FMNB / Farmers National Banc Corp. - Pengajuan SECLaporan Tahunan, Pernyataan Proksi

Farmers National Banc Corp.
US ˙ NasdaqCM ˙ US3096271073

Mga Batayang Estadistika
CIK 709337
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Farmers National Banc Corp.
SEC Filings (Chronological Order)
Halaman ini menyediakan daftar lengkap dan kronologis dari Pengajuan SEC, tidak termasuk pengajuan kepemilikan yang kami sediakan di tempat lain.
August 7, 2025 EX-10.1

Form of Executive Officer Change in Control Agreement (filed herewith).

EXHIBIT 10.1 CHANGE IN CONTROL AGREEMENT This Change in Control Agreement (this “Agreement”) is made by and between Farmers National Banc Corp. (the “Company”) and (the “Executive”) effective as of the [*] day of [*], 20[*] (the “Effective Date”). WHEREAS, the Executive is currently employed by the Company or an Affiliate; and WHEREAS, in order to induce the Executive to continue performing servic

August 7, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly period ended June 30, 2025 Commission file number 001-35296 FARMERS NATIONAL BANC CORP. (Exact nam

August 7, 2025 EX-10.2

Form of Senior Officer Change in Control Agreement (filed herewith).

EXHIBIT 10.2 CHANGE IN CONTROL AGREEMENT This Change in Control Agreement (this “Agreement”) is made by and between Farmers National Banc Corp. (the “Company”) and (the “Executive”) effective as of the day of , 20 (the “Effective Date”). WHEREAS, the Executive is currently employed by the Company or an Affiliate; and WHEREAS, in order to induce the Executive to continue performing services for the

July 23, 2025 EX-99.2

Investor Presentation, dated July 23, 2025

July 23, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 23, 2025 Farmers National Ba

FORM 8-K FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 23, 2025 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporat

July 23, 2025 EX-99.1

FARMERS NATIONAL BANC CORP. ANNOUNCES EARNINGS FOR SECOND QUARTER OF 2025

Exhibit 99.1 July 23, 2025 Press Release Source: Farmers National Banc Corp. Kevin J. Helmick, President and CEO 20 South Broad Street, P.O. Box 555 Canfield, OH 44406 330.533.3341 Email: [email protected] FARMERS NATIONAL BANC CORP. ANNOUNCES EARNINGS FOR SECOND QUARTER OF 2025 ● 170 consecutive quarters of profitability ● Strong loan growth of $52.0 million for the quarter, or 6.4% annua

June 26, 2025 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from       to       Commission file number 001-352

May 8, 2025 EX-10.4

Farmers National Banc Corp. 2025 Form of Performance-based Cash Award under 2022 Equity Incentive Plan (filed herewith).

Exhibit 10.4 FARMERS NATIONAL BANC CORP. PERFORMANCE-BASED CASH AWARD AGREEMENT (2025) Farmers National Banc Corp. (the “Company”) hereby grants the undersigned Participant an Award pursuant to the Farmers National Banc Corp. Long-Term Incentive Plan (the “Cash LTI Plan”), as evidenced by the Notice of Grant accompanying this Award Agreement (the “Grant Notice”), and as further described in this A

May 8, 2025 EX-10.2

Farmers National Banc Corp. 2025 Form of Performance-based Equity Award under 2022 Equity Incentive Plan (filed herewith).

Exhibit 10.2 FARMERS NATIONAL BANC CORP. PERFORMANCE-BASED EQUITY AWARD AGREEMENT (2025) Farmers National Banc Corp. (the “Company”) hereby grants the undersigned Participant an Award pursuant to the Farmers National Banc Corp. 2022 Equity Incentive Plan (the “Equity LTI Plan”) as evidenced by the Notice of Grant accompanying this Award Agreement (the “Grant Notice”), and as further described in t

May 8, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly period ended March 31, 2025 Commission file number 001-35296 FARMERS NATIONAL BANC CORP. (Exact na

May 8, 2025 EX-10.3

Farmers National Banc Corp. 2025 Form of Service-based Restricted Stock Award under 2022 Equity Incentive Plan (filed herewith).

Exhibit 10.3 FARMERS NATIONAL BANC CORP. RESTRICTED STOCK AWARD AGREEMENT (2025) Farmers National Banc Corp. (the “Company”) hereby grants the undersigned Participant an Award pursuant to the Farmers National Banc Corp. 2022 Equity Incentive Plan (the “Plan”) as evidenced by the Notice of Grant accompanying this Award Agreement (the “Grant Notice”), and as further described in this Award Agreement

May 8, 2025 EX-10.1

Farmers National Banc Corp. 2025 Form of Notice of Grant of Long-term Incentive Plan Awards under 2022 Equity Incentive Plan (filed herewith).

Exhibit 10.1 Notice of Grant of Restricted Stock Award, Performance-based Equity Award, and Performance-based Cash Award Name Street Address City, State Zip Code Subject to the terms and conditions of the 2022 Equity Incentive Plan and the Farmers National Banc Corp. Long-Term Incentive Plan (the “Plans”) and the accompanying Restricted Stock Award Agreement, Performance-based Equity Award Agreeme

April 21, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 17, 2025 Farmers National B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 17, 2025 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission

April 21, 2025 EX-99.1

Farmers National Bank Announces Retirement of Executive and Addition to Finance Team

Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: Amber Wallace SEVP, Chief Retail and Marketing Officer 330-720-6441 [email protected] Farmers National Bank Announces Retirement of Executive and Addition to Finance Team (April 21, 2025) (Canfield, OH) — Farmers National Bank announced today the following changes in its Accounting and Finance Group. The change is prompted by Joseph Sabat’s de

April 16, 2025 EX-99.1

FARMERS NATIONAL BANC CORP. REPORTS EARNINGS FOR FIRST QUARTER OF 2025

Exhibit 99.1 April 16, 2025 Press Release Source: Farmers National Banc Corp. Kevin J. Helmick, President and CEO 20 South Broad Street, P.O. Box 555 Canfield, OH 44406 330.533.3341 Email: [email protected] FARMERS NATIONAL BANC CORP. REPORTS EARNINGS FOR FIRST QUARTER OF 2025 • 169 consecutive quarters of profitability • Opened a commercial loan production office in Columbus at the end of

April 16, 2025 EX-99.2

Disclosure Statement Forward-Looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements about the financial condition, results of operation

Exhibit 99.2 Q1 2025 Investor Presentation NASDAQ: FMNB Disclosure Statement Forward-Looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements about the financial condition, results of operations, asset quality trends and profitability of Farmers National Banc Corp. (“Farmers”). Forward-

April 16, 2025 8-K

Regulation FD Disclosure, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 16, 2025 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission

March 18, 2025 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (Rule 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (Rule 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒        Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use

March 6, 2025 EX-97.1

Policy relating to recovery of erroneously awarded compensation. (filed herewith).

Exhibit 97.1 CLAWBACK POLICY as Amended and Restated September 26, 2023 1. Purpose. The purpose of this Policy is to describe the circumstances in which Executive Officers will be required to repay or return Erroneously Awarded Compensation to members of the Company Group. Each Executive Officer shall be required to sign and return to the Company the Acknowledgement Form attached hereto as Exhibit

March 6, 2025 EX-21

Subsidiaries of Farmers (filed herewith).

Exhibit 21 Direct and Indirect Subsidiaries of Farmers National Banc Corp. Farmers National Banc Corp. - The Farmers National Bank of Canfield - Farmers National Insurance LLC - Farmers of Canfield Investment Co. - Farmers Trust Company - National Associates, Inc. - Farmers National Captive Inc.

March 6, 2025 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2024 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number 001-35296 Farmers Nationa

March 6, 2025 EX-24

Powers of Attorney of Directors and Executive Officers (filed herewith).

Exhibit 24 POWER OF ATTORNEY Each director and/or officer of Farmers National Banc Corp.

March 6, 2025 EX-10.18

Nonemployee Director Compensation (filed herewith).

Exhibit 10.18 Director Compensation Each non-employee director of the Corporation shall receive for calendar year 2025 an annual retainer fee of $85,000, payable $62,500 in cash and $22,500 in restricted stock units to be awarded on the day of the annual meeting of shareholders subject to vesting on the one-year anniversary of the grant date. Non-employee directors with significant additional duti

March 6, 2025 EX-14.1

Farmers National Banc Corp. Code of Business Conduct and Ethics (filed herewith).

Exhibit 14.1 CORPORATE POLICY Policy Title: Code of Business Conduct and Ethics Policy Number: FNB-HR-POL-101 Functional Area/Department: Human Resources Date Issued: Owner: Chief Human Resources Officer Approver: Bank Board / Board of Directors Last Updated (Current Update): 03/11/2024 Review Frequency: Annual Table of Contents I. Policy Overview 2 II. Scope and Coverage 2 IV. Policy Governance 2

March 6, 2025 EX-19.1

Farmers National Banc Corp. Insider Trading Policy (filed herewith).

Exhibit 19.1 FARMERS NATIONAL BANC CORP. INSIDER TRADING POLICY Background and Purpose The Board of Directors (the “Board”) has adopted this Insider Trading Policy (this “Policy”) for the directors, officers and employees of Farmers National Banc Corp. and its affiliates (collectively, “Farmers” or the “Company”) with respect to transactions involving Farmers’ common shares, no par value (“Shares”

February 26, 2025 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 25, 2025 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction (Commission (IRS Employer o

January 29, 2025 EX-99.1

FARMERS NATIONAL BANC CORP. REPORTS SOLID EARNINGS AND IMPROVING MARGIN FOR THE FOURTH QUARTER OF 2024

Exhibit 99.1 January 29, 2025 Press Release Source: Farmers National Banc Corp. Kevin J. Helmick, President and CEO 20 South Broad Street, P.O. Box 555 Canfield, OH 44406 330.533.3341 Email: [email protected] FARMERS NATIONAL BANC CORP. REPORTS SOLID EARNINGS AND IMPROVING MARGIN FOR THE FOURTH QUARTER OF 2024 • 168 consecutive quarters of profitability • Net interest margin improved from

January 29, 2025 EX-99.2

Disclosure Statement Forward-Looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements about the financial condition, results of operation

Exhibit 99.2 Q4 2024 Investor Presentation NASDAQ: FMNB Disclosure Statement Forward-Looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements about the financial condition, results of operations, asset quality trends and profitability of Farmers National Banc Corp. (“Farmers”). Forward-

January 29, 2025 8-K

Regulation FD Disclosure, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 29, 2025 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commissio

November 7, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly period ended September 30, 2024 Commission file number 001-352

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly period ended September 30, 2024 Commission file number 001-35296 FARMERS NATIONAL BANC CORP. (Exact name of registrant as specified in its charter) Ohio 34-1371693 (State or other jurisdiction of incorporation or

November 7, 2024 EX-10.1

Farmers National Banc Corp. Third Amended and Restated Executive Separation Policy, as amended (filed herewith).

Exhibit 10.1 Farmers National Banc Corp. Third Amended and Restated Executive Separation Policy As amended: June 25, 2024 1. Purpose Farmers National Banc Corp. (the “Company”) seeks to attract and retain the most qualified and capable professionals to serve in key executive positions to maximize the value of the Company for the benefit of the Company’s stockholders. To achieve this goal, the Comp

October 23, 2024 EX-99.2

Disclosure Statement Forward-Looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements about the financial condition, results of operation

Exhibit 99.2 Q3 2024 Investor Presentation NASDAQ: FMNB Disclosure Statement Forward-Looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements about the financial condition, results of operations, asset quality trends and profitability of Farmers National Banc Corp. (“Farmers”). Forward-

October 23, 2024 EX-99.1

FARMERS NATIONAL BANC CORP. ANNOUNCES EARNINGS FOR THE THIRD QUARTER OF 2024

Exhibit 99.1 October 23, 2024 Press Release Source: Farmers National Banc Corp. Kevin J. Helmick, President and CEO 20 South Broad Street, P.O. Box 555 Canfield, OH 44406 330.533.3341 Email: [email protected] FARMERS NATIONAL BANC CORP. ANNOUNCES EARNINGS FOR THE THIRD QUARTER OF 2024 • 167 consecutive quarters of profitability • Strong commercial loan growth of $35.2 million, or 7.2% annu

October 23, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 23, 2024 Farmers National

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 23, 2024 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commissio

August 8, 2024 EX-10.1

Farmers National Banc Corp. Third Amended and Restated Executive Separation Policy, as amended (filed herewith).

Exhibit 10.1 Farmers National Banc Corp. Third Amended and Restated Executive Separation Policy As amended: June 25, 2024 1. Purpose Farmers National Banc Corp. (the “Company”) seeks to attract and retain the most qualified and capable professionals to serve in key executive positions to maximize the value of the Company for the benefit of the Company’s stockholders. To achieve this goal, the Comp

August 8, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly period ended June 30, 2024 Commission file number 001-35296 FA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly period ended June 30, 2024 Commission file number 001-35296 FARMERS NATIONAL BANC CORP. (Exact name of registrant as specified in its charter) Ohio 34-1371693 (State or other jurisdiction of incorporation or orga

August 7, 2024 10-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K/A (Amendment No. 1) (Mark One) ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2023 or ☐ T

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K/A (Amendment No. 1) (Mark One) ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2023 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from          to          Commission

July 26, 2024 CORRESP

20 SOUTH BROAD STREET, CANFIELD, OHIO 44406

20 SOUTH BROAD STREET, CANFIELD, OHIO 44406 July 26, 2024 Via EDGAR U.S. Securities & Exchange Commission Division of Corporation Finance Office of Finance Shannon Davis 100 F Street, N.E. Washington, D.C. 20549 Re: Farmers National Banc Corp. Form 10-K for Fiscal Year Ended December 31, 2023 Filed March 7, 2024 File No. 001-35296 Dear Ms. Davis, This letter responds to the comment letter from the

July 24, 2024 EX-99.2

Disclosure Statement Forward-LookingStatements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements about the financial condition, results of operations

Exhibit 99.2 Q2 2024 Investor Presentation NASDAQ: FMNB Disclosure Statement Forward-LookingStatements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements about the financial condition, results of operations, asset quality trends and profitability of Farmers National Banc Corp. (“Farmers”). Forward-l

July 24, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 24, 2024 Farmers National Ba

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 24, 2024 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission F

July 24, 2024 EX-99.1

FARMERS NATIONAL BANC CORP. REPORTS EARNINGS FOR SECOND QUARTER OF 2024

Exhibit 99.1 July 24, 2024 Press Release Source: Farmers National Banc Corp. Kevin J. Helmick, President and CEO 20 South Broad Street, P.O. Box 555 Canfield, OH 44406 330.533.3341 Email: [email protected] FARMERS NATIONAL BANC CORP. REPORTS EARNINGS FOR SECOND QUARTER OF 2024 • Earnings per diluted share of $0.31 ($0.33 excluding certain items, non-GAAP) for the second quarter of 2024 • 1

June 25, 2024 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from       to       Commission file number 001-352

May 9, 2024 EX-10.2

Farmers National Banc Corp. 2024 Form of Performance-based Equity Award under 2022 Equity Incentive Plan (filed herewith).

Exhibit 10.2 FARMERS NATIONAL BANC CORP. PERFORMANCE-BASED EQUITY AWARD AGREEMENT (2024) Farmers National Banc Corp. (the “Company”) hereby grants the undersigned Participant an Award pursuant to the Farmers National Banc Corp. 2022 Equity Incentive Plan (the “Equity LTI Plan”) as evidenced by the Notice of Grant accompanying this Award Agreement (the “Grant Notice”), and as further described in t

May 9, 2024 EX-10.3

Farmers National Banc Corp. 2024 Form of Service-based Restricted Stock Award under 2022 Equity Incentive Plan (filed herewith).

Exhibit 10.3 FARMERS NATIONAL BANC CORP. RESTRICTED STOCK AWARD AGREEMENT (2024) Farmers National Banc Corp. (the “Company”) hereby grants the undersigned Participant an Award pursuant to the Farmers National Banc Corp. 2022 Equity Incentive Plan (the “Plan”) as evidenced by the Notice of Grant accompanying this Award Agreement (the “Grant Notice”), and as further described in this Award Agreement

May 9, 2024 EX-10.1

Farmers National Banc Corp. 2024 Form of Notice of Grant of Long-term Incentive Plan Awards under 2022 Equity Incentive Plan (filed herewith).

Exhibit 10.1 Notice of Grant of Restricted Stock Award, Performance-based Equity Award, and Performance-based Cash Award Name Street Address City, State Zip Code Subject to the terms and conditions of the 2022 Equity Incentive Plan and the Farmers National Banc Corp. Long-Term Incentive Plan (the “Plans”) and the accompanying Restricted Stock Award Agreement, Performance-based Equity Award Agreeme

May 9, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly period ended March 31, 2024 Commission file number 001-35296 F

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly period ended March 31, 2024 Commission file number 001-35296 FARMERS NATIONAL BANC CORP. (Exact name of registrant as specified in its charter) Ohio 34-1371693 (State or other jurisdiction of incorporation or org

May 9, 2024 EX-10.4

Farmers National Banc Corp. 2024 Form of Performance-based Cash Award under 2022 Equity Incentive Plan (filed herewith).

Exhibit 10.4 FARMERS NATIONAL BANC CORP. PERFORMANCE-BASED CASH AWARD AGREEMENT (2024) Farmers National Banc Corp. (the “Company”) hereby grants the undersigned Participant an Award pursuant to the Farmers National Banc Corp. Long-Term Incentive Plan (the “Cash LTI Plan”), as evidenced by the Notice of Grant accompanying this Award Agreement (the “Grant Notice”), and as further described in this A

April 24, 2024 EX-99.1

FARMERS NATIONAL BANC CORP. ANNOUNCES STRONG RESULTS FOR FIRST QUARTER OF 2024

Exhibit 99.1 April 24, 2024 Press Release Source:    Farmers National Banc Corp. Kevin J. Helmick, President and CEO 20 South Broad Street, P.O. Box 555 Canfield, OH 44406 330.533.3341 Email: [email protected] FARMERS NATIONAL BANC CORP. ANNOUNCES STRONG RESULTS FOR FIRST QUARTER OF 2024 • Earnings per diluted share of $0.30 ($0.34 excluding certain items, non-GAAP) for the first quarter o

April 24, 2024 EX-99.2

Investor Presentation, dated April 24, 2024

Exhibit 99.2

April 24, 2024 8-K

Regulation FD Disclosure, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 24, 2024 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission

April 19, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 18, 2024 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission

March 19, 2024 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (Rule 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (Rule 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒        Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission

March 7, 2024 EX-97.1

Policy relating to recovery of erroneously awarded compensation. (filed herewith).

Exhibit 97.1 CLAWBACK POLICY as Amended and Restated September 26, 2023 1. Purpose. The purpose of this Policy is to describe the circumstances in which Executive Officers will be required to repay or return Erroneously Awarded Compensation to members of the Company Group. Each Executive Officer shall be required to sign and return to the Company the Acknowledgement Form attached hereto as Exhibit

March 7, 2024 EX-21

Subsidiaries of Farmers (filed herewith).

Exhibit 21 Direct and Indirect Subsidiaries of Farmers National Banc Corp. Farmers National Banc Corp. - The Farmers National Bank of Canfield - Farmers National Insurance LLC - Farmers of Canfield Investment Co. - Farmers Trust Company - National Associates, Inc. - Farmers National Captive Inc.

March 7, 2024 EX-4.1

Description of Capital Stock. (filed herewith)

Exhibit 4.1 FARMERS NATIONAL BANC CORP. DESCRIPTION OF SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 DESCRIPTION OF CAPITAL STOCK The following summary describes the terms and provisions of the capital stock of Farmers National Banc Corp., an Ohio corporation (the “Company,” “we”, “our,” and “us”). The following summary does not purport to be complete and is q

March 7, 2024 EX-24

Powers of Attorney of Directors and Executive Officers (filed herewith).

Exhibit 24 POWER OF ATTORNEY Each director and/or officer of Farmers National Banc Corp.

March 7, 2024 EX-10.18

Nonemployee Director Compensation (filed herewith).

Exhibit 10.18 Director Compensation Each non-employee director of the Corporation shall receive for calendar year 2024 an annual retainer fee of $80,000, payable $62,500 in cash and $17,500 in restricted stock units to be awarded on the day of the annual meeting of shareholders subject to vesting on the one-year anniversary of the grant date. Non-employee directors with significant additional duti

March 7, 2024 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2023 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number 001-35296 Farmers Nationa

February 13, 2024 SC 13G

FMNB / Farmers National Banc Corp. / VANGUARD GROUP INC - SCHEDULE 13G Passive Investment

SC 13G 1 tv0907-farmersnationalbancco.htm SCHEDULE 13G SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 Name of issuer: Farmers National Banc Corp Title of Class of Securities: Common Stock CUSIP Number: 309627107 Date of Event Which Requires Filing of this Statement: December 29, 2023 Check the appropriate box to designate the rule p

January 24, 2024 EX-99.1

FARMERS NATIONAL BANC CORP. REPORTS SOLID RESULTS FOR FOURTH QUARTER OF 2023

Exhibit 99.1 January 24, 2024 Press Release Source:  Farmers National Banc Corp. Kevin J. Helmick, President and CEO 20 South Broad Street, P.O. Box 555 Canfield, OH 44406 330.533.3341 Email: [email protected] FARMERS NATIONAL BANC CORP. REPORTS SOLID RESULTS FOR FOURTH QUARTER OF 2023 • Earnings per diluted share of $0.39 ($0.41 excluding certain items, non-GAAP) for the fourth quarter of

January 24, 2024 EX-99.2

Disclosure Statement Forward-Looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements about the financial condition, results of operation

Exhibit 99.2 Q4 2023 Investor Presentation NASDAQ: FMNB Disclosure Statement Forward-Looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements about the financial condition, results of operations, asset quality trends and profitability of Farmers National Banc Corp. (“Farmers”). Forward-

January 24, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 24, 2024 Farmers National

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 24, 2024 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commissio

January 17, 2024 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 17, 2024 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commissio

November 8, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly period ended September 30, 2023 Commission file number 001-352

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly period ended September 30, 2023 Commission file number 001-35296 FARMERS NATIONAL BANC CORP. (Exact name of registrant as specified in its charter) Ohio 34-1371693 (State or other jurisdiction of incorporation or

October 25, 2023 EX-99.2

Disclosure Statement Forward-Looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements about the financial condition, results of operation

Exhibit 99.2 Q3 2023 Investor Presentation NASDAQ: FMNB Disclosure Statement Forward-Looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements about the financial condition, results of operations, asset quality trends and profitability of Farmers National Banc Corp. (“Farmers”). Forward-

October 25, 2023 8-K

Regulation FD Disclosure, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 25, 2023 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commissio

October 25, 2023 EX-99.1

FARMERS NATIONAL BANC CORP. ANNOUNCES EARNINGS FOR THIRD QUARTER OF 2023

Exhibit 99.1 October 25, 2023 Press Release Source: Farmers National Banc Corp. Kevin J. Helmick, President and CEO 20 South Broad Street, P.O. Box 555 Canfield, OH 44406 330.533.3341 Email: [email protected] FARMERS NATIONAL BANC CORP. ANNOUNCES EARNINGS FOR THIRD QUARTER OF 2023 • Earnings per diluted share of $0.36 ($0.40 excluding certain items, non-GAAP) for the third quarter of 2023

August 23, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 22, 2023 Farmers National

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 22, 2023 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission

August 23, 2023 EX-99.1

Farmers National Banc Corp. Announces Board Additions

Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: Amber Wallace Executive Vice President, Chief Retail/Marketing Officer 330-720-6441 [email protected] Farmers National Banc Corp. Announces Board Additions (August 23, 2023) (Canfield, OH) — Farmers National Banc Corp. (NASDAQ: FMNB) (“Farmers”) is welcoming two new members to its Board of Directors, Mr. Carl D. Culp and Ms. Gina A. Richardso

August 8, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly period ended June 30, 2023 Commission file number 001-35296 FA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly period ended June 30, 2023 Commission file number 001-35296 FARMERS NATIONAL BANC CORP. (Exact name of registrant as specified in its charter) Ohio 34-1371693 (State or other jurisdiction of incorporation or orga

July 26, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 26, 2023 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission F

July 26, 2023 EX-99.1

FARMERS NATIONAL BANC CORP. REPORTS RESULTS FOR SECOND QUARTER OF 2023

Exhibit 99.1 July 26, 2023 Press Release Source: Farmers National Banc Corp. Kevin J. Helmick, President and CEO 20 South Broad Street, P.O. Box 555 Canfield, OH 44406 330.533.3341 Email: [email protected] FARMERS NATIONAL BANC CORP. REPORTS RESULTS FOR SECOND QUARTER OF 2023 • Earnings per diluted share of $0.40 ($0.41 excluding certain items, non-GAAP) for the second quarter of 2023 • 16

July 26, 2023 EX-99.2

Disclosure Statement Forward-LookingStatements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements about the financial condition, results of operations

Exhibit 99.2 Q2 2023 Investor Presentation NASDAQ: FMNB Disclosure Statement Forward-LookingStatements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements about the financial condition, results of operations, asset quality trends and profitability of Farmers National Banc Corp. (“Farmers”). Forward-l

June 29, 2023 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K

Form 11-K Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

May 5, 2023 EX-10

Farmers National Banc Corp. 2023 Form of Performance-based Cash Award under 2022 Equity Incentive Plan (incorporated by reference from Exhibit 10.4 to Farmers’ Quarterly Report on Form 10-Q filed with the Commission on May 5, 2023).

Exhibit 10.4 FARMERS NATIONAL BANC CORP. PERFORMANCE-BASED CASH AWARD AGREEMENT (2023) Farmers National Banc Corp. (the “Company”) hereby grants the undersigned Participant an Award pursuant to the Farmers National Banc Corp. Long-Term Incentive Plan (the “Cash LTI Plan”), as evidenced by the Notice of Grant accompanying this Award Agreement (the “Grant Notice”), and as further described in this A

May 5, 2023 EX-10

Farmers National Banc Corp. 2023 Form of Notice of Grant of Long-term Incentive Plan Awards under 2022 Equity Incentive Plan (incorporated by reference from Exhibit 10.1 to Farmers’ Quarterly Report on Form 10-Q filed with the Commission on May 5, 2023).

Exhibit 10.1 Notice of Grant of Restricted Stock Award, Performance-based Equity Award, and Performance-based Cash Award Name Address City, State Zip Subject to the terms and conditions of the 2022 Equity Incentive Plan and the Farmers National Banc Corp. Long-Term Incentive Plan (the “Plans”) and the accompanying Restricted Stock Award Agreement, Performance-based Equity Award Agreement, and Perf

May 5, 2023 EX-10

Farmers National Banc Corp. 2023 Form of Service-based Restricted Stock Award under 2022 Equity Incentive Plan (incorporated by reference from Exhibit 10.3 to Farmers’ Quarterly Report on Form 10-Q filed with the Commission on May 5, 2023).

Exhibit 10.3 FARMERS NATIONAL BANC CORP. RESTRICTED STOCK AWARD AGREEMENT (2023) Farmers National Banc Corp. (the “Company”) hereby grants the undersigned Participant an Award pursuant to the Farmers National Banc Corp. 2022 Equity Incentive Plan (the “Plan”) as evidenced by the Notice of Grant accompanying this Award Agreement (the “Grant Notice”), and as further described in this Award Agreement

May 5, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly period ended March 31, 2023 Commission file number 001-35296 F

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly period ended March 31, 2023 Commission file number 001-35296 FARMERS NATIONAL BANC CORP. (Exact name of registrant as specified in its charter) Ohio 34-1371693 (State or other jurisdiction of incorporation or org

May 5, 2023 EX-10

Farmers National Banc Corp. 2023 Form of Performance-based Equity Award under 2022 Equity Incentive Plan (incorporated by reference from Exhibit 10.2 to Farmers’ Quarterly Report on Form 10-Q filed with the Commission on May 5, 2023).

Exhibit 10.2 FARMERS NATIONAL BANC CORP. PERFORMANCE-BASED EQUITY AWARD AGREEMENT (2023) Farmers National Banc Corp. (the “Company”) hereby grants the undersigned Participant an Award pursuant to the Farmers National Banc Corp. 2022 Equity Incentive Plan (the “Equity LTI Plan”) as evidenced by the Notice of Grant accompanying this Award Agreement (the “Grant Notice”), and as further described in t

April 26, 2023 EX-99.2

Disclosure Statement Forward-Looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements about the financial condition, results of operation

EX-99.2 NASDAQ: FMNB Q1 2023 EARNINGS Exhibit 99.2 Disclosure Statement Forward-Looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements about the financial condition, results of operations, asset quality trends and profitability of Farmers National Banc Corp. (“Farmers”). Forward-looki

April 26, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 26, 2023 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission

April 26, 2023 EX-99.1

FARMERS NATIONAL BANC CORP. ANNOUNCES EARNINGS FOR FIRST QUARTER OF 2023

EX-99.1 Exhibit 99.1 April 26, 2023 Press Release Source: Farmers National Banc Corp. Kevin J. Helmick, President and CEO 20 South Broad Street, P.O. Box 555 Canfield, OH 44406 330.533.3341 Email: [email protected] FARMERS NATIONAL BANC CORP. ANNOUNCES EARNINGS FOR FIRST QUARTER OF 2023 • Earnings per diluted share of $0.19 ($0.44 excluding certain items, non-GAAP) for the first quarter of

April 21, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 20, 2023 Farmers National B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 20, 2023 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission

March 21, 2023 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (Rule 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (Rule 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the

March 9, 2023 EX-24

Powers of Attorney of Directors and Executive Officers (filed herewith).

Exhibit 24 POWER OF ATTORNEY Each director and/or officer of Farmers National Banc Corp.

March 9, 2023 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2022 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number 001-35296 Farmers Nationa

March 9, 2023 EX-10

Nonemployee Director Compensation (filed herewith).

Exhibit 10.18 Director Compensation Each non-employee director of the Corporation shall receive for calendar year 2023 an annual retainer fee of $80,000, payable $62,500 in cash and $17,500 in restricted stock units to be awarded on the day of the annual meeting of shareholders subject to vesting on the one-year anniversary of the grant date. Non-employee directors with significant additional duti

March 9, 2023 EX-21

Subsidiaries of Farmers (filed herewith).

Exhibit 21 Direct and Indirect Subsidiaries of Farmers National Banc Corp. Farmers National Banc Corp. - The Farmers National Bank of Canfield - Farmers National Insurance LLC - Farmers of Canfield Investment Co. - Farmers Trust Company - National Associates, Inc. - Farmers National Captive Inc.

March 1, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): March 1, 2023 Farmers National Ba

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): March 1, 2023 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission F

March 1, 2023 EX-99.1

Farmers National Banc Corp. Announces New 1,000,000 Share Repurchase Program

EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: Amber Wallace EVP, Chief Retail & Marketing Officer 330-702-8427 [email protected] Farmers National Banc Corp. Announces New 1,000,000 Share Repurchase Program March 1, 2023 CANFIELD, Ohio – Farmers National Banc Corp., (NASDAQ: FMNB) Canfield, Ohio, announced today that its Board of Directors has approved a share repurchase program u

January 25, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 25, 2023 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commissio

January 25, 2023 EX-99.1

FARMERS NATIONAL BANC CORP. REPORTS RESULTS FOR FOURTH QUARTER 2022

Exhibit 99.1 January 25, 2023 Press Release Source: Farmers National Banc Corp. Kevin J. Helmick, President and CEO 20 South Broad Street, P.O. Box 555 Canfield, OH 44406 330.533.3341 Email: [email protected] FARMERS NATIONAL BANC CORP. REPORTS RESULTS FOR FOURTH QUARTER 2022 • Earnings per diluted share of $0.39 ($0.42 excluding certain items, non-GAAP) for the fourth quarter of 2022 • Lo

January 3, 2023 EX-99.1

Farmers National Banc Corp. Completes Merger with Emclaire Financial Corp, Adds New Board Member

Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: Amber Wallace Executive Vice President, Chief Retail and Marketing Officer 330-720-6441 [email protected] Farmers National Banc Corp. Completes Merger with Emclaire Financial Corp, Adds New Board Member CANFIELD, OHIO, January 3, 2023 ? Farmers National Banc Corp. (?Farmers? or the ?Company?) (NASDAQ: FMNB), the holding company for The Farmer

January 3, 2023 8-K

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 1, 2023 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission

December 5, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): December 5, 2022 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commissio

December 5, 2022 EX-99.1

Farmers National Banc Corp. and Emclaire Financial Corp. Announce Regulatory Approvals for Merger

Exhibit 99.1 Contact: Amber Wallace Senior Vice President, Chief Retail/Marketing Officer 330-720-6441 [email protected] William C. Marsh Chairman of the Board, President and Chief Executive Officer 844-767-2311 [email protected] Farmers National Banc Corp. and Emclaire Financial Corp. Announce Regulatory Approvals for Merger CANFIELD, Ohio and EMLENTON, Pennsylvania, De

December 5, 2022 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): December 5, 2022 Farmers National

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): December 5, 2022 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commissio

November 28, 2022 EX-99.1

Farmers National Banc Corp. Announces Board Addition

Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: Amber Wallace Executive Vice President, Chief Retail/Marketing Officer 330-720-6441 [email protected] Farmers National Banc Corp. Announces Board Addition Canfield, Ohio, November 28, 2022 ? Farmers National Banc Corp. (NASDAQ: FMNB) (?Farmers?) welcomes a new member to its Board of Directors, Mr. Andr? Thornton, who will bring a wealth of bu

November 28, 2022 8-K

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 28, 2022 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commissi

November 8, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly period ended September 30, 2022 Commission file number 001-352

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly period ended September 30, 2022 Commission file number 001-35296 FARMERS NATIONAL BANC CORP. (Exact name of registrant as specified in its charter) Ohio 34-1371693 (State or other jurisdiction of incorporation or

October 26, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 26, 2022 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commissio

October 26, 2022 EX-99.1

FARMERS NATIONAL BANC CORP. ANNOUNCES 2022 THIRD QUARTER RESULTS

Exhibit 99.1 October 26, 2022 Press Release Source: Farmers National Banc Corp. Kevin J. Helmick, President and CEO 20 South Broad Street, P.O. Box 555 Canfield, OH 44406 330.533.3341 Email: [email protected] FARMERS NATIONAL BANC CORP. ANNOUNCES 2022 THIRD QUARTER RESULTS ? Earnings per diluted share of $0.46 ($0.48 excluding certain items, non-GAAP) for the third quarter of 2022 ? Loan g

August 29, 2022 EX-16.1

Letter from CliftonLarsonAllen LLP dated August 29, 2022

EXHIBIT 16.1 CliftonLarsonAllen LLP CLAconnect.com August 29, 2022 Securities and Exchange Commission Washington, D.C. 20549 We have read the statements made by Farmers National Banc Corp. pursuant to Item 4.01 of the Current Report on Form 8-K dated August 29, 2022, which we understand will be filed with the Securities and Exchange Commission. We agree with the statements concerning our firm in s

August 29, 2022 8-K

Financial Statements and Exhibits, Changes in Registrant's Certifying Accountant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 23, 2022 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission

August 24, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 24, 2022 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction (Commission (IRS Employer of

August 24, 2022 EX-99.1

Farmers National Banc Corp. Announces Holding Company Leadership Change

Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: Amber Wallace Executive Vice President, Chief Retail/Marketing Officer 330-720-6441 [email protected] Farmers National Banc Corp. Announces Holding Company Leadership Change Canfield, Ohio, August 24, 2022 ? Farmers National Banc Corp. (NASDAQ: FMNB) (?Farmers?) has announced that Terry A. Moore has assumed the role of Chairman of the Board,

August 4, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly period ended June 30, 2022 Commission file number 001-35296 FA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly period ended June 30, 2022 Commission file number 001-35296 FARMERS NATIONAL BANC CORP. (Exact name of registrant as specified in its charter) Ohio 34-1371693 (State or other jurisdiction of incorporation or orga

July 27, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 27, 2022 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission F

July 27, 2022 EX-99.1

FARMERS NATIONAL BANC CORP. REPORTS 2022 SECOND QUARTER RESULTS

Exhibit 99.1 July 27, 2022 Press Release Source: Farmers National Banc Corp. Kevin J. Helmick, President and CEO 20 South Broad Street, P.O. Box 555 Canfield, OH 44406 330.533.3341 Email: [email protected] FARMERS NATIONAL BANC CORP. REPORTS 2022 SECOND QUARTER RESULTS ? Earnings per diluted share of $0.47 ($0.49 excluding certain items, non-GAAP) for the second quarter of 2022 ? Loan grow

July 20, 2022 EX-99.1

Emclaire Financial Corp. Receives Shareholder Approval For Merger with Farmers National Banc Corp.

Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: Amber Wallace Executive Vice President, Chief Retail/Marketing Officer 330-720-6441 [email protected] William C. Marsh Chairman of the Board, President and Chief Executive Officer 844-767-2311 [email protected] Emclaire Financial Corp. Receives Shareholder Approval For Merger with Farmers National Banc Corp. CANFIELD, OHIO and

July 20, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 20, 2022 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission F

June 29, 2022 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-35296 A. Full title of the plan a

June 27, 2022 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 27, 2022 Farmers National Ba

425 1 d367751d425.htm 425 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 27, 2022 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of in

June 27, 2022 EX-99.1

Farmers National Banc Corp. and Emclaire Financial Corp. Announce Election Deadline of July 19, 2022

Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: Amber Wallace Executive Vice President, Chief Retail/Marketing Officer 330-720-6441 [email protected] William C. Marsh Chairman of the Board, President and Chief Executive Officer 844-767-2311 [email protected] Farmers National Banc Corp. and Emclaire Financial Corp. Announce Election Deadline of July 19, 2022 CANFIELD, OHIO, J

June 27, 2022 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 27, 2022 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission F

June 21, 2022 EX-99.1

June 21, 2022

Exhibit 99.1 June 21, 2022 Dear Emclaire Financial Corp. Shareholder: This package is being mailed to you as a holder of record of shares of common stock of Emclaire Financial Corp. (?Emclaire?) in connection with the merger of Emclaire with and into FMNB Merger Subsidiary V, LLC (?Merger Sub?), a wholly-owned subsidiary of Farmers National Banc Corp. (?Farmers?) pursuant to the terms of the Agree

June 21, 2022 EX-99.3

INSTRUCTIONS (Please read carefully all of the instructions below)

Exhibit 99.3 INSTRUCTIONS (Please read carefully all of the instructions below) 1. Delivery; Election Deadline: For any election contained herein to be considered, the Election Form and Letter of Transmittal, properly completed in accordance with these instructions and signed, and any other documentation reasonably required by Farmers National Banc Corp.?s exchange agent, Computershare Trust Compa

June 21, 2022 EX-99.2

TIME IS CRITICAL. PLEASE COMPLETE AND RETURN PROMPTLY IN ACCORDANCE WITH THE ENCLOSED INSTRUCTIONS. ELECTION FORM AND LETTER OF TRANSMITTAL TO ACCOMPANY CERTIFICATES OF COMMON SHARES, $1.25 PAR VALUE, OF EMCLAIRE FINANCIAL CORP. (“EMCLAIRE”)

Exhibit 99.2 Computershare Trust Company, N.A. P.O. Box 43011 Providence Rhode Island 02940-3011 Georgeson, Information Agent 866-295-8105 MR A SAMPLE DESIGNATION (IF ANY) ADD 1 ADD 2 ADD 3 ADD 4 ADD 5 ADD 6 C 1234567890 J N T Tax ID certification on file: TOTAL SHARES 12345678901234 TIME IS CRITICAL. PLEASE COMPLETE AND RETURN PROMPTLY IN ACCORDANCE WITH THE ENCLOSED INSTRUCTIONS. ELECTION FORM A

June 21, 2022 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

425 1 d393643d425.htm 425 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 21, 2022 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of in

June 21, 2022 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 21, 2022 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission F

June 17, 2022 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 16, 2022 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission F

June 15, 2022 424B3

MERGER PROPOSAL – YOUR VOTE IS VERY IMPORTANT

Table of Contents Filed Pursuant to Rule 424(b)(3) Registration No. 333-264945 MERGER PROPOSAL ? YOUR VOTE IS VERY IMPORTANT Farmers National Banc Corp. (?Farmers?), FMNB Merger Subsidiary V, LLC, a newly-formed wholly-owned subsidiary of Farmers (?Merger Sub?), and Emclaire Financial Corp. (?Emclaire?), have entered into an Agreement and Plan of Merger dated as of March 23, 2022 (the ?Merger Agre

June 6, 2022 EX-99.2

Form of Proxy Card to be used by Emclaire Financial Corp. (filed herewith)

Exhibit 99.2 0 EMCLAIRE FINANCIAL CORP. PROXY SPECIAL MEETING OF SHAREHOLDERS TO BE HELD JULY 20, 2022 THIS PROXY IS SOLICITED ON BEHALF OF THE BOARD OF DIRECTORS The undersigned hereby constitutes and appoints the Board of Directors of Emclaire Financial Corp. (?Emclaire? or the ?Corporation?), or its designee, proxy of the undersigned, with full power of substitution, to vote all of the shares o

June 6, 2022 S-4/A

As filed with the Securities and Exchange Commission on June 6, 2022

Table of Contents As filed with the Securities and Exchange Commission on June 6, 2022 Registration No.

June 6, 2022 CORRESP

VIA EDGAR

CORRESP 1 filename1.htm VIA EDGAR June 6, 2022 United States Securities and Exchange Commission Division of Corporation Finance 100 F Street, NE Washington, D.C. 20549 Attention: Susan Block Re: Farmers National Banc Corp. Registration Statement on Form S-4 Filed May 13, 2022, as amended on June 6, 2022 File No. 333-264945 Request for Acceleration of Effective Date Dear Ms. Block: Pursuant to Rule

May 13, 2022 EX-FILING FEES

Filing Fee Table (filed herewith)

Exhibit 107 Calculation of Filing Fee Tables Form S-4 (Form Type) Farmers National Banc Corp.

May 13, 2022 EX-99.1

Consent of Raymond James & Associates, Inc. (filed herewith)

Exhibit 99.1 Consent of Raymond James & Associates, Inc. Raymond James & Associates, Inc. (?Raymond James?) consents to (i) the inclusion and description of our opinion letter dated March 23, 2022 to the Board of Directors of Emclaire Financial Corp. (the ?Company?) included as Annex B to the Proxy Statement of the Company which forms a part of the Registration Statement on Form S-4 of Farmers Nat

May 13, 2022 S-4

As filed with the Securities and Exchange Commission on May 13, 2022

Table of Contents As filed with the Securities and Exchange Commission on May 13, 2022 Registration No.

May 13, 2022 EX-24.1

Power of Attorney (filed herewith)

Exhibit 24.1 Limited Power of Attorney Registration Statement on Form S-4 KNOW ALL MEN BY THESE PRESENTS, that each of the undersigned directors and officers of Farmers National Banc Corp., an Ohio corporation (?Farmers?), hereby constitutes and appoints Kevin J. Helmick and A. Troy Adair, and each of them, as his or her true and lawful attorneys-in-fact and agents with full power of substitution

May 11, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 11, 2022 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission Fi

May 11, 2022 EX-99.1

Disclosure Statement Forward-Looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements about the financial condition, results of operation

Nasdaq: FMNB | Q1 2022 Investor Presentation Exhibit 99.1 Disclosure Statement Forward-Looking Statements? This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements about the financial condition, results of operations, asset quality trends and profitability of Farmers National Banc Corp. (?Farmers?). Forwa

May 6, 2022 EX-24.1

Power of Attorney (filed herewith).

EX-24.1 4 d359651dex241.htm EX-24.1 Exhibit 24.1 Limited Power of Attorney Registration Statement on Form S-8 KNOW ALL MEN BY THESE PRESENTS, that each of the undersigned directors/officers of Farmers National Banc Corp., an Ohio corporation (“Farmers”), which is about to file with the Securities and Exchange Commission (the “SEC”), Washington, D.C., under the provisions of the Securities Act of 1

May 6, 2022 EX-4.2

Exhibit 4.2

Exhibit 4.2 Description of Capital Stock of Farmers National Banc Corp. The following summary describes the terms and provisions of the capital stock of Farmers National Banc Corp., an Ohio corporation (the ?Company?). The following summary does not purport to be complete and is qualified in its entirety by reference to the Company?s Articles of Incorporation, as amended (the ?Articles?), Amended

May 6, 2022 10-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K/A (Amendment No. 1) (Mark One) ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2021 or ☐ T

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K/A (Amendment No. 1) (Mark One) ? Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2021 or ? Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number 001-3

May 6, 2022 S-8

As filed with the Securities and Exchange Commission on May 6, 2022

As filed with the Securities and Exchange Commission on May 6, 2022 Registration No.

May 6, 2022 EX-FILING FEES

Filing Fee Table (filed herewith).

EX-FILING FEES 5 d359651dexfilingfees.htm EX-FILING FEES Exhibit 107 Calculation of Filing Fee Tables Form S-8 (Form Type) Farmers National Banc Corp. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered(1) Proposed Maximum Offering Price Per Unit(2) Maximum Aggregate Offering Price(2)

May 5, 2022 EX-10.1

Farmers National Banc Corp. 2022 Form of Notice of Grant of Long-term Incentive Plan Awards under 2017 Equity Incentive Plan (incorporated by reference from Exhibit 10.1 to Farmers’ Quarterly Report on Form 10-Q filed with the Commission on May 5, 2022).

Exhibit 10.1 Notice of Grant of Restricted Stock Award, Performance-based Equity Award, and Performance-based Cash Award Name Address City, State Zip Subject to the terms and conditions of the 2017 Equity Incentive Plan and the Farmers National Banc Corp. Long-Term Incentive Plan (the ?Plans?) and the accompanying Restricted Stock Award Agreement, Performance-based Equity Award Agreement, and Perf

May 5, 2022 EX-10.2

Farmers National Banc Corp. 2022 Form of Performance-based Equity Award under 2017 Equity Incentive Plan (incorporated by reference from Exhibit 10.2 to Farmers’ Quarterly Report on Form 10-Q filed with the Commission on May 5, 2022).

Exhibit 10.2 FARMERS NATIONAL BANC CORP. PERFORMANCE-BASED EQUITY AWARD AGREEMENT (2022) Farmers National Banc Corp. (the ?Company?) hereby grants the undersigned Participant an Award pursuant to the Farmers National Banc Corp. 2017 Equity Incentive Plan (the ?Equity LTI Plan?) as evidenced by the Notice of Grant accompanying this Award Agreement (the ?Grant Notice?), and as further described in t

May 5, 2022 EX-10.4

Farmers National Banc Corp. 2022 Form of Performance-based Cash Award under 2017 Equity Incentive Plan (incorporated by reference from Exhibit 10.4 to Farmers’ Quarterly Report on Form 10-Q filed with the Commission on May 5, 2022).

Exhibit 10.4 FARMERS NATIONAL BANC CORP. PERFORMANCE-BASED CASH AWARD AGREEMENT (2022) Farmers National Banc Corp. (the ?Company?) hereby grants the undersigned Participant an Award pursuant to the Farmers National Banc Corp. Long-Term Incentive Plan (the ?Cash LTI Plan?), as evidenced by the Notice of Grant accompanying this Award Agreement (the ?Grant Notice?), and as further described in this A

May 5, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly period ended March 31, 2022 Commission file number 001-35296 F

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly period ended March 31, 2022 Commission file number 001-35296 FARMERS NATIONAL BANC CORP. (Exact name of registrant as specified in its charter) Ohio 34-1371693 (State or other jurisdiction of incorporation or org

May 5, 2022 EX-10.3

Farmers National Banc Corp. 2022 Form of Service-based Restricted Stock Award under 2017 Equity Incentive Plan (incorporated by reference from Exhibit 10.3 to Farmers’ Quarterly Report on Form 10-Q filed with the Commission on May 5, 2022).

Exhibit 10.3 FARMERS NATIONAL BANC CORP. RESTRICTED STOCK AWARD AGREEMENT (2022) Farmers National Banc Corp. (the ?Company?) hereby grants the undersigned Participant an Award pursuant to the Farmers National Banc Corp. 2017 Equity Incentive Plan (the ?Plan?) as evidenced by the Notice of Grant accompanying this Award Agreement (the ?Grant Notice?), and as further described in this Award Agreement

April 27, 2022 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 27, 2022 Farmers National B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 27, 2022 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission

April 27, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 27, 2022 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission

April 27, 2022 EX-99.1

FARMERS NATIONAL BANC CORP. ANNOUNCES 2022 FIRST QUARTER RESULTS

Exhibit 99.1 April 27, 2022 Press Release Source: Farmers National Banc Corp. Kevin J. Helmick, President and CEO 20 South Broad Street, P.O. Box 555 Canfield, OH 44406 330.533.3341 Email: [email protected] FARMERS NATIONAL BANC CORP. ANNOUNCES 2022 FIRST QUARTER RESULTS ? Earnings per diluted share of $0.47 ($0.51 excluding certain items, non-GAAP) for the first quarter of 2022 ? Complete

April 22, 2022 EX-10.1

Farmers National Banc Corp. 2022 Equity Incentive Plan (incorporated by reference to Exhibit 10.1 to Farmers’ Current Report on Form 8-K filed with the Commission on April 22, 2022).

Exhibit 10.1 FARMERS NATIONAL BANC CORP. ? 2022 EQUITY INCENTIVE PLAN FARMERS NATIONAL BANC CORP. 2022 EQUITY INCENTIVE PLAN The purpose of the Plan is to promote the Company?s long-term financial success and increase shareholder value by motivating performance through incentive compensation. The Plan also is intended to encourage Participants to acquire ownership interests in the Company, attract

April 22, 2022 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 21, 2022 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission

March 24, 2022 EX-99.2

Forward Looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements about the financial condition, results of operations, asset quality tren

Acquisition of Investor Presentation March 24, 2022 Exhibit 99.2 Forward Looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements about the financial condition, results of operations, asset quality trends and profitability of Farmers National Banc Corp. (?Farmers?). Forward-looking stat

March 24, 2022 EX-2.1

Agreement and Plan of Merger by and among Farmers National Banc Corp., Emclaire Financial Corp., and FMNB Merger Subsidiary V, LLC, dated as of March 23, 2022 (incorporated by reference from Exhibit 2.1 to the Company’s Current Report on Form 8-K filed with the Commission on March 24, 2022).

Exhibit 2.1 AGREEMENT AND PLAN OF MERGER by and among EMCLAIRE FINANCIAL CORP., FARMERS NATIONAL BANC CORP., and FMNB MERGER SUBSIDIARY V, LLC Dated as of March 23, 2022 TABLE OF CONTENTS Page ARTICLE I THE MERGER 1.1 The Merger 1 1.2 Effective Time 2 1.3 Effects of the Merger 2 1.4 Conversion of Shares 2 1.5 Restricted Stock and Stock Options 5 1.6 Articles of Organization and Operating Agreement

March 24, 2022 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): March 23, 2022 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission

March 24, 2022 EX-99.1

Farmers National Banc Corp. and Emclaire Financial Corp. Announce Merger

Exhibit 99.1 Farmers National Banc Corp. and Emclaire Financial Corp. Announce Merger CANFIELD, Ohio and EMLENTON, Pennsylvania ? (BUSINESS WIRE) ? March 24, 2022 ? Farmers National Banc Corp. (?Farmers?) (NASDAQ: FMNB), the holding company for The Farmers National Bank of Canfield (?Farmers Bank?), and Emclaire Financial Corp. (?Emclaire?) (NASDAQ: EMCF), the holding company for The Farmers Natio

March 24, 2022 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): March 23, 2022 Farmers National B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): March 23, 2022 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission

March 17, 2022 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (Rule 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

DEF 14A 1 d201066ddef14a.htm DEF 14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (Rule 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Stat

March 9, 2022 EX-24

Powers of Attorney of Directors and Executive Officers (filed herewith).

EX-24 5 fmnb-ex2412.htm EX-24 Exhibit 24 POWER OF ATTORNEY Each director and/or officer of Farmers National Banc Corp. (the “Corporation”) whose signature appears below hereby appoints KEVIN J. HELMICK and A. TROY ADAIR, and each of them, with full power of substitution and resubstitution, as attorneys or attorney to sign for the undersigned and in his or her name, place and stead, and in any and

March 9, 2022 EX-10.17

Nonemployee Director Compensation (filed herewith).

Exhibit 10.17 Director Compensation Each non-employee director of Farmers National Banc Corp. (the ?Corporation?) shall receive for calendar year 2021 an annual retainer fee of $52,500. Directors with significant additional duties shall receive the following additional annual retainers: (i) $25,000 for the independent Chair of the Board of Directors; (ii) $20,000 for the independent Board Vice Cha

March 9, 2022 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) ? Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2021 or ? Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number 001-35296 Farmers Nationa

March 9, 2022 EX-21

Subsidiaries of Farmers National Banc Corp. (incorporated by reference from Exhibit 21 to Farmers’ Annual Report on Form 10-K filed with the SEC on March 9, 2022).

Exhibit 21 Direct and Indirect Subsidiaries of Farmers National Banc Corp. Farmers National Banc Corp. - The Farmers National Bank of Canfield - Farmers National Insurance LLC - Farmers of Canfield Investment Co. - Farmers Trust Company - National Associates, Inc. - Farmers National Captive Inc.

January 28, 2022 EX-99.1

January 28, 2022

Exhibit 99.1 January 28, 2022 Dear Fellow Shareholders, ?Enable people to envision a future that sustains the best from their past while also holding out new possibilities.? ? Ronald Heifetz, The Practice of Adaptive Leadership It is challenging to imagine the profound differences between the years 1887 and 2021 in terms of each era?s prevailing economies, technologies and cultures. So, I am espec

January 28, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 28, 2022 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commissio

January 27, 2022 EX-99.1

FARMERS NATIONAL BANC CORP. ANNOUNCES RECORD 2021 RESULTS

Exhibit 99.1 January 27, 2022 Press Release Source: Farmers National Banc Corp. Kevin J. Helmick, President and CEO 20 South Broad Street, P.O. Box 555 Canfield, OH 44406 330.533.3341 Email: [email protected] FARMERS NATIONAL BANC CORP. ANNOUNCES RECORD 2021 RESULTS ? Earnings per diluted share of $0.18 ($0.50 excluding one-time items, non-GAAP) for 4th quarter of 2021 ? Completed the acqu

January 27, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 27, 2022 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commissio

November 18, 2021 EX-99.2

CORTLAND BANCORP AND SUBSIDIARIES CONSOLIDATED BALANCE SHEETS (UNAUDITED) (Amounts in thousands, except share data) June 30, 2021 December 31, 2020 ASSETS Cash and due from banks $ 8,839 $ 9,728 Interest-earning deposits 64,426 26,380 Total cash and

EX-99.2 4 d209660dex992.htm EX-99.2 Exhibit 99.2 CORTLAND BANCORP AND SUBSIDIARIES CONSOLIDATED BALANCE SHEETS (UNAUDITED) (Amounts in thousands, except share data) June 30, 2021 December 31, 2020 ASSETS Cash and due from banks $ 8,839 $ 9,728 Interest-earning deposits 64,426 26,380 Total cash and cash equivalents 73,265 36,108 Investment securities available-for-sale (Note 3) 171,313 167,875 Regu

November 18, 2021 8-K/A

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 1, 2021 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commiss

November 18, 2021 EX-99.1

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

EX-99.1 3 d209660dex991.htm EX-99.1 Exhibit 99.1 REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM To the Shareholders and the Board of Directors of Cortland Bancorp Opinion on the Financial Statements We have audited the accompanying consolidated balance sheets of Cortland Bancorp and subsidiaries (the “Company”) as of December 31, 2020 and 2019; the related consolidated statements of incom

November 18, 2021 EX-99.3

SUMMARY SELECTED PRO FORMA CONDENSED COMBINED DATA

Exhibit 99.3 SUMMARY SELECTED PRO FORMA CONDENSED COMBINED DATA The following table shows selected financial information on a pro forma combined basis giving effect to the Merger (which is known as ?pro forma? information) as if the Merger had become effective as of the date presented, in the case of the balance sheet information, and at the beginning of the period presented, in the case of the in

November 17, 2021 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 17, 2021 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commissi

November 17, 2021 EX-10.1

Form of Subordinated Note Purchase Agreement by and between Farmers National Banc Corp. and the several Purchasers named therein, dated November 17, 2021 (incorporated by reference from Exhibit 10.1 to Farmers’ Current Report on Form 8-K filed with the Commission on November 17, 2021).

EX-10.1 2 d233579dex101.htm EX-10.1 Exhibit 10.1 SUBORDINATED NOTE PURCHASE AGREEMENT This SUBORDINATED NOTE PURCHASE AGREEMENT (this “Agreement”) is dated as of November 17, 2021, and is made by and among Farmers National Banc Corp., an Ohio corporation (the “Company”), and the several purchasers of the Subordinated Notes (as defined herein) identified on the signature pages hereto (each a “Purch

November 12, 2021 EX-99.2

Disclosure Statement Cautionary Note Regarding Forward-LookingStatements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements about the strategic vision

EX-99.2 3 d234219dex992.htm EX-99.2 Exhibit 99.2 November 2021 Disclosure Statement Cautionary Note Regarding Forward-LookingStatements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements about the strategic vision, the financial condition, results of operations, asset quality trends and profitabilit

November 12, 2021 EX-99.1

Farmers National Banc Corp. Prices Private Placement of $75 Million of Subordinated Notes

EX-99.1 2 d234219dex991.htm EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: Amber Wallace Senior Vice President, Marketing 330-720-6441 [email protected] Farmers National Banc Corp. Prices Private Placement of $75 Million of Subordinated Notes CANFIELD, OHIO, November 12, 2021 – Farmers National Banc Corp. (“Farmers” or the “Company”) (NASDAQ: FMNB), today announced the pricing of

November 12, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 12, 2021 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commissi

November 4, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly period ended September 30, 2021 Commission file number 001-352

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly period ended September 30, 2021 Commission file number 001-35296 FARMERS NATIONAL BANC CORP. (Exact name of registrant as specified in its charter) Ohio 34-1371693 (State or other jurisdiction of incorporation or

November 1, 2021 8-K

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 1, 2021 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commissio

November 1, 2021 EX-99.1

Farmers National Banc Corp. Completes Merger with Cortland Bancorp, Adds Two New Board Members

Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: Amber Wallace Executive Vice President, Chief Retail and Marketing Officer 330-720-6441 [email protected] Farmers National Banc Corp. Completes Merger with Cortland Bancorp, Adds Two New Board Members CANFIELD, OHIO, November 1, 2021 ? Farmers National Banc Corp. (?Farmers? or the ?Company?) (NASDAQ: FMNB), the holding company for The Farmers

October 29, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 29, 2021 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commissio

October 29, 2021 EX-99.1

October 29, 2021

Exhibit 99.1 October 29, 2021 Dear Fellow Shareholders, To improve is to change; to be perfect is to change often. ? Sir Winston Churchill, Former Prime Minister of the United Kingdom Businesses that are successfully responsive to change in the marketplace are not in a state of constant upheaval. They stay true to their vision and values. However, they identify which specific strategies and tactic

October 27, 2021 EX-99.1

FARMERS NATIONAL BANC CORP. ANNOUNCES STRONG THIRD QUARTER 2021 RESULTS

EX-99.1 2 d249080dex991.htm EX-99.1 Exhibit 99.1 October 27, 2021 Press Release Source: Farmers National Banc Corp. Kevin J. Helmick, President and CEO 20 South Broad Street, P.O. Box 555 Canfield, OH 44406 330.533.3341 Email: [email protected] FARMERS NATIONAL BANC CORP. ANNOUNCES STRONG THIRD QUARTER 2021 RESULTS • Record net income of $16.0 million for the quarter • Earnings per diluted

October 27, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 27, 2021 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commissio

October 18, 2021 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 12, 2021 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commissio

October 18, 2021 EX-2.1

Amendment to Agreement and Plan of Merger by and among Farmers National Banc Corp., Cortland Bancorp, and FMNB Merger Subsidiary IV, LLC, dated as of October 12, 2021 (incorporated by reference from Exhibit 2.1 to the Company’s Current Report on Form 8-K filed with the Commission on October 18, 2021).

Exhibit 2.1 AMENDMENT TO AGREEMENT AND PLAN OF MERGER This Amendment to Agreement and Plan of Merger (this ?Amendment?) is hereby made and entered into as of October 12, 2021, by and among Cortland Bancorp, an Ohio corporation (?Company?), Farmers National Banc Corp., an Ohio corporation (?Purchaser?), and FMNB Merger Subsidiary IV, LLC, an Ohio limited liability company and wholly-owned subsidiar

October 18, 2021 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 12, 2021 Farmers National

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 12, 2021 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commissio

October 4, 2021 EX-99.1

Farmers National Banc Corp. Announces Regulatory Approvals

Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: Amber Wallace Senior Vice President, Marketing 330-720-6441 [email protected] Farmers National Banc Corp. Announces Regulatory Approvals CANFIELD, OHIO, October 4, 2021 ? Farmers National Banc Corp. (?Farmers? or the ?Company?) (NASDAQ: FMNB), the holding company for The Farmers National Bank of Canfield (?Farmers National Bank?), today annou

October 4, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 4, 2021 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission

October 4, 2021 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 4, 2021 Farmers National

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 4, 2021 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission

October 1, 2021 EX-99.1

Farmers National Banc Corp. and Cortland Bancorp Announce Election Deadline of October 25, 2021

Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: Amber Wallace Senior Vice President, Marketing 330-720-6441 [email protected] Farmers National Banc Corp. and Cortland Bancorp Announce Election Deadline of October 25, 2021 CANFIELD, OHIO, October 1, 2021 ? Farmers National Banc Corp. (?Farmers?) (NASDAQ: FMNB), the holding company for The Farmers National Bank of Canfield, and Cortland Banc

October 1, 2021 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 1, 2021 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission

October 1, 2021 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 1, 2021 Farmers National

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 1, 2021 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission

September 27, 2021 EX-99.2

TIME IS CRITICAL. PLEASE COMPLETE AND RETURN PROMPTLY IN ACCORDANCE WITH THE ENCLOSED INSTRUCTIONS. ELECTION FORM AND LETTER OF TRANSMITTAL TO ACCOMPANY CERTIFICATES OF COMMON SHARES, WITHOUT PAR VALUE, OF CORTLAND BANCORP (“CORTLAND”)

Exhibit 99.2 Computershare Trust Company, N.A. P.O. Box 43011 Providence Rhode Island 02940-3011 Georgeson, Information Agent 866-431-2096 TIME IS CRITICAL. PLEASE COMPLETE AND RETURN PROMPTLY IN ACCORDANCE WITH THE ENCLOSED INSTRUCTIONS. ELECTION FORM AND LETTER OF TRANSMITTAL TO ACCOMPANY CERTIFICATES OF COMMON SHARES, WITHOUT PAR VALUE, OF CORTLAND BANCORP (?CORTLAND?) This Election Form and Le

September 27, 2021 EX-99.4

INSTRUCTIONS (Please read carefully all of the instructions below)

Exhibit 99.4 INSTRUCTIONS (Please read carefully all of the instructions below) 1. Delivery; Election Deadline: For any election contained herein to be considered, the Election Form and Letter of Transmittal, properly completed in accordance with these instructions and signed, and any other documentation reasonably required by Farmers National Banc Corp.?s exchange agent, Computershare Trust Compa

September 27, 2021 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 27, 2021 Farmers Nation

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 27, 2021 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commiss

September 27, 2021 EX-99.5

INSTRUCTIONS (Please read carefully all of the instructions below)

Exhibit 99.5 INSTRUCTIONS (Please read carefully all of the instructions below) 1. Delivery; Election Deadline: For any election contained herein to be considered, the Election Form and Letter of Transmittal, properly completed in accordance with these instructions and signed, and any other documentation reasonably required by Farmers National Banc Corp.?s exchange agent, Computershare Trust Compa

September 27, 2021 EX-99.1

September 27, 2021

EX-99.1 2 d233738dex991.htm EX-99.1 Exhibit 99.1 September 27, 2021 Dear Cortland Bancorp Shareholder: This package is being mailed to you as a shareholder of record of Cortland Bancorp (“Cortland”) in connection with the merger of Cortland with and into FMNB Merger Subsidiary IV, LLC (“Merger Sub”), a wholly-owned subsidiary of Farmers National Banc Corp. (“Farmers”) pursuant to the terms of the

September 27, 2021 EX-99.3

TIME IS CRITICAL. PLEASE COMPLETE AND RETURN PROMPTLY IN ACCORDANCE WITH THE ENCLOSED INSTRUCTIONS. ELECTION FORM AND LETTER OF TRANSMITTAL This Election Form and Letter of Transmittal is sent to you in connection with the proposed merger (the “Merge

EX-99.3 4 d233738dex993.htm EX-99.3 Exhibit 99.3 TIME IS CRITICAL. PLEASE COMPLETE AND RETURN PROMPTLY IN ACCORDANCE WITH THE ENCLOSED INSTRUCTIONS. ELECTION FORM AND LETTER OF TRANSMITTAL This Election Form and Letter of Transmittal is sent to you in connection with the proposed merger (the “Merger”) of Cortland Bancorp (“Cortland”) with and into FMNB Merger Subsidiary IV, LLC (“Merger Sub”), a w

September 27, 2021 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 27, 2021 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commiss

September 23, 2021 424B3

MERGER PROPOSAL – YOUR VOTE IS VERY IMPORTANT

Table of Contents Filed Pursuant to Rule 424(b)(3) Registration No. 333-258811 MERGER PROPOSAL ? YOUR VOTE IS VERY IMPORTANT Farmers National Banc Corp. (?Farmers?), FMNB Merger Subsidiary IV, LLC, a newly-formed wholly-owned subsidiary of Farmers (?Merger Sub?) and Cortland Bancorp (?Cortland?), have entered into an Agreement and Plan of Merger dated as of June 22, 2021 (the ?Merger Agreement?),

September 20, 2021 CORRESP

VIA EDGAR

VIA EDGAR September 20, 2021 United States Securities and Exchange Commission Division of Corporation Finance 100 F Street, NE Washington, D.

September 20, 2021 S-4/A

As filed with the Securities and Exchange Commission on September 20, 2021

Table of Contents As filed with the Securities and Exchange Commission on September 20, 2021 Registration No.

September 20, 2021 EX-99.2

Form of Proxy Card to be used by Cortland Bancorp. (filed herewith).

Exhibit 99.2 YOUR VOTE IS IMPORTANT. PLEASE VOTE TODAY. CORTLAND BANCORP 2021 Special Meeting of Shareholders October 26, 2021, 11:00 A.M. local time This Proxy is Solicited On Behalf Of The Board Of Directors Please mark, sign, date, and return this proxy promptly using the postage-paid, self-addressed envelope provided. FOLD HERE ? DO NOT SEPARATE ? INSERT IN ENVELOPE PROVIDED PROXY THE BOARD RE

August 17, 2021 8-K/A

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 21, 2021 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission

August 13, 2021 EX-24.1

Power of Attorney (filed herewith)

EX-24.1 6 d100845dex241.htm EX-24.1 Exhibit 24.1 Limited Power of Attorney Registration Statement on Form S-4 KNOW ALL MEN BY THESE PRESENTS, that each of the undersigned directors/officers of Farmers National Banc Corp., an Ohio corporation (“Farmers”), which is about to file with the Securities and Exchange Commission (the “SEC”), Washington, D.C., under the provisions of the Securities Act of 1

August 13, 2021 EX-99.1

Consent of Piper Sandler & Co. (filed herewith)

Exhibit 99.1 1251 AVENUE OF THE AMERICAS, 6TH FLOOR NEW YORK, NY 10020 P 212 466-7800 | TF 800 635-6851 Piper Sandler & Co. Since 1885. Member SIPC and NYSE. CONSENT OF PIPER SANDLER & CO. We hereby consent to the inclusion of our opinion letter to the Board of Directors of Cortland Bancorp (the ?Company?) as an Annex to the Proxy Statement/Prospectus relating to the proposed merger of the Company

August 13, 2021 S-4

As filed with the Securities and Exchange Commission on August 13, 2021

Table of Contents As filed with the Securities and Exchange Commission on August 13, 2021 Registration No.

August 5, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly period ended June 30, 2021 Commission file number 001-35296 FA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly period ended June 30, 2021 Commission file number 001-35296 FARMERS NATIONAL BANC CORP. (Exact name of registrant as specified in its charter) Ohio 34-1371693 (State or other jurisdiction of incorporation or orga

August 2, 2021 EX-99.1

Farmers National Banc Corp. Announces Board Addition

Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: Sean Ferguson 330-506-3189 [email protected] Farmers National Banc Corp. Announces Board Addition Canfield, Ohio, August 2, 2021 ? Farmers National Banc Corp. (NASDAQ: FMNB) (?Farmers?) welcomes a member to its Board of Directors, Mr. Frank J. Monaco, who will bring a wealth of business and consulting experience to his new leadership role wi

August 2, 2021 8-K

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 27, 2021 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission F

July 30, 2021 EX-99.1

July 30, 2021

EX-99.1 2 d208570dex991.htm EX-99.1 Exhibit 99.1 July 30, 2021 Dear Fellow Shareholders, Vision is a destination – a fixed point to which we focus all effort. Strategy is a route – an adaptable path to get us where we want to go.—Simon Sinek, author and inspirational speaker Your company has continued to focus on growth strategies throughout the pandemic. Our ultimate goal is to emerge from this u

July 30, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 30, 2021 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission F

July 30, 2021 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 30, 2021 Farmers National Ba

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 30, 2021 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission F

July 28, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 28, 2021 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission F

July 28, 2021 EX-99.1

FARMERS NATIONAL BANC CORP. ANNOUNCES 2021 SECOND QUARTER FINANCIAL RESULTS

Exhibit 99.1 July 28, 2021 Press Release Source: Farmers National Banc Corp. Kevin J. Helmick, President and CEO 20 South Broad Street, P.O. Box 555 Canfield, OH 44406 330.533.3341 Email: [email protected] FARMERS NATIONAL BANC CORP. ANNOUNCES 2021 SECOND QUARTER FINANCIAL RESULTS ? Record net income of $15.6 million for the quarter is 41% higher than same quarter in 2020 ? Net interest in

July 28, 2021 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 28, 2021 Farmers National Ba

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 28, 2021 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission F

July 12, 2021 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 OR ? TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-35296 A. Full title of the plan a

June 28, 2021 NT 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING COMMISSION FILE NUMBER: 001-35296 (Check one): ☐ Form 10-K ☐ Form 20-F ☒ Form 11-K ☐ Form 10-Q ☐ Form 10-D ☐ Form N-CEN ☐ Form N-CSR For P

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING COMMISSION FILE NUMBER: 001-35296 (Check one): ? Form 10-K ? Form 20-F ? Form 11-K ? Form 10-Q ? Form 10-D ? Form N-CEN ? Form N-CSR For Period Ended: December 31, 2020 ? Transition Report on Form 10-K ? Transition Report on Form 20-F ? Transition Report on Form 11-K ? Transition Report

June 25, 2021 8-K/A

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 21, 2021 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission

June 23, 2021 EX-99.2

Disclosure Statement Forward-Looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements about the financial condition, results of operation

Acquisition of Cortland Bancorp June 23, 2021 Exhibit 99.2 Disclosure Statement Forward-Looking Statements? This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements about the financial condition, results of operations, asset quality trends and profitability of Farmers National Banc Corp. (?Farmers?). Forw

June 23, 2021 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 22, 2021 Farmers National Ba

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 22, 2021 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission F

June 23, 2021 EX-2.1

Agreement and Plan of Merger by and among Farmers National Banc Corp., Cortland Bancorp, and FMNB Merger Subsidiary IV, LLC, dated as of June 22, 2021 (incorporated by reference from Exhibit 2.1 to the Company’s Current Report on Form 8-K filed with the Commission on June 23, 2021).

Exhibit 2.1 AGREEMENT AND PLAN OF MERGER by and among CORTLAND BANCORP, FARMERS NATIONAL BANC CORP., and FMNB MERGER SUBSIDIARY IV, LLC Dated as of June 22, 2021 TABLE OF CONTENTS Page ARTICLE I THE MERGER 1.1 The Merger 1 1.2 Effective Time 2 1.3 Effects of the Merger 2 1.4 Conversion of Shares 2 1.5 Restricted Stock and Stock Options 6 1.6 Articles of Organization and Operating Agreement of the

June 23, 2021 EX-10.1

Farmers National Banc Corp. Third Amended and Restated Executive Separation Policy (incorporated by reference from Exhibit 10.1 to the Company’s Current Report on Form 8-K filed with the Commission on June 23, 2021).

Exhibit 10.1 Farmers National Banc Corp. Third Amended and Restated Executive Separation Policy Effective: June 22, 2021 1. Purpose Farmers National Banc Corp. (the ?Company?) seeks to attract and retain the most qualified and capable professionals to serve in key executive positions to maximize the value of the Company for the benefit of the Company?s stockholders. To achieve this goal, the Compa

June 23, 2021 EX-99.1

Farmers National Banc Corp. and Cortland Bancorp Announce Farmers to Acquire Cortland Bancorp

Exhibit 99.1 Farmers National Banc Corp. and Cortland Bancorp Announce Farmers to Acquire Cortland Bancorp CANFIELD, Ohio and CORTLAND, Ohio ? (BUSINESS WIRE) ? June 23, 2021 ? Farmers National Banc Corp. (?Farmers?) (NASDAQ: FMNB), the holding company for The Farmers National Bank of Canfield (?Farmers National Bank?), and Cortland Bancorp Inc. (?Cortland?) (NASDAQ: CLDB), the holding company for

June 23, 2021 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 22, 2021 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission F

June 23, 2021 EX-10.3

Form of Executive Change in Control Agreement (incorporated by reference from Exhibit 10.3 to the Company’s Current Report on Form 8-K filed with the Commission on June 23, 2021).

Exhibit 10.3 CHANGE IN CONTROL AGREEMENT This Change in Control Agreement (this ?Agreement?) is made by and between Farmers National Banc Corp. (the ?Company?) and (the ?Executive?) effective as of the day of , 20 (the ?Effective Date?). WHEREAS, the Executive is currently employed by the Company or an Affiliate; and WHEREAS, in order to induce the Executive to continue performing services for the

June 23, 2021 EX-10.2

Form of Senior Executive Change in Control Agreement (incorporated by reference from Exhibit 10.2 to the Company’s Current Report on Form 8-K filed with the Commission on June 23, 2021).

Exhibit 10.2 CHANGE IN CONTROL AGREEMENT This Change in Control Agreement (this ?Agreement?) is made by and between Farmers National Banc Corp. (the ?Company?) and (the ?Executive?) effective as of the [*] day of [*], 2021 (the ?Effective Date?). WHEREAS, the Executive is currently employed by the Company or an Affiliate; and WHEREAS, in order to induce the Executive to continue performing service

June 21, 2021 EX-99.1

Farmers National Bank Announces Retirement of Long-Time Executive, Additions to Executive Finance Team

Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: Amber Wallace Executive Vice President, Chief Retail/Marketing Officer 330-720-6441 [email protected] Farmers National Bank Announces Retirement of Long-Time Executive, Additions to Executive Finance Team Canfield, Ohio, June 21, 2021 ? Farmers National Banc Corp (NASDAQ: FMNB) announced today the following changes in its Accounting and Finan

June 21, 2021 EX-10.2

Change in Control Agreement with Troy Adair (incorporated by reference from Exhibit 10.2 to the Company’s Current Report on Form 8-K filed with the Commission on June 21, 2021).

EX-10.2 3 d176455dex102.htm EX-10.2 Exhibit 10.2 CHANGE IN CONTROL AGREEMENT This Change in Control Agreement (this “Agreement”) is made by and between Farmers National Banc Corp. (the “Company”) and Troy Adair (the “Executive”) effective as of the 21st day of June, 2021 (the “Effective Date”). WHEREAS, the Executive is currently employed by the Company or an Affiliate; and WHEREAS, in order to in

June 21, 2021 8-K

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 21, 2021 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission F

June 21, 2021 EX-10.1

Restricted Stock Award Agreement with Troy Adair (incorporated by reference from Exhibit 10.1 to the Company’s Current Report on Form 8-K filed with the Commission on June 21, 2021).

EX-10.1 2 d176455dex101.htm EX-10.1 Exhibit 10.1 FARMERS NATIONAL BANC CORP. RESTRICTED STOCK AWARD AGREEMENT Farmers National Banc Corp. (the “Company”) hereby grants the undersigned Participant an Award pursuant to the Farmers National Banc Corp. 2017 Equity Incentive Plan (the “Equity LTI Plan”) as evidenced by the Notice of Grant as further described in this Award Agreement (this “Award Agreem

May 6, 2021 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly period ended March 31, 2021 Commission file number 001-35296 FARMERS NATIONAL BANC CORP. (Exact name of registrant as specified in its charter) Ohio 34-1371693 (State or other jurisdiction of incorporation or org

May 6, 2021 EX-10.3

Farmers National Banc Corp. 2021 Form of Service-based Restricted Stock Award under 2017 Equity Incentive Plan (incorporated by reference from Exhibit 10.3 to Farmers’ Quarterly Report on Form 10-Q filed with the Commission on May 6, 2021).

Exhibit 10.3 FARMERS NATIONAL BANC CORP. RESTRICTED STOCK AWARD AGREEMENT (2021) Farmers National Banc Corp. (the ?Company?) hereby grants the undersigned Participant an Award pursuant to the Farmers National Banc Corp. 2017 Equity Incentive Plan (the ?Plan?) as evidenced by the Notice of Grant accompanying this Award Agreement (the ?Grant Notice?), and as further described in this Award Agreement

May 6, 2021 EX-10.4

Farmers National Banc Corp. 2021 Form of Performance-based Cash Award under 2017 Equity Incentive Plan (incorporated by reference from Exhibit 10.4 to Farmers’ Quarterly Report on Form 10-Q filed with the Commission on May 6, 2021).

Exhibit 10.4 FARMERS NATIONAL BANC CORP. PERFORMANCE-BASED CASH AWARD AGREEMENT (2021) Farmers National Banc Corp. (the ?Company?) hereby grants the undersigned Participant an Award pursuant to the Farmers National Banc Corp. Long-Term Incentive Plan (the ?Cash LTI Plan?), as evidenced by the Notice of Grant accompanying this Award Agreement (the ?Grant Notice?), and as further described in this A

May 6, 2021 EX-10.2

Farmers National Banc Corp. 2021 Form of Performance-based Equity Award under 2017 Equity Incentive Plan (incorporated by reference from Exhibit 10.2 to Farmers’ Quarterly Report on Form 10-Q filed with the Commission on May 6, 2021).

EX-10.2 3 fmnb-ex102100.htm EX-10.2 Exhibit 10.2 FARMERS NATIONAL BANC CORP. PERFORMANCE-BASED EQUITY AWARD AGREEMENT (2021) Farmers National Banc Corp. (the “Company”) hereby grants the undersigned Participant an Award pursuant to the Farmers National Banc Corp. 2017 Equity Incentive Plan (the “Equity LTI Plan”) as evidenced by the Notice of Grant accompanying this Award Agreement (the “Grant Not

May 6, 2021 EX-10.1

Farmers National Banc Corp. 2021 Form of Notice of Grant of Long-term Incentive Plan Awards under 2017 Equity Incentive Plan (incorporated by reference from Exhibit 10.1 to Farmers’ Quarterly Report on Form 10-Q filed with the Commission on May 6, 2021).

Exhibit 10.1 Notice of Grant of Restricted Stock Award, Performance-based Equity Award, and Performance-based Cash Award Name Address City, State Zip Subject to the terms and conditions of the 2017 Equity Incentive Plan and the Farmers National Banc Corp. Long-Term Incentive Plan (the ?Plans?) and the accompanying Restricted Stock Award Agreement, Performance-based Equity Award Agreement, and Perf

May 5, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 5, 2021 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission Fil

May 5, 2021 EX-99.1

Disclosure Statement Forward-Looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements about the financial condition, results of operation

Nasdaq: FMNB | Q1 2021 Investor Presentation Exhibit 99.1 Disclosure Statement Forward-Looking Statements? This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements about the financial condition, results of operations, asset quality trends and profitability of Farmers National Banc Corp. (?Farmers?). Forwa

April 30, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 30, 2021 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission

April 30, 2021 EX-99.1

April 30, 2021

EX-99.1 Exhibit 99.1 April 30, 2021 Dear Fellow Shareholders, Success is almost totally dependent upon drive and persistence. The extra energy required to make another effort or try another approach is the secret of winning. Denis Waitley, motivational speaker and author of The Psychology of Winning True high performance is elusive for many organizations because it is a marathon, not a sprint. No

April 28, 2021 EX-99.1

FARMERS NATIONAL BANC CORP. ANNOUNCES 2021 FIRST QUARTER FINANCIAL RESULTS

Exhibit 99.1 April 28, 2021 Press Release Source: Farmers National Banc Corp. Kevin J. Helmick, President and CEO 20 South Broad Street, P.O. Box 555 Canfield, OH 44406 330.533.3341 Email: [email protected] FARMERS NATIONAL BANC CORP. ANNOUNCES 2021 FIRST QUARTER FINANCIAL RESULTS ? Dedicated to assisting associates, customers and communities during the COVID-19 crisis ? Record net income

April 28, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 28, 2021 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission

April 16, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 15, 2021 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission

April 16, 2021 EX-99.1

Farmers National Banc Corp. Announces Holding Company Leadership Roles

EX-99.1 2 d141363dex991.htm EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: Amber Wallace Executive Vice President, Chief Retail/Marketing Officer 330-720-6441 [email protected] Farmers National Banc Corp. Announces Holding Company Leadership Roles Canfield, Ohio, April 16, 2021 — Farmers National Banc Corp. (NASDAQ: FMNB) (“Farmers”) has announced that James R. Smail has assumed t

March 15, 2021 8-K

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): March 15, 2021 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission

March 15, 2021 EX-99.2

Disclosure Statement Forward-Looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements about the financial condition, results of operation

EX-99.2 3 d116950dex992.htm EX-99.2 Nasdaq: FMNB | Q4 2020 Investor Presentation Exhibit 99.2 Disclosure Statement Forward-Looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements about the financial condition, results of operations, asset quality trends and profitability of Farmers Nat

March 15, 2021 EX-99.1

Farmers National Bank promotes Shaffer to Chief Credit Officer

EX-99.1 2 d116950dex991.htm EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: Amber Wallace Executive Vice President, Chief Retail/Marketing Officer 330-720-6441 [email protected] Farmers National Bank promotes Shaffer to Chief Credit Officer Canfield, Ohio, March 15, 2021 — Farmers National Bank has promoted Timothy F. Shaffer to Executive Vice President, Chief Credit Officer. Shaff

March 12, 2021 DEF 14A

Schedule 14A

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (Rule 14a-101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the

March 4, 2021 EX-24

Powers of Attorney of Directors and Executive Officers (filed herewith).

Exhibit 24 POWER OF ATTORNEY Each director and/or officer of Farmers National Banc Corp.

March 4, 2021 EX-21

Subsidiaries of Farmers National Banc Corp. (incorporated by reference from Exhibit 21 to Farmers’ Annual Report on Form 10-K filed with the Commission on March 4, 2021).

Exhibit 21 Direct and Indirect Subsidiaries of Farmers National Banc Corp. Farmers National Banc Corp. - The Farmers National Bank of Canfield - Farmers National Insurance LLC - Farmers of Canfield Investment Co. - Farmers Trust Company - National Associates, Inc. - Farmers National Captive Inc.

March 4, 2021 EX-10.17

Nonemployee Director Compensation (filed herewith).

Exhibit 10.17 Director Compensation Each non-employee director of Farmers National Banc Corp. (the ?Corporation?) shall receive for calendar year 2020 an annual retainer fee of $52,500. Directors with significant additional duties shall receive the following additional retainers: (i) $25,000 for the independent Chair of the Board of Directors; (ii) $20,000 for the independent Board Vice Chair; (ii

March 4, 2021 10-K

Annual Report - 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) ? Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2020 or ? Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number 001-35296 Farmers Nationa

February 1, 2021 EX-99.1

February 1, 2021

EX-99.1 Exhibit 99.1 February 1, 2021 Dear Fellow Shareholders, “Everyone here has the sense that right now is one of those moments when we are influencing the future.” – Steve Jobs When we think about a business influencing the future, we likely think in terms of the introduction of innovative technologies. I would offer to you that when an organization not only survives but advances forward duri

February 1, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 1, 2021 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commissio

January 28, 2021 EX-99.1

FARMERS NATIONAL BANC CORP. ANNOUNCES 2020 FOURTH QUARTER AND ANNUAL FINANCIAL RESULTS

EX-99.1 Exhibit 99.1 January 28, 2021 Press Release Source: Farmers National Banc Corp. Kevin J. Helmick, President and CEO 20 South Broad Street, P.O. Box 555 Canfield, OH 44406 330.533.3341 Email: [email protected] FARMERS NATIONAL BANC CORP. ANNOUNCES 2020 FOURTH QUARTER AND ANNUAL FINANCIAL RESULTS • Dedicated to assisting associates, customers and communities during the COVID-19 crisi

January 28, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 28, 2021 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commissio

December 31, 2020 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): December 31, 2020 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commissi

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