bancorp, Inc. (?Sterling?). I am pleased to offer you the position of Chief Legal Officer reporting to Thomas O?Brien, Chairman/CEO, Executive. Your start date is October 24, 2022. Please note that th

October 7, 2022 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 7, 2022 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission

September 29, 2022 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 29, 2022 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commissi

September 29, 2022 EX-99.2

Sterling Bancorp, Inc. Corporate Governance Enhancements

Exhibit 99.2 Sterling Bancorp, Inc. Corporate Governance Enhancements The following represents corporate governance enhancements undertaken or proposed by Sterling Bancorp, Inc. (?Sterling? or the ?Company?). Board Composition ? The Company has adopted resolutions in accordance with its Bylaws to set the number of directors that shall constitute the whole Board of Directors at nine (9) and will am

September 29, 2022 EX-99.1

Sterling Bancorp, Inc. Shareholder Demand Settlement Approved by Court

Exhibit 99.1 Sterling Bancorp, Inc. Shareholder Demand Settlement Approved by Court September 29, 2022 SOUTHFIELD, Mich. - (BUSINESS WIRE) - Sterling Bancorp, Inc. (the ?Company?) (NASDAQ: SBT), the thrift holding company for Sterling Bank and Trust, F.S.B., Southfield, Michigan (the ?Bank?), today announced receipt of final court approval of the settlement of the shareholder derivative action tha

September 27, 2022 8-K

Entry into a Material Definitive Agreement, Termination of a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 27, 2022 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commissi

September 27, 2022 EX-99.1

Sterling Bank & Trust Settles OCC Investigation into Advantage Loan Program; OCC Terminates June 2019 Formal Agreement

Exhibit 99.1 Sterling Bank & Trust Settles OCC Investigation into Advantage Loan Program; OCC Terminates June 2019 Formal Agreement September 27, 2022 SOUTHFIELD, Mich. - (BUSINESS WIRE) - Sterling Bancorp, Inc. (the ?Company?) (NASDAQ: SBT), the thrift holding company for Sterling Bank and Trust, F.S.B., Southfield, Michigan (the ?Bank?), today announced that the Bank has entered into a Consent O

September 27, 2022 EX-10.1

Consent Order, dated September 27, 2022

Exhibit 10.1 UNITED STATES OF AMERICA DEPARTMENT OF THE TREASURY OFFICE OF THE COMPTROLLER OF THE CURRENCY In the Matter of: ) ) Sterling Bank and Trust, FSB ) AA-ENF-2022-35 Southfield, Michigan ) ) CONSENT ORDER WHEREAS, the Office of the Comptroller of the Currency (?OCC?) has supervisory authority over Sterling Bank and Trust, FSB, Southfield, Michigan (?Bank?); WHEREAS, the OCC intends to ini

August 15, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 15, 2022 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission

August 15, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

August 15, 2022 EX-99.1

Sterling Bancorp Reports Second Quarter 2022 Financial Results

Exhibit 99.1 Sterling Bancorp Reports Second Quarter 2022 Financial Results Southfield, Michigan, August 15, 2022 ? Sterling Bancorp, Inc. (NASDAQ: SBT) (?Sterling? or the ?Company?), the holding company of Sterling Bank and Trust, F.S.B. (the ?Bank?), today reported its unaudited financial results for the second quarter ended June 30, 2022. Second Quarter 2022 Highlights ? Net loss of $(2.2) mill

May 20, 2022 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 19, 2022 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission Fil

May 13, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

May 2, 2022 EX-99.1

Sterling Bancorp Reports First Quarter 2022 Financial Results

Exhibit 99.1 Sterling Bancorp Reports First Quarter 2022 Financial Results Southfield, Michigan, May 2, 2022 ? Sterling Bancorp, Inc. (NASDAQ: SBT) (?Sterling? or the ?Company?), the holding company of Sterling Bank and Trust, F.S.B. (the ?Bank?), today reported its unaudited financial results for the first quarter ended March 31, 2022. First Quarter 2022 Highlights ? Net income of $5.3 million, o

May 2, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 2, 2022 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission File

April 29, 2022 EX-99.1

UNITED STATES DISTRICT COURT EASTERN DISTRICT OF MICHIGAN SOUTHERN DIVISION

Exhibit 99.1 UNITED STATES DISTRICT COURT EASTERN DISTRICT OF MICHIGAN SOUTHERN DIVISION RAYMOND CAHNMAN, derivatively on behalf of STERLING BANCORP, INC., Plaintiff, v. BARRY ALLEN, PEGGY DAITCH, SETH MELTZER, SANDRA J. SELIGMAN, PETER SINATRA, RACHEL TRONSTEIN STEWART, and LYLE WOLBERG, Defendants, and STERLING BANCORP, INC., Nominal Defendant. Case No. 2:22-cv-10124 NOTICE OF PROPOSED DERIVATIV

April 29, 2022 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2022 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission F

April 8, 2022 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant  ☐ Check the appropriate box:  ☐ Preliminary Proxy Statement  ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ D

April 8, 2022 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

DEFA14A 1 ny20002510x2defa14a.htm DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant  ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by

April 1, 2022 S-8

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT Under the Securities Act of 1933 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT Under the Securities Act of 1933 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 38-3163775 (State or other jurisdiction of incorporation or organization) (IRS Employer Identification No.) One Towne Square, Suite 1900 Southfield, Michigan 48076 (Address of

April 1, 2022 EX-4.4

Sterling Bank & Trust 401(k) Plan

EX-4.4 2 tm2210818d1ex4-4.htm EXHIBIT 4.4 Exhibit 4.4 Qualified Retirement Plan Defined Contribution Basic Plan Document 01 #3000 (06/2020) Page 1 ©2020 Ascensus, LLC Generated On: 12/01/2020 Table of Contents DEFINITIONS 7 ACP TEST SAFE HARBOR MATCHING CONTRIBUTIONS 7 ACTUAL CONTRIBUTION PERCENTAGE (ACP) 7 ACTUAL DEFERRAL PERCENTAGE (ADP) 7 ADOPTING EMPLOYER 7 ADOPTION AGREEMENT 7 ADP TEST SAFE H

April 1, 2022 EX-FILING FEES

Filing Fee Table

EX-FILING FEES Calculation of Filing Fee Tables S-8 (Form Type) STERLING BANCORP, INC.

March 31, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 31, 2022 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission F

March 31, 2022 10-K

Empv UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents Empv ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

March 31, 2022 EX-21

Subsidiaries of Sterling Bancorp, Inc.

Exhibit 21 ? Subsidiaries of Sterling Bancorp, Inc. ? Subsidiary Jurisdiction of Incorporation or Organization Sterling Bank and Trust, F.S.B. United States Sterling Credit Corp. ? Michigan ?

March 31, 2022 EX-99.1

Sterling Bancorp Revises Fourth Quarter and Full Year 2021 Financial Results

Exhibit 99.1 Sterling Bancorp Revises Fourth Quarter and Full Year 2021 Financial Results Southfield, Michigan, March 31, 2022 ? Sterling Bancorp, Inc. (NASDAQ: SBT) (?Sterling? or the ?Company?), the holding company of Sterling Bank and Trust, F.S.B. (the ?Bank?), today revised its unaudited financial results for its fourth quarter and year ended December 31, 2021 in connection with the filing of

March 25, 2022 EX-99.1

Appointment of New Independent Directors, Michael Donahue and Eboh Okorie

Exhibit 99.1 Appointment of New Independent Directors, Michael Donahue and Eboh Okorie Southfield, Michigan, March 25, 2022 ? Sterling Bancorp, Inc. (NASDAQ: SBT) (?Sterling? or the ?Company?), the holding company of Sterling Bank and Trust, F.S.B. (the ?Bank?), today announced that on March 24, 2022, the Company appointed Mr. Michael Donahue and Mr. Eboh ?Duke? Okorie to the Board of Directors of

March 25, 2022 EX-3.1

Third Amended and Restated Articles of Incorporation of Sterling Bancorp, Inc.

Exhibit 3.1 THIRD AMENDED AND RESTATED ARTICLES OF INCORPORATION OF STERLING BANCORP, INC. Pursuant to the provisions of Act 284, Public Acts of 1972, as amended, the undersigned corporation executes the following Third Amended and Restated Articles of Incorporation: 1. The present name of the corporation is Sterling Bancorp, Inc. 2. The identification number assigned by the bureau is 236008. 3. T

March 25, 2022 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 24, 2022 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission F

March 25, 2022 EX-3.2

Second Amended and Restated Bylaws of Sterling Bancorp, Inc.

Exhibit 3.2 Second Amended and Restated Bylaws of Sterling Bancorp, Inc. (a Michigan corporation) ARTICLE I OFFICES 1.1??????????Registered Office. The registered office of Sterling Bancorp, Inc., a Michigan corporation (the ?Corporation?) shall be located at the address specified in the Corporation?s Articles of Incorporation, as amended from time to time (?Articles of Incorporation?) or at such

February 17, 2022 8-K

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 16, 2022 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commissio

February 17, 2022 EX-99.1

Sterling Announces Sale of Commercial Real Estate Loans

Exhibit 99.1 Sterling Announces Sale of Commercial Real Estate Loans February 17, 2022 SOUTHFIELD, Mich. ? (BUSINESS WIRE) ? Sterling Bancorp, Inc. (the ?Company?) (NASDAQ: SBT), the thrift holding company for Sterling Bank and Trust, F.S.B. (the ?Bank?), today announced that the Bank has entered into an agreement with a third-party purchaser to sell a pool of its commercial real estate loans. The

February 14, 2022 SC 13G/A

STL / Sterling Bancorp / PRICE T ROWE ASSOCIATES INC /MD/ - SBT AS OF 12/31/2021 Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 4) Sterling Bancorp, Inc. (Name of Issuer) COMMON STOCK (Title of Class of Securities) 85917W102 (CUSIP NUMBER) December 31, 2021 (Date of Event which Requires Filing of Statement) Check the appropriate box to designate the Rule pursuant to which this Schedu

February 14, 2022 SC 13G

STL / Sterling Bancorp / ALLIANCEBERNSTEIN L.P. Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Sterling Bancorp Inc/MI (Name of Issuer) Common Stock (Title of Class of Securities) 85917W102 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this

February 10, 2022 SC 13G/A

STL / Sterling Bancorp / FJ Capital Management LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1 ) * Sterling Bancorp Inc (SBT) (Name of Issuer) Common Stock (Title of Class of Securities) 85917W102 (CUSIP Number) 12/31/2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this S

February 3, 2022 EX-99.1

Sterling Bancorp Reports Fourth Quarter and Full Year 2021 Financial Results

Exhibit 99.1 Sterling Bancorp Reports Fourth Quarter and Full Year 2021 Financial Results Southfield, Michigan, February 3, 2022 ? Sterling Bancorp, Inc. (NASDAQ: SBT) (?Sterling? or the ?Company?), the holding company of Sterling Bank and Trust, F.S.B. (the ?Bank?), today reported its financial results for the quarter and year ended December 31, 2021. Fourth Quarter and Year-End 2021 Highlights ?

February 3, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 3, 2022 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission

January 21, 2022 EX-99.2

Sterling Bancorp, Inc. Corporate Governance Enhancements

Exhibit 99.2 Sterling Bancorp, Inc. Corporate Governance Enhancements The following represents corporate governance enhancements undertaken or proposed by Sterling Bancorp, Inc. (?Sterling? or the ?Company?). Board Composition ? The Company has adopted resolutions in accordance with its Bylaws to set the number of directors that shall constitute the whole Board of Directors at nine (9) and will am

January 21, 2022 EX-99.1

Sterling Bancorp, Inc. Settles Shareholder Demand

Exhibit 99.1 Sterling Bancorp, Inc. Settles Shareholder Demand January 21, 2021 SOUTHFIELD, Mich. - (BUSINESS WIRE) - Sterling Bancorp, Inc. (the ?Company?) (NASDAQ: SBT), the thrift holding company for Sterling Bank and Trust, F.S.B., Southfield, Michigan (the ?Bank?), today announced that the Company reached an agreement to settle the shareholder demand for a derivative action originally set for

January 21, 2022 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 21, 2022 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission

November 15, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

November 15, 2021 8-K

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 15, 2021 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commissio

November 1, 2021 EX-99.1

Sterling Bancorp Reports Third Quarter 2021 Financial Results

Exhibit 99.1 Sterling Bancorp Reports Third Quarter 2021 Financial Results Southfield, Michigan, November 1, 2021 ? Sterling Bancorp, Inc. (NASDAQ: SBT) (?Sterling? or the ?Company?), the holding company of Sterling Bank and Trust, F.S.B. (the ?Bank?), today reported unaudited financial results for its third quarter ended September 30, 2021. Third Quarter 2021 Highlights ? Net income of $9.6 milli

November 1, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 1, 2021 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission

October 1, 2021 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 28, 2021 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commissi

October 1, 2021 EX-99.1

Sterling Bancorp, Inc. Promotes Karen Knott to Chief Financial Officer

Exhibit 99.1 Sterling Bancorp, Inc. Promotes Karen Knott to Chief Financial Officer October 1, 2021 SOUTHFIELD, Mich. - (BUSINESS WIRE) - Sterling Bancorp, Inc. (the ?Company?) (NASDAQ: SBT), the thrift holding company for Sterling Bank and Trust, F.S.B. (the ?Bank?), today announced that Karen Knott, current Senior Vice President and Controller, has been promoted to the role of Chief Financial Of

September 17, 2021 S-8

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT Under the Securities Act of 1933 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter)

S-8 1 tm2127780d2s8.htm FORM S-8 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT Under the Securities Act of 1933 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 38-3163775 (State or other jurisdiction of incorporation or organization) (IRS Employer Identification No.) One Towne Square, Suite 1900 Southf

September 17, 2021 S-8

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT Under the Securities Act of 1933 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT Under the Securities Act of 1933 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 38-3163775 (State or other jurisdiction of incorporation or organization) (IRS Employer Identification No.) One Towne Square, Suite 1900 Southfield, Michigan 48076 (Address of

September 17, 2021 S-8

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT Under the Securities Act of 1933 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT Under the Securities Act of 1933 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 38-3163775 (State or other jurisdiction of incorporation or organization) (IRS Employer Identification No.) One Towne Square, Suite 1900 Southfield, Michigan 48076 (Address of

August 13, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 13, 2021 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission

August 13, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

August 13, 2021 EX-99.1

Sterling Bancorp Revises Second Quarter 2021 Financial Results

Exhibit 99.1 Sterling Bancorp Revises Second Quarter 2021 Financial Results Southfield, Michigan, August 13, 2021 ? Sterling Bancorp, Inc. (NASDAQ: SBT) (?Sterling? or the ?Company?), the holding company of Sterling Bank and Trust, F.S.B. (the ?Bank?), today revised its unaudited financial results for its second quarter ended June 30, 2021. Subsequent to the Company?s press release issued on Augus

August 2, 2021 EX-99.1

Sterling Bancorp Reports Second Quarter 2021 Financial Results and Sale of Bellevue, WA Branch

Exhibit 99.1 Sterling Bancorp Reports Second Quarter 2021 Financial Results and Sale of Bellevue, WA Branch Southfield, Michigan, August 2, 2021 ? Sterling Bancorp, Inc. (NASDAQ: SBT) (?Sterling? or the ?Company?), the holding company of Sterling Bank and Trust, F.S.B. (the ?Bank?), today reported unaudited financial results for its second quarter ended June 30, 2021. Second Quarter 2021 Highlight

August 2, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 2, 2021 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission F

May 28, 2021 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 27, 2021 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission Fil

May 14, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

May 3, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 3, 2021 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission File

May 3, 2021 EX-99.1

Sterling Bancorp Reports First Quarter 2021 Financial Results

Exhibit 99.1 Sterling Bancorp Reports First Quarter 2021 Financial Results Southfield, Michigan, May 3, 2021 ? Sterling Bancorp, Inc. (NASDAQ: SBT) (?Sterling? or the ?Company?), the holding company of Sterling Bank and Trust, F.S.B. (the ?Bank?), today reported unaudited financial results for its first quarter ended March 31, 2021. First Quarter Highlights ? Net income of $2.3 million, or $0.05 p

April 13, 2021 DEFA14A

- DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant ?? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Defi

April 13, 2021 DEF 14A

- DEF 14A

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant ?? Check the appropriate box: ?? Preliminary Proxy Statement ?? Confidential, for Use of the Commission Only (as permitted by Rule

March 26, 2021 EX-10.7

Form of Notice of Grant of Stock Option and Stock Option Agreement with respect to the 2020 Omnibus Equity Incentive Plan

? Exhibit 10.7 ? STERLING BANCORP, INC. 2020 OMNIBUS EQUITY INCENTIVE PLAN ? NOTICE OF GRANT OF STOCK OPTION AND STOCK OPTION AGREEMENT ? You have been granted an option to purchase Common Stock of the Corporation, subject to the terms and conditions of the Plan and this Agreement, per the cover page: ? This STOCK OPTION AGREEMENT (the ?Agreement?) is executed and delivered in duplicate by and bet

March 26, 2021 EX-10.8

Form of Notice of Grant of Incentive Stock Option and Incentive Stock Option Agreement with respect to the 2020 Omnibus Equity Incentive Plan

Exhibit 10.8 ? STERLING BANCORP, INC. 2020 OMNIBUS EQUITY INCENTIVE PLAN ? NOTICE OF GRANT OF INCENTIVE STOCK OPTION AND INCENTIVE STOCK OPTION AGREEMENT ? You have been granted an option to purchase Common Stock of the Corporation, subject to the terms and conditions of the Plan and this Agreement, per the cover page: ? This STOCK OPTION AGREEMENT (the ?Agreement?) is executed and delivered in du

March 26, 2021 EX-10.20

Change of Control Agreement dated March 10, 2021 by and between Sterling Bancorp, Inc. and Christine Meredith

Exhibit 10.20 Execution Version CHANGE OF CONTROL AGREEMENT This CHANGE OF CONTROL AGREEMENT (the ?Agreement?) is made and entered into as of March 10, 2021 between Sterling Bancorp, Inc. (?Company?) and Christine Meredith an individual residing at 327 W. Hudson Avenue, Royal Oak, Michigan 48067 (the ?Officer?). INTRODUCTORY STATEMENT The Officer is an employee of the Sterling Bank and Trust, F.S.

March 26, 2021 EX-10.6

Form of Restricted Stock Award Agreement (Non-Employee Directors) with respect to the 2020 Omnibus Equity Incentive Plan

Exhibit 10.6 ? STERLING BANCORP, INC. 2020 OMNIBUS EQUITY INCENTIVE PLAN ? RESTRICTED STOCK AWARD AGREEMENT NOTIFICATION OF AWARD AND TERMS AND CONDITIONS OF AWARD ? This Restricted Stock Award Agreement (the ?Agreement?) contains the terms and conditions of the restricted stock award granted to you by Sterling Bancorp, Inc., a Michigan corporation (the ?Corporation?), under the Sterling Bancorp,

March 26, 2021 EX-10.5

Form of Restricted Stock Award Agreement (Employees and Consultants) with respect to the 2020 Omnibus Equity Incentive Plan

? Exhibit 10.5 ? STERLING BANCORP, INC. 2020 OMNIBUS EQUITY INCENTIVE PLAN ? RESTRICTED STOCK AWARD AGREEMENT NOTIFICATION OF AWARD AND TERMS AND CONDITIONS OF AWARD ? This Restricted Stock Award Agreement (the ?Agreement?) contains the terms and conditions of the restricted stock award granted to you by Sterling Bancorp, Inc., a Michigan corporation (the ?Corporation?), under the Sterling Bancorp

March 26, 2021 EX-10.14

Amendment, dated January 1, 2021, to the Sterling Bank & Trust, F.S.B. Executive Incentive Retirement Plan by and between Sterling Bank & Trust, F.S.B. and Steve Huber

Exhibit 10.14 ? AMENDMENT TO THE STERLING BANK & TRUST, FSB EXECUTIVE INCENTIVE RETIREMENT PLAN This Amendment to the Sterling Bank & Trust, FSB Executive Incentive Retirement Plan (the ?Agreement?) by and between Sterling Bank & Trust, FSB (the ?Company?) and Steve Huber (the ?Executive?) is made and entered into effective as of January 1, 2021. 1.Article 2 of the Agreement is amended to add the

March 26, 2021 EX-21

Subsidiaries of Sterling Bancorp, Inc.

Exhibit 21 ? Subsidiaries of Sterling Bancorp, Inc. ? Subsidiary Jurisdiction of Incorporation or Organization Sterling Bank and Trust, F.S.B. United States Quantum Fund, LLC Nevada QCM, LLC (also does business as Quantum Capital Management) ? Delaware Sterling Credit Corp. ? Michigan Sterling Service Corporation Michigan Sterling Wealth Management, Inc. ? Michigan ?

March 26, 2021 10-K

Annual Report - FORM 10-K

Table of Contents ? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

March 22, 2021 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 19, 2021 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission F

March 22, 2021 EX-99.1

Sterling Announces Sale of Bellevue, Washington Branch to First Federal of Port Angeles, Washington

Exhibit 99.1 Sterling Announces Sale of Bellevue, Washington Branch to First Federal of Port Angeles, Washington SOUTHFIELD, March 22, 2021 - Sterling Bancorp, Inc. (the ?Company?) (NASDAQ: SBT), the thrift holding company for Sterling Bank and Trust, FSB, today announced that it has entered into an agreement with First Federal Savings & Loan Association of Port Angeles, a Washington state charter

March 2, 2021 SC 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* STERLING BANCORP, INC. (Name of Issuer) Common Stock, no par value (Title of Class of Securities) (CUSIP

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* STERLING BANCORP, INC. (Name of Issuer) Common Stock, no par value (Title of Class of Securities) 85917W102 (CUSIP Number) November 17, 2017 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant t

February 18, 2021 SC 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* STERLING BANCORP, INC. (Name of Issuer) Common Stock, no par value (Title of Class of Securities) (CUSIP

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* STERLING BANCORP, INC. (Name of Issuer) Common Stock, no par value (Title of Class of Securities) 85917W102 (CUSIP Number) October 19, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to

February 16, 2021 SC 13G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1 )* STERLING BANCORP, INC. (Name of Issuer) Common Stock, no par value (Title of Class of Securities) (CUSI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1 )* STERLING BANCORP, INC. (Name of Issuer) Common Stock, no par value (Title of Class of Securities) 85917W102 (CUSIP Number) August 19, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant t

February 11, 2021 SC 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. ) *

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. ) * Sterling Bancorp Inc (SBT) (Name of Issuer) Common Stock (Title of Class of Securities) 85917W102 (CUSIP Number) 02/08/2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sch

February 1, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 1, 2021 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission

February 1, 2021 EX-99.1

Sterling Bancorp Reports Fourth Quarter and Full Year 2020 Financial Results

Exhibit 99.1 Sterling Bancorp Reports Fourth Quarter and Full Year 2020 Financial Results Southfield, Michigan, February 1, 2021 — Sterling Bancorp, Inc. (NASDAQ: SBT) (“Sterling” or the “Company”), the holding company of Sterling Bank and Trust, F.S.B. (the “Bank”), today reported its financial results for the quarter and year ended December 31, 2020. Fourth Quarter and Year-End 2020 Highlights ·

February 1, 2021 EX-99.2

Sterling Bancorp, Inc. Settles Securities Class Action Lawsuit

Exhibit 99.2 Sterling Bancorp, Inc. Settles Securities Class Action Lawsuit February 1, 2021 SOUTHFIELD, Mich. - (BUSINESS WIRE) - Sterling Bancorp, Inc. (the “Company”) (NASDAQ: SBT), the thrift holding company for Sterling Bank and Trust, FSB, Southfield, Michigan (the “Bank”), today announced that the Company reached an agreement in principle to settle the securities class action lawsuit, Oklah

December 17, 2020 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 11, 2020 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commissio

December 17, 2020 EX-99.1

Sterling Bancorp, Inc. Board Transition Continues: Barry Allen Steps Down as a Director After 22 Years of Service Appointment of New Independent Director, Tracey Dedrick

Exhibit 99.1 Sterling Bancorp, Inc. Board Transition Continues: Barry Allen Steps Down as a Director After 22 Years of Service Appointment of New Independent Director, Tracey Dedrick December 17, 2020 SOUTHFIELD, Mich. - (BUSINESS WIRE) - Sterling Bancorp, Inc. (the “Company”) (NASDAQ: SBT), the bank holding company of Sterling Bank and Trust, FSB, Southfield, Michigan (the “Bank”), today announce

December 7, 2020 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 4, 2020 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission

November 9, 2020 DEF 14A

Sterling Bancorp, Inc. 2020 Omnibus Equity Incentive Plan

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A   Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant  ☐ Check the appropriate box:  ☐ Preliminary Proxy Statement  ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒

November 9, 2020 10-Q

Quarterly Report - 10-Q

Table of Contents ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

October 28, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 28, 2020 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission

October 28, 2020 EX-99.1

Sterling Bancorp Reports Third Quarter 2020 Financial Results

Exhibit 99.1 Sterling Bancorp Reports Third Quarter 2020 Financial Results Southfield, Michigan, October 28, 2020 — Sterling Bancorp, Inc. (NASDAQ: SBT) (“Sterling” or the “Company”), the holding company of Sterling Bank and Trust, F.S.B. (the “Bank”), today reported unaudited financial results for its third quarter ended September 30, 2020. Third Quarter Highlights · Net loss of $111 thousand, or

October 21, 2020 8-K

Other Events - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 20, 2020 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission

October 19, 2020 10-Q

Quarterly Report - 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2020 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-38290 Sterlin

October 15, 2020 EX-99.1

Sterling Bancorp Announces Agreement to Sell Substantially All Assets of Quantum Peter Sinatra, CEO of Quantum, Resigns as a Director of Sterling

Exhibit 99.1 Sterling Bancorp Announces Agreement to Sell Substantially All Assets of Quantum Peter Sinatra, CEO of Quantum, Resigns as a Director of Sterling October 15, 2020 SOUTHFIELD, Mich. - (BUSINESS WIRE) - Sterling Bancorp, Inc. (the “Company”) (NASDAQ: SBT), the bank holding company of Sterling Bank and Trust, FSB, Southfield, Michigan (the “Bank”), today announced that its indirect wholl

October 15, 2020 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Other Events - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 14, 2020 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission

October 13, 2020 10-Q

Quarterly Report - FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2020 ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-38290 Sterling Bancorp, Inc. (

October 7, 2020 8-K

Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 6, 2020 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission

October 7, 2020 EX-99.1

Sterling Bancorp Announces Filing of Form 10-K for the Year Ended December 31, 2019 and Updated 2019 Financial Results Reports 2019 Net Income of $29.2 Million

Exhibit 99.1 Sterling Bancorp Announces Filing of Form 10-K for the Year Ended December 31, 2019 and Updated 2019 Financial Results Reports 2019 Net Income of $29.2 Million Southfield, Michigan, October 6, 2020 — Sterling Bancorp, Inc. (NASDAQ: SBT) (the “Company”), the holding company of Sterling Bank and Trust, F.S.B. (the “Bank”), today announced that the audit of its consolidated financial sta

October 6, 2020 EX-10.12

Employment Agreement dated as of April 1, 2017 between Sterling Bank & Trust F.S.B. and its affiliated entities and Peter Sinatra

Exhibit 10.12 EMPLOYMENT AGREEMENT THIS EMPLOYMENT AGREEMENT (this “Agreement”), dated as of April 1, 2017 , between STERLING BANK AND TRUST, F.S.B., (the “Bank”), and its affiliated entities (collectively, the “Employer”) with their principal offices located at One Towne Square, 19th Floor, Southfield, MI 48076 and Peter Sinatra, who resides at (the “Executive”). W I T N E S S E T H: WHEREAS, the

October 6, 2020 10-K

Annual Report - 10-K

Use these links to rapidly review the document TABLE OF CONTENTS Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

October 6, 2020 EX-10.16

Nonqualified Stock Option Agreement dated as of June 5, 2020 between Sterling Bancorp, Inc. and Thomas M. O’Brien

EX-10.16 9 a2242350zex-1016.htm EX-10.16 Exhibit 10.16 Execution Version STERLING BANCORP, INC. NONQUALIFIED STOCK OPTION AGREEMENT NONQUALIFIED STOCK OPTION AGREEMENT (the “Agreement”) dated as of June 5, 2020, (the “Date of Grant”), between STERLING BANCORP, INC. (the “Company”) and THOMAS M. O’BRIEN (the “Grantee”). 1. Grant of Options. Pursuant to the Employment Agreement dated June 1, 2020 (t

October 6, 2020 EX-10.13

Quantum Fund LLC Equity Interest Plan

Exhibit 10.13 QUANTUM FUND, LLC EQUITY INTEREST PLAN THIS EQUITY INTEREST PLAN (this “Plan”) is adopted by Quantum Fund, LLC, a Nevada limited liability company (the “Company”) effective March 31, 2017, for the benefit of the persons listed in the Schedule of Participants attached hereto as Appendix A, as may be amended from time to time by the Company (the “Schedule”). ARTICLE 1 BACKGROUND, PURPO

October 6, 2020 EX-10.10

Amended and Restated Executive Incentive Retirement Plan adopted May 8, 2007 by and between Sterling Bank & Trust F.S.B. and Michael Montemayor

Exhibit 10.10 Sterling Bank & Trust, Fsb Executive Incentive Retirement Plan STERLING BANK & TRUST, FSB EXECUTIVE INCENTIVE RETIREMENT PLAN THIS AMENDED & RESTATED EXECUTIV ,WNCENT VE RETIREMENT PLAN (the “Agreement”) is adopted this 8th day of May, 2007, by and between Sterling Bank & Trust, Fsb, headquartered in Southfield, Michigan, (the “Company”) and Michael Montemayor (the “Executive”), and

October 6, 2020 EX-10.8

Indemnification Agreement executed July 24, 2008 between Sterling Bancorp, Inc. and Gary Judd

Exhibit 10.8 INDEMNIFICATION AGREEMENT THIS INDEMNIFICATION AGREEMENT (“Agreement”) is executed as of the 24th day of July , 2008, by Sterling Bancorp, Inc., a Michigan corporation (the “Company”), and Gary S. Judd, an individual (the “Indemnitee”). WHEREAS, pursuant to a Stock Purchase Agreement entered into as of April 3, 2008, by and between the Company and Indemnitee, Indemnitee has agreed to

October 6, 2020 EX-10.9

Amended and Restated Executive Incentive Retirement Plan adopted May 8, 2007 by and between Sterling Bank & Trust F.S.B. and Thomas Lopp

Exhibit 10.9 Sterling Bank & Trust, Fsb Executive Incentive Retirement Plan STERLING BANK & TRUST, FSB EXECUTIVE INCENTIVE RETIREMENT PLAN THIS AMENDED & RESTATED EXECUTIVE CENTIVE RETIREMENT PLAN (the “Agreement”) is adopted this 8th day of May , 2007, by and between Sterling Bank & Trust, Fsb, headquartered in Southfield, Michigan, (the “Company”) and Thomas Lopp (the “Executive”), and is effect

October 6, 2020 EX-4.2

Description of Securities

Exhibit 4.2 DESCRIPTION OF THE REGISTRANT’S SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 As of September 30, 2020, Sterling Bancorp, Inc. had one class of common stock registered under Section 12 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”). The following description of our common stock is a summary and does not purport to be comple

October 6, 2020 EX-10.11

Amended and Restated Executive Incentive Retirement Plan adopted May 8, 2007 by and between Sterling Bank & Trust F.S.B. and Steve Huber

Exhibit 10.11 Sterling Bank & Trust, Fsb Executive Incentive Retirement Plan STERLING BANK & TRUST, FSB EXECUTIVE INCENTIVE RETIREMENT PLAN THIS EXECUTIVE INCENTIVE RETIREMENT PLAN (the “Agreement”) is adopted this 8th day of May, 2007, by and between Sterling Bank & Trust, Fsb, headquartered in Southfield, Michigan, (the “Company”) and Steve Huber (the “Executive”), and is effective as of the 1st

September 23, 2020 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 18, 2020 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commissi

September 23, 2020 EX-99.1

Sterling Bancorp Announces Appointment of Two New Independent Directors; Sets Date for 2020 Annual Meeting

Exhibit 99.1 Sterling Bancorp Announces Appointment of Two New Independent Directors; Sets Date for 2020 Annual Meeting September 22, 2020 SOUTHFIELD, Mich. – (BUSINESS WIRE) - On September 22, 2020, Sterling Bancorp, Inc. (the “Company”) (NASDAQ:SBT), the bank holding company of Sterling Bank and Trust, FSB, Southfield, Michigan (the “Bank”), increased the size of its board of directors (the “Boa

September 16, 2020 EX-99.1

Sterling Bancorp Announces Receipt of Staff Delisting Determination from Nasdaq; Intends to Request Hearing

Exhibit 99.1 Sterling Bancorp Announces Receipt of Staff Delisting Determination from Nasdaq; Intends to Request Hearing September 16, 2020 SOUTHFIELD, Mich. – (BUSINESS WIRE) - On September 15, 2020, Sterling Bancorp, Inc. (the “Company”) (NASDAQ:SBT), the bank holding company of Sterling Bank and Trust, FSB, Southfield, Michigan (the “Bank”), received a Staff Delisting Determination (the “Staff

September 16, 2020 8-K

Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing, Financial Statements and Exhibits

8-K 1 tm2031008d18k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 15, 2020 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdi

September 4, 2020 SC 13D

STL / Sterling Bancorp / Shawn Michael - ACQUISITION OF BENEFICIAL OWNERSHIP Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. ) Sterling Bancorp, Inc. (Name of Issuer) Common Shares, no par value (Title of Class of Securities) 85917W102 (CUSIP Number) Michael Shawn 7300 Biscayne Boulevard, Suite 200 Miami, FL 33138 (305) 702-0362 (Name, Address and Telephone Number of Person Author

August 18, 2020 8-K

Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing, Financial Statements and Exhibits - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 12, 2020 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission

August 18, 2020 EX-99

Sterling Bancorp Announces Nasdaq Notification of Deficiency

Exhibit 99 Sterling Bancorp Announces Nasdaq Notification of Deficiency Southfield, Michigan Sterling Bancorp, Inc.

August 11, 2020 NT 10-Q

- NT 10-Q

OMB APPROVAL UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING OMB Number: 3235-0058 Expires: February 28, 2022 Estimated average burden hours per response . . . . . . 2.50 SEC FILE NUMBER 001-38290 CUSIP NUMBER 85917W102 (Check one): o Form 10-K o Form 20-F o Form 11-K x Form 10-Q o Form 10-D o Form N-SAR o Form N-CSR For Period Ended:

August 3, 2020 EX-99

Sterling Bancorp Reports Second Quarter 2020 Financial Highlights

Exhibit 99 Sterling Bancorp Reports Second Quarter 2020 Financial Highlights Southfield, Michigan, August 3, 2020 — Sterling Bancorp, Inc.

August 3, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 3, 2020 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission F

July 27, 2020 SC 13G

STL / Sterling Bancorp / Rubenstein Erwin A. - SC 13G Passive Investment

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No.

June 1, 2020 EX-99.2

STERLING BANCORP, INC. AGREES TO HIRE THOMAS M. O’BRIEN AS CHAIRMAN, PRESIDENT AND CHIEF EXECUTIVE OFFICER

Exhibit 99.2 STERLING BANCORP, INC. AGREES TO HIRE THOMAS M. O’BRIEN AS CHAIRMAN, PRESIDENT AND CHIEF EXECUTIVE OFFICER Sterling Bancorp, Inc. (NASDAQ: SBT) (the “Company”), the holding company of Sterling Bank and Trust, F.S.B. (the “Bank”), announced today that the Company and the Bank have agreed to hire Thomas M. O’Brien as the Chairman, President and Chief Executive Officer of the Company and

June 1, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Other Events, Results of Operations and Financial Condition, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 27, 2020 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission Fil

June 1, 2020 EX-99.1

Sterling Bancorp Reports First Quarter 2020 Financial Highlights

Exhibit 99.1 Sterling Bancorp Reports First Quarter 2020 Financial Highlights Southfield, Michigan, June 1, 2020 — Sterling Bancorp, Inc. (NASDAQ: SBT) (the “Company”), the holding company of Sterling Bank and Trust, F.S.B. (the “Bank”), today reported unaudited financial highlights for its first quarter ended March 31, 2020 reflecting the establishment of reserves relating to the Bank’s Advantage

June 1, 2020 EX-10.2

Form of Option Award to be entered into with Mr. Thomas M. O’ Brien

Exhibit 10.2 STERLING BANCORP, INC. NONQUALIFIED STOCK OPTION AGREEMENT NONQUALIFIED STOCK OPTION AGREEMENT (the "Agreement") dated as of , 2020, (the "Date of Grant"), between STERLING BANCORP, INC. (the "Company") and THOMAS M. O’BRIEN (the "Grantee"). 1. Grant of Options. Pursuant to the Employment Agreement dated, 2020 (the “Employment Agreement”) by and between the Grantee and the Company, th

June 1, 2020 EX-10.3

Stock Purchase Agreement effective as of June 1, 2020 between Sterling Bancorp, Inc. and Thomas M. O’Brien

Exhibit 10.3 Execution Version STERLING BANCORP, INC. STOCK PURCHASE AGREEMENT THIS STOCK PURCHASE AGREEMENT (the “Agreement”) is made effective as of June 1, 2020 by and between Sterling Bancorp, Inc. (the “Company”), a Michigan corporation and the holding company for Sterling Bank and Trust, F.S.B., with its principal executive offices at One Towne Square, Suite 1900, Southfield, MI 48076, and T

June 1, 2020 EX-10.1

Employment Agreement entered into as of June 1, 2020 by and between Sterling Bancorp, Inc. and Thomas M. O’Brien

Exhibit 10.1 Execution Version STERLING BANCORP, INC. EMPLOYMENT AGREEMENT THIS EMPLOYMENT AGREEMENT (this “Agreement”) is hereby entered into effective as of June 1, 2020 (the “Effective Date”), by and between Sterling Bancorp, Inc. (the “Company”), a Michigan corporation and the holding company for Sterling Bank and Trust, F.S.B., with its principal executive offices at One Towne Square, Suite 1

May 29, 2020 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 29, 2020 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission Fil

May 20, 2020 EX-99.1

Sterling Bancorp Announces Nasdaq Notification of Deficiency

Exhibit 99.1 Sterling Bancorp Announces Nasdaq Notification of Deficiency Southfield, Michigan Sterling Bancorp, Inc. (NASDAQ: SBT) (the “Company”), the bank holding company of Sterling Bank and Trust, F.S.B., (the “Bank”), previously disclosed that it had received a March 18, 2020 letter from the Listing Qualifications Department of The Nasdaq Stock Market LLC (“Nasdaq”) notifying the Company tha

May 20, 2020 8-K

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 19, 2020 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission Fil

May 12, 2020 NT 10-Q

- NT 10-Q

OMB APPROVAL UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING OMB Number: 3235-0058 Expires: February 28, 2022 Estimated average burden hours per response . . . . . . 2.50 SEC FILE NUMBER 001-38290 CUSIP NUMBER 85917W102 (Check one): o Form 10-K o Form 20-F o Form 11-K x Form 10-Q o Form 10-D o Form N-CEN o Form N-CSR For Period Ended:

May 8, 2020 EX-99

Sterling Bancorp Announces CEO Transition

Exhibit 99 Sterling Bancorp Announces CEO Transition Southfield, Michigan, May 8, 2020 – Sterling Bancorp, Inc.

May 8, 2020 8-K

Financial Statements and Exhibits, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 7, 2020 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission File

March 23, 2020 8-K

Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 18, 2020 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission F

March 23, 2020 EX-99.1

Sterling Bancorp Announces Nasdaq Notification of Deficiency

Exhibit 99.1 Sterling Bancorp Announces Nasdaq Notification of Deficiency Southfield, Michigan Sterling Bancorp, Inc. (NASDAQ: SBT) (the “Company”), the holding company of Sterling Bank and Trust, F.S.B. (the “Bank”), announced that it received a letter from the Listing Qualifications Department of The Nasdaq Stock Market LLC (“Nasdaq”), dated March 18, 2020, notifying the Company that it no longe

March 17, 2020 NT 10-K

STL / Sterling Bancorp NT 10-K - - NT 10-K

OMB APPROVAL UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING OMB Number: 3235-0058 Expires: February 28, 2022 Estimated average burden hours per response . . . . . . 2.50 SEC FILE NUMBER 000-38290 CUSIP NUMBER 85917W102 (Check one): x Form 10-K o Form 20-F o Form 11-K o Form 10-Q o Form 10-D o Form N-CEN o Form N-CSR For Period Ended:

March 6, 2020 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 6, 2020 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission Fi

February 11, 2020 SC 13G/A

STL / Sterling Bancorp / BASSWOOD CAPITAL MANAGEMENT, L.L.C. - SCHEDULE 13G/A (AMENDMENT NO. 1) Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 1)* Sterling Bancorp, Inc. (Name of Issuer) Common Stock, without par value (Title of Class of Securities) 85917W102 (CUSIP Number) December 31, 2019 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the rule pu

February 11, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 11, 2020 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commissio

February 11, 2020 EX-99

Sterling Bancorp Declares Cash Dividend on Common Stock

Exhibit 99 Sterling Bancorp Declares Cash Dividend on Common Stock Southfield, Michigan Sterling Bancorp, Inc.

February 11, 2020 EX-99.1

EXHIBIT 99.1

EXHIBIT 99.1 The identity and the Item 3 classification of the relevant subsidiary are: Basswood Capital Management, L.L.C., which is an Investment Adviser in accordance with Rule 13d-1(b)(1)(ii)(E).

January 29, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 29, 2020 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission

January 29, 2020 EX-99

Sterling Bancorp Reports Fourth Quarter and Full Year 2019 Financial Results

Exhibit 99 Sterling Bancorp Reports Fourth Quarter and Full Year 2019 Financial Results Q4 2019 Highlights · Net income of $14.

December 19, 2019 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 17, 2019 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commissio

December 19, 2019 EX-99.1

Sterling Bancorp’s Board of Directors Announces the Appointment of Peggy Daitch

Exhibit 99.1 Sterling Bancorp’s Board of Directors Announces the Appointment of Peggy Daitch Southfield, Michigan, December 19, 2019 – Sterling Bancorp, Inc. (NASDAQ: SBT) (“Sterling”), the holding company of Sterling Bank and Trust, F.S.B., (the “Bank”) today announced the appointment of Peggy Daitch to the Board of Directors effective December 17, 2019. Ms. Daitch replaces Mr. Tom Minielly who h

December 9, 2019 8-K

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 9, 2019 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission

November 8, 2019 10-Q

Quarterly Report - 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2019 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-38290

November 7, 2019 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 7, 2019 STERLING BANCORP, INC. (Exact name of registrant as specified in its charter) Michigan 001-38290 38-3163775 (State or other jurisdiction of incorporation) (Commission

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