UPBD / Upbound Group, Inc. - Pengajuan SECLaporan Tahunan, Pernyataan Proksi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) August 19, 2025 UPBOUND GROUP, IN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) August 19, 2025 UPBOUND GROUP, INC. (Exact name of registrant as specified in charter) Delaware (State or other jurisdiction of incorporation or organization) 001-38047 (Commission Fi

FOURTH AMENDMENT TO TERM LOAN CREDIT AGREEMENT

Exhibit 10.1 Execution Version FOURTH AMENDMENT TO TERM LOAN CREDIT AGREEMENT FOURTH AMENDMENT TO TERM LOAN CREDIT AGREEMENT, dated as of August 19, 2025 (this “Amendment”), among Upbound Group, Inc. (f/k/a Rent-A-Center, Inc.), a Delaware corporation (the “Borrower”), the other Loan Parties party hereto, the Lenders party hereto and JPMorgan Chase Bank, N.A, as administrative agent (the “Administ

Second Quarter Earnings Review July 31, 2025 ™ Disclosures 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995, including, among others, s

ex-993upbd2025q2investor Second Quarter Earnings Review July 31, 2025 ™ Disclosures 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the U.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 or ☐ TRANSITION REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38047 Upbound Gr

16% GMV and 12% Revenue Growth at Acima; Nearly 40% Revenue Growth at Brigit Achieves Q2 2025 Guidance Targets; Raises Midpoint of FY 2025 Non-GAAP Diluted EPS Target Total Revenue CEO Commentary “I am very pleased with our second quarter results, wh

ex-992upbd2025q2earnings 16% GMV and 12% Revenue Growth at Acima; Nearly 40% Revenue Growth at Brigit Achieves Q2 2025 Guidance Targets; Raises Midpoint of FY 2025 Non-GAAP Diluted EPS Target Total Revenue CEO Commentary “I am very pleased with our second quarter results, which reflect the heightened relevance of our financial solutions to a large and growing segment of consumers who are underserved by traditional providers.

UPBOUND GROUP, INC. REPORTS SECOND QUARTER 2025 RESULTS Total Revenue of $1,158 million GAAP Diluted EPS $0.26 Non-GAAP Diluted EPS1 $1.12

UPBOUND GROUP, INC. REPORTS SECOND QUARTER 2025 RESULTS Total Revenue of $1,158 million GAAP Diluted EPS $0.26 Non-GAAP Diluted EPS1 $1.12 Plano, Texas, July 31, 2025 - Upbound Group, Inc. (the "Company" or "Upbound") (NASDAQ:UPBD) today announced results for the quarter ended June 30, 2025. The earnings release, financial tables and related materials can be found on the Company's investor relatio

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) July 31, 2025 UPBOUND GROUP, INC.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) July 31, 2025 UPBOUND GROUP, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (Comm

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One): ý ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR o TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-38047 A.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One): ý ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR o TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-38047 A.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 3, 2025 Upbound Group, Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 3, 2025 Upbound Group, Inc. (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of incorporation or organization) 001-38047 (Commission F

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 or ☐ TRANSITION REPOR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38047 Upbound G

UPBOUND GROUP, INC. REPORTS FIRST QUARTER 2025 RESULTS Total Revenue of $1,176 million GAAP Diluted EPS $0.42 Non-GAAP Diluted EPS1 $1.00

UPBOUND GROUP, INC. REPORTS FIRST QUARTER 2025 RESULTS Total Revenue of $1,176 million GAAP Diluted EPS $0.42 Non-GAAP Diluted EPS1 $1.00 Plano, Texas, May 1, 2025 - Upbound Group, Inc. (the "Company" or "Upbound") (NASDAQ:UPBD) today announced results for the quarter ended March 31, 2025. The earnings release, financial tables and related materials can be found on the Company's investor relations

First Quarter Earnings Review May 1, 2025 ™ Disclosures 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995, including, among others, stat

First Quarter Earnings Review May 1, 2025 ™ Disclosures 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the U.

Total Revenue CEO Commentary “We delivered strong results in the first quarter, which exceeded our expectations due to the resilience of our business model, the effectiveness of our strategy, and the efforts of our talented team. The key drivers incl

Total Revenue CEO Commentary “We delivered strong results in the first quarter, which exceeded our expectations due to the resilience of our business model, the effectiveness of our strategy, and the efforts of our talented team.

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) May 1, 2025 UPBOUND GROUP, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (Commis

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 ☑ Filed by the Registrant ☐ Filed by a Party other than the Registrant Check the appropriate box: ☐ Preliminary Proxy Statement ☐ CONFIDENTIAL, FOR USE OF THE COMMISSION ONLY (AS PERMITTED BY RULE 14a-

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 x Filed by the Registrant ¨ Filed by a Party other than the Registrant Check the appropriate box: ¨ Preliminary Proxy Statement ¨ CONFIDENTIAL, FOR USE OF THE COMMISSION ONLY (AS PERMITTED BY RULE 14A-6(E)(2)) ¨ Definit

Consolidated Financial Statements Bridge It, Inc. and Subsidiaries September 30, 2024 EXHIBIT 99.2 Table of Contents Page Consolidated Financial Statements Consolidated Balance Sheet 1 Consolidated Statement of Income 2 Consolidated Statement of Stoc

Consolidated Financial Statements Bridge It, Inc. and Subsidiaries September 30, 2024 EXHIBIT 99.2 Table of Contents Page Consolidated Financial Statements Consolidated Balance Sheet 1 Consolidated Statement of Income 2 Consolidated Statement of Stockholders’ Equity 3 Consolidated Statement of Cash Flows 4 Notes to the Consolidated Financial Statements 5 Consolidated Financial Statements Bridge It

Exhibit 99.3 Page 1 of 10 UNAUDITED PRO FORMA CONDENSED COMBINED FINANCIAL INFORMATION On January 31, 2025 (the “Closing Date”), Upbound Group, Inc. (the “Company”) completed its acquisition of Bridge IT, Inc., a Delaware corporation (“Brigit”), in a

ex993-proforma Exhibit 99.3 Page 1 of 10 UNAUDITED PRO FORMA CONDENSED COMBINED FINANCIAL INFORMATION On January 31, 2025 (the “Closing Date”), Upbound Group, Inc. (the “Company”) completed its acquisition of Bridge IT, Inc., a Delaware corporation (“Brigit”), in accordance with the Agreement and Plan of Merger (the “Merger Agreement”) dated December 12, 2024. Pursuant to the Merger Agreement, on

Report of Independent Auditors and Consolidated Financial Statements Bridge It, Inc. and Subsidiaries December 31, 2023 EXHIBIT 99.1 Table of Contents Page Report of Independent Auditors 1 Consolidated Financial Statements Consolidated Balance Sheet

Report of Independent Auditors and Consolidated Financial Statements Bridge It, Inc.

Financial Statements and Exhibits

. UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 31, 2025 UPBOUND GROUP, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporati

Regulation FD Disclosure, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) March 6, 2025 UPBOUND GROUP, INC. (Exact name of registrant as specified in charter) Delaware (State or other jurisdiction of incorporation or organization) 001-38047 (Commission File

Upbound Group’s Acima Leasing Announces CFPB’s Voluntary Dismissal of Previously Disclosed Lawsuit Dismissal Brings Longstanding Matter and Litigation to An End

Exhibit 99.1 Upbound Group’s Acima Leasing Announces CFPB’s Voluntary Dismissal of Previously Disclosed Lawsuit Dismissal Brings Longstanding Matter and Litigation to An End PLANO, Texas-(BUSINESS WIRE)—March 6, 2025- Acima Leasing (“Acima”), one of the leading providers of lease-to-own solutions and a business of Upbound Group, Inc. (NASDAQ: UPBD) (“Upbound” or the “Company”), today announced tha

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) February 24, 2025 UPBOUND GROUP,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) February 24, 2025 UPBOUND GROUP, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (

Letter from Ernst & Young LLP to the Securities and Exchange Commission dated February 28, 2025

EXHIBIT 16.1 February 28, 2025 Securities and Exchange Commission 100 F Street, N.E. Washington, DC 20549 Commissioners: We have read Item 4.01 of the Current Report on Form 8-K dated February 28, 2025, of Upbound Group, Inc., and we are in agreement with the statement in the first paragraph as to the date we were notified that we were dismissed as the Company’s independent registered public accou

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 or ☐ TRANSITION REPORT PUR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38047 Upbound Group,

Summary of Director Compensation.

Exhibit 10.18 Established December 4, 2024 Upbound Group, Inc. Board Compensation Overview – 2025 Program ITEM 2025 AMOUNT (1) Annual Retainers – Cash retainer amounts for non-employee directors, Chairman, Committee Chairs and Committee Members. •Board service (all directors including Chairman) - $85,000 •Chairman - $200,000 •Audit Chair - $27,500 •Audit Member - $15,000 •Compensation Chair - $25,

Upbound Group, Inc. Insider Trading Policy, dated as of September 18, 2024.

Upbound Group, Inc. Insider Trading Policy September 2024 1. Introduction Federal and state securities laws prohibit trading in the securities of a company on the basis of material non-public information about such company. These laws also prohibit tipping (i.e., revealing material non-public information to others who then trade in securities of the relevant company). Any person who violates such

Subsidiaries of Upbound Group, Inc.

EXHIBIT 21.1 SUBSIDIARIES OF UPBOUND GROUP, INC. AS OF DECEMBER 31, 2024 Acima Credit Solutions HoldCo, LLC, a Delaware limited liability company Acima Credit Solutions, LLC, a Delaware limited liability company Acima Digital, LLC, a Utah limited liability company Acima Holdings, LLC, a Utah limited liability company Acima Leasing Canada, Ltd., an Ontario Canada corporation Braveheart Acquisition,

Filing Fee Table

Calculation of Filing Fee Tables S-3 UPBOUND GROUP, INC. Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Carry Forward Form Type Carry Forward File Number Carry Forward Initial Effective Date

As filed with the Securities and Exchange Commission on February 20, 2025

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on February 20, 2025 Registration No.

Description of the registrant’s Common Stock (incorporated herein by reference to Exhibit 4.1 to the registrant’s Registration Statement on Form S-3 dated as of February 20, 2025.)

Exhibit 4.1 DESCRIPTION OF REGISTERED SECURITIES As of February 20, 2025, our common stock, par value $0.01 (“Common Stock”), is the only class of securities registered under Section 12 of the Securities Exchange Act of 1934, as amended. The following summary description of our Common Stock does not purport to be complete and is subject to and qualified in its entirety by reference to the Delaware

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) February 18, 2025 UPBOUND GROUP, INC. (Exact name of registrant as specified in charter) Delaware (State or other jurisdiction of incorporation or organization) 001-38047 (Commission

UPBOUND GROUP, INC. REPORTS FOURTH QUARTER AND FULL YEAR 2024 RESULTS Total Revenue of $1,079 million for Fourth Quarter and $4.3 billion for Full Year GAAP Diluted EPS $0.55 for Fourth Quarter and $2.21 for Full Year Non-GAAP Diluted EPS1 $1.05 for

Exhibit 99.1 UPBOUND GROUP, INC. REPORTS FOURTH QUARTER AND FULL YEAR 2024 RESULTS Total Revenue of $1,079 million for Fourth Quarter and $4.3 billion for Full Year GAAP Diluted EPS $0.55 for Fourth Quarter and $2.21 for Full Year Non-GAAP Diluted EPS1 $1.05 for Fourth Quarter and $3.83 for Full Year Plano, Texas, February 20, 2025 - Upbound Group, Inc. (the "Company" or "Upbound") (NASDAQ:UPBD) t

Total Revenue CEO Commentary “I’m very pleased to share these results after a milestone year for Upbound in 2024. Across our business, we welcomed new customers and merchants to our lease-to-own ecosystem, resulting in 8.2% topline growth and nearly

Exhibit 99.2 Total Revenue CEO Commentary “I’m very pleased to share these results after a milestone year for Upbound in 2024. Across our business, we welcomed new customers and merchants to our lease-to-own ecosystem, resulting in 8.2% topline growth and nearly 8% non-GAAP diluted EPS growth. Acima’s momentum continued, as it delivered over 17% growth this year on both GMV and revenue, while gene

Upbound Group Announces CEO Transition Mitch Fadel to Retire After 40 Years at Upbound EVP and CFO Fahmi Karam to Succeed Fadel as CEO Effective June 1, 2025 Karam to Join Board of Directors

Exhibit 99.4 Upbound Group Announces CEO Transition Mitch Fadel to Retire After 40 Years at Upbound EVP and CFO Fahmi Karam to Succeed Fadel as CEO Effective June 1, 2025 Karam to Join Board of Directors PLANO, Texas – February 20, 2025 – Upbound Group, Inc. (“Upbound” or the “Company”) (NASDAQ: UPBD), a technology and data-driven leader in accessible and inclusive financial solutions that address

Restated Certificate of Incorporation of the registrant, dated as of December 5, 2024 (incorporated herein by reference to Exhibit 3.1 to the registrant’s Registration Statement on Form S-3 dated as of February 20, 2025.)

Exhibit 3.1 UPBOUND GROUP, INC. RESTATED CERTIFICATE OF INCORPORATION Upbound Group, Inc., a Delaware corporation, hereby certifies as follows. FIRST: The present name of the corporation is Upbound Group, Inc. The corporation was incorporated under the name “Rent-A-Center Holdings, Inc.” by the filing of its original Certificate of Incorporation with the Secretary of State of the State of Delaware

Fourth Quarter & Full Year 2024 Earnings Review February 20, 2025 ™ Disclosures 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995, inclu

Exhibit 99.3 Fourth Quarter & Full Year 2024 Earnings Review February 20, 2025 ™ Disclosures 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995, including, among others, statements regarding our goals, plans and projections with respect to our operations, financial position and business

Employment Agreement, by and between the Company and Mr. Fahmi Karam, dated February 19, 2025

Exhibit 10.1 EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT (this “Agreement”), is entered into effective as of February 19, 2025 (the “Effective Date”), by and between UPBOUND GROUP, INC. (the “Company”) and FAHMI KARAM (“Executive”). Recitals WHEREAS, the Company and Executive desire to set forth the terms upon which Executive will continue Executive’s employment with the Company; NOW, THEREFORE

Upbound Group Closes Acquisition of Brigit, a Leading Financial Health Technology Firm Transaction accelerates Upbound’s growth strategies by adding Brigit’s all-digital, scalable platform and suite of financial wellness tools, expanding Upbound’s te

Exhibit 99.1 Upbound Group Closes Acquisition of Brigit, a Leading Financial Health Technology Firm Transaction accelerates Upbound’s growth strategies by adding Brigit’s all-digital, scalable platform and suite of financial wellness tools, expanding Upbound’s technology-driven offerings of innovative and flexible financial solutions for more consumers and enhancing underwriting capabilities acros

Registration Rights Agreement, dated as of January 31, 2025, by and among Upbound Group, Inc. and the Brigit Securityholders party thereto.

Exhibit 10.1 REGISTRATION RIGHTS AGREEMENT This Registration Rights Agreement is dated as of January 31, 2025 and is between Upbound Group, Inc., a Delaware corporation (the “Company”) and the holders set forth on the signature pages to this Agreement (each, a “Holder” and collectively, the “Holders”). WHEREAS, (i) the Company, (ii) Fortuna Merger Sub, Inc., a Delaware corporation and wholly owned

Regulation FD Disclosure, Unregistered Sales of Equity Securities, Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 31, 2025 UPBOUND GROUP, INC. (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of incorporation or organization) 001-38047 (Commissi

Agreement and Plan of Merger, dated as of December 12, 2024, by and among Upbound Group Inc., Fortuna Merger Sub Inc., Bridge IT Inc. and Shareholder Representative Services LLC, solely in its capacity as the Representative (incorporated herein by reference to Exhibit 2.1 to the registrant’s Current Report on Form 8-K dated as of December 12, 2024.)

Exhibit 2.1 AGREEMENT AND PLAN OF MERGER by and among UPBOUND GROUP, INC., FORTUNA MERGER SUB, INC., BRIDGE IT, INC. and SHAREHOLDER REPRESENTATIVE SERVICES LLC, solely in its capacity as the Representative December 12, 2024 Table of Contents Page Article I THE MERGER Section 1.1 The Merger 2 Section 1.2 Effect on Company Stock and Merger Sub Common Stock 2 Section 1.3 Effect on Options 3 Section

Upbound Group Enters Definitive Agreement to Acquire Brigit, a Leading Financial Health Technology Firm, for up to $460 Million

Exhibit 99.1 Upbound Group Enters Definitive Agreement to Acquire Brigit, a Leading Financial Health Technology Firm, for up to $460 Million · Accelerates Upbound’s strategy to provide technology-driven financial solutions to customers underserved by the traditional financial system · Brings a leading profitable, scalable platform with nearly two million monthly active customers to Upbound · Expan

Upbound to Acquire Brigit December 2024 +

Exhibit 99.2 Upbound to Acquire Brigit December 2024 + Disclaimer 2 Cautionary Note Regarding Forward - Looking Statements This presentation and the related webcast contain forward - looking statements that involve risks and uncertainties. These stateme nts are made under the “safe harbor” provisions of the U.S. Private Securities Litigation Reform Act of 1995. Such forward - looking statements ge

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Unregistered Sales of Equity Securities, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) December 12, 2024 UPBOUND GROUP, INC. (Exact name of registrant as specified in charter) Delaware (State or other jurisdiction of incorporation or organization) 001-38047 (Commission

Total Revenue CEO Commentary “Upbound’s third quarter results illustrate the strengths of our differentiated model, and we delivered another quarter of top and bottom line growth at both Acima and Rent-A-Center. We‘ve continued to strengthen our prov

Total Revenue CEO Commentary “Upbound’s third quarter results illustrate the strengths of our differentiated model, and we delivered another quarter of top and bottom line growth at both Acima and Rent-A-Center.

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) October 31, 2024 UPBOUND GROUP, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (C

UPBOUND GROUP, INC. REPORTS THIRD QUARTER 2024 RESULTS Total Revenue of $1,069 million GAAP Diluted EPS $0.55, Non-GAAP Diluted EPS1 $0.95

UPBOUND GROUP, INC. REPORTS THIRD QUARTER 2024 RESULTS Total Revenue of $1,069 million GAAP Diluted EPS $0.55, Non-GAAP Diluted EPS1 $0.95 For Immediate Release: Plano, Texas, October 31, 2024 - Upbound Group, Inc. (the "Company" or "Upbound") (NASDAQ:UPBD) today announced results for the quarter ended September 30, 2024. The earnings release, financial tables and related materials can be found on

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 or ☐ TRANSITION R

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38047 Upbou

Third Quarter Earnings Review October 31, 2024 ™ Disclosures 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995, including, among others,

Third Quarter Earnings Review October 31, 2024 ™ Disclosures 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the U.

Upbound Group, Inc. Announces New Independent Director Charu Jain

Exhibit 99.1 Upbound Group, Inc. Announces New Independent Director Charu Jain PLANO, Texas—(BUSINESS WIRE)—September 10, 2024—Upbound Group, Inc. (the “Company” or “Upbound”) (NASDAQ: UPBD), a leading provider of technology-driven, flexible leasing solutions for consumers through its operating brands that include Rent-A-Center® and Acima®, today announced that, effective September 10, 2024, Ms. C

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) September 10, 2024 UPBOUND GROUP, INC. (Exact name of registrant as specified in charter) Delaware (State or other jurisdiction of incorporation or organization) 001-38047 (Commission

UPBOUND GROUP, INC. REPORTS SECOND QUARTER 2024 RESULTS Total Revenue of $1,077 million GAAP Diluted EPS $0.61, Non-GAAP Diluted EPS1 $1.04

UPBOUND GROUP, INC. REPORTS SECOND QUARTER 2024 RESULTS Total Revenue of $1,077 million GAAP Diluted EPS $0.61, Non-GAAP Diluted EPS1 $1.04 For Immediate Release: Plano, Texas, August 1, 2024 - Upbound Group, Inc. (the "Company" or "Upbound") (NASDAQ:UPBD) today announced results for the quarter ended June 30, 2024. The earnings release, financial tables and related materials can be found on the C

Total Revenue CEO Commentary “Upbound’s second quarter results reflect our priorities of delivering strong financial metrics in the near term while positioning our business for long-term, sustainable growth. At Acima, we achieved another quarter of a

Total Revenue CEO Commentary “Upbound’s second quarter results reflect our priorities of delivering strong financial metrics in the near term while positioning our business for long-term, sustainable growth.

Second Quarter Earnings Review August 1, 2024 ™ Disclosures 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995, including, among others,

Second Quarter Earnings Review August 1, 2024 ™ Disclosures 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the U.

Certificate of Amendment to the Certificate of Incorporation of the registrant, dated June 4, 2024

Exhibit 3.5 CERTIFICATE OF AMENDMENT OF CERTIFICATE OF INCORPORATION OF UPBOUND GROUP, INC. (Pursuant to Section 242 of the General Corporation Law of the State of Delaware) Upbound Group, Inc., a Delaware corporation duly organized and existing under the General Corporation Law of the State of Delaware (the “Corporation”), does hereby certify that: 1. Article Fourth, Section I, paragraph (7) of t

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 or ☐ TRANSITION REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38047 Upbound Gr

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) August 1, 2024 UPBOUND GROUP, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (Com

Upbound Group’s Acima Leasing Files Lawsuit Challenging CFPB Regulatory Overreach CFPB’s threatened enforcement action in previously disclosed investigation of Acima seeks to usurp long-standing state regulatory framework for lease-to-own businesses

Exhibit 99.1 Upbound Group’s Acima Leasing Files Lawsuit Challenging CFPB Regulatory Overreach CFPB’s threatened enforcement action in previously disclosed investigation of Acima seeks to usurp long-standing state regulatory framework for lease-to-own businesses PLANO, Texas – July 22, 2024 – Acima Leasing (“Acima”), one of the leading providers of lease-to-own solutions and a business of Upbound

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 22, 2024 Upbound Group, Inc. (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of incorporation or organization) 001-38047 (Commission

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One): ý ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR o TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-38047 A.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One): ý ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR o TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-38047 A.

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) June 7, 2024 UPBOUND GROUP, INC. (Exact name of registrant as specified in charter) Delaware (State or other jurisdiction of incorporation or organization) 001-38047 (Commission File

Second Amendment to ABL Credit Agreement, dated as of June 7, 2024, by and among Upbound Group, Inc., the other Loan Parties party thereto, JPMorgan Chase Bank, N.A., as administrative agent, and the Lenders party thereto.

Exhibit 10.1 SECOND AMENDMENT TO ABL CREDIT AGREEMENT SECOND AMENDMENT TO ABL CREDIT AGREEMENT (this “Second Amendment”), dated as of June 7, 2024, is among UPBOUND GROUP, INC. (f/k/a Rent-A-Center, Inc.) (the “Borrower”), the other Loan Parties party hereto, JPMORGAN CHASE BANK, N.A., as administrative agent for the Lenders (in such capacity, the “Administrative Agent”) and each of the Lenders pa

Amended and Restated Bylaws of the registrant (incorporated herein by reference to Exhibit 10.3 to the registrant’s Current Report on Form 8-K dated as of June 4, 2024.)

Exhibit 10.3 UPBOUND GROUP, INC. AMENDED AND RESTATED BYLAWS DATED June 4, 2024 ARTICLE I. MEETINGS OF STOCKHOLDERS Section 1.                 Annual Meetings of Stockholders. The annual meeting of the stockholders of Upbound Group, Inc. (the “Corporation”) shall be held on such day as may be designated from time to time by the Board of Directors and stated in the notice of the meeting, and on any

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 4, 2024 Upbound Group, Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 4, 2024 Upbound Group, Inc. (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of incorporation or organization) 001-38047 (Commission F

Certificate of Correction to the Certificate of Elimination of the Series A Preferred Stock of the registrant, dated June 4, 2024 (incorporated herein by reference to Exhibit 10.2 to the registrant’s Current Report on Form 8-K dated as of June 5 2024.)

Exhibit 10.2 CERTIFICATE OF CORRECTION TO THE CERTIFICATE OF ELIMINATION OF THE SERIES A PREFERRED STOCK OF UPBOUND GROUP, INC. (FORMERLY KNOWN AS RENT-A-CENTER, INC.) Upbound Group, Inc. (formerly known as Rent-A-Center, Inc.) (the “Corporation”), a corporation organized and existing under and by virtue of the General Corporation Law of the State of Delaware, DOES HEREBY CERTIFY: 1.  The name of

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) May 28, 2024 UPBOUND GROUP, INC.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) May 28, 2024 UPBOUND GROUP, INC. (Exact name of registrant as specified in charter) Delaware (State or other jurisdiction of incorporation or organization) 001-38047 (Commission File

Third Amendment to Term Loan Credit Agreement, dated as of May 28, 2024, by and among Upbound Group, Inc., the other Loan Parties party thereto, the Lenders party thereto and JPMorgan Chase Bank, N.A., as administrative agent.

Exhibit 10.1 THIRD AMENDMENT TO TERM LOAN CREDIT AGREEMENT THIRD AMENDMENT TO TERM LOAN CREDIT AGREEMENT, dated as of May 28, 2024 (this “Amendment”), among Upbound Group, Inc. (f/k/a Rent-A-Center, Inc.), a Delaware corporation (the “Borrower”), the other Loan Parties party hereto, the Lenders party hereto and JPMorgan Chase Bank, N.A, as administrative agent (the “Administrative Agent”) which sh

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 x Filed by the Registrant ¨ Filed by a Party other than the Registrant Check the appropriate box: ¨ Preliminary Proxy Statement ¨ CONFIDENTIAL, FOR USE OF THE COMMISSION ONLY (AS PERMITTED BY RULE 14A-6(E)(2)) ¨ Definit

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) May 2, 2024 UPBOUND GROUP, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (Commis

UPBOUND GROUP, INC. REPORTS FIRST QUARTER 2024 RESULTS Total Revenue of $1,096 million GAAP Diluted EPS $0.50, Non-GAAP Diluted EPS1 $0.79

UPBOUND GROUP, INC. REPORTS FIRST QUARTER 2024 RESULTS Total Revenue of $1,096 million GAAP Diluted EPS $0.50, Non-GAAP Diluted EPS1 $0.79 For Immediate Release: Plano, Texas, May 2, 2024 - Upbound Group, Inc. (the "Company" or "Upbound") (NASDAQ:UPBD) today announced results for the quarter ended March 31, 2024. The earnings release, financial tables and related materials can be found on the Comp

Form of EVP Executive Transition Agreement

Exhibit 10.1 UPBOUND GROUP, INC. EXECUTIVE TRANSITION AGREEMENT This EXECUTIVE TRANSITION AGREEMENT (“Agreement”) is made as of by and between UPBOUND GROUP INC., and (“Executive”). 1.Background. This Agreement is intended to provide the Executive with certain payments and benefits upon an involuntary termination of Executive’s employment or the occurrence of certain other circumstances that may a

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 or ☐ TRANSITION REPOR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38047 Upbound G

Total Revenue CEO Commentary “Our performance in the first quarter of 2024 was an extension of the positive trends we saw in the second half of 2023. At Acima, merchant additions, increased productivity per merchant, and our expanding direct-to-consu

Total Revenue CEO Commentary “Our performance in the first quarter of 2024 was an extension of the positive trends we saw in the second half of 2023.

First Quarter Earnings Review May 2, 2024 ™ Disclosures 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995, including, among others, stat

First Quarter Earnings Review May 2, 2024 ™ Disclosures 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the U.

Appendix 1 Reconciliation of Net earnings (loss) to Adjusted EBITDA (consolidated and by segment)

April 30, 2024 Mr. Robert Shapiro United States Securities and Exchange Commission Division of Corporation Finance Office of Trade & Services 100 F Street, N.E. Washington, D.C. 20549 Re: Upbound Group, Inc. Form 10-K for the Fiscal Year Ended December 31, 2023 Form 8-K Furnished February 22, 2024 File No. 001-38047 Dear Mr. Shapiro: On behalf of Upbound Group, Inc. (the “Company”), this is a writ

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 x Filed by the Registrant ¨ Filed by a Party other than the Registrant Check the appropriate box: ¨ Preliminary Proxy Statement ¨ CONFIDENTIAL, FOR USE OF THE COMMISSION ONLY (AS PERMITTED BY RULE 14A-6(E)(2)) ¨ Definit

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 ☑ Filed by the Registrant ☐ Filed by a Party other than the Registrant Check the appropriate box: ☐ Preliminary Proxy Statement ☐ CONFIDENTIAL, FOR USE OF THE COMMISSION ONLY (AS PERMITTED BY RULE 14a-

Letter Agreement, dated April 3, 2024, between Upbound Group, Inc. and Mitchell E. Fadel (incorporated herein by reference to Exhibit 10.1 to the registrant's Current Report on Form 8-K dated as of April

Exhibit 10.1 April 3, 2024 Dear Mitch, As discussed, this letter describes the treatment of each of your equity-based awards (1) that is currently outstanding and that may be granted to you on or before March 31, 2025 and (2) with respect to which you have remained employed by us through the first anniversary of the applicable grant date for each such award referenced in clause (1) above (each, an

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) April 1, 2024 UPBOUND GROUP, INC. (Exact name of registrant as specified in charter) Delaware (State or other jurisdiction of incorporation or organization) 001-38047 (Commission File

Upbound Group, Inc. Announces New Independent Director Molly Langenstein

Exhibit 99.1 Upbound Group, Inc. Announces New Independent Director Molly Langenstein PLANO, Texas—(BUSINESS WIRE)—Apr. 5, 2024- Upbound Group, Inc. (the "Company" or "Upbound") (NASDAQ: UPBD), a leading provider of technology-driven, flexible leasing solutions for consumers through its operating brands that include Rent-A-Center® and Acima®, today announced that, effective April 1, 2024, Ms. Moll

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 ☑ Filed by the Registrant ☐ Filed by a Party other than the Registrant Check the appropriate box: ☑ Preliminary Proxy Statement ☐ CONFIDENTIAL, FOR USE OF THE COMMISSION ONLY (AS PERMITTED BY RULE 14a-

Form of Executive Transition Agreement entered into with management

Exhibit 10.12 UPBOUND GROUP, INC. EXECUTIVE TRANSITION AGREEMENT This AGREEMENT is made as of by and between UPBOUND GROUP INC., FKA Rent-A-Center, Inc (“Company”) and (“Executive”). 1. Background. This Agreement is intended to provide the Executive with certain payments and benefits upon an involuntary termination of Executive’s employment or the occurrence of certain other circumstances that may

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) February 22, 2024 UPBOUND GROUP, INC. (Exact name of registrant as specified in charter) Delaware (State or other jurisdiction of incorporation or organization) 001-38047 (Commission

Summary of Director Compensation

Exhibit 10.16 Updated February 1, 2024 Upbound Group, Inc. Board Compensation Overview – 2024 Program ITEM 2024 AMOUNT (1) Annual Retainers – Cash retainer amounts for non-employee directors, Chairman, Committee Chairs and Committee Members. •Board service (all directors including Chairman) - $85,000 •Chairman - $200,000 •Audit Chair - $27,500 •Audit Member - $15,000 •Compensation Chair - $25,000

Clawback Policy for Recovery of Erroneously Awarded Incentive Base Compensation

Exhibit 97 Upbound Group, Inc. Clawback Policy for the Recovery of Erroneously Awarded Incentive Based Compensation December 1, 2023 The Board of Directors (the “Board”) of Upbound Group, Inc. (the “Company”) has adopted this policy (the “Clawback Policy”) to provide, effective as of December 1, 2023, for the recovery or “clawback” of certain incentive compensation in the event of a Restatement (a

Upbound Group, Inc. Insider Trading Policy

Exhibit 19 Upbound Group, Inc. Insider Trading Policy 1.Introduction Federal and state securities laws prohibit trading in the securities of a company on the basis of material non-public information about such company. These laws also prohibit tipping (i.e., revealing material non-public information to others who then trade in securities of the relevant company). Any person who violates such laws

Subsidiaries of

EXHIBIT 21.1 SUBSIDIARIES OF UPBOUND GROUP, INC. AS OF DECEMBER 31, 2023 Acima Credit Solutions HoldCo, LLC, a Delaware limited liability company Acima Credit Solutions, LLC, a Delaware limited liability company Acima Digital, LLC, a Utah limited liability company Acima Holdings, LLC, a Utah limited liability company Acima Leasing Canada, Ltd, a Canada limited company Braveheart Acquisition, LLC,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 or ☐ TRANSITION REPORT PUR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38047 Upbound Group,

Form of Loyalty and Confidentiality Agreement entered into with management

Exhibit 10.13 LOYALTY AND CONFIDENTIALITY AGREEMENT Executive Name: THIS LOYALTY AND CONFIDENTIALITY AGREEMENT (“Agreement”) is entered into on between the undersigned individual (“Executive” or “Employee”) and Upbound Group, Inc. FKA Rent-A-Center, Inc., together with its subsidiaries and affiliates whether hereafter acquired or formed (the “Company”), Company and Employee collectively will be re

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) February 22, 2024 UPBOUND GROUP, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporatio

UPBOUND GROUP, INC. REPORTS FOURTH QUARTER AND FULL YEAR 2023 RESULTS Total Revenue of $1,018 Million for Fourth Quarter and $4 Billion for Full Year GAAP Diluted EPS $(0.21) for Fourth Quarter and $(0.09) for Full Year Non-GAAP Diluted EPS1 $0.81 fo

Exhibit 99.1 UPBOUND GROUP, INC. REPORTS FOURTH QUARTER AND FULL YEAR 2023 RESULTS Total Revenue of $1,018 Million for Fourth Quarter and $4 Billion for Full Year GAAP Diluted EPS $(0.21) for Fourth Quarter and $(0.09) for Full Year Non-GAAP Diluted EPS1 $0.81 for Fourth Quarter and $3.55 for Full Year For Immediate Release: Plano, Texas, February 22, 2024 - Upbound Group, Inc. (the "Company" or "

Q4 Total Revenue Q4 GAAP Diluted EPS $1,018M $(0.21) Q4 Non-GAAP Diluted EPS1 CEO Commentary “2023 was a strong year for Upbound. We generated results well above our expectations, refreshed our mission, celebrated our 50th year of operations, and cha

Q4 Total Revenue Q4 GAAP Diluted EPS $1,018M $(0.21) Q4 Non-GAAP Diluted EPS1 CEO Commentary “2023 was a strong year for Upbound. We generated results well above our expectations, refreshed our mission, celebrated our 50th year of operations, and changed our name to reflect a new organizational structure that we believe will generate efficiencies going forward. The Company is positioned to capital

Fourth Quarter & Full Year 2023 Earnings Review February 22, 2024 ™ Disclosures 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including,

Fourth Quarter & Full Year 2023 Earnings Review February 22, 2024 ™ Disclosures 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including, among others, statements regarding our goals, plans and projections with respect to our operations, financial position and business strategy.

UPBOUND GROUP, INC. REPORTS FOURTH QUARTER AND FULL YEAR 2023 RESULTS Total Revenue of $1,018 Million for Fourth Quarter and $4 Billion for Full Year GAAP Diluted EPS $(0.21) for Fourth Quarter and $(0.09) for Full Year Non-GAAP Diluted EPS1 $0.81 fo

UPBOUND GROUP, INC. REPORTS FOURTH QUARTER AND FULL YEAR 2023 RESULTS Total Revenue of $1,018 Million for Fourth Quarter and $4 Billion for Full Year GAAP Diluted EPS $(0.21) for Fourth Quarter and $(0.09) for Full Year Non-GAAP Diluted EPS1 $0.81 for Fourth Quarter and $3.55 for Full Year For Immediate Release: Plano, Texas, February 22, 2024 - Upbound Group, Inc. (the "Company" or "Upbound") (NA

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) February 22, 2024 UPBOUND GROUP, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (

RCII / Upbound Group Inc / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 tv02171-upboundgroupinc.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 13)* Name of issuer: Upbound Group Inc Title of Class of Securities: Common Stock CUSIP Number: 76009N100 Date of Event Which Requires Filing of this Statement: December 29, 2023 Check the appropriate box to designate

RCII / Upbound Group Inc / Allred Aaron R - SC 13G/A Passive Investment

SC 13G/A 1 tm243769d1sc13ga.htm SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)* Upbound Group Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 76009N100 (CUSIP Number) December 31, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to desig

RCII / Upbound Group Inc / Engaged Capital LLC - AMENDMENT NO. 1 TO THE SCHEDULE 13D Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) (Amendment No. 1)1 Upbound Group, Inc. (Name of Issuer) Common Stock, $0.01 par value per share (Title of Class of Securities) 76009N100 (CUSIP Number) GLENN W. WELLING E

Total Revenue GAAP Diluted EPS $979.1M $0.08 Non-GAAP Diluted EPS1 CEO Commentary “Our businesses continued to perform well in the third quarter. We effectively executed our plans to drive improved lease origination trends and stable customer payment

Total Revenue GAAP Diluted EPS $979.1M $0.08 Non-GAAP Diluted EPS1 CEO Commentary “Our businesses continued to perform well in the third quarter. We effectively executed our plans to drive improved lease origination trends and stable customer payment behavior, despite growing external headwinds. Strong underlying performance coupled with a continued focus on efficiency translated to financial resu

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) November 2, 2023 UPBOUND GROUP, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (C

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 or ☐ TRANSITION REPORT PURSU

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38047 Upbound Group, I

Third Quarter Earnings Review November 2, 2023 ™ Disclosures 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including, among others, stat

Third Quarter Earnings Review November 2, 2023 ™ Disclosures 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including, among others, statements regarding our goals, plans and projections with respect to our operations, financial position and business strategy.

Second Amendment to Term Loan Credit Agreement, dated as of June 15, 2023, by and among Upbound Group, Inc. and JPMorgan Chase Bank, N.A., as administrative agent (incorporated herein by reference to Exhibit 10.2 to the registrant's Quarterly Report on Form 10-Q for the quarter ended June 30, 2023.)

EXECUTION VERSION CHAR1\1800843v7 #95014978v3 4858-3352-7145 v.2 SECOND AMENDMENT TO TERM LOAN CREDIT AGREEMENT SECOND AMENDMENT TO TERM LOAN CREDIT AGREEMENT, dated as of June 15, 2023 (this “Amendment”), among Upbound Group, Inc. (f/k/a Rent-A-Center, Inc.), a Delaware corporation (the “Borrower”), and JPMorgan Chase Bank, N.A, as administrative agent (the “Administrative Agent”) which shall ame

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 or ☐ TRANSITION REPORT PURSUANT T

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38047 Upbound Group, Inc. (

Investor Presentation, dated August 3, 2023

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) August 3, 2023 UPBOUND GROUP, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (Com

Total Revenue GAAP Diluted Loss Per Share $979.2M $(0.83) Non-GAAP Diluted EPS1 CEO Commentary “We are pleased by the Company’s second quarter performance. While external conditions remained challenging, our resilient underlying business fundamentals

Total Revenue GAAP Diluted Loss Per Share $979.2M $(0.83) Non-GAAP Diluted EPS1 CEO Commentary “We are pleased by the Company’s second quarter performance. While external conditions remained challenging, our resilient underlying business fundamentals combined with effective execution drove improved lease origination and customer payment trends that resulted in earnings coming in above internal pro

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

11-K 1 racpr401k-12312022.htm 11-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One): ý ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR o TRANSI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One): ý ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR o TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-38047 A.

As filed with the Securities and Exchange Commission on June 7, 2023

As filed with the Securities and Exchange Commission on June 7, 2023 Registration No.

Filing Fee Table.

EX-FILING FEES 5 tm2316186d1ex-filingfees.htm EX-FILING FEES Exhibit 107 Calculation of Filing Fee Tables Form S-8 (Form Type) Upbound Group, Inc. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered (1) Proposed Maximum Offering Price Per Unit(3) Maximum Aggregate Offering Price(3) Fee

Form of Certificate evidencing Common Stock (incorporated herein by reference to Exhibit 4.6 to the registrant’s Registration Statement on Form S-8 dated as of June 7, 2023.)

Exhibit 4.6

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 6, 2023 Upbound Group, Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 6, 2023 Upbound Group, Inc. (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of incorporation or organization) 001-38047 (Commission F

Investor Day May 2023 Disclosures Forward-Looking Statements This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including. among others, statements regarding our goals, p

upboundgroupinvestordaym Investor Day May 2023 Disclosures Forward-Looking Statements This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) May 24, 2023 UPBOUND GROUP, INC.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) May 24, 2023 UPBOUND GROUP, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (Commi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 or ☐ TRANSITION REPORT PURSUANT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38047 Upbound Group, Inc.

UPBOUND GROUP, INC. REPORTS FIRST QUARTER 2023 RESULTS Total Revenue of $1.016 Billion GAAP Diluted EPS of $0.84; Non-GAAP Diluted EPS $0.83 $105.4 Million of Cash From Operations; $95.9 Million of Free Cash Flow Consolidated Skip-Stolen Loss Rate Im

` Exhibit 99.1 For Immediate Release: UPBOUND GROUP, INC. REPORTS FIRST QUARTER 2023 RESULTS Total Revenue of $1.016 Billion GAAP Diluted EPS of $0.84; Non-GAAP Diluted EPS $0.83 $105.4 Million of Cash From Operations; $95.9 Million of Free Cash Flow Consolidated Skip-Stolen Loss Rate Improved 150 bps Year-Over-Year Raises Full Year 2023 Targets for Adjusted EBITDA and Non-GAAP EPS Plano, Texas, M

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) May 4, 2023 UPBOUND GROUP, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (Commis

First Quarter Earnings Review May 4, 2023 ™ Disclosures 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including, among others, statement

upbdinvestorpresentation First Quarter Earnings Review May 4, 2023 ™ Disclosures 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including, among others, statements regarding our goals, plans and projections with respect to our operations, financial position and business strategy.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) May 4, 2023 UPBOUND GROUP, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (Commis

Upbound Group, Inc. Amended 2021 Long-Term Incentive Plan, dated June 6, 2023 (incorporated herein by reference to Annex A of the registrant’s Proxy Statement on Schedule 14A dated as of April 25, 2023).

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 ☑ Filed by the Registrant ☐ Filed by a Party other than the Registrant Check the appropriate box: ☐ Preliminary Proxy Statement ☐ CONFIDENTIAL, FOR USE OF THE COMMISSION ONLY (AS PERMITTED BY RULE 14a-

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 x Filed by the Registrant ¨ Filed by a Party other than the Registrant Check the appropriate box: ¨ Preliminary Proxy Statement ¨ CONFIDENTIAL, FOR USE OF THE COMMISSION ONLY (AS PERMITTED BY RULE 14A-6(E)(2)) ¨ Definit

Subsidiaries of Rent-A-Center, Inc.

EXHIBIT 21.1 SUBSIDIARIES OF UPBOUND GROUP, INC. AS OF DECEMBER 31, 2022 Acima Holdings, LLC, a Utah limited liability company Acima Digital, LLC, a Utah limited liability company Acima Solutions, LLC, a Utah limited liability company Braveheart Acquisition, LLC, a Delaware limited liability company Get It Now, LLC, a Delaware limited liability company Legacy Insurance Co., Ltd., a Bermuda limited

Summary of Director Compensation

Exhibit 10.4 Updated February 1, 2023 RAC Board Compensation Overview – 2023 Program ITEM 2022 AMOUNT (1) Annual Retainers – Cash retainer amounts for non-employee directors, Chairman, Committee Chairs and Committee Members. •Board service (all directors including Chairman) - $77,500 •Chairman - $175,000 •Audit Chair - $27,500 •Audit Member - $15,000 •Compensation Chair - $25,000 •Compensation Mem

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year end December 31, 2022 or ☐ TRANSITION REPORT PURSU

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year end December 31, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38047 Upbound Group, I

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) February 23, 2023 UPBOUND GROUP, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (

2023 (incorporated herein by reference to Exhibit 3.1 to the registrant's Current Report on Form 8-K dated as of February 23, 2023.)

Exhibit 3.1 CERTIFICATE OF AMENDMENT OF CERTIFICATE OF INCORPORATION OF RENT-A-CENTER, INC. (Pursuant to Section 242 of the General Corporation Law of the State of Delaware) Rent-A-Center, Inc., a Delaware corporation duly organized and existing under the General Corporation Law of the State of Delaware (the “Corporation”), does hereby certify that: 1. The Certificate of Incorporation of the Corpo

Fourth Quarter & Full Year 2022 Earnings Review February 23, 2023 ™ Disclosures 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including,

ex-991rciixq42022earning Fourth Quarter & Full Year 2022 Earnings Review February 23, 2023 ™ Disclosures 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including, among others, statements regarding our goals, plans and projections with respect to our operations, financial position and business strategy.

(incorporated herein by reference to Exhibit 3.2 to the registrant's Current Report on Form 8-K dated as of February 23, 2023.)

ex-32rentxaxcenterxbylaw Upbound Group, Inc. Amended and Restated Bylaws Page 1 of 22 UPBOUND GROUP, INC. AMENDED AND RESTATED BYLAWS DATED FEBRUARY 22, 2023 ARTICLE I MEETINGS OF STOCKHOLDERS Section 1. Annual Meetings of Stockholders. The annual meeting of the stockholders of Upbound Group, Inc. (the “Corporation”) shall be held on such day as may be designated from time to time by the Board of

Regulation FD Disclosure, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) February 22, 2023 UPBOUND GROUP, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) February 23, 2023 UPBOUND GROUP,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) February 23, 2023 UPBOUND GROUP, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (

Rent-A-Center, Inc. Is Now Upbound Group, Inc., Advancing Its Mission to Elevate Financial Opportunity for All Upbound™ combines the Company’s capabilities and resources under a unified enterprise brand

Exhibit 99.1 Rent-A-Center, Inc. Is Now Upbound Group, Inc., Advancing Its Mission to Elevate Financial Opportunity for All Upbound™ combines the Company’s capabilities and resources under a unified enterprise brand Plano, Texas-February 23, 2023 - Rent-A-Center, Inc., the ultimate parent entity for Rent-A-Center®, Acima® and other consumer brands, today announced it will now be known as Upbound G

RENT-A-CENTER, INC., NOW UPBOUND GROUP, INC., REPORTS FOURTH QUARTER AND FULL YEAR 2022 RESULTS Total Revenue of $990 Million for Fourth Quarter and $4.2 Billion for Full Year GAAP Diluted EPS $0.05 for Fourth Quarter and $0.21 for Full Year Non-GAAP

Exhibit 99.1 For Immediate Release: RENT-A-CENTER, INC., NOW UPBOUND GROUP, INC., REPORTS FOURTH QUARTER AND FULL YEAR 2022 RESULTS Total Revenue of $990 Million for Fourth Quarter and $4.2 Billion for Full Year GAAP Diluted EPS $0.05 for Fourth Quarter and $0.21 for Full Year Non-GAAP Diluted EPS $0.86 for Fourth Quarter and $3.70 for Full Year Full Year Cash From Operations $468 Million and Free

RCII / Rent-A-Center Inc / Allred Aaron R - SC 13G/A Passive Investment

SC 13G/A 1 allred02142023.htm SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* Rent-A-Center, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 76009N100 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to design

RCII / Rent-A-Center Inc / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 12)* Name of issuer: Rent-A-Center Inc./TX Title of Class of Securities: Common Stock CUSIP Number: 76009N100 Date of Event Which Requires Filing of this Statement: December 30, 2022 Check the appropriate box to designate the rule pursuant to which this Schedule is filed

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) January 28, 2023 RENT-A-CENTER, INC. (Exact name of registrant as specified in charter) Delaware (State or other jurisdiction of incorporation or organization) 001-38047 (Commission F

JOINT FILING AGREEMENT

Exhibit 99.1 JOINT FILING AGREEMENT In accordance with Rule 13d-1(k)(1)(iii) under the Securities Exchange Act of 1934, as amended, the persons named below agree to the joint filing on behalf of each of them of a Statement on Schedule 13D (including additional amendments thereto) with respect to the common stock, $0.01 par value per share, of Rent-A-Center, Inc., a Delaware corporation. This Joint

RCII / Rent-A-Center Inc / Engaged Capital LLC - THE SCHEDULE 13D Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO ? 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO ? 240.13d-2(a) (Amendment No. )1 Rent-A-Center, Inc. (Name of Issuer) Common Stock, $0.01 par value per share (Title of Class of Securities) 76009N100 (CUSIP Number) GLENN W. WELLING EN

November 10, 2022

November 10, 2022 Mr. Robert Shapiro United States Securities and Exchange Commission Division of Corporation Finance Office of Trade & Services 100 F Street, N.E. Washington, D.C. 20549 Re: Rent-A-Center, Inc. Form 10-K for the Fiscal Year Ended December 31, 2021 Filed February 28, 2022 Form 10-Q for the Fiscal Quarter Ended June 30, 2022 Filed August 5, 2022 File No. 001-38047 Dear Mr. Shapiro:

Rent-A-Center Third Quarter 2022 Earnings Review Disclosures 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including, among others, stat

Rent-A-Center Third Quarter 2022 Earnings Review Disclosures 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including, among others, statements regarding our goals, plans and projections with respect to our operations, financial position and business strategy.

First Amendment to ABL Credit Agreement, dated as of August 10, 2022, by and among Rent-A-Center, Inc.,

Execution Version 509265-2307-47742390 FIRST AMENDMENT TO ABL CREDIT AGREEMENT THIS FIRST AMENDMENT TO ABL CREDIT AGREEMENT (this ?First Amendment?), dated as of August 10, 2022, is among RENT-A-CENTER, INC.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 or ☐ TRANSITION REPORT PURSU

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38047 Rent-A-Center, I

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) November 2, 2022 RENT-A-CENTER, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (C

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) November 2, 2022 RENT-A-CENTER, I

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) November 2, 2022 RENT-A-CENTER, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (C

RENT-A-CENTER, INC. REPORTS THIRD QUARTER 2022 RESULTS Total Revenue of $1.024 Billion GAAP Diluted Loss per Share $0.10; Non-GAAP Diluted EPS $0.94 Cash From Operations $412 Million Year-to-Date; Free Cash Flow $363 Million Year-to-Date Repurchased

Exhibit 99.1 For Immediate Release: RENT-A-CENTER, INC. REPORTS THIRD QUARTER 2022 RESULTS Total Revenue of $1.024 Billion GAAP Diluted Loss per Share $0.10; Non-GAAP Diluted EPS $0.94 Cash From Operations $412 Million Year-to-Date; Free Cash Flow $363 Million Year-to-Date Repurchased $75 Million of Shares During the Third Quarter and October Company Provides Guidance for the Fourth Quarter of 202

October 25, 2022

October 25, 2022 Mr. Robert Shapiro United States Securities and Exchange Commission Division of Corporation Finance Office of Trade & Services 100 F Street, N.E. Washington, D.C. 20549 Re: Rent-A-Center, Inc. Form 10-K for the Fiscal Year Ended December 31, 2021 Filed February 28, 2022 Form 10-Q for the Fiscal Quarter Ended June 30, 2022 Filed August 5, 2022 File No. 001-38047 Dear Mr. Shapiro: O

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 oR 15(d) of the Securities Exchange Act of 1934 Date of Report: (Date of earliest event reported) September 28, 2022 Rent-A-Center, Inc. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization)

Rent-A-Center, Inc. Announces New EVP – Chief Financial Officer and Updates Third Quarter 2022 Guidance

Exhibit 99.1 Rent-A-Center, Inc. Announces New EVP ? Chief Financial Officer and Updates Third Quarter 2022 Guidance PLANO, Texas-(BUSINESS WIRE)?September 29, 2022- Rent-A-Center, Inc. (NASDAQ/NGS:RCII), a leading provider of technology driven, flexible, no debt obligation leasing solutions for consumers, today announced that Mr. Fahmi Karam, currently Chief Financial Officer of Santander Consume

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 or ☐ TRANSITION REPORT PURSUANT T

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38047 Rent-A-Center, Inc. (

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) August 3, 2022 RENT-A-CENTER, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (Com

RENT-A-CENTER, INC. REPORTS SECOND QUARTER 2022 RESULTS Total Revenue $1.1 Billion; GAAP Diluted EPS of $0.33; Non-GAAP Diluted EPS of $1.15 Rent-A-Center Segment Lease Portfolio Value Up 2% Year-over-Year Maintained Improved Risk Metrics in Virtual

Exhibit 99.1 For Immediate Release: RENT-A-CENTER, INC. REPORTS SECOND QUARTER 2022 RESULTS Total Revenue $1.1 Billion; GAAP Diluted EPS of $0.33; Non-GAAP Diluted EPS of $1.15 Rent-A-Center Segment Lease Portfolio Value Up 2% Year-over-Year Maintained Improved Risk Metrics in Virtual LTO Cash From Operations $287 Million Year-to-Date; Free Cash Flow of $256 Million Provides Third Quarter Financia

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) August 3, 2022 RENT-A-CENTER, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (Com

Rent-A- Center: Second Quarter 2022 Earnings Review Disclosures 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including, among others, s

Rent-A- Center: Second Quarter 2022 Earnings Review Disclosures 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including, among others, statements regarding our goals, plans and projections with respect to our operations, financial position and business strategy.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One): ? ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR o TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-38047 A.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

11-K 1 rac401k-12312021.htm 11-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One): ý ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR o TRANSITI

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 6, 2022 Rent-A-Center, Inc. (Exact name of registrant as specified in its charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (C

Amended and Restated Bylaws of Rent-A-Center, Inc.

Exhibit 3.1 RENT-a-cENTER, INC. AMENDED AND RESTATED BYLAWS DATED JUNE 6, 2022 ARTICLE I MEETINGS OF STOCKHOLDERS Section 1.??????????Annual Meetings of Stockholders. The annual meeting of the stockholders of Rent-A-Center, Inc. (the ?Corporation?) shall be held on such day as may be designated from time to time by the Board of Directors and stated in the notice of the meeting, and on any subseque

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 7, 2022 Rent-A-Center, Inc. (Exact name of registrant as specified in its charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (C

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 or ☐ TRANSITION REPORT PURSUANT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38047 Rent-A-Center, Inc.

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) May 4, 2022 RENT-A-CENTER, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (Commis

Rent-A- Center: First Quarter 2022 Earnings Review Disclosures 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including, among others, st

Rent-A- Center: First Quarter 2022 Earnings Review Disclosures 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including, among others, statements regarding our goals, plans and projections with respect to our operations, financial position and business strategy.

RENT-A-CENTER, INC. REPORTS FIRST QUARTER 2022 RESULTS Total Revenues of $1.2 billion Rent-A-Center Business Segment Lease Portfolio Value up 5.6% Year-over-Year GAAP Loss Per Share of $0.08; Non-GAAP Diluted EPS of $0.74 Cash From Operations $205.3

Exhibit 99.1 For Immediate Release: RENT-A-CENTER, INC. REPORTS FIRST QUARTER 2022 RESULTS Total Revenues of $1.2 billion Rent-A-Center Business Segment Lease Portfolio Value up 5.6% Year-over-Year GAAP Loss Per Share of $0.08; Non-GAAP Diluted EPS of $0.74 Cash From Operations $205.3 million; Free Cash Flow of $188.9 million Company Reiterates Full Year 2022 Guidance Plano, Texas, May 4, 2022 - R

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) May 4, 2022 RENT-A-CENTER, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (Commis

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

DEFA14A 1 tm223360d2defa14a.htm DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 þ Filed by the Registrant ¨ Filed by a Party other than the Registrant Check the appropriate box: ¨ Preliminary Proxy Statement ¨ CONFIDENTIAL, FOR USE OF THE COMMISSION ONLY (AS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

DEF 14A 1 tm223360-1def14a.htm DEF 14A TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 ☑  Filed by the Registrant ☐ Filed by a Party other than the Registrant Check the appropriate box: ☐ Preliminary Proxy Statement ☐ CONFIDENTIAL, FOR USE OF THE CO

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

. UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): March 28, 2022 RENT-A-CENTER, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (C

Rent-A-Center, Inc. Announces Management Change for Acima and Reaffirms 2022 Guidance

Exhibit 99.1 Rent-A-Center, Inc. Announces Management Change for Acima and Reaffirms 2022 Guidance PLANO, Texas, March 29, 2022 - Rent-A-Center, Inc. (NASDAQ/NGS:RCII), a leading provider of technology driven and flexible leasing solutions for consumers, today announced that as of March 28, 2022 Aaron Allred has assumed the role of Executive Vice President, Acima. Mr. Allred is the founder of Acim

Subsidiaries of Rent-A-Center, Inc.

EXHIBIT 21.1 SUBSIDIARIES OF RENT-A-CENTER, INC. AS OF DECEMBER 31, 2021 Acima Holdings, LLC, a Utah limited liability company Acima Digital, LLC, a Utah limited liability company Acima Solutions, LLC, a Utah limited liability company Braveheart Acquisition, LLC, a Delaware limited liability company Get It Now, LLC, a Delaware limited liability company Legacy Insurance Co., Ltd., a Bermuda limited

Summary of Director Compensation

Exhibit 10.4 Updated February 1, 2022 RAC Board Compensation Overview ? 2022 Program ITEM 2022 AMOUNT (1) Annual Retainers ? Cash retainer amounts for non-employee directors, Chairman, Committee Chairs and Committee Members. ?Board service (all directors including Chairman) - $77,500 ?Chairman - $175,000 ?Audit Chair - $27,500 ?Audit Member - $15,000 ?Compensation Chair - $25,000 ?Compensation Mem

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 or ☐ TRANSITION REPORT PUR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38047 Rent-A-Center,

RENT-A-CENTER, INC. REPORTS FOURTH QUARTER AND FULL YEAR 2021 RESULTS Total Revenues of $1.2 billion, up 10.5% Pro Forma1 for the Fourth Quarter Acima Segment GMV of over $520 million, up 5% Pro Forma for the Fourth Quarter Rent-A-Center Business Seg

Exhibit 99.1 For Immediate Release: RENT-A-CENTER, INC. REPORTS FOURTH QUARTER AND FULL YEAR 2021 RESULTS Total Revenues of $1.2 billion, up 10.5% Pro Forma1 for the Fourth Quarter Acima Segment GMV of over $520 million, up 5% Pro Forma for the Fourth Quarter Rent-A-Center Business Segment Same-Store-Sales up 10.4% for the Fourth Quarter Fourth Quarter Diluted EPS of $0.15; Non-GAAP Diluted EPS of

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) February 23, 2022 RENT-A-CENTER, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) February 23, 2022 RENT-A-CENTER, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (

Rent-A-Center: Fourth Quarter 2021 Earnings Review Important Notices 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including, among othe

Rent-A-Center: Fourth Quarter 2021 Earnings Review Important Notices 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including, among others, statements regarding our goals, plans and projections with respect to our operations, financial position and business strategy.

RCII / Rent-A-Center Inc / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 11)* Name of issuer: Rent-A-Center Inc./TX Title of Class of Securities: Common Stock CUSIP Number: 76009N100 Date of Event Which Requires Filing of this Statement: December 31, 2021 Check the appropriate box to designate the rule pursuant to which this Schedule is filed

Rent-A-Center, Inc. Announces New Independent Director Jen You

Exhibit 99.1 Rent-A-Center, Inc. Announces New Independent Director Jen You PLANO, Texas-(BUSINESS WIRE)?January 27, 2022- Rent-A-Center, Inc. (the "Company" or "Rent-A-Center") (NASDAQ/NGS: RCII), a leading provider of technology driven, flexible, no debt obligation leasing solutions for consumers, today announced that, effective January 26, 2022, Ms. Jen You has been elected to the Rent-A-Center

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 oR 15(d) of the Securities Exchange Act of 1934 Date of Report: (Date of earliest event reported) January 26, 2022 Rent-A-Center, Inc. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (C

Rent-A-Center: Third Quarter 2021 Earnings Review Important Notices 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including, among other

Rent-A-Center: Third Quarter 2021 Earnings Review Important Notices 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including, among others, statements regarding our goals, plans and projections with respect to our operations, financial position and business strategy.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 or ☐ TRANSITION REPORT PURSU

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38047 Rent-A-Center, I

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) November 3, 2021 RENT-A-CENTER, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (C

RENT-A-CENTER, INC. REPORTS THIRD QUARTER 2021 RESULTS Total Revenues of $1.2 billion, up 13% Pro Forma1, Acima Segment GMV of over $500 million, up 19% Pro Forma1 Rent-A-Center Business Segment Same-Store-Sales up 12% Diluted EPS of $0.31; Non-GAAP

EX-99.1 2 rac2021q3-exhibit991.htm EX-99.1 Exhibit 99.1 For Immediate Release: RENT-A-CENTER, INC. REPORTS THIRD QUARTER 2021 RESULTS Total Revenues of $1.2 billion, up 13% Pro Forma1, Acima Segment GMV of over $500 million, up 19% Pro Forma1 Rent-A-Center Business Segment Same-Store-Sales up 12% Diluted EPS of $0.31; Non-GAAP Diluted EPS of $1.52 Repurchased $80 million of common stock year-to-da

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) November 3, 2021 RENT-A-CENTER, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (C

First Amendment to Term Loan Credit Agreement, dated as of September 21, 2021, by and among Rent-A-Center, Inc., the other Loan Parties party thereto, the Lenders party thereto and JPMorgan Chase Bank, N.A., as administrative agent.

Exhibit?10.1 ? FIRST AMENDMENT TO TERM LOAN CREDIT AGREEMENT ? FIRST AMENDMENT TO TERM LOAN CREDIT AGREEMENT, dated as of September?21, 2021 (this ?Amendment?), among Rent-A-Center,?Inc., a Delaware corporation (the ?Borrower?), the other Loan Parties party hereto, the Lenders party hereto and JPMorgan Chase Bank, N.A, as administrative agent (the ?Administrative Agent?) which shall amend that cer

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 21, 2021 Rent-A-Center, Inc. (Exact name of registrant as specified in its charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organizati

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 or ☐ TRANSITION REPORT PURSUANT T

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38047 Rent-A-Center, Inc. (

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) August 4, 2021 RENT-A-CENTER, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (Com

RENT-A-CENTER, INC. REPORTS SECOND QUARTER 2021 RESULTS Total Revenues of $1.2 billion, up 21.6% Pro Forma1 Acima Segment GMV of $522 million up 43% Pro Forma1 Rent-A-Center Segment Same-Store-Sales up 16.6% led by E-commerce Diluted EPS of $0.90; No

Exhibit 99.1 For Immediate Release: RENT-A-CENTER, INC. REPORTS SECOND QUARTER 2021 RESULTS Total Revenues of $1.2 billion, up 21.6% Pro Forma1 Acima Segment GMV of $522 million up 43% Pro Forma1 Rent-A-Center Segment Same-Store-Sales up 16.6% led by E-commerce Diluted EPS of $0.90; Non-GAAP Diluted EPS of $1.63 Raises 2021 Guidance and Announces $250 million Share Repurchase Authorization Plano,

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) August 5, 2021 RENT-A-CENTER, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (Com

Rent-A-Center: Second Quarter 2021 Earnings Review Important Notices 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including, among othe

Rent-A-Center: Second Quarter 2021 Earnings Review Important Notices 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including, among others, statements regarding our goals, plans and projections with respect to our operations, financial position and business strategy.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One): ? ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 OR o TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-38047 A.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One): ? ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 OR o TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-38047 A.

, dated June 8, 2021 (incorporated herein by reference to Exhibit 3.1 to the registrant's Current Report on Form 8-K dated as of June 9, 2021.)

Exhibit 3.1 CERTIFICATE OF AMENDMENT OF THE CERTIFICATE OF INCORPORATION OF RENT-A-CENTER, INC. Pursuant to the provisions of Section 242 of the General Corporation Law of the State of Delaware (the ?DGCL?), Rent-A-Center, Inc., a corporation organized and existing under the DGCL, hereby files this Certificate of Amendment to its Certificate of Incorporation, and certifies as follows: 1. The name

As filed with the Securities and Exchange Commission on June 9, 2021

As filed with the Securities and Exchange Commission on June 9, 2021 Registration Nos.

Form of Rent-A-Center, Inc. 2021 Long-Term Incentive Plan Stock Option Award Agreement.

Exhibit 10.4 Officer Form NON-QUALIFIED STOCK OPTION AWARD AGREEMENT UNDER THE RENT?A?CENTER, INC. 2021 LONG?TERM INCENTIVE PLAN THIS STOCK OPTION AGREEMENT (the ?Award Agreement?) is made and entered into as of the [] day of [], 202[] (the ?Grant Date?), by and between RENT?A?CENTER, INC., a Delaware corporation (the ?Company?), and [] ( the ?Optionee?). W I T N E S E T H: WHEREAS, pursuant to th

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Other Events, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 8, 2021 Rent-A-Center, Inc. (Exact name of registrant as specified in its charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (C

Rent-A-Center, Inc. 2021 Long-Term Incentive Plan.

Exhibit 10.1 RENT-A-CENTER, INC. 2021 LONG-TERM INCENTIVE PLAN 1. Purpose. The purpose of the Rent-A-Center, Inc. 2021 Long-Term Incentive Plan (as amended from time to time, the ?Plan?) is to foster the ability of Rent-A-Center, Inc. (the ?Company?) and its subsidiaries to attract, motivate and retain key personnel and enhance stockholder value through the use of certain equity and cash incentive

Form of Rent-A-Center, Inc. 2021 Long-Term Incentive Plan Deferred Stock Unit Award Agreement.

Exhibit 10.5 RENT-A-CENTER, INC. director deferred stock unit award Agreement THIS DEFERRED STOCK UNIT AWARD AGREEMENT, made as of the [] day of [], 202[], between Rent-A-Center, Inc. (the ?Company?) and [] (the ?Director?), pursuant to the Rent-A-Center, Inc. 2021 Long-Term Incentive Plan (the ?Plan?). Capitalized terms that are used but not defined in this Award Agreement have the meaning as set

Form of Rent-A-Center, Inc. 2021 Long-Term Incentive Plan Performance Stock Unit Award Agreement.

Exhibit 10.3 Officer Form RENT-A-CENTER, INC. FORM OF performance STOCK unit award AGREEMENT (PSU) THIS AWARD AGREEMENT, made as of the [] day of [], 202[], between Rent-A-Center, Inc. (the ?Company?) and [] (the ?Executive?), pursuant to the Rent-A-Center, Inc. 2021 Long-Term Incentive Plan (the ?Plan?). Capitalized terms that are used but not defined in this Award Agreement have the meaning as s

Form of Rent-A-Center, Inc. 2021 Long-Term Incentive Plan Restricted Stock Unit Award Agreement.

Exhibit 10.2 RENT-A-CENTER, INC. FORM OF Restricted STOCK unit award AGREEMENT (RSU) THIS AWARD AGREEMENT, made as of the [] day of [], 202[], between Rent-A-Center, Inc. (the ?Company?) and [] (the ?Executive?), pursuant to the Rent-A-Center, Inc. 2021 Long-Term Incentive Plan (the ?Plan?). Capitalized terms that are used but not defined in this Award Agreement have the meaning as set forth in th

RCII / Rent-A-Center Inc / Engaged Capital LLC - AMENDMENT NO. 16 TO THE SCHEDULE 13D Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO ? 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO ? 240.13d-2(a) (Amendment No. 16)1 Rent-A-Center, Inc. (Name of Issuer) Common Stock, $0.01 par value per share (Title of Class of Securities) 76009N100 (CUSIP Number) glenn w. welling

RCII / Rent-A-Center Inc / Allred Aaron R Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Rent-a-Center, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 76009N100 (CUSIP Number) February 17, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sche

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant Filed by a Party other than the Registrant

DEFA14A 1 a21-171541defa14a.htm DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant Filed by a Party other than the Registrant Check the appropriate box: o Preliminary Proxy Statement o CONFIDENTIAL, FOR USE OF THE COMMISSION ONLY (AS PERM

- DEFA14A

DEFA14A 1 a21-155312defa14a.htm DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant Filed by a Party other than the Registrant Check the appropriate box: o Preliminary Proxy Statement o CONFIDENTIAL, FOR USE OF THE COMMISSION ONLY (AS PERM

- DEFA14A

DEFA14A 1 a21-155311defa14a.htm DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant Filed by a Party other than the Registrant Check the appropriate box: o Preliminary Proxy Statement o CONFIDENTIAL, FOR USE OF THE COMMISSION ONLY (AS PERM

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38047 Rent-A-Center, Inc.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) May 5, 2021 RENT-A-CENTER, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (Commis

Rent-A-Center: First Quarter 2021 Earnings Review IMPORTANT NOTICES 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including, among other

Rent-A-Center: First Quarter 2021 Earnings Review IMPORTANT NOTICES 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including, among others, statements regarding our goals, plans and projections with respect to our operations, financial position and business strategy.

RENT-A-CENTER, INC. REPORTS FIRST QUARTER 2021 RESULTS Consolidated Revenues of $1.0 Billion, up 24.8%1 on a Pro Forma Basis Acima Segment Pro Forma Revenue Growth of 30.2%1 Acima Segment Invoice Volume of $506 million, up 28%1 on a Pro Forma Basis R

Exhibit 99.1 For Immediate Release: RENT-A-CENTER, INC. REPORTS FIRST QUARTER 2021 RESULTS Consolidated Revenues of $1.0 Billion, up 24.8%1 on a Pro Forma Basis Acima Segment Pro Forma Revenue Growth of 30.2%1 Acima Segment Invoice Volume of $506 million, up 28%1 on a Pro Forma Basis Rent-A-Center Business Same Store Sales of 23.4% Diluted EPS of $0.64; Non-GAAP Diluted EPS of $1.32 Increases Cons

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) May 6, 2021 RENT-A-CENTER, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (Commis

Proxy Statement on Form DEF 14A, filed with the Securities and Exchange Commission on April 26, 2021,

DEFA14A 1 a20-380634defa14a.htm DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant Filed by a Party other than the Registrant Check the appropriate box: o Preliminary Proxy Statement o CONFIDENTIAL, FOR USE OF THE COMMISSION ONLY (AS PERM

- DEF 14A

DEF 14A 1 a2243196zdef14a.htm DEF 14A Use these links to rapidly review the document TABLE OF CONTENTS Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 þ Filed by the Registrant o Filed by a Party other than the Registrant Check the appropriate box:

- PRE 14A

PRE 14A 1 a2242990zpre14a.htm PRE 14A Use these links to rapidly review the document TABLE OF CONTENTS Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 þ Filed by the Registrant o Filed by a Party other than the Registrant Check the appropriate box:

Annual Report - 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38047 Rent-A-Center,

Description of Rent-A-Center, Inc.’s Common Stock (Incorporated herein by reference to Exhibit 4.3 to the registrant’s Annual Report on Form 10-K for the year ended December 31, 2020.)

EX-4.3 2 ex-43q42020.htm EX-4.3 EXHIBIT 4.3 DESCRIPTION OF REGISTERED SECURITIES As of February 19, 2021, our common stock, par value $0.01 (“Common Stock”), is the only class of securities registered under Section 12 of the Securities Exchange Act of 1934, as amended. The following summary description of our Common Stock does not purport to be complete and is subject to and qualified in its entir

Summary of Director Compensation

Exhibit 10.4 Updated February 1, 2021 RAC Board Compensation Overview ? 2021 Program ITEM 2021 AMOUNT (1) Annual Retainers ? Cash retainer amounts for non-employee directors, Chairman, Committee Chairs and Committee Members ?Board service (all directors including Chairman) - $77,500 ?Chairman - $175,000 ?Audit Chair - $27,500 ?Audit Member - $15,000 ?Compensation Chair - $25,000 ?Compensation Memb

Subsidiaries of Rent-A-Center, Inc.

EXHIBIT 21.1 SUBSIDIARIES OF RENT-A-CENTER, INC. AS OF DECEMBER 31, 2020 Braveheart Acquisition, LLC, a Delaware limited liability company Get It Now, LLC, a Delaware limited liability company Legacy Insurance Co., Ltd., a Bermuda limited company RAC National Product Service, LLC, a Delaware limited liability company RAC Acceptance East, LLC, a Delaware limited liability company RAC Mexico Holding

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) February 25, 2021 RENT-A-CENTER, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (

Rent-A-Center: Fourth Quarter 2020 Earnings Review IMPORTANT NOTICES 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including, among othe

q42020earningspresentati Rent-A-Center: Fourth Quarter 2020 Earnings Review IMPORTANT NOTICES 2 Forward-Looking Statements This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including, among others, statements regarding our goals, plans and projections with respect to our operations, financial position and business strategy.

See notes to consolidated financial statements.

EXHIBIT 99.2 ACIMA HOLDINGS, LLC Consolidated Financial Statements (Unaudited) September 30, 2020 and 2019 ACIMA HOLDINGS, LLC Consolidated Balance Sheets (Unaudited) As of September 30, 2020 As of September 30, 2019 Assets Cash $ 25,407,652 $ 18,036,364 Lease receivables, net 19,635,267 17,000,142 Leased assets, net 315,430,446 240,563,099 Intangible assets, net 10,966,109 9,399,536 Other assets,

Unaudited pro forma condensed combined financial information

Exhibit 99.3 Unaudited pro forma condensed combined financial information On February 17, 2021, Rent-A-Center, Inc. (?Rent-A-Center) consummated the acquisition of Acima Holdings, LLC (?Acima?) contemplated by the Agreement and Plan of Merger dated December 20, 2020, by and among Rent-A-Center, Radalta, LLC, a Utah limited liability company and wholly owned subsidiary of Rent-A-Center, Acima, and

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) February 24, 2021 RENT-A-CENTER, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (

Financial Statements and Exhibits

. UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 17, 2021 RENT-A-CENTER, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporat

RENT-A-CENTER, INC. REPORTS FOURTH QUARTER 2020 RESULTS Consolidated Revenues of $716M, up 7.3% Diluted EPS $1.00; Non-GAAP Diluted EPS $1.03, up 77.2% Provides 2021 Guidance Reflecting Approximately 30% Anticipated Accretion from Acima Acquisition

Exhibit 99.1 For Immediate Release: RENT-A-CENTER, INC. REPORTS FOURTH QUARTER 2020 RESULTS Consolidated Revenues of $716M, up 7.3% Diluted EPS $1.00; Non-GAAP Diluted EPS $1.03, up 77.2% Provides 2021 Guidance Reflecting Approximately 30% Anticipated Accretion from Acima Acquisition Plano, Texas, February 24, 2021 - Rent-A-Center, Inc. (the "Company" or "Rent-A-Center") (NASDAQ/NGS: RCII) today a

To the Board of Members of Acima Holdings, LLC

Exhibit 99.1 ACIMA HOLDINGS, LLC Consolidated Financial Statements and Supplementary Information Together with Independent Auditors’ Report December 31, 2019 INDEPENDENT AUDITORS’ REPORT To the Board of Members of Acima Holdings, LLC We have audited the accompanying consolidated financial statements of Acima Holdings, LLC and subsidiaries (collectively, the Company), which comprise the consolidate

Registration Rights Agreement, dated as of February 17, 2021, by and among Rent-A-Center, Inc. and certain former owners of Acima Holdings, LLC (incorporated herein by reference to Exhibit 10.1 to the registrant's Current Report on Form 8-K dated as of February 17, 2021.)

Exhibit 10.1 REGISTRATION RIGHTS AGREEMENT This Registration Rights Agreement is dated as of February 17, 2021, and is between Rent-A-Center, Inc., a Delaware corporation (the ?Company?) and the holders set forth on the signature pages to this Agreement (each, a ?Holder? and collectively, the ?Holders?). WHEREAS, the Company, Radalta, LLC, a Utah limited liability company and wholly-owned subsidia

Term Loan Credit Agreement dated as of February 17, 2021, among Rent-A-Center, Inc., as Borrower, the several lenders from time to time party thereto and JPMorgan Chase Bank, N.A., as Administrative Agent (Incorporated herein by reference to Exhibit 10.3 to the registrant's Current Report on Form 8-K dated as of February 17, 2021.)

EX-10.3 5 tm216741d1ex10-3.htm EXHIBIT 10.3 Exhibit 10.3 TERM LOAN CREDIT AGREEMENT among RENT-A-CENTER, INC. as Borrower, The Several Lenders from Time to Time Parties Hereto, JPMORGAN CHASE BANK, N.A. as Administrative Agent Dated as of February 17, 2021 CREDIT SUISSE LOAN FUNDING LLC AND HSBC SECURITIES (USA) INC. as Co-Syndication Agents CITIZENS BANK, N.A. AND TRUIST BANK as Co-Documentation

Indenture, dated as of February 17, 2021, by and between Radiant Funding SPV, LLC and Truist Bank (Incorporated herein by reference to Exhibit 4.1 to the registrant's Current Report on Form 8-K dated as of February 17, 2021.)

EX-4.1 2 tm216741d1ex4-1.htm EXHIBIT 4.1 Exhibit 4.1 INDENTURE Dated as of February 17, 2021 Among RADIANT FUNDING SPV, LLC (to be merged with and into Rent-a-center, inc.) as Issuer and Truist Bank, as Trustee 6.375% SENIOR NOTES DUE 2029 TABLE OF CONTENTS Page ARTICLE I DEFINITIONS AND INCORPORATION BY REFERENCE 1 Section 1.1. Definitions 1 Section 1.2. Other Definitions 35 Section 1.3. Rules of

Entry into a Material Definitive Agreement, Termination of a Material Definitive Agreement, Unregistered Sales of Equity Securities, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Completion of Acquisition or Disposition of Assets

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 17, 2021 Rent-A-Center, Inc. (Exact name of registrant as specified in its charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organizatio

ABL Credit Agreement dated as of February 17, 2021, among Rent-A-Center, Inc., as Borrower, the several lenders from time to time party thereto and JPMorgan Chase Bank, N.A., as Administrative Agent (Incorporated herein by reference to Exhibit 10.2 to the registrant's Current Report on Form 8-K dated as of February 17, 2021.)

Exhibit 10.2 ABL Credit Agreement among RENT-A-CENTER, INC. as Borrower, The Several Lenders from Time to Time Parties Hereto, and JPMORGAN CHASE BANK, N.A. as Administrative Agent, Dated as of February 17, 2021 JPMORGAN CHASE BANK, N.A., CREDIT SUISSE LOAN FUNDING LLC, HSBC SECURITIES (USA) INC., CITIZENS BANK, N.A. and TRUIST SECURITIES, INC. as Joint Lead Arrangers and Joint Bookrunners CREDIT

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 10)*

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 10)* Name of issuer: Rent-A-Center Inc./TX Title of Class of Securities: Common Stock CUSIP Number: 76009N100 Date of Event Which Requires Filing of this Statement: December 31, 2020 Check the appropriate box to designate the rule pursuant to which this Schedule is filed

Regulation FD Disclosure, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 4, 2021 Rent-A-Center, Inc. (Exact name of registrant as specified in its charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization

RENT-A-CENTER, INC. ANNOUNCES PRICING OF $450 MILLION OF 6.375% SENIOR UNSECURED NOTES DUE 2029

Exhibit 99.1 For Immediate Release: RENT-A-CENTER, INC. ANNOUNCES PRICING OF $450 MILLION OF 6.375% SENIOR UNSECURED NOTES DUE 2029 Plano, Texas, February 4, 2021 - Rent-A-Center, Inc. (the "Company" or "Rent-A-Center") (NASDAQ/NGS: RCII) today announced pricing of the private offering by its wholly-owned subsidiary, Radiant Funding SPV, LLC, of $450 million in aggregate principal amount of 6.375%

Unaudited pro forma condensed combined financial information

Exhibit 99.3 Unaudited pro forma condensed combined financial information The following unaudited pro forma condensed combined balance sheet as of September 30, 2020 and unaudited pro forma condensed combined statement of operations for the year ended December 31, 2019, the nine months ended September 30, 2020, the nine months ended September 30, 2019 and the twelve months ended September 30, 2020

Risk factors

Exhibit 99.4 Set forth below are updates to the Company’s risk factors from its Annual Report on Form 10-K for the year ended December 31, 2019 and risk factors relating to the Company’s indebtedness and the proposed acquisition of Acima. Risk factors Risks relating to our indebtedness and the notes The Company is a holding company and is dependent on the operations and funds of its subsidiaries.

RENT-A-CENTER, INC. PROVIDES ESTIMATED PRELIMINARY 2020 RESULTS Diluted EPS and Adjusted EBITDA Expected to be Ahead of Previous Guidance Rent-A-Center Business Fourth Quarter Same Store Sales up 13.7% Preferred Lease Fourth Quarter Invoice Volume up

Exhibit 99.1 For Immediate Release: RENT-A-CENTER, INC. PROVIDES ESTIMATED PRELIMINARY 2020 RESULTS Diluted EPS and Adjusted EBITDA Expected to be Ahead of Previous Guidance Rent-A-Center Business Fourth Quarter Same Store Sales up 13.7% Preferred Lease Fourth Quarter Invoice Volume up Approximately 25% Plano, Texas, February 4, 2021 - Rent-A-Center, Inc. (the "Company" or "Rent-A-Center") (NASDAQ

RENT-A-CENTER, INC. ANNOUNCES INTENTION TO OFFER $450 MILLION OF SENIOR UNSECURED NOTES

Exhibit 99.2 For Immediate Release: RENT-A-CENTER, INC. ANNOUNCES INTENTION TO OFFER $450 MILLION OF SENIOR UNSECURED NOTES Plano, Texas, February 4, 2021 - Rent-A-Center, Inc. (the "Company" or "Rent-A-Center") (NASDAQ/NGS: RCII), today announced that its wholly-owned subsidiary, Radiant Funding SPV LLC, intends, subject to market and other customary conditions, to offer $450 million in aggregate

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 4, 2021 Rent-A-Center, Inc. (Exact name of registrant as specified in its charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

. UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) January 29, 2021 RENT-A-CENTER, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization)

Rent-A-Center, Inc. Announces New Independent Director B.C. Silver and Upcoming Retirement of Director Michael Gade

EX-99.1 2 ex-991jan2021bodsilvergad.htm EX-99.1 Exhibit 99.1 Rent-A-Center, Inc. Announces New Independent Director B.C. Silver and Upcoming Retirement of Director Michael Gade PLANO, Texas-(BUSINESS WIRE)—February 1, 2021- Rent-A-Center, Inc. (the "Company" or "Rent-A-Center") (NASDAQ/NGS: RCII), a leader in the lease-to-own industry, today announced that, effective January 29, 2021, Mr. B.C. Sil

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 26, 2021 Rent-A-Center, Inc. (Exact name of registrant as specified in its charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization

First Amendment to ABL Credit Agreement dated as of January 26, 2021, by and among Rent-A-Center, Inc., each other Loan Party party thereto, JPMorgan Chase Bank, N.A., as administrative agent and each of the Lenders party thereto (Incorporated herein by reference to Exhibit 10.1 to the registrant's Current Report on Form 8-K dated as of January 27, 2021).

Exhibit 10.1 FIRST AMENDMENT TO ABL CREDIT AGREEMENT THIS FIRST AMENDMENT TO ABL CREDIT AGREEMENT (this “First Amendment”), dated January 26, 2021, is among Rent-a-center, inc. (the “Borrower”), each of the Guarantors party hereto, JPMORGAN CHASE BANK, N.A., as administrative agent for the Lenders (in such capacity, the “Administrative Agent”) and each of the Lenders party hereto. RECITALS: WHEREA

Agreement and Plan of Merger, dated as of December 20, 2020, by and among Rent-A-Center, Inc., Radalta, LLC, Acima Holdings, LLC and Aaron Allred, solely in his capacity as Member Representative (Incorporated herein by reference to Exhibit 2.1 to the registrant's Current Report on Form 8-K dated as of December 20, 2020.)

Exhibit 2.1 AGREEMENT AND PLAN OF MERGER dated as of December 20, 2020 by and among RENT-A-CENTER, INC., RADALTA, LLC, ACIMA HOLDINGS, LLC, and AARON ALLRED, as the Member Representative TABLE OF CONTENTS Page Article I THE MERGER 1 1.1 The Merger 1 1.2 Closing 2 1.3 Effective Time 3 1.4 Effect of the Merger 3 1.5 Certificate of Organization; Operating Agreement 3 1.6 Directors; Officers 3 Article

Entry into a Material Definitive Agreement, Unregistered Sales of Equity Securities, Financial Statements and Exhibits, Other Events - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 20, 2020 Rent-A-Center, Inc. (Exact name of registrant as specified in its charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organizatio

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported) December 1, 2020 RENT-A-CENTER, INC. (Exact name of registrant as specified in charter) Delaware 001-38047 45-0491516 (State or other jurisdiction of incorporation or organization) (C

Amended and Restated Bylaws of Rent-A-Center, Inc. (incorporated herein by reference to Exhibit 3.2 to the registrant's Current Report on Form 8-K dated as of December 1, 2020)

EXHIBIT 3.2 RENT-A-CENTER, INC. AMENDED AND RESTATED BYLAWS DATED December 1, 2020 ARTICLE I MEETINGS OF STOCKHOLDERS Section 1. Annual Meetings of Stockholders. The annual meeting of the stockholders of Rent-A-Center, Inc. (the “ Corporation ”) shall be held on such day as may be designated from time to time by the Board of Directors and stated in the notice of the meeting, and on any subsequent

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2020 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38047 Rent-A-Center, I

Rent-A-Center: Third Quarter 2020 Earnings Review IMPORTANT NOTICES Forward-Looking Statements This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including, among others,

q32020investorpresentati Rent-A-Center: Third Quarter 2020 Earnings Review IMPORTANT NOTICES Forward-Looking Statements This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including, among others, statements regarding our goals, plans and projections with respect to our operations, financial position and business strategy.